#Digital Payments API

[shoaibkha123]

UPI Payment Gateway India

Empower Your Transactions with Quintus Tech: Leading Automated Payment Solution Provider in India. Discover seamless payment solutions in India with Quintus Tech – your trusted automated payment solution provider. Streamline transactions effortlessly Quintus Tech offers cutting-edge and seamless payment solutions in India, serving as your trusted automated payment solution provider. Our goal is to simplify and streamline transactions, making the payment process effortless for businesses and individuals alike. Automation, Security, User-Friendly Interface, Versatility, Integration, Customer Support, Innovation etc. Visit Our Website :- https://quintustech.in/

[mausam123]

UPI payment gateway in India

Quintus Tech provides a wide range of services including automated payment solutions in India and digital payment systems, mobile payment solutions, and UPI payment gateways. They enable businesses to easily and securely accept customer payments, settle transactions, and improve customer experience.

[ecuzen]

The Era Of Digital Payments In The Whole World

The way we pay for things is changing rapidly. In the past, we used cash, checks, and credit cards to make payments. But now, digital payments are becoming increasingly popular.

There are many reasons for this shift to digital payments. One reason is convenience. Digital payments are often faster and easier than traditional methods. They can also be more secure, as they do not require the exchange of physical cash.

Another reason for the rise of digital payments is the growth of e-commerce. More and more people are shopping online, and digital payments are the preferred method for making these purchases.

The COVID-19 pandemic has also accelerated the adoption of digital payments. As people were forced to stay home, they turned to online shopping and digital payments as a way to avoid contact with others.

The global market for digital payments is expected to reach $9.46 trillion in 2023. This growth is being driven by a number of factors, including the increasing adoption of e-commerce, the rise of mobile payments, and the growing popularity of contactless payments.

India is one of the leading countries in the adoption of digital payments. In 2022, India recorded about 70 billion digital payment transactions, the highest in the world. This is a sharp increase from the corresponding figure of 44 billion in 2021.

The future of digital payments looks bright. As more and more people adopt these technologies, the way we pay for things will continue to change. upi payout api

Benefits of Digital Payments

There are many benefits to using digital payments. Here are some of the most common ones:

Convenience: Digital payments are often faster and easier than traditional methods. You can pay with a few taps on your smartphone or a swipe of your credit card.

Security: Digital payments can be more secure than traditional methods, as they do not require the exchange of physical cash. Your payment information is encrypted and protected from fraud.

Efficiency: Digital payments can help businesses to improve their efficiency. They can save time and money by eliminating the need to process paper checks or cash.

Sustainability: Digital payments can help to reduce environmental impact. They eliminate the need to print and transport physical cash.

Challenges of Digital Payments

While there are many benefits to digital payments, some challenges also need to be addressed. Here are some of the most common challenges:

Security: While digital payments can be more secure than traditional methods, they are still not foolproof. There have been cases of fraud and data breaches involving digital payments.

Accessibility: Not everyone has access to digital payments. This is especially true in developing countries.

Regulation: The regulatory environment for digital payments is still evolving. This can make it difficult for businesses to comply with all the relevant regulations.

The Future of Digital Payments

The future of digital payments looks bright. As more and more people adopt these technologies, the way we pay for things will continue to change. Here are some of the trends that are expected to shape the future of digital payments:

The growth of mobile payments: Mobile payments are expected to continue to grow in popularity. This is due to the increasing use of smartphones and the convenience of making payments with a few taps on a screen.

The rise of contactless payments: Contactless payments are becoming increasingly popular, as they are a more convenient and hygienic way to pay for things.

The adoption of blockchain technology: Blockchain technology is a secure and transparent way to record transactions. This makes it a promising technology for digital payments.

The development of new payment methods: New payment methods are being developed all the time. These new methods are designed to be more convenient, secure, and efficient than traditional methods.

The era of digital payments is already here, and it is only going to continue to grow in the future. Businesses that want to stay ahead of the curve need to start adopting digital payments now.

How Ecuzen Software Can Help You with Digital Payments

Ecuzen Software is a leading provider of digital payment solutions. We offer a wide range of solutions that can help businesses of all sizes to accept digital payments. Our solutions are secure, convenient, and easy to use.

We can help you to:

Accept payments online, in-store, and over the phone

Set up recurring payments

Manage your customer data

Track your transactions

Get help with fraud prevention

If you are looking for a reliable and secure digital payment solution, Ecuzen Software is the perfect choice. Contact us today to learn more about our solutions

Read More:- Aeps software provider in jaipur

Source Link :- https://ecuzen.com/blog/blogdetails/payout/digital-payments

[marketplace-payouts]

What are Wire Transfers?

Sending money from one person to another these days is easier than ever due to the availability of apps like CashApp and Venmo. In the past, however, transferring money from one bank account to another meant you either needed to write and mail a physical check or use a wire transfer. Although not used as often as in the past, wire transfers are still an important part of the global financial system.

A wire transfer is a direct transfer of funds electronically between financial institutions. They were more popular in the past because the Internet and debit cards didn’t exist at the time, so if you wanted to get money to someone’s bank account across the country, you had to send a wire transfer or write and mail a check from your bank account.

Sending Money Internationally

International wire transfers make up a big portion of today’s wire transfer activity. An international wire transfer needs to go through the Society for Worldwide Interbank Financial Telecommunications (SWIFT) system. When you send an international wire transfer, a record of the activity is recorded to ensure legal compliance, and this system uses special SWIFT codes.

Domestic transfers are usually completed within 24 hours, but international payments can take a few days to complete. Additionally, the cost to send international transfers by wire can be quite a bit higher compared to domestic transfers.

How to Send a Wire Transfer

To send a wire transfer, you will need to contact your financial institution. Although the process is fairly straightforward, each bank may have its own forms to fill out. You will need to have the bank details of the party to whom you’re sending a transfer to as well. The financial institution you send to must also be able to accept wire transfers.

As a side note, the SWIFT system may not allow all wire transfers to all places. If a country has been given restricted access to the SWIFT system due to international issues, you may be prohibited from transferring funds or may be limited in the amounts you can send to individuals and companies in certain countries.

Read a similar article about platform for payouts API here at this page.

[onbepaymentsolutions]

oday’s digital economy runs using payments APIs.

Today’s digital economy runs using payments APIs. You’re likely already aware that an API-driven approach to innovation is behind the way companies such as Uber, Airbnb, and Booking.com harness existing products and possibilities, using them as building blocks for creating seamless, connected experiences. Today, companies don’t have to build everything from scratch but are able to draw from a rich array of endpoints that can be customized for their needs.  

But APIs don’t merely serve as a launchpad for tech companies to build on—and with—combinations of existing functionalities. They enable businesses in any industry to offload non-core services to third parties and ultimately achieve smoother, more integrated processes, whether that’s internally or customer facing.  

As the CTO of a payments company, I’m obviously a little biased, but I think payments are one of the best examples of how any business can benefit from the API economy. It’s no accident that Stripe, which provides payment processing primarily for e-commerce and mobile commerce companies, is one of the earliest and largest API-first companies, enabling anyone to plug in ready-to-go acquiring functionalities. Stripe succeeded in removing the complexity of payment acceptance from the business equation for millions of organizations, from direct-to-consumer start-ups to companies as large as Amazon.

Learn more: https://www.onbe.com/post/want-to-simplify-your-payment-strategy-theres-a-payments-api-for-that

[rainet00]

A software development company that excels in providing top-notch software solutions and services to its clients worldwide. It has a team of highly skilled and experienced software professionals who are dedicated to delivering the best quality products and services. The company has a strong track record of delivering world-class software solutions to its clients. It has a team of expert developers who are well-versed in various latest technologies and they use the most advanced tools and techniques to develop high-quality software products.

 The company offers a wide range of software development services such as custom software development, enterprise software development, web application development, mobile app development, eCommerce development, and many more. It has a team of experienced and certified developers who have in-depth knowledge of various latest technologies and they use the most advanced tools and techniques to develop high-quality software products. The company has a strong commitment to quality and it strictly follows the international quality standards to deliver the best quality products and services to its clients.

 The company has a state-of-the-art infrastructural facility that is equipped with the latest tools and technologies. It has a team of highly qualified and experienced software professionals who are dedicated to delivering the best quality products and services. The company has a strong track record of delivering world-class software solutions to its clients. It has a team of expert developers who are well-versed in various latest technologies and they use the most advanced tools and techniques to develop high-quality software products.

Some of the popular services offered by Rainet include:

 - Web Development: From building responsive websites to developing web apps, Rainet’s team of web development experts can do it all.

 - App Development: The company has developed award-winning mobile apps for clients across various industries.

 - Digital Marketing: Rainet’s digital marketing services help businesses reach their target audience and generate leads.

 - UI/UX Design: The company’s team of UI/UX designers create beautiful and user-friendly designs that help businesses achieve their goals.

Visit Our Website:

Rainet Technology: - https://rainet.co.in/

[intasend]

Wallet service provider | IntaSend

Building digital wallets is complex. IntaSend’s Wallet Services provider enables you to get it done in days rather than months. Our wallets are PCI-DSS compliant and with zero downtime. We have partnered with SISA InfoSec to ensure your data is protected and under 24/7 monitoring.

API - https://developers.intasend.com Website - https://intasend.com Email - support@intasend.com Phone - +254 725 79 36 79 / +254 723 890 353

[wartiztechnologies]

Unleashing the Power of Ecommerce Development Services

In the digital era, ecommerce has revolutionized the way businesses sell products and services, offering unparalleled opportunities for growth and expansion. A robust ecommerce website not only enhances customer reach but also boosts sales and improves brand visibility. Wartiz Technologies, a leader in ecommerce development services, leverages cutting-edge technologies and industry expertise to empower businesses with powerful ecommerce solutions. Let's explore how Wartiz Technologies unleashes the power of ecommerce development.

**1. ** Customized Ecommerce Solutions:

Wartiz Technologies begins by understanding the unique needs and goals of each client. They offer customized ecommerce development services tailored to specific business requirements, whether it's building a new online store from scratch or enhancing an existing ecommerce platform. By integrating advanced features and functionalities, they create scalable and flexible solutions that drive business growth.

**2. ** Responsive and User-Friendly Design:

With a focus on delivering exceptional user experiences, Wartiz Technologies prioritizes responsive design for ecommerce websites. They ensure seamless navigation and optimal performance across devices, including desktops, tablets, and smartphones. A user-friendly interface coupled with intuitive design elements enhances usability and encourages conversions, maximizing the effectiveness of ecommerce platforms.

**3. ** Ecommerce Platform Integration:

Wartiz Technologies integrates leading ecommerce platforms such as Shopify, WooCommerce, Magento, or develops custom solutions based on client preferences. They provide expertise in setting up product catalogs, managing inventory, processing payments securely, and optimizing checkout processes. Seamless integration of third-party plugins and APIs further enhances functionality and enhances the overall ecommerce experience.

**4. ** Search Engine Optimization (SEO) and Digital Marketing:

To increase online visibility and attract organic traffic, Wartiz Technologies incorporates SEO best practices into ecommerce development. They optimize product pages, implement strategic keyword targeting, and ensure fast page load times to improve search engine rankings. Additionally, they offer digital marketing services including PPC campaigns, social media marketing, and content strategy to drive targeted traffic and maximize ROI.

**5. ** Security and Payment Gateway Integration:

Ensuring the security of customer transactions is paramount in ecommerce. Wartiz Technologies implements robust security measures and integrates reliable payment gateways to safeguard sensitive information. They comply with industry standards such as PCI DSS to protect against fraud and provide customers with a secure and trustworthy shopping experience.

**6. ** Analytics and Performance Monitoring:

Continuous monitoring and analysis of ecommerce performance are essential for optimizing business outcomes. Wartiz Technologies sets up analytics tools to track key metrics such as sales performance, visitor behavior, and conversion rates. They provide actionable insights that enable businesses to make informed decisions and refine their ecommerce strategies for greater success.

**7. ** Support and Maintenance:

Beyond development, Wartiz Technologies offers ongoing support and maintenance services to ensure the smooth operation of ecommerce websites. They conduct regular updates, perform backups, and provide technical assistance to resolve issues promptly. Proactive maintenance helps prevent downtime and ensures uninterrupted online sales and customer support.

Conclusion

Wartiz Technologies excels in unleashing the power of ecommerce development services by combining technical expertise with a customer-centric approach. Whether you're a startup or an established enterprise, partnering with Wartiz Technologies can transform your ecommerce vision into reality, driving revenue growth and enhancing customer satisfaction. Their commitment to innovation and excellence makes them a trusted partner in navigating the complexities of ecommerce and achieving sustained success in the competitive digital marketplace.

If you're looking to harness the full potential of ecommerce for your business, consider collaborating with Wartiz Technologies to leverage their comprehensive ecommerce development services and propel your online presence to new heights.

[otiskeene]

Juniper Research: Digital Money Transfer Market: Huawei And Visa Revealed As Leaders In New Competitor Leaderboard

Juniper Research's most recent study on digital money transfers and remittances shows a significant increase in transaction value. The study projects a 41% surge over the next four years, reaching $4.5 trillion in 2028. This growth is mainly due to the rise of digital money transfer solutions in developing regions and the rapid adoption of instant payments in developed markets like the EU.

The report, titled "Global Money Transfer & Remittances Market 2024-2028," delves deeper into this trend, highlighting the importance of digital platforms and instant payments. It also introduces the Competitor Leaderboard, ranking the top 15 digital money transfer platforms based on various criteria. Leading vendors for 2024 include Huawei, Visa, Mastercard, Comviva, and PayPal, praised for their innovative solutions.

To stay ahead, vendors need to focus on developing Payment-as-a-Service (PaaS) solutions with robust API offerings for seamless integration into superapps and other services.

Read More - https://www.techdogs.com/tech-news/business-wire/juniper-research-digital-money-transfer-market-huawei-and-visa-revealed-as-leaders-in-new-competitor-leaderboard

[wegofinnn]

The Best Banking API Software Solutions with WeGoFin

In the dynamic world of digital finance, the integration of robust and reliable banking API software has become crucial for businesses seeking to innovate and enhance their financial services. WeGoFin is proud to be at the forefront of this revolution, offering cutting-edge API solutions that empower businesses to create seamless, efficient, and secure financial experiences for their customers. In this blog, we’ll explore some of the best banking API software solutions available today, and how WeGoFin can help you leverage these tools to drive your business forward.

[shoaibkha123]

Payment Solution Providers in India

Empower Your Transactions with Quintus Tech: Leading Automated Payment Solution Provider in India. Discover seamless payment solutions in India with Quintus Tech – your trusted automated payment solution provider. Streamline transactions effortlessly Quintus Tech offers cutting-edge and seamless payment solutions in India, serving as your trusted automated payment solution provider. Our goal is to simplify and streamline transactions, making the payment process effortless for businesses and individuals alike. Automation, Security, User-Friendly Interface, Versatility, Integration, Customer Support, Innovation etc. Visit Our Website :- https://quintustech.in/

[mausam123]

Automated Payment Solutions

Quintus Tech provides a wide range of services including automated payment solutions in India and digital payment systems, mobile payment solutions, and online payment gateways. They enable businesses to easily and securely accept customer payments, settle transactions, and improve customer experience.

[nextdynamix]

UNLOCK SEAMLESS USER EXPERIENCES WITH OUR CROSS-PLATFORM APP DEVELOPMENT SERVICES

In today's digital era, reaching a wide audience across multiple devices and platforms is essential for business success. This is where cross-platform app development plays a vital role. At NextDynamix, we specialize in creating robust, scalable, and high-performing applications and websites. Partner with us to unlock the true potential of your ideas with our exceptional cross-platform app development expertise.

WHY CHOOSE CROSS-PLATFORM APP DEVELOPMENT?

Cross-platform app development offers several advantages for businesses seeking to maximize their app's reach and efficiency:

Reach a Larger Audience: Instantly reach a broader audience, including users of Android and iOS devices, by developing a single codebase deployed across multiple platforms. This broader reach increases visibility, customer engagement, and business growth.

Cost-Effective Solution: Eliminate the need to create separate apps for different platforms, saving development time and costs. Efficiently maintain and update your app, reducing long-term expenses and improving time-to-market with a shared codebase.

Consistent User Experience: Ensure a consistent user experience across different devices and platforms. Deliver high-performance apps that look and feel native to each platform, enhancing user satisfaction and engagement with a shared codebase.

EXCEPTIONAL CROSS-PLATFORM APP DEVELOPMENT SERVICES AT NEXTDYNAMIX

Custom Cross-Platform App Development: Our experienced cross-platform app developers understand your business objectives and target audience, leveraging the power of industry-leading frameworks to create customized cross-platform apps that align perfectly with your brand and vision.

Third-Party Integrations: Enhance the functionality and capabilities of your cross-platform app by seamlessly integrating it with various third-party APIs, payment gateways, social media platforms, and more.

UI/UX Design: Deliver exceptional user experiences with seamless navigation, intuitive interactions, and consistent design elements. Our talented designers create visually appealing and intuitive interfaces that captivate users throughout their journey.

Testing and ensuring quality are our utmost priorities. Our testing experts perform thorough testing across multiple platforms, devices, and usage scenarios, identifying and resolving any issues to deliver a polished and reliable app that meets the highest standards of functionality, usability, and performance.

Performance Optimization: Our cross-platform app developers implement efficient coding practices and conduct thorough testing to ensure your app performs flawlessly across different devices and screen sizes, providing excellent performance and responsiveness.

Post-Launch Support: We provide comprehensive post-launch support, monitoring app performance, addressing user feedback, and releasing updates as needed to ensure your app remains secure, functional, and up to date.

WHY WE ARE THE BEST IN CROSS-PLATFORM APP DEVELOPMENT INDUSTRY?

Expertise and Experience: Our teams of skilled cross-platform app developers have in-depth knowledge and expertise working with various frameworks and technologies, ensuring high-quality and innovative solutions for your app.

Ongoing Support and Maintenance: Ensure the long-term success of your cross-platform app with our comprehensive support and maintenance services, including regular updates, bug fixes, performance monitoring, and user support.

Collaboration and Communication: We work closely with clients, involving them in every stage of the process, valuing their feedback, ideas, and insights, and ensuring the final product reflects their vision and exceeds their expectations.

Seamless Integration with Existing Systems: Our team has expertise in integrating APIs, back-end systems, CRM software, and other third-party services, ensuring a seamless flow of data and optimal functionality.

On-Time Project Delivery: We understand the importance of meeting project deadlines and deliver your cross-platform app within the agreed-upon timeframe without compromising quality.

Data Security and Privacy: Our developers follow industry best practices to implement robust security measures, encryption protocols, and data handling procedures, ensuring compliance with privacy regulations and safeguarding sensitive data.

PARTNER WITH NEXTDYNAMIX FOR EXCEPTIONAL CROSS-PLATFORM APP DEVELOPMENT

NextDynamix is your trusted partner for cross-platform app development. With our expertise, dedication, and commitment to delivering high-quality solutions, we help businesses leverage the power of cross-platform apps to reach a broader audience, drive engagement, and achieve their goals.

Our team will work closely with you to understand your requirements, provide expert guidance, and create a customized solution that sets your app apart in the competitive digital landscape.

[echeckplan]

Accepting Electronic Checks in Your Small Business: A Comprehensive Guide

Introduction:

In the ever-evolving landscape of business and finance, staying adaptable and responsive to emerging payment trends is crucial for the success of small businesses. One such trend that has gained traction and offers an array of benefits is the acceptance of electronic checks, commonly referred to as eChecks. If you're a small business owner looking to broaden your horizons and enhance your payment options, this comprehensive guide is here to demystify eChecks, providing insights into what they are and, most importantly, how to seamlessly integrate them into your business operations.

What is an eCheck?

An electronic check, or eCheck, is a digital version of a traditional paper check. It enables businesses and customers to conduct transactions electronically, making it a convenient and cost-effective payment method. Instead of writing a physical check, the payer enters their banking information online, and the funds are transferred directly from their bank account to the recipient's account.

Why Accept eChecks?

Cost-Effective: eChecks are often cheaper than credit card transactions because they have lower processing fees, making them an attractive option for small businesses.

Reduced Fraud Risk: Electronic checks are more secure than paper checks as they involve encryption and authentication processes, minimizing the risk of fraud.

Faster Settlement: eChecks typically clear faster than paper checks, improving your cash flow.

Convenience: eChecks are convenient for both you and your customers, as they can be processed online, reducing the need for physical paperwork.

How to Accept eChecks in Your Small Business:

Now that you understand the benefits of accepting eChecks, let's explore how to implement this payment method in your small business.

1. Choose an eCheck Service Provider:

Start by researching eCheck service providers. Look for companies that offer competitive pricing, robust security features, and user-friendly interfaces. Some popular eCheck service providers include:

Compare the fees, features, and compatibility with your existing systems to make an informed choice.

2. Set Up Your Business Account:

Once you've selected an eCheck service provider, create a business account. You'll need to provide your business information, banking details, and contact information.

3. Integrate eCheck Payment:

Depending on your chosen provider, you may need to integrate eCheck payment into your website or point-of-sale system. Many providers offer plugins or APIs to facilitate this integration. Ensure that the payment process is user-friendly and straightforward for your customers.

4. Educate Your Customers:

Inform your customers that you now accept eChecks as a payment option. Include this information on your website, invoices, and any other customer-facing materials. Provide clear instructions on how they can make payments using eChecks.

5. Test the Process:

Before fully launching eCheck payments, conduct a few test transactions to ensure everything is functioning correctly. Verify that funds are deposited into your business account as expected.

6. Monitor Transactions:

Regularly monitor your eCheck transactions and reconcile them with your accounting records. This will help you stay on top of your finances and quickly identify any discrepancies.

7. Maintain Security:

Security is paramount when dealing with electronic payments. Ensure that your eCheck service provider has robust security measures in place to protect sensitive customer data and financial information.

8. Provide Excellent Customer Support:

Offer reliable customer support for any payment-related inquiries or issues. Promptly address customer concerns to build trust and confidence in your eCheck payment process.

Conclusion:

Embracing eChecks as a payment option in your small business can enhance your payment processing capabilities, reduce costs, and improve customer satisfaction. By following these steps and choosing a reputable eCheck service provider, you can seamlessly integrate eCheck payments into your business operations and provide added convenience to your customers. Stay up to date with the latest payment

[mariacallous]

Read the new Guardian series exploring the increasing power and reach of TikTok

In the final sprint to the US midterm elections social media giant TikTok risks being a major vector for election misinformation, experts warn, with the platform’s massive user base and its design making it particularly susceptible to such threats.

Preliminary research published last week from digital watchdog Global Witness and the Cybersecurity for Democracy team at New York University suggests the video platform is failing to filter large volumes of election misinformation in the weeks leading up to the vote.

TikTok approved 90% of advertisements featuring election misinformation submitted by researchers, including ads containing the wrong election date, false claims about voting requirements, and rhetoric dissuading people from voting.

TikTok has for several years prohibited political advertising on the platform, including branded content from creators and paid advertisements, and ahead of midterm elections has automatically disabled monetization to better enforce the policy, TikTok global business president Blake Chandlee said in a September blog post. “TikTok is, first and foremost, an entertainment platform,” he wrote.

But the NYU study showed TikTok “performed the worst out of all of the platforms tested” in the experiment, the researchers said, approving more of the false advertisements than other sites such as YouTube and Facebook.

The findings spark concern among experts who point out that – with 80 million monthly users in the US and large numbers of young Americans indicating the platform is their primary source of news – such posts could have far reaching consequences.

Yet the results come to little surprise, those experts say. During previous major elections in the US, TikTok had far fewer users, but misinformation was already spreading widely on the app. TikTok faced challenges moderating misinformation about elections in Kenya and the war in Ukraine.

And the company, experts say, is doing far too little to rein in election lies spreading among its users.

“This year is going to be much worse as we near the midterms,” said Olivia Little, a researcher who co-authored the Media Matters report. “There has been an exponential increase in users, which only means there will be more misinformation TikTok needs to proactively work to stop or we risk facing another crisis.”

A crucial test

With Joe Biden himself warning that the integrity of American elections is under threat, TikTok has announced a slew of policies aimed at combatting election misinformation spreading through the app.

The company laid out guidelines and safety measures related to election content and launched an elections center, which “connect[s] people who engage with election content” to approved news sources in more than 45 languages.

“To bolster our response to emerging threats, TikTok partners with independent intelligence firms and regularly engages with others across the industry, civil society organizations, and other experts,” said Eric Han, TikTok’s head of US safety, in August.

In September, the company also announced new policies requiring government and politician accounts to be verified and said it would ban videos aimed at campaign fundraising. TikTok added it would block verified political accounts from using money-making features available to influencers on the app, such as digital payments and gifting.

Still, experts have deep concerns about the spread of election falsehoods on the video app.

Those fears are exacerbated by TikTok’s structure, which makes it difficult to investigate and quantify the spread of misinformation. Unlike Twitter, which makes public its Application Programming Interface (API), software that allows researchers to extract data from platforms for analysis, or Meta, which offers its own internal search engine called Crowdtangle, TikTok does not offer tools for external audits.

However, independent research as well as the platform’s own transparency reports highlight the challenges it has faced in recent years moderating election-related content.

TikTok removed 350,000 videos related to election misinformation in the latter half of 2020, according to a transparency report from the company, and blocked 441,000 videos containing misinformation from user feeds globally.

Internet nonprofit Mozilla warned in the run-up to Kenya’s 2022 election that the platform was “failing its first real test” to stem dis- and misinformation during pivotal political moments. The nonprofit said it had found more than 130 videos on the platform containing election-related misinformation, hate speech, and incitement against communities prior to the vote, which together gained more than 4m views.

“Rather than learn from the mistakes of more established platforms like Facebook and Twitter, TikTok is following in their footsteps,” Mozilla researcher Odanga Madung wrote at the time.

Why TikTok is so vulnerable to misinformation

Part of the reason TikTok is uniquely susceptible to misinformation lies in certain features of its design and algorithm, experts say.

Its For You Page, or general video feed, is highly customized to users’ individual preferences via an algorithm that’s little understood, even by its own staff. That combination lends itself to misinformation bubbles, said Little, the Media Matters researcher.

“TikTok’s hyper-tailored algorithm can blast random accounts into virality very quickly, and I don’t think that is going to change anytime soon because it’s the reason it has become such a popular platform,” she said.

Meanwhile, the ease with which users’ remix, record, and repost videos – few of which have been fact-checked – allows misinformation to spread easily while making it more difficult to remove.

TikTok’s video-exclusive content brings up additional moderation hurdles, as artificial intelligence processes may find it more difficult to automatically scrape video content for misinformation compared to text.

Several recent studies have highlighted how those features have exacerbated the spread of misinformation on the platform. When it comes to TikTok content related to the war in Ukraine, for example, the ability to “remix media” without fact checking it has made it difficult “even for seasoned journalists and researchers to discern truth from rumor, parody and fabrication”, said a recent report from Harvard’s Shorenstein Center on Media.

That report cited other design features in the app that make it an easy pathway for misinformation, including that most users post under pseudonyms and that, unlike on Facebook, where users’ feeds are filled primarily with content from friends and people they know, TikTok’s For You Page is largely composed of content from strangers.

Some of these problems are not unique to TikTok, said Marc Faddoul co-director of Tracking Exposed, a digital rights organization investigating TikTok’s algorithm.

Studies have shown that algorithms across all platforms are optimized to detect and exploit cognitive biases for more polarizing content, and that any platform that relies on algorithms rather than a chronological newsfeed is more susceptible to disinformation. But TikTok is the most accelerated model of an algorithmic feed yet, he said.

At the same time, he added, the platform has been slow in coming to grips with issues that have plagued its peers like Facebook and Twitter for years.

“Historically, TikTok has characterized itself as an entertainment platform, denying they host political content and therefore disinformation, but we know now that is not the case,” he said.

Young user base is particularly at risk

Experts say an additional cause for concern is a lack of media literacy among TikTok’s largely young user base. The vast majority of young people in the US use TikTok, a recent Pew Research Center report showed. Internal data from Google revealed in July that nearly 40% of Gen Z – the generation born between the late 1990s and early 2000s – globally uses TikTok and Instagram as their primary search engines.

In addition to being more likely to get news coverage from social media, Gen Z also has far higher rates of mistrust in traditional institutions such as the news media and the government compared with past generations, creating a perfect storm for the spread misinformation, said Helen Lee Bouygues, president of the Reboot Foundation, a media literacy advocacy organization.

“By the nature of its audience, TikTok is exposing a lot of young children to disinformation who are not trained in media literacy, period,” she said. “They are not equipped with the skills necessary to recognize propaganda or disinformation when they see it online.”

The threat is amplified by the sheer amount of time spent on the app, with 67% of US teenagers using the app for an average of 99 minutes per day. Research conducted by the Reboot Foundation showed that the longer a user spends on an app the less likely they are to distinguish between misinformation and fact.

To enforce its policies, which prohibit election misinformation, harassment, hateful behavior, and violent extremism, TikTok says it relies on “a combination of people and technology” and partners with fact checkers to moderate content.

The company directed questions to this blog post regarding election misinformation measures, but declined to share how many human moderators it employs.

Bouygues said the company should do far more to protect its users, particularly young ones. Her research shows that media literacy and in-app nudges towards fact checking could go a long way when it comes to combating misinformation. But government action is needed to force such changes.

“If the TikToks of the world really want to fight fake news, they could do it,” she said. “But as long as their financial model is keeping eyes on the page, they have no incentive to do so. That’s where policymaking needs to come into play.”