#income tax saving tips | Explore Tumblr Posts and Blogs

bitchesgetriches · 6 months

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{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

On poverty:

Starting from nothing

How To Start at Rock Bottom: Welfare Programs and the Social Safety Net

How to Save for Retirement When You Make Less Than $30,000 a Year

Ask the Bitches: “Is It Too Late to Get My Financial Shit Together?“

Understanding why people are poor

It’s More Expensive to Be Poor Than to Be Rich

Why Are Poor People Poor and Rich People Rich?

On Financial Discipline, Generational Poverty, and Marshmallows

Bitchtastic Book Review: Hand to Mouth by Linda Tirado

Is Gentrification Just Artisanal, Small-Batch Displacement of the Poor?

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights

Developing compassion for poor people

The Latte Factor, Poor Shaming, and Economic Compassion

Ask the Bitches: “How Do I Stop Myself from Judging Homeless People?“

The Subjectivity of Wealth, Or: Don’t Tell Me What’s Expensive

A Little Princess: Intersectional Feminist Masterpiece?

If You Can’t Afford to Tip 20%, You Can’t Afford to Dine Out

Correcting income inequality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

One Reason Women Make Less Money? They’re Afraid of Being Raped and Killed.

Raising the Minimum Wage Would Make All Our Lives Better

Are Unions Good or Bad?

On intersectional social issues:

Reproductive rights

On Pulling Weeds and Fighting Back: How (and Why) to Protect Abortion Rights

How To Get an Abortion

Blood Money: Menstrual Products for Surviving Your Period While Poor

You Don’t Have to Have Kids

Gender equality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

The Pink Tax, Or: How I Learned to Love Smelling Like “Bearglove”

Our Single Best Piece of Advice for Women (and Men) on International Women’s Day

Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Sexual Harassment: How to Identify and Fight It in the Workplace

Queer issues

Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between

Racial justice

The Financial Advantages of Being White

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job

The New Jim Crow, by Michelle Alexander: A Bitchtastic Book Review

Something Is Wrong in Personal Finance. Here’s How To Make It More Inclusive.

The Biggest Threat to Black Wealth Is White Terrorism

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality

10 Rad Black Money Experts to Follow Right the Hell Now

Youth issues

What We Talk About When We Talk About Student Loans

The Ugly Truth About Unpaid Internships

Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”

Identifying and combatting abuse

When Money is the Weapon: Understanding Intimate Partner Financial Abuse

Are You Working on the Next Fyre Festival?: Identifying a Toxic Workplace

Ask the Bitches: “How Do I Say ‘No’ When a Loved One Asks for Money… Again?”

Ask the Bitches: I Was Guilted Into Caring for a Sick, Abusive Parent. Now What?

On mental health:

Understanding mental health issues

How Mental Health Affects Your Finances

Stop Recommending Therapy Like It’s a Magic Bean That’ll Grow Me a Beanstalk to Neurotypicaltown

Bitchtastic Book Review: Kurt Vonnegut’s Galapagos and Your Big Brain

Ask the Bitches: “How Do I Protect My Own Mental Health While Still Helping Others?”

Coping with mental health issues

{ MASTERPOST } Everything You Need to Know about Self-Care

My 25 Secrets to Successfully Working from Home with ADHD

Our Master List of 100% Free Mental Health Self-Care Tactics

On saving the planet:

Changing the system

Don’t Boo, Vote: If You Don’t Vote, No One Can Hear You Scream

Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

Season 1, Episode 4: “Capitalism Is Working for Me. So How Could I Hate It?”

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality

Shopping smarter

You Deserve Cheap Toilet Paper, You Beautiful Fucking Moon Goddess

You Are above Bottled Water, You Elegant Land Mermaid

Fast Fashion: Why It’s Fucking up the World and How To Avoid It

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

6 Proven Tactics for Avoiding Emotional Impulse Spending

Join the Bitches on Patreon

#poverty #economics #income inequality #wealth inequality #capitalism #working class #labor rights #workers rights #frugal #personal finance #financial literacy #consumerism #environmentalism

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legaldev · 2 months

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Legal Dev Provide Tips & Trick to How to save income tax

Get the Brief Information about income tax Saving tips & tricks. this video help to saving income tax that can help in your financial planning and save more tax on your income.

#Income Tax Saving Tips & Tricks

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femmefatalevibe · 2 years

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Femme Fatale Guide: How To Master Your Money & Tips On Financial Literacy

Understanding and taking control of your finances improves your quality of life in many ways. Making strides toward better financial literacy can save you a lot of stress, unnecessary fees and helps you play a more active role in taking control over this aspect of adulthood. Once you understand the game of money, saving, and investing, it becomes infinitely simpler to devise a plan to set yourself up for a more financially-free future. Here are some practical tips to keep your finances streamlined, secure, and systemized to help you gain more financial literacy and win in this area of life.

Overview:

Track Your Income & Expenses

Set Financial Goals & Realistic Limitations

Invest Higher-Quality Items To Save Later

Educate Yourself On Different Types of Banking & Investment Accounts

Establish Credit, But Know Yourself

Create An Emergency Fund

Leverage Credit Card Benefits

Understand The Power of A Roth IRA (or Backdoor Roth IRA) & HSA

Automate Whenever Possible

Get Familiar With Taxes & Write-offs

Stay Informed About Employer Benefits

Purchase Seasonally & With Discount Codes (When Available)

Protect Yourself

Read Books

Seek Expert Advice

TIPS ON MASTERING FINANCIAL LITERACY:

Track Your Income & Expenses: Always have a record of all of the money going in and out of your accounts. Use the tool on your banking account app(s) to confirm your monthly income and expenses. Tools like Mint also are great to track your spending to see where every dollar is going all in one place. Aside from personal use, for small business owners, Quickbooks is my favorite invoicing and expense-tracking option.

Set Financial Goals & Realistic Limitations: Once you know your exact monthly income, budget your essentials, savings, investments, and fun money accordingly. Make sure necessities like rent, food, health insurance, electricity, WiFi, toiletries, etc. are accounted for before anything else. Depending on your financial situation, experts (not me – I try to educate myself as best as I can, but am no expert!) recommend trying to save and invest between 15-30% of your pre-tax income. Give yourself the liberty to spend the rest (say 15-20%) of your income, so you don’t feel deprived and stay on track with your goals.

Invest Higher-Quality Items To Save Later: Initially purchasing a higher-quality item often cuts your overall expenses in a certain area over the long run. (Ex: Well-made clothing, shoes, furniture, kitchen appliances, coffee maker, hair dryer, etc.). If you invest upfront on an item you regularly use, there’s a lower chance that it will deteriorate, rip, break, or otherwise become unusable for the next few years. When you opt for the cheaper option, this practice might save you a few bucks in the short term, but you will probably end up having to replace it a few times over time and spend more in the long run. This tip might seem counterintuitive to some, but it truly does save you a lot of money (and frustration). However, I will place a caveat here and say that this advice comes from a place of privilege. Never purchase something you can’t afford. If you have the means, spend a bit more upfront - it is better for your future wallet, allows you to indulge in a better quality of life, and helps you let go of any scarcity mindset/financial limiting beliefs.

Educate Yourself On The Different Types of Banking & Investment Accounts: Know the differences between and the use purpose of different accounts: Checking, Savings, CDs, 401K, Roth IRA, HSA, etc. Always opt for a high-yield savings account option to help preserve your money’s value over time with rising living costs and inflation.

Establish Credit, But Know Yourself: Your credit score is like your adult report card. It’s essential for so many aspects of life, like renting or buying a home, insurance, cell phone plans, etc., so it’s important to start building your credit as early as you can. However, if you know you’re the type of person to overspend with a credit card, look into secured credit card options (you deposit the money that acts as a credit limit, so it’s like a debit card with credit-building benefits).

Create An Emergency Fund: Pay yourself first. Have between 3-12 months of expenses available in a high-yield savings account at all times. If you have a family or are self-employed, aim for 6-12 months of necessary savings to stay sane. Saving this amount of money takes time. Be patient, and cut back on frivolous expenses if needed for the short term.

Leverage Credit Card Benefits: If you have enough self-control, always use a credit card instead of a debit card – but spend in the same way you would as though the money is coming directly out of your bank account. This gives you additional flight and other purchasing perks, such as cashback and exclusive discounts. Using a credit card provides additional security, too.

Understand The Power of A Roth IRA (or Backdoor Roth IRA, depending on your income) & HSA: Compound interest is your best friend financially. Depending on your income, invest as much as you can into a Roth IRA account or set up a backdoor Roth IRA through your brokerage firm (I use Vanguard!). HSA (Health Saving Accounts) accounts offer so many benefits – they can serve as a tax write-off, lower your overall healthcare costs, and be leveraged to use as an additional retirement investment account, too (I use Fidelity).

Automate Whenever Possible: Automate a portion of your paycheck to savings and your investments, so you never see this money. Pay yourself first before spending (on anything but necessities).

Get Familiar With Taxes & Write-offs: This mainly applies to anyone self-employed or a small business owner (been in the game for 5 years!). However, this point can also potentially be beneficial for students who can leverage an education credit for tax purposes. Explore all of your options to see what write-offs are available in your specific situation. Understand how your income and expenses influence your tax bracket. Investing in a CPA can save you a considerable amount of money and all of your sanity if you’re not a salaried employee. Look over the standardized section C document, and speak with a professional to help maximize your write-off potential (legally and honestly, of course). My CPA is my lifeline!

Stay Informed About Employer Benefits: Always maximize your 401K match (whatever percentage that is at your company), any wellness perks (like a gym membership or massage credit), or any meals and car services credits for late nights/work trips.

Purchase Seasonally & With Discount Codes (When Available): Try to purchase items off-season when you can (e.g. purchase classic winter closet staples in the summer when they’re on sale). Utilize plug-ins like Honey or Cently on your browser to have discount codes for any site readily available.

Protect Yourself: Stay on top of fraud alerts. Freeze your credit bureau accounts if necessary.

Read Books: Educate yourself on saving, investing, budgeting, building a business, etc. See the ‘Finance’ section of my Femme Fatale Booklist for some recommendations. I also love Graham Stephan’s Youtube channel – his videos are highly useful and practical for beginners in this life arena!

Seek Expert Advice: Use licensed professionals (CPAs, brokerage firms, your bank, etc.) as a resource, too, for your personal goals.

This is a lot to take in, so try to implement one action item (or a few) at a time, so you can work towards your goals without getting overwhelmed. Also, for reference, I’m in the United States, so all of these tips are focused on how the system works in my country - if you know of any international equivalents, feel free to drop them in the comments to guide others.

Hope this helps xx

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razorroy · 8 days

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Kamala Harris vs. Donald Trump

Tax plan Trump and Harris have competing tax plans. Both nominees' plans would have to be passed by Congress, which has the power of the purse. Here's what Harris has proposed so far:

Harris says she'd provide bigger tax benefits for families but would offset the costs by raising corporate taxes, while Trump has said he'd extend the tax cuts enacted in 2017.

Under Harris' tax plan, according to an analysis by the Penn Wharton Budget Model, 95% of Americans would see lower taxes, and higher earners would pay more taxes. The top 0.1% — whose annual average income exceeds $14 million — would pay about $167,000 more in taxes.

Harris wants to eliminate federal taxes on tips, which Trump first proposed.

She also says she wants to provide a financial cushion for small businesses with a tenfold increase in the startup expense deduction — lifting it from $5,000 to $50,000. New businesses wouldn't need to claim the deduction in their first year, when many take losses and would not be able to use it. Instead, they'd be able to wait until they're profitable and use the deduction at that time. Businesses would also be able to take part of the deduction in one year and save the rest for future years.

Child tax credit

After Trump's running mate JD Vance pitched boosting the child tax credit to $5,000, up from the current top tax break of $2,000, Harris one-upped Vance's number, suggesting a child tax credit of $6,000, although this would be for the parents of newborns.

Harris also suggests a return to the pandemic-era expansion of the child tax credit, up to $3,600 for young children. She hasn't released income eligibility thresholds, but it's likely that it would phase out for those at higher income levels.

Earlier this year, Senate Republicans blocked legislation that would have increased the child tax credit.

Housing shortage Harris says she'd address the nation's housing shortage with several initiatives. She promises to build 3 million affordable new homes and rentals by the end of her first term, offering tax breaks to builders who construct homes for first-time home buyers. She's also proposing a $40 billion fund to help local governments find solutions to the low housing stock.

And she wants to provide Americans who have paid their rent on time for two years with up to $25,000 in down-payment assistance, with more support for first-generation homeowners.

Inflation

Inflation has cooled nearly to pre-pandemic levels — it's now at 2.9% — but prices have risen nearly 21% since the beginning of the pandemic. A recent survey found two-thirds of middle-income families said they're falling behind their cost of living

Harris is trying to address the effects of inflation on lower- and middle-class Americans, an approach used by the Biden administration. She blames price gouging by food suppliers and grocery chains for high prices at the store and pledges to take on corporations with the first federal law against price gouging. Economists have expressed doubts about the efficacy of such a law because they say that the reasons for food inflation are complex.

She also wants to lower prescription drug costs, which has been a focus for the Biden administration. Last month, the White House announced Medicare reached agreements with drug manufacturers for lower prices for 10 drugs that treat a range of ailments, from heart failure and blood clots to diabetes, resulting in savings for patients of 38% to 79%, according to the Centers for Medicare and Medicaid Services. It was Harris who cast the tie-breaking vote for the Inflation Reduction Act, which granted Medicare the drug negotiating authority.

Immigration

Harris has not yet issued an immigration policy platform. At campaign events, Harris has mostly brought up the bipartisan border security deal that collapsed in Congress earlier this year after Trump urged GOP lawmakers to reject it. Harris has promised to revive the bill and accused Trump of scuttling it for political reasons.

The legislation would have enacted permanent restrictions on asylum, given the president the power to quickly deport migrants when border crossings soar and boosted the ranks of border agents, deportation officers, immigration judges and asylum adjudicators. It would also have expanded legal immigration, allocating 50,000 new immigrant visas annually for five years.

While the bipartisan border deal did not include a legalization program for undocumented immigrants — a longtime Democratic priority in immigration negotiations — Harris has expressed support for an "earned" path to citizenship for this population on the campaign trail.

Julie Chavez Rodriguez, Harris' campaign manager, signaled to CBS News that Harris would likely continue a June order by Mr. Biden that has severely curtailed access to the U.S. asylum system. It's a move officials credit for a four-year-low in illegal border crossings.

Harris' campaign has tried to distance her from the more liberal immigration positions she espoused when she was a presidential candidate in 2020. Those prior positions included an openness to decriminalizing the act of crossing the border without authorization and overhauling Immigration and Customs Enforcement (ICE).

Abortion Harris and Trump have opposing views on abortion access, an issue that could be a crucial motivator for voters in November.

Both Trump and Harris have highlighted the Supreme Court's reversal of Roe v. Wade in June 2022, and the role that the three justices appointed by Trump played in that landmark decision, albeit for different reasons: Trump has touted his nomination of three of the five justices who voted to overturn Roe, while Harris has criticized her opponent for specifically selecting justices who would dismantle the constitutional right to abortion. Since the high court's decision in Dobbs v. Jackson Women's Health Organization, nearly one-third of states have near-total bans on the procedure in place, while access to abortion is severely restricted in a handful of others.

Harris has made abortion rights a focal point of her campaign and lambasted "Trump abortion bans" on the trail.

In her speech at the Democratic National Convention accepting the party's presidential nominee, the vice president pledged to sign into law legislation that restores the federal right to abortion — if such a bill is passed by Congress.

IVF Access to in vitro fertilization services became a campaign issue after the Alabama Supreme Court ruled in February that frozen embryos created during the IVF process could be considered children. The decision threatened the availability of IVF services in Alabama and thrust access to fertility treatments into the national conversation, including among the presidential candidates.

Harris has repeatedly said she supports the right of women to make their own decisions about their bodies and family-planning, and told the crowd at the DNC that since Roe's reversal, she has heard stories of couples who have had their IVF treatments cut off.

The vice president said in a video shared to social media that Trump "is literally the architect of this entire crisis," and said the Alabama ruling is a "direct result" of the Supreme Court's decision overturning Roe.

Climate Harris has not outlined her climate policy yet, but she is expected to continue to pursue the goals of the 2022 Inflation Reduction Act, which funded energy and climate projects aimed at reducing carbon emissions by 40% by 2030.

As vice president, Harris advocates moving the country toward a "clean energy economy" while not completely backing away from oil and gas, which is a major industry in battleground states like Pennsylvania. The Keystone State is one of the top natural gas producers in the country.

In an interview with CNN, Harris said that as president, she wouldn't ban fracking — a technique for extracting natural gas from shale — a departure from a statement she made in 2019 that she'd support a fracking ban. Citing the creation of 300,000 clean energy jobs during the Biden administration, she told CNN that her experience as vice president shows "we can increase a thriving clean energy economy without banning fracking."

A Harris campaign spokesperson said 300,000 clean energy jobs were created under the Biden-Harris administration in both 2021 and 2022.

The Democratic Party platform says it will increase protections against drilling and mining in the Arctic, although U.S. oil production has hit record highs during Mr. Biden's presidency. Mr. Biden approved almost 50% more gas and oil leases during his time in office than Trump did during his first three years in office.

Trump has vowed to undo what he calls Biden's "electric vehicle mandate" on Day One in office. A spokesperson for Harris' campaign told Axios Harris doesn't support an electric vehicle mandate. The Biden administration has not issued a mandate, but it has introduced incentives to encourage Americans to buy EVs and set a target that half of all new vehicle sales be zero emissions by 2030.

Guns

President Biden in 2022 signed the most significant update to gun safety law in almost three decades in the wake of mass shootings in Uvalde, Texas, and New York. The Bipartisan Safer Communities Act augmented background checks for gun buyers under 21, provided billions for mental health services and closed the so-called "boyfriend loophole" to prevent convicted domestic abusers from purchasing a firearm for five years. It also clarified the definition of gun dealers — 26 GOP-led states are suing to block this provision. The measure also creates penalties for straw purchases and gun trafficking. In 2023, Mr. Biden announced the creation of the White House Office of Gun Violence Prevention, to be overseen by Harris.

Before she became the nominee, Harris visited Marjory Stoneman Douglas High School in Parkland, Florida, the site of the 2018 mass shooting that left 17 dead, where she called on states to pass "red flag" laws, which allow courts to seize guns from those deemed to be a threat to themselves or others. Twenty-one states have enacted red flag laws, but many do not enforce them. She also announced federal funding and resources aimed at providing training and technical assistance to help states with their red flag programs. In 2024, the Justice Department announced the creation of the National Extreme Risk Protection Order Resource Center, dedicated to training and technical assistance to support states and localities in implementing their red flag programs.

At her speech at the Democratic National Convention, Harris only made passing reference to gun violence. "In this election, many other fundamental freedoms are at stake," she said. "The freedom to live safe from gun violence in our schools, communities and places of worship."

Education

As a senator, Harris backed a bill that would have provided tuition-free college for most families.

The Democratic Party's platform also calls for free college tuition for all. This is not an idea Harris has been discussing on the campaign trail.

Israel and Gaza Both Harris and Trump have, at times, been critical of Israel's handling of its war against Hamas in Gaza. But neither has threatened to pull support for the ally.

Harris has called the bloodshed in Gaza "devastating," but vowed there would be no change in policy toward Israel.

She has pushed for a cease-fire deal that would release the remaining hostages held by Hamas.

She backs a two-state solution.

Ukraine and Russia

Harris pledged in her DNC address that she "will stand strong with Ukraine and our NATO allies."

Harris accused Russia of committing "crimes against humanity" in Ukraine a year after the war began.

The Biden administration has spearheaded a number of aid packages for Ukraine, including weapons, and worked with allies to sanction Russia for its invasion. Still, the administration's response — especially early on in the war — has been criticized as slow-moving, and more recently, Republican opposition in Congress further slowed aid to Ukraine.

China Harris has offered few details about how her China policy would differ from Mr. Biden's. In her Democratic National Convention speech, Harris said "America — not China — wins the competition for the 21st century."

She told "Face the Nation" in September 2023 that the U.S.-China economic relationship is "not about decoupling, it is about de-risking."

Harris briefly met Chinese President Xi Jinping in 2022 in Bangkok amid friction between the two countries. The vice president said she stressed the need to "maintain open lines of communication to responsibly manage the competition between our countries."

She has condemned China's aggression in the South China Sea, accusing it of "undermining key elements of the international rules-based order" and coercing and intimidating its neighbors.

Harris has also reaffirmed U.S. support for Taiwan.

In the Senate, Harris cosponsored the Hong Kong Human Rights and Democracy Act and the Uyghur Human Rights Policy Act. Trump signed both into law.

Iran nuclear deal It's unclear whether Harris would seek to renegotiate a new nuclear deal with Iran if she wins the election. During the 2020 campaign, Harris, who was running in a crowded Democratic presidential primary, told the Council on Foreign Relations that she would seek to rejoin the Iran nuclear agreement, "so long as Iran also returned to verifiable compliance."

The Harris campaign has a lot to comb through for her vision for America over the next 4 years!

Meanwhile, Donald J. Trump can ace a tremendously hard cognitive test and cheat like no one has ever seen before at golf.

He has also been known to throw temper tantrums that rival a three year old that can result in ketchup bottles being thrown at walls. Trump loves McDonald's, sex with women other than Mrs. Trump. Believes in conspiracy theories. Enjoys wearing extremely tight polo shirts that show off his tremendously large man boobs.

Trump lost all four hundred million of his trust fund from his daddy and will lose all of your money to lawyer fees if you simply make a donation to his fake "Save America" scam.

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sleepnoises · 9 months

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hi! apologies if you've been asked this before, but do you have any advice for first time online store owners? i'm thinking about opening one to sell sculptures of my own but i've got no idea where to start, and was wondering if you had any tips to share.

anyways, i love your charming little clay fellows and i hope you have an excellent new year 🤎

i may have been asked it but i can always answer again! tagging this with "clay ask" so you can review past answers

tips:

it's fine to start small and go slow and not optimize everything right away. sculptures are a luxury good and they will usually not immediately start flying off the shelves.

that said: it's nice to track what time you're spending on what. just block it out on google calendar after you're done so you can tot it up at a later time. this tip is super hypocritical but i've done it in the past

i use and like big cartel for my storefront. it doesn't have the fees of etsy or the will sell your stuff twice if people buy it really fast of storenvy. it also doesn't have the discoverability of either, so you'll have to try harder on other social media, but it's a worthwhile tradeoff for me. i don't know anything about shopify and i won't learn

i like pirate ship for shipping labels; it talks directly to big cartel (and a lot of other storefronts!), gets good rates, lets you preview hypothetical packages to check shipping costs, and lets you save package presets. i have a shipping label printer but you should be fine with a regular printer + packing tape.

try to make some reliable size classes of sculpture so you can use a few package settings and not recalculate shipping every time

i try not to buy shipping material from uline because they love trump soooooo soo much. if you have anything local, that's generally a smart call for last minute supply runs, especially because shipping on boxes is spendy. i like upaknship.com for jazzy bubble mailers. i haven't researched their politics but at least they aren't uline

do not put anything particularly delicate in a bubble mailer. i assume you can guess this but a friend once mailed me a plant pot in like. a plastic bag with some shredded paper. so i don't trust what people know about distribution of force in packaging.

you want pressure to be pretty evenly distributed. you don't want anything to be able to twist or bend or snap or rub against itself. you want your packed mailers and boxes to not make any noise when you shake them or to "clunk!" when you drop them on a table from a foot or two up. if you're worried about dropping them that far you have not packed them right.

people will often give you packaging materials if you say you're collecting them

it's nice to have a tape gun... i inherited mine from a childhood neighbor who was a wonderful lesbian

take very careful notes on expenses and income. expect about 25% of $ that comes in to go to taxes (i'm in CA, this might vary)

have a cute logo :) just for fun

these are my THOUGHTS. enjoy!!

#clay ask #long post #this doesnt even get into the nightmare that is product photography <3 #oh also if you're doing pricing/profit math paypal and stripe eat about 4% iirc.

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1mnobodywhoareyou · 1 month

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Do you want to support fundraising efforts but feel overwhelmed?

As a white auDHD* person engaged in mutual aid efforts, I have some advice. Take what works for you, leave the rest. These strategies have been effective for me, and while not perfect, they can be beneficial. The important part is to *do* something.

See posts at a time that doesn't work for you? Save them somewhere for later and set a dedicated time each day/week/month to work through your list and move funds around.

Overwhelmed because of the sheer volume of asks? Create a system that works for you - give to the next one you see, prioritize the ones that are the closest or furthest from making their goal, etc. The only bad system is one that doesn't get people funds.

Worried that you're sending too little? It all adds up! 100 people sending $5 is $500. Consider finding a match to double your impact! That said, don't sit too comfy with your contributions, especially if you're financially privileged. If $5 is comfortable for you, bump up to $10 and so on.

Worried about sending too much? Set a budget. Stick to it. I will say, from experience, that this is highly unlikely and most of us have more than we think. You may find you can sacrifice some luxuries to help others in need.

Person you want to support is in a different country/currency/use a pay app/website you can't? The easy answer to this is to find someone else to support. But there are ways to work around this. Use your friends and networks to move money around. Paypal from Canada to the US and forward via Venmo. Use Wise to transfer from the UK to Canada and forward via etransfer. Etc etc etc.

Genuinely cannot afford to part with any funds? Share directly with your networks and include a call to action. It can be overwhelming and counteractive to reblog/forward every fundraiser. Instead, create a system with clear and appropriate boundaries.

Concerned about scams? Examine your suspicions of scams - these often arise from biases. Check resources for validity. When in doubt, help someone else. No need to report suspected scammers - just say no and move on.

*IMPORTANT NOTE* always always always send as friends and family. This lessens fees and taxes for the recipient.

Make fund redistribution a core aspect of your life. Incorporate it into your budget. Send funds at regular intervals based on how your income works. Dedicating 5-10% of your income is a really great place to start.

Feel free to add other tips and advice in the tags. Friendly reminders that shame is not an effective motivator and sustainable action is imperative.

*I specify this because a lot of flavours of neurodivergence deal with black and white thinking and/or perfectionism and it impacts our ability to *do* things. These are also tenets of white supremacy and do require us to actively work against them, even when it's uncomfortable/distressing.

massive massive thank you to @bbreaddog for proofing this for me <3

#mutual aid #collective care #community care #reparations #fund redistribution #donations #god i'm absolutely terrified to let this out into the wild but i know that people get stuck and sometimes all we need is a gentle push #or some guidance #it would be great if people just knew things and took action accordingly but the world doesn't work that way #and i wish i'd had this information years ago when i was just figuring things out myself

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