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coverageguru · 1 year
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Affordable Health Insurance
Health insurance is a type of insurance that helps cover the cost of medical expenses. It can be provided by an employer or purchased individually from an insurance company. Health insurance plans typically have different levels of coverage, ranging from basic to comprehensive, and they often come with different costs, such as premiums, deductibles, and co-pays.
Before signing up for a health insurance plan, it's important to understand your specific healthcare needs and budget. You should consider factors such as your age, health status, and any pre-existing conditions you may have. You should also research the various affordable health insurance plans available to you and compare their costs and benefits.
Some common types of health insurance plans include HMOs, PPOs, and EPOs. HMOs typically have lower out-of-pocket costs but limit you to a specific network of healthcare providers. PPOs offer more flexibility in choosing healthcare providers but may have higher out-of-pocket costs. EPOs are a hybrid of HMOs and PPOs, offering some of the benefits of both.
Ultimately, choosing the right health insurance plan for you and your family requires careful consideration and research. By understanding your healthcare needs and the different options available to you, you can make an informed decision that best meets your needs and budget.
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Jessica Glenza at The Guardian:
A bill introduced by the US senator Bernie Sanders would dramatically expand access to oral healthcare by adding dental benefits to Medicare and enhance them in Medicaid, public health insurance programs that together cover 115 million older and lower-income Americans.
Despite Americans’ reputation for the flashy “Hollywood smile”, millions struggle to access basic dental care. One in five US seniors have lost all their natural teeth, almost half of adults have some kind of gum disease and painful cavities are one of the most common reasons children miss school. “Any objective look at the reality facing the American people recognizes there is a crisis in dental care in America,” Sanders told the Guardian in an exclusive interview. “Imagine that in the richest country in the world.” Nearly 69 million adults and almost 7 million children lack dental insurance. For those who have insurance, costs are often opaque and high. Multi-thousand-dollar bills are so common that the nation’s largest professional organization for dentists, the American Dental Association (ADA), signed an exclusive partnership with a medical credit card company. In 2019, more than 2 million Americans went to the emergency room for tooth pain, a 62% increase since 2014, and a crisis of affordability pushed an estimated 490,000 Americans to travel to other countries such as Mexico for lower-cost dental care.
“The issue of dental care is something we have been working on for years,” said Sanders. “It is an issue I think tens of millions of Americans are deeply concerned about, but it really hasn’t quite gotten the media attention it deserves.” Sanders said he had seen how poor dental health can affect every aspect of a person’s life – he described constituents who cover their mouths when they laugh or have been turned down for jobs because of missing teeth. Sanders said he recognized the importance of the issue by attending town halls in his home state of Vermont, “and learning how hard it is to get dental care, how expensive it is and [how] dental insurance [is] totally inadequate”. “Having bad teeth or poor teeth is a badge of poverty,” said Sanders. “It becomes a personal issue, a psychological issue, an economic issue as well.”
Sanders’ bill expands dental coverage by adding comprehensive benefits to Medicare; incentivizing states to improve dental benefits through Medicaid; and providing dental benefits to veterans through the Veterans Administration. Additionally, the bill would attempt to tackle some states’ dentist shortage by creating student loan forgiveness programs for dentists who practice in underserved areas, and increasing funding to non-traditional places to see dentists, including at community health centers and schools. Expanding dental coverage is exceedingly popular – recent polls show 92% of voters support the proposal, including an overwhelming majority of Republicans. Sanders said his proposal was good policy and “very good politics”.
Senator Bernie Sanders (I-VT) has proposed a bill called the Comprehensive Dental Reform Act that would dramatically increase coverage for dental care for Medicaid and Medicare patients.
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helennorvilles · 9 months
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im being the bravest girl in all the land and have made a dentist appointment for tomorrow night 🥺
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Creative logo for a dental clinic ☆☆☆
Get your unique & modern logo! Contact: [email protected]
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normal-newt · 1 year
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I love that I’ve gone from “it’s a new year things are gonna be okay” to “right well maybe I can go five minutes without needing to book an urgent GP appointment again” in less time than it takes to get through a medical waiting list here.
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wellnesstrength · 1 year
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WHAT is Tooth Abscess???
An abscessed tooth is a pus-filled pocket brought on by a bacterial infection. Different locations surrounding the tooth may develop an abscess for various reasons. An abscess known as periapical (per-e-AP-ih-kul) develops at the tip of the root. A periodontal abscess, pronounced "per-e-o-DON-tul," develops in the gums next to a tooth root. This article contains details on periapical abscesses.
A dental cavity that is left untreated, an injury, or previous dental work are the most common causes of periapical tooth abscesses. At the tip of the root, the infection that results from the irritation and swelling (inflammation) might lead to an abscess.
A tooth abscess is treated by dentists by draining it and eliminating the infection. Your tooth might be saveable with a root canal procedure. But occasionally, it can be necessary to remove the tooth. Untreated dental abscesses can develop into serious, even fatal, problems.
The following are indications and symptoms of a tooth abscess:
***extreme, ongoing tooth pain that radiates to your jawline, neck, or ear ***Discomfort or pain at both hot and cold temperatures ***When eating or biting, there may be pain or discomfort. ***Fever ***Face, cheek, or neck swelling that could make it difficult to breathe or swallow ***Painful, enlarged lymph nodes in your neck or under your jaw. ***Bad taste in your mouth ***If the abscess ruptures, there will be a sudden rush of salty, foul-tasting, foul-smelling fluid in your mouth, along with pain alleviation. Whenever to visit a doctor
If you experience any indications that you may have an abscessed tooth, contact your dentist right once.
Causes
Bacteria that enter the dental pulp cause a periapical tooth abscess. The tooth's interior, or pulp, is where the blood vessels, nerves, and connective tissue are located.
Bacteria spread all the way to the tooth's root after entering through a dental cavity or a chip or fracture in the tooth. At the root's tip, the bacterial infection may result in swelling and inflammation.
Risk elements
These elements could make you more likely to get a tooth abscess:
bad dental practices and maintenance. Your risk of developing dental issues can increase if you don't take good care of your teeth and gums, such as by brushing and flossing your teeth twice a day. There could be issues with tooth decay, gum disease, tooth abscess, and other oral and dental issues. a high-sugar diet. Frequent use of sugary foods and beverages, such as sweets and sodas, can cause tooth decay and even result in an abscess. mouth arid Your risk of developing tooth decay can rise if you have a dry mouth. A common cause of dry mouth is an adverse drug reaction or aging-related conditions.
Complications
Without care, a tooth abscess won't heal. You might believe that the issue has been resolved if the abscess ruptures because of how much better the pain is, but you still need dental care.
If the abscess doesn't drain, the infection may spread to your jaw and to other areas of your head and neck. If the tooth is positioned near the maxillary sinus ⸺ two huge areas behind your eyes and behind your cheeks ⸺ you can also develop a hole between the tooth abscess and the sinus. The sinus cavity may get infected as a result of this. Sepsis, a potentially fatal infection that spreads throughout your body, could even occur.
Prevention
To stop a dental abscess, you must avoid tooth deterioration. Maintaining good oral hygiene will help you avoid tooth decay.
Fluoridated water should be consumed. Use a fluoride toothpaste and brush your teeth for two minutes at least twice every day. Every day, floss between your teeth with dental floss or a water flosser. Every three to four months, or anytime the bristles start to fray, change your toothbrush. Eat wholesome foods and avoid between-meal snacks and sugary drinks. For frequent checkups and expert cleanings, visit your dentist. To provide an additional layer of defense against tooth decay, think about using an antiseptic or a fluoride mouthwash.
#Support for more articles Friends
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jainkoa · 1 year
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I can’t wait to wake up early as fuck in the morning tomorrow just to see a dentist that will do fuck all to help me with my wisdom teeth removal 😍😍😍😍😍
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Group Health Insurance Solutions in St. Augustine
Comprehensive Group Health Insurance for St. Augustine Businesses
Importance of Group Health Insurance
For businesses in St. Augustine, providing comprehensive group health insurance is more than a legal obligation—it's a commitment to the well-being of your employees. Group health insurance plans offer a collective approach to healthcare, ensuring that employees have access to necessary medical services without bearing the full financial burden. This type of insurance fosters a sense of security and loyalty among employees, enhancing overall job satisfaction and productivity.
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Benefits of Group Insurance
Group health insurance plans come with several advantages. They are typically more affordable per person than individual plans because the risk is spread across the entire group. This results in lower premiums and better coverage options. Additionally, offering group health insurance can be a significant factor in attracting and retaining top talent. Employees are more likely to stay with a company that cares for their health needs. Businesses also benefit from tax incentives when they provide health insurance, further reducing the financial impact.
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St. Augustine's trusted health insurance consultant. Let our knowledgeable, caring advisors simplify benefits for individuals and businesses. We offer clear guidance on Medicare, group health insurance, dental, and more. Schedule a free consultation today.
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leyahealth · 8 days
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Medicare Enrollment
What is Medicare?
Medicare is a federal health insurance program primarily designed for people who are 65 or older. It also covers certain younger individuals with disabilities and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).
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The purpose of Medicare is to provide health insurance coverage to individuals who might otherwise struggle to obtain it due to age or disability. It aims to make healthcare more affordable and accessible for older adults and other eligible individuals, ensuring they receive necessary medical care without facing prohibitive costs.
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**Is Medicare affordable?**
Medicare is generally considered affordable, but costs can vary depending on the specific plan and coverage chosen. It includes different parts:
- **Part A (Hospital Insurance)**: Usually free if you or your spouse paid Medicare taxes for a certain amount of time. - **Part B (Medical Insurance)**: Requires a monthly premium, which is income-based. - **Part C (Medicare Advantage)**: An alternative to Original Medicare that often includes additional benefits, with costs varying by plan. - **Part D (Prescription Drug Coverage)**: Also involves a monthly premium and helps cover the cost of prescription drugs.
While Medicare can help reduce healthcare expenses, some out-of-pocket costs such as deductibles, co-pays, and premiums may still apply.
**How do I sign up for Medicare?**
You can sign up for Medicare through several methods:
1. **Online**: Visit the Social Security website and apply online. 2. **By phone**: Call Social Security. 3. **In-person**: Visit your local Social Security office.
It’s best to sign up during the Initial Enrollment Period (IEP), which starts three months before you turn 65 and ends three months after the month you turn 65, to avoid late enrollment penalties.
**How can Leya Health help you enroll?**
To make the process of signing up less stressful and beat the long wait lines at the Social Security office, give us a call. Leya Health can assist you in navigating the Medicare enrollment process. By calling (833) 685-3584, you can receive step-by-step guidance and support from knowledgeable representatives. They can help you understand your options, complete necessary forms, and ensure you meet all deadlines for a smooth enrollment experience.
Call our office: 786-418-8336 for any assistance or questions.
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shivanipowai · 25 days
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Best Dental Surgeon in Thane
A dentist is a healthcare professional who specializes in the diagnosis, prevention, and treatment of diseases and conditions related to the oral cavity and the maxillofacial area (which includes the face, jaws, and neck). Discover the best dental surgeon in Thane at Hiranandani Hospital, where we offer top-notch dental surgery services in Mumbai. Our expert dentists provide comprehensive care, specializing in advanced treatments for various dental issues. Experience world-class dental care with us. Visit our website for more info - https://thane.hiranandanihospital.org/speciality/best-dental-surgeon-in-thane
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twickenhamdental · 30 days
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Invisible braces are a custom made set of clear braces that you can easily remove for meals, brushing and social occasions.
Check our now:- https://lebanonparkdental.co.uk/service/invisible-braces/
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a-river-of-stars · 2 months
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mandainsurance01 · 3 months
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Homeowners Insurance Agency | M&A Insurance
M&A Insurance is a homeowners insurance agency » serving South Florida. Your home is your most valuable asset, so it’s important to protect it. Our experienced agents can help you find the right homeowners insurance policy to suit your needs. With the right homeowners insurance plan, you can feel confident that your home is covered in the case of the unexpected.
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claeysgroup · 3 months
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Dental Plans: Be Aware Medicare & Dental Apparently, Medicare does not believe that teeth are part of one’s body. (Well, of course, they aren’t part of some people’s bodies.) Why do I say that? It is because Medicare does not provide dental coverage. Advantage Plans & Dental Coverage If that is true, you may ask, how is it that some Medicare plans can advertise that they cover dental? Medicare Advantage Plans, which are different from Original Medicare, do, in some cases, have minimal dental coverage. However, there are two general issues with dental coverage in Advantage Plans. Even if your Advantage Plan includes dental, the problem is finding a dentist in the network. For example, in one particular Advantage Plan, there are only two dentists in an entire service area in Texas—a hundred miles apart! The second problem with typical Advantage Plan ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency
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redandritchey · 3 months
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naukrisambad · 4 months
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Understanding Supplemental Insurance Policies In 2024
Supplemental insurance policies offer additional coverage beyond what is provided by primary health insurance plans. These policies serve as a valuable tool to bridge gaps in coverage, providing financial protection for specific healthcare needs that may not be fully addressed by primary insurance alone. In this comprehensive guide, we’ll explore the significance of supplemental insurance…
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