#debt free community

[theovercomerlife]

Want to buy a home someday? Get prepared by learning all you can about the process including how to find a good loan officer to work with.

[louiswilliamtomlinsons]

i sent my paperwork to transfer to uni and turns out i only have to do two years to get my bachelor’s 🥳🥳🥳🥳🥳

[capitalism-and-analytics]

[alteredbeast]

asking the us government sooo very nicely to forgive my student loans because going to a private art school for two years for a degree in a now-crashing industry is maybe among the worst educational decisions i could've made at age 17

[dailypaypassiveincomedgg]

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[thatanarchocommunist]

Palestine, Israel, and the U.S.A., A disaster in the making.

This minority, as it is, even violent at some cases, deserve freedom. It doesn't matter the circumstances that the state of Israel has created. Israel started this by oppressing them for years. Now we see outrage.

All of these protesters in times square are in conflict. Let them settle out these problems among themselves. U.S. government doesn't need to be interfering with the accords of a place thousands of miles away.

The U.S. Gov needs to get out of the middle east and most foreign countries, I am fine with a few in Europe. This interference will just propel both sides to cause more atrocities to each other.

Our nation at its current stance is in position to go to war in the middle east yet again. This is so much spending that could be spent on the people of America and out own NATIONAL DEBT.

[nevermind-i-forgot-whats-that]

Sometimes, as much as I love internet communities and spaces, I really think a lot of people have spent so much time in sanitized, morally pure echo chambers that they lose sight of realism and life outside the internet.

I live in Alabama. My fiancée and I cannot hold hands down the street without fear of homophobic assholes. We have an abortion ban with no exceptions for rape or incest. We are one of the poorest states in the US with some of the lowest scores on metrics related to quality of life, including maternal mortality, healthcare, education, and violence. It’s not a coincidence that we are also one of the most red, one of the most Republican states in the Union. In 2017 the UN said the conditions in Alabama are similar to those in a third-world country.

Trump gave a voice to the most violently racist, sexist, xenophobic groups of people who, unfortunately for most of us in the Southern U.S., run our states and have only grown more powerful since his rise to power. The Deep South powers MAGA, and we all suffer for it.

We have no protections if they don’t come from the federal government.

I know people are suffering internationally and my heart is with them. However, this election is not just about foreign policy - we have millions of Americans right here at home living in danger, living in areas where they have been completely abandoned by their local leaders. We need this win.

No candidate is perfect, but for the first time in my voting lifetime I’m excited to vote. I’m excited for the Kamala Harris/Tim Walz ticket because they are addressing the issues close to home. They’re advocating for education as the ticket to a better life, but without the crippling student debt. They’re advocating for the right to love who you love without fear and with pride. Kamala has always been pro-LGBT+ and so has Tim. Again, if you’re queer in the South, we don’t have support unless it comes from the federal government, and we absolutely will not have support if the Republicans regain the White House.

Kamala speaks in length about re-entry programs to reduce recidivism and help people who have been arrested and imprisoned regain their lives. Tim Walz supported restoring voting rights to felons. In the South, you know who comprise the majority of felons? Members of minorities. It’s one of the major tools of systemic racism and mass disenfranchisement, and arguably the modern face of slavery (there are some fantastic documentaries and books that explain the connection between the post-Reconstruction South and the disproportionate rates of imprisonment for BIPOC). Having candidates who recognize this and want to restore the freedom and rights to people who have come into contact with the criminal justice system? And keep them from having to go to prison in the first place? That’s refreshing. That’s exciting.

I would *love* to live in a country where women’s rights are respected, where LGBT+ rights and protections are a given, where we treat former criminals and individuals experiencing mental health crises with respect and dignity. I would *love* to live in a country where education is free of religious interference and each and every citizen is entitled to a fair start and equal opportunities.

But I don’t live in that country. Millions and millions of Americans find their rights and freedoms up for debate and on the ballot.

Project 2025 poses the largest threat to the future of our democracy as we know it. We are being called to fight for the future of our country.

We have to put on our oxygen masks first before we can help others.

You don’t have moral purity when you wash your hands of the millions of us who are still fighting for own freedoms right here.

The reality is that a presidential candidate is a best fit, and not a perfect fit. But comparatively speaking? Kamala is pretty damn close.

[batboyblog]

Things Biden and the Democrats did, this week #16

April 26-May 3 2024

President Biden announced $3 billion to help replace lead pipes in the drinking water system. Millions of Americans get their drinking water through lead pipes, which are toxic, no level of lead exposure is safe. This problem disproportionately affects people of color and low income communities. This first investment of a planned $15 billion will replace 1.7 million lead pipe lines. The Biden Administration plans to replace all lead pipes in the country by the end of the decade.

President Biden canceled the student debt of 317,000 former students of a fraudulent for-profit college system. The Art Institutes was a for-profit system of dozens of schools offering degrees in video-game design and other arts. After years of legal troubles around misleading students and falsifying data the last AI schools closed abruptly without warning in September last year. This adds to the $29 billion in debt for 1.7 borrowers who wee mislead and defrauded by their schools which the Biden Administration has done, and a total debt relief for 4.6 million borrowers so far under Biden.

President Biden expanded two California national monuments protecting thousands of acres of land. The two national monuments are the San Gabriel Mountains National Monument and the Berryessa Snow Mountain National Monument, which are being expanded by 120,000 acres. The new protections cover lands of cultural and religious importance to a number of California based native communities. This expansion was first proposed by then Senator Kamala Harris in 2018 as part of a wide ranging plan to expand and protect public land in California. This expansion is part of the Administration's goals to protect, conserve, and restore at least 30 percent of U.S. lands and waters by 2030.

The Department of Transportation announced new rules that will require car manufacturers to install automatic braking systems in new cars. Starting in 2029 all new cars will be required to have systems to detect pedestrians and automatically apply the breaks in an emergency. The National Highway Traffic Safety Administration projects this new rule will save 360 lives every year and prevent at least 24,000 injuries annually.

The IRS announced plans to ramp up audits on the wealthiest Americans. The IRS plans on increasing its audit rate on taxpayers who make over $10 million a year. After decades of Republicans in Congress cutting IRS funding to protect wealthy tax cheats the Biden Administration passed $80 billion for tougher enforcement on the wealthy. The IRS has been able to collect just in one year $500 Million in undisputed but unpaid back taxes from wealthy households, and shows a rise of $31 billion from audits in the 2023 tax year. The IRS also announced its free direct file pilot program was a smashing success. The program allowed tax payers across 12 states to file directly for free with the IRS over the internet. The IRS announced that 140,000 tax payers were able to use it over their target of 100,000, they estimated it saved $5.6 million in tax prep fees, over 90% of users were happy with the webpage and reported it quicker and easier than companies like H&R Block. the IRS plans to bring direct file nationwide next year.

The Department of Interior announced plans for new off shore wind power. The two new sites, off the coast of Oregon and in the Gulf of Maine, would together generate 18 gigawatts of totally clean energy, enough to power 6 million homes.

The Biden Administration announced new rules to finally allow DACA recipients to be covered by Obamacare. Deferred Action for Childhood Arrivals (DACA) is an Obama era policy that allows people brought to the United States as children without legal status to remain and to legally work. However for years DACA recipients have not been able to get health coverage through the Obamacare Health Care Marketplace. This rule change will bring health coverage to at least 100,000 uninsured people.

The Department of Health and Human Services finalized rules that require LGBTQ+ and Intersex minors in the foster care system be placed in supportive and affirming homes.

The Senate confirmed Georgia Alexakis to a life time federal judgeship in Illinois. This brings the total number of federal judges appointed by President Biden to 194. For the first time in history the majority of a President's nominees to the federal bench have not been white men.

[liberalsarecool]

State schools should be free. Community College should be free.

Student debt should not be public policy.

[Private schools will always have billions in endowments and charge $50,000 per year. ]

[regicide1997]

Mom said it's my turn on the communal $20 bill

Who wants to help three disabled transfems (two of whom are intersex) pay for car repairs, old debts, and upcoming bills and rent? I'll update this post when I've figured out how much we'll need, but I can already tell we're going to be a bit short this month.

Venmo & CashApp: regicide1997

PayPal & zelle: DM me.

[sqtorux]

TEXT AUS 1:

am i the one for you?

would you still love me if i were a worm?

jjk men vs a dry partner

anti romantic texts with jjk men

arguments and aftermath of a fight with jjk men :

part 1 part 2

drunk/suggestive texts with jjk men

random bf!gojo texts

‘he left, you can come over now’

random bf!geto texts

sneaky.ᐟ

hanging out with someone they don't know

a long nap

jealousy, jealousy

no lube, no protection

solace

not this time.ᐟ

random bf!toge texts

morning fairy.ᐟ

jjk boys vs a dry partner

insecurities

aftercare

cousin allegations .ᐣ

autocorrect fails .ᐟ

after me.ᐣ

new theme ★

ink on skin!

excuse me who?

breaking and entering

im right here?

debt trap!

twisted discipline?

oh my mistake

some wounds and a few more

a daring challenge

there was an attempt

can you hear me sos

text from an ex

can't escape me!

guess the makeup

new theme‧₊˚✩ ₊˚⊹

rent free!

silly lyric pranks

fuzzy menace

look at you go!

love drunk

an arbitrary declaration

match made in heaven!

an honest blunder

losing your wedding ring

forbidden fruit

family bonding time!

a blossoming dilemma

reversed roles

nightmare blues

oops wrong send!

how many likes?

what's your password?

can your bf fight?

sex ban

arguments with jjk boys

that's not me

new theme ♥︎

the dating plan

a kinky confession

wrong number?

accidental nudes

leaving them while they napped

first "i love you"

naughty playthings

after the rain

baby? baby!

talk that talk

can we get a pet?

��sorry wrong person”

a friendly banter (or not)

caught in the act

you're where again?

an inconvenient alternative

communication mishaps

chibi nuisances

forgotten plans

under the influence

heat waves

secret antics

bad words

towel please!

fashion icon

too salty for your heart

past flings

—· end ·—

find the new masterlist for the text aus here !

[tpwrtrmnky]

We need to be able to discuss the conditions of trans people who want, need, or are already doing medical transition without first apologizing to everyone outside of that demographic.

The men, the women, the nonbinary people, the genderqueer ones, the genderfluid ones, the xenogender ones. The ones who are repressing the need so hard that it's fucking with their memory. The ones who downplay it into just a "want" and think they'll be taking up resources. The ones who've stabilized to a point where they just need the supply of hormones to stick around. The ones who have to worry about customs every time they place the order. The ones who've had to take on crushing debt to afford life-saving surgeries. The ones who didn't have that chance and spend their free time fundraising for themselves. The ones who sit through hours of painful electric shocks to their faces and will have to keep doing it for the foreseeable future until the hairs are gone.

The nonbinary people whose medical needs are so downplayed even in trans communities that some of you fuckers think centering medical transition is inherently enbyphobic. The nonbinary people who have to lie to their doctors to get help in a medical system that thinks their needs are somehow intrinsically different from those of binary trans people. The nonbinary people who need medical interventions that exist but are unavailable due to nothing but institutional negligence.

The young transitioners who've never lived as anything other than their gender, at risk of having to go through the wrong puberty because the sentiment that you could just be gender nonconforming instead is being wielded in texts such as the Cass review to justify the suppression of medical transition.

The group of trans people with transition-related medical needs is a huge segment of the trans community that is seriously vulnerable to political attacks, denied support of any kind in large parts of the world, and for some absolutely terminally online reason expected to walk on eggshells to avoid coming off as transmedicalist.

Some transmedicalists on the internet are mean sometimes. Get the fuck over it and recognize the form that attacks on the trans community are taking now, before the nonmedical form of transness is forced to become the only available option, and then targeted for further suppression.

[read-marx-and-lenin]

I'm asking this in good faith, but this is something I'm genuinely confused about. Regarding the Holodomor, or the Soviet famine of 1930 in general, why does it matter if it was a genocide or not? At best it seems to be a natural famine exacerbated by poor decision making, and while that is far different from a genocide, I don't understand why that specification matters, because it was still made worse by Soviet intervention, unless I'm getting the facts wrong which I probably am.

It matters to the Western propagandists who were insistent for decades despite zero evidence that the famine was used to commit atrocities against the people of Ukraine. The refrain the whole time was that once the Soviet archives were made public, they'd finally have the proof they needed. The archives are eventually opened, and surprise surprise, there's not only no evidence of the deliberate withholding of grain, there's evidence of significant amounts of food aid being sent to help alleviate the famine. The myth of a Ukrainian genocide began as Nazi propaganda and was adopted as part of the "double genocide" narrative by Western reactionaries after WW2 to downplay the crimes of the Nazis and to maintain a narrative about liberal opposition to "authoritarianism", painting Western capitalists as the "free world" fighting against both fascism and communism. (Don't ask them why they stopped fighting fascism after WW2 though.)

As for the human elements of the famine, it is also part of the typical Western narrative, even among those who admit the Holodomor was not a targeted anti-Ukrainian genocide and who admit that there were environmental factors, to try and put substantial amounts of blame on the Soviet collectivization of agriculture. I am not going to lie and say collectivization went smoothly with no issues, but you cannot ignore the factors of reactionary sabotage by kulaks (including the destruction of animals and grain and the outright murder of party officials) and the effects of Western sanctions and sabotage on the economic development of the USSR.

While some have argued that there was a complete "gold blockade" on the USSR during the famine and so the Soviet Union was forced to export grain to facilitate international trade, the blockade was never enforced by all Western nations at the same time and the Soviets were still able to export gold and silver at various times throughout the 1920s. It is true, however, that gold reserves were stretched thin at the time and the Soviets simply didn't have enough gold to cover their international debts. Soviet gold mines had never been extraordinarily productive and the rest of the Soviet economy was still developing at the time, so grain was one of the few things that they expected to have in surplus. In addition, there were various other sanctions in place by 1930 that did limit who they could trade with and what they could trade with, but the export of grain was almost never restricted. The famine caught them off guard at a very bad time.

While international grain exports were restricted during the famine as grain was diverted to famine-stricken regions of the country (and grain imports were increased as well), the problems with hoarding only worsened as in the panic of the famine, kulaks sought to exploit the people and create a profitable black market on grain. A struggle against the kulaks coincided with worsening environmental effects and the spread of disease among both crops and humans.

The famine was not man-made, it was not entirely natural, and it was not the inevitable outcome of collectivization. It was a perfect storm of a variety of factors. Stalin was not some heartless monster condemning millions of Ukrainians to death for daring to defy the glorious Soviet Union. He was not some idiot who had no idea what he was doing, plunging the nation into famine out of ineptitude. He was not a stubborn maniac who refused to abandon failing economic policies even at the cost of human lives. He was a human being, one of many in charge of the Soviet Union, dealing with concurrent disasters as best as they could.

[thanakite]

Got an email from the government, if the lawsuits going on fail, I will get college debt forgiven by the Biden-Harris debt relief plan. Fingers crossed those lawsuits all fall through!

[astrocafecoffee]

•Healing through marriage (Based on Groom pc) •

✨For entertainment purposes only, enjoy ✨

☞ Masterlist

☞solar return observation

☞Groom pc obs. Part 1

☞Groom pc obs. Part 2

•. •. •. •.(☉｡☉)•. •. •. •.

🌹What to check?

- check your Chiron in your groom persona chart , where it falls in.

🌹Why Chiron?

- Chiron is associated with our deepest wounds and our capacity for recovery . In your groom pc ,it can show how you fs will heal your inner child/ your trauma through marriage.

Let's go ~

❤️ Chiron in 1st house : Your fs may heal you through unconditional acceptance. They may love and accept you for who you are, flaws and all, helping you overcome self-doubt and low self-esteem. They could provide a safe space for you to express your emotions, validating your feelings and helping you process past wounds.Their empathetic nature may help you feel understood and supported, especially during difficult times.

❤️ Chiron in 2nd house: your future spouse may help you overcome financial struggles, debts, or insecurities, teaching you healthy financial habits and empowering you to achieve stability. Their presence in your life could help you recognize your inherent value and worth, transcending material possessions or external validation. They might empower you to take charge of your financial life, making informed decisions and breaking free from dependency or fear.

❤️ Chiron in 3rd house: your future spouse may help you express yourself more clearly and confidently, fostering open and honest communication in your relationship. Their influence could help you quiet your mind, reducing mental chatter and increasing focus, allowing you to tap into your inner wisdom. They might teach you to recognize and manage your emotions, developing emotional intelligence and empathy.

❤️ Chiron in 4th house:your future spouse may help you resolve unresolved issues with your family, fostering understanding, forgiveness, and reconciliation. Their presence could help you build a strong emotional foundation, providing a sense of security and stability.Chiron in the 4th house can indicate wounds from childhood; your partner may help you heal and integrate your inner child.

❤️ Chiron in 5th house:your future spouse may help you overcome creative blocks or insecurities, fostering self-expression and artistic growth.Chiron in the 5th house can indicate a need to reconnect with childhood joy and creativity; your partner may help you recapture that spark. They might help you heal from past relationship wounds, teaching you to love yourself and others in a healthy, empowering way.

❤️ Chiron in the 6th house : Your future spouse's influence could help you establish a sense of structure and organization in your daily life, making you more efficient and productive. Chiron in the 6th house can indicate a need to integrate your mind and body; your partner may help you develop a greater awareness of your physical and emotional needs. They might help you find a healthy balance between work and personal life, reducing stress and increasing overall well-being.

❤️ Chiron in the 7th house: Your future spouse might help you overcome past relationship traumas or wounds, teaching you to form healthy, empowering partnerships. Their influence could encourage you to examine your own role in relationships, taking responsibility for your actions and growth. With Chiron in the 7th house, they may help you find a balance between independence and interdependence, recognizing the value of both.

❤️ Chiron in the 8th house:Your future spouse may help you overcome fears or insecurities around intimacy and vulnerability, creating a safe space for deep connection.Their influence could guide you in exploring your shadow, acknowledging and integrating repressed aspects of yourself. With Chiron in the 8th house, they may facilitate transformative experiences through intimate connections, helping you rebirth and renew yourself.

❤️ Chiron in the 9th house : Chiron in the 9th house can indicate a need for continuous learning and growth; your partner may inspire you to pursue higher knowledge and wisdom.They may foster a sense of curiosity and wonder, inspiring you to ask questions and seek answers.Their presence could help you recognize the interconnectedness of all things, fostering a sense of oneness and unity with the universe.

❤️ Chiron in the 10th house: Your future spouse might help you discover your life purpose and passion, aligning your career with your soul's mission. Their influence could help you overcome self-doubt and imposter syndrome, recognizing your value and expertise.They might inspire you to redefine success on your own terms, prioritizing fulfillment and happiness over external validation.

❤️ Chiron in the 11th house:Chiron in the 11th house can indicate a need to embrace innovation and progress; your partner may encourage you to think outside the box and pioneer new ideas.They might help you expand your professional and social network, connecting you with like-minded individuals and opportunities.They may help you overcome feelings of isolation or disconnection, integrating you into a larger community.

❤️ Chiron in the 12th house : Chiron in the 12th house can indicate a need to confront and heal subconscious wounds; your partner may support you in this process.They might inspire you to develop greater compassion and empathy, understanding the struggles of others.Their influence could help you recognize and break free from self-sabotaging patterns, releasing limiting beliefs and behaviors.

-----------------✨------------------

Hope you enjoyed ❤️

- Piko ✨

[darcylindbergh]

I've talked a lot about why you should vote AGAINST Trump. No fucking shit, right? But I want to vote FOR something, too.

Kamala Harris hasn't had time yet to put together her platform documents, though no doubt we'll see those in the coming days. But this is a good analysis of where she and Joe Biden stand - and Kamala is more progressive on every front.

Abortion rights: Joe would've restored Roe, but Kamala would expand it to prevent states from limiting access. The pre-clearance measure discussed here is a non-starter but I'd expect Kamala to be looking at how to frame the issue for another try.

Israel and Gaza: it's true that Kamala hasn't broken with Joe publicly about Gaza. However, the article goes on:

Harris hasn’t exactly broken with Biden over the issue. But she has expressed more public sympathy than Biden has over the tens of thousands of Palestinians who have died during Israel’s counterattack. In March, she was one of the earliest high-profile leaders in the administration to call for an immediate temporary cease-fire in March. She also delivered the sharpest rebuke against Israel’s handling of aid flows into Gaza and described the conflict as a “humanitarian catastrophe” for innocent civilians. And privately, she has told Biden and other top officials that the administration needed to take a stronger stance against Netanyahu and focus on a long-term peace to the decades-long conflict, people familiar with her remarks have previously told POLITICO.

Kamala has also declined to preside over the upcoming session of Congress that Netanyahu is speaking at, on invitation by Republicans. She wasn't scheduled to before this, but I think declining now is a clear indicator that her foreign policy will not include the broad support we saw from Joe.

Climte Change: Honestly, the Build Back Better bill was so fucking substantial and incredible I think Kamala would be hard-pressed to do much more. I think Kamala needs to have a solid response ready to the recent Supreme Court decision overturning Chevron, which is the biggest threat to the EPA and other agencies in our lifetimes. (Trump, by the way, would abolish the EPA and the vast majority of environmental protections.)

Student debt relief: She was more progressive earlier, and I expect we'll see many of Joe's relief packages continue expanding.

Similarly:

Free college: Kamala's in full support. I understand Joe's position that students from wealthy families should pay their own way, but I also know from experience that students from wealthy family not immune to financial abuse by controlling parents.

Trade: this is actually a great one to know, because Kamala's hesitance on these trade agreements are related to a) environmental concerns, and b) outsourcing American jobs. Republicans love to lose their shit over outsourcing American jobs. Here's more significance in the trade sphere:

This is going to be a HUGE talking point for your conservative-leaning relatives. Business leaders do not want Trump in office, because the agenda laid out in Project 2025 will make it harder for them to do business - it will make it harder for them to attract global talent, costlier to import and export, and stunt economic growth. Do you know that "undecided" voter who votes red for "fiscal responsibility?" This your talking point. Kamala's platform spends, but in such a way that it will stimulate economic growth and solidify the US as a business leader worldwide.

Artificial Intelligence: I'll let Kamala speak for herself.

“History has shown, in the absence of regulation and strong government oversight, some technology companies choose to prioritize profit over the wellbeing of their customers, the safety of our communities, and the stability of our democracies,” Harris said during her visit to the U.K. for November’s AI Safety Summit.  Last July, during the early days of the White House’s mobilization on AI policy, Harris led a meeting among civil rights, labor and consumer protection groups where she rejected the “false choice” between promoting innovation and protecting the public.

The article also talks about data privacy, where Kamala and Joe are very similar, and animal welfare. Historically, Kamala defended animal welfare protections in CA, but remember that as Attorney General, Kamala's job was to defend the law no matter what her personal feelings were. Biden made some strides here, but many will agree not enough - I think this is a place where Kamala has to tread very carefully because progressives are in favor of more stringent animal welfare protections, but agricultural and rural voters are already a demographic inclined to view progressive agendas negatively, feeling forgotten, misunderstood, and passed over in favor of large cities. It's definitely a weakness for the Dems so I wouldn't expect to hear much about animal welfare as a voting issue.

IN SUM

I'm very happy to vote FOR Kamala, not just against Trump. I think she stands to take stronger action on abortion, stronger action on Israel and Gaza, stronger action on college and student debt relief. I think she'll continue work inherited on environmental protections and infrastructure. I think she will do more to protect LGBTQ+ individuals and unions, as well as standing strong on disability reform and criminal justice reform (yes, I know she was a prosecutor, and I also know that she worked on several important CJ reforms during her time as AG - here's an article about her progressive record as DA).

Remember, there's no such thing as a protest vote. The only people who benefit by third-party voting or choosing not to vote are the far-right.