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#bank balance enquiry
addynagar · 6 months
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Open a zero balance savings account, scan QR & transfer money via secure UPI
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lokesh010-blog · 2 months
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Who are the ideal candidates for a zero balance account?
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paisainvests-1 · 2 months
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State Bank of India Balance Checking Number
Checking your bank balance is crucial for managing your finances effectively. The State Bank of India (SBI) offers multiple convenient methods for customers to check their account balance. This article will guide you through these various options, focusing on the SBI balance check number and other helpful services.
State Bank of India Balance Checking Number
Why Knowing Your Balance is Important
Understanding your bank balance helps you keep track of your spending, avoid overdrafts, and ensure that your financial health is in check. It’s essential for budgeting, planning expenses, and avoiding unexpected fees.
Methods to Check SBI Account Balance
1. SBI Balance Check Number
How to Use the SBI Balance Check Number
To check your SBI account balance, dial the SBI balance check number: 09223766666 from your registered mobile number. Within seconds, you’ll receive an SMS with your account balance details.
Benefits of Using the SBI Balance Check Number
This method is quick, easy, and doesn’t require internet access. It’s especially useful for those who need their balance information instantly and for customers who aren’t tech-savvy.
2. SBI Missed Call Service
How to Use the Missed Call Service
Simply give a missed call to 09223766666 from your registered mobile number. You’ll receive an SMS with your account balance shortly after.
Advantages of Missed Call Service
The missed call service is free and convenient, making it accessible to all customers, including those with basic mobile phones.
3. SMS Banking
Steps to Use SMS Banking
Send an SMS in the format BAL to 09223766666 from your registered mobile number. You will get an SMS response with your account balance details.
Pros of SMS Banking
SMS banking is useful for those who prefer texting over calling. It provides a written record of your balance, which can be handy for future reference.
4. Internet Banking
Checking Balance Online
Log in to your SBI Internet banking account using your credentials. Navigate to the ‘Account Summary’ section to view your balance and recent transactions.
Security Tips for Internet Banking
Ensure you use strong passwords, log out after each session, and avoid accessing your account from public Wi-Fi networks to maintain security.
5. SBI YONO App
Using the YONO App to Check Balance
Download the SBI YONO app from the App Store or Google Play. After registering, you can easily check your balance and perform other banking operations through the app.
Features of the SBI YONO App
The YONO app offers a comprehensive range of features, including fund transfers, bill payments, loan applications, and investment services, making it a one-stop solution for all your banking needs.
How to Register for SBI Balance Services
Registering Your Mobile Number
Visit your nearest SBI branch or ATM to link your mobile number with your account. This is essential for using SMS banking and missed call services.
Activating Internet Banking
You can activate internet banking by visiting the official SBI website (State Bank of India (onlinesbi.sbi)) and following the registration process. Alternatively, you can request assistance at your local branch.
Downloading and Setting Up the SBI YONO App
Download the app, complete the registration process by entering your account details and OTP, and set up your login credentials to start using the YONO app.
Troubleshooting Common Issues
Missed Call Service Issues
If you’re not receiving balance updates via missed calls, ensure your mobile number is registered with the bank and check for network issues.
SMS Banking Errors
Double-check the SMS format and ensure your mobile number is correctly registered. If issues persist, contact SBI customer service for assistance.
Internet Banking Login Problems
If you’re facing login issues, try resetting your password or contact SBI customer support for help. Ensure your browser is updated and clear your cache regularly.
Conclusion
SBI offers multiple convenient ways to check your account balance, making banking easy and accessible for everyone. Whether you prefer calling, texting, or using the internet, SBI has got you covered. Keeping track of your balance has never been simpler!
By Paisainvests.com
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paisainvests-12 · 2 months
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State Bank of India Balance Checking Number
Checking your bank balance is crucial for managing your finances effectively. The State Bank of India (SBI) offers multiple convenient methods for customers to check their account balance. This article will guide you through these various options, focusing on the SBI balance check number and other helpful services.
State Bank of India Balance Checking Number
https://paisainvests.com/wp-content/uploads/2024/07/sdsfdsfdsf.webp
Why Knowing Your Balance is Important
Understanding your bank balance helps you keep track of your spending, avoid overdrafts, and ensure that your financial health is in check. It’s essential for budgeting, planning expenses, and avoiding unexpected fees.
Methods to Check SBI Account Balance
1. SBI Balance Check Number
How to Use the SBI Balance Check Number
To check your SBI account balance, dial the SBI balance check number: 09223766666 from your registered mobile number. Within seconds, you’ll receive an SMS with your account balance details.
Benefits of Using the SBI Balance Check Number
This method is quick, easy, and doesn’t require internet access. It’s especially useful for those who need their balance information instantly and for customers who aren’t tech-savvy.
2. SBI Missed Call Service
How to Use the Missed Call Service
Simply give a missed call to 09223766666 from your registered mobile number. You’ll receive an SMS with your account balance shortly after.
Advantages of Missed Call Service
The missed call service is free and convenient, making it accessible to all customers, including those with basic mobile phones.
3. SMS Banking
Steps to Use SMS Banking
Send an SMS in the format BAL to 09223766666 from your registered mobile number. You will get an SMS response with your account balance details.
Pros of SMS Banking
SMS banking is useful for those who prefer texting over calling. It provides a written record of your balance, which can be handy for future reference.
4. Internet Banking
Checking Balance Online
Log in to your SBI Internet banking account using your credentials. Navigate to the ‘Account Summary’ section to view your balance and recent transactions.
Security Tips for Internet Banking
Ensure you use strong passwords, log out after each session, and avoid accessing your account from public Wi-Fi networks to maintain security.
5. SBI YONO App
Using the YONO App to Check Balance
Download the SBI YONO app from the App Store or Google Play. After registering, you can easily check your balance and perform other banking operations through the app.
Features of the SBI YONO App
The YONO app offers a comprehensive range of features, including fund transfers, bill payments, loan applications, and investment services, making it a one-stop solution for all your banking needs.
How to Register for SBI Balance Services
Registering Your Mobile Number
Visit your nearest SBI branch or ATM to link your mobile number with your account. This is essential for using SMS banking and missed call services.
Activating Internet Banking
You can activate internet banking by visiting the official SBI website (State Bank of India (onlinesbi.sbi)) and following the registration process. Alternatively, you can request assistance at your local branch.
Downloading and Setting Up the SBI YONO App
Download the app, complete the registration process by entering your account details and OTP, and set up your login credentials to start using the YONO app.
Troubleshooting Common Issues
Missed Call Service Issues
If you’re not receiving balance updates via missed calls, ensure your mobile number is registered with the bank and check for network issues.
SMS Banking Errors
Double-check the SMS format and ensure your mobile number is correctly registered. If issues persist, contact SBI customer service for assistance.
Internet Banking Login Problems
If you’re facing login issues, try resetting your password or contact SBI customer support for help. Ensure your browser is updated and clear your cache regularly.
Conclusion
SBI offers multiple convenient ways to check your account balance, making banking easy and accessible for everyone. Whether you prefer calling, texting, or using the internet, SBI has got you covered. Keeping track of your balance has never been simpler!
By Paisainvests.com
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krishmanvith · 1 year
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helen-with-an-a · 6 months
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I am an adult pt. 2
Hi. So this is part 2 to I am an adult. I already had an idea that I wanted to do another part but thank you to the Anon who gave me a good idea for it. I hope you enjoy it. <3
Barca Femeni x Reader
Part 1 : Part 2 : Part 3 : Part 3.5 : Part 4 : Part 5 : Part 6 : Part 7 : Epilogue
TW: Angst
Word Count: 4k
Description: R realises she might not be as adult as she things she is
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Everything was wonderful for the first few weeks after they came to your house. They calmed down, and you calmed down. It was great. But something felt … off. They stopped treating you like a child. Which is what you wanted, right? You had asked for this. You had asked them to stop policing your actions and criticising you. You wanted this. Then why did it feel so wrong?
You didn't go crazy; you continued your life as it always had been; movie nights with Patri, dinner with Pina, coffee with Ona. Everything was totally and completely normal. Except you no longer came home to text messages asking about your location or concerns over your safety. You no longer had Lucy reminding you about your weekly food shop that needed to match your nutritional needs. You no longer had Alexia helping you fill out your official government documents. You no longer had Marta and Caro texting you about your upcoming schedules. You no longer had Paños checking to ensure you were up at the correct times. Your safety net had slipped away, and you were dangling in the middle of open water without anyone to catch you.
But this was entirely of your own making. You didn't realise it, but you had failed to apologise to them. You had failed to act like the adult you thought you were and own up to your actions. They didn't realise it either, not consciously anyway, until a few days later. Paños watched you from the corner of her eye, goofing off with Mapi when she got a sour taste in her mouth. Ingrid had approached her to apologise for her behaviour when she snapped at them. The adult thing to do.
"Hey, Ale?" Paños caught Alexia's elbow, stopping her from moving away. "Did Y/N ever apologise to you? For shouting in the changing rooms?" Alexia frowned. No, you hadn't. You had shouted at her in front of your colleagues, your friends, and you hadn't said a word. Never mind that she was your captain. You yelled at someone in public when they only tried to help. And never said sorry. She shook her head. Sandra hummed and began making discreet enquiries about whether you had apologised to anyone else; over the past few months, you had been rude to all of them. Even Ingrid and Mapi when they had expressed concern over you going out for the third night in a row. They had all apologised to you, recognising their own faults with the extreme actions they had around you. But you didn't extend the same courtesy to them. The older teammates pulled back even further, annoyed with your behaviour and lack of ownership over them – again, it was something you weren't aware of, too busy in your bubble of newfound freedom.
Over the next three months or so, you were finding things increasingly more difficult. At first, it was the food shop. When you were with Alexia, she always kept something healthy in the freezer for you should you feel like food shopping was too much for you but you needed something in the fridge or pantry. After long days at the training centre and after matches, the last thing you wanted to do was go to the always-too-busy shops. So, you began ordering food some days of the week. It wasn't like you ordered anything too unhealthy; you always got something vaguely nutritious with vegetables, protein, and carbohydrates. Everything you need for a well-balanced meal. But with the increased deliveries, the carefully constructed budget that Alexia and Lucy had worked out for you began to crumble. Soon, your bank account was much less full than it once was.
It was a sunny morning in early May when things really hit the fan. You had been pulled into a conference room. It all looked very official. Men with official suits you didn't recognise sat on one end of the long table. The Barcelona Big Bosses, as you called them, were along another. Jonatan and Alexia sat on the third side of the table, leaving a single seat on the fourth. Jonatan looked concerned, the Big Bosses looked stern, and the Officials looked bored. Alexia looked furious – she refused to look at you, her hands fiddling with the pen in front of her.
"Hola," you said as you took your seat. Introductions were made, and something small and square was placed on the table in the middle.
Buen día. "Soy Carlos Álvarez y él es mi colega Juan Ramírez; trabajamos para el Departamento de Estado y hemos sido asignados a su caso." You stared at the Official blankly. Your Spanish had been improving, but he spoke too quickly for you to understand. "Le gustaría que esta entrevista se realizara en inglés?" You looked to Alexia for guidance, but she stayed staring at the papers in front of her.
"Um, lo siento, um, no en-entiendo. No hablo español," you responded. It was the phrase Lucy had taught you when you first arrived. The man gestured to one of the other Officials.
"My name is Juan Ramirez, and this is Carlos Álvarez; we are officers from the State Department assigned to your case." Your heart stopped. Did you have a case with the State Department? How? Why? Your fear must have shown on your face as Jonatan took pity on you.
"Y/N, you haven't filled out any tax forms or completed your Right to Work visa." Tax forms? A right-to-work visa? You have never had to fill any of those things out before.
"But … I've not completed those before."
"Yes, you have. Look." Juan handed you photocopies of filled-out forms, all with your name and information on them.
"I didn't …"
"I did it for you, Y/N," Alexia answered. "We used to sit down together and do it." When did you do that? You don't remember any forms.
"It shouldn't take too long to actually fill out the forms, but because they're late, you must go to court to hand them to the judges. Due to your status and job, you can stay in the country, but you cannot participate in matches or training until you have received confirmation from the State Department that you can work again." Juan explained. Court? No training? No matches? "We will also have to freeze your salary. It will be back-dated once you have the necessary documentation, but as of right now, you cannot receive any more money for FC Barcelona or anyone else in Spain." No more money? You were really starting to panic. What did they mean you couldn't be paid? You tried frantically to get Alexia's attention, but she refused to meet your eyes.
The rest of the meeting was a blur. You had been escorted to the mercifully empty changing rooms and gathered your things. As you entered the main corridor, you met an incensed Alexia, with Marta, Paños, Patri and Irene standing behind her. The captains.
You went to open your mouth when Alexia cut you off. "I don't want to hear a word from you. How could you be so irresponsible? You said you wanted to be treated like an adult, yet you do something as stupid as this. You could be deported, Y/N. You could be banned from ever entering Spain again."
"I know, but-"
"Do you? Do you know? You said you wanted to be treated like the adult you claimed you are, but you are not acting like one. Adults take responsibility for their own actions. Adults apologise to their friends for shouting at them. Adults can complete simple forms that take only a few minutes to complete. Adults act like adults," she continued. You felt a singular tear roll down your cheek. "And now you're crying," Alexia threw her hands in the air. "You wanted to be an adult, and you failed." That stung. But it wasn't a lie either. And that made it hurt worse. "Adults own up to their consequences and deal with them."
"Alright, Ale. I think she gets it." Patri tried to help you. She was one of your best friends, after all.
"Does she? Do you understand? Do you understand how much trouble you are in? Not just with me or the club but with the government?"
"Yes," you whispered so quietly that she barely heard you. She straightened to her full height, chest puffed out, shoulders back.
"You will not have contact with anyone from this club until you have received confirmation that you are allowed to work here. I will not allow you to drag them into your mess. When you are allowed back to train, you will be on the pitch every day at 7 am. You will complete extra laps before and after training until I deem it appropriate for you to stop. You will apologise to every single person who works for FC Barcelona for the hassle you have created for them. You will have to earn your right to even sit on the bench, let alone play or be a part of the Starting XI. You will have to earn back our respect, not just as a player, but as a person." Alexia said icily before pushing past you. The others followed suit, slightly concerned for you but still following their captain's lead. Patri gently patted your shoulder as she went.
You made it about 5 minutes into your car journey home before you deemed it too dangerous to drive. You pulled into a quiet side street and sobbed. You had really fucked up. You had really, truly, absolutely fucked up. And you weren't talking about the paperwork. That terrified you, of course. You had never even spoken to the Police, and now you had an open case file against you with the State Department. But what hurt the most was how appallingly and horrifically you had fucked up your friendships. The older girls had taken you under their wings without being asked. And how did you repay them? By behaving like a little brat who wanted to sit at the big girl's table.
The next day, Juan and Carlos turned up on your doorstep, armed with a mountain of paperwork and a tough expression. It had taken you 4 hours to complete all the documents you needed. Your court date came through the post a few weeks later. It was set for a month's time. You had hardly left your house. Initially, you wallowed in self-deprecation and began to hate yourself for how you treated the people in your team. The women that had helped you settle into Spain without being asked. The women who let you sleep in their spare rooms and crash on their couches. The women who filled out essential documents for you without you even realising it. And you had never even thanked them. Instead, you had hated them, resented them for the suffocating feeling you thought they had created. Maybe it was you? Perhaps you were so insistent on doing 'normal' things that you made your own asphyxiating environment around them?
After a week of feeling sorry for … everything, you decided enough was enough. You dragged yourself out of bed and into the shower. You forced yourself to make food and do an at-home workout. After moving your body a little bit, you sat down and began to concoct a plan. Alexia told you you had to apologise to everyone under the FC Barcelona banner. So that's where you would start. You wrote a list with each department on it. You couldn't find individual names, but you knew roughly how big the department was. You wanted to do something that was genuinely hard as an apology.
Buying flowers with a printed note was easy. So, you decided baking was the best option. You could bake reasonably well, and who doesn't love sweet treats. You decided it was better to be safe than sorry, so you made as many cakes, muffins, doughnuts, churros, brownies, and cookies as possible. The works. You couldn't go near the training centre, so you couriered them each day, handing over your mountain of confectionary with a label attached to which department it should go. Inside was a handwritten note apologising profusely for the difficulties you had caused them, promising that you would come to speak to them in person as soon as you were able to. The team was slightly easier to individualise things; you knew their favourites, so you spent a few days baking up a storm for them. You knew they were under strict instructions not to contact you – you wondered what punishment would await them if they tried – but you couldn't deny the total radio silence hurt a little. Could they really cut you out of their life so quickly? But this was your own making, you kept reminding yourself. This was on you. You had to fix this.
Eventually, your time in court came as you handed over the documents. The judge was strict and disapproving, but you could tell the man behind the gavel was nice enough. Your official confirmation documents came two days later, with instructions on who to give them to and when your next form deadlines were. You took out your phone, recorded the dates in your calendar, and wrote them on a piece of paper to pin to your fridge.
All that was left for you to do now was go to training.
Go to training and face the team.
Go to training and face the older girls you had been so rude to.
Go to training and face your captains.
Go to training and face Alexia again.
You set your alarm for 6 am the following day. You completed your usual daily routine – showering, brushing your teeth, getting your protein shake and breakfast, getting changed, getting in the car, and driving to the grounds. You had hoped it would calm you, but as the building got nearer and nearer, your nerves began to skyrocket. Taking steadying breaths, you made your way to the changing rooms. The building was eerie, being this quiet. Typically, the hallways were filled with loud chatter, and the changing rooms were filled with laughter. You made your way onto the pitches at 6.45. You were early, hoping it showed Alexia that you were trying to fix things. You initially decided to stand and wait for her, but then you remembered that she had told you you would be running until she decided you would stop. So, you start doing your stretching and activation. You didn't know this, but the Captains watched you from the conference room. It had floor-to-ceiling windows that overlooked the training facility. After your stretches, your phone buzzed. Alexia had texted.
Ale <3: 30 laps.
Cariño: Hi. Yes, no problem. Will you be coming outside?
Ale <3: No, but I will know if you cheat.
30 laps was a lot. But you didn't want to cheat; this was your punishment for all the stress you had caused, so you would do it, and you would do it honestly—even if it killed you. You had asked because you wanted to see Alexia. You tried to apologise to her first, but that wasn't an option at the moment.
Ale <3: It's 7. Start running.
You filled with your watch as you took off on a gentle jog.
"30? Are you trying to kill her?" Irene asked as she watched you complete your 20th lap. You had only been running for about 35 minutes, but she was mildly concerned. This was the first time you'd done any significant form of movement in a while.
"She won't be needed in matches for a while. She'll be fine." Alexia wasn't about to let you off the hook.
"I know she won't be at matches for a while, but come on, Ale. She's got to do a full day's training after this. And laps afterwards." Marta pointed out. They had all been disappointed and hurt by your actions, but she thought Alexia might be taking it too far.
"She's fine. And who said she won't be at matches?" Alexia smiled, slightly evilly, Patri thought.
"You did?" Paños looked at her, confused.
"No, I said she won't be playing in matches. She will still attend them." They all shared mildly worried looks but let Alexia have her way.
When you eventually finished, you walked around with your hands on your head, taking deep breaths and trying to slow your heart rate down. 
Ale <3: You can go. Be at breakfast at 8.30.
Your heart sank a little as you felt the iciness behind her texts, but this was your own doing. You had to deal with the consequences—like an adult. You headed to the showers to get dressed for the next training session, your shoulders slightly drooping. Alexia couldn't deny that it pulled on her heartstrings a little, but you must be taught a lesson about accountability.
When you arrived out of the showers, the changing room was busy. Everyone stopped talking as you walked to your cubby. You decided to utilise everyone staring at you to your advantage.
"I would like to take this time to apologise to you as a team. I will be coming and doing it individually as well, but I wanted to do this as a team. I am so, deeply, truly sorry for the way I have been acting in these last few months. I was angry and frustrated, but instead of talking calmly like an adult, I raised my voice and lashed out. I am so sorry. I am also sorry for causing a rift in the team – that was never my intention. I am also sorry for the issues I have caused by not completing simple forms. I apologise." You nodded and turned around, hoping the eyes wouldn't keep looking at you. Ona first broke the silence, nudging you slightly and smirking as you met her eyes.
The training was brutal, and Jonatan was not taking it easy on you (and you were reasonably sure it had a little bit to do with Alexia). You used the time you were allowed to talk to apologise to everyone personally. Most people shook you off, but the older girls listened to you and told them how much you hurt them. They accepted it nonetheless – they could see you were trying to make amends. You got through training without complaints, like an adult. You helped collect the equipment before stopping in front of your 4 captains.
"H – How many laps?" You asked, not quite looking any of them in the eyes.
"5," Alexia commented. You nodded and set off running again.
"Ale, aren't you being a little harsh? You're making her run about 6km today on top of training." Marta looked at you. You looked a little weak, running slower than this morning. But you had the determined glint in your eye that told her only Alexia could make you stop.
"She needs to learn her lesson." She shrugged and moved away.
It continued for about three weeks before Jonatan put his foot down. He was starting to get more than a little concerned by your and Alexia's behaviour. You had made up with the rest of the team entirely. The older girls, bar Alexia, asked you about your evenings, and you asked about theirs—just like any group of adults would do.
"Alexia. You need to stop this. She has proved herself. She has said sorry to every person in this building. You need to stop punishing her. I want her back on the team sheets for matches, and I can't do that with you slowly killing her." Jonatan had called her into his office after training. He hadn't initially questioned her behaviour; he had supported it at the beginning. But he could see that the constant rejection from her was getting to you. You were still young, after all.
"She hasn't," Alexia said, watching as he furrowed his brow in confusion. "She hasn't apologised to me."
"Maybe that's because you keep looking at her like you're going to kill her. I see her come up to you, clearly trying to apologise, and then you stare at her, not unlike how you're staring at me now." She quickly fixed her face. "You're terrifying the poor girl."
Her talk with Jonatan made Alexia question her methods a little bit. Yes, she made you run an additional 35 laps daily, but you had to learn your lesson, right? This was the only way to make you see how you were behaving. She was sure of it. In actuality, she was hurt. Your actions had really hurt her. Disregarding you shouting at her in front of everyone, you hadn't wanted her. And that really stung. She may have wanted you to also feel that pain … just a little bit.
As Alexia walked up to your door, she was slightly … nervous? No, that couldn't be right. She was Alexia Putellas, she didn't get nervous. But she was. It was the same feeling she got as a teenager when she knew she had run late at training, missing her curfew, and knowing that her mother was waiting for her behind the door. She decided she was more apprehensive than nervous. Alexia did not get nervous. As she raised her hand to knock, the door disappeared.
"I really don't know what to do," you jumped slightly as you registered that someone was standing before you. "Oh, hi," you said uncertainly. "Ona, I've got to go … Ale, um, Alexia's here … bye." You hung up the phone, putting your coat back behind the door. "Would you like to come in?" You offered meekly.
"Por favor. If that's ok." You smiled hesitantly and stepped back.
"Would you like a drink? I've got water, juice, tea, coffee … wine?" You sounded so unsure of yourself. Had she caused this?
"A tea would be lovely." You both settled yourself with the standard social conventions.
"I wanted to talk to you, actually," you said as you gestured to the table. "I wanted to apologise to you. I shouldn't have spoken to you like that. I was rude. I should have been adult enough to discuss my feelings properly," you stared hard at the table, fidgeting with the mug in your hands. As Alexia opened her mouth again, you continued, pushing through before she could comment. "I would also like to apologise for what happened with the documents. I was so stupid not to fill out those forms. I made something that would have taken an afternoon at most into a massive thing. I'm sorry if I caused any embarrassment to you, as a person or as Capitana." You thought you embarrassed her? Yes, what you did was irresponsible, but you were living alone for the first time in a new country. Alexia should have made you do the forms earlier when you still lived with her, not doing them herself without your knowledge.
"Gracias, cariño." You looked up, shocked at the term of endearment. She hadn't called you that in a long time. "I would also like to apologise."
"You have nothing to-" you interjected.
"Sí, cariño, I do. I was so harsh on you. Harsher than what was warranted. I'm sorry. I'm not embarrassed; I never was. I was hurt. You said you didn't need or want me anymore. That hurt me," she explained.
"Ale … Alexia, I'll always want you around. I didn't want to go cold turkey on you. I just wanted you to treat me like you treat Cláudia, or Jana, or Ona. But I never wanted you to not be in my life." She smiled softly at your response. Although, she didn't like that you hesitated to call her Ale.
"Look at us, cariño, talking like the adults we both are." She joked as she sipped on her tea.
"Like the adults we both are, Ale." You smiled back.
So that was part 2. I hope you liked it. I don't think I'll make any more parts, but we shall see.
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ezulixaeps · 10 months
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bankingpk · 17 days
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Bank Alfalah Limited Online Banking
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What is Alfalah Online Banking?
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Enhanced Financial Management: Use Alfalah’s Online Banking to improve your business productivity and financial oversight.
Mobile Net Banking
With the rise of mobile internet usage in Pakistan, Alfalah Bank provides a mobile net banking service that caters to today’s on-the-go lifestyle. This service offers convenience and time-saving features, making it easier for customers to manage their accounts via their mobile devices.
Features of Alfalah Mobile Net Banking
Pay Anyone: Make payments to any recipient.
Credit Card Balance: Check your Alfalah credit card balance.
Mobile Bills: Pay your mobile phone bills directly.
Repay Check: Purchase or manage repayment checks.
Account Statement: Access your Alfalah Bank account statements.
Internet Banking Registration: Easily register for Alfalah Internet Banking.
Benefits of Alfalah Internet Banking
Manage Multiple Accounts: Link and manage all your Alfalah accounts through a single online platform.
24/7 Access: Enjoy round-the-clock access to your accounts without time constraints.
Bill Payment: Set up and manage e-bills, automate recurring payments, and avoid queues by paying utility bills online.
Account Alerts: Receive customizable email alerts for various account activities, including balance updates and transaction notifications.
Email Notifications: Get daily statements, alerts for balance changes, and notifications for any issues with your account.
Funds Transfer: Transfer funds swiftly between your accounts or to other Alfalah Bank customers. You can also transfer to other 1-LINK member banks, schedule one-time or recurring transfers.
Telecom Top-up: Top up your mobile and internet services from anywhere.
How to Register for Internet Banking
To start using Bank Alfalah’s Internet Banking services, follow these steps:
Registration: Visit the Soneri Bank Internet Banking Registration Page. Enter your Alfalah Visa Debit card number, CNIC, Login ID, email address, mobile number (must be registered for SMS Alerts), and create a security question. Agree to the bank’s terms and conditions.
Activation Code: Visit your branch with your original CNIC/SNIC. You will receive an 8-digit activation code via SMS and email. Complete the activation process within 72 hours to ensure your registration remains valid.
Activate Online Banking: Use any Alfalah Bank ATM or contact Soneri Phone Banking at +92-111-766-374. Enter the activation code to finalize the setup. You will receive confirmation through ATM or Phone Banking services.
Updating Your Contact Details
Ensure your email address and mobile number on record with the bank are up-to-date to receive notifications and alerts. Visit your nearest Alfalah Bank branch if you need to update your contact information.
Explore More
Bank Alfalah’s Internet Banking offers a wide range of features designed to simplify your banking experience. Sign up today to discover all the benefits and manage your finances with ease.
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b2b-services · 2 months
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EMPOWERING FINANCIAL SERVICES WITH DIGITAL BANKING TECHNOLOGY SOLUTIONS
BANKING TECHNOLOGY SOLUTIONS
The financial services industry has been experiencing disruption in a rapidly changing work environment. With customers going online, it is now crucial to provide digital banking solutions round the clock for better customer experiences. Financial service organisations face challenges like protecting online identity of customers, ensuring financial data security and integrating with different communication platforms already existing across the business. It is time to have a flexible and agile workstream communication and collaboration solution across your enterprise for business growth.
We offer cloud-based contact centre software for financial service institutions. By using AI and advanced technology, we empower you to make a smooth transition to a digital setup. Our cloud-based computing and mobile connectivity solutions enable you to provide enhanced virtual customer services in real-time. Facilitate secure authentication of customers, multi-language interpretation of enquiries, and seamless information sharing across your organisation. Additionally, we enable employees and customers to effectively communicate via different integrated channels of text, voice, and video and deliver superior customer engagement services.
BENEFITS YOU GET WITH VIS
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Easy, quick and scalable integrations
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Be information ready at all times
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Cost effective with pay-as-you-need
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Reach customers beyond borders
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Automate typical tasks with the power of AI
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Be connected at all times from any device, anywhere
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Secure user identity and all data with fraud prevention
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Easy handling of loan applications, account changes, and finance reviews
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Payment reminders, password reset & balance inquiries
FOR EXPERT SOLUTON CONNECT WITH US [email protected]
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omegasoftwaresmumbai · 3 months
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👍 Omega Softwares Revolutionizes Rural Banking with AEPS Portal! 🌟 💸 Cash Withdrawal 💰 Fund Transfer 📊 Balance Enquiry 🏧 Micro ATM 📱 UPI Payment—all at your fingertips!
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headtopictimes · 2 years
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BATTERED BY SANCTIONS AND SHAREHOLDER EXITS, IS END NIGH FOR RUSSIAN ‘SPY BANK’ IN HUNGARY?
The clock is ticking for the Budapest-based International Investment Bank as its desperate search for cash or new shareholders looks increasingly hopeless.
February could prove to be a defining month in the more than 50-year history of the Russian-led International Investment Bank (IIB) – one which a growing number of experts point to as signalling the beginning of the end for this strangest and murkiest of financial institutions.
A casualty of Vladimir Putin’s war in Ukraine, the IIB’s operations have been holed by the international financial sanctions imposed on Russia and the exit of several shareholders from Central and Southeast Europe since the invasion. This has further undermined the Hungarian government’s balancing act of cosying up to Russia, for example by controversially allowing the IIB to establish its new headquarters in Budapest, while also acting as a member of the EU and NATO.
The bad news began on February 17 with a curt statement from the development bank about a “criminal hacker attack” that had resulted “in an unauthorized mass fake email distribution on behalf of certain IIB officials.”
This was then followed on February 25 by some ominous-sounding comments from Orban’s chief of staff, Gergely Gulyas, who in response to journalist enquiries about the viability of the IIB admitted that “it’s in an extremely difficult situation [and] I don’t know if it’s possible to save the bank.”
On February 27, the independent Hungarian news outlet Hvg.hu, citing internal IIB documents obtained through the anonymous hack, said a senior IIB executive had warned in a letter to the bank’s management in mid-December that the bank could soon face insolvency. The assets of the IIB had been frozen by Euroclear – a Belgium-based financial services company that specialises in settling domestic and cross-border securities transactions – after the Russian invasion. In the letter, the executive predicted “such a severe deficit for the first quarter of this year that even the sale of the loan portfolio would not be enough to make up for it”.
Indeed, the leaked documents purportedly show the bank had already begun casting around for help. According to another letter, the veracity of which hvg.hu could not attest to, the Hungarian minister of economic development, Marton Nagy, who represents Hungary on the board of the IIB, lobbied the Belgian finance minister to unfreeze the assets last autumn. But the bank’s hopes were promptly dashed when, in another letter seen by hvg.hu, the Belgian Finance Ministry dismissed the request, arguing that board members were believed to be connected to the Russian government, hence are subject to the European sanctions.
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Banking secrecy
While the IIB continues to insist the leaked documents are “fake”, what’s not in doubt are the bank’s well-documented difficulties since Russia’s invasion.
The bank, often referred to as the “Russian spy bank” in the international media due to its association with spies both past and present (the chairman Nikolay Kosov is son of one of the Soviet Union’s most famous spies Yelena Kosova) is a strange creature.
Set up originally in 1970 as a bank for the Soviet Comecon to foster trade and development, it went into hibernation for two decades after 1990, but was revived by Putin in the 2010s, some claim after Cyprus ceased to be a safe haven for connected Russians and oligarchs looking to stash money abroad.
Reviving the bank’s capital through its existing shareholders from the former Eastern Bloc, the bank styled itself as a smaller version of the European Bank for Reconstruction and Development (EBRD) and was supposedly engaged “in medium- and long-term financing of projects aimed at supporting the economic development of its member states that would have a significant positive social, economic and environmental impact.”
“The IIB has an authorised capital of 2 billion euros, which makes it insignificant as a bank,” Andras Racz, a renowned Russia-expert and non-resident fellow at the German Council on Foreign Relations (DGAP), tells BIRN.
Since the bank’s asset are not audited, nobody really knows how much money IIB really handles, but the bank certainly has two huge assets. “It can handle cash, which raises the suspicion of large-scale money laundering. And its Hungarian headquarters enjoy unusually wide immunity: it can invite as many people as it desires who then can travel freely in the [EU’s visa-free] Schengen Area,” Racz explains.
When Russia invaded Ukraine in February 2022, the IIB’s troubles began almost immediately. Besides its assets being frozen by the EU, it was downgraded to junk by the credit rating agencies Fitch and Moody’s. Then four shareholders – Czechia, Slovakia, Romania and most recently Bulgaria – announced they would quit the bank, making Hungary the only EU country staying on board.
“At the very least, after the Russian aggression against Ukraine, the IIB should have been kicked out of Hungary,” Agnes Vadai, an MP and deputy chairman of the opposition Democratic Coalition, tells BIRN. “But, apparently, the Orban government does not want to take any decision that would be uncomfortable for the Russians, they would rather do harm to their own country.”
Hungary has now become the second biggest shareholder in the IIB with 25.2 per cent behind Russia at 45.4 per cent. Cuba, Mongolia and Vietnam control around 5 per cent of the shares. With Romania and Bulgaria’s withdrawal later this year, Russia risks becoming the majority shareholder, meaning it will qualify as a Russian bank and fall under EU sanctions.
The mounting problems were discussed at an IIB board meeting on January 30. The bank reported that the “IIB and Russia agreed to gradually reduce the country’s share in the paid-in capital”. This would mean an automatic increase in the shares of other IIB members states and open up the possibility for others to join.
For some, the logical choice would be Serbia. In 2021, the Serbian government signed a memorandum of understanding to become an IIB shareholder, but there is no evidence it has bought any shares. Imre Laszloczki, deputy chair of IIB’s management board, told the business weekly Figyelo at the end of 2021 that Serbia joining would be a natural consequence of the IIB’s European expansion.
“With regard to Serbia, we have carefully examined the capital market, geographical, social and economic aspects, and we can say that this accession is a very logical step in all respects,” Laszloczki said.
BIRN contacted the IIB and the Serbian government for comment on Serbia becoming a shareholder but received no answer. An insider close to the Serbian government told BIRN that Belgrade is dragging its feet over joining the IIB as it tries not to alienate EU countries at a delicate time in Kosovo-Serbia negotiations. Becoming a member of the IIB would further hurt Belgrade’s image and bring very little in return.
In any case, “Serbia could not save the IIB,” Racz says. “It does not have the money to buy up enough shares, and as a non-EU country, it would not strengthen the IIB’s presence in the EU.”
Theoretically, Hungary could increase its shareholding, but the country’s Finance Ministry is avoiding the issue, in public at least. First, Hungary’s budget finances are in a dire state; second, officials are well aware that any money invested in the IIB is far from a safe bet. The downbeat comments from Orban’s chief of staff, Gergely Gulyas, are seen by many as a move by the government to distance itself from the bank’s fate, though there will still be questions to answer about the 74 billion forints (200 million euros) of public money that the government has already invested in it.
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Empty coffers
Experience shows that leaving the IIB is easier said than done. The countries that have withdrawn are finding out that they might have to kiss goodbye to their money – leaked internal documents and emails from the hack published by a group of investigative outlets on Monday apparently show how the bank’s management plotted to avoid paying out any money to the four withdrawing EU member states.
The Slovakian Finance Ministry told the Hungarian daily Nepszava it has been notified by the IIB that it is facing difficulty repaying its money and it could take up to 10 years. The Czech Finance Ministry has complained about a hostile attitude from the IIB and has not ruled out turning to the courts.
“Countries which joined the IIB should have known better,” Racz says. “Poland, which left the IIB after the democratic transition, did not get a dime back. There is simply no payback guarantee in the bank’s regulations.”
For many observers, it is still a mystery as to why the Hungarian government, which left the IIB during the first Orban government in 2000 over “a lack of transparency”, decided to rejoin it in 2015.
When Orban sanctioned the IIB setting up its new headquarters in Budapest in 2018, rumour had it that the Russians initially had their sights set on a building opposite the US embassy in downtown Budapest, but following loud protests from Washington, the Hungarian government offered the IIB a posh building on the other side of the Danube.
The suspicions about espionage that swirl around the bank have never gone away despite management’s strenuous denials. At the bank’s launch press conference in downtown Budapest in June 2019, Kosov, the bank’s chairman, said: “There are no spies in the bank. There are 110 of us, we know each other well. There are no Russian spies, and although we have nine nations represented, there are no spies from other countries either.”
Not all journalists present were convinced. After the press conference, several joked that the background material distributed should be used cautiously, especially the flash drive containing information about the bank.
“It was proven that Hungary allowed in spies under the framework of an earlier golden visa program,“ the opposition politician Vadai recalls. “It is highly possible that a new spy centre was set up under the auspices of the IIB.”
Vadai also points to the Russian employees of the IIB enjoying diplomatic immunity and moving freely inside not only Hungary but elsewhere in Europe, a clear risk to European security.
Orban’s government is now in a bind. Allowing the bank to headquarter in Budapest has harmed Hungary’s image among EU and NATO allies, and the country is rapidly developing a reputation as a hub for Russian spying in Europe. Now the money could be gone, too.
Nor would getting rid of the IIB be a simple fix, even if there were the political will. The so-called IIB law – rumoured to have been written in Moscow but passed with a nod by the Hungarian parliament – advocates no Hungarian authority over the bank. The IIB is not subject to any form of financial or regulatory supervision or control, nor it is obliged to implement any form of accounting standards, and its property and assets are immune to any form of legal process. Moreover, the premises are inviolable and the Hungarian authorities cannot enter the building to perform any official duties, the law states.
It seems that the Hungarians will be stuck with the IIB – even if the bank cannot pursue any meaningful financial activity – until the Russians themselves finally decide to leave.
Vadai thinks it’s simpler, though. “All it would take is a law to revoke the agreement about the headquarters – parliament could pass it in a day,” she says, though adding that, for some reason, the highest echelons of the ruling Fidesz party seem to have a vested interest in maintaining it.
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jamestoddandco · 7 months
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Key Signs Your Business Needs to Hire a Professional Bookkeeping Service
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Every business owner knows that disorganised bookkeeping can make tax returns, payroll, year-end accounts preparation, and other submissions stressful. Whether you allocate time to sorting through your accounting records every day, week or month, it’s all too easy for administrative tasks to slide down the to-do list for busy companies.
However, running reliable, real-time reports and understanding your financial picture is also essential. For example, the information within your management accounts can tell you how much cash you have available to purchase new inventory or indicate whether you are making money on a particular product line or service.
Businesses also depend on their financial records to comply with legal requirements such as preparing VAT returns. Let’s look at the indications that your bookkeeping is getting out of control – and why it may be time to consider working with a professional bookkeeping service.
How Can Businesses Evaluate Whether Their Bookkeeping Is in Good Order?
The complication may be that businesses assume their financial and accounting records are in a reasonable state of organisation – until they come to running a set of management accounts or preparing a return and find that something doesn’t look quite right or that their profit margins appear significantly lower than expected.
Bookkeeping isn’t ideally a job left to the last minute, either, ensuring you have ample time to investigate inconsistencies, run reconciliations and verify that your asset figures are correct.
Let’s look at some of the primary concerns businesses have when they approach the James Todd & Co team to discuss our professional bookkeeping services.
1. Being Unsure of Your Cash Flow Position
Cash flow is a crucial piece of information companies use for budgeting and forecasting, ensuring they are always aware of the reserves available and the income owed to the business. An obvious sign that you would benefit from an experienced bookkeeper’s assistance is that you cannot cover important expenses due to a lack of cash availability.
Most businesses have seasonal trends, where they achieve the bulk of their revenue during a particular period. That means they must understand how that inflowing cash corresponds with outgoing liabilities and when they may potentially have gaps.
Poorly managed cash flow is a core reason some successful organisations face insolvency – not because the business model isn’t profitable, but because there hasn’t been the right planning to ensure the company has the cash assets to meet its obligations.
If you feel a slight panic at the thought of your upcoming tax bill or aren’t 100% certain your business bank balance can cover all your payroll and invoice expenses due at month-end, your bookkeeping may need attention.
2. Having a Lack of Time or Capacity to Focus on Bookkeeping
It’s no secret that many business owners are spinning plates and may be focusing their time and attention on numerous areas of the company, from dealing with customers and new enquiries, developing new products and ensuring they have a solid foundation to help the business grow.
As a company scales and gets larger, the importance of bookkeeping also increases, where the bigger the business, the more you’ll need to keep on top of, including higher:
Payroll costs
Sales transactions
Expense invoices
Incoming payments
Reporting obligations
Outsourcing your bookkeeping to an experienced bookkeeper provides the assurance that you will stay on top of your accounting, will receive automatic reminders when you need to file tax returns, and never need to allocate your valuable time to clerical tasks you may find a hassle to complete.
Expert bookkeepers can manage your finances in minimal time, working efficiently and using their professional knowledge to raise an alert if they have any queries or need to question whether a transaction is correct.
3. An Absence of In-House Bookkeeping Expertise
A large majority of small business owners do not have any accounting know-how and launch their businesses based on ideas, skills and experiences far removed from the world of financial returns and tax management.
While an advanced accounting software suite can make most basic bookkeeping tasks easier to manage, it remains inevitable that many small businesses may be unaware of which expenses are tax deductible, when returns are due, or how to ensure they record transactions in the most tax-efficient way.
Working with a professional bookkeeping service provided by a team of local accountants is the ideal solution, where you have the expertise on hand to advise if there is a better way to manage your tax obligations and avoid eroding your cash reserves when there is a more favourable financing opportunity you may wish to consider.
This level of guidance can also be invaluable when making financial decisions, comparing borrowing options, or deciding whether a new product launch is financially feasible and appropriately timed.
4. Repeated Late Payments or Incoming Remittances
We mentioned cash flow earlier and would recommend booking a consultation with our capable bookkeeping service if you keep coming up against chases for late payments or find it difficult to assess which clients have paid their accounts on time – and which invoices are well overdue.
Keeping track of accounts receivable and payable is hugely important and can make a significant impact on various aspects of business finances, including:
Applying for borrowing or investment.
Forecasting your cash reserves.
Making purchasing decisions.
Paying staff and creditors on time.
Remitting tax and VAT payments promptly.
Outdated bookkeeping records make it impossible to budget accurately and to analyse whether the business is in a good overall financial position to achieve its aspirations.
5. You’re Not Confident in Your Bookkeeping Skills
If you spend plenty of time keeping your accounting software up to date with your latest transactions but remain unsure whether your small business accounts are accurate, a bookkeeper can remove this element of uncertainty.
Bookkeeping itself can be straightforward, but working through a backlog of data entry requirements, reconciling multiple bank accounts or business credit cards and running reports that you are absolutely confident are correct requires a certain amount of skill.
Accountants provide business-specific bookkeeping services that can remove the worry from managing your financial affairs by taking care of daily, weekly, monthly and annual tasks to ensure your records and reports are always on time and error-free
Types of Business Bookkeeping Services
Getting the right assistance for your business can make such a difference in how you manage your time. Rather than struggling to keep pace with bookkeeping or scrambling to prepare tax returns the day before the deadline, your bookkeeper will manage all aspects of your record-keeping while ensuring you have the capacity to focus on what you do best.
There are also several services you may wish to consider, depending on whether you have an in-house bookkeeper who needs some additional training and assistance or require an initial tidy-up of your records and reporting to deal with backlogs.
The James Todd & Co Accounting Clean-Up service is a great place to begin; we assign expert bookkeeping teams to work through all your ledgers, reconciliations, and entries and provide a fresh, up-to-date start.
From there, our experienced teams can provide ongoing bookkeeping and management services, professional staff training, and quarterly account reviews. Let’s look at each of these options in a little more detail to explain how they work and ensure you select the right services for your business.
Bookkeeping Training and Support
One of the reasons many clients come to us is that they understand the importance of bookkeeping but find the reporting aspects of running a business difficult to keep up with.
Bookkeepers may, for example, be up to speed with entering transactions and reconciling bank accounts but not have the knowledge or the right software to produce insightful reports that show decision-makers exactly how the company is performing.
Regular reporting is key to business growth since it can highlight the following:
Areas where the business is doing well and aspects of its operations that are less profitable or falling behind targets.
Cash flow bottlenecks, allowing owners to plan for upcoming expenses, tax obligations, and payments owing.
Surplus cash reserves, which the business can use to reinvest in additional staffing or services or transfer to a higher-interest account to ensure their reserves continue to grow.
Trends and changing customer behaviours, identifying ways to diversify or expand.
In this scenario, much of the baseline work has already been completed, but the business may not have the reporting structures in place to extract meaningful value from its accounting records.
We work with bookkeepers to expand their knowledge, discuss the right ways to produce reports and management accounts from their system, and how to organise that reporting to ensure it provides clarity and allows for informed decision-making.
It is not uncommon for a business and its bookkeeper to be working harder than ever as transaction volumes grow but find that profit margins hit a plateau – making accurate, real-time reporting essential to unpicking any barriers to growth that may exist.
Accounting Clean-Up Services
The Accounting Clean-Up Service is ideal for businesses that have grown rapidly and have not found the time or capacity to keep their bookkeeping up to date. Working through piles of receipts and expense claims, having months of bank accounting transactions to reconcile, and trying to catch up with a backlog of invoices can be stressful, and rushing inevitably makes errors more likely.
During an accounting clean-up project, our teams will work through each element of your accounts in detail, eliminating mistakes, catching up with transaction entries, and helping you refocus. This service includes:
Checking nominal ledgers, bank reconciliations, sales and purchase ledgers and cash and credit card reconciliations.
Reviewing your chart of accounts, ensuring payroll entries are correct and reconciling VAT and balance sheet accounts.
Comparing your opening balances against your last set of financial statements and making the necessary adjustments to record prepayments and accruals.
Liaising with HMRC, where necessary, and submitting corrected information as applicable.
Once your accounts are back in good order, we produce a full set of management accounts, advise on any aspects of your accounting systems that you might wish to change, and detail all the corrective actions taken. After the debrief meeting, you can either take back control over your bookkeeping, delegate this responsibility to a team member, or outsource your regular bookkeeping to our experienced teams.
Another solution, which works well for businesses with in-house bookkeepers but that require a little additional guidance, is to consider a quarterly review.
Quarterly Accounts Reviews
This service helps business clients get more from their financials, verify that bank and VAT reconciliations at quarter-end are correct, make adjustments for prepayments and accruals, and produce a full set of quarterly management accounts.
Producing a reconciled profit and loss account and balance sheet every quarter offers business owners the data and insights they need, rather than waiting until year-end to identify issues, areas of the business that aren’t performing as expected, or cash flow shortages.
Performance insights can be invaluable and assist with forecasting, strategic planning and money management. While quarterly reviews are a popular service and a middle-ground between fully outsourced bookkeeping and managing all aspects of your accounting in-house, we can also provide more regular reviews as required.
Fully Outsourced Professional Bookkeeping Service
Our final option is to consider outsourcing all of your bookkeeping – an excellent solution if you aren’t yet in a position to hire a full-time bookkeeper or finance manager but don’t have the time or skills needed to ensure your reports and accounts are in good order.
We work with each client to understand how best to meet their needs and utilise cloud-based accounting to ensure we can access financial records remotely and perform regular bookkeeping tasks without interrupting your workflows.
An experienced bookkeeping team provides added benefits, such as ensuring you are compliant with regulations and reporting requirements, providing support to ensure you maximise tax efficiencies available to you, and offering recommendations where we can see an improvement opportunity we think would be of interest.
Whichever bookkeeping services you choose and that align best with the lifecycle and needs of your business, our professional, experienced accountants and bookkeepers aim to be flexible and supportive, offering the breadth of our knowledge and guidance as your business grows and evolves.
Please get in touch with James Todd & Co. today to learn more about any of our bookkeeping services.
Source URL : - https://www.jamestoddandco.co.uk/hire-a-professional-bookkeeping-service/
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sristargoldcompany · 9 months
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FACTORS AFFECTING GOLD BUYING PRICES
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Sristar gold company - Cash for Gold Buyers
In the bustling city of Bangalore, as in many parts of the world, gold is not just a precious metal but a symbol of wealth, security, and tradition. The concept of exchanging cash for gold, whether it's selling gold or releasing pledged gold, is deeply ingrained in the local culture. Understanding the factors that affect gold buying prices is crucial for anyone looking to engage in these transactions.
Market Demand and Supply: The most fundamental factor affecting gold prices is the balance between its demand and supply. When more people want to buy gold than there is gold available, the price goes up. Conversely, if there's more gold on the market than people want to buy, the price drops. This dynamic is influenced by various factors, including economic conditions, cultural trends, and even geopolitical events.
Economic Indicators: Gold is often seen as a safe-haven investment. During times of economic uncertainty or instability, people tend to invest more in gold, driving up its price. Conversely, when the economy is strong, people might prefer to invest in other assets, leading to a decrease in gold prices.
Currency Fluctuations: The price of gold is also affected by changes in currency values, particularly the US dollar. Since gold is primarily traded in dollars, a stronger dollar can make gold more expensive for buyers using other currencies, potentially lowering demand and prices. Conversely, a weaker dollar can make gold cheaper and more attractive to non-dollar users, increasing demand and prices.
Interest Rates: Interest rates can influence gold prices too. When interest rates are low, the opportunity cost of holding gold (which doesn't yield interest) is lower, making it more attractive as an investment. Higher interest rates can have the opposite effect.
Central Bank Policies: Central banks hold significant amounts of gold and their policies can greatly impact gold prices. If a central bank decides to increase its gold reserves, this can drive up gold prices. Conversely, if a central bank sells off some of its gold, this can lead to lower prices.
Geopolitical Stability: Gold prices can be influenced by geopolitical events and stability. In times of political uncertainty or conflict, gold often becomes a more attractive investment, as it's considered a safe asset.
Inflation: Gold is often used as a hedge against inflation. When inflation rates are high, the value of currency decreases, but gold typically retains its value, making it a more attractive investment.
Jewelry and Industrial Demand: Apart from investment and economic factors, gold is also used in jewelry and various industries. The demand from these sectors can significantly affect gold prices.
Local Factors in Bangalore: In Bangalore, local factors such as market trends, cultural festivals, and regional economic conditions can also influence gold prices. The city's thriving gold market, with numerous outlets offering cash for gold and services to release pledged gold, is a testament to the metal's enduring appeal.
In conclusion, a multitude of factors, ranging from global economic trends to local market dynamics in Bangalore, influence gold buying prices. For those looking to sell gold, release pledged gold, or simply invest, understanding these factors is key to making informed decisions.
If you’d like to know more about Sri Star Gold Company then do visit our website https://stargoldcompany.com/ or call us at 6366333444 for further information and enquiry to assist you better. 
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lalsingh228-blog · 9 months
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M&A Activity in Advanced Analytics Market to Set New Growth Cycle
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Advance Market Analytics added research publication document on Worldwide Advanced Analytics Market breaking major business segments and highlighting wider level geographies to get deep dive analysis on market data. The study is a perfect balance bridging both qualitative and quantitative information of Worldwide Advanced Analytics market. The study provides valuable market size data for historical (Volume** & Value) from 2018 to 2022 which is estimated and forecasted till 2028*. Some are the key & emerging players that are part of coverage and have being profiled are SAS Institute (United States), SAP SE (Germany), IBM Corporation (United States), Oracle Corporation (United States), KNIME AG (Switzerland), Nvidia Corporation (United States), Quest Software (United States), Angoss Software Corporation (Canada), Microsoft Corporation (United States), Fico (United States) , Planet Labs (United States), GeoSpock Ltd. (United Kingdom). Get free access to Sample Report in PDF Version along with Graphs and Figures @ https://www.advancemarketanalytics.com/sample-report/21160-global-advanced-analytics-market Advanced analytics is a data science that uses tools and advanced methods for projecting future trends, sorting through large data sets to identify trends, patterns, relationships, behaviors, events, and others. Advanced analytics comprises of big data and predictive analytics. Key feature of advanced analytics is data mining. Increasing adoption by numerous industries such as financial services providers are leveraging the technology to combat internal and external fraud. Further, technological advancement in business intelligence and analytics solution such as integration of artificial intelligence, machine learning, natural language processing, and others supplementing the growth of advanced analytics market. Keep yourself up-to-date with latest market trends and changing dynamics due to COVID Impact and Economic Slowdown globally. Maintain a competitive edge by sizing up with available business opportunity in Advanced Analytics Market various segments and emerging territory. Influencing Market Trend
Emphasizing On Incorporation of Data Mining, Statistical Analysis, And Machine Learning In Advance Analytics 
Growing Demand for Real-Time Data Analytics Solutions
Increasing Adoption in Small and Medium Enterprises
Market Drivers
Increasing Demand for Advanced Analytics Solution to Counter Big Data Challenges
Enable Defining Customer Trends More-Accurately
Development in IoT Networks
Opportunities:
Increasing Adoption of Salesforce Advanced Analytics Tools in Organizations
Rising Demand for Advanced Analytics for Improved Business Processes
Challenges:
Lack of Effective Strategy Regarding Advance Analytics Application among Enterprises
Data Security and Privacy Concerns Associated to Advanced Analytics
Have Any Questions Regarding Global Advanced Analytics Market Report, Ask Our Experts@ https://www.advancemarketanalytics.com/enquiry-before-buy/21160-global-advanced-analytics-market Analysis by Type (Big Data Analytics, Social Analytics, Visual Analytics, Text Analytics, Customer Analytics, Risk Analytics, Business Analytics, Statistical Analysis, Predictive Analysis), Application (Scenario Planning, Defense Health, Predictive Modeling, Credit Risk Analysis, Supply Chain Planning, Inventory Optimization, Customer Profitability Analysis, Financial Performance Monitoring, Fraud Detection and Management, Others), Industry Vertical (Banking and Financial Services, Telecom and IT Services, Healthcare, Government and Defense, Transportation and Logistics, Consumer Goods and Retail, Others)
Competitive landscape highlighting important parameters that players are gaining along with the Market Development/evolution
• % Market Share, Segment Revenue, Swot Analysis for each profiled company [SAS Institute (United States), SAP SE (Germany), IBM Corporation (United States), Oracle Corporation (United States), KNIME AG (Switzerland), Nvidia Corporation (United States), Quest Software (United States), Angoss Software Corporation (Canada), Microsoft Corporation (United States), Fico (United States) , Planet Labs (United States), GeoSpock Ltd. (United Kingdom),]
• Business overview and Product/Service classification
• Product/Service Matrix [Players by Product/Service comparative analysis]
• Recent Developments (Technology advancement, Product Launch or Expansion plan, Manufacturing and R&D etc)
• Consumption, Capacity & Production by Players The regional analysis of Global Advanced Analytics Market is considered for the key regions such as Asia Pacific, North America, Europe, Latin America and Rest of the World. North America is the leading region across the world. Whereas, owing to rising no. of research activities in countries such as China, India, and Japan, Asia Pacific region is also expected to exhibit higher growth rate the forecast period 2023-2028. Table of Content Chapter One: Industry Overview Chapter Two: Major Segmentation (Classification, Application and etc.) Analysis Chapter Three: Production Market Analysis Chapter Four: Sales Market Analysis Chapter Five: Consumption Market Analysis Chapter Six: Production, Sales and Consumption Market Comparison Analysis Chapter Seven: Major Manufacturers Production and Sales Market Comparison Analysis Chapter Eight: Competition Analysis by Players Chapter Nine: Marketing Channel Analysis Chapter Ten: New Project Investment Feasibility Analysis Chapter Eleven: Manufacturing Cost Analysis Chapter Twelve: Industrial Chain, Sourcing Strategy and Downstream Buyers Read Executive Summary and Detailed Index of full Research Study @ https://www.advancemarketanalytics.com/reports/21160-global-advanced-analytics-market Highlights of the Report • The future prospects of the global Advanced Analytics market during the forecast period 2023-2028 are given in the report. • The major developmental strategies integrated by the leading players to sustain a competitive market position in the market are included in the report. • The emerging technologies that are driving the growth of the market are highlighted in the report. • The market value of the segments that are leading the market and the sub-segments are mentioned in the report. • The report studies the leading manufacturers and other players entering the global Advanced Analytics market. Thanks for reading this article; you can also get individual chapter wise section or region wise report version like North America, Middle East, Africa, Europe or LATAM, Southeast Asia. Contact US : Craig Francis (PR & Marketing Manager) AMA Research & Media LLP Unit No. 429, Parsonage Road Edison, NJ New Jersey USA – 08837 Phone: +1 201 565 3262, +44 161 818 8166 [email protected]
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ecuzen · 11 months
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Best AePS Service Provider In India Ecuzen Softwar
Aadhaar Enabled Payment System (AEPS) is an interoperable bank branchless banking solution that allows Aadhaar-enabled bank account holders to perform basic banking transactions like cash withdrawal, balance enquiry, mini statement, and fund transfer using their Aadhaar number and fingerprint. AEPS is a convenient and secure way to access banking services, especially for people who live in rural areas or who do not have access to a bank branch.
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Here are some of the key reasons why Ecuzen Software is the best aeps software provider in jaipur:
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If you are looking for a reliable, efficient, and secure AEPS service provider, then Ecuzen Software is the best option for you. Ecuzen Software offers a wide range of AEPS services at affordable prices, and it also offers some special features that make it the best AEPS service provider in India.
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Ecuzen Software is committed to providing its customers with the best possible AEPS experience. The company is constantly innovating and improving its AEPS platform to meet the needs of its customers. If you are looking for a reliable, efficient, and secure AEPS service provider, then Ecuzen Software is the best option for you.
Source Link :- https://ecuzen.com/blog/blogdetails/technology/best-aeps-service-provider-in-jaipur-delhi-gurugram-hariyana-india
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