#techfin

[highenfintechsolution]

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Fintech Vs Techfin

"Fintech" and "Techfin" are terms often used in discussions about technology and finance, but they refer to different concepts.

Fintech: This term stands for "financial technology." Fintech refers to companies that use technology to offer financial services and solutions. These can include anything from mobile payment apps and peer-to-peer lending platforms to robo-advisors and blockchain-based solutions. Fintech companies are typically startups or tech companies that disrupt traditional financial services by leveraging technology to offer more efficient, convenient, and often cheaper alternatives.

Techfin: On the other hand, "techfin" refers to technology companies that expand into financial services. Unlike fintech, where the primary focus is on finance enabled by technology, techfin refers to technology giants—like Google, Amazon, Facebook, Apple, and Alibaba—that have significant technological infrastructures and user bases and leverage these to provide financial services. For example, offering payment services, loans, or insurance products to their users.

In essence, fintech is about financial services enabled by technology, while techfin is about technology companies moving into the financial services space.

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[metafinancies1]

How The Metaverse Is Revolutionizing Financial Services And Banking?

The concept of the metaverse, once confined to science fiction novels and movies, is now becoming a tangible reality.

As technology advances, we find ourselves on the cusp of a new digital frontier that has the potential to reshape virtually every aspect of our lives. One area where the metaverse is making significant waves is in the world of financial services and banking.

In this blog post, we will explore the transformative impact of the metaverse on these industries and how it is changing the way we interact with money, investments, and financial institutions.

The Metaverse Defined

Before delving into its impact on financial services and banking, let's define what the metaverse actually is.

The metaverse is a virtual, digital universe composed of interconnected digital spaces and environments.

It is a space where individuals can create, explore, socialize, and interact with others, often using avatars or digital representations of themselves.

While virtual reality (VR) and augmented reality (AR) technologies play a crucial role in building the metaverse, it extends beyond these technologies to encompass a wide range of digital experiences.

Metaverse as an Investment Platform

The metaverse is also reshaping the landscape of investment opportunities.

In the digital realms of the metaverse, users can invest in virtual real estate, digital assets, and even non-fungible tokens (NFTs) representing rare and valuable items.

These investments can yield substantial returns, and the metaverse provides a platform for trading, buying, and selling these assets.

Furthermore, the metaverse has given rise to the concept of "play-to-earn" gaming, where players can earn cryptocurrencies or virtual assets by participating in virtual games and activities.

This has the potential to create new income streams and investment opportunities for individuals.

Decentralized Finance (DeFi) in the Metaverse

Decentralized Finance, or DeFi, is a movement that seeks to create a more open and inclusive financial system by leveraging blockchain technology.

Within the metaverse, DeFi applications are flourishing. Users can access lending and borrowing services, yield farming, liquidity pools, and decentralized exchanges within these digital environments.

DeFi in the metaverse has the potential to democratize access to financial services, as users can participate without the need for traditional intermediaries such as banks.

This has the potential to bring financial services to the unbanked and underbanked populations, potentially reducing global financial inequality.

Digital Identity and Security

As the metaverse becomes an integral part of our digital lives, issues related to digital identity and security are coming to the forefront.

How do users protect their digital identities within these virtual worlds, and how do they secure their financial assets?

Blockchain-based identity verification systems and cryptographic security measures are being developed to address these concerns.

Moreover, biometric authentication and advanced encryption technologies are being integrated into metaverse experiences to ensure the security of financial transactions and personal data.

These measures are crucial in gaining the trust of users who are venturing into the metaverse.

Challenges and Regulatory Considerations

While the metaverse offers immense potential for transforming financial services and banking, it also presents challenges and regulatory considerations.

Governments and regulatory bodies around the world are grappling with how to govern financial transactions, digital assets, and virtual economies within the metaverse.

Ensuring consumer protection, preventing fraud, and addressing potential risks are all priorities for regulators.

Conclusion

The metaverse is no longer a distant concept; it's a rapidly evolving digital reality with far-reaching implications for the financial services and banking sectors.

As the metaverse continues to develop, it will create new opportunities for innovation, investment, and financial inclusion.

However, it also brings forth a host of challenges and regulatory questions that must be addressed to ensure the safe and responsible growth of this digital frontier.

The future of finance is being shaped by the metaverse, and those who embrace it stand to benefit from its transformative power.

Source: How The Metaverse Is Revolutionizing Financial Services And Banking?

[bisluthq]

https://x.com/lurker583/status/1928509803615203686?s=46 don’t understand what’s the point in this because being a business partner doesn’t mean you know all their clients or someone who they dealt with idk

more importantly lmfao why are they so obsessed with Josh kushner and his companies? Do you guys know how often I think about Josh kushner? I’d say maybe three times in the last six months and they’ve all been super recently: anon about daddy kloss, anon about how the album is about Karlie, and now. Those are genuinely the only times I’ve even THOUGHT about Josh kushner. He doesn’t interest me. His personal dealings aren’t even especially shady and ergo deeply uninteresting. Legit he’s just some rando mildly good looking techfin dude with super interesting relatives.

[pinjamanperibadikoperasi]

Hai, saya Faisal Noordin, seorang graduan Ekonomi (Analitik) dan dah berkecimpung dalam bidang pembiayaan peribadi koperasi lebih 10 tahun. Sepanjang tempoh tu, saya banyak bantu pelanggan — terutamanya kakitangan kerajaan — urus dan rancang pembiayaan dengan lebih bijak.

Dengan latar belakang ekonomi, saya suka analisa situasi kewangan pelanggan supaya boleh bagi cadangan yang betul-betul sesuai dengan keperluan mereka. Matlamat saya mudah — bantu anda capai kestabilan kewangan tanpa beban, dengan solusi yang telus dan bertanggungjawab.

Pinjaman Peribadi Koperasi 2025 – Lebih Fleksibel, Lebih Mudah!

Dapatkan kemudahan pembiayaan dengan syarat yang longgar dan mesra pemohon. Antara kelebihan pinjaman koperasi kami:

1. Had potongan gaji sehingga 60% – lebih banyak ruang untuk pinjaman lebih tinggi.

2. Tiada penjamin diperlukan – mohon dengan lebih mudah dan cepat.

3. Kami terima pemohon yang ada rekod CCRIS, termasuk rekod pinjaman PTPTN.

4. Rekod CTOS atau blacklist? Jangan risau, anda tetap layak memohon.

5. Pelanggan yang sedang dalam program AKPK juga boleh memohon.

6. Komitmen luar seperti kad kredit, pinjaman lain TIDAK diambil kira dalam kiraan kelayakan.

7. Jumlah pinjaman sehingga RM200,000 – sesuai untuk pelbagai keperluan kewangan.

8. Tidak perlukan pengesahan majikan – lebih pantas, lebih mudah.*

Koperasi Gemilang Siswazah (KOGEMILANG) merupakan antara koperasi kredit yang aktif dalam menawarkan produk pinjaman koperasi kepada kakitangan kerajaan di Semenanjung Malaysia, terutamanya di sekitar Kuala Lumpur.

Koperasi ini ditubuhkan hasil inisiatif sekumpulan bekas pelajar Universiti Pertanian Malaysia yang menyedari kepentingan kerjasama dalam bidang ekonomi demi manfaat bersama.

Dengan sokongan dan kepercayaan daripada institusi kewangan seperti Bank Persatuan dan Bank Rakyat, KOGEMILANG berupaya menyediakan kemudahan pinjaman peribadi kepada penjawat awam berjawatan tetap, khususnya di Kuala Lumpur. Pinjaman yang ditawarkan hadir dengan kadar keuntungan yang kompetitif, selari dengan kehendak dan keperluan kewangan semasa.

Coshare Holdings Berhad, atau lebih dikenali sebagai Coshare, telah ditubuhkan pada 17 September 1997 di bawah Akta Syarikat 1965. Ia merupakan salah satu agensi potongan gaji yang diiktiraf dan diluluskan oleh Kementerian Kewangan Malaysia serta Jabatan Akauntan Negara

Xanderia Berhad merupakan sebuah syarikat TechFin yang diasaskan oleh gabungan pakar dalam bidang Teknologi Maklumat serta Perbankan dan Perkhidmatan Kewangan (BFSI), dengan pengalaman kolektif melebihi 200 tahun dalam industri.

Selain kepakaran mendalam dalam industri dan domain khusus, pasukan teras Xanderia turut membawa pengetahuan luas dalam aspek pengurusan, pematuhan, pengurusan risiko, serta strategi pembangunan produk. Keupayaan ini menjadikan Xanderia sebagai rakan teknologi dan kewangan yang kukuh serta berdaya saing dalam pasaran masa kini.

[news365timesindia]

[ad_1] Bajaj Markets remains committed to providing access to gold loans, with a faster and more secure process. Equipped with a fully digital application system and partnerships with trusted lenders, the financial marketplace ensures quick approvals and secure handling of pledged gold. The focus remains on reducing paperwork and offering a seamless user experience.   Get Gold Loans on Bajaj Markets   The process includes transparent verification, minimal paperwork and faster disbursement, making the service more efficient for those seeking asset-backed credit. As demand for gold loans remains steady across India, Bajaj Markets reinforces its commitment to providing access to trusted financial solutions through a secure and tech-enabled ecosystem.   To make the most of gold’s increasing value, users can explore gold loan options available on Bajaj Markets and apply for it through a simple, quick process. Additionally, Bajaj Markets provides access to a wide range of financial products such as credit cards, investment plans, insurance solutions, and services like CIBIL score checks. Explore these products on the Bajaj Markets website or app today.   About Bajaj Finserv Direct Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider.   Bajaj Markets is a marketplace that offers multiple financial products across all categories - Loans, Cards, Insurance, Investments, Pocket Insurance, and VAS. Bajaj Markets has partnered with trusted financial brands to offer ‘India ka Financial Supermarket’. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.   Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong business as a techfin. Through Bajaj Technology Services it offers a wide gamut of digital technology services which span Custom Applications, Enterprise Applications, Data & Analytics, Gen AI, Cloud Services and Digital Agency.   Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience ‘India ka Financial Supermarket’. !function(f,b,e,v,n,t,s) if(f.fbq)return;n=f.fbq=function()n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments); if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '311356416665414'); fbq('track', 'PageView'); [ad_2] Source link

[news365times]

[ad_1] Bajaj Markets remains committed to providing access to gold loans, with a faster and more secure process. Equipped with a fully digital application system and partnerships with trusted lenders, the financial marketplace ensures quick approvals and secure handling of pledged gold. The focus remains on reducing paperwork and offering a seamless user experience.   Get Gold Loans on Bajaj Markets   The process includes transparent verification, minimal paperwork and faster disbursement, making the service more efficient for those seeking asset-backed credit. As demand for gold loans remains steady across India, Bajaj Markets reinforces its commitment to providing access to trusted financial solutions through a secure and tech-enabled ecosystem.   To make the most of gold’s increasing value, users can explore gold loan options available on Bajaj Markets and apply for it through a simple, quick process. Additionally, Bajaj Markets provides access to a wide range of financial products such as credit cards, investment plans, insurance solutions, and services like CIBIL score checks. Explore these products on the Bajaj Markets website or app today.   About Bajaj Finserv Direct Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider.   Bajaj Markets is a marketplace that offers multiple financial products across all categories - Loans, Cards, Insurance, Investments, Pocket Insurance, and VAS. Bajaj Markets has partnered with trusted financial brands to offer ‘India ka Financial Supermarket’. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.   Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong business as a techfin. Through Bajaj Technology Services it offers a wide gamut of digital technology services which span Custom Applications, Enterprise Applications, Data & Analytics, Gen AI, Cloud Services and Digital Agency.   Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience ‘India ka Financial Supermarket’. !function(f,b,e,v,n,t,s) if(f.fbq)return;n=f.fbq=function()n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments); if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '311356416665414'); fbq('track', 'PageView'); [ad_2] Source link

[criativaonline]

Dotz evolui rentabilidade com resultado positivo

Março de 2025 – A Dotz, ecossistema de negócios composto por Loyalty por Coalizão, SuperApp e Techfin, fecha o quarto trimestre de 2024 com mais um EBITDA positivo, de R$ 11 milhões. Com uma melhora significativa de R$ 8,8 milhões no comparativo com o 4T23, o resultado no acumulado do ano demonstra uma evolução ainda mais clara: um crescimento de R$ 52 milhões em relação ao mesmo período do ano…

[sekeltech]

Retail Banking Digital Transformation: 2024 Recent Trends

Retail banking digital transformation refers to the adoption of digital technologies by banks to enhance customer experience, streamline operations, and offer innovative financial services. It involves leveraging data, automation, and advanced analytics to stay competitive.

Over the past decade, digital transformation in retail banking has reshaped the industry as customer demands and technology have rapidly evolved. FinTechs and TechFins have disrupted traditional banking by offering faster, more integrated financial services to everyone, including those without access to traditional banks. These new players have used advanced tech and flexible operations to set higher standards for customer experiences.

The global pandemic sped up this change, forcing banks to quickly adapt their digital strategies to meet customer expectations for seamless, all-in-one services like those found in super-apps. As a result, traditional banks are now working hard to modernise and keep up with the competition in an increasingly digital world.

In this article, we explore the key trends shaping retail banking digital transformation in 2024, the challenges faced by traditional banks, and the strategic steps they are taking to remain competitive in a rapidly evolving ecosystem.

Sekel Tech’s platform is uniquely positioned to drive digital transformation in retail banking by offering a suite of advanced features that enhance customer experiences and operational efficiency. With powerful analytics, automation tools, and seamless integration of emerging technologies like AI and machine learning, Sekel Tech empowers banks to make data-driven decisions and tailor services to meet individual customer needs. Additionally, its focus on regulatory compliance and robust risk management ensures that banks navigate the complexities of the digital landscape while maintaining consumer trust. Ready to transform your bank’s digital journey? Contact us today to explore how Sekel Tech can help you thrive in an increasingly competitive market!

[aitoolswhitehattoolbox]

Business Development Growth (Web 3 / Fintech / AI)

TechFin believes empowerment begins with knowledge. We provide accessible, high-quality skilled learning to help individuals, corporations and institutions thrive in the new digital age. We aim to unlock potential and drive growth, producti…Apply Now

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[36crypto]

Foresight Ventures Announces Strategic Partnership with Deep Blue and Arta TechFin to Enhance Stablecoin and RWA Business Initiatives

Singapore, Singapore, October 29th, 2024, Chainwire Foresight Ventures, the leading investment firm specializing in Web3 projects, today announced a strategic partnership with Deep Blue, a newly launched Jersey-based stablecoin issuer and Arta TechFin Corporation Limited (Arta TechFin, HKSE: 0279), a Hong Kong listed company via its subsidiaries operating regulated financial institutions and…