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gb-patch · 3 years

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Ask Answers: July 10th

I really let asks get away from me lately. I was super focused on working on that Patreon Moment. With that done I can finally think about doing other things, so here’s a new collection of answers!

Thank you for sending in questions everyone ^^.

For the new Patreon moment, will you be able to reference it in step 4? Or just like a tiny nod to it if you pick certain choices?

There won’t be. I’m sorry if you were hoping for that! The Patreon moment is meant to be entirely optional, it’s not something that gets you extra content in the main game.

Is the new CG artist the main one now? :0 I’ve noticed theres been a difference in the art style recently. Is the old CG artist still going to make art for the game? :0

The original artist still makes CGs for the game sometimes, but he mainly focuses on character sprites.

Are you going to put the NSFW our life moment on a website other than patreon? I would love to get it but I can't use patreon atm.

I don’t know. I'm afraid we can't release the Patreon Moment on a normal game storefront because we can't mix 18+ content with our family friendly game. If there's some other place similar to Patreon where it's not the normal type of full-scale public content releases we'd consider using that, but I’m not sure if there is another site that’s better than Patreon in that regard. I'm sorry.

Out of curiosity, in all of your games so far, which characters in each were the most fun to write? They obviously don't have to be your favorite characters!

Buffalo Seer in AFA, really everyone in XOD/XOBD is pretty equally entertaining to write, The Guide in LoV, and Cove in OL!

idk if you accept "personal" questions, but is there anything you've been watching/ listening to lately

Mostly, I’ve been watching/listening to Authortube videos as of late! It’s people who talk generally about the process of how books become traditionally published and/or share their own experience as they attempt to be published. I don’t have an interest in writing normal text based books, but it’s really interesting to hear about that world. I’m listening to a video about royalties right now as I answer these asks.

Will one of the desserts we get to pick be fudge? That'd be such a cute reference!

Haha, yeah, it should. Unless I completely blank on it and forget when trying to include the various referential food options.

I don't know if this has been asked previously but what would be the approximate heights for the presets MC can choose from Step 2 ~ 4? Are there any measurement you had in mind? Sorry if I didn't make myself clear kk I've been struggling with my English lately 💀

I don’t know, ahah. I didn’t have any numbers in mind for that. So it’s whatever you imagine it is!

I noticed a bug with the Patreon moment when it comes to what your character wears. When Jamie and Cove are kissing while my character only had dresses selected, I had both the option to remove the dress or to remove the shirt... Picking one of the options to interact with Cove, after he removed his shirt, it had Jamie remove their shirt followed by ther pants despite only having dresses picked.

Thank you for reporting ^^

I keep refreshing steam to see when the new doc for xobd will be released. I noticed you haven't posted anything about it in quite some time. Would it be possible to ask about a timeline/potential date? (If it's even this year—) I know you and your team are probably working super hard, I'm just super curious! ~Thank you!~

There are more stories done, I just haven’t gotten around to publicly releasing them. Hopefully I will have a chance to spend the time on that sooner rather than later!

hello!! i’m not sure if it’s an update but i’ve just replayed our life and at the end i can’t propose to cove anymore? :(( i’ve actually tried playing twice but the options are not there anymore, did you guys remove the options? i’m sorry if you’ve answered this before!! thank you and have a good one :)

I’m afraid things haven’t been changed or removed, so I think you might’ve accidentally picked the wrong things somewhere along the way and locked yourself out of being able to propose by mistake. Sometimes you meant to say you want to get married but instead you mis-click and have it so the MC isn’t thinking about marriage or something. All I can suggest is starting from the beginning of Step 3 and making sure to follow the steps listed in the FAQ. I’m sorry for that.

Did yall remove some of the options for when youre making out with Cove in the charity moment? I could've sworn you could grab his bonkadonk and its not there anymore

This is the same situation as the above. We didn’t remove things and you’re not wrong that there are sometimes those options. But there are various choices you have to make to get those options and it sounds like you accidentally missed something. If your relationship isn’t long-term, you can’t do it for example.

HI IM SO EXCITED I CAN FINALLY GET THE STEP 3 DLC

Thank you for getting it!

Is Shiloh super totally straight bc I’m very gay and a huge Shiloh fan, would my man make an exception?😩

Sadly, he is one of our super straight characters. I’m sorry.

Hi, I have a very dumb question. In Step 2 does Cove not wanna share his drink with us at the mall (or rather why he stops drinking it) because it's an indirect kiss? Or is it like ...weird to him to share? Because if I remember right he eats off our spoon in the birthday scene right?

Yeah, he’s awkward about it because he likes the MC and it feels very personal to share a straw with his crush.

Hi! If you don't mind me asking, who is the artist for OL2? Their style is so pretty!

Thank you for saying so! This is her Twitter- https://twitter.com/redridingheart

Do Beginnings & Always and Now & Forever exist in the same universe?

Yep! XOXO Droplets also exists in the same universe. It’s one big GB Patch world, haha.

Do Pran's parents regret the way they raised him? Do they feel ashamed of it?

No. They’re the type of people best cut out because they’re not gonna change. Which is why Pran does go very limited contact when he’s an adult.

Hi! I just wrapped up my second playthrough of Our Life, and I absolutely adore it, but I had a question. I went to the gallery and found I was missing 2 CGS (specifically Step 1-3 and 2-3) and I had no clue where they would've shown up. Which moments are those found in?

You get it by telling Cove about his dad offering you money to be his friend in Step 1 and Step 2. You can’t get both in one playthrough, since you can only tell Cove the truth once. I’m really glad you liked it!

Hi hi! Please, how tall is Baxter and Derek? Love the game so much and I can't wait to see more!

I don’t know, aha. I think Baxter was around 5′10 and Derek was like 5′8/5′9, maybe. I really am not one who has specific heights for things in mind.

is adult cove a bottom, top, or switch?

A switch, though would choose the top if he had to pick.

I was wondering if there is a way to transfer save data? Even if through the game files. I wanted to be able to transfer my save data from my desktop over to my laptop so that I could continue playing right where I left off from but I'm not entirely sure how to go about that.

If you save the save folder/persistent data of the game from your desktop and put it into the game folder on your other device, that could work.

Hi! Is it possible for us to know the date when our life: now and forever comes out on steam? Sorry if you've mentioned it before but I haven't seen it and I'm looking foward to that happening and just wanted to know :)

It’s gonna be a long time, I’m afraid. There’s no estimate right now.

I started playing Our Life with my sister a while ago, and I think you guys should know that we discovered your secret. >:)

L from death note and Cove are clearly the same person, and this whole game is just an origin story!!

I’ve never seen that show so I’m sorry to say I don’t understand the connection/reference you’re trying to make. I’m pretty out of the loop when it comes to media. I don’t watch movies or TV.

Will OL2 have options for disabled MCs?

I understand if it's too complicated, just curious

Unfortunately, it’s not really something we have a plan for. We couldn’t finish the game if we tried to include every disability and have it be meaningful. It’d just be too much content to create. But if we decide to only include a few, how would we choose which disabilities get to be represented and which are left out? I don’t know. It’ll probably have to be something we don’t include as an option again, sadly. I’m sorry.

playing our life > anything else

Haha, I’m glad you’re enjoying it.

Honestly, I would like to thank Our Life for helping me come to terms with my sexuality. Before, I never would've actually thought that it was possible to like boys romantically and still be asexual. Almost all of the BL visual novels I've read had unskippable sexual content in them and it honestly just didn't click with what I feel. I'm glad I found Our Life. I love the game, the developers, and this fandom so much. Now, I can safely come out as homoromantic AND asexual (at least anonymously here anyway; my parents are still huge homophobes 😂).

Aw, it’s great to hear you felt comfortable being yourself in the game! That’s wonderful. I’m really sorry about your parents, though.

Will the demo for OL2 be on android? Really not sure if I could wait any longer than I have to aha

Yeah, it’ll be available for Android once we eventually release a demo!

Do all these reveals perhaps mean development is progressing ahead of schedule? Please let that be the case I'm already obsessed with Qiu

No, sorry, aha. Art comes along much faster than script/programming-work for us. It’s gonna be a long time before the game is a finished thing you can actually play. But at least we can look at the beautiful images.

Hey! First of all I wanna say I reallllllyyyyy loooovvveeee Our Life and XOXO Droplets! I have over 300 hours of playtime on Our Life… Anyways, I was just wondering, are the Derek and Baxter DLCs going to come out at the same time? If not, which one do you plan to release first? :3

They will come out separately and Derek will be first! Glad you like the game.

I keep replaying Our Life to get every possible iteration and I am loving it <3 I was wondering if Cove gets locked out of his confession because MC was talking to Lee, would it be possible to confess to him in step 4?

Yeah, you can avoid the confession in Step 3 and then get it in Step 4.

Hi, my Cove wears bracelets through step 2 and 3 but I still don't get an option to give him a bracelet? I didn't even know that was possible until I seen someone else ask about it lol

Hm, did you use the Cove creator? Maybe there’s a bug where using the creator to add bracelets doesn’t fulfill the requirement to give Cove a bracelet in Step 3.

Wait, I'm dense, when does Baxter appear in step 2? Is it from big park firework? I feel so bad since i really love Baxter and waiting to buy his dlc.

It’s in the Soiree Moment. You have to be just friends with Cove, indifferent, or crushing but not ask Cove to the dance at all. Then while there you can find someone new to dance with. But if you bring Cove to the dance while crushing, the MC won’t wanna dance with anyone else so you can’t get the scene.

In step 2 when we go to the soiree I made my mc go alone and baxter chooses the mc to dance, i'm curious, why did he pick the mc? sorry if this has been asked before!

Because the MC looked to be around his age, seemed to also be searching for a partner, and had nice legs. A perfect option for him.

I read some of the FAQs, and I saw that we could tell Baxter about the condo that he rented there was previously the mean old grandparents. how do we get the mc to tell him that?

It happens in the DLC Moment “Late Shift”. If you don’t have a job you instead get a longer scene with Baxter.

I don’t know if you’ve addressed this or not, but are you planning on paying voice actors for our life: now and forever?

Yeah, we pay our VAs in all our projects.

hey can i ask how you did the moments thing in ol? im trying to get into making visual novels and while im VERY sure its out of my comfort zone and all that atm i kinda wanna know just for the future, bc im p sure it would work well for something i wanna do :O but its also fine if you cant say for other reasons :>

I’m afraid I’m not sure what you mean. Are you asking how we programmed the screen or something script related? Adding Moments like that is pretty straightforward, though. You just have buttons that open to different labels and then the scripts are essentially individual short stories/vignettes. Good luck with your VN!

Since Autumn becomes gender fluid later in the game, will there be a character who remains as he/him to romance in game?

OL1 has the he/him LIs, OL2 is all about other genders.

I don't want to impose on your creative plans, but a parrot could possibly make a good pet in an OL-type game? They're pretty long-lived and likely to still be thriving by the end even if the MC got them back in step 1.

I do appreciate the suggestion, but I’m afraid it’s not likely going to happen. I understand there are technically some animals that could theoretically live long enough to last the whole game that or we could have the MC only get a pet after some years have already passed. But the many things that would have to be considered/accommodated for makes it just something we probably can’t manage adding. I’m sorry.

As time passes will we be able to see Qiu and Tamarack's other stage arts as well?

They are both so cute i can't wait to be friends with them!

Yeah, we’ll show content from other Steps in the future. It’ll be a little while from now, though.

Can you date Cove and still have your family comfort you in the car?

You can’t get Cove’s Step 3 confession scene if you have the family comfort you in the car. But that’s not the only way to date him. You can get together with him earlier in the game or later on in Step 4.

Is Mc always going to be the one walking down the aisle or could Cove do it? Also could you choose to have one of your moms walk you?

No. Cove wouldn’t want to walk down the aisle like that and the MC automatically respects that. And the MC also gets to have their preferences respected, so it’s up to you whether they want to do an aisle walk or not. You also can pick who, if anyone, walks with you.

Once step 4 is out, will you be able to go the whole game on crush/love without either of you confessing?

Yes, as long as you tell the game you don’t want to progress the relationship. Even in Step 4 it won’t force you to officially get together.

Howdy, so in Step 4, there will be any Romance with Derek that is not part of any dlc?

He’s only a friend unless you get his romance story.

Will the step 4 in OL2 be one big step or are you considering moments?

Step 4 is just an epilogue in both games.

hi kind of a weird question but!! we know tht cliff doesn't start dating again but. wht abt flings? like does he ever do 1 night stands or anything? thank u!!!!!!!!!!!!

Nope. Cliff has a very small interest in sex. If he’s not in a real relationship with a partner he’s crazy about it simply isn’t something he feels a need for, so one night stands wouldn’t even cross his mind.

sorry if you've already answered this, but i was wondering if there were plans for there to be bonus love interests in OL2 like how we have derek and baxter in OL1.

Maybe! There are side characters who could be given romance stories, but whether or not it will happen depends on funding and how long everything else takes to finish.

I don't know if i'm allowed to ask about ol2 here yet, if not u can ignore this or answer it later. My question is can you date one of them and be good friends with the other? I don't want to be strangers with the other bcs i love them both a lot :<

Yes you can!

what patreon level do i have to be to unlock the nsfw moment? im on the $5 one right now, will that give me access to the moment, or just access to the moment progress?

That’ll give you access! Tier 2 and anything higher allows the player to download it.

#our life #ask #gb patch #gb patch games #all projects #Our Life Beginnings & Always #Our Life: Now & Forever

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letsimportanttreecollection-blog · 6 years

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I am looking for a decent cheap quote for car insurance, I'm 18, male and my car is a 2001 Ford Fiesta Flight 3 Door 1.3L. I'm being quoted around 3000 upwards, this is my first car as ive only just passed my test on friday 6th january 2012. please give me some help, thanks.""

I wonder how many points will my insurance raise ?

So my car was parked in-front of a SUV Lexus in a parking lot. Then, i left my friend's house and started to drive. I stepped on the gas pedal to drive forward but i forgot that the car was still in Reverse mode. So i hit the Lexus car which was behind my car and luckily no one was in that car. There is damage on that car's left side headlight and left-side of the bumper. I wonder how many points will my insurance raise ? i just got the license like a few months ago and this is my fist accident. The SUV Lexus car's parts and labor fee is really expensive so i might don't have enough cash to pay them thou. (estimate $3000-$5000)""

19 year old female just passed driving test. need cheap insurance quotes. is anyone else in the same situation?

i am a 19 year old female and have just passed my driving test. i know the insurance quotes i get are going to be expensive but does anyone know who is best to go with (cheapest) and is anyone else in the same situation? Thanks

""If I ride my friends motorcycle, do I need insurance?""

I have my license, and will be getting my own bike at some point, but for now, if I drive my friends motorcycle around, do I need insurance for it? Or does his cover me?""

What happens if you get in an accident and your insurance relapsed?!?

We got into a small fender bender and our insurance was expired. What will happen to us?! We renewed that same day RIGHT after the accident.

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

Disadvantages of having free healthcare insurance?

like costco wholesales helping non employees on health insurance coverage

How much money can i get from a car accident?? it was not my fault?

i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""

Cheapest life insurance in singapore?

which insurance company in singapore offers the cheapest life insurance?

Is it illegal in alabama to refuse to give insurance info?

a company van hit my parked car in a parking lot the driver left note with manager of business saying where he worked,what time he hit my car and location in parking lot,now business owner is refusing to tell me who his insurance carrier is ,the driver also wrote down his name""

insurance auto quote toronto

Hey much will auto insurance cost me?

hey i will be 16 yrs old soon enough but i need an auto insurance i live in orlando, does anyone know how much it will cost me?whats the cheapest?""

""If you're driving someone elses car and you wreck it, does their insurance still cover the car?""

Im buying a new car and to make the insurance cheaper my mom is going to be on the insurance not me. But my name is on the title. I wont even be put down as a secondary driver. So my question is, if i wreck, will the insurance still cover the car?""

Do you have to have car insurance to get a driver's license?

In Arizona plus the car does have insurance but my name is not on the insurance so do i need to be on the insurance in order to get a driver's license?

Need new car insurance?

im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?""

How much would a private insurance agent make in Connecticut?

As in selling every company's insurance and working from home.

Why is there such a big difference in premiums from reputable car insurance vs. cheap ??

Sorry for my use of generalizations, but its no big secret. reputable: American Family, State Farm, Farmers etc cheap : progressive, geico, etc. why are my quotes 3 times higher for the reputable, is it worth the drastic rate increase?""

In California how much are you paying for insurance on a 2012 Camaro?

Which have the best offers? v6 only. And to be more specific location : Sacramento

Are health insurance rates a state or federal matter of approval?

I read this story today: The Obama administration is asking Anthem Blue Cross to justify its plans to raise health insurance premiums... Health and Human Services Secretary Kathleen Sebelius sent a letter to the company's president on Monday calling the planned increases extraordinary and difficult to understand. She wrote that the company has an obligation to provided a detailed justification for the rate hikes to the public. I thought that health insurers were state regulated and regulated by the NAIC--not the Secretary of Health and Human Services. Anthem is in California if that makes a difference.

How much would car insurance cost?

I'm 16 and I just got my first car. Scion tc 2008. (I'm a girl) My dad has insurance and we are going tomorrow to get insurance, we want full converge but i just want an estimate on how much it would be. We also live in texas if that means anything lol""

""If healthy foods were more affordable, would health insurance be cheaper?""

It irritates me beyond words that people these days are almost forced to have a poor diet because junk food is more affordable. Then, the health risks associated with eating junk food cause more people in the hospital, more money being shucked at pharmaceutical companies for medicine to treat the diseases cause by poor diets, and health insurance and taxes we all have to pay for regardless of how healthy we try to be. I mean, if a packet of Ramen noodles is 50 cents and an apple is $1.50, the majority of the financially stressed nation is going to reach for the Ramen. I would love to eat mostly raw fruits and veggies all day long, but I simply can't afford that and it makes me feel like the government is forcing me to eat crappy foods in order to survive. Why are healthy foods so expensive? And wouldn't it factor out in the end to reduce the price of healthy foods knowing a lot of money would no longer have to be forked out for doctor's visits?""

""Car Insurance, should I go as a named driver?""

I am 25, just passed, I got a quote from the post office for a 2001 MITSUBISHI Colt 1.3 Equippe at 2500 for the year... I live in a posh area (my nan n grandads) and the car will be parked on the drive. If I go as a named driver on my Grandad's insurance, who has plus 10yrs no claims how much cheaper do you think it will be? Does my Grandad have to buy the car in his name? What's the best way I can do this? Or should I just drive his punto 1.2l as a named driver, as a guess how much do you think i will have to pay extra so my grandad is still paying the same he usually does?""

Car insurance HELPPPPPPPPPPPPPPPPP?

how much money would car insurance be on a alfa romeo giulietta turismo in white from brand new out of the show room this year on a woman driver at the age of 17 cost ???

Who has the cheapest car insurance?

Insurance on a 2005 premium mustang v6?

hello, my daughter is 17 years old and i am thinking about getting her a 2005 premium mustang v6. she is on the honor roll, hasn't had any problems or accidents as far as driving goes, and really doesn't drive much. we live in a rural area. how much would insurance cost? our insurance company offers some plan where if you're getting good grades, you get a discount. how much would it all be? i have her driving a 2012 volkswagen jetta now and it's very pricey.""

How much will my car insurance go down when i turn 21?

What's the best and cheapest car insurance in California for a bad driver?

Why does my old insurance company want to see my new policy?

I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""

Car insurance companies?

Are there any car insurance companies which don't appear on comparison websites that are cheap and competetive? In the UK. Thanks

Guess our car insurance?

Primary driver: 24, perfect driving record, female, some college completed but no degree The car: Something mediocre from the late 80s to late 90s The insurance: Minnesota, metro area, daily 10-20 mile commute each way, we want all the proper liability and personal injury coverage but don't care about collision Seriously, just guess. We'll take any ideas. We completely know it varies by each of those factors and many more, and we already know the national average. If you know the state average, that's one step up on us. I'd get a quote, but my roommate is the one seriously thinking about cars right now, and I don't want to do anything in someone else's name. She'll be getting quotes soon, but right now I'm a little concerned about the insurance companies possibly running credit checks, as I'm under the impression a slew of them at a time can lower your score, and we don't know what car we're getting yet. So once that's settled, we'll check into it for real. We just want to TRY to budget before we seriously car hunt.""

Health Insurance?!?!?

I am having to get my own health insurance for the first time. Can someone help me figure all of this out? What should I be looking for? I am young and healthy, so I would not like to pay that much, but I would like to feel confidant in my coverage. Also, I will need dental coverage-any info there?? Thanks so much!""

Cheap car insurance for young people?

i just turned 15. ive gotten a few quotes and all of them are around 300 dollars a month. who should i get my insurance with and what type of car will make it the cheapest.? Please help.

CA New Driver Insurance Question?

Hello, I'm 18 and I've had my license for a few months now and I wanna buy a car now(1996 Honda civic ex) and I've gotten quotes and there about $250+ per month and I was wondering if i put my dad as a Co-owner will the insurance way cheaper? P.s. I just want the cheapest insurance no coverage ect.""

What is the cheapest auto insurance for teens these days?

I'm 18 and just got my first car. I would like to drive it but sadly have no insurance on it yet. I then looked up quotes and found out it is real expensive, $500 and more. Is there any way a teen like myself can get cheap auto insurance?""

Can You Buy Health Insurance From College?

I was reading the tuition fee from a dental school and they charge you 450 dollars a year for health care. Does that mean they will insure me while I am there or what? Do College provide health insurance while you're there?

Totally outrageous car insurance quote?

I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""

insurance auto quote toronto

How much would my little sister's car insurance be?

Can anybody give me an estimate of what insurance on a Chevy Cavalier would be for an 18 year old girl who lives in Colorado? My little sis is in a tight spot cuz my parents aren't helping her with paying for a car or insurance, but she's saved up enough to buy a car and just got a job, and is asking me to help her with insurance which I'm going to try to do, thus the question above. The problem is awhile back she got a ticket for I think it was either wreckless driving or careless driving. She's matured a lot now and all but I know the insurance companies look into things like that. Please help me with an estimate if you can. Thanks.""

How much does a 16 year old usually make per month?

If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?

How much iz insurance for a 19 year old?

car iz mitsubishi lancer evolution 2003

How can I lower my auto insurance?

I am 20 years old. I live in Florida which is by far the WORST states to have auto insurance. I've only been in 2 accidents, both not my fault. One was a small fender bender (which my friend decided to get a PIP claim even though he didnt get hurt so he could snag some money from the government). The other i totaled my car, but that was over 2 YEARS AGO. This is a no fault state which sucks because both of them werent my fault!!!!! Currently my auto insurance is 253 dollars! I'm a college student and i CANNOT afford that, but thats the cheapest one I found. Geico and all the popular ones wont even look at me. And it also adds on the my mom was in an accident (also not at fault) she got hit from behind at a red light and of course they penalized her for that too. Florida is a fraud state, they penalize you for everything when its no fault. Does anyone know how i can lower my auto insurance? It's been 2 years since I totaled my car and almost 2 and a half 3 years from the small fender bender. I also got a small speeding ticket from maybe september or december of last year, but thats it. no other tickets. thanks!""

I think this is how much $ i will need for everything to move out..can you review it & tell me anything wrong?

please tell me if im forgeting anything or if i am expecting to pay too much or too little for something CAR down payment - 5,000 insurance-300 gas-300 monthly payment-500 maintenance-100 HOUSING security deposit- 2400 rent-800 electric-150 furniture-2000 OTHER THINGS food- 300 linens-150 kitchen appliences-350 cleaning supplies-30 shampoo, soap, toothpaste (things like that)-70 tv-300 computer-600 cable- 100 phone- 75 cell phone- 160 internet- 100""

How do I get a license to sell insurance in california? Can someone please tell me step by step?

If you know of classes offered or helpful websites, please provide.""

Car insurance in new york state?

i know there are 3 types of car insurance; Liability,Compensation and another,and the combination of this three makes auto insurance very expensive,but i also heard you can chose the one that best suit your needs than to take all three so that your monthly auto insurance expenses could be slashed almost 75%.My question is,as a resident of NY state,am i allowed to just take the insurance i prefer,eg if i want just liability insurance,i just pick that one and ignore the others to lessen my monthly auto insurace.Is that allowed?From the online quote of GEICO which claims to be the cheapest in the NY state,am to pay $550,which is wayyyyyyyyyyy to expensive for a student like me and so heard about choosing one option of auto insurance.Can i just choose the form of insurance i want or is IT COMPULSORY TO TAKE FULL AUTO INSURANCE in NY or America as a whole?""

""Someone hit my car, but does not have car insurance.?""

I went outside to get in my car, and found that someone hit my drivers side door. A lady came out and told me she saw it happen, but couldn't get any info on the vehicle other than that it belonged to a neighbor's friend. Well I got the girls name and phone # from the neighbor, but they didn't think she has car insurance. Should I even bother calling the girl or should I call the cops and file a hit and run police report? I should note that this girl hit my car about a month ago. I wanted to wait till I had her information. Is it too late to call the cops?""

If i'm 17 and in the military can i get a discount on car insurance?

My mom has PGC insurance and with me added to it its another $1000 ever 6 months. I'm in the U.S. army. is there a way i can get a discount on car insurance?

What Cars Have the Best Car Insurance Rates?

How much is the average cost of auto insurance for a new driver?

heres some other info, im 20, i just got a learners permit. i live in new york state.""

Health insurance for diabetics in Ohio?

I guess Ohio is one of 4 states which is not required for it's insurance companies to cover diabetes. I am a type 1 diabetic, and as of now I no longer have insurance. Does anyone know of any insurance companies who do cover diabetics in Ohio....I'm feeling kind of scared about not having insurance right now.""

Need help with car insurance?

Hi. Im getting my first car insurance in Ireland, but I was disqualified of driving for 1 year in Poland. Can anybody tell me how much will this inflate my premium?""

What will insurance premiums be?

I had heard that with the new Obama healthcare system if you have to purchase health insurance on your own your premiums will be based on your income. Is this true? thanks

Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life

insurance? or premium life insurance? or term life insurance?

How much does auto insurance cost for a 25 year old?

I had mi license for a year now, im driving a 1991 lexus""

What is the cheapest car insurer for a 23yr old guy?

Obviously in the UK, so please no irritating as hell Try Patriot Insurance based in Washington ... So far, Zurich appears to be the cheapest. But i'm guessing we can go lower. Im trying to insure a 1997 Fiesta, 1.2, 3 door with immobiliser. Only doing 1000 miles or less each year. I have been out of driving now for 5 years. Can anyone recommend a cheap-as-chips car insurer? - It's ridiculous how just third party costs more than the car itself. My best qoute is around 580 - for third party ONLY. - A p*ss take. Thanks for your help.""

Why is a 1600cc engine Less expensive in insurance than a 1300cc or 1500cc?

Why is a 1600cc engine Less expensive in insurance than a 1300cc or 1500cc? As my beetle was quoted 1100 insurance for 17 year old driver as first car, but when i asked for a quote for a smaller engine it said, 1700 for a 1300cc engine!? Thanks""

Lowest insurance rates?

What's the best auto insurance you can get for a female under 25?

I had Liberty Mutual. I got a low premium because of my parents but when the taxes went up they totally jacked up my premium. Plus their customer service is TERRIBLE and they're grimy. So then I went to Progressive - One lady helped me get my policy, then I called them for another reason and another rep. said I didn't even get the best quote I could've gotten. I'm kind done with these brand name insurance companies. I was looking into one called Elephant insurance but I'm not sure if it's actually any good. Does anyone know anything about them? Is there any other company I can try? I'm 20, I turn 21 next month. I've never had an accident. And I don't know what my credit score is or if I even have one yet (I'm working on it.)""

Insurince on a Corvette?

I want to buy a 1974-1983 corvette I am 19 and have a perfect driving record Havent even be pulled over how much whould insurance cost on one I also live in Indiana

Whats the insurance for a first driver teen?

Im gonna be driving in a couple mths and i need to know a ins rate. I will be getting a 1998 Ford Mustang V6. I live in Houston, Texas. If u know leave an answer. Thx""

I need help car insurance?

Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.

How much Is car insurance for a 21 year old in the uk?

I cant drive yet but have a provisional. my friend has been driving for 3 years. We are both 21. He will teach me and said I would have to get insurance on his car for 6 months. Does anybody no how much this will cost a month. He drives a vauxhall corsa. Full Stars 4 best answer

Does anyone have suggestions for affordable health insurance for student (29)?

I am a 29 year old substitute teacher and part time student. I am looking for some type of affordable health isurance and prescription plan. I am in need of some help...I have no idea where to look. Can anyone please point me in the right direction? Any help would be appreciated. Thanks so much!

insurance auto quote toronto

https://www.linkedin.com/pulse/usa-1-day-insurance-quotes-john-ford/"

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bradytgeorge · 3 years

Photo

Design Proposal

Some things are worth the effort put into them. With the work I’ve done for C.RK brand, I think this is especially true. In the beginning, the focus of the design was nearly nonexistent, and there was no unity between what was being advocated for and what the advocating business was. Advocating for cork forests is no easy task, since the best way to support these environmental saviors is to cut their bark off. Instead, the bark trimming is necessary, and the easiest way to use this miracle bark is in wine stoppers, more commonly known as wine corks.

In order to both show the usefulness of cork and to generate money to put right back into the Portugese cork industry, creating a non-profit business seemed like the best move to me. In creating this business though, I wanted it to be viable. In order to make a viable business, one needs a realistic audience of consumers, who engage with the product frequently. I didn’t think I would have much luck in catering to the higher end wine drinkers or “wine snobs”, so a more accessible demographic was needed. Enter: millennials. Millennials, (in addition to being of drinking age and having a penchant for wine) are statistically less wealthy than other generations, and grew up during the time of the internet’s creation. They were some of the pioneers of “meme culture”, and are regarded ubiquitously as fans of snarky yet tasteful jokes. In light of this, C.RK is a more affordable wine that bases its marketing on balancing two scales: posh aesthetic and risque, relatable humor.

With the target audience chosen, and the branding style decided, all that is left is to decide where to fight the battle for the cork forests of Portugal. Cork forests are truly incredible, being home to many plants and animals indiginous to the area, combating desertification and erosion, being downright gorgeous, and providing income to thousands of Portuguese families. However, many of these facts, while being great reasons to advocate for these trees, are not interesting to Americans in the age range of 22-30. Instead, the focus is going to be turned to the general environmental damage that the trees not existing would cause, and the natural, 100% biodegradable nature of cork stoppers. Millennials are one of the more environmentally-conscious generations of Americans, so as a result, having a product that they like, with packaging/branding that appeals to their tastes, and supports a cause that they care about spells out success.

The color palette filled with deep reds, and featuring excessive black and white space inspires elegance while also creating a stark contrast that still feels natural when looking at it. While the posters and brochures for this campaign might not look it, even from a distance (and even if the viewer is colorblind) they have contrast and are legible. The use of serif typefaces with lack of thick-to-thin (think anti-Baskerville) was instrumental in creating this readability, as well as further enforcing the posh look that C.RK aimed for. As far as actually raising money for the cause, there will be a website for C.RK that has a link to directly donate to the cause, as well as all profits from wine and merchandising sales going straight to the cork farmers too. This approach allows C.RK to make money, with or without the customer “feeling generous”.

Research

https://link.springer.com/article/10.1007/s13595-012-0197-0

Cork forests are not being protected due to people not wanting to invest in them, and the general lack of commercial uses for cork. Cork trees are highly important to the desert areas they occupy, and are replaced by useless and persistent shrubbery when they die. As a result, in order to save them, people need to make the uses of cork more widespread, and begin investing in these forests.

http://www.corkforest.org/cork-facts/#:~:text=Approximately%206.6%20million%20acres%20of,only%20to%20the%20Amazonian%20Rainforest.

Lots of good facts here. Including that cork trees are not cut down in order to harvest cork, rather the outer player of bark is removed every nine years. The trees live nearly 300 years, meaning one tree can be harvested 33 times. Also, synthetic wine corks are not biodegradable, not replaceable to reseal wine, and are not recycles (when they are aluminum screwcap tops). Also cork forest collection is a source of income for “thousands of families”.

https://www.amorim.com/en/cork/cork-oak-forest/

22% of Portugal is occupied by cork trees, and along with the trees of Spain, Morocco, and Algeria, create 200,000 tonnes of cork per year, without killing any trees.

https://amorimcorkcomposites.com/en-us/why-cork/facts-and-curiosities/about-oak-forest/

Cork forests are fire retardant, are among the 35 most important ecosystems in the world (in terms of biodiversity there are over 200 animal species that live within them), and house multiple endangered animal species. Additionally, cork forests are a great captor of CO2, and a counter to desertification. 55% of the world’s cork comes from Portugal.

https://www.smartertravel.com/alentejo-portugals-cork-country/

Wine cork is entirely biodegradable, and funds the protection of cork trees, which in turn protects the wildlife and plantlife that inhabit the cork forests. Wine cork was first used by Dom Perignon in the 17th century, and has been used ever since. Creating wine corks uses the sheet of cork bark that is boiled, then creating the cork shapes with a punch. The cork oak is the only tree that can regenerate its bark indefinitely. Portugal’s cork forests are growing by roughly 4% each year due to sustainability efforts.

https://www.apcor.pt/en/montado/forest/

Portugal’s cork forests make up 34% of the world’s cork forests. The word for a cork forest is a “montado”. These montados have been a part of Western Mediterranean historical culture, and part of the regional identity for some areas.

https://www.apcor.pt/en/portfolio-posts/the-art-of-cork-stripping/

Cork stripping is a very nuanced process that takes training in order to do properly (i.e. without damaging the tree), so those who are able to strip the trees in Portugal are incredibly proud of their job and the work that they do to keep their national trees safe and producing cork.

https://daily.jstor.org/the-cork-oak-forests-want-you-to-drink-more-wine/

Removing the shrubbery from the area surrounding cork trees is yet another way that humans are helpful in maintaining the cork forest ecosystem. The shrubbery would make living in the forests nearly impossible for many of the animals and plants there, so this is an absolute necessity in order to keep these ecosystems afloat. These shrubs also increase the risk of fire, since they are dry and act as tinder to a forest fire.

https://www.decanter.com/sponsored/environmental-benefits-of-cork-environment-389053/

Cork trees counter desertification, as well as manage water runoff and soil erosion. Additionally, they provide a habitat for wildlife, some of which like the Iberian Lynx, are critically endangered. Cork trees in only Portugal retain over four million tonnes of CO2 each year, and real cork creates far less pollution than synthetic cork does.

https://medium.com/@corature/3-ways-that-cork-makes-a-positive-environmental-impact-f7fcca205404

Cork harvesters are known as “triadors”, and are symbiotic with the cork forest due to it being their livelihood to keep it in high quality and health. Sustainable products are at high demand now, and cork is fully sustainable, and environmentally safe. Cork can make bottle stops, as well as be used to make wallets, handbags, and in pace of leather in many goods.

Citation List

Acácio, Vanda, and Milena Holmgren. “Pathways for Resilience in Mediterranean Cork Oak Land Use Systems.” Annals of Forest Science, Springer Paris, 7 Mar. 2012, link.springer.com/article/10.1007/s13595-012-0197-0.

Corature. “3 Ways That Cork Makes a Positive Environmental Impact.” Medium, Medium, 6 Aug. 2017, medium.com/@corature/3-ways-that-cork-makes-a-positive-environmental-impact-f7fcca205404.

“Cork Facts.” Cork Forest Conservation Alliance, www.corkforest.org/cork-facts/#:~:text=Approximately%206.6%20million%20acres%20of,only%20to%20the%20Amazonian%20Rainforest.

“Cork Oak Forest - Cork.” Corticeira Amorim, World's Biggest Cork Processing Group, www.amorim.com/en/cork/cork-oak-forest/.

Independent Traveler. “Alentejo: Portugal's Cork Country.” SmarterTravel, SmarterTravel, 15 May 2017, www.smartertravel.com/alentejo-portugals-cork-country/.

MacDonald, James. “The Cork Oak Forests Want You to Drink More Wine.” JSTOR Daily, JSTOR, 18 Jan. 2017, daily.jstor.org/the-cork-oak-forests-want-you-to-drink-more-wine/.

Mark O'Halleron. “Environmental Benefits of Cork.” Decanter, 2 May 2018, www.decanter.com/sponsored/environmental-benefits-of-cork-environment-389053/.

Portugal, Fullsix. “About Oak Forest: Facts and Curiosities.” Amorim Cork Composites, amorimcorkcomposites.com/en-us/why-cork/facts-and-curiosities/about-oak-forest/.

“Realcork – Forest.” Realcork RSS, www.apcor.pt/en/montado/forest/.

“Realcork – The Art of Cork Stripping.” Realcork RSS, www.apcor.pt/en/portfolio-posts/the-art-of-cork-stripping/.

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