#memorialcity

[innovativemortgagetech]

THE 50/30/20 RULE: AN EFFECTIVE BUDGETING RULE OF THUMB

When it comes to making decisions that affect our finances, everyone of us, at some point or another, could use some guidance. If you are feeling overwhelmed by the quantity of budgeting resources that are available in today's world, the 50/30/20 rule may be of assistance to you.

LET'S DIVE IN

The 50/30/20 rule only serves as a guide.

50% to fixed costs

30% to wants

20% to savings

One of the main reasons why this rule is so well-known is that it is so easy to follow. Humans aren't superb, and one of our biggest flaws is that when things get hard, we often feel like giving up and walking away. There are lots of ways to spend money, and some of them may be hard to learn and take a lot of time to use. Making a budget and sticking to it should come naturally to you, so you should make it a habit to do so. Figure out how you can make the process easier for yourself.

50% To Your Fixed Cost

The term "necessities" refers to costs that simply cannot be reduced. Your fixed costs have to consist of items like the following:

Housing: Rent, mortgage, homeowners insurance, property taxes

Transportation: Car payment, gas, bus or train passes, parking fees

Insurance: Auto, life, homeowners, health, renters

Utilities: Gas, water, electricity, internet, cell phone

Loan payments: Credit card debt, student loans

Short- to mid-term savings goals: Down payment on a car, a new roof, replacement furnace

Health care: Insurance premiums, deductibles, prescriptions

30% To Your Wants

Allow yourself, within appropriate limits, to invest in the things that bring you pleasure monetarily. These include the following

Hobbies: painting, swimming, piano lesson

Vacations: Hawaii, New York, California

Eating out: pizza night, special occasions,date night

Beauty: Makeup, haircut,salon

Clothing: Dress,shoes,ties

Family: Kids,wife,husband

Tech: Iphone,laptop,tv

20% To Your Savings

Saving is the single most crucial practice when it comes to managing one's own finances. It's also the toughest, which isn't a huge surprise. Plan to save for the following:

Emergency funds

Retirement 401k

Purchasing a home

Paying off debt

Simply Put

Innovative Mortgage Tech offers many savings products with cost-saving benefits, including appraisal waivers, down payment programs and much more to help you feel good about your future home purchase. To speak with us online , simply contact us and will be happy to assist.

[nailsofamericamemorial]

WELCOME TO NAILS OF AMERICA MEMORIAL We are proud to be the largest nail salon in Memorial with over 50 pedicure chairs and 20 tables. We are offering: 💥 10% OFF on all main services when you follow, share or tag us on social media. 💥Best customer service. 💥Quality products. 💥One time use pedicure - manicure kit. 💥Skilled and experienced technicians. Nails of America Memorial 📍14622 Memorial Dr, Houston, TX 77079 ☎️281 372 6899 ( All appointments and Walk-in are welcome) Follow us on our social media IG@ NailsofAmericaMemorial 🌐NailsofAmericaMemorial.com #Nailsofamericamemorial #nailsofinstagram #nails2inspire #nailinspo #nailsnailsnails #nailsoftheday #stilletonails #coffinnails #nailsonfleek #nailsaddict #nailsart #artistsoninstagram #gelnails #nailpromagazine #artlovers #nails #nailart #gelnails #naildesign #nailswag #nailstyle #nailsoftheday #naildesigns #acrylicnails #houston #memorialmall #MemorialHighSchool #stratfordhigh #memorialcity #energycorridor (at Nails of America Memorial) https://www.instagram.com/p/CqJSsxGARMJ/?igshid=NGJjMDIxMWI=

[toestoshow]

Taking off my shoes at work. I had to let these toes show ☺️ #middaymotivation #tuesday #work #break #toes #lunch #sandwiches #footfetishnation #footrub #suggardaddythreads #sugarbabyusa🇱🇷 #needcoffee #followforfollowback #houston #memorialcity #citylife #photography #instagram #pic #strechingtime #single https://www.instagram.com/p/B92CzVfp_Uh/?igshid=1d7lyy4kpjo5b

[shermanon]

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A post shared by Sherman On (@shermanon)

Why you should be a member of the @houstonwestcoc #hwcoc #Houston #westchase #energycorridor #memorialcity #memorialcitymall #westhouston #business #chamber #inbusinessforbusiness (at Sherman On - Sales Director of Mutual of Omaha) https://www.instagram.com/p/CAbDNAujyDi/?igshid=hvoumc9oravy

[mandasmix]

Reposted from @happybootz - I am excited to share some big news. I’m launching Brownies Bar Houston Today, February 26th at Memorial City Mall. The PopUp Shop starts at 12p and ends at 3:30pm Today, at: Memorial City Mall, 303 Memorial City Way #810, Houston (Across from Visible Changes Salon) For more detail text me at 9174263478. This event will be filmed by Houston Public Media. Local TV Station KUHT Channel 8. www.popupbusinessschool.co.uk - #memorialcity #sw #houston #htown #munchies #brownies #baked #popup #business #mall https://www.instagram.com/p/BuWYK-kn7ML/?utm_source=ig_tumblr_share&igshid=158etz1jff223

[ryf8589]

Memorial City Hospital at night. Was actually taken last year. #memorialcity #memorialcityhospital #springbranchtexas #springbranchhouston #houstontexas (at Memorial City Hospital ER) https://www.instagram.com/p/CZQvhw3O4t6/?utm_medium=tumblr

[hortiprocess]

We all have a profile and a favorite way of preparing to enjoy our coffee every día. Many of us enjoy a simple preparation, in a medium or medium light roasted. A few others enjoy a Medium Dark or Dark, even accompanying it with some flavor or cream. The most important thing is that you enjoy your coffee, and that will be the best coffee. Enjoy your coffee. #localbusiness #localroaster #colombiancoffee #keurig #washcoffee #drysun #specialtycoffee #smallbatch #memorialcity #houston #coffeeroasters #coffeeroasters #springbranchtx (at Spring Branch West) https://www.instagram.com/p/CIzVQeIpeo5/?igshid=179c8cksmo7gb

[monstacompound-blog]

From the beginner to the hardcore warrior and athlete i have programs To challenge everyone.Come try a free session no pressure if you like the training then we can go from there👍 346-245-1438 SUNDAY SPECIALS MONSTA HIIT $35PER SESSION MONSTA WOD $35 PER SESSION MONSTA CHICK $35 PER SESSION MONSTA BJJ CONDITIONING $35 PER SESSION MONSTA TEEN FITNESS $30 PER SESSION ALL SESSIONS LAST 60 MINS #mocity #hiit #monstawod #hiitworkout #mylife #primalstrength #fitnesswomen #fitnesshouston #memorialhouston #memorialcity #memorialhoustopark #houstonworkout #sugarland #houstonfitness #houstontraining #houstonstrong #houstongalleria #primalfitness #fitfirefighter #houstonfitness #Bjjgirls #bjjconditioning #houstonbjj #houstoncoach #houstontrainer #houstonfitnesscoach #Houstonbjj #bjjhouston #houstonpersonaltrainer https://www.instagram.com/p/B2PVYUDnw0i/?igshid=3jeamdktoim

[fontenotsolutions-blog]

View this post on Instagram

A post shared by Terra Fontenot-Beard (@fontenotsolutions)

You likely started a business with a great idea or solution that had nothing to do with accounting, and that is where you should focus. If a business is financially unstable it can break your company! Avoid the mishaps and invest in a professional that cares! Email us terra@fontenotsolutions.com. #houstontx #houston #katytx #policy #accounting #smallbiz #smallbusinessowner #smallbusinesses #supportblackbusiness #mompreneur #businessowner #austintx #dallas #memorialcity #socialmedia #finance #procedures #professionals

[theneonfactor]

Super obsessed with cute over the top notebooks ✨ they get me inspired to be super productive 📒 this cute one is hand painted by @vertí er_handcrafted_ and sold in a pop up shop in @macys #memorialcity #GucciInspired #notebooklover #verrierhandcrafted #uniquegifts #neon #neonlife 🧡 (at Macy's) https://www.instagram.com/p/ByX_lK-l4dG/?igshid=9a8fe81pwcrm

[dexterousvalet]

Event at #memorialcity #dexterousvaletparking #riveroaksdistrict #riveroakshouston #photooftheday #houston #houstontx #heightshouston #montrosehouston #galvestontx #riveroaksdistrict #instagood #downtownhouston #memorialhouston #valetparkinghouston #professional #vehicle #hospitality #houstonrestaurants #business #medicalcenter #houstonmedicalcenter #hospital #university #universityofhouston #privateevent #party #corporateevent #jerseyvillagetx #thewoodlandstx (at Memorial City) https://www.instagram.com/p/ByNZyfpjC7z/?igshid=kdu8fl3rip3d

[jpncar]

#memorialcity #coldoutside #houston #weather #texas #🇺🇸 (at Memorial City) https://www.instagram.com/p/BvxaiX5ltSu/?utm_source=ig_tumblr_share&igshid=jk0747l0rbvp

[shorttempered]

Wall Mural artist is talented but not sure how I feel about the monkeys.#memorialcitymallhouston#memorialcity#houston (at Bowl & Barrel) https://www.instagram.com/prettyshort93/p/BuRITolnMp9/?utm_source=ig_tumblr_share&igshid=kvhzibmz01uw

[aestheticsurgery-blog]

Check Out These Awesome Results Designed By Dr. Hsu @patrickhsumd ・・・ One month postop. #BBL #memorialcity #memorialplasticsurgery #memorial #houston #texas #changeyourlife #austin #dallas #sanantonio #bbl #fatgrafting #brazilian #brazilianbuttlift #changeyourlife #wednesday #wcw #memorialcity #cypress #goodnight #woodlands #la #nyc #miami #la

[timetravelerscoinexchange]

Tips on how to buy and sell pcgs graded coins on ebay and how to find awesome deals and steals.

[carlsoncoinsandcards]

I have this coin for sale but I'm wondering if I should have it professionally graded. The surface is clean and the memorial steps are full. MS67 coins sell for hundreds of dollars but I don't know enough about memorial cents to know if this has any chance of going that high. PCGS and NGC have graded 48 of this date that high, so it's not even a super rare grade... #coincollecting #coincollection #memorialcent #lincolncent #penny #cent #coins #coin #uncirculated #red https://www.instagram.com/p/CaEWqgVu9yS/?utm_medium=tumblr