#hacker tips from me btw

[grubus]

99% sure i oversalted my food, yet i can't taste it

*squints* sus

[linzsaw]

My Monthly Favs What’s in my cup:

Every morning I drink iced coffee made from my one & only Nespresso machine. The past few months I can’t get enough of the double espresso blend, and then I add a bit of whole milk (happy cows only) and sweet cream. I can’t find anything better from Starbucks or anywhere else. Sometimes if I’m craving a hot drink, I’ll head to Dutch Bros for a hot Carmelizer and it is totally worth the cringy 9 minute forced convo with the DB crew. I also start my day with electrolytes, currently in the watermelon flavor. It’s surprisingly really delicious but I miss the Electrolyte Synergy blend that I was drinking for a long time, which has been sold out for almost a year now. :’)

What’s on my plate:

Dinner lately has been the laziest in America. After our trip, Drew & I either have the same ole chicken, rice and veggies, a spicy “mexican bowl” or some form of pasta, usually with Raos Arriabatta sauce. This week we’ve been stuffing our faces with Trader Joe’s frozen meals. We promise to be better next month, but we are really exhausted and the last thing we feel like planning are meals. However, for the last week of December we actually have some things planned for the holiday weekend. On Friday, we’re hitting up the town as we do every year to walk around and see the lights, and find festive little bars to try out new Christmas cocktails. We plan to spend Christmas with just the two of us. For Christmas Eve we are making our annual corn beef, cabbage and carrots because apparently we are super Irish (confirmed by 23&me which btw leaked all my genes to hackers). On Christmas we are having tri-tip, garlic & butter brussel sprouts, and mashed potatoes. The Christmas cookies we’re making this year include White Chocolate Cherry Shortbread cookies, Peanut Butter Blossoms, & Holly Leaves. Okay and now that I’ve told you all that, the Christmas cocktails we decided on this year are The Mistletoe Kiss (a vodka, soda water, rosemary & cranberry drank) and Bad Santa White Russians. I also heard that Moon X Pinot Noir from Trader Joes was really good and lately the Redvolution just isn’t doing it for me.  Let me know if you want any of these recipes, ladies. I will make sure to find GF, DF, and V options. 

What’s on my bookshelf:

I’ve finished two of the Colleen Hoover books, and now I’m reading another one of hers called Verity. It’s kinda depressing but that’s kinda the vibe as of late so I’m into it. 

What’s in my playlist:

We love the Sia Christmas album. It’s so fun and happy. Believe it or not, Andy introduced me to it lol. It’s so good!! Other songs I’ve been into are I remember everything by Zach Bryan and Kacey Musgraves. It reminds me of a family member rn which is very depressing to me. Fun to cry to. Bubble - STAYC, Surround Sound - JID 21 Savage, Baby Tate, Adora Hills - Doja Cat. 

What I’m up to:

Making our house into a winter wonderland of lights. Watching hella hallmark movies. Being seriously lazy, not working out or eating healthy. Walks with Snoop around the park. Mandala scratch off nightscapes. Reading at 3am when I was jetlagged. I had a sleep study this month too, no sleep apnea for me, back to mouth taping! It really does help with quality of sleep for me. You should try it! Also magnesium spray on my feet (shout out to Aly). This has helped with my restless leg syndrome that we’ve all experienced. This weekend, we’re making all our foods and cocktails, going downtown, driving around with hot choc to look at lights, and heading up to Rocky Mountain to hike a bunch of mountains. 

Skincare Saviors:

My skin gets so dry in Colorado, its TERRIBLE. And now that I’m saving for a house, I had to break up with my amazing esthetician, who by the way I stole this template from. I’m obsessed with Dermlogica thanks to her. I use a miscellar water if I wore any make-up. If not, I just double clease with my face wash. In the AM I’ll use my Rosehip Triple C+E Firming  Oil, followed by COSRX snail mucin essence, and a magical mix of calm water gel and intensive moisture balance. 

Love you long time,

Li

[pippin-katz]

Yeah, this could totally work to, that's also a funny way to look at it! Totally down with it! Totally fine with this concept...

BUT!

In defense of the sweetheart that is Charles Rowland, Crystal laughs at him because he uses 80s’ slang! Not because what he means by it doesn't land/work!

Post Writing Note: This turned into an essay, I'm sorry 🥲

“We’ve met psychics before, but none as fit as you.” - Using the word “fit” as a means of calling someone attractive is very dated, and it feels like it. There's some slang from other decades that can be said, knowing and recognizing its' intended era, but still lands as well, if that makes any sense?

I was actually super curious about it and looked up '80s' slang, and almost everything is still commonly used today, that I never knew apparently originated in the 80s'.

Just to name a few of the most common ones, cause a lot of them are used, but these stand out:

Leaving quickly - bounce, split, book it, dip

Descriptors meaning "cool" - awesome, excellent, stellar, wicked

Saying "yes" or agreeing - big time, for sure, I kid you not, most definitely

Emphasis & comparison - like (like, you know, how we add it in the middle of sentences, like, randomly), mad (it was mad hot outside), major (something important, rather than actually large in size), scarf (scarfing down food, not a literal scarf), peg (i didn't peg you as a [blank] person),

Positive descriptors for people/things - BFF, fave, fine, legit, chill

Negative descriptors for people/things - airhead, chicken, harsh, lame

Various phrases - freak out, bite me, clutch (like coming in clutch),

Class & culture related - boy toy, chocoholic, couch potato, hacker, jock, nerd, valley girl

Hip Hop terms - beatbox, dope, hood, hype

This is the list I found BTW if you're wondering.

“It would be a shame if dandelions exploded out of your face. Because I think your face is pretty mint.” - Again, the word “mint” is so weird in today’s context; we don’t really use it to mean appearance or quality anymore, only for like, vintage collectible items like “mint condition”.

“Right, that’s all true. But your case is still our favorite, Crystal.” - Her smile in response to that one is not mocking/pitying like the others, it's genuinely, she seems to think that one was kind of sweet; she knows what he’s doing, but also knows he’s not being ingenuine about it

"I will always hit a demon with a cricket bat for you." - Not even sure if this counts as flirting since he would probably say this platonically anyway, but pretty sure this one is supposed to be worded a little silly to help cheer her up after so much negative emotion.

"He's wrong, you know. You're still pretty damn special." - This could also be said platonically, but looking at it romantically, it doesn't not work; she's just overwhelmed after having an emotional breakdown caused by her demon ex-boyfriend, and they're in the middle of a forest with a ghost-eating mushroom monster on the loose. This not the place, nor do they have the time for "emotional bullshit" as Crystal calls it. It's clear that she's knows he means it, and she's touched by it, which on top of all the other emotions she was feeling was too much for that moment.

Crystal does end up reciprocating, so all of this to say that Charles has rizz! While I think that would be an interesting direction, my heart just cried out when you suggested Charles gets ignored and laughed at. I can't handle more of this boy being made to feel inadequate 😭

Thanks for reading!! If you enjoyed this short essay & would like to support me, you can give me a tip on my Ko-Fi! ☺️

everyone is talking about zero rizz edwin. which is fair. but i would like to raise you: zero rizz charles.

of course everyone loves charles, but when he actively tries to flirt with crystal, she just laughs at him. edwin, on the other hand, has been feeling much bolder ever since the events of port townsend, and has taken to “harmlessly” charming some of the fitter men they encounter on the job. no matter what, charles just can’t seem to replicate it, and most of them ignore charles completely.

obviously, charles’ first instinct is to get protective over edwin. he’s thrilled that his best mate has learned to accept himself, but he can’t shake this sinking, horrid, feeling in his gut whenever edwin gives their newest interviewee a look that he’s never seen before; something flirtatious and absolutely stunning on him.

he’s probably just jealous that everyone likes edwin more right? he’s just not used to his mate being the one doing the charming

[lilolilyr]

(readmore cuts off here btw)

Sources + some other versions of my moodboards for the Bering&Wells meets S.H.I.E.L.D AU, plus a bit of background info! Made for the AU day of beringandwellsappreciationweek, thanks for the idea @galactic-pirates ! :D

I like the above one best because it's just aesthetically pleasing idk xD but it cuts through the w14 image in a kind of weird way because I used the long 1×3 pic on purpose for that so... Didn't turn out to be my final selection bc of that, but it gets the place of honour here!

A bit about the AU:

Honestly, I don't have any clear cut thoughts on this, just many ideas that even contradict each other in parts... Which is why I probably won't write an actual fic for this, but if someone else feels inspired by my idea, feel free to adopt it for yourself!

>>> I'm leaning towards it being a merge instead of a crossover, so warehouse personell in a Marvel-y world, not characters from both worlds. They're still Warehouse Agents, they just have the helicarrier instead of Univille! Or perhaps both, the 'carrier as a mobile unit and the Warehouse to store the masses of artefacts?

If we're vaguely replacing SHIELD characters with Warehouse ones, I think Artie would be the leader (Coulson), Claudia of course the hacker (Skye), Mrs F is Fury... that's where it stops making sense to replace anyone directly

Both Myka and HG work but don't really work as the the pilot and fighter (May), Helena because of Slightly Unhinged vibes, Myka because she could be reluctant to go back in the field after Sam dies on her watch, so she'd have that in common with May... H.G. of course works better as a scientist, but from characteristics she doesn't have a lot in common with the SHIELD ones

>>> On the other hand, a X-over would also be fun!

For starters, Mrs F and Fury and the Regents and the WSC just clashing adsfghjkl

Pete and Tony Stark either getting on great or absolutely despising each other!

Oh, and if we're rly making it Marvel/MCU with all the Avengers characters, Nat and Myka could exchange fighting tips, Clint would steal Helena's grappler to improve an arrow design...

Skye and Claudia would definitely take over the world via computer!

HG could meet Captain America, and bemoan the way they are lost in time together!

>>> Though that brings me to the question: are the Warehouse characters identical to canon, or do their backstories change? I don't want to take Helena's backstory away entirely, she wouldn't be herself if she was just a modern sci-fi woman without the jump forward in time. But maybe she is the equivalent of Captain America in this merge?

Also, I can't decide whether SHIELD should actually exist in some way, or just be replaced by the Warehouse... In canon, it more or less belongs to the FBI, so in this AU the Warehouse could be an even more secret division of the already super secret S.H.I.E.L.D. agency xD

>>> The helicarrier is also definitely problematic (not going into how MCU is problematic in so many ways anyway, bc then we'd still be here tomorrow lol), and I can see the Warehouse regents misusing that power, and that leading to conflict...

More moodboard variants:

This one I also like, kind of more grunge, dark aesthetic... Looks less techy and more like a steampunk-y sci-fi world still in the dangers of an invasion imo

Also I hadn't turned Myka's image yet, and while the original with Maria Hill looks fine as is, somehow the manip just looks weird without tilting her more upright

Aaand a long one:

Image sources:

Myka

Helena

Myka's body (Maria Hill) & background

Helena's background

W13 font

Helicarrier background image

Helicarrier

Warehouse shelves

Warehouse

Warehouse logo

All edits by me :)

If you also want to use SHIELD!Myka and Helena on the Helicarrier, here are the full pics, just credit me/this post if you use them!

I'm pretty sure I still don't have a W13 tag list? On the other hand I actually have a Bering and Wells sideblog @hgwellsmykabering , so if you follow that one you'll probably get all my content anyway :D if someone still wants to get tagged when I post new W13 things, just let me know!

[pekorosu]

just a lil “if ash lived” headcanon that i need to unload somewhere bc i've been holding it in for a long time

- set within the manga ‘verse

- takes place when ash and eiji are in their early 30s... so around the mid 1990s?

- i don’t get the weird animanga trope where older = longer hair, so they’re gonna look the same... maybe with slightly shorter hair bc they get regular haircuts now 

- (note: i've always interpreted long-haired eiji as symbolic of the fact that he couldn't move on from ash’s death)

- ash and eiji will continue living in the states, idk if still in NYC or somewhere else. they’ll move around a lot though.

- ash will mostly remain underground as he had to fake his death after lao’s stab, but he does it in a "hiding in plain sight" kind of way. only a handful of people know he’s still alive.  

- ash spends most of his time on the computer, mostly coding, hacking, being a nerd, among other fun stuff.

- he also takes on “jobs” anonymously, and occasionally from max (who’s still into investigative journalism) when he needs info that can only be obtained through Dubious Means.

- i also like to think that ash's a bit of a hacker robin hood lol. but he isn’t doing it purely out of the goodness of his heart, as part of it is a subconscious need to atone for his “sins” and cleanse the gnawing and persistent feeling of shame that gets amplified when he’s around eiji.

- also whatever he’s up to these days would ofc still be Highly Dangerous and Illegal, but it keeps him busy and would sate the part of him that’s still hungry for adrenaline without him having to engage in stuff like active bloodshed or substance abuse. basically that’s how i imagine he’d try to cope with life the only way he knows.

- eiji continues to do photography and other part time gigs bc he does not like the idea of mooching off ash forever, and he slowly makes a name for himself.

- ash and eiji live together but they are NOT together in a romantic sense... not yet >:)

- therefore eiji will probably date other people in the meantime, which gets a little troublesome bc it's not like he can bring them home to where his secret Very Important Friend is secretly hiding.

- ash will maybe have one-night stands every now and then. or not. idk. this isn’t a very important detail.

- anyway there will be lots of clueless but mutual pining :)

- ash especially, is of the opinion that they should start living separately bc someone will eventually track him down, maybe someone who has a past or present grudge on him. combined with his current activities, it’s only a matter of time before eiji would unwittingly get dragged into his problems again.

- eiji is v adamantly against that plan bc he's sorta developed a debilitating sense of paranoia that ash might just get killed somewhere while he’s not looking. not that ash isn’t paranoid either, but his insecurities often tip the scale over to “eiji is safer away from me” than “with me”.

- basically they’re doing their whole “stay. no, leave. no, stay” dance all over again, but like, dragged out over MANY YEARS.

- you thought eiji’s letter would’ve cleared up any crossed wires? 

- HELL NO

- like yea, there was probably a beautiful honeymoon period of about a year or two after they reunited, before their respective trauma and issues started creeping in and fucking things up again.

- esp on ash’s end, i think he’d engage in a lot of self-sabotage. and eiji is only human, he has his own limits and baggage too.

- there will be a government conspiracy plotline but on a smaller scale compared to canon that i am unfortunately not knowledgeable enough to worldbuild on, but it will probably have something to do with cybercrime/cyberterrorism/stuff like that bc it needs to tie in with ash's hacking shenanigans.

- i've heard that sing ends up becoming some sorta political big shot in yasha? idk, i haven't read it myself, but since china’s rising status was mentioned in GoL i imagine the plot should relate to that somehow.

- therefore sing would also get to be in this story! 

- i guess this means yut-lung would come into the picture at some point as well, and it would be a good opportunity for a redemption arc but i haven’t given it much of a thought bc i’m indifferent to his character orz SORRY.

- look i can’t do plot, but i am basically envisioning a political thriller with a side of slow burn romance (wait, you mean like a rehash of canon?)

- i’m thinking max is the one who kicks off the story by bringing something fishy to ash, and they just end up uncovering more and more and MORE stuff as they keep going.

- so for like 80% of the story, ash and eiji will be separated bc ash will be busy spying or infiltrating something... and being at the center of Plot Things, while max and eiji will be more on the outside dealing with the journalist side of things. i’m fond of max-ash interactions but i’m also REALLY CURIOUS about max-eiji’s dynamic :D

- meanwhile sing will be like, half in and half out i imagine. he's versatile like that lol

- ...i did NOT mean that in a dirty way

- anyway, this will provide ash and eiji ample space to work out their issues separately, as i think living in close quarters for so many years has actually been aggravating them. ofc those issues don’t get 100% resolved by the end, but some time apart from each other to cool off and spend with other people should provide a bit of perspective.

- i want ash to make some NEW FRIENDS (!!!) that are on the same wavelength as him bc there’s only so much that he can tell eiji and i’m sure he gets rather lonely, so there will be OCs that he will meet in the middle of Plot Things.

- ash will get trapped at some point. preferably with sing so they can have a much needed heart-to-heart talk. they’ll have a lot to hash out, ranging from the events in BF, shorter’s and lao’s death, all the way to ash’s love life. 

- btw i like the idea of eiji and sing being close drinking buddies who confide in one another but ash is kinda, justalittle, not very happy about that LOL 

- i mean, it's not like eiji can confide in ash when ash is the topic at hand, ya get me? as for sing, he’s similar to ash in the sense that they live dangerous lives, so i imagine he just finds it nice to be able to hang out with someone mundane like eiji every now and then.

- not to say that ash and sing aren’t talking to each other at all, but i think they’d have a bit of a rift between them. sing probably does feel some resentment, both at ash for killing lao AND at himself bc he knows deep down that given a choice, he would’ve saved ash over his own brother. ash can sense that tortured vibe, so eiji’s like their middle man. AND THAT’S WHY THEY NEED A HEART-TO-HEART TALK

- (SIDE NOTE: i want akira to have a role in this too. i actually have a separate headcanon that happens prior to this story... kinda like an alternate GoL? 

akira goes to the states to visit eiji, but ash is also there, yeah? akira and ash start out sorta prickly with each other bc ash is all weird and standoffish and always cooped up in his room. she probably mistook him as a jobless model mooching off eiji at first since 1) eiji and ibe have never spoken about him back in japan (cuz he’s supposed to be dead), 2) why would eiji be living with some random hot guy? unless they met during one of his photography gigs? right??? 

and then she ends up witnessing them in the middle of a tiff, which makes her not like ash even more bc HOW DARE HE YELL AT POOR OKUMURA-SAN??? UNGRATEFUL JERK!!!

but over the course of her visit, she snoops around learns a bit about their history and gathers hints as to why their r’ship is kinda strained. also ash and akira somehow end up bonding (reluctantly) over their emotional insecurities and part on a friendly rivalry to win over eiji’s affections (which eiji is completely oblivious to. also akira may have been 100% serious but ash was just jokingly playing along with her (OR WAS HE???)). anyway long story short, ash teaches akira some cool tech/IT stuff along the way so that leads to her gaining an interest in the field. 

she won’t be able to do much in this story, but a minor role would be cool :)

 ^ a lighthearted gyoza-making scene amid all the angst)

- (SIDE NOTE #2: i ALSO want cain to feature in this, but bc canon provided very little bg info on him it’s hard for me to figure out where he’d fit. but i suppose that’s precisely why it would be great to include him, since i can just make up my own backstory! lol. for now, i think he should be connected to one of the new OCs to make him more central to the plot. or heck, he can be involved himself! ...yeah, i’m just salty about how cain was treated more like a convenient plot device compared to the other major side characters. we barely know anything about him even though he was one of ash’s most trusted allies. #caindeservedbetter2k20)

- anyway, back to the main story. ash (and his new "friends") barely escape where they’re held hostage. ash would be rusty with combat now as he’s spent the past few years doing only stealth work and being rather sedentary. 

- so there’ll be lotsa old man!ash jokes like them poking fun at him whenever he complains about his back hehe

- when they finally emerge outside they find themselves in the middle of nowhere! they then hijack a passing pickup truck and do a roadtrip back to civilisation. ROAD TRIP FTW

- at this point, quite some time has already passed and ash even has a fuzzy beard and mane and all. he’s standing at the back of the truck with a small smile on his face and the wind blowing in his hair, thinking GONNA GO BACK AND SEE EIJI, MISS HIM LOADS, HELL YEA 

- (bonus: this song and this scene is the catalyst for this entire headcanon btw)

(drew this about a year ago. i was trying to imitate the manga’s art style... and the ash i had in my mind was a little different. i’m too lazy to redraw, but he’s fuzzier now okay! MORE FUZZ! like an actual freakin LION!)

- meanwhile, eiji and max will get into some deep shit around this point? 

- eiji in the pic above was me imagining that the Bad Guys had tossed some damning evidence (eg. severed body part?) on the ground like “ash’s dead/ash’s in a lot of danger now so hand over all the info u have”

- and eiji and max are like. SHOOKETH

- this would be the 3rd time ash has “died” after all, and as they say... 3rd time's the charm...

- eiji almost gives in, but then max spits in their face like fuck no and then... yeah. they get beat up and taken away or something lol

- EDIT: hmm... what if the Bad Guy is someone IN the government, and he uses his power to get eiji and max arrested for aiding and abetting a wanted fugitive (ash). and then ash has to rescue them... JAILBREAK STYLE

- also it might be cool to introduce ash's mom somewhere in this story... maybe SHE'S the villain! mwahaha *drama intensifies*

- anyways they will get saved by ash and gang bc that’s just the way things go, BUT! only on the condition they already made it out at least 80% of the way bc GODDAMN IT👏LET👏EIJI👏BE👏BADASS👏FOR👏ONCE👏 

- (that is, after he overcomes the initial shock of ash possibly being dead again... again...... again............)

- there will ofc be moments of “oh my god, you’re okay” "i thought i lost you...!"

- something like this, because one can never have enough cheesy reunion scenes

- this will eventually lead to REVELATIONS (of the romantic kind, yes) 

- buuuut they will never say "i love you" directly to each other bc ash is too emotionally constipated and eiji is too japanese. it's okay, they will communicate it through heated stares 👀

- i would love for there to be a scene where they have to be separated again for Plot Reasons and ash sorta hesitantly goes all "...will you wait for me?" as a direct parallel to canon!eiji's "i'll be waiting" and it’s like,

- FINALLY! 

- FINALLY!!!!!!!!!! ash has finally allowed himself to ask for this, to let himself want it! 

- and eiji would be like OF COURSE I WILL YOU BIG DUMMY, ALWAYS AND FOREVER

- but i think it'd be hilarious if eiji pops up while ash's in the middle of the final showdown and ash's like WTF I TOLD YOU TO WAIT FOR ME and eiji's like I WAS WORRIED OKAY YOU WERE TAKING SO LONG

- idk how this is supposed to end...

- oh wait! since the plot is government-related, maybe Someone will be able to pull strings to wipe out ash’s criminal record (past and present) and give him a brand new 100% legal identity, as thanks for his efforts? or maybe ash (or sing) just does it himself somewhere along the way LOL. anyway, he’ll be able to start over with a fresh clean slate and finally work on recovery FOR REAL NOW. yes this is a happy ending AND it didn’t require him to go to japan /flips off canon

- ...i realise it’s never going to be that simple but W H A T E V E R

- (also they probably will visit japan in the future with that shiny new passport... gotta meet the in-laws and all y’know)

- who do i gotta pay to write this cheesy self-indulgent fic for me

[empmoniitor]

INSIDER THREAT MANAGEMENT: 05 HOW-TOS FOR DISTANT WORKPLACES

It’s been a long, long time since we all started to commence work directly from our homes, and it doesn’t seem to be ceasing any soon. As the experts suggest, telecommuting is going to be the next normal- making it a mandatory step for all the companies to double-check their security measures.

It is no brainer why employers are worried about letting their staff handle their company data outside the premises. But, here’s a thing- with a few months in hand, the employees did learn how to stay safe from the potential online threats- malware, viruses, hackers, etc. What’s worrisome here is the potential threat that exists offline, the threat to data breaching.

Insider threat management is an inevitable skill that every employer must possess in order to maintain decorum among their remote workforce. Design policies that allow you to define the types of risks that you can identify and detect in your organization. Quickly take appropriate steps to make sure nothing goes out of hand, and the staff takes responsibility for their future actions.

MODERN RISK PAIN POINTS

Insider threat management begins by understanding the types of risks existing in the current workforce. You cannot take charge of the risks that occur due to external forces, for instance, employees using public WiFi, sharing of devices with the family, letting unauthorized devices to connect with their private WiFi, etc.

But you can control the unethical, inappropriate, illegal, or unauthorized actions and behavior of the people working in your organization. Such behavior includes:

✔️ Confidentiality Violations

✔️ Fraud

✔️ Leakage/spillage of sensitive data

✔️ IP (Intellectual Property) theft

✔️ Insider trading

✔️ Violations of Regulatory compliance

As distant workers, we all need access to view, create, manage, and share data as per our assigned tasks without any restrictions as there’s no face-to-face interaction happening. As a result, the employers get limited tools and resources to keep a tab on everything while also meeting the user privacy standards.

Using a third-party service like a monitoring software assists a lot in identifying, tracking, and acting on any such activities beforehand without invading the employees’ privacy. EmpMonitor is one such tool that allows its users to identify risky activities and assists in insider threat management.

EmpMonitor lets an employer in setting the following principles in the premises:

1. Transparency: Introduce transparency in the remote workforce with regular screenshots, browser history, a list of most used apps, etc.

2. Data Security: Keep a tab on the sharing and management of files, and check for the apps and websites your employees usually visit.

3. Productivity: Get a detailed analysis of user activities and productivity graphs and enhance overall output over time.

4. Accountability: Make your staff more accountable for their movements with the accurate records of everything that they do.

BTW, HERE ARE

9 SMART PRODUCTIVITY HACKS TO GET MOST OF WORD DONE

THE EARLY INDICATORS OF AN INSIDER THREAT

There are a handful of ways to determine if any of your employees might pose a risk for your organization. Make sure you observe their actions to pick up the hints (if any):

1. Odd Working Hours: A majority of us have flexible shifts now that we work from home, but that doesn’t account for a day shift employee to check their emails suddenly at midnight. It may or may not be okay once in a while, but the managers must check for any suspicious email exchange if it happens more often.

2. Sharing of Unnecessary Files: Some of us might like sharing our work with our colleagues and friends, but it wouldn’t still make any sense if one does so with irrelevant files. Do not brush that off. The file may contain intricate documents, and before you know, it may get into the wrong hands.

3. Suspicious Online Activities: Insider threat management has a lot to do with what your employees do on the internet, especially during working hours. Look for any website that may sound fishy. Track the kind of links that your employees visit and share.

4. Unexplained Financial Gain: Working with freelancers might explain this situation a bit, but any average employee only gets a financial blow when the company provides them with it. Check for the staff who suddenly seem to be earning more under the table, and may even decide to leave your company.

5. Disagreement with Policies: Anyone who is highly vocal about how much they dislike company policies could possess potential insider threats. They may want to get revenge or change policies through extreme measures. Try to keep a check on the activities of such people.

HOW TO IMPLEMENT INSIDER THREAT MANAGEMENT

Insider threat management is more than staying updated with user activities- it also involves staying prepared for any consequences beforehand. Here’s your guide to maintaining a safe and secure work environment, even when your staff carries out their work from their homes:

1. CREATE SEPARATE OFFICIAL ACCOUNTS

If you want to keep a record of all the exchanged emails and texts, create separate accounts for the employees for their official use. You cannot look into their personal email accounts, so you create one for them that remains official. Apply this for all the other accounts that they create- LinkedIn, Grammarly, Canva, Quora, etc.

Maintain a record for the ID and password for each staff member and do not let anyone else get access to it other than the management and the HRs. This way, you can always check for whatever they are up to during their working hours without interfering with their personal space, and there would not be any privacy issues.

2. INSTALL MONITORING SOFTWARE

Keeping track of your employees is not an easy task, even if you have surveillance cameras on them in the office. Having an employee monitoring tool on their devices will let you get an exact record of their activities and will improve the overall discipline.

Installing such tools is especially wise when letting the staff telecommute. There are various options in the market- one of the best being EmpMonitor. It takes regular screenshots of your staff’s screens and records their activities to present you with graphical data of their productivity. EmpMonitor also gives you a list of browsing history, the most used apps, IP whitelisting, and many more.

3. RESTRICT PERSONAL EMAIL AND SOCIAL MEDIA

Creating separate official accounts is not enough if the management still allows its staff to use their personal accounts. This way, you may never know the source of the information leak as you cannot check their personal IDs. It is, thus, advisable to prohibit the employees from using their personal accounts.

Insider threat management becomes more feasible this way. The chances of phishing and unnecessary data tracking also reduce when not using social media on a device. So it also assists in avoiding potential online as well as offline threats.

BONUS- READ,

TIPS TO MANAGE YOUR (NEW) REMOTE EMPLOYEES

4. IMPLEMENT STRICT POLICIES

Making the rules is one part of the game- implementing them is the real deal. A lot of employers tend to let loose their old employees when caught for unethical behavior. This way, you lower the bars, and the remaining staff stops taking the company policy seriously.

Also, as a matter of fact, not all the old employees stay loyal to their companies, and some of them may be breaching data for long. The only way to find it out is by catching hold of every suspicious employee and taking necessary legal actions on them irrespective of their designation.

5. GET REGULAR UPDATES

Stay updated with the status of every project and task from every single employee. Look for any possible work-theft and find out if an employee seems to spend way more time on their devices as compared to the total work done.

Set a common time for all to send work updates, for instance, in the morning, the lunch hour, and in the evening. Go through the links that the employees visit and the type of content they go through when researching online for any project. Monitoring tools are an easy way for you to do that.

LOOK INTO YOUR EMPLOYEES’ SCREENS AND KEEP A TAB ON THEIR ACTIVITIES IN REAL-TIME WITH EMPMONITOR. GET REGULAR SCREENSHOTS, STATISTICAL PRODUCTIVITY ANALYSIS, INTERNET BROWSING STATUS, AND MANY MORE WITH US.

ALSO READ,

05 BEST WAYS TO MEET DEADLINES WHEN YOU’RE NOT A MORNING PERSON

EVERYTHING YOU NEED TO KNOW ABOUT THE BEST TIMESHEET SOFTWARE

WORKFORCE ANALYTICS: 05 REASONS WHY ENHANCED VISIBILITY HELPS INCREASE YOUR REMOTE TEAMS PRODUCTIVITY

READY FOR A SAFER WORK ENVIRONMENT?

Insider threats are bound to occur in any workforce, and it gets riskier when letting your staff work from their bedrooms, in an unprotected environment for sensitive data. Make sure you follow all the points that I mentioned above to have a secure and transparent work environment. Insider threat management is not a cup of tea, but it is, surely, not as complicated as it sounds. Act before it’s too late.

Did I miss any point? Would you like to add something? Have any doubts or queries? Please let me know in the comments below; I would love to hear from you!

Originally Published On: EmpMonitor

[thirstyfortom]

RFA+V+Saeran meet MC before the party while she is a coffee barista? Maybe she recognizes them and leaves them a little note or something :3 ~ I love your headcanons btw. Also your english is totally fine. Have a nice day ;)

Oh, thank you! Okay, maybe this is silly, but this request made me feel really touched. And I’ll explain why, I remember when I joined tumblr and started reading mm headcanons, I saw a request just like this and it was soooooo good, so freaking cute! I decided I could try to write hcs too and started this humble blog. I never found that headcanon or that blog again, tho :(

So it was so hard to do this, because I kept thinking about that hc, how good it was, and how mine could never get that good. (never compare your writing, children, it’s an endless road of insecurity and self sabotage) But I think in the end these are cute? Hope you like it!

RFA + Saeran and V meeting a barista MC

Zen

He thought about getting some coffee before a morning rehearsal

And there’s this coffee shop on his way to work. Perfect!

He walks in and you immediately look at him. No… Zen? H-here? Did he find you? No, he couldn’t, your profile pic is not that good and…

“Uhm… excuse me? Lady?” he tries to get your attention, you’re taken aback. He chuckles, yes, this is a normal reaction for women when they see him.

Then you proceed to take his order and you keep glancing at him. Well, he’s used to it, but this barista is really cute…

“I really liked ‘Promiscuous Jalapeno’” you say and smile cheerfully. “Oh… so you’re a fan? Thank you!”

“Yes! Can I get an autograph, please?” oh, usually his fans ask for pictures with him… You’re really different, ain’t you?

“What’s your name?” “Hum… you don’t need to put my name, just write… ‘With love, Zen.’” He blushes a little, what’s with him? He does this all the time.

“Here you go, sweetie.” He hands you the napkin he wrote the autograph and you hand him his order. “I can’t wait for your next musical!” you say as he gets out of the shop, he turns and smiles.

He’s smiling to himself, what an interesting girl… no, forget about her, what about MC?

Then he sees the little note on it: “I couldn’t ask for a photo now, I would rather do at the party when we’re alone. With love, MC.”

He wants to go back, but he’s pretty late for work. Oh well… guess he will have to drop by again tomorrow, and the next day too, and the next…

Yoosung

He was on his way to college and needed some caffeine after putting an all nighter playing LOLOL.

You see those violet eyes and immediately smile. Oh my god… what are the chances? Hum, this should be fun…

You get his order and keep smiling the whole time. Okay, he knows the people who work here are usually nice, but you are on a whole another level.

Or maybe there is something in his face? Oh no… so embarrassing! He looks like a fool in front of such a cute girl…

“I couldn’t help but notice, is this a LOLOL bottom in your hoodie?” “Wh-what? Oh… yes! Yes, it is!” Oh, there’s nothing wrong with his face, thank god.

“Do you… do you like LOLOL?” “Oh yeah, I’m ranked #12 in the shooting star server.” “WHOA, SERIOUSLY? I… play there too.” “Cool, are you having problems with that Superman Yoosung too? I gotta say, that guy is good!” OH. MY. GOD!

“Yeah…” he just chuckles, he doesn’t know what to say, he wants to yell “It’s me! It’s me!” but he’s too embarrassed.

You also want to yell “It’s me!” but it would ruin the fun, so you just hand his order and tell him “Good luck with LOLOL!” he’s so flustered he just waves to you as he walks away.

Wow, you’re amazing! And so cute… wait! He shouldn’t be thinking like this, he’s already talking to MC in the chat room… oh, but she’s probably into Zen anyway…

He’s on the bus stop when he sees the note: “LOLOL is fun, but I hope this helps you focus on your studies. Go get’em, Superman Yoosung! ~MC”

He immediately pops in the chat room: “Oh my god, MC! Why didn’t you say anything?” “Meh, it wouldn’t be that fun, right? I like your hoodie, by the way.” You bet he needs that coffee to focus after that…

Jaehee

She drops by this cute coffee shop on her way to C & R. Well, this wouldn’t take long and… tbh, she’s not that worried with C & R as she used to be…

She admires the decoration in the place, and finds this smiley barista staring at her.

You want to greet her and tell her who you are, but nah… her face when she recognizes you in the RFA party will be really cute to watch.

“Did you like the decoration, miss?” “Yes, everything here is so cozy! Your boss have a good taste!”

“She does, it’s a shame she’s selling this place…” “Oh, she is?” you can only imagine all the thoughts she’s having right now, considering your last conversations in the chat room and can’t hold back a chuckle, which she thinks a little… odd.

She watches with attention as you prepare her coffee, you notice and explain to her the grounds you used, the techniques, she’s extremely interested.

“Here you go, miss.” “Thank you! Oh… I should get something to Mr. Han too…” Yes… she almost forgot about Jumin…

You hand hers and Jumin’s coffee. “Have a good day at work, miss!” you smile,oh… what a weird familiar sensation.

Yes, there’s something about you that’s really familiar… almost like… MC? No… it can’t be, you would have say something if it was you, right?

“Assistant Kang, why does my coffee says ‘go easy on Jaehee, okay?’?” she looks puzzled, than she notices hers has a little note too: “I bet your coffee tastes better, but enjoy this! I’m always rooting for you! ~MC”

She smiles for the rest of the day, so many thoughts running in her mind… especially that little fact you shared about the coffee shop being up for sale…

Jumin

He’s there to prove a point, okay? Zen teased him about always making Jaehee doing the simplest tasks for him, he probably couldn’t even get a coffee by himself!

Well, challenge accepted! But as he steps into the coffee shop, he regrets it. How… how does this even work? Do they come to you or…?

You can’t believe what your eyes are seeing. Is that man over there Jumin Han? Well, judging from his fancy clothes and completely lost, yet very stoic expression, it can only be him!

“Sir?” you go to him, “can I help you?”  “Yes, I would like to…” “Oh, follow me to the balcony, please.” Hum, so that’s how it works, he has to go to you… still, how considerate of you to go to him…

“What do you recommend?” you tell him and he asks for that, you smile and he feels… really amused.

When you hand him his order, you notice he’s uncomfortable, as if he wants to say something. “Can I get you anything else, sir?”

“Yes, I… I need to take a picture, but my photos keep getting blurred, can you take it for me?” Jesus Christ, you want to hug this man! Control yourself, MC!

“Of course” he hands you his phone and you take a picture of him holding his order, hoping he doesn’t notice your little note.

And he doesn’t, as he thanks you and walks away leaving a veeery generous tip to you, you’re not sure if he’s paying that much because of your extra service or because he has no idea how much he should pay.

He notices the note when he’s in his car: “I hope you’ll let me take a lot more pictures of you, maybe of us? ~MC” he chuckles and suddenly feels really hot.

“Driver Kim, make sure to stop by this shop every morning from now on.”

Saeyoung

He knows where you work, and he really wanted to see you. He was worried after the hacker attacked the chat room.

He doesn’t share selfies of him in the chat room, so he should be fine.

As soon as he walks in, his phone rings. Shit, it’s Vanderwood! Did them already notice he went out of his house?

You listen to this voice and turn your head to see this cute red haired guy with colorful glasses. Oh my… could It be…? Yes, that’s definitely his voice!

“Hi! Do you have Dr. Pepper here?” yep, it’s definitely him, and he’s definitely teasing you. Oh well, let the games begin!

“We do not, sorry. But we have this new latte with honey. Do you like honey?” As in Honey Budha Chips? Sure… wait!

He’s staring at you. Do you…? No, how could you know? He’s pretty sure he never sent any photo of him in the chat room.

He’s feeling a little embarrassed at the way you look at him, oh shit! This was a bad idea, wasn’t it? Yeah, he shouldn’t feel like this when you look at him.

“Can I get a name for the order?” “Uhm… Tom.” “What a cool friendly name!” you tell him and smile innocently. “Here you go, Tom!” Oh… maybe you don’t know it’s him after all.

Well, that was close… and he thought he would feel better and able to focus if he saw you like that? Well, bad bad mistake, 707…

At least you didn’t know it was him, and… wait… “I know you’re worried, but I’m fine, as you saw for yourself. Now go back to defend justice, God Seven! ~606”

He should feel worried that you actually recognized him, but right now… all he can do is smile.

Saeran

He knows where you work, he just wanted to make sure his target is behaving and not doing anything stupid that could ruin his plans

Oh, and they serve sorbet here, cool!

You spot this weird guy with this grumpy expression… where do you know him from? Think, MC, think!

Ugh… it’s so frustrating seeing such a familiar face and not being able to tell why.

“Cool tattoo.” You tell him as you make his order. He just nods. That tattoo… you saw it before!

He notices you keep staring curiously at him. What could you possibly be thinking?

Oh, the tattoo! This eye… yes! It was in that weird email Jaehee was talking about in the chat room. Mint Eye or… something like this…

Shit! He knew sending that picture when he was trying to convince you he was not a creepy was a bad idea. But he thought he was so well disguised… or maybe he underestimated you…

Call it intuition, 6th sense, whatever… you just knew! This guy was Unknown!

You weren’t afraid, he wouldn’t do anything with all these people around, and he should know you aren’t scared of him.

So you calmly hand his order and tell him to have a nice day. Okay… that was just a weird vibe, you probably didn’t suspect a thing.

Then he saw the note as he got into his car. “Why did you never text me back? Are you afraid? You should be… ~MC”

He couldn’t tell what he was feeling. It should be anger, but for some reason, he wasn’t angry, he was amused… You were very cute thinking you could threat him like that.

He grins, yes, he is definitely making you pay for defying him like this when he takes you to paradise.

V

He stopped by this cozy coffee shop before going to the airport.

Seven told him where you worked, but he genuinely didn’t remember. Yes, so much was going on, and he was so worried for you staying in that apartment, your job was just a detail he completely forgot.

Of course you noticed this really handsome customer with blue hair. How could you not notice?

But he looked familiar… this blue hair… so unique and beautiful… where have you seen it before?

V? Well, you couldn’t see much from his profile pic, but yes… it looked like this guy standing in front of you, waiting for you to take his order…

He smiles softly as you apologize for spacing out. He even asks if you’re feeling well… yes, it’s him! You’re pretty sure!

“Cool camera! Is that a Nikon D5300?” you’ve been studying to exchange emails with his friend Rui, you really want him at the party since he’s V’s friend. “Yes, it is! Do you like photography?”

“ I do!” “Well, I just take pictures as a hobby.” Modest son of a bitch… “If you’re interested, you should check Rui’s work, he’s really good.”

“I hear that V guy is pretty good too. Have you heard about him?” Wow, you were cute… he couldn’t hold back his arousal from you saying you liked his work.

“I’m pretty sure he would like to take pictures of you, you would be a perfect model!” you blush, oh shit! You thought you were in the control here? Bless your soul…

You hand his order and watch him walk away, almost regretting for your silly note.

That he only sees when he’s about to catch the plane: “You shouldn’t be so modest, I bet you can make even me look good in a photo. ~MC”

He laughs softly, yes, he’s been so worried he almost forgot how sweet the new RFA member is.

Now he can’t wait for the party, maybe everything will be solved until then and he’ll be able to talk to you… and take lots of photos of you.

[mysmesomefluff]

omgomg for the one thing 6,15 or 30 for Saeran?? I can't decide 🤔 btw I love your writing so much it's 100/10 👌👌

6: a kiss of relief

A/N: Aww, thank you anon! :) Hope you like this one!

I’ll be doing 15 next because another anon requested it too. :D (15: a hope-we-don’t-get caught kiss)

“Out of the way! Move!”

Crowds of people standing about in the hallway were shoved roughly aside by a man who was currently barreling through them, his face looking like hell. His angry red hair was a big mess, the tips dripping with perspiration. His tank top was drenched in his sweat, droplets of it sliding down the sides of his face and the back of his neck.

There were comments of protest and disgust coming from the people he pushed past, but he could barely hear them over the sound of his throbbing heart hammering painfully against his tight, constricted ribcage. He was panting, gasping for air because he had just sprinted the whole way here. He hadn’t run like that in a long time. Nor had he been so frightened or frantic since back then, when he thought Saeyoung wouldn’t come back for him.

He had gotten the news just a couple minutes ago, over the phone. Because he was your emergency contact and he had been the first person they called.

All that had managed to sink into his head was “car accident” and “hospital” before he felt all the blood drain from his face. Something in him snapped, the worst immediately springing to mind. Thoughts of you lying motionless on the road, a pool of blood underneath your lifeless body. Thoughts of you with blood trailing down the side of your mouth, your limbs twisted in odd, unnatural angles.

Thoughts of you not breathing, covered in a white sheet.

And… thoughts of you leaving him for good. Without even a goodbye.

He had nearly thrown up, his knees giving way as he collapsed to the floor when the world around him darkened for a moment. No, no, no. This couldn’t be happening, not when he had just found you, not when he had so many more things he wanted to do with you. He had even made a list of it in his head, and he wasn’t even halfway done. You couldn’t leave him like this.

Crippling fear then turned into desperation, and with a strangled cry in the back of his throat, tears starting to spill over his cheeks, he had sprinted out the door.

He had to get to you.

And now, here he was, finally at the ward where you reportedly were. His hand was on the cool metal handle, but he hesitated just for a second, afraid that he wouldn’t like what he would see. Afraid that once he walked past this door, he would have to face the reality that he was alone again, that you too, had abandoned him for good, and that he would have to live the rest of his miserable life without you in it.

Shaking those thoughts aside, he burst through the door, his noisy entrance startling some of the other patients in the ward, as well as their visitors. He scanned the ward frantically, checking to see where you were.

It was the patient at the end of the room that caught his eye.

His eyes found familiar ones. Wide, blinking, moving.

Alive.

And without another moment to lose, he was striding over to your bed, not even giving you time to say his name before he wrapped his arms around you in a hug, one that stole your breath away, quite literally.

You were about to protest because the numerous scratches along your arms and face hurt with the amount of pressure he was applying with his tight embrace, but then his shoulders began to shake. For a moment you were confused, until you registered the moisture that was building on your sleeve, and heard the sounds of his muffled sobbing.

You didn’t say anything. You couldn’t. All you could do was hug him back, squeeze him with all your might, assure him that you were alive, that you were safe, and that you were still here, with him. Tears pricked your eyes, the ordeal you had been through earlier, the fear that you would never wake up again when you lost consciousness, and the guilt for giving Saeran such a huge scare hitting you all at once.

You tried to hold them in, only allowing two or three to slide down your cheek as you buried your face in his clothes, fisting your fingers in his hair. His skin was sticky and he smelled of perspiration, but you didn’t care.

Both of you were together now, and that was all that mattered.

And then Saeran pulled away, allowing you full view of his tear-streaked face. You wiped them away with your thumbs, while he cupped your face in his cold hands, his fingers ghosting over the little cuts on your cheek and chin. His gaze came to rest on the bandages that had been wrapped around your head, covering your temples and forehead. You saw fear in his eyes, mind-numbing fear, but slowly something else mixed in with it, replacing it little by little.

Relief.

There wasn’t a need for words. Not now.

With his hand at the nape of your neck, he yanked you forward, crashing your lips roughly against his. It wasn’t the gentle, tender Saeran you normally knew. This was the Saeran you knew when he woke up shaking from a nightmare he had, the Saeran who would punch the wall with his bare fists, crying when he was having another bout of torture by memories of his dark past.

This was the Saeran who was deathly frightened of ever losing you, of ever letting you slip past the crevices of his fingers.

He had lost enough in his lifetime, after all. You knew he couldn’t bear losing you either, in the same way you would never be able to bear losing him.

He was cradling you in his arms now, tears sliding in between your cheeks as he cried, kissing you over and over, fiercely, roughly. You could taste the the salty tang of his tears on his lips. Teeth nipped at your lips, biting, pulling. His tongue slid in between your parted lips, moving against yours sensually, dominating you completely. You tried to pull away, suddenly realising that you needed air, but he didn’t let go. Caging you with his strong arms, he prevented you from moving away and began sucking on your tongue harshly, making you moan into his mouth. Your mind went blank then, allowing him to do as he wished with you, because you knew he needed to be sure of you, to really know that you were real, here, and that this was not a dream.

It was only when the both of you were truly in desperate need for air that you broke apart with a gasp, both panting heavily, but still holding each other in a tight embrace. There were other people in the ward, and you could feel stares on the both of you, likely stares of disgust and disbelief for doing something as brazen as this in a hospital of all places, but you could care less about that.

“You okay?” you asked hoarsely, running your fingers through his hair. You knew he liked it when you did it. It was calming, soothing for him.

“I will be,” he admitted, his voice muffled against your shoulder. “I’m just… When I got the call, I thought that maybe you had– I thought I’d lost you, and I…”

“Shh,” you shushed him, pressing a kiss to his cheek. “I’m here,” you murmured in his ear, making sure he could hear you crystal clear. “I’m safe. And we’re together now. Sorry for scaring you like that.”

“What happened?”

“I got knocked down by a car. Drunk driver. But, thankfully someone close to me managed to push me away in time so I avoided the worst of the impact. Could have died– I mean, I’m fine. Got away with just a few scratches,” you rambled on, regretting the use of that word, with Saeran being so sensitive right now.

“That motherfuc–”

“It’s okay, Saeran.”

“How can it be okay? That person nearly killed you! Or could have someone else! I’ll kill that fucker if it’s the last thing I do–”

“Saeran, look at me,” you cut in, pressing your hands on either sides of his face and forcing him to face you. “He’s with the police now. Let them handle it.”

“The police,” he repeated with an eyeroll. “Of course. Count on them to do everything right, like let criminals get off scot-free.” He was speaking from past experience, back when he was a hacker at Mint Eye.

“Saeran, please. I’m right here. Isn’t that what matters? That we’re together? Safe?”

His eyes softened then, and he averted your eyes, hanging his head in shame. “Sorry,” he mumbled. “I got carried away.”

“It’s okay. You’re just upset right now.”

He made a dismissive grunt at that, emitting a long sigh. Then he asked the inevitable. “Are you hurting anywhere? In any pain at all?”

“Saeran, I’m really fine,” you insisted with a chuckle. You had been waiting for him to ask this, because obviously he would shoot you a bunch of questions about whether you were feeling alright and doubt your positive answers too. Your lighthearted reply only made him frown, so you added in the most convincing voice you could muster, “The doctor said I can go home after a quick check-up. Just needed to check for a concussion, since I did pass out earlier.”

He still looked unconvinced, and in response you cheekily poked at the creases on his forehead. “You should really stop worrying. I’m fine. I promise.”

“I know. I just can’t help it,” he muttered, balling his hands into fists. You noticed the slight tremor going down his arm, and you placed a hand over his fist, raising it to your lips to plant a kiss on his knuckles.

“It’s okay, Saeran. Everything will be fine. I’ll go home with you once the doctor gives the green light. Does that sound good?”

“Yeah, it does,” he nodded, his shoulders finally sagging, relieved from all the tension from earlier. “I’ll need to do a thorough check up for you when we get home though,” he added under his breath, shooting you a flat glare. He was probably kind of peeved because of the huge scare he had gotten, even if it wasn’t your fault.

Well… you weren’t about to complain though. “Be sure to make it a thorough one,” you said with a smirk, prompting his lips to curl up into one as well, while his pupils dilated ever so slightly.

“I’ll make sure of it,” he promised, and you felt a delightful shiver go down your spine at the look in his eyes.

Oh, what you would give to get home right this instant.

[loflol]

Kdrama recs

some kdrama recs and just my thoughts. Scroll to ending for only names of the kdramas

Most of these kdramas are fairly new and the actors are fairly young (no lead over 30) because that’s just my taste in kdramas...? 

Strong woman Do Bong Soon

10/10 would recommend, funny af, Park hyung sik is our favorite extra™  smol bean and Park Bo young is our favorite superhero who puts a lot of people in the hospital (it’s okay though). And then there’s Jisoo who’ll make us cry once again bc he just always does (I didn’t actually cry though but a lot of other people did)

EXTRA:

Most fluffy romantic dates ever?

Transexuell character who steals every scene? (He’s only in the last episodes though :(((()(he says “I’m  a lady!” once)

Gay characters?

 (commenters on viki are hilarious af btw)

  Pinocchio

Favorite series ever bc my tears are still streaming down my face. Strongly recommend. Everyone should watch this show, especially if you want a good cry. I swear to god, I cried three times during just the first episode and I NEVER cry during the first episode

Lee Jong Suk is perfect as always and plays a witty character with high IQ and Park Shin Hye is just Park Shin Hye, there’s nothing more to say about that. Addictive af.

 (I think there was only 2 episodes where I didn’t cry)

  Doctor stranger

Lee Jung Suk is back again(bc he’s my favorite actor so just deal with it) and once again you’ll probs cry during the first episode. This series kinda throws you through an emotional rollercoaster and is highly addictive (aren’t all kdramas though??)

Lee Jong suk plays Park Hoon who escapes from North korea after having been captured (?) there for most of his youth, during his time there he was thought to become a surgeon and then shit happens. The surgeries (even though fake) will probably leave you with goosebumps ad tears

 (His hair during the time when he’s finally back in south korea is amazing and I support it 100% but  please don’t fight me on this bc i’m not very strong)

 This show is really good but i don’t really like the ending, but still really worth the time!

 Small tip: Don’t eat while watching (I did, but whatever)

  The Heirs

First kdrama I ever watched and i was forever hooked. This is the typical rich boy, poor girl kdrama with a love triangle and second lead syndrome and maybe you’ll cry because of it. Don’t forget the awkward (but precious) english and the wrist graps.  Lee Min Ho, Park Shin Hye and Kim Woo Bin are in it and do you really have to say more? And Park Hyung Sik is also in it and his role is funny af and i love him, and then there’s CNBlue’s Kang Min Hyuk who plays an adorable character who deserves more recognition

 This show is either super angsty or pure crack depending on how you see it.

 ~ LooOOvEEeeE iS ThEe MooOOMEEEEEEEEEEenT~

  The Legend Of The Blue Sea

i’m still laughing and crying and everything else because here you once again got an amazing show and amazing characters and wow, I love this series sooooo much. If you like mermaids, fate and conmen then this is the show for you. Here we have Lee Min Ho who is more amazing than usual (and his hair is probably at it’s peak in this series according to me) and then we have Jun Ji Hyun who’s brilliant in her acting (as expected) and we also have CROSS GENE’s Shin Won Ho who plays a nerdy quiet hacker and i absolutely love him in this series

 I know i’m bad at reviews but just watch this show

  School 2015: Who are you

This show…. Just, prepare for the biggest second lead syndrome ever. This show also has bullying, and a suicide attempt while also having a mystery. It’s still a high school drama though.  The first episodes are really addictive but i’m still kinda mad about the ending, it’s still worth watching of course. Here you’ll also find BtoB’s Yook Sung Jae, and let me just tell you; He’ll make you cry. The lead is Kim So Hyun and she is amazing, and there’s also Nam Joo Hyuk.

 tbh, I don’t really remember much of this series, it’s good but it’s not the best

  Page turner

Okay, so this series is perfect if you want some drama during just a short time. It’s only three episodes long but manages to still be amazing. Ji Soo plays his role outstanding, like, he’s just amazing in this series, and it’s really different from all his other works. Then there’s once again Kim So Hyun in the lead who plays a piano player who comes in an accident. Shin Jae Ha holds the last main and some people don’t like his character in this drama but i’m still kinda crying because of him??

 Cheer up! (Sassy Go Go)

Okay, so I liked this series, it’s certainly not the best according to me but still totally worth the watch. It’s a cheerleader drama but it deals with some heavy issues, that can be portrayed a bit wrongly, I still think they did an amazing work with dealing with them, but if you watch on viki, then don’t have comments on in the end because they’re kinda horrible.

This show made me cry, not as much as Pinocchio or Doctor stranger but still. The second lead syndrome is kinda big in this one as well. We have Jung Eun Ji, Lee Won Keun and Ji Soo in the leads and then there’s also Vixx’s N.

 The show contains self harm and an attempted suicide.

  ---

 since i’m still new to kdrama i haven’t been able to finish anymore than these (I started watching around a month ago and this up here is literally around 100 hours so don’t judge me too much) here’s a list of all the other kdramas i’ve started but not finished

 My love from the star

Aliens and amazing, perfect leads

 Suspicious partner

Okay, so this show is amazing and you should already be watching it, it’s on air right now

 I hear your voice

Really good, Lee Jong Suk is in it so what do you expect

 School 2013

So this is Kim Woo Bin and Lee Jong Suk and it’s supposed to have the best bromance ever witnessed in the history of kdramas so give it a try

 W - Two worlds

This one is really interesting and once again we have Lee Jong Suk who plays a cartoon character in a famous webtoon, but when the creator tries to kill off Lee Jong Suk’s characters life shit happens. This one is actually kinda sad as well but it’s also really really funny

 Orange marmalade

Vampires if you like that (I didn’t but I didn’t give it a real chance)

 Good Doctor

This show is definitely worth the watch, it’s painful to watch, not because it’s bad, but because the main character deals with Autism while trying to be a doctor. It’s a very sad story as far as I’ve watched it, but it’s really wonderful

 Healer

So this one is really good if you like action, i’ve almost finished it so just give this one a try

 Descendants Of The Sun

Military and doctors, this series is really good and emotional. The leads are also really good.

 The Best Hit

Also still on air, good series but kinda cracky? One of the leads are an old (but young) kpop idol and one of them is a trainee who doesn’t succeed. But he has rap in an episode which is perfect and i’m not sure of many times i replayed it

 Moorim school

This one is kinda good but i cringed too much that i kinda gave up, it’s still good though and it’s a fantasy story I guess, and one of the main leads are Vixx’s Hongbin so worth checking out

 Goblin

Okay so this one is a story you should actually really check out since a lot of people love it, I wasn’t the biggest fan though but I didn’t really give it a real chance

 Yong Pal

Loved the beginning, once again there’s doctors but not really doctors, and i absolutely adored the first five episodes but then it got kinda dragged out and i had school and everything, but also totally worth checking out, it’s good, i promise

 Doctors

this one was a bit confusing and I didn’t even finish the first episode but it’s worth checking out, Park Shin Hye is in it so…

 Cheese In The Trap

I got stalker vibes from it but a lot of people love it, so check it out

 Blood

Also vampires but I don’t really know much more than that

 Innocent Man

This one is about revenge i think, but i’m not sure as always, didn’t watch much of it

 Dream High idk

kinda liked the beginning but became bored, is about trainees i guess but there’s also drama and shit

 Hi! school: Love on

didn’t finish the first episode but it’s an angel in it I think, I don’t really remember anything

     TOP RECS (Finished kdramas)

 Pinocchio

Strong woman Do Bong Soon

The legend of the blue sea

Doctor stranger

 Cheer up (Sassy go go)

Heirs

Page turner

School 2015: Who are you

 TOP RECS (Unfinished kdramas)

 Suspicious partner

My from the star

Healer

W- Two worlds

The best hit

Descendants of the sun

 School 2013

I hear your voice

Good doctor

Yong pal

Innocent man

 TOP RECS (A lot of people loved it, but i didn’t really give it a try)

 Cheese in the trap

Goblin

 TOP RECS (the idk)

 Dream High

Hi! school: Love on

Orange mermalade

Blood

Moorim school

  I’ll probably make a more serious one somewhere in the future 

[sjwwidowmaker]

aaa hi!!! could i get a symbra fic..i love symbra sm hfdjkhkjdh ur rlly cool btw!!!

hiya!!! thank u for the request!!! i love symbra too ^-^ also!!! thank u so much!!! im actually a huge dork tho :p i hope u like it!!

—

“Why don’t you give them legs?” Sombra asked, leaning over the white desk, elbows resting on the smooth surface.

Looking up from her current hard light device resting on the table, Satya looked up towards her girlfriend, her grin reminding her of a cat.

“I don’t understand,” Satya replied, eyes trailing from the hackers towards her device again, as eye contact was not one of her strong forts. Sombra understood, however, and it didn’t bother her.

“Your little zappers, you know?” Sombra gestured her hands in the shape of a circle, standing up straight at the edge of the desk, her grin never leaving her face.

Oh, Satya realized, she meant her turrets. Give them legs? She smiled, imaging the little things following Sombra around like ducklings. With a laugh, she covered her mouth with the side of her hand and replied.

“That would be ridiculous, Sombra.”

“Oh, no, I saw you smile,” the hacker laughed, stepping to the side to run her fingers over the papers stacked along the side of her desk.“ They could be like, little babies, you know?”

“You just want the attention,” Satya twisted in her chair to watch Sombra, her hands left the device on her desk to rest in her lap.

“You got me there, sweet heart,” Sombra grinned.“ You’re never around anymore, you know? I get lonelyy.”

Lonely, huh? Satya frowned, fiddling with the fabric of her dress. She supposed she’d been working overtime recently, however, Winston was very appreciative of the help.

Sombra could practically see the gears turning in her girlfriends head, her grin now replaced by a soft, genuine smile as she watched Satya.

“Why don’t you help me, then?” Satya finally replied, giving Sombra a smile in return.“ We’ll give them legs together.”

With a bark of laughter, Sombra leaned over to peck the architech on the lips.

“Oh, baby, I would love to spend that time with you,” she said, pulling back, obviously pleased with herself.

“I know,” Satya replied, bopping the tip of Sombras nose with her finger, a playful grin upon her face.

[heliosfinance]

10 #Money Tips For Ya

Y’all asked for more real-life stories like our #money motivations from last week, so today we deliver up another plate full :)

Only this time around, we focus on money #tips. (Why do I keep #hashtagging everything?)

I always keep a folder of great ideas when I see them in comments or emails, so here’s a smattering of them all for your perusal today. Share your own down in the comments below, and maybe we’ll make you famous in the next round!

Always be learning, baby…

******

The Rounder-Upper

I use a spreadsheet and write down every time I spend, but instead of writing $135.77, I write $150. I like round numbers, and these little rounding ups cause me to always have more money in my account than I think I do =)

— Tessa C.

******

The Coin Scatterer

When I was four or five years old I had a hack for saving my allowance. I would get my allowance in coins and I would scatter the coins in my underwear drawer, then mix everything up. Whenever I wanted to buy something I would go searching through my underwear drawer.

Finding the coins would take some doing (and I never knew if not finding any meant that they were all gone or I just hadn’t looked hard enough!), and as a result how much I searched depended on how badly I wanted whatever I was thinking of buying.

If I couldn’t find enough money, I would toss it all back and mix it up again! This not only made saving (sort of) automatic, but it also helped me set my priorities.

— Les

******

The Store Walk-Arounder

My way to get over buying stuff is that I pick up what I like in a store, and then I walk around the store with it. In my mind I am convincing myself that it’s already purchased and it’s now mine.

Usually if I walk around with it for about 15 minutes or so, it looses its grip it has on me and suddenly I don’t like it as much anymore.

It is the feeling of owning something, the feeling of “this is mine” that makes me lose interest in the item. The same way that when we buy an item and bring it home, it is suddenly not as important and it ends up sitting in a corner without much attention after a day or so.

So, I just come to this feeling first without having to buy the item, just by walking around the store with it for a while.

— Sandy

******

The Inheritance Preserver

(written from an “old-school, New England WASP family money” perspective)

In my family for generations (and I’m talking about family going back to the mid 1800’s, with trusts still in place based on handwritten wills), inheritance is to be preserved and passed down to the next generation. Live it up with the investment income but make sure the principal is preserved and keeps up with inflation so it can be passed down intact to the next generation.

This means no debt payment, no going wild and buying anything the first year, no funding Roths or IRA, etc. Your daily life is to be funded from your own generated salary. It means investing the entire inheritance and using the investment income ONLY for the rest of your life, where you then pass it down the family chain.

(My ancestors are probably rolling in their graves, btw, at the fact that I am publicly discussing money! It is uncouth and “just not done!”)

— Libby

******

The Library Fine Hacker

Check with your library and see if they have a program called something like “Read Down Your Fines”. My library system lets you and your family come into the library and sit and read (together or alone) and they take off something like $5/hour from your fines. It’s to encourage families not to stop using the library if they forget to return some books once a while!

— Samantha

******

The Hail Capitalizer

Hail storms present excellent car buying opportunities if you care more about mechanical integrity than cosmetics. I picked up an ’07 Accord with low miles for about 40% off ($5,500 vs just over $9,000 blue book at the time, paid off over an 18-month 0% credit card promotion to maintain a cash buffer for maintenance).

The car was ‘totaled’ by the insurance company and has a salvage title solely because of the hail damage, which is noticeable only when the car is clean and shiny (a rarity in New England). I brought it to my mechanic for the pre-purchase inspection (probably the most important part of buying any used vehicle, anywhere) and learned he too drives hail-damaged, salvage-titled cars exclusively. In fact, his wife drives a late model Porsche Cayenne with a few hail dings they picked up at an insurance auction!

We tell people the golf ball motif improves gas mileage, and I am now considering the license plate ‘HAIL-YEA’. I pay lots of attention to the vehicle’s mechanical bits, and have been pleasantly surprised by how refreshing it is to not care about the appearance. It’s a tool to get from A to B and save a bunch of money in the process.

— k.Jam

******

The Odd Day Avoider

I use the ‘odd days off’ rule (no spending on odd days of the month!) and it has made a big difference. Not just on my budget, but on the way I view money overall. I was surprised at how often I *needed* to run to the store for something, when I was really just bored.

— Felicia

******

The Anti-Budget Budgeter

I’m a big fan of the Anti-Budget that Paula Pant talks about. Save your desired percentage off the top, and don’t fret so much about where the rest gets spent. If I spend $200 on groceries or $200 on restaurants, who cares? It was allocated to be spent anyway!

— Jover

******

The Money Comparer

One of my favorite lines is, “What else can I buy with this money?”

If the purse is $2,000, that’s $2,000 that could’ve purchased 20 pairs of shoes, 111 shares of Under Armour stock, 200 burrito bowls from Chipotle (plus guac) or $8,000 towards your child’s college education ($2k x 7% rate of return x 20 years).

After this quick analysis, I usually find that I would be happier holding onto my money and using it elsewhere.

— Anonymous

******

The Lazy Saver

I think it’s about time I comment and thank you for pointing me to Digit! I still have a lot of work to do when it comes to my finances, but using this app has given me the confidence to at least start. I’ve save almost $3,000 in seven months! I think that’s more than I’ve EVER had in savings.

— Johnna

(Editor’s note: as of January of this year the total amount saved from readers of this blog using Digit was exactly $4,608,568.32. As of yesterday it was $7,472,406.78!)  

So there you have it! Our community is the smartest people in the world ;)

If you already knew of all these hacks (and that wouldn’t surprise me, again, smarty pants!), here are 46 more to sink your wallet into…

11 Awesome Money Ideas

6 Great $$$ Ideas

29 Quick Money Tricks

Get. That. Money!!

10 #Money Tips For Ya published first on http://ift.tt/2ljLF4B

[fesahaawit]

10 #Money Tips For Ya

Y’all asked for more real-life stories like our #money motivations from last week, so today we deliver up another plate full :)

Only this time around, we focus on money #tips. (Why do I keep #hashtagging everything?)

I always keep a folder of great ideas when I see them in comments or emails, so here’s a smattering of them all for your perusal today. Share your own down in the comments below, and maybe we’ll make you famous in the next round!

Always be learning, baby…

******

The Rounder-Upper

I use a spreadsheet and write down every time I spend, but instead of writing $135.77, I write $150. I like round numbers, and these little rounding ups cause me to always have more money in my account than I think I do =)

— Tessa C.

******

The Coin Scatterer

When I was four or five years old I had a hack for saving my allowance. I would get my allowance in coins and I would scatter the coins in my underwear drawer, then mix everything up. Whenever I wanted to buy something I would go searching through my underwear drawer.

Finding the coins would take some doing (and I never knew if not finding any meant that they were all gone or I just hadn’t looked hard enough!), and as a result how much I searched depended on how badly I wanted whatever I was thinking of buying.

If I couldn’t find enough money, I would toss it all back and mix it up again! This not only made saving (sort of) automatic, but it also helped me set my priorities.

— Les

******

The Store Walk-Arounder

My way to get over buying stuff is that I pick up what I like in a store, and then I walk around the store with it. In my mind I am convincing myself that it’s already purchased and it’s now mine.

Usually if I walk around with it for about 15 minutes or so, it looses its grip it has on me and suddenly I don’t like it as much anymore.

It is the feeling of owning something, the feeling of “this is mine” that makes me lose interest in the item. The same way that when we buy an item and bring it home, it is suddenly not as important and it ends up sitting in a corner without much attention after a day or so.

So, I just come to this feeling first without having to buy the item, just by walking around the store with it for a while.

— Sandy

******

The Inheritance Preserver

(written from an “old-school, New England WASP family money” perspective)

In my family for generations (and I’m talking about family going back to the mid 1800’s, with trusts still in place based on handwritten wills), inheritance is to be preserved and passed down to the next generation. Live it up with the investment income but make sure the principal is preserved and keeps up with inflation so it can be passed down intact to the next generation.

This means no debt payment, no going wild and buying anything the first year, no funding Roths or IRA, etc. Your daily life is to be funded from your own generated salary. It means investing the entire inheritance and using the investment income ONLY for the rest of your life, where you then pass it down the family chain.

(My ancestors are probably rolling in their graves, btw, at the fact that I am publicly discussing money! It is uncouth and “just not done!”)

— Libby

******

The Library Fine Hacker

Check with your library and see if they have a program called something like “Read Down Your Fines”. My library system lets you and your family come into the library and sit and read (together or alone) and they take off something like $5/hour from your fines. It’s to encourage families not to stop using the library if they forget to return some books once a while!

— Samantha

******

The Hail Capitalizer

Hail storms present excellent car buying opportunities if you care more about mechanical integrity than cosmetics. I picked up an ’07 Accord with low miles for about 40% off ($5,500 vs just over $9,000 blue book at the time, paid off over an 18-month 0% credit card promotion to maintain a cash buffer for maintenance).

The car was ‘totaled’ by the insurance company and has a salvage title solely because of the hail damage, which is noticeable only when the car is clean and shiny (a rarity in New England). I brought it to my mechanic for the pre-purchase inspection (probably the most important part of buying any used vehicle, anywhere) and learned he too drives hail-damaged, salvage-titled cars exclusively. In fact, his wife drives a late model Porsche Cayenne with a few hail dings they picked up at an insurance auction!

We tell people the golf ball motif improves gas mileage, and I am now considering the license plate ‘HAIL-YEA’. I pay lots of attention to the vehicle’s mechanical bits, and have been pleasantly surprised by how refreshing it is to not care about the appearance. It’s a tool to get from A to B and save a bunch of money in the process.

— k.Jam

******

The Odd Day Avoider

I use the ‘odd days off’ rule (no spending on odd days of the month!) and it has made a big difference. Not just on my budget, but on the way I view money overall. I was surprised at how often I *needed* to run to the store for something, when I was really just bored.

— Felicia

******

The Anti-Budget Budgeter

I’m a big fan of the Anti-Budget that Paula Pant talks about. Save your desired percentage off the top, and don’t fret so much about where the rest gets spent. If I spend $200 on groceries or $200 on restaurants, who cares? It was allocated to be spent anyway!

— Jover

******

The Money Comparer

One of my favorite lines is, “What else can I buy with this money?”

If the purse is $2,000, that’s $2,000 that could’ve purchased 20 pairs of shoes, 111 shares of Under Armour stock, 200 burrito bowls from Chipotle (plus guac) or $8,000 towards your child’s college education ($2k x 7% rate of return x 20 years).

After this quick analysis, I usually find that I would be happier holding onto my money and using it elsewhere.

— Anonymous

******

The Lazy Saver

I think it’s about time I comment and thank you for pointing me to Digit! I still have a lot of work to do when it comes to my finances, but using this app has given me the confidence to at least start. I’ve save almost $3,000 in seven months! I think that’s more than I’ve EVER had in savings.

— Johnna

(Editor’s note: as of January of this year the total amount saved from readers of this blog using Digit was exactly $4,608,568.32. As of yesterday it was $7,472,406.78!)  

So there you have it! Our community is the smartest people in the world ;)

If you already knew of all these hacks (and that wouldn’t surprise me, again, smarty pants!), here are 46 more to sink your wallet into…

11 Awesome Money Ideas

6 Great $$$ Ideas

29 Quick Money Tricks

Get. That. Money!!

10 #Money Tips For Ya posted first on http://ift.tt/2lnwIdQ

[heliosfinance]

10 #Money Tips For Ya

Y’all asked for more real-life stories like our #money motivations from last week, so today we deliver up another plate full :)

Only this time around, we focus on money #tips. (Why do I keep #hashtagging everything?)

I always keep a folder of great ideas when I see them in comments or emails, so here’s a smattering of them all for your perusal today. Share your own down in the comments below, and maybe we’ll make you famous in the next round!

Always be learning, baby…

******

The Rounder-Upper

I use a spreadsheet and write down every time I spend, but instead of writing $135.77, I write $150. I like round numbers, and these little rounding ups cause me to always have more money in my account than I think I do =)

— Tessa C.

******

The Coin Scatterer

When I was four or five years old I had a hack for saving my allowance. I would get my allowance in coins and I would scatter the coins in my underwear drawer, then mix everything up. Whenever I wanted to buy something I would go searching through my underwear drawer.

Finding the coins would take some doing (and I never knew if not finding any meant that they were all gone or I just hadn’t looked hard enough!), and as a result how much I searched depended on how badly I wanted whatever I was thinking of buying.

If I couldn’t find enough money, I would toss it all back and mix it up again! This not only made saving (sort of) automatic, but it also helped me set my priorities.

— Les

******

The Store Walk-Arounder

My way to get over buying stuff is that I pick up what I like in a store, and then I walk around the store with it. In my mind I am convincing myself that it’s already purchased and it’s now mine.

Usually if I walk around with it for about 15 minutes or so, it looses its grip it has on me and suddenly I don’t like it as much anymore.

It is the feeling of owning something, the feeling of “this is mine” that makes me lose interest in the item. The same way that when we buy an item and bring it home, it is suddenly not as important and it ends up sitting in a corner without much attention after a day or so.

So, I just come to this feeling first without having to buy the item, just by walking around the store with it for a while.

— Sandy

******

The Inheritance Preserver

(written from an “old-school, New England WASP family money” perspective)

In my family for generations (and I’m talking about family going back to the mid 1800’s, with trusts still in place based on handwritten wills), inheritance is to be preserved and passed down to the next generation. Live it up with the investment income but make sure the principal is preserved and keeps up with inflation so it can be passed down intact to the next generation.

This means no debt payment, no going wild and buying anything the first year, no funding Roths or IRA, etc. Your daily life is to be funded from your own generated salary. It means investing the entire inheritance and using the investment income ONLY for the rest of your life, where you then pass it down the family chain.

(My ancestors are probably rolling in their graves, btw, at the fact that I am publicly discussing money! It is uncouth and “just not done!”)

— Libby

******

The Library Fine Hacker

Check with your library and see if they have a program called something like “Read Down Your Fines”. My library system lets you and your family come into the library and sit and read (together or alone) and they take off something like $5/hour from your fines. It’s to encourage families not to stop using the library if they forget to return some books once a while!

— Samantha

******

The Hail Capitalizer

Hail storms present excellent car buying opportunities if you care more about mechanical integrity than cosmetics. I picked up an ’07 Accord with low miles for about 40% off ($5,500 vs just over $9,000 blue book at the time, paid off over an 18-month 0% credit card promotion to maintain a cash buffer for maintenance).

The car was ‘totaled’ by the insurance company and has a salvage title solely because of the hail damage, which is noticeable only when the car is clean and shiny (a rarity in New England). I brought it to my mechanic for the pre-purchase inspection (probably the most important part of buying any used vehicle, anywhere) and learned he too drives hail-damaged, salvage-titled cars exclusively. In fact, his wife drives a late model Porsche Cayenne with a few hail dings they picked up at an insurance auction!

We tell people the golf ball motif improves gas mileage, and I am now considering the license plate ‘HAIL-YEA’. I pay lots of attention to the vehicle’s mechanical bits, and have been pleasantly surprised by how refreshing it is to not care about the appearance. It’s a tool to get from A to B and save a bunch of money in the process.

— k.Jam

******

The Odd Day Avoider

I use the ‘odd days off’ rule (no spending on odd days of the month!) and it has made a big difference. Not just on my budget, but on the way I view money overall. I was surprised at how often I *needed* to run to the store for something, when I was really just bored.

— Felicia

******

The Anti-Budget Budgeter

I’m a big fan of the Anti-Budget that Paula Pant talks about. Save your desired percentage off the top, and don’t fret so much about where the rest gets spent. If I spend $200 on groceries or $200 on restaurants, who cares? It was allocated to be spent anyway!

— Jover

******

The Money Comparer

One of my favorite lines is, “What else can I buy with this money?”

If the purse is $2,000, that’s $2,000 that could’ve purchased 20 pairs of shoes, 111 shares of Under Armour stock, 200 burrito bowls from Chipotle (plus guac) or $8,000 towards your child’s college education ($2k x 7% rate of return x 20 years).

After this quick analysis, I usually find that I would be happier holding onto my money and using it elsewhere.

— Anonymous

******

The Lazy Saver

I think it’s about time I comment and thank you for pointing me to Digit! I still have a lot of work to do when it comes to my finances, but using this app has given me the confidence to at least start. I’ve save almost $3,000 in seven months! I think that’s more than I’ve EVER had in savings.

— Johnna

(Editor’s note: as of January of this year the total amount saved from readers of this blog using Digit was exactly $4,608,568.32. As of yesterday it was $7,472,406.78!)  

So there you have it! Our community is the smartest people in the world ;)

If you already knew of all these hacks (and that wouldn’t surprise me, again, smarty pants!), here are 46 more to sink your wallet into…

11 Awesome Money Ideas

6 Great $$$ Ideas

29 Quick Money Tricks

Get. That. Money!!

10 #Money Tips For Ya published first on http://ift.tt/2ljLF4B

[heliosfinance]

10 #Money Tips For Ya

Y’all asked for more real-life stories like our #money motivations from last week, so today we deliver up another plate full :)

Only this time around, we focus on money #tips. (Why do I keep #hashtagging everything?)

I always keep a folder of great ideas when I see them in comments or emails, so here’s a smattering of them all for your perusal today. Share your own down in the comments below, and maybe we’ll make you famous in the next round!

Always be learning, baby…

******

The Rounder-Upper

I use a spreadsheet and write down every time I spend, but instead of writing $135.77, I write $150. I like round numbers, and these little rounding ups cause me to always have more money in my account than I think I do =)

— Tessa C.

******

The Coin Scatterer

When I was four or five years old I had a hack for saving my allowance. I would get my allowance in coins and I would scatter the coins in my underwear drawer, then mix everything up. Whenever I wanted to buy something I would go searching through my underwear drawer.

Finding the coins would take some doing (and I never knew if not finding any meant that they were all gone or I just hadn’t looked hard enough!), and as a result how much I searched depended on how badly I wanted whatever I was thinking of buying.

If I couldn’t find enough money, I would toss it all back and mix it up again! This not only made saving (sort of) automatic, but it also helped me set my priorities.

— Les

******

The Store Walk-Arounder

My way to get over buying stuff is that I pick up what I like in a store, and then I walk around the store with it. In my mind I am convincing myself that it’s already purchased and it’s now mine.

Usually if I walk around with it for about 15 minutes or so, it looses its grip it has on me and suddenly I don’t like it as much anymore.

It is the feeling of owning something, the feeling of “this is mine” that makes me lose interest in the item. The same way that when we buy an item and bring it home, it is suddenly not as important and it ends up sitting in a corner without much attention after a day or so.

So, I just come to this feeling first without having to buy the item, just by walking around the store with it for a while.

— Sandy

******

The Inheritance Preserver

(written from an “old-school, New England WASP family money” perspective)

In my family for generations (and I’m talking about family going back to the mid 1800’s, with trusts still in place based on handwritten wills), inheritance is to be preserved and passed down to the next generation. Live it up with the investment income but make sure the principal is preserved and keeps up with inflation so it can be passed down intact to the next generation.

This means no debt payment, no going wild and buying anything the first year, no funding Roths or IRA, etc. Your daily life is to be funded from your own generated salary. It means investing the entire inheritance and using the investment income ONLY for the rest of your life, where you then pass it down the family chain.

(My ancestors are probably rolling in their graves, btw, at the fact that I am publicly discussing money! It is uncouth and “just not done!”)

— Libby

******

The Library Fine Hacker

Check with your library and see if they have a program called something like “Read Down Your Fines”. My library system lets you and your family come into the library and sit and read (together or alone) and they take off something like $5/hour from your fines. It’s to encourage families not to stop using the library if they forget to return some books once a while!

— Samantha

******

The Hail Capitalizer

Hail storms present excellent car buying opportunities if you care more about mechanical integrity than cosmetics. I picked up an ’07 Accord with low miles for about 40% off ($5,500 vs just over $9,000 blue book at the time, paid off over an 18-month 0% credit card promotion to maintain a cash buffer for maintenance).

The car was ‘totaled’ by the insurance company and has a salvage title solely because of the hail damage, which is noticeable only when the car is clean and shiny (a rarity in New England). I brought it to my mechanic for the pre-purchase inspection (probably the most important part of buying any used vehicle, anywhere) and learned he too drives hail-damaged, salvage-titled cars exclusively. In fact, his wife drives a late model Porsche Cayenne with a few hail dings they picked up at an insurance auction!

We tell people the golf ball motif improves gas mileage, and I am now considering the license plate ‘HAIL-YEA’. I pay lots of attention to the vehicle’s mechanical bits, and have been pleasantly surprised by how refreshing it is to not care about the appearance. It’s a tool to get from A to B and save a bunch of money in the process.

— k.Jam

******

The Odd Day Avoider

I use the ‘odd days off’ rule (no spending on odd days of the month!) and it has made a big difference. Not just on my budget, but on the way I view money overall. I was surprised at how often I *needed* to run to the store for something, when I was really just bored.

— Felicia

******

The Anti-Budget Budgeter

I’m a big fan of the Anti-Budget that Paula Pant talks about. Save your desired percentage off the top, and don’t fret so much about where the rest gets spent. If I spend $200 on groceries or $200 on restaurants, who cares? It was allocated to be spent anyway!

— Jover

******

The Money Comparer

One of my favorite lines is, “What else can I buy with this money?”

If the purse is $2,000, that’s $2,000 that could’ve purchased 20 pairs of shoes, 111 shares of Under Armour stock, 200 burrito bowls from Chipotle (plus guac) or $8,000 towards your child’s college education ($2k x 7% rate of return x 20 years).

After this quick analysis, I usually find that I would be happier holding onto my money and using it elsewhere.

— Anonymous

******

The Lazy Saver

I think it’s about time I comment and thank you for pointing me to Digit! I still have a lot of work to do when it comes to my finances, but using this app has given me the confidence to at least start. I’ve save almost $3,000 in seven months! I think that’s more than I’ve EVER had in savings.

— Johnna

(Editor’s note: as of January of this year the total amount saved from readers of this blog using Digit was exactly $4,608,568.32. As of yesterday it was 7,472,406.78 (!!!).)  

So there you have it! Our community is the smartest people in the world ;)

If you already knew of all these hacks (and that wouldn’t surprise me, again, smarty pants!), here are 46 more to sink your wallet into…

11 Awesome Money Ideas

6 Great $$$ Ideas

29 Quick Money Tricks

Get. That. Money!!

10 #Money Tips For Ya published first on http://ift.tt/2ljLF4B

[fesahaawit]

10 #Money Tips For Ya

Y’all asked for more real-life stories like our #money motivations from last week, so today we deliver up another plate full :)

Only this time around, we focus on money #tips. (Why do I keep #hashtagging everything?)

I always keep a folder of great ideas when I see them in comments or emails, so here’s a smattering of them all for your perusal today. Share your own down in the comments below, and maybe we’ll make you famous in the next round!

Always be learning, baby…

******

The Rounder-Upper

I use a spreadsheet and write down every time I spend, but instead of writing $135.77, I write $150. I like round numbers, and these little rounding ups cause me to always have more money in my account than I think I do =)

— Tessa C.

******

The Coin Scatterer

When I was four or five years old I had a hack for saving my allowance. I would get my allowance in coins and I would scatter the coins in my underwear drawer, then mix everything up. Whenever I wanted to buy something I would go searching through my underwear drawer.

Finding the coins would take some doing (and I never knew if not finding any meant that they were all gone or I just hadn’t looked hard enough!), and as a result how much I searched depended on how badly I wanted whatever I was thinking of buying.

If I couldn’t find enough money, I would toss it all back and mix it up again! This not only made saving (sort of) automatic, but it also helped me set my priorities.

— Les

******

The Store Walk-Arounder

My way to get over buying stuff is that I pick up what I like in a store, and then I walk around the store with it. In my mind I am convincing myself that it’s already purchased and it’s now mine.

Usually if I walk around with it for about 15 minutes or so, it looses its grip it has on me and suddenly I don’t like it as much anymore.

It is the feeling of owning something, the feeling of “this is mine” that makes me lose interest in the item. The same way that when we buy an item and bring it home, it is suddenly not as important and it ends up sitting in a corner without much attention after a day or so.

So, I just come to this feeling first without having to buy the item, just by walking around the store with it for a while.

— Sandy

******

The Inheritance Preserver

(written from an “old-school, New England WASP family money” perspective)

In my family for generations (and I’m talking about family going back to the mid 1800’s, with trusts still in place based on handwritten wills), inheritance is to be preserved and passed down to the next generation. Live it up with the investment income but make sure the principal is preserved and keeps up with inflation so it can be passed down intact to the next generation.

This means no debt payment, no going wild and buying anything the first year, no funding Roths or IRA, etc. Your daily life is to be funded from your own generated salary. It means investing the entire inheritance and using the investment income ONLY for the rest of your life, where you then pass it down the family chain.

(My ancestors are probably rolling in their graves, btw, at the fact that I am publicly discussing money! It is uncouth and “just not done!”)

— Libby

******

The Library Fine Hacker

Check with your library and see if they have a program called something like “Read Down Your Fines”. My library system lets you and your family come into the library and sit and read (together or alone) and they take off something like $5/hour from your fines. It’s to encourage families not to stop using the library if they forget to return some books once a while!

— Samantha

******

The Hail Capitalizer

Hail storms present excellent car buying opportunities if you care more about mechanical integrity than cosmetics. I picked up an ’07 Accord with low miles for about 40% off ($5,500 vs just over $9,000 blue book at the time, paid off over an 18-month 0% credit card promotion to maintain a cash buffer for maintenance).

The car was ‘totaled’ by the insurance company and has a salvage title solely because of the hail damage, which is noticeable only when the car is clean and shiny (a rarity in New England). I brought it to my mechanic for the pre-purchase inspection (probably the most important part of buying any used vehicle, anywhere) and learned he too drives hail-damaged, salvage-titled cars exclusively. In fact, his wife drives a late model Porsche Cayenne with a few hail dings they picked up at an insurance auction!

We tell people the golf ball motif improves gas mileage, and I am now considering the license plate ‘HAIL-YEA’. I pay lots of attention to the vehicle’s mechanical bits, and have been pleasantly surprised by how refreshing it is to not care about the appearance. It’s a tool to get from A to B and save a bunch of money in the process.

— k.Jam

******

The Odd Day Avoider

I use the ‘odd days off’ rule (no spending on odd days of the month!) and it has made a big difference. Not just on my budget, but on the way I view money overall. I was surprised at how often I *needed* to run to the store for something, when I was really just bored.

— Felicia

******

The Anti-Budget Budgeter

I’m a big fan of the Anti-Budget that Paula Pant talks about. Save your desired percentage off the top, and don’t fret so much about where the rest gets spent. If I spend $200 on groceries or $200 on restaurants, who cares? It was allocated to be spent anyway!

— Jover

******

The Money Comparer

One of my favorite lines is, “What else can I buy with this money?”

If the purse is $2,000, that’s $2,000 that could’ve purchased 20 pairs of shoes, 111 shares of Under Armour stock, 200 burrito bowls from Chipotle (plus guac) or $8,000 towards your child’s college education ($2k x 7% rate of return x 20 years).

After this quick analysis, I usually find that I would be happier holding onto my money and using it elsewhere.

— Anonymous

******

The Lazy Saver

I think it’s about time I comment and thank you for pointing me to Digit! I still have a lot of work to do when it comes to my finances, but using this app has given me the confidence to at least start. I’ve save almost $3,000 in seven months! I think that’s more than I’ve EVER had in savings.

— Johnna

(Editor’s note: as of January of this year the total amount saved from readers of this blog using Digit was exactly $4,608,568.32. Pretty wild.)  

So there you have it! Our community is the smartest people in the world ;)

If you already knew of all these hacks (and that wouldn’t surprise me, again, smarty pants!), here are 46 more to sink your wallet into…

11 Awesome Money Ideas

6 Great $$$ Ideas

29 Quick Money Tricks

Get. That. Money!!

10 #Money Tips For Ya posted first on http://ift.tt/2lnwIdQ