#you were storing it truist

[nerdyerror]

Banks: exist as for profit institutions.

Me: fjjfifjfjfidjjdhhdgggdggddgyeujpppp what????????

[ledenews]

An OPEN LETTER to … Fans of the Former Downtown Wheeling …

To Daydreamers of the Darling Days of Downtown: It was as fun as your memories recall and, even though we were kids at the time, we’ll never forget THAT version of downtown Wheeling either. The stores, the billiard bars, the pawn shop’s guns and diamond rings, the theatres, the bikes in Becker’s, the restaurants, the train tracks, the ball gloves at Banov’s, the Big Boy statues, the Talking Christmas Tree, the unlocked alley doors, the music shops, the hot dogs and cheeseburgers and those quarter milkshakes at the lunch counter at G.C. Murphy’s. Of course, we ran between our hot spots like the Hamburger Inn, the Victoria Theatre, the back door of the Capitol Music Hall, and the showroom at Boury Inc. to play pinball, and there was the Teacher’s Store and Juniper and the Wharf and the Club Tower because it had those girlie portraits out front, too. We were the kids of Wheeling, and we cherish our memories, too, but now, as adults, it’s where we live and work and eat and see shows and bank and go to church. So, these days, it’s our downtown, and yes, it is very, very different along Main and Market streets back in those hey-day decades, but it’s not deserted as many suggest in their social media postings. Tumbleweeds don’t mosey down cob-webbed streets, day-time traffic is constantly brisk, and that white-flag mindset seems reserved for those no longer living here. So, we believe it might be useful to offer you this list compiled for your convenience. We may have missed a few, and for that we apologize, but it is our hope you realize today’s downtown mix of new and old represents a fight for a new future. Sincerely, People of the Present Downtown Wheeling A The Artisan Center, Adventures in Elegance B Bridge Tavern & Grill, Beyond Marketing, Board of Trade Building, Boury Lofts, Boswell Monument C Capital Theater, Community Foundation, Cardinal Printing, Clientele Art Gallery, Central Catholic High School, Catholic Charities, Comas Barber Shop D DiCarlo’s Pizza, Dyagon Alley, The Day Reporting Center, Diocese of Wheeling-Charleston E Elle and Jack's, Enterprise Car Rentals F Fort Henry Building, Felton CPA G Good Mansion Wines, Gompers and Associates, Grow Ohio Valley H The Health Plan, Hazlett, Burton and Watson, Helping Heroes, Harris Law Office I IC Care, Information Help Line K Kalkrueth Roofing, Kepner Funeral Home, L Lucky Candies M Mmm Popcorn, Mugshots, Main Street Bank, The Mother of Jones Center, Mills Group, Mull Center, Midge’s Kitchen, McLure Hotel, Medical Supply, N Neely’s Grocery, National Equipment, nail City Records, National Alliance on Mental Illness, O The Orrick Center, Ohio County Commission, Omni Strategic, Ohio Valley MMA, Omega Bar P Panda Chinese Kitchen, Public Market, Perry & Associates R River City, Rivers Edge, Regional Economic Development Partnership, Rachel’s on 16th, Route 40 Realty, Rich & Shirley’s Printing, S Stages, State Farm, Sarah's On Main, Steptoe and Johnson, 7-Eleven, Salvation Army, Stone Center, Smith Law, The Snake Club, Sexual Assault Help Center T Titos, Tacoholix, Table 304, Thrive, TaylorMade Printing, Truist Bank, Teamsters Local #697 U United Way of the Upper Ohio Valley, United States Government, Uniglobe, Undo’s Catering, United Bank V Vagabond Kitchen, Vineyard Church, Visiting Angels, Viper’s Billiards, Victoria Theatre, W Wheeling Chamber, WVU-Wheeling Clinic, Wheeling Coffee and Spice, Wesbanco Arena, W.Va. Northern Community College, Wesbanco Bank and Headquarters, WKKX, City of Wheeling, Williams Lea Tag, Wheeling National Heritage Area Corp., WVLY, Wheeling Office Supply, Wheeling Nailers, Wheeling Symphony, Wheeling Convention and Visitors Bureau, W.Va. DHHR, The Wig Store, W.Va. Independence Hall, WTRF TV7, Wheeling Food Mart, WTOV TV9, Y YWCA-Wheeling, Youth Services System Z Ziegenfelder’s (Art by Bob Dombrowski) https://ledenews.com/a-fat-cat-a-kid-named-paisley-and-a-hotel-across-the-street/ https://ledenews.com/wheeling-ohio-county-cvb-buys-former-wheeling-inn-property-for-1-7-million/ Read the full article

[musamulta-arc]

Important!

Those of you who know... anything about my home life/past know I hate doing this. My mother asks for handouts and money all the time and I loathe asking for monetary help myself.

However, I have a problem. A massive one. My bank account has been frozen and I can’t open a new one or unfreeze it or move banks just yet. This means I can’t do the following:

Buy food

Buy transportation

Pick up medication

Attend doctor’s appointment

Mail this claims thing back to my bank

Pay my phone bill

I can explain the situation further below the cut, but simply put: I need paypal balance. Because that is the only way I can pay for anything. At least enough to get my phone covered and then some transportation needs (I can use EBT if I physically go to a store for food). 

My paypal is: paypal.me/shannush

And uh...

Any help WILL BE PAID BACK AS SOON AS POSSIBLE. This is not a donation unless you tell me it is, it’s borrowing.

Here’s the situation. In full.

At the beginning of June, I received a message from my bank telling me that I had to change cards because Suntrust had merged with BB&T and was now Truist, so I needed a Truist card. I had my SunTrust card deactivated and a Truist one sent my way. Within 3 days of me activating the new card, someone stole $387 from me through that card. The card was deactivated, another new one sent my way. The money was returned to me.

Then, Monday, someone opened a Zelle account in my name. They hooked it directly to my bank account and began trying to withdraw funds. They failed 3 times for these amounts: $1000, $600, $600. I spent all of Monday on the phone with my bank about this and they told me they couldn’t deactivate the Zelle account and that they were freezing my account to stop any further transactions.

Then they told me I could only unfreeze it by coming into a Truist branch... I live on the other side of the country. They’re an East Coast bank, I’m in Oregon. They then told me I could have my mother go in and video me in to do it. So, yesterday, we tried that.

It didn’t work.

And on top of it not working? Someone successfully pulled $600 from my account using that Zelle. While the Truist agent watched. I then had to call again, because apparently the agent couldn’t do anything.

Calling helped some. They couldn’t stop the transaction (not sure why) but they did finally agree to delete that Zelle account out of existence. It’s gone.

Just got off the phone with Claims, I have a new case open for the $600. Hopefully I get it back, but that doesn’t solve the account issue. It is frozen as hell and I can’t change that. What I can do is move to a new bank.

So, here’s my plan:

I’ve requested that this week’s paycheck be mailed to me instead of direct deposit. It will take an extra week. Then, once it comes in, I’m going to use that check to open a new bank account elsewhere.

The only problems with this plan? My phone bill is due in 2 days (that’s how my paypal ended up in the negative), I need money to get to a UPS store. I need money to get to the bank. I can only use paypal balance for this. (Since Lyft takes paypal.)

[orbemnews]

Gas hoarding on the rise as demand skyrockets amid fears of a shortage ATLANTA (CBS46) — There are pictures, many drivers say, that makes their blood boil. “I can see the need, but it’s like we need it to, stop being selfish O my god,” said Carlos Hurt who had been struggling to find gas all day in metro Atlanta. Officials are asking people not to gas hoard. There is enough gas but the demand is causing supply issues. Full details @cbs46 #gasshortage #Hoarders #Atlanta pic.twitter.com/mJZx9u7hNV — Jamie S Kennedy (@Jamie_S_Kennedy) May 12, 2021   People hoarding gas in response to the cyber attack on the Colonial pipeline, disrupting gas distribution.   “Oh my god, arrrrh,” said Deborah who is born and raised in Atlanta and was at her fifth gas station trying to find fuel.   White House officials were quick to say people do not need to be hoarding. “Let me emphasize that much as there was no cause for say hoarding toilet paper at the beginning of the pandemic, there should be no cause for hoarding gasoline, uh, especially in light of the fact that the pipeline should be substantially operational by the end of this week and over the weekend,” said Jennifer Granholm, White House Secretary of Energy. Governor Brian Kemp on Tuesday signed an executive order temporarily suspending state taxes on fuel in response to rising prices.   In Colonial Pipeline’s latest statement they wrote, they to want you to be reassured that extra fuel is on the way to markets who are experiencing pressure like Atlanta and are being prioritized.   The reason so many are seeing out of fuel signs is because of a spike in demand, not because of supply from the distribution companies.   But while that may be the case, for many like Carlos in the metro area this could affect more for him than his ability to go to the grocery store. “I work at Truist Stadium and I stay in Stone Mountain so that commute, I need insurance money I need to go to work but gas is not looking good,” said Carlos. Copyright 2021 WGCL-TV (Meredith Corporation). All rights reserved. !function(f,b,e,v,n,t,s) if(f.fbq)return;n=f.fbq=function()n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments); if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)(window, document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '1529187127265057'); fbq('track', 'PageView'); Source link Orbem News #carloshurt #commerce #Deborah #demand #economics #Fears #Gas #hoarding #motorvehicle #Rise #shortage #skyrockets #WhiteHouse

[perfectirishgifts]

4 Black Friday Trends That Could Predict Retail In 2021

New Post has been published on https://perfectirishgifts.com/4-black-friday-trends-that-could-predict-retail-in-2021/

4 Black Friday Trends That Could Predict Retail In 2021

A drone designed to deliver packages from online retailer Amazon. (Photo by Johannes … [] Schmitt-Tegge/picture alliance via Getty Images)

By now, most shoppers have already unpacked their holiday purchases from Thanksgiving weekend. So now, let’s unpack just what all those orders mean.

More than 186 million people shopped in-store and online over the five-day period from Thanksgiving to Cyber Monday, according to the National Retail Federation. While that’s slightly less than 2019, it is more than 2018’s nearly 166 million, and 44% more shoppers shifted their buying to online.

However, overall shoppers spent markedly less each – $312 on average compare with $362 in 2019.

Those were the headlines from which retailers can plan the season. However, within all that spending one could detect subtle variations in behaviors that potentially predict not-so-subtle changes in what shoppers expect from their retail experiences in 2021.

So What’s The Story Behind The Big Black Friday Numbers?

When one digs into the figures that sum up the holiday weekend’s big shoppers trends, four under-the-radar movements are revealed that could lead to the following significant consumer, and retail, shifts.

Delivery could be the new experiential differentiator. “I want it now” is an expectation, not a plea. Amazon AMZN , which expanded its warehouses and delivery systems to ensure it could fulfill more orders, is now expected to claim up to 42 cents of every dollar spent during this holiday season, compared with 36 cents in 2019, according to Wall Street firm Truist Securities. But securing the vehicles to get those boxes to shoppers is as important as the warehousing, as some major retailers learned the hard way. The United Parcel Service UPS told drivers on Cyber Monday to cease picking up packages from Nike NKE , Macy’s M and others, because they had already reached capacity allocations. The time is ripe for alternative delivery solutions and tighter scrutiny on delivery costs. Look on the horizon –  Amazon’s drone fleet won FAA approval in August.

Photo by Robin L Marshall/Getty Images)

Drive-thru shopping may become a thing. Happy Meals, meet snappy deals. As more shoppers migrated online, in-store foot traffic declined 52% on Black Friday, year-over-year. This sharp decline, combined with the high costs to retailers for online shipping, hastens the need to offset store expenses. Most major retailers offer buy-online, pickup in-store as an affordable alternative, and it ensures customers get what they need when they need it. Shoppers likely will soon expect stores, particularly those in malls, to offer complete curb-to-trunk delivery. Who knows, maybe some traditional malls will retrofit to accommodate drive-thru lanes, through which shoppers can conveniently pick up their orders. The convenience store chain Wawa is planning its first drive-thru store in New Jersey.

The mobile experience must be optimized for a wider audience. Spending via smartphones accounted for 46.5% of all holiday sales on Thanksgiving Day and 40% on Black Friday, according to research by Adobe Analytics, which tracks online shopping. Many of those shoppers were likely in their 60s and older. As I wrote in November, the pandemic is forcing more seniors to adapt to retail technologies. As they do, they will likely invest in newer, better-accessorized smartphones, which means more mobile-generated retail sales. In September, 42% of consumers already planned to buy new mobile devices during the holiday season, according to a national survey by MRI/Simmons. Retailers should ensure all of their digital experiences are personalized for the needs of all age groups, with color schemes and letter sizing that make for easy browsing.

Shoppers will require even less convincing to self-indulge. After nearly 10 months of saying “no” to eating out, family gatherings, vacations, spa treatments, play dates, concerts, museums (you get it, the list goes on and on), shoppers feel they are entitled to a splurge. This urge to self-indulge could reduce discount-hunting, but retailers should be cautious. Shoppers are conditioned to look for deals. Merchants will more likely see effective results if they promote lower-frequency discretionary goods that are fun and functional – think DNA kits (even for the dog, thanks to a surge in pet adoptions) and smart watches.

Shopping Will Remain More Deliberate – Plan Accordingly

Until pandemic-required quarantines are lifted, consumers will continue to purchase their goods – discretionary and otherwise – with exceeding purpose and focus. This means placing high-necessity items within easy reach of the door (or home page), but complementing them with compelling goods that fill the need for comfort and accomplishment.

Holiday sales are projected to reach nearly $760 billion this season. Capturing those dollars is just a matter of meeting basic consumer expectations, which won’t change; they still want retailers to meet them where, when and how they shop, and (yes) at a good price. But make no mistake, the experiences behind every one of those dollars spent is presently forming retail’s new model.

From Retail in Perfectirishgifts

[thisdaynews]

What you missed while watching the impeachment, Week 2

New Post has been published on https://thebiafrastar.com/what-you-missed-while-watching-the-impeachment-week-2/

What you missed while watching the impeachment, Week 2

Over at the Pentagon, the military’s intelligence arm warned that the administration’s pullout from Syria could aid the revival of ISIS.

Oh, and the government won’t shut down for now — no small accomplishment for a Congress that subjected Washington to the longest shutdown in history earlier this year.

These breakthroughs might have been front-page fodder in a different news cycle, but not in Trump’s Washington this week. That’s why POLITICO’s policy journalists are here with your quick fix of other news, for part 2 of our take on what happened in Washington while you were watching the impeachment.

Democrats and Republicans agreed on an asbestos ban

Thirty years after EPA tried and failed to ban asbestos, House Democrats and Republicans agreed on legislation to prohibit the carcinogenic fiber. The deal on Tuesday got bipartisan support before the House Energy and Commerce Committee, 47-1, after lawmakers agreed to a temporary exemption for the only industry that still uses asbestos, chlorine manufacturing, giving companies time to switch to newer technologies.

Ultimate passage into law is still uncertain, but this is the most promising outlook that asbestos ban legislation has enjoyed in years. The bill’s advancement follows a court ruling that faulted the EPA for not studying the health risks of “legacy” chemicals such as the asbestos insulation present in millions of homes and other buildings.— Alex Guillén

The Pentagon’s spy agency said Trump’s Syria pullout helped ISIS

The withdrawal, along with Turkey’s cross-border incursion to fight the Kurds, allowed ISIS to “reconstitute capabilities and resources within Syria and strengthen its ability to plan attacks abroad,” the quarterly report from the lead inspector general on the U.S. military campaign against ISIS said.

“The [Defense Intelligence Agency] also reported that without counterterrorism pressure, ISIS will probably be able to more freely build clandestine networks and will attempt to free ISIS members detained in [Syrian Democratic Forces]-run prisons and family members living in internally displaced persons … camps,” the inspector general added.— Connor O’Brien

Washington: Shutdown-free for another month

Congress cleared a short-term spending bill that will keep the government open for four additional weeks, diminishing the chances of a paralyzing governmentwide shutdown before Thanksgiving but also punting a tough decision on border wall spending.

Trump signed off on the bill, which runs through Dec. 20, since it doesn’t impose new restrictions on his border wall spending. Congressional leaders still lack a fiscal 2020 funding plan beyond the new deadline. Protracted fights over Trump’s border wall dominate the spending talks and impeachment proceedings threaten to consume Congress through January.— Caitlin Emma and Jennifer Scholtes

The EPA rescinded Obama-era chemical safety requirements

The EPA is weakening a chemical safety rule issued by the Obama administration in response to the West Texas fertilizer facility explosion in 2013 that killed 15 people. The rule — which covers 12,500 facilities ranging from oil refineries to chemical plants to food and beverage manufacturers — frees companies from more rigorous mitigation and safety preparation requirements. And it no longer requires the owners of chemical plants, refineries and other industrial facilities to publicly release data on the chemicals they store on-site.

The agency argued that the cost of those provisions outweighed potential benefits, added new burdens on facilities also subject to separate federal workplace safety standards and raised concerns about terrorists’ access to data. But environmentalists and unions have complained that the rollback will leave workers, especially firefighters and other first responders, at risk.— Alex Guillén

The Labor Department abandoned plans to roll back safety protections for teens

Teenagers were banned from working some types of health care jobs. The Labor Department scrapped a controversial proposal eliminating protections for teens operating patient lifting devices in nursing homes and hospitals. The idea was billed as an effort to expand apprenticeship opportunities in the health care industry. But worker safety groups said it would allow teens to perform “one of the most hazardous jobs in the nation.” Democrats also questioned whether the agency violated its data quality guidelines by relying on a SurveyMonkey poll with fewer than two dozen respondents to justify removing the protections.— Rebecca Rainey

Trump’s FDA nominee dodged tough questions on vaping restrictions

The new pick to lead the Food and Drug Administration skated through a Senate committee hearing Wednesday, despite declining to endorse harsh e-cigarette regulations and occasionally pleading ignorance on topics managed by the vast agency. Both Democrats and Republicans closely questioned nominee Stephen Hahn, a cancer doctor, on how he would handle vaping amid concern that the Trump administration is backing away from a crackdown on flavored vapes targeted at children. Hahn said he will put patients first but stopped short of committing to flavor bans. Republicans are aiming to install him by the end of the year. —Sarah Owermohle

Another marijuana bill was a hit in a House committee

The House Judiciary Committee advanced a bill that would make marijuana legal at the federal level and let states to make their own decisions regarding the drug. It would also scrub criminal records for certain marijuana-related federal crimes and create a grant program to help people arrested for marijuana offenses get launched in the legal market. “Look, I have never been happier that Chairman [Jerry Nadler] got sidelined on impeachment, because it appears he’s been given the time to work on an excellent cannabis bill,” Trump ally and marijuana supporter Rep. Matt Gaetz (R-Fla.) said on the eve of the historic vote. “If he gets sidelined again, who knows — maybe we’ll get an asylum bill.” Despite the committee vote, the bill may face six more committees before it can be scheduled for a House floor vote. And its future in the Senate is pretty uncertain given Majority Leader Mitch McConnell’s promise that he would not consider any marijuana legalization legislation. And this bill doesn’t have the same kind of House GOP backing that legislation that would give cannabis businesses access to financial services had when it passed the chamber in September.— Natalie Fertig

Regulators helped create a new big bank

A merger between BB&T and SunTrust, the largest bank union since the 2008 financial crisis, got the greenlight Tuesday, clearing the way for the two lenders to become the sixth-largest retail lender in the country. The Federal Reserve and the Federal Deposit Insurance Corp., signed off on the deal, even as the Fed dinged SunTrust for past “unfair and deceptive practices,” problems that the new bank will have to resolve.

The merged bank will be named Truist, with more than $453 billion in assets — smaller in size than only JPMorgan Chase, Bank of America, Citigroup, Wells Fargo and U.S. Bank — and with 2.6 percent of all U.S. deposits. The Justice Department signed off on the proposed merger earlier this month after the lenders agreed to sell more than two dozen branches to resolve antitrust concerns.— Victoria Guida

FCC settles big fight over the next generation of wireless technology

One of the most intense lobbying feuds over wireless spectrum in recent memory came to an end this week when the Federal Communications Commission announced it will auction off airwaves in the so-called C-band to get them into the hands of wireless providers. The wireless industry says this slice of the spectrum is crucial for rolling out ultrafast 5G services — but the decision marks a defeat for satellite companies that now hold the airwaves and wanted to sell them privately.

The satellite companies had contended that a private sale would be faster than a public auction. But it also could have meant less oversight and more revenue going to the firms instead of the U.S. Treasury.

The issue became so heated that Trump at one point got involved — and Sen. John Kennedy (R-La.), who favored the public auction option, warned that Americans would be monumentally “screwed” if foreign satellite companies ran the sale. Now the pressure will be on FCC Chairman Ajit Pai to set up and fast-track the auction in 2020 as the U.S. vies with China and other nations for 5G supremacy. —John Hendel

Trump is considering picking a new trade fight with Europe

Trump administration officials are looking at whether to start a new trade investigation against the European Union as the chance to hit the bloc with car tariffs appears to have passed, according to multiple people briefed on the issue. It would mean European auto imports wouldn’t be subject to duties out for national security reasons, but the EU — and its trade practices — would face a much broader inquiry, the people said.

“What it would do is it would create a situation that for another year would give the president leverage over the EU,” said a former administration official.

Trump was supposed to make a decision by Nov. 14 on whether to take action against imports of automobiles and auto parts from the EU. But with the deadline passed, questions are now being raised over whether he can continue using Section 232 of the Trade Expansion Act of 1962 to take any future tariff action. The previously little-used provision allows the president to impose trade restrictions if imports are considered a threat to national security.

Instead, a broader so-called Section 301 inquiry would examine whether trade policies impose unjustifiable burdens or restrictions on U.S. commerce. If an investigation finds that practices do so, Trump could slap tariffs on various imports from Europe. He has used just such a probe to slap duties on billions of Chinese goods. —Adam Behsudi and Doug Palmer

Read More