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#i could totally fix it but im lazy i have class to go to as well oops
woolying · 3 months
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HAPPY BIRTHDAY LYNEY AND LYNETTE!!!!! MY LOVESSS MY BELOVEDS <33333
*reblogs appreciated!!!*
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lovely-dr-imagines · 3 years
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Makoto, Leon, Nagito, and Byakuya with an S/O who is obsessed with playing with their hair:
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✾ Hello my lovely! Thank you for the request! I’ll try my best on it! :D ✾
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✾ Under the Cut! ✾
✾ ahem, just noticed I have no other happy icons for me other than the one holding the camera or the blushing mahiru... 0-0 oh well im lazy so qjiwshudf guess whos not gonna make new ones bc i like the ones i already made :D? Plus I think I have another happy one hidden somewhere in my camera roll ijdfhygf ✾
✾ Makoto Naegi: 
✎ He didn’t notice it at first. 
✎ Yeah I know, that’s stupid, but he really didn’t notice- 
✎ That was until you started twirling his ahoge- 
✎ His face blushed up and he turned around to see you, who looked surprised and taken aback- (AHOGES GUYS, THEY ARE SENSITIVE (opinion))
✎ “...” 
✎ “Sorry...?” 
✎ Overtime the Makoto became more comfortable to your little massages and hair playing. 
✎ One time, you made a tiny braid from his hair like Kyoko’s!
✎ However, again, he doesn’t notice until he walks to go somewhere and someone points out his hair or if he can see his reflection- 
✎ AND NEITHER DO YOU-
✎ Huh?
✎ Yeah you heard me correctly ya know- 
✎ You’ll somehow go to him and started playing with his brown hair. 
✎ Both of you become surprised- 
✎ ANYWAYS- 
✎ He really likes your scalp massages- 
✎ Seriously, like any normal person, he loves it- 
✎ It feels GOOD- 
✎ One day, after your signature message of his scalp, his hair somehow grew-
✎ And he didn’t want to get a haircut- 
✎ Because he knew you would like more hair to play with <3
✎ When the two of you cuddle or even something small like hugging, you twirl his hair around your finger if you can. 
✎ He finds you playing with his hair calming and soothing. 
✎ This egg fell asleep once when you were playing with his hair... 
✎ And literally 10 minutes later, his head dropped to the right unexpectedly (you were watching TV) and your fingers got tangled- 
✎ You have no idea why- 
✎ But I guess he can get that haircut now-
✾ Kiyotaka Ishimaru: 
✎ Unlike Makoto, this stiff man took notice immediately. 
✎ “Y/N? What are you dong?” 
✎ That sure startled you- 
✎ You started prodding at your fingers, trying to think up an answer... 
✎ “Do you find comfort playing with my hair?” 
✎ Wow he got a bulls eye- 
✎ Playing with hair is a common thing for people to do when nervous or anxious (i know from experience, but now that turned into playing with whatever is on my wrist at the moment-)
✎ “Y-yeah...” You answered weakly. 
✎ “THAT’S ABSOLUTELY FINE Y/N! YOU CAN KEEP DOING SO IF IT MAKES YOU FEEL BETTER!”
✎ That’s your Taka <3
✎ Although his hair is short, it feels nice to scale your fingers across his hair back and forth, creating a nice sensation against your skin. 
✎ Surprisingly, his hair, being naturally spiky, is actually pretty soft-
✎ He doesn’t mind whenever you touch his hair, he finds it pretty relaxing too. 
✎ Your scalp massages?? He LOVES them. Seriously. 
✎ You think being a hall monitor is EASY? Taka has to deal with bullies and delinquents skipping classes and argues with people who are even just a minute later for class... 
✎ So you can imagine how much stress in on him. 
✎ Maybe he’ll consider growing his hair out for you... 
✎ Or maybe not...
✎ OH GOD THE THOUGHT OF TAKA WITH LONG HAIR KIND OF SCARES ME-
✎ WHY DID I THINK THIS UP I DONT LIKE THAT IDEA, LET ME PERISH THE THOUGHT-
✎ Nah, I think he likes his hair short, no? 
✎ Yeah, just ruffling his short hair is good enough... 
✎ Good enough for him to start developing a habit of playing with your hair when the two of you cuddle, hug, or are juts generally near each other. 
✎ It doesn’t bother either of you- 
✎ Any why would it? 
✎ Both of you enjoy it so what’s the harm? 
✎ If you are waiting for me to say the harm, there really isn’t any-
✾ Leon Kuwata: 
✎ He probably played with your hair first. 
✎ Then you did the same thing- 
✎ Both of you guys couldn’t help it- 
✎ Both of yous have the same thing- 
✎ Leon probably plays with hair when he’s distressed or frustrated, like if he failed an assignment or couldn’t find the confidence to make a band for the first time so he can actually be related to music for the first time. 
✎ You probably play with hair when you are nervous. 
✎ When the two of you started dating, you sat next to each other and started talking about random stuff when Leon unconsciously started playing with your hair- 
✎ That’s how you figured out he was like you- 
✎ Ish?
✎ Idk- 
✎ But he was nervous and/or frustrated at himself for being called a wuss before this little date. 
✎ Now, both of you don’t mind playing with each other’s hair. Like Taka’s headcanons, whenever you and Leon cuddle, hug, or just in near proximity to each other, hair twirling and other doodads will commence- 
✎ Scalp massages don’t really help Leon, but he enjoys them nonetheless. He’ll ask for them if he feels really down or stressed. 
✎ He’ll also give YOU scalp massages if you want them. However, you obviously like playing with his hair better-
✎ Once, Leon jokingly said that he would cut his hair if he find one more tangle in his locks- 
✎ You took it quite seriously though- 
✎ And no tangles would be found the next day, or the next, or the day after that. 
✎ His hair has been conditioned by you 0-0 
✎ HOW YOU DID IT?  
✎ You will play with his hair if it’s the last thing you do. 
✎ The time where both of you play with each other’s hair the most is during studies or homework. 
✎ Both of you would go sit next to another and go focus on your own assignments. 
✎ and the two of yous would eventually go to sleep... 
✎ On each other... 
✎ Hand on each other’s head, entwining the hair in between your fingers. 
✎ When the two of you wake up... 
✎ His hand isn’t tangled in your hair... 
✎ BUT YOUR HAND IS STUCK IN HIS HAIR- 
✎ “I guess we have to cut my hair-”
✎ you started crying immediately- 
✎ LEON FIX THEM-
✾ Nagito Komeada: 
✎ When you first reached for his head, he instinctively spun his head around to face you- 
✎ “S/O? What are you doing? Don’t tell me you were planning on breaking my neck so trash like me won’t exist anymore! Actually, I wouldn’t mind if that’s what you were going to do!” he chuckled with an innocent smile, “But could you tell me what you were planning to do with my head?” 
✎ Well- 
✎ That scared you- 
✎ he has some good reflexes to hear you go up to him- 
✎  but this has got you flustered- 
✎ “U-Uhm... I was gonna play with your hair? It looks fluffy,” you mumbled, though Nagito heard you. 
✎ “Oh... If that’s the problem, I don’t mind. Mess up my hair and do whatever with it! I doubt you would like my hair though!” he giggled again, same low-self esteem as ever <3
✎ As you touched his hair, it was exactly what you expected. 
✎ It was soft and surprisingly silky. 
✎ Since his hair is long you make some pretty nice hairstyles. 
✎ Braids are a must for this man’s hair. 
✎ Not even to mention simple styles, like a ponytail (TOTALLY A REFERENCE TO THE 10TH ANNIVERSARY PICTURE, ABSOLUTELY, I NEED TO MENTION THIS, I CAN’T GET OVER HIS HAIRRR) 
✎ Unlike what the other boys did, Nagito does not play with your hair, no matter how tempting. 
✎ His hands do not deserve to touch your hair- 
✎ Though he may have played with it once... 
✎ Okay maybe twice- 
✎ Though, it was only twice... and on accident- 
✎ His luck did it- 
✎ He swears that it wasn’t him and his own free will- 
✎ It was his luck- 
✎ I mean, he was walking, tripped onto you, and his hand managed to run through your hair-
✎ And then it happened again a few days after- 
✎ Those were the only times- 
✎ Your scalp massages are... difficult- 
✎ Why you may ask? 
✎ His hair is too long- 
✎ And whenever you go into his hair, it somehow gets tangled with you hand. 
✎ I don’t make the rules for his hair- 
✎ It just gets tangled easily- 
✎ But you don’t ever want him to cut it-
✎ Like, ever- 
✎ You’ll manage- 
✎ But, uh oh, another Makoto scenario happens and WHOOPS now he had to get a haircut-
✎ Nagito isn’t happy about it either, just know that- 
✎ He isn’t happy about it because it brought you despair, c’mon now-
✎ He’ll cuddle your though after so you feel better though :D
✎ So... 
✎ Not a total loss :D
✾ Byakuya Togami: 
✎ Honestly, you guys were on national T.V. 
✎ Seriously. You guys were literally on T.V. because of the news anchors rampaging into Hope’s Peak once. 
✎ It was an unlucky day for Byakuya-
✎ His hair was... Not cooperating with him that day.
✎ Not like you cared- 
✎ Okay maybe a little bit- 
✎ ...
✎ It got on your nerves- 
✎ So you literally sat up, got in front of him, not being subtle about it whatsoever, and you said, “Let me fix your hair.”
✎ Nothing else was said. He just... nodded and closed his eyes. 
✎ Granting you this permission, you started stroking his hair and trying to fix it. Taking off his glasses and ruffling his blonde locks a little, you started fixing it. 
✎ Then a bunch of men and women broke down the door- 
✎ You were not expecting that. You flinched and knocked your forehead against Byakuya’s- 
✎ “OW! WHAT WAS THAT FOR?” Byakuya shouted, obviously oblivious to the multiple cameras on the other side of the room. 
✎ “S-Sorry!” You yelled, backing away from him in a rush, though your couldn’t get far. 
✎ Yes, again- 
✎ Your hands were stuck in his hair. 
✎ Great- 
✎ As Sakura, Aoi, Makoto, and many others such as Leon told the people to get out, you were struggling on how to get your hands out of his lovely golden hair... 
✎ Not as bad now... 
✎ “What are you doing?” He asked, a bit of embarrassment on his face. 
✎ Unconsciously you started giving his head a massage- 
✎ WhOoPs- 
✎ “Oh! Sorry again, I’ll stop-” 
✎ “N-no no... Keep going...” He closed his eyes again as your fingers ran through his hair and pushed against his scalp. 
✎ Would you believe me if I said you two weren’t dating yet in this moment? 
✎ Because you guys weren’t- 
✎ Eventually, your hands got untangled and his gorgeous hair was saved. 
✎ Days after, Byakuya offered you to be his significant other. 
✎ And, duh, you said YES- 
✎ Though he isn’t big on PDA, me makes up for it when he allows you to play with his hair. Just twirling it around your finger makes you happy and your smile? He cannot resist it. 
✎ It was the first cute thing he had ever thought was cute- 
✎ He lets you do those scalp massages all the time, c’mon, he has work to do and he hides all the stress, lets face that fact- 
✎ By the way, tidy up his hair any day. If one strand of hair isn’t the way you like it, you can change it and he won’t get mad. Not in the slightest :D
✎ Byakuya loves how you make hairstyles for him, though he won’t tell. 
✎ But some of them... Can burn. Not his hair, his hair shall not burn, but those hideous designs? Yeah those can burn. 
✎ He’ll still let you do his hair that way if you want though-
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Welp! I hope you liked this? It’s kinda short (for all of them of course) but I had no motivation to make this (aka i kinda liked this prompt so i did it, with the leftover of my motivation still in me :’D)
✾ Mod Mahiru ✾
✾ Snap Snap! Remember to Smile! ✾
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honey-milk-depresso · 3 years
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I realized how much better my sister's high school and my cousin's school (both are different schools) in lockdown is- like 1-4 weeks of modules and they ask you like 3 questions and my sister's teachers don't force them to open up their camera while i literally have to do like 5 essays and its due in a week, have to self record on PE which i have alot due to body ache, forces us to open up our cameras even thought i feel like vomitting when i do and i feel so anxious- im only in 6th gradenand they are giving out collage type assignments 🧍‍♀️💔
Argh, tell me about it.
While I'm never gonna be late for school since all I have to do is open my laptop and sign in to classes at like, 5 minutes before class starts,
homework given is absolutely bull. I do find myself still buried in a mountain pile of work, much more than when I'm physically in school.
I think teachers have the conception that students have more time in their hands to complete homework since they're at home, but they totally forgotten that no matter what, we only have 24 hours a day, so it doesn’t change a thing. 
Whether virtually in class or physically in class. Some of us have family issues, or distractions that really destroys and interrupts our work progress and focus.
And they say to just "fix it", but really, when you think about it, you can't fix a family problem by yourself over night, it needs ALL your family members to come together and FIX IT, and it takes awhile to do so. It requires dedication and time, and we don't have time to actually "fix it" because the teachers could throwing piles of work at us.
Instead of blindly saying to go "fix our problems at home", they need to start thinking about how this problem can't be fixed over night, and stop blaming the students that they're "lazy to fix it" or "video gaming all night".
The stress build up because of how it pressures us to fix things makes us do things impulsively and we don't think about doing the work afterwards since it pretty much makes us process our thinking process properly.
Sorry to ramble a lot ;-;;;
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breadboybin · 4 years
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Under Spell
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MC asks out hufflepuff!Soobin ft. gryffindor!Beomgyu
or
Soobin is a shy boy
//so i absolutely love hp and will never be able to resist writing hp aus... haha and im not on my actual laptop so all my headers for my shorts so far have been very lq and im too unbothered to fix them lol. anywayyy, hope you guys enjoy!
You sighed as you stared out the glass-stained windows dispiritedly, chin digging into your palm as you waited impatiently for Beomgyu to show up. The lazy big-mouthed Gryffindor had claimed that he wanted to head to Scrivenshaft’s since he had lost his last working quill. You were pretty sure you saw his Slytherin friend… Yeonjun was it?… slipping the quill from his bag when Beomgyu told him he could take it in exchange for a Pumpkin Pasty. However, the pastry was never placed and Beomgyu obviously forgot.
If you were in a better mood, you may have had the decency to remind Beomgyu of the supposed exchange but an hour late was enough of a reason not to.
As you blew at a strand of hair that fell into your face, your arm suddenly jerked from underneath you forcing your head to drop as it lost its only source of support. Immediately, you felt a hand on the back of your head accelerating your face towards the table. In defense, your other hand punched the body behind you as you turned your head back just in time to see the perpetrator.
Beomgyu doubled over with a face full of pain before he cracked a grin at you nonchalantly.
“You’re an hour late Beomgyu,” you grumbled before grabbing your potions book and slamming it against his arm firmly.
“Okay! Okay!” He threw his hands up in defeat before he pried the book from your fingers. “I’m sorryyyy. I got caught up in a round of bets and let’s just say today has been a very lucky day.”
You rolled your eyes at him before finally moving from the spot you had been seated in for the past hour, stomping away.
“I don’t even know why I waited for you,” you growled in annoyance as the Gryffindor chased after you with a cheerful laugh.
Beomgyu cooed as he bent sideways into your view, flashing his pearly whites while waving your book around, “Because I’m your best friend and you owe me.”
At the mention of owing him something, you halted and glared at him with as much menace as you could muster. It wasn’t everyday that you owed Beomgyu something. In fact, it was usually the other way around because owing Beomgyu meant getting into trouble you didn’t need to. If you asked anyone, most people only owed Beomgyu in extreme cases of desperation and you didn’t remember being that desperate recently.
“I don’t owe you, why do you say I owe you,” you hurriedly questioned him without trying to voice any panic.
Without as much as an answer, Beomgyu grumbled what you made out to be “Honeydukes, tomorrow, 5pm.” before you were suddenly shoved into the corridor.
Dumbfounded, you barely caught yourself as you stumbled wildly trying to steady yourself when a yellow and black scarf came into your view. You followed the stripes up to the face of its owner before your eyes widened in surprise.
Staring back at you just as wide-eyed was the tall and inexplicably shy Hufflepuff you had been crushing on for the past few months. Breath stuck in your throat, you simply stared at him while he stared back, unmoving like an animal caught under the Whomping Willow.
“Eh-herm!”
At the sound of Beomgyu coughing loudly behind you, you automatically found control in your limbs and mind again. Embarrassed, you straightened your posture and brushed away the nonexistent dirt on your robes before smiling softly.
“Hi Soobin,” you broke the silence with wavering confidence as you tried your best not to be so self-conscious of how you were looking at that second.
An obvious blush broke out across the boy’s pale cheeks as he slightly jumped in his spot in front of you.
“H-hi,” he managed to reply cutely in comparison to his usual timid whispers.
“W- hm, where are you headed?” You decided to ask, trying to drag the conversation on a little longer considering you didn’t get many chances to interact with the skittish Hufflepuff. Despite having a few classes with him and using them as excuses to ask him for notes or for his help (even though he tended to be incorrect when it came to Herbology), those interactions never seemed to last nearly as long as you wanted.
Soobin smiled, revealing his adorable dimples before adjusting the strap of his book bag on his shoulder, “I’m on my way to tutor Hueningkai on Potions.”
“Ah, Hueningkai… I’ve heard of him. He’s on the Quidditch team for your house right?” You hurriedly wracked from your mind, remembering Beomgyu mention him here and there whenever they had practice matches. If you remembered correctly the energetic boy was a Chaser.
Soobin’s smile grew wider at your supposed knowledge of the young wizard. With an enthusiastic nod, he seemed like he was going to continue off of your comment when your conversation was interrupted.
“Soobin!”
The shout was loud and seemed to bounce around the corridor from behind you.
You turned to see Hueningkai waving widely from the other end of the hall to Soobin before he started coming towards the both of you.
“A-ah, well we were planning to study in the Great Hall,” Soobin sighed with what you hoped was disappointment in having your conversation cut so shortly. He simply nodded to you with that and began walking away.
As you turned to watch him go, extremely disheartened, you spotted Beomgyu face palming from around the corner where he had been watching the entire time. With his reaction, you were suddenly reminded of the nonsensical set of words he had sputtered before shoving you away.
It all made more sense now and in all honesty you weren’t sure how Beomgyu had even figured out Soobin’s schedule for the following day, but you weren’t about to waste his appreciated efforts. You didn’t think you were  desperate enough to get involved in his mischievous shenanigans either, but this time would be a definite exception. Totally worth it.
“Soobin!” You hurriedly shouted before he could get too far away.
The tall boy turned around with expectation clear on his face as he waited for your next words.
“Would you like to go with me to Hogsmeade tomorrow? To Honeydukes,” you decided to start with. You knew Beomgyu would be giving you an earful for chickening out last minute and not completely asking Soobin out directly.
Soobin looked at you with slight confusion before he repeated your words slowly, “Honey…dukes?”
You grinned widely and nodded eagerly, “At five pm.”
A few seconds of silence passed as Soobin pondered the thought, eyes drifting to the ceiling before he looked back towards you.
“You mean… like a date?”
You could see traces of pink dusting his cheeks again as he tried to remain calm in front of you, despite his eyes showing exactly how flustered he was feeling.
Feeling the confidence you had just a moment ago suddenly slip away, you felt your own cheeks burn up as you nodded carefully.
“If… you want to…”
At your response, Soobin immediately broke into a smile, his dimples peeking out again to tease your already sprinting heart.
“It’s a date.”
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ais-n · 3 years
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ok so me and some friends have been talking about how much we loved greyson especially because of how meta it was and i wanted to ask if there was any more thought put into the show outside of canon, like who the characters are or about hsin and boyd watching it (like the plot point boyd predicted, that was so cute)
Hey! lol it is hilariously meta to have in there, isn’t it? haha
I don’t think we talked a ton about it beyond just generally what the plot would probably be based on the original story idea. I ended up getting super distracted multiple times in the course of trying to answer this because it got me curious to look back at old notes lol
!!!!!!! Oh my effing god - I legitimately thought we hadn’t talked much about the plot of the show itself but after searching around and remembering that apparently we spelled it Greyson some places and Grayson others I found way more info. (btw the Greyson is probably my fault more recently lol I spell gray as grey so I bet over time I flipped it in my head to being Greyson when it was probably Grayson canonically, but I can’t remember for sure what’s actually in the book itself)
ANYWAY I found a July 20, 2010 email string between “Sonny” and me about Grayson/Greyson with a lot more notes on the whole thing. So it turns out I do have some extra info, shockingly enough.
I put it beneath a cut in case of spoilers. 
THIS IS DIRECTLY FROM MY EMAIL - SO IT IS GOING TO PROBABLY MAKE NO SENSE/BE CONFUSING AF/HAVE NO CONTEXT - also since it was just a regular chat back and forth we were kind of shooting the shit figuring it all out. just a forewarning :) only changes i made were clear spelling typos that made it a little confusing to not fix
+++++++++++++++++
July 20, 2010 emails figuring out Greyson/Grayson 
8:49 am - email from Ais to “Sonny”
btw in grayson i thought of doing an homage to what we originally were going to have icos be, so i thought your one guy could be the one who has the lung sickness in there and we can have whoever we want as other characters. i imagine the one who lost everyone and is all violent to be cypress but he will have his real name, Akiva, because cypress is in my fantasy series. for some reason in my mind, the Feral is named Annika and she's basically a Feral by the end of the first season, and also some of the other characters who werent affected by the war as much probably are basically in middle class or nicer areas. so for some reason in my mind, there's a rich girl named Daphne (could be a different name) and at the end of the first season, she somehow got caught up with Annika (maybe kidnapped?) and the show's plot lines seemed to be implying Daphne will end up as a Feral eventually. im not sure if it'd be Daphne then that people think died at the end of the first season or if it would be someone else. regarding your character (was it Nate?) i think he had a sister didnt he? i thought maybe if he did, he thought she died in the war but actually she lived. she was at a friends house or something so he never saw what occurred with her and when he went there everything was destroyed and the bodies were too mangled and burnt to be identifiable. but maybe she doesnt remember anything or she's hurt in some hospital and recovering, and eventually they could run into each other but she may or may not know who he is. the only thing is i dont think we should have the secret agent aspect to Grayson but we could have one of the other characters be some vigilante or law enforcement person of some sort if we wanted. or we could leave that out altogether. i also completely arbitrarily chose 7 characters so you can increase or decrease as you like.
8:51 am - email from Ais to “Sonny”
also these are just random ideas for the series plot which isnt that important anyway so you can feel free to add/change/suggest/whatever... i just wanted to email you those general ideas before i could forget
8:53 am - email from “Sonny” to Ais
im kind of confused by people becoming ferals unless they were kidnapped and kept among them for long periods of times? because i implied that ferals were people who basically never left the wastelands after the war and became mentally and physically changed because of the way they live and what they saw, so i dont think it would make sense that someone "becomes a feral" unless theyve been kidnapped for some reason and held there for several years until they forget who they were/adapt to the life in the wastelands/bombed out cities. also though, the ones who live very far from working cities and towns are cannibals
9:00 am - email from Ais to “Sonny”
well originally i was thinking she'd be kept there for a long period of time but actually in the context of the show that wouldnt work. so maybe people just thought she was going to be killed by the ferals and eaten by the cannibals at the end of the first season. or she could have nothing to do with the ferals; it was just an idea. also, someone else couldve been in danger of dying in some more normal way, like just a fight with scavengers or something. maybe an unexploded bomb went off too, who knows. or they could also touch on the rebels and have some rebel attack put someone in danger or someone joins some rebel group. i dont really care, theyre all just random ideas im throwing out
9:04 am - email from “Sonny” to Ais
i dont care about what all happens but like you said, her being kept there for long enough time for that to happen wouldnt work on a show unless there was a time jump. i assume the show takes place soon after the war
9:05 am - email from Ais to “Sonny”
yeah so forget about the turning into a feral thing. the main thing was i just thought it could be kind of fun/cool to get in parts of the original icos idea
+++++++++++++++++++++++++++++++++++++++++++++++++++++
Rereading that now, I feel like I sound a bit bitchy in my replies on the feral stuff, even though in looking at it at this moment I think “Sonny”’s response makes total sense and I agree with “him” on that part of the email. No idea if I was feeling pissy/impatient that day and I truly was a bit tetchy in my replies, or if I was just super distracted writing or editing so I was being especially lazy about punctuation and paying attention to tone and accidentally made it sound a little more abrupt than I would if I were trying to be careful about that.
Anyway this seems to be the majority of the extra info I have on it. 
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lavenderlattaes · 4 years
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call me babe. | hwang hyunjin
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⇒ summary: you’ve had this thing going on with hyunjin; you called each other babe and acted like a couple for fun. but what happens when he starts liking someone else?
⇒ [college! au, idiots to lovers! au, friends to lovers! au]
⇒ pairing: hwang hyunjin x reader
⇒ word count: 4.4k words (woAh)
⇒ genre:  fluff, with a smidge of angst, i guess
⇒ warnings: swear words, plus clingy and flirty hyunjin and reader lmao
⇒ note:  ajxbwjsk this is lit rally based off my best friend’s friendship with another one of our guy friends but i tweaked it a bit so now it’s purely self-indulgent bc HWANG  H Y U N J I N. honestly this is total word vomit and a complete mess — it’s just random moments of my self-indulgence for hyunjin (i need help) so ignore mistakes bc im a bit of a blind bat and enjoy!  \ʕ •ᴥ•ʔ/
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“I’m gonna go ahead, see you guys tomorrow,” Hyunjin bids all of you good bye, slinging his duffel bag over his shoulder. Everyone momentarily looks up, saying good byes to him. 
Locking class had just ended, but Hyunjin was already in a rush to leave. You stop fixing and put your hands on your hips, raising an eyebrow at him.
“Running off again, I see. Where are you off to, Hwang?” You demand, your chin held up high.
He rolls his eyes, walking closer to you.
“I’m meeting up with Yeji,” he answers and you huff. You push him away, turning around to continue fixing your things.
“Hmm, yeah sure. You’re probably just too lazy to bring me home,” You scoff. You hear Hyunjin sigh behind you and seconds later, his arms are wrapped around your waist, his cheek resting on your back.
“Please don’t be mad, babe. And I’m not being lazy! I really do have something to do with Yeji. We need to finish our choreo for the showcase. If you want, you can wait for me and I’ll bring you home later, yeah?” he answers you, making you smile while rolling your eyes. You turn around in his arms, seeing him pout at you with those pleading, puppy dog eyes of his.
“Nah, it’s okay. I can go with Jisung. Just, stay safe okay? Don’t go home late, I’m going to call Felix and make sure you’re home on time. If not, Felix won’t be able to dab again,” You threaten and he lets out a hearty chuckle, his eyes crinkling.
“Yes, ma’am.” He hugs you tight and you return with equal enthusiasm. You break the hug and he says his final goodbyes to everyone, jogging out of the studio.
Once he’s out, Jisung speaks up. “Why don’t you just date already? I’m tired of you guys calling each other babe and shit.” He complains.
You roll your eyes at him as he comes closer to you. “Why don’t you go date Minho then?” You retort and Jisung huffs.
“Shut up, we’re just friends,” Jisung pokes your cheek. 
“Hmm, okay,” you shake your head at him, and he grins, wrapping an arm around your shoulder.
“I’m going to go write lyrics with Chan and Changbin. You wanna come with?” Jisung asks as he leads you outside.
You shake your head and smile. “That’s fine, I should probably go check on my essay that I sent in for Mr. Kim’s class last week,” you reply.
“Okay, but don’t tell Hyunjin I didn’t bring you home alright? He might beat my ass up,” Jisung pouts and you laugh, hugging him. 
“Don’t worry about him. He’s just being over dramatic,” you reassure him and he laughs. “Okay, gotta go now! Bye, Y/N!” 
You wave good bye and as Jisung’s form becomes smaller the farther away he is from the building, the more you wished you had gone with Hyunjin.
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A few days have passed, and Hyunjin’s been spending less and less time with you. Ever since he told you about the dance he’s working on with Yeji, he’s hardly been spending time with you. 
Truth be told, even if you wanted to call him out for it, you can’t. Because honestly, wouldn’t that make you seem clingy? It’s not as if you and Hyunjin are dating anyway. You just had this habit of calling each other ‘babe’ with a lot of flirting involved.
It started off as a simple joke; you accidentally called him babe, since you used to call your girl friends that way back in high school. He laughed it off, saying you could never resist his charms — you probably really couldn’t, but you wouldn’t let him know that. Another time came when you needed to get out of a sticky situation with a guy who just couldn’t understand that you didn’t like him, so when you saw Hyunjin pass by, you called him babe and he helped pretend to be your boyfriend for five minutes.
“Come on, Y/N. Just one date,” the guy who’s name you didn’t even know asks you, stepping closer as you stepped away.
“I’m sorry, but no. I don’t even know you that much and I really can’t,” you try again and he steps closer, taking your hand in his as you try to get away. 
“Why? It’s not as if you’re already taken,” he reasons and at that moment, you see Hyunjin pass by. You pull your hand back and smile.
“Babe, Hyunjin!” You call out and Hyunjin turns to you. He sees the pleading look in your eyes and the way you subtly glance at the stubborn boy beside you. 
Hyunjin winks, letting you know he got the message. He jogs up to you, wrapping an arm around your waist as he kisses your cheek. 
Okay that wasn’t necessary but, thank you.
“What’s up? I was just looking for you,” Hyunjin pokes the tip of your nose, side-eyeing the guy.
“I’m… gonna go now. Forget what I said, Y/N,” the guy awkwardly coughs, walking away, stealing small glances at you and Hyunjin. Hyunjin pulls you closer and watches the guy walk away. 
The guy turns around the corner and Hyunjin snorts, letting his head fall on his shoulder as his cheeks burned red. “You’re lucky I love you, Y/L/N. I wouldn’t have done something like that if it was Jisung,” Hyunjin giggles as you laugh at him.
The whole babe thing just kind of stuck, and while most people thought you two were dating, only your friends knew that you were just playing around. You and Hyunjin sort of used that tactic to “ward off” — his words, not yours — those people who wanted to get into relationships with either of you that you didn’t want. You weren’t up for a relationship yet, seeing as you both were working hard in college to get into a really good company after graduating. You had to fight off any potential distractions and helping each other out by pretending to be a couple seemed like the best option. You both had this joke that the whole calling each other babe thing would end once the both of you started seeing someone officially. 
Anyway.
Currently, dance classes have just ended and you look around to see that everyone’s already left. 
Except for Hyunjin.
“Jinnie.” You call out, walking over to him. Hyunjin opens his arms for you and you step into his embrace. 
“Hi, babe, what’s up ?” He says, grinning. 
You pout at him. “Where do you run off to these days? I feel like I haven’t seen you in forever,” you whine. Hyunjin laughs, making you laugh as well. You sounded so clingy but you didn’t care. Hyunjin’s even worse.
“I, uh, meet up with Yeji to practice our dance.” He replies and you raise an eyebrow.
“Are you really practicing for the showcase?” you ask, stepping away from him, raising your eyebrow playfully and he grins sheepishly. You keep teasing Hyunjin about Yeji, the pretty girl in his other advanced hiphop class, telling him that soon enough, he’d drop the babe on you once he finally gets the balls to ask her out. The poor boy just whined at you.
“Well...” he trails off, scratching the back of his head.
“Aish, whatever. Go to your woman,” you say, sounding like a mom. He grins, hugging and kissing your face. You scrunch up your face, swatting him away.
“Ew, Hyunjin stop,” you whine and he laughs at you. He stops pestering you and he fixes himself up like a little kid would on his first day of school.
“How do I look?” He asks you, and you looked him up and down.
“Like an idiot,” you deadpan. He pouts and you laugh, ruffling his hair.
“You go on and have fun, yeah? Don’t go home too late,” You tell him as he picks up his stuff.
“Yes, mommy.” He mock salutes you, walking out.
“If shit doesn’t work out with Yeji, don’t whine and ask me to come pick you up! Take care, oh and don’t be an idiot, okay?” You call after him and he raises his thumbs up.
“Whatever you say, ma’am!” He calls out. 
Looking out the window, you soon see Hyunjin walking out of the building. He breaks into a jog once you see Yeji standing a few feet away. There’s a smile on her face and she grins, giving him a hug which he reciprocates. Sighing, you lean against the wall and slide down, bringing your legs up to your chest.
You look up and start talking to yourself.
“You’re such an idiot, Y/N”
“Do you really have zero feelings for him?”
“If I did, you think I’d be pushing him towards Yeji?”
“But isn’t that what main protagonists do in films? If they like a person and can’t risk the friendship they push them towards other people?”
You purse your lips, resting your cheek on your knee.
Do you really like Hyunjin? Or are you just bothered by the fact that his attention is on someone else that isn’t you? Didn’t you initiate the entire thing with Yeji, anyway? Do you want Hyunjin, or do you just want the attention that Hyunjin gives you? 
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Weeks after that encounter with Hyunjin, he’s been spending ZERO time with you. You were looking for someone to hang out with, since your rehearsals just ended and you had about three hours to kill before your next class. But Hyunjin’s busy practicing with Yeji, and it didn’t help that Jisung’s busy too with his final showcase with Chan and Changbin. All of your friends, Woojin, Seungmin, and Jeongin were all busy rehearsing for their showcase too. Felix and Minho were your only hope since they didn’t have their rehearsals until later, but they weren’t answering their phones. 
“Why buy phones when you won’t answer them,” you mutter, slowly walking away from the auditorium. “Hyunjin would probably try and find some way to hang out with me,” you whine and stop in your tracks.
Damn it.
You do like him. 
“Y/N!” Fuck, speak of the devil. You don’t turn around and speed-walk, trying your best to pretend you didn’t hear him.
“Y/N! Hey, wait up!” Shit, shit, shit. At that moment, the doors to the lecture hall a few steps away open and a crowd of students file out. You walk faster and slide in the huge crowd, losing Hyunjin. His voice drowns out and you soon find yourself in an empty room, locking the door behind you. Looking around, you survey the area and realize it’s the photography room. The photography majors didn’t use the room around this time, so hopefully no one will scold you for being there.
You like Hyunjin. You actually like the idiot. Why else would you compare him to the other guys? Why else would you try and avoid him like the plague like you’re hiding something? You were an open book around him, so he’d definitely see right through you. You’d blow your cover and ruin the best friendship you’ve ever had with anyone.
You flop down onto one of the chairs, running a hand through your hair. Whipping your phone out, you type a message to Jisung.
you: i know u’re probs still w chan and changbin, but what time do rehearsals end?
jisung: i was just about to text you, hyunjin came in looking for you. Where are you?
you: dont tell hyunjin anything. can you come over to the dorms now? 
jisung: i have about fifteen minutes more with chan and changbin. Is that okay?
you: yeah, just. Don’t tell hyunjin or chan or changbin anything. Or any of the guys.
jisung: okay 
You exhale shakily, standing up to leave. You quickly make your way to the dorms, hoping Hyunjin didn’t see you.
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“What’s up? Spill.” Jisung says the moment you open the door for him. You lock the door behind him and pull him to sit on your roommate Ryujin’s bed. 
You stare intently at Jisung, trying to find out how you’re going to tell your loudmouth friend. You’d much rather tell Woojin since he definitely wouldn’t tell anyone, but he was unavailable at the moment and Jisung was actually really trustworthy if he wasn’t so loud all the time.
Deciding to just go with it, you blurt out, “I like Hyunjin.”
Jisung smirks, “I knew it.” He’s about to say more, but then pauses, suddenly confused. “So, what’s the problem?”
“He likes Yeji and I can’t risk our friendship. We both agreed to drop the babe thing once we found someone we genuinely liked, and he’s found Yeji. Soon enough, he’s going to tell me he’s dropping the babe and I’m not going to be selfish and admit that I like him. That’ll just ruin everything and I don’t want to ruin the best friendship I’ve ever had with anyone; not that I don’t have great friendships with you guys too, but you know what I mean.” You say all in one breath, Jisung looking at you in awe.
“Do you wanna, maybe join 3RACHA? We can be 4RACHA,” Jisung says.
You stare at him. “Jisung.”
Jisung shrugs, then sighs. “No, he doesn’t. He doesn’t see Yeji that way. Besides, they’re both Hwangs. Wouldn’t that be weird?”
You give him a look. “Jisung, you and I both know that last names don’t matter. I mean, look at Song Joong Ki and Song Hye Kyo,” you point out. 
“Didn’t they get divorced around like, August or something?” Jisung looks up in thought.
“Han Jisung!” You whine.
“Okay, sorry, we’re getting off topic. Anyway. Hyunjin doesn’t like Yeji.” Jisung reassures you, leaning back on the wall.
“Well, even if he doesn’t, he’ll never feel the same way for me.” You look out the window, seeing all your friends running around the field, minus you and Jisung. Hyunjin was there too.
“I want to avoid him.” You turn back to Jisung. He looks perplexed at this point.
“And why? Are you insane? You know that avoiding your problems never help, Y/N.”
You sigh. “I can’t let him know I like him, Ji. It will make things worse.”
“But—”
“Please trust me on this. I’ll ignore him only for as long as my feelings are here. I’ll talk to him when I’ve completely moved on. It won’t affect my relationships with you guys. I promise.” You plead, clasping onto Jisung’s hands.
Jisung looks defeated. “I won’t trust you on this one, but I’ll respect your decision. If this is what you want, I’ll go with it. I’ll always be here, okay?”
You give him a grateful smile and he pulls you into a hug. 
“Please don’t get your heart broken, Y/N,” Jisung sighs, and you can only squeeze him tighter.
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A month passes by and you’ve been ignoring Hyunjin. During the first week that you didn’t greet him when he entered class, he brushed it off as you not having a good day. However, Hyunjin knew that even if you weren’t in a good mood, you’d come to him all the more. You once told him his hugs made your day better, so the fact that you were ignoring him and not asking for his hugs left him confused. He just let it go, thinking that maybe it’s something really serious. You’d tell him eventually.
The second week that you still didn’t talk to him, he tried asking the guys about it, but none of them knew what was going on with you. You still talked to all of them, except for him. Hyunjin however, did notice you hanging out with Jisung a lot more than you usually did, so he tried asking Jisung, but the boy refused to say anything. 
By the third week, Hyunjin soon thinks that maybe he did something wrong. But every time he tried to think of all the possibilities, he couldn’t come up with anything at all. Did he forget a promise he made with you? Did he say something wrong? Did he borrow your favorite book and lose it or forget to return it or something? Did he eat your secret stash of M n M’s in your dorms? Hyunjin’s sure he’s done none of those.
By the fourth week, Hyunjin gives up when he sees you hugging Jisung. Maybe you had feelings for Jisung and you didn’t know how to confront Hyunjin about the babe thing. Maybe you think it would be weird to continue being so touchy and flirty with Hyunjin now that you’re dating Jisung. 
Your last class had ended for the day, and you’re now just waiting for Jisung and Felix. Jisung had invited you to hang out with him and Felix, since they were going to go relax a bit before facing the showcase which was scheduled to happen next week. 
You’re too lazy to take your backpack off, so you’re just sitting cross-legged on a bench, your backpack still on your shoulders. Your earphones are in, playing really sad Day6 songs you didn’t realize Woojin and Seungmin snuck into your playlist while you read some underrated angsty teen novel you found at a random bottom shelf in the library. It’s around 4pm, so the sun is still high up in the sky, giving you enough light to read. Suddenly, your source of light is blocked and you frown, trying to make out the words. You look up and lock eyes with the one person you’ve been avoiding this whole time.
You gasp and try to stand up, but realize that someone’s tied the ends of your backpack straps to the bench. Fuck. You pull your earphones out and take your backpack off, deciding right there that you can be a total idiot and just abandon your bag there and get it later. 
Yes, you were that desperate to get away from Hwang Hyunjin.
“Y/N, wait.” Hyunjin’s hand shoots out to wrap around your wrist. You freeze and look down at his hand resting on your wrist. His grip is firm, but gentle.
You gulp and slowly turn around. Your eyes meet his hurt and confused ones, your heart aching at the sight.
“Are you dating Jisung?” Hyunjin asks softly and you frown at him.
“Are you dating Yeji?” You answer back with your own question.
“Answer my question first,” Hyunjin sighs and you purse your lips. You shake your head and Hyunjin lets go of your wrist, visibly relaxing,
“I’m not dating Yeji either.” He says. Although you didn’t want to know that, because your stupid, stubborn self refuses to believe that he likes you, you still find yourself feeling relieved.
Hyunjin steps closer to you. 
“What wrong did I do for you to avoid me this long? How big was it that you’d willingly leave your backpack here, when I know that you’d never ever leave it behind even if a zombie apocalypse would suddenly happen because you told me that one time? You even told me you’d leave Felix behind, or maybe sacrifice Changbin, but never your bag. So, what did I do wrong, Y/N? Why have you been avoiding me? It’s driving me crazy,” Hyunjin bombards you with questions.
You purse your lips and shake your head. “I’m not avoiding you. I’ve just been really busy.” You lie right through your teeth.
Hyunjin chuckles humorlessly. “So busy is sitting down on a bench, listening to music and reading books now? You’ve been avoiding me for an entire month, Y/N. Like, blatantly avoiding me!” He snaps. 
That escalated quickly. You’re getting tired of this. The more you look at him, the more it’s getting hard for you too look away. Even with his face in a frown, his eyes filled with frustration and maybe even anger, Hyunjin still looked beautiful to you.
Fuck him and his genes.
You take a huge step back from him, crossing your arms over your chest. “What’s it to you, huh, Hyunjin?!” You glare.
“I just wanted to know why you’re avoiding me, Y/N! What did I even do? Please do enlighten me,” He shouts, frustrated. You’re glad everyone’s either gone home already or still in classes, so no one’s there to witness your fight.
“Can’t I just ignore you because I just don’t want to talk to you?” You say, anger bubbling up inside of you. Or is it your feelings, already on the verge of spilling out of you like vomit? 
“No, Y/N! I know you well enough to know that if you avoid people it’s not because you just don’t feel like it— there’s a reason behind it.” Hyunjin replies, exasperated. 
“Why do you want to know so badly? Why do you care?!” You shout back. You’re tired of this; you’re tired of staying away from him, hoping it’ll get rid of your feelings for him. But the more you stayed away from him, the more your heart yearned for him. You just wanted the words to leave your lips already.
I love you. 
You’d only realized it recently; you don’t just like Hyunjin— you love him. You love the way his eyes crinkle into small crescent moons when he’s genuinely happy. You love his loud, infectious laugh that you can pinpoint even if you were a mile away. You love his hugs, you love how he dances with so much passion because it’s something he loves to do. You love everything about him and it’s driving you insane too. It’s driving you insane that you keep wanting someone who can’t love you back in the same way.
“Because I’m your friend, Y/N! I worry about you, okay? Can I do something to help you? Why don’t you share your problems with me? Please tell me!” Hyunjin pleads with you, his hands coming up to grip your shoulders desperately.
Uh oh.
“No, Hyunjin! You can’t do fucking anything to help me because you’re the reason why I’m doing this, why I’m avoiding you! I love you, I’ve fallen in love with you, and it’s scary. It’s scaring me, okay? I’m scared that you don’t feel the same and it will change everything! You have Yeji now, don’t you? I can’t be selfish and ask you to return my feelings when you’ve already found the one for you,” you blurt everything out, feeling out of breath afterwards. The tears you didn’t know you were holding in start falling freely down your cheeks now. 
You didn’t care anymore. Hyunjin at least deserved to know. You feel better though, because everything that’s been bottled up inside of you is now out in the open. 
Hyunjin stands still in front of you, his face holding an unreadable expression. You’ve always been able to read Hyunjin like an open book, but you can’t decipher what’s going on in that pretty head of his. Every second that passes by that he doesn’t say anything, makes you feel more and more of an idiot for saying anything at all. You sigh, wiping the tears away hastily, but there’s still more. 
“Forget it. Forget I said anything.” You whisper, your voice rough and raspy. You turn around to get your things and get the fuck out of there when Hyunjin suddenly holds you back. 
You sigh. You turn around to face him, “Hyunjin, what—” he cuts you off mid-sentence when his lips crash against yours roughly. The kiss catches you off guard and you almost stumble, but his arms quickly wound around your waist, holding you in place. You’re surprised, but you kiss him back, and he tilts his head to the side to kiss you better. Your tears are still flowing freely, and his arms leave your waist to cup your cheeks, as his thumbs wipe away the tears. Your arms go around his neck, pulling him in closer. He pulls away slightly, before going back in to kiss you again, this time, softer and gentler. The second kiss leaves you lightheaded and you clasp your hands tighter around his neck. Hyunjin’s lips, his oh, so soft and plump lips feel so perfect as they mould against yours. His lips taste like vanilla, and you’re guessing he just ate vanilla ice cream because he knew you liked vanilla and he once told you he’d eat the things you loved — even if he didn’t like it that much, if he missed you.
And you’re just realizing this now, too, that Hyunjin does so many things for you, and because of you. On days when the winter air is particularly cold, he’d bring you an extra pair of gloves because he knows you keep forgetting yours. He buys you hot packs because you easily get cold. You’re always trapped in his hugs because he knows how much you need his body warmth. In the summer, no matter how hot it is, if you want to go out for ice cream, he’d willingly go with you, if it means seeing you all smiley and happy. He always seems to know what you need, whenever you need it.  You realize now that Hyunjin lives for your happiness and he cares about you way too much. 
Maybe he’s always felt the same way for you and you were just too dense and too stubborn to realize that.
When you both pull away for air, he looks at you, your heart beating loudly in your chest. He kisses your forehead as he pulls you in for a hug, his arms going around your shoulders as yours wrap around his waist. You bury your head in his chest and listen to the fast beating of his heart.
Hyunjin suddenly laughs, causing you to snort.
“How’s Yeji doing?” You joke, your hands playing with the ends of his hoodie. Hyunjin chuckles, his chest vibrating as he kisses the crown of your head.
“You know I only have eyes for you, babe.”
“Glad to know we don’t have to drop the babe thing and it’s finally official,” I laugh.
“True. Oh, and by the way?” Hyunjin pulls you back so he can look at you properly. He cups your jaw and tilts your head up, pressing a soft kiss to your lips. He smiles when you pull away and he looks in adoration at the expectant look on your face.
He rests his forehead against yours and nuzzles your nose, making you giggle. “I love you too, Y/N.”
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⇒ let me know what you think or hmu with anything under the sun here!
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hegglespeggles · 4 years
Text
How to write an essay you could not care less about in 10 steps
Hello. I have an essay to write.
I am also, (unfortunately) the kind of lazy, apathetic burnout who will only do my FUCKING work if I get really worked up. Usually that ends up meaning all of my papers are spite-fuelled tirades but my profs seem to like them so fine. I hope you find this particular raging tirade useful.
Today, I would like to educate the 4 of you that will actually see this on a fine art I have perfected over the years. Writing a paper, about which, you do not give a single, solitary, crumb of a fuck about. This is (you may have guessed) and excellent way for me to procrastinate doing a paper that *I* do not give a single solitary crumb of a fuck about. For best results, I recommend doing this NIGHT-BEFORE-PANIC like, a week in advance so you can fix all the NONSENSE that your more reasonable brain will undoubtedly find. But if it’s the night before and you are shit outta luck, this will get ‘er done. And with practice, you can even pull good grades outta these bitches.
 Dissociating? I gotchu. Woke up the day of the deadline to feel like absolute utter garbage? Search no more friends.  
  FAILING GRADES ARE BETTER THAN ZEROS JUST FUCKIN DOOOOOO ITTTT
1.    Go get the prompt.
I fucking mean it. Even if you are like 1000% sure you know what the prompt is asking, go to the FUCKING assignment, and copy that shit into your word document. Got the assignment on paper? TYPE THAT SHIT UP MOTHERFUCKER.
(Do you see what I fucking have to deal with)
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Boom?
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BOOM.
Congratulations, you now have a document, and whats more, there are WORDS in it!! You aren’t starting from scratch anymore kiddo. Fringe benefit, you always know EXACTLY what the assignment wants because its fucking Staring You Down. Not saying you have to do exactly as it says, mama didn’t raise no BITCH and I aint scared of fuckin CALLING PROFS OUT but if you wanna break the rules you gotta know what they are first
(Disclaimer: I have also been kicked out of class on numerous occasions for fighting with the prof and had full classes where the lecture WAS me arguing so maybe take my opinions of conformity with a grain of salt.)
2.    Math THE FIRST
I know, this is an essay and not a fucking calculus test. But some of this shit is USEFUL OKAY
Take the paper in question. How long does it have to be? Mine is 5 pages. A page is generally accepted to be 250 words (double spaced because we FUCKING LOVE OURSELVES) so 5 x 250 = 1250 wds. That’s the goal. That’s the pinnacle. That’s your new holy grail.
Time to split this bitch up
  3.    Yarrrrrr, CONTENT
And finally, we get to the part that is the reason why you are being an absolute bitch baby about this essay (maybe. I might be projecting. Your life is your life and im sure youre doing your best.) I Hate this part, but now with our magic number we don’t need to pull 5 pages out of the ether.
This part really requires you to know your vibe. Is this something that you have a lot of little opinions (read: evidence) about or like, only 2 or 3 big bois? Look deep into your soul and figure out which is the easiest for you to shit out, a rant or a list. a  great way to do this is to WRITE ANYTHING YOU GOT OUT
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Here you can see I’ve put all of the thoughts I have about the question into a list, slapped some standard “opening” and “closing” shit around it so I can FUCKING FIND IT AGAIN and given it a good hard look. Whats the common thread in all of my opinions? That the prompt is fucking stupid and makes no sense is asking 2 different questions. Congratulations: you found your thesis. This essay, like many of my essays, bears the thesis “this is a weird question to be asking” (which falls under my broader category of “bitches aint shit” essays.)
Congratulations you have the bare bones of your skeleton.
  4.    MATH THE SECOND
 The magic number returns. All hail our glorious leader. 1250 right?
So heres how I break this down. Break off a small chunk at the beginning. For this essay im gonna split off the 250. Split that baby in half. Congratulations, now you have a word count on your opening and closing. Personally, I know I like a lil extra space at the end to get all ranty, so Imma split this puppy up 100 for my opening and 150 for the closing. WARNING: You will think that you will be able to write enough in your opening and closing to take up lots of space. You will feel the urge to give them both the same amount of words that you give your points. This is misguided and foolish. Not only will you 1) not be able to do it but 2) even if you did, that’s like getting a sandwich which is all bread. No one wants that. Don’t be that dude. Fight the urge.
 RIGHT SO. We’re still left on the other 1000 words.
If you have an idea that like, is bigger than the others, go ahead and give that puppy more of the word count than the others, fractions are your friend here and you wanna think about how much of your final product each of these babies will be. If you, like me, are an utter buffoon with no clue what youre doing, open your calculator up. Divide the remaining word count by the number of points you have. Congratulations. Youre doing the essaying.
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If this is enough to get you started, GREAT! See you at step seven. BEFORE YOU GO I would like to give you this tip
5.    CITE YOUR INFORMATION AS YOU ADD IT IN.
It doesn’t need to be a full citation, just literally a footnote with something that will help you remember where its from and for the love of god WHAT PAGE IT IS ON. The you of 3 hours from now will thank you.
  6.    Filling in the skeleton
 I don’t know about you, but I cant exactly riff off of a single sentence. Like, I know what the VIBE of my point is, but like, I cant pull it out of a hat. The name of the game here is whittling down your arguments into thinner and thinner chunks that are easier and easier to bullshit. This is how you avoid that “burning building found in flames during Brooklyn fire” bullshit that memes. You don’t wanna meme. You wanna pass. So, figure out what the things you are gonna say and in each bit, keep track of how many words you are gonna write. EITHER
a)      You put how many words you think you can write on any point beside the point as you go and just keep developing points and shuffling word counts around until it matches the total for that section
or
b)     You evenly breakup the word count between all the points and keep breaking them down until you look at a subject and a word count and go “yeah that’s doable. I can do that.”
I prefer the second so LEGGO.
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Ta-Da!
7.    Write ‘er up
Ahhh glad to see we’re all back together again. Try-hards who can ACTUALLY bullshit papers, glad to see you’ve rejoined us! This is the part where you take all that shit you’ve broken up into nice little chunks and you turn it into something worth reading. You can do it. I believe in you. Try and keep your citations in place.
I like to do this as a question answer thingy, like an exam, so halfway through writing mine is gonna look like this
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 The handy part about the numbers is that it gives you a frame of reference for how your bullshit is going. Realized you had a lot more to say here than you thought? Dope! Less bullshit somewhere else, take it out of a weaker point. This point didn’t give as much as you thought it would? Split the difference elsewhere! This way you have checkpoints and you can see how your essay is going
And then you can go ahead and delete your skeleton work. Its time. Its served you well. For extra drama, whisper menacing nothings to it as you send it into the darkness. Personal favourites include “no one will mourn you,” “your fate belongs to me,” and “so this is what you have come to”
  8.    Citations
Theres like a million ways out there to find out how to do your citations and its gonna depend on what kind of a paper you are writing. I use Chicago most of the time, including here. My advice? Use a site like, bib.me or something to do your bibliography, and then plaster that in the bottom of your document. Use that as the building blocks to do your footnotes. Let Purdue Owl be your guide. Purdue Owl Style Guide Is A Mighty Friend Indeed.
 Also your welcome for that, “putting the page numbers in as you put the info in” shit. That took me alarmingly long to figure out. It’s a wonder theyre giving me a degree.
  9.    Proofread that shit, ya bougie bitch.
If you wanna be time effective, getting a friend to proofread while you do your citations is a great way to go. If you have a few days, put your paper away and come back to it. If you are out of friends and time then https://www.paperrater.com/ is your last hope.
  10.       Slap a title page on that shit and GET IT SUBMITTED
 No joke, I have been using the same template for a coverpage all through highschool and my undergrad. There is only one title page and every time I write an essay I take the title page from the last paper I wrote. There is no beginning. Only title page. Title? Topic of paper: point of paper. For example, If I had to title this screed I’d call it Essay Writing: An exploration of mediocrity. slap the date and your name and the course and instructor on there and BAM. YA DONE.
 Anyway submit that shit an go to bed youre done goodnight
EPILOGUE
I’ve gotten this essay back, and when I wrote it, I was barely a human being. Barely capable of human speech let alone a coherent argument. I would forget the end of the sentence by the time I typed out the beginning. But I still for a 70%! is it the best mark I’ve ever gotten? no! but it is a hell of a lot better than the 0% I would have gotten if i hadnt done this. I get it. And i hope this helps. 
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how to you cope with anxiety? Do you have anxiety?
Hi, I don’t have anxiety disorder, but like most people I do get regular anxiety, around exams, deadlines, things like that. I have an eating disorder, so most of my anxious moments revolve around food, eating, and my body or self esteem. It can be really difficult to do normal, everyday things that everyone else finds so easy. I went to CBT therapy last term about it for 20 sessions, and I learnt quite a lot. 
Dealing with anxious-ness (Not the same as diagnosable anxiety, I don’t know enough about that) can be really difficult to do because it’s so personal. For example, I get terrible exam nerves, to the point where I actually get alternative arrangements from the university for it. I used to throw up, or keep needing the toilet, or just totally freeze. So I get up to 15 minutes of break for every hour of exam time, in a smaller room, but not extra writing time. If exams are something you really struggle with I would see if something like this could be possible. It is more likely if you are university. 
For regular day to day things, I find just having someone (my boyfriend or my mum for me) who can tell you that you’re not this or that, whatever your brain is telling you you are. I sometimes can’t get out of my head that im worthless, stupid and lazy. They can be there or on the phone, just to calm you down and prove to you that you aren’t. That is really helpful when you are spiralling a little.  
I’m going to bullet point some ideas or I’ll talk forever.
Get some fresh air. This has been my personal best option. 
A change of scene, like out of your bedroom, a walk in the garden, a cafe, a shop, or gallery. 
Sometimes, crying does work and let it out. Call someone afterwards, or have someone there to let you cry, but not alone. 
A cup of tea and some breathing can really help. Might end in crying. See above. 
maybe do some shaking around and dancing. Turn the music up to drown it all out.
Call someone. Or find one of your friends. It really can help even if it takes a long time.
If there is an academic reason, go to your personal tutor, form teacher, or a member of staff you are comfortable with. They might even be able to fix it. 
A shower or bath, a long one, doesn’t matter if you waste water. 
I find exercise (with the whole eating disorder thing) isn’t always the easiest option. Some people find it really helps though. If you have some space for yoga or pilates in your house, or maybe go to a drop in class, I don’t recommend the gym unless you’re comfortable there. 
Swimming, sort of like above, but usually you can just go swimming any time for a fiver or so. Because you have to focus on breathing, its repetitive, and no-one is looking (they’re underwater) it can be a really good escape. 
Journalling, drawing, painting, cutting and sticking from the internet. I have a whole pinterest board of ideas for this. 
Get one small productive thing done. This will not always be possible and that is ok. But sometimes I feel like I’m the most terrible, horrible waste of space. I then clean the bathtub. Its hard work, but short, the results are clearly visible, and I have done something that proves I’m not useless after all. 
If you have a pet, play with them. They can make you feel so much better, and they love you unconditionally. 
If you don’t have a pet, same. Do you have a teddy? same thing but only you know they’re alive. (Mine’s called puppy and I sleep with her still sometimes and I’m 21.)
Write a do-able, short to do list. and give yourself time to do it! make sure the goals are SMART: 
SMART goals: specific, measurable, agreed-upon, realistic, time-based. Try to make them short, and not scary.  
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match up with a haikyuu, knb and ao no exorcist male pls? I'm a 160cm cancerian ambivert-NFP girl with long black wavy hair, curvy body, who loves cuddles n getting spoiled but i have my mood swings. Im a very romantic, cheesy n friendly person, loud, cheerful, can be extremely weird once u get to know me. I wear my emotions at my sleeve and is VERY easy to please. Despite being a fun-loving, carefree girl at times, im mature enough to lend my older sisters a shoulder when they need it. (cont-)
(-cont) I love dancing, reading/writing poetry, swimming, extreme sports, beaches, animals n going in road trips. Im adventurous but have my lazy days where i spend the whole day doing nothing in bed. Im a strong girl, i survived chemotherapy bfore. I dont judge, read people like an open book and try my best to be kind to everyone, im a very emotional n sensitive person. I have adult ADHD which comes with depression n anxiety. I have days where i breakdown n need constant reassurements. (cont-)
(-cont) im polite and respectful to people esp elderly people. I love talking, i can talk about a lot of things, ranging from stupid topics to questioning the world’s existence, to cheesy/sappy shit to deep life conversations. I get along with ppl of all ages. I LOVE my friends (note most of them are childhood friends and are guys, bcus guys have less drama), they spoil me which will prob make my bf jealous. THANKS GUYS!
Sorry for the wait! Thanks for your patience and I hope you’ll like your matchups C:
Your matchups are…:
Haikyuu!! - Sugawara Koushi
Suga’s first impression of you is that you’re no stranger to guys. He sees you around school often, always with an entourage of guys who you appear to be friendly and close to. At first, he’s just someone in the background and you don’t notice him - he’s just another pretty boy, after all. You don’t see him completely until you run into him on the street and he reaches a hand out to you as he introduces himself. You remember who he is and you let him walk you home. The silence is awkward, but you keep a steady stream of questions flowing and by the time you reach your home, both of you are laughing and friendly to one another. Suga says he’ll see you around before heading off.
Somehow, Suga gets sucked into your existing pool of friends, but he manages to stand out because of his attractiveness and charm. He enjoys your weirdness and your playfulness, but he can also sense your serious side, especially when it comes to touchy subjects with your friends or in school. He walks home with you when he doesn’t have practice and you make every walk last longer by taking detours or alternate routes. Suga contributes to this by making his own journeys through the neighborhood and the two of you begin to discover elements about the community you never knew existed. These walks are never quiet now - you’re always talking, always engaging in Suga in a variety of topics. His range of knowledge helps when it comes to the random subject changes.
There are days when you and Suga are at one another’s houses simply working on homework or reading, days when you two are out and about running rampant in the city, and days when you’re planning road trips to get out of the city. Whenever you seem to have a bad day, Suga drops everything and marches over to you to make sure you have company and necessary essentials. Sometimes he won’t be able to make it because of volleyball so your other friends take charge, but their care isn’t the same as his. Suga is the team mom, after all.
Your closeness with Suga appears to be the same as with your other guy friends so when the shift occurs, neither of you notice. Suga is first to confess his feelings though and he insists that no matter how you feel about him, he’ll always love you.
OtsuboTaisuke (Kuroko no Basuke): His height and appearance might makehim appear rather intimidating at first, but he’s actually pretty friendly andisn’t that hard to approach. Your talkativeness actually makes it rather easyfor the two of you to get friendlier with each other since there’s always some mundanetopic you can use as conversation fodder. While at first, Otsubo will merely greetyou upon seeing you around the school since that’s the polite thing to do, butafter having a few conversations with you, those casual greetings will turninto longer talks between the two of you. He won’t mind listening to whateverit is you have to say, finding the majority of the topics you decide to bringup to be interesting though sometimes he can’t help but wonder how those sort of topics end up beingchosen. Your politeness and respect towards others definitely is a part of youthat Otsubo finds admirable since that can’t be said about some people. Plus,with how easy it is to get along with you, you’re certainly someone Otsubowants to hang out with more.
While it’s not like the two of you have a lot in common, it’ssimply entertaining being around you and that’s more than enough for Otsubo towant to be friends with you. Though basketball is the main sport he’s into,learning about your interest in extreme sports does intrigue him and prompt himto ask you more about it and that might lead to you inviting him to try it withyou one of these days. He also wouldn’t mind going swimming with you if you’reinterested since that’s a good way to get in some exercise too. If you’reinterested and asks him, Otsubo would totally be up to teaching you or playingbasketball with you too! Since Otsubo is the captain of the basketball team, hehas responsibilities he has to tend to and practices to attend of course, sothere are often days where he can’t spend much time with you. He’d love to hearabout your adventures that you go on with your other friends though, or he’d chastiseyou a bit for lazing around in bed being unproductive but he won’t mean that ina negative way much. It’s also really refreshing how even with your fun-lovingand carefree side, you can be pretty mature when time calls for it. Sometimesbeing the captain will lead to Otsubo feeling rather stressed and it’d be niceif he could talk to you as a way to let off some steam. On the flip side,Otsubo will also be willing to lend you his ear and shoulder when you need it.
It surprises Otsubo how you wear your emotions on yoursleeve and it sort of contrasts with him. Not that he has a hard time showinghis emotions or anything but he just keeps them in check more often. It doesmake seeing how you’re feeling that day easier though but with how sensitiveand emotional you are, it can also be a bad thing since you might end up beinghurt easily. When Otsubo notices that you’re upset or feeling down, he’ll tryhis best to cheer you up. If you need someone to listen to your problems andrants, he’ll lend you an ear. If you just want someone to be there with you, he’llquickly offer to stay with you. He isn’t super affectionate or used to beingaffectionate but if it’ll help make you feel better, he could learn to enjoygiving you cuddles. Otsubo is good at lifting his teammates’ spirits on thecourt and he hopes that works off the court too since it’ll certainly come inhandy in helping you. He might be at a loss regarding what to do when yourbreakdowns occur and will turn to his friends, your friends (if he knows themor have spoken to them before) and probably the internet to help him figure outhow to help you. He wouldn’t mind providing you with the reassurance you needto feel better, as long as it helps you. Your anxiety and depression also hashim stumped since he hasn’t friended people like you before, but Otsubo isdefinitely willing to learn.
Your cheery personality rubs off on Otsubo the more he’saround you and he finds your romantic cheesy side to be quite adorable. Hedoesn’t know much about romance at all and will probably resort to the Internet(after asking Takao once and getting teased in response) to see what sort of “romantic”acts he can do for you to make you smile. Giving you chocolates and flowers arethe first thing he tries, and then if you seem okay with him being close toyou, he’ll attempt holding your hand and giving you hugs. He does feel jealous at times at how closeyou and your childhood friends are but will understand that that’s just howyour relationship with them is and won’t interfere. As long as you’re happy andyou make time to spend with him, that’s all he needs.
Ao no Exorcist - Suguro Ryuji (Bon)
At the beginning, all of your guy friends will protect you from Bon because of hos frightening he appears. You insist that it’s just his face and not much can be done to fix that…but after a while, you realize you really shouldn’t approach him. He’s loud, rash, competitive…yup, you should definitely keep your distance. Despite this, you still run into him in the halls sometimes and he doesn’t pay you attention, so you try to not look at him either. Still, when he accidentally runs into you and makes you drop your supplies, he takes the time to help you pick them up and make sure you’re okay before continuing on his way. Maybe he isn’t so bad after all.
His academic prowess is outstanding and you’re surprised to hear that he’s at the top of his class. Since none of your friends can rival him, you decide to approach Bon and ask him to tutor you in your weaker subjects. He tries to shrug you off by recommending you to another student, but his own friends persuade him to take you on. You can tell he’s serious about the schoolwork so you keep your playfulness down during the tutoring sessions. Afterwards, you do what you can to loosen Bon up by taking him to your favorite stores or on walks to your favorite hiding spots. He’s still uptight and serious during class, but once school is over and no one else is around, he relaxes around you and even though he doesn’t quite admit it, he loves the playful side of you.
In your downtime, the two of you can be found reading a lot. You can’t get Bon to read anything other than bibles and holy scripts, so you read poetry to him in exchange for listening to him recite fatal verses. Bon is capable of keeping up with your shenanigans, which makes up for his lack of talkativeness - he’s a big-mouth, but when it comes to nonsensical things or philosophical subjects, he tends to be quiet. He’s also great at perceiving emotions so he’ll be able to tell if you’re having a bad day or not. He’s still working on comforting you though, so your other friends will have to school him in that department.
Relationships and friendships are pretty much the same to Bon, so his friends have to help spell out his feelings for you. He doesn’t exactly confess and when he does, he stutters and mumbles the words. It doesn’t matter too much to him if you don’t return his feelings…so long he’s able to remain as your friend, he’s happy to be whatever you want him to be.
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rosenmarille · 7 years
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rosenmarille’s embroidery tutorial
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hey anon you made my entire week and i love you
Let me preface this by saying that I’m in no way an expert and I’ve literally only been doing this for less than a month, so most of what I do is making it up as I go along. hopefully you find my tips helpful though!! <3
I wasnt sure which part you wanted to know about so i made a rundown of everything from start to end
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1) List of things you’ll need:
Embroidery frame (I just went to the nearest crafts store and got them in two sizes. Theyre quite cheap and sometimes also come in plastic or different shapes)
Fabric (the less stretchy the better, though if youre planning to decorate clothing I think it really depends on how determined you are. what ive got here is some leftover polyester fabric from cosplay and other sewing projects. you can even sew different pieces together if one isnt big enough for the frame but in that case you need to iron the sewed piece flat or else it will be very difficult to keep straight and neat)
Embroidery yarn (see pic) (theres two types, and ive only used pearl yarn (top) so far but the other one allows for more precision since you can pick how many strands of yarn you need)
Needle (see pic) (properly pointy, not like the crappy one above. I mainly use that for crochet things because it actually bends and that’s NOT what you want here)
Scissors and a pencil
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2) Sketch: Pick an image of what you want to do. I’ve found that at first, practicing with basic shapes and colours is a lot easier to get used to the whole thing, it helps give you a feel of how the yarn ends up looking stitched to the fabric. So far I almost only did screenshots, and I didn’t have to draw something up myself. In mobs case, I based it off a doodle I did in class and added a little colour to it 
3) Pick fabric and yarn: That’s mainly up to you, depends on what youre going for, but as a fair warning, very light fabric colours will show the stitches and leftover yarn from behind, so you need to tuck them behind the main body of your embroidery later on
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4) Apply to fabric: 2 ways, both pretty much self explanatory, only heres where the stretchiness of the fabric comes into play. As you can see ive developed a fool proof technique, ive had tape stuck to the top of my laptop for weeks now, im not about to waste it? (use more than one tape, this is an old pic i took because the concept was hilarious in the moment) Pro tip: don’t draw your sketch on paper advertising dnd game sets because youre gonna have a hard time seeing the pattern through everything and youll curse yourself for doing that instead of paying attention in class  Pro tip 2: dark fabrics demand a white colour pencil, you literally wont be able to see anything else
5) Stitches: heres a LINK to the page I use to find all the different stitches I could possibly use. Practice makes perfect, i spent about two hours trying each of these out on an irrelevant piece of fabric to see how theyd work and how difficult they are, and still use that bit as ref to consider how a stitch would look on my current piece. Of these, ive only used about three in my finished broids, since theyre mostly for decorative things I think. Don’t let that stop you though, get creative and use the things im too lazy to incorporate!! (ill be using these terms for the rest of the tutorial, so if you dont know a word its probably in there)
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6) Outlines/shading: Start by outlining your sketch with a few backstitches to get a feel for where everything needs to be. If theres shading then itd be useful to do those lines in the other colour already, or youre going to have to fix all that later and itll be a huge pain and make you want to stop altogether. It happens
Im not sure if that’s how its supposed to work but I fill in the shades first, it gives me a good sense of what direction the main colour stitches need to go to make it look dynamic.
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7) Fill in mains: This is where all those handy dandy stitches from that library probably wont help you too much if you want to do something relatively simple. Ive only used normal satin stitches to fill in colour so far, though what the link doesn’t mention is that it wastes a shitton of yarn. Yarn is expensive, so what you can do is come up for point 3 not back next to 1 but instead next to 2. Warning: that does warp the way the yarn lies though, so use that one accordingly (for example: I do Not use it when doing small delicate places, or things that need to be detailed in general)
Mob was fairly simple as far as that went since i didnt add a lot of pattern, but ritsu is a little more complicated. Like i said earlier, adding shade before the main colour helps because now i know where the folds in his clothes are and how the fabric would bend to accommodate it.
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8) Add details (like faces!):
Again, here I cant tell you exactly how you need to stitch to get everything looking good, just try to follow the way a face has its dynamics. Is it a long face, make lots of long vertical stitches, is it a round one, try to stick to the edges (but don’t spiral)
Facial features are a little more difficult because its hard to make a round nub or dots for pupils on something very small but its better to try 5 times and get it right the 6th instead of leaving the 1st try (i took ritsus entire face apart at least 3 times and t b q h i still think it doesnt look good but ¯\_(ツ)_/¯)
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9) Background: Get real fancy on that shit, heres where you can try out those cool rose shaped stitches from up there in the link, go wild lol
10) Lastly: PATIENCE
I cant stress this enough, this WILL take a loooot of time, the first ritsu I did took me a literal week, while the second one took me roughly four hours in total (and that was a rather simple design). 
Accept the fact that it wont look as good as you imagined it. That may sound harsh but for me that’s been my main issue, imagining how a string would lie exactly and then looking on in disgust when that doesn’t work out. You’re not drawing, the medium doesn’t exactly translate, but that doesn’t have to be a bad thing! Try to figure out what methods work best for embroidery exclusively. 
Don’t be afraid to undo, be careful about it though. I use those big scissors and it’s a bad idea, don’t do that. Unpicking from the back to save the yarn also works but it gets difficult (and at some point impossible) once the strands start getting woven together on their own
And there you have it, a finished piece of embroidery!! 
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You can now either hang it up in its frame and cut away the excess fabric at the sides or tie it around a piece of cardboard like so. it’s a little hard to get right at first but practice amiright
I hope i could be of help!! if you have any more questions feel free to come to my ask anytime!! ^^ <33 
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nh0betsm-blog · 5 years
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he geico insurance quote
he geico insurance quote
he geico insurance quote
BEST ANSWER: Try this site where you can compare free quotes :insurance4hquotes.xyz
SOURCES:
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taylor14firefly · 5 years
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April 22nd, 2019
Growing up, my dream was to become a teacher. And I knew that if I wanted to teach, I had to get a college degree.
I managed to get a college scholarship, but then things turned upside down. The first boy I ever dated swooped back into my life and said he wanted to marry me. So I did what any sensible, mature 19-year-old would do: I said yes and dropped out of college.
I thought my dream of teaching was over. But then a friend told me about the University of Houston, a public four-year college about 40 minutes away. We were a young couple, watching every nickel. I figured I couldn’t afford it.
But it turned out that tuition was just $50 a semester. This was a quality, public education — and I could afford it on a part-time waitressing salary. This time, I had the good sense to grab my chance at college with both hands. I got my degree and I got to live my dream: I became a teacher for students with special needs.
Higher education opened a million doors for me. It’s how the daughter of a janitor in a small town in Oklahoma got to become a teacher, a law school professor, a U.S. Senator, and eventually, a candidate for President of the United States.
Today, it’s virtually impossible for a young person to find that kind of opportunity. As states have invested less per-student at community colleges and public four-year colleges, the schools themselves have raised tuition and fees to make up the gap. And rather than stepping in to hold states accountable, or to pick up more of the tab and keep costs reasonable, the federal government went with a third option: pushing families that can’t afford to pay the outrageous costs of higher education towards taking out loans.
The result is a huge student loan debt burden that’s crushing millions of families and acting as an anchor on our economy. It’s reducing home ownership rates. It’s leading fewer people to start businesses. It’s forcing students to drop out of school before getting a degree. It’s a problem for all of us.
We got into this crisis because state governments and the federal government decided that instead of treating higher education like our public school system — free and accessible to all Americans — they’d rather cut taxes for billionaires and giant corporations and offload the cost of higher education onto students and their families. The student debt crisis is the direct result of this failed experiment.
It’s time to end that experiment, to clean up the mess it’s caused, and to do better — better for people who want to go (or go back) to college, better for current students, better for graduates, better for their families, and better for our entire economy.
The first step in addressing this crisis is to deal head-on with the outstanding debt that is weighing down millions of families and should never have been required in the first place. That’s why I’m calling for something truly transformational — the cancellation of up to $50,000 in student loan debt for 42 million Americans.
My plan for broad student debt cancellation will:
Cancel debt for more than 95% of the nearly 45 million Americans with student loan debt;
Wipe out student loan debt entirely for more than 75% of the Americans with that debt;
Substantially increase wealth for Black and Latinx families and reduce both the Black-White and Latinx-White wealth gaps; and
Provide an enormous middle-class stimulus that will boost economic growth, increase home purchases, and fuel a new wave of small business formation.
Once we’ve cleared out the debt that’s holding down an entire generation of Americans, we must ensure that we never have another student debt crisis again. We can do that by recognizing that a public college education is like a public K-12 education — a basic public good that should be available to everyone with free tuition and zero debt at graduation. My plan for universal free college will:
Give every American the opportunity to attend a two-year or four-year public college without paying a dime in tuition or fees;
Make free college truly universal — not just in theory, but in practice — by making higher education of all kinds more inclusive and available to every single American, especially lower-income, Black, and Latinx students, without the need to take on debt to cover costs.
Some people will say we can’t afford this plan. That’s nonsense. The entire cost of my broad debt cancellation plan and universal free college is more than covered by my Ultra-Millionaire Tax — a 2% annual tax on the 75,000 families with $50 million or more in wealth. For decades, we’ve allowed the wealthy to pay less while burying tens of millions of working Americans in education debt. It’s time to make different choices.
A Real Solution to the Student Debt Crisis: Broad Debt Cancellation
The enormous student debt burden weighing down our economy isn’t the result of laziness or irresponsibility. It’s the result of a government that has consistently put the interests of the wealthy and well-connected over the interests of working families.
Policymakers stood by as state after state pulled back on investments in public higher education and sent tuition soaring. They stood by as for-profit colleges exploded, luring in students with false promises and loading them up with debt as their executives and investors raked in billions in taxpayer dollars. They stood by as employers demanded higher credentials while offloading the cost of getting those credentials onto workers. And they stood by as corporations made huge profits off of the new skills graduates gained through higher education while giving workers almost nothing in the way of wage increases — increases policymakers falsely promised would make graduates’ debt worth it.
Student loan debt hits America’s teachers particularly hard. Here are just a few of their stories:
Saundra Mobley
Susan Vincent
Todd Ratica
Rebecca Davis, Serena Grigsby, Christine Baer, and Theresa Gilbert
Tatum Tirado
I’ve been sounding the alarm on this crisis for years. The very first bill I introduced as a Senator was to provide relief to student borrowers. I fought to let people refinance their loans and lower their monthly payments. I successfully pushed the Department of Education to cancel the fraudulent loans of more than 80,000 students cheated by Corinthian Colleges. And when I learned that tens of thousands of Americans who had devoted their careers to public service might be denied the student loan relief they were promised, I made sure we got a new $700 million student loan forgiveness fund.
But despite these and other efforts, the student loan debt problem has continued to get worse. It’s time for bold action to actually fix the debt crisis. Here’s what my new plan would do:
It cancels $50,000 in student loan debt for every person with household income under $100,000.
It provides substantial debt cancellation for every person with household income between $100,000 and $250,000. The $50,000 cancellation amount phases out by $1 for every $3 in income above $100,000, so, for example, a person with household income of $130,000 gets $40,000 in cancellation, while a person with household income of $160,000 gets $30,000 in cancellation.
It offers no debt cancellation to people with household income above $250,000 (the top 5%).
For most Americans, cancellation will take place automatically using data already available to the federal government about income and outstanding student loan debt.
Private student loan debt is also eligible for cancellation, and the federal government will work with borrowers and the holders of this debt to provide relief.
Canceled debt will not be taxed as income.
An economic analysis from leading experts on student loan debt finds that my plan would provide at least some debt cancellation for 95% of people with student loan debt (and complete and total student debt cancellation for more than 75%), provide targeted cancellation for the families that need it most, substantially increase Black and Latinx wealth, and help close the racial wealth gap.
Percentage of Borrowing Households Receiving Full Student Loan Cancellation
The experts also conclude that my plan will likely provide a boost to the economy through “consumer-driven economic stimulus, improved credit scores, greater home-buying rates and housing stability, higher college completion rates, and greater business formation.”
The time for half-measures is over. My broad cancellation plan is a real solution to our student debt crisis. It helps millions of families and removes a weight that’s holding back our economy.
That’s step one.
Investing in Higher Education So Americans Can Graduate Debt-Free
Step two is making sure nothing like this ever happens again. We need to fundamentally change the broken system that created the crisis in the first place.
Our public schools for K-12 students are free for everyone. That’s because we understand that a high school-level education is a basic need for our society and our economy — and it should be available to all.
But we expect everyone but the wealthy to take on mountains of debt if they want to get a post-secondary education. This is closing off opportunities for generations of Americans and widening this country’s racial wealth gap. The cost of college deters people from attending college. And it forces people to drop out before completing their degrees. Only about two-thirds of students complete a four-year public college degree in six years and only about a thirdof students complete a two-year public college degree in six years. The financial strain of attending college — the need to work many hours to cover costs — is a top reason so many people drop out.
College shouldn’t just be a privilege for those who can afford to take on the significant expenses associated with higher education. Like K-12 education, college is a basic need that should be available for free to everyone who wants to go. That’s why I’m proposing a historic new federal investment in public higher education that will eliminate the cost of tuition and fees at every public two-year and four-year college in America. The federal government will partner with states to split the costs of tuition and fees and ensure that states maintain their current levels of funding on need-based financial aid and academic instruction.
But we need to go beyond just covering the cost of tuition and fees. Non-tuition costs of college like room and board and books have been going way up too. Between 1975 and 2015, cost-of-living expenses grew by nearly 80% at public colleges even after accounting for inflation. Non-tuition costs now account for 80% of the cost of attendance at community colleges and 61% of the cost of attendance at public four-year colleges.
To allow students to graduate debt-free — especially students from lower-income families — we must expand the funding available to cover non-tuition expenses. In addition to the existing federal higher education funding that can be redirected to cover non-tuition expenses, we should invest an additional $100 billion over the next ten years in Pell Grants — and expand who is eligible for a Grant — to make sure lower-income and middle-class students have a better chance of graduating without debt. Research shows that more funding for non-tuition costs helps improve graduation rates, which must be our goal.
Addressing Inequities in Our Higher Education System
It’s not enough to make sure every American can graduate from a public college debt-free. We also need to start fixing our higher education system so it better serves lower-income families and communities of color.
For decades, Black Americans were kept out of higher education by virtue of overtly discriminatory policies. Even as the civil rights movement rolled back racially discriminatory admissions policies, the stratification of our higher education system kept students of color concentrated in under-resourced institutions and left them vulnerable to predatory actors. Black and Latinx students are underrepresented in four-year public colleges and overrepresented in community colleges and for-profit colleges.
Nearly half of for-profit college undergraduate students are students of color. 95 percent of Black students attending a for-profit college took out student loans, and a staggering 75 percent of Black students who did not complete their program at a for-profit college defaulted. Many for-profit colleges have built a business model around sucking down taxpayer dollars while delivering a poor education primarily to students of color.
Across all colleges, Black students were on average nearly 20 percentage points more likely to need federal student loans. And because of factors like the size of these loans and discrimination in employment opportunities, Black students who finished a bachelor’s degree on average owed more than their original student loan balance after 12 years.
We must do more to correct these historical injustices and to ensure that opportunities are fairly available to everyone. My plan will:
Create a fund for Historically Black Colleges and Universities (HBCUs) and Minority-Serving Institutions (MSIs). The fund will have a minimum of $50 billion, but the Secretary of Education will have the authority to increase the amount of money in the fund as needed to ensure that spending per-student at those schools is comparable to colleges in the area.
Make additional federal funding available to states that demonstrate substantial improvement in enrollment and graduation rates for lower-income students and students of color.
After an appropriate transition period, ban for-profit colleges from receiving any federal dollars (including military benefits and federal student loans), so they can no longer use taxpayer dollars to enrich themselves while targeting lower-income students, servicemembers, and students of color and leaving them saddled with debt.
Require public colleges to complete an annual audit that identifies issues creating shortfalls in enrollment and graduation rates for lower-income students and students of color and that proposes steps to improve those rates.
Prohibit public colleges from considering citizenship status or criminal history in admissions decisions.
An Investment in Our Future
Experts estimate my debt cancellation plan creates a one-time cost to the government of $640 billion. The Universal Free College program brings the total cost of the program to roughly $1.25 trillion over ten years.
The actual costs of these new ideas are likely to be even less than that. Experts find that my debt cancellation plan will create an economic stimulus, and study after study shows that investments in higher education provide huge returns for every dollar. But even setting aside the eventual returns to these investments, we can fully cover the cost of these ideas with revenue from my Ultra-Millionaire Tax on the wealthiest 75,000 families in the country — those with fortunes of $50 million or more.
We can address the student loan crisis and cancel debt for families that are struggling. We can provide truly universal free college. We can fix some of the structural problems that are preventing our higher education system from fairly serving lower-income students and students of color. We can make big structural change and create new opportunities for all Americans.
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Worcester Massachusetts Cheap car insurance quotes zip 1655
"Worcester Massachusetts Cheap car insurance quotes zip 1655
Worcester Massachusetts Cheap car insurance quotes zip 1655
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Worcester Massachusetts Cheap car insurance quotes zip 1655
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Worcester Massachusetts Cheap car insurance quotes zip 1655
Worcester Massachusetts Cheap car insurance quotes zip 1655
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Im 20 years old. Im moving somewhere in the southwest va area within the next month and was wondering how much the average car insurance will be
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i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""
""Both Canidates say they will make insurance affordable, no #'s are given - what is affordable?""
Both Canidates say they will make insurance affordable, no #'s are given - what is affordable? Some people cant afford $2.00 a week or a month...they are living on nothing. My ...show more""
Is medical payments coverage needed in auto insurance?
How important is medical payments coverage auto insurance coverage. I currently have at as $10,000 coverage. Is this over kill? I have health insurance (HSA) that has a $5000 deductible per year, after that it's covered 100%. thx""
How much is insurance on a 125cc?
WhAts a average insurance price for a geared 125
Can I claim health insurance costs?
If i am retired, 55 and have to pay my own health insurance, can I deduct them on my income taxes. Lets say the monthly premium is $500 and my anual income is $24,000""
Why is my car insurance SO expensive?!?
My car insurance is due for renewal and the quotes i'm getting seem so high! Why is this? I'm a 32 year old female, no convictions, bans not even a speeding ticket. I have had my licence for 14 years and over 10 years no claims. I have 3 previous claims, 2 none fault and one theft - all of which were over 10 years ago. I am insuring a 2003 freelander (insurance group 11).""
My husband and I are buying our first home. What insurance will we need?
Life insurance to cover the mortgage? Illness or unemployment cover? Please help!
Why do insurance companys ask how much you paid for your car?
When they don't want to pay that amount out ! Although you pay that premium.
If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""
Got myself a little old ford fiesta 1100 i am over 25 learner driver which is the cheapest insurance firm.?
Got myself a little old ford fiesta 1100 i am over 25 learner driver which is the cheapest insurance firm.?
PPO vs. HMO Insurance?
I am trying to understand pros vs cons of HMO vs PPO. We are a family of three (myself, spouse and newborn). We do not have much health issues. Premium difference is about $150 per month (i.e. HMO cheaper than PPO). But need to understand any limitations of HMO. Is it tough to find a PCP who takes HMO insurance? Or is it people with health complications usually opt for PPO as it is more flexible?""
What would have a more expensive insurance a 2007 accord or an 1998 nissan 240sx?
What would have a more expensive insurance a 2007 accord or an 1998 nissan 240sx?
Why do liberals keep referring to the new health insurance system as affordable? ?
I work on film crews. It an be a long time between movie projects, so I deliver pizzas between crews instead of going on unemployment like many of my film crew buddies. I also own some crappy land, which I inherited, that won't sell. It's just sitting there on the market, screwing me out of qualifying for anything and everything my tax dollars are used for in the way of entitlement funding. I live in a travel trailer. As soon as I have to start paying an upwards of $200 a month for health insurance that is only going to go up, up and up now that pre-existing conditions must be covered, I'm going to have to move into a tent. What part of this is affordable?""
What would happen to my dad's insurance?
My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""
Need help finding helath insurance?
Looking to find a new health insurance policy, one that covers more, like office visits, lab testing, and prescription drugs. I'm 22 female from mn, employed full time, none smoker. Whats a good company?""
Looking for a car insurance commercial.?
In the commercial a guy is using a marshmallow treat to simulate a wrecked car and to fix it he sticks it back together. I believe the commercial is trying to say the insurance is fast at fixing your car. I think there was some sort of frog/toad in the commercial too.. Help?
""I need a cheap, reliable and economical car. Any recommendations?
it would help if it could be all round cheap such as... insurance group etc.
Moped insurance/ registration question in New Jersey?
okay, well i a tomos lx. and i am the first owner. And i called the dmv, and they told me that i need proof of insurance before i get it registered. heres my question. i am 15 and i would like to add the moped to my parents insurance policy. Can i go to the DMV with their insurance policy number and get it registered, go home, and then call the insurance company to put the moped on the policy? basically i show them my parents policy number. Will they accept it? Or do i need call the insurance company, add the insurance to my moped, and then go to the dmv?""
Worcester Massachusetts Cheap car insurance quotes zip 1655
Worcester Massachusetts Cheap car insurance quotes zip 1655
Insurance rate for 2000 ford escort?
it has 143k miles for a female i just need an estimate, it is for a class assignment thanks""
Does an insurance consultant in Massachusetts need to be licensed?
It is corporate insurance, not personal.""
How much will my Insurance go up?
im 18 years old on my mothers policy been driving 1 year crashed my car into a old Escort which his car was called a Rite Off. His rite of value for his car is 950. my damage i fixed with my old money as my insurance did not cover my cars damage. my Current Insurance price is 1250(pa). How much will my insurance go up by next time round...next year in September?
Is selling mortgage protection insurance a good job?
I have been offered a job selling mortgage protection insurance. All sales leads are pre-generated and there is no cold calling. Of course, like any sales job, the company has assured me that I can earn a six-figure income within the first year; but I don't know what to believe. Anybody know anything about this industry? Is this a waste of time?""
How much is home-based insurance?
I am thinking of making money with waxing. I was just wondering how much it would cost me to pay insurance for myself, I am thinking I just need errors and omissions (i.e. liability in case a client decides to sue me). FYI I live in Canada. Thanks!""
What insurance would be best for a Salvaged Car?
See I am a first time driver and I bought a Car which has a salvaged title due to a minor fender bender, I don't drive it because well I've only had it for about 3 days but I would like to know what would be the best coverage I can get from any insurance on a Salvaged title car. I hope it was worth my money buying a salvaged car. some one help!!! PLEASE!""
Do I need insurance to register my car in Illinois?
I just bought a car and wanna get the plates and everything right away. Can I register my car without proof of insurance? Remember its Illinois
""What is the average price of health insurance in Queens, New York?""
I am 26 years and turning 27 soon. I would like to know the average price of health insurance in Queens, New York? I tried getting some quotes online and all the prices are coming out to over $1,000 a month. Some of them more close to $2000. I didn't know the health insurance for an individual was this high. In this Case, I don't think any one who makes low starting salary would be able to get health insurance. I used to pay a little more than $100 a month when I had student health insurance. Also, I heard from one of my cousin(who is 50 years old)...that he pays less than $500 a month...Which made me get confused when I got the quotes online. Also, it is really difficult to get quotes online since they ask for personal infos. I do not want to give any of my personal infos. Can anyone please tell me if there are any health insurance plan ranging from $100-$400 a month? Thanks~""
My car has been broken down for some time do I need insurance?
My cars engine blew up in June. I could not find an engine I could afford at the time. I canceled the insurance due to this. I received a letter in the mail wanting proof of insurance for the state of Ohio. I have purchased a engine now but still haven't had anyone install, so the car is not operational. What do I do? Can I show the receipt for proof the the vehicle wasn't operational?""
Insurance. What do I need to sell Term Insurance in California?
Insurance. What do I need to sell Term Insurance in California?
How much will my car insurance go up???
i recently totaled my brand new 07 scion tc... i had put 11,000 miles on it and i was paying about 1000 dollars a year in insurance... i did not finance the car but bought it outright... about how much will my insurance company give me and how much will my insurance go up""
Can I get liability insurance from an insurance company and collision only from another ?
I went to Allstates and GEICO to get auto insurance the first gave me cheap liability and very expensive collision and the other is the opposite ,can I liability insurance ( bodily injury and property damage) from allstates and collision from GEICO ?""
Car Insurance?
How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""
""I got a speeding ticket in Indiana, but I live in California?""
I plan on paying the ticket (Indiana court told me to send $138), but I want to know if I need to go to traffic school? If not, does a record go on my California license and my insurance would go up?""
How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?
my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed
""What is the average insurance to run a home day care in San Diego, Ca? What about on rented property?""
I know that opening a daycare on someone else's property is a liability, but possible. Is there extra insurance needed? Do you talk with your landlord prior to renting the property? My father owns an apartment complex, and he said 'No way Jose' if one of his tenants would come to him with this proposition. How much is the average home day care insurance in San Diego, Ca? Thanks!""
Insurance Car Accident?
So today my insurance expired Feb 1st and I had thought I was covered for today. It is snowing outside and a car crashed behind me and did some serious damage. I called the insurance company and got insured. If the crash happened before I paid the insurance but no police were involved am I still covered. The exact timings wouldn't be found out if no police were called at the time correct?
Cheapest Vans to insure?
Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""
Looking for cheap & crappy life insurance.?
I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement. I don't care about financial stability of the company or a history of hassling the beneficiaries to collect. I don't care about guaranteed renewability, as if I'm not insurable, I don't have to buy the insurance. All I care about is price and that the policy comes with an official receipt that will satisfy their lawyers. Websites such as INSweb typically only offer 5-year term or longer, and I want cheaper than that.""
Car insurance for 21 yr single female scion fr-s/ subaru brz?
Does anyone know from personal experience about how much insurance for this car would cost? good student driver discount on parent's policy accident free.
""What are car insurances rates just for liability insurance in reno, nv?""
What are car insurances rates just for liability insurance in reno, nv?""
Where is the best online insurance in california without broker and billing fees?
i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees""
I hit a fence with my car will my insurance rates go up if I make a calim?
The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?
Cost car insurance in michigan?
hi im 19 live in michiganand want to get a car. it will be valued at around 8,000-10,000 dollars. how much will the absolute cheapest car insurance be per year. i have never been in an accident or had any tickets. thanks for any responses!!""
Motorcycle insurance rate estimation?
I want basic liability insurance for a lower cc Honda Phantom, 700 cc tops. I am a 21 year old male who committed a DUI 2.5 years ago and is now alcohol-free. For that reason, I feel ...show more""
Worcester Massachusetts Cheap car insurance quotes zip 1655
Worcester Massachusetts Cheap car insurance quotes zip 1655
https://www.linkedin.com/pulse/arizona-wedding-insurance-patrick-campbell/"
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Second driver for my parents car insurance?
"Second driver for my parents car insurance?
well im a full time college student so i can't pay for my car insurance at the moment.     whats the requirements for putting myself as a second driver to my parents car?   ive had one car accident and been cancelled twice in my own name to 2 different car insurance. (family member passed away and i had to use the cash to go abroad)    anyways.. will that effect me to putting me as a second driver to my parents car?? .. (with their name on the car)    i mean.. my parents will pay for me so i dont see the problem for me getting rejected by the insurance for my prior non payment cancelation.    please help me.
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Should i have my g2 licence for sure to get my auto insurance?
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Does anybody know how much it cost for insurance for a 16 year old in Arkansas?
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I live in the U.S, Florida and i am taking the MSF course.""
How much would a 17 yr old pay for car insurance? 10 points in 24 hrs!?
I may be getting a 2011/2012 KIA Optima Hybrid. It will be probably be a light color maybe greysish blue. (if that matters, i heard it does). I live in New Jersey and I want to pay ...show more""
I live in New York City and I want to get a car for one month during the summer. Any Suggestions?
I know there are cheap deals for monthly rentals, but I'm a poor college student and I need the cheapest deal. I could purchase a cheap car but I don't know how much insurance would be. I just want as many responses a I can get so I know what's out there and what I should consider.""
How much is insurance?
I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at [email protected] with LOOK as the subject. THX""
Does the owner of the car have to be insured?
I drive my sister's car and my sister lives in a different country. Does my sister have to be insured since she is the owner? I am insured..
What's the cheapest car for insurance?
What's the cheapest car for insurance?
Which is better hmo or ppo insurance?
Which is better hmo or ppo insurance?
Why would a good car end up at an insurance auto auction?
Looking to buy a used 2009 vehicle right now with 9,000 miles. Seller states it was purchased at an insurance auction with a clear title. Autocheck confirms this info - single owner, no accidents, no thefts, no repossessions, clear title, etc. What might be the reason this car was at the auction in the first place?""
Do I need to insure my car before getting a temporary registration?
recently purchased a used car that DOES require emissions testing. In my state (CT) the DMV offers 10-day temp. registration for vehicles that need testing Do I need to insure this car before I'll be eligible for the 10-day registration? I'd prefer not to insure a car that won't pass emissions because I won't be able to drive it, and I refuse to wait in line at the DMV for hours just for answers on this questions (their website gave very few specifics)""
Second driver for my parents car insurance?
well im a full time college student so i can't pay for my car insurance at the moment.     whats the requirements for putting myself as a second driver to my parents car?   ive had one car accident and been cancelled twice in my own name to 2 different car insurance. (family member passed away and i had to use the cash to go abroad)    anyways.. will that effect me to putting me as a second driver to my parents car?? .. (with their name on the car)    i mean.. my parents will pay for me so i dont see the problem for me getting rejected by the insurance for my prior non payment cancelation.    please help me.
Should I go through my car insurance company or not?
My car was parked on a decline, stalled, and ran into the back of my friends wagon. My repair quote is about $940, hers is about $615, at a total of about $1555. The excess I have to pay towards insurance repairs is $1045 (standard excess, age excess for being under 25, and some flexi-excess p.o.s). At the moment I only have enough money to fix her car, although that means waiting another few months to fix mine, and I'm impatient. Hers needs to be fixed asap for roadworthy and registration. I also have the option of finding a new bumper for hers at a much cheaper price, although that is proving difficult. Also, my insurance company only likes their choice of repairer. My panel shop has done jobs for the company before, but I'm not certain if they will let me use them. I won't have anyone else repair my car, as the money was going to go to repainting a new bonnet instead of repairing, which insurance won't cover. On another note, I'm not sure how long going through insurance will take. So my question is, do I go through insurance, even though I might not get to use my panel shop and it will cost me almost the same? Or do I leave it, and do what I can to fix my friends car cheaper? Then just suck it up and wait to have the money for mine, therefore also saving a rise on my insurance premium and a drop in my rating.""
Fastest accelerating car in the insurance group 1-3?
Hello, I am going to be turning 17 shortly and would like some advise on which car that would be very responsive and quick. My budget for the car itself is 1450 but there could be a bit of flexibility. As I am sure you all know, insurance for new drivers is very high, so I want something in between groups one and three as I believe that is the area that I can afford. Could I also please ask for serious answers. I am not not wanting to drive irresponsibly, if that is a worry to some contributors. Thanks.""
Teen car insurance!! ?
im 15 and getting ready to buy my first car. i really want to know about how much my insurance will be. im getting a 2001 toyota celica and i live in north carolina and im a girl. can anyone please help?????
Insurance for moving to USA?
Myself and my partner are moving to the USA. We will need travel insurance and some health cover, and although we will both have health insurance with our new jobs, we will need cover for the first month and I am looking to see if I can find a travel insurance policy that provide the cover. Trouble is, the standard travel insurance I have seen so far assume that we will still live in the UK and that we just want cover for a months 'holiday'. One way travel insurance seems to stop 24 hours after we land in the USA Does anyone know of a one way travel insurance that will cover us for the journey and the first months stay""
Cheapest 600cc sportbike to maintain?
Which of these bikes of the 600cc class is the cheapest to maintain in terms of insurance, gas, maintenance, etc...(so which is the cheapest combining all of these aspect) the bikes = kawasaki zx6r, honda cbr600rr, yamaha r6, suzuki gsxr 600""
Is it true that some car colors cost more money for insurance? And if it is then why?
Is it true that some car colors cost more money for insurance? And if it is then why?
How has the highly competitive and free market capitalism of Health Insurance Co worked for the last?
How has the highly competitive and free market capitalism of Health Insurance Co worked for the last? 70 years for Americans? I can only speak for Kanucks... the #1 most popular service the gov't provides for is Universal Health Care coverage, I think the #2 is a Timmies LgDD and a Maple Dipped..""
About how much will my car insurance increase...?
I recently received a speeding ticket for going 81/60. 4 points and 185$ fine...the officer said he would knock it down to 2 points and 80$ fine if i showed up to court. I'm 19, I live in S. Carolina, and I pay 195$ a month for a 2004 mazda6. Does anyone have an estimate on how much 2 points will raise my rates? Note: This is my second ticket; my first was an Improper start from start, no points 155$ fine. Thanks so much!""
""Moving to CO in a month, how do I go about switching my car insurance?""
I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will they pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month.""
How much would car insurance be for a 16 year old to drive a 2005 Ford F-150?
I live in Arizona, I want a red or black 2005 Ford F-150 crew cab. Im not rich, my dads just got a **** ton of money cause he never buys anything. Im trying to get him to pay for the whole insurance but i really doubt hes going to. So please help me out, tell me how much me or him is going to have to pay.""
What is the cheapest auto insurance for michigan?
for the most basic insurance
Insurance nightmare help?
tommorow im leaving for florida in my grandmothers car. i just discovered the car hasnt had a proof of insurance for over a year. if i cannot find a proof of insurance i cannot begin my 1300 mile trip to florida. does anyone have any ideas on some way we can get a proof of insurance between now and tomorow at 9 am?
""Just found out I'm pregnant, I need health insurance but...?
What are the best plans for me (Im 23 and live in CA) I want to save as much as I can. I've looked at Kaiser Permanente and Anthem Blue Cross but Im lost.
About how much would it be for car insurance for a 18 year old girl?
female no accidents new driver in school working
Got my speeding ticket removed but my insurance went up?
I got a speeding ticket, paid for it, and decided to get it removed off of my record so my insurance wouldn't find out. In my city, in order to do that you need to get an attorney and go to defensive driving class in order for it to be removed of your record. I got an attorney and paid $370 + $50 for traffic school and they sent me a letter from the court saying that my traffic violation was disposed of. But I just got my insurance bill and my rate had gone up by anyway! Do you have any suggestions on how I can lower it back to normal? I truly appreciate your help!""
If you park your car on the street does it cost more on insurance?
Getting a car and if i can save some money on insurance by finding else where to park then i will do that, but i don't mind parking it on the street if i doesn't have an effect on my insurance.""
Why is my landlord requires Hired & Non Owned Auto Liability Insurance?
I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance coverage? I know this coverage would covered my car I rented for business used & my employee's liability when sometime (rarely) used for business purposes. What's is it in for the landlord?""
""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""
psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""
Can u get motorcycle insurance without a permit or license?
Can u get motorcycle insurance without a permit or license?
What's the best way to insure I get 200 grams of protein per day?
My Dad used to do protein shakes but his doctor told him to get the protein through foods, not the shakes. Now the consultant at my gym says I need 215 grams of protein per day to keep my muscle mass and build further but it's not like I can have a steak at every meal. Any suggestions?""
Car insurance cost in CA?
I just moved to Los Angeles county from Massachusetts. I have a 2002 Mercedes c230 that I brought with me. I used to pay $850/yr. for full coverage on it in MA. I have been looking around and getting quotes online for $900+ for 6 months here! I am a 25 yr old single, and I also have a perfect driving record. Is all insurance rediculously priced here?, or am i just looking in the wrong place? ( I've looked at GEICO, progressive, other nationwide online companys) thanks for any help.""
""Im paying $1,000 every 6months for my car insurance, and im 19 years old.?""
Does anybody know of any cheap insurance companies that I can get a quote from? I really REALLY need to find a different company, because I cant afford that much. Please help! (I live in California if that helps)""
Obtaining health insurance policy number?
I need my health insurance policy number for a school trip I'm taking. I don't have my Insurance card and I am wondering how to get my policy number thanks.
Low cost health insurance for Foreigners in China's Mainland.?
Is there such a thing, and where can I get some?""
Auto insurance cost?
I can't really get a quote from a car insurance web site. (It's a long story) I don't really know much about auto insurance at all. How much do you think my insurance would be? I'm a 20 year old female. I haven't ever had a ticket. The car I am potentially buying is a 2009 jeep grand Cherokee. that's $30,000 to $35,000. I would have a $20,000 loan. (my father would be co signing) since I have a loan I'd have to get full coverage. Any one got any idea of how much my rates would be?""
Second driver for my parents car insurance?
well im a full time college student so i can't pay for my car insurance at the moment.     whats the requirements for putting myself as a second driver to my parents car?   ive had one car accident and been cancelled twice in my own name to 2 different car insurance. (family member passed away and i had to use the cash to go abroad)    anyways.. will that effect me to putting me as a second driver to my parents car?? .. (with their name on the car)    i mean.. my parents will pay for me so i dont see the problem for me getting rejected by the insurance for my prior non payment cancelation.    please help me.
Cheap motorcycle insurance?
anybody noe of some cheap motorcycle insurance im only 17 and im planning on getting a 250cc dis coming summer and i cant spend 300 or more a month thats to much pls help.
Car insurance on eclipse?
i recently had suv and a pickup truck. ar insurance is about $500 a year through farm family were on the farm policy so its a lot cheaper. I recently sold my truck (diesel) got tires of the awful gas milage (ford f-250). with the cost of diesel going way up again it was costing on empty-full $150 thats total b.s. anyway i been looking to get something with good gas milage that does not cost a lot to fill up. i have been looking into cars and taken carefully into consideration they get better milage but i have seen cars even is 20 mph accidents totaled. my next question is how much would car insurance be on a eclipse. if i did get a car i don't want a pice of junk looking old lady car i would want something that looks very nice. i was looking into the mit. eclipse/spider. was curious how much car insurance was if i stayed with farm family. i was going to call and ask them but i don't have the physical car yet and they would need to know exactly what kind of car year etc it is to give me the exact amount. I'm 22 years old with 5 years driving experience. only 1 accident. (old person was in hurry to airport for vacation told me and cop he did not think it it was needed to stop so he ran stop sign and hit me. i have owned 2 pick ups, 1 trail blazer. pickups, ad suv's fall under farm category cars don't so i am sure it would be more then what i pay now. i don't want to switch insurance either i hear horror stores with others. farm family paid me every time that week for accident repair i hear others you won't hear from them or they don't pay you or hospital bills if its needed farm family does. my spelling is not the greatest at it i got a little lazy.""
What is insurance expense and preaid insurance ?
A review of the ledger of Khan Company at December 31, 2006, produces the following data pertaining to the preparation of annual adjusting entries. 1. Prepaid Insurance $9,800. The company has separate insurance policies on its buildings and its motor vehicles. Policy B4564 on the building was purchased on July 1, 2005, for $6,000. The policy has a term of 3 years. Policy A2958 on the vehicles was purchased on January 1, 2006, for $4,640. This policy has a term of 2 years.""
Car insurance price for 17 year old?
I've got 2 questions cropped into 1 1st question, im looking to buy a Ford Fiesta HOPEFULLY after i pass my driving test. Ford Fiesta 1.2-1.6 litres. 2004-2006 model. Insurance price to a new 17 year old male driver living in northwest london where not much vandalism/problems occur compared to other towns. Car will be on off road parking overnight. Whats the approximate insurance price im looking at? 2nd question being that if anyone had recently taken the theory test. Is it hard? Easy? Thanks in advance""
How much does type of car vary the insurance rate?
I am 18 and am going to be licensed in about a month or so. I am thinking about buying a first car but I'm just wondering out of curiousity, how much would insuring a 2002 BMW cost more than let's say...a 2002-2004 Honda Civic? I'm looking at the civic but if they are in the same price range, I would rather buy the BMW. Yes, I know about the Honda gets 50 mpg and BMW will cost more to maintain, etc, etc but I'm just wondering, would BMW insurance cost a lot more for a old model?""
Motorcycle Insurance question?
I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what? thank you""
How much can be motorcycle insurance premium?
Current auto premium - $120 (25 years, 2door car).""
Car insurance when i turn 18?
Hi right now im 17 and im about to be 18 in march, im looking to get a car so i can commute back and forth for school and i need help on this car insurance ropes. Im planing on getting a used car for around 3000 maybe a jeep wrangler/loredo or a good nissan or toyota. Ill look into prices and student discounts after i figure this out, am i able to get car insurance under my name when i turn 18? My mom isn't a driver or owns a car this is another reason, so i can drive her around. So ill be doing this on my own, any help or tips? And please nothing that im young or stupid answers im trying to be serious. All help is appreciated, thanks.""
VERY URGENT! Buying car insurance by telephone  heeeelp!!!!?
Hello thank you for entering in my post I'm buying an insurance for my car by phone call so far I have the best deal from a company called Admiral Tomorrow I'm going to call this insurance company back to settle the agreement I've never done a contract by phone call I believe they should obviously send me a contract by e-mail with all my details and all the details of my purchase and the details of the company  until here it's quite clear my question is: How should I pay for this contract? Should I give my debit card details by phone call? Is buying an insurance by telephone safe? Any advice according this matter will be very appreciated thank you in advance for your help
Car insurance and international driver's license?
Hi, I'd like to know if it's possible to get car insurance and buy a car in the USA if you don't have an American driver's license... I only have a French driver's license and an international driver's license. Could you please also tell me how much does car insurance approximately cost for 1 year? Thank you very much in advance.""
Health insurance?
i need health insurance that is affordable to me. i am willing to spend 30-100 dollars a month. i just basically want something to cover my dental and doctor . it can be network far as i car i dont really need ppo. i also want it to cover some of my presciption.
Best insurance companies for 17 year old passed my test!!?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus.?
Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus. I am looking at buying a s13 non turbo at 11k. when i looked for a quote the minimum was like 5k which i do not have the money seeing as i am going to have to get a loan for my car.
How do I find out how much the insurance settlement check was?
I was in an auto accident and had head injuries. When the insurance company settled, I did not see the settlement check. My lawyer wrote personal 2 checks to me totaling what he said to be the policy limit. I never saw anything that showed what the policy limit was and I feel like he has done something very underhanded. This same lawyer sent me to a doctor for a test and charged me 6,500.00 for an EMG. After I received the bill I went to the doctors office to find out why it was so high but the office was no longer there. My lawyer said that the doctor died in an auto accident I recently found out he is working in another location now. How do I find out what the insurance settlement check was?""
How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?
How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?
First speeding ticket how much will my insurance increase and for how long?
I recieved my first moving violation (speeding ticket) and would like to know the cost/percentage/etc of a potential increase (if any) to my insurance. I am reluctant to call my State Farm agent for fear that they'll pull the record now and re-do my rates instead of towards the end of 6 months when I am up for renewal. Any takers?
Can you have your name on the insurance if you dont live at the same address?
I am looking at car insurance, if i do it under my name it will set me back about 2,000 to 2,500. If its under my mothers name, but I am down as the MAIN driver it will cost me about 700 - 1,000. Can my mum legally be the insurance holder if she lives at a different address? I don't want to commit fraud""
How much is the insurance payment in New York State for a 1997 Jeep Grand Cherokee Laredo? In General.?
I live in New York State and i plan on buying a 1997 jeep grand Cherokee Laredo for maybe $1000. I've looked on the quotes on auto insurance and none of them helped me. Plus i am 17 years old and the vehicle would have to go under my parents name.
If my dad is a co signer for a car will my insurance be cheap?
I'm 19 and its my first car and my dad is the co signer will my insurance be low? What are cheap insurance agencies for teenagers?
Are custom orthotics covered by health insurance?
I heard getting a pair is expensive but i need them for running uninjured
How do obese/fat people get health insurance?
I am self employed and live in missouri and am having trouble finding health insurance.
Will Car Insurance Fees Go Up?
So recently i was pulled over for speeding. 50 in a 45. Will my fines go up for just being 5+ the limit? If so how much do you think? Also I'm 16 -Thanks
Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
Monthly payment for Car Insurance?
Hi, I'm 18 and I want to get a car, but I am not sure if I can afford car insurance. I was told I can put my name under a relative's insurance (He is around 50). So I have a question for you guys. How much money do you pay for car insurance a month? I know it varies amongst states and ages, but I want to get an idea of the amount of money I may be paying. I live in New York so I know it will probably be way higher than other states. Please provide your age, state, and car insurance monthly estimate. Thank you! =]""
Second driver for my parents car insurance?
well im a full time college student so i can't pay for my car insurance at the moment.     whats the requirements for putting myself as a second driver to my parents car?   ive had one car accident and been cancelled twice in my own name to 2 different car insurance. (family member passed away and i had to use the cash to go abroad)    anyways.. will that effect me to putting me as a second driver to my parents car?? .. (with their name on the car)    i mean.. my parents will pay for me so i dont see the problem for me getting rejected by the insurance for my prior non payment cancelation.    please help me.
https://www.linkedin.com/pulse/where-find-affordable-health-insurance-noah-cunningham/"
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I got two no proof of insurance tickets?
"I got two no proof of insurance tickets?
I got two and Have court for one on the 26th of Sep and the other on the 29th two different vehicles what will happen also when I got my second ticket I got it for speeding... What can I do I have proof of insurance but it is on a different vehicle is there any way I can say I was on my way to changing my insurance to the car I was driving.. I LIVE IN CALIFORNIA IM 19 years old PLEASE HELP ME IM TURNING 20 on the 28th of August
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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My Fiance and I have very expensive car insurance right now and when we went to change companies the company we were at (its a certified insurance company) wanted to keep our business so they made our insurance allot cheaper by saying we are married, but we are only engaged. Can we get in trouble for this? Is it insurance fraud.""
My car insurance company is screwing me over?
I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""
Should I get my own health insurance?
Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?
Need help getting affordable auto Insurance?
I'm 20 years old in Brooklyn NY I am a college student I live alone I don't speak to my father and my Mother is not here, I really need a car for work (i started my own business) and for my life in general The cheapest insurance quote I received was for $10350 a year, for the state minimal coverage I am looking something in the range of what normal people pay 1k-3k at best Please if anyone knows any schemes, tricks, deals, anything let me know And please non of thatpublic transit or that you shouldn't try to trick the system non of that.""
How are forced health insurance and auto insurance the same?
Many on here say that forced health insurance i sthe same as auto insurance, but how is that? I do not need auto insurance if I do not own a car. I make that choice whether to drive or not. I do not get fined if I don't have a car for not having auto insurance. So in what way are these in any way the same?""
I got two no proof of insurance tickets?
I got two and Have court for one on the 26th of Sep and the other on the 29th two different vehicles what will happen also when I got my second ticket I got it for speeding... What can I do I have proof of insurance but it is on a different vehicle is there any way I can say I was on my way to changing my insurance to the car I was driving.. I LIVE IN CALIFORNIA IM 19 years old PLEASE HELP ME IM TURNING 20 on the 28th of August
What is the best insurance company for a recently passed young driver?
I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""
CALIFORNIA DRIVERS-Insurance question?
am about to test for my license tomorrow, and on the list of requirements, it says I need proof of insurance. That just means for the car I am using right? It's not like you can insure a person...My friend keeps telling me I need driver's insurance but that does not exist, am i right? I guess the question is: What needs to be insured?""
What is the cheapest auto insurance company for drivers under 21?
I need some help finding a cheap car insurance company in virginia... Let me know what was the cheapest one in your experience Thanks!
Where can I sign up for health insurance?
I have tried the phone and nothing and online I cant seem to find a website. So does anyone know where I can do it locally. Im located in north hollywood california. Or any help would be great thanks:)
""If I am under my wife's health insurance plan, do i need to get my own insurance under Obamacare?""
Currently, my kids and I are under my wife's health insurance plan. I heard that if we stay under her plans, we will be penalized once this Obamacare goes into effect.""
Motorcycle insurance in Ontario?
Hi I will be turning 17 in a few months and plan on getting a sports bike such as the ninja 250r or the gs500f. I am just curious if someone could leave me a rough estimate on how much insurance would cost me if I were to insure one of those 2 bikes in the province of Ontario. Thank you in advance.
Car Insurance went up when I removed a car?
I am insuring 2 cars. If I remove one, my insurance rate will go up. Why is that?""
About health insurance?
i don't have a health insurance and my job doesn't provide me one i had a car accident and i owe around 3,000 dollars on my own hospital visit i didn't injure another car if i get an insurance do you think they will pay for my health debts???""
For a 17 year old - how much does a car cost to run each month?
when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""
""If you finance a car in nh, can i cancel my car insurance?
Someone told me you don't have to have insurance. I don't want to pay for something if i don't have to. But i don't want to not pay and lose my car.
Can I get insurance?Plz answer?
So I'm 16 and hav a 2002 BMW 325i and want insurance do u thInk 500$ a month would b enough
Do you legally have to declare having a medical cannabis card to your insurance company?
Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.
What is the rating on Safeway Insurance?
http://www.safewayinsurance.com/SIC/Default.aspx http://www.insure.com/articles/interactivetools/sandp/new_s&p.jsp I didnt found it online. by rating, I mean what letter? STANDARD AND POOR'S RATINGS DEFINITIONS AAA : EXTREMELY STRONG AA : VERY STRONG A : STRONG BBB : GOOD BB : MARGINAL B : WEAK CCC : VERY WEAK CC : EXTREMELY WEAK R : UNDER REGULATORY SUPERVISION NR : NOT RATED Do small insuarance companies get rated?""
Anyone know of affordable dental insurance for western Ky? ?
i need to have dental work done, but no insurance.""
Auto Insurance for 18 yr old with 2012 Kia Soul?
Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.
How does the insurance company know what Annual Mileage I am actually doing?
I bought a car last Sunday from a private seller, but was not able to drive it home because of no insurance. The person kindly offered to keep the car in his garage till I get an insurance cover. Today I went to pickup my car, but that guy was not there, his friend was there to hand me the keys and drive back home. When I test drove the car it was 87k miles exact, now today when I collected it, it went upto 87,806 miles, +806 miles extra. The seller is not answering my calls, the only thing worrying me is that I quoted my Annual Mileage up 6000miles, but already my car raked up 806 miles in one week. Please help, and don't abuse coz I am already down being cheated? Why bad things happen with do-gooder?""
Cheapest insurance for a yamaha tzr 50 for a 16 year olds first bike?
just bought a yamaha tzr 50, first bike wanted to know if anyone had a similar bike or knew any cheep insurance companies, less than 700, thanks""
How much do you pay for car insurance?
How much do you pay for car insurance? On like an 2003 truck?
Use Medisave to Buy a Life Insurance?
Use Medisave to Buy a Life Insurance! Is this a wise choice?
What is the cheapest van to insure?
Ive just passed me test (finally, at 21) and i havent had a car or van insurance quote under 1900.... The cheapest ive had is a peugeot partner pre yr 2000, even smaller fiestas and ka vans are 2000+ are there any vans out there at prices that arent gonna cost me 190 a month""
What is a car insurance down payment?
I see these commercials for cheap car insurance with a low down payment . I've had three car insurance companies in my life and not a single one has required a down payment. Why would anyone choose a company that did?
Is a subaru wrx a good car for an 18 year old?
I'm 18 and I'm thinking about buying a wrx. It has 150000 miles with maintenance history and was run on high octane gas... seems to be mechanically taken care of. It needs a new paint job but I don't mind the project. Is it hard to drive this car on 5spd for people who have minimum manual experience? (i can drive a manual but I haven't had much practice) I plan on taking care of it and running it easy. How much does insurance increase if there's a lein in the car? Is it difficult to transfer leins? Car has 6600 left on lein and its a 2003.
Life Insurance company inactive and I have a policy?
Federal Life and Casualty in Battle Creek, MI is now inactive. My dad had a 5k life insurance policy and has passed on. He has a fully paid policy on file. Is this a situation where the family is out of luck?""
Where can I get a very good insurance quote?
I'm looking for full insurance coverage on a Toyota Camry LE. 2005. In Ca
How can I get an insurance quote?
I don't have my license yet, but I know what car I'll be driving. Is there a way to get a quote before I actually get my license?""
I got two no proof of insurance tickets?
I got two and Have court for one on the 26th of Sep and the other on the 29th two different vehicles what will happen also when I got my second ticket I got it for speeding... What can I do I have proof of insurance but it is on a different vehicle is there any way I can say I was on my way to changing my insurance to the car I was driving.. I LIVE IN CALIFORNIA IM 19 years old PLEASE HELP ME IM TURNING 20 on the 28th of August
Lowest insurance rates?
Hi!!! I would like your opinions on the lowest car insurance rates. I am currently with an insurance company that has not lowered my rate and I have been accident free for more than 5 years. So I am going to switch carriers and wanted to hear your opinions on where I should try.. Thanks in advance
Can I sue my husband's car insurance company?
Me and my husband have been split up for a little while, we are not divorced nor have we filed.We decided to go on a small vacation to TN together with our children,to see if we can work thing's out. While there we had a bad car accident to were we were hanging on the side of a cliff in the mountain's by a tree with our 2 daughter's in the car as well. The car was totaled out by the insurance company, I didn't go to the hospital as nothing was seriously wrong at the time but now I have bruising and painful bruising. Can I sue my husband's car insurance company? I live in Kentucky for refernce to the different state laws""
How much is lowering a car likely to cost on insurance?
how much is it likely to increase insurance by replacing the springs with a Spax piece of kit?
Roughly how much is motorbike(moped) insurance for a 16 year old UK?
I'm 14 and im gonna start saving up to get a motorbike Im hopefully gonna talk my dad into paying for the CBT and splitting the cost of the bike, ill pay for the Provisional and insurance. So roughly how much is insurance per month for a 16 year old on a 50cc as a first time rider""
How do I get the cheapest car insurance?
I am 21 years old and have 2 years no claims bonus, I am in no way going to lie to the insurance companies just to alter my life to get the cheapest qoute wink wink can any one tell me if anything helps like where I work or how many kids I have??""
Car Insurance policies for teenagers?
Im 16 and i wanna get a car. First what is the average cost for car insurance a month for a teenager. I know it varies among companies but i just want a reasonable number. Second, would it cost more for my parent to by car insurance for them and then add me to their policy or just get the insurance for me/""
Why is classic car insurance more?
For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers. I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe . so I was curious and got a quote and they quoted me $550 a month. strange thing is my friend drives an 04 rsx that's standard (the camaro is auto) and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company, all these cars are considered sports cars and therefore have higher rates however they would not tell me the reasons why and that is what I am here to ask.""
How much are you paying for your kids car insurance?
Recently, I brought my daughter a 2002 Camaro v6 for 7,800 with taxes included. I pay 127 dollars a month for insurance. She is about to be 16 and able to drive on her own. She is very responsible, gets great grades and has very few friends. How much do you pay for your child's insurance? I heard that buying them a sports car would make the insurance go very high but that hasn't been the case.""
Health insurance info?
I'm trying find my boyfriend affordable health insurance that also covers his want/need for counseling. We live in Georgia and I need some advice since I'm still currently considered a dependent for the time being. Thanks!
Is my wife eligible to get insurance for my car? ?
She does not have a US license/SSN, but she has a valid license from India. Can my wife drive my car and will she get insurance in her current status/license?""
""Insurance estimate on Integra, Mustang?""
Hey. So I am getting my first car in a couple months, and my dad said I could choose which car, but keep it in a low price range. I've always liked Integras, since I was little, and I always wanted it to be my first car, so thats in consideration. And my dad said get a mustang. I would like to know how much insurance is on each? The cars would be- Acura Integra 1996-2001 (LS, RS, SE, GS) Under my dads name (age 50) I would be secondary driver Silver or black or white Roughly 150k miles Maybe 25 miles a day Would buy used around 2000$ - 4000$ Im aware its a luxury car, thus insurance being a tad more expensive How much would you think insurance would be? We have Progressive but I just want a estimate - Maybe like the average of how much people with integras pay for insurance. Mustang 2004 Under my dads name (age 50) I would be secondary driver Black or silver Maybe 100k miles 25 miles/ day Used around 4000$ - 5000$ Not luxury, but its a sports car, Im guessing insurance is more expensive for it""
Moped Insurance for my 16yr old son?
I am looking for moped insurance for my son. I am going to be paying for it and i would like to do it monthly. Does anyone know of some cheap insurers? And also should i insure it in my name or his name? Ive tried a few and because ive been putting in my sons name they wont alllow me to pay monthly as he is under the age of eighteen. Also if i put in my name, i havn't taken a bike test. Do i need to take a bike test to insure a moped in my name? Im sooooooo confused!!!!!! Please help!""
What is the estimated price of being added onto a parents car insurance?
i am 16 sorting out the finances of my future car and have noticed the unreal car insurance price for a little car such as a nissan almera and am thinking of going onto my parents car insurance.
What cars are listed as sports cars for insurance?
I want a car but it cant be listed as a sports car. And all the cars i like either are or idk. so what cars are sports cars?
Question with car insurance?
Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?""
Car Insurance in Texas?
I know that TX law required you to have insurance however what about an insurance card? Usually your insurance gives you a paper or card to keep with you on hands like, say whenever you get in an accident However, if you get into an accident and the other person does not have her insurance card with her on hand and just gives you a business card saying her insurance is under Enterprise (the car rental company). Is she at fault for not having a insurance card on her and could she get fined?""
""What is the cheapest car insurance company, In Pa?""
I am looking to see what car insurance would be cheapest between, allstate, state farm, nationwide, geico, progressive, esurance, 21 century, unitrin Direct ???? HELP""
Car insurance after accident?
I am 18 and have been driving for 1 year, I used to drive as an additional driver on my Dads Renault Megane, I crashed it from spinning off and hitting a wall, luckily no one was hurt, I just had a few cuts from shattered glass. The police have arranged for me to have an interview next week to discuss the consequences, at the moment I have no convictions or anything on my licence, my Dad just bought me my own car and has said he'll pay for the insurance in full, it's quoted at 880 for a year if he pays in full, he was planning on paying in full in 2 days, I'm not trying to cheat the system, but if my dad pays in full and then I get a conviction after the transaction has been made, can the insurance company up my insurance considering I had no convictions at the time? I'm not trying to beat the system and cheat my way, I'm just curious as to what will happen. Thanks for taking the time to read!""
Can anyone give me any insight on approximate costs for cars/car insurance?
In defense of my ignorance, I'm only sixteen, and I'm trying to figure out how long it will take to save up for a car/driving school/insurance/all that stuff. And since I don't actually have a car yet, I can't get a quote on insurance. Also, I realize that every case is different, prices vary, and it's next to impossible for anyone to give me a definite answer, but all I'm asking for is approximation. Things I need to know: -Sixteen, newly licensed, about how much per month for insurance? -In your opinion, what's the best/cheapest insurance provider? -About how much is the cheapest that I would be able to buy a used car for, assuming I'm not picky in the least about anything besides it being one that actually runs, where I won't have to worry about all kinds of repair costs? I know this is kind of ridiculous, as no one can give me an official answer, but all I'm asking for is approximation. (: Thanks in advance. If I've forgotten any fees that come with car or insurance buying, feel free to educate me? THANKS TONS.""
Is there any reason why i can't add someone to my car insurance?
If i add my sister to my car insurance, because she is a woman and older with lots of driving experience it will lower my insurance quote simply because she is on there. But does she need to actually use the car, or can i just get her added to the car for the saving. I know the insurance company wouldn't necessarily check but if i needed to make a claim could they dismiss it if it was uncovered the additional driver never used the car or intended to use it. We also live in different houses, will that make a difference, as from quotes i have done it doesn't usually ask for a second address, could i say she was living with me for insurance basis? Thanks in advance.""
My son's Beretta car is now in his girlfriends name. He wants me to put insurance on it so it can be driven.?
I just want to know what the Michigan law is regarding insuring a car not in my name. And not in my possession. I get a good insurance rate now because I have always paid my bills on time. My sons girlfriend thinks I should do this for them. I don't and I won't but I promised to look into it today. I have two trucks already insured in my name and so does the girlfriend. I plan to speak today with my insurance man to find out what I can. Any suggestions besides being totally blunt with these 40 year old people? Just say no is a good policy and the right thing for me to do. But hard.
""With the new Health care law, we will all have to get health insurance, but what do they consider affordable?""
I have seen some health care plans for $100 a month and up, but I can't afford that. The other plans I have seen for $50 a month, will not pay much of your bill and they all have a $2,500 deductible or much higher and a huge co-pay amount. I need something much cheaper than that, which will cover a lot more of the bill. There is no way I can pay a $2,500 deductible! I also can not afford to pay $100/ month for coverage! What does the Fed government consider cheep and affordable? Where can I get a GOOD health plan that will pay most of my bill and not have to pay an arm and a leg each month? What will the govt. do for people like me who just plain can not pay that much money for health care? When will that new law make the prices go down significantly? How can I get medicare?""
Life Insurance?
I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.""
Can I get one day car insurance?
Hello, I have a car that has a problem and need to take it to my mechanic but I got a new car so have no insurance on it anymore. I have State Farm and was wondering if I can get a one day insurance to drive it to the mechanic and about how much that would be, it's an oldie '91 but I will not risk driving it without insurance....thank you.....""
""Imported Sports Car - Whats cheaper to insure? Registration in my name, or my parents name?""
I have just purchased an imported sports car in Australia worth $18,000. I am 21 (under 25 means huge insurance here). I AM going to get the cars insured in my parents name. But the thing which determines (on paper) as to whether I am the primary driver, or my parents are, is who ever the car is REGISTERED under. My question is....would insurance be cheaper if my car was registered under my name, or my parents? And by how much? Thanks!""
I got two no proof of insurance tickets?
I got two and Have court for one on the 26th of Sep and the other on the 29th two different vehicles what will happen also when I got my second ticket I got it for speeding... What can I do I have proof of insurance but it is on a different vehicle is there any way I can say I was on my way to changing my insurance to the car I was driving.. I LIVE IN CALIFORNIA IM 19 years old PLEASE HELP ME IM TURNING 20 on the 28th of August
Life insurance question?
Y do insurance companies call it life insurance? aint like we can insure our life and decide when we wanna die. it should be called death insurance since we cant use it until after we die. even then we dont get to enjoy the money that we paid into it.
How much do i pay for teen auto insurance on a 2010 car?
my parents just got me a 2010 nissan versa! :) its not from the dealership, so we wouldn't have to pay full coverage, just the basic law coverage. i need an estimate on how much it will be a month. my parents aren't helping me that well with anything, they want me to just be on my own already so pleaseeee,help. i can't do this myself :(""
What determines how much the unemployed/disabled get paid?
I have to type up a report on unemployment insurance/diability insurance. I can't find out what determines their pay. Any help or resources would be greatly appreciated :) Also I need to interview an unemployment insurance agent. I don't know where to find one?
""Can I be added to my moms auto insurance, and drive my own car?""
Is that possible be added to my moms auto insurance, and drive my own car?""
Which car insurance companies insure electric cars?
My insurance company will not insure electric cars. Which will?
Can I get renter's insurance without a deductible?
Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""
I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""
If you separate from your hubby and the health insurance is through him would I still be covered??
or do I have to get my own policy?
What's the cheapest van insurance for a new driver aged 27?
just passed my test and will be looking for a little berlingo van or kangoo. something of the sort. im a builder. just like to know peoples experiences getting the best insurance.
What is the cheapest car insurance?
I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.""
How does my car insurance work ?
Am i insured to drive my car if after traveling to work i then leave early but am still being paid for the hours contracted , this being that my car insurance allows me to commute to and from a single place of work ?""
How much does is a ticket if you are pulled over without registration and insurance in CA?
A girl I just started dating, who has lived in California for a few years, has not registered her vehicle in CA. She drives around with out of state plates, expired stickers, and does not have insurance. How much will it cost her if she get's pulled over. and what other non monetary consequences will she will face. I have stressed the importance getting it registered, siting scenarios such as, what if you are in an accident and are seriously injured or seriously injure someone else, without insurance, who pays for the hospital bills? . For some reason that does not create enough sense of urgency.""
Approximate monthly premium for State Unemployment insurance and the coverage?
1) My employer is in California and I have been working in Illinois for 8 years until last month for the client of my employer. My family is myself, spouse and two kids. The contract with the client is over and my employer might terminate me. In this case, should I file for unemployment insurance in California or in Illinois? 2)What is the approximate monthly premium to be paid for state unemployment insurance? 3)what things will be covered by this insurance? If various factors would affect the answers for the above questions, please try your best to give approximate estimation for the monthly premium and coverage details. Thanks.""
Where do i go to see a physician without any health insurance in California?
Hi , I'm 21 and I don't have any health insurance, I want to see a physician so I can get more information on estrogen pills because I want to have smoother skin and look more like a girl than a man but i still want to keep my man-hood . Can anyone help?""
How much does insurance cost for a new young driver with a brand new car in newyork city?
How much does insurance cost for a new young driver with a brand new car in newyork city?
Suggestions on cheap home insurance?
I'm looking for an economical home insurance that will be able to cover the inside only. I'm looking for suggesting, mostly not well known companies since they can be a bit more pricey.""
Cheap car insurance companies for young drivers? With a years no claim?
I'm 18 and my insurance went from 1300 to 1100 after a years no claim which would have just been affordable. However as I don't work for the police anymore and went back to college to get a levels, (being a student) it went up to 1700. What are really cheap insurance companies for young drivers? I have a years no claim discount...""
How much does learning to drive cost roughly?
how much do driving lessons + car (800 - 1000) + insurance etc cost??? thanks :)
What kind of medical insurance can an unemployed 19 year old get?
I am 19, currently unemployed and i am living with my mom. I go to the doctor often but we are becoming pretty broke. What medical insurance can i get that can lower the cost of doctor visits and prescriptions. Ive already tried medi-cal but i have a share of cost for some reason.""
How much should we ask the insurance company for when settling a car accident claim?
My boyfriend was recently in an accident. His chiropractor told him that when settling his claim, he should ask for three times the amount of all his total expenses. My aunt was also told the same thing by her doctor. I was wondering if anyone knew if this was a law or something?""
""I am a nursing student in California, where could I get a professional liability insurance in the amount of..?""
$1, 000, 000 per occurence/$3, 000, 000/aggregate. Please give me their internet sites so I could read on.""
Can I find out how much a car is worth through an insurance agency?
I'm curious about this because I read it somewhere and I am wondering if anyone knows anything about it and if they do, what should I ask for when I call? Any suggestions as to who I should call?""
What is the best car insurance company in Britain?
I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!""
Term Life Insurance at age 21?
I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!""
Is it possible to be added to my parents insurance for a month?
I want to drive to friends house in another city, but I'm not currently insured on any car. Is it possible to become included in my parents car on a one month deal? I'm over 21 in case age is an issue. Also if it is possible can I do it with another insurer or does it have to be one my parents currently use. Finally how much will it probably cost? Thanks""
I got two no proof of insurance tickets?
I got two and Have court for one on the 26th of Sep and the other on the 29th two different vehicles what will happen also when I got my second ticket I got it for speeding... What can I do I have proof of insurance but it is on a different vehicle is there any way I can say I was on my way to changing my insurance to the car I was driving.. I LIVE IN CALIFORNIA IM 19 years old PLEASE HELP ME IM TURNING 20 on the 28th of August
https://www.linkedin.com/pulse/stand-alone-umbrella-insurance-quote-catherine-saunders/"
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lazytacomoon-blog · 6 years
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Kirklin Indiana Cheap car insurance quotes zip 46050
"Kirklin Indiana Cheap car insurance quotes zip 46050
Kirklin Indiana Cheap car insurance quotes zip 46050
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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I'm 20 years old and I'm married with 2 children. My husband and I are wanting to buy life insurance but our research is confusing. I need the basics and the best option for my family
How much will my insurance premiums go up after an accident when I am deemed at fault?
It was a fender bender. I was deemed at fault (though the other car was going way too fast). No one was hurt. But as an at-fault driver, how much will my insurance premiums go up by? I want a ball park range here, or to know how much yours went up by after a similar experience.... anything. And I want to know if my premiums go up more for worse damage or more expensive repairs. My company will not tell me anything. Note I was covered for collision for with a $500 deductible. I am on a plan with my parents, and I pay them about $71 per month right now.""
How can you lower 17 years olds car insurance quotes ?
hi, im 16 and turning 17 in a few months, im looking at quotes for cars for example: cars with 1.0 to 1.2 engines an that are 10 years old or more. for example: vw polo 1.2 - 11k and paying 1500 a month. i know this cant be right can someone help please !""
How do I challenge my auto insurance company's appraisal of damages to other car in an at-fault(my) acci ?
I read-ended another car at an intersection. Both of us were stopped at a light. When the light turned green, the other car started moving and immediately slammed on brakes. In the meanwhile, I had taken my foot off brake and hit the car (at < 5mph). The other party has filed claim for $1350 for damages and also for unknown amount of bodily injury. There is not even a mark of any collision on my car (as the speed was low). My insurance company has agreed to their claim related to damages and is waiting for the exact amount for the bodily injury claim. This has been quite unfair to me and will definitely bump up my premium like crazy. Is there any way I can challenge my insurance company's appraisal of the damages ? Are there any other alternatives ? What kind of evidence would I need to furnish for the same ? We had called a Cop to report the accident. I wanted him to note that the impact was at < 5mph. However, he refused to do that saying that this would be left to insurance""
Auto insurance rates question?
How is it when you buy a newer car, your rates increase, while there is no decrease as your car ages? Pure greed on the company's part?""
Trying to find good dental insurance?
I've been looking and the best one I can find is a broker. They offer a bunch of plans and the cost is really affordable. Any suggestions? ...show more
What is the cheapest car insurance if you have bad credit and low income?
What to do if you can't afford car insurance
How much does it usually costs for liability insurance on a car?
Buying a 1997 Ford F-150 2 door soon and wanting to know how much liability insurance is going to cost? just a Estimate is all Im looking for. :)
""Can't afford car insurance, parents won't help?""
OK im 17 and a guy. I passed my test about a month ago so i can drive :) My parents agreed that they would pay insurance for me if i paid for lessons and the car. Ive saved up for years and scrounged all the money i have and had just enough. Anyway i now only have 1500 left and i cant find any car insurance near to that. My dad keeps saying he will do it one evening but its been a month so i asked him today because he had nothing to do, and he just started shouting at me for always going on and i should go get a '******* job because im a lazy little ****'. This is pretty unfair as i work hard at school, get straight A's, never in trouble with the police like most people who live near and don't drink or do drugs unlike most my friends. How should i get him to pay for it, its not even though he's paying all of it, im putting up prob 60% of it and he promised to pay for all of it :(""
Health Care/Insurance...Right or Responsibility?
I see many on both sides have their own opinion on this issue. Many on the right claim it's a 'responsibility' while several on the left think it should be a 'right'. Why do you ...show more
How much does insurance cost on an international package mailed via the United States Post Office?
I have to mail a package to France and it weighs less than a pound but the item inside is worth more than $100 and I am curious to know how much it would cost me to insure this package if I were to use USPS.
Car insurance if I don't drive?
My mom is taking me off of her car insurance policy since I no longer own a car, don't have a job to get one or pay gas, and don't even live with her anymore. Yesterday I got my drivers license address changed to my current address which is with my boyfriend. Now his family is making a big deal about it saying that even if I'm not driving, it's illigal to have a licensed driver living in their house with no car insurance and that I have to be under insuarance. This dosnt make any sense to me. Is it even true or are they misinformed? Please help!!!""
Health insurance? For a 20 year old?
Hi I'm wondering if anyone has any tips for getting cheap health insurance. How are people paying for this, I was quoted at $140 a month! I have Never had any serious problem No broken bones and I've only had 3 prescriptions in my life! I only make $1,100 a month and with rent bills food and gas $140 extra is A LOT for me! Could you give me a good company? I really don't want to be fined in January, this is crazy! Also I was denied by Covered California because they said my household makes to much, I live on my moms property but is still pay rent/internet/electricity. How could I get around this for covered California? Please help me understand this better and if you have a link to a good cheap insurance company please let me know, Thank You""
What is the average insurance price on a Mercedes Benz CLS class?
I am 16 and I want to know if the car is expensive for insurance. I'm a guy too. And I don't need the I shouldn't have that car crap. I just want answers please I don't need your opinions I can afford the car.
""Would this health insurance be accepted in my ares ,lubbock and shallowater texas?""
i need to know if this health insurance would be accepted in my area,lubbock and shallowater texas?""
Stopped for no car insurance but we do have insurance car seized not fair?
11.30pm last night pulled over said no insurance.Did not have insurance document in the car,just the license.Because of the time they seized the car because they could not phone the insurance company.Told them only way i can get proof is bank statement as i was 20 miles from home,but that was still not good enough.I have paid insurance by direct debit for the last 2 years and no problems.so i am well cheesed off this has happened. Have produced the lenience at local station,and shown them documents,they phoned the insurance company and have now give released papers to pick up the car.I am very unhappy with this whole situation and now out of pocket. Is there anyway of claiming the costs from police or insurance company,whoever it is to blame,as there is no way i can be liable for something i am paying for,and to pay 30in taxi fares another 20 to get to the car compound and another 170 to release the car.There must be a way i claim this money back as i feel i am in the right.plus have to fight the 200 fine and 6points also totally unfair and messed up situation this is. I just can't except the inconvenience and the costs that i have to pay when i am legit on the road.surely i can claim if anyone knows""
What should I do if my attorney is not paying me my insurance money(california)?
ok.. I've filed a claim against my home insurance company through a lawyer. It was a house related claim. I was told my claim was settled and signed the settlement paper from attorney's office about 5 months ago and still have not received the money yet. So I called the actual insurance company and found out that the money was paid out 4 months ago. When I called my attorney's office, 4 different agents told me different stories and I noticed they might be trying to keep the money. is there any way to file a claim against lawyers? Please help""
Buy individual family heath policy - what to look for -?
hello, i wanted to buy a individual insurance for my family and please advise me a good company my family = myself(31),wife(29),and kid (1yr). -- i got some online quotes. but could you please let me know what are some of the things to look for while shopping for a individual family insurance.. basically, my expectation from a policy,is something that covers my kids doctor visits at no cost and should be acceptable in best hospitals and doctors office.""
Does full coverage auto insurance cover theft of the car?
Does full coverage auto insurance cover theft of the car?
Anyone know of an car insurance company that doesn't require the vehicle to be in your name?
Geico cancelled our policy because our car is in our grandmothers name.Also if she gets a policy, the addys have to all match.Are all insurance companys this strict?the car is about to die soon, so we dont wanna spend more money on transferring the title, but I guess we will if we have to.We are getting another car fixed soon that we will be driving.""
Does motorcycle insurance cost the same as car insurance?
Currently 18 years old and was looking for a car but I am also interested in motorcycles. The bike would be a 1979 Honda Twinstar 185. I just wanted something to zip around in in the city. Would it be less considering if I crash there isn't much to repair? or more because I am a teen? I currently pay $150 as a secondary driver on my dad's car insurance. I know there are a lot of factors to determine price but how much of a difference is it normally?
Does anyone know about 'Gap Insurance' to cover the cost between ?
the amount owed on an almost new car and the amount the insurance company is willing to settle for (book value).
Does my husband have to provide medical insurance on his 28 year old disabled daughter?
California sent my husband a letter telling him to provide medical insurance on his daughter. She has been a recipient of SSDI since she was 18. We are not understanding the request. Is it an error?
Does anyone know if State Auto Insurance Agency is a good insurance?
I am looking for auto/home owners insurance was quoted a great premium with State Auto, but wasn't sure how good of insurance they are.""
Kirklin Indiana Cheap car insurance quotes zip 46050
Kirklin Indiana Cheap car insurance quotes zip 46050
""In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?""
I'm financing my car, but by Nov I wont be needing to drive anywhere. Can I stop my insurance, park the car in the driveway but still make payments on it?""
Sports car insurance for a teen girl?
okay, so i am 16. i am looking at a 2003 mitsubishi eclipse gs - meaning it has 4 cyl. instead of 6. is it still considered a sports car? & how much do you think the estimated insurance payment a month would be? please help - im really in need on an answer.""
What Insurance Company Insures Someone With Only A Permit?
I bought a car yesterday and I'm 18 with a permit and I can take the test but I have to learn and I have my own car to learn with now. But I need insurance to get tags. Now I need to know what company will insure me? I want the insurance in my name.
What the best insurance company for me?
so I'm 19 and havn't have my licence very long and I drive a race car... but I want good cheap insurance like allstate or statefarm I'm looking for good coustomer service that makes me feel safe... so whats the word... any coustomer service stories?
Insurance cost for a truck?
chevy silverado 2010 im 18
I have a Mazda 6 ... whats the cheapest Car insurance I should get for it? per month?
What's the cheapest car insurance to get on a Mazda 6...2008? Expected Monthly payments, ect. I am currently at 70/month... with Allstate but I wanted to know if there was a cheaper service out there.""
Cheapest Vans to insure?
Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""
I have a question about car insurance in N.C.? I REALLY NEED AN ANSWER????????????????
okay, im 15, im about to get a car signed over to my name, what im wanting to do is have it in my name, work out the problems with it over the years, then by the time i get my license, it'll be running nice and good so i dont have to worry about it, sounds simple huh? well i've only encountered one problem with this, and that is my mom says that you need to have car insurance to be able to own a car by law. so the whole time that i own the car, fixing it up and stuff, (when im not driving it), ill have to pay car insurance on it, i dont have a job yet, so i dont wanna dig a ditch that i cant get out of, so by law in N.C., do i have to have to have car insurance on a car, if i dont have my license, and im not driving it, i guesse a simpler way to put it is do i have to have insurance on a sitting car. an answer is crucial and best answer gets 10 points, please help thank you""
How much does a hyundai sonata usually cost to insure in MA?
My sister is trying to buy a used 2006 hyundai sonata and we were wondering how much a month it usually costs to insure it? She's only 21 and has had her license for four years without an accident? She tried to get a quote from gieco but they only showed the six month plan. Any helpful information about the car or insurance would be greatly appreciated!
I just got my car but it needs a few things for it to be awesome how much will this cost me?
For my graduation present my dad got me a car! Its pretty cool and it runs well but it needs a few things for it to be to my liking, they arent needs just wants that i plan to pay for but i have no idea how much they would all cost. Ok so i can give u a good image in your head its a green Daewoo, Nubria and its year is 2000 so i hope with this info youll know how to answer my question. 1) Air conditioner. if u look at the inside you would see the air conditioner and u would think that if u turn it on it would work but it doesnt so i need to get that fixed especially in a state like ARIZONA where its always hot lol 2) New radio. I need one installed bcuz the one it has in there doesnt have sound and u need a code to use it. 3)Wheels and Rims. It has wheels but no rims and i kinda want new wheels lol whats a good size wheels for this type of car and what kind of rims should i buy is there rims for this type of car with the daewoo symbol? 4) Paint job. Ok so this is important my car is a dark green like spinach leaves lol i like it but it has white scratches all over the left and right side and the roof looks pretty worn out so i want it to be spray painted you know like in pimp my ride lol idk whats a good reasonable price for that but just write down a good estimate. 5) The front bumper. on your left side of the front bumper you know right below the headlites and the grill its broken and it dangals a little. Its perfect on the right side but scratched up quite a bit. So i want to get this old bumper off and install a new one. how do i go about doing that do i have to order the part or what exactly do i do keep in mind it doesnt have insurance yet but if it did could the insurance company do somehing about that? Ok so thats it thanx for reading and i want this answered in numerical order you know just line them up like this. 1) how much it would cost and a description or extra info i might need to know or consider 2) how much it would cost if i want a new modern radio like the one u can take off and put back on. 3) how much it would cost and all the general info 4) how much it would cost and give your opinion on a cool color to consider for this car 5) how much it would cost and how i would go about doing it Feel free to write as much as you need to on this to get the message across and remember exact prices are great but if u want u can give me estimates. thanx again for taking the time to read this. lol""
Car insurance coverage?
If i have a provisional license in California (been driving for under a year) and I get in a accident with someone in my car under the age of 20 years old, will my car insurance still cover it? I know I am not supposed to be driving anyone yet but I am trying to prove a point to my dad! Please help! thanks:)""
If i got a car as a gift and dont have insurance and a car hits me is that ok?
my friend gave me a car and i dont have insurance, but a guy hit me this morning, will his insurance pay for it?""
What would car insurance be for a 17 yr old male?
I know that there's no exact answer unless I get an insurance quote but I'm just looking for a rough estimate, I get good grades and I have no tickets.""
Why do they ask your occupation when appliying for insurance?
Does it really matter? Or is it for marketing purposes?
If a person has previous damage from nicks on a car door and try to say you did it will insurance pay?
My next door neighbor is trying to say my car door nicked hers when I got out of the car. I saw nicks on her door before I even opened mine. Now she wants to turn this into the insurance and file a claim. This was on private property, so I am not sure about it. My insurance company says an adjuster will be able to tell how long she had damage. I do not have any paint transfer on my car at all. Just unsure if this will affect my rates.""
Medical Insurance at 18?
I'm a little confused, when you turn 18, do you automatically get dropped from your parents coverage if you're not in school?""
I think I've made a mistake on my car insurance?
Long story short my Dad has a car that is insured and has been for a while. He has never made a claim in his 40+ years of driving. He's just bought another car that we can both drive (I can't drive his automatic until I pass my test) He was going to insure it with the same company as his other car however they won't let me be a named driver as I'm under 18 so we've found another company to go with. We got a quote and paid the money. No problem. Awaiting conformation in the post. Earlier today, however, I was talking to a friend who is insured with the same company and he says my dads no claims doesn't count because he's still insured with another company. Therefore by putting 9+ years on the form we've lied ?! Is this correct? Does this make our insurance invalid? How much trouble could we get in for this mistake? How can we resolve this?""
I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?
I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?
Jeep Insurance?
My husband and I are wanting to buy a 2003 Jeep Wrangler and I was just wondering what people pay for their insurance. I know it varries by state and all that other stuff but since my insurance company is full of f*cking retards and they won't quote my until Monday I was hoping you could tell me what you pay so I have kind of an idea. Thanks in advance!
""What percentage of your net income should you spend on all your bills including mortgage, car, insurance, etc.""
Live in New York, just about to buy a house and am wondering what other people are spending on all their bills as compared to their salary. I'm figuring about 55%-60% of my net ...show more""
What car insurance would be best and not so expensive?
My NOW husband has not had a car for about 5 years now. Since we've lived together we' driven my car so he hasn't had any type of car or car insurance payments to his name for 5 years.
What do you pay for car insurance?
I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.
What is the cheapest insurance around for a 20 year old with 2001 bonneville?
What is the cheapest insurance around for a 20 year old with 2001 bonneville?
Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing
This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. The amount of the policy is unknown. Is this insurance fraud?
Does anyone know how much Sr 22 car insurance can cost?
Does anyone know how much Sr 22 car insurance can cost?
Kirklin Indiana Cheap car insurance quotes zip 46050
Kirklin Indiana Cheap car insurance quotes zip 46050
Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?
Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?
What car insurance quote should I accept ?
I have a competitive quote from AVIVA, ADMIRAL and ELEPHANT.co.uk Which company would you use and why?""
What's the best site for Cheap Car Insurance?
Besides progressive and esurance... Anyone know of a better site or sites regarding Cheap Car Insurance Online? I just got my first car, it's got a salvage title so I'm choosing a one-way liability. I'm still in H.S. with a part time job, so it would really help if you guys can help point me in the right direction to a site that's cheap and affordable on a minimum wage budget. Thanks ya.""
Affordable health insurance in Florida for someone who is 22 with no kids.?
I am 22 years old and I live in Florida. I have no health insurance but I really need it because I have asthma and alot of other health issues that seem to come up alot. Does anyone know of any type of affordable health insurance or anything that could help me?
What are some cheap car insurance companys?
What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!
Health insurance for seniors?
My parents are seniors now and my father doesnt work anymore but he owns a restaurant so he cant apply for Medicare.. Does anyone know how and where I can find a affordable insurance that I can have for them. They need to apply for health insurance asap because both of them have diabetes Please help me!
What is the cheapest auto insurance in general/in NM?
I feel like i'm paying too much for auto insurance (i have aaa) what other insurnce cold I get that will be the cheapest, I don't drive my car all that much, I just want the cheapses rather than nothing.""
Car Insurance?
right can anyone tell me off there head (with out telling me to go to a insurance website) how much it would cost for a 17yh old to insure a: VW Golf Mk1 GTI and a Williams Clio
Insurance on Giving Birth?
Me and my husband don't have any insurance and we want to have a baby, what is the average monthly payment for insurance that will cover everything from the ultra violet sound to the monthly check-ups to the auctual giving birth in the hospital.""
Where can I get pit bull insurance in Ohio??? What does it cost??
Where can I get pit bull insurance in Ohio??? What does it cost??
""Difference in insurance price between 2007 4DR Chevy Cobalt, and 2008 Pontiac G6 GT 4DR?""
I currently have a 2007 Cobalt LT 4DR 2.2. I'm fairly happy with the car but I want a car with a little bit more room, that's still a GM or Ford and has a little bit better get up and go. I love my low insurance rates with the cobalt how much do you think i'd go up with the g6?""
Need cheap no-name insurance companies for motorcycle insurance?
Well, i live in Florida where motorcycle insurance is not required at all. But I need comprehensive insurance at least (and maybe liability too) so that I wont have to cry over a stolen bike after a week of purchase. I'm buying this bike in cash (2008 ninja 250R) and still big insurance companies like progressive and geico will charge me a thousand bucks a year for liability and comprehensive coverages alone. So, I need to know the names of some small insurance companies who wont use their big and flashy names to jack up their prices. please help. I dont wanna pay 1000 bucks a year for a 3500 dollar bike. Thanks.""
What Insurance Company Insures Someone With Only A Permit?
I bought a car yesterday and I'm 18 with a permit and I can take the test but I have to learn and I have my own car to learn with now. But I need insurance to get tags. Now I need to know what company will insure me? I want the insurance in my name.
Cheap insurance for new drivers? Please help!!!?
Hi guys, I really need some help. I'm just pricing up car insurance, I currently have a provisional licence and i take my driving test next week, I'm doing insurance quotes for a 2005 volkswagen polo s 55 petrol 3 door Manual car, and I've being looking at prices for provisional drivers and newly passed drivers and the prices are ridiculous. Provisional is coming in at approx 1300, which I can cope with for the year but as soon as I pass my test BAM! prices are looking at about 2,700. I've done everything right according to the advice in the internet, we have a secure garage, off-road parking, during the day it will be kept in a secure office car park. I've tried confused.com, comparethemarket, confused.com, gocompare etc and the prices between provisional and full licence are topping 1,200 in difference. Does anyone know of any websites designed for new drivers or maybe places i could look and get quotes which aren't on comparison websites? or maybe any tips that I could use to reduce the quotes because they are ridiculous. We've added on two drivers with over 30+ years each on and also my boyfriend with 7yrs no points. all have no convictions, record, points etc. Thanks :) Kirsty""
When can you call insurance for cheaper?
so your car is 10years old, I know that older cars get cheaper insurence. I been with same company for awhile, but when should i call them to lower my insurence since the car is old. Or is it updated automaticly?""
Help with motorcycle insurance please. (Full coverage or Liability?)?
Hello all I am new to motorcycle insurance! I decided I am going to go with Dairyland insurance because it seems they have the best deals. On my quote I have like 20 dollars a month for liability and about 100 with collision and everything. Anyway my bike is a 2002 model and only bought it for $1800. I dont know if its worth getting full insurance on it. My question also is if I only have liability and a guy rear ended me, will my insurance company pay for the damages of my bike? or will the insurance of the guy who hit me pay for the damages?....Also I live in CA and the nearest Dairyland insurance is so far away! is it safe to buy online or through the phone?""
New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny?
New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny is the highest ever.My sister lives in Nj is it possible I can use his address to get cheaper Car insurance...Or do I need a new jersey drivers license as well??
What would happen if we lowered the cost of health insurance?
I have to write a paper on health care insurance.
Anyone know the cheapest car insurance around?
Anyone know the cheapest car insurance around?
Which life insurance companies pay for death by suicide?
I'm 27 and live in New York.
Can the insurance company take your car if it's totaled?
My car is a collectable and it was hit and run by other car leaving it with minor damage, I have complete coverage, my insurance company told me it was going to be considered totaled, ...show more""
Life Insurance :?
can i stop paying my premium and get back the amount i paid for? . I took insurance for 15 yr. Already 2 years over. Is ther any option to get the invested money back?
Car insurance on a car i don't drive?
I live in Ft Lauderdale Fl, And i live in a townhouse in a gated commuity with a home owners ***, And i have two car's, The first car is my primary car and the second is never driven but i have to have insurance placed on it. Is there any insurance out there that is cheap for car's that are never driven. This car i wan't but i have not driven it for three year's and they want to tow it because i don't have insurance or valid tags on it""
Car Insurance in Florida?
Hi! Does anyone know how expensive car insurance in Florida is? Specifically, Progressive insurance? Does anyone that has Progressive know if it is more expensive in Florida versus another state, like Wisconsin?""
Can I own a car with no insurance?
I'm sixteen and looking to buy a car. I'll have a license in about 4 months, but I want to buy a car first - that way I'm good to go. Is it legal to let my car sit in my garage or driveway for a few months without insurance or plates? I know plenty of people who have had cars before they've had licenses, but I want to make sure I'm not breaking any laws. I live in Connecticut. Thanks!""
Kirklin Indiana Cheap car insurance quotes zip 46050
Kirklin Indiana Cheap car insurance quotes zip 46050
How can i get someones car insurance info if they wont give it to me? They wouldnt give it to the cops either.
The cops wouldnt let me speak with the other driver and he would not show them proof of insurance. His guardian said he had insurance but she would not give it to me. She wouldnt even give me her name. I have the license plate number but I cant find out who they are insured under. The police report stated that the other driver was at fault for the accident but the police say that they can't make them give upt hat information. I know that by law they have to give me that info. please help i have no idea how to get this information
Insurance providers for 18 year old boys?
Hi Im 18 today and passed my test three months ago. I have a 2001 Renault Clio, and no reasons to be high risk however i can not insure it for less than 2800 a year. Can anyone give me advice on good insurance companies or how i can get cheaper insurance. Ps - I would like third party fire and theft Many thanks""
Does all the insurance companies offer a car while your is not working?
I recently was involve in a car accident and I need the car I have Mercury insurance do they paid fro a rental car?
How much is full coverage car insurance under the general?
Im 16, drive a 2005 kia spectra, get good grades and live in az oh and the car isn't red.""
The Federal Government Insurance Plan?
If the federal Government has an insurance plan and we pay for it,where is it taken from I mean what tax pays and how much do we pay. and where is the plan located so I can see what there plan is.""
Does anyone know where I can get cheap car insurance for a 26 year old first time driver in the UK?
I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""
I need to know where i stand with insurance?
basically a guy drove into the side of me and my car is in the garage awaiting assessment to see if its to be written off or fixed. of course the insurance wants whatever is cheapest and its looking like it would be cheaper to write it off. if this happens can i 1. offer to pay more on my excess to get it fixed? 2. get the car picked up and pay for it all myself to get fixed at my own mechanics? its not that the car isn't fixable its just that the insurance is looking at the cheapest option, which looks like writing it off, because my excess is so high, but if they do this i will never be able to afford the insurance, so would rather keep this policy and fix it, anyway is this possible and can anyone find a loophole?""
Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?
I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.
Should it be illegal for Insurance companies to....?
Should home insurance companies be banned from offering flood insurance seperatly? Shouldn't the insurance company pay for any natural disaster no matter what? How can these crooks get away with not paying for a house being destroyed in flood if the house is not in a flood plain. People were left with nothing in the floods that hit Nashville last May, because the insurance companies wouldn't pay. Obviously those houses WERE in flood plains.""
If someone else gets a ticket in my car will my insurance go up?
I'm wondering because my boyfriend has gotten a few tickets in my car. I haven't but my insurance has gone up $20 a month in the past year
Best insurance companies for 17 year old passed my test!!?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
What kinds of life insurance should I have?
I'm 30 years old, and my love is 39. I have an AD&D insurance policy from work listing him as the beneficiary. What other insurance should I purchase? We do not have any children. Do not say we're going to hell, or that we are sinners. If you've read the bible and truly believe in it, then you should know about judging others and casting stones.""
Cheapest insurance for first time drivers?
i need help on finding the cheapest insurance for first time drivers i am 18 and near ending my lessons for my driving test and want to know cheap insurers for my first insurance wihout the little black box in my car, and also is it best to ring or online for my insurance prices thanks""
Do you have to have car insurance?
like the car has liabilty, but i will soon get my liscense and i am wondering if it is required by law for me personally to have insurance.""
Does car insurance cost more money for Asian people?
Does car insurance cost more money for Asian people?
What are other sources of towing insurance?
Besides AAA and getting towing insurance from your insurance company, are there any other good sources? thanks""
Parents to buy car or insurance?
How can I persuade my parents to buy me a car or pay for my insurance (preferably insurance because that is more expensive). My dad said he is going to buy my sister a car and pay for her insurance but is going to make me get mine all on my own, even though I have better grades than her in school and I am more active outside - I play sports and do physical work. And to top it off, my test is in December, so I really will only have a car for the next 10 months as I will then be going to university, so the insurance won't even be that much. How can I persuade them?""
Is it common for homeowners insurance to up without notice?
I have only owned my home for a year. I got a letter from my mortgage company stating that my payment would go up because my taxes and home owners insurance has gone up. I contacted statefarm to find out why my insurance went up (i was not notified) and was told that the company increased my dwelling coverage. Is this common?
Baby insurance HELP!?
im getting ready to have a baby in two months and i still dont have insurance for him...i dont know how and what kind to get please help???
Will my medical insurance pay?
Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!
Can u get insurance on a different address to your licence?
Say i live in leeds but my friend lives in bradford and my insurance works out cheaper on their address. Can i ge insurance to her address even though i do not live there?
""How much does a lower back x-ray cost with no insurance in Houston,TX?
I have shattered my tail-bone or something and I can't sit down for more than 5 minutes but I don't know if I can afford it.
Why is car insurance so expensive for 18 year olds?
I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""
""I need car insurance, but have a terrible driving record right now. Any suggestions?""
How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""
Great sports cars that don't have bad insurance?
Okay so I'm 16 and need a sports car. My budget is 40K and if been looking at used ones. I was thinking about a porshe but it seems there insurance and maintenance is outrages. I have also been looking at Mercedes Benz. They seem to be a bit better but not sure. anyone have a porshe or a Meredes??? I also live in Canada. Or any other ideas for a sports car.??.? :)
Kirklin Indiana Cheap car insurance quotes zip 46050
Kirklin Indiana Cheap car insurance quotes zip 46050
https://www.linkedin.com/pulse/car-insurance-quotes-mobile-al-dennis-medina"
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