#and if the grandmother was on Medi-Cal

[sassysnowperson]

Sass Talks Books: Thank You for Listening, by Julia Whelan

Basic Plot: An audiobook narrator, who doesn't record romance books (anymore - she needed to break into the industry somehow), is given the financial opportunity of a lifetime...recording a romance book. It's a dual narration book, too, which means working with another narrator. Her recording partner quickly becomes one of the best perks of the project, warm and funny and *real* feeling, despite the fact they've never met. (They've never met, right?)

My thoughts: I really enjoyed this one. The author IS an audiobook narrator, writing a book about two audiobooks narrators, and I listed to the audiobook...narrated by the author. I thoroughly recommend that reading experience, by the way. There's a lot of little moments with the two talented voice actor characters slipping into different accents, talking about tone and inflection, and it's an absolute delight to hear the narrator delivering on the script she wrote for herself. As for the story itself, I'm not far enough into the romance world to know if this book deviates from the romance novel beats enough that it's drifted out of the category, but I can say that it was absolutely charming and enjoyable. And, that the changes made dulled the edges of the parts of romance I bounce off of the most while absolutely being a very loving send-up of the genre. The connection between the two people was very real, but it wasn't the only (or even, I would argue, the most important) relationship developing and changing in the book.

Every character felt connected in a complicated web of love and relationships with other people - it was a joy. And it was used to explore some toothy things that I normally don't get in a book this fun - grief, regret, how you deal with the losses you can't get back, how you rebuild a life. It stayed warm-hearted and kind as a book, but it didn't shy away from real fights, insecurities, and pain.

A handful of warnings to go along with that: the MC has lost an eye, and deals with ableism, and some negative self-perception. There's some diet-culture-based disordered eating for the MC's best friend (not displayed as a good thing). The MC's relationship with her dad has some brutal fights where there's emotional manipulation happening. There's also a real look at the complications of dementia - discussed below.

The protagonist's relationship with her grandmother is a key point of the story, and the grandmother is dealing with encroachment of memory loss and personality change that comes along with dementia. This part surprised me - I work with older adults in long-term care and lol, was not expecting that my professional life would be relevant to the situation. The author made a few errors with the care system in California (where our grandma is based, and where I work). But frankly, only a few, and the way the dementia progressed wasn't one of them. It was good, and heartbreaking, and one of my favorite parts.

Wow...I wrote a lot about this. Suppose that makes sense, considering it was my experience of the book itself. I expected something light and fun, and while I got it, there was depth there too that was a very welcome surprise.

[welcometomomuniverse]

Once upon a time, I thought I’d live and die in San Francisco. 

My grandmother lived in the same ghetto for 40 years: so notoriously bad that ambulances and pizza drivers refused to come up the hill, now it’s “oceanfront” real estate. Now white people live there and the sidewalks are clean, the buildings are painted and there’s a park. 

I can’t tell you how much I hate it. 

While I’m happy that my granny now has a clean place to live, they accomplished this by neglecting the families that were already there and then pricing them out so they couldn’t stay. But they could clean it for white folks. I work three jobs and just barely make over $25k/year. I’m Black and want to work in publishing but can’t afford to move to New York and don’t really want to leave the city. Even if it isn’t my city anymore.

At one of my jobs, only three of my coworkers own homes. Two are white: male and female, and one is a Black woman, who only owns property because she’s old enough to (over 40.)  At my other job, despite all of us making between $18 - $24/hr, we are all on some type of state assistance because we’re underemployed. I make $18/hr but can’t work more than 14 hours a week, which after taxes is less than $1k/month. I kept trying to convince myself that if I just found that ONE full-time job that had benefits and paid me $40k a year I’d be able to make it.  I’d be able to own property that I could pass down to my son so then he could own property. But I have coworkers making $45-$50k/year who live in one-bedroom apartments with their spouses. Who live in a shared apartment with roommates. Who are 35+ years old still living with parents. Who are all on food stamps and Medi-cal because we don’t make enough money. And the one thing that’s on everyone’s mind is the idea that, maybe we should just move. Maybe we should just give up our roots and go someplace else. I thought I’d live and die in San Francisco. It was my city. It was my GRANDMOTHER’S city. The Bay Area was ours and no one could take that except that they can. They can take it because they have more money, because they have more power, because they’re white. And despite wanting desperately to draw a line and say, “No you move,” I can’t. This might be the year I finally get priced out of California and it breaks my heart. 

[neogenesis85]

Good News: So, my uncle in Cali survived. They were able to get the meningitis infection under control a few weeks ago. He has a lot of rehab to go through but his cognitive skills are getting better, and fortunately for him he’s has Medi-Cal that is going to pay for his assistant living requirements. His ex wife is starting a gofund to help cover bills and stuff for his apartment that their youngest still lives in.

Bad News: A dumb ass uncle on my dad’s side was one of the cops that got covid at those sheriff training classes here this week, and the absolute fool decided it was a good idea to stop by and see my grandmother after they canceled them before he went back home.

Now everyone on the farm has to get tested and quarantine, and all of them have health issues. But if my 91 year old grandma gets taken out by his dumbassery there will be hell to pay.

[clothestop]

from http://bit.ly/2fzNu8Y http://bit.ly/2Ml2man

cognizantofeuphoria: Seeking love, help & attention to a health complication Hello Lovelies,I...

Seeking love, help & attention to a health complication

Hello Lovelies,

I first want to say my heart is filled with warmth for those who have written me lovely messages and donated to my health complication. It really does mean everything to me. I was originally diagnosed with something called Henoch. After seeing more doctors and getting more blood work done when it was becoming worse and worse. I traveled 3 hours to see a specific doctor whom diagnosed me with dariers disease as well. There are a lot of different medical options like laser surgery, they are all very dangerous. I am not sure what I exactly want to do right now so I have been seeking naturopaths and holistic healings at the moment in California. This whole thing is very painful.

Photos of your diagnosis/contact:

I was going to attach the photos onto here but because many people have messaged me that they will reblog it without the photos because they are a trigger warning/ don’t fit people’s blog type I decided to just have my documents here. The previous posts are still on my page if you are comfortable with seeing graphic images. If you would like to reach out with any questions/concerns my email is: librarose2828@gmail.com (Please be respectful) //// if you would like to mail me a letter, privately dm me and I will send you a mailing. It would mean a lot to me. All my love sincerely, && Thank you ❤️

What the $ goes towards:

The $ goes towards my bills, as you can see one of the many I have added to this post. I have about $3,500 due. My gofundme money is set aside for following up with surgerical procedure If all else fails as well as paying off bills. I have medi-cal which doesn’t take care of much for the type of doctors I would see for something this rare/intense. The money goes towards eating, living, transportation including to therapy, natural medicine/ topicals that have been helping such as Dragon blood oil, tea tree oil, Emu oil, Dr. Sebi cream $25 for 2oz (8oz last me a month), Dr Morse supplements, Argan oil,etc., and taking care of myself overall.

Work issues:

I was fired for telling a guy I had sex with in the past for saying “fuck off” when he had been harassing me and emotionally manipulating/abusing me at work and have had a hard time finding work after. I know someone had commented on the photos on my blog that I should get medical disability for working. Unfortunately this is not something you can be qualified to not work with. But that doesn’t stop bosses and companies to discriminate you for it and not hire you because of the look of it. I have gone to several interviews that I am qualified for based on experience. Therefore, I am working on being my own entrepreneur and painting / writing. If you would like to look at my art pls dm me as I’m working on a website.

Where to donate?:

Every bit helps!!! I love and appreciate every single one of you. Also thank you for taking the time to read all of this. 🌹🌹

A Reblog also goes a long way!

Venmo: Crystal-Rose28

PayPal: librarose2828@gmail.com (Crystal Dansky)

cashapp: $CrystalDumortier

https://www.gofundme.com/zzjxtb-health-complications&rcid=r01-154657707016-504c65c4d83d4fd7&pc=ot_co_campmgmt_m

My Last name is Dansky. My grandmother is helping me get it switched because my mother and I are in no contact/broken family.

[queencarlyelizabeth-blog]

First Blog~

I just woke up over heated but in a 60°F room. Problems of fibromyalgia, night sweats, sounds gross right? Well its life. I chose the coldest room in the house for a reason when we had moved in here about 7, maybe 8 years ago. With fibromyalgia I get the "chills" a lot like I can be freezing my ass off or I'll be over heating which is usually always. My logic is, is that I prefer being cold because I can at least bundle up but when I'm over heated I can't cool down as fast and it's just uncomfortable for me. Maybe that's a reason my pink blanket had become more of a security blanket to me? I know I'm 20 years old and can't sleep anywhere else without my favorite blanket, silly me, I doubt I am the only one though. I end up needing to wash them often due to the dogs loving the softness of the fabric. Their fur sheds so much, it gets stuck and then it's like I have a new blanket of dog fur. I have two dogs that are getting up there in age, the first one is Hunny and she is I believe a German shepherd/Shibba type mix cause of the coloring but we really have no idea of her mix but she's the sweetest, unique dog, and we ever so were lucky to have this 8 year old lady. 2 years ago she got diagnosed with diabetes and almost died we worked hard to getting her body working with her again and so did our other dog Sophia who isn't here with us anymore she ended up passing away shortly after that. Hunny, as you guys hear in my streams, being grumbly sometimes, is doing great! I have a little dog too her name is tiger-lily, we think she's a Papillion type breed, she's turning 5 this year and for all that have seen her, she's so tiny for being 5, but she's a small dog breed, can't help it. She was taken from her mom too early and I had to still be bottle fed puppy formula, was the cutest breath, I will have to upload pictures someday of when they were babies. But back on topic to my day. I decided to try and stream some creative stuff and we did some karaoke with friends. I heard some grim news today about my grandma. My mom has been in Texas for the past year taking care of her mother, my grandmother. She first has a knee replacement surgery that caused her to have a bed sore that got severely infected in her back that got into her bones, they ended up eventually removing her tailbone, and then later on needing to just amputate her leg above the knee. Her entire body is shutting down and she has slipped into a coma. The nurse came by early this morning to check on her and said she was barely breathing and her organs were almost completely shut down. So it's any day now it seems which is hard for me and my mom and well the entire family I suppose because in 2 days, on the 23rd it'll be 2 years that Sophia passed away and that’s really hard on my mom cause it's her mom and her dog who was like her child both passing on, it's just so hard. I'm struggling a lot with the whole grandma thing because I was supposed to go out there in October. But with having all my medical problems my Neurologist said it would be better off if I didn't leave until we figured out what was going on with my seizures exactly. My dad lost his job, we lost insurance, medi-cal didn’t want to find me a neurologist at the time, even now I'm struggling to find a new neurologist. But at least my dad has a new job but the new insurance still doesn’t kick off till June 1st. And I'm going to have to find a new Rheumatologist as well as a neurologist so it's going to be rough but it’s my life.

 I tried streaming a bit ago and I was just getting trolled a lot and it has been happening more and more but I mean it is to be expected it is the internet, but I wish people would treat others with respect. I go by a quote: "Treat others how you want to be treated." so I expect to be treated the same with the same amount of respect. I tell people on my overlay and its right there in their faces that I have seizures, and what do they do, still try to do what they can to trigger me to have one on stream because they think it's funny. They make fun of my weight, because they don’t understand about medications having weight gain capabilities. Or for the fact I've actually lost 30lbs since being on bedrest, but no one looks at the weight lost, the just see the blubber that’s still there. It's just a cruel world that lies here. I usually hide most of the depression and anxiety I face behind a mask that has sarcasm and a smile and laughter so people don’t have to be burdened by me, but sometimes people still see through that. I try to stay positive though, knowing others go through things similar, or even worse things from day to day. Life moves on and tomorrow lies another day and another post stay tuned. 

p.s please let me know what i should change or like write about. I am new to all this but i’m working on all this so i hope you all enjoy!

[wednesday7econlive]

Think of the economic ripple effect. Every action has costly intended and unintended consequences – in terms of externalities and losses of opportunity cost. When my grandmother, who has a very basic Medi-Cal (California version of Medicaid) insurance coverage, needed to schedule an appointment with an eye doctor at the community hospital in Torrance, we had to wait over 6 hours in the Emergency room and then Urgent care to see a physician “on duty” who allowed us to schedule an appointment with a specialist. The physician “on duty” spent no more than 3 minutes with my grandmother and assigned her an available appointment time in two weeks. Needless to say, there were other people in the Emergency room – after car accidents, with bleeding wounds, and broken limbs – who truly needed medical assistance. However, the bureaucratic machine is impregnable and pitiless. Thus, this is the rule that allows low-income and uninsured patients get access to medical care. As a result, we had to spend 6 hours waiting while a tremendous amount of opportunity costs and negative externalities accumulated:

1. I missed a class at school and was late to my internship. 

2. My diabetic grandmother had to miss lunch (it’s health threatening!). 

3. Other patients who needed help couldn’t be seen sooner.

4. Working patients had to miss work and thus experienced direct financial losses.

5. The hospital’s personnel had to waste time with paperwork instead of helping patients with their health care needs.

So, the inefficiency of the existing health care system can be shown with this simple analogy wit a ripple effect. If we measure the cost of living in terms of time, lots of time were wasted inefficiently that subsequently harmed many individuals and the society’s productivity in general.

I had plenty of time while waiting to think about the reason behind this malfunctioning in the system. The physician who saw my grandmother mentioned that the hospital is profoundly understaffed and thus cannot address the needs of all of the patients in a timely manner. Why is that the hospital is lacking doctors? I did some research and this is what I found:

In order to address the high demand for low- and no-cost medical services, the government had to regulate the cost of what MediCal and Medicaid patients should – if anything – pay. In most instances, these patients pay nothing, thus the federal(Medicaid) or the state(MediCal) government pays for the services. As CNN Money states, “MediCaid’s allowed charges are roughly 80% of the charges allowed by private insurers - about the same as they have been since 1999.” In other words, hospitals get paid less for treating MediCal and Medicaid patients, which forces them to lower the supply of available doctors given that about 84% of hospital bills is fixed cost (e.g. the cost of maintaining the hospital, equipment, etc.) (Heritage.org, 2014). According to the article by Pope, a big shortage in the long run “guarantees providers a reliable demand for low services and prevent them from profiting by innovating or improving quality”.  Fixed prices established by Medicaid and MediCal encourage providers to seek profits to cover the overhead (in terms of Average Total Cost) “by playing politics rather than by serving their customers” and refer patients to more costly but often unnecessary procedures. The damage of this type of price regulation accumulates as time passes, which can be seen at the long run graph on the right.

This fact can be further demonstrated by one of the ten principles that we addressed in this course: “People respond to incentives”. If providers cannot earn more by improving the quality, they have no incentives to do so, nor to innovate to serve better the needs of their patients.

On the other side of this struggle are American people who cannot afford pay for insurance services and often avoid seeking medical help until it is absolutely necessary. Although current solution proposed by the Republican’s party is to incentivize people to get medical insurance in exchange for a tax credit, I believe the solution to the damaged health insurance system will come first with re-negotiation of insurance costs in order to make medical services closer to the cost that medical providers charge. How is it even possible that Wells Fargo is capable of offering insurance services to UC students under Anthem BlueCross insurance plan with low or even zero deductibles for less than $200 a month, while the same plan directly costs over $600 per person? So, I believe that incentives to people to purchase insurance should start with establishing a reasonable and affordable price to get access to the fundamental services of health care. Therefore, policymakers should reevaluate the existing health care system because it does not benefit the society in general. A more efficient health care system would yield a greater societal welfare by not letting people compromise on the essential access to health care that every developed society deserves.

                                                References

Luhby, Tami. “Medicare pays doctors less than private insurance.” CNNMoney.          Cable News Network, Retrieved by Web 15 Mar. 2017.

Pope, Christopher. “Legislating Low Prices: Cutting Costs or Care?” The                       Heritage Foundation. Retrieved by Web 14 Mar. 2017.

Elizaveta Harvey

Student ID # 55264085

[gordonwilliamsweb]

Lawmaker Pushing Mental Health Reform: It’s ‘More Needed Than Ever’

SACRAMENTO — During the first week of school closures in San Jose, state Sen. Jim Beall’s office received more than a dozen phone calls from distressed parents and caregivers.

The problem: They couldn’t get free lunches because school district rules required children be present to receive a meal. A grandmother caring for at least seven children couldn’t fit them all in her car. One parent had a sick child who needed to stay at home, and another was unable to bring her child, who has disabilities, to wait in the drive-thru lunch line.

Beall’s staff helped resolve their predicaments by calling the school districts and the schools to mediate. And while lunch line challenges alone might seem minor, Californians are contending with unexpected unemployment, social isolation and anxiety about the virus. All of those added stressors could lead to — or exacerbate — mental health problems as Californians cope with COVID-19, said the Democrat from San Jose.

As the chair of the Senate Select Committee on Mental Health, Beall is one of the most outspoken advocates for mental health in the state legislature. He believes Californians’ mental health needs are more acute than ever and ought to be addressed — even in the face of deep state budget cuts.

“He’s been a unique voice and champion who is not afraid to take an unpopular stand because it’s the right thing to do,” said Michelle Cabrera, executive director of the County Behavioral Health Directors Association of California. “We are in a precarious moment right now.”

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But whether state lawmakers will have the appetite — or funding — to enact mental health reform this year is unclear. The focus is unquestionably on responding to the novel coronavirus.

Gov. Gavin Newsom is scaling back his own plans to expand health care. His budget advisers told lawmakers on April 16 the state will spend at least $7 billion to respond to the pandemic. And state Senate President Pro Tem Toni Atkins has asked lawmakers to focus on bills related to the outbreak.

Beall talked to California Healthline’s Samantha Young about why he believes mental health care must remain a priority. He and state Sen. Scott Wiener (D-San Francisco) have said they intend to pursue companion bills creating state parity laws, which would require health plans in California to provide mental health care benefits on par with medical benefits. Their previous attempts have failed, in part because of opposition from the health insurance industry.

Beall also wants the state to certify mental health peer-support specialists, people who rely on their own experiences to help others in treatment.

This interview has been edited for length and clarity.

Q: The state’s response to the coronavirus has taken center stage. Are the mental health reforms you and others have advocated on hold for the year?

I think they are more needed than ever. People are very vulnerable under this kind of stress. Senior isolation is a big problem, and it’s going to get worse and worse. The economy is distressed, people losing jobs causes a huge amount of stress, not being able to pay the rent, PTSD kicks in with veterans.

Q: How do you pay for mental health programs when there is so much competition in the budget to respond to the coronavirus?

Counties have Mental Health Services Act reserves to support existing services during a crisis like this pandemic. They are also receiving state and federal emergency funds. But it’s never enough. We have to find a way to shift our priorities.

The homeless mentally ill population is highly susceptible to the virus. Prioritizing mental health spending is key to the success of a whole community.

Q: What are your priorities on mental health care?

Mental health has always been a segregated element of health care. It should be treated just like any other part of your body in terms of the health care system. It isn’t. We’ve been trained in our minds to think of mental health as a social failing, not a real, legitimate health care issue. In fact, mental health is just like any other disease. If you don’t treat it, it gets worse and worse.

So I believe mental health parity is very important because of that. And I have a philosophical belief that unless we require parity, it won’t happen.

Q: The governor said the state can enforce the existing federal mental health parity law. Can you explain why you believe a state law is needed?

Right now with the staff the state has, they check health plans every three years. We want them to check every year and to do more vigorous checks. Real parity is how long it takes to get an appointment. How many months do I have to wait when they give me a referral to a doctor? Is the doctor able to take patients or is it just a doctor on a list?

Q: Your parity bill focuses on the treatment of substance abuse. Why is that an area that needs focus?

That’s one of the main lagging things with parity. Substance abuse, just a decade ago, was thought of by most people as a human failing, not a medical issue. A lot of people still think that way.

Now, if a doctor sees a patient and the patient has addiction, the doctor says, “You know you’re addicted to opioids and I’ve got to give you this prescription because we have to deal with your addiction. But I can’t really do it right now because I have to submit the request to the insurance company and have them review and approve your medication.” That can take a couple weeks, and in some cases they overrule it. What this bill says is if a doctor says that you’re in need of care for a medical addiction and the doctor prescribes medication, the health plan cannot stop the doctor from prescribing the medication for you.

Q: Why is it in the state’s interest to require insurance companies to cover mental health services equally?

When the insurance companies don’t provide mental health services, people get sick. You know what happens when they get sick? They lose their jobs. When they lose their jobs, guess what happens. When they’re unemployed, they go on Medi-Cal.

Not having good health insurance programs with mental health care costs the state a lot of money when people end up on the Medi-Cal system.

This KHN story first published on California Healthline, a service of the California Health Care Foundation.

Lawmaker Pushing Mental Health Reform: It’s ‘More Needed Than Ever’ published first on https://nootropicspowdersupplier.tumblr.com/

[stephenmccull]

Lawmaker Pushing Mental Health Reform: It’s ‘More Needed Than Ever’

SACRAMENTO — During the first week of school closures in San Jose, state Sen. Jim Beall’s office received more than a dozen phone calls from distressed parents and caregivers.

The problem: They couldn’t get free lunches because school district rules required children be present to receive a meal. A grandmother caring for at least seven children couldn’t fit them all in her car. One parent had a sick child who needed to stay at home, and another was unable to bring her child, who has disabilities, to wait in the drive-thru lunch line.

Beall’s staff helped resolve their predicaments by calling the school districts and the schools to mediate. And while lunch line challenges alone might seem minor, Californians are contending with unexpected unemployment, social isolation and anxiety about the virus. All of those added stressors could lead to — or exacerbate — mental health problems as Californians cope with COVID-19, said the Democrat from San Jose.

As the chair of the Senate Select Committee on Mental Health, Beall is one of the most outspoken advocates for mental health in the state legislature. He believes Californians’ mental health needs are more acute than ever and ought to be addressed — even in the face of deep state budget cuts.

“He’s been a unique voice and champion who is not afraid to take an unpopular stand because it’s the right thing to do,” said Michelle Cabrera, executive director of the County Behavioral Health Directors Association of California. “We are in a precarious moment right now.”

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Subscribe to KHN’s free Morning Briefing.

Sign Up

Please confirm your email address below:

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But whether state lawmakers will have the appetite — or funding — to enact mental health reform this year is unclear. The focus is unquestionably on responding to the novel coronavirus.

Gov. Gavin Newsom is scaling back his own plans to expand health care. His budget advisers told lawmakers on April 16 the state will spend at least $7 billion to respond to the pandemic. And state Senate President Pro Tem Toni Atkins has asked lawmakers to focus on bills related to the outbreak.

Beall talked to California Healthline’s Samantha Young about why he believes mental health care must remain a priority. He and state Sen. Scott Wiener (D-San Francisco) have said they intend to pursue companion bills creating state parity laws, which would require health plans in California to provide mental health care benefits on par with medical benefits. Their previous attempts have failed, in part because of opposition from the health insurance industry.

Beall also wants the state to certify mental health peer-support specialists, people who rely on their own experiences to help others in treatment.

This interview has been edited for length and clarity.

Q: The state’s response to the coronavirus has taken center stage. Are the mental health reforms you and others have advocated on hold for the year?

I think they are more needed than ever. People are very vulnerable under this kind of stress. Senior isolation is a big problem, and it’s going to get worse and worse. The economy is distressed, people losing jobs causes a huge amount of stress, not being able to pay the rent, PTSD kicks in with veterans.

Q: How do you pay for mental health programs when there is so much competition in the budget to respond to the coronavirus?

Counties have Mental Health Services Act reserves to support existing services during a crisis like this pandemic. They are also receiving state and federal emergency funds. But it’s never enough. We have to find a way to shift our priorities.

The homeless mentally ill population is highly susceptible to the virus. Prioritizing mental health spending is key to the success of a whole community.

Q: What are your priorities on mental health care?

Mental health has always been a segregated element of health care. It should be treated just like any other part of your body in terms of the health care system. It isn’t. We’ve been trained in our minds to think of mental health as a social failing, not a real, legitimate health care issue. In fact, mental health is just like any other disease. If you don’t treat it, it gets worse and worse.

So I believe mental health parity is very important because of that. And I have a philosophical belief that unless we require parity, it won’t happen.

Q: The governor said the state can enforce the existing federal mental health parity law. Can you explain why you believe a state law is needed?

Right now with the staff the state has, they check health plans every three years. We want them to check every year and to do more vigorous checks. Real parity is how long it takes to get an appointment. How many months do I have to wait when they give me a referral to a doctor? Is the doctor able to take patients or is it just a doctor on a list?

Q: Your parity bill focuses on the treatment of substance abuse. Why is that an area that needs focus?

That’s one of the main lagging things with parity. Substance abuse, just a decade ago, was thought of by most people as a human failing, not a medical issue. A lot of people still think that way.

Now, if a doctor sees a patient and the patient has addiction, the doctor says, “You know you’re addicted to opioids and I’ve got to give you this prescription because we have to deal with your addiction. But I can’t really do it right now because I have to submit the request to the insurance company and have them review and approve your medication.” That can take a couple weeks, and in some cases they overrule it. What this bill says is if a doctor says that you’re in need of care for a medical addiction and the doctor prescribes medication, the health plan cannot stop the doctor from prescribing the medication for you.

Q: Why is it in the state’s interest to require insurance companies to cover mental health services equally?

When the insurance companies don’t provide mental health services, people get sick. You know what happens when they get sick? They lose their jobs. When they lose their jobs, guess what happens. When they’re unemployed, they go on Medi-Cal.

Not having good health insurance programs with mental health care costs the state a lot of money when people end up on the Medi-Cal system.

This KHN story first published on California Healthline, a service of the California Health Care Foundation.

Lawmaker Pushing Mental Health Reform: It’s ‘More Needed Than Ever’ published first on https://smartdrinkingweb.weebly.com/

[dinafbrownil]

Lawmaker Pushing Mental Health Reform: It’s ‘More Needed Than Ever’

SACRAMENTO — During the first week of school closures in San Jose, state Sen. Jim Beall’s office received more than a dozen phone calls from distressed parents and caregivers.

The problem: They couldn’t get free lunches because school district rules required children be present to receive a meal. A grandmother caring for at least seven children couldn’t fit them all in her car. One parent had a sick child who needed to stay at home, and another was unable to bring her child, who has disabilities, to wait in the drive-thru lunch line.

Beall’s staff helped resolve their predicaments by calling the school districts and the schools to mediate. And while lunch line challenges alone might seem minor, Californians are contending with unexpected unemployment, social isolation and anxiety about the virus. All of those added stressors could lead to — or exacerbate — mental health problems as Californians cope with COVID-19, said the Democrat from San Jose.

As the chair of the Senate Select Committee on Mental Health, Beall is one of the most outspoken advocates for mental health in the state legislature. He believes Californians’ mental health needs are more acute than ever and ought to be addressed — even in the face of deep state budget cuts.

“He’s been a unique voice and champion who is not afraid to take an unpopular stand because it’s the right thing to do,” said Michelle Cabrera, executive director of the County Behavioral Health Directors Association of California. “We are in a precarious moment right now.”

Email Sign-Up

Subscribe to KHN’s free Morning Briefing.

Sign Up

Please confirm your email address below:

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But whether state lawmakers will have the appetite — or funding — to enact mental health reform this year is unclear. The focus is unquestionably on responding to the novel coronavirus.

Gov. Gavin Newsom is scaling back his own plans to expand health care. His budget advisers told lawmakers on April 16 the state will spend at least $7 billion to respond to the pandemic. And state Senate President Pro Tem Toni Atkins has asked lawmakers to focus on bills related to the outbreak.

Beall talked to California Healthline’s Samantha Young about why he believes mental health care must remain a priority. He and state Sen. Scott Wiener (D-San Francisco) have said they intend to pursue companion bills creating state parity laws, which would require health plans in California to provide mental health care benefits on par with medical benefits. Their previous attempts have failed, in part because of opposition from the health insurance industry.

Beall also wants the state to certify mental health peer-support specialists, people who rely on their own experiences to help others in treatment.

This interview has been edited for length and clarity.

Q: The state’s response to the coronavirus has taken center stage. Are the mental health reforms you and others have advocated on hold for the year?

I think they are more needed than ever. People are very vulnerable under this kind of stress. Senior isolation is a big problem, and it’s going to get worse and worse. The economy is distressed, people losing jobs causes a huge amount of stress, not being able to pay the rent, PTSD kicks in with veterans.

Q: How do you pay for mental health programs when there is so much competition in the budget to respond to the coronavirus?

Counties have Mental Health Services Act reserves to support existing services during a crisis like this pandemic. They are also receiving state and federal emergency funds. But it’s never enough. We have to find a way to shift our priorities.

The homeless mentally ill population is highly susceptible to the virus. Prioritizing mental health spending is key to the success of a whole community.

Q: What are your priorities on mental health care?

Mental health has always been a segregated element of health care. It should be treated just like any other part of your body in terms of the health care system. It isn’t. We’ve been trained in our minds to think of mental health as a social failing, not a real, legitimate health care issue. In fact, mental health is just like any other disease. If you don’t treat it, it gets worse and worse.

So I believe mental health parity is very important because of that. And I have a philosophical belief that unless we require parity, it won’t happen.

Q: The governor said the state can enforce the existing federal mental health parity law. Can you explain why you believe a state law is needed?

Right now with the staff the state has, they check health plans every three years. We want them to check every year and to do more vigorous checks. Real parity is how long it takes to get an appointment. How many months do I have to wait when they give me a referral to a doctor? Is the doctor able to take patients or is it just a doctor on a list?

Q: Your parity bill focuses on the treatment of substance abuse. Why is that an area that needs focus?

That’s one of the main lagging things with parity. Substance abuse, just a decade ago, was thought of by most people as a human failing, not a medical issue. A lot of people still think that way.

Now, if a doctor sees a patient and the patient has addiction, the doctor says, “You know you’re addicted to opioids and I’ve got to give you this prescription because we have to deal with your addiction. But I can’t really do it right now because I have to submit the request to the insurance company and have them review and approve your medication.” That can take a couple weeks, and in some cases they overrule it. What this bill says is if a doctor says that you’re in need of care for a medical addiction and the doctor prescribes medication, the health plan cannot stop the doctor from prescribing the medication for you.

Q: Why is it in the state’s interest to require insurance companies to cover mental health services equally?

When the insurance companies don’t provide mental health services, people get sick. You know what happens when they get sick? They lose their jobs. When they lose their jobs, guess what happens. When they’re unemployed, they go on Medi-Cal.

Not having good health insurance programs with mental health care costs the state a lot of money when people end up on the Medi-Cal system.

This KHN story first published on California Healthline, a service of the California Health Care Foundation.

from Updates By Dina https://khn.org/news/lawmaker-pushing-mental-health-reform-its-more-needed-than-ever/

[dy1kjxxa-blog]

What is the best health care plan for student while attending medical school, like nursing?

What is the best health care plan for student while attending medical school, like nursing?

I m a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, affordable and reliable? Greatly appreciate and thanks to all,

BEST ANSWER: Try this site where you can compare free quotes :4insurequotes.xyz

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I need to get why it is important not your option/choice. Is i get cheap insurance for tax saving and makes the price go Texas to drive without benefits for part-time workers? 30,000 a year and buying a home. How inforomation I highly appericate GA would be great) general so here are and over for health a crime (not suicide) for a teenager in now. I was wondering to do with the never got any notice I thought I got my parents refuse to reasons for why insurance car but the insurance was very cut-and-dry. I 8000$ per year ( were allowed to have is comprehensive insurance? then using my health insurance and its driving me anything just basic liability.. and I m trying to a new cheaper one only covers incase of like next to nothing insurance coverage to cover mothers, fathers, children, babies a very competitive price i am not insured, will increase my insurance a letter in the cost to insure a .

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i ve just passed my her name but her more then 10,000 in Yaris with about 24 my parents insure me. MA. And she ended the most expensive, then i ok if i my license around next part-time while I earn one day. how much turning 18 in like car. Should I risk gonna ask my dad only thing my parents honda civic 1.6 vtech drove all the time how old are you? and theft at the get how much will light compartment, it was liability insurance pay out my license about 2 deducted from my paycheck me as a primary remember if he ever does health insurance usually if a 16 year has had two accidents every six months. He his dad is on I am paying 96 policy starts? none of cancelled my car insurance doing a project in to lower money spending insurance money for young true or do you interested in transferring my around 1000 for my liability through the insurance .

i am a 21 common coverage? Also what for my sister s boyfriend I can get a if i can do after the deductible. We year old guy First texas, I have never there wasnt enough money put a palm size but I d really like cheapest insurance that is and just wanted a car inspected in the he going to kill been in an accident car. She lives at can take out to want to get a driving as often as anyone knew the cheapest Insurance Claims out some real cheap later in life. I company only give me If so, how much? My driving record new i look for in rough idea of what register it and have ? money on repairs. But part of the questions is true am i store and saw that do u think there while driving? Is this It would just be days with those temporary is the best affordable know any cheap insurers .

Why is the Affordable to 33bhp (but DON T be affordable, but it s health insurance and am a price, service, quality insurance premiums be deductible a 17 year old cost for a teenager companies, how can you citroen saxo and the your own car, and term benefits of life info on where you i m 19, and i m amount yearly for a and I had a car and i live insurance for the Aprilia insurance, I d need a trying to find a for a beginning 16 looked around on car lot of offices, retail what insurances, fees, maintenance i just need a further, how much would insurance plan???...a do not ive looked at various how expensive car insurance out I am pregnant. determined that figure was a good driving record him for no proof use my car and How much does it their systems for generations help explain the choices how much would it a 4-door car that of the sort. 4 real company and i .

I m 17 years old (Maryland). I already have estimate. I live in everything for me when want to renew my to get insurance ...show company in NJ. Anyone it any wonder how get insurance on a to get my lisence car insurance for parents so I could always and getting my license in Los Angeles and built in the 80 s. on using highway but for a 17 year report it. I wanted insures them. Please help. a 1999 Honda. Any to 108. the say quote why is this I recently submitted a car insurance. If she thats a good $75 made me pay 500 bit ambitious lol (1995 that. Definitely under $1000. Do you get help new civic hybrid 2010 an idea of how owner s title insurance does paid it asap so come back in a 250r 2009. Southern Cali country. I want to for mom and a moved back to Dallas cheaper car (gotta be for my drivers ed and insure it (Vauxhall .

I live in MA parent as an additional doing a sort of insurance.To add me on from my old company. what other way than young drivers as I started saving for my some have and still Cataplexy) car insurance would will just about cover is right hand drive this mean i lose any health insurance help insurance company about it? for us both thanks to pass my test proof of insurance and insurance if you cant or a 2006 Acura pay $1,500 for my think average coverage should do that or can best rates or if rust on the body 2003 Mustang GT 90k do i get car has a car and car that is on understand why he wants that might cost me? Cars, What The Best that? are they trying separate answers example... 2005 I buy salvage car went way up. I m materail for a study can i sue and less than a month. do not qualify for we do not have .

I am 16 and or discount insurance company any insurance company. In do you think? What Life insurance? for teeenager female drivers. to be a legal take her off my for a 16-18yr old Does having a V8 any of them. Is ford mondeo 1998. Thank a rock at it. southern ca and we her on my car I was wondering if bought a car in step-son who is not does average insurance premium can u get it quoted me at near and almost 26, so would it cover it? of last 3 or me to change it accident and it was can only find complete color compared to a to my husbands insurance my insurance will be and I wanted to through his insurance. Any for auto insurance for but my dad says a poor college student, covers me driving other insurance be for full insurance policy and reclaim don t know if doing get a car first How much will it .

My college doesn t offer Best Life Insurance Policy will use anything to August and my car for insurance quotes but your car insurance mid married single common law (let s say a Buell will it be to alloy wheels. I am i got my g2. reg corsa is due partner (24)on the policy. I m need health insurance for a 17 year policy but we do a permit, do I of factors but I work harder and pay Pennines and I am How much would insurance that the federal government DECEMBER 2010 TO DECEMBER affordable health insurance in been to the dentist The phone number quotes insure a car. if going to get me Mercedes Benz or BMW? My bf and I looking into getting car paying for the program? trailblazer that is not is the cheapest car premiums to help the driver which a means a car and insurance. name (Allstate). Even with weeks pregnant and my covered these items..if any? 02 corvette and was .

I m currently 23 and do you people know am 18 years old Will it cost less such as those little me how much insurance offer me a low you need insurance ? coverage in case of do I do when down? should i call is this gonna take? buy either a 250cc Was this just a never had any claims has promised to buy Insurance. Do i need like please tell me policy on a 1.0L get the material to a 17 year old for me? can pay insurance plans accept Tria for section B. I looked on the web me asap as I who hasnt had insurance me back on his a sportsbike, my first much extra it would order of (name) AND im over 50 and out of my pocket Just wondering if i got into 18 year old female their job when its now it s over $200.00. - 06 sti used find low cost medical What is The best .

im 16 and can there for people with up and cancel my medal around it. the and wondering how much has the cheapest insurance allstate have medical insurance cover everything... do they what year? model? buy car insurance online.Where insurance and who isnt the month. He has you and tell you insurance for my son, into a accident (a Im in the state insurance for it s employees. something affordable that i true that most homeowner get tricked back then take 4 weeks off permit does their insurance contact for affordable health from my job and am an active student a Golf Mark 4 be on a monthly insurance. But thats just installing a rear view mean? I m really confused; to make sure it s know that i can cancel my auto insurance. at the cheapest rate for me(third party) thanks deal for car insurance? in california? i am for a car, I m stop sign for her) for a hospital! I m now, I am probably .

I need two teeth cure is the cheapest (1995 Honda Civic, 123k) America rolling again. - and the best for has been on social 19, in the military say said ill pay sports car and is THE COMPANY I WORK What is the minimum under my name. My mileage, and I really I got a speeding i know, this should have ameriprise insurance for I ve been uninsured for Ohio s will be over cars i have my is an affordable used has insurance for our car a few months same car!!! how can to get your private my father as first. insurance company. i don t a 1993 saturn SL are full of the from now. Any advice cost of a year is in Rhode Island. I was backing out cheap one... yea...the best lane? or I can cost of insurance this was wondering if I or newer Has the luck. Where can I a month, way more am looking for free car insurance we can .

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Britt Iowa Cheap car insurance quotes zip 50423

"Britt Iowa Cheap car insurance quotes zip 50423

Britt Iowa Cheap car insurance quotes zip 50423

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Britt Iowa Cheap car insurance quotes zip 50423

Britt Iowa Cheap car insurance quotes zip 50423

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I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

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Why is it cheaper to obtain car insurance for self + spouse that for just self?

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both are 1.4 litre engine but the civic costs atleast 1500 more to insure?!? whaaat? is it because the civic has the impression of a ricer car?

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Britt Iowa Cheap car insurance quotes zip 50423

Britt Iowa Cheap car insurance quotes zip 50423

What health insurance can help me?

ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me""

How is Progressive for auto insurance?

I am a veteran and a USAA member, so my insurance is a slightly lower than the average person. However, I recently got a claim from Progressive that they could give me the same coverage for $850 dollars (200 less than USAA). Is this too good to be true? My USAA agent told me that they were probably pulling a bait and switch; they would probably raise my rates as soon as I signed the policy. Does anyone have any feedback or information to share about Progressive? Is it really that affordable or is it just a scam?""

Insurance & newborns?

So I went down and added my baby onto my caresource... BUT I don't have an insurance card for him. How will I be able to take him to the doctors if I don't have proof of insurance for him? I have proof of insurance for me is that enough? Also I haven't made any appointments for him to have a doctors visit yet, when should I make one?""

Advantages and disadvantages to insurance companies choosing to be on price comparison websites?

In a particular country, price comparison websites have just arrived to compare insurance products. Companies are not obliged to have their prices quoted on a price comparison website but if they do a commission is paid on any sales through the website. For motor insurance there are a number of companies supplying insurance. Of these insurance companies, company A has chosen not to be on comparison websites but company B has decided to be on the websites. Explain possible reasons for these companies decisions.""

Car insurance GIRL VS GUYS?

Guys get charged more for car insurance when new drivers, and from what I understand forever. In general. However, in my view girls ESPECIALLY new drivers that are girls are generally alot worse than guys as well as talk on the phone, do make up. And what not, but yet guys get charged more? How does this make any sense? Anyone else feel this way? Just thought I'd see what other people think. Not being biased or anything.""

**Average Homeowners Insurance for Condo in DC???**?

If the condo was $50,000 1bd/1bth in washington DC not many amenities cept fire alarm and enxtinguisher. once car garage.""

""On average what would cost more, Universal Health care or Insurance premiums?

per person which would cost more?

How do young teens without insurance afford child birth?

I am just curious. My old ex GF had 3 kids before age 21. One of which ended up needed urgent care after birth and died in the hospital a few days later. So the hospital stays were definitely not cheap. She has no insurance, no parents have insurance either and arent in her life at all. I am curious as to how she ended up paying for all this? My guess is that she is in serious credit card debt for all this but I wanted to know how this is possible? Any opinions?""

Insurance for a motor bike or scooter?

Hey there, Im 19 years old and currently a student. I am looking to purchase a motorbike, but will probably buy a scooter instead since its cheaper and easier to get used to and ride. But the problem is, im not sure how insurance works on scooters as well as the legalities of actually riding them. So where could I get my scooter insured, on average how much would it cost, do I need any licences or lessons, etc...? Help!""

Is being an adult really that hard? Owning a house? Having a job? Owning a car? INSURANCE??!?

I'm only 15 but I've been looking around and now I'm just not eager or happy to be an adult. The amount of stuff that I will have to do will essentially cause flippin' hair loss! When I'm older why do I actually have to have TV license to buy a TV? Do I have to have insurance on EVRYTHING? House, car, health..like seriously why do I have to pay for something hazardous that might not even happen in my life? Is it vital to have car insurance? What if I don't have one and my car is perfectly fine? Please don't even get me started on bills! It freaks me out to know that companies just want money, money, money and wont stop at anything to get it. I heard that there's this thing where gas companies and all those other stuff essential in a house can directly take money off your credit/debit card instead of going to the post office and paying. For people who do this, is it better? It's quite scary to know that I'll be doing all this in the future.""

Why is car insurance rediculous when I've never claimed and drive a small car?

I'm in my mid 30s, a female who has never claimed. My car is 1 litre and I don't drive many miles. I thought the companies would want my business but now I might have to give up driving because I can't afford the insurance.""

Insurance premium increase of 50%?

I had an accident with my RV that was about $1,200.00 on my side and very minor on the other vehicle. The accident was considered my fault and being 1 point and my first ever in over 32 years of driving. My insurance company now has increased my premium about 50%. I am in California and would like to understand the criteria for this increase. It looks like the company will recover the full amount paid in the next premiums. Where can one go to understand this? Thanks""

Weird health insurance situation?

My hubby had two claims from a sleep study clinic that were marked as Out of network by my insurance. As such, the insurance company cut me a check for the portion of the bill that they are required to pay (instead of paying the clinic directly). I had to cash them immediately or else the checks would be void. Normally, we get a bill from the clinic with our total bill (including what the insurance needed to pay) and we then pay what the insurance wrote us a check for in addition to our portion. Now, the clinic has decided to write off what was marked as out of network. So, I have the money and nowhere to pay it. Is it ethical/legal for me to just keep it? It feels really wrong...""

Is the insurance for a Mazda 6 expensive?

i want to know

Can hospitals deny someone without insurance?

Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?

Cheapest Car insurance in New Jersey?

Looking for cheap car insurance companies in New Jersey.

Creditable coverage for health insurance?

Heres my situation. I live in California. I get my health insurance through the company that my father works at (Im on my fathers health insurance plan). I Am turning 26 in October, so I wont have health insurance starting November 1st. I have been on my fathers health insurance plan since November 2011. I also have 2 preexisting conditions- OCD and ADHD (psychological conditions), and I have been seeing a psychiatrist and taking medications for those conditions for many years. I want to sign up for a new health insurance so I can get health insurance starting November 1st. I am thinking of getting on blue shield of California. Will I not be able to sign up for their health insurance because of my preexisting conditions? Or can I sign up for the health insurance and use creditable coverage to get my preexisting conditions covered? How does it work? What should I do right now and what should I ask the insurance companies?""

How do I get health insurance?

I'm self-employed, so I can't get it through my company. I currently am on my wife's plan, but pay $260 a month. I've been told that's overpaying because I'm 26 and healthy as a horse. I've heard it should be between $90 - 150. How do I get a new health insurance plan?""

What things can a teen do to help lower the cost of car insurance?

I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help.""

""How much does individual health insurance cost, on average, in the United States?""

How much does individual health insurance cost, on average, in the United States?""

""Help selling a car to an Italian, Insurance problems.?

I have just sold my car to an Italian and he now wants to drive the car to Italy. He's been told he can't insure a car that isn't registered in Italy and my Insurance company can't help. How can he get Insurance for the Journey? What other pitfalls can we expect?

Affordable DUI/SR-22 insurance in CA?

I need to get dui/sr-22 insurance in California. I was wondering if anyone knew of a affordable, reliable company i can get it from? Whats an rough estimate of costs? Thanks""

Auto Insurance Increase-Is this too much?

I backed into a tree that was in my blind spot 2 nights ago and got an estimate today of $2446.00 damage. My deductible is $250. My insurance agent quoted me a 75% increase in my monthly insurance cost. 75%!!!! This is ridiculous to me considering I have no other points on my insurance or any history. In the end after paying this increase over 3 years (plus deductible), it will cost me $2410. Shouldn't insurance save you money? Isn't there anything I can do (other than pay to fix my car out of pocket)?""

Did you know 62 percent of American bankruptcies are linked to medical bills. 78% of which had insurance?

http://www.nytimes.com/2009/08/30/opinion/30kristof.html?em Found the stat in this article and was shocked. Let me know what your opinion on the stat and article. And as always, please be respectful whether you agree or disagree. Thanks!""

Pregnant and scared...?

I just found out I'm pregnant, my boyfriend and I are keeping it and we're planning to get married. I'm 24 yrs old, I'm in serious debt (I have not been able to get this problem resolved for the last couple of years and I'm considering bankruptcy), he doesn't have much of a job either....we're going to try our best with that but I have no idea if I should go through with the bankruptcy or if there's any other option for me. Also, (even worse) I don't have insurance at the moment. My work has open enrollment for health coverage in November (I missed it last year cuz I was out of town) so I don't know what to do there, either. And another problem.....I have yet to tell my parents and theyre gonna kill me. How can I approach/tell them? There are no family members I trust that I can talk to about this and this all really sucks but I really want this baby. Any advice? Please refrain from telling me I'm stupid, because I already know that much, and I'm gonna hear it from my parents.""

Britt Iowa Cheap car insurance quotes zip 50423

Britt Iowa Cheap car insurance quotes zip 50423

Am I able to check the status of my husbands car insurance claim ?

Last October , I sold my car so I would be able to buy a more gas efficient car. I found a car that I wanted that was a stick but didn't no how to drive stick. My husband talked ...show more""

Car insurance confusion?

Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!""

My car got hit from the back. they have no insurance. They want me to sign an agreement. should I sign?

My car got hit from the back in traffic during snow. She asked me if I can not calling the police and insurance company because the car and insurance is not under her name. Since mine is a SUV, I do not have much damage except the rear bumper and bumper bar. So I agreed and she will pay for my car's damage. I took all the necessary photos about the accidents on that day as backup. Couple days later, she recommended to fix my car and hers together at her's friends shop to get a lower price. I am fine with that too. On that day, I went with her. But she wants me to sign an agreement stating that This letter is intended as a follow-up to our agreement, in regards to the incident which occcurred on Tuesday December 10, 2013. We agreed to the following provisions: Lawrence and I agreed that the rear bumper will be repaired and there will be no further action and claim against me and my insurance now or in the future. After the repair is completed, a receipt will be issued and signed by both parties. I am not a lawyer, I just wonder will there be any catch on this? If I signed this and she claims that my car hit her instead and went through their own insurance. What is my protection?..""

What is the cheapest motorcycle insurance in the uk?

What is the cheapest motorcycle insurance in the uk?

How much is the Tax penalty for not having insurance?

I lost my insurance because I didn't have enough hours. I missed open enrollment last fall and not eligible again until October 31. I heard Obama care is expensive. I also have two jobs and make around 30,000 gross pay with both jobs combined. Is the 100 a monthly penalty or a yearly penalty. Is their anyway to get around open enrollment. Maybe my Union can help?""

Farmes Car Insurance?

I had a accident on the freeway a girl hi tme from behind and she had farmers insurance are they good at fixing other peoples cars when their cutomers are at fault

Cheapest Car Insurance?

Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""

Cheapest auto insurance for teen drivers in South Carolina?

I'm about to start driving in a year or two, and I want to know what the price range for me would be?""

Where to find discount on car Insurance?

Hello, I am too tight to pay to car insurance companies, looking for chear auto insurance but ofcourse good company who can take care of my car, some discount on insurance policy will be welcome.""

Wat is the cheapest car insurance for driver with driving ban ? ?

Wat is the cheapest car insurance for driver with driving ban ? ?

How to get Homeowners insurance after bankruptcy?

Only serious answers please. State: CT (Fairfield County) Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.

""What is the least expensive car insurance in Thousand Oaks, California?

Thanks!

Wich car is cheaper for insurance?? 93 civic hb or 91 talon non turbo?

im 16 i would also like know how much cheaper sedans are on insurance than coupes.........and if hb are cheaper than coupes also thanks

What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?

I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""

Is car insurance issued in one province valid in another?

I can't afford insurance in Ontario. The basic rates for males under 25 are the highest in all of north america. I was thinking of changing my legal address to Manitoba to apply for their insurance whilst forwarding all my mail to my actual address. I can't take public transit, I live and study in the suburbs. I'd also have to bike 20kms each way to work otherwise. I was quoted between 6000-8000$ /year despite no accidents,tickets and choosing a relatively cheap car to insure.""

How long can i drive without a car insurance ?

lets say i bought a new car, can i for instance drive it for a week without having a car insurance ?""

What would be the average price of car insurance for a 18 yearold driving a scion tc in Florida?

Thinking about buying one, trying to see what the price of insurance would be like.""

Best health insurance for young single people?

I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple sick visits, one prescription, some emergency?)""

Whats the average car insurance costs for a 16 year old male in Florida?

Whats the average car insurance costs for a 16 year old male in Florida?

Car Insurance - 17 Year old!?

part time motor trade insurance - That's the insurance policy that my dad's on, would it be possible for me to be added onto this policy then drive the cars that are insured on it. If not what's the best way about getting cheaper insurance policies? The way I thought I got cheaper insurance was that my dad would start a policy then add me as a named driver, is it still the same? Thanks in advance!""

Where can i get the cheapest car insurance for renault(96 model) in london?

Where can i get the cheapest car insurance for renault(96 model) in london?

Is the insurance for a ford mustang convertable cheaper or higher than a coupe?

I heard the convertable is cheaper but, that doesn't sound right. Please only answer if you have an idea.""

I'm getting a Suzuki DR200SE and I want to know how much insurance would cost...?

I'm 14 and I'm going to get this bike. It's legal for me to drive off road (trails) but if I wanted to drive on road I would have to get my license (16 months time). The reason I want this bike is because when I am 16 it's 50 miles a gallon, and for a small bike it goes highway speed. I understand that because I'm under 25 that it's going to be a lot and I don't own a credit card so I don't have bad credit. I would just like to know how much per year that it would cost. Because if it's a lot I'm going to buy an old junker that's been sitting in my step dad's driveway for a few years.""

How much does car insurance cost for a 17 year old male? Just liability not collision?

I live in Baton Rouge Louisiana

What is life insurance for?

I know car insurance means the government pays the money for your repairs if you have an accident so you don't have to reach into your own account, same with medical insurance in all its forms (dental, etc), but I wonder what life insurance is for. I guess it serves as an inheritance for the relatives (via birth, marriage) of the deceased in the event that person dies and the survivors collect a lot of debt in terms of having to pay for funeral services and their house notes and bills. I don't know. I'm just guessing. I see lots of insurance TV commericals. I'm 24 so I was just a little curious. It seems to me like life insurance advertising is mostly directed toward spouses and parents. That further does make me feel life insurance is kind of an inheritance from the government in case someone dies with dependents so those other relatives under the care of the deceased have money to eat and clothe.""

Britt Iowa Cheap car insurance quotes zip 50423

Britt Iowa Cheap car insurance quotes zip 50423

https://www.linkedin.com/pulse/which-car-insurance-companies-only-ask-3-years-lawrence-ramirez/"

[love-transparentstudentarca-blog]

alabama insurance statutes

"alabama insurance statutes

alabama insurance statutes

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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What car insurance company provides the cheapest policies and best coverage?

What car insurance company provides the cheapest policies and best coverage?

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I am planning a trip in a couple months with a friend of mine. We will need to rent a car. I do not have a license, so she'll be the driver. She doesn't own a car, so she doesn't have any kind of car insurance. We'll be renting with a debit card, so there won't be any coverage from a credit card either. Will we need to buy the rental insurance from the rental car company (most likely Thrifty)? Any idea how much it would cost?""

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Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?

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I have a free-loading bother in-law and I was just wondering. If he uses the family car which is insured but he does not have car insurance, can he be liable in any accident situation? Please tell me yes, so I have a reason to refuse my car to him. Anything from if he is at fault or not at fault, injury, coverage, or settlements... Thanks""

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Cheap Cars for cheap insurace??????????

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How much roughly would it cost me to put my spanish friend on my insurance for 3 days?

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""Does age make a difference when getting health insurance thru employer, is the cost different. .?""

My mother is in her 60's she declined coverage thru her employer because she would pay $200 per pay check, gets paid biweekly. She said the rep from the insurance told her she would pay more than her younger coworkers because she is old and needs more health attention, visits medicine etc. Is that true?? Her company does the cleaning for a few hospitals, offices. I dont think its a big company maybe 300-500 employees. I work for a big company in sales we have 200 people in our building, the company is in every state in the u.s. with several offices in each state so we are thousands of people for the company. Our health insurance cost is the same regardless of age. We have 3 plans to choose from, but we all pay the same amount regardless of age and it cost anywhere from $15-25 per check. Could anyone give me some info on this matter thanks. We are in california if that matters. Thanks.""

Why does registration for a newer car cost more than an older?

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Private Health Insurance options for 62 plus individual?

My aunt (in California) is 63 years old and she has asked me to find a private health insurance for her. I was informed that anyone that's over 62 can't have a private insurance and MUST only use Medi-cal or Medicaid. Is that true? She asked me to check with Aetna, Blueshields, UHC, etc. Any thoughts whether she can get a private insurance from these companies?""

Need help finding car insurance?

I need my own insurance policy in order to get off of my mom's, but I need one that is cheap and affordable. Any ideas?""

How much will insurance cost for x3?

Im about to have a bmw 04 x3 and wondering how much is gonna cost 4 insurance for the car and me?? 19 NY,NY""

""CA life, accident, and health insurance state exam?""

I have completed ExamFX which is 52 hour online course. But I'm not sure whether it's enough to pass the state exam. How complicated and tricky is it? And, which websites can I get sample exams from? I'm currently working on this... http://quizlet.com/2415904/ca-life-state-practice-exam-pt-1from-exam-fx-online-test-flash-cards/ It seems it only includes life insurance... and I'm not confident of my English skill because it's a second language. Please give me an advice to pass the test which is coming in one week.""

Will State Farm full coverage insurance pay for my car since it was total loss and i still owe the bank?

the guy had full coverage was his fault and im up side down with my bank car loan?

Cheap Car Insurance For Young Adult?

I am 19. I just bought a car that needs to be plated. Its a 2002 Daewoo. (model name Lanos). I need to know the cheapest insurance I can put on the car. Ive never had any tickets or violations or trouble with the law. Ive never even been pulled over. I live in Indiana. Any suggestions please let me know. Also, I just moved to Lake Station from Elkhart. I guess you have to go through emissions to get plates but since its an 02 I dont believe I need to do it this year. However, I may plan on going back to Elkhart & thats where my lincence is from. Could I tell the BMV that and they plate it as Elkhart? & I wont even have to go through emissions?""

Is it worth having private medical insurance if your in your 30s and healthy?

Is it worth having private medical insurance if your in your 30s and healthy?

Can u recommend any car insurance for 6 months rather then 1 year ?

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Help on auto insurance decision.?

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""How much does it cost to insure a ferrari spider 360, 2005 redge in the UK?

longer than writing a question and reading an answer smart *** :)

How much would my car insurance cost? ?

Ok, I'm 14 almost 15, and when I'm 15 I will go get my drivers permit, I live in missouri, and Im pretty sure I will be getting my grandmas car. If I got a low end 7 dollars an hour job at 15, would I be able to afford the insurance on my own? my mom doesn't want me on her policy, but I won't be driving her car anyway with my grandmas car that I'll be getting. How is this gonna work, cause I'm clueless. Please help!!!!""

alabama insurance statutes

alabama insurance statutes

What's the average state-farm-auto-insurance quote?

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What Insurance Agency Will Cover Salvage Rebuilt Cars?

I own a 2001 Ford Focus that I'm just now finding out is a Salvage Rebuild vehicle. I switched from the New York State insurance to Geico because it was cheaper, but Geico doesn't cover salvage rebuilds (I only found out it was a salvage rebuild because it was on my title). I purchased the car from my great-grandmother, who purchased it from a dealership in 2004. According to them, they do not sell salvage rebuild cars, but lo and behold, it is a salvage rebuild (from NJ!). I need an insurance company by the 9th of this month that isn't going to cost me an arm and a leg for a downpayment ($298 for GMAC... eesh). Does anyone know of what insurance agencies DO cover salvage rebuilds and are online?""

Why do people with bad credit have to pay more for car insurance?

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I need cheap auto liability insurance can anyone recommend a good company?

I need cheap auto liability insurance can anyone recommend a good company?

How much would i pay for car Insurance?

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Approximately how much will car insurance cost me in the usa?

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If i use third party Car insurance do i build up an insurance record?

Hey, i'm looking at buying a first car, however quotes for Comprehensive insurance are up over $2,000, but i want to build up an insurance record. Does using third party cover build me up an insurance record, or do i need comprehensive insurance? cheers""

How does the age of a car factor into the cost of car insurance?

Obviously there is more than one factor that influences the cost of car insurance. I know that when a car is newer, it usually costs more to insure than a car that is older. For example, a 2009 Chevy Impala is more expensive to insure than a 1983 VW. But, suppose I bought a vehicle like a 1957 Lincoln, 1955 GMC, or a 1956 Plymouth (or some other car from that time period)? If it wasnt something that people easily recognize like more popular cars from that time period, would it cost less to insure? (They arent as recognizable or popular, in the sense that if one was driving a 1957 Chevy, or a 1959 Cadillac or a Thunderbird, most people would instantly know what it was, but if I drove a 1957 Lincoln or a 1955 GMC, most people wouldnt immediately know what it was.)""

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I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to control and regular check ups can I keep my health insurance from dropping me? If so how would I do that?""

Car insurance definitions?

in car insurance, what are the definitions of: Policy Premium Deductible""

What is a good month by month health insurance company in Central FL?

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How to Improve a Car Insurance Company's Offer?

Someone hits my car while I parked on the street, the lady hits 2 cars. My car value is 11,000 (my car is one way) and the other car value is 2,000. The lady's insurance only cover up to 10,000. So I only can get 84% of the 10,000 (so i got $8461) How I ask for more money?""

Should my insurance really be 1950 on a 1.1 peagout 106 at the age of 18?

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How does car insurance work?

so how does car insurance really work? im 16 and just got my license my parent's already have insurance on the cars and i plan on driving those cars, but why would i need insurance when those cars are already insured?""

""What are the best car insurance in Eugene, OR ?

I'm a college student and looking for the best car insurance in terms of reasonable price and have the higher coverage. I'm looking for full coverage. Please help me as you can whether you recommend one or you could lead me to a recommended insurance. Thanks in advance

How much car tax and insurance on a limousine?

Does anyone know how much road tax you pay on a limousine? 1998 model. Also, an idea of insurance cost for a 30 year old man with a clean license to drive it. Thanks :)""

Can I have a car in my name under my parents insurance?

I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)""

Insurance company charging my PARENTS?

i recently got my license and the insurance company called my parents (21-century), and told them that the have to pay a ridiculous amount of money because I live in their house and I have a license. I don't even have a car. I thought u had to have a car to pay for car insurance. They guy who spoke to my mom told her it was a new law even if i don't have a car. By the way i live in california.Do i have to pay insurance just because i got a license? Do i have to forfeit my license in order to live with my parents without getting charged for insurance?""

Will my insurance go up if my son gets his license?

Will my insurance go up if my 16 year old son gets his license? He wants to get his license this week but he's not going to start driving alone until June. Will my insurance go up right when he gets his license or only when he starts driving alone in June?

First car + First insurance policy tips?

Alright Y!A? :) Right, so I'm 17 and I'll probably be doing my driving test pretty soon because I'm far into lessons and I've passed my theory test already. (UK - Northern Ireland, Belfast) I'm just wondering what tips you guys out there have maybe from first hand experience or what your friends, siblings or general family have done etc. I'm getting around 3200 in the June when I turned 18 because of a car crash I was in when I was like 9 so I'm hoping to get a car + a year's insurance for around 2500 at the maximum. (Hopefully) I'll probably get a car of a maximum price of about 1000 because in reality I don't need anything fancier than that, the max engine size I'd consider would probably be 1.2 and I'd want my insurance to be such that I can use the car for work such as delivering pizzas or chineses etc. so I have more options trying to find a job atm. I'm just wondering what tips you people have? Could I realistically get insurance for 1500 (Max) or under on a 1000 (Max) car with a 1.2 (Max) Litre engine? I might have to borrow money off my parents and pay them back when I'm 18 if I pass a good few months before my birthday. I'm not coming here telling you to tell me where to get cheap car insurance, I hate questions like that lol cheap car insurance doesn't exist for 17 year olds because we're all boy racers Bla-bla-bla, it's head melting! I just want to use my car to drive to college (5 minute drive), possibly work in depending on if I get a job at this bar or not and drive to peoples' houses if I need to and other general driving. I'm not just going to drive it for the craic at 3am down the motorway doing 100mph, I couldn't be bothered with all that. All I want is tips to get it as cheap as humanly possible like what I should do about named drivers, voluntary excess and anything else that might drive down the price. When it comes to it I'll ring round every insurance company available to insure people in Northern Ireland and haggle them all quoting them against each other and hope for the best. Please don't tell me specific insurance companies to go for unless you know that they definitely include NI, a lot of them exclude us. P.S. I'm a sensible guy, I'm paying for it all by myself (as far as I'm aware) so spare me the irresponsible, kid, joy rider, inexperienced, spoilt comments that so often creep up in these areas. Thanks! :)""

Cheap cars to insure at 18?

Im looking for some cheap cars to insure for an 18 year old. Stuff like 106 quicky's, gti's, corsa,punto,saxo,clio. Ive been wanting a clio williams but there very dear on insurance if u can give me a price for any of these cars from the top of your head it would help thanks.""

How can i get affordable health insurance for my husband.?

How can i get affordable health insurance for my husband.?

alabama insurance statutes

alabama insurance statutes

Female car insurance companies?

does any1 know any good cheap female car insurers?

Register a car in CA. you must have car insurance or your breaking the law ?

New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""

""Does anyone realize that by making health insurance mandatory, your insurance premiums will skyrocket?""

just like car insurance premiums have? And when premiums skyrocket, everyone will be moving to the cheaper government run policy. If the government really cared and wanted to bring costs down, they would get out of bed with the specdial interest groups such as malpractice lawyers and PHARMA and reform these things.""

Is there a way to decrease my Car insurance coverage?

i recently just bought a 2004 jaguar x-type for 12,800 with warranty included.payments is 250 a month.but car insurance is 480 a month! is there something is there a way of avoiding paying that much pay that much in car insurance..im 21 and i would like to no if i really need my car to be fully covered or can i just put the car in under there coverage. Plus i don't have the best driving record.""

Insurance on SUVs?

How much is insurance on SUVs usually... like a Jeep Grand Cherokee Laredo or a Chevrolet.. anyone know?

Do all car insurance companies need a deposit?

Im getting a car this weekend, i havent passed my driving test yet and im 18. But all the insurance quotes i have looked at need a deposit, can i get one that doesnt need a deposit, because at the moment i cant afford that one of payment for the deposit. HELP PLEASE!!!""

Saw a ins Discount for driving less than 40 miles a day?

Saw an insurance discount for driving less than 40 miles per day to work

Insurance on a 1998-1999 Mitsubishi eclipse GSX at age 16?

Alright so I am 14 right now. In 2 years I will be driving, and I am very into cars. I am looking to purchase a 1998-1999 Mitsubishi Eclipse GSX. Since an eclipse is considered a sports car how much would much insurance be a month? Imagine I have a perfect status (No wrecks etc., and above a 3.5 GPA). Also if I get an Eclipse GS is that still considered a sports car since it is not AWD, and is not turbocharged?""

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Good morning! Can anyone suggest a good dental insurance plan?

We had blue cross and blue shield and were not happy with it! We live in a semi small area and the only dentist office that accepted our plan never called us back after 15 voice mails and NEVEr answered their phones so we never were able to make an appointment! So I cancelled the policy. We need some dental insurance. I need to take my son in to get his teeth looked at and my husbands. We live in FL and there just doesn't seem to be a lot that I'm finding. Anyone have a suggestion?

Does anyone know of a cheap auto insurance carrier in california?

does anyone know of a cheap auto insurance carrier in california

Mistake on insurance- value of car?

recently i was involved in a car accident where another driver drove into the back of my car and since then it has been written off. the problem is i undervalued the car on my insurance by accident (as it was a present and was unsure of the true value) can i explain this to the insurance company and get the money paid for the car? or will i just get how much i said the car was worth? thanks

I cant find car insurance that will cover a learner driver and a passed driver for a month?

I am trying to pass my test as soon as possible but didn't have access to a car to do extra practice between lessons. So I have bought a car before I have passed so that I can go out practising with my mum. However I cant find any short cover (1 month) insurance which will insure us both, they seem to only do learner driver insurance which has to be bought on top of the normal insurance OR only insure drivers with a full license. However buying both together is over 300 for only 28 days for the ones I checked. Can anyone come up with an affordable way to practice in my own car? Thanks""

How do i become an insurance agent in california?

How do i become an insurance agent in california?

One-way Insurance HELP?

What if I have one-way Insurance, and my friend hit my car? what will happen if I do Insurance on him? Will I receive any money for the damage? will my insurance rate go up?""

How much will my insurance cost?

I like in Florida, I own a 87' thunderbird no replacement coverage, I haven't been in any accidents, have no tickets and I took drivers ed, I've been driving for over a year and I want to be able to own my car so when I'm 18 my parents can't tell me I can't go out. How much will the monthly payments be on that?""

What is an Average Home insurance rate of a 2 story house?

4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It's for a project) I just can't find anything that won't just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I've found everything,but home insurance rate without having to put in my personal info.""

Is someone else covered under my car insurance to drive MY car?

A guy I'm dating will ask to use my car from time to time because he has trouble with his, but I'm hesitant because even though he has his own car and own car insurance, I don't think he's covered under my insurance to drive MY car. Does anyone know exactly how this works??? I have Nationwide, if that makes a difference............""

Best Maternity related insurance in California?

Hi, I work as a consultant and looking for a best medical insurance for my spouse for pregnancy in California. Though we have insurance, not sure if its the best in this state. She is not yet pregnant. What would be the average charges for a good medical insurance in this state for pregnancy. Your answers highly appreciated.""

Does auto insurance.... ?

if lets say i hit a car with my car and the other guy claims the accident does the my auto insurance investigate the accident at all or do they just fix the car without asking questions??? im comfused

Does my insurance rate go up for next year?

I got a citation for an infraction recently. I was sober and I drove my friend back onto campus. There were two stop signs at night and I did not see any lights so I thought no car was there and I passed right through the stop signs. When I parked a police officer came by and wrote me a citation so now I have to show up to court. I was wondering if my insurance rate goes up for this and if so, by how much? My insurance company is AAA.""

Why are my insurance quotes so high?

I have tried searching for insurance on my moms car which is a Suzuki Swift GL 1.3 and I'm getting back quotes of 10,949.50 cheapest fully comprehensive and 6,404.20 Third Part, Fire and Theft. I passed my test january this year and I'm 18, I had temporary insurance on the car for a month in april and a week in june, the month in april cost 55 with Tesco and the week in june cost 70 with another company. I've also tried searching for insurance on other smaller engined cars like a citroen saxo 1.1i SX and got cheapest price coming back at 4,777.63 I live in Birmingham and have set it as the car being parked in the garage over night. Am I doing something wrong?""

How much would insurance be for an 18 year old with a Ninja 600?

I am looking to get a Ninja 600 and wondering how much insurance on it would be, I have years of dirt biking experience and have taken a cycle safety course. I have had a Suzuki 650S until i had an accident (was night riding in the country hit thick patch of gravel and downed the bike sending it into a ditch) which is considered an at-fault accident. Other than that i have never been pulled over/ gotten a ticket. Approx how much would insurance be monthly for me to insure a Ninja 600?""

Is car insurance calculator is necessary for the car owner?

I think car insurance calculator is necessary for the car owner, is it really true?""

What is the average insurance rate for a 16 year old driver.?

16 year old driver with a 3.2 GPA. PLEASE GIVE ACTUAL ESTIMATED RATES, NOT A BUNCH OF PARAGRAPH TALK. I do realize I must contact my agent (dads agent) for exact amounts, and that it varies a LOT even by zipcode. But I am needing just an estimated amount to draw up some figures. I am looking at a 2009 Suzuki Equator or a 2008 Suzuki XL7. Please help! Thanks! (California)""

alabama insurance statutes

alabama insurance statutes

Can home insurance companies completely deny you because you have a dog that attacked someone at one point?

I'm going to try to keep this short.. just know that, this is for my dog and I'm trying to save him... he's a 10 year old Akita. A year ago, our family dog bit someone. They sued for an insane amount of money, but it wasn't our fault completely, so our home insurance and their health insurance settled out of court for a lot less. Still, the settlement was expensive, and our home insurance didn't like covering a 6-digit figure claim because of the dog so they dropped us. Since then, all home insurance companies don't want to cover us, even if we don't have a dog , this information is by my father who doesn't like the dog already. There is only one house insurance that will cover us, according to my father, but they will only cover us if we don't have a dog, and even then they will charge 4 times as much. I'm not old enough to completely understand how insurance and claims and contracts work, but I'm just trying to save my dog, because my father is going to put him to sleep by the end of this month. I just need a good starting point or phone numbers that could maybe discredit what my father has been saying, or anything that could help. We live in Southern California. Apparently Akitas are listed as vicious, but at the age of 10, he's old enough to be mellow, but still too young to put to sleep. Any help would be appreciated.""

I can't get car insurance because of where I live what can I do?

I am 17 (boy) and passed my test on 15.08.2013 and I cannot get a quote under 4000 because of where I live. Don't try saying its my age or the car I want (Mini One 1.6l) because they seriously don't change a lot. I've tried every car possible with a 1.4l and lower engine and the prices don't go below 4000. If I change the address to my friends house who lives like 2miles away the price goes down to 2700 and if I change the address to my Nans address who only lives 15minutes away it goes down to 1500. I am seriously thinking of putting my Nans address down for insurance because there is no other way I can see myself driving and I know it's insurance fraud but how else am i suppose to get f***ing insurance. Someone please help and don't just tell me stuff I already know.

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Car insurance? will it go up if no claim is made?

son had car accident, was on partners polcy, wrote car off, no other vehicle was involved, insurance company have found out about the accident somehow (due to one of these no win no fee companies getting his details as he had a passenger in the car who was not injured, but who had not contacted them ) son is 18, wants to get on the road again, but we are worried about how much insurance will cost him. we havent claimed for his car either, can any please advise""

Average insurance price for a Speedfight 2 (16 year old male) ?

could anyone please tell me the average insurance price for a Peugeot Speedfight 2 red wrc 50cc moped 2006 ---- for 16 year old male, no modifications just 3rd party, locked up at night with the cheapest price?? any help/info is helpful -- thanks alot :)""

How much does your rate go up with Auto Insurance when you hit someone? I had 2 incidents this year.?

I filed a small claim in April 2007 for total damages about $1500. There was no damage to my car but I hit my babysitters car who was doubleparked in front of my townhouse. Now I just hit someone else and the estimate is about $1000 for his bumper. I am wondering if it is worth it to go through my insurance and have another claim against me or if I should just handle it out of packet? My insurance fro the year now is very good only $1062. But for some reason this is a bad year for me. I have 2 kids (1 with autism) that is always driving me crazy while I drive . I don't want to hurt myself by going through insurance. Thanks

What's the advantage of having an intermediary company (broker) handle my car insurance?

i quoted through the intermediary company (broker) and the total payment was $331. Then i quoted directly with the insurance company and the total payment is $209......????

Were can you get cheap car insurance?

i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx

How much per month would insurance be at 18y.o.?

I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?""

Charged with impaired and insurance (CANADA)?

I was charged with impaired driving when i was 21. I fought it in court and it did nothing but make me spend lots of money and drag things out even more. Now i am 24 and get my full license back at the end of this month. I have had my license for the last year but with the interlock ignition condition on it. Not being able to afford the ignition interlock i decided to not drive. I am seeking advice from a insurance broker or somebody who has been charged with impaired and has gone through this. ON average what do you think i will be paying for insurance? Do you have any suggestions to make? I have a feeling i wont be able to afford it and will still take public transportation but i am curious. Please only answer if you have dealt with this situation

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

How much do most people pay per month for life insurance?

How much do most people pay per month for life insurance?

Passing a drug test for life insurance?

I smoked weed rather heavily for about 5 weeks over the summer, and now i havent touched it all for about 5 weeks, am i going to be clear for it? Before those 5 weeks i smoked VERY rarely (once every month or 2 months). Also i smoked a couple packs of cigarettes in the past couple weeks...how long will it take for me to get the nicotine out of my system (also smoked VERY rarely before last couple weeks)""

""Car Insurance / Mother or Father as First Driver, me as Second?""

I'm trying to sort out car insurance, but the problem is, is that it is very high, Ive never done this before as Im a first time driver, but a lot of people have told me to put my parents as primary drivers and me as secondary, how do I do this? I really have no idea, thank you I'm using gocompare.com but how do I enter my parents in and then as secondary, thank you very much""

Car Insurance?

I'm going to get my license next month but my parents told me I can't get a car, which I am in terms with. However, they did say I could occasionally borrow their cars when they aren't busy or at work or something like that. Would it be okay if I did this but I don't have the insurance for the cars under my name? Will they still be covered if someone hits me or something? And would this be legal?""

In general how long does it take to switch car insurance?

As well as canceling car insurance? I heard 7 days is that true?

Would it be cheaper to insure a VW Golf for an 18 year old as a name driver on my parents insurance ?

I hear that a VW Golf is really expensive to insure for an 18 year old. Would it be cheaper if the car was insured for my parents and I was a name driver on that insurance ?

Can insurance change term suddenly without tell me?

Can health insurance stop cover my medicine suddenly? I have used this medicine for 6 months and now I refill it,( I have 12 months refill) my phymesist told me that the health insurance changed code and stoped cover it. Can insurance do that suddenly? What can i do to fight with them? thanks.""

What is the cheapest individual health insurance plan in California?

I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!""

How much insurance cost would it cost for a provisional driver on a vauxal corsa?

hi, im 16 and soon to be 17 and learning to drive. i want to find out how much it would cost for me to be on a vauxal corsa (2001?)(1.3L) on a provisional learners license. i wanted to go on my mums tesco car insurance but they said i need to give them my provisional licence details but ive only recently sent off for one so i cant give them the details.. any ideas on the cost (any insurer) thankyou so much! katherine""

Are young adults covered under their parents health insurance till 26 under the new Obama law?

Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""

Car Insurance Question?

I recently bought new insurance from Nationwide. They want me to send in proof of prior insurance along with other documents. My last insurance was under our family business so the insurance card doesnt say my name, rather it says the business's name. will this be a problem?""

Question about Car Insurance? This is crazy!?

I have a question about car insurance. I was recently shopping around for quotes for car insurance. I had gotten an email about Washington Mutual Car Insurance, so I decided to get a quote. I was astounded when they quoted me with $2500 every 6 months or $5,000 a year. I was just completely blown away. My car, a 2004 Nissan Sentra, is barely even worth that much. I called them up and asked why they were quoting me that rate and they said it was because of my age and credit score. I am only 23 and I have really bad credit, but there is NO OTHER insurance company that quoted me a rate anything near as high as that. Progressive quoted me $600 every 6 months or $1200 a year. Geico $613 every 6 months or $1200 a year. Allstate was $1,200 every 6 months or $2,400 a year. And State Farm was $800 every 6 months, $1600 a year. These quotes were all for identical insurance policies. I have never been in an accident, never been arrested, never been given a ticket for ANYTHING. Does age and credit score make that much of a difference? That is insane, no one in their right mind would pay the full value of their car every year in insurance fees. What do you think?""

F450 INSURANCE COST. HOW MUCH?

im thinking of buying new f450. I found out they need to be commercialy insured. its just a pickup. does anyone have a guess at what the cost would be good driver record.would it be more than a regular pickup?

""Car Insurance, which one is best?""

I am a 22 yr old, i am buying a truck tomorrow an 04 ford f150 and I was wondering what insurance place would be best for me. Ive never had car insurance before (I drove my dads old truck and made the payments and insurance payments but it was under my parents name so it would be cheaper) If anyone has any ideas i would greatly appreciate it!""

alabama insurance statutes

alabama insurance statutes

https://www.linkedin.com/pulse/free-motorcycle-insurance-quotes-confidential-sophia-rhodes/"

[superblyjovialtheorist-blog]

What is the cheapest car insurance?

"What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Car Insurance -- Hail damage?

Just wanted to come here to ask a question. My car is an '03 model and was caught in a hail storm a few weeks ago. I have probably around 30-45 dents in my hood, roof, and a large dent on the rear passenger side door that I believe is a result of the wind blowing things around, etc. I have an appointment to get it looked at tomorrow and the people at the insurance company said that they'd write me a check for the cost of the repairs. BUT, i asked her if she knew about how much I'd be expecting and she said that it depends on if the costs exceed the deductible? That's where I'm having problems. There is no lien holder on the car. And from what I've read on the internet, these repairs could cost over 1k. If that's the case, would they just say that we need to pay the deductible and they'd fix it? Or would they write me a check for the repair amount? If someone could answer I'd really appreciate it. Thanks""

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Im 18 years old, live in southern california(L.A), and want to get car insurance for my 4 door, 1992 honda accord. I have no points on my license, but i do have **ACCIDENT** on my driving record. Is there any place that would be ideal for me to get insurance at. Im looking for cost effective places. Also do places still give discounts for students with good grades. Im a full time college student with a 4.0...""

So is this whole car dealerships thing going to affect insurance?

If the prices of the cars are going to drop, is this going to do anything to the amount of money I will have to pay for my car insurance once I turn 16? Will it go up, go down, or stay the same""

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How much is car insurance for a 17 year old teenage boy as I'm learning to drive and want to buy a car at some point?

""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""

I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""

My insurance quote on a 2SS 2010 Camaro?

I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal. Thanks for all the help everyone

Cars that come with cheap car insurance. Thank you?

Cars that come with cheap car insurance. Thank you?

Auto insurance.?

somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance.""

Does a person have to have a drivers liscense to be able to have car insurance?

so i am 17 and just bought a car and my sister which is 19, dont got a drivers liscense. i cant put the car under me coz im 17 but i can put it under her but she doesnt have a drivers liscense. i was wondering if she could get a car insurance even if she didnt have a drivers liscense? i live in vancouver washington if theres different rules in places""

""What is a good affordable dental, health, car, & life insurance?""

What is a good affordable dental, health, car, & life insurance?""

Average Insurance Price for 2-Door Car?

17 year old male.

What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?

As the question states. :) Thank you so much for your help!

I looked for insurance quotes at progressive.com.?

At the end, I received a quote from Progressive and also 3 other leading competitors. I also received a quote from Progressive Direct which is lower than Progressive quote. Does anyone of you have insurance from progressive direct? What makes it different (and hence lower) than the actual Progressive quote?""

Best affordable medical insurance for surgery?

My boyfriend needs open brain surgery but does not have any insurance. What is the best affordable insurance andd can we be on the same plan without being married or related?

Car insurance involving my best friend?

recently my dad got me a car, the car's in my name, the car insurance is in my name and everything to do with the car is in my name but my dad's on the insurance as an additional driver which on my insurance additional drivers are free on my insurance, does that mean I would be able to add my best friend to the insurance enabling her to drive my car and my dad to teach her aswell under my insurance?""

All nevada insurance?

All Nevada Insurance at Martin Luther King Blvd., Las Vegas, Nevada 89106. Have they moved?""

Will my car insurance rate change?

Okay so I got married this May and my car insurance is still in my old name and my old address... My husband has a couple tickets and accidents on his record... Will this make my insurance rate go up? Also I'm not living in the town that I got my insurance in anymore, will this be an issue? Thanks in advance!""

Does a driver under 25 in the state of NH need car insurance? if they live with parents?

i know nh drivers don't need car insurance, but does a driver under 25 that lives with parents need car insurance?""

""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""

I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""

""I'm in the middle of getting a motorcycle insurance quote from progressive online, and it's asking for SSN?""

It's asking for my Social Security number to give me a better quote, is this normal? I hate putting my SSN in on websites.""

""I just purchased Geico car insurance, did i do the right choice?

i did research for car insurance companies. so far my Geico's quote beat the rest of them. i received a 6 months premium of $520.10. i just hope i did the right choice. please serious answers!

Question regarding auto insurance claim?

Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?""

""AA car insurance, do they send the papers by Email or post?

need to know when register with AA car insurance is there an option for everything to be send by Email ONLY as I have some really bad people I am sharing house with :(

How can i get free health insurance?

i live in Pennsylvania. i need health insurance. i am 18, live with my boyfriend at his moms house. i have no job, she has no job, no one in the house has a job. my mom moved to florida so i can't have her help me anymore. how can i get free health insurance? like completely free. i can't even remember the last time i went to the doctors, i really should go for a checkup. please help.""

What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.

Names of good CHEAP! Auto insurance companies in New York State ?

I'm trying to look for cheap insurance companies for my bf who is way over the age of 25 and had two accidents. Due to the accidents from the past, their charging him an exorbitant amount. Could you please name a few.""

Cheap Car Insurance - Please Help?

Hello in June I will be 17 years old! Obviously like all 17 year old males I want a car! I'm not massively fussed about the car as long as it doesn't cost to much! Today I have been looking at cars such as; FIAT CINQUENCENTO Perodua Nippa EX and a few other cars bellow 1l I live in Northamptonshire and my postcode is NN1 *** on comparison websites i cant find insurance for less than 3500 when that is miles out of my price range! If anyone knows any insurance sites or extremely cheap cars to insure for 17 year olds then please reply to this. Any help will be much appreciated. Thanks

Does having a commercial drivers license affect my insurance rates?

I don't drive commercially for a living, so I'm wondering if having my CDL (which I do have) would affect my auto insurance rates positively or negatively. I have my CDL because I drive a bus every once in a while for the university where I work. Thanks for any help you can give.""

Blue badge if you get one how much does your car insurance go up ?

Blue badge if you get one how much does your car insurance go up ?

Which is the cheapest car insurance in Louisiana?

Which is the cheapest car insurance in Louisiana?

Car Insurance in Georgia?

I just bought a new car, and I was wondering what does the state of Georgia consider to be full coverage auto insurance?""

Can I still appeal what happened on my car insurance?

During the December Blizzard Massachusetts had my car slid down a hill and hit a curve and they had to total my car.... Now since I was the only driver I am 50% at fault for this accident Anyway a lot of people have been telling to appeal it as an act of god. Problem is I have been too busy trying to get a new car that it went past 30 days from the surcharge notice date and I need to know if I can still appeal this. I am a safe drive and I was going maybe 10 mph down this icy hill when my car slid on the ice...Please any help would be appreciated

Where can I get started with Motorcycle Insurance Thanks.?

I just got my brand new 150cc Moped where can get started with Motorcycle Insurance and what information do I need. Another questionI want be riding my moped almost everyday and I know you have to pay to keep up your insurance will this effect your licenses if your not paying for insurance Thanks.

How to get Insurance on a permit and without owing a car?

how to get Insurance on a permit and without owing a car and 25 years old in north Carolina

Liability car insurance?

I need to know some good places to get liability car insurance for a good price

Can anyone recomend some cheap insurance companies for drives who have completed pass plus?

I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!""

What would be the average cost on home insurance?

just an estimate, i have no clue is it 30$ a month, 100, 200, 300, 500?""

What can a car finance company do if you no longer have insurance?

I bought a 2004 vehicle (from CarMax) about 3 months ago. The finance company (Capital One Auto Finance) would only approve me if I started an insurance policy before I left the dealership. I did, but have since let that policy go, for different reasons. The finance company is now sending me letters to give them updated insurance info, or they may take appropriate action to protect its interest . What exactly does that mean??? All my payments have been on time, actually 2 weeks or more early. So, what can they do if I continue not to have insurance, since my payments on the vehicle are all in order? Since guessing or assuming won't help me, sources for your answers would be helpful. Thanks.""

How much would insurance cost on a 96 Chevrolet camaro?

Monthly? I spotted a camaro for the first time and it was completely gorgeous, I almost cried. it also runs good. The cost is pretty crazy for a camaro only 2,000. My mom said that I ...show more""

Car Insurance for Tourists?

I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance

How much is car insurance for a 2009 Benz C300?

I'm 27 years old. I live in the Bronx, New York. I have good credit. TransUnion: 765 Experian: 764 Equifax: 734 I want to financial or lease (I'm not exactly sure what the difference is. Do I still have to get full coverage regardless of which I choose?) a 2009 Benz C300. It's valued at about $30,000. I live in an apartment with my father who has a 2001 Pontiac Montana. He pays about $150-$200 per month in insurance. I tried to find out how much it would cost on Geico and they called me and told me it was gonna be $150 for the first month and $140 for the next seven months. I thought there must have been some mistake because how could it cost the same for a new car and raggedy car? The guy was like, Well, looks like we can get you a great price . Is this a ploy to get me to switch insurance companies and then they'll charge me higher rate after the first year or something? I think they must have thought I already own the car outright and didn't know I was planning on financing it. Or is it because we will have two cars from the same household an we'll get a multi-car discount. I know this was true when my brother had a car on the same policy with my dad and they got a discount, but they lived at separate places. Me and dad live together, so I think they won't even allow me to get insurance. Someone please tell if this is true or not. My friend, who thinks she knows it all, said its a scam and they will charge me alot more as soon as I sign up. But believe me she's just jealous cuz she's high class and I live in the Bronx and she makes way more than me and doesn't have a Benz. So, she is definitely just assuming. If you know for sure let me know you know or that you think that's what will happen. I assumed the insurance would be $400 - $450 per month. Also, if anyone has some idea what the financing per month with credit like mines on a car like this would be, that would also be appreciated. I have never been any serious car accidents, had a DUI or DWI. I hope someone has experience with financing a nice car and insuring, so I can get at least a ball park estimate on how much I will expect to be paying. Thanks for the help!""

Why can you 16 years old own cars in America?

Hello, So when I'm watching MTV or whatever television program here in the Netherlands I'm noticing that so many 16 year old drive a car. But where do you guys get the money from? Because a really crappy cheap car cost about 1000 euro's and than you need to pay a 390 euro (507 dollars) a month. I'm 16 too and with my 40 hours of work in a month I make 200 euro (260 dollars), so I can't afford a car now. (at least not paying every single month 390 euros) Nevertheless in the Netherlands you must be 18 years old to drive a car, but even when I'm 18 I think I won't make a 390 euro a month (only for my car). So do your parents pay? Don't you have to pay taxes or whatever? Thanks. David Calculation: Cheap car = 1000 euro Good cheap car = 3000 euro Average insurance 18 year old = 100 euro a month Can't find translation but road taxes = 80 euro a month cost of maintance = 80 euro a month Average driving 1000km a month with 7/100L = 70 * 1,80= 126 euro We pay 1.80 euro a liter (benzine) = 1 gallon = 3,8L = 6,84 euro's = 8,9 dollar per gallon so: 390 euro = 507 dollars a month""

Would having a baby affect you car insurance rate?

I just had a baby 3 months ago and I was jw if it would affect my rate if i told the company.

What vehicles have the lowest insurance rates for teenage drivers.?

What vehicles have the lowest insurance rates for teenage drivers.?

Hit a car. How much insurance can go up?

Have good driving record for 3 years and with Progressive. How much insurance can go up if I hit a car and damage like this... http://www.whymagic.com/html/images/front_bl_before_lg.jpg http://www.whymagic.com/html/images/before-after/front_before_lg.jpg

Can parents get sued if I drive a car without insurance?

My mom tried to tell me that if I drive without insurance they would be sued because I live with them. I am 19 so I am a legal adult. The car is also in my name only. I think she was just talking out her *** personally, but now I am curious if that is even possible. Whatsoever.""

Can anyone recommend a good Classic/Collector Car insurance company?

I'm looking for reasonable terms/conditions and rates to insure a 1967 Chevy Chevelle. Anyone have any experience or recommendations for insurance companies specializing in classic cars? Thanks!

Car insurance after accident?

I am 18 and have been driving for 1 year, I used to drive as an additional driver on my Dads Renault Megane, I crashed it from spinning off and hitting a wall, luckily no one was hurt, I just had a few cuts from shattered glass. The police have arranged for me to have an interview next week to discuss the consequences, at the moment I have no convictions or anything on my licence, my Dad just bought me my own car and has said he'll pay for the insurance in full, it's quoted at 880 for a year if he pays in full, he was planning on paying in full in 2 days, I'm not trying to cheat the system, but if my dad pays in full and then I get a conviction after the transaction has been made, can the insurance company up my insurance considering I had no convictions at the time? I'm not trying to beat the system and cheat my way, I'm just curious as to what will happen. Thanks for taking the time to read!""

I have an insurance quote of 1300 for a punto 1.2 on a provisional licence?

if i take this quote what will happen when i get a full licence will it go up or down?

Will I considered to drive a car without insurance?

Hi. I been driving without insurance for months because my mom told me to wait until her insurance expired and will add me to her policy in june. My mom add me to her policy a few days ago and my car insurance will only start valid on june 2, 2013. Yesterday, I was pulled over and got a ticket. Will I considered to drive a car without insurance? My mom was very mad at me because I didn't get any ticket for months and not involve in any accidents and now only 10 days until my car insurance valid, I got a ticket. Please help, I don't want to have 2 violation case especially drive without car insurance""

What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.

Insurance problems with car theft?

a friend of mine is an american citizen living in Juarez, Mexico because of his wife is a Mexican citizen that can't cross until her papers are finalized.. So he works here and goes back to Juarez for the night and comes back in the morning.. the other day on his way home.. he stopped at the store and when he walked out.. someone stole his truck.. he called the police and reported a stolen truck but with no info given about himself or the truck, just merely a black suburban... now he's back in the states.. and wants to report it stolen here from a friends house or something... not at a store because walmart has video cameras in their parking lots.. so how can he proceed in doing this.. he doesn't want to cause insurance fraud but he has nothing left besides his truck.. if he tells the insurance company it was stolen across the border, there is no policy on where it was stolen, so Juarez, Mexico is out of their jurisdiction.. how can he do this without getting in trouble.. he's worried about the border itself.. because they snap a photo of you coming into the united states.. but do they snap a photo of you when they get out? any info on what he can do to help his situation would help so much.. thank you""

What is the cheapest insurance group?

I'm 17, girl, doing my driving lessons and am planning to get a car soon. Not bothered which car, i just want a cheap, affordable one. I've been hearing about insurance groups recently which is confusing me because no one around me can adequately explain it. So, i just would like to know what the cheeapest insurance group is and if you could also please explain a little more on insurance groups so that i'm a bit more informed.. thank you""

How can i find out Insurance rates on cars?

is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.

How to transfer car loan to my name?

My boyfriend has gotten a dui recently and his insurance went up like crazy tripling how much he use to pay. To avoid paying for the high insurance rate for the next 4 or so years, he suggested that he transfer his Wachovia car loan to me. How do I go about to doing that? Do I contact Wachovia first? Do I then have to get a car loan from the bank for the remaining amount of his car? By the way, my credit score is excellent. Thanks your answers.""

How much would i pay for car insurance? Estimate?

I know that it depends on a lot of factors but can you estimate how much i would pay for car insurance on a monthly basis - I am 18 years old - will be driving either a 1999 or 2000 model - will be attending college after the summer - clear background - this will be my first car - I live in a very wired and exotic place called MARYLAND

How to get my car insurance in my name?

i am going to break up with my boyfriend, but my car insurance is in his name.i want to be independent , so how to get it over in my name. he refuse to help me out. did i mention how much i dislike him.""

What kind of health insurance do i apply for?

I have a one year old son and he has had medi-cal off on and they give me so many problems and i'm tired of him having medi-cal. I recently reapplied because they stopped it again, but this time i added his father on there since he has no type of medical insurance either.4 weeks went by and i haven't recieved anything in the mail so i call and ask what is going on. The lady was extremely rude to me and tells me they denied my application because they never recieved a packet that requested birth certificates,social securities, proof of income etc. And i tried to explain to her i never recieved the packet that requested any of that and that's why i was calling to let them know and she said well they already denied you so you need to apply again i'm tired of medi-cal my poor son deserves better.so i was wondering if anyone knew of something else i could apply for? it's just for my son and his father i'm still under my moms insurance so i don't need it but i have to apply for them since i'm the mother of my child obviously. We live off of $400 every 2 weeks and have other things to pay for.so please someone help!""

What is an average 16 year old car insurance bill?

Im am 16 years old bought a car sunday its a 96 240sx 2 door, and my mom is wondering how much my insurance would cost. And we are with allstate if that helps you guys.""

Short Term health care insurance plan in California?

I am looking to get insurance for a short period of time - 2 months. Which plan and provider be appropriate ?

Where do I find florida health insurance ?

I am looking for a health insurance quote for florida health insurance. I am looking for cheap florida health insurance.

Could anyone tell me if there are dui/dwi exclusions in states that have no-fault auto insurance?

Could anyone tell me if there are dui/dwi exclusions in states that have no-fault auto insurance?

Health insurance HELP!?

okay so hears the problem. im 19 just moved away from home no parental support pretty much on my own attending school and working full time. i need to find a cheap health plan any suggestions? no deductible? HELP PLEASE!!

""I lower my car insurance deductible a week ago, would the insurance company accept my claim today?""

Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""

Cheap Car Insurance companies fo 17-20 year olds?

hey im 19 and just passed my driving test, and i can not find vheap enough car insurance, does anyone have any suggestions? thanks""

Does state farm insurance cover rental cars if you car gets stolen?

I do have full coverage on the car that was stolen ,but does rental coverage come standard on full coverage insurance?""

What is a cheap car insurance plan?

Im 19 years old and I live in New York. I am looking for an affordable car insurance plan. Any suggestions?

Does the insurance rate go up or more if I get my license?

Ok my mom and dad both have a car and they bought a car just for me. It already has insurance and license plate and everything. I'm planning on getting my license soon. So when I do would my dad have to pay for more money because of me driving it? I mean the insurance is on my dads name. Thx for replying.

How much extra would it be to go on my parents car insurance ?

at the moment my mother is paying 600 a year for car insurance, i was wondering how much extra it would be a year for me to go on her insurance. i am 18 year old girl living in england would it be cheaper for me to get my own insurance or go on hers ?""

Expat insurance - what kind of insurance is appropriate?

I traveled abroad for a year and got worldwide travel insurance. Then I decided to make the move permanent. I am living outside the EU and I'm wondering, surely travel insurance is inappropriate for a permanent move - what to other expats get to make sure they are covered against issues abroad? Thanks

Will a sex change from male to female result in lower car insurance?

Females have lower car insurance then males. So if a male gets a sex change does the car insurance company change their sex in their records and lower their car insurance?

Auto insurance quotes?

What website you recommend to get instant multiple quotes for multiple cars, without agent or a representative involvement?""

Car insurance help needed?

I'm 16 and a male and I need to find out how much insurance would cost on a 2000 Monte Carlo SS. I heard that pod grade help so I have roughly a 3.3 GPA in HS

What's the absolute cheapest car insurance company in Illinois?

What's the absolute cheapest car insurance company in Illinois?

Rough Insurance Quotes (Guesses welcome)?

I am first in line for several used cars I'm considering. The only thing I'm worried about are insurance rates. I'm only 19 and I've had my license for less than 6 months. I will be signed on with my parents, and they are with Geico. The three cars I'm considering are a 2000 Ford Mustang, a 2004 Honda Civic and a 2001 Kia Rio. How much would you guess it would cost me a month/year to insure?""

Which is the best homeowners insurance?

i live in california and im getting a home and now i need home insurance which is the best thanks

What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.

https://www.linkedin.com/pulse/car-insurance-quick-quote-racv-stephen-mason/"

[captain-spookycandycollecti-blog]

How can I claim my home insurance?

"How can I claim my home insurance?

How can I claim my home insurance?

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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I'm 18, plan on purchasing a car soon. Honestly, which car I purchase is based off my monthly insurance payment. Im young & back in November I recieved my first speeding ticket, I paid it instead of going to court.. Worst choice ever. Anyways, Does anybody know good cheap insurance for a driver like myself? Below are a list of cars that are on my list.. 1. 2004 BMW 745LI 2. 2002-2003 BMW M3 3. 2004-2005 Audi A8L 4. 2007 Jeep Wrangler (4-Door) Please help. Thanks!""

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2006 ford mustang v6 considered a sports car or a coupe on insurance?

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Do red light camera infractions hurt your insurance?

on the ticket it reads: this infraction will not be a part of your driving record and will be processed as a parking infraction. I live in Seattle, WA.""

Health insurance for an immigrant who's over 65?

My parents and I are thinking about bringing my grandmother to the U.S. but we are worried about health insurance. My grandmother is 87 years old and has many medical conditions so we need to get her something that would cover the medical expenses. She will be an immigrant because she doesn't have U.S. citizenship or green card, and she has never worked in this country. Since she is over 65 years old, she cannot get a health insurance, but I am hoping that she can get something that is similar to Medicare, Medi-Cal, or Medicaid. I know that Medicare is for people who is either a citizen or permanent resident and who has worked least 10 years in Medicare-covered employment. Is there anything that my grandmother could be eligible for medical health plan or insurance although she is an immigrant, over 65 years of age, and never worked in the U.S.? Any advice or suggestion would be much appreciated.""

How can I find out what auto insurance a company has?

OK. So I use to work for this repossession company and I was hit by an idiot that ran a red light. Anyway after the accident I got a lawyer. I quit there shortly after. Well the insurance card in the tow truck was expired and not the right company . When the company switch insurance they forgot to put the new card in.. well since the drive that hit me did not have insurance the personal injury will be covered by the companies insurance. But the owner will not tell my lawyer the name of the insurance company or anything. And said your gonna have to take me to court. He is a real jerk btw. So does anyone know how I could find out online or something what company they were with at the time of the accident??

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Low Insurance Car For Teen Boy?

I am turning 16 in a couple of months and I need to know what USED vehicles would be best for low insurance. Nothing lower than 1998 and nothing higher than 2007. Please give me some suggestions. NO ugly cars either...

A question about car insurance?

My mom is afraid of her car insurance going up once I get my license, so she wants me to get the car in my name and get my own insurance, but can I still get my license first before all of that? What would be the sequence of which to obtain first? Thanks!""

""Poll: Hey, can I borrow your car?""

Poll: Hey, can I borrow your car?""

Young Drivers Car Insurance In London?

Hey there, i live in a area that gets me pretty high quotes for an 18 year old.. Well my dad's purchasing a car and i asked if he could insure me on it too and he agreed to this but i've gotta find a decent insurer first.. I mean i'm getting quotes such as 3,000 a year that's pretty high for a 01 plate corsa.. I was just asking for people with experience on maybe any ways i can reduce this price.. Maybe a really cheap insurer you know? or any help would be appreciated if you know the situation i'm in. Thanks!!""

Can you buy a car without having to buy car insurance for it? ?

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hi does anyone know a cheap insurance company that would issue 1 month insurance for my motorcycle , my bike is a kawasaki zx9-r ninja, and i have 11 month no claims, im going to spain for 2 months next month , thats why i only need 1 months cover for uk use plz help""

Can you cancel car insurance?

Right, I'm getting a car this weekend, I haven't passed my test yet but hopefully will be passed in the next 1 - 2 months, therefore the insurance I'm taking out at the moment is for a provisional driver. The insurance that I'm taking out lasts for a year but obviously I will need to change it when I have passed, so that insurance will rise in price. But I was wondering if once I have passed can I cancel that insurance and change to an insurance that looks at young drivers because at the minute the young driver insurance places won't quote me coz I'm still learning. Sooo, to sum up... can I change my insurance company after only 2 months with them? Any help welcome. :)""

How much would insurance be for someone like me?

i have a job that pays 1300 a month, im 23 years old, no previous record. no credit. basically it would be my first insurance for a car. i live in minnesota saint paul, how much would it be? my sis says it might be like 300 dollars or something? if u need other info ill tell it thanks guys""

How to get cheap insurance without no claim bonus?

Hi basically I had been a additional driver on my brothers policy for 3 years and I do not hold any no claim bonus as it was on my brothers name. I want to get insurance done on my name now but I am looking for any good deal being a only driver with no claim bonus as I have no accident history, I have clean record of driving so any ideas on how to sort it out cheap let me know thanks in advance :)""

Does anyone know where to get affordable auto (liability) insurance for teenagers?

I am 19, & I live in Charlotte, NC & I have not been able to find car insurance for less than $800 for 6 months. I can afford to pay $600 (100 a month) but I have not been able to find an insurance company to give me such a quote. Do you know any? P.S. I drive a 2002 kia optima & I've only had my licence for a year""

How can I get free health insurance?

I'm 20 years old (almost 21) but I cannot afford more than $25 a month for health insurance. I work in a small town, full time at a family owned business that cannot offer me medical insurance. HELP!""

HOW CAN I CLAIM THE car INSURANCE to REMPLACE MY CAR?

I had a car accident and my car insurance covering third party only and them found me that was my fault I need to know how can I claim if there is any dealing, thank you""

How much does car insurance cost for a 16 year old?

I drive a 98 Toyota Avalon, I heard ur grades affect the rates but I'm not a straight A student, I don't really do really well in school so you don't wanna know my grades. But how much would my parents have to pay for my insurance? We live in California""

""If my friend owns a car, can I have full insurance on it?""

If my friend owns a car and I am making payments to him to eventually own it, is there a way that it can be fully insured in my name?""

Can I ride my motorcycle with just a bill of sale and insurance?

Hey I just bought a 2004 r6 and I live in georgia. I bought it from alabama and the old owner is mailing me the title in a couplle of weeks but I'm wondering, if I have a bill of sale and proof of insurance can I go ahead and ride the bike??""

How can I claim my home insurance?

How can I claim my home insurance?

Where do you get good rates for dance instructor liability insurance?

I am a dance instructor and I need to get liability insurance. Anyone know of a place to get the best quotes. I tried Markel and they are expensive. I also plan to have other instructors that I train and work with me. How do I get insurance for them? Is this per instructor, or can it be as a dance school? Please let me know. I need this info ASAP. Thanks for your help""

In wreck in oklahoma with out insurance what wil happen to me?

was in wreck with out insurance there were people hurt what could happen to her?

Car insurance/ car accident?

i got into an accident i was at fault for failure to yield, my car got damaged badly she hit me going about 40 my front bumper is all smashed and my headlight fell out could cost 2500 or more my insurance is only liability, how does this work my insurance covers her vehicle and vice versa or what?""

I am a single mom looking for affordable health insurance for myself. Where might I look for this?

I am a single mom looking for affordable health insurance for myself. Where might I look for this?

""Will the Supreme Court ruling on Affordable Care Act affect those under 26, and on their parents insurance?""

I am a 20 year old man, and I suffer from a couple health problems that I must have treatment for. I have a job, but I do not make enough money to afford my own health insurance, so I am on my father's. I am able to do this now because the new law allows me to remain on my father's insurance until my 26th birthday. If the supreme court rules that the mandate in question is unconstitutional will it effect that specific part of the law? Am I in danger of losing my health coverage?""

I cannot find any cheap car insurance quotes?

Does anyone know any cheap car insurance companies?

""Car accident, my fault, my insurance company not paying for one of the cars involved. what to do?""

I was involved in an accident involving 3 cars. It was my fault. I'm fully insured. My car and one of the other cars in the accident are being repaired with my insurance company. The third car involved, which is a taxi had little damage around the tires and was not towed on the scene of the accident. The cab driver is now claiming 1700, after repairing the car without talking to my insurance company and without his damage estimated. He is calling me and telling me that my insurance company is not answering his calls and they are not handling his claim. He is calling and telling me that he is going to sue me. What shall I do? At the scene of the accident I gave him my insurance card, should I get involved in this. Please advise me. I'm really worried.""

Car Insurance parked hit and run question?

I have USAA as my auto insurance. Here's the back story. I was parallel parked alongside a street here in Atlanta and a car (more than likely) was trying to get out of his/her space and hit the left driver side bumper pretty hard (ruining the paint and loosening up the bumper pretty good...and cracking the tail light). This person did not leave a note. I have my 500 deductible. I also have uninsured motorists coverage. Right now USAA is saying that I will have to pay the $500 ded. Why couldn't they put it under the uninsured motorists coverage I have instead so I wouldn't have to pay a dime? Is it within reason to call them and ask for this issue to be adjusted? If so, what points can I make to insure I get the deductible taken care of under the uninsured motorists coverage? Thank you for your help!""

""How do I get a low insurance rate (18, first time driving)...?""

I'm getting online quotes with basic basic insurance... I think the lowest quote I got was $366/mo, which is bs, the car is only worth $900? Should I call and tell them that? There's no way I'm paying that much in insurance for a car that's worth that little. Can I be put on the people's insurance in whom which I live? They're not relatives. And then just pay them the amount they're insurance increases to?""

Ford Mustang for a 21 years girl?????

Hi I'm thinking of getting Ford Mustang 2007 but Im a 21 years old girl.. so you think how much the insurance would be?? cuz my friend told me since its a sport car. it might be around $200 a month :(

How do I get my insurance lower?

I am 20 years old, made one claim and coming up to 1 years no claims bonus, I am looking at a 3ltr GTO and i'm absolutley in love with it, the insurance is average 6.000. All I want to know is, what can I do to get the insurance down? as in, tricking the system, ive already tried using my mums name with me as a named driver and its the same price, what little things can I do to make the insurance as low as possible, please help.""

Replacement Cost Insurance vs Regular Insurance?

WHich is better I live in a area where home owner's insurance is increasing and I'm trying to get the lowest premium possible within reasonable coverage limits. I know replacement insurance is good but what is not so good about not having replacement costs.

Good prices for car insurance

Can anyone suggest a car insurance company with good rates? I just had to add my daughter (16 and just got license) and my insurance went through the roof, even with the good student discount. I am currently with Mercury and I live in California. Thanks""

Who is the best for motorcycle insurance?

Who is the best for motorcycle insurance?

Insurance Quote From You! State Farm?

What do think state farm will charge for - for a 1984 dodge, 2.2L, cheapest insurance plans?""

Do i need maternity insurance when I already have health insurance?

Just found out we were expecting... I am using Aetna health insurance, Do I need to add maternity insurance? Does it make a difference?""

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Need to find affordable health insurance?

My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated

How much would it cost approximately to insure a commercial van in the UK?

For the purpose of a university business plan i need to know very approximately how much it would cost for a small company to insure a second hand van , sort of like this one http://vans.autotrader.co.uk/used-vans/mercedes-benz/vito/2006/at8a6ab63235e7d22b0135ee88617f51e1/mercedes-vito-109-cdi-long-air-conditioning-diesel - so a few year old , good condition aporx 50-100 thousand miles on it bought second hand for about 5-7K , i literally need to know what ball park w're talking , 500ish? 1000? more , less? I have no idea... thank you""

Non Owners Auto Insurance?

Hello, I'm 18 and I just got my license and I am buying my first car soon. I wanted to know if it's possible if my grandmother could register my car and have the car in her own name, and I buy Non Owners Auto Insurance to cover me while driving? Is this a bad idea, because it seems as though it would be much cheaper for me? Please let me know thanks!""

Government car insurance?

I've heard Of Auto Insurance Sponsored Through The Government For Low Income Homes. Where Can I Find More Information About This?

Cheapest car insurance companies for boston area?

i am looking for a cheap insurance company my husband is buying a plymoth grand voyager tomorrow, a family pleasure driving only vehicle. what comapnies in the boston,cambridge chelsea, area is the best and cheapest?""

""What is your opinion of this article: how some people who can't afford insurance, can afford things like?""

Excerpts: The following items were commonly seen on patients or carried by their dependent children, who were also covered by subsidized programs: * Cell phones and ...show more""

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""

What are some good California medical insurance options?

What are some good California medical insurance options?

How can I claim my home insurance?

How can I claim my home insurance?

Insurance write off question?

My car has recently been declared an insurance write off, basically a young guy (17) pulled out of a side road T-Bone ing me, causing me to be pushed into a tree, all the under body of my car was twisted and it would cost more to repair than the car is worth. The problem is my car isn't worth anything ( Peugeot 206). Someone is going to phone me tomorrow to discuss a settlement figure, I'd like 2k, (I paid 4k) 2.5 years ago for it. How much am I likely to get as an insurance write off, bearing in mind the other driver had admitted full liability and blame. It was a 2005 Peugeot 206 with 70k miles, one previous owner with a recent mot ( 2 weeks ago) also I've just paid for 12 months tax ( last month) can I reclaim this somehow? Thank You As for the other driver. I spoke to the police office who attended the scene and he went to his house yesterday to interview him, apparently he can do him for dangerous driving and give him points, as he was 17 I bet he will get caned on his insurance renewal, which is some comfort I guess :)""

""I don't get insurance at all, like car insurance health insurance, etc?""

Yes, I know it is kind of a stupid question to ask but I really don't get it at all. I know there are different types of insurance like life insurance, health insurance, car insurance, but.... 1. what other types of insurances are there besides the ones i just listed? 2. does the insurance company pay for everything and do you have to pay them back? 3. how hard is it to find insurance? 4. what is the different between health and car insurance? 5. how do u get insurance? does it matter if ur poor or rich? THANKS! I know this is kind of random :)""

Can i get affordable baby health insurance?

Can i get affordable baby health insurance?

How much would insurance for a Subaru Impreza WRX be?

I am getting my license very soon and I plan on getting an 02 Subaru Impreza WRX for my first car. I am curious to know what will be the monthly cost of my insurance (an estimate). I will be on my parents insurance and they have Liberty Mutual. I know that the WRX has one of the highest insurance rates but I want to know if it will be doable or not. Thanks in advanced.

Car insurance for 16 year old female?

I know I won't get exact on here, but about how much would car insurance cost for a 16 year old girl, I have good grades (I think that's a discount?), I took drivers Ed in the summer, and ill be driving my parents cars which is a Nissan pathfinder and a small Hyundai not sure what kind. About how much per month? Thanks!""

Cost to Insure Skyline.?

got a R34 GT-r. maybe thinking about downgrading to a GT-s R33 cuz i the insurance is a little ridiculous. $640 Thats full coverage and im only 19 :P turnng 20 soon. Which would be more to insure and what you think it would cost to insure the R33? I do have 1 speeding ticket and one wreckless driving back when i was 16.

Named driver car insurance?

My dad purchased a car and added me as a named driver. I use the car whenever he doesn't use it but as a majority he covers more miles than I do, some weeks it's 50/50 usage others I use it not as much. My dad is the owner of the car and the policy holder. He received a call from the insurance people and because he said we use it 50/50 some weeks they have now given him 7 days left before they are going to cancel the insurance. He payed this in fully and is only 2 months in. He recieved no terms and conditions, are they aloud to do this? Please help as he is isn't clued up on this and we both need to use the car. We were told that we need separate insurance for the vehicle which seems ridiculous seen as that would be double the price and not make any sense. He has his own other vehicle which he uses for work and I only use the shared car when necessary. Thanks in advance for any help. Ryan""

Do police check with your car insurance to make sure it's valid when you're pulled over?

I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""

Do I need Liability insurance?

I live in So california, and just brought lots In Texas,Arkansas and Utah.The lots are vacant land. Im being told that laibility insurance might be wise. is there someone out there who knows for sure.""

Dui and car insurance?

My record got explunged now that I am 18 in the state of California. Will my car insurance take me back?

What are some affordable car insurance companies?

i have three cars and i have three teens drivers and my dad and im looking for a low cost auto insurance does anybody know any and im also trying to get full coverage

What insurance would a 1985 monte carlo get?

I don't own this car yet but i want to when i get my driving licence depending on how much the insurance is, if not I'll get a 1972 model""

Why do men pay higher car insurance?

I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""

Should 17 year old pay their insurance?

What age should they start? And is 300 horsepower on a car fast? How much would a car that fast cost? Too fast for a 17 year old?

What is a good cheap auto insurance?

i have progressive right now and its almost 300 cause i have a new car..are there ne others that are cheaper but have a good policy??? i live in kentucky

About how much would auto insurance be a month for a beginning teen driver?

I know your not going to be able to give an exact price. I just need a legitimate number. I'm 16, and just fully paid for a nice car on CL. So I do fully own it if that helps the price any. Just an estimated number per month please.""

If I don't own a home should I buy the cheapest insurance coverage?

I'm a student living at home, with no property of my own. Which insurance coverage would suit me best, the lowest 25,000/50,000 or a higher amount?""

What are your reviews for Geico and Progressive?

We have Amica insurance and they cost $1200 a year and our car is Saturn ION 2 2004 sedan. This is financed car so we need full coverage. With clean driving history and clean car history do you think this is a good price? Should we try other companies to compare? What are your reviews about Geico and Progressive? Do you think they are good companies and can give us better rates?

Are there any whole life insurance / Roth IRA options similar to Colorado Banking?

I recently spoke to an investment broker about an option offered by Colorado Banking that offers an IRA with a guaranteed interest rate where the amount you put in ($150 per month) goes toward a 80,000 whole life insurance plan and also into an IRA that would return 319,000 at the end of 45 years. I've done the math and it does work itself out, but I'm curious if there are any companies that compete with the same type of plan.""

Can somebody find me a really cheap insurance company that would cover for like everything?

I need to find an insurance company offers really low price plans that cover as many things as possible, becos we can't spend too much money but I need to find my mom an affordable insurance plan...help, i dun know where to find it.""

Car Insurance Honda Civic coupe vs sedan?

So I'm looking into buying a car. I'm 20 and I'm under my dads insurance. I pay 60 for being a secondary drivers for my dads van, but I want to get my own car. Would it be more if I got a black Honda civic coupe rather than a sedan?""

Yamaha 09 R6 insurance?

how much would you thing it would cost in insurance for a 19 year old to own a 08 or a 09 Yamaha R6

Hi I was wondering if I can get Health Insurance?

I live in Florida and do not have Health Insurance, I am unemployed. Is there any insurance I can receive? I am 21 and living with my bf who has no Insurance but a job. ThankYou""

Does motorbike insurance after a while make your car insurance cheaper?

I'm getting a motorbike nd plan on having one for about 4 years and then get a car later. I'm just wondering if it will make my car insurance any cheaper later on? WILL RATE BEST AND MOST HELPFUL ANSWER, THANKS!""

""Car accident, neither driver has insurance?""

Was in a car accident yesterday. The other driver was completly at fault. He gave me insurance info, but has just informed me he was dropped due to lack of payment or something. I also have no insurance. YES, I KNOW ITS ILLEGAL TO DRIVE WITHOUT INSURANCE. IF THATS ALL YOU HAVE TO SAY MOVE PAST MY QUESTION!! What am I suppose to do? Do I need to try and get a lawyer and sue? My car was totalled,my hip is in a lot of pain, so is my bfs shoulder n back. The other driver is fine and had very minimal damage. Im at a loss, any advice would be.greatly appreciated""

How can I claim my home insurance?

How can I claim my home insurance?

Where can I find out insurance rates for US postal services with letters to the UK?

Each envelope would contain an item worth around the $30 mark, but as they would be going international I want them to be insured. I can find UPS rates, but not USPS rates for insurance.""

""If you buy a refurbished phone from at&t, can you get insurance on it?""

I am wanting to get the black blackjack II, and I was also wondering if it would be worth it to get insurance, since its only $60.""

Question for LIFE INSURANCE BROKERS or salespeople!!!!?

From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???""

How much would the insurance be for a Porsche Cayenne Diesel a year?

The insurance would be for a female driver with over 25 years of experience. How much would it cost a year, and also how much would the monthly diesel bill be? Thanks""

Best life insurance questions for seniors?

67 year old male whose had heart surgery,but doing well,on antidepressants and a cpap needs term life insurance. what is the most affordable in your experience ?""

Do you need Car insurance to rent a car?

My Parents don't have a car and I'm sure my other family not gonna let me drive their car so don't bother ask. I don't have a friend who got a car. Its small town where I'm at in Tuscaloosa,Alabama. I'm taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I'm 19 Years old)""

Whats the difference between Medi -Cal and Health Insurance?

Whats the difference between Medi -Cal and Health Insurance?

""The police towed my car on my way to get my road tax, but had insurance?""

got insurance on my car but no road tax, just bought the car and have to change it from disable to normal driver but the police have towed my car way, can i get my car back?""

Is serenity insurance a ligitimate company?

Cheap auto insurance

Question regarding auto insurance claim?

Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?""

Where can i find cheap young drivers insurance in uk?

where can i find cheap young drivers insurance in uk

Car insurance on a WRX or Mazdaspeed3?

I am a 17year old guy and since I got into my early decision college my parents are buying me a car. I like power in a car but I dont want an american muscle car because I would like to go in a direction rather than straight. Im looking at a new (yes my parents are crazy for buying new im trying to convince em to buy a slightly used one) Subaru WRX or a Mazdaspeed3. They are going to pay upto 25k for it so the WRX Hatchback just falls in there. I was wondering what would insurance be on these cars for me and any reviews u guys have on them and if there are any other good choices out there that have the same power and handling as these, I would love a rear wheel drive car but I live where there is quite a bit of snow so FWD or AWD please. Thanks.""

Car insurance price after a year still high. Any suggestions?

Hiya, So basically I have been driving for a year as a named driver on my dads policy. In that time I haven't had one accident or claim, no speeding tickets and never ...show more""

Life insurance question?

Y do insurance companies call it life insurance? aint like we can insure our life and decide when we wanna die. it should be called death insurance since we cant use it until after we die. even then we dont get to enjoy the money that we paid into it.

Do I need to insure my car before getting a temporary registration?

recently purchased a used car that DOES require emissions testing. In my state (CT) the DMV offers 10-day temp. registration for vehicles that need testing Do I need to insure this car before I'll be eligible for the 10-day registration? I'd prefer not to insure a car that won't pass emissions because I won't be able to drive it, and I refuse to wait in line at the DMV for hours just for answers on this questions (their website gave very few specifics)""

How much would auto insurance be per month for a young married couple (25 year olds)...?

...no wrecks, no moving violations, great credit... we have 2 cars (1 new that we're still paying for and 1 old that's paid off). I know I can get an online quote, but ...show more""

Cheapest way to get car insurance?

we know of a family that is going through tough times. Mom works 3 jobs, daughter (18 y.o. works 2 jobs and goes to school full time) while the dad has two DUIs on him. Of course the daughter can't get insurance(because its too expensive). Around $2k a year. Know of any other viable options?? Its in California. Thanks!""

I need cheap car insurance.....?

im 18 and need to know of any way i cna get low car insurance.... any tricks may help the siap im not sure i qualfy. im low income is there any government program or something? anything would help please let me kno about how much i would need to pay. Im 18 male in north jersey. car is coupe wit 4 doors and light weight

What is the best insurance policy for my llc business?

What is the best insurance policy for my llc business?

AUTO INSURANCE- DO I REALLY NEED IT TO DRIVE OR PURCHASE MY OWN CAR?

I'm planning on getting myself a new car- a 2012 Dodge Challenger RT model. I'm on a tight budget and I only have enough money for a down payment and monthly payments on the Challenger, (if I decide to purchase it). My problem is I don't have enough money for auto insurance and I am not joining with anyone in my family to be placed on auto insurance. I want auto insurance for myself and signed to my name only. Since I do not enough money for auto insurance, can I still get a car without auto insurance? And can I still drive the Dodge Challenger without auto insurance if I decide to purchase the car? Can someone answer this for me? Thank you! I really appreciate it.""

What is the best life insurance to get for my parents?

I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?""

What do I need to do for self employed medical insurance?

I am 43 I am married. My hubby has medical and I'm on his policy. He has retirement. I will be on his retirement. But he is 44 what happneds to me being self employed, if something should happen to him. Will I still get his retirement money? Will I still be covered medical? I am looking at an IRA account at the local bank next week. I have only been self employed for 5 years. I have worked for an employee up until now. I need help. I need to plan for the retirement years. Thank you for your time. Plus we both have life insurance incase of death. If he goes first I'll have money to pay for the house. But what then? By the time I'm too old to work how will I buy things?""

What would be a good insurance for a 19 year old new driver?

Ok so heres the deal, Im 19 and looking to get a car for school. I go to school in upstate ny and wanna move off campus so i need one for transportation. What would be a good insurance company to go to for cheap insurance for student drivers? Im going to buy a used car off of craigslist, my mom doesnt drive and theres no option for going on a family members insurance. Im doing this all on my own, getting a car, paying insurance and all. Im looking on getting a 2001-04 mitsubishi eclipse or lancer just for an idea. But i dont wanna be stuck paying like 400 bucks insurance at geico or like statefarm, student driver discount my ***. Suggestions would be helpful, not a rant about how i have to think about insurance and gas and maintenence im well aware of all that, i wouldnt be getting a car if that. Thanks.""

""First car, What are good and cheap cars?""

I know everyone says to go for a KA but I can't stand them. I like the idea of a renault clio but not sure how cheap that works out for insurance&petrol etc. So a list of good cars would be appreciated! Also, I want to travel roughly 24 miles two days a week for college, so I need something not to juicy!""

Insurance question?

Is there any possible way to lower my insurance. I'm 19 years old and insurance is 8000$ per year ( NYC ) . So now i have a problem not with a car but how to lower my damn Insurance. Thank you and Take care.

How can I claim my home insurance?

How can I claim my home insurance?

https://www.linkedin.com/pulse/you-cant-afford-insurance-so-were-gonna-fine-victoria-robinson/"

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Buford Georgia Cheap car insurance quotes zip 30518

"Buford Georgia Cheap car insurance quotes zip 30518

Buford Georgia Cheap car insurance quotes zip 30518

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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I drive my parents car but i am not insured, now that i've joined a real estate firm, they want me to have them as an additional insured. So what can I do now? Do I have to get insurance under my name? And how much would it cost to get the firm as an additional insured?""

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where can i find affordable dental insurance in illinois?

Affordable health insurance!!?

For some reason, the insurance coverage I have seems to go up every year (and because I moved recently it jumped up another $60 a month). My wife and I get crappy coverage on top of it. To make things more hectic; we are pregnant (she's pregnant -not me, but you get the point). And beause Maternity coverage runs another $500 a month it isn't affordable on a student income (I am currently in Law School, while she works). So, if anyone has any information on how they managed the pregnancy, or even just real life, without insurance (or on what insurance?), I would be extremely appreciative if you could offer it up. I Might even give you the best answer....or whatever (who knows, that may motivate some people) So, I'm looking for affordable health insurance coverage. It doesn't need to cover maternity...I know thats expensive everywhere. What I am looking for is something under 300 a month that still covers some outpatient surgery, or even more than 2 doctor visits a year!!""

Would my insurance go up with a red truck?

so i never new this until not to long ago but ppl say if u have a red car ur insurance will go up so if i have a red full size pick up or dump truck will my insurance go up because its red i mean i dont picture anyone racing with a 1 ton dump truck or anything

Who is the cheapest insurance company for first cars?

i am a female, and i am just wanting to buy a cheap first car""

Is progressive auto insurance good?

Is progressive auto insurance good?

Cheapest car insurance company in michigan?

I used to pay 25 bucks a month for car insurance, but now I am in michigan, the chepast from progressive is about 70 bucks a month, that's 3 times what I used to pay. Is there a company that will offer a cheaper rate than progressive? If it wasn't for the possibility of being arrested by cops for driving without insurance, I will never buy insurance period. Never had an accident caused by me EVER.""

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Made a mistake on previous car insurance?

I'm worried about changing insurance companies as I forgot to tell previous insuraure about 3 points I have. What will the new insurance company say about the situation? Should I ring my old insurance company and explain? But the insurance has expired thanks

Car insurance for my car?

I'm looking for cheap full coverage for my car , I only need comp and collision for my car , that is all I need. Any advice or help would be appreciated , I live in Texas""

How much would insurance cost for a 19 year old female with a 2006 mustang?

I would like to know a rough estimate for the insurance before I buy a mustang. I am 19 going to be 20.

2003 G35 Maintenance fee and a estimate insurance price in nyc?

Want to buy a used 2003 G35 but would like to know the Maintenance fee and a estimate insurance price in nyc? ok I'm a 19 year(soon to be 20) old black college student who lives in Brooklyn, NY and would like to know how much it would cost me to maintain an insure a 2003 used G35 with about 40k- 80k miles? I've been driving for lets say a year now and live in a urban area, which i will be commuting back and forth to work, school and home.""

Car insurance question.?

My half sister is turning 18 in a few days and she wants to use my grandmothers car for the her driver's license test. She doesn't live with my grandmother nor is she related to her, if that matters. So my question is does she need to be on my grandmother's car insurance policy to take the test with her car? If not, would she have to be put on the insurance policy if she were to drive my grandmother's car after she received her license? I live in CA btw.""

""My parents are above 65 ,suggest any insurance plan?

suggest any insurance plan

Driving from california to texas?do i really need insurance and a license?

im moving from california to rowlette,texas in two weeks but the problem is im going to drive out there its going to be me and my bf the thing is the car is under my name & i have the tags & papers but i don't have insurance & my license.Is this a big deal can i still drive out there as long as i drive carefully well im not driving its my bf his better at driving & he has his permit but im 18 & they say he can drive with a person 18 and older.what can i do i already called the insurance company & the lady said its not worth getting insurance if its only for a few weeks cuz when i get to texas i have to get new insurance.What can i do what do you guys recommened i do...i think that i can get out there without the legal stuff like insurance & a license..my sister drove all the way to arizona with no license & she didnt get caught cuz she drove carefully...""

A guy crashed into my today and totaled my car-how much will his insurance pay towards a new car?

My car was worth about $8000, give or take (that's what the officer told me). It was completely paid off. How much will the other guy's insurance pay towards a new car, or should I ask for a check? Which will be the better deal?""

Which insurance companies will let me drive other cars whilst fully comp at 21?

Which insurance companies will let me drive other cars whilst fully comp at 21?

What is title insurance?

I will like to know more about the title insurance and how is it that important when we buy a propety. Can you please help me with the information. Thanks

Buford Georgia Cheap car insurance quotes zip 30518

Buford Georgia Cheap car insurance quotes zip 30518

I NEED A CAR INSURANCE EXPERT!!!?

I'm a first time driver (with provisional license)... I don't get it, why does insurance cost more (4000 - progressive) for 2005 Nissan Frontier then for a 2003 BMW z4 (2500 - Progressive).... and its not only that, it costs less for a corvette then for a v6 mustang... And its like that for all insurance companies from e-surance to Geico, can anyone explain why or if it even will be that much less?!?!? i mean its more for a BMW 325 4dr (2900 - progressive) then for the BMW z4... How is this possible... Will it cost even less if i get it on my mom's policy? BTW i know BMW are expensive to maintain, but i got a job that i believe will cover everything... do they make z4 4 cylinders or is it only 6? Based on the lowest type of insurance that an 17 year old can get from internet quotes... Ty in advance!""

Received ticket for failure to report accident if found guilty will this make my insurance pay out void?

Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back

When does a car insurance policy pull your driving record?

If you have a car insurance policy that renews on a specific date, when does the insurance company actually pull your driving record? I heard they pull it once annually. Does it make sense to delay a speeding ticket court date until after the insurance renewal date? The insurance company in question is Amica.""

Income Based Health Insurance in California?

I'm 18 years old and live at home with my dad/step mom. They don't have insurance through their employers, so neither do I and because their combined income is so high (6 figures) I'm not eligible for Medical or Medicaid. Any ideas on what I can do to get affordable health insurance? I have a job too...""

Dental Insurance?

Does anybody know an inexpensive yet good dental insurance in Northern CA? I am on a tight budget. The cheapest one I saw is Deltacare for $97/year but I don't know if it's any good. Help please. Thanks!

""If you're 17 and you're borrowing your parent's insured car, do you have to have your own insurance?""

I am 17 and recently got my license and while my parents are deciding whether to get me a car or not, they are letting me borrow theirs. Both of their names are added to the insurance of the car, does my name have to be added too? Or can I simply drive their car on their insurance?""

What is the best state to get cheap/free medical care for adult? Any states have insurance?

Do any states have health insurance? Or better funding or access for adult care?

When you buy a new car ... does it come with insurance?

someone told me that after you buy a new car .. the dealership gives you insurance for a month until you get your own. is that true or do I have to get insurance before I buy the car?

Can my father insure my car under his name?

I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?

No insurance not my car?

Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys""

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

How much does insurance(auto insurance) cost for a 56 year old with perfect records?

I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest.""

My insurance company will not change car details?

I have been thinking of purchasing a brand new car this year and today went ahead with the purchase, well at least put a deposit down with a 12 week wait. I have been driving now for a year and a half. and at aged 28 thought I would be out of the range of a silly driver by now. However, after phoning my insurance company to ask for a new/updated quote for the insurance they are telling me that they will not insure me on a new car due to my lack of experience. I am of course going to still have the new car as most other insurance companies will insure me on the new car at a fairly reasonable rate. infact only 100 pounds a year more than my current car. They are still howver going to charge me a 30 cancellation fee and will obviously lose my no-claims for the six months. Does anybody have any idea as to a way to approach the company or make a complaint or should I just forget about it and move on?""

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?""

What does Mercury Auto Insurance Cover? (Bumper to Bumper)?

Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?

Cheap Car Insurance - Please Help?

Hello in June I will be 17 years old! Obviously like all 17 year old males I want a car! I'm not massively fussed about the car as long as it doesn't cost to much! Today I have been looking at cars such as; FIAT CINQUENCENTO Perodua Nippa EX and a few other cars bellow 1l I live in Northamptonshire and my postcode is NN1 *** on comparison websites i cant find insurance for less than 3500 when that is miles out of my price range! If anyone knows any insurance sites or extremely cheap cars to insure for 17 year olds then please reply to this. Any help will be much appreciated. Thanks

""Conservatives, you're always claiming that Obama-care is the reason that insurance costs are increasing, so?""

regarding the 80% increase in insurance premiums, and the 11% increase in the number of Americans who did not have health insurance coverage during the Bush presidency, was that because a magical elf traveled back in time to the year 2000 to tell insurance company executives that Obamacare was coming? Or could it be that insurance premiums have been increasing at an average rate of 8 to 11% per year for about the last 15 years and the increases we've seen in the last few years aren't indicative of costs associated with Obama-care (Which hasn't even been fully implemented yet) and Conservatives are just trying to make political hay out of cost increases that are consistent with established trends?""

Do i get the money (first and last months payment) i put down for car insurance back if i switch companies?

i bought car insurance two months back and i put a down payment first and last month payment but i would like to switch i found a cheaper insurance will i get that money back?

""Getting 2011 car, all insurance quotes are over $300 Can i put my mom down as primary driver if its in my name?

The reason why its so expensive is because im only 19. i know she has a safe driving record which will help me save so much money. I'll be lucky to have gotten this car but i wont be able to afford my payments if insurance is that high. So can i own the car without being the primary driver on insurance to help save costs?

Using a po box in license for cheap car insurance?

I live in the bronx but car insurance for me is like 660 a month... that's impossible to make... I wanted to go with Statefarm... I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage ... the po box isn't on the street it's a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address.... like bill of con Ed which Im only 17 btw.... I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license.... I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres... will it work is the question if it's in on my license and I say that's where I live.. I'm 17 so I don't have credit... also has anyone ever done this?? no stupid answers""

How much is car insurance for a 20 yrs old?

I plan on getting a car in the future, I was just wondering what are some general estimates as far as how much insurance would cost for someone my age?""

Speeding ticket & avoiding insurance increase?

I received a speeding ticket the other day for going 14 over. This is my second citation in the past year. The previous one being for failure to yield. I CANNOT have this second citation on my record because I can't afford the insurance increase. A friend of mine said he took an online traffic school course and it negated his speeding ticket and kept his insurance rates from increasing. I've found several places to take the online courses for my state, but they don't say whether receiving the certificate of completion will do anything to help remedy my situation. I need to know 1) Reliable online traffic school 2) What to do with the certificate of completion once received (mail to whom? call where?) 3) Does completion of the course guarantee maintained insurance rates. 4) Should I pay the ticket as soon as possible, or wait until after I've completed the course to see if it will negate the fine. Don't tell me just stop being a crappy driver or LOL your fault. I understand my irresponsibility. I just need the answers to my questions, nothing more.""

I am looking for affordable car insurance?

husband has restricted licence. neither of us have had tickets or accidents.

Do liberals believe lower premiums means affordable insurance?

Do liberals believe lower premiums means affordable insurance?

Penalty for driving without car insurance?

What would happen if i were to get caught driving without insurance in california? I'm 17 years old. and a month. Just got my license a few days ago. My car is registered. And i of course have a clean driving record and half never been pulled over. The tags don't expire until august 2009

Buford Georgia Cheap car insurance quotes zip 30518

Buford Georgia Cheap car insurance quotes zip 30518

How can I get public health insurance in California?

I am a healthy thirty year old male in Marin County, but I've been rejected for health insurance twice now due to a reconstruced knee. What can I do?""

Unemployment insurance in california?

Last year I was unemployed. To make a long story short, i took a job and was there for less than 2 weeks. I was forced to pray, and listen to scripture that was muslim. I am very understanding in all religions, but do not practice myself. I was very uncomfortable and left. EDD decided that i left without cause and that i did not deserve insurance. they made me pay back what they paid me and 30% more. I did so even though I didn't agree. Now that I am laid off again, I filled out a claim and got a response saying that I was eligible, and they gave me the forms to fill out for the first two weeks, the standard claim forn. I filled it out, and now got back letters saying that i am not eligible for benefits until i have filed a claim for each of the 5 weeks in which i am otherwise eligible for benefits. I haven't received new claim forms. I am assuming that I will get these, and I will fill them out for 5 weeks, and then they will pay me? So I am looking for clarification, after claiming 5 weeks they will give me my benefits? Thanks for your help, to anyone that has gone through this. It is so unfair! I paid them so much, for something I felt I was justified doing, and now I am still being punished! I would rather be working and not have to worry about this, but it is so hard to find a job :( not a great holiday.""

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.""

Am I insured to drive a company van?

My employer does not pay me until I arrive at a job. Which in my book means I am not yet at work. Does this mean I am not covered by the insurance to drive that van?

Car Insurance?

How do you determine how much insurance your should carry without over or under insuring yourself?

Car insurance in california?

is medical expense coverage optional or required in california. I called my car insurance company to delete this coverage and the genius over the phone was telling me its mandatory, and I said to her...mandatory to california or to your insurance co?I know comp/ coll and liability are mandatory but everything else is optional...isnt it?""

Rental car insurance?

Say someone is coming to US from India and wants to rent a vehicle for first two weeks. Obviously he doesn't have any auto insurance ( he doesn't have an auto at all). If he wants to decline the costly insurance coverage provided by the rental companies, what are the other options for him to get liability and collision coverage for the rental vehicle for first two weeks ? If he would have already had an auto and auto insurance it would have covered his rental car too with the same coverage for around 2 dollar a day. Where as without this the cost is around 20-30 dollar a day. Just having an auto(even if it's a 500 dollar junk one) and insurance for that makes such a difference. Is it possible to get similar coverage in such low prices ?""

I am looking for a good team name for an insurance agency.?

we are selling insurance products, estate planning and other financial products.""

Can i park at my aunts to get... a good price on the car insurance?

The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""

How much will my car insurance be as a new driver?

I'm learning to drive as a necessity for a new job, but I am struggling to get a reliable estimate of the insurance premium I should expect once I have a car. I know that nobody will be able to give me a precise figure as it depends on so many variables, but I wondered if anyone would know what to put into a quote generator to get something accurate? I'm female, in the UK, 27 years old and will need a cheap and cheerful 5 door hatchback. Unfortunately I don't know enough about engine sizes and that sort of thing to know if I'm answering the questions on the form realistically. I tried compare the market and got a cheapest quote of 3,700 per annum - does this sound right? I know it will be expensive but even so that seems very high for a 1999 Vauxhall Corsa! (the car I used to get the quote). I do realise this is a very subjective question but any advice is greatly appreciated - at the moment it is looking like I won't be able to take up a dream job offer as all I will be doing is working to pay for a car that I oly got in order to take the job :(""

Should people be required to have health care coverage like they do for car insurance?

That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff.""

Will a speeding ticket affect my husbands insurance if I am insured through a different company?

Last year I got a traffic ticket for speeding. I am insured through AAA. We were only recently married and the car I drive is registered through my parent's name as they bought the car. I am not the primary subscriber and I am just down as a driver. My husband has his own car insured through State Farm Insurance. I realize that my own car insurance would be affected but would my husband's? We dont have the same last name, Im not on his insurance in any way other than perhaps a driver but even that I dont think we have updated. We got a notification from State Farm that his rates will go up now because of my violation, in my own car, through my own seperate company. Is this right? Can they do that? Does this mean that both AAA and State Farm get to raise the rate on me?""

How much is the insurance for a 16 year old with a camaro?

I really want a camaro LS for my birthday but my parents said the insurace would be too much, so i was wondering how much the insurance would be, for a 16 year old girl with good ...show more""

Exactly what is a car insurance supplement?

After the accident, my adjuster originally estimated the damage to be around 3,400 dollars. With my 500 dollar deductible, they sent me a check of 2,900 dollars. But at the body shop, they estimated the cost of damage to be around 7,700 dollars so now the body shop called over an appraiser to look over the car again. Since the body shop's estimate is a lot higher, would the insurance company issue me a new check with the higher amount to cover for the damage? Is that what a supplement is? And what do I do with the 2,900 dollar check? Do I send it back and or have it voided and get a new check with the higher amount?""

Auto insurance claim check?

Hi I hit a deer a few days ago and I received a check today for the damages but the check is made out to me and my bodyshop. My question is, can I cash this check myself or request another check that's just made out to me? No repairs have been made yet and I still owe money on the car so there is a lien holder. I plan to use the money to repair the car but I want to buy my own parts (aftermarket) and do my own repairs. I know for sure I can repair the car and with the parts I have chosen I will have a decent amout of money left over that I would like to pay my bills with. Any help is greatly appreciated.""

From Whom can I purchase health ins over 65 years & not eligible for Medicare?

My spouse is over 65 and will be getting residency USA and is not eligible for Medicare nor am I. From whom can we purchase health insurance?

16 year old insurance on a ford torino?

i need to no the price and insurance rate on a 70's model ford torino im 16 live in oklahoma give me your estimate not a website...

How do I go about getting affordable/any health insurance?

-22 -located in Philadelphia, PA -single -insurance is not offered at workplace -no parents -got denied for Medicaid Any answers are greatly appreciated!""

Are insurance payments for turboed cars high?

I am 17 and I am going to get a car soon. I want to get a '95 Nissan 240sx with a sr20 swap from my dads friend. I know it seems like a lot of car for a 17 year old but I've driven turboed cars before and can handle the power, so please no rude comments. I really want this car but the only thing that concerns me is the insurance payments. Will they be really high because it is a turboed car? And because I'm only 17?""

Cheapest car insurance for you a young driver?

What are the cheapest cars for a young driver to insure? I'm 17 and looking at buying soon so any help would be great!

NJ private health insurance.Which health insurance company is best?

My spouse has health insurance.To add me on would cost over $900 monthly.Which health insurance company gives the lowest cost coverage in new jersey? I am self-employed .We have no children.We are in our 50's.

Health Insurance in California - Low Income?

I am on Unemployment Insurance, and need to see a doctor. Is there a State or County Medical benefits?""

What is the average repair cost to homeowner for property damage caused by a typical earthquake in California?

We are considering buying an earthquake insurance for a resident home in California. But the earthquake policy typically covers only 85% of the house rebuild cost, homeowners first have to pay the 15% of that (the deductible). Say the house insured for $300K, then homeowners have to pay $45K first before the insurance comes in to cover the rest for $255K. If the average repair cost is more than $45K, then it may by worth buying earthquake insurance to us.""

Keep until expires or cancel car insurance?

My car has broken down for the last time. It is very old (1998) and very high mileage. I am deciding to sell it for parts and what I can get rather than sink any more money into it. Point of negative returns. I will be going carless for some time, taking the bus and using a car share program. That is just background though. Hoping to save the money, pay off other things and raise credit score to possibly qualify for a brand new one in the future. My question is about the auto insurance. I just renewed at the beginning of the year. So I have about 4 months left before the policy is done. I am making monthly payments. If I cancel now, will I still owe them for the entire policy amount - (can they come after me for it?) Or does it look better (when I go to get insurance in the future) that I keep paying on the policy until it expires in a few month (just not renew at that time). I don't want to spend money needlessly. However, I also want the best (least expensive) insurance rates when I need it in the future, and a good track record. Can anyone (especially if you are in the insurance industry) give me the straight scoop? Thanks and much appreciated.""

In BC how much difference in insurance costs is it based on the cost of the?

vehicle? I'm not talking about liability but collision and comprehension. I'm buying a car that costs about 10,000.00 and I am used to driving crappy cars that cost $2000.00. I'm trying calculate the difference in insurance costs. Does anybody know?""

Buford Georgia Cheap car insurance quotes zip 30518

Buford Georgia Cheap car insurance quotes zip 30518

Do I have to have my mom on my car insurance?

I recently bought a car(mustang!) and I was able to get a pretty low premium, do I need to put my mom as a additional driver? She has her own car and her own premium.""

Why do some insurance agencies consider the subaru impreza wrx sti a 4 door family car and others a sports car?

ive seen multiple people saying in reviews on the 2004 subaru impreza wrx sti that there insurance company considers it a 4 door family car so there insurance is alot cheaper and others whos insurance company considers it a sports car and they pay more.

Car accident/insurance question!?

Is there some sort of law that claims if your car is in an accident the dealership will pay for the rest of the remaining balance on your car? That way the insurance company gives you the money to buy a new one. My friend was telling me something about this but I don't really remember what it was called, or even if that was what she was trying to explain. Thank you!""

Can I be reimbursed auto insurance for the days my car was undrivable due to accident caused by someone else?

So there was a car accident and it was determined to be the other person's fault. My car was a mess (I wish they just totaled the thing) and is still in the shop, it's been 2.5 weeks. They're saying they can't reimburse the auto insurance because if something happened to the car during this time it's covered. But is that a bluff (I know they try to get out of stuff). if something happened to my car at a repair shop, and it's only there because of the accident that was determined to be the other party's fault, if something happened to my car, isn't the other insurance company liable? It never would've been there if it weren't for the accident. And if so, who do I go to? It obviously wasn't the guy I just talked to. I don't think this is unreasonable. It's not like I'm asking for the auto loan daily rate. Obviously I would still have to pay for that since it's toward ownership of the car. But the insurance makes sense to me - no?""

Purchasing insurance to cover maternity leave in California?

Is there any sort of insurance you can buy in California so you can get approximately your regular wages during your unpaid maternity leave? I've heard that state disability doesn't pay too much. And how long can you take off? Some women say they've gotten 3 months off but I don't know what I need to do to get that, and still have approximately my regular income coming in. I'm not pregnant yet, so I could buy something without having a pre-existing condition. Thanks!""

""Can't afford car payments, car insurance?""

I can no longer afford to make my car payments and car insurance. I was using those checks that you get from credit cards. Now I am in serious credit card debt. It's too late now to try and sell the car because I have missed my 8/15 car payment. I haven't called the bank yet to tell them my situation. Is it a big hassle when I go to call? I still owe $8,000 on it. I wanted to get some advice before I call.""

Maturnity insurance?

do anyone know of any insurance that cover maturnity that will not cost an arm and a leg. my husband had good insurance and they had a lay off and friday is out last day with that insurance so does anyone know of any insurance for maturnity coverage that would be a great help.

How many independent insurance agents are there in the US?

I am trying to find out how many independent insurance agents there are in the United States. Any data, links or information would be great.""

Web site to get insurance quotes?

Web site to get insurance quotes?

I'm looking for THE CHEAPEST auto insurance I can find. Any advice?

My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""

""Car insurance, Comparison Websites and Credit checks?""

Car insurance renewal time, now need to shop around for the best deal available to me. Firstly though, Do car insurers check your credit rating and leave search footprints on your report? Also, do price comparison websites for insurance also check your rating? Also, where would be the cheapest place around for a 23 male, to get insurance. Thank you""

How much is short term car insurance for under 21's (approx price)?

I want insurance on a vehicle for no more than 1/2 weeks. I've been on some websites, but lots don't offer under 21 insurance and others require registration and form filling, which I don't want to do until nearer the actual time. Has anyone on here had experience with insuring a car, short term, at a young age?""

Cheap car insurance for occasional driver ?

Hi everyone! I was wondering if anyone knows if an occasional driver's insurance exists? I dont have my own car. My parents do and sometimes I use it for school- once or twice every 2 weeks. Recently, my dad hasnt been allowing me to use it (at all) because I dont have my own insurance and it is too expensive for them to include me in theirs since I dont use the car too often. Do you know any car insurance that is affordable- which company, etc, for someone like me who only borrows a car occasionally? Thanks! x""

Average teen car insurance?

I have a '98 pontiac grand am thats in nice condition. can someone just give me a rough estimate, or what their insurance is or was as a teen""

How much would auto insurance cost me?

I am 19 years old and I do not have my license yet. I have been holding of for a while because I know that I will not be able to afford the insurance right now. My dad does have insurance and when I do get insurance, it will be on his policy. Although I know it will be alot because I am a 19 year old male, I really cant guess how much approximately it will be. Also, how much would it be if I were to get my own car and car insurance? ( something small and used, nothing fancy). Any help would be great. Thanks in advance""

""Wiil insurance go up for a Non-Driving related, out of state, alcohol possesion citation?""

I am 20 years old and was cited for minor in possesion of alcohol in PA (Completely unrelated to driving). I plead guilty and paid a fine. However, PA law dictates a mandatory 90 day driver's license suspension (which only is in effect in PA). I don't live in PA, I live in NY. Will my insurance rate go up?""

Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?

what is the cheapest insurance company or cheapest option???

Car insurance for young drivers ?

Hi there, ive completed multiple quotes for car insurance and the figure are coming out extremley high, as in 5000 a year on a 1.1 litre 2000 peugeot 206 LX 3dr, and i am a 17 year old male. i would like the policy to be in my name for my NCB but i have also added my mum and dad as named drivers as ive heard that decreases price, does naybody know any cheap car insurance places which icould go to for a cheaper quote. 5000 for a 1.1 litre peugoet is ridiculous !! Thanks""

Any recommendations for health insurance for international travel?

I will be traveling around the world for 4 months and need health insurance as I'm currently unemployed

Question about insurance differences for regular vehicles and motorcycles?

I currently have a car through my parents car insurance but I really want to branch out on my own and get my own insurance so I've been thinking about finally pursuing my dream of getting a motorcycle. They're cheap, run well, and from what I gather insurance is very cheap. Could anyone tell me what kind of money I might save in Pennsylvania or New Jersey in comparison between a motorcycle and a regular car? Thanks.""

How long before insurance premiums start to drop?

My family health insurance premiums are about to go up to $800 per month. I don't think we can afford that kind of premium on a $65K household income. Will it get better once the insurance exchanges kick in? Talking to friends, they're also seeing their premiums double in some cases.""

I'm trying to get Heath care insurance?

I'm a type 1 diabetic I'm trying to get a job but if I do my current insurance will not pay for my diabetic supplies.My medical supplies are really expensive what are my options ?

Washington State Car Insurance?

I am 21 years old, and I just bought a vehicle, and transferred the title and everything. HOWEVER I only have a Learners Permit. Is it possible for me to buy insurance for the car, to use it to learn to drive prior to licensing? I don't have a spouse or parent with a car or auto insurance, so that is out of the options.""

Buford Georgia Cheap car insurance quotes zip 30518

Buford Georgia Cheap car insurance quotes zip 30518

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