#pbs ready jet go
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Ummm RJG HC bc I said so teehee
Most of my silly lil AUS take place when they're just a little bit older mb
Mitchell doesn't even know what his plan is gonna be once he finds out Jet is an alien tbh. Lil bro just wants to be right soooo damn bad.
Jet is very smart intellectually but street smart? Nah someone save him PLEASE.
Mitchell has canonically tried to "poison" (according to Jet and Mindy) Jet with ice cream at least ONCE. Stella did not take this well. (I like to think she does care about him and his friends and may even be a little protective of them)
Idk how I came up with this one but Zerk and Stella have MAJOR beef for some reason.
Carrot should just stick with baking bro's cooking is NOT it.
Ummm the Bortronians may or may not be immune to Earth weapons teehee.
If Stella loses her ship or her the thing she keeps it in the crash out will be BADDDDDDDD. She's turning the entire planet upside down looking for that sh (Either Mitchell or Lillian snatched it.)
"Isn't that Stella's….?" - Mindy as the entire planet is up in flames
"Whose?"
Jet would be the first one to die in a horror movie I'm sorry..
Zerk doesn't really get the earth hype and suggests that Jet visit him on Bortron instead.
Stella's hands MUST always be occupied. Whether it is with a fidget, hand gestures or something.
That's all for now teehee
#pbs ready jet go#jet propulsion#sydney skelley#sean rafferty#stella singularity#mindy melendez#ready jet go#ready to kms
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ATTENTION EVERYONE
text : The Donald Trump administration has terminated grants that have been used to fund PBS Kids programming.
Trump’s Department of Education will now prioritize funding for meaningful learning and improving student outcomes instead of divisive ideologies and “woke propaganda.���
WHAT. THE. HELL.
DONATE IF YOU CAN!


#wordgirl#pbs kids#pbskids#pbs#donate#important#Arthur#martha speaks#cyberchase#carl the collector#thomas and friends#fetch with ruff ruffman#wild kratts#work it out wombats#Elenor wonders why#odd squad#nature cat#ready jet go#curious george#sesame street
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SAVE PBS
Donate if you can, and if you can’t then you can still help by spreading the word!!!
PBS has done so much for us, now it’s our turn to help them.
Tag every fandom for a PBS show you can think of, even if it’s not your fandom, to spread the word to as many people as possible. We can make a difference.

#save pbs#pbs kids#wild kratts#arthur pbs#martha speaks#cyberchase#carl the collector#thomas and friends#fetch with ruff ruffman#work it out wombats#odd squad#nature cat#ready jet go#curious george#sesame street
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Due to our parasite in chief defunding PBS Kids, and causing Molly of Denali to get cancelled, I decided to draw her (and Jet, of course) defending public media.
I may not have posted about it much, but Molly of Denali was an excellent show, and groundbreaking. It's one of the few animated works that doesn't stereotype indigenous Americans and instead represents them authentically. It got four seasons, which is a lot for a kids' show and more than what cult classics like Ready Jet Go or Let's Go Luna got.
But no, Molly got canned because it was "woke" or "racially divisive" or whatever. Yeah, it's woke, because it is aware of the injustices that indigenous people have faced (they did an episode on the residential schools) and sets out to portray said people positively and authentically. If you have a problem with that, fuck off.
Go to https://protectmypublicmedia.org/ for more information on how you can help PBS
#pbs kids#pbs#save pbs#protect my public media#my art#fanart#molly of Denali#molly mabray#ready jet go#Jet propulsion
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My first drawing fo @artgurl625 RJG Gem AU!

It of Blue Goldstone (the fusion of the DSA scientists) holding Jet (Jet Lignite) and Sydney (Onyx).
Singular gems-
Dr. Rafferty: Sky Blue Topaz
Dr. Bergs: Padparadscha
Dr. Skelley: Sapphire
Mr. Peterson: Yellow Tourmaline
Dr. Melendez: Carnelian
Pictueres of blue goldstone-


Got a few more drawings and gem headcanons comin soon!
#ready jet go#rjg#pbs kids#steven universe#AU#gem#fanart#blue goldstone#jet propulsion#sydney skelley#dr rafferty#dr bergs#dr skelley#mr peterson#dr melendez#Art from outa space🎨🛸
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READY JET GO! “Every Day is Earth Day”
#ready jet go#pbs kids#gifs#gifset#readyjetgoedit#pbskidsedit#animationedit#animationsource#cartoonedit#animationsdaily#earth day#earthdayedit#mitchell peterson
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Thank you Monster High, thank you MLP freindship is magic, thank you Powerpuff Girls, thank you Tinkerbell
AND MY PBS BLORBOS: Thank you Odd Squad, thank you Ready Jet Go, thank you Arthur, thank you Cyberspace
AND THE ANIMES I WATCHED AT AGE 5???? INYUASHA AND DRAGON BALL (I WATCHED ALL OF THEM [except GT I couldn't stomach it])
THANK YOU ALL MY CHILDHOOD SHOWS!!!!
REEEEEEEEEEEEE
#oh god i have to tag all these#*deep breath*#monster high#mlp#mlp friendship is magic#powerpuff girls#tinkerbell#pbs kids#odd squad#did odd squad have a theme song?? i cant remember it#ready jet go#Arthur#arthur pbs#cyberspace#inyuasha#dragon ball#dragon ball z#dragon ball super
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Saw a pic and thought "I should redraw this with the show about space"

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I HAVE A HEADCANON FOR JET PROPULSION!! I Headcanon Jet as Aroace!! :D
The Reason why I headcanon him as that because I don’t seem him having love interest with his both best friends “Sean” and “Sydney” even though I use to Ship them with Jet I see Jet as a Brother/Father figure to them (also Mindy) since Jet is Age is actually 63 years old in Bortronian universe I think it’s kinda weird (even though he’s 10 I’m earth years though) it’s kinda weird to me since Jet is the oldest in the Group plus it’s just a kid shows also. But even though the creator said that Jet is canonically Bisexual I could respect that and the people who supports that!
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YOUTUBERS AS PBS KIDS CHARACTERS
Jesse "McJuggerNuggets" Ridgway as Sean Rafferty from Ready Jet Go!
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do uncle zucchini sneeze
maybe
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Ready Jet Go! Intro
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DeFi Lending Explained: The Alternative Banking System
DeFi Lending (Decentralized Finance Lending) is changing how we interact with money and access financial services. By removing traditional banks from the equation, DeFi Lending unlocks global, permissionless financial tools through robust lending and borrowing protocols.
While you may already be familiar with other components of the DeFi ecosystem — like trading platforms and crypto wallets — DeFi Lending protocols are a newer addition to crypto markets. They’ve quickly become one of its most powerful innovations, allowing users to earn yield on digital assets or borrow funds without intermediaries.
Unlike banks, which typically offer 0%–3% interest on savings accounts, permissionless platforms often provide yields of 10%–15% on stablecoins such as USDC and USDT, depending on algorithmic rates. Other altcoins can offer even higher returns, though they come with increased volatility and market risk.
DeFi Lending Explained
DeFi Lending protocols are new financial instruments reshaping the DeFi market into a more open, unbias, efficient, and accessible alternative to traditional finance. It kicked off in 2017 with MakerDAO on the Ethereum network — where smart contracts replace financial intermediaries, and anyone with a wallet could lend, borrow, and earn.
No bank branches. No credit checks. No paperwork.
At its core, crypto lending allows users to deposit digital assets into decentralized protocols and earn yield — often far higher than the 2% scraps traditional banks toss your way. That same pool of capital is tapped by borrowers, who leverage collateral and borrow against it — all without asking permission from a single institution. It's financial access, without the gatekeeping.
Most platforms utilize algorithmic interest rates that adjust based on supply and demand between lenders and borrowers — or more specifically, utilization rate — ensuring lenders are rewarded when demand is high and borrowers always know the cost of capital. Everything runs on smart contracts, meaning no bias, no delays, and no hidden fees.
You might know DeFi wallets or DEXs, but lending is the backbone of decentralized finance. It's where idle assets start working. It's how capital flows across blockchains. And it’s still early. As more protocols launch with permissionless lending, vaults, curators, and real-time credit scoring — like Credora’s system — are setting new standards. Decentralized lending is shaping up to be a full-blown alternative to the banking system — not just for the degens, but for institutions, the bankless, and everyone in between.
DeFi Lending isn’t just a product. It’s a movement — toward financial self-custody, global access, and open systems that don't care about your credit score or region.
How Does Decentralized Lending Work?
DeFi Lending operates on non-custodial, permissionless protocols that allow users to lend or borrow assets without needing approval from centralized institutions. Here’s how it works:
Depositors – Earn Interest by Supplying Crypto
Users can deposit their stablecoins or other cryptocurrencies into a protocol such as Morpho. These funds are added to a liquidity pool, which other users can borrow from. The interest earned depends on market demand and is often significantly higher than traditional bank savings rates. Think of it like a crypto-powered savings account — but with higher yields and no middlemen.
Vaults – Managed by Curators
Vaults, or liquidity pools, are managed by curators (market makers) who optimize yield strategies for depositors by directing liquidity into other protocols or pools. Think of it like how banks reinvest customer deposits — but in DeFi, it’s automated and transparent.
Borrowers – Crypto as Collateral
Borrowers must provide tokens as collateral valued higher than the loan amount and keep up with interest payments. This protects lenders and mitigates defaults. If the collateral’s value drops too far, the protocol auto-liquidates the position to preserve the vault. Interest payments contribute to vault growth, benefiting depositors.
Key Features of DeFi Lending
Different lending platforms introduce a wide range of features that traditional banks simply can’t match — from permissionless access to non-custodial control and real-time, algorithmic interest rates. Here’s what makes crypto lending a compelling alternative.
Want the full breakdown? Check out our deep dive: DeFi Lending vs Traditional Lending for a side-by-side comparison.
Permissionless Access
No approvals. No restrictions. No waiting. With just a wallet and Wi-Fi, anyone can tap into permissionless lending — regardless of geography or credit history. It’s financial access on your terms, running 24/7 on-chain. While banks sleep, DeFi stays open.
Non-Custodial Control
Unlike banks that take custody of your funds, decentralized lending protocols are non-custodial. That means you maintain control of your assets at all times. Your crypto stays in your wallet or in smart contracts — not behind a desk at a financial institution.
Higher Yields on Stablecoins
While banks offer a modest 0.1% to 3% APY on savings, DeFi Lending protocols routinely deliver 10%–15% APY on stablecoins like USDC and USDT. These dynamic rates are driven by real-time market demand and executed automatically through smart contracts — no middlemen, no fine print.
Transparent & Algorithmic Interest Rates
Rates in lending protocols adjust in real time based on supply and demand — not some opaque decision made in a bank’s boardroom. Most protocols use algorithmic models to set borrowing costs and lender rewards, so you always know what you’re signing up for.
Business Lending & Borrowing
DeFi is starting to reshape more than just personal finance, digital holdings and investors — it's unlocking new ground in financial transactions. Traditionally, businesses have relied on banks, paperwork-heavy applications, and long approval timelines just to access working capital. But with a crypto lending platform, the entire process can be streamlined. A business can use its crypto assets as collateral or even build a credit profile through on-chain activity, and get access to liquidity within minutes — not weeks.
This is a game-changer, especially for startups and businesses in emerging markets that are typically underserved by legacy banking systems. No more waiting for a greenlight from a credit officer halfway across the world. The implications are huge: faster growth cycles, decentralized funding models, and a level playing field for businesses that don’t fit the mold of traditional finance.
And the options keep growing. Some decentralized applications now offer undercollateralized lending through credit assessment platforms, flexible repayment terms, while others allow tokenized invoices or real-world assets to be used for capital. It’s early days, but business finance is going borderless — and the runway for innovation is wide open.
Top DeFi Lending Platforms
Lending apps have seen explosive growth in recent years. The total value locked (TVL) in DeFi protocols jumped from approximately $9.1 billion in July 2020 to $90.8 billion, according to DeFiLlama — a staggering 900% increase. It’s one of the fastest-growing lending and borrowing markets, highlighting both the demand and rising adoption of DeFi as a serious alternative to traditional banking.
Today, a handful of platforms dominate the DeFi Lending space, known for offering competitive rates, innovative features, and proven reliability. Here are some of the major players shaping the lending landscape:
Aave
One of the OGs in the space. Aave lets you lend and borrow a wide range of assets across multiple chains. Known for its flash loans, dynamic interest rates, and massive liquidity. It’s battle-tested and governed by its community via the AAVE token.
Compound
Another heavyweight. Compound helped pioneer algorithmic interest rates and non-custodial lending. Simple UI, efficient, and deeply integrated across DeFi. It’s been around long enough to earn its stripes — and your trust.
Morpho
A rising star blending the best of peer-to-peer lending with liquidity pools. Morpho optimizes rates for both sides of the market and recently launched Morpho Blue, a permissionless lending layer. Oh, and they just partnered with Credora to bring vault risk ratings into the mix — institutional vibes, DeFi roots.
MakerDAO
This one’s a bit different. Maker doesn’t offer lending pools — it lets you mint DAI (a decentralized stablecoin) by locking up crypto as collateral. It’s overcollateralized lending with a twist. Think of it as borrowing against yourself.
MORE Markets (Upcoming)
A fresh contender making waves on Flow blockchain. MORE Markets lets you lend, earn, and borrow in a sleek, permissionless setup. With curated vaults and rapid TVL growth, it's quickly becoming one of the most promising DeFi protocols outside the usual Ethereum crowd.
Risks & Challenges
Despite its benefits, DeFi Lending apps come with certain risks that users should keep in mind:
Smart Contract Vulnerabilities
DeFi Lending relies on smart contracts, and any bugs or vulnerabilities in the code can be exploited by attackers. While top protocols undergo extensive audits and offer bug bounties, security risks still exist — and exploits have happened.
Liquidation Risks
Crypto-backed loans require collateral. If the value of that collateral drops below a set threshold, the protocol may automatically liquidate it to protect lenders. This risk is heightened during high market volatility, especially with non-stablecoins and memecoins. Undercollateralized lending is also gaining traction — where the collateral posted is less than the loan amount — adding another layer of risk.
Impermanent Loss & Market Volatility
While stablecoins provide price stability, lending or borrowing more volatile cryptocurrencies exposes users to price swings that can affect returns or trigger liquidations.
Regulatory Uncertainty
Global regulators are still figuring out how to approach DeFi. Future rules could impact how lending protocols operate, where they're accessible, and what kind of user verification (KYC) is required.
How to Get Started
Interested in earning passive income through DeFi Lending or borrowing crypto? Here’s a simple step-by-step to get started:
Step 1: Choose a Lending Platform
Browse and select a protocol from our DeFi Lending Directory that fits your needs.
Step 2: Set Up a Crypto Wallet
Pick a secure, compatible wallet from our DeFi Wallet Directory to interact with the protocol.
Step 3: Deposit Funds
Transfer your stablecoins or crypto assets into your wallet, then deposit them into the lending platform to start earning interest.
Step 4: Monitor Your Investments
Keep an eye on your deposited funds, earned interest, and loan health to avoid liquidation risks and maximize returns.
Final Thoughts
DeFi Lending is more than a new way to move money — it’s a new way to move. It gives users something TradFi never could: open access, global reach, and real yield that isn’t tied to legacy infrastructure. Whether you're stacking stablecoins or putting idle assets to work, this isn’t just finance with better rates — it’s finance with no ceiling.
We're not talking about small tweaks to old systems. We're talking about a full-on reimagination of what financial freedom looks like — where wallets replace paperwork, and smart contracts handle what used to take banks days to approve. DeFi Lending isn’t about asking permission. It’s about showing up, connecting your wallet, and being part of a financial system that works for you — not against you.
As infrastructure matures and adoption ramps up, the lines between Web2 banking and Web3 finance will only blur further. But make no mistake — DeFi isn’t trying to copy banks. It's building a parallel system, one that’s faster, fairer, and designed for the digitally native world.
Whether you're an investor looking for better returns or a borrower seeking more flexible terms, DeFi Lending offers an unmatched crypto-native alternative to the traditional banking system.
Source: DeFi Lending Explained: The Alternative Banking System
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i definitely think that if pbs kids go continued after 2013, ready jet go would be on the block. the show's writing and characterization seem much more like a pbs kids go show than a regular pbs kids show. the science concepts it teaches are also quite complex for a preschool show, one amy mainzer segment was even about the big bang. i also know that odd squad was originally going to be on the block before it was shut down.
i really feel like pbs kids go bridged a gap between "preschool" and "older kids" shows. it was for elementary students, pretty much. calling something like arthur or wordgirl a preschool show kinda feels disingenuous since they're nothing like, say, daniel tiger or super why. they have older characters and situations that are more relatable to elementary school students. i think maya and miguel could easily pass as a saturday morning nickelodeon cartoon. nowadays, educational tv shows specifically designed for elementary school students are pretty rare, but i do recall some news articles saying that city island is for elementary.
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(Headcanon) Some cultural clothing! Apologies if i got anything wrong.

#ready jet go#sydney skelley#sean rafferty#mindy melendez#pbs kids#culture#dibujo digital#fanart#nigeria#ireland#mexico#Art from outa space🎨🛸
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And a very merry St. Patrick's to ye! Be gosh and be garter!
READY JET GO! “Bortron Leprechaun”
#ready jet go#pbs kids#gifs#gifset#readyjetgoedit#pbskidsedit#cartoonedit#animationedit#animationsource#animationsdaily#st patrick's day#stpatricksdayedit
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DeFi Lending Explained: The Alternative Banking System
DeFi Lending (Decentralized Finance Lending) is changing how we interact with money and access financial services. By removing traditional banks from the equation, DeFi Lending unlocks global, permissionless financial tools through robust lending and borrowing protocols.
While you may already be familiar with other components of the DeFi ecosystem — like trading platforms and crypto wallets — DeFi Lending protocols are a newer addition to crypto markets. They’ve quickly become one of its most powerful innovations, allowing users to earn yield on digital assets or borrow funds without intermediaries.
Unlike banks, which typically offer 0%–3% interest on savings accounts, permissionless platforms often provide yields of 10%–15% on stablecoins such as USDC and USDT, depending on algorithmic rates. Other altcoins can offer even higher returns, though they come with increased volatility and market risk.
DeFi Lending Explained
DeFi Lending protocols are new financial instruments reshaping the DeFi market into a more open, unbias, efficient, and accessible alternative to traditional finance. It kicked off in 2017 with MakerDAO on the Ethereum network — where smart contracts replace financial intermediaries, and anyone with a wallet could lend, borrow, and earn.
No bank branches. No credit checks. No paperwork.
At its core, crypto lending allows users to deposit digital assets into decentralized protocols and earn yield — often far higher than the 2% scraps traditional banks toss your way. That same pool of capital is tapped by borrowers, who leverage collateral and borrow against it — all without asking permission from a single institution. It's financial access, without the gatekeeping.
Most platforms utilize algorithmic interest rates that adjust based on supply and demand between lenders and borrowers — or more specifically, utilization rate — ensuring lenders are rewarded when demand is high and borrowers always know the cost of capital. Everything runs on smart contracts, meaning no bias, no delays, and no hidden fees.
You might know DeFi wallets or DEXs, but lending is the backbone of decentralized finance. It's where idle assets start working. It's how capital flows across blockchains. And it’s still early. As more protocols launch with permissionless lending, vaults, curators, and real-time credit scoring — like Credora’s system — are setting new standards. Decentralized lending is shaping up to be a full-blown alternative to the banking system — not just for the degens, but for institutions, the bankless, and everyone in between.
DeFi Lending isn’t just a product. It’s a movement — toward financial self-custody, global access, and open systems that don't care about your credit score or region.
How Does Decentralized Lending Work?
DeFi Lending operates on non-custodial, permissionless protocols that allow users to lend or borrow assets without needing approval from centralized institutions. Here’s how it works:
Depositors – Earn Interest by Supplying Crypto
Users can deposit their stablecoins or other cryptocurrencies into a protocol such as Morpho. These funds are added to a liquidity pool, which other users can borrow from. The interest earned depends on market demand and is often significantly higher than traditional bank savings rates. Think of it like a crypto-powered savings account — but with higher yields and no middlemen.
Vaults – Managed by Curators
Vaults, or liquidity pools, are managed by curators (market makers) who optimize yield strategies for depositors by directing liquidity into other protocols or pools. Think of it like how banks reinvest customer deposits — but in DeFi, it’s automated and transparent.
Borrowers – Crypto as Collateral
Borrowers must provide tokens as collateral valued higher than the loan amount and keep up with interest payments. This protects lenders and mitigates defaults. If the collateral’s value drops too far, the protocol auto-liquidates the position to preserve the vault. Interest payments contribute to vault growth, benefiting depositors.
Key Features of DeFi Lending
Different lending platforms introduce a wide range of features that traditional banks simply can’t match — from permissionless access to non-custodial control and real-time, algorithmic interest rates. Here’s what makes crypto lending a compelling alternative.
Want the full breakdown? Check out our deep dive: DeFi Lending vs Traditional Lending for a side-by-side comparison.
Permissionless Access
No approvals. No restrictions. No waiting. With just a wallet and Wi-Fi, anyone can tap into permissionless lending — regardless of geography or credit history. It’s financial access on your terms, running 24/7 on-chain. While banks sleep, DeFi stays open.
Non-Custodial Control
Unlike banks that take custody of your funds, decentralized lending protocols are non-custodial. That means you maintain control of your assets at all times. Your crypto stays in your wallet or in smart contracts — not behind a desk at a financial institution.
Higher Yields on Stablecoins
While banks offer a modest 0.1% to 3% APY on savings, DeFi Lending protocols routinely deliver 10%–15% APY on stablecoins like USDC and USDT. These dynamic rates are driven by real-time market demand and executed automatically through smart contracts — no middlemen, no fine print.
Transparent & Algorithmic Interest Rates
Rates in lending protocols adjust in real time based on supply and demand — not some opaque decision made in a bank’s boardroom. Most protocols use algorithmic models to set borrowing costs and lender rewards, so you always know what you’re signing up for.
Business Lending & Borrowing
DeFi is starting to reshape more than just personal finance, digital holdings and investors — it's unlocking new ground in financial transactions. Traditionally, businesses have relied on banks, paperwork-heavy applications, and long approval timelines just to access working capital. But with a crypto lending platform, the entire process can be streamlined. A business can use its crypto assets as collateral or even build a credit profile through on-chain activity, and get access to liquidity within minutes — not weeks.
This is a game-changer, especially for startups and businesses in emerging markets that are typically underserved by legacy banking systems. No more waiting for a greenlight from a credit officer halfway across the world. The implications are huge: faster growth cycles, decentralized funding models, and a level playing field for businesses that don’t fit the mold of traditional finance.
And the options keep growing. Some decentralized applications now offer undercollateralized lending through credit assessment platforms, flexible repayment terms, while others allow tokenized invoices or real-world assets to be used for capital. It’s early days, but business finance is going borderless — and the runway for innovation is wide open.
Top DeFi Lending Platforms
Lending apps have seen explosive growth in recent years. The total value locked (TVL) in DeFi protocols jumped from approximately $9.1 billion in July 2020 to $90.8 billion, according to DeFiLlama — a staggering 900% increase. It’s one of the fastest-growing lending and borrowing markets, highlighting both the demand and rising adoption of DeFi as a serious alternative to traditional banking.
Today, a handful of platforms dominate the DeFi Lending space, known for offering competitive rates, innovative features, and proven reliability. Here are some of the major players shaping the lending landscape:
Aave
One of the OGs in the space. Aave lets you lend and borrow a wide range of assets across multiple chains. Known for its flash loans, dynamic interest rates, and massive liquidity. It’s battle-tested and governed by its community via the AAVE token.
Compound
Another heavyweight. Compound helped pioneer algorithmic interest rates and non-custodial lending. Simple UI, efficient, and deeply integrated across DeFi. It’s been around long enough to earn its stripes — and your trust.
Morpho
A rising star blending the best of peer-to-peer lending with liquidity pools. Morpho optimizes rates for both sides of the market and recently launched Morpho Blue, a permissionless lending layer. Oh, and they just partnered with Credora to bring vault risk ratings into the mix — institutional vibes, DeFi roots.
MakerDAO
This one’s a bit different. Maker doesn’t offer lending pools — it lets you mint DAI (a decentralized stablecoin) by locking up crypto as collateral. It’s overcollateralized lending with a twist. Think of it as borrowing against yourself.
MORE Markets (Upcoming)
A fresh contender making waves on Flow blockchain. MORE Markets lets you lend, earn, and borrow in a sleek, permissionless setup. With curated vaults and rapid TVL growth, it's quickly becoming one of the most promising DeFi protocols outside the usual Ethereum crowd.
Risks & Challenges
Despite its benefits, DeFi Lending apps come with certain risks that users should keep in mind:
Smart Contract Vulnerabilities
DeFi Lending relies on smart contracts, and any bugs or vulnerabilities in the code can be exploited by attackers. While top protocols undergo extensive audits and offer bug bounties, security risks still exist — and exploits have happened.
Liquidation Risks
Crypto-backed loans require collateral. If the value of that collateral drops below a set threshold, the protocol may automatically liquidate it to protect lenders. This risk is heightened during high market volatility, especially with non-stablecoins and memecoins. Undercollateralized lending is also gaining traction — where the collateral posted is less than the loan amount — adding another layer of risk.
Impermanent Loss & Market Volatility
While stablecoins provide price stability, lending or borrowing more volatile cryptocurrencies exposes users to price swings that can affect returns or trigger liquidations.
Regulatory Uncertainty
Global regulators are still figuring out how to approach DeFi. Future rules could impact how lending protocols operate, where they're accessible, and what kind of user verification (KYC) is required.
How to Get Started
Interested in earning passive income through DeFi Lending or borrowing crypto? Here’s a simple step-by-step to get started:
Step 1: Choose a Lending Platform
Browse and select a protocol from our DeFi Lending Directory that fits your needs.
Step 2: Set Up a Crypto Wallet
Pick a secure, compatible wallet from our DeFi Wallet Directory to interact with the protocol.
Step 3: Deposit Funds
Transfer your stablecoins or crypto assets into your wallet, then deposit them into the lending platform to start earning interest.
Step 4: Monitor Your Investments
Keep an eye on your deposited funds, earned interest, and loan health to avoid liquidation risks and maximize returns.
Final Thoughts
DeFi Lending is more than a new way to move money — it’s a new way to move. It gives users something TradFi never could: open access, global reach, and real yield that isn’t tied to legacy infrastructure. Whether you're stacking stablecoins or putting idle assets to work, this isn’t just finance with better rates — it’s finance with no ceiling.
We're not talking about small tweaks to old systems. We're talking about a full-on reimagination of what financial freedom looks like — where wallets replace paperwork, and smart contracts handle what used to take banks days to approve. DeFi Lending isn’t about asking permission. It’s about showing up, connecting your wallet, and being part of a financial system that works for you — not against you.
As infrastructure matures and adoption ramps up, the lines between Web2 banking and Web3 finance will only blur further. But make no mistake — DeFi isn’t trying to copy banks. It's building a parallel system, one that’s faster, fairer, and designed for the digitally native world.
Whether you're an investor looking for better returns or a borrower seeking more flexible terms, DeFi Lending offers an unmatched crypto-native alternative to the traditional banking system.
Source: DeFi Lending Explained: The Alternative Banking System
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