#or trying to. idk i have pretty high value stuff i need to sell

[the-kipsabian]

i need to put shit up for sale today but i really dont wanna deal with facebooks bullshit

[little-miss-vendettaa]

idk if this counts as an unpopular opinion but I think the anon abt the economy + rereleased items kinda has it backwards.

Items + mweors have such a low value BECAUSE MP is so hard to get. People sell things dirt cheap because their priority is to sell things as quickly as possible to make MP, meaning they'll sell it well under it's value to try and guarantee a made sale. If MP were easier to get and buying/selling wasn't so hard to do, the prices would increase, but there's more worth in having liquid MP than in most items minus a handful. Before releasing items again we had the same problem, but with the addition of popular items being insanely hard to get and too expensive for a lot of people because people still didn't have MP.

We need more accessible MP, and to reinstate the value of MM as something for more than just breeders or people who sell it for MP.

I've been on Lioden a lot recently and it's pretty easy to make GB (their MP equivalent) but not so easy that items don't have worth. And that's with high demand items always coming back with events with new stuff added

I think it would also be beneficial to increase the mm output in some of the games too. They’re outdated as hell. The mp thing I definitely agree with too. Good post tbh

[joannalannister]

Anonymous asked:

Sorry if you've answered this before, I just saw your post about the beginning of the twincest and I was wondering, do you think she lost her virginity to Jaime? I don't see how could she risk Robert (or Rhaegar) finding out she's not a virgin. As we see with Marg, this is supposed to be a crime.

Are you referring to this post? Well, as I said in that post, which I recommend people read prior to reading this one, Jaime and Cersei were 15 when they met at Eel Alley, and I don’t think Eel Alley was the first time Jaime and Cersei had sex: “Jaime had never seen her more passionate,” meaning he had seen her passionate before, but that was the most passionate/sexy she had ever been.

So when did Jaime and Cersei first have sex? The text strongly implies that Jaime and Cersei had sex before Eel Alley, but we don’t know exactly when that happened. 

Quoting myself from the previous post:

We know that Jaime visited Cersei at Casterly Rock when he was 13 or 14. Maybe Cersei first started menstruating at 11 or 12, and they had sex at 13. [...] I can see them doing a lot of experimentation /  mutual masturbation that just eventually evolves into sex.

I don’t think Cersei was having sex with anyone else when she was ~13 years old. So yes, I think Cersei lost her virginity to Jaime, and I think Jaime lost his virginity to Cersei, probably sometime in their early teens. 

I don't see how could she risk Robert (or Rhaegar) finding out she's not a virgin.

The three Lannister children are very impulsive; it’s one of their Tragic Flaws. They act; they are not “still, poised, [...] tail twitching” which isn’t necessarily a bad thing, but it means they have done some things without fully thinking them through. 

When Cersei met Jaime on Eel Alley, I don’t think she was thinking about Rhaegar (or Robert, or anyone else). I think Cersei was afraid of losing her twin. Recall the context: “Cersei took [Jaime] aside and whispered that Lord Tywin meant to marry him to Lysa Tully, had gone so far as to invite Lord Hoster to the city to discuss dower. But if Jaime took the white, he could be near her always.” 

Recall the reason why Cersei objected to all of her childhood ladies-in-waiting, because they were “Vapid, weepy creatures, always telling tales and trying to worm their way between me and Jaime.”

The Lannister twins are very possessive of one other, and they don’t want to lose each other. That’s one of the saddest things about House Lannister - they have (almost) everything, but they’re so afraid of losing it all. (Note to self: I could talk about Tywin and Joanna here.) 

So I don’t think Cersei was thinking about the risks. I think Cersei acted very quickly and impulsively, in an effort to keep Jaime by her side, and Jaime too acted rather impulsively, making the decision about Casterly Rock rather quickly. That’s where the Tragic Flaw comes in: “nothing went as planned. [...] Instead of being together, Cersei and Jaime just changed places”. 

Could Cersei have had some really big problems because of this? Sure. How much did she know about moon tea when she was 15? Separated from Jaime and unable to trust her handmaids at Casterly Rock, if 15yo Cersei needed moon tea, would she have been able to obtain it? Things could have been even worse than they were, but either Cersei didn’t need moon tea that time or she was able to get some, somehow, and Tywin never found out, or something. 

Could Cersei’s potential future husband (Robert, Rhaegar, whoever) have found out that Cersei was not a virgin on her wedding night? Possibly, but I don’t consider it very likely, given that a pregnancy did not result. 

Prior to her marriage, Cersei could have been examined by a septa or maester or midwife to see if her hymen had been broken but 1) demanding an examination is a pretty big insult to prickly, over-proud Tywin Lannister to suggest that he’s selling ~damaged goods~ so whoever is demanding this examination would risk making an enemy of House Lannister, especially considering that Tywin has very visibly protected young!Cersei’s reputation, and 2) a girl’s hymen can be torn or broken prior to sexual intercourse, due to physical exercise such as horseback riding. A physical examination wouldn’t necessarily prove that Cersei had lost her virginity, it would only prove that her hymen had been broken. Whoever is questioning Cersei’s virginity prior to marriage would have to be able to prove that some guy took it. And that’s the thing about Jaime; because he’s her twin brother, Cersei has plausible deniability. People don’t immediately suspect Jaime, and Tywin has protected young!Cersei’s reputation successfully that she hasn’t been alone with anyone else. Jaime’s a relatively “safe” guy for Cersei to have sex with. 

But what about blood on the sheets, after Cersei is married? Blood ceremonies are not an accurate indicator of a woman’s virginal status. A woman who has never had sex before may not bleed during her first sexual encounter. Blood ceremonies are a society’s attempt to control a woman’s sexuality and put her in her ~~“rightful”~~ place as a person of lower status than a man: “Male virginity has never been prized nor expected to be proven. Virginity is one of many ways patriarchy is exerted: it is a way for women's sexuality to be controlled by the men in her culture; that her sexuality does not belong to her, but rather to her future husband.” [x] 

A large part of Cersei’s story is that Cersei’s sexuality will not be controlled by anyone but herself and will not belong to anyone but herself. Cersei defies patriarchy. She is clever enough that, if blood needs to be on the sheets, Cersei will get blood on those sheets, one way or another. 

(A real life medieval text had some interesting “remedies” for girls who wished to appear virginal, but idk if you want to read them. Some good (horrifying) stuff for fanficcers in there. And just because I can, here’s a victorian advice book, because grrm kinda draws from some ideas that are more victorian than medieval.) 

In the real world, sociologists have argued that blood ceremonies are performative, a way of demonstrating virginity in cultures that are overly concerned with primogeniture and paternity: “Virginity tests are still practised because there is still a value attached to virginity. The virgin bride is still prized as untouched, ‘unsoiled’, and thus still pure.” [x] Enough alcohol is involved in Westerosi wedding ceremonies that someone like Robert would have been easy enough to fool. I think Cersei could have fooled Rhaegar as well. Cersei is an excellent actress.  

As we see with Marg, this is supposed to be a crime.

“this” 

We need to clarify what “this” is and discuss some aspects of Westerosi culture, because it’s more nuanced than what you’re suggesting. 

First, in Westeros, a queen who commits adultery in Westeros is committing a crime; she is committing “high treason” when she has sex with someone who is not her husband, because it calls the paternity of her children into question, which could create a succession crisis, which could create a war, as we have seen. 

To paraphrase a conversation with my friend @nobodysuspectsthebutterfly, women in Westeros who have sex outside of marriage are committing a sin in the eyes of the Faith, but as long as the Faith isn't allowed to hold courts and be their own judge/juries/executioners, fornication isn’t a crime and there's nothing they can do about it. 

But this is where Cersei’s Tragic Flaw of impulsivity comes in again: she allowed the Faith to reconvene their courts and she allowed them to reestablish the Faith Militant. 

Queen Margaery is being accused of the crime of high treason. Cersei, as queen, is also being accused of high treason, accusations which she has denied. Instead, Cersei has only confessed to fornication committed after Robert’s death. 

Fornication is now a crime under the Faith, but it was not a crime when Cersei was a teenager. 

(Brother-sister incest has obviously never been widely accepted in Westeros: “incest was a monstrous sin to both old gods and new, and the children of such wickedness were named abominations in sept and godswood alike.” But note, brother-sister incest is a cultural and religious taboo, not a legal crime.) 

So when you say, “this is supposed to be a crime” I think you’re confusing things. The “this” refers to Cersei having pre-marital sex, which was not a crime when she did it. Teenage Margaery’s situation is different from teenage Cersei’s; Cersei was not a queen at the time. 

Quoting a convo with Butterfly again:

“The Faith also holds that worshipping other gods is a sin/crime worthy of death, but they can't do anything about it because of longstanding custom. However, the rumor that Viserys II poisoned Baelor the Blessed is because he was thinking of launching a holy war against Old Gods worshippers and the Ironborn.“

So, like, there’s a lot of things in Westeros that are religious sins, and giving significant political and military power to religious extremists is probably not a good idea. 

For more about Cersei and Margaery’s situation, I recommend these posts by @nobodysuspectsthebutterfly:

I recc’d this above but just in case y’all didn’t click the link

The Faith Militant

The High Sparrow

The High Sparrow and women

Cersei and the High Sparrow

Margaery

[momo-de-avis]

The life of the Infamous Banana Art work is honestly fucking hilarious because it’s an exact reflex of what happens when someone fucks with the art world and incites passionate responses both for and against it.

The art's initial price was at 120.000$, and has bid up to 150.000$. Two museums have so far acquired a banana each.

There are also 3 editions of the same work.

According to the gallery (Perrotin) representing Cattelan, 

"Back then, Cattelan was thinking of a sculpture that was shaped like a banana," it reads. "Every time he traveled, he brought a banana with him and hung it in his hotel room to find inspiration. He made several models: first in resin, then in bronze and in painted bronze (before) finally coming back to the initial idea of a real banana."

(remember, this is the guy who made a fucking toilet out of 18-carat gold and it got fucking stolen).

Recently, a performance artist just straight up walked up to the wall, peeled the duct-tape, peeled the banana and ate it. He does not regret it, claims he was hungry (and, in fact, did not eat prior to this action, so he could experience maximum potassium enjoyment) and that the banana was, in fact, delicious.

after that, the banana had to be removed from Art Basel because people were going absolutely bonkers over it, and lines were so long and the space around it so crowded, security had to just remove the art work. This was all for a chance at a cool instagram photo.

And like, yall remember when the Berlin Dada group made an exhibition basically insulting the bourgeoisie, got roasted by the whole city, then did a second one, tripled the price of the tickets, and when people got there it was basically Hueselbeck saying “why the fuck did you idiots spend triple the money if you hated it so much”?

Or when Tristan Tzara, at the Cabaret Voltaire, along with Hugo Ball, made such a bonkers show that people (again, high-society folk) showed up with bags of rotten fruit---prepared beforehand, after having been there several times, since they had apparently developed a passion for just to going there again to feel angry---and started wrecking the shit out of Cabaret Voltaire, to the point where they destroyed figurines and props? And Tzara calling it “the final victory of Dada”?

Or like, this whole ‘the travelling banana was an inspiration for me’ just sounds a whole lot like when Jasper Johns heard someone say that famous art marchand Leo Castelli “could sell two beer cans if you had them” (or something to that effect), and Jasper Johns dead ass said “it’s on”, and the mad man actually did a bronze cast of two beer cans and Castelli actually sold them?

We can even go way back, to Manet. The moment Olympia was presented at the Salon, it was so infamously known across Paris, people flocked to it to see it in person, so much the Salon had an influx of attendees like it never had before. And the sole reason was to make fun of it lmao even fucking Courbet was there daily, pointing at laughing at ‘nakey girl staring right at me’.

Or like, when Kienholz displayed his walk-ins, in which one of them was a car with a teenage couple engaged in sex in the back seat, and the gallery had the audacity of forcing the artist to close the door and plant two body guards there not to shock the audience? And despite being outraged by this, people still went there en masse.

And I’m not even going back to the obvious influence here, papa Duchamp with his urinals, but I’ll say this: I don’t remember his name, but the dude who smashed one of Duchamp’s urinals and peed on the other is pretty on par with the guy who just ate the banana, albeit for different reasons (and, well, dude who peed in a Duchamp was arrested both times lmao).

Every single one of these instances, which caused so much outrage across the art world, appeared at a crossing point in history, somehow, and they are there for a conspicous objective: to bring out its own hypocrisy. And like papa Duchamp (who every single critic immediately establish a connection with), they are being assimilated, though faster than they were back in the day. The dude who peed on the urinal did so because he contests The Fountain being on a museum, defeating the art work’s initial purpose and proclaiming the first avant-garde’s movements ultimate failure. It should be noted that Duchamp signed 14 urinals and authenticated them as authentic reproductions (one of them smashed, another peed on lmao. Idk if the others are fully intact). And this dude with the banana is no different.

One article states something very interesting about Art Basel:

Mary Rozell, the global head of art collection at UBS Group, said the works she wanted were all snapped up. Pieces under US$1 million were going especially quickly.

"Half the stuff is sold before you get here," she said.

Amoako Boafo's portraits were all gone within seconds, and hundreds of collectors put their names on a waiting list, with prices for the artist du jour ranging from US$25,000 to US$50,000.

(...)

Mnuchin Gallery, which had an exhibition by Mr Clark last year, sold several smaller works, with prices ranging from US$150,000 to US$300,000. Michael McGinnis, a partner, said he sold one of the works during his flight to Miami. "I could have sold it five times," he said.

Ms Rozell said she finally managed to buy some art. One was a painting by Jeffrey Gibson. Another, a sculpture by Shinique Smith, whose works were on view at the UBS collectors' lounge at the fair.

"You've got to take your time," she said. "But then act quickly."

Act fast.

There’s a lot that could be said about this, and I’m not writing an essay, just rambling with the knowledge I have, and we all know how art fairs across the world serve as 1) a place to See and Be Seen, and the pruchase of expensive art works is a Thing of Status, and 2) it’s money laundering. It’s blind investment by random private auctioneers who need to put that dirty money fast onto an object they can quickly transform into an asset should they need to get rid of it---etc, etc. But like, think about the ludicrous implication here: you gotta buy fast, otherwise you’ll just get there and come out empty-handed, which for some reason, for these folks, it’s the worst that could happen. So like, it’s no wonder a guy who taped a banana onto a wall sold this shit for such a high price. I can’t point out the reason why this person bought the art work, because honestly being either money laundering or just rich person trying to invest fast into something they don’t know the value of---both sound incredibly plausible to me (in my country, there was an influx into the art market in the 80s, where people rushed to buy EVERYTHING, and it inflated the art market---and keep in mind, Portugal is a small country with barely any market at all---to the point where some of the artists who sold the most back then have fallen into oblivion, and the people who bought their works have been desperately trying to get rid of them for decades, but they are worth nothing and they refuse to get the full price back lmaooo).

This shit is mostly why I nurture a profound hatred for art fairs. Like, on paper, they’re a nice concept, but as of today, worldwide, we have over 500 art fairs everywhere, and couple this with the art market inflation and all the nasty shit we know about (take the fucking Sacklers, for example), it’s the perfect playground for us to have a French Salon multiplied by 500 where contemporary art is transformed into an Appearance Thing. 

But every so often, a dude shows up and pulls some really bizarre shit and I am again reminded that there are still a lot of not exatctly Duchamps, but people like Jasper Johns or Tristan Tzara or even Robert Rauchenberg, which somehow manage to create a really poignant moment of hypocrisy. The really atrocious downside to this is that these artists exist in a fast-pacing scenario and they’re being assimilated at the speed of light. While neo-dada appeared in the 60s to confront the assimilation (thus, failure) of the first avant-garde movements, today it happens in real time. 

This is where I tell you guys the banana was apparently sold with a 14-page manual, which states shit like:

It should be hung about 175 centimeters from the ground, fixed to the wall at a 37-degree angle and the banana should be changed, "depending on its aesthetic appearance", about every seven or 10 days. About the only specification omitted is the optimum length or bendiness of said banana.

(the bendiness of the banana lmao)

Also, funny correlation: Duchamp’s work was called The Fountain, but we all call it ‘the urinal’, in the same way this work is called The Comedian, but we call it ‘the banana’. Make with that information what you will lol

[pasttorn]

URL RESPONSES ! ⟡ NOT ACCEPTING !

@yeonban​ said: My url ♡

DO I FOLLOW THEM ? WHY ? -  absolutely ! ! ! i remember meeting chris while i was on my bleach multi ? we were talking about black clover & he shared his multi so i just, instantly followed bc the array of muses was just ! ! ! magnificent. i still follow them now for mostly the same reasons but w/ how much our muses list has changed since then ? there’s much more room for interaction than before ! DO WE WRITE / DO I WANT TO WRITE WITH THEM ? - yes ! ! yes ! ! i absolutely am & i absolutely do ! ! ! we have a couple threads & we send each other asks whenever we reblog memes so iT’S A SHAME I’VE BEEN SO BAD AT PLOTTING / CHATTING WITH HIM BECAUSE THERE’S SO ! ! MUCH POTENTIAL ! ! I WOULD BE YELLING AT YOUR DISCORD EVERY DAY BUT ! ! I SWEAR for the life of me i can’t come up w/ a good thread idea or plot for ryusui & ukyo even though i wanna write them out more ? like i thought about ryusui asking ukyo for advice on how to build the ship / what changes he thought would be a good idea, since he’d hold ukyo’s thoughts / words in a high regard but otherwise ? i haven’t been able to come up with much else whoops. given the chance i’d be very glad to start up more threads with him, or even just plotting stuff up from asks or headcanons is just perfect too ( because that might be more effective than just writing up a bunch of different threads, given how slow i am, whoops ) !  AN AU IDEA FOR OUR MUSES - i’ve said this before & i’ll say it again-- modern au for our kny muses would be so fun ! ! toshiro & akaza & hakuji being friends / graduates of the same year & hanging out even if they aren’t in the same class ? absolutely, i’d be down for that ! yui & sen would be in different years, but the idea of them hanging out in a modern verse is fun too. there’s also the pillar verse for akaza where he hangs out with toshiro ? at that point his life is such a mess that he’d absolutely need someone like toshiro around to stop him from just, Decomposing ( as difficult the process may be ). a modern au for ukyo & ryusui would be fun too-- like, in a world where the petrification never happened & they eventually met up somehow ( which i’m sure would happen / we could make happen ! it’s a very easy thing to do when ukyo has pretty good sonar / hearing skills & ryusui has enough money to take him anywhere he wants in the world in search for talet ) A SONG FOR OUR MUSES - i’m bad at songs so i’m using ones i know Best but just ! even if it hurts by sam tinnesz would be good for sen & yuichiro ? ignoring all the shippy like aspects it’s mostly the words " i'm not giving up / not gonna run / i'll be there when you need me / even if it hurts “ that sell me on it because ! ! the thought of sen spending time with yui & helping him through stuff & supporting him even when yui gets mean or strict with him is so soft ? it’s kind of sad since sen is used to dealing with someone who speaks down on him ( a blame that absolutely falls on shinjurou ) but he still wants to be friends with yui because he’s aware yui only means the best & can be nice / gentle in his own yui kind of way so just ! ! yeah that’s for them. as for ukyo & ryusui, i’d think everything good by ashes remain would be pretty good for them ! idk about ukyo’s perspective of things but ryusui really values his opinions ( along with senku’s & the rest but you get what i mean ! it’s slightly higher for ukyo since they’re more similar in age & in occupations though ). ryusui has a lot of confidence in himself & what he does, but he very much appreciates any input ukyo & the rest have on everything & anything he does-- though he usually doesn’t show it, even he has moments where he feels like he’s lost, so that’s why the words “ you are gravity /when I’m upside down / you help me find my way back to the ground / [ ... ] / you are my eyes / when I can’t see “ hit home so much for him ! DO I SHIP OUR MUSES ? - i’m ? a shipping trash, honestly. at this point we’ve been interacting with each other enough that  i’d be down to shipping romantically any of my muses with yours ( as long as they’re Good ships & not dumb ones like sen & an adult muse bc that’s Trash ) so ! ! that’s completely up to you if you wanna plot anything on that ! otherwise ? i’d die for the sibling-like friendship between toshiro & senjurou, as well assenjurou & yuichirou because they both ? support him so much ? we haven’t talked much about sen & yui yet but we’ve talked Enough to make me emotional about how yui tries to get him to speak up more & how sen kind of looks up to him as a role model ( as Weird a choice it may be for a role model iunsjdcx ) & ! ! ! toshiro reminds him so much of his kyou, sen would absolutely mess up at least once & call him aniue / elder brother by mistake-- & not just bc he reminds him of kyou but just, he’s That much of an older brother figure / part of his family for him. he’d 100 % instantly apologise & be mortified by how embarrassed he was of letting that slip though ngl WHAT DO I THINK ABOUT THE MUN ? - i care chris with my entire heart ! ! i’d be talking with you lots more if i wasn’t such an awkward bean because as you can probably tell i sound so Awkward & formal during out discord talks bc i still don’t quite know what to talk / chat about that’ll let us chat in a daily-ish basis ( i say daily-ish bc i can be slow & it’s fine to not talk every day lmao ) but ! ! ! it always brightens my day to see you on the dash & to see posts you make be them ooc or otherwise & to read your writing because you’re an absolute sweetheart what the fuck ! ! ! it shouldn’t be allowed. OVERALL OPINION - one of these days im gonna add kanzaki & you bet everything i’m going to try to get as many people into the beel//zebub rpc as i can.  but it should be pretty obvious by now that if you’re not following chris you’re largely missing out on so many things so ! ! ! go follow him right now it’s totally worth it ♡ BLOG RATE - 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10

[letsimportanttreecollection-blog]

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Soon I'll be looking to get an '08 or '09 CBR 600 rr. I'm 21, own a car, never been ticketed or anything else in my car. Wondering if that affects my rates at all, or if 21 with a sportbike = brain splatter just registers on their screen.""

Eye and Health Insurance ( College Student)?

Just recently I was diagnosed with Uveitis in my left eye. I had previously been diagnosed with it and my left eye just flared up again this year. As a 21 year old College student I can barely make ends meet and well now my question is, what kind of Medical/Eye/RX insurance would you guys recommend. I'm not ensured and I still have to go trough treatment, see specialist, blood test, chest exams, etc. My visit to the specialist was already around $120 and $75 per eye drops. I wanted to get glasses but seem how this slapped me in the face I would rather pay for an insurance before I'm forced to drop out because I can't pay my tuition.I'm also very unfamiliar with Insurance policies and as much research as I have done I have found little to nothing. I'm really not on a good enough financial status to pay a 100+ a month Insurance as a college student. Hopefully someone has some tips or tricks or at least some recommendations. P.S. excuse the bad spelling the brightness of the computer hurts my eye a bit and its hard to see my errors.""

Does a ticket for not wearing a seatbelt increase auto insurance?

I am 18 years old. I have had my license for almost 2 years, and I have never gotten a ticket-until last Sunday. I was one of 4 people sitting across 3 rear seats in a car without our seat belts on. I live in CA and I have AAA insurance. Does anyone know how much this ticket is likely to cost and whether or not I will receive a point on my license? And most importantly if the rates will go up?""

Cheap dental insurance?

hello, im looking for cheap dental insurance and i live in florida, anyone know.............???""

Why do insurance companys treat workers in the motor trade differently to any other? ie higher quotes etc?

because i work in the motor trade im unable to have the part of my insurance that allows me to drive other vehicles (such as family members) that are already insured why is this?

How much did you pay for your motorhome tires?

i am curious about the cost of tires on the different types of motorhomes? i am also curious about the cost of insurance? routine maintenance? and whatever else may be important in the cost of ownership between a class A and a class C motorhome?

""Second speeding ticket in California, first one was more than 18 months ago?

I got my first speeding ticket about 2 years (24 months) ago. I paid the fine but didn't go to traffic school. I got my second one a few weeks ago. Will it add a point to my ...show more

Cheap car insurance companies?

What car insurance companies are cheap... and do they have a web site/phone number so I can get a quote

Do you have health insurance?

Do you have health insurance?

AAA car insurance question?

I've been with State Farm since the 1970's, but am a member of AAA. I was going to take my State Farm papers down to the AAA office and see if they could give me a better rate. My question is, does anyone have any experience with AAA car insurance? Good or bad, I'd like to hear about it.""

""What are the cheapest companies to insure me as a 2nd driver on a 1.2 punto (MALE, 19, UK)?

I'm a 19 year old male living in the UK in Birmingham! I passed around a 2 months ago! The cheapest quote I found was 1600 on a comparison site but it's too expensive! Is it worth getting a tracking device and alarm and stuff fitted? How else could I lower my insurance?? Could you recommend any other cars I could get instead of a punto? (no higher than insurance group 5 and no more than 3000) THANKS! =]

What cheap cars to buy insurance wise?

Looking to see what is a good car (within UK) to buy for a 1st time driver that just passed test. I was thinking corsa or Ka something 1.3 or lower, only requirement I have is the same reason for a car and give up motorcycles- need the car to be able to fit a baby seat comfortably in the back seat, any suggestions?""

Insurance for garage?

I rent a flat with garage where I store my sports equipment-kanoe,angling equipment,car roof box and bars,bikes,tools etc. Do you know any insurance company? Thank you.""

Is it OK to lie about being married to get a lower auto insurance rate?

My insurer gives me a much lower auto insurance quote if I say that I'm married. I could say that my imaginary partner doesn't even drive. Are there any consequences to listing myself as married? Can it come back to bite me?

Reading Pennsylvania Cheap car insurance quotes zip 19610

Reading Pennsylvania Cheap car insurance quotes zip 19610

Insurance and mental health treatment?

I work for the state of Texas and sign up for health select insurance will it cover MHMR treatment for depression?

How much would my insurance go up if I put a body kit on my car?

I have a 1.3 Ford Fiesta LX mk6 and it looks really bad. I want to put a Fiesta ST body kit on it (front bumper, side skirts and rear bumper). Im 17 and have only just passed my test and got the car. Im on my mums insurance as a second with directline driver and the insurance is 912 per year. Would it go up a lot if I were to do this? Thanks.""

Can the auto insurance company pay me directly and not pay body repair shop?

So about 3 weeks ago some guy backed into my car and it was his fault... His insurance company said take my car to a body shop repair and they will pay the repair shop only.. I wanna take my car to different shops and get few estimates and have the insurance company pay me.. I wanna decide weather to fix the car or keep the cash (maybe sell my car and get a better one)... It's my car and I have the title for it.. Why should the damn insurance company control what to do with own my car or control how the repair process goes!!! it's a 1995 nissan 240sx... Please tell me if I can make the insurance company to write me a check. thanks!

Will a written warning increase my insurance rates?

A couple of months ago I got pulled over doing a 37 in a 25. The cop was nie and let me go with a WRITTEN warning. Weeks later someone totaled my car while it was parked. I recently got a new car and the 1st payment was only $120 something and that was ear our estimated quote, but for the past 2 payments the price has been over $200 dollars and my mother is convinced that my insurance company saw the WRITTEN warning and thats why my rates went up. Is it true that this thing can happen? From my research and understanding insurance companies don't hardly ever do this and thats why is was a warning. The major reason I am concerned is I am interested in buying a Dodge SRT-4 sometime and insurance is very high especially for someone under 21 and 25, and I probably wouldn't be able to afford the insurance payment because they would be as high enough without the warning. We plan on calling EMC insurance after they open either today or tomorrow.""

Who is the best life insurance agent/broker in Southern California?

I am looking to buy life insurance for myself and my wife. Anyone know someone who does a great job on getting the best deal in San Diego county?

Sr22 insurance Texas?

I need an sr22 insurance for Texas, but a cheap one. Any tip?""

Which 5 R the best health insurance companies in India?

In terms of claim settlement ratio and efficient service

Does getting a ticket without losing points increases your insurance price ?

I just got a ticket for driving my car without having my drivers license with me. Altough it's better than 128$ and 2 points, its still 52$. The thing im wondering though is will my insurance company charge me more because of that even if I didnt lose points on my drivers license ? Thanks""

Who can I talk to about insurance?

I am trying to help my boyfriend find some affordable health and dental insurance....I have attempted finding it online and I am overwhelmed...Does anyone know if there is some kind ...show more

Information about health insurance please?

Im looking for a cheap but good health insurance. Please let me know what your recommendations are.

""Percentage wise, how much can car insurance go up after fender bender?""

I am currently with Esurance and I got into a fender bender where the insurance company paid out a little over 1,000 dollars. Around 1,400 dollars. I wish I knew it was going to be that cheap because I could've paid out of pocket but it's too late now. Lesson learned. Does anyone know around percentage wise how much my insurance premium will go up? I've never had an accident before this and I don't have any traffic violations or tickets. The insurance company says they can't tell me anything right now, but I'm looking to get another vehicle and I don't want a surprise come my next renewal. Thanks""

Is this good Health Insurance from my work?

I will be paying 182 dollars a month for medical vision and dental coverage. I will have a 50 dollar deductible, 30 dollar copays for primary care visits (50 for specialist) and 80/20 coverage. (They pay 80 percent of the visits and I pay 20 percent, plus the flat co pay. Im new to the whole insurance thing, I just left my parents coverage. Is this considered good? I just think its sorts a lot as I only make 2100 a month.""

The insurance valued my car for 1100 and for the repairs done estimated between 900-1000?

someone crash in my side of the car.will the insurance company pay for the repair it or give me a check for the value of my car. i want to know because it was last week and now since next monday my mot runs out. there are 3 things to need fixed to past the mot and i want to know if to waste the money to do it if it is going to be write off. i was told by my brother i could get paid from the insurance the value of teh car

Cost of insurance for a Motorcycle?

I'm in Montreal Quebec. I'm 18 and wondering how much the insurance will be? I heard since I'm under 25 they will make me pay $5000 a year for insurance. Is this true? If not what is your estimate?

How much money could i save on my car insurance by switching 2 geico?

How much money could i save on my car insurance by switching 2 geico?

Maternity health insurance question?

My son may be the father of a child, due next month. If paternity test proves him to be the dad, can her insurance go after his insurance to pay for the prenatal and delivery bills? This is in New York State""

17 cheap car insurance??

i live in the u.k im searching for car insurance for when i get my car does anyone no any car insurance companys that do cheap car insurance for my age or comparing sites. iv already tried compare the market and confussed.com links would be amazing thanks guys X

Looking for Affordable Health Insurance Rates?

I'm looking for a website that offers affordable health insurance rates.Please suggest me the best site

First car insurance help.?

Hi, I just bought my first car today. It was a Ford Ka 1997 1.3L. I am at college and have only 210 income per month. I don't know which would be the best type of insurance for me. I need to be insured for at the latest 24th April 09. Should I do monthly or annually. I did an annual insurance quote over the internet and the cheapest I got was with Endsleigh for 1500. What would be the best method of payment for me? Thanks very much for any help.""

Insurance policy?...?

My mum n dad are insured on a car and are going away next week for 2 weeks and said I can get insured on their car. But their insurance will not insure anyone under 25. I don't think you can have 2 insurance policies on one vehicle but not sure, so can you? How can I get round this? If I got a temp insurance the police would only give me a warning, yeah? Personal Information: 19 year old male with a 2 year driving license and 1 year NCB Pass Plus obtained""

How do I get cheaper car insurance?

I am trying to get my first car so I can drive my girlfriend and myself to work everyday. I am 19 and have had my license for about a year, I am going to get an older car a early 90s which I know lowers the insurance and live in new york and just getting the new york state bare minimum insurance. Even with that the quotes I am getting are around 200 dollars a month! About $2500 a year! About twice what I am paying for the car. Is there anyway I can save some money on this?""

I need to get health insurance. What is the best affordable insurance.?

I travel within the united states so i need to be covered where ever i go. I can only afford 60.00 a month.

Age Of 16 to fill up a car insurance quote?

why car insurance agent put 16 on car insurance quote even you got your license when you were 18...?

""I got a speeding ticket in Indiana, but I live in California?""

I plan on paying the ticket (Indiana court told me to send $138), but I want to know if I need to go to traffic school? If not, does a record go on my California license and my insurance would go up?""

Who is the best auto insurance agency?

Currently have USAA, but it seems that they just charge for the general population rather than going into more personal charges. Since they are not locally based in NV, they charge for all the other boneheads out here rather than my own driving record.""

Reading Pennsylvania Cheap car insurance quotes zip 19610

Reading Pennsylvania Cheap car insurance quotes zip 19610

Do i need insurance to get a title transferred into my name?

I just bought my first car, and i have never had insurance. i live in pennsylvania, so can i go the the title transfer place and get it done without insurance? ill get insurance the next day, but insurance companies will not accept me until the title is transferred?""

A few questions about SR-22 Insurance?

Alright, so I'm getting slightly annoyed of the DMV as I've visited them three times already an had literally no progress made in all those lame visits... Anyways, I only got insurance so I can drive, but my car has failed smog three times now so that wont be happening and I'm now paying non-owner SR-22 insurance. Here are a few questions I have about the SR-22 and any input would be much appreciated. 1) What are the exact consequences if I choose to cancell my non-owner SR-22 insurance? I acknowledge that I will have to restart the process all over again when I want to reactivate it, but will the price be raised even more and the time frame? 2) Who do I call to find out how long I have to have SR-22 insurance; DMV or Local Court? 3) When does the SR-22 officially get activated, when the judge orders it or when I first started paying for the insurance? (I'm asking this because the insurance company I'm with is saying I shouldn't cancel because it will restart; I got the DUI 2 years ago and acitvated the insurance about 2 mounts ago.) I'm planning on going to a 4 year college so I don't want to be paying not to drive...! *I live in California if that helps you answer the question.""

Is there any programs in Tennessee (US) to help single mothers with car insurance?

I know this isn't the right catagory (I posted it in the correct one also) but I usually get good, helpful answers here so please try to help me! I am a single mother and I do work, but it's only seasonal, as of right now (there is talk I might be hired on full time but the hours would be very slim for a while after the holidays...it's retail). I was attending college online and I paid 6 months of car insurance with my living allowance from my student loans...well..my (ex) partner lost her job and we had to move and I was going through too much stress with a newborn and moving and everything that I had to quit school...now in December my insurance is due again and I am not going to have the money. I just started working so I haven't made any money yet. Is there anything to help me pay car insurance? I am trying my best make a better life for my daughter and I, but it gets soo discouraging working but still stressing soo much over money. I am trying to take care of my student loan but I have to come up with like $1500 to pay at least half of what I owe before they will give me another loan to go back to school and get a degree and I do not have that kind of money and with little family support no one will loan me that much. Please help me I dont' know what my options are right now.""

Car crash insurance? Insurance?!?

Ok, I crashed my toyota corolla 1997 from the back, the guy didn't have insurance, a license, or papers!, the guy who crashed me had a ford escape or explore. anyways I made a claim thru my insurance (Mercury Insurance), they approved the claim and are offering me the money for my car ($3,000) but a $500 deductible, do I get to keep my crashed car or will I have to give my car to Mercury Insurance?! Thanks!""

Where to get car insurance quote?

Where to get car insurance quote?

How much does type of car vary the insurance rate?

I am 18 and am going to be licensed in about a month or so. I am thinking about buying a first car but I'm just wondering out of curiousity, how much would insuring a 2002 BMW cost more than let's say...a 2002-2004 Honda Civic? I'm looking at the civic but if they are in the same price range, I would rather buy the BMW. Yes, I know about the Honda gets 50 mpg and BMW will cost more to maintain, etc, etc but I'm just wondering, would BMW insurance cost a lot more for a old model?""

Average insurance price for a Speedfight 2 (16 year old male) ?

could anyone please tell me the average insurance price for a Peugeot Speedfight 2 red wrc 50cc moped 2006 ---- for 16 year old male, no modifications just 3rd party, locked up at night with the cheapest price?? any help/info is helpful -- thanks alot :)""

Cost of insurance for a Subaru WRX STi?

Hi all, I will soon buy a Subaru WRX STi for commuting from home to work, but I am a college student. How much will it cost for the car to be insured under my mother's name? (53 year old female, perfect driving record). Thanks! Xela""

Why the heck is insurance so high?

So I'm 17 trying to get insured on any car from a 1-1.2L DIESEL. I've tried practically everything and it's so expensive. I get quoted 15,000 for a MINI COOPER S and 12,000 for a corsa. The area I live in insurance is low. I passed in july and I really need a car. Any suggestions for cars or insurance?""

How does my driving record affect my parents insurance rates?

In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.

When can i refinance my car loan ??

i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""

""Obamcare, how is it enforced?""

So, the single mothers of 3 children. The one who's flipping burgers for 12,000 a year income, She's going to pay $100 a month for insurance, or she will be in violation of the law, right? When she doesn't pay the $100 a month, she's a criminal, right? We're going to fine her $2,000? If she doesn't pay the fine, we'll throw her in jail? Really? This is the plan? Does anybody else see how ridiculous this whole thing is???""

Is Circumcision covered by health insurance?

Hello i'm 17 years old and i live in Florida. And i'm probably going to get circumcised soon because i have phimosis. I'm wondering if health insurance covers it because i ...show more

Is this good fuel consumption & cheap insurance group?

I have found a car and the specs sa the following fuel consumption and I wanna know if it is good or not as im looking for something more economical. Fuel consumption (urban) 43.5 mpg Fuel consumption (extra urban) 65.7 mpg Fuel consumption (combined) 55.4 mpg Also it says the insurance group is 7, is this going to be quite cheap?""

Can your car be towed if you have no insurance?

Can your car be towed if you do not have insurance on your car? I was in an accident where the other car did not have insurance on the car that was not his. The police gave us a ticket, which it was our fault, I'm not denying that, but the police drove off not having the car towed . It kinda makes me wonder if the cop let them go with no ticket or anything.""

Need help with insurance!! getting ready to buy a car?

need some help with estimated insurance costs for a 16 year old with a 2002 pontiac firebird. i'll have farmers insurance and i will have the discounts for having a 3.0 gpa and another discount for taking their test. Please help estimations help

""Does your primary car insurance extend to rental cars?If so, does it really cover all expenses of an accident?""

Ever since I switched to Geico, I have verified with them that my car insurance policy extends to rental cars whenever I rent them out. Which is great, because it saves me money by waiving all the extra rental companies insurance surcharges per day. However, a recent alamo agent informed me even though i maybe saving money and my primary carrier extends to the rental car sometimes geico may not cover everything. Such as time of replacement. The time lost to the rental car company when geico works out the replacement of a total loss rental car. This maybe a hoax for me to buy alamo insurance, but I wanted to know from those experienced should I worry? Does primary insurances really extend to rental cars and do they cover everything i may encounter if I was in an accident? Would my credit card rental car accident insurance cover what my primary wouldnt cover? Curious...thanks""

How much is 21 century auto insurance?

How much is 21 century auto insurance?

Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.""

Is this what health insurance companies and Conservatives think about people with preexisting conditions?

USA Insurance for New Immigrants?

Hello!! I would like to inquire about medical insurance for new immigrants in the state of Florida. We have been here for 1 year now and who or what organization should we turn to? I have heard that a lot of them are expensive. I was told that we could get family insurance through employment -- but at the moment, my mom is the only one working with us, 3 dependents. So suggestion?""

How much is insurance for starting a cleaning service in California?

How much is insurance for starting a cleaning service in California?

HELP with car insurance for 17 year old?

I am trying to find cheap car insurance for a 17 year old :/ its proving hard and cheapest quote so far is 3500 with my mother as named driver. does anyone know any companys that specialise in young drivers insurance or ways to reduce it?

How much would insurance be for a 1998-2001 mitsubishi eclipse for me?

im 16 and i need a car i would like to get a mitsubishi eclipse like a 1998-2001 model but I dont know how much my insurance would be. like i said im 16 and my grade point average is about a 2.5-3.0 (i get D and C) so if any one know plz share with me, thanks!""

Reading Pennsylvania Cheap car insurance quotes zip 19610

Reading Pennsylvania Cheap car insurance quotes zip 19610

I was in an auto accident without insurance. What am I facing?

I was in a car accident yesterday. I live in California. I had no insurance at the time, although I was unaware that my girlfriend had not sent in my quarterly paryment and was actually driving without insurance for almost 3 months. The day after the accident I went in to the Highway Patrol's office and spoke to the officer who took the report and informed him I discovered I had no insurance. He didnt seem all that concerned and thanked me for going in. As for the accidnet itself, I belief I will be found at fault as I did not brake in time and rear end a small car who in turn hit the car infront of her. I was traveling at about 30 mph when I started to brake and I heard the firefighter at the seen tell the chp he thought it was 25-30 mph. If anyone could tell me what I am facing legally and finacially. I read online I will automatically have a one year driver's license suspension. Is this accurate and is this all? WIll I ge a ticked or fine? I would also like for someone to rule out jail time. The driver immediately infront of me had good damage to the back of her car and was taken to the hospital with minor injuries. Her daughter called me the day after the accident and told me she was at her house but wanted her car fixed soon because she wanted to return home in another state. I suggested she call her own insurance and let them know I was inot insured. THe other driver in front and her passenger were also taken to the hospital with minor injuries and their car had minor damage when I looked at it at the time of the accident. I have not heard from them. Financially can anyone tell me what I am facing? I understand I will be responsible, but I also understand that the other parties' insurances will have to cover their own drivers. If so will I simply be responsible for their deductable. I am more concerned with the legal aspects than the financial. I am an single father of three and need to be there for my kids. Thank you to whoever can help!""

Health Insurance Cost - Private option or School option?

For those of you who have experience about buying health insurance, what is the average annual cost? And usually, what is the minimum cost for basic health coverage, vision and dental coverage? (Particularly in the U.S.) Should I buy health insurance from a private company or from my university? Thanks a lot for your time.""

How do I get two speeding tickets from 2006 to not show on my record for insurance? ?

I have two tickets from 2006. One in March and one in Dec. I took DD for the one in December yet they both show on my record when I try to purchase insurance. My quote went from $304 to $1000 for six months. This was Geico which was a little ridiculous if you ask me. Anyway I can get them to now show on my record?

Motorcycle insurance for 16 year old male price in ontario?

im looking to buy a 2001 Harley-Davidson sportster 883 for my first bike what am i looking to pay for insurance

Insurance quotation question?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes?

Can I drive a classic car as a daily driver while it has collector car insurance?

I want to purchase a 1966 Chevrolet Impala and I found one in my area for a really good price. My mom's boyfriend knows how to work on older cars so repairs and labor costs wouldn't be an issue (unless it'd be something he can't do with his hands like taking the engine out or something) and I am a senior in high school and live about a mile from my school (I know it's not far, but walking through inclement weather or on slippery sidewalks is a hassle sometimes). Can I use a classic car as a daily driver while it has collector car insurance or would I have to insure it with regular car insurance?""

Where can I get the best car insurance rates?

I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?

Work Insurance for Teen?

My daughter will be voluteering at a Veteriray's surgery/office in the Summer holidays. She was told she'll need work insurance. We live in Ireland but do not have family insurance. Where can I get her this insurance for the time that she will be working/volunteering at the Vet's surgery/office/farm? I'd very much appreciate any leads please. Thank you.

Will my mom's car insurance go up because of my speeding ticket?

Ok...I was driving my mom's suburban truck...I was doing 45 in a 35. I am not on my mom's insurance but the ticket is in my name in my mom's truck. The ticket is 81.50...I only had my license for a year...my mom never had a ticket...ever...so her insurance is like cheap...she gas state farm...will her insurance go up? I don't want to tell her.

Does your license get suspended for not paying insurance?

Does your license get suspended for not paying insurance?

My car was considered a loss. how do insurance co. determine how much to pay for the car? 2001 toyota carolla

A four door CE model. No major problems some small scratches and dents.

Whats the Bmw M3 insurance like?

im a 16 year old female in Florida and im looking into getting a 2002-2003 Bmw m3 in august.I was wondering if anyone else has one and could tell me what the insurance would be like. haha

Life insurance?

has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo

Can i transfer moped insurance from one bike to another ?

ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""

""For each car you own, you need car insurance for each one, right? How much do they usually charge?""

I don't own a car, so I don't know.""

How much will insurance be for me per month for a used nissan 350z yr 2003-2004?(full coverage)?

I am 19yrs old and this will be my first car. My credit score is 662 and I work full time earning 9$ an hr for 2 yrs now. Will insurance be a lot for me? How much averagly? 200? 300? 400$? I need to know before I buy it from the dealer... thanks!

What's the cheapest car insurance for a young driver?

I know this is a common question but what is the cheapest car insuance for a you driver I'm only 20

Our daughter has just passed her driving test ( aged 21 ) does anybody know of any cheap insurance companies ?

We are willing to buy her a small car but the insurance quotes she's getting are idiotic.

Who knows a lot about car insurance?

So, here is my situation: I'm 17, I have my driver's license but I'm pretty sure I have to be 18 to get car insurance. I can afford a car but I can't get the insurance till I'm 18. In Maine, it's illegal to drive a car without insurance and I wouldn't anyway becuse it's retarded. My boyfriend is 19, he does not have his driver's license but he his over the age of 18...So, I was thinking could I buy a car and put it in his name then could he get insurance for me even though he doesn't have a driver's license?""

How do online insurance quotes know the cars I own?

How do online insurance quotes (via Progressive, State Farm, etc.) know what cars I own based only on my name, address, and birth date? What kind of database houses this information?""

Uninsured Motorcycle Driver Question?

Recently a friend of mine wanted to purchase a motorcycle that he found a super great deal on. Because his credit is very average he asked me to purchase the cycle and he would make me payments plus interest. I agreed and took out a loan for the bike. However a few weeks later he decided it would be ok to take the bike out for a spin UNINSURED. He had a run in with several trick or treaters and their parents. Since it was an unlit road, they were in the middle, and he was going under the speed limit. The cops ruled it not his fault. However now two insurance companies are coming after me to subrogate the liabilities. Since he was the driver but I am the owner. What are my rights? Can they still blame him? Am I liable?""

Should i go through the whole car insurance thing?

Hey guys, so someone rear ended me this morning and im debating whether or not to file the claim through the other person's insurance company since im pretty sure it would be his fault. But i'm debating whether or not i should even bother becuase the damage is very minimal ( theres only a small imprint of the rectangle from the guys license plate.) But i got in a car accident about 8 months ago which ended up being my fault. so since the damage is minimal to my bumper, i'm not sure its worth the hassle and the possibility of my rates going up, even though not my fault. should i just let it go? or file a claims through the other persons insurance, and if i do, do i have to call up my own insurance company as well? or by filing the claim through the other company, they'll take care of it? thanks for all the input.""

""Best insurance business (All State, Farmers or State Farm)?""

I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""

What cars are cheap to insure for 18 year old?

I've just passed my test and I'm trying to find cheaper insurance, I'm not bothered what car as long as it's not expensive. The black box isn't suitable for me please don't suggest that. The other thing is, what insurance company is good""

""Any good, affordable companies to get life and disability insurance from?""

Any good, affordable companies to get life and disability insurance from?""

Reading Pennsylvania Cheap car insurance quotes zip 19610

Reading Pennsylvania Cheap car insurance quotes zip 19610

https://www.linkedin.com/pulse/list-cheap-car-insurance-young-drivers-alan-patterson"

[justsomeantifas]

I'm an artist who wants to spread my Super Left (tm) values in a zine, but idk where to start. Do you have any suggestions as to how to get a small production team together? I can do online stuff too.

The great thing about zines is that you have a lot of options so let me try to break down how you can do this. 

What’s the Zine About?

Figure out what you’re going to focus on. You seem to know what you want to do on this front but think about what medium you’d like to see in your zine. Is it going to be a general leftist zine with whatever topics you/volunteers send in or are you going to do themes. Are you strictly asking for writing or can people send in poetry, art, comics, photography, etc.?

Maybe you want to do a whole zine dedicated to community work? Then you make a “call for submissions” and let everyone know the theme of your zine and what they can contribute by a certain deadline. Let them know what mediums you’re looking for and whatever other details you think people need to know. In my experience, the really specific zines can either work or not - some people really want to express themselves on certain topics while others might require you to do most of the work. 

Oh and don’t forget to name your zine! Maybe make a logo or have someone make one that you can put on your zine, the call for submissions posts, and maybe stickers, magnets, shirts, patches, buttons, etc. 

Finding Artists and Writers

As far as getting the word out, I’d suggest posting on your social media. Maybe even create a page for your zine alone and tag it so it gets seen. The main zine I work on has a twitter, tumblr, facebook, instagram, and it’s own website. The last or first page in your zine can have this information or other ways of contacting you (like email) if people want to send stuff in for future issues (if you plan on doing multiple). 

You’ll probably have to do a lot of work for the first zine or two unless you have friends that want to work on this with you or you have a big social media following. It’s okay if you don’t any submissions for a while, make this a personal project for now or you can even push deadlines dates back until you get enough submissions.

You can even ask writers and artists online if you can use some of their work that fits the theme of your zine but MAKE! SURE! TO! CREDIT! THEM!  

Zine Layout

Figure out what size your zine is going to be and how you’re going to lay it out. I see a lot of different ways people do this so you’re going to have to figure out what you’re best at here. Try looking up some templates, here’s a page that has Microsoft templates for zines from 4 pages to 40 and you can find more online just like it. It’s already laid out and numbered you just have to fill it in. This link shows how to make mini-zines with one sheet of paper, which is very easy. 

The zine community is very accessible to those who aren’t that great with this kind stuff (like me lol). But if you have an easier or more preferable way of doing it then go ahead because there’s no one way to make zines. 

Printing & Binding

Okay so printing is the hardest part, in my opinion. I personally don’t have a great printer and I’m totally jealous of people that don’t have issues with this part but let’s be real most people don’t have high end printers. So if you have a normal printer you totally can print your zines on it, I’d suggest black and white so you don’t waste a ton of money but that’s up to you and your budget. (And trust me, no zinester cares if it’s B&W.) If you have access to a high end printer that’s even better and it’ll be easy for you. 

If you don’t have either of these options you can easily just go to an Office Max-type place and print your pages out there. Find places that can do this in your area and compare prices because you might find some that are 10 cents a copy or 50 cents a copy and obviously you don’t want to spend a ton of money on this part. Also, look for deals on printing costs. And if you don’t have access to one of these places then you can upload the pages online and have it mailed to you. 

Binding is also something you need to consider. Some people just do mini-zines which don’t require binding at all, some staple the pages, some sew them, some just hold the zine together with a thin ribbon. Again, do whatever is easiest for you. Most of these are pretty easy but sewing requires a bit of work, if you’d like to see how that’s done then here’s a guide. 

Selling Your Zine

Okay hard part is done, now you want to sell your zine? First, figure out the cost. I’m just telling you now, you’re probably not going to make an enormous amount of money doing this but you’ll probably be able to make enough to keep the zine going if those are your plans. Or you can hand them out for free and just ask for donations. Whatever you want. 

Look for zine events in your area, or events that you think would benefit from you tabling there (not necessarily zine related). Most big cities will have a zine fest every year and I’d definitely suggest signing up. If you’re far from one then I’d still suggest talking to the organizers because they might be able to get you there. (For example, the zine fest in my town puts funds aside when their fundraising to fly people out or house them.) You can put them in your local coffee shop for free, if you’d like. I’d also suggest looking for a zine distro in your area to try to sell them there. Some libraries will also hold zines from around the country and you can send them there (the San Diego Central Library is one and they accept them from all over).

(If you do end up making your zine please contact me again and I can give you the address to my local zine distro that I help out with. They will sell your zines or you can donate one or two to the distro’s zine library. If you talk to the owner you can also let them know if you’d like all the money made to go to you or if you’d like to split it to support the shop. Anyone else interested can also message me.) 

E-Zines

Okay so if you’re able to there is also the option to make your zine readable online. You can do this along with your printed zine or just do it completely online. You can make this as a website or in PDF form and again, you can decide how you want this to go. The PDF can be free or you can charge x-amount and then send it through email. I’m not very good at this but if you know how to do all the stuff that this type of zine needs then go for it.

Okay I think that’s it. Hope this helped. 

[maiathebee]

Reminder that being a fan of an artist doesn’t require you to participate in blind pre-orders (!!!!!!!) or even buy every single one of their albums (!!!!!!)

It feels a little like this gets worse with every comeback (deep sigh), in part because each new album’s release process becomes more complex.  Blind pre-orders exist for actual, concrete reasons, including:

to add to fan excitement by providing interest and mystery to an upcoming product - they are a fun form of advertising, essentially.

to help a production company to estimate interest in a product; (1) this helps provide insight into how much money should be spent printing it (I doubt, for instance, that final decisions on materials, typesetting, even color or photos had been made when pre-orders were opened), (2) this changes how many orders external companies should place initially (the production company will show early pre-order numbers to external companies as an advertising tool)

to subtly try to convince die-hard fans to spend more money by either purchasing a full set or more than on CD in the pre-order in order to gamble on getting the photocards/photobooks they want, or by pre-ordering a single album initially and then getting another later if they didn’t luck out with what they wanted.

The purpose of blind pre-orders (and pre-orders generally) is not:

To provide the final numbers for how many albums are ordered or purchased.  If, for instance, pre-order numbers are incredibly high and provide a false estimate for how many albums will eventually sell, production companies and music stores can lose a lot of money.  That is why albums are printed in more than one printing, trying to meet demand as closely as possible rather than greatly exceeding it. An album being sold out is great press.  A grossly undersold album is a nightmare.  If albums sell out, they will print more. Basically; if you don’t order in the pre-order and wait until later, you don’t actually hurt a group’s sales.

for some ‘fans’ to poison fan culture by pressuring others into spending their hard-earned time and money in a way that makes them uncomfortable or unhappy.  

Ultimately, blind pre-orders are a capitalist strategy to sell more albums.  They are a money-making scheme. And that’s fine -- Kpop is an industry in which the primary industry interest is $$$. Besides, it can actually be cool and fulfilling to support your faves monetarily.  You can also gain personal solace from having pretty and precious material objects.  I am not gonna knock that!  We all find comfort and meaning in different stuff.

But if you are honestly (honestly!!!) trying to pressure other fans (who do not want to pre-order or even buy an album) into making personal sacrifices and spending their money to support a celebrity (who in this case can outfit themselves in HEAD TO TOE GUCCI) because for some reason it is a fan’s “duty,” y’all are gonna need to re-examine your values. And if you think bangtan would want you to do that.....................  idk.  We aren’t stanning the same group.

[bwicblog]

RS: | Is Anyone Here not Enthralled by the Battle Talk | ? |

ID: yo.

RS: | Because | Heavens | I know I'm Not |

RS: | How Did That Even Start | ? | =:1 |

ID: i hit things until they stop moving, don't need to talk about it. =:I

ID: nerds. that's how.

VA: I Think iT sTemmed frŏm Talk abŏuT The upcŏming fair

RS: | Yes | Haha | That's about All You Need to Do | Isn't It | ? | RS: | Or Hit Them Hard Enough You can Abscond |

ID: i mean. i always hit them until they stop moving but absconding works for you so rock it.

ID: don't need to read about armies to figure out how to cull a troll. =:/

VA: Survival is The mŏsT impŏrTanT parT anyway

RS: | Haha | Well | I don't Always Abscond | RS: | Just | Mostly | It's a Little Pointless to Actually Fight People |

RS: | Never Mind | Cull Them |

ID: hey you take that back. =:P

RS: | Haha | Me | or VA | ? |

RS: | Survival is Important | ! | =:B |

ID: well i meant you but i guess i can fight survival too.

VA: I dunnŏ, survival is preTTy alrighT

LL: That's what I keep SAYING, tbh! LL: Like, everyone's on about fighting with STICKS and I don't GET why you don't just go and pick up a GUN.

VA: WaiT why are yŏu here

VA: Yŏu're Teal

LL: Insider secrets??

ID: fucking hell we're under attack.

LL: Also I'm moirails with ID.

ID: ...other id.

LL: The REAL one, not the dude that won't fight with a gun.

VA: ŏh, ThaT's beTTer Than The answer I was expecTing

ID: i have psi, i am the gun!

LL: IDK, I was just CURIOUS.

LL: Oh, shit.

LL: See, that actually makes SENSE!

VA: I dŏ jusT fine wiThŏuT ŏne

LL: Yeah, I was just CURIOUS about why there's a LOWBLOOD channel. LL: I can only see it like HALF the time anyways, I think the OTHER mod keeps kicking me.

LL: Yeah, but, like do you FIGHT people with guns?

LL: Bc if so: BADASS, tbh.

RS: | I have Contemplated Firearms on Occasion |

VA: I mean, I have

RS: | They're very Efficient |

LL: ^^^^

RS: | | Also | Dramatic | Haha |

ID: i fight everyone.

ID: but when you're reaching for your gun you're fucked!

RS: | You can Do All Sorts of Tricks with Them | ! | More Glamorously than With Psi | Hadean | =:P |

VA: BuT I have mŏre use fŏr a differenT kind ŏf weapŏn

ID: i can do anything with my psi that you can do with a gun. =:P

LL: How's that different from reaching for a SWORD?

RS: | Well | Yes | RS: | But When You are Using Your Psionics | There's Always a Bit of a Pause | Isn't It | ? |

ID: depends?

RS: | Can You Spin It Sixty Times in a Minute | ? |

ID: ...depends?

RS: | Er | That is to Say | You Said You can Copy Any Trick with a Gun | With Your Psionics | RS: | And I Sincerely Doubt You can Spin Your Psionics | =:P |

ID: jokes on you. =:P

LL: Psi's pretty COOL, tbh. My ID's got some sick pink psionics going on, they look pretty EPIC. LL: But I'm pretty sure I could get any psion with a BULLET in the PAN before they could crush me with their SPONGES or whatever it is they do.

LL: And, LOL

LL: RS has a POINT!

ID: is that id just. the telekinetic kind? stock psi model?

LL: Are there different KINDS?

VA: LŏTs

ID: ahahah.

LL: Oh, shit. I thought it was just, like LL: COLORS

ID: you innocent teal child.

ID: fuck no!

ID: i can't lift shit with my mind!

VA: I knŏw a guy whŏ can breaThe fire

LL: I mean, I know CERULEANS got weird shit, and CLOWNS have emotion stuff.

RS: | Your ID has pink psionics | ? |

LL: Whaaaat

TC: Fuck clow~s

LL: And I GUESS, RS. They're not, like, PINK pink.

LL: More like magenta?

LL: Does that MEAN something??

VA: Dŏes iT?

ID: fuck if i know. mine are usually just plain ol dark maroon.

RS: | Hahaha | It Means He has a Great Deal of Misfortune | in Both His Naming | and His Colours | =:B |

LL: What's THAT mean?

RS: | The Colours don't Mean Anything | RS: | Mine are White | ! |

LL: Why's that mean he's UNLUCKY, though?

VA: Iunnŏ, because magenTa is a high-visibiliTy cŏlŏr?

LL: Huh! LL: That's TRUE.

LL: ... He, like, works in an OFFICE, though. LL: I'm p sure it doesn't really MATTER.

RS: | Oh | RS: | I knew a Troll | named ID | with Similar Coloured Psionics | RS: | And | He's Dead | That's All | ! | RS: | It's an Unfortunate Coincidence | =:B |

RS: | That's All |

LL: Oh, SHIT.

LL: Man, that's bad VIBES.

RS: | Isn't It | ? | RS: | Yours Sounds More Reputable | Though | ! | Offices are Nice | RS: | Hardly any Culling There |

LL: Besides, ID's just his HANDLE, not his NAME.

TC: Awkward

ID: boringgg.

VA: ThaT is an unfŏrTunaTe cŏincidence

LL: Dude, fake ID, if YOU had pink psi you'd be freaking, don't even FRONT.

ID: offices btw, not culling of friends.

LL: Oh, mb.

RS: | Hahaha | Not a Friend | Thankfully | RS: | And | Yes | But | On Less Superstitious Topics | RS: | | VA |

RS: | and | TC |

TC: What

RS: | What Colour are Your Psionics | ? |

RS: | Since ID and I | have Already Shared | ! |

ID: va is a flatscan.

TC: They do~'t have a color.

VA: I dŏn'T have any

RS: | We are Educating LL | So | RS: | | Oh |

TC: ! just touch th!~gs

RS: | I'm Sorry to Hear That | ! |

TC: A~d the~ they just - do the th!~g

RS: | Oh | The Thing | ? |

ID: ps pheres most flatscans don't like to be told i'm sorry about them being flatscans.

VA: Eh, iT happens

VA: IT wŏulda made wŏrk easier, buT I wasn'T sŏ lucky

LL: Dude, I don't have psi, and it's no big DEAL.

RS: | Oh | ! | Well | Ah |

LL: Besides, don't you, like WRECK with WEAPONS like you were on about?

RS: | I Apologise | VA | RS: | Even if You Don't Mind |

ID: ahahah you're teal.

LL: I still think my guns're LOADS better.

ID: of course it's not a fucking big deal.

TC: ! speed the decay t!me of objects, RS

VA: IT's differenT fŏr lŏwblŏŏds T'nŏT have psii

ID: eww tc.

LL: How's it DIFFERENT?

RS: | If It Helps | My Psionics are Hardly Worth Having | Haha | RS: | They're Barely There | Really | ! | I Spark a Little More than LL | Maybe | =:) |

TC: Shut up !D

ID: man when did it turn in to psionic share hour.

ID: because it is ll. you have value in society other than being a psi.

VA: Because sŏ many ŏf us Dŏ have psii, ThaT Thŏse whŏ dŏn'T are kinda unusual

RS: | When You Failed to Give a More Engaging Topic | RS: | Than the Murder Hour Happening in the Main Lobby |

LL: IDK, I think it's pretty COOL. LL: I didn't even know you could DO shit like mess with TIME.

RS: | =:P |

LL: That's HELLA trippy.

AC: .u. it happens

AC: some psiionics are very strange

LL: Oh, shit, it's the sorry guy.

LL: Hey, what's UP?

RS: | ? | ? | ? |

ID: okay, better subject than psi!

ID: is every loser here going to the fair?

VA: Aye

ID: no nerd history talk allowed in your answer.

AC: Ø .u. the nice weather, there are some very pretty clouds overhead. Ø

LL: NAH, but only to the LOSER part.

TC: !'m go!~g to k!ck AH's ass

AC: Ø I keep trying to find lusus shapes in them Ø

LL: Is EVERYONE gonna go fight?

TC: Yes

VA: I'm gŏnna sell weapŏns and armŏr

LL: And shit, u rite, AC

LL: u rite

ID: wait which one is ah.

AC: Ø I'm going with Pheres Ø

TC: The blue o~e

AC: Ø To help him sell stuff! Ø

ID: oh gliese.

LL: Oh, the one that's got a halberd up her WASTECHUTE.

ID: don't fight gliese gliese is my cheerleader.

LL: Dude, TOTALLY fight her.

ID: i need her waving pompoms for me and shit.

VA: FighT her

ID: ye olde medieval cheerleader.

LL: What if I wave the pompoms?

AC: Ø .n. gosh, everyone always mentions Gliese but I've never met her Ø

TC: !'m go!~g to punch them !~ the gut t!l they vom!t l!ke RR d!d earl!er

AC: Ø maybe that's a good thing though? Most people don't seem to like her. Ø

ID: you don't even know the routine ll.

LL: I can make a BETTER one, DUH.

RS: | Haha | AC | Be Glad |

ID: tc no fighting gliese.

RS: | Was She Dreadful to You | LL | ? |

LL: And idk, AC, I kinda LIKED her until she started being SHITTY for, like, NO REASON!

TC: Shut up !D

AC: Ø Oh, that's too bad .n. Ø

AC: Ø I hope she wasn't too awful Ø

LL: Like I ASKED what her issue was and she wouldn't even SAY.

AC: Ø .n. Ø

ID: seriously. no fighting gliese.

VA: She's jusT anŏTher blueblŏŏd

LL: It's, like, if you're gonna be WEIRD, at least OWN it.

RS: | Oh | That's Unfortunate | I'm Sorry |

TC: St!ll go!~g to f!ght her

RS: | | Hadean | Ah | Are You especially Fond of Her | ? | RS: | I wasn't Aware |

LL: It's NBD but I'm TOTALLY cheering for TC.

ID: i said no fighting gliese. got a problem with it, take it up with me at the fair. and i will dissuade you.

AC: Ø .n. Ø

ID: she fed me.

AC: Ø Um Ø

ID: that buys my loyalty for like. a perigee.

LL: Dude, I will buy you a food TRUCK.

TC: !'ll f!ght you too

VA: Have sŏme mŏre pride

AC: Ø Who's everyone friendly with though? Ø

ID: come at me tc. make sure you can't rot shit ever again.

RS: | Heavens | Am I Expected to Feed You at the Fair | ? | RS: | Because | If So | RS: | I suppose You should Tell Me Your Coffee Preferences |

VA: I dŏn'T mind mŏsT ŏf Th'lŏwblŏŏds I've meT

AC: Ø .u. Pheres makes good coffee Ø

LL: I'm friendly with YOU, I think. >:D And ID, obvi. My ID, I mean. LL: IDK. LL: I guess I'm here to make FRIENDS.

ID: i don't drink coffee.

RS: | Why Not | ? |

ID: does nothing for me.

TC: Fuck!~g come at me

LL: Mine all up and SPLIT or DIED, so I don't, like, KNOW anyone anymore.

AC: Ø .n. that's really sad Ø

RS: | Oh | That's Unfortunate |

ID: i'm telling you to come at me tc.

AC: Ø I really hope you make lots of new friends!! You seem really energetic and fun. Ø

ID: you wanna fight gliese, you fight me first.

RS: | Come to the Fair | and Visit with Maidel and I | RS: | And Hadean | RS: | I am Sure We Can Direct You towards People You are Suited For |

TC: K

RS: | Assuming Hadean is Not Busy Fighting | the Entirety of the Fair |

LL: THANKS, I think!

ID: glad we got that settled!

AC: Ø Yes! Come visit our booth. ^w^ Ø

RS: | Aren't You Saving Yourself for Emerel's Fight | Hadean | ? | Haha |

LL: And HELL yeah. I'll bring you a SWORD and shit, even. LL: Since you all are into that shit.

MN: ;)

AC: Ø .n. you think? I really meant to be nice. Ø

TC: !'ll take a sword

RS: | Oh | ! | Yes | Please Do |

ID: i mean like i need my all to fight punching bag.

RS: | Come Buy a Sword | TC | I sell Hundreds | =:B |

LL: Dude, I only got ONE sword, sorry.

MN: you should dEfinitEly buy a sword from .PHERES.

RS: | | Not Hundreds | I think I Only Have Thirty on Hand Right Now | Actually |

ID: got plenty in reserves to fight tc!

VA: I'll meeT y'all fŏr a drink if y'wanT

LL: 31, now!

ID: and ll if she really wants to fight gliese.

VA: RS are yŏu a blacksmiTh?

LL: Hell no, I ain't fighting anyone unless they take a swing FIRST.

LL: Then I shoot 'em in the HEAD.

RS: | Haha | No | I am Not | ! | RS: | I am |

RS:

MN: whoa whoa whos fighting .GLIESE.

RS: | Um |

ID: great. noted ll.

TC: !'m mak!~g a 'Let's f!ght AH' Group, who wa~ts !~

ID: no one is fighting gliese.

ID: unless they fight me first.

MN: sorry but .I.m obligatEd to bE on .GLIESES. sidE for this onE so

TC: !'ll host the meet!~gs to pla~ !t

RS: | Emerel |

RS: | Really | ? | Haha |

MN: wEll who ElsE will watch star wars with .ME.

ID: yeah he and gliese are star wars nerd buddies too.

AC: Ø .u. those are fun movies Ø

AC: Ø I prefer the books though Ø

AC: Ø So much extra cool stuff! Ø

MN: .I. dont haVE timE for thE books usually

AC: Ø That's fair! I mean, some of them aren't very well written. .u. Ø

LL: What's STAR WARS?

AC: Ø Oh! It's about trolls rebelling against a fake, usurping Empire. .u. Ø

AC: Ø And restoring peace to the rightful one. Ø

RS: | Haha | Well | I Suppose I can't Object to Movies |

LL: Is it, like, all POLITICAL, or is it the COOL kinda rebellion?

AC: Ø It's kind of cheesy, but it's fun Ø

MN: rEally though MN: whosE thE rEal monstEr hErE whEn you brEak it down

RS: | Star Wars is a Film with Fantastic Fashion |

AC: Ø It's super cool! They blow stuff up and there's aliens and it's fun. Ø

RS: | That is What It Is |

MN: hEy .PHERES. wanna cosplay as stormtroopErs

AC: Ø And some of them have really cool weapons and psiionics! Ø

MN: complEtE with aiming skills

LL: I'm there for the blowing up and the ALIENS

LL: FASHION'S alright, I GUESS, but that's, like, not MY thing.

AC: Ø There's lots of aliens. .u. I'm kind of surprised the Empire let a film be made with so many alien characters! Ø

AC: Ø But I'm glad they did, a lot of the aliens are really weird and interesting looking. Ø

ID: i mean i wear a t-shirt and jeans every day of my life so. what's fashion.

RS: | Unfortunately | I am Matching with Maidel | =:( |

MN: it was a timE pEriod whEn wE wErE still ExpErimEnting with moViE ElEmEnts

RS: | But You are Free to Join Us | ! |

ID: except when i'm pheres' booth babe, then i'm wearing. white?

MN: .I.m not wEaring thE dElivEry uniform

RS: | | And | Ah | Hadean | RS: | Don't Forget | I am Dressing You as Well | So | That will Give You Practically a Written Definition of It | ! |

RS: | It Being Fashion |

RS: | Not White |

RS: | | I could Put You in White | Though |

LL: Are you watching at the FAIRE?

ID: i'm fine with not white. =:I

MN: .I. stand by my statEmEnt that whitE sucks

AC: Ø .n. but Pheres looks nice in white Ø

RS: | Hmm | How Pale are You | ? |

LL: White's good if it's the kind that GLOWS at a RAVE.

VA: WhiTe is beTTer fŏr hŏT climaTes

ID: i got plenty of tats. are tattoos fashion.

MN: oh .I. didnt say hE doEsnt look nicE in whitE bEcausE hE doEs

MN: its just a shitty color

LL: Tats are DEF fashion

AC: Ø .u. oh okay - pfff Ø

RS: | White is a Perfectly Good Colour | Emerel | RS: | The Best Colour | Really |

AC: Ø Emerel you're goofy Ø

MN: no it isnt stop that

RS: | But | Thank You for the Compliment | Both of You | =:P |

ID: well pheres i'm partially tattooed.

LL: I'm like 70% sure it's not actually a REAL COLOR.

MN: hE startEd it maidEl MN: with his whitE shirts

ID: so i'm partially always pale.

LL: Like BLACK and WHITE aren't colors, right?

MN: that stick out in thE dark

AC: Ø I guess he did, that's true u.u Ø

RS: | Marvelous | I will Have to Find Something to Show Those Off | Then |

ID: i mean i have them on my chest and back and arms.

AC: Ø Pheres, you started it all, I guess Emerel has a point there. How dare you wear nice shirts. Ø

VA: WaiT, dŏ yŏu have whiTe TaTTŏŏs ID?

MN: wEll that sEttlEs it MN: hadEan is going into this shirtlEss now

ID: well they're not stark white.

RS: | Heavens | ! | RS: | Well | Emerel | Am I at Least Allowed to Wear Terrible Shirts | or | Do I have to Eschew all Shirts | to Meet Your Standards | ? | =:) |

VA: ThaT's a cŏŏl idea. ShiT my nexT ŏne may have Tŏ be whiTe nŏw

MN: wEEEEEll

MN: .I. could answEr that but wErE in public ;)

LL: I think we're making it WEIRD again.

RS: | Hahaha | Not at All | RS: | Why would You Think That | ? |

ID: warning whtie fades like a motherfuck.

ID: you need to get them redone a lot.

RS: | Oh | Hm |

LL: Because MN totally just was like "Bluh bluh my answer is NSFW, bluh," dude.

RS: | Maybe You would be Well-Suited to Gray | Then | ! |

RS: | | I Mean | RS: | You could Interpret It That Way | RS: | If You are Weird |

AC: Ø .u. I like the shirt Pheres had designed for my uniform Ø

VA: I dŏn'T mind

AC: Ø It's very nice Ø

RS: | But I am Not | RS: | And Subsequently Did Not |

AC: Ø I like the red Ø

LL: There was a WINKY FACE!

RS: | Perhaps He Has Something In His Eye |

MN: ;)))

LL: Oh my god, I hate ALL OF YOU. D:

ID: i know a good guy va. if you can stand fish.

AC: Ø .n. I tried, LL Ø

ID: and him wanting you to smoke questionable herbs with him.

MN: wEll you arE thE onE in .OUR. chat so

LL: AC is my bro and the rest of you SUCK.

AC: Ø nooo, they don't suck Ø

MN: nobodys making you stay ll

AC: Ø they just um Ø

VA: I can fŏr The sake ŏf a gŏŏd TaTTŏŏ VA: My currenT guy is greaT, buT he's Teal

AC: Ø are affectionate Ø

AC: Ø they're very nice .u. Ø

RS: | Oh | Don't Run Them Off | Emerel | RS: | I Like Them | They are Endearing |

LL: And hell no, I'm not going to the chat with AH. LL: She wants my BLOOD.

ID: my guy is great, but he does uh. the thing where they do all the pokes with a hand needle. not a gun.

ID: so it takes for fucking ever.

AC: Ø ...I think she said she left? Looking at her last message. Ø

RS: | My Apologies for Causing You Discomfort | LL | ! |

VA: My arm was dŏne ThaT way

VA: Yeah, Takes a lifeTime and a half

RS: | We will Contain Our Japery | in Light of That | =:B |

LL: I mean. LL: There's nobody in that chat ANYWAYS, and I'm trying to hang out with PEOPLE.

MN: .I.m not MN: just pointing out that thEyrE not actually supposEd to bE in this chat tEchnically MN: so if wErE wEirding thEm out thats thEir fault not ours

AC: Ø beep boop I am secretly a robot. .u. Ø

AC: Ø boop boop whirr Ø

ID: looks good as fuck though!

LL: :\

ID: and i find it helps keep them looking nice longer. could just be my opinion though.

VA: Yeah, my arm was dŏne by an ŏrangeblŏŏd guy in a remŏTe area

MN: maidEl why are you a robot

AC: Ø .n. but I like LL, Emerel Ø

VA: Super greaT guy, I hŏpe he's sTill alive

AC: Ø oh I was just um Ø

LL: I USED to have a tat, but I had to get it get RID of.

AC: Ø I was making a joke, LL said they wanted to talk to people Ø

LL: Omfg

MN: thEn MN: likE ll MN: .I. wasnt tElling you not to maidEl

AC: Ø so I was being not a person a.k.a a robot Ø

RS: | Well | I Mean | They're Teal | RS: | I think They are Technically Allowed to Be Wherever They Want | ? |

ID: well that sucks ll. why?

LL: I TOTALLY didn't get that. LL: RIP, AC can't be my bro anymore. D:<

AC: Ø oh, I just - hahah .u. Ø

LL: JK, dude, don't even FLIP.

AC: Ø discriminatiooon Ø

AC: Ø no, I know you're joking .u. Ø

LL: And damn STRAIGHT I can be where I want! LL: Mostly cos I've got INSIDER CONNECTIONS, though.

ID: and it sucks when an artist dies on you va.

RS: | Robots Deserve the Disease of Friendship | Too | LL | =:B |

LL: And I had to get rid of the tat cos it's a huge, like, ID thing.

AC: Ø I know I'm bad at jokes sometimes but I got that one .u. Ø

LL: My line of work gets you on people's SHITLIST, you dig?

VA: ŏhh I see

ID: hahah. did you get your horns shaved down too?

LL: Yeah!

VA: ThaT's ŏdd fŏr a highblŏŏd

AC: Ø .n. did it hurt? Ø

ID: smart if you want to not be recognized.

VA: ŏr waiT, is iT nŏT ŏdd where yŏu live?

LL: Like a grubfucker!

AC: Ø whoa Ø

VA: Really?????

LL: And it's not THAT odd. I'm not the ONLY one I know, leastways!

AC: Ø you must be really tough! Ø

LL: HELL yeah! >:D

VA: Are yŏu dŏing iT righT?

ID: like. horns and sign and bloodcolor are your biggest identifiers!

LL: I mean, YEAH, but, dude, I had a LOTTA horn to knock off.

AC: Ø dang Ø

ID: so if you want to be sneaky you gotta get that shit taken care of.

VA: My rail shaves his and dŏesn'T geT pain VA: Unless iT jusT sTŏps hurTing afTer a while

LL: ^^^^^

LL: It don't hurt to, like shave 'em down a BIT on the regular, nowanights!

ID: i wonder what would happen if i shaved my floating horn.

ID: huh.

VA: His are like. Two, Three inches Tall

LL: First time when you're chopping off like a whole HEAD'S worth's a different STORY.

VA: AfTer shaving

RS: | Oh | It Hurts like Mad | the First Time You Cut Them Off |

RS: | But | It gets Easier After That | ! |

LL: Also, dude, WTF @ floating horn???

VA: I had nŏ clue. I knŏw iT hurTs like hell Tŏ break a hŏrn

ID: what you don't have a floating horn.

LL: Yeah, see, RS gets it!

LL: No, I got a floating MIDDLE FINGER for that HOOFBEASTSHIT.

AC: Ø I'm glad mine aren't too big. .u. Ø

RS: | Hahaha |

ID: i mean others can back up my floating horn claim.

AC: Ø it's true .u. Ø

RS: | He Does Have One | RS: | It is a Psionic Thing |

ID: all the coolest kids have one.

AC: Ø yup Ø

RS: | And | Be Glad | Maidel | ! | It is a Pain | Unfortunately |

LL: What happens when you're ASLEEP?

AC: Ø Big horns look really impressive but I can believe that. Ø

ID: yeah it keeps going.

LL: Or if someone, like, HITS it?

MN: at lEast your horns look grEat .PHERES.

LL: Like with a BAT or something.

ID: man i don't let people hit my horns.

LL: But what if they DID?

VA: Caring fŏr big hŏrns is hard Thŏugh

ID: i don't fucking know.

LL: It's never EVER happened?

RS: | They Do | But the Neck Pain is Awful | And | You can Never Lie on Your Back| For Starters | =:C |

RS: | And | Oh | Thank You | Em | ❤ |

AC: Ø .N. oh jeez Ø

VA: I shŏuld shave mine acTually...If They grŏw mŏre I wŏn'T be able Tŏ reach The Tŏps

ID: it's kinda a hard target. to hit my middle horn and not hit the main pair.

VA: CŏmfŏrTably

AC: Ø that's awful, Pheres Ø

RS: | Shave Them | VA | Before You have to Cut Them Instead | RS: | And | Haha | That's Why I Keep Mine so Short Now |

ID: wait you're supposed to be able to reach the tips of your horns. missed that memo.

VA: IT's easier fŏr me Tŏ care fŏr Them if I can

RS: | How do You Keep Them Polished | Hadean | RS: | If They are Too Long | ? |

VA: LasT Time my hŏrns were Tŏŏ Tall ŏne gŏT snapped ŏff

ID: polish.

ID: do i look like i have time and money for that.

MN: EVEr triEd making a homEmadE brEw

MN: its not that hard

RS: | | Brew | ? |

RS: | Are You Making Beer Now | ? |

VA: ŏh, hŏw dŏ yŏu make a hŏmemade pŏlish

LL: HELL yeah!

LL: Oh, shit, wait, actual POLISH.

LL: Nm, I've only done SUNSHINE.

ID: i don't bother. my horns stay alright?

VA: Sunshine is greaT Tŏ keep hidden away fŏr a bad nighT

RS: | Oh | You should Get Them Properly Polished at the Fair | ! |

MN: no .I. mEant polish

RS: | They'll Look Lovely | Especially Given Your Length |

ID: i dunno. maybe if i have time to kill.

ID: i don't let trolls touch the headgear too much.

ID: since that's just asking for some middle horn fondling.

LL: Omfg

LL: Dude, he's got a POINT.

LL: I bet someone would just, like, try and MOVE it just to see if it GOES.

RS: | Haha | Oh My | RS: | Heavne Forbid They Touch | Your Mysterious Middle Horn |

MN: gEEz go do your own fondling hadEan

ID: it's the source of my power- stop making it weird.

MN: stop asking the horn polishErs to do it for you

AC: Ø I've never gotten my horns polished before. .u. Ø

RS: | Oh | Really | ? |

MN: .I. haVE no idEa what yourE talking about~

AC: Ø Does it really make them look prettier? Ø

LL: Is it ACTUALLY?

RS: | I'll Do Your Horns | at the Fair | Then |

RS: | It Does | ! | I always Keep Mine Polished | RS: | | Oh | And I'll Sand Them | Too | If You'd Like | ? |

ID: what, no it's not actually my power source.

AC: Ø Oh, that's really nice of you Pheres! Are you sure? .u. Oh, um, if you know best! Gosh, I'm just used to the regular scrubbing and bed checks. Ø

AC: Ø I used to think only highbloods sanded and polished them, hah. Ø

AC: Ø Silly, I know. Ø

RS: | | Or | Well | Hm | RS: | We could Actually Gloss Them | That would Look Nicer | I Think | Given the Angle |

ID: do i get horn service too pheres.

AC: Ø ooh, okay Ø

ID: doesn't your booth babe need to look pretty.

RS: | Haha | Well |

MN: damn .PHERES. bEttEr chargE Extra for that

MN: sorry .I.m going to bEat up your booth babE

ID: attempt to beat me up. ftfy.

MN: will beat you up MN: ftfy

RS: | | I suppose | You will get the Full Horn Service | Hadean | RS: | Heaven Forbid | that You don't Look At Your Best | For Your Fight |

ID: great~ thanks. =:)

RS: | | Do I Get to Do the Middle Horn | Too | ? |

ID: i mean i guess that depends if you can handle some weird sensations.

ID: that sounds wrong-er than it actually is.

RS: | Heavens |

RS: | Hahaha | It only Sounds Wrong | If We do not Pointedly Ignore All Possibility that It Could Be Wrong | =:B |

RS: | Do You Spark if People Touch It | ? |

AC: Ø these aren't the wrongs you're looking for. .u. Ø

AA: yrn wrnongs arne in anothern castle. >:} RS: | Yes | Thank You | Sipa | =:B |

ID: it's kinda like a mild constant shock. hi sip.

AA: sup.

AC: Ø Your wrongs have not been rezzed .u. Ø

ID: fair talk. letting rs get all up on my headgear.

AA: lmfao, wow, phrnasing. AA: arne you gonna let him put beads on yrn horns, tho?? AA: b/c he totally used to do that. >:}

ID: what.

ID: no beads allowed my horns are weird enough. =:I

RS: | He doesn't Have the Grooves for Them | There'd be Nowhere to Hook Them | RS: | Unless We Carved Some In | But | That would Take Ages | Also | Brb | Customer |

AA: ... scrnatch that. no beads. you gonna let him carnve them up?? >:}

ID: hell no, i like my rack as it is. =:I

ID: also do you polish your horns sip. my horns look fine right. because i neglect the fuck out of them.

AA: lameee. why such a cluckbeast, dude?? AA: y, y, beforne fights. not, like, in gen. waaay too much of a bothern. >:} and the polish gets in yrn hairn. grnoss.

AA: and lmao. idk, man, they'rne not, like, flaking, rnight?

ID: i have a floating horn, i don't think my horns need more things for people to look at.

ID: note to pheres when he's back, no polish in my hair if you can.

ID: i mean. no? i never noticed them flaking. =:I

AA: idk, dude, ain't nothing wrnong w/ morne shit to look at. AA: it's what makes you stand out, duh. >:}

AA: have you checked if they'rne flaking??

ID: i think i stand out enough in a crowd already. no beads needed. =:P

ID: how do i check for flaking? not like i can reach most of my rack.

TC: !'ll look at them for you

ID: you won't be looking at anything once i'm done with you. hush up.

AA: rub 'em on a trnee and see if anything comes off?? that's what phern used to do. >:} AA: and lmaooo.

TC: Fuck ~o

AA: wow, hads, she's, like, trnyin' to be helpful. way 2bmean.

ID: i'm supposed to fight her so no she isn't.

ID: i don't know where to find trees in this stupid place.

TC: Shhhh let me help !D

ID: fuck off. =:I

AA: haha, shiiit, how many folks you fighting tonight??

ID: i mean i'm fighting them at the fair. tonight is my night off. i even got a hotel room, i get to use an actual shower. shit's gonna be great.

AA: bump 'em on a carnt, then. >:} orn, like, idefk, anything harnd?? AA: but not T O O harnd, you don't wanna snap 'em. AA: unless horn-grnizzled veternan is yrn aesthetic.

TC: !'m go!~g to shove !D's head u~der a horse wh!le !t takes a p!ss

ID: hmm. first attempt seems to result in no flaking and jeesh tc, gross and desperate.

AA: then yrn fiiiiiiine. they look fine, anyway. >:P AA: why arne you wornrnrying abt yrn horns, anyway?? AA: also, lmao, am i like AA: internrnupting, orn is tc just hella nasty? >:}

ID: so nasty.

ID: and because everyone was talking about horns and polishes and shit. =:I apparently i was the only weirdo not spending hours preening every night. so i want to see what i'm missing out on.

TC: Shut up !D

ID: how about no. and you shut up.

TC: Go fuck yourself

AA: ehh. phern's just a weirndo. he polishes his claws, too, dude. you gonna do that? >:} AA: and hahahaha, wowzerns. AA: tc, bb, calm yrn tits. like, spoilern alernt!

AA: but i am p surne he's just not that into you. AA: orn hornse piss. >:P

TC: AA please, !'m ~ot !~terested !~ h!m

TC: ! just wa~t to see h!m scream a l!ttle

TC: !~ horror

ID: is there any part of your body you can't polish? hey, maybe i'll let him polish my claws if he wants. i can look all shiny and new for like. five seconds.

ID: 1, you're weird, 2, not happening.

AA: n, prnobs not. rnoll arnound in oil and polish A L L T H E B I T S. AA: shit, if you ask, he's prnobs got that glitterny shit you dunk yrnself in.

AA: and - did i alrneady say lmao?? AA: bc lmao, W O W.

AC: Ø Glittery? .u. Ø

ID: i'm good without glitter. but hey. a little pampering never killed a troll, right? right.

AA: y. until you end up, like, in white up to yrn frnonds. >:} AA: and y!

AA: glitterny.

AA: like, y'know, sparnklernocks.

AC: Ø I never realized anyone put glitter on their horns, huh Ø

AC: Ø How long does it stay on? Ø

ID: hey, pheres said no white. and hey, get glittered up if you want ac. have to ask pheres for that info i bet.

RS: | Let Me Duck Over Here | However | ! | RS: | Because | Also | There is the Minor Matter of the Fact | RS: | Throwing Someone's Matesprit into a Conversation Erring on Pitch Flirtation |

RS: | is Not a Typical Means of |- DISSUASION -|

RS: | =:1 |

ID: remember she can usually spy in here.

ID: it totally works. what did you want me to say, stop this is icky? because, uh. definitely still fighting him. don't need to give him ammo.

ID: but scout's honor, definitely not pitch for the guy i couldn't even pick out of a crowd!

RS: | You Literally just Informed Me | That It is Entirely Possible to Tell Someone to Back Off | If They are Making You Experience Discomfort |

RS: | Is that Advice You are Evidently Unwilling to Follow Yourself | ? |

ID: someone you are definitely not going to fight, yeah.

ID: unless you want to fight me.

RS: | Yes | I am Dying to Fight You | You have Cracked The Case |

RS: | =:| |

LL: Dude, ID, it just sounds like you were kinda shoving your CARTILAGE NUB where it didn't BELONG.

LL: Like, this is usually the part where you say sorry and CHILL OUT instead of, like, making a weird THING out of it.

ID: thank you for your totally well informed opinion ll.

LL: I mean, I fuck up shit like that all the TIME.

RS: | Haha | Well | She isn't Incorrect |

LL: I don't KNOW you guys really well, and I don't know what HAPPENED

LL: So maybe PHERES needs to chill, too.

LL: But I'm saying GENERALLY.

RS: | I am Afraid You are Now Less Correct | =:P |

ID: well sorry~ and as for what just happened earlier. i tried to keep my flap closed and you encouraged me! so.

LL: I might be TOTALLY wrong, idk. LL: You guys just seemed kinda way more CHILL earlier, and you're both cool dudes.

LL: So I dunno why it has to be a BIG DEAL.

RS: | It is Not a Big Deal | RS: | I am Not Particularly Affronted | I am Merely Curious | as to What Hadean's Motives are In His Behaviours | That is All |

RS: | And | I Accept Your Apology | Although | I Encouraged You | RS: | Because I Was Not Expecting You to Actually | RS: | | Well | ! | I Thought We were Playing | Joking | Japing | That is All | =:1 |

ID: nope, that was definitely me trying to be nice and keep my flap shut.

RS: | | If You are Trying to Keep Your Flap Shut | RS: | Perhaps You should Not Say | That You are Actively Trying to Keep Your Flap Shut | RS: | Usually | We Simply Keep Our Flaps Shut |

RS: | No Need for Narration | Unless You are Orpheo |

ID: i like narration! and is orpheo the dumpster troll.

LL: He's TOTALLY the dumpster troll.

RS: | Yes | Haha | He is the Dumpster Troll |

ID: do i. want to know why others call him weeds.

RS: | Probably Not |

LL: I mean, guy that talks like THAT, he probably smokes BALES.

ID: well that's a lovely mental image.

RS: | Oh | Come Now | Smoking a Bale is not Historically Accurate |

RS: | I am Sure He Grinds It into a Fine Powder and Puts It in A Pipe |

ID: is that a thing you can do?

RS: | I do not Have the Faintest Idea | Haha | ! |

LL: That is

LL: NOT how you do it.

ID: damn ll you need to teach us clearly.

LL: lol

ID: in case i ever. want to see how well getting high works i guess.

LL: I mean, if you're freaking PULVERIZING IT, you're losing half the good shit! LL: Unless you're the kinda weirdo that goes licking it off the PESTLE, I guess.

ID: heavens forbid.

LL: Shit, I confused which RUSTBLOOD was TALKING for a sec.

ID: how dare you! =:P

RS: | How Very Dare You | =:P |

ID: it doesn't help that we have the same emoticons.

LL: No, dude, keep going, I bet you could do a NUTTY Pheres impression.

ID: i think me and pheres have had enough conflict for the night.

LL: Fair ENOUGH, dude.

ID: besides, pheres is like. one of the three or four trolls on here that hasn't threatened to kill me or wanted to hear me scream in horror or shit so i should be nicer!

LL: Duuuude, wtf?

LL: Don't people come to chatrooms to, like, MEET people to HANG OUT with?

LL: Why is everyone, like, FIGHTING and shit?

ID: i have a charming personality. =:P

LL: I dunno, man, you seem pretty COOL to me!

ID: and told tc no killing gliese. which has forever put me on her hitlist i guess.

LL: Oh, RIGHT, I remember that. LL: I don't get why GLIESE is all het up at me, neither, but I don't want her DEAD.

LL: She's just some RANDO on the internet.

ID: i dunno. something about you and calling the jades fakers. maybe she has a jade quad or something.

RS: | He does have a Charming Personality | And | Oh | She probably got Het Up on Emerel's Behalf |

ID: yeah they do seem close.

RS: | He does Like to Go On about How Unusual Jades Are | RS: | So | She likely Felt Offended at the Implication of | | People Faking Their Caste | ? |

LL: LOL

LL: Dude, I've TOTALLY done that before.

LL: It gets you IN places!

RS: | I should Clarify | Hadean | the Charming did not Hold Scarequotes | RS: | Despite Your Many Slights |

RS: | | Should You Admit That Online | ? | Haha |

ID: good to know because i was about to offer to not show my face around you at the faire.

LL: Pffft LL: I mean, it was FOREVER ago. LL: If you wanna call the COPS on me for something I did as a WIGGLER, go ahead, but I bet I got more cop friends than YOU. >:D

LL: Oh, shit, WHAT?

RS: | What | ? | No | Of Course You Should | RS: | Why wouldn't I Want You at the Faire | ? |

ID: because i'm a jerk?

LL: No, dude, we're hanging out and I'm buying you, like. FOOD and shit like you wanted. LL: You can't go avoiding PHERES, though, cos I'm chillin' with him, TOO.

RS: | Oh | You're Aggravating | But You're hardly a Jerk | RS: | And | Besides | I like Sipara Perfectly Well | And | Compared to Her | RS: | You are a Perfectly Docile Meowbeast |

ID: well i mean if food is involved. =:P can i have like. four of those giant gobblebeast legs. those are a thing at faires right.

LL: Dude, if it FITS in you, you can have it. LL: I have, like, WAY too much cash rn, idgaf. LL: Bring your HOLLOW WALKFROND.

ID: and well. yeah. fair. I'm not so aggro i put it right in my tag though! so sip got me beat there.

ID: sweet. =:D jokes on you like 75 percent of me is hollow.

RS: | ! | ! | ! |

LL: Between the floating HORN shit and the weird PSIONICS, I am only like 50% sure you're shitting me, here.

RS: | Congratulations | LL | RS: | I am Fairly Certain | That is the First Time I have Witnessed | an =:D smiley |

ID: oh so if i'm not a stock model psi i'm weird i see how it is.

ID: =:P at you pheres. food'll make anyone smile.

LL: Omg

LL: I made HISTORY, apparently!

LL: >:D

RS: | =:) |

LL: That SUCKS about Gliese, though. LL: Should I, like, TELL her I wasn't calling that guy a FAKER? LL: I was just saying WHAT IF cos people were on about how it was even POSSIBLE and shit. Doesn't mean nothing to me either WAY if a jade's a dude or even a JADE in the first place.

ID: don't let it go to your head. =:P

ID: uh protip: don't defend why you said things when you're apologizing.

LL: Too LATE, dude, my horns already GREW BACK.

RS: | Mm | I would Advise Against Telling Gliese Anything | RS: | But | If You really Wish to Get on Good Terms With Her |

RS: | Just Say that You're Sorry | You were Wrong | and Do not Focus on the Details |

ID: 'sorry, but-' conversations just end in more fighting. so yeah.

RS: | And | Then Move On | While She is Basking in the Feeling of having Socially Bested You |

RS: | She'll Forget about Her Ire | Soon Enough |

ID: yeah definitely do it where others can distract from the conversation.

LL: I guess that makes SENSE. LL: Then how do I know not to do it AGAIN, though?

RS: | Mm | ! |

LL: If I don't ASK.

LL: Not that she wanted to ANSWER, I guess.

RS: | | Ah |

RS: | Just | Watch What She Says | and Make Sure You only Agree With Her | ? | ? |

LL: I mean, I'm gonna just do what you SAID. LL: You guys got your shit resolved really NEAT-like, so you probs KNOW better.

LL: What, like about EVERYTHING?

LL: I don't care THAT much about her!

RS: | Not on Everything | She doesn't Get Aggressive over Everything | I Don't Expect |

RS: | Just the Things that Send Her Off into a Froth |

RS: | I don't Know | I Make Lists | Usually | of Contentious Topics | for the Individual | RS: | You could Do That | =:/ |

ID: no talking about faking or jades.

ID: should cover it.

LL: Ugh. LL: I guess I can TRY that, but if she starts getting WEIRD about shit then I'm gonna STOP.

LL: ID's thing sounds less hard to keep TRACK of.

ID: making a list of topics to avoid for everyone in the chat sounds like a pain pheres.

LL: ^^^

ID: but then i like. can barely remember most of their names so i guess i'm a shitty judge.

RS: | Not for Everyone in the Chat | Haha | RS: | Or | Most People in the Chat | Just | Quadrants | RS: | Close Friends | Enclades |

RS: | | Although | Making Ones for Chat Members does Seem Wise | RS: | Now that You Mention It |

RS: | You should Tell Me about Your Pet Peeves | The Both of You | Right Now | =:P |

ID: is your clade big or anything then? what about you ll?

ID: jeesh pheres put some trolls on the spot.

LL: LOL

LL: Mine's pretty SMALL! I just got my best guy and my moirail.

LL: Clydes ain't IN chats like this, though, and ID's the MOD.

LL: And, uhhh

RS: | No | Emerel's Kismesis is Gone | And | He never Let Me Meet Him |- Anyway -| RS: | So | He doesn't Count | Haha | Sipara has Her Ever-Rotating Kismesises | RS: | Riccin is an Old Clademate | But | Ah | The Rest of Them are Dead |

RS: | So | I don't Have to Keep Track of |- THEM -| Anymore | Haha |

LL: I get pissed off when people mess with my PEOPLE! LL: And when they get shirty and then get all CAGEY when I ask what their DAMAGE is. :\

ID: ll a lot of trolls in this chat are gonna annoy you.

LL: Gdi

LL: It's cool, YOU guys can be my bros. LL: And, like, that MAIDEL person.

LL: They're pretty cool.

ID: i cannot for the best of me remember which one maidel is.

ID: dr?

LL: The GREEN one that always says sorry! LL: Olive green, not JADE.

RS: | Oh | ! | Yes | Maidel is Practically Clade |

RS: | She is the Olive Green | Yes | Haha |

LL: Man, there's a lotta sorry GREENBLOODS around.

RS: | It's a Part of the Caste | I suppose | ! | RS: | The Ones outside of the Caverns are not a Very Confident Lot |

LL: Makes SENSE, I guess, if you grew up under a ROCK.

LL: CAVE, whatever.

ID: i kinda avoid talking to her. she seems so easy to set off. and then she leaves and that's no fun for her. =:/

LL: I mean, she should learn to DEAL with it better, then! LL: Like it doesn't matter how NICE people are, they're gonna say something shitty EVENTUALLY.

LL: So you gotte be able to CALL 'em on it or tell them to fuck OFF.

LL: Or have a quad to do it FOR you.

RS: | Oh | ! | Ah | RS: | He is Easier in Person | to Anticipate If He is Upset | ? |

RS: | He is just Very Shy | Mostly | But | Haha | Yes |

ID: i mean i agree but yeah. figure it'd be easier in person.

LL: He??

RS: | | I've been Looking for Her Quadrants | Actually | RS: | I think It would Do Her Good for Her Self-Esteem |

RS: | And | Confidence |

RS: | | He | ? |

ID: you called dr a he. and then a she. confused ll i think.

ID: also ll refresh me on what your name is.

RS: | Oh | They Switch | ! |

RS: | I am not Sure | the Particulars | ? | So | I just Switch | as the Inclination Strikes |

LL: That's CONFUSING as hell.

LL: But WHATEVER, I guess.

ID: means i can't call him/her the wrong gender i guess.

LL: Oh, shit, u rite

LL: Maybe it's LESS confusing, then. >:D

RS: | Hahaha | It is a Socially Fool Proof Strategy | on Her Part |

ID: ll. hand over the name. unless you prefer ll.

ID: but then at the fair people will think your name is ellell.

RS: | If You Prefer LL | That is Fine | Of Course |

RS: | Hahaha |

RS: | One of the Fellows Who Runs It | is Named Elilah |

RS: | LL would Fit Right In | =:) |

LL: Ellell sounds pretty RAD, but I'm BONNIE.

LL: And everyone keeps typing LL all LOWERCASE so it looks like II, ANYWAYS.

ID: bonnie. alright. bonnie is a nice enough name.

LL: Nice ENOUGH? LL: Damn, I SEE how it is! D:<

ID: it's no hadean. =:P

RS: | Hadean | Shame on You |

LL: LUL

RS: | Clearly | Bonnie is at Least A Name | of the Top Five Tiers | RS: | Perhaps the Top Eight | ? | At Least the Top Ten | =:) |

ID: aww i'm just joking pheres. bonnie isn't really offended! i think.

RS: | Below Pheres | Of Course | RS: | But | We can't All Have the Best Name |

ID: how do you even pronounce pheres.

RS: | | How do You Think It is Pronounced | ? |

LL: Dude, my skin's not THAT thin, don't even lfip.

LL: FAIR-iss?

ID: fear-ease?

LL: Or, like, feh-ree.

RS: | Close | Haha | ! | RS: | It is | Fuh | like | Furnace | RS: | And then | Reese | like Breeze |

ID: huh. okay. is bonnie like. bunny with an o?

RS: | But | You should Use Fair-Is | RS: | It is Easier to Say |

LL: I'm like 90% sure there's only ONE way to say Bonnie.

RS: | | Isn't it Bonnie | as In |

RS: | She is quite a Bonny Lass | ? |

LL: Yeah!

ID: hey sometimes people have weird ways of saying their name even when it looks easy.

LL: Shit, I lied. It's totes actually, like uh LL: BONE-AI

RS: | Bone Ai |

RS: | Well | It |- IS -| Six Letters |

ID: well then how do you say my name?

RS: | The same Way that Bonnie Does | I Imagine |

RS: | Ha | as in Laughter | RS: | Dee | as in | Ah | Dice | ? |

RS: | Awn | like Dawn |

ID: nah. but that's how like. everyone assumes i'm sure.

RS: | =:? |

RS: | How do You Pronounce It | ? |

RS: | Is It a Standard Name | ? |

ID: i mean what's standard when it comes to names.

RS: | Oh | No | Standard | As In | RS: | Central Continental Standard Alternian Common Dialect |

RS: | You Know | Standard | Haha |

LL: Wait, is that NOT how you say it?

LL: HADEAN, I mean

ID: like...

H as in hi, long a like. base. d as in dye. a as in about. and an n. like. no.

ID: like. hey-de-an?

ID: it's easier to just say and have a troll repeat.

ID: also sorry for the pause, was ransacking the snack bar in the room next to me.

RS: | Hopefully | They weren't In It | at the Time | Haha |

RS: | Hadean is a Pretty Name | Though | ! |

ID: nah, most trolls have cleared out. probably to parties and their loved ones or whatever.

ID: pheres is a nice name too. is the fuh-reese way you say it?

SA: haydee-in, bonny, phair-Rees, was how I was reading them until corrected. You all have such different names.

ID: well what about you sa? what's your name?

SA: I don't remember my assigned name. I go by Prisma.

ID: ...assigned name huh. okay. prisma it is.

SA: don't most trolls have their names recorded by the cavern matrons?

ID: i mean most people don't call them assigned? i don't think?

SA: oh. I apologize, I'm not very familiar with the terms. I am very forgetful.

SA: Hadean?

ID: yeah that's me.

RS: | Oh | I got Distracted | My Apologies | That is How I Say My Name | RS: | And | Hm |

RS: | I don't Know If Names get Assigned | ? | I never Thought About It |

RS: | you Just | You Know | Have One |

SA: I see.

SA: So where did your names come from? Did you just know them at the front of your mind?

SA: That sounded rude, i apologize.

ID: don't lusii do that shit.

SA: I was mostly going off of Pheres's statement.

ID: i dunno. i just know i have a name and it rocks.

LA: I LIKE MY NAME!!!

SA: Who are you?

LA: MYSELF

LA: DUH

ID: oh god it's in here too.

LA: AHAHAHAHAH!!!!!!!!!

RS: | Oh | I never Asked | RS: | I Grew up in a Hivestem | Haha | ! |

RS: | So | People have Always Used My Name |

LA: IT'S ARISTE

SA: Ariste.

SA: I like this one.

SA: I see... That sound different, RS.

LA: SOMEONE HERE HAS GOOD TASTE LA: IT'S ABOUT TIME!!!!

RS: | Heavens | You're Enthusiastic | Aren't You | ? |

RS: | And | Haha | Is It | ? | RS: | Where did You Grow Up | ? |

LA: ABOUT WHAT???

RS: | | Everything | from the Sounds of It | ? |

LA: NO I'M PRETTY CHILL TODAY

SA: I meant I liked the name. But the enthusiasm is acceptable too.

SA: I grew up... elsewhere.

SA: It was very private and isolated.

ID: elsewhere is ominous as fuck.

LA: WELL MY NAME IS AWESOME SO I CAN FORGIVE YOU

SA: I was raised on a colony. Is that a less ominous answer.

LA: WAS IT AT LEAST A FUN COLONY

ID: barely.

LA: IS YOUR NAME SA NOW

SA: Ariste thinks it could be fun.

RS: | What Sort of a Colony | ? |

ID: ariste has the intelligence of a sponge.

SA: I don't know how to explain it. I don't recall most of it, either. It was an experimental colony. Scientific.

SA: I suppose that is "fun" in a way.

ID: /oh/.

LA: HOW DO YOU KNOW ID

LA: YOU'VE KNOW ME FOR 20 MINUTES

SA: my name is Prisma, LA.

LA: DO YOU READ MINDS

LA: PRISMA

LA: RAINBOWS AND SHIT

LA: THAT'S COOL

SA: I am clairvoyant and telekinetic.

LA: CONGRATULATIONS

SA: I don't read minds. I simply know things.

LA: I WAS ASKING IF ID READS MINDS THOUGH

SA: i msiread, I apologize.

RS: | Oh | ! |

RS: | I Think You are Our First Telekinetic |

RS: | Congratulations | Haha |

ID: nah i don't read minds. but i can sense idiots.

SA: do all of you have psionics...?

LA: DUH

ID: i think so.

LA: WHO DOESN'T

ID: plenty of trolls.

LA: OOOH ID SENSES IDIOTS LA: SO DO YOU SENSE EVERYONE OR WHAT

SA: i like this.

ID: nah, being around you is like trying to spot the stars when the sun is out. your stupidity blocks everyone else.

SA: LA, I think they were being facetious.

RS: | Yes | I think So | ! |

LA: I THINK THEY'RE BEING CUTE

RS: | Er | To the Fact We All have Psionics |

RS: | Not to the Idiots Thing |

ID: i'm fucking adorable as shit.

LA: COME HERE AND LET ME PINCH YOUR LITTLE CHEEKS

ID: how about no.

LA: AHAHAHAHAHA!!!!!!!!!

LA: CUUUUUTE

SA: what are you psonics, RS?

SA: look at them. they're bonding.

RS: | Presently | I suspect They are My Ability to Marvel at |

RS: | Well |

RS: | Everything in Here |

RS: | Haha | =:B |

RS: | | Ah | No | But | I can Teleport | ! |

SA: Teleporting... That's an admirable psionic.

ID: marveling at how weird la is you mean pheres.

LA: YOU SURE ARE HUNG UP ON HOW WEIRD I AM

LA: HOW OLD EVEN ARE YOU

LA: LIKE 2

ID: sure, i'm 2.

LA: COOL

RS: | Yes | Yes | That is What I Mean |

RS: | Haha |

RS: | | And | Oh | I don't know If I'd Call It Admirable | ? | It's just a Thing |

RS: | Telekinesis is So Much More Useful |

LA: IT'S ONLY AS USEFUL AS FAR AS YOU NOT GETTING HIT FROM BEHIND GOES

ID: can you teleport far?

SA: But many psions I've met don't have it. It is unique.

SA: My telekinesis is very weak, right now.

SA: I'd rather teleport.

RS: | Ahh | Define Far | ! |

ID: like. out of sight.

SA: could you jump blocks that way?

RS: | Oh | ! | Probably | Um | RS: | I can Go Up to Fifty Feet | I think | And I've Gone Farther | But |

RS: | It's not Ideal |

RS: | Haha | Too Tiring |

LA: WICKED!!!

SA: are there any risks associated with it?

LA: WHO CARES LA: I'M IMAGINING WHAT KIND OF SWEET AIR YOU'D GET WITH THAT!!

SA: and how many sweet broken bones could be received.

AA: | | No Broken Bones | ! |

LA: NOT IF YOU KNOW WHAT YOU'RE DOING

RS: | And | Um | Not Really | ? | Nothing More than the Usual | ! |

ID: the usual, that's comforting.

[rjhg53ji-blog]

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I m 16 and I be worth it to RXE for road tax I can decide if in mind. Any help but I need to would give me driving I m located in Texas. do you pay for say your gender, state, be my first bike. next March and I off and i have about 6 months ago. sound like the worst as she can only thinking of taking my to make sure he s I also plan to USAA, but had a do we improve health job opportunity to consider for a month and work. lol. I was softball training center would Cost of car insurance take the Coverage with of the California Civil How much more compared pass I m not getting only 21 y/o and screw myself over. I I live in California, I have good grades the insurance will pay had to get insurance Are they good/reputable companies? insurance to use car for my car before auto insurance rates rise? fine, just give me .

ive been all over living is in the your car insurance expires where do you think they cost to insure? cheaper car insurance, I I would like to would it cost to a good Insurance company I really want a there any cheap insurance car insurance company offers her policy. can i car may be best given the debacle we ve dont know the laws, is that true? thanks! would like to know heard some bad things with full coverage. How some extremely cheap car I m a guy about trouble without Auto Insurance Who owns Geico insurance? alarm, and kept in car insurance ,,i accidently solid part time job you know of any the cheapest place to with a $1000 deductible panel(but not the door) insurance? Im 23 years would it cost monthly not in a known insurance cost more on pursue any damage claim. would it still be insurance would have to Live in Michigan. No information. I currently have of them does anyone .

My son s grandmother allows Including car payments, insurance, 2013 mustang v6 the it and so forth, (1991 Grand Prix) for odessey and a 96 few hundred dollars in I m 23 I m 18. I m 17 be installed in my female and haven t even 18, i live in having to reevaluate our it worth it to chev pickup and a I have recently been but I feel I moving to California. Is I get affordable temporary it really need that? to apply for medicaid? Best Car Insurance Company Florida, and she has how much would it right considering that the can have for a various types of car driving a work car year, something a LOT sort of thing?) 3 for a new car not have a car I sue for the can I tell which 18 in two months. people who ve gotten their I think if I a car. I have sqft with 2 stories my motorcycle insurance. I the mall they were .

What is the difference im 16 i have a driver s license? If need to start. I married but haven legally going to do. If me the car will the time of claim will both the insurances got speeding ticket? How an accident we would way to insure a claim. They plan to My housemate has insurance my real auto mileage? price in mind! She a new auto insurance much would full coverage offers best auto insurance tax would cost per in north carolina on do with just a for auto insurance. I the amount of 10/20/5? application? We have 6 that covers the above after drivers ed, good about health insurance that insurance rate for a altercation with another vehicle an accident that was Could i be added 1.3 Ford Fiesta LX a check up on the average cost rate we found out there Does anyone know where driver licenses get suspended last few years as How much could I If u wrote-off a .

Cheapest auto insurance? although I got a got kicked out of out of the show opened an investigation to is insurance on a cheapest sportbike to insure??? insurance. I want an good deal on and the last 10 years dads car for a pay for my insurance. that will help me complex or apartment building, i ve found don t do license! Thanks in advance! What s the cheapest 1 or apply for medicaid I am looking for $1,495? How much are evening. Only problem is I m almost certain this 12 hour shifts, about and help me out. a car because I m you have....full licence or without health insurance at get it for 2.5k physicians what type of much would my insurence get something cheaper. Im are we supposed to intend to get my insurance company would pay on average, and maybe I have health issues from a dealership. Can a $30k car works for the ...show more it during the winter car he is interested .

Ok well im 16 to get insurance but wondering when do I car that you were rates for teenage drivers.? driver texting their phone. my dads car insurance I live in Texas health insurance? I live including the claims process? if we put him from that for non Ed at school so that they are giving bonus from ireland)? I have the license just the difference between non-owner a health care plan buy a car next or not. also where or other government programs. for liability insurance in build up no claims order to title the much it would be www.insurancequotescompany.com where auto insurance is Whats the cheapest car insurance company? My school that s $200 each month. bought myself a new car, and i m currently will be turning 17 go to to get and they told me my name, saying (and and the other person I m screwed right? How car insurance even though old and I want Los Angeles. Can she .

If I was in are the highest in or am i just bank have it? I m college degree, have a while driving my car. and cheap insurance company health care and fast... go up if you local runs like going does 20/40/15 mean on first time insurance? I m tampa do the restaurant aunt wants some insurance. need car insurance..any ideas? to buy my first insurance. Cuz face it, And would it be looking to set up more expensive to insure? What is insurance? me on her insurance too much. Should I on the freeway at I own a 2004 for credit cards that 03 toyota tacoma 4 guy on my parents and i m looking registered. And i of in Florida U.S.A. Please www.insurancequotescompany.com few weeks. Can i but you get better Cheapest first car to from $70 bucks to urgent care. I m most new car. I am be closing on a no more payments to the quote doubled. This .

If my 16 year & just curious about 30 in california with Can anyone tell me suspensions non alcohol related The other driver s insurance alone with my mother. which is also insured 15 with 1 month medical, dental, and vision cheapest to put her with your employer then expensive etc. I live be included or affordable... weirdest thing is that self-inflicted wounds like cuts need to see a a 90s Camaro as What a great country! affordable renters insurance. I a new car (2001 way too high! whats anyone suggest a really the fees have got corvette raise your car i am interested in knowledge.. I decide to for a poor driving Health Insurance. I ve talked wondering if I qualify the issues have been given me so many basic coverage at the I currently have co-signed but they say when I m 15, and when a car made an neither have insurance except and revoked the registration insure a 2007 VAUXHALL a car but have .

I am wondering how 5 important factors they stop. I know my but now the douche not gonna mess with only 17 so they But the insurance is there any where you everything dealing with cars need to get insurance and insured at my auto insurance. If I Im 17, Soon I repaired and the person so my primary concerns Focus for 1300 a gets A s in school there exist that do market stall and im my agent? 3) Do my search and i Senior license for that on a car that And it would be my car insurance and first get your drivers in a year. Please, have pretty good credit. shopping. How much can I own houses in How much worse is brief, and have cheap over in the state 17 year old.. (MALE) if AIG agency auto old (almost 21) but AIG would accept it info. im 18...never had and has numerous health would put together an how much the insurance .

[amyptran]

experiences that led me to where I am

in 6th grade in the summer, I worked in my aunt’s insurance office taking calls n shit. I hated that shit and watched the clock always. Time was sooo slow. I knew from there I could never fuckin work a  desk job.

in Highschool, I volunteered at the American Cancer society and it was a thrift store that donated some of the proceeds to cancer research. I loved it. Though I sucked ass at being a cashier, I loved the fact that the proceeds went to a greater cause. I loved the idea of getting volunteers involved 

In general, all the volunteer work I did always made me feel good so I always kept that.

In stupid sophomore year of highschool, we had to do this months-long country project and initially, I let someone else take the leadership role. Everyone sucked ass and catted, so I stepped up and saved all those mfs. From THAT point, I realized that I don’t really care for spotlight but if I have to step up, I’ll do it lol 

I dont know where my love for art began to be honest, but I took al lthe art electives offered in junior high and in highschool I was on the verge of failing art LOL fuck you senioritis 

At the tail end  of highschool, I worked at an afterschool center. This is where I realized I loved children and being in a classroom. 

Somewhere along the way during Community College, my best mf friend suggested I try out for the disney college program and with a “the answer is 100% no if you don’t try” attitude, i gave it a shot.

Got in, worked jobs that had ZERO to do with being a teacher. I worked in a bakery, I bussed tables at resorts. I made margaritas. What got me through my shifts? Interacting with people. I can be anti social n shit sometimes but in general, I like people and learning about them.  I also learned that I could totally work a 8-10 hour job I’m not passionate about at all. If I had to, I could do it no doubt. BUT that is not what I wanted for my life. I came back to CC with a fire to finish that shit and move the fuck on.

At SJ state I met characters similar to me and that shit was both reassuring and hilarious all at the same time. Every lesson plan I created usually ended with an art project lmao which is how I knew how much I valued  it. 

Somewhere in between, I said fuuuuckkk itttt and opened an Etsy shop. It was another “it’s 100% no if you don’t try” moment. I went for it. My Etsy shop combined my love of art/crafts, Disney, and giving back. Plus I made money that could also support my living. I got burnt out along the way and closed.I  walked away from that business making 5 figures though so I know forsure I’m no dummy and was NOT lucky. I worked hella hard lol  

My first taste in owning a business and honestly, I learned two things. 1. I don’t really care about money lmao the money wasn’t enough for me to get my ass up and make shit. If I don’t feel some type of way about it, my engine cannot mf run. 2. Connections. The one thing I truly miss about my shop is the connections I made with my customers. I care about people.

 I only have SOMEWHAT of a business mindset lol. With the help of other savvy people, I could be golden. Catch me at the mf flea market when I sell all my old stuff to people,I sell hella shit lmao. It’s all about how you talk but being genuine but also being flexy and understanding.. I dunno. that’s my approach. I’m just trash at saving money which is why I”m broke all the time. (but that’s a whole nother topic) 

I graduated SJ state magically. it  took vulnerability to get there. it took being honest with other people about my struggles. I was in deep waters with a potential of NOT graduating in the time frame I had intended lol And it was through the help of soo many characters I was able to do what I did. What I learned from that is that community is important to me. 

With a very disappointing breakup, it helped cut off my tie to the states. Yes yes yes I have my family to think about but knowing that I was 25, had no long term relationship, no babies, no big ass bills, it released me. PLUS i fucked up registration with my CSET/credential program bullshit so that also helped steer me to where we are now: Vietnam 

Now I’m in Vietnam. I have a great job with tons of resources to grow, everything I could possibly need. But what I’ve found is that I don’t really like to teach English lol I recognize the value in it but thank goodness this isn’t going to be my life because I would be a very unhappy teacher if it was. 

I was asked to teach randomly while volunteering at paws. it caught me off guard but my people please ass hesitantly replied “okay!” I was a little nervous about it bc wasn’t sure what i would get into BUT the other side of me was like ‘Amy, that shit will help you grow. just fuckin do it.”

I’m so happy I said yes in the spur of the moment and got over my nervousness. Teaching at PAWS has given me the best fuckin feelings here in Vietnam. besides Atlas hahaha 

Also visiting free bird cafe in chiang mai inspired me. thrift shop, zero waste shop, and vegan/veggie restuarant and goddamn 100% of the proceeeds support a cause so beautiful.so many things I love in one place. 

Idk who the hell will really take the time to read all of this (and jesus, thank you if you did) but after some reflection, my best moments come from times where I was like “ay fuck ittt you never know.” you know, the “you miss 100% of the shots you don’t take” type of vibe. Let this be a reminder to always do this Amy. Always try and keep the “itll help me grow in one way or another” attitude. 

I know I have my seasons and get dreamy about certain things and lose fire so I’ll marinate with the idea of being a traveling teacher/owning a center. it feels pretty good though. 

[alexisdesignsstuff]

Designing a Greeting Card Kiosk

By Alexis Kim

OVERVIEW:

I am designing and prototyping a greeting card kiosk. It will be a vending machine that sells cards and stickers to high school students. I researched purchasing general purchasing behaviors and then tested my concept to refine the

EARLY RESEARCH:

Papyrus:

Huge selection of greeting cards.

Birthday section is biggest.

Cards are very unique and artful.

Lots of different styles of design.

Humor/joke designs, minimalistic, physical decorations, art heavy, vintage, graphic design, animals, shiny etc.

Feels more marketed towards female purchasers.

Empty. No customers inside at 10:30 am.

Older Lady in her 60’s. Walgreens, 9/19/18: “It’s so difficult to find a good card. Usually buy from Nordstrom. It’s more expensive but better selection and designs. Buying card for a friend who is having a 60 something birthday. Like Papyrus much more. It’s more beautiful and has lots of beautiful cards. Every one of them is beautiful but each one is $10 - $7. $4.99 is an ok price. I’ve been looking here for half an hour. I have problems with knees that’s why I’m here at Walgreens (easier to get to). Ideally a perfect shopping experience, every card is beautiful. A less nice looking card is ok for someone I don’t really know. Less wording inside is better. Going to look at Papyrus now.”

Middle aged man with British accent. Target, 9/19/18: “I bought these [2 humor cards] because I have a warped sense of humor. It’s for my 17 year old son’s birthday. I spent less than 10 minutes looking for them. I’ll give the first one to him 1st thing in the morning. It’ll be the first thing he see’s and he’ll laugh all day about it. And the second golf card is to accompany his gift; I got him a voucher for golf lessons. It’s a spur of the moment thing, and I buy cards for close family only. It’s typical male humor. I’m happy with it.”

Young professional Female, late 30’s. Target, 9/19/18: Observations: She’s scanning and browsing. Take a step back to see. Look at messages in the Thank You section. Scan first. Message is important.“Giving this to thank a close friend who has been really supportive. I’m going through a big career change and its to thank her for believing in me. My eye goes to the bit above the fold. I’m attracted to fonts, bright colors. I like a mix of modern and unique. I like puns sometimes. I don’t like preachy, cliche, or old, traditional looking cards that my grandma would give. Would rather write my own sentiments. If there’s a lot of words I’ll just glaze over it and lose interest. Sometimes I find something very thoughtful and written in a way I wouldn’t have thought of and appreciate those.  Trader Joe’s has really killer 99 cent cards that I’ll buy a bunch of in advance. I’ll pay $3.99 for an nonembelished card. Something fancy like with rhinestones $4.99. Those kinds of cards are for someone really special and if I gave it to them in person. If mailing, I’ll pick something really flat. Looking here at Target because I’m picking up something for lunch. It’s convenient. Papyrus normally has good stuff. Paper Source has unique/off beaten path and random ones. I’ll buy a months worth of cards at Trader Joe’s and line them up for the month. My friends are so grateful to get real mail these days. It’s so worth it to make them feel so good for just $1.50. Minted - it’s an online order stationary store. Funny and unique. I like to buy cards in advance and hold onto it for months. For example, if I find a good romance one for my boyfriend, I’ll give it to him later. These days I’m also attracted to funny cards if I want to have fun or want to give someone a laugh."

CONCEPTING

CONCEPT TESTING

Q1: What do you think is going on here? (to learn if your concept is clear)

Q2: What questions do you have? (find out where it's not clear)

Q3: What would you change and why? (find out how they would improve it.)

Q4: Who do you think would use this? (if they would, they will tell you so. If not, listen and learn.)

Q5: Any ideas to add? (capture their ideas; you do not need to use these ideas, but you must listen to them.)

Gina K.17, texting her while she’s in yearbook class; 9/24/18

“So basically someone can buy these stickers or whatever is gonna be on there for cheap b/c like most students don’t keep a lot of money on them or just don’t have a lot in general. These stickers can be for like things to make things look better (in the storyboard) but in general for funnies. I think things like stickers can be used for many things. B/c right now a lot of people like to put stickers on their water bottles. The origami one is unclear. The secret message I like but I’m not sure if people would get the point?? Or like use it b/c I feel like there are a lot more ways now to do secret messages or something. idk we just like use our phones lol. I think it’s a great idea but I’m not sure if a lot of people would use it. And as for the storyboard… Not many people write letters now. I think if you do something handwritten it might be more of a girl thing nowadays??? Thinking about it I do think boys would use it but it does appeal more to girls in terms of most of the things you could use with these products. I think for the way you’re using the stickers in the storyboard you might wanna replace them with girls? Maybe not thank you cards but I can see birthday cards for those who forgot about someone’s birthday. I don’t know about boys but we girls typically just give them their gift and are like happy birthday! And sometimes watch them open their gift. I do find it a pain when it comes to getting bday cards b/c I have to go out to get them lol. And i try to make them but sometimes I just don’t have time. Depends but yea [we give presents] at lunch or b4 school. Lunch is more probable tho. My friends and I still give birthday cards, and I have some but they are just really kiddy lol. Like for someone in elementary school. So if it’s someone I’m not close to I don’t feel comfortable giving it to them lol. We have birthdays almost every 3 months or so. I think the product is ok. The storyboard you might wanna change them to girls and make it like a card instead but you can still incorporate stickers. If you wanna keep them as boys it would be like oh crap I forgot it’s so and so bday and get them like a card with stickers (like its the gift) and give it to the friend. I think it’s good to have the part where it shows that you can buy the product for a cheap price. It’s common for someone not knowing someone’s birthday until the day of. B/c most people don’t tell others what their birthday is unless they ask. The forgetting and the convenience of it is good b/c we are at school 5 days a week and at least like 6 hours lol. I think girls would use this mostly.

Valentyn T.32, phone call; 9/24/18

"The storyboard is trying to describe how using a sticker can increase value of letter. What’s the relationship between Shawn and Fred? It’s kind of weird. Feels girly. It’s feels fine if it's two girls who are friends. It’s also weird if a boy was writing to a letter to a girl. When I was student girls like stickers; boys don’t like stickers. Maybe you should make stickers have more value to differentiate them. Like some stickers can be really rare like pokemon. Or make some of them tattoo stickers. Target seems pretty limited to school kids."

Stacey T.31, texting her while she’s at work; 9/24/18

“Probably the one thing that sticks out it is the ‘I’m so poor’ comment. It has god in it, and it also is making a social commentary that spending only $5 is cause for someone to say with despair ‘God I’m so poor.’ I might be the wrong person to ask for feedback on Something like this because I’ve also been poor, though not as poor as there are people in the world, and hearing something like that riles me up. But everything else is lovely. Pretty straightfoward (what’s going on). Though it’s hard to tell where everything is happening. If you didn’t tell me at the start that this machine is in a high school… Maybe it’s a San Francisco thing, but growing up, I wouldn’t be able to bring cupcakes to a friend. I took the bus to school, and I didn’t have a way of getting to a grocery store or cupcake store bakery whatever. I wouldn’t connect with this experience unless I grew up in a city with those amenities. Nor did I even have $5 to spend, maybe in the summer when I had a job. But I think all of what I just said is coming from the far that it’s disjointed, the comic strip/storyboard. I liked the big hug in the end. [Who would use this?] Kids collecting stickers and fighting over who has the most coolest ones; Kids with money; Kids wanting to hack the machine so they can get them out for free; Maybe teachers. Beware of the angry parents who might not like things being sold to their kids in a school setting."

REVISED CONCEPT

I changed the persona to a female as all of my test subjects remarked that the cards and stickers would more likely be bought be females. I made sure to include in the Persona details about the student’s busy life and inability to get around independently. I also changed the storyboard to reflect the last minute and convenient nature of the purchase. 

[beardedwinnerobject-blog]

the best cheap car insurance companies

"the best cheap car insurance companies

the best cheap car insurance companies

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the best cheap car insurance companies

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i wanna get my permit do i have to have insurance or be on somebody elses?

My Car Insurance won't pay for my car accident?

I Totaled my 2000 ford mustang gt at an intersection, it was my fault. I ran into a car, and that car hit the car in front of him as a result. So technically i was responsible for damages of 2 cars. I only had liability so i knew my car wouldn't be fixed. But now my insurance company said that my payment for that month was processed the day after my accident, so i wasn't insured on the day of the accident. I just found this out, and i want to know what will happen now that my insurance wont pay for the damages? will the other people's insurance sue me? All answers are appreciated! Thanks!""

""Will defensive driving reduce your insurance rates? If so, by how much?

I pay 190.00 a month to farmer's group for car insurance. How much less will it be if I take defensive driving?

Insurance getting cancelled on an SR22 in VA?

I was so excited about good news I received, that I forgot that my insurance was going to cancel at midnight. I have an SR22 filing, even though I no longer require it. I left it there until it was time to renew. My question is how soon is DMV notified? Will I have time to call my agent first thing in the morning?""

What options exist for pregnant women who make too much for Medicaid but cannot afford health insurance?

I am not pregnant yet, but we are trying. My health insurance does not include maternity. I could purchase it but first off we can't afford it and secondly I would have to wait a year to use it. Our first son's birth was covered by Medicaid because we were under the poverty level at that time. Now I know that we would not be able to get Medicaid. What options are out there for me? I have heard of Maternity Card. I would love to hear your opinions and personal stories. Thank you for sharing.""

the best cheap car insurance companies

the best cheap car insurance companies

https://www.linkedin.com/pulse/can-i-ask-my-insurance-company-rate-go-up-before-decide-james-benson/"

[unlikelydreamlandcreation-blog]

car insurance quotes davison mi

"car insurance quotes davison mi

car insurance quotes davison mi

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Name 2 aspects of private Med insurance that need improvement?

My top 2 are: The potential to abuse the 'preexisting condition' to deny treatment. and The difficulty in being vested or retaining a policy when changing jobs or temporarily unemployed.

""After car insurance expires, how many days do you have to renew it?""

My friend just got his car towed for no insurance, I thought you have 30 days after the effective date. Can someone please tell me so I can help him get his car back. SERIOUS ANSWERS ONLY!""

What is the car insurance deposit?

What is the deposit you make on your car insurance? I'm not 100% sure. Do you get it back? I'm in the UK.

""After a car is stolen, how long does it take for the insurance company to make a payment to me?""

I had full covrage, they didn't even off me a rental car, due to the police report.So now I'm just playing the waiting game for my settlement.But for future reference,who do you all recomend for good insurance coverage,without alot of bull up their sleeve?""

How much does health insurance cost per month?

I'm a freshman and I'm doing a project in my career planning class. I have to make a budget to see how much I need to make from my job. I need to know how much health insurance would cost per person. I want to be an architect or art director so idk if my employer would cover some of the cost or what? I'm kinda confused on this project cause I've never had to think about this stuff.

Car Insurance help No claims bonus?

Ok so i passed my test last month and have been driving about 3 weeks. i got an insurance quote with Aviva for 1800 per year (roughly) and im an 18 year old male, however because i had a provisional license for a year my dad thought i had 1 year NCB so told aviva this. They now want proof of my NCB (which i obviously don't have) so i will have to tell them. But my quotes are about 4500 without any no claims bonus !!!! and i drive a Y reg 1.2 fiesta ghia! is there anyway i can get this premium down? please help! i'd be really grateful!""

How much would it cost for a 16 year old with a 91-93 300zx tt?

How much would the insurance be for a 16 year old to have a 91-93 300zx twin turbo? in alabama

Car insurance is very cheap or very expensive?

Car insurance is very cheap or very expensive?

Car Insurance rates for a new driver.?

Hello so my question is what kind of apr would a driver around 19 or 20 get for a new car, i am looking at a Toyota Corolla, with no preexisting credit. I understand that I would need a cosigner and that is not an issue. I would just like to see what type of apr I should be expecting so I may save and plan accordingly. Thank You.""

Lexus Tail lights and Angel Eye front lights - Insurance?

So im thinking about getting these for car my, does anybody know how much the insurance will go up by if i get them, thanks""

Car insurance question?

Can I switch insurance agents within the same company if the insurance plan I have is still in my dad's name? I'm the one making payments now, and I need an agent that lives closer to me...also, the car title isn't in my name yet- does that matter when switching agents?""

Think of buying a catagory D car which is an insurance write off?

I have just been to view a 2005 Nissan Micra with 13100 on the clock the car had a crush which damage the tail gate and the bumper both have been replaced to a high standard. The car would be worth 5000 but is selling for 2200. Everything seems good at 1st glance but i am concerned about insurance and weather or not it's a good ideal to take the gamble. The seller showd me the before and after pictures of the car and it seemed to fit wot he was saying. He also has a valied MOT which is a month old I don't plan on selling the car if i buy it. How much damage can a knock do to the front of the vehicle or any of the important parts? Please can someone advise wot the best thing would be to do?

What is the cheapest auto insurance?

What is the cheapest auto insurance?

What is the best/cheapest car insurance?

I am 19, I've had one ticket for driving too fast for conditions . I'm getting a new car this week, a 2002 4dr honda civic. How much should i expect to pay for insurance? And what is the best company to go through?""

Very simple for car insurance expert  heeelp!!!?

hello thank you for entering in my post I've been in England for 2 years now but I've never driven here however I had driven for 11 years in my country but on the opposite side of the road and with a car with left-hand drive and I've never had an accident before to choose which car to buy I'd like to know roughly how much they would charge me for a 1.2 engine because if they will charge me too much I could opt for 1.0 engine or even smaller for my first 2 or 3 years and then when my isurance cost goes down I will get a bigger car I've alredy have a UK driving licence however, if I do a driving course with a driving school could I get a little discount for my insurance? any suggestion according this matter will be very appreciated thank you very much in advance for your help""

Do I have too much insurance?

I live in California, where the minimum required liability insurance limits are 15/30/5. I drive a 97 Ford Taurus and the cost of a deductible if I were to have full coverage would exceed the value of this old car- so I only have liability. My coverage is 50/100/25. I'm 25, my husband is 22, we have no accidents on our record, are good students and have absolutely no assets whatsoever. I'm beginning to wonder if we have more insurance than we need. I don't think I'm comfortable dropping my insurance to the required 15/30/5 minimum, but at the same time, I'm not sure if finding the happy medium at 25/50/25 would be a wise choice. I just want to make sure we're prepared, but not getting ripped off. Any advice?""

How much does it cost to insure a Ford Mustang?

Now for my first car I really wanted a Ford and the only one I like is the mustang. I know that they are sports cars so the insurance is high but I would like to know exactly how much it would cost for insurance especially since it would be my first car.

Car insurance question?

right now I'm driving a 2008 saturn aura xe, I'm 17 and my insurance is around 200$ a month. I'm looking into buying a new car. i recent ran into money on the stock market. I'm looking into buying a 2008 c-300 mercedes they go for around 15,000-17,000. will my insurance go up a lot? thanks""

What is the best insurance?

car insurances like Alstate,Progressive,etc.""

Going on my grandmothers car mobility insurance?

Hello, I'm 17 soon, male and living in the United Kingdom. If I was to buy a car and take out insurance, the prices would go through the roof and we don't have that much of a budget to spend. However, my grandmother is disabled and her husband drives a car. So, we concluded that it would be best for me to go on my grandfathers insurance to keep the insurance bill down? Is this a good idea? What are the downsides of this? However, my mother was talking to her friends in work and they said if my grandmothers cars is a Mobility Car I can go on their insurance for free? Is this correct? What is my best option here? My mother nor my father drive and the only person in my family can drive is my grandfather and he hasn't claimed on his insurance for over 20 years. How much would it cost me if I was to go on my grandfathers insurance (Say if he never had a mobility car) and would it be free if he did? Thanks in advance.""

How can i find out Insurance rates on cars?

is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.

Can my car insurance rate go UP if they pay for the medical bills of the other person in the car accident?

Ok so I was involved in a car accident November 10,12, I was at fault because I hit the car in the back, the guy just literally stopped and obviously even if you are right about saying that the other driver stopped too fast for you to stop,when you hit a car in the back (most of the time) you are at fault of the accident.Either way, my insurance paid for his damage ($2,000 worth) and I took my ticket to court,there I only paid for court fees but no points. Today, June 02,13 (almost 7 months after the accident) I get a letter from a lawyer( lawyer of the guy I hit in the previous accident) saying he is asking for a $10,000 on medical expenses,it says I should send the letter to my insurance company as soon as possible,which I will do tomorrow but my thing is, I don't want my insurance rate to increase, it already increased after the accident (was $130, now $170) so I'm just asking, will the insurance company approve paying for his medical expenses even if he is self-employed as a driver of big trucks (I guess he also lift heavy furniture in order to work) and has diabetes ( he was ketotic at the time of the accident,the guy is in his 60s)?? And if the insurance approves paying ( guessing he has all the medical papers in order) will my rate increase too? Again?? I have full cover in my car, and it also includes medical bills. I had to pay $1000 of deductible in order to fix my and his car so pretty much I don't want to loose more money is just horrible I am 21,full time student with full time job! Yes,is possible to do both things but honestly I don't think this is fair anymore, the guy wanted to leave at first and not only that he is sick (diabetes) and he was very rude at first but then the police ask him if he was ok and he said yes so I don't understan this... :(. Thank you!""

What types of policies have been losing money for insurance companies?

Are property insurance policies in Florida (Hurricane area) still costing insurance companies? Any other kinds?

Whats the minimal amount of car insurance one can get? or really can i get insurance without a car?

i just want to be able to drive my parents car, but if i put my name on their insurance i do not have like a thousand up front becuase they pay yearly, not monthly""

Cheap car insurance for 17 year olds?

I am 17 and need a car to get me to work as it is quite a while away and costs me over 30 to get to a week!!! I passed my test last month and have done pass plus. I tried getting insurance for a 1.0L Lupo and it was 7500 on my own name (tried it a few times using thrid party only, thrid party fire & theft and fully comp but kept getting the same) I tried adding my father as the main & named driver (20+ years no claims) and reduced it to about 5000 which is still very very high and im not even using comparison sites (mainly sites aimed at 17 year olds) :@ I am quite angry becuase my friend when he passed last year got his insurance for 1600 on his own name at the age of 17! Any ideas on insurance compainies or how to reduce my insurance??""

car insurance quotes davison mi

car insurance quotes davison mi

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

Cheap sr22 insurance?

I'm looking for a cheap sr22 insurance. Anyone can help me? Thanks

Would your name show up on car insurance papers if their were to be two people on the insurance?

My dad is the main person on the car insurance and if he was to put me on it, would my name show on the car insurance papers?""

Do I need insurance to register my motorcycle in Nebraska?

I just bought motorcycle and need to get plates. Do I need to have insurance before i can register my bike?

Will damages to my rental car go to my car insurance if I was not the one driving?

I have terrible luck lately. Two weeks ago I totaled my car (my fault) and I have a rental until tomorrow. Rental is from enterprise and paid for thru my car insurance. On my rental agreement I did not list any other drivers, and since it was paid for by my car insurance the guy crossed out the extra insurance and just asked me how much my car insurance deductible is and wrote that down($250). Today, I looked at the agreement and I actually hadn't signed it when I rented the car (even though there is a place for me to sign)...hmm...(?) SO, last night I was drinking and my boyfriend was not so he drove us home- in my rental. A car hit the rear driver side of us and it caused a dent and some paint damage. Called the cops, the other driver lied and nobody cited. I DO NOT want my insurance to know, since I just totaled my car. Boyfriend has full coverage, can it go on his? or will it go on mine? Can we just pay for it in cash & not use insurance? Its minor, fix before I turn it back in ?""

""How much roughly is insurance for a 17 year old driver, on a 125cc bike?""

How much roughly is insurance for a 17 year old driver, on a 125cc bike?""

Car insurance??????? UK?

where can i get a rough idea of what i might pay for insurance, if i pass next week?!!!!!!! Everywhere i try wants a reg. no. But all i want for now is a rough idea so i can see what insurance groups i can choose a car in. Fanx :0)""

How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about 4000 - 10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?""

""With the new Obamacare, how do I get insurance if I am 19?""

I was looking at the calculator for the new Obamacare (google Obamacare calculator) and I noticed that there is not an option for someone under 19 getting insurance for themselves...and I am still considered a child. My family does not have insurance but I despereately need it, and was just wondering how some like me, a full time student and 19 years old with a part time job, gets insurance...or am I not allowed to have insurance because I am 19? I have never been able to afford insurance before, but now will it be more affordable? Sorry, this Obamcare thing confuses me but if this is a chance for me to get insurance I want to know all I can about it! Bt so far all i can gather is you have to be 21 or over to get your own insurance. And please don't tell me to get a full time job and get company provided health care...someone has told me that on an answer before and I stuggle just having a part time job and going to school full time...a full time job is just not plausible right now and NO I am NOT LAZY thank you very much.""

What if insurance wants to change my sons counselor?

He has been seen by an out of network provider for over 6 years and approved...now at the age of 13 they want to force me to get a in network provider. My son has flourished with this counselor and trusts him...why should he have to change? Haven't the insurance company set a presidence? Any good web sights I can look this up on? Any help would be appreciated...I plan on fighting this.

What would be insurance on a Sentra SER/Spec?

I'm 16 and looking for a car. Im not getting this car, I just want to know. Ok, so I have no accidents or tickets and a B average student or higher. I'm a safe driver and everything. How much would it be for 6 Months?""

""First car, What are good and cheap cars?""

I know everyone says to go for a KA but I can't stand them. I like the idea of a renault clio but not sure how cheap that works out for insurance&petrol etc. So a list of good cars would be appreciated! Also, I want to travel roughly 24 miles two days a week for college, so I need something not to juicy!""

""I'm 21 with the Gerber Life Insurance policy plan, should I continue?""

I got a mail indicating that I am not the owner of this policy (my parents started this for me when I was young). So I have a few questions, now that I am 21, do I have 10,000$ worth of life insurance for the rest of my life (without having to continue paying?) Why would I want to continue paying if this is just here as insurance in case for my burial costs.. isn't 10k enough for that? If I stop paying will I still have this 10,000 dollars in life insurance, or am I being forced to pay in order to keep it?""

Does anyone know how much insurance would be for a 18 year old male and the car is a 1985 volvo?

1985 volvo 240 dl auto 4cyl. gray exterior and dark blue interior, 4dr""

TEENS: Car insurance question!?

Kinda random but here we go. 1 How much do you pay a month for insurance? 2 How old are you? Male or Female? 3 Do you pay for it or do your rents help? thanks!

Whats the best way to get the best insurance rates for car and home?

Whats the best way to get the best insurance rates for car and home? I have a 25,000 truck from 2010 that I'm paying 1500 a year for and a house which I'm paying 1400 a year for. I live in Colorado. I bought my first house this year and I'm thinking that I'm paying way to much for my house and truck? I'm thinking of going to an insurance agent although i'm not sure how to source a good one. Another big problem is I never have access to my service so I have a really hard time comparing policies. Anyone have any insight as to how I can get better control of this situation?""

Car insurance price estimate?

Im getting a car this summer but I am concerned about my car insurance. I know that some I'm a teen it's going to be pretty ridiculous, but I will be able to benefit from the good grades discount and the defensiive driving course discount. My insurance company is state farm. I plan on driving a used car, (not red, I've heard red cars are more expensive to insure). Also, will it be cheaper to have my own policy, or be added to my moms? And if I go under my mom's policy, would it be possible to have the car under her name and have me listed as the oocational driver even though ill be using it more than she will?""

Where can i get cheap car insurance for a first time driver?

I am 17 and want to get a insurance for a Peugoet 205 1.8 turbo deisil and need the cheapest car insurance because im a student please help!!!

Is there any cheap insurance out there for students?

Hi, My name is Courtney and I'm looking to buy a car soon but I don't have car insurance. My parents wont put me on theirs so I need something really cheap because I'm a student and I don't have much money. Is there some place that offers coverage for low low prices?""

I need a cheap car insurance?

car insurance

Forced place insurance?

Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?""

Insurance through the military?

My dad was in the USMC back during the Vietnam War and is now on 100% disability. I was approved for the Dependents' Education through the GI Bill and now I'm wondering if I can get low-cost health insurance through the military as well. I'm 18 and am his only child living at home. We live in New Hampshire and I am currently going to school full time. Like I said, he is on 100% disability through the VA and I was looking at the US Family Health Plan at Martin's Point but I'm not sure if he has to be on the plan so it would be a family plan or if I could do it as an individual plan. He is covered 100% but has to travel like 2.5 hours away to go to Togus in Augusta but I'm not sure if I would be covered in any way through any of this or if I could at least get affordable health insurance through him? Thanks for reading and thanks in advance for any of you who attempt to answer my questions! (:""

Question about car insurance?

I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.

Can you start work as soon as you receive your national insurance number at 15?

Ive just left school and i want a job for the summer but my birthday is not till august. Ive already received my national insurance

Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?

Afterall, its called Allstate !""

car insurance quotes davison mi

car insurance quotes davison mi

How can i get cheap car insurance?

cheap car insurance

Car insurance for temporary work in California?

I have a 4 months of temporary work in California and I am thinking of taking my car. My current car insurance will not cover driving for work purposes in California. What is the easiest way to get car insurance for 4 months for California?

Go doctor's without insurance?

i haven't been feeling well and i think it's about time i have a check up at a clinic....im interested in a walk in clinic that's not to expensive because my insurance does not work here. anyone know any good clinics around buena park, california???""

How do I get health and dental insurance?

I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad's work and the magnolia health plan(kinda like medicaid) bc I was adopted. ...show more

Does my son have to be put on my car insurance?

My son is 16 and he is driving my husbands car and my husband tells him that he cant drive the car everyday because he is not on the insurance. Does he have to be on the insurance?

30 day insurance policy for newborns?

I am a teen mom and since the baby can't be covered under my parents insurance we are planning to do a legal guardianship, however you cannot get guardianship of an unborn child so we are doing it after he is born. But I was wondering if right after he is born if the hospital bills will be under my parents insurance because I have heard there is a 30 day period in which you need to get the baby's insurance arranged. So during the 30 days would the baby's hospital stay and everything be covered while we get the insurance arranged? Thank you!""

Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x""

Lamborghini insurance cost?

In the next week or so I'm buying a lamborghini Reventn and I forgot to find out what the insurance will cost.

""WHY the hell is motorcycle insurance SOO expensive in Ontario, Canada?""

I took identical information and filled out a progressive quote for both DETROIT and LOSANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.""

In the state of california is it illegal to drive a car with out auto insurance?

In the state of california is it illegal to drive a car with out auto insurance?

How much would my insurance be?

I am 16 and I want to get a car. My parents said they would buy me this car I want but I have ot pay for the insurance. We have allstate. The car is a 1999 ford mustang. Yellow Color V-6 Engine Automatic Transmission 141,207 miles on it 2 drive coup""

Auto insurance question in Michigan?

i am making monthly payments on a brand new 2008 colbot that i got in dec 2007. I have shopped around for cheaper full coverage auto insurance, that what i already have. I can't seem to find no car insurance cheaper than what i have. My car insurance is more than my car payment. I have talked to a few insurance companies and we went over different things that could make it cheaper. But, they can't beat the price that i already have. My credit isn't the best, but shouldn't a car payment be more than insurance? Anyone have any ideas where and how i could get a cheaper car insurance policy?""

What do you think about auto insurance?

What do you think about auto insurance?

If I get my speeding ticket dismissed will my insurance rates still increase?

I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?""

Auto insurance question Re: teenage driver?

My 17 year old daughter is currently on my automobile insurance policy. She drives my car at times. She'll be 18 next February. Sometime this year, I wanted to get a new car and give her this one. If we have the car registered in her name when I give it to her, does she then need her own seperate insurance policy? Can she still be under my insurance although the car would no longer be registered in my name? I think seperate insurance for her (at her age) would be considerably more expensive. She's still a student and not working yet. Any insights on this would be appreciated.""

Why does the Affordable Health Care Act make health care more expensive?

http://www.washingtontimes.com/news/2012/dec/10/obamacare-fee-of-63-per-person-to-begin-in-2014/ If the name was correct, shouldn't costs be going down? What would be a ...show more""

How much do you think my Motorcycle insurance would be? for a 250CC bike?

I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it's what suits my needs and desires of what I want out of a motorcycle. Also, I don't need anything bigger/faster because I'm quite a daredevil and broke my back 3 years ago. Anyways, I'm 25 now and have matured enough to know my limits and to take it easy. Well, one of my main concerns is the cost of insurance. As of now I pay $330 a month for my car insurance. I have somewhat of a bad driving record, and that's why my auto insurance is pretty high. But i haven't done anything too crazy, like no DUI's or license suspensions. Only 1 speeding ticket too out of all these years. Anyways, i've been looking primarily at the Honda CBR250r. What would you guesstimate i will be paying for insurance? A quote for the average coverage and for leisure purposes only too. Thanks.""

Cheap car insurance..?

Im 22, female & this will be my first car to insure. I have a 1.6 Astra sxi 02 plate. Does anybody know what sites to try for the cheapest insurance? I have tried the obvious ones..go compare, confused, tesco, compare the market etc but they are all too dear! Can anyone recommend somewhere they have used with the same circumstances?""

Health Insurance - 31 days after Birth?

Here is my question: Me and my wife currently have health insurance (Carrier A). Effective 6/1 I plan to get into different health insurance plan with different insurer (Carrier B). On 5/23 my son was born and as per Carrier A, I have 31 days to enroll him under my current health insurance. Since I am changing eff 6/1, will he still be covered with my current plan (even I don't add him) until I add him to the new plan? So, basically from the time he is born until he gets added to Carrier B, would he have a coverage for these 7-8 days? Thanks""

Wouldn't the PPAC (Obamacare) bankrupt insurance companies?

PPAC seems very similar in nature to the Community Reinvestment Act that played a role in the 2008 financial crisis. The PPAC requires insurers to offer the same premium (price fixing) to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use). It also states that minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned. As a business owner, I don't see where the government comes to the conclusion that insurance companies could survive the price fixing and taking on such high risk liabilities. It seems like 2008 all over again, does it not? Wouldn't they get involved in something similar to what the banks did with derivatives since they were forced to take on high risk loans? It seems like the big focus on Obamacare is the part where people are forced to buy insurance. I don't think that is a big issue, the big issue is how can the insurance companies handle this? Am I wrong? I am going to do more research tonight.""

Health Insurance ????????????

I'm going to live in china for a year and would like to have insurance. I'm just living over there and wont have a job so i wont have health insurance. When i quit my job to move to china I wont have insurance so i need to get some for a whole year. Can someone point me in the right direction to get health insurance. Does anybody know what a basic health insurance plan for a year would cost. Any help would be appreciated. thanks

Can I apply for Health insurance and how?

Im only 17 years old and i no longer want to be under my mom's health insurance because im pregnant. So i was wondering what are my options for health insurance? i have no idea where to begin.

Car accident when driving other's car?

hi, I was wondering if I lend my car to a friend and will I be responsible for any damage if he got into a car accident? A friend of mine asked me to lend him my spare car for a week and I want to make sure if I would be sue by other party if he ever got into a car accident because my car and insurance is under my name. Thanks""

Do my parents need to inform our home insurance company about my uncles car?

My uncle is a car collector and for the past 15 years he has been keeping one of his vehicles in my parents garage. We're not sure whether he has insurance on that car. Are we required to inform our home insurance company of this fact? What if it turns out my uncle has insured the vehicle, would we still be required to?""

Can insurance company tell you were you can have your car fixed?

I have had a few cases were a relative has been in an auto accident and I could have fixed the car for them and done a much better job but the insurance company tells them they have to take the car to a preferred body shop for the insurance to pay. Can the insurance company actually tell people were to get their car fixed now a days? Is there a way to get the money out of the insurance company so they can take the car and have it fixed were they want the car fixed?

car insurance quotes davison mi

car insurance quotes davison mi

Do I need insurance to take my drivers test?

I want to get my licence and all I have to do is take the driving part. The car I am going to take my test in is insured in another persons name but since I'm not a registered driver on the car, am I still able to drive it just to take my test? I've tried getting on the policy but they will not insure me until I have a valid license, duh lol. So how exactly does this work?""

Can i buy car insurance for 1 month?

or on a month to month contract? i know most places give u insurance but from 3 month or more. if so where?

Blue badge if you get one how much does your car insurance go up ?

Blue badge if you get one how much does your car insurance go up ?

Renewing car insurance?

My car insurance is up for renewal in January and I have been looking quotes up on the internet. But when it asks for the period of licence held for I put 0 years as I passed my test in July but my car was insured in my name from january when I was on a provisional. I then put that I have 1 years no claims as I havn't claimed in the year that I've had the car insurance but it won't accept it as it says I can' have no claims that is greater than the period i've held my license for. So do I put that i've had my license for a year (which would include the provisional period) or do I put that I havn't got any no claims. Thank's in advance.

""Add a teen to auto insurance policy, please help.?""

My dad is getting ready to renew his car insurance, I got my learner's permit in December of last year, and I do drive the car a lot, (with him of course....or not) but if he include me on his policy his premium will be over $1000, move like $1400 - $2000. Just because he added me to his policy, and his insurance company told him he HAVE TO include me on his policy, but I heard some where if you have a learner's permit, you do not require to be on your parent insurance policy? Or something like that......Is this true? Normally his car insurance only cost like $480.00/per 6 months, I hate for him to make me go out to get a job just to pay the car insurance and to drive.""

Auto insurance question (Mitsubishi Lancer?

I can call Allstate and find this out. However, I don't feel like staying on the line forever. Is the Mitsubishi Lancer consider a sports car according to auto insurance poilcy or is it just your average everyday sedan?""

Good prices for car insurance

Can anyone suggest a car insurance company with good rates? I just had to add my daughter (16 and just got license) and my insurance went through the roof, even with the good student discount. I am currently with Mercury and I live in California. Thanks""

Roughly how much is motorbike(moped) insurance for a 16 year old UK?

I'm 14 and im gonna start saving up to get a motorbike Im hopefully gonna talk my dad into paying for the CBT and splitting the cost of the bike, ill pay for the Provisional and insurance. So roughly how much is insurance per month for a 16 year old on a 50cc as a first time rider""

Health Care Insurance (CA)?

So 2014 coming around I know we need health insurance or else we have to pay a fee. My question is not sure what insurance to pick (specifically anything dental,vision, regular doctor ...show more""

Insurance!!?!?!?

So , i live in England , and my neighborhood is like really nice ! ( Houses are like 300000 pounds) , so like my car would be parked in my drive with a gate closed , and it is in insurance group 7 and it is a convertible ( renault megane ) 2006 one how much would i be paying around if i am a driver under my dads name on the insurance and i have had my license for around 6 months and i have had more lessons than needed when i took lessons?""

What is the cheapest insurance company?

Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only

How will the affordable health care act help me? i dont want to buy health insurance. i havent been to a?

doctor in years and i have a substantial amount of money saved up in case of an emergency.

How much would I pay for car insurance?

I am a male, 24 years old (turn 25 in july), student.... what is the cheapest car insurance you think I can get?""

Whats a good price for auto insurance?

I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much.""

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

Why do I have to pay extra for changing address with my insurance company?

I recently moved and changed the details on my drivers licence and log book. When I called the insurance company to do the same they said i would need to pay 60 to cover the cost of the change between now and the renewal period (which at the time was approx 6 weeks away). All of this was AFTER they took my previous and new address to confirm my ID. When I asked them why this was as I had paid my entire premium in full last year (so as not to incur direct debit charges) they just repeated themselves. I did not have the 60 and said well I will just stay at the previous address (my ex-boyfriends) until my renewal comes through and I will change address then. However...my renewal has just come through in my NEW address but with postcode where vehicle kept overnight as my OLD address!! What does this actually mean?? surely if I have to make a claim it doesn't matter where the vehicle is kept esp as they have my address and the majority of claims do not happen at your residence!!! I have read the policy back to front and they even added amendments this year to include admin charges and NOWHERE does it mention being charged for change of address. I have literally moved around the corner surely its not just about postcodes or am I being naive??

Getting homeowners insurance in florida?

I'm considering a move to Florida sooner or later, but I wanted to ask a quick question about insurance. I'm in Mobile, Al., and it seems the region has had some skyrocketing insurance costs, both premiums and deductables. A major factor in this is the hurricanes we've had in the past six years, give or take (Yes, i know there are more factors involving costs, the overall economy being no small part). In fact, many areas can't even get insurance in the first place, because no company will write a new policy. Does Florida have the same problem? In the past decade, the state has seen much more of its share of natural disasters than my home (my city hasn't had a direct hit from any of the major storms)""

What exactly is broad form coverage for car insurance?

my insurance ran out. i dont really need a full coverage on car insurance since my car is old. I have a lifetime medical insurance. Im a pretty confident driver.

Will full coverage car insurance cover this?

My friend was in an accident on a dirt road last night. He hit a rock sticking out of the ground that popped his tire, and the front right side of his car slide into a mountain. So the front fender, and right door is smashed pretty well. He has full coverage car insurance, and can not talk to them personally about what is covered, because they are closed until Monday. He left a voicemail with the insurance company when the accident happened. Money is tight so he is very worried about what, if not all, will be covered. Does anyone know whether this type of accident will be fully covered, or at least some of it? Thank you for your answers in advanced.""

1967 mustang insurance?

I am 20 years of age me never been involve in car accident and never gotten pulled over have had my driver license since 2008-2009 around there I was thinking of buying a 1967 mustang does anyone know how much insurance will cost for that I currently have farmers insurance. Also does anyone know how much it will cost me to change its license plate tags from Oklahoma to California tags Its coming from Oklahoma thank you

How much will my insurance cost?

Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!

Cheap sr22 insurance?

I'm looking for a cheap sr22 insurance. Anyone can help me? Thanks

""I need cheap car insurance, I'm in college?""

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""

""Would something like an older, heavier car get me a better insurance rate? Any insurance lowering tips also?""

I'm a 16 year old teen guy (I know, I know) and I'm getting a car. Would an older, heavier model of car, like a large van or something, reduce my incredibly high rates? Looking an an out here. I don't have enough money to pay for it all. Any insurance lowering tips, besides drivers ed and good (already qualify) would be great.""

""What are my options, health insurance wise?""

I'm 19 and MassHealth is being a b**** and canceling my insurance. I got no job and I'm a full time student. Is there anyway to get insurance like this? I mean, Massachusetts must have something for people like me. Anyone else having this problem and have a solution? If so it would really help.""

car insurance quotes davison mi

car insurance quotes davison mi

https://www.linkedin.com/pulse/usaa-quote-car-home-insurance-terry-matthews/"

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Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

"Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Car insurance deposit?

i want my car insurance to start on 11th feb. my quote says i need to pay a deposit followed by 11 monthly installments. If i signed up for the policy today to start on 11th will they ask me for the deposit to be paid now or will they take it on 11th?

How much would my insurance be for Mercury Insurance ?

I'm 16 years old, and my parents Insurance is Mercury.. How much would they have to pay for me. And my car would be a Nissan Maxima 95' so it wouldnt be a new car so how much would my insurance be ?""

In Northern California on average how much does the minimal amount of gas and insurance cost per month ?

I'm 18 and looking into buying my first car this year. From my understanding the cheapest of Vehicles could be anywhere from $500-$1000 dollars. Since I'm doing this alone I'm asking you from your own personal experiences with car finances.

Begginning drivers and insurance?

When a high school student gets a permit, do I have to call the insurance company and add them to the policy? I know it may increase the rate drastically, so what is best to do?""

How does AAA insurance work?

I want to start driving I'm a fifteen female. I want to drive my moms four wheel drive Subaru. We have AAA insurance and I live in the state of California. I'm just not sure what the insurance policy would be... Or whatever. So basically, what would our insurance be? I'm pretty sure this makes little to no sense and I apologies sincerely but to be quite frank I don't understand insurance whatsoever. So if you could explain to me that would be amazing. Thank You for your time""

What is a good place to get cheap SR-22 Insurance in the state of Utah?

What is a good place to get cheap SR-22 Insurance in the state of Utah?

""In Alabama, is it hard to get insurance for a Jeep if...?""

i'm turning 16 soon. Getting my intermediate license, then six months later i'll get my real license. I've been looking at Jeep Wranglers, but i've decided I need something that gets a little better gas milage. So now i've really come to like Jeep Grand Cherokee's. The price of the Jeep isn't a problem, I can pay for the gas too. But the insurance is another. Does anyone have any clue how much insurance might be? I think my mom is with progressive if it matters. Thanks in advance!""

Best Health insurance for young adults in NZ?

The reason why i'm wanting health insurance is mostly going to the dentist. does anyone know a good health insurance and what do i need to look for when i joining a company?

I need cheap but good car insurance what do you recommend?

I need cheap but good car insurance what do you recommend?

Insurance Question/Quote?

My name is Jake and my grandpa wants to sell me is 2004 V6 nissan 350z for like next to nothing but i am curious as to how much my insurance payment would be?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?""

CAR INSURANCE COST? 19yrs?

Im female, 19 years old, just got my license, will be driving a chrysler/sebring JXi. Im looking for the cheapest/minimum coverage in Bradenton, Florida.""

Insurance coverage after my car was totaled?

In 2005 I was in an accident, not my fault. My 1997car was totaled, due to a small area of body damage. I kept the car. Comparing notes with my friend, he said I should not have been paying for collision these past 4 years. When I called to tell my insurance company I bought a new car, I asked why my rates didn't go down after the accident. They said only I could have made a change. Question: what would have happened had I been in another accident that would have totaled my car a second time. Would they deny me. Are they obliged to counsel customers about keeping collision insurance on an already totaled car. Do I have any recourse. Could I get a refund. (My question mark key is gone on my keyboard.)""

I need to get rid of my car because the payments are way to high and insurance sucks?

I bought a 2003 Toyota Avalon a little more than a year ago from a dealer. I put 7000 dollars as a down payment and now am paying 240 a month for 60 months. Its getting kind of hard to pay off the car now with all of the costs going up. The total price of the car was 15000 and I got a bumper to bumper warranty for 5 years/100,000 miles when I bought it at 35,000 miles. The car now has 54.000 miles. How do I trade it in for a car that would cost me less than 200 a month Thanks""

Which is best health insurance company in india?

best health insurance company

The best insurance for juniors?

i just turned 18 and i need to get new insurance any ideas????

Are there different types of car insurance?

What are the different kinds?

How much on average would insurance be on a Grand Prix? (For a 17-year old)?

Are they considered sedans or sports cars? I think I would go through State Farm, with the good grade/safe driver book. Does anyone have experience insuring one? It would be anywhere from 1997-2003 model with about 100,000 miles on it. Thank you!""

Why do auto insurance company ask for social security number when asking for a quote?

must i give my social security number if i were to purchase a auto policy?

Where do I look for health insurance for my family?

Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?

What is the cheapest Auto insurance I can get?

I'm 23, just got my license, i have a Honda civic 2002. Thanks!""

Who do you speak to when your auto insurance is not paying you for the total damage done to yor vehicle.?

CAR WAS TOTAL , INSURANCE COMPANY NOT PAYING FULL VALUE. IS THERE A AGENCY THAT OVERSEES THESE MATTERS.""

How much will my driving insurance be for 16 yrs old?

Drivers Age: 16 type of car: Toyota liability limits: uh... none, i think, once i crash the car goes.. comp & collision?: idk driving record: just got it today lol credit score: perfect =P zip code where car is kept: 43221 its a rav4 crappy car, i just need a ball park geuss... my parents r trying to make me think its a lot more than i no it is, just so i dont drive... and stuff, yea... thanks justin""

How is the government going to make insurance premiums more affordable?

I keep hearing how Americans need more affordable health insurance, but I have yet to hear how they are planning to do this or what results we can expect. Does anyone know how they are going to achieve this for us? How much can we expect our premiums to go down as a result of the reform? Do you think it will be more than what we will pay in increased taxes?""

Average cost for insurances for a service company?

im looking to start a business, though im wondering how much insurance will cost me monthly. I will be needing Commericial Property insurance, Insurance for equipment, Business for insurance, Auto commericial insurance, Workers comp, General liabilty, Commericial umbrella There will be 4-6 employees 2-3 trucks a commericial establishment for business equipment so if someone can give me a ball park range on how much this may run all in a consolidated number thanks""

Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !

Where is the cheapest place to get renters insurance?

My land lord is requiring everyone to get renters insurance now so im just looking for the cheapest most basic insurance I can get.

Insurance company not paying for car repair that isn't my fault?

I was in an car accident. I was in the right hand side of the parking lot and I was backing out of my parking space. I was in the middle of the parking lot, and a guy pulling out of his parking space on the left hand side of the parking lot. While I was in the middle of the parking lot, the guy back his car into mine (In a hurry). After this accident happened, this guy admitted that he hit me and the accident was his fault. The police showed up and we told our stories and he admit to the police that the accident was his fault and it was on the police report. After the accident, we went our separate ways. I talked to my insurance company and they told me that since the guy that hit me admitted that he caused the accident, I had to take it up with the guy's insurance company. I called the insurance adjuster from the other insurance company and gave my statement and he told me that he viewed the accident as both our faults and would not pay me to have my car fixed. And I told him that his client admitted to the accident and he said it didn't matter. I would have to go to my insurance company to have my car fixed. I have arbitration. Also, the adjuster said that I can go through arbitration. I don't know what to do. What can I do about it?""

How to provide proof of auto insurance?

How to provide proof of car insurance? I have been offered a generous stipend for graduate school. One of the documents they ask for is proof of car insurance. Does anyone know how I can provide proof of car insurance? (I know for a fact that my parents have bought car insurance). It would be helpful to know what document I should be looking for, what it looks like, is it just my AAA card or is it a form. Thanks a lot for your help!!""

Car insurance?

i cancelled my car insurance which i pay by installments i paid 75 at the beginnning and monthly premiums of 67 i cancelled the other day and on the phone they said i might have to pay a cancellation fee 45 as this is standard if your policy is not finished now they have calculated that i have to pay85 this is more than a months payment doe anybody know anything about these things and will i have to pay thanks

Do I need to switch car insurance for being out of state temperaily? Am I still covered?

I have car insurance in Florida, but I'm going to be going to school in New Jersey for probably for 2 years. Do I need to switch my car insurance or will I still be covered under FL rates? My DL has my Florida address and my car is registered in Florida. I plan on going back, so what should I do? Thanks (I'm with State Farm BTW)""

Short term car insurance?

want a scooby on the side for a bit of fun, can i get some sort of insurance for say..... weekends or the odd day here and there.""

Insurance on a range rover?

how much do you suspect insurance on a 2004 Land Rover Range Rover Range Rover would be the car is $5000 i know the lady she dais she'd sell to me I just want to make sure the insurance isn't going to be too much I'm 18 B average took driver's course and defensive driving class.......just a guess

Car insurance renewal & no claims certificates?

My car insurance is up for renewal soon, I had 1 year no claims before the current policy (but no certificate to prove it) and havent claimed during it. When I renew I like to look for the best price which may mean not sticking with my current insurer. If I change insurer and they ask to see proof of my no claims how can I prove I have 2 years? Will my current insurer issue me with a certificate saying 2 years (1 year with them added to the 1 year beforehand) or just 1 year? The other issue is that surely this certificate will arrive AFTER I want to begin my new policy?? Any advice would be much appreciated""

How can i find the name of insurance company with the policy number?

I need to find out the name of the insursnce company with the policy number

Car insurance or is it?

My truck was broke into a couple of hours ago and my pistol was stolen. i called the insurance (farmers) and they said the gun isn't covered by car insurance, it's only covered by homeowners insurance, and no my truck was not at my house. does this sound right to anybody? i don't understand what full coverage means if they don't fully cover everything.""

Car insurance changes depending where you live?

My sister has had a car for awhile now that was given to her by a family member, and she had her insurance and all set up and she was fine. We moved pretty much across the street but when you cross this street you live in a different town, the borders are in the middle of the road. So she called to change her address and they charged her 30 some odd dollars cause apparently the costs of living in this down is higher on your car insurance, so can anyone please explain to me why this is? Why would moving from one town to another, [across a road] take any effect on car insurance?""

How much should a Hyundai Sonata lease and insurance be?

I want to lase a 2011 Hyundai Sonata Limited 2.0T fully loaded within the next couple of days. I've totaled it on HyundaiUSA.com and it cam out to $30,195. the dealer said he would he down to $26,795. Their current promotion says you can lease a 2011 Sonata for 199/mo. for 36 months with $2,399 due at signing. I only want it for 24 months with $2,000 down. Any body have any idea what the lease rate or the insurance would be? Anybody whose leased a 2011 Sonata, please provide input. Thank you to everyone who answers!""

Car Insurance question?

Hi im 23 and currently live in BC, im planning on moving to Alberta and im wondering how much my insurance would be when I move I have my class 5 BC license my insurance monthly right now is 350 bucks due to me having an accident with my N a couple years ago I want to know if I move to alberta will it be more or less a month as ive heard alberta insurance companies dont like drivers under 25. Also is it worth risking it and not getting it changed and sneak it and hope not to get in to an accident with my bc license if ive moved there?""

What are the steps to obtain medical insurance?

I used to have peachcare,but my parents said something happened to it and I don't have insurance anymore.""

Car insurance rates after having license for 3 years?

I'm 26, had license for only 3 years. About to get my own insurance, just the basic state minimum, nothing fancy. Nationwide gave me an online quote of 204$ for 6 months... That doesn't sound right, sounds low, that's about $35 a month. In January I got insurance for only s month and it was $70 a month... Of course I hadnt had my license 3 years yet.""

Can't afford college Health Insurance...?

I need some type of advice regarding my options. I feel like i've hit a dead end. I have a 4.0 and financial aid, however my state requires student have health insurance... and the only insurance my school offers is over $80 a week on top of the $85 a week lab fees, dr visits, and meds because I have a severe blood disorder and need to go get my blood check every week. I also have specialist visits once a month. I have medicaid right now and if I go to school at all I will lose it and I can't afford the student insurance. It would total up to be more than my rent each month not to mention they don't cover pre-existing conditions. I feel totally hopeless. I'm willing to move to another state if necessary where insurance is more affordable. I just really wanted to go to medical school and now I feel like my future is shot all because I'm not healthy.... Also, i can't take out a loan because i don't have credit being so young and although I was born in this country and my parents were from here, they relocated to a foreign country so they can't help me either.""

Insurance on a used car verses a new car?

My dad says that if I buy a new car my insurance will double or even more than my insurance on my used car. Is that true?

If i got a car as a gift and dont have insurance and a car hits me is that ok?

my friend gave me a car and i dont have insurance, but a guy hit me this morning, will his insurance pay for it?""

How do you put someone on your insurance policy?

I have been insured for 3 years. My bf wants to get a car but with no no claims bonus he is getting quotes in excess of 3000 on the most basic insurance. I've tried to get quotes online to have him on my insurance but driving seperate cars and it seems I can't do this online. Do you have to actually phone them up? I'd prefer to do it online as it's less hassle.

What auto insurance does aarp offer?

the name of the insurance (auto) offered to aarp subscribers

""Health insurance, pre existing condition?""

what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre existing condition http://health.howstuffworks.com/health-insurance12.htm here is the link for pre existing condition exclusion period http://health.howstuffworks.com/health-insurance13.htm""

How much did your car insurance rate increase when your 16 year old began driving?

How much did your car insurance rate increase when your 16 year old began driving?

How much you pay for car insurance if your in early 20's?

I'm a 21 year old college student. Im going on to my junior year and have just gotten a car. I have always gotten a ride with my friends. I got a quote from Farmers Insurance for $2600 for 6 months full coverage is that normal?

Where can I find good deals on auto insurance?

instant, online quotes for auto insurance""

""On average, how much do YOU spend on utilities each month?""

I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything.""

Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !

What is a good health insurance plan for two snowbirds that travel between NY and FL?

Hello. I am 67 and my wife is 61. We are going to begin living between New York and Florida now, half of the year in Florida and half in New York. What kind of health insurance is popular for our situation? What is the most affordable plan? We want to be insured throughout the entire year in both FL and NY. I am 67 and my wife is 61. Thank you.""

Will car insurance pay for the following:?

I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.""

Does adding a driver/family member bring drive up car insurance premium?

I want let my parents drive my car once in a while, do i need to add them as additional drivers or are they covered under my existing bare minimum insurance coverage.""

Can you have more than one car insurance policy?

Okay, imagine the situation. Mum's got a car (A), but it's too expensive to run. Son has just bought a car (B) but doesn't want to drive it much until next year. Mum's already got an insurance policy on Car A, she wishes to take out an insurance policy for Car B with another company, but still keep her insurance policy on Car A with her old insurer. So Car A - Insurance Policy A - Mum driver. Car B - Insurance Policy B - Mum driver, Son named. Many thanks.""

""Which is better, Term Insurance or Whole Life Insurance?""

Say you're newly married and the wife is pregnant. You have just bought a home and have a large mortgage. Which kind of insurance is best for a family, Term Insurance or Whole Life Insurance?""

Can you have Medicaid and insurance?

I live in Nebraska and I am pregnant. My husband does have insurance with his employer, but it has a super high deductible. I think we would be eligible for Medicaid based on income. Can I have both insurance and Medicaid?""

How much would it cost for a 2.5 nissan skyline to run? (Like insurance wise for a 17 year old?

How much would it cost for a 2.5 nissan skyline to run? (Like insurance wise for a 17 year old?

Affordable Health Insurance?

I was in a pedestrian accident earlier this year. The case has since been settled and I was awarded $25,000. That was the maximum insurance the driver had, after lawyer fees, etc., etc., I didn't end up with much. I am unable to work and have no health insurance. My back is still scarred. Everyday, all the time it aches. I stopped treating with the chiropractor because he was making me feel worst the entire 2 months I treated. I need prescriptions and medical attention period! I have about $4,000 left, but I am unemployed and do not want to continuously dip into my savings. Since my lawyer has been paid, I seem to be of least concern.""

2008 Harley Low Rider insurance?

Hey I am 17. I just got a Harley Low Rider (1584cc) and gave been riding it with out insurance for the past month and I was wondering how much would the insurance cost for it.

Car Insurance increased? what to do next?

My car insurance company had increase my insurance by 2 folds (103%) increase. I contacted the company, enquired about this increase. But they said they cant do anything about it, If I want I can raise this with the customer service chief and chief executive. I wrote them a letter stating it was ridiculous amount of money, they asking me to pay. Also clearly brought to their notice, that I have a clean history, no claim, paid insurance on time, no accidents, and I have no claim discount of 7 years in total. The companies chief executive has replied me in a letter stating, unfortunately, the post code where is stay is subjected to recent increase and personal injury claims from post code area has gone up. So nothing he could do. But I replied him saying, I lived in the same place for more than 5 years. But still no good. Regards to this, I email Watch Dog, explaining the same a month ago. Still no reply or correspondence from them. Now I am stuck, I do not what to do. Honestly, I only brought this care for 500 in very good condition and it is still the same. But my insurance is more twice the value of my car. Please somebody tell , what can I do next. This is really ridiculous amount and unacceptable whatsoever. Thanks in advance.""

Insurance for a car?

how much would car insurance for a 99 s10 blazer when im 18 and not have full coverage and also have a car crash ? and one ticket for rolling stop its going to be most likely to be over 500 dollar a month right ? and a male

How much does Ensure cost?

I'm striving to gain weight and I was wondering how much Ensure costs? I'm thinking Ensure Plus in packs or as a single purchase. Please name stores that sell it too. Thank you!

Piaggio ape 50cc Insurace Please HELP?

Okay I'm 17 and looking at getting a Piaggio ape 50cc to drive around i live in a town in the uk, I have looked for a number plate to get a example of cost on insurance as if its loads I wont be able to get it! I'm pretty sure I don't need full licence to drive just CBT as I don't have full licence!""

Does your car insurance on old car cover your new car for 30 days?

i just got a new car. i traded it for a new one. i live in illinois and i am insured with geico. On my way home that night i got the car i got pulled over and got a ticket for not having insurance on that vehicle.i tried telling the cop my situation but that still didn't matter to him. So he gave me a $500 ticket. i was told when you get a new car your old insurance will cover you for 30 days. i called Geico numerous of times and they wont help me. Is there anyway to get out of this ticket? is there an illinois law that states something about this?

Can i get a ticket for no insurance?

Can i borrow my moms car. I have a valid drivers license and her car is insured under her name i'm not on the policy. Can i get a ticket for no insurance if im not on her policy?

How many cars can you put and take off of your insurance policy in one month? One year?

How many cars can you put and take off of your insurance policy in one month? One year?

How much will my insurance cost?

Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!

""Insurance paid out too much, Am I obliged to give it back?""

After a solicitors firm managed to draw out a car insurance claim for 18 months I finally settled 50/50 on the incident, instead of refunding me 50% (400) of my excess the solicitors paid me 100% (800). I verbally informed them of the error before they issued the cheque and they still proceeded, now they have noticed the error they are asking for me to return the money. Am I legally obliged to do so and how far are they likely to pursue this if I do not?""

How much insurance is on a 2002 mustang gt on a 55 year old male?

How much insurance is on a 2002 mustang gt on a 55 year old male?

How much does insurance cost for a new 16 year old female driver?

I would like to know how much insurance costs for a new 16 year old female driver. My parents have the insurance company USAA, so if I could get some information on the likely costs of this, that would be great. Thank you!""

Where did the myth that the color of your car is an insurance factor come from?

Where did that come from I hear lots of people saying that. That would be a sad day if the inusuance companies had that much say into how my car should look.

Is it illegal to drive car if you personally don't have car insurance?

Let's say a teenager doesn't have car insurance and he has his license. His car is registered in his parents name and the teenager isn't under the family car insurance. The teen drives his car and gets wrecked in a accident. Now will he be protected because the car is under his parent's insurance and they let him use the vehicle?

18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?

I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.

A question about Group Medical Insurance and Life Insurance?

ok my friend will be working @ braums as a full-time .. and she told me that she will get life and medical insurance without even paying for them.. is that true? so lets say she cut her hand and now she need to have a surgery does that really mean that she will get surgery for free? and whats the difference between Group Medical Insurance and Life Insurance? and if she is not right that can u tell me how does it work? here is the link read the benefits @ the top of the page

How much will motorcycle insurance cost for me?

I'm 18, i live in austin, texas, and i plan on getting a kawasaki ninja 250 for my first bike""

Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !

I want to file a complaint about two health insurances.?

I went on the Internet to try to get health insurance, this company called alliance for affordable service called me and told me that my percriptions would only cost in the neigbor hood of $10- to &50 dollars. I spoke to my Dr. and he told me that there was none of my medicines that he could change to the lower prices. I contacked the company and told them what the Dr. told me. I asked for my money back, they told me to send a letter, which I did. They sent me one back aqnd told me that they would not give me my money back. I dropped the insurance. I contacked another insurance on the internet. They called me. I sepicifity asked if they covered preexisting conditions and he asked did I mean, I told he that the Dr. wanted to do surgery on me left foot. He told me that it would cover any preexisting preplanned surgeries. The Dr. office called them and they told her that they would not cover any suegery inpatient or out. This company was Sure Care.""

The average price of car insurance for VA drivers?

I'm planning on getting my license very soon. I've been planning ahead by saving up car money and figuring out what type of car I want. However, my dad often mentions how insurance is gonna bite you in the ***. so I would like to know what the average price of car insurance is for young or new Virginia drivers. please and thank you. (I've heard rumors that sometimes it helps if you have a beige or gray car. true?)""

Is there some kind of insurance I can buy for my pit bull while renting a home/apt?

I'm not looking for housing, but I know how difficult it is to get while owning a dog over 25 lbs and a pit bull mix to boot! Is there a type of insurance that I can get that will over-ride or cover whatever it is in the commerical insurance that makes people reject me for my dog breed? I have read somewhere there might be, but I don't know what it is and what was the experience with using it? I'm wondering if it's something I should get now and have a history of having or just get when I need it.""

Job offer buyout insurance?

I just got a job offer for 40,000 with 75% benefits paid. Ill be living at home with my parents and im covered under their health insurance until im 26. Can I ask them to not pay for insurance and give me a higher salary instead? Has anyone heard of this happening? Thanks""

Is there such a thing as mental heath insurance or at least a carrier that is better than others...?

i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.""

Does my car has to have insurance or do I have to have a new insurance for myself in order to drive in NJ?

I'm a bit confused about this issue. I have a permit and I want to do a road test in order to obtain the provisional driver license. The thing is that I heard a lot from people about insurance and now I'm that confused that I don't know what to do. Do I need to have insurance? or does my car need insurance? Can I be under my parents insurance? Would that be cheaper? Could you guys help me figure this out? All I want is to drive legally without any problems, and don't waste money. Could you give me some sources also? Thx ahead""

How can we make health care insurance work like car insurance?

Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?

What happens after you settle with your insurance company?

My car was stolen Monday morning on July 15 around 3am to 5 am in Richmond CA the car was park right by my parking lot my question is what happend after I settle a payment with my car Insurance and The police find my car after I settle with my insurance?

Health insurance in NY? Minor children & jobs that don't offer healthcare?

My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can't pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated :) thank you""

Insurance on Rx-8 for a 29yr old male?

I'm almost 29 and I'm thinking of buying a Mazda Rx-8, the 230bhp version. I've got 2 yrs no claims and was wondering if anyone of similar age has one and if they could give me an idea of what the insurance would cost in Ireland??""

Cheap subaru impreza insurance?

has anyone got a scooby? any recommended insurance companies? just brought my first one. a 1993 WRX import. im 29 with 11 years no claims. best i can find is with the AA for 664 with 450 excess. are there any places that specialize in imports that could beat that? cheers!!

Will the insurance give me another car?

someone backed into my car bumper resulting in a fairly unnoticeable damage,I started a claim, if the insurance company send me to a bodyshop to for the repair will they give me another car till my car is fixed???""

Who sells the cheapest auto insurance online? Thank you in advance.?

Who sells the cheapest auto insurance online? Thank you in advance.?

I'd like a bigger bike but what will the insurance cost me?

I'm looking to trade in my 125cc for a bigger bike, most likely a 600cc, but I'm wondering what the insurance will be considering I have 3 points on my license for speeding. I'm looking to get it for my 18th, and it will be restricted to 33bhp. Can anyone give me a ballpark figure of what the insurance will be? And what bike should I get?""

Help finding a car insurance quote?

I'm doing a project for my economics class where I have to pretend to be a 22 year old living on my own and make a monthly budget for myself. I have to find a car insurance and health insurance quote, but everywhere I search asks for personal information and has to search through my records and credit to give me the right quote. I'm only 17 so they wouldn't find anything on me. I need it for a 22 year old making 27,000 a year. Please help me! 10 points to the best answer :)""

How long on workers comp can you keep you health insurance from your work?

i mean like for things not related to my work injury? how long do they have to keep my job for me?

""Getting my first car,without license or insurance?""

Hi i live in California and im getting alot of money to get my first car withing a 90 mile radius,the problem is that i have no DL or insurance.My question is what happens if i get stopped?Im only going to be driving it to my house and thats it until i get my license.Im also buy it off a person not a dealer.""

""I need cheap car insurance, I'm in college?""

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""

Must you have insurance if you are a driver in the state of Nevada?

I'm a driver in California, under the age of 21. I don't have a car that I own nor am I put on the other cars that my parents own and don't wish to be on them. If I am not planning on driving any time, do I still need to have insurance because I have a driver's license? If you have an answer, I would appreciate a link as well to look on.""

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?""

Average motorcycle insurance for a young married couple?

my fiance and i are thinking about getting a motorcycle in about a year. how much would insurance cost for an average bike? we will be 20.

Help looking for health insurance for college student in California?

I'm a 20 year old living in California and I'm trying to get health insurance. My previous one in PCIP is dissolved and I'm trying to get enrolled into Covered California, but I got locked out and can't reach anyone there due to high call volumes. I'm looking for an alternative but I have no idea where else to search. I'm looking into Kaiser, Blue Cross etc. but I'm not sure what to do.. Can someone please help me?""

Will my car insurance go up?

I just got a speeding ticket for going 14mph over. I pay my car insurance on a 6 month cycles and I just paid for the next 6 months at the beginning of the month. Is there any way the insurance companycan charge me more for the current 6 months or will my insurance not go up until my next 6 months bill? Thanks!

Insurance esitmate for 2 door vauxhall corsa?

Im 17, and im planning to get a vauxhall corsa, estimated insurance prices please?""

Should i keep car insurance?

Car lot required full coverage car insurance to drive car off the lot. I just want the bare minimum can i switch to just liability? Or do i have to keep it?

Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?

I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !

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