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beck-a-leck · 3 years

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Kissing prompt! Shamelessly asking for #14 Cliff x Claire! 😌

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#14 - A kiss so desperate that the two wind around each other, refusing to let go until they're finished.

Featuring Cliff and Claire, and just the teeniest bit of angst and sadness to really make the desperation stick.

Cliff packed slowly. He didn't want to leave the inn, didn't want to leave Mineral Town, didn't want to leave his friends, and perhaps most desperately, he didn't want to leave Claire. But there was nothing to be done for it. He had no money. There was no work to be found in town. Doug had already given him as much of a break on rent as he could afford, and Cliff had relied on Claire to feed him for most of a season now. He hated how much he had to rely on the kindness of others, how much he took that he could never pay back. He had become a burden, and he couldn't stand that.

As much as he did not want to leave Mineral Town, a place that had begun to feel more like home in the last year than any place had for such a long time, Cliff had to go. He had to find a job, and there were absolutely none to be found. He'd thought something might have come up last autumn at the winery, Duke had hired him and another guy to be the manual laborers during the harvest, but at the end of it all, Michael had been offered the chance to stay on full time. Michael had gotten along with Duke like a house on fire, they laughed and joked like they were old friends, even though Michael had only rolled into town one one of the last boats of the summer.

Winter was coming to its close, Cliff had spent a year here, and the last six months truly visualizing Mineral Town as home, as the place he would grow old in with the woman he loved. Maybe even one day, have a family again.

But those dreams had dwindled as rapidly as his funds.

This wouldn't be goodbye forever, Cliff and Claire had had a very long discussion about this, about his leaving, and their future together. If he was lucky, he'd find work somewhere else, he could start earning money, and saving money, building skills that he could some day bring back to Mineral Town and then maybe, in a year or two, he could come back.

But... it was a heavy Maybe. Maybe Cliff would never be able to go back to Mineral Town. Maybe his travels for a job took him too far away. Maybe Claire would fall in love with someone else in his absence, someone who could always be here for her, who wouldn't leave.

Cliff shoved the last few items into his bag and zipped it closed. He slung the pack over his shoulder and turned towards the door. His eyes fell on the room's other occupant.

"I'm gonna miss you, man," Gray said, trying and failing to keep the emotion from his voice. "You sure you don't want anyone to go with you down to the pier?"

"No," Cliff said quietly, "That's okay, I'd rather go alone. I've said my goodbyes."

"Yeah, well, you've got one more." Gray offered his hand. Cliff took it, and they shook for a moment, before the two of them, with a wet chuckle, pulled into a hug. "Won't be the same here without you." Gray thumped him on the back before letting go.

Without another word, Cliff hitched his pack up over his shoulders, and walked out of the room he'd called home for the last year. Ann was sweeping the stairs, and she gave him a tight hug as he passed. Down at the bar, Doug shook his hand firmly and sent him off with a "Good luck, son."

It was snowing, and a bitter cold wind was tearing at Mineral Town. Nobody else was out in the streets, or in the square. With every step Cliff took towards the beach, his heart sunk. Claire wouldn't be here. he had specifically asked her to not see him off like this. They'd said their goodbyes last night, and he, quite frankly, wasn't certain he could get on the ferry if she was there with him.

Snow and sand crunched beneath his feet as he crossed the beach to the pier. He perched gingerly on the icy bench and watched the distant shape of the ferry grow closer on the roiling gray sea.

He shivered and pulled his coat tight around him - Claire's Starry night present to him - it was warm and sturdy. He'd get many good years of use out of it. Wearing it was like walking around in her embrace.

The ferry was almost there when another body settled on the bench next to Cliff.

"Hey," Michael said with a slight smile, he was always smiling. No wonder Duke had asked him to stay on at the winery with a sunny attitude like that. "Cold enough, huh?"

"Yeah..." Cliff didn't feel much like talking. And as much as he didn't want to resent Michael, because the man hadn't done anything to him personally, there was a mean corner of him mind that kind of hated the guy for taking his chance to stay in Mineral Town forever.

Michael was carrying a duffel bag, stuffed full, it looked. Cliff nodded towards it, "You taking a trip to the city?"

Michael shrugged. "For starters, yeah. Spend New Year's partying it up, from there, who knows where I'll go. Maybe spend the rest of the winter somewhere warm."

That didn't make any sense.

"But what about your job? The Winery? I know winter is a slow season, but surely Duke and Manna need your help still. They're letting you take a vacation that long?"

"Vacation?" Michael laughed. "Nah, bud, I quit the winery, like a couple days ago. Small town living is quaint and all, and nice for a little while, but I don't want to be in a little backwater hole like this for the rest of my life, you know." He grinned and nudged Cliff. "I mean, you're leaving too for brighter futures and greener pastures, right?"

Cliff's hands curled into fists. he'd never truly disliked Michael before, but right now he really wanted to hit that flippant, smug, carefree grin right off his face. Just to be certain he wasn't having some vivid hallucination, Cliff asked again. "You quit the winery?"

"Yeah." Michael shrugged. "I was gonna wait til after New Year's but honestly I can't even bear the thought of spending the holiday in this tiny town. I doubt there would even be a party, everyone would probably be in bed by nine." He scoffed. "Probably wouldn't even get a New Year's kiss. None of the girls here are even all that cute, and they're so old fashioned. You basically have to propose before they'll even let you hold hands."

Cliff stared at Michael dumbfounded. His mind raced with possibility. Maybe he could go back to the winery and ask for a job, but Duke had already rejected him once this year, what's to say they still won't want him. But he had to try, right? Worst they could say was 'no' and he would just have to catch the ferry tomorrow. Best case - he couldn't even think of the best case scenario in case he jinxed the whole thing. Anything for a chance. that' what he had promised Claire. He would do any job, try anything if it meant coming back to her sooner.

Cliff snapped out of it as the ferry pulled close to the pier, blowing its whistle to call any stragglers to hurry and catch their ride.

Someone was shouting his name. Michael nudged him. “Hey, isn’t that your girlfriend?”

Cliff turned and saw Claire standing on the steps at the top of the beach. She cupped her hands around her mouth and called, “CLIFF! WAIT!”

“I thought you dumped her,” Michael said with a dint of disdain. “She was certainly mopey about it when I saw her earlier when I was getting my last paycheck.” He scoffed again. “Kinda pathetic, ain’t she? Just a little too desperate, huh?”

Once again, Cliff was seized with the overwhelming urge to deck Michael. But he didn’t. He got to his feet and turned away from Michael and the docking ferry.

“Hey, where’re you going? The boat’s right here. They won’t wait for you.”

“I don’t care. I’ll catch the next one if I have to.” Cliff didn’t spare Michael another thought or a second glance. He took off running towards Claire. She took off running towards him too. The met in the middle of the beach and crashed into each other, throwing their arms around the other and holding on tight.

“Don’t go!” Claire gasped, taking his face in her cold hands. “Don’t go yet. Please. I-I think I found you a job. At the winery.”

“I know. Michael’s leaving.”

A smile broke out over Claire’s lips as she realized, as they both realized, Cliff might not have to leave. There might be a chance for him to stay in town. Maybe he wouldn’t have to go.

She pulled his face towards hers, drawing him into a fierce kiss. Their lips crashed against teeth, but neither pulled away. Cliff kissed her, letting all of the hope bubble up in his chest and drive him desperately forward. Claire let got of his face and wrapped her arms around his neck. Her held her close, as close as possible. He ignored the fear that maybe Duke and Manna still wouldn’t want him, maybe the winery didn’t really need an extra set of hands. Maybe he was just prolonging the inevitable and he would still have to leave Claire.

He held Claire close and kissed her as snow collected in their hair, and their fingers went numb in the cold, until finally, panting slightly for breath they broke the kiss. Cliff rested his forehead against Claire’s, he looked down at their intertwined hands before closing his eyes. In his heart he made a wish, he said a prayer.

I wish… Maybe… Please…

“I should probably go talk to Duke and Manna, huh?”

#replies #ask box games #story of seasons #becky writes things #friends of mineral town #'i'm gonna try practicing romance' i said and then just wrote angst instead #but with that prompt really what other outcome was there?#might clean this up and put it on ao3

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awhilesince · 4 years

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Friday, 24 December 1830

7 40/60

12 10/60

Incurred a cross just before getting up thinking of Pi (Mariana) Fahrenheit 33° and snowy morning at 8 1/2 – out at 8 3/4 – took Mac Donald – the 1st time and even said and probably the last time I ever shall try such experiment – went with her to Michel’s – but too early to get what I wanted – at least none but a woman in the shop who knew nothing about serving me – then en passant bought a couple of mince-pies at Tavernier’s – then unluckily thinking it would better suit Mac D– (Donald) to do what she had to do in the Marché St. Honoré, let her go out of my sight to buy a fowl while I stood bargaining for ten eperlans (smelts, asked 4 sols a piece at no. 56 – got them for 1/40) and never could find her again – wandered about the marché making inquiries – then walked along the rue neuve des petite champs as far as rue Chabannais then back to the marché – then away a little – then back again all in vain, so gave the thing up and returned by the rue de la paix and sauntered along the boulevard des Italiens – asked in vain at 2 shops for chinoises au sirop that I meant to have got with Mac D– (Donald) – at Corcelet’s, palais royal –

home at 10 1/4 – dressed – wrote the above of this morning – somehow I feel out of humour now with Mac D (Donald) no great fault of hers shall say nothing to her but it vexed me that I need be pothered so about dinners that there is nobody to whom one could say let us have dinner for so so and and there would be an end of it my poor aunt is really nobody well I am resolved on her going to Shibden where I hope not to be living with her again till I have somebody to keep house Cameron is not the person for me she is not a sufficiently good confidential thoughtful servant and George is a drunkard I shall merely remind him this morning that I observed the state he was in yesterday I shall just keep him to get us back to Shibden and as much longer as ssuits my convenience and that is all and I shall be delighted to get rid of him I will either have more gentlemanly people about me or none If the latter I shall save my money at any rate – writing all this has done me good as writing my journal I have none to speak to writing must do and does do instead –

‘tis now 11 1/4 when I have written so far and Fahrenheit 33° and fine morning – It ceased snowing almost as soon as I got out, and has been fair and fine ever since – there is a little attempt just now at the sun’s getting out – wrote the latter 3rd page my letter to M– (Mariana) then came the man from Giroux’s with albums – had Madame de H– (Hagemann) and long, very long doubting whether to take the soufflet writing box thing I chose last night or not – at last, yes! – then breakfast from 12 1/2 to 1 1/2 – then wrote the ends and under the seal and finished my letter to M– (Mariana) speaking of her ‘professed cook’,

‘you are pothered with one, and I without – I sigh every day for somebody to arrange these matters – nous verrons ce qu’il faut faire – ‘Shall you come over next year?’ – I have a great deal to say to you, on this subject, by and by – you know I told you long ago, if you could not come to me, I should go to you – I really must see you before another year is over – However short the time we might be able to pass comfortably together, a few days would be better than nothing – the state of politics is so completely changed within these 6 months, it is difficult to know what to do for the best – I am not sanguine as to the very long preservation intact of the peace of Europe – things are too much embrouilliés for me to see the way very clearly far before me – not that I have any fear for ourselves at present’ …

then the whole of the 2nd page of Paris news the republican has joined the Buonaparte party – stronger united than might have been imagined, but do not think they can overthrow the état actuel des choses – this morning say

‘so I see the Eastnors will not be near you – tell me what you determine to do about calling – Circumstance may probably occur to decide you are way or other – you are right not to be too anxious about the acquaintance I know everybody takes fright at the squire, more or less’ –

ask her to write by bit and bit, and say afterwards that ‘if it was not for shame, I should beg to make up for lost time, and hear from you once a week’ – Fear Miss Hobart is not quite well – she has a complaint – begin to be uneasy about the possibility of her having in some measure caught it from her anxious attention upon our dear Sibbella – ‘You well know how and where to find comfort’ Yes! Mary, I only wish that comfort was nearer – Do not hint to anyone my hope of seeing you next summer’ – will be 2 years next March since I saw her last – quite long enough –

‘the lease of our house will be out the 1st of July, and I must stay to make some arrangement about – ‘I often wish you were once more safe in England’ – I cannot imagine how you would contrive for us – now do let me have your ideas on this subject – my aunt was not all alarmed last summer into wishing to return to England – nor has she cared a halfpenny for the Trial of the ministers, or anything else – I am much the most thoughtful of the two, tho’ you know, I am anything but an alarmist – I really do long to see you – however, I have all along dwelt on the promise of your coming to me, or my going to you –’ ….. where are you likely to be about the middle of July?’ –

conclude with ‘I should be glad of your writing me ‘a good comfortable letter – adieu – again, my dearest Mary, ever very especially and entirely yours AL Anne Lister’ –

at 2 3/4 had just written the above and sent off my letter to ‘Mrs Lawton The Priory, Leamington Warwickshire, Angleterre’ from 2 3/4 to 6 (Mr Henry Edwards called at 3 1/2 for 1/2 hour to say how sorry he was he could not dine with us tomorrow but Mrs de Boyve had made them all promise 3 weeks ago to be at home on Xmas day) from 2 3/4 to 6 except this interruption, writing out posting account in Travelling Daybook – about 5 1/2 letter a full 1/2 sheet dated December 21st from Miss Hobart Whitehall to ask me to get 2 little almanacs according to an enclosed for Lady Gordon who has been very ill – the 20th the the 1st day she had been out of her room for many days –

‘she had been cupped at the back of her neck, bled, blistered calomelled, bathed, bedevilled, and done every sort of horror to, as she herself describes it, and is consequently now bettering a little’ – excellent accounts from and of Cosmo from Sir Charles Gordon who saw him the other day at Cadiz – ….’ we have Wimpole thoughts rising – January will prove them – adieu – ever yours Vere Hobart’

sat musing near 1/2 hour over the fire in my sitting room which I have had read there this last day or two to warm my fingers by occasionally having sat writing in my bedroom without fire, fancying the fire did not suit me – have observed myself always having indigestion pain come on in the course of the afternoon with a fire and not without – was it on account of the smell of the wood and smoke? Dinner at 6 25/60 – read the paper

Monsieur de Quatrefages came at 7 – and hearing I was at dinner said he would come again in an hour – came at 8 1/4 – I kept him waiting 5 minutes while I swalled a glass of Medoc, and then tho’ very civil did not absolutely keep by dint of talking and he went away at 9 – unusually and fortunately soon – he said Mrs Opie said I was a person of great talent – took many notes at Cuvier’s letcures – I said it was difficult to judge of one’s talent in an hour or 2 under such cercumstance – and afterwards somehow, on hearing Mrs O– (Opie) was absent from the last lecture from attending a pious meeting of the dames de la rochejaquelin, de St. Aularie, etc, wondered how Mrs O–‘s (Opie’s) sentiments could argue with those of these ultra catholic pious ladies, and how the death of the husband could turn her quaker thought the singularity and of tutoying saved less of real simplicity than pride – I would not give one of Cuvier’s lectures for all the meeting of the de la rochejacelins and de St. A–‘s (Aularie) of Paris – It seems Mrs O– (Opie) travaille – is writing, and will give Monsieur de Quatrefages a little niche in her work – he asked if I was not writing – no! I thought there were books enough without my adding to the no. (number) – I had no thought of turning another in any genre, but certainly should not write des romans (novels) – coffee at 9 25/60 then from 10 to 10 1/2 wrote the last 2 lines the last page and so far of this – Fine winter’s day – the man from Giroux’s brought the score-paper (with soufflet and drawer) tonight, and a geographic decoupér of Denmark Norway and Sweden for little de Hagemann on new year’s day – came to my room at 11 1/2 at which hour Fahrenheit 38°.

(SH:7/ML/E/13/0128) (SH:7/ML/E/13/0129)

#annelistercodebreaker #annelister #paris december 1830

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thecloserkin · 5 years

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book review: Marian Veevers, Jane & Dorothy (2018)

Genre: Biography

Is it the main pairing: Yes

Is it canon: Yes

Is it explicit: No

Is it endgame: No

Is it shippable: Yes

Bottom line: Y’all fools: Stanning Lord Byron and his half-sister Augusta whom he didn’t even meet until he was nearly grown, never mind whether he actually knocked her up. Me, an intellectual: William and Dorothy Wordsworth are right there, eloping to the countryside and spending the rest of their days holed up in a picturesque cottage composing poetry.

First let’s have a detour where I yell about Crimson Peak (2015, dir. Guillermo del Toro). A few of the recent asks about incest vs. the patriarchy got me thinking about this line from Jane & Dorothy: “the malevolent power of married women over their spinsters-in-law.” Between the wife and the unmarried sister it’s obvious who has more power and it’s clearly not the spinster sister-in-law—and yet Guillermo del Toro would have us believe that Edith in Crimson Peak is helpless before Lucille’s resistance to giving up the skeleton key (the one that opens every room in the house). Edith is made out to be the victim of Lucille’s bloodthirsty unhinged jealousy, when she’s not only THE WIFE she’s got ALL THE MONEY, she’s literally holding all the cards??? It doesn’t add up. This biography is the antidote to that. It looks at the paucity of options open to your average 19th century girl who just wants a Room of One’s Own to write in, and situates her bid for freedom in the context of having no good options. The trouble with “Crimson Peak” was not that Edith wasn’t relatable or that I didn’t identify with her; when Thomas tears her down in that faux-breakup speech he attacks her on the terrain where she’s most vulnerable, her abilities as a writer. The trouble with Crimson Peak was that this beat would have hit so much harder had it landed on Lucille, a woman who’s WAY more vulnerable than Edith by dint of having (1) no marriage prospects and (2) no inheritance. Without Thomas this bitch has (3) no survival strategy either! Otoh take away Thomas and Edith is still left with her dad’s $$$, Edith still has Alan waiting in the wings to swoop in & save her, in other words Edith will be just fine. No wonder Lucille feels so threatened!! The situations are not even comparable. Here then is Jane & Dorothy which offers two case studies of women whose impulse to write & create was just as strong as Edith’s, but whose plight was much closer to Lucille’s ie. precarious as fuck.

I picked this book up because it’s actually a dual biography of Dorothy Wordsworth and Jane Austen, and I’m a basic bitch and Jane Austen is my eternal favorite. I’m going to focus on the Dorothy chapters but rest assured I read the Jane chapters with equal gusto. Jane Austen (b. 1775) and Dorothy Wordsworth (b. 1771) were both born into the British pseudo-gentry, which means they were too highborn to go and get a paying gig as a governess or companion but not highborn enough to have any independent source of income (neither of them had a dowry settled on them). While the two women never crossed paths, the arcs of their lives run in parallel as they pursue divergent strategies to secure their futures. So the primary imperative here is to avoid a life of domestic drudgery. But the secondary imperative, because these are both perceptive girls with rich inner lives, is this:

For an intelligent woman, confined to a society which denies her higher education and restricts her existence largely to the home, the male companion with whom she shares her life is her chief provider, not only of security and affection, but of intellectual stimulation.

This is a popular romance novel plot, do I want to marry a man who is a bore (possibly also a boor) or do I want to starve hmmmm. The point is that women are frequently starved for both affection and intellectual stimulation, and it’s little wonder Dorothy fell so hard for her brother William when he showered her with both. Dorothy and William were separated as children when, after the death of their mother, she was sent to live with an aunt in West Yorkshire (she was seven, he was eight). Nine years later they reconnected and sparks flew almost immediately. I mean I think their letters speak for themselves:

”the last time we were Together William won my Affection to a Degree which I cannot describe.”

What kind of brother needs to “win” his sister’s affection? Most of them treat sisters like furniture.

”Never have my eyes burst upon a scene of particular loveliness,” he wrote, “but I have wished that you could be transported to the place where I stood to enjoy it.”

standard “everything beautiful either reminds me of you, or makes me want to share it with you” pablum but EXTREMELY effective for all that

but enough he is my brother, why should I describe him? I shall be launching again into panegyric

Dorothy: hahaha but don’t you think my brother was looking mighty fiiiiiine today

”his attentions to me were such as the most insensible of mortals must have been touched with”

”I assure you so eager is my desire to see you that all obstacles vanish. I see you in a moment running or rather flying to my arms.”

That letter is from William, and you have to remember that William was supposed to be a huge dick who routinely ignored his friends’ missives leaving them in suspense whether he was alive or dead and yet he managed a lively & regular correspondence with Dorothy for years before they moved in together. It’s almost like he treated her … special.

”that sympathy which will almost identify us when we have stole to our little cottage”

These kids are already plotting their elopement jfc! Here are some snippets from Dorothy’s diary from much later, after they have in fact achieved The Dream of their own cottage:

”After dinner we made a pillow of my shoulder, I read to him and my Beloved slept.”

”The fire flutters and the watch ticks and I hear nothing save the Breathing of my Beloved and he now and then pushes his book forward and turns over a leaf.” It is a picture of domestic contentment such as Jane Austen draws to portray a genuinely happy marriage.

”After we came in we sat in deep silence at the window — I on a chair and William with his hand on my shoulder. We were deep in Silence and love, a blessed hour.”

This is literally #goals. Veevers points out that “the conflation of marriage with home, spinsterhood with insecurity” meant that “William was promising the kind of permanence and safety which women usually found in marriage.” Dorothy really thought she could Have It All: a home of her own and a rich, stimulating intellectual life shared with the man she loved. And she proceeded to spend the rest of her life making fair copies of his poems. Hell, she pushed him to be a poet in the first place (it was not at all clear initially that this was the best plan for William, who could just have easily have embarked on a career as a political polemicist, but it was Dorothy who pushed him to be a poet, Dorothy who spent the rest of her life copying out his verses in her fairer hand). Early on Dorothy & William befriended the poet Samuel Taylor Coleridge, who was so envious of their bond that he complained, “You have all in each other, but I am lonely, and want you!” Can you b e l i e v e Coleridge actually said that. If one of you hoes doesn’t write me the William/Dorothy Historical RPF that’s Coleridge Outsider POV I s2g I will do my damnedest to die of consumption.

Veveers sums it up this way: “It was a relationship few women would be able to have with their husbands, for, at the time, the two sexes were expected to inhabit different mental landscapes.” To put it bluntly women had ovaries instead of brains; they just weren’t interested in the same stuff a man was. Otoh you have William and Dorothy Wordsworth, actual soulmates: the historical consensus is there is “some uncertainty as to whether she would be best described as muse, emotional support, secretary or co-author.” And she didn’t hide it, either. This is where you really see the difference between Dorothy, who is so open, and Austen heroines like Eleanor Dashwood (Sense & Sensibility), Fanny Price (Mansfield Park) or Anne Eliot (Persuasion) who also feel things deeply but had to regulate the bejeezus out of their emotional responses. This is Dorothy:

After any separation her joy at meeting her brother again was uncontrollable. “I believe I screamed,” she admitted on one occasion when there were witnesses.

Uncontrollable screaming in front of witnesses every time she’s reunited with her brother??? WE STAN. This is how low Dorothy’s spirits sink whenever he’s gone:

”I slept in Wm.’s bed, and I slept badly, for my thoughts were full of William.”

adkfjdkfjdkfjdk I just want to add that when William is home the floorboards are so thin that she can hear him pacing in the bedroom above hers, so his insomnia keeps both of them up at night but she doesn’t mind, she can’t sleep until he falls asleep, she would probably give up a kidney or a lung if she thought it would sell 500 more copies for him. I’m torn between GIRL HE AIN’T WORTH IT and stanning her even harder for being so ride or die on any topic that touches her brother (later, when he has kids, she decides William’s kids are smarter and better-looking than everyone else’s kids).

This is the most iconic line in the entire book, from a letter Dorothy writes to an interfering relative who deplores Dorothy’s judgment for throwing in her lot with a penniless failson like William:

”I affirm that I consider the character and virtues of my brother sufficient protection”

The icily scathing tone of the setdown is PERFECTION. But also, this just in your brother abandoned his pregnant Catholic mistress in France. You know this. Yet here you are gallivanting around the countryside in his company. In fact, when he proves too much of a coward to tell your uncle himself about the existence of said pregnant mistress—this is the uncle who funded all of William’s education and reasonably expects some return on it—he delegates Dorothy to break the news. Dorothy also winds up in charge of all correspondence with the poor girl, who writes occasionally asking for a little money or when is William coming back to France to marry me, and it’s Dorothy who has to fob her off. And this whole incident—the revelation of the French mistress, the break with the family, William refusing to take holy orders to become a clergyman—is so pivotal in their relationship! They were close before but this is the irrevocable step when Dorothy decides to join her fate to his. And her motivation could not be clearer:

William’s outspoken affection for her seems to have first aroused a reciprocal love in Dorothy, but it was his fall from grace, his isolation and his need of a friend, which provided the final catalyst that raised her gradually deepening affection into wholehearted, single-minded devotion.

She saw his need and responded almost involuntarily. She is a RESCUER.

Dorothy, was in one way, very fortunate to have fallen in love with her brother. “Rambling around the country on foot” with a slightly disreputable brother might bring down the censure of her more conventional relatives, but it was a good deal safer than rambling about with a man who was not a brother.

This is the kind of behavior that if two unrelated people engaged in it must have resulted in the man being honor-bound to extend an offer of marriage, because a woman has nothing if she doesn’t have her virtue. Two siblings roaming the countryside, picking flowers and wading thru streams and stargazing? My god what PRIME fodder for fake married tropes! Just present yourself at the first inn you come to as a married couple and then guess what? There was only one bed!!!!

at Grasmere “there was an unnatural tale current of Wordsworth … having been intimate with his own sister.”

tell me MOAR omg this is so deliciously Gothic i keep thinking about that line from Wuthering Heights “whatever our souls are made of, his and mine are the same.”

at Alfoxton, “the master of the house,” it was said, “had no wife with him, but only a woman who passes for his sister.”

PASSES for his sister trololololol like they don’t act the way you’d expect of a brother and sister, like they’re too into each other.

And it was generally accepted that immorality and radical anti-British sentiment went together.

But really William got much more staid and less radical as he got older, and Dorothy was never political because her energies were centered on William William William. On top of which it’s hard to overlook the fact that William would go into Dorothy’s journals and “borrow” her words and publish them verbatim as his own; he felt as entitled to her intellectual labor as her domestic labor, and there is nothing radically egalitarian about that. So I definitely don’t think this is a case where incest is subversive so much as incest illuminating existing hierarchies & oppressions. Veveers writes: “An unmarried woman’s hold on her own time was extremely fragile. She could be made use of in any crisis, transported against her wishes” to fulfill another family members’ needs. Jane Austen’s sister Cassandra evidently shouldered both their weights when it came to this sort of emotional labor: writing letters of thanks & condolence, minding their brothers’ children, calming hypochondriac aunts down, attending births of little nephews & nieces. Cassandra doing all this extra labor gave Jane the space and time to write. Moreover Jane had formed the ambition to write. Dorothy, on the other hand, thought anything worth saying was already being said by William. And she didn’t have her own Cassandra to share the unceasing burden of housework with:

In fact, the domestic labor and childcare that lay ahead of Dorothy were almost indistinguishable from the duties she had escaped at Forncett rectory. But now she was to be living in a home she had chosen, with a man she loved.

Did it matter in the end, Dorothy’s rebellion? If she’d remained a hanger-on in her uncle’s household, living on his charity, her life would not have been outwardly all that different. I have to believe that her choices did matter, of course. It would be easy to sit here and speculate that if Dorothy had not poured all her mental and physical resources into supporting William’s career, she too might have produced another Pride & Prejudice, but naturally we cannot know that. What we know is that Dorothy and William were 100% in love, a fact that anyone with a modicum of reading comprehension can verify by reading their letters. Why is this not more widely discussed? William Wordsworth was not exactly an obscure poet. The explanation, again, comes back to patriarchy:

The idea that Dorothy might have inspired (or felt) desire at Dove Cottage was as abhorrent to mid-20th century academics as it was to gentlemen of the early 19th century … who preferred to think of unmarried women drooping and degenerating after the age of 25, rather than maintaining a subversive and disturbing sexuality.

I wish I could say that William and Dorothy grew old together at Dove Cottage. What actually happened is he got married (she talked him into it—she chose a mutual friend of theirs whom they’d known for ages) and accidentally fell in love with his wife oops. His new wife was neither young nor pretty, in fact she was painfully plain, but that William became genuinely attached to her there can be no doubt. Dorothy continued to live with them and look after their children until her death. So I think we have avoided the worst case scenario, the malevolent-power-of-the-married-woman-ruins-her-spinster-in-law’s-life scenario: This is what happened to Jane Austen when Jane’s father unexpectedly announced his retirement, uprooting Jane and Cassandra from the Steventon rectory where they’d lived all their lives and forcibly removing them to Bath, where Jane was so miserable she did no writing for years. All this upheaval on account of Jane’s brother and his wife wanting the Steventon rectory and its income for their own! The accursed woman was probably measuring the drapes before she’d moved in. Anyway, it is fortunate this open enmity did not characterize Dorothy Wordsworth’s relationship with her sister in law; they were fast friends and they remained friends after the latter’s marriage to William. But instead of William-and-Dorothy forming the nucleus of life at Dove Cottage now it was William-and-Mary, and if this did not sting at least a little Dorothy would not be human. She had been supplanted in William’s heart. I CRY.

Because I’m literal shipper trash I want to end on the bittersweet note of SIBLINGS EXCHANGING RINGS AS A SYMBOL OF COMMITMENT EVEN THO THEY CAN’T LEGALLY GET MARRIED. This is Dorothy’s description of the morning of William and Mary’s wedding, right before they leave the house to attend the ceremony:

”I gave him the wedding ring—with how deep a blessing! I took it from my forefinger where I had worn it the whole of the night before—he slipped it again onto my finger and blessed me fervently.” It might be said that William married her before he married Mary, and that Dorothy was making a promise in that upstairs room try like the one Mary was about to make in church.

it’s been two months since I read this book and i’m STILL SCREECHING byeeeee

#dorothy wordsworth #book review

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fapangel · 7 years

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What are your thoughts regarding Elon Musk?

A great question. Long story short, I alternate between wanting to love Elon Musk as one of the few venture capitalists on Earth with a fucking brain, and wanting to drown him in a scummy pond for being such a fucking West-coast weenie retard.

Elon’s Genius

Waitbutwhy.com got a series of exclusive interviews with Elon, and while the star-struck explorations of the author might be of questionable objectivity, he did a great job of summarizing how Elon thinks. And the single most important thing about Elon was expressed in a verbatim quote from the man himself:

Like look at Galileo. He engineered the telescope—that’s what allowed him to see that Jupiter had moons. The limiting factor, if you will, is the engineering. And if you want to advance civilization, you must address the limiting factor. Therefore, you must address the engineering.

Yeah. You’re sitting there saying “no shit, Sherlock, who doesn’t understand that?” But the shit some journalists say will just blow your fucking mind. Yes, this is an actual journalist, in one of the few semi-respectable, mostly-sane publications left on earth (by dint of catering to people who have to make sums add up at the end of the day,) saying that Trump should make space-based solar power satellites a priority. Not talking it up as a nice theoretical tech, not wondering about it, but pushing this as a serious short-term policy priority.

Incidentally, this is how Elon Musk feels about that bullshit. Yes. Being a sane, intelligent human fucking being, he’s capable of understanding basic opportunity costs, and since he’s aware that hair-brained pie-in-the-literal-sky schemes must be constrained by the actual ability to fucking build this shit (i.e. engineering,) he’s capable of stopping long enough to realize that building and orbiting a vast fleet of satellites designed to blast the Earth with microwave lasers is fucking retarded compared to just building more solar panels right here on Earth.

This ties into the second massive, massive thing that makes Elon Musk unique - he’s a venture capitalist that knows what the fuck a BUSINESS CASE is. Despite being a save-the-world-I-want-to-build-unicorns idealist, he actually understands the basic principles of economics and markets. To wit, nobody’s going to give him eleventy trillion dollars for free to do decades of R&D to realize his Big Dream, so it has to fund itself, and furthermore, major advances in technology and the human condition don’t spring from individual genius companies, but from entire industries. This nice diagram produced by Waitbutwhy’s eloquently fawning author expresses the same with more colored boxes and less exasperated fucking invective, if that’s your thing.

What you’re looking at - especially the box at the very bottom that says SUSTAINABLE FUCKING BUSINESS MODEL - is the concept that any gormless asshole on the street can grasp (business gotta make money) but the multi-millionaire masters of the universe that gave Juicero ONE HUNDRED AND TWENTY MOTHERFUCKING MILLION DOLLARS TO BUILD A WI-FI ENABLED JUICER COULDN’T FIGURE OUT.

Yeah. Some of his businesses don’t make money, like Tesla. They release glowing reports that retards eat up, while anyone who worked in the actual 100+ year old auto industry look at these sillicon valley nerds who think they know fucking everything after a few years of research and just wait for the inevitable explosion. (Despite their cheery PR, people who know what they’re looking at see nothing but trouble in their business. To say nothing of how the Ultimate Dream of Everyone Driving Electric is flawed by the basic resource limitations of PLANET FUCKING EARTH. And then there’s shady shit. When they discovered that the established automakers have hundreds of acres and tens of millions of dollars worth of suspension torture-testing facilities for a goddamn reason, instead of repairing their janky suspensions under warranty, they offered to pay half the repair cost if the customer would sign a fucking nondisclosure agreement. Tucker Torpedo this motherfucker ain’t, is all I’m saying.)

But ya know what? I can forgive that, because SpaceX. SpaceX forgives a lot. And there is a business case there - there’s enough rich virtue signalling fuckheads to support a small car company, at the very least - so the premise itself isn’t just pissing up a suspension bridge cable on a bridge to nowhere, like most venture capital bullshit. Even the Hyperloop isn’t that bad, because even though it’s fucking retarded, Elon’s probably only looking at it because of his “Boring Company” project. He looked at the ongoing clusterfucked abortion of a high-speed rail line that California’s doggedly carrying to term, and correctly surmised that digging fucking tunnels the length of a huge earthquake zone would be cheaper, in the long run, than trying to navigate the political clusterfuck of buying contiguous right-of-way for the whole damn length. A tunnel is a tube, and as long as it’s a tube, you may as well use the damn Hyperloop thingy, right? There is thinking, there. A brain, is working. And hey, at one point SpaceX was an idea just like this - the Great Ones of industry often leave a trail of dead and dying projects behind them while the One Great Success just climbs higher and higher. It’s worth it, and it’s why Trump’s “six bankruptcies” don’t mean jack shit compared to his dozens and dozens of successful businesses.

And yet - despite that amazing presence of a god damned brain in his skull - he still manages to go full fucking retard sometimes to a degree that makes me want to catch his tongue with a vise-grip to make the stupid noises stop.

Elon’s dumb-fuck bullshit

This slashdot article neatly sums up the problem. The short version is that lots of very rich people in Sillicon Valley were going around acting very serious about the possibility that our entire world and universe is just a huge computer simulation and we gotta try to break out of it somehow.

Billionaires. These people are fucking billionaires. And this is how they spend their time. This quote from Business Insider sums up the reason why:

The piece doesn’t give any clue as to who those two billionaires are – although it’s easy to hazard a few guesses at who they might be, like Musk himself or Altman’s friend Peter Thiel – but it’s fascinating to see how seriously people are taking this theory. According to Musk, it’s the most popular topic of conversation right now.

“The most popular topic of conversation right now.” If ever you doubted that there’s a vast wealth discrepency in the United States, look no further - not only is the West Coast rolling in economic opportunity for the right people - especially with the right connections - but there’s so many multi-zillionares out there that their entire social circle can consist of nothing but. This is some zany philosophical fad that caught on and percolated around, like memes and fads do, via usual social interaction - except for these people, their friends consist mainly or only of multimillionare tech CEOs.

And that, in a nutshell, is why obviously intelligent people who’s words can make stock prices in multiple huge companies employing many thousands of people do a damn jig feel no reservations at all about saying things in public that make them sound like fucking idiots. When you contemplate the sheer distance between the world of us ordinary humans and these privileged Coastal Gods, it’s enough to fill you with an almost instinctive rage. As a good seal-clubbing communist-hating rabid frothing conservative bigot bastard from Soviet Mordor, I wouldn’t give a shit if these Masters of Industry at least bore passing resemblance to the Randian ideal. I’d be down with that. Even if their huge underwater cities did spring a leak and a massacre or two, that’s life, you know?

But this shit? This!? No. I draw the fucking line here, pal. There’s some floof-ass hair-brained bullshit I’m not going to stomach.

But entirely aside from my impassioned-downtrodden-country-boy-rage-at-the-coasties-grapes-of-ree, there is the simple fact that people idolize, hero-worship and generally LISTEN to this man, and that imparts some level of responsibility on him to not say fucking stupid shit. The reason I’ve resisted making a Paetron for so long (aside from my crippling depression, self-doubt and general talent for self-sabotage) is that it’d impinge, ever so slightly, on my total freedom to say any stupid shit I want, because I’m not beholden to anyone, at all, to sound sane or coherent. (My fiction writing is a testament to this.) So I’m keenly aware of the decorum and care a public speaker ought to have - it relates directly to how big an impact his words are liable to have on people, and for Musk, that’s a lot.

Elon’s latest shtick - which is also popular with all his millionaire friends - is screaming and crying about how AI is going to replace all of us. Well, no, that’s just the luddite screeching of Sillicon Valley in general now, Musk is actually claiming that AI will rise up and fucking kill us or some bullshit. His newest company, OpenAI, has a great business model and all - developing mind-machine interfaces, which is a thing and will be a much bigger thing in short order - but he’s still going around telling everyone that AI is some evil terrible scary thing, and that’s causing actual goddamn harm. It’s all fine and good to loathe “science deniers” if they’re arguing against climate change, food pasteurization, the Health Dangers of GMO Crops and childhood vaccinations, but when it’s bullshit like the health effects of radio waves and the coming AI apocalypse, suddenly these fucking geeks are all ears. And here they have a successful CEO who’s Made Science Things Fly and has half the world sucking him off repeating this chicken-little fear-mongering bullshit. In ten to twenty years the anti-vaccers are gonna be screaming NO AI NO DRIVERLESS WHATEVERS REEEEE AND IT’S GOING TO BE THE FAULT OF PEOPLE LIKE ELON FUCKING MUSK.

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trentteti · 7 years

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Using Practice Exams to Experiment with Your Approach

I broke my hand recently. Well, technically, I broke my hand two-and-a-half weeks ago, then spent the next fortnight icing my swollen hand and swelling my dumb head with false hope that my hand wasn’t broken.

When I finally got it checked out by a doctor, I found out there are two ways to deal with a potentially broken hand. The first way is to get it checked out immediately, allowing a medical professional to set it and ensure that it heals properly. But then you have to spend about a month in a cast.

The second way is to not see a doctor immediately, instead waiting for the swelling to subside, before self-examining the alignment of the bones in your hand, prompting you to say, “That looks messed up,” and then seek medical attention. Then, following an x-ray in which even the lab technician can tell you have two fractured metacarpals, receive gentle reproach from your doctor, who tells you that not seeking immediate medical attention for a hand injury can lead to permanent damage (and, if your health care provider happens to be Kaiser, you respond, “But couldn’t hasty treatment lead to Permanente damage?” to your now stone-faced doctor), before the doctor concedes that your hand is healing fine and that you now only need to spend 10 days in a cast. I can’t recommend that you take the second approach should you break a hand, but it worked out well enough for me.

But anyway, now I’m in a cast that seems intentionally, vindictively bulky. Thank you in advance for keeping me in your thoughts and prayers. Yes, this is pretty much the worst injury that could befall a blogger. Maybe the worst thing to happen to anyone, ever.

But despite that, I’m doing great. In fact, once you have only one functional hand and a nonfunctional Megaman hand, previously mundane tasks become enlivened. Showering, putting on clothes, and carrying your daily belongings become logistical puzzles to be assessed and solved. I’ve discovered new techniques for putting on a backpack and draping a jacket over my shoulders. Even blogging this post has forced me, with my WPM drastically hampered by dint of cast, to write a pen and paper draft, a welcome return to my high school essay process. I find conquering these challenges to be mini-rewards meted throughout my day. With each new logistical predicament vanquished, like say figuring out how to shampoo with one hand, I get closer to being a happy, functional adult human being.

And now that you’re in (or at least should be in) the late stages of your LSAT study plan, you have a few logistical puzzles of your own to solve. Mainly, it’s the puzzle of how to maximize the number of questions you answer correctly while maintaining your hard-won accuracy. And much like I experimented with various ways to hold a fork and knife, you should use each practice exam and timed section you do as an opportunity to develop new techniques to help you solve the logistical quagmire that is the LSAT.

Now that you have a solid approach to each Logical Reasoning question type, Reading Comprehension passage, and Logic Game, you should try to experiment with different approaches to how you tackle each set of questions, games, and passages in the 35 minutes allotted.

Believe it or not, there’s no rule on the LSAT that makes you go through the questions in order, or that you have to attempt each and every question, or that you can’t give up and guess on some questions. Sometimes making a big score increase is just a matter of finding the best logistical approach, as I did when I figured out how to open twist-off lids with one hand. Here are some approaches you can experiment with to see if you can get that big score increase.

Logical Reasoning

The main thing you should try to work on during your LR sections is finding the right pace to take when working through the questions. All of the LR questions are worth the same amount of points, but not all of the LR questions are worth the same investment of your precious time. Some questions are shorter and easier and are worth less of your time, and some are longer and more demanding and require more of your time.

You want to develop a timing strategy to help you leave enough time to do the harder questions. Of course, you won’t know which questions will be the most difficult until you actually do them. However, LR questions typically get more difficult as the section progresses. Too many, especially when starting out, do the first half of these questions (the first 13) in about half the allotted time (17 or 18 minutes). That unfortunately means they leave the same amount of time to do the second-half of much more difficult, time-consuming questions. Consequently, their accuracy plummets in the second-half. Not because they don’t know how to do these questions, but simply because they didn’t give themselves the appropriate amount of time.

So you want to develop a strategy to help avoid this predicament. Try breaking down the entire section into a few sub-sections, and set timing goals for each sub-section. For instance, try to complete the first 10 (generally easy) questions in 10 to 12 minutes, and then the next 10 (generally more difficult) questions in 15 to 17 minutes. That will leave you about 1:45 to 2 full minutes to complete each of the remaining (generally most difficult) questions.

Or maybe those specific timing goals don’t work for you. Maybe 10 minutes is too little time for you to get through the first 10 questions accurately, and you need to dedicate more time up front, and you’ll plan on just guessing on some of the later questions (that you’re more likely to miss anyway). As long as you have a timing plan in place, you’re good.

And that’s the beauty of these practice exams — they give you an opportunity to practice and refine your timing plan until you find the one that allows you to answer the most number of questions correctly.

Another thing to work on for LR is skipping questions. All questions are worth the same number of points, but not all questions give you the same probability of earning that point. We all have questions that we read and prompt us to say, “The hell did I just read?” That’ll happen, and it’s really not a big deal, as long as you don’t give those questions more time than they deserve. After you read a stimulus that makes only a modicum of sense to you, take a look at the answer choices. If you can’t eliminate more than one or two of them, guess, and move on. You probably weren’t going to get that one anyway. It doesn’t make sense to sink 3 or 4 minutes into that question that almost certainly wasn’t going to yield a point when you could dedicate that same amount of time into a several questions that will. Experiment with how and when you’ll skip questions, and you can maximize the number of questions you’ll answer correctly.

Reading Comprehension

Pretty much everyone feels the time pressure on Reading Comp. Those who consistently finish with time to spare are, in my observations, usually reading too quickly to maintain any semblance of accuracy. But with a well-honed, strategic approach to RC, you can at least minimize the likelihood that you’ll have to rush through a ton of questions.

Each passage should take somewhere between 7 and 11 minutes, so it’s advantageous to budget an appropriate amount of your 35 minutes to each passage at the start of each section. Allocate less time to earlier passages (which are usually easier) and more time to the later (which are more difficult). Also give yourself more time to passages that have more questions (7 or 8) and less to those with fewer (5 or 6).

But once you do that, there are a variety of ways to tackle the section. You’ve probably been doing them in order, from the first to the fourth passage. That’s a good approach for some test takers — those who consistently finish all four passages and don’t feel significantly more fatigued on the fourth passage than on the first. In my experience, this is a small minority of test takers. Instead, you can play around with a few different approaches.

Another way to do these passages is to do them backwards, starting with the fourth passage and ending with the first. That way, you’ll do the hardest passages when you’re the sharpest and won’t have to rush through the hard stuff. The drawback, however, is that you may have to rush through the first passage and risk leaving easy points on the table. For that reason, this approach is good for those who want to finish all 4 passages in a section, but typically find that they lose focus throughout the section, but not recommended for those who find the difficult passages very very difficult.

Another way is to do the passages based on how many questions each has, in descending order from most questions to fewest questions. This way, you’ll definitely have the time for the passages that will yield the most points. Plus, if you have to rush through a passage, at least it’s a passage with only a few questions. So this is a great strategy for those who do not plan on finishing all 4 passages in a section, or who find that they typically finish between 3 and 4 passages. That said, bubbling in the scantron is complicated with this strat, so make sure you’re practicing with a scantron if you use this approach and find that you get easily confused by scantrons.

Or maybe you like doing the first three long passages first to maintain continuity in your approach, and then save the comparative passage last. Again, use your practice exams as an opportunity to play around with strategies to see which is best for you.

Logic Games

For Logic Games, typically the first two games are significantly easier than the last two. For this reason, you always want to start with the first and second game, get that easy money, and then move on to the last two games. And ideally, you’ll have around 20 minutes to do those last two games.

However, if on a practice exam you’re left to do games 3 and 4 without the requisite time (which happens to us all), don’t fret. This gives you another opportunity to experiment with how you’ll maximize the number of points you earn in that situation.

One thing you can do is just read the intros to both games 3 and 4 and choose which one to do based on the type of game each are or which one looks more manageable.

Another thing you can try doing is construct the set-up, symbolize the rules, and then do the first elimination questions (which does not require any deductions) for both game 3 and 4. At that point, one of the games should look more manageable to you — do that game in full. Or if they both look equally difficult, just do the one with more questions. Take the time you need to do the game you selected. If any time remains after you finish, try to do some of the conditional questions for game 4. If you did the first game perfectly (and if, you did games 1 and 2 perfectly), plus the elimination question and maybe one of guesses for the second, you can leave a games section with 20 or 21 points, despite not even doing one of the games. In fact, I’ve had students consistently score in the 170s despite planning on only doing 3 of the 4 games ahead of time, because they were well practiced in their strategic approach.

So play around with some of these strategies on your next practice exam. This can lead to a major break (pun very much intended) -through for your LSAT score.

Using Practice Exams to Experiment with Your Approach was originally published on LSAT Blog

#LSAT #practice exams #strategy #trent teti #lsat

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weholyperfectioncollectorme-blog · 6 years

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Should I sue my parents...?

"Should I sue my parents...?

When I was 4 years old I was in a car accident and my parents had a settlement with the drunk drivers insurance and recieved 100,000 dollars for me. At such a young age I didnt really know what was going on and they told me that it had to be put up till I was 18 and I couldnt have it. Well that money is no longer there and I am now 20. As I grew up they told me that it all just went to lawyer fees but obviously I am old enough now to know better. I found out from other family members that they just blew it. I am now married and have three month old baby and I could have used that money to help get a house for us or help with the financial problems that come with being a new parent or newlywed. Should I sue them to get what was mine to begin with and if so how do I go about it and what are the chances that I will win?

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Who much money does it cost to start an insurance company?

I want to start an insurance company in Florida and was wondering how much it would cost to start one. Do not hesitate, give me your best estimate. Also, do insurance companies keep funds gathered through insurance policies in a fund or do they invest it? Comments? Thanks!""

What to do when the other person doesnt have car insurance?

Back in December a friend of mine backed into my car while drinking. he did not have insurance and still does not. i told him i wouldnt do anything as long as he fixed the dent. he has still yet to fix and is trying to get away with not fixing it. what should i do? small claims court?

Insurance without a tag?

In the state of GA, is it possible to drive a car with insurance but without a tag? Do you have to get both at the same time?""

Help needed about insurance for '04 Mazda Rx-8!!!?

I'm THINKING about getting my first car as '04 Mazda Rx-8. The car I'm looking at has 32000 miles. But I read some reviews and it seems the car has some issues and having warranty is a right choice. How much would it cost to extend the warranty?

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""

Which insurance can my family get for this?

My sister is severely schizophrenic, and my mother is the only one in the family willing to deal with (ahem, work with...) her. However, my mother has HIV and stomach cancer, so we don't really know when she's going to die, but we're taking every precaution in the meantime. Which insurance can our family (my siblings and I. Our father is deceased.) get to ensure that my severely schizophrenic sister receives 24/7 inpatient medical care when my mother dies? We live in California, if that makes a difference. (and *don't* even bother with take classes and learn how to live with her. We all have our own lives, we've all decided she needs to be hospitalised permanently.) If there are no insurance plans that can ensure this, about how much would it cost to have her admitted and her care maintained? (An amount please, not just a whole lot .) Thanks. C=""

Cheapest Car insurance?

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How much money have you saved on insurance rates because of seatbelt laws?

Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?

How much would it cost if i put full coverage on a 2007 Nissan Altima?

I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!

Where can i find good and cheap used car dealer insurance?

i am trying to open a used car lot and need insurance for it. where can i find cheap insurance i have looked and got a quote at one place but the price is to high 6500.00 per year, are there any other companies that will offer that but for cheaper? thanks""

Car Insurance for a 19 yr old male?

I'm going to be buying an black 03 Cadillac CTS and I was wondering about how much my insurance would be. I've been driving since I was 16 with no tickets or wrecks. Can anyone give me at least an estimate on what it might cost? I will be using it mostly to drive back and fourth to work.

Trying to find cheap car insurance?

I am looking for a decent cheap quote for car insurance, I'm 18, male and my car is a 2001 Ford Fiesta Flight 3 Door 1.3L. I'm being quoted around 3000 upwards, this is my first car as ive only just passed my test on friday 6th january 2012. please give me some help, thanks.""

I need help with my car insurance?

Middle aged female (mid fifties), have had comprehensive car insurance 8 years no claim but current insurers now charging me nearly 500/annum.Insurance runs out 30th october 08. Any suggestions for cheap car insurance companies (in England please) for Honda Accord V Tec (W Reg). Thanks""

Do you NEED insurance for a motorcycle?

meaning can you get arrested with no insurance?

""Court date for driving w.o car insurance, what are my likely outcomes?""

I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record.""

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Can my mom insure my vehicle?

I want to buy a newly used car and i will have a loan on it. I wanted to know if the loan and the title are all in my name, would my mom be able to insure it in her name and me just as a driver? im under 25 so my insurance would be extra high. and would i have to register it in her name at DMV to let her insure it?""

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

Please help answer a health insurance question: group vs. individual?

I'm thinking of retiring early. I would utilize COBRA for the full 18 months. After that, I would purchase an individual plan. I'm extremely healthy, no preexisting conditions. My concern is, if I were to become ill after purchasing the individual policy, could I be dropped? I would, of course, make sure payments are always on time. I live in California. Any help would be GREATLY appreciated. Thanks!""

I'm buying a used car from a private owner. Will I need to have insurance before I purchase the car?

I've never had insurance before. Should I call insurance agencies before I get the car? Get quotes/etc? I won't know if I'm going to buy the car until I see it.

Can you rate these cars on insurance coasts?

I was looking at buying a car. I have selected a few cars that I was interested in buying, but I don't know the coasts of car insurance. Can you give me a price range or tell me terrible, bad, average, good, great. If you can give me a price range that would be great and thanks for the help. The cars are 2005 Nissan 350Z Coupe, 2006 Hyundai Tiburon SE, 2009 Mitsubishi Lancer ES, 2006 Audi a4, 2000 Hyundai Tiburon, 2002 Audi TT, 2004 Mazda RX-8, and 2010 Toyota Corolla.""

Insurance for a newly licensed driver?

I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw

Insurance Question/Quote?

My name is Jake and my grandpa wants to sell me is 2004 V6 nissan 350z for like next to nothing but i am curious as to how much my insurance payment would be?

Should I sue my parents...?

Cheap Insurance for 16 driver??

I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies

How much is insurance for a 2008 Nissan GTR?

I want to buy a 2008 GTR but I want to now how much car insurance would cost before I buy it. Ive hear that it costs A LOT per year.

Car & Insurance ??? Help me please?

Im 15 and im looking at cars so i know what im saving for. i know its abit early but im looking to star driving straight away. I am looking for a nice powerful car with nice boot space, and i know that the cost will be around 10k but im worried about the insurance ... what would be a good car to buy ?? thanks for all your answers""

Car insurance on first car?

i'll be turning 17 soon and my parents and i have been talking about a car for me. my dads over 50 and has a perfect driving record...if i were to buy a car but put it in his name, would I save a lot on insurance? and then i could just drive it? would that work""

125cc bike or scooter Under 500 and LOW INSURANCE?

Hi im looking to by a bike or scooter that is 125cc for under 500 And has low insurance All suggestions helpfull

How much does car rental insurance cost?

I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

""Cost of insurance for a Motorcycle, Montreal Quebec?""

When I turn 18, I want to own a motorcycle and get my license. I want to know the estimated amount for the insurance etc.. I heared that it was $5000 a year or something, is this true?""

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.""

Would insurance on a 95 Mustang GT be extremely high?

Child support and health insurance???

If someone is going to provide health insurance (and dental,vision) for a child does that lower child support even a little??""

Car insurance and Road Tax?

How many cars can be covered with a fully comp.insurance cover ... and road tax Is a person with a fleet of vehicles allowed to run a business for repairing and selling cars in a no through road, which is also taking up space for visitors and residents (who have to pay community tax) to park.""

How should I go about my insurance?

I just turned 18 in January. I have a 99 firebird in my name. I was wondering if I should go in my own policy, or can I go under my moms and possibly save money?( will I be saving money) And also an insuarance agent told me that I should get full coverage?! and its not worth it at my age? So should I just buy liability or Full. What insurance company should I go through for the cheapest prices""

Insurance question?

will the price of insurance matter on who's name a car is in? or does it just matter on who is buying the insurance?

How much are your car insurance(College Kids) (Iam 22)??

Iam 22 now, I am under my fathers geico policy, I pay $278.00 a month, not even full coverage. My car is Nissan Maxima 00. I have never been in car accident since I got my license for 4 years now. I know Iam paying little too high cuz my sis who turn 18 is also on the policy now by law. For that price I should be getting full coverage !! But wondering how much are you guys paying for your insurance monthly etc? College kids related only please, dont tell me you pay dirt cheap cuz your 40 years old, thats obivious. Also what is the cheapest company I can switch to ? cuz Iam in college and have barely any money, all my money goes in the insurance and if Iam lucky I get to gas up a full tank maybe once a month lol.""

""Auto Insurance, im swtiching companies but im worried about lienholder. Help?

i have Capital One as my auto lienholder and as of right now allstate as my insurance. I was sent a letter by allstate that they are going to cancel my policy as of 12/17 for ...show more

Is it worth it (in decreased insurance costs) to finish driver's ed after getting my license?

So, I got my license today, but I'm literally halfway through my driver's ed course. I was just thinking, if I pass the test, great, if not, I'll retake after the class and nbd. I honestly want to drop out since the classes are very repetitive and common-sense, and it's 15 hours I could be using on something else, but my mom disagrees... I know some insurances make you pay less if you've finished a course, but is it that significant that it would be worth it?""

How much does it cost to live on your own in western Washington?

I am 20 yrs. old and it's just time to move out. I was wondering what all the expenses are that go into living on your own. Also I am attending communtiy college, and though it is paid for I will not be working full time so I will be living on a budget. I know the general cost of rent, car insurance, cell, gas but I really have no idea as far as food, utilies, cleaning supply, soaps, all those little thing you dont think about untill they add up. So in addtion to all that feel free to share some expenses that took you be surprise! Thanks everyone :)""

Is hurricane Insurance mandatory on Fl homes?

Can I wait to pay car insurance?

I recently bought a car, but I'm not legal to drive it alone until February (I bought the car NOW because it was an amazing deal and didn't want to miss an opportunity like this) Can I wait to pay for insurance until I get my license (in February) or is that illegal?""

Made a mistake on previous car insurance?

I'm worried about changing insurance companies as I forgot to tell previous insuraure about 3 points I have. What will the new insurance company say about the situation? Should I ring my old insurance company and explain? But the insurance has expired thanks

""How much will it cost to insure a mini cooper, for a young driver?

just about to start driving and would like to know the costs?

Cheaper car insurance?

I'm was just checking the insurance (third party only) for a Renault Clio 1.2L, 54 reg and the prices were like 3500-4500!!! That's more expensive than the car itself. I thought that for a relatively small car the insurance wouldn't have been that expensive. Bearing in mind that I've just passed my practical I still think these prices are ridiculous! Is there any way I can make the insurance cheaper? Thank you!""

Im 18 and i need car insurance cheap?

Ok im an 18 yr old student who needs cheap insurance - what is the cheapest and most legal way to do that because i don't want to spend 3000+ on a car with a base value of 600

When will I be fined if I don't get health insurance (Obamacare)?

Hello, Not that I'm planning on not getting health insurance but I was just wondering--- Enrollment begins Tuesday (at least here in California). I know that there is a fine for not signing up ($95 or 1% of income, whichever is higher from what I have read) However..I cannot find one answer on WHEN you will be fined if you don't sign up. Will it be during this upcoming tax season? Or next year for 2014 taxes? I'm just wondering because I start full time school and will be cutting to about 20 hours a week at my job (as opposed to full-time status that I work now) I do not currently have insurance because my job does not offer it and I do not qualify for Medicaid (because somehow I make too much money even though I can barely afford to pay my bills...) So I plan on signing up for Blue Shield or something of that nature once I cut my hours because it will be much cheaper than if I sign up now. Thanks! Any feedback regarding this would be great but my main concern is being fined. Please let me know when that fine will come into play.""

""No car insurance in Florida, what happens?""

If my husband has car insurance on our car and his father is the one who technically owns it, and i get in a car accident with no car insurance in our car...what happens?""

Should I sue my parents...?

""Car insurance, change of profession?""

Hi All, I pay my car insurance in full every year. I am currently a Technologist - and this is what I specified when applying. I will be returning to full time education in September - so will be a full-time student rather than a technologist. I am fully comp. insured for social use. Do I have to let them know about my change in profession and will this affect how much I pay (even though I've already paid for year up to next April)? Any advice would be much appreciated.""

Do I have to have my mom on my car insurance?

I recently bought a car(mustang!) and I was able to get a pretty low premium, do I need to put my mom as a additional driver? She has her own car and her own premium.""

How much does a hyundai sonata usually cost to insure in MA?

My sister is trying to buy a used 2006 hyundai sonata and we were wondering how much a month it usually costs to insure it? She's only 21 and has had her license for four years without an accident? She tried to get a quote from gieco but they only showed the six month plan. Any helpful information about the car or insurance would be greatly appreciated!

What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?

I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""

Could anyone tell me if there are dui/dwi exclusions in states that have no-fault auto insurance?

How do you get health insurance for under $500 a month?

My health insurance premium costs $500 a month. What options do I have for a cheaper plan? Would I have to avoid going to the doctor for many years to get affordable health insurance ? What is the secret?

Is it possible to get different car insurance under the same household?

Hi, So I have a question regarding different car insurance. MY family has allstate for the car insurance. However, I do not want to go under allstate for family reasons. I am trying to get geico for my car. However, my father states that if you were to get geico you would still have to add everyone's name under the insurance policy. I am trying to get my own individual policy without adding anyone under the car insurance policy. I wanted to know if it is possible to get different car insurance under the same household? Thanks :) P.S: I am 23 years old. About to turn 24 years old. I wanted to get my own individual policy without adding anyone on the car. The car was a gift from my parents to me.""

""Just got a speeding ticket with my uncles car, will his insurance raise?""

I just received a speeding ticket while driving my uncles car, i don't have car insurance nor a car. Will his insurance go up from this.""

What are the recommended coverage i should have for auto insurance?

i don't know anything about auto insurance, so im trying to figured out what i should include in my policy, not just standard, but recommended coverage, so that if anything happen the insurance company can't say this or that doesn't covered...im a person that rather be safe than sorry later... so far i have statefarm in Florida, and here are my coverage and limit so far: liability bodily injury 10/20, property damage 25 per accident. no-fault coverage comprehensive collision uninsured motorist bodily injury 10/20 is there anything else i need to add or missing? is there different between the personal injury protection and no-fault coverage? is my limit enough? my friend has 50/100 limit and pays much lower premium than me (about 40% less).""

Help me lower my car insurance!?

im a 17 year old male driver, i was thinking of buying my neighbors 2001 car, but apparently insurance is gonna be 6000 a year with me as a primary driver. my parents both drive and both have vehicles, is it possible for them to be the primary driver on 2 vehicles if we say its for work/convenience and myself as the occasional driver on one car? my friend said i can if my parents list the honda as a secondary vehicle and their the primary. is this true/possible? orrr if anyone else knows any way to lower insurance in past experiences or just know help please! :)""

""Any idea how much the car tax is on a vauxhall frontera,and is the insurance expensive?

is it much more than running the average car

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

Is it okay not to have insurance as the driver since the car has insurance?

If your not added to your parents insurance as a new driver but the car your driving has insurance is that legal or illegal for that driver to drive?

Average motorcycle insurance?

I'm 22 and I pay right at 100 a month for insurance. How much does a regular sports bike cost to add insurance on? I know it depends on the bike but for like a GSXR 600.

How is my motorcycle insurance so CHEAP?

Okay so im looking into buying a motorcycle this summer. Ill be turning 18, and have always wanted a bike. So i was looking at how much insurance would cost me for it because i hear that its expensive and im a full time student and work minimum wage job, so its not like i have money just to shoot out my *** for fun. I was looking at progressive, because they show instant online quotes so i dont have to actually call in and give my real name and social security # and stuff like that. So i go onto progressive's, and enter all my real info like age and stuff(but lie about my actual address and name and email cause i dont want constant ads and spam). And i got cheaper than expected quotes.....So i put in, 2009 Kawasaki Ninja 250r. Male. Turning 18 in july. Put in that i have motorcycle endorsement and taken safety course(i havent yet, but i will by the time i actually own a bike and have to buy insurance for real). No accidents or tickets. 0 years riding experience(although i ran multiple quotes and noticed price drops by $29 for a 12month policy if youve had even 1 year of riding experience, which is nice). And i got a quote for $285 12month policy. For Bodily Injury & Property Damage 50/100/25. Underinsured Motorist Bodily Injury 25/50. $100 deductible on comprehensive for bike(again i ran multiple quotes, and changing the deductible amount on comprehensive only saves a few bucks). $500 deductible for collision(this deductible amount changes your rate incredibly). No other coverage. Got quoted $285...seems kinda cheap to me considering im so young? Not complaining that i save money....just wondering if this sounds normal? Random insurance question, lets say im riding my bike and going at a good speed, say 45+mph. Then fall and completely eat ****. I injure and damage only myself and my bike. Lets say my bike needs some repairs or maybe even replacing, and my leg is broken or something like that. Will any insurance cover any costs since it was my fault to my own personal injury? Is this when health insurance kicks in for medical bills? And would motorcycle insurance pay for any of this? If so, which kind? Like comprehensive, collision, liability, under-insured motorist? Because i have no idea. This next part might be a little hard to understand, so ill try my best. But i ran multiple quotes and changed the age i said i was, for instance, i put in my real birthday on one July 1996, than i put July 1995 on another just to see how much the rate goes for a 18yr old, because once i actually get the bike i will be 18. The quote where i put my real birthday and said i was 17, got quoted $285, the quote where i said i was already 18, got quoted $319.....how is that possible that i get a $34 cheaper quote for being younger??? I feel like someone at progressive online site is trolling me and getting my hopes up now, just to see me go ape **** when i actually go get a real quote. Thanks!""

Anyone know who offers cycle insurance?

After cheap cycle insurance for my mountain bike against theft and willfull damage ect, info. appreciated. {UK}""

Does anyone know this car insurance joke?

I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :)

Health Insurance question?

My husband's boss won't offer them Health Insurance. Where can I call or what can I do to ask if he has to offer them insurance or not. Please help!!!!!

Car Insurance-Where can i get cheap auto insurance online?

Where can i get cheap auto insurance online?

How much do you pay for insurance? What kind of car?

""I got a wet reckless, and filed the SR-22. What happens if I cancel my insurance?

The California DMV says you have to maintain proof of financial responsibility (car insurance) for 3 years after a license reinstatement after a wet reckless charge. What happens if I cancel my policy and change insurance companies? What happens if I just cancel my policy and just don't choose to drive?

Is Texas a no-fault insurance state?

My G-Friend recently met with a car accident and we are still waiting for the accident report to determine the fault. She was not hurt but the other driver was hospitalized. Your opinions and suggestions welcome about how to handle this with Insurance company and attorney if required.

Whats the cheapest car insurance for full coverage?

How should health insurance companies thank Obama?

I just found out that my health insurance, which used to have a $500.00 deductible, will now be MORE expensive and will now come with a 5,000.00 deductible!! Which means, in order to see any benefit at all, I have to fork over $7,000.00 of MY OWN MONEY!! Which basically means, I have no health insurance now yet I still have to pay for it because it is now the law! If I don't, I get garnished. Asking around, I have learned that this is happening to everybody. So instead of getting MORE people covered by health care, Obamacare is getting millions of people effectively kicked off! But because of the law, we still have to pay the insurance companies, while they are free to raise the deductible to the point where their only purpose is to sit back and collect our money. Great. So I think the insurance companies should fork over a big, fat billion dollars to Obama for the all the cash he sent them!""

Should I sue my parents...?

https://www.linkedin.com/pulse/what-some-good-dental-insurance-willie-snyder/"

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dangerouscrusadefire-blog · 6 years

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best health insurance affordable

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best health insurance affordable

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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I am looking to buy private insurance for a short term. Does anyone know of insurance companies in Utah that offer affordable, decent health insurance for families?""

Am I getting a bad deal from the Car insurance Company?

Back in October of 2010I was involved in a Hit and Run Accident. The Guy that hit us was found a few days later and we filed against his insurance. Me and my Fiance both went through Physical therapy for our backs. Medical bills totalled about 5K for me and about 8K for her. There were times when she was in tears because her back was hurting so bad. She Couldnt work some days either and she is self employed and works from home as a graphic Designer. I missed some days of work too but my pain was not near as much as hers. State Farm Called and offered a settlement with me to pay the 5k to the Doctor and then a $1000 check to me for my pain and suffering. They called my Fiance to settle but she did not answer. My guess is they will probably offer her the same. Is Paid medical bills plus $1,000 fair? We missed work from it. Delt with stress and Physical therapy for about 3 months and not to mention all of the inconveniences associated with getting the car fixed and also dealing with insurance stuff. The guy that hit us was found a few days later but never offered a good excuse as to why he hit us and then ran. He originally filed a false claim with State Farm and said that he hit a tree and not another vehicle. It was all overturned against him once Geico called them and submitted the police report. Should I get a lawyer? I honestly feel like we should be getting more. Especially my Fiance but if it's fair It's fair. Can anyone help?""

How much will it cost me for insurance and plates etc..?

im buying a 94 supra twin turbo for $18,500. im getting a loan from the bank for the car but what else do i need after i buy it? how much do i need? should $600 be enough for all that stuff?""

Any cheap car insurances for first time drivers?

I am 20 and I have been driving for 2 years and recently got my own car. But I heard car insurance is expensive and I wanted to know if there's any car insurance that is cheap. I live in Southern Cali. Do you recommend anything? Please help. And thank you.

Can I get full coverage insurance for a salvage rebuilt title?

I want to know if there is the possibility of getting a full coverage insurance for a salveage rebuilt titled car? Well a friend was telling me that he thinks it's possible and ...show more

Do I need car insurance to drive?

So I'm sixteen and use to think as long as the car had insurance I was okay. I have my license and sometimes I drive my moms car in case it was required since my mom really needs someone in the family to drive. Recently I was told I needed to be added to her list but my mom says since I have medical insurance it's okay? oO That I just need some sort of insurance in order to pay.. not necessarily car insurance. So if I get pulled over and police ask for my license [which I have] and registration [which I also have] would I get arrested and have my license suspended?

Insurance for acura rsx?

I am thinking about getting an acura base rsx. Im 16 years old. How much would insurance be I live in ky

How much is short term car insurance for under 21's (approx price)?

I want insurance on a vehicle for no more than 1/2 weeks. I've been on some websites, but lots don't offer under 21 insurance and others require registration and form filling, which I don't want to do until nearer the actual time. Has anyone on here had experience with insuring a car, short term, at a young age?""

How much did your car insurance rate increase when your 16 year old began driving?

he amount my insurance went up may have nothing to do with your insurance increase. There are way, way too many variables""

APPROX how much would car insurance cost for me?

hello, up until this point i have been on my parents insurance. I am going off on my own now and would like a rough estimate on how much per month my specs :) 23 year old female college grad never had any traffic tickets (had an underage drinking ticket in 2007... if that matters now?) car is a 2002, 4 door compact nothing fancy""

Who has the cheapest auto insurance?

I'm about to come back from active duty overseas and I just bought a 2004 Ford F150 4x4. I'm 28 and havent had any accidents or driving infractions in the past 5 years. Which provider is generally the best to use? Thanks.

HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?

I need the cheapest possible car insurance but thats also good and will cover me =]

best health insurance affordable

Suv insurance 16 years?

I am getting a mini suv probably a 2006 chevrolet equinox or a 2006 tuscan hyundai for my 16th birthday. I am going to have to pay the insurance on it though, I would be cosighning with my parents. They have perfect credit and also I have a 4 month old daughter who will be riding with some of the time. About how much would the insurance cost me? I'm clueless when it comes to these things. Thanks in advance. Also what is the best mini suv to buy that is under 25 thousand?""

What would happen if Americans didn't rely on their employers for affordable health insurance?

My policy with my pre-existing condition would be $1,300 per month. Thank God I have a real job that provides benefits. What would happen if Americans didn't get their health insurance through their employer? Would we end up like Australia?""

Running costs for first time driver?

Hey, on average how much do you think running costs (insurance, servicing, petrol etc.) will be for me to drive a car per month? I'm planning to start learning to drive soon (I'm 20 and live in the suburbs- Essex/close to London) the car I'm looking to get would be one from insurance group 1 and I'll probably be doing about 12,000 miles a year, just driving to and from work and socially every now and then. Thanks for any help :)""

""Where can I buy cheap auto insurance in Houston, Texas?Just moved here, only paid $30/month in California!?""

Want to buy cheap auto insurance in person! In California I paid $30 a month at a place that catered to poor people basically, but had good coverage for cheap. I am not interested in paying double online with Geico, progressive, etc (as the quotes I've gotten are). Where can I get cheap basic coverage in person in Houston Texas? Thank you.""

Question about Health Insurance??

I wanted to get added on to my husbands health insurance, but the secretary who works for the company he does(it's a small construction company) says I can't get added until open enrollment which is in June..is this true? How does that work? The insurance company is Blue Cross Blue Sheild. Is there only one enrollment per year?""

Will my auto insurance company check my husband's credit and driving record if I add him to my policy?

I have been married for 4 years. My husband bought his car with his parents and has been covered under their insurance all this time. The car has been now paid off and he needs to go ...show more

What are the best and worst auto insurance companies ?

What is some cheap health insurance?

""If a person lies about their age on a life insurance application, will the claim be deniable?

EVEN IF THE CONTESTABILITY PERIOD HAS PASSED in CALIFORNIA?

Car Insurance discrimination?

I was filling out a car insurance quote form online , I put my mother as the main driver and me as additional but accidentally put me as a spouse , the quote came back as 400 pounds. As i reviewed the quote i notice my mistake and changed it to Other ( Spouse , Partner , Other only listed ) and then my quote came back as 2000 pounds. I am 18 years old and getting car insurance is hard but my question is how does being married make me a safer driver and is it possible to take insurance companies to court because of there overlooked age discrimination""

""Could $5,000 cover the healthcare insurance premium for a family?""

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. This link was interesting - it describes both plans clearly: http://money.cnn.com/2008/03/10/news/economy/tully_healthcare.fortune/""

""My father's health insurance was inadvertently cut-off, can I add him on to my health insurance plan?""

My father's health insurance was inadvertently cut-off, can I add him on to my health insurance plan?""

How much does your motorcycle insurance cost?

Also say your gender, state, age, etc. P.S how much would it cost for a 18 year old male in NYC with a 600cc engine? ninja..""

Is it legal for car lot to hold my check from insurance?

I had a wreck a couple weeks ago and told me I could come pick up my check today from insurance. When I got there to fill out the paperwork and pick up the check they told me it wasn't ready and that they will have to send it to the car dealer (Express Credit Auto) so they can take out what I owe and they give me whats left which I do not have a car now and the check was to get me another car, which I told them and all they said was to use what is left to get another car by them. Which I just want my check so I can get my car, I told them I will still be paying my bill for the car but they then said it is illegal for the insurance to give me the check when they hold the lien to the car. I don't know what the legal side is, can anyone help me??""

Insurance for young drivers?

Hey, i'm a young male who passed his test recently and the insurance quotes I have been getting have been eye popping. Just over 4,000 my quotes have been. I live in the city and dont have a garage or driveway etc and know that can effect the premium but I want a diesel which is insurance group 3, does that have major effect on the premium? I need a little advice on how to go about this""

Which Health Insurance Benefits do I choose?

I am finally eligible for health benefits at work. My wife has recently decided to attend school, so therefore I will have to include her in my benefits. With so many to choose from, I wanted to find out options. To skip the PPO, since it's overpriced at my job, I will list several I am considering. First, we are both healthy couple, we are on our early 30s, and planning on having kids, so maternity has to include. My work offers AETNA California Small Business group plan. Here are the following I am considering.... 1. HEALTH SAVINGS ACCOUNT (HSA) - Really considering due to the tax advantage, but you have to select a high deductible heath plan (HDHA). We have HSA $3000 deductible, HSA $2500, HSA $2000, and HSA $3300. 2. We also have HMO with co-pays ranging from $10 to $50 3. Aetna Value Network (AVN) HMO with copays $10 to $50 With so many selection, my head is starting to spin. So if someone can enlighten me the deductible they chose if you are planning to have kids and also saving tips on selecting the health benefits that would work for a couple. Considering with high prices on health insurance, I am luck enough to have a decent company that can provide fair prices.""

For a 19 yr old what is the best and cheap insurance in los Angeles?

I live in los angeles and the car insurance companies wants me to pay 300.00 dollars every month and thats to much for me.

Cheapest car insurance in Wisconsin?

I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?

What are insurance rates on a ninja zx 6r?

Free or inexpensive health care?

I dont qualify for medicaid and my job doesnt offer insurance...where can i get some good coverage for cheap?

""How much would car insurance be if i'm 18 years old, own an audi A5?""

I live in Ontario, i never been in an accident and do not have a criminal record. i am just looking for an estimate number of how much it would cost.""

Car insurance for a volkswagen beetle??

Ok so i want to get a volkswagen beetle, but it will be my first car. I know that if i get tone that's old enough i don't have to pay road tax. but how much would it cost for a 17yr old's insurance? thanks""

Can a 16 year old drive parent's car without insurance?

I am 16 years old, I already got my license for about 3 months. I do not have a car but I drive occasionally, using my sister's or my mom's car. One day, I drove my mom's car to school and my dad was very upset. He claimed that I can not drive her car because I do not have insurance yet. (There is insurance on ALL cars except my NAME is not on it). Since my name is not on the insurance, can I still drive her car?""

How much would car insurance cost a 16 year old guy?

I live in Connecticut and drive a 2004 volvo xc90 2.5t. I have a 3.5 gpa and will most likely have insurance with middlesex mutual. What can I expect my car insurance to cost per month/year?

Home Owner's Insurance?

I'm hurt my foot not even a year ago. May 22, 2012. I was at my neighbor's house when her husband called, She was outside in her pasture fixing a fence. I went to take the cell phone out to her. I forgot to put on my shoes. As I was walking, I was about 5 feet from her and my older brother. And I fell to the ground. A Re-bar about the width of a pinky went through my left foot inbetween the toe by the pinky going 4 inches inside. I had to stay in the hospital for 8 days. Almost losing my foot. I have no feeling in my toe but at the top of my foot, just touching it causes me to feel pain. Is it possible for her Home Owner's Insurance to pay at least half or all my medical bills? I owe over $36,000. This also Happened in Oklahoma, and I moved to Missouri back in November (don't know if that would affect my chances). My mother decided that she didn't want my neighbor to pay for it. And I'm disagreeing.""

best health insurance affordable

Need advice on qualifying for subsidized health insurance?

I'm an older full-time college student and my husband works full-time at Walmart. In the past three years, I've been through 4 cancer related surgeries, which were paid for by the breast/cervical cancer Medicaid program. Unfortunately, follow up care and monitoring aren't covered and I was dropped from Medicaid. I'm now on my husband's health insurance, which is basically worthless because our income is under $20,000/yr and the policy has a $4500 deductible plus 20% after. I haven't seen my oncologist for over a year because we can't afford the expensive scans, biopsies, and lab work associated with cancer follow-up with a deductible that high. I thought my situation would change in 2014 with Obamacare. I recently learned from the healthcare.gov website calculator that our income is low enough to qualify for expanded Medicaid (which our state decided not to expand), but I don't qualify for the health insurance subsidies I desperately need because the outrageous deductible health insurance from my husband's job covers spouses. How can a couple with an income so low they would qualify for expanded Medicaid be ineligible for subsidies? I am completely devastated over this and I don't know what to do. Not being able to afford cancer follow up care is putting my life in danger. Even if my husband's employer (Walmart) quit covering the spouses of full-time employees, I think that would only apply to new hires because of the grandfather clause. If getting subsidies was based on income alone the way it should be instead of access to employer provided coverage, I would qualify for a zero deductible policy and $3 co-pays with a monthly premium of around $60. I could then afford the expensive health care I need. We live in a college town so if my husband got a different job, he'd make even less than he does now and we would probably end up homeless. If my husband transfers and we move to a state that's expanding Medicaid, I'll have to quit school and get rid of my German Shepherd and Siberian Husky since it's almost impossible to find a landlord that allows them. We thought another option might be to get a divorce on paper and co-habitate until our situation changes (completing my degree and getting a good job so I can afford the deductible), then re-marry. When I asked about that, someone actually accused me of wanting to commit fraud! How can anyone think of something like fraud when a situation is endangering someone's life? I am desperate to somehow qualify for health insurance subsidies without lying, which could get us in trouble. Any ideas?""

How to find how much my car is worth for insurance purposes?

I was involved in a car crash, legally not my fault - but is still going to come off my insurance. The car is written off and I'd like to know what to expect the insurance company to offer me - and perhaps argue that the car is worth more if I can. Car was a Seat Ibiza 1.4S, Reg no. Y828 TGC. About 128,000 on the clock. In good working order. Five previous owners, part history for three of them. No visible rust. Small dent rear bumper. M.O.T. good for another 4 months. Have already tried a few online valuations, they vary so much I'm not sure they're much good to me.""

Car insurance question?

hi, I'm currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help""

Homeowners insurance that lets you have a trampoline!?

I want a trampoline and i also need homeowners insurance.This is when you tell me a company that lets you have a trampoline.

""Im 18, how expensive would insurance be for me?""

Im 18, B average, live in Los Angeles, no tickets/crimes, and the bike im looking at is a 250cc. What do you think my rates will most likely be? I want to use it for school""

Mustang gt insurance be liability only. i own car?

how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male

Will my car insurance go up if I take it off my parents?

If i take my car off my parents insurance and pay for it on my own will the rates go up?

Do you have affordable car insurance in Tennessee?

Do you get a good deal on insurance? Where do you have yours?

Health Insurance Question?

I am 19, and I am Diabetic. I would like to move out of my parents house, and start living independently. Is there any Health Insurances out there that are government run that could help me get a cheap Insurance rate? Oh, and I live in Ohio if that makes any difference.""

Know of where I can get a list of people who have cobra for health insurance?

I am a new insurance agent, and I am looking for a list of people who are enrolled in COBRA for health insureance in the state of california.""

Can someone explain how car insurance works?

Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?""

Cadillac Insurance Plan Question?

What would b a good example of the deductible , copays, coinsurance, lifetime max for a Cadillac Insurance Plans""

How much would it cost for a 17 year old to insure a.....?

How much would it cost for a 17 year old to insure a 2007 VAUXHALL CORSA VXR TURBO 1,598 cc""

Do I have to go through Covered California to get private health insurance?

I'm really confused about health insurance. My mom has been qualified for health insurance through Covered California and premium assistance, but I do not qualify for premium tax credits, enhanced silver plan because I am not a member of primary tax filer's tax household. It also tell me there can be only one primary tax filer per application and if I don't claimed as someone's tax dependent, I may apply again as an individual. So my question is what does that mean? Can I just reapply as a dependent of my mother? Info about me is that I am 19 yrs. old, half-time student, unemployed, non-smoker and currently have pre-existing conditions. I'm also currently on 4 prescribed medications. It says I am eligible for coverage through Medi-cal program. The doctors I am seeing currently do not accept Medi-cal. I know a lot of doctors do not accept it because they don't get paid and I can only see certain doctors in the county or something. I do not want medi-cal. This leads to the main question is Can I just apply to a private health insurance myself w/o going through Covered California because their website isn't helpful and I have been on hold for about a hour to ask questions? and Doesn't the Affordable Care Act (obamacare) now has a law that insurance companies cannot decline/reject you if you have pre-existing conditions? Please correct me if my knowledge regarding health insurance is incorrect. Thanks.""

Car insurance question?

So i just cancelled my policy with a company i was having trouble with (it cost 492) so i am broke now, and i cant really afford another policy as im returning to college next week. However, i can afford a policy under my mums name, but is it possible to go under my mums name when the car is registered to me? Also, does anybody know any good/cheap insurance companies?""

What insurance company insured the Titanic when it was built?

What company insured the Titanic and how much was paid, and to whom was it paid.""

I am looking to buy a house. I need cheap house insurance. Where would I find this?

How do I get health insurance while going to college?

I'm a 21 yr old diabetic. Currently I work a full-time job as a fabricator and that's how I have insurance and afford my supplies. I want to go back to school though and get away from the fabrication field. My mother is remarried and is on my step-dads insurance and I don't know my real dad so I can't get on his. I'm kinda stumped here and don't want this to hold me back from going to school. Anyone have a similar problem? Possibly a solution?

Cheapest Car Insurance?

Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""

HOW MUCH WILL MY CAR INSURANCE BE?

I am a male 17 years old G2 license car: toyota camry 1999 never had an accident part time driver i went to drivers school and obtained my certificate.

Florida car insurance question?!?

I'm 16 and have my driving permit, I want to get my license but since the insurance here is SO EXPENSIVE I'm looking for ways to reduce it. I would be put under both divorced parents insurance plans as soo as I got my license. My questions are: 1. If I get my own car, will I still have to go on both parents insurance? 2. What kind of driving school will aid in discounting the insurance, and do you know of any in Jupiter, FL or online? Thanks!""

Has cost of car insurance for girls been raised to match that of boys?

By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""

Car insurance for new driver that will not drive far..?

HI, I am turning 17 in november, and already looking at cars. The cars i am looking at are getting insurance at over 5000 (im male) a year fully comp! The car is only like 2500..... The thing is i will barely use my car as i live really close to school, so will walk all weekdays - especially as i am banned from parking in school as i live too close. I will occasionally use it on weekends - but if i go out in the evening im not going to take my car - drink driving.. So the only time i will use my car is quite alot in the holidays and very occasionally on some weekends, and therefore think 5k for a few car trips is ridiculous.. So is there any form of insurance where you pay for how far you drive? BTW the cars i was loooking at are 1L's, peugeots and vauxhalls mainly. These ok? Im looking at nothing over 60,000 miles and 7 years old max - i think i will do 3000 max a year. IM looking to sped about 2500 on a car, but need cheaper insurance than that! Hope you can help Many Thanks""

Does anyone have term life insurance with primerica? Are rates with another company better?

Is it legal to have two health insurances?

I am currently under my parents' insurance, however nobody accepts it where I am staying for the summer. At the end of august, I am going to be going back to college and they have a student heallth insurance that is accepted anywhere in the world. I want to get this insurance and stay on my parents' insurance because my parents' insurance has more benefits and I have a condition with my teeth that is very expensive to treat and my parents' insurance covers it completely. I doubt my schools insurance would do that. I just want to be able to be treated while I am in school where the area doesn't accept my current insurance. Is it legal for me to have my student insurance as well as my parents' insurance?""

best health insurance affordable

Car insurance expired?

my insurance expired today, do i have to declare my car is off road while im trying to sell it. is there a time limit""

""I got a loan to pay for a car, is it paid for or finance (insurance purposes)?""

I got the loan from a credit union, I used it to pay for the car, but I am not sure if I should select paid for or financed when filling out the application for car insurance. Help please!""

What is the cheapest sr22 insurance in california?

i had one accident in 2009 and i am currently paying the other party but i hadnt done it before and the dmv took away my license now i need to get a sr22 one but they keep on giving me car insurance quotes,, any help appreciated im 20 years old and dont own a car my uncle lets me borrow his""

Non-custodial parent needs affordable health insurance?

Apparently only custodial parents can apply for CHIPS health insurance. My last job had affordable health insurance for my son, but my new job only has insurance for 800.00 a month. I only make 10.50hr and get less than 40 hrs a week. Can someone please direct me to an insurance plan that I can afford?""

Is The General for car insurance good?

I want the cheapest car insurance I can find cause im broke for awhile. I have state farm right now. the general seems like its the cheapest but whats the catch. anybody have it

Will obamacare lower health insurance premiums?

how will forcing more people to purchase a finite resource (increasing demand) cause the price to go down?

Why am I forced to buy health insurance?

I do not want to buy any type of insurance and am willing to live with the potential risk this involves. I respect that others might want to buy insurance, but do not force me to buy it. I respect the decisions of others when they decide to be insured, so in return they should respect that I do not want to be insured and live with the risk this involves. It would then be my own fault if I come into a situation where I would find myself unable to pay health-care costs and succumb to my disease/injuries. So why do some people and the government continue not to respect my way of life if I respect theirs? And please do not say that because public hospitals would be forced to treat uninsured people like me - the government should immediately repeal this socialistic law/practice, too!""

Unemployment Insurance California?

I have been recently laid off after working for a company for 13 years. I filed for unemployment, but was denied benefits because I am currently employed by another company. However, it is a commission only position (Loan Officer) and I am learning the trade and have not made any sales, hence I have not been paid. I feel I should be able to get unemployment benefits until I actually get paid. Do I have a case for an appeal?""

""In California, how do you show proof of insurance for a driving test?

My girlfriend is making an appointment for her driving test and I offered up my car for her to use.Does she need to be added to my insurance to take the test or does the DMV just need proof that the car is insured under someone's name(me)?She won't be driving my car aside from the test as she is buying a used car immediately after the test and getting insurance on that.

Does anyone know where I can find affordable health insurance for self employed people?

I own a small business, and need to find health insurance for my family that wont break me. Please help if you can. Thanks.""

Is what my car insurance company doing legal?

I am in the process of purchasing a house. I received a quote from the insurance company I picked. And they said they could lower it even more if we add our 2 cars on. So they checked, and their offer for insurance on our cars was lower then what we are paying now. So saving us even more money. I went in, signed the papers for both auto's and the homeowners and was happy. They cancelled my previous auto insurance policies, and charged me my first month. Now, a week later, they are saying due to my previous car being stolen two years ago they can no longer offer me my 100 comprehensive deductible. They can only offer me a 1000 dollar deductible and if I choose not to accept they will cancel my auto insurance. This if frustrating considering my other insurance which wasn't bad to begin with has already been cancelled and I have already been charged my first month so if I don't accept I will have no insurance and my homeowners policy will go up in price. Sorry for the long explanation. I just don't think they should be able to get you in then change things up on you. Is there any law against that? Thanks for your help!!!""

Does anyone know of anykind of affordable health insurance for my mother?

She is age 62, never worked outside the home, and presently does not have health insurance...""

How much would car insurance for a 16 girl cost?

Im 16 and thinking of getting a 2000 ford explorer and a 2000 jeep cherokee. how much would my insurence cost? and what car is better to get?

Do police check with your car insurance to make sure it's valid when you're pulled over?

I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""

Maturnity insurance?

do anyone know of any insurance that cover maturnity that will not cost an arm and a leg. my husband had good insurance and they had a lay off and friday is out last day with that insurance so does anyone know of any insurance for maturnity coverage that would be a great help.

Fastest car to insure cheaply?

hi. im 18 yrs old with only 1 yr's ncb. im looking for a car which is both cheap to insure, and fairly quick. any ideas what i should get?""

Insurance as a 17 year old on a 1973 Volkswagen Beetle?

I am 17, I am currently insured under my mums name on a BMW 320D. However I have my own car, which is a 1200 Beetle 2 Door Saloon, petrol and manual transmission. I live in Northern Ireland, UK. I was looking to get insured in it after I get it MOT'd and taxed. I know nothing about insurance on vintage cars, so anyone who has more experience in this field could you please tell me how to go around doing in. Who should I get insured with? I dont want to be spending more than 100 a month.""

I am growing my insurance agency. Any sugguestions on how to avoid the time consuming busywork ?

I am good at getting people to buy from me, but hate all busywork . I am licensed and live in California, and sell personal health, life, car, and home insurance. I recognize that by not doing all the work, from running the quote to entering the data, that I should not be entitle to the full sum of the commission the carriers pay. Is there any franchise out there that has people who do all the deskwork so I can sell more? Its worth it to me to trade off part of the commish if I can get more people to buy from me. And I feel confident that I can bring more and more people in. My problem is that I lose oodles of time working their dec pages, typing in all their data to the various carriers.. Note: please dont answer if you are a recruiter. I am really looking for a good honest perspective from someone who has been in my shoes......Thanks so much.""

How much does auto insurance cost for a 17 year old boy for insurance companies?

I'm in the u.s.

Can my insurance company deny my claim...?

Lots of info, sorry! My car was parked on the street and hit during the night. I drove the car to the repair place the following morning and the airbag deployed on the way there. (Stupid, I know, I wasn't thinking). My insurance company, GEICO is insisting that the damage is not consistent with a hit and run accident. They have taken recorded statements from me and my boyfriend. They have contracted an independent accident reconstructionist to read the airbag deployment. The reconstructionist originally told me that he was unable to retrieve the data, but the insurance company is now telling me that he was able to get a partial reading. And that it shows that the airbag deployed as a result of impact. The airbag did not actually fully deploy. There is no powder or injury to me to justify a complete deployment. Does anybody know if they have the right to deny my claim based on suspicion? They keep trying to make me say that my boyfriend was driving the car, which he wasn't. We were in the house together all night. Also: car was in previous fire; severe damage to front of car, all repaired. accident happened in CA, full coverage policy written in GA I know its a lot of info. Thanks for reading and I appreciate any helpful answers. Thanks!""

Is Bluecrossca a good medical insurance company?

is Bluecrossca a good medical insurance company?how much it charged in a year?is there any health insurance company better?anybody gets any suggestion?

What is a good place to get insurance for my Dell laptop?

I am studying abroad for 5 weeks and would like an affordable insurance plan for my laptop.

""I sold my motorcycle, should I keep the insurance?""

If you have continuous auto insurance, I have read you can get better rates when you get a new car. I would get about 100 dollars back for auto insurance if I cancel. Is it worth it? Does having continuous motorcycle insurance affect car insurance that I get later? Thanks""

Car insurance for 2004 Mustang?

I'm looking at a silver 2004 Mustang with a manual transmission. I'm a 17 year old boy and my insurance is State Farm. About how much will my insurance be? Also, how much will registration and licensing cost?""

What cool yet cheap car is suitable for a 17 year old boy?

I was thinking a classic mini cooper maybe? they got really cheap insurance but tbh I shudder probs look at life insurance not car insurance. I saw the MG ZR and that's cheap and looks good and with airbags... what do u reckon?

best health insurance affordable

https://www.linkedin.com/pulse/how-much-add-teenager-car-insurance-jose-gardner/"

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chrisobandous · 7 years

Text

Victorian Floorboard Restoration with Osmo Oil Polyx Raw

I haven't shared any progress of the dining room for months now. Truth be told, we've done loads - but it's also been a room that's been piled high with storage for a very very long time. It's a constant battle; renovating, cleaning and finding homes for the bazillion bits of materials we have leftover. And this room, well - let's just say, it's suffered!

But anyway - today I'm sharing a little flooring update in here. Despite our kitchen and dining now being open plan, we decided to go for separate flooring in both these areas. Our kitchen has beautiful limestone tiles on the floor (full blog post on that here!) but in the dining room, we decided to keep the original floorboards exposed. This decision behind this was based partly on budget (we couldn't afford THAT much limestone!) and also partly because I couldn't really bare to cover up the victorian floorboards, particularly when they're in such great knick for a 100+ year old floor! Over the last 18 months, this room has undergone some intense work. A lot of dust. A fair few falling bricks, many dirty boots, mucky paws, splashes of paint, filler, plaster, you name it. The floor, which was in good condition, turned into absolute filth! So it still needed a lot of TLC.

And by TLC I mean they needed one hell of a sand! I love floorboards that have a sense of age and character to them, so I was really keen not to sand them right back entirely. We even have some lovely little details on the floor that show where an old wall/door opening would have been and I absolutely love that! I really think it helps to tell a story about the house and how it was once used, and it also shows the years of use the floor has undergone. A perfectly sanded pristine new-looking floor just wasn't the feel I wanted for this room. After all, we've kept the wobbly ceilings and original lime-plasterered walls - so it just made sense to have a rustic aged floor too.

In order to actually keep the floorboards with this kind of character, a professional floor sanding machine is just too harsh for it. Those machines are really very rough on the floor and they literally strip the floor right back to clean brand new looking wood. Which is great if that's what you're after, but as I said, I wanted something a bit more rustic. So instead, I'll be sanding with a handheld sander! It takes much longer yes, BUT it saves you a ton of money and I personally prefer the look of floorboards when it's done this way. I've actually written a post before comparing the look of floorboards when using these two different methods, which you can read right here. But here's a quick look at our upstairs floor, which is a similar look to what we're hoping to achieve downstairs too...

As I said, we've done this in a couple of rooms already - but these were quite small in size, so I managed to get away just using a sanding attachment on a multi-tool. However this room is pretty big, so a small multi-tool sander just wasn't going to cut it, unless I wanted to lose weeks of my life that is. So instead I purchased a very cheap belt sander, which is basically a much smaller and less powerful equivalent to a professional floor sanding machine. It means you can still achieve that perfect clean wood look, if you want to, you'll just need to spend a bit more time sanding.

The sander I purchased was this one at just £35 (on offer at the time!) from Screwfix. It's a much much cheaper option to buy a belt sander than hire one - which would cost around £20 per day (jeeeeeez!). It's not the most powerful, or best one on the market - but it does do the job! I have to apologise now for the lack of progress photos - these are all from Grants phone and as I've mentioned previously, I've somehow managed to lose all my own photos from January-May - gah! 😞

I always start off with a lower grit (which is coarser paper) and move through the boards quite quickly. The slower you go, the more you'll take off. I was keen to get a smooth enough finish, so we don't have to worry about getting splinters, but not so much that all the characterful dints and grooves had been removed. If that makes sense? Basically - I was happy to leave a bit of grub behind on the boards!

You want to make sure you're sanding along the grain and with the board. You'll probably find some areas require a bit more work than others and if you have slightly curved boards, you'll also find the edges won't sand very well. For this, I recommend going over with a smaller multi-tool attachment, or even a mouse sander, which is small enough to tilt slightly at an angle. You'll also require a smaller sander or multi-tool to get right into the edges of the boards against the skirting, as the belt sander is just too big to get that close. If you've removed the skirting boards of course, this won't be an issue. The smaller sanders are much less powerful, so be prepared to spend a little longer on areas when using these! I also HIGHLY recommend buying a DIY-hoover that you can attach to the sander. Literally, it will change your life and you'll have absolutely no dust to clear up. No dusty walls, no dust ingrained into your sofa, no dust in pesky hard to clean cracks, yep - absolutely none! We've had ours for years now and I cannot recommend it enough. If you want to read a review about the one we have, you can check that out right here.

Once you've got most of the muck off, you can then go over with a finer grit sandpaper. This is pretty essential to remove any sanding marks the coarser one has left behind. If you don't remove these and stain the floor with a tint, these really do show up and really don't look great. In fact I would say, this part is the most important!

It took me about 2 days to do the whole room, so it was relatively quick considering this room is pretty big - but I have to admit; my knees and back were definitely aching by the second day! I recommend knee pads and lots of rest afterwards for sure. Hopefully you can see how a bit of muck and keeping those imperfections help to add character and that rustic-effect we're looking for.

After a few days of rest, I then had to decide what to use on the boards to protect them. I know some people are happy to leave the boards untreated, but when you have two dogs with mucky paws from the garden, I really don't think this is such a good idea. Treating the boards makes them water resistant, easier to clean, and less likely to be damaged or stained by liquids. Basically for a downstairs heavy-usage room, I personally think it's a must! I've heard a lot about the brand Osmo, so I decided to give their products a whirl. They basically offer a unique product that combines Oil and Wax and it also allows the wood to 'breathe'. It most certainly is not the cheapest on the market, but with everything I've heard about it - I just had to give it a go! The reason I didn't use the same stuff I had used upstairs was because I wanted to keep these boards a bit lighter in colour.

Osmo have a whole load of tints and different finishes, but the one I went for is the Polyx Raw. This is basically meant to leave the floor looking untreated and it claims to be "almost transparent". If you're unsure on which tin to go for - I recommend getting some samples beforehand. I actually sampled their 'Clear' version which pretty much turned the floor orange - so I'm pretty glad I didn't just go straight in with a purchase of that! The tin said you could simply apply by brush, so that's exactly what I did, making sure to really work it into the board and not over-apply - which is never a good thing when it comes to wax.

I have to be honest after the first coat, I was super disappointed. It seemed to have left a white milky film in patches over the board and it most definitely was not "transparent". I researched reviews online and found a few other people had had the same issues - it would seem this product isn't the best when it comes to dark floors or dark patches on the floor. Obviously I had left some darker areas where I hadn't fully sanded the floors to perfection and it was these areas that just didn't look great. It wasn't bad enough to show up on photo really and it definitely wasn't awful, but it just made me think the floor looked as if it needed mopping in places. You can very slightly see the white patches in this pic..

I left the floor unfinished for quite some time before deciding to go back over and give the floor a light sand (yes - I sanded it AGAIN 😩) and try again - this time rubbing the oil into the floor, so I could apply even less product. And this actually seemed to work! I had to give the floor a couple more coats than the tin recommended, but there was definitely little to no white hue across the boards. Winning!

I will say this - it definitely is not transparent, as you can see! The boards were originally quite light and more yellow-y tones and now they are definitely a darker tinge and look more woody. It's not drastic or huge, but it just definitely isn't transparent. Although that being said - I do think the boards still look untreated. The oil is very matt, so it's not obvious at all that they have a coat over them, they just appear to be a slightly darker wood.

Overall, I am really pleased - you can still see those little imperfections that I loved and the boards as I say, don't look treated. We've also had a few spillages already and I can definitely say the oil wax actually works too. Which is really the most important thing! I would definitely use the oil again, but I'll be sticking to the rubbing technique personally! I should also mention that I barely used any of the 2.5L tin I purchased, so a little really does go a long way, which is REALLY GOOD considering how expensive it is. In hindsight, a smaller tin would have been plenty - but then again, I now have enough to do the whole house - literally! So here's a couple of before and afters to finish up...

Before

After

In regards to cleaning the boards - because I'm pretty sure I'll get asked, I use a steam mop on the lightest 'dust' setting. I was a little worried the steam mop may end up melting the wax or something horrifying so I certainly haven't braved it on the max setting, but a very gentle setting of steam mopping seems to do the job fairly well anyway!

I'd love to know what you think. Do you prefer a beaten-up looking floor, or something a bit more fresh and new?

Total Costs:

(rounded to the nearest pound) New Tools Purchased: Belt Sander £35 Materials Used: Sanding Sheets £36 Osmo Oil £73

Total: £144

from Home Renovation http://www.kezzabeth.co.uk/2017/11/floorboard-restoration-with-osmo-oil.html

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metzgerterryus · 7 years

Text

Victorian Floorboard Restoration with Osmo Oil Polyx Raw

Before

After

I'd love to know what you think. Do you prefer a beaten-up looking floor, or something a bit more fresh and new?

Total Costs:

(rounded to the nearest pound) New Tools Purchased: Belt Sander £35 Materials Used: Sanding Sheets £36 Osmo Oil £73

Total: £144

from Home Restoration News http://www.kezzabeth.co.uk/2017/11/floorboard-restoration-with-osmo-oil.html

0 notes

jaclynbross1 · 7 years

Text

Victorian Floorboard Restoration with Osmo Oil Polyx Raw

Before

After

I'd love to know what you think. Do you prefer a beaten-up looking floor, or something a bit more fresh and new?

Total Costs:

(rounded to the nearest pound) New Tools Purchased: Belt Sander £35 Materials Used: Sanding Sheets £36 Osmo Oil £73

Total: £144

from Tips For Basements http://www.kezzabeth.co.uk/2017/11/floorboard-restoration-with-osmo-oil.html

0 notes