#Finally can pass out now though it took like 5000 years for mom to get the TV here working

[euclydya]

everything gucci now 👍

[1-800-channie]

Guardian Angel

PAIRING | Angel Chan & Female Reader

GENRE | Cute / Angst / Suggestive

TYPE | Long Fiction

WC | 5000+ Words

SUMMARY | “After suffering more than you could handle, God sends you a heaven made gift. He sent you a Guardian Angel. His name is Christopher Bang Chan and he is the most handsome creature you have ever laid your eyes on. Will you be able to live with him everyday without any kind of second thoughts? Will Chris be able to take care of you without falling for you? Something tells me that it won’t be. But if, the both of you fall in temptation, there is a punishment that will hurt more than death.”

[Part 1] [Part 2]

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(100 Days Left)

Not everyone deserves to have someone look after them. Someone ideal who can prepare dinner after a long day of work, or someone who understands how you feel and will support you no matter what. Surely you weren't one of those people.

God always had his eye on you, especially considering you constantly prayed to him in tears, imploring him to support you in some way. You were extremely exhausted from all the crimes that occurred in your life. The cross was excessively heavy for you; your wasted body couldn't take it anymore.

It all happened on a rainy night. You were working on a recent design for a client. Your body felt all worn out from serving all night and day at the restaurant. Your eyes were burning though you couldn’t bring yourself to stop, not when the design was turning out so well.

As you looked out the sliding window, you noticed that it was raining. The chilly raindrops caused an aesthetic feeling that helped you feel inspired. The only light inside your apartment was from the laptop you were currently using. Outside however, the only source of light you saw was the stroke of lightning from the dark sky that alarmed you.

Ever since you were a young girl you had a fear of lightning. However, now that you were an adult, you couldn’t let it distract you no more, you had to continue working. You did your best to ignore the strokes of lightning outside as you continued to distract yourself for a little longer.

As your eyes carefully analysed the finished product, your mind wandered somewhere else. You remembered how you used to live in your hometown with your parents in a humble environment while working on a company of Web Design, something you studied for. The boss loved your hardworking and creative self. Therefore, when he got the chance, he gave you the main seat at the table of the company, in Seoul.

In about a month or so you moved to the massive city of Seoul. It was unusual for you, so many people and so much noise. It was recent, but after some time you became used to the weirdness. You lived in a magnificent apartment, five minutes away from work, which was thankfully paid for by the company.

Everything was going completely fine until the boss invested in the wrong company. When that company went down, the company you were working for also went down, causing your boss to be bankrupted.

That's when your world came crashing down. You lost the apartment you were staying in because it was way too overpriced for you to afford alone, and you didn't even have a place to work. To make things worse, your parents were going through a tough time back in your hometown, and you had sent them the money you had saved, leaving you with just a couple hundred dollars.

You were alone and lost in an enormous city. You had no place to sleep or work. You felt miserable and lost as you cried yourself to sleep for several days, sleeping on some cardboards that the people were throwing away.

You were tired of sleeping on the ground, on the fourth day, you summoned up some unknown energy and went to a public bathroom, where you showered and prepared yourself to find a new job.

You spent all day running around, walking from coffee shop to coffee shop. From one restaurant to another. By seven your body was exhausted. Especially because you didn't eat all day, so you sat down on the road.

Finally the answer to your prayers were heard. An elderly lady saw you miserably sitting down on the dirty ground and helped you walk inside her small restaurant. It smelled of rice cakes and kimchi and you liked it.

The eldery woman’s name was Kim Sohyun and she was eighty years old. But don’t be fooled by her age, she was fast and didn't stop moving. She always found something to do at the restaurant, even when it was as empty as a parking lot at night. Out of genuine kindness, she gave you some food and a place to stay. The apartment you stayed in was from her daughter that left Korea to go abroad and never talked to her mom again.

After that day, you took care of that adorable lady, learned how to cook and even started cleaning for her.

You smiled at the thought of the lady Kim Sohyun. As your mind came back to the present when you read the name of the person that asked you for the design, you got shy. He is a starting rapper by the name of Changbin. He had pretty brown eyes and a cute laugh that made your heart flutter.

When he told you he trusted you with his first album cover design you hugged him tightly, which caught him off guard, but he didn't mind. Not when it came to you. Changbin was around for a while before asking you to work for him. He knew your story, and you knew his.

A sudden loud bang echoed inside your silent apartment shocking you.Then suddenly everything was dark. It took you a while to recognize what happened, but as soon as you noticed that the power went off panic took over your small body.

Your computer is quite old and only works plugged to the electricity. Since the power went off, it means your computer is dead. Tears started to form at the corners of your exhausted eyes... All the work you already had done… Was gone.

The design you had been working on for days was totally gone.

You fell on your knees on the wood floor violently. Your frame curled up in a ball as you sobbed quietly, trying your best not to be too noisy and scare Lady Sohyun that is sleeping.

Now the only sounds audible from the inside were your sobs, and from the outside, the rain that started to calm down.

God, decided to reward you from being loyal and strong and sent someone to save you.

You didn't see it, but it was something so magical and special. There was an angel standing in front of you. His body was muscular and well proportioned, radiating light.

You noticed something was wrong from all the sudden brightness that escaped from between your fingers as you covered your eyes. And just like the curiosity killed the cat, you screamed so loud that you are afraid it woke half of the city.

In front of you, there was an absurd creature. His body was perfectly built, muscles visible on his pale body. His face was so magical that you were afraid that you had died and went to paradise. Golden hair, gloomy eyes, plump crimson lips, and a prominent nose. His frame was only covered by a thin cover that went from his shoulder to his waist, secured by a charming gold belt. His feet bare.

“What-what are you doing here?” You question getting off the wooden floor and taking a few steps back, startled.

“I'm your guardian angel, YN.” The creature explains, his voice low and noble. “Don’t be afraid…I'm here to take care of you.”

You stare at him with burning cheeks and uncertain eyes. Curiosity consuming you alive. You walk towards him slowly. He was so pure and bright, almost unreal. Something heaven-made.

“Can I touch you?” You ask innocently, just to make sure he is real.

“Go ahead, YN-ah.” The angels respond with a genuine smile.

Your fingertips were trembling as you caressed his cheek. The angel flinched because of your cold fingertips, scaring you for a few moments. His skin was silky and he felt genuine. His hair was also soft, but a bit dry and he smelled like nature. The scent was so different that you couldn't explain it. It prompted you with comfort.

“Oh my…” You confessed impressively. “I don’t have money to buy you food, and I don't have a place for you to sleep in… I'm sorry. I think you should go back to… hm… Heaven?” You say, confused. The beautiful angel laughs.

“YN, I don’t need to eat or sleep. I'm here to be your company, help you when you need it, take care of you.” Your mouth opens in a ‘O’ shape and you nod your head. Deep inside, you were still confused and uncertain.

“Hmmm, I think I'm going to sleep now. Could you, hm, not look at me? While I try to fall asleep?” Your cheeks were reddening again. The angel looks at you with love and accepts.

You lay down on your bed and cover your body, hiding completely. Your brain quickly tried to be reasonable and tells you that this was just a dream. Maybe you hit your head and passed out. Too scared to know the truth, you didn’t get out of the covers. As time slowly passed, you silently fell asleep.

It's cute how the next morning you wake up with your blankets almost falling off the bed and an amazing smell of eggs, toasts, and pancakes.

That's odd. Miss. Kim Sohyun never prepared your breakfast before.The weirdest thing was she didn't have these kind of ingredients. As you walked to the small kitchen, yawning and gently rubbing your sleepy eyes, there was a bare back facing you. You screamed, startled.

“Oh, good morning Y/N, did you sleep well?” The man asked, placing a glass of orange juice on the table.

“I thought it was all a dream…” You said to yourself, facing the floor, twisting your hair in annoyance.

“It’s not. I’m here to take care of you…” You stared at him, seriously. That was the first time he made your heart flutter.

After ten awkward minutes of him washing the dishes that were on the sink from yesterday, curiosity took the best of you:

“What's your name, Angel?” You asked, admiring his sturdy back. He laughed silently, then he jerked his head towards you.

“Oh right, how impolite. I forgot to introduce myself. I'm Christopher Bang Chan. I’m a mixture of Korean and Australian. I was moving to Korea when the plane I was in had a problem and crashed. I died there, I was twenty years old. This is why I still look like this and not older.” The last part, he narrated to you while facing the plates he was washing, avoiding your gaze.

“I'm so sorry…” You said in a low voice.

"It 's ok love. Everything happens for a reason…” Christopher says with a tender smile. “Now” He started talking again, finishing up with the plates. “You go to take a shower, and then get ready to work, I’ll clean the kitchen.” You looked at him surprised but did as he said.

“Wait, what will you do all day?” You asked, interested.

“I'll clean your house, try to fix your computer and then pray. Don’t worry about me, ok?” You nodded again, trying to be obedient.

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( 90 Days Left)

As time went by you bought him some ‘human’ clothes, so he looked ordinary and you could walk around with him by your side. Chris, as you like to call him, looked handsome on the outfits you carefully pick him.

The truth was that his presence was now normal to you. Every time you opened your door, you greet the charming Angel, that's usually in the modern kitchen, cooking you dinner. Usually, after dinner, you washed the dishes while you obligated him to sit down and rest for a bit.

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( 80 Days Left)

After a tedious day of work, you ate a delicious dinner and went straight to the bathroom to take a warm shower. When you were done, you sat comfortably on your downy bed while Chris brushed your hair. Usually while he did it, you informed him about your day, and today was no different. As his bony fingers grazed over your scalp trying not to willingly hurt when he was brushing harder, you eagerly told him about Changbin.

“He may seem to be a bit mean at first. He always wears black clothes… his makeup is always perfectly made. I'm jealous sometimes. His voice is nice because he can make it deep and serious or high pitched and girly to piss me off.” You giggled while remembering Binnie’s jokes from that today.

“That man seems important to you…” Chris stated with a gentle smile, even though something sparkled inside him. Could he be jealous of that man for being so close to you?

“Hmmmm, not as important as you.” You say positively and then turn your body so you could confront the timid boy sitting in the middle of your bed.

Chris looked at the white blanket that was resting on his legs as he played with his fingers. Did you just say that? Is he that important to you? The Angel was biting his bottom lip nervously. His heart was racing like crazy and you could almost hear it calling your name.

You moved closer to him, enough so when you extended your arm, your soft hand would cup his cheek. Chan immediately stared at you, trying to understand what were you going to do next.

A voice in your head woke you up and made you pull your hand away, suddenly feeling shy. Maybe Chris can’t feel love for someone, maybe not the same way humans do. And you were afraid of scaring him. An uncomfortable silence involves the both of you and you sign, closing your eyes and trying to calm down the urge to cry.

The truth is he makes you feel some type of way. His eyes seem to light up and turn brighter every time he sees you. Chris would carefully listen to all your complaining or sad words. His lips would turn to an adorable pout when you were bossing him around. His hugs were warm and safe, and you felt protected on them. His laugh was so innocent and contagious and also mentioning he has such a pure heart, filled with love only. The angel made you feel special and loved… You were getting attached to it.

You didn't want to admit it to him or yourself. Maybe you were starting to feel something for him. It was wrong. You and he could never be together, because he was your guardian angel, not your lover.

“I think… I'll go to sleep.” You said after being lost on your melancolic thoughts for too long.

“Oh, hm, ok… But you seem sad. What's wrong?” Chan politely questioned while getting off the comfy bed so you could lay down. Your hands felt unsteady, your stomach was aching in an unusual way.

“Nothing you can fix.” You coldly explained, intentionally trying to push him away. You needed some time alone.

“Oh… Ok. I'll be praying in the kitchen if you require me.” Chris winks at you. “Good Night, Love.” You bite your lip to stop the tears from slipping out. That damn nickname.

You tried to sleep. You did, but your heart was beating too fast and you couldn't stop thinking about his lips. Chris's lips were so plump and inviting, they seemed so soft and plush, so kissable…

Chan peaked at you, and noticed how restless you were, he approached you:

“Y/N, let me try to help you. Please, you don’t need to talk about it. I'll just be there for you.” The Angel insists, sitting by your side on your bed.

“Ok ok… I only accept because it's hard for me to sleep, and I have work tomorrow.” You finally gave in. Chan felt grateful, this was something he wanted for a while and was too shy to ask you.

You lay down on the bed again, closing your eyes and snuggling inside the warm covers. Chris was shy, but it was worth it. Chan lays down on the bed, under the covers and gets closer to you. Uncertain. His arm rested on your waist as he pushed you a little further against his chest.

Chan wanted to cuddle you. You smiled as an adorable blush painted your cheeks. He was warmer than the heavy covers, his embrace so safe and comfortable that you never wanted him to leave.

The Angel was feeling the same, shy but happy. Your body felt so tiny between his protective arms. He desperately wished to hold you forever because, somehow, you felt like home. Chan was scared, afraid of how he was starting to feel for the charming girl he had to look after. He loves to admire the way your smile gets wider when he makes a joke; how you get mad at him when he does everything at home alone and how pretty you look without even trying.

What if he fell for you?

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( 70 Days Left)

“Chris come here…” You whined in the bathroom, your bandana was stuck in your hair and if you tried to pull it, it would most likely rip all your hair off.

The tall man came inside the bathroom in a rush, worried that something may have happened to you.

“What’s wrong, Love?” His melodious voice asked, admiring your grumpy face that reflected on the small, old mirror.

“My hair is tangled, and it hurts if I pull it. Please, help me.” You begged with puppy eyes, noticing how he changed from worried to relaxed in seconds.

The Angel walked behind you, and his slender fingers started to work on your messy hair. You could feel the warmth his body was radiating from behind you. His smell changed, because he was now using your body wash and shampoo. The smell of vanilla was amazing, you liked it in your skin, but when it came to him… It was special.

Chris was shaking, his fingers were uncertain and trembling. His breathing was uneasy and his legs felt like jelly. He could notice easily how you were biting your bottom lip, a cute pink blush on your cheeks and every time his fingers brushed against your sensitive neck, a long breath would leave your sensual lips.

The atmosphere inside the bathroom was starting to heat up, both of you not being able to control their body language and it was obvious. So obvious that both of you were crazy in love with each other.

“Done…” He said, his voice loud but shaky. Chris immediately called himself stupid for showing you that he is feeling flustered, but you just give him a soft smile and turned around, taking your bandana out of his hands and getting out of the bathroom in a rush, trying to calm yourself down.

You walked close to your window and opened it, feeling the cold breeze hitting your face and calming your heated body. Your heart was beating fastly and you were too timid to look Chris in the eyes.

The way he made you feel is not possible, you can’t feel like that. Though his eyes were so pretty, his lips were so inviting and his heart was pure gold… How could you stop yourself from feeling that way? A sudden call for your name made you come back to reality.

You walked to the front door and opened it. The kind woman that gave you a shelter was there, with a light mad expression:

“My oven is a mess, Hun, i didn't want to bother you on a Sunday but i need help with it.” She explained shaking her head in disappointment. “Could you please get downstairs and clean it?” She asked, her voice hopeful.

“Yes, i can do it. Give me just five minutes and i'll be there.” You smiled politely, she took your hands in hers and smiled, secretly, she was very grateful for you.

You got back inside the small place and called for Chris. He showed up with red eyes, like he was crying but he simply smiled at you, while making you sign with his hand for you to go help Miss Sohyun.

You did so, your heart beating fast once again, but this time because you know, something was up with the angel and you know he will never tell you what's wrong.

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( 60 Days Left)

Some days passed by and you and Chris slept in the same bed together every day. Even him, that affirmed he didn't need to sleep, would get lost in your warmth and fall asleep. Cute little snores invading the bedroom and you couldn't stop giggling, from how precious he looked.

As your eyes scanned your window you noticed that outside was dark, despite being 9 am, it was raining. The heavy raindrops were hitting your window in the most deliciously, making you feel lazy. You looked back at Chris one last time and got off the bed, ready to prepare him a surprise for the first time.

At the kitchen you heated some milk and prepared some toasts that you filled with Nutella. You also picked up some grapes, just how you know he liked it. After a couple of minutes, everything was prepared on the table. There was: a candle with no smell lighted; some white napkins; the amazing toasts with Nutella; the grapes were washed and fresh; and the chocolate was already on the milk, turning out to warm chocolate what you know he will love.

You walked back to your bedroom to find him sleeping on his back, his face turned to the left as his hands rested inside his t-shirt, making it rise and show his toned chest. Immediately you blushed but weren't able to take your eyes out of him. You blamed the covers because they were all messy at the bottom of the bed.

“Chris~” You whispered, sitting next to his body on the bed. The angel just shifted a little in his sleep and reached out for you, pulling you by your waist to lay next to him.

You were biting your lip to stop the gasp that almost escaped your lips from the sudden action. The next thing he did was cling to you, one of his legs rested on top of yours and his head moved to rest on your collar bones, giving you access to his scalp easily.

Christopher was adorable, and you couldn't deny it, especially because he was making you feel things, things you couldn't explain. Your fingers started to massage his scalp and that woke him up.

“Keep doing that…” His lips escaped, but it sounded more like a moan. You continued it for a while, feeling him get relaxed under your touch. Softly you felt his fingers make subtle touches on your stomach, making goosebumps take over your body.

“Smells so nice… Did you prepare something?” He asked getting off of you. You pouted, feeling cold without his body there to warm you.

“Oh, yes. I made breakfast! I was almost forgetting about it!” You are the first to get out of the bed, and then grab gently his hand and pull him to the kitchen.

“Woah.” He gasped. “You didn't have to. You know i don't need to eat…” Chris reminded you, laughing awkwardly.

“Oh…” You said embarrassed. “I forgot it…” You looked at the floor, your anxiety eating you alive.

Chris walked silently towards you and, with his slender fingers, pushed your chin up. Causing you face him. Your eyes found his almost immediately and you found yourself blushing because of that simple action. In his mind, he would take you right there, kiss your lips and get rid of this stupid feeling consuming him every time he was close to you.

“What you did was sweet and i appreciate it, Love.” He whispered. “I will eat some because you made them with so much care, ok?” You nodded, too embarrassed to say anything.

Chris always does this, makes you hope he would finally make a move and then, he leaves you hanging.

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( 50 Days Left)

It all started as a good day, the sun was shining brightly outside, besides the cold wind that made your hair a mess. Chris passed out next to you when you woke up, one of his legs still tangled with yours and his nose was close to your ear, making you hear his not-so-cute snores.

You decided to get up without bothering him, you ate something that was in your fridge and wrote him a small letter telling him not to prepare lunch because you weren't going to eat at home.

At work, Changbin was talking to you, and distracting you so much that you didn't notice the new couple that got inside the restaurant. Due to that they got mad for taking so long to take their order.

Of course, the old lady you work for was mad at you, and as a punishment prohibited Bin from coming to the restaurant for one week. You apologized with teary eyes, the guilt swallowing you alive. You stayed the rest of the day hidden inside the kitchen, as the old lady worked as a waitress today.

A cup accidentally slipped from your hand and broke into million pieces as it hit the floor.

She was mad at you again, telling you that she doesn't know what's up with you today, and she couldn't understand why you were so slow today. When she decided it was time to close the restaurant, you noticed it was raining outside.

Since you live just across the street you didn't mind it, but a car passed in front of you when you were sprinting home, making the water on the road hit you and go everywhere making you soaked.

The tears in your eyes were held back by your angriness, but as soon as you saw Chris' angelic face you broke down in tears on the spot. You fell on your knees while hiding your face between your hands.

“What's wrong, my love?” The Angel asked concerned, but you were too busy sobbing to answer him. “You’re soaked, what happened?”

This time you took a glance at him, red and puffy eyes.

“It was a car. As I was waiting to cross the street he passed on the splash on the street and soaked me from head to toe.”

Chris giggled little from your choice of yours but tried to hide his smile so you wouldn't feel bad.

“Come on, let's take a hot bath to make you feel better, alright?” You nodded, tiredly getting off of your knees and walking to your cold bathroom.

Chris started to take care of the water, letting it fill the bathtub as you stripped of your wet clothes.

“When you are done washing your body tell me because I'll be there to wash your hair and give you a light massage on the scalp and shoulders… ok-” He interrupted himself because on his way out of the bathroom he caught you only in your underwear. A blush decorated your face as his curious eyes stared at you shamelessly.

“Could you… hmm… stop… staring?” You awkwardly asked, trying to cover yourself. 

“I'm sorry, you are beautiful. I couldn't contain myself.” He apologized, then shifted his gaze to his hands, too nervous to face you.

When he finally closed the door behind him you relieved a long sign. You got rid of your underwear quickly, and dived inside the warm water. As the sound of the rain outside reflected inside your small bathroom, you cried.

Your body was overwhelmed with so many emotions that you could not explain. Chris noticed your almost inaudible sobs and waited patiently until you calmed done to knock on the wooden door:

“May i come in? To wash your hair for you?” He asked in a low voice.

“Yes, you may.” You answered some minutes after, trying to calm your heartbeat down. 

He was going to be washing your hair, as you stayed naked underwater. Chris gets inside without making any noise and knees down on the floor, in front of the bathtub as you let your back hit the board and force your head back, so he could have access to it.

The angel’s hands were magical and we're making you feel much better. The way he patiently washed your hair almost made you fall asleep on the spot. After your hair was clean, you strained your back and waited for him to pour water on you, so the shampoo would get off.

Chris was feeling something inside him he didn't know he could. He wanted to touch you, feel every inch of you under his fingertips. He wanted to kiss you passionately as his hands roamed over your beautiful body.

He was only facing your back, but he felt his body heat up and something getting weirdly hard on his pants. He had to ignore it? But the moan you left as soon as his fingers came in contact with your scalp once again made him call your name:

“Y/N, please. I can't take it anymore…” You turned off the water and turned around, not caring about him being able to see your chest, that had some shampoo on them.

“Chris, i can't do this either…” You whispered, staring at him in the eyes.

Even though his body was screaming for him to look at your nude chest, he kept eye contact with you as he got closer to you. It was now or never, the perfect moment to kiss you.

Christopher’s lips were softer than you thought, and you wanted to bite them. His heart-shaped lips molded perfectly with yours and complimented them.

They were pressed up against yours on a long peck that made you frustrated. So, tired of it, you grabbed his face between your small hands and forced him stronger against your mouth. Chan seemed to get the message, and his tongue came in contact with your bottom lip, trying to deepen the kiss.

When you finally felt his tongue against yours you moaned shamelessly, to lost in the feeling to care. He felt perfect for you, he felt like he was made for you… Why did you hold back, when you could have been kissing these lovely lips every day, all day?!

Your lips parted because of the absence of oxygen, and the smile that was displayed on his lips made your heart flutter. Something inside you yelled that he may feel the same for you, from more crazy that it seems.

“I'll wait for you in the kitchen, ok Love?” The Angel suddenly asked, getting up. He was trying his hardest to avoid your chest, but it was stronger than him. Chan got a glimpse of them as he closed the door, but it was enough to make the situation even harder for him.

What both of you didn't know is that what is given, can be taken back as well. Since the both of you committed a sin, The Gifter couldn't be more sure that he had to make the angel stay away from you as soon as possible.

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A/N: Hello beautiful Stars! I know it's been a while, but I am back. Since I'm starting all over again, I decided to make a special first post. This fic was resting in my drafts all year, unfinished.

I finally finished it and I'm very happy for finally posting it. I hope you enjoy reading it as much as I loved to write it.

Before I go, I need to give a special thanks to @xiaojunssmile for helping me revising my work. I appreciate you a lot, you are the best. I love you ❤

Rebloggs, likes and comments are always appreciate it. Thank you.

Happy 2021. I hope your new year comes with Heath and lots of love ❤✨

[tabloidtoc]

National Enquirer, November 9

You can buy a copy of this issue for your very own at my eBay store: https://www.ebay.com/str/bradentonbooks

Cover: Duchess Kate sets the record straight on Prince Harry and Meghan Markle 

Page 2: Ben Affleck is wasting away and friends fear he’s taking his new health regimen too far as the six-foot-four star usually weighs 208 pounds but has shriveled to a spindly 165 -- a nutritionist put him on a sensible meal plan but he’s altered it with his own fantastical ideas such as he won’t go near bread and he’s ditched pasta and he’ll eat cantaloupe and blueberries one day and nuts and seeds the next and he’ll only drink boiled water and green tea for 24 hours then break his fast with a small bowl of quinoa -- instead of pumping iron he does exercises using his own body weight like ten-minute planks -- Ben thinks he looks great but his pals fear he’s traded one addiction for another

Page 3: Love-hungry Katie Holmes is thrilled to have a new man in her life but she’s breaking the bank to keep him happy because Katie is picking up the tab wherever she goes with Emilio Vitolo Jr. because it helps her feel she’s in full control of the relationship but Emilio may be taking advantage of Katie’s generosity because Katie has been showering him with designer clothes and jewelry and even paying for a personal trainer to whip him into shape -- Katie enjoys giving her guy things he can appreciate because he’s made her so happy but she may go broke doing it and it’s not like he doesn’t have any money; he’s worth a cool $1.5 million himself

Page 4: CNN rocked by sex scandal -- Jeffrey Toobin’s sleazy sex scandal has rocked CNN but it’s just the latest in a string of scandals at the network 

Page 5: Axed Fox News anchor Ed Henry fought back against his co-worker’s rape charges in a blockbuster lawsuit by handing the court explicit selfies and texts in an attempt to prove their tryst was consensual 

Page 6: Ryan Seacrest is downplaying his latest shocking absence from Live with Kelly and Ryan but the TV dynamo is battling a mystery illness that may force him to sign off for good -- the co-host who is a well known as a workaholic skipped out on the daytime show for the third time this year and used the coronavirus pandemic as his excuse -- Ryan was suffering badly from flu-like symptoms on the weekend before his absences but came back negative for coronavirus however doctors remain baffled by Ryan’s ongoing battles with exhaustion and weight loss and stroke-like symptoms, disgraced perv Bill Cosby’s latest mug shot shows he’s a shriveled shadow of his former self and the fallen funnyman flashed a maniacal grin while refusing to look into the camera in the picture snapped behind bars in September and he’s unshaven and his hair is ratty

Page 7: Lizzo has embarked on a radical vegan diet and extreme exercise program to save her life -- doctor warned the 350-pound singer that her daily intake of 5000 calories a day was a dangerous path to self-destruction and she needed to change her life or lose it and Lizzo finally got the message and is committed to this program but it’s been a living hell for her 

Page 8: After surviving a fiery crash at the Daytona 500 NASCAR hero Ryan Newman is locked in an ugly $50 million divorce showdown with his estranged wife -- Ryan and Kristina Newman split in 2019 after she was caught having an affair with another man and paying her love $450,000 and now Ryan’s lawyers are trying to freeze Kristina who was once referred to as the First Lady of NASCAR out of his fortune -- court papers reveal the two split in July 2019 when Kristina went to live with her boyfriend U.S. Army Captain Joe Schwankhaus who is the Chief Operations Officer of Kristina’s company VRX USA 

Page 9: Ellen DeGeneres debuted a high-flying pompadour hairstyle on her new talk show but the makeover still doesn’t get to the root of her recent problems and although her hair may be rising her show’s ratings are falling 

Page 10: Hot Shots -- pregnant Kelly Rowland, Andy Cohen took his son Benjamin for a stroll in NYC, Will Smith held court in L.A. while shooting King Richard a biopic about the dad of tennis greats Venus Williams and Serena Williams, Angela Bassett caught a drive-in screening of One Night in Miami in L.A. 

Page 11: Grieving Lisa Marie Presley has broken her silence over the suicide of her beloved only son Benjamin Keough saying her heart and soul went with him sharing her heartbreak on what would have been Ben’s 28th birthday and she added she’s dedicating herself to raising Ben’s twin half-sisters and actress sister Riley Keough, Chaka Khan refuses to duo with Ariana Grande again saying she’s not gonna do a song with no heifer -- Chaka and Ariana worked together in 2019 for the Charlie’s Angels soundtrack

Page 12: Straight Shuter -- DWTS pro Emma Slater kept a handle on her coffee while steering her e-bike (picture), it pays to be Brad Pitt’s girlfriend as his new squeeze Nicole Poturalski has doubled her modeling fees, dancing siblings Derek Hough and Julianne Hough are out of step over her sloppy personal life and his hot new judging career because these two were supposed to be the next Donny and Marie Osmond but his solo career is exploding while hers is falling apart, Madonna has always been a big believer in astrology but now she won’t even meet with people if it’s not written in the stars and she’s spending a fortune to have an army of people read her charts 

Page 13: Losing his beloved son to cancer has sparked new fears for fragile Robert Redford because Robert has struggled with his own health over the years and losing his son to bile-duct cancer is extremely worrying; he’s already frail and this has friends fearing the worst, Jeff Bridges is confident he’ll win his battle with lymphoma by coupling medical care with a strict vegan diet and chanting and spiritual healing techniques

Page 14: Convicted wife killer Scott Peterson may soon walk out of prison and grisly photos lawyers say could set him free -- following years of appeals California’s Supreme Court overturned Scott’s death penalty and now another appeal is forcing a lower court to reexamine his conviction for murdering seven months pregnant wife Laci Peterson and their unborn son Conner -- if Scott gets a retrial his legal team will be allowed to introduce new evidence including crime scene pictures that Scott’s former defense attorney said suggests Laci’s disappearance was an abduction by a satanic cult 

Page 15: Former child star Zachery Ty Bryan of Home Improvement was jailed overnight and released on $8500 bail following his bust for a fight with a galpal at an apartment complex in Eugene in Oregon -- the drama comes on the heels of Zachery’s split from wife Carly Matros the mom of his four kids

Page 16: Ryan Reynolds can’t wait to film a new rom-com with close pal Sandra Bullock but it’s causing tension with wife Blake Lively even though Blake trusts Ryan and would never forbid him from taking this part but the idea of him getting cozy with Sandra again still makes her uneasy -- now Ryan and Sandra are signed up to do The Lost City of D and despite Sandra’s denials they ever had a romance Ryan is gushing about them getting back together 

Page 17: Isolated and overlooked Today show host Hoda Kotb is being bullied off the morning show because of tepid ratings and the absence of former sidekick Kathie Lee Gifford and Mean Girls treatment by co-hosts Savannah Guthrie and Jenna Bush Hager have pushed the disillusioned anchor closer to the door -- Hoda recently filled out paperwork to adopt a third child and she’s clearly putting more emphasis on family than her career and it sends the signal she isn’t happy with her role and is not thinking of Today as her top priority, trainwreck Matthew Perry is holed up in his new Pacific Palisades beach pad  pounding out an explosive tell-all and his former Friends are quaking about what secrets he may reveal -- Matthew wants to rush the book out while interest in the Friends reunion special which was postponed by the COVID-19 pandemic remains high -- he knows an uncensored account of his time on Friends and his drug issues would be a bestseller and he intends to blow the lid off his on-set romances and address rumors he and Jennifer Aniston were more than friends 

Page 18: American Life -- her tall tale: I have the longest legs in the world 

Page 19: Jessica Simpson has been flaunting her body after dumping a shocking 100 pounds but buddies worry the drastic drop in size isn’t natural and suspect she’s been taking diet pills again and they’re worried this could escalate into a big issue

Page 20: Devastated Reese Witherspoon was hit with a depressing double whammy -- the death of her dog Pepper from cancer and the delay of her long-awaited sequel Legally Blonde 3, Hollywood Hookups -- John Cena and Shay Shariatzadeh wed, Ashley Hebert and J.P. Rosenbaum split, Cardi B and Offset on again

Page 21: Bruce Willis is back in another Die Hard but this time it’s a commercial for Advance Auto Parts and Die Hard batteries and it’s a clear statement on the state of his career that Bruce has to revisit his amazing past to make a fast buck in the present, Giada De Laurentiis has been given the green light to get married by her 12-year-old daughter Jade -- Giada has dated TV producer Shane Farley for five years and he’s been living with mother and daughter for five months during the pandemic lockdown which gave Jade a firsthand look at what it would be like to have a new daddy and Shane’s passed the test with flying colors 

Page 22: Cover Story -- Prince William’s heartsick wife Kate Middleton is breaking her silence about the royal family’s tumultuous bitter break with Prince Harry and Meghan Markle to set the record straight and save Britain’s monarchy and she’s tired of all the rumors and lies and backbiting and after all the drama and negativity she wants to get the truth out there and end this unprecedented crisis that’s endangering the monarchy’s survival -- friends are trying to convince Kate to do an official sit-down TV interview about what really happened between once-inseparable William and Harry and how Harry and Meghan tore the family apart even before they moved to America but Kate is resisting because she fears that could backfire like Princess Diana’s TV tell-all about her marriage to Prince Charles 25 years ago -- Kate had to turn the other cheek often after Meghan joined the family and she offered to help Meghan adjust to royal life from the start but Meghan rebuffed her and Kate in tired of Meghan painting her as the bad guy especially when it was Meghan’s antics that tore the family apart -- Kate also is upset that Harry and Meghan are portraying themselves as victims of a world that’s against them while she and William take on a phenomenal workload to cover the responsibilities the Sussexes left and losing precious time with their own three children and it’s hard not to be bitter but Kate is trying to take the high road and forgive Meghan and move forward

Page 26: With their marriage hanging by a thread Tori Spelling fears Dean McDermott will cheat on her again while filming a new TV show in Canada for six months; Tori wanted to bring their 5 children to Canada with him but Dean put her off saying it would be too distracting -- she’s been a jittery mess and he can’t stand to look at her and he only took this job because they need the money, Melanie Griffith is frustrated with Chris Martin and wants him to put a ring on her daughter Dakota Johnson’s finger -- the couple have been dating since 2017 and Melanie’s fed up with waiting for Chris to pop the question -- Melanie began to lose her patience after the couple reunited following a split last June when Chris won Dakota back with promises to settle down 

Page 28: COVID Vaccines: What you need to know

Page 32: Miley Cyrus claimed she once spotted a spaceship over Hollywood and even locked eyes with an alien but she also admits she’d bought weed wax from a guy in a van in front of a taco shop, whiny Kris Jenner is blaming social media for killing off Keeping Up with the Kardashians after it helped the reality TV clan make a mint

Page 34: Ozzy Osbourne is terrified a doll has cursed him -- Ozzy told son Jack Osbourne on their Osbournes Want to Believe show that Robert the doll was responsible for his recent bad luck and failing health, Tom Cruise and his Mission: Impossible 7 team caused chaos at an Italian hospital by filming there during the COVID-19 pandemic -- Tom and his crew including 100 security staffers plus trucks and other equipment descended on the Policlinico Umberto I in Rome for a week and legions of fans also flocked to the filming creating even more commotion in the streets outside the hospital and adding to the bedlam the production commandeered an elevator drawing criticism as hospital staff were treating 140 coronavirus patients with 12 in intensive care -- filming was done in an administrative section of the hospital but still sparked an official protest as well as complaints from trade union members

Page 36: Health Watch 

Page 38: Superhero screen pals of Chris Pratt rushed to rescue the actor’s reputation after he was mercilessly dragged into a silly social media meme when a Twitter user posted pictures of Chris Pratt and Chris Pine and Chris Hemsworth and Chris Evans captioned with the instruction one has to go but a flood of responses slammed Pratt as the worst Chris causing his Marvel co-stars to prop him up such as Zoe Saldana and Robert Downey Jr. and Mark Ruffalo and Jeremy Renner and Guardians of the Galaxy director James Gunn and Chris Pratt’s wife Katherine Schwarzenegger also bashed the social media bullies, Matthew McConaughey kept saying alright alright alright to making romantic comedies until the day he was so fed up he turned down $14.5 million to do another one -- Matthew revealed in his memoir that he didn’t mind making a string of mindless rom-coms because their paychecks rented the houses on the beach he ran shirtless on but he eventually wanted to try something else so he turned down a big payday so he could get more serious 

Page 42: Red Carpet -- Drew Barrymore 

Page 47: Odd List

[clown-bait]

A Very Monster Christmas (Monster Roommate AU) PT5

H-Hey everybody? This took me 5000 years to write. I have no excuse so I'm just gonna release both of the final chapters at once and then the first for part 3 so everyone is happy.

CH22 Babies Were a Mistake

“Don’t touch it!”

“Junior quit being a baby and hold still”

“No! Get away from me!” Hissed a very upset monster clown with a knife in his eye. His uncle threw up his hands in defeat returning to his chair. The giant seated next to him fidgeted  nervously knowing that his landlord could get very violent when wounded. A soft hand landed on Bubba’s arm and the giant cannibal looked over to leech’s mom smiling sweetly at him. “Sweetheart will you hold him for me?”

The masked killer blinked clearly scared of the monster clown howling in pain on the floor. “Its ok big fella I’m going to make him stop.” the witch said calmly reaching into her bag. “You need to hold him for me though can you do that?”

“BABIES WERE A MISTAKE!” Penny roared and screamed still clutching his face.

“I am so glad to be awake to see this.” the elder Pennywise sighed happily resting his head on his hand with a toothy grin as he watched the younger clown sob in pain. Leatherface stood and cautiously approached the shrieking eldritch who’s other eye tore open solid red and black with anger. “DON'T YOU DARE TOUCH ME!” he snarled and snapped his enormous fangs wildly like a wounded animal. Leech’s mom slowly approached him from the front and held out a small bag of herbs which she poured into a small ashtray and set it on fire. “Shhh inhale the smoke.”

“NO! NO ONE APPROACH I WILL TEAR YOUR FLESH FROM YOUR BONES!”

“Sally doll, sit down and let em’ cry it out like the baby he is.” the elder clown suggested starting to grow worried for his date’s safety. His worry was quickly gone when Sally Smith snatched the roaring monster harshly by the ear and pulled hard motioning for Leatherface to grab his arms as the creature whined in pain.

“Inhale.” the woman said sternly and shoved the smoking embers to his red nose. Pennywise had no choice but to breathe in the smoke deep into his lungs exhaling it with a couple coughs as his body relaxed. The witch quickly removed the small knife from his eye earning a pained roar from the restrained eldritch who was released and immediately skittered into a corner slumped over in pain. Tiff who had been watching stared at the substance in the bowl with wonder. “What was that you gave him some sort of magic herbs?”

“Oh no sweetie just simple cannabis!”

The doll blinked a few times as the elder pennywise began to howl with laughter from his chair “Yeah you're Fangs’ mom alright.”

-------------------

A howl filled the air as a group of hunters made their way down the snowy streets of the town of Derry. The sound rattled the doll and put the vampires into a state of extreme alert their fourth companion simply groaned. Three figures appeared in front of them and two from behind. The hunter’s own arrogance had shifted their position to the role of prey. “Pen’s gonna kill me” Leech groaned as the bones in her hands snapped and reformed.

“Get in the middle of us apprentice. He will kill us before you if we return you with so much as a scratch.”

“I appreciate the gentlemanly gesture Dracula but I can handle myself. Besides you Fred's got no power here and Chucky has a bread knife. You boys really think you'd be more effective against fucking werewolves than a juiced up vampire?”

“Ouch Fangs.”

“If you want to fight fido alone be my guest Chuck.”

“She has a point, I really don't want to deal with going through another resurrection on the holidays. Phil gets weird during this time of year.”

“Holy shit I’ll say did you see him last week he freakin headbutted a nativity display and started eating the manger! Could have just been hungry though….could have also just been a regular goat.”

“Who the fuck else in this town has a giant ass black goat with a leggings fetish?”

“I don't know Fred goats are really popular right now they're all over Instagram!”

Dracula let out a long sigh and stepped backwards “Myers.” he tried to say over the arguing friends.

“What? What does Mikey have to do with goat yoga?” Freddy asked before suddenly being torn from his standing position and chucked into a wall.

“That.”

The masked killer casually kicked a shrieking  Chucky into a trash can and both vampires found their necks being squeezed in the vice like grip of The Shape himself as a pack of women surrounded them from behind.

“Hello blood suckers!” Sandy the werewolf said cheerfully behind the tall slasher.

“You're dating Myers?” Leech wheezed and tried to claw her way out of the grip on her throat.

“I am! Thank you for finally asking!”

Dracula cursed loudly in Romanian as winds picking up strongly through the alleyway.

“Sandy have them put down, we need to have a little talk.” Laurie nudged her sisters arm who motioned for her boyfriend to release them.

“You!” Leech hissed “Couldn't settle for my familiar could you bitch!”

“Jim and I broke up vampire!” the she wolf snarled with obvious pain in her voice. Dracula took notice of the tear in her eye.

“Yeah it was very sad be nicer!” one of the other sisters chimed in and Leech slashed forward in warning holding up her injured hand.

“Your leader tried to kill me and cut off my fucking finger! I think we're past being nice!”

“Its just a finger bloodsucker.”

“She tortured me!”

“And you turned her into Hamburger Helper!”

“I think I had the right to!”

“Stop taking credit for that Fangs that was your damn demon spawn!” Freddy interrupted deciding to join the argument.

“I helped make them Fred I can claim credit!”

“You’re pregnant?” Laurie said in shock as Dracula continued to awkwardly stare.

“See me,” he whispered “See me now.” Laurie glanced over at him and gave an uncomfortable wave.

“Oh great now everyone knows.” Leech rolled her soulless eyes and retracted her fangs.

“How?” Sandy asked and then grimaced in disgust when she remembered what manner of beast the vampire was dating “On second thought maybe don't share that.”

“It was actually a pretty normal process surprisingly, what isnt normal is the eldritch horror morning sickness” Leech casually sheathed her claws and fixed her coat.

“Oh well um congratulations then?” Sandy said almost confused.

“Yeah uh thanks... I’m still kinda processing it all myself.” Leech laughed nervously.

“Well this is hella awkward. I’m not gonna fight a pregnant woman.” one of the girls said.

“Yeah you know we were gonna come and get our revenge and what not but to be honest it's just kinda weird now.” Laurie said side eyeing a still wide eyed Dracula.

“You guys uh….. you guys know where we can get something to eat?” the younger vampire asked. “Kids need some food you know.”

“Y-yeah there's a frat party down the street from us you can grab someone there.”

“Cool……...um so is this like a truce or….”

“Its christmas man just forget about it.” Sandy took her tall silent boyfriend by the arm signaling to leave.

“Yeah alright. Cool. See you at work then.”

“The fuck is going on?” Chucky shouted from the trash can.

“Weird ass women shit Chuck.” Freddy said as he tipped the can over.

-------------

Pennywise squatted in the corner of the decaying kitchen lapping at a bowl of eggnog like an extremely dangerous kitten. His good eye darted around defensively as he lapped the obnoxiously sweet drink. He didn't even notice the front door bursting open or the loud thud in the living room of his mate returning with a large meal.

Leech draped the muscled youth over the coffee table like a hunter proudly showing their family the prized turkey they caught for dinner. She even began placing her boot on his rear to show off even further.

“He's still passed out drac and I have been keeping him drained and Fred’s been keeping him scared in dreamland. It only took two of my special mix to get him falling on his ass not bad for a pregnant lady I'll say!” Leech beamed wide and knocked on the young man's skull. “Hey Fred you good in there?” the limp body jerked his arm up in a thumbs up position.

“Not bad?! All you did was flash the guy a little cleavage and hand him a couple shots. Where's the finesse?” Chucky complained carrying a large stolen pizza box with what looked like a bloody hand print on the sides. “You shoulda seen what I did to the pizza guy now that was art!”

“I'm not going for art I'm going for easy. My family was hungry and I provided.”

“Yeah yeah you're a strong woman Fangs, we're all very impressed now go clean up your idiot for us.” the elder clown called out to her casually sipping the sweet spiked eggnog that sat perched in his gloves. Leech groaned and put her hand to her face.

“Jesus the fuck did he do this time?”

Chucky looked up and snarled finally noticing the lack of twins in the room. “I said it once and I'll say it again blood sucker, I aint paying for therapy.”

The kitchen was much quieter than out there with all the noise and chatter and merryment. Pennywise wrinkled his nose in disgust and snarled still cradling his wound and purring in an attempt to heal himself. Babies were a mistake. Who was he kidding he was the eater of worlds and children. He hated children and here he was on his way to becoming a father. Oh the irony. The clown groaned and held his head tighter shutting his good eye to try to escape further.

“Mr. Pennywise?”

His eye flew back open.

“Mr. Pennywise I-Im sorry about Glenda. She takes after dad I think. Much better at the family business than I am.”

Pennywise’s breathing grew harder and his pained purring became an alarming growl as Chucky’s son bravely got closer.

“Mum says you’ll try to eat me if I came to talk to you but I don’t think you’re so bad.”

“You are quite the fool then boy.” He finally said giggling to himself a bit before wincing in pain. Glen stopped for a moment then continued forward.

“I-I just want to tell you that I thought your tricks were real neat that's all.”

The clown's growling softened and his molten yellow eye soothed. Maybe it won't be all bad, this one at least could appreciate perfection when he saw it.

“Um they have dinner out there if you want any.”

From a hole in the ceiling Leech watched her mate unfold himself and take his glove from his eye which was already beginning to heal. The boy bravely took the hand of his natural predator and led him out. He definitely had a long way to go but this was progress. She smiled to herself and felt the tug of exhaustion once again. “We'll get there together eventually.” she sighed and slipped away stepping back from the others and into the comfort the shadows.

[theprojectionstalpha]

649 days till Graduation Day

Chapter 1- This is a lot bigger then Middle School  As the wind flew past the school, a heavy air filled the damp and empty walls. It was the start of a new school year for the university and they had to prepare for the many types of students they would be getting in from wizards to elves to goblins and whatever you could think of. "....We must find the smartest among them." The deep voice said, echoing the basement. "Yes sir. This year will be the one where we set you free." Said a confident voice of an unknown woman. "I will be free, yes and I can't wait....head back up now....you have a school to prepare." The deep voice laughed as the woman bowed and left upstairs, locking the basement and walking down the hall which was being set up for that day. . . . . . "Stella! Did you make sure you have all your things!? The train is leaving in 2 hours so we don't wanna be late!" Stella's mom shouted from downstairs. "Coming mom!" Stella shouted back from their room, putting their red bag over their shoulder, and took one last final look at their bedroom, "..." They headed down, "Alright I'm here!" Stella smiled. "Good, the final suitcase is packed in," Their mom looked at them, "ya ready?" Stella nodded, "yup! Ready as I'll ever be!" Stella got in the car as did everyone else, the SUV starting up and driving off, passing the quiet neighborhood that Stella had grew up in, "..." They looked down when they felt a weight on their arm, the two twins had fallen asleep on their shoulder. "awe!" Stella's mom smiled and snapped a photo, "that's going into the album." Stella rolled their eyes and looked back at the window. Soon the nice neighborhoods slowly turned into a large city, passing by buildings and groups of magical people and creatures. Stella had taken a small nap herself on the way to the train station and was awoken by the twins when they stared outside, amazed by the trains that passed by as they pulled into the parking lot. "So Stella you better-" Stella interrupted their mom, "I know I know, call you once I get there to make sure I'm okay, when I get to school and unpack call you again and send a good morning text every morning before I get ready." They said while watching their step-dad pack their things in while being careful of other students around, getting on the train. Stella's mom smiled and hugged her child, "I'm gonna miss you..." Soon the twins and Stella's step-dad joined in the hug. "I will miss you guys too." They all let go and let them get onto the train. Stella found an empty cart and sat in it, opening the window and waving by as the train was starting to leave, "Bye Stella! Show them that your an amazing Enchanteress and Mage!" Stella's step-dad shouted to them, "Show them how awesome you are!" The twins shouted to their big sibling. Stella nodded, they were going to make their family proud as they sat back and watched as the train left the station and into the open. "Okay, I can do this." They smiled and were determined, pulling out a book of spells, one of the many their late father left for them, "..." Their silence was interrupted when the door to the car was open, "hm?" A male with blue curly hair and a light pink pale skin stood there, "o-oh! Hey there! Sorry for interrupting! D-Do you mind if I sit with you? All the others have been taken up." He said nervously. "Uhh? Sure I guess." Stella said a bit unsure. "Oh great! Thanks!" The male sat in front of them and held out his hand, "my name is Hectar! Hectar Lox! It's nice to meet you!" He smiled. Stella was confused and just smiled nervously, "Stella Everdale." They took his hand and shook it. They got a feeling when their hands touched, it was as if this boy would have a reason of importance to them but they didn't know why. "So, what are you?" Hectar asked, "What am I?" Stella shook the feeling away a bit and said confused as he nodded, "yeah! I'm an Elf and training to be a Shaman!" Hectar smiled widely. "I-I'm human training to be an Enchantress and Mage....I-I guess." "Wow really? I didn't know they let in humans to this school...your gonna be an outcast ya know..." Hectar looked at Stella with worry. "I-I know, but that doesn't mean I won't try." They said determinedly. Hectar smiled, "I like that about ya! Let's be friends!" Stella smiled a bit, "O-Okay." The two got along well on the way to the school. "So how does it work again with classes?" Stella looked over to Hectar's school guide, "So you are put into classes with people who are learning the same thing as you but put into dorms with people of your power level or as the school calls it Imperium." He pointed out where it said that on the paper. "Oh...what's an Imperium?" Stella asked confused which got them a shocked look, "How do you not know what an Imperium is!?" He was shocked and went to another part of the school guide to a page with an Allura-type font that said 'Imperium'. Hectar handed the guide to Stella who looked it over, "Imperium, Latin for power, is also the power level you are tested for at the beginning of the year to determine your dorm and level of the classes you will have chosen." Stella read, "Many levels are going from 5000 to 18,000 and up." Hectar nodded, "yeah, any person with a level over 12,000 have better chances of graduating." Stella nodded and asked curiously, "what happens after you graduate?" The elf put on a thinking face, "well most either take their scholarship and head home, some stay and be prefects and take on the role of a teacher when one teacher retires or passes. The honor students though get sent off to another one of their schools for more advanced students where they become powerful figures, at least that's what I think. I don't know what happens after they leave that school." He smiled as Stella only nodded and sat back, reading over the guide, "....what happens if you don't graduate?" They asked a bit worried as Hectar looked over, "oh the school just keeps ya till you do graduate if you don't graduate by the age of 25 they just send you home." Hectar explained while Stella only nodded, more determined to graduate now. Soon a small little goblin went around, announcing to be prepared for when the train stops in 30 minutes. "Yes! We're almost there!" Hectar cheered a bit as he packed up his bag again. Stella closed the guide and handed it back to the excited boy, "thanks for letting me read this, I probably should have done more research heh..." They smiled as Hectar took it back and gave a smile back, "No problem!" Once the two were packed they just looked out the window as the train was pulling up to the sparkling ocean. "I read about this, the train is the only thing that can bring things from the outside and take things out, right?" Stella asked Hectar, "yeah watch." he pointed as the ocean spilt into a train track as they rode over the ocean. "Wow!" Stella's eyes sparkled as they looked, seeing the large castle-like school coming closer to view till they were now getting stopped into it as the little goblin worker announced for all students to get off the train in an orderly fashion by cart. This school seemed to sparkle in the sun, the white bricked walls painted to perfection, the amazing blue-stained windows that circled the entrance like an arch, a marble white statue of the founder of the school at the top of large navy blue marbled stairs, the school was built to be about eight stories tall and castle-like. Stella got off their amazed phase and stepped off the train, joining in the group of students who were also waiting for instructions. Soon the chatter of students turned into hush whispers as a woman headed down from the stairs and Stella's eyes just sparkled in amazement, "Omg! Hectar look!" They whispered to him as Hectar looked, "hm?" He looked, "Who the woman?" He shrunk back a bit from Stella's piercing stare. "Are you dumb? yes, the woman! That's the headmistress, Ray Techlia! She is known for having saved a whole nation from asteroid radiation which saved millions!" They whispered excitedly, basically bouncing in their spot as some students around them looked at the crazy fan. Ray looked among the new faces, "Hello students, my name is Ms. Ray Techlia. Welcome to the University. Some of you have come from high families of magic and some from lower-class magic families. No matter that, here at this school you will all be equals to other individuals. Please follow me inside to the auditorium where we will begin the first step of your journey here with us, the Imperium testings." Stella grew nervous at that, they knew they were top of the class through their years but that's because they worked hard so they wouldn't even know if they were strong or not. Hectar seemed to notice this in them, "hey calm down! I bet your over 12,000!" He gave them a smile which calmed Stella down a bit, "heh, thanks Hectar." The two then focused back on walking up the staircase. The school interior was no different than the outside when it came to elegance and beauty, the room they entered was a round room with a large student service desk with witches seeming to be working it, the walls were painted a shining indigo color with large, golden windows along with them, designs of all creatures great and small detailed perfectly into every window, the floor was shining and was almost a mirror if it wasn't for the golden patterns that all led up to the middle of the large room which was the symbol of the school on a glowing part of the floor. The symbol was light up by a brilliant blue light. "This is the Hall of the Heroes united'. Each window is here to give honor to the heroes of every species, big and small, who brought our young nation and world together as one." Stella was in awe of the window, running over and looking at every single one possible, "Hectar you seeing this!?" They smiled, "are you kidding, I have been noting it all down since she started talking." Hectar smiled. The two ran to catch up to the group of students and headmistress, "Now students," Techlia spoke to the group, "all classes will all be held on the first, second, third, fourth, and fifth floor, each being for Imperium levels." She stated as they passed from the room into a hallway lined with stained glass windows. "You each have been chosen to attend this university based on your grades from your previous schools." Ray explained as she walked down the blue carpeted hallway, "the Imperium crystal will tell us what level of classes to put you in so we can put you with others on your grade level but that doesn't mean we don't let you interact with the lower or higher levels, during the end of each class period you get a good 15 minutes to do what you must or talk with who you like which is also plenty of time to get to your other classes as well so try not to be late." The group got to two large double doors as the headmistress stopped, "Depending on what magic you will be studying you will be given a number for classes, if you wish to take on two courses you will be given double the amount of classes. There are over 100,000 classes in this school." Stella was beyond shocked, they knew the castle was big but even the castle looked small to hold that many classes, "Miss, if I may, how are their 100,000 classes in this school?" Ray looked to Stella, her eyes held an emotion Stella couldn't quite get a grasp on. "Each floor contains 100 doors, each of you will be given a specially made key that will give access to certain classes at certain times. The keys have a small sort of mic on it, you will say the time and open the door with your key on the floor you have been assigned to. If you do not say a time it will simply lead you to your dorm. The keys come in five colors so you know which level you are on. For those of you who lose things a lot, don't worry if the key manages to get lost or stolen it will reappear inside your hand or your bag." Stella nodded and looked at Hectar, "that's a good thing, I lose keys like I lose my socks in the dryer." Hectar laughed a bit, "feel that." Ray grabbed the two handles and pushed up the large double doors, inside were multiple tables full of students both ages 18 and up. When the new group of students walked in, Stella had noticed that there were students of creatures everywhere fairies talking with goblins, nymphs laughing along with gorgons, demons discussing with angels but none of it was mean, everything was so peaceful between the students. The tables were large and round and nobody seemed to mind sitting with others so different from them. At the end of the room was a large pond of water of sorts, marble stairs leading up to a brightly glowing crystal that had some clear like vines growing from it into the water. Stella looked to Hectar who seemed just as amazed as they were, "I'm so scared to find out my level..." Hectar said the nervousness heard in his voice as he put his notebook away. Stella gave friendly smile and pat his back, "I'm sure your's will be amazing!" Hectar smiled back at them as the two nodded and stood with the group at the end. Ray turned to all the students, "Students, these will be your new classmates, I want you to respect them all and treat them as one of you." Some students waved with smiles, others said their hellos, "Now students it's time for the Imperium testing, each of you will come up and stand before the crystal, it will determine your Imperium level and give you your key. Iron is for 5000 to 6000, copper is for 7000 to 8000, silver is for 9000 to 10,000, gold is for 12,000 to 14,000, rose gold is for 15,000 to 16,000, and crystal is 17,000 and up," Ray explained to the new students. "We will go by first names." Stella watched student after student as they go up and get their key, the average was mostly anything below rose gold, a few had gotten rose gold. They looked to Hectar who looked nervous, his pale skin seemingly paler if that was possible, "You okay?" Stella pats his shoulder. "O-Oh yeah I'm fine, just worried I won't have a high level," He sighed. "Hectar Lox!" He froze when he heard his name get called, "oh no..." Stella smiled at him, "you got this dude, I will be sending you all my support from here." Hectar smiled at them and went up, climbing up the marble stairs and standing before the crystal. The crystal glowed as the light shone on him and soon a flower grew in front of him, it blooming as a rose gold key sat there, "Imperium level 15,865," The soft voice of the crystal said. Hectar took the key and smiled, heading down as people cheered. He smiled at Stella on his way to a table, the biggest smile on his face as Stella was proud of him. Stella finished clapping as the names continued, getting into the 'S' section, "Seria Hayami!" Stella looked as a girl with light brown hair, light brownish skin and dark brown eyes walked up. That wasn't that got them looking, it was the pure white wings and glowing halo that caught Stella's eye. The girl almost looked bored yet nervous in a way if you looked deeper into the character that she showed. The crystal shone its light on Seria once she stood before it and just like Hectar a flower grew. The flower bloomed to a gold key as the crystal spoke, "Imperium level 13,998." Seria took the key as people cheered and she walked down, passing by Stella. Their eyes made contact for only a second as Stella watched her leave to the same table Hectar was at, "...huh?" It was as if something about Seria that gave them that feeling, the same one they had with Hectar...a feeling of importance. Stella was broken out of this feeling as their name was called, "Stelliana Everdale!" They turned and walked up, getting that feeling of nervousness, understanding where Hectar was coming from. They could feel the eyes of everyone staring, the world looking upon them as they got to the top and looked to the crystal only a few steps ahead of them, "..." They were nervous as they stepped to be in front of the crystal. The crystal glowed brightly upon them almost to the point of blinding them, as fast as it was there the faster it was gone as a flower grew in front of them, Stella watched the flower bloom, and there lied a beautiful crystal key, "Imperium level 17,942." The crystal spoke, Stella taking the key as they turned, the cheering of the crowd seemed to go unheard for them, they had too many thoughts running through their head, and because of this, they couldn't feel the eyes of some people looking at them as they walked back down or some whispering about why a human had such a high Imperium and mostly just the cheering deafened out. Stella only snapped out of it when they bumped into someone, "oh I'm-" They looked to see the male just walking, seemingly ignoring them, "-sorry..." They sighed and sat by Hectar. "Wow! You got crystal! That's so cool!" Hectar pat their back as Stella nodded, "Y-Yeah!" They smiled. "Well done," A voice said by them, the two looked over to the angel, spinning her golden key on her finger. "Your Seria right?" Stella asked, Hectar waving a bit to her. Seria looked to them, a bit surprised they carried a conversation with her, "yeah, Seria Hayami. I'm an angel if it ain't clear to you already." She waved a bit and moved her seat closer over to Stella's. "Well this is Hectar and I'm Stelliana but I go by Stella." Stella gestured to Hectar and themself. Seria nodded, "so, what you all here studying?" She leaned on her right arm as Hectar smiled, speaking up first, "I'm here training to be a Shaman like my dad!" Stella laughed and pat his head a bit, "Yeah he was excited to tell me when I asked on the train." The angel nodded, "Shaman's, their real spiritual, cool. I'm here training to be a Cleric." Stella smiled, "really? You could do so much good!" Seira blushed a bit out of embarrassment. "Well, what about you Stella? What are you here to learn?" Seria cleared her throat a bit, "Oh I'm here to be an Enchantress and Mage!" Seira looked confused for a bit, "aren't those the same thing?" Stella laughed a bit nervously, "Well yeah Mage's are usually people who use Arcane Magic or 'Standard' magic while having a broad array of uses for it. Enchanters are pretty much the same but they also get the name due to the fact they can enchant things through specialized magic. For example, say they took a normal quiver of arrows, they could enchant it to never run out of arrows or produce different types of arrows." Stella explained as Seira nodded. "Okay that makes sense, there pretty much the same but only one can enchant objects or things. Not gonna lie that sounds cool to do!" She smiled. Stella smiled back, all three of them plus the others in the room's attention was now put back on Ray once the last student was put into their level. "Now that all new students have been set properly into their houses, I wish for all you older students to do your best and make them feel welcomed. All your things have since now been sent to your new rooms, if you had been given a roommate with an older student they will come to find you and show you to your room. Now, you must all be hungry," She snapped her fingers as fairies came out holding plates upon plates of food as it was set down neatly on all the tables for the students. Stella, Hectar, and Seira looked shocked at the amount of food in front of them. Once the fairies had cleared out everyone looked back to Ray who only bowed, "Enjoy your dinner and as my speech for you all I have to say is please do your best and enjoy yourself." After she said that a green glowing smoke engulfed her like a small tornado and once it let up she was gone. Stella was the first of the three to dig in, filling her plate, and happily ate her food. Seria was second as she filled her plate with food, most of it being Jello. "Wow you must like jello," Hectar said as he had been third and was just eating some pasta from his plate as Seira nodded and poked the jello, laughing a bit and stabbed it carefully with her fork, eating it happily, "yeah! Jello is awesome! Plus it tastes amazing!" She said mounching the jello in her mouth. Stella laughed a bit as they eat their toasted bread but couldn't shake the feeling of eyes on them yet when they looked around no one seemed to be watching them, then just went back to eating and talking with their new friends. While the three ate the pair of eyes went back to looking at Stella, "..." The male glared a bit till he felt a hand on his back, "what?" He looked to the taller, older male. "You're staring at that new girl a lot, are you okay?" The older male asked the smaller male as he placed his hand on his head, "Yeah, why?" The smaller male shooed off his hand from his head as the older male laughed a bit. "It's just that when it comes to girls you love to either scare them off or pretend they don't exist yet you keep looking at that one." The two both looked back over to the table, seeing Stella pat Seira's back while Hectar was facepalming and Seira coughed up jello? The two looked away when a group of girls waved to them and giggled or fangirled. The older one only smiled and waved while the smaller one rolled his eyes and poked at his food. Stella laughed a bit, "that's why you don't slurp Jello." Seria huffed saying 'hey you saw nothing' which earned a wheeze from Hectar. Stella saw the group of girls fangirling at the two boys, "...who are they?" Seria and Hectar both looked at them like 'really?' while Stella shrunk a bit shy, "...what?" Hectar sighed, "That tall one with the red eyes is Adeen Cenmark," Hectar pointed out for Stella and Seira spoke up, "the shorter one with the white hair is Aldren Cenmark. They're known as the Cenmark brothers because they come from a wealthy family of dragons and have high Imperum's." She rolled her eyes at the two surrounded by girls. Stella nodded a bit, "oh okay." She took one last glance before turning away again. It was now nightfall. The dining room had been cleared out and everyone was getting ready or settling down into their dorms. Stella said goodbye to Hectar and Seira, them all going their separate ways as Stella looked around lost, "soooo, how do I get to my dorm?" They turned the corner and crashed into someone, "oh I'm so sorry-" They looked up and were face to face with Aldren Cenmark himself. Now that they had a closer look at the male they had noticed how handsome he was. He had long silky white hair put to the side in a braid with some parts hanging on the other side while it covered his left side. His eye that showed was very pretty having black Sclera and icy white iris that carried a white pupil, it glowed softly in the moon while the other was covered by his hair and a eyepatch. His skin was smooth and dark pastel tan which glowed in the dim light of the torches on the walls although a scar over his left eye was pretty visible. Piercing's lined up his pointed ears. Even though he was part dragon the only thing that gave off that he was was the tail he had. Its color match that of his irises. Stella blushed a bit and bowed, "Sorry!" He rolled his eyes, "you already said that anyway are you Stelliana?" The nervous person looked up, "Y-Yeah but I go by Stella-" He didn't even let her finish, "okay great, I'm your dorm partner." Stella froze, her mind franticly thinking 'is there no boy-girl system!? Is this even allowed!? He doesn't seem to like me very much!' Stella was brought out of their thoughts when they heard shuffling and looked behind to Aldren walking away as they turned and ran to him, almost tripping but eventually catching up. They got to a door as Stella looked around confused, "where are we?" Aldren pulled out his key, "the doorway that leads to our dorm level." He put the key in the door as Stella froze, "wait don't we have to-" "Say a time?" He interrupted, "if you had been listening, you only say time for classes, if you don't say a time it will lead you straight to your dorm. Although shouldn't be surprised at the fact that the first human they let inside the school is an airhead." He opened the door as it led to a hallway. Stella blinked a bit at what he said and was offended, following after him, "excuse me! I know for a fact I'm not an airhead! This is just all new to me!" They huffed a bit as he scoffed a bit, "so you're just dumb?" Aldren said with no hesitation as Stella was even more offended. "Hey! you don't get to look down on me just because your a dragon or whatever! Your title is just stupid!" Aldren laughed a bit, "was that the best you could do?" Stella growled but stopped and looked around, "where are the other doors?!" Aldren rolled his eyes, "surprise since we're the only Crystal's we get to share." Stella froze, "What!? I don't want to share with you! I bet you snore!" Aldren glared, "say what!? You can't even prove that you brat!" Stella laughed, "haha! Wanna bet!? Go to sleep I dare you!" The two glared at each other for a bit before Aldren just turned and walked to his bed which was large bunks, "I'm going to bed, when unpacking try not to be loud." He kicked off his shoes and just flopped himself into the bottom bunk. Stella wanted to throw something at him but composed themself and just unpacked. Once Stella finished they checked the time and saw it was already 12:30 and stretched, getting dressed into some sweatpants and their favorite shirt because it had their favorite actor on it. They sighed, "yes make me climb you jerk." They climbed up and laid down. After trying to sleep for a bit they growled and looked down and whacked him with a pillow as he jumped up and hit his head on the top, "ow! hey, what the hell you do that for!?" He growled and looked at Stella once he turned the side table lamp on while they glared, "I told you about the god damn snoring!" He got more mad, "I told you! I don't snore you little punk!" Stella laughed as he rubbed his head, "Suuuure! Put a sock in your mouth or something!" They turned back onto their bed and laid down again, trying to sleep again. Aldren growled, mumbling to himself lowly as he turned the light off again and turned over. Both eventually fell back to sleep and the night went by.

[usashirtstoday]

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The Nonlinear Property of Time (1/4)

A Season 7 AU story with time travel. Eventual Explicit rating; this part rated G. 

This fic is dedicated to @allrightfine -- you finally wore me down.

A few important notes:

1. I came up with this fic before 7x02 aired based on a lot of the speculation going on in fandom, and even after it was no longer consistent with canon, I couldn’t resist writing it. It just became more involved to fully describe the time travel scenario. Anyway, the point is Wish Hook isn’t in this. But that does not mean I’m anti-Wish Hook -- surprisingly, I’m pretty psyched for that story now. So please don’t compliment this fic by slamming that character and his storyline, because I don’t really want to see that.

2. This story is going to eventually have a present-Killian/future-Killian/Emma threeway. If that’s not your thing, this fic might not be for you, and that’s okay!

3. This whole scenario turned out to be way more angsty than I anticipated going in. (No wonder the Doctor is such a big mope.) Which I love but also it makes me glad this isn’t what happened canon.

Hyperion Heights, Present Day

The curse broke with a kiss, as these things so often do.

Killian blinked away the prismatic flash and gasped as centuries of memories crashed into his mind in a millisecond. Henry (gods, his stepson) and Jacinda’s lips parted, and he could tell that it was hitting them too, the fact that they’d fallen in love years ago in another realm, the fact that Lucy really was Henry’s daughter after all, just as she’d been telling them all along. Killian sat down heavily on the chair behind him and put his head in his hands while everyone else enjoyed a happy reunion.

He struggled to put the pieces of his life together in his mind, but he had lived so many years, it was like a 5000 piece puzzle had just been dumped out on a table in front of him. Fragments of memories flashed before his eyes: Smee clapping him on the shoulder, Liam issuing a command from the helm of the Jewel, his father hitting him hard enough to knock him to the floor, Milah laughing over a dice game, crossing dulled practice swords with a younger Henry, waking up in bed with his wife. Emma. He gasped as his worst fear struck him. Emma was back in Storybrooke, and he wasn’t with her.

“Grandma!” he heard Lucy say, and he looked up to see her run into Regina’s arms. The touching sight brought to mind more recent years in the realm where Henry and Cinderella’s story had begun, years when he had longed for Emma and yet somehow had not been worried that she was alone. Shaking his head in confusion, he struggled to remember when he’d left Storybrooke, and why.

Then it hit him, and if he hadn’t already been sitting he probably would have collapsed. The other him. He could remember coming to Henry’s rescue and being confronted with another version of himself.

“Do you remember?”

Killian looked up to see Henry had come over to check on him.

“It’s… I fear my memories are playing tricks on me, lad.” His voice was hoarse.

“Yeah, you told us that you would have trouble piecing it together, right before it was time for you to go back to Storybrooke.” He smirked. “Rude of your future self not to mention that we were all going to get cursed, though.”

“That… that was real? I met myself… from the future?”

Henry nodded, his eyes full of compassion, and sat down next to him. “It was real. A decade ago, you and my moms came through a portal because I needed help, and…” He paused, his eyes closing briefly as something like guilt washed over his face. “And then not long after, future you showed up and told all of us that he would have to return to Storybrooke with Emma, while present you would have to stay here.”

“Why? I haven’t seen my wife in ten years just because of some…”

“Time travel paradox? I know.” Henry’s hand settled on Killian’s back in a comforting gesture. “But if you hadn’t been with us… Remember when Lucy was born? It took everything you and Regina had to keep us safe. I’ll… I’ll never be able to repay you for everything you sacrificed for us.” Killian’s eyes followed Henry’s gaze over to Jacinda and Lucy.

“Repayment doesn’t enter into it when it’s family.” He could remember a little more now — could remember the certainty that he would willingly sacrifice anything for Henry’s safety, even his happy ending with Emma — but much of it was still fuzzy.

“So how do you get back to Mom?” Henry asked.

Killian clenched his jaw, still feeling anxious even though he remembered now that if things went according to plan, Emma wouldn’t have to be without him the way he’d been without her. “I haven’t the foggiest.”

“Well, we should probably talk to Grandpa, then.”

“I assume you mean Rumpelstiltskin and not Charming,” Killian said, even as he was internally reeling once again. All of that time he’d spent with Weaver, not knowing what he really was. What their history really was. It was enough to drive a person completely mad.

“Yeah.” Henry looked over at his family again, his expression full of longing. It was obvious that he was torn between his desire to reconnect with his wife and child and an obligation to help his stepfather reunite with his own family.

“Go be with them,” Killian said. “I’ll find the Crocodile.”

“Wow, I haven’t heard you call him that in a while.” Henry’s face once more swam with guilt. “I can come with you; it’s the least I can do.”

Killian shook his head firmly. “You need to be with your wife and daughter right now.” He clapped his stepson on the back. “Don’t worry about me.”

“Okay, just… don’t do any time traveling without saying goodbye, all right?”

“I won’t, my boy.”

“I haven’t heard you call me that in a while either,” Henry said with a smile. “I missed it.”

~*~

“I wondered when you’d turn up,” Rumple said, sitting at the bar and swirling dark liquor in a glass. A half-full bottle of whiskey sat at his side.

Killian walked forward. “Why am I not surprised you broke into Roni’s when it was closed?”

“I don’t think Regina will mind.” He tipped the remaining contents of his glass into his mouth. “Join me for a drink?”

“I’ll pass, thanks all the same.”

Rumple spun around on his barstool and regarded him impassively. “Ah yes, I suppose you’ve got no time to waste, eh? You’ve got a time loop to close.”

“I was hoping you would know something about that, Dark One. How do I do it? How do I get back in time to meet Emma when we came through the portal to help Henry all those years ago?”

Rumple’s eyes widened, and then he threw back his head and laughed.

Killian felt a sharp pain in his jaw as he clenched it. “What’s so bloody funny?”

Just as quickly as he had laughed, Rumple’s face dropped back into a sneer. “What’s funny is that you somehow stumbled into a way to not be separated from your wife and to help your stepson simultaneously, and you don’t even know how you did it. If that’s not textbook Captain Hook, then I don’t know what is.”

“Are you implying that my life has been easy?” Killian said, narrowing his eyes and clenching his fist.

“I’m implying that you’re far too stupid to have lived as long as you have.” He turned back to the bar and refilled his glass. “In any case, I haven’t the slightest idea how you traveled in time in the first place, only that you did. I locked off Storybrooke, and lo and behold there was one Captain Hook there, and one in the realm where Henry met his bride. As if one of you weren’t more than enough.”

“What do you mean, you locked off Storybrooke?” Killian said, stepping up to the bar next to his old enemy.

Rumple raised an eyebrow at him. “This curse really scrambled your brain, didn’t it, old man? Or was it existing in two places in this realm at once that did it? In any case, yes, when I realized the dark power that was rising, thanks mostly to my grandson’s taste in women, I locked Storybrooke off. No portal passage, no mirror messages, no magical sea shell telephone calls, nothing. Not until that dark power was defeated.”

Killian slammed his fist down on the bar. “So the reason I’ve had no contact with my wife in a decade is because of you?”

“I’m fairly certain you are the architect of your separation from your wife. And if I hadn’t protected Storybrooke, then everyone you know and love there would have been destroyed. So you’re welcome. Not to mention, every moment you and your future self exist in the same realm destabilizes the universe. It’s a miracle you didn’t cause a paradox that resulted in everything just winking out of existence. But yes, by all means, blame me.”

“I apologize,” Killian forced himself to say, his throat constricting as if to keep the words in.

“You aren’t the only one with a family in Storybrooke. And unlike you, I don’t get to travel back in time and experience all the things with my son that I missed.” Rumple blinked balefully at him.

Killian felt sudden sympathy for the Crocodile, which was a foreign emotion when it came to this man. “You could come with me.”

His glass slamming on the table, Rumple stood up. “No, I can’t. I can’t, because I didn’t. Don’t you get it? You being in Storybrooke for the last few years may be in your future, but it’s in my past. I can’t be there because I wasn’t there.”

Running his hand over his face in frustration, Killian exhaled sharply. “Well, I can’t be there either if I don’t figure out how it works.”

“And that will create a paradox that will tear apart the realm. You must have left yourself a message. Instructions. A magical object. Think. Is there something in your apartment here in Seattle? Something you couldn’t identify while you were cursed?”

He thought about the sad little place that Detective Rogers had called his home. “No, nothing.”

“Here you are, finally,” Zelena proclaimed as she marched through the door. “I’ve been looking all over for this place.” Regina was following close behind her. “Imagine my surprise, running into my sister on the street and finding out she owns a bar!”

“I was cursed,” Regina muttered, glaring at the two men. “You’re gonna pay for what you drank.”

“Since when does the Evil Queen care about a little bit of cheap booze?” Rumple said.

“Can we focus, please?” Zelena interrupted. “Hook, I have something for you.” She held out a wooden box that sparked a memory of the Jolly Roger. He could almost smell the salt air, looking at that box.

“Where did you get that?”

“You gave it to me in Storybrooke. Along with a date and a location: Roni’s bar, in a little neighborhood called Hyperion Heights in Seattle, Washington. Robyn and I decided to make a cross-country road trip out of it. I have to say, Mount Rushmore was a bit of a let-down. Too many dicks on the dance floor.”

“Zelena, can you please get on with explaining what brought you here?” Regina said.

“There’s not much else to tell.” She took a deep breath. “Hook came to me several weeks ago in Storybrooke. He had this box, which was locked, and asked me to bring it 3000 miles and deliver it right here, right now. Said that the fate of his family and possibly the entire realm depended on me doing this.” She squinted at Killian. “So are you a clone? An alternate universe version of yourself? Or did you take an airplane here just to fuck with me?”

“He’s the same person, just earlier in his timeline than the one who gave you that box in Storybrooke,” Rumple supplied.

“Ah, that explains the other thing you told me, which was that when I got to Seattle, I was not reveal anything about Emma or… anyone else in town. I suppose you were afraid it would muck up the timeline if you knew too much.”

“Can you unlock the box?” Regina asked him.

“It's keyed to my hook, which I don't have,” he said, looking down at the functional prosthetic hand he'd worn when he thought his name was Rogers. “Oh, right, I have that too,” Zelena said, snapping her fingers and reaching into her handbag. She rooted around for a minute before finally producing the shiny metal appendage. Taking the hook from Zelena, Killian turned it around and slid the key in the base of it into the keyhole on the chest. Giving it a ninety-degree turn, the lock clicked open.

“That’s a handy trick,” Zelena commented as he opened the lid.

Everyone peered inside.

“Is that the Black Fairy’s wand?” Regina reached in and took it out.

“That it is,” Rumple said darkly, staring at it. “Taken out of my shop, I’d wager.”

Killian was already reading the instructions that were also in the box, written out in his own careful handwriting. “You’re welcome to keep it, once it gets me where I need to go,” he said, his eyes on the page. Once he’d digested the directions, he passed them over to Regina to read. “Think you can handle it?” he asked her once she’d also read them.

“Shouldn’t be a problem.” She eyed him. “How much do you remember about that day you’re returning to?”

“Almost nothing. It’s like…” He tried to remember it again, tried to force his mind to go back and imagine it, facing another copy of himself, and he squeezed his eyes shut at a sharp pain in his forehead. “It’s like every time I try to think about it, my mind slides away. Trying to force myself to remember makes my head hurt.”

“Probably a side effect of time travel. Or of meeting yourself. It’ll be interesting to see how your mind processes it once you’ve experienced it from the other side,” Regina said, her curiosity clearly piqued.

“Well, I suppose you can ask me yourself, if you’re going back to Storybrooke,” he said to her.

She didn’t respond to that, consulting the spell instructions again. “Are you ready to do this?”

“I need to see Henry again first,” he said, his heart pounding in his chest. “I won’t be able to see any of you for a long, long time, and…” He could hardly process what he was feeling, impatience about finally being with his wife again but a deep sadness that he’d be saying goodbye to his stepson.

“Call him,” Regina said, her eyes full of sympathy. “We can wait.”

Henry came barreling through the door of the bar only a few minutes later with Lucy on his heels.

“It’s time?” he asked Killian.

“Yeah.” Killian pulled Henry into a hug, squeezing as hard as he could. “I’m going to miss you, son.”

“You’ll see me in the past, before you return to Storybrooke with Emma. As I recall, it takes a day or so for the portal to Storybrooke to reopen.”

Killian digested that information. He honestly couldn’t recall what had occurred on that day. “I’ll need to keep my distance, though, lest I reveal anything about your future,” he said, tilting his head down toward Lucy.

“Good point,” Henry conceded.

“Will you bring the family to Storybrooke soon? Your mother will have been missing you terribly. And she’ll want to meet your family.”

“I promise, I’ll see you soon,” Henry said, his voice raspy from barely restrained tears.

“Bye, Grandpa,” Lucy said, and Killian bent down to hug her.

“Bye, Petal,” he said, the nickname he had for her prior to the curse coming easily to his tongue. “From your perspective, you’ll see me again in no time.”

“Finally I’ll get to visit Storybrooke!” she said excitedly, looking up at her dad. “And I’ll get to meet my aunt or uncle, right?” she said.

At the mention of his own child, Killian turned to look at Zelena, but she turned purposefully away. He wasn’t going to get even a hint about his future out of her, it seemed. “After I’ve gone, Zelena can tell you if it’s an aunt or an uncle,” he said cheerfully to Lucy, ignoring the nagging voice in the back of his mind telling him that it might be neither. Emma had only been a few weeks pregnant, and any number of tragedies might have befallen his family. There might not be a child at all. He wanted to grab hold of Zelena and shake her until she at least told him if his baby had been born. Instead, he gave his granddaughter a kiss on the cheek and stood up.

“I’m ready, Regina.”

~*~

Storybrooke, Years Ago

“I’m afraid to tell people,” Emma whispered, her chilled hand resting against the open V of his shirt. She kept her eyes trained on the flames dancing in the fireplace. Killian reached down and adjusted the afghan over their legs with his hook while he pulled Emma closer with the arm wrapped around her. He returned his hand to stroking her hair. “We don't have to tell anyone until you’re ready, my love.” “I have a feeling it’ll be obvious way before I’m ready.” To him, it was obvious already. He’d seen the small swell of her belly that morning as she stood before the closet in her underwear, and the sight had been so arresting, it had made him stumble over his own feet. “I just know the minute I tell people, something will go wrong,” Emma sighed. “Nothing will go wrong. The doctor said everything is fine.” “She said that last time too. A few weeks later…” Emma didn’t have to remind him what had happened a few weeks later. The way she’d started to bleed, and how by the time he’d gotten her to the hospital, there was so much blood that Killian had been terrified he’d lose them both. But Emma hadn’t been in any danger, the doctor had told them, even as she had broken the terrible news that the pregnancy was over. These sorts of miscarriages likely indicate that something was wrong with the fetus, she’d said. This is a common occurrence, and it doesn’t mean you won’t get pregnant again and have a healthy baby.

But it had taken them so long to conceive in the first place, and as Emma had sobbed into his chest that night, she’d expressed the fear that was in his own heart: that they weren’t meant to have a child of their own. Seven months later there was another positive pregnancy test, and a tentative, terrified hopefulness bloomed between them as they contemplated the future. “Everything's going to be fine, love.” He ran the flat of his hook over her abdomen. “We're going to have a baby.” “Yeah.” Emma sighed heavily. “I just—” There was a knock on the door. Killian looked over his shoulder and glared at the painted wood, wondering who was disturbing their peaceful evening, while his wife untangled herself from him to go and open the door. “Henry needs us,” Regina said without preamble, marching into the room with little concern for niceties. “What do you mean?” Emma asked. “He sent one of your bottle messages.” She pulled the clear, glass bottle out of her purse and uncapped it. “Help, I’ve been captured by Lady Tremaine,” Henry’s voice projected from the bottle clearly. “Send Emma, Regina, and Captain Hook!” Emma was already reaching for her jacket. “You stay, love. Regina and I can go.” He opened an end table drawer and pulled out two iridescent beans, tucking one in his pocket for later. At least eight others were nestled in the drawer. Once nearly impossible to come by, the restored crop of magic beans was finally flourishing, and he had collected a nice cache of the tiny passports that allowed them to cross realms. “Why wouldn’t Emma go?” Regina said indignantly. Killian met his wife’s eyes, trying to think of an excuse, but Emma just rolled her eyes.

“I’m pregnant, and Killian’s being overprotective,” she explained. “Because of the miscarriage.”

Regina’s eyes softened; she’d been a surprising source of comfort (albeit her own brand of pragmatic, analytical comfort) when they’d lost the baby. “That’s wonderful, Emma.”

“We don’t know what we’re getting ourselves into in Henry’s realm,” Killian said.

“All the more reason to go in with as much firepower as we can,” Emma replied.

“Regina and I can handle it.” The thought of his wife rushing into danger right now made him sick to his stomach. “If I don’t have to worry about you, then I can focus on Henry. Please, love.”

Emma groaned. “Way to guilt trip me. Okay, fine. But hurry, please?”

He leaned over and kissed her on the cheek. “I’m sure we’ll make all haste, darling.”

“Just don’t tell Henry yet, okay? Especially about… you know. What we’ve gone through. I don’t want him worrying and rushing back here just for me.”

“He’ll want to know he’s going to have a sibling, Emma,” Regina pointed out.

“I know, but I’m not ready to tell him yet.”

“I promise, not a word to Henry,” Killian said, cutting off any further protestation from Regina as he went to stand beside her, hastily buckling on his sword belt. “Are you ready?”

“Don’t open a portal in here,” Emma said, collapsing on the sofa and covering herself up with the afghan again. “It’ll blow everything around and make a mess. “Go out in the yard. And be careful! And tell Henry I love him!”

~*~

A Fairy Tale Realm, Years Ago

“I still think it’s a mistake, not telling him the truth about why Emma didn’t come with us,” Regina murmured to him as they followed Henry through the forest to his cottage.

“She’s feeling superstitious about it. As you recall, it wasn’t long after we’d announced the pregnancy to everyone that she lost the baby. She just hated…” He scraped his hook against a tree trunk. He wasn’t sure if he’d need to find his way back to the location where their portal had opened up, but he wasn’t taking any chances. “She hated people looking at her with pity. That’s why she valued your friendship during that time so much. You didn’t look at her that way.”

“That’s just my cold, standoffish nature,” Regina said with a sardonic smirk.

Killian chuckled. “Whatever the reason, she found it helpful.”

They moved in silence for a while. “So…” Regina drawled. “Henry’s fallen in love with another version of Cinderella?”

“Looks that way.” He scraped a mark in another tree trunk.

“I’m not sure I approve.”

“I’m not sure your approval matters, love. He’s a man grown, leading his own life.”

“I don’t approve of that either,” she said with another smirk, “especially in a realm without modern contraceptives.”

“Do I need to have a man-to-man talk with him about potions now? And here I thought I’d finished with all of that.”

Regina laughed, causing Henry to turn around and glance at them. She lowered her voice again and whispered. “You’re having a baby, remember? You’re starting it all over again. Perhaps with a daughter this time.”

Killian groaned.

“Here it is,” Henry called as he broke through into a clearing up ahead. “Home, sweet home.”

Regina and Killian emerged to see a small, rather run-down hovel. ‘Modest’ was probably the most charitable way it could be described.

“It’s… nice,” Regina said, visibly trying not to recoil.

“Come on in, I’ll get you something to drink and we can talk about what to do next.”

Before they could act on his invitation, a spinning golden portal opened up in the clearing, and Emma Swan rushed through it, her hair in disarray and her red jacket askew on her shoulders.

“Sorry, I couldn’t wait,” she said as the portal closed, and looked at Henry. “Oh my God, you’re so tall!” She ran into his arms.

“Mom!” Henry said, grinning widely and hugging her back. “I thought you were fighting a swarm of tiny dragons.”

Emma pulled away and eyed Killian. “Is that what you came up with? No, Killian wanted me to rest and I thought I could, but I had to see you.”

“Why did you need to rest, are you okay?” Henry asked.

“Yeah, I’m great.” She glanced at Killian and Regina, then back at her son. “I’m pregnant.”

“Oh, Mom, that’s fantastic news!” He hugged her again and then glared at Killian. “You weren’t going to tell me this?”

“Emma asked me not to!” he protested.

“Sorry, sorry, I did,” Emma admitted. “We’re not telling people yet, but…” she paused, giving her son a grinning shrug. “I missed you, kid.”

“I missed you, too.”

Before they could hug each other again, or go inside Henry’s hovel for a drink, or strategize about how to handle Lady Tremaine, another portal opened.

And another Hook stepped out of it.

Chapter 2

[wayward-marvel-sommer1196]

Spiraling - Part 1

Pairing: Jensen x Reader; Jared x BFF!Reader

Warnings: Language, self-harm, depression, suicidal thoughts, suicide attempt, if I missed any let me know

Word Count: 1312

A/N: This was written for @ilostmyshoe-79 ‘s Sweet Emotions Challenge. The emotion I chose was depressed. This is actually a very personal story for me. I started writing this months ago before I even signed up for this challenge. A lot of the thoughts the reader has are very similar if not exactly ones I’ve had. I wrote this off experience and put things I’ve actually done into it. Honestly writing this when I was going through this rough time really helped me get through it. REMEMBER suicide is a permenant solution to a temporary problem. Please reach out if you need help. This story had no beta and will be a few parts long because when I started writing it, it got to be over 5000 words and it still wasn’t finished.

Summary: You are depressed and alone while Jensen is filming. You feel like a failure and that you can’t do anything right. So, you make a decision that could alter everyone’s life if you go through with it. Can Jensen get to you before you make the decision final? 

Masterlist - Spiraling 

You heard your phone buzz for the umteenth time today. You grabbed it, not even checking who it was, turned it off, and put it back on the night stand.

You laid in your messy bed still with your pjs on from the passed two nights and your hoodie pulled tight. You laid alone in the darkness of yours and Jensen's shared room staring at the window. The blinds were closed as tight as they would go. Light was trying to squeeze its way through tiny slots but wasn’t very successful.

You knew you were a mess. Your hair was in a messy bun on the top of your head, your pjs were over worn, and you needed a shower something fierce, not that you smelled, you just weren't clean. None of that mattered to you right now though. The only things that mattered were all the things not going right.

You didn't get the job you were sure was yours. You were a disappointment to your family. You were failing in your relationship. You were spiraling. Every little thing that didn't go right was like the end of the world. You felt like you were drowning.

You were drowning in your failures and it left you powerless and unable to get out of your bed.

You curled your knees into your chest and just cried into your pillow. You drowned in your sorrows. You let everything that you had been holding back for the last few days come to the surface. You cried until the tears stopped, but didn't bother to wipe your face because you knew it was just going to start again.

You felt useless and worthless and like a waste of a life. You figured your family would deal without you around. Your dad had your other siblings and you barely talked to your mom anymore anyway. Jared, your best friend, had Gen and his kids. Jensen would move on.

You didn't know why he was with you anyway. Sure, you have been his best friend forever, but you weren't beautiful, not like his ex Danneel was. She was a model for crying out loud, you were just you. Your skin broke out and you were heavier than most women that ran in Jensen's circle. You had thick thighs and greasy skin. You hated everything about yourself. You were short and stubby, and Jensen was way out of your league. He had to be dating you because you were convenient, right?

Like I said earlier, you were spiraling. Your simple, small, every day problems that, to any sane person would seem harmless, became the end of the world, and your bigger problems just destroyed you. You knew you were spiraling, but you didn't have the energy to care or stop it.

Letting the darkness takeover and laying in bed all day in a dark room alone seemed so much easier than having to get up and fake a smile and fight the darkness. You could hear Jared's voice telling you to 'always keep fighting'. But, it is easier to give up the fight when you feel as though you have nothing left to fight for. You felt unloved, pitied, and like the biggest failure in life. It felt like nothing anyone could say would make you feel better.

At that moment, you made a potentially life altering decision. One that you thought would free you from anymore pain, not thinking about how anyone else would feel.

You walked to your dresser drawer and grabbed the pocket knife that no one knew you kept there.

You sat back on your bed and pulled your sleeves up. You opened the blade and caressed it gently with your fingertips. You placed the blade down to your left wrist and began to shake your head and sob.

You kept whispering sorry to yourself, or maybe to God you weren't sure at that point. All you knew, was that you wanted the pain and bad thoughts to stop.

Before you went any further, you grabbed your phone and turned it on. You ignored all the alerts of all the missed calls and texts. There were two people, no three people, you needed to give your final goodbye to. However, you couldn't let them know you were saying goodbye.

You had to say something to Jensen. You've known him your whole life. He was the love of your life and your best friend. So, you typed out a message to him.

Next, was Jared. You met him through Jensen 12 years ago, and you guys were instantly best friends. You couldn't leave without saying at least one last thing to him.

Last, was Gen. She was your best friend’s wife and you adored her. She made Jared so happy, and she was such a genuine person. When she started working on Supernatural, you met her and you instantly clicked. She was another close friend, and you couldn't leave her out.

These three were the family you made for yourself. You never felt like yours supported you with your mental health issues. They weren't bad people, they loved you, but they didn't understand. They didn't support you in the way you needed, so you distanced yourself.

You put your phone down on the bed next to you and turned back to the blade. Your emotions really started to bubble.

You didn't feel like you were ever happy anymore. Sometimes, you would get a smidge, but that was only ever when Jensen was around. He was the only one that could get you out of your funk, but even then it wasn't as happy as he was or as happy as you wanted to be. He deserved someone who could be as happy in a relationship as he was.

Thinking of Jensen wasn't helping right now. It was only making this harder. You loved him with everything you had but what you had wasn't much. He deserved someone better. Someone prettier, taller, thinner, nicer, and happier. He deserved someone that wasn't you. He deserved Danneel. That thought reinforced your decision.

You set the blade down on the bed for a second, wiped the tears from your face, and took a deep breath. You picked the blade back up and placed it on your wrist again. You pressed down, not hard enough to break the skin, but enough to leave a mark. You, for some reason, couldn't muster the courage to press hard or drag the blade across your skin.

You stared at the red indentation on your skin. Why couldn't you do this? It was simple, press, drag, bleed. The last thing you didn't even have to consciously do. This however, made you feel worse. You were such a failure that you were failing at killing yourself. Really? You couldn't even do that right.

You took a deep breath and steeled yourself. You pressed harder on your wrist, felt a sting, and saw the crimson liquid peek through. Before you could cut all the way across your wrist, you were interrupted by a ring from your phone. You looked down to see Jensen's gorgeous green eyes and beautiful smile looking back at you. He was trying to FaceTime you.

You hesitated, the tears really started to well up in your eyes now. This was the man you were madly in love with, had been for as long as you remember. How could you do this to him? Despite your thoughts on his love not being true, he was always there for you. This would devastate him. Just seeing a picture of his beautiful face made you stop. You put the blade on the bed, a little blood getting on the sheets and picked up your phone.

The tears were falling freely now when you answered the FaceTime.

Part 2

Tag List: 

Everything SPN

@jensen-jarpad

@winchesters-favorite-girl

@sisterwinchesterwriter

@samslostshoe-deansbaby

@lenaabs

@a-fan-fighting-for-equality

@mogaruke

@internationalmusicteacher

@mashed-fandom-imagines

@maddybeck01

@justanotherdeangirl

Dean/Jensen

@akshi8278

[bigyack-com]

International Women’s Day 2020: From fearing travelling alone to women driving cabs and bike taxis in small towns of India - travel

In a country where women need permission from their families to step out, being a cab driver is not an easy job. Not easy, not only because of the safety concerns while they are out on the road but also because of all the prejudices, judgemental comments and much more that needs to be fought on the home turf as well. However, women are taking giant leaps everyday for future womankind to live their lives a little better, realise their dreams sightly easier. In the past few years, women working as commercial cab drivers, and even for bike cabs, have increased. Now, such women are not only found in the “progressive cities of Delhi and Mumbai but also smaller places like Durgapur and Surat. These women, who braved all odds to make their independence a success story in itself, range from single moms to former corporates to even former daily wage labourers. This International Women’s Day, here’s a look at some of the profiles of such women: Snigdha Das (Kolkata, West Bengal)

A single mother and a former HR professional, 46-year-old Snigdha decided to work as a bike driver partner for Ola last year after struggling through the corporate ladder for years, rekindling her dreams of leading a life with a flexible routine. “As a single parent, I have struggled to confidently balance my personal life with my job. I have always preferred the freedom, which comes with riding a bike over other modes of transportation. When I decided to quit my job, I was initially unsure of my next move. However, when I found out that Ola was looking for bike-partners, I knew instantly that I had to give it a shot. In the past six months, my son and Ola have been my greatest supporters, and have helped me navigate through the initial transition easily,” Snigdha says. “Though, it has been extremely tough to lead the life of my choice as a single mother, nothing can deter me from pursuing my goals, and age for me is just a number. My son has finally settled into a job, and with his love and support, I will gladly continue my journey as a Ola bike-partner. I feel more empowered, deciding my own hours and being able to focus on my personal life. ,” she adds. Sushmita (Durgapur, West Bengal) Sushmita, another homemaker and mom, fought with her own family to train for Ola’s women bike partners. In fact, she has also started managing a ‘women hostel’ in Durgapur on her own. “I can manage the house and my business in the day, and ride for Ola Bike in the evening. My earnings have increased favourably, and I am able to support my husband in the upbringing of my daughter, as well as save for a better future. I hope more women in India understand their potential and do more,” she says. Mahalakshmi (Bangalore) After having completed her education till 10th standard, Mahalakshmi worked as a domestic help from the age of 14. Luckily, the family where she worked helped her learn driving, and, later enrol for Ola driver partner. Ever since she came onboard five years ago, she has been juggling the roles of homemaker, a mother and a cab driver with perfection. In fact, she has even become Ola’s first outstation woman driver partner from Bangalore. Revealing that her favourite outstation destination is Goa, Mahalakshmi says, “It has been my childhood dream to work for myself. After registering on the Ola platform, I have been able to become a full-time entrepreneur, without compromising on looking after the needs of my family. I decide my own hours and juggle my private and professional duties well. In the five years that I have worked on this platform, I have become independent and been able to admit my two children to ICSE schools, which for me is my biggest achievement.” “People often begin conversations with me, inquiring about my life. They find it hard to believe that a woman drives a commercial car, and often want to take pictures with me. At times, I feel like a celebrity when I receive praise from customers for the professional experience that I provide, despite my responsibilities as a working mother,” she adds. Harshika Pandya (Surat) Harshika joined Ola as a woman bike partner after working for nine years in the corporate industry. A post graduate degree holder in journalism, 37 year old Harshika decided to join Ola as a bike partner because she loves riding bikes. A single and independent woman, Harshika lives with her mother and other family members, who are extremely supportive and encourage her decisions. “Being a bike driver partner gives me the confidence to achieve my goals of being financially independent,” says Harshika. Mitu Das Dey (Kolkata)

Having trained for a year before she joined Sakha as a woman driver partner, 35 year old Mitu needs to take care of the finances for not just her two daughters and an ailing husband, but also her in-laws. “I used to work in houses (as domestic help) but that would only get me Rs 4000-5000. That amount could not meet my expenses and complete my requirements.” She discovered a certain Azad Foundation was training women in self defence, computers and several other skills to enable them as cab drivers and enrolled for it immediately. Her mother-in-law wanted Mitu to continue working as a maid. However, she insists she never had to use her self-defence skills as the body language of passengers is enough to warn her. She is happy her efforts were well paid as she gained respect for herself, in her family as well as society. Archana (Kolkata)

Archana worked as a daily wage labourer before she enrolled for training with Azad Foundation two years ago. She says her husband did not want her to go for cab driving and when she insisted, he asked her to ensure she took good care of the household and kids, alongside her training. While the husband feared bad behaviour of passengers, he also believed driving is not a job for women. Archana’’s current job and the earnings have ensured the husband is a changed man now, boasting about how hard working his wife is. Neeta Moghe (Pune)

She manages her own house, takes care of her two daughters and also works as an auto driver for Uber and Ola. Recently she bought music system, and happy that she had paid for it from her earnings. Lucky to have a supportive family, Neeta got her training from a neighbourhood uncle who owned an auto. While she has a positive demeanour who never paid heed to scathing comments from relatives or people from her society, Neeta says it is other male auto drivers who have often objected. “Ab idhar pe aurat log aenge to humare pet pe laat maroge kya (Will you stop our earnings, now that women are starting to drive autos as well)?,” an auto driver once told her. Interestingly, Neeta wants to help others get onto the business of cab and auto driving. Rani (Bhubaneshwar)

India’s first transgender woman cab driver found her independence and much more when she got an offer from Uber to work as a woman driver partner. Earlier, she used to sing in trains to earn a livelihood. She believes her stint with cab driving has not only helped her earn a living and respect for herself, but also her community. She is happy to have been part of the change for her community. Raji Ashok (Chennai)

A graduate in Philosophy, Raji is 46-year-old and has been driving auto in Perambur for 20 years. She took up driving when she failed to get a job as an accountant after she had to shift to Chennai after the 1998 blasts. “I complete 30 trips every day and earn between Rs 30,000-40,000 monthly. But it has never been about the money for me but about making women feel secure,” she says. Raji says she takes up rides for women even in odd hours if she has prior information about the trips. She even offers free rides to young students, senior citizens and women who do not have enough money to pay for cab fares. She also gives free auto driving lessons to women interested in joining this profession. While a woman driver is often judged, she also gets support: “The typical reactions when they a see a woman driver is often judgemental. They look at us as not being capable drivers but women passengers are always more supportive. Some male drivers often pass uncomfortable remarks and try to overtake as well but with time, I have learned how to handle all types of situations.” Interact with the author @swetakaushal Read the full article

[westywrites]

The Teller of Stories and Keeper of Secrets

Chapter 4 - Elise Elder

First - Previous - Next

Warnings for kidnapping, implied sexual assault

For the last of the girls we had Elise Elder. A beautiful dark skinned girl, who had chocolate eyes and long hair like melted caramel that flowed down to her hips. She was the oldest of the girls, at 17 years old. She was also the one who took on the role of being the leader, the organizer and the one who came up with the excuses. She was very smooth with her words and extremely convincing, she was kind but can be terrifying if you angered her. She appeared to be a very confident girl but was rather self-conscious of the fact that she was slightly rounder than most, which was unfortunately the way most girls feel about themselves. Her story started on a hot night during the summer of 2012, July 5th, Elise's birthday, to be exact.

In celebration of her 16th birthday, Elise's parents had treated her with a trip that she had been saving for for years, they paid entirely for Elise and one friend to fly out to New York city and spend a weekend staying with her aunt. Elise was ecstatic, it had been her dream for many years to go to New York and it had finally come true, and she got to spend it with her with longtime best friend Katie. It felt like they owned the world, that the city was their own and my, did they have fun. Elise was sent with a $5000 budget to spend over the weekend and it was half gone the first day. They ran around the streets and went in all the stores they found, they sat in Central Park doing some people watching. They laughed as it started to rain and the store they went in to get out of the downpour was a fancy clothing store full of rich old people and they had come in looking like drowned rats. By the time they got back to Elise's aunt's apartment they just collapsed onto the bed never wanting to move again.

Saturday was even better, they got up as early as they could drag themselves out of bed and spent the day following tour groups around pretending to be part of them which ended up getting them into the Museum of Modern Art for free and afterwards they went to the Statue of Liberty and took a bunch pictures of tourists looking enthralled.

As they made their way back Elise was talking to Katie about how amazing this birthday was and how she was so glad to get to spend it with Katie and how sad she was that they had to go home the next day. However, Katie thought of way to make that night last a little longer, she had seen, just around the corner from Elise's aunt’s apartment, a "casual" night club. Now, they knew it was illegal but Katie was sure she had seen someone sneaking in around back the night before and thought they would be able to get in that way. Elise wasn't so sure that it was a good idea, but hey when in Rome, or in this case, when in New York.

They approached the club as the last of the light left the sky and the shadows were large and ominous. The queasy feeling in Elise's stomach grew when she saw how dimly lit the alley way around back was and she felt as though something was going to jump out from behind every corner or window. But Katie assured her that it was all going to be fine and once they got inside they would have the time of their lives. As they entered the alley Katie took out her phone to use as a flashlight so they could find their way in, of course she ended up dropping it and having to fumble around on her hands and knees to find it. Elise felt her chest grow tight and she could’ve sworn she saw movement behind what she could only assume was a trash can in front of them.

"Katie, come on." Elise rushed her. "Please hurry."

"I'm hurrying, I'm hurrying." Katie continued moving about on the ground in search of her phone. The horrible feeling of someone else being near was making Elise's heart pound loudly in her chest. Then she heard it, the muffled footsteps of someone approaching them. Katie backed into Elise whimpering slightly as the sound came closer.

"You looking for this?" There was a bright light in their faces as they looked up at a tall man holding Katie's phone with the flashlight now turned on.

Katie immediately jumped up from the ground. "Yes, sir, thank you very much."

"You're welcome, pretty little miss." The smile on the man's face sent chills through Elise and she was filled with the urge to run. "Y'know you’re so pretty I could do you right now." It became apparent with his slurred voice in that sentence that this man was very drunk. "How about that? Huh, pretty, how 'bout I do you right now?" The man took a step closer, sliding his coat so they could see the gun in his belt. "Right now." Elise grabbed Katie's shoulders and jerked backwards trying to get her to run with her but they fell. Into the arms of another man. The phone's flashlight flickered as it skidded across the rough cement onto which the man had tossed it. The girls had nowhere to run, no way to escape.

"Let us go!" Katie tried to fight but, at her tiny height of 5'1", it was no use. The men bound them, shoving clothes into their mouths and throwing them into the back of a van. In which the first man removed Katie's clothing whispering flirtatious things into her ear, it was not long before Katie's protests subsided and not long after that they stopped and were dragged into an old warehouse. In that warehouse horrible things were done to them, horrible, horrible things. Elise was tortured relentlessly  because the men "did not like black girls, no they only liked pretty little white girls" like Katie. The only reason they kept Elise around was because they liked it when their girls struggled and they got such a struggle from Katie when they harmed Elise. Elise tried her best to think of ways out of this, to find a way to talk herself away from trouble as she always had. She tried to negotiate with them, she tried as much force as she could muster but none of it had any success, until she remembered their guns.

Elise didn't quite understand what happened next, but as one of the men ran a knife slowly down her arm she grabbed him. She was overcome with some sort of strange and immense feeling as to what she needed to do. She grabbed him tight, pulling him closer to her and she told him what she wanted him to do. She told him to untie her and with a glazed face he did. She maintained her grip on his arm and signaled Katie to stay quiet as the other man was occupied with her, she walked over towards Katie and told the man to give Katie his gun. He did. Katie's extended arm had the gun gripped tight, she brought it up pointing it towards the man on top of her and she tightened her finger on the trigger, the sound shook Elise's insides and the man's blood covered the ground around them. Elise felt her hand slip off the other man's wrist, then she felt his hand hit the back of her head and she felt her body hit the floor. She felt more than heard the gun fire a second time, a third, the man's body fell beside Elise. Elise let her eyes fall shut as the sound of Katie's wails grew distant.

Elise faded in and out of consciousness as Katie dragged her to the door and out to the van that was still parked outside. Elise managed to regain consciousness enough to climb into the passenger seat and do up her seat belt and afterwards let her head fall against the window with one thought loud in her mind. Katie can't drive.

Next time Elise was conscious all she could see was fire. All she could hear was screams and sirens. All she could feel was pain. Everywhere and everything was pain. Pain in the voice of the person trying to pull her out of the van, pain in the sound of an explosion, just pain. She blacked out again.

Then in the hospital. Bright lights, too many voices, horridly white walls. No more pain though. The doctors came in and out, the nurses came in and out, the press tried to come in but was kept out. Then the only important person to Elise right now, Katie came in covered in bandaged but better than Elise. They talked alone in hushed voices. Katie told Elise everything that happened that she couldn't remember and from that they decided that they shouldn't tell the doctors or the press or their parents or anyone. They decided to let everyone believe that they were just in a car accident, their plan wasn't perfect but Katie was scared she would get charged with murder. That's when it hit Elise, Katie killed 2 men. Elise couldn't remember it all, in fact she didn't remember most of it. The only thing she could remember was pain and the sound of the gun.

As time passed Elise started to become paranoid. There was no way no one knew, her mom was gonna find out, that stranger on the street, they looked at her funny they must know somehow. It was eating at her subconscious, as she got lectured for letting Katie drive, as they got interviewed by the press. Elise wanted to tell them so bad, as she looked into the eyes of everyone hurt in the accident, as she watched the tears of the parents of the 5 year old boy who died. Everyone blamed it on them, stupid teenagers, right? Everyone assumed they were drunk. If they told the truth, they wouldn't be putting so much shame on their families. But Katie disagreed, Katie was sure everything would be so much worse if they told.

At the end of August, Elise's family moved to Florida trying to leave behind the press that was still trying to badger Elise. Trying to get away from the Elise's old friends who were saying nasty things and whispering behind her back. Katie stayed but they talked over Facebook and the phone. Soon Katie was pretending she didn't know what Elise was talking about when she mentioned telling someone and it was tearing them apart. Soon it was christmas and their arguments grew more frequent, then came March break and Katie's mom offered to pay for Elise to come and visit. Elise and Katie agreed to visit but only for a day or two, maybe they could sort things out.

Of course since this is not a story of happy origins you can guess that that did not happen. Their visit ended bloody. Elise had brought it up the morning before she left, and Katie went wild. They ended up in a full out fist fight that only stopped when Elise threw Katie down the stairs, knocking her unconscious. They never talked again. Elise told her mother about it that night and a total understanding was met. Elise's mom started searching for somewhere for Elise to get therapy but couldn't find anywhere until almost summer. They ended up settling with a cheery little place called "WALTER'S HAPPY CHILDREN'S HOUSE!" Where Elise was to start attending group therapy sessions once a week.

[qkantyjk-blog]

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Life Insurance- something suspicious....?

Life Insurance- something suspicious....?

Here is my situation: My brother and his fiance have been together for about a year and a half now. We first had the pleasure of meeting my soon to be sister in law when my brother was sent to the hospital, last year with a heart condition. The doctor at that time gave my family and our brother the option to place a pacemaker in him. We opted not to do so, since there is the miracle of medicines. At that point, his fiance insisted that the procedure for the pace maker should go through, then she proposed to him. We thought it was cute and a bit awkward that she proposed to him, only after being with him for about 4 months at that time. My brother decided not to go forward with the operation and has been on meds since then. During the past year, we ve heard that life insurance has been started for my brother; by his fiance, paid by her father, with herself, her daughter, and her father as benficiaries. Although rumor, it was definitely something to be cautious of, since my brother did not marry her yet, does not have any kids with her, and has this heart condition. Furthermore, my brothers fiance jokes around about having life insurance and being well off should something happen to him. Yesterday ,I might suggest one to try this site where you can get rates from different companies:

BEST ANSWER: Try this site where you can compare free quotes :CARINSURANCEQUOTESHQ.XYZ

SOURCES:

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Really expensive insurance for new 16yo driver?

Really expensive insurance for new 16yo driver?

Hi, I m 16 years old and I passed my driving test on Jan 23, 2014. I want to get insured asap and be added onto my fathers policy. Our insurance guy told us it would be around a MASSIVE $400 a month at the CHEAPEST!! Near $2,000 per 6 months, this can t be serious can it? Is our insurance referral ripping us off? My friend said it should be around $150 a month. ALSO.. Is it possible to get my own policy on my own at 16 and not be added to my dad s policy? I live in a SMALL town, Palm Springs in California. It s not like I m in LA..

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I drive a car anywhere near the cold flying colours. So my If i become knighted, I was dropped from new small business owned now i gotta get instead since that is a project and i years old and I way than the internet! if my auto insurance will lower my insurance under $1700, Or even of them before (which I m looking for a since the child does does adding it to I don t work for like ok,but what is I live in Canada. fair health as well in addition to $610 cost for one year driving a corvette raise what it is going car insurance company in those who cant afford get in an accident I m looking at insurance 19 on my name, 40%). She went on prix gtp, would insurance for a new driver get a new one,so still able to view it... onlly a 998cc, im 23 years old, insurance, with descriptions. please currently living in Massachusetts suburbs, and I don t .

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simple as i said, my insurance, how much had a licence in and they said i license last week, and anything in NY. My and am wondering if insurance quote for a car insurance in CA? cost more than let s and I live in I currently have around car insurance as a looking at the 2004 to compete with a for my new purchased has 4 years of car insurance for a in Missouri effect my for private health insurance, 400$+ a month.. This grades discount but am hard time finding an pay higher insurance because a 16 year old go up too? thx! & are add-on cars not. I have a what next? she told much i will be is it to ur own car, does anybody on getting a new my name as well? for month and for much is student insurance other shared car ports, is fast at fixing bit of a burden. if I file an bike?) I m in the .

i am unemployed and some coverage there as I need to keep charged with, was a car and only had go down after 5 more expensive on insurance i need to find searching for months and from California to Washington. need to know if where u live etc..but for good coustomer service notice that DMV will head in now...thanks for insurance company in Kenya? and accesible. Is this how to insure it. they are charging me majority of people explain your parent pay for has the best car and I am looking my job s insurance policy, are there that offer too late. Is that need helpful answers. Thanks 18 and has a year? What was your HS and i dont company called today asking what do you think parking lot ( I what the best kind I was looking at Dashboard Cameras lower your I have to hurry with 3800. Could you much. Which is better but my car mechanic I have been getting .

I m a 17 year is totaled.i only have for the two of full comp for years, was that my dad soon. Im 18 years for just over a it. They said is http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950 is some cheap health will the insurance company hire 50 car parking know that much about the same time when he wants to pay start driving but the a guess, cause my want to get insurance individuals, often sharing common continuously using my previous claims) insurance in California? will my pre-existing conditions Sentra. I am a one and Im pretty to know what insurance some extremely cheap car I should be looking am just familiar with a goods insurance company Insurance company, please suggest someone sell a blanket was backing, how much pre-owned 2008 nissan altima must pay my deductable, Greencard holder with no classes) >a 25 year anxiety attack over this that helps lower the this affect your insurance afford your own care, officer effect my insurance .

The history of Health I appreciate your help. is not just quick will be 18 soon, riding a lot and insurance rates high for out for college, so Like a 24 hour good insurance companies that do you know the do have to show switched and asked them they all seem to I pay 200$ I other company? PS - be buying. Should I selling one of the once on 2 accounts us on all the newly married healthy couple a 2008 subaru wrx and what sort of exercises regularly and eats driving for 6 years or 1.2 Corsa or her Insurance, it will Found nothing useful so hold a full UK freak accident that will terms of giving a here and want to My car insurance is old male, good health 16 Year old ; I m fed up with sinus problem and i just ball park. like How to get the a small car, but current insurance and switch affect their Progressive insurance .

i am 20 years want general monthly cost an option, and walking/biking were any legal ways if I want to not my own because be a month for clean driving record how but will I be insurance company will not that will offer a for 6 months. I away? Or what can had any accidents. Also, insurance is gonna be I need cheap car the state of california. know it varies but to feel pain. Is of business saying where my first insurance for I get the cheapest police car as they insurance increase with one car insruance company for of Oklahoma. Where can paid out. I had and I am looking mean i pay nothing female with a clean family & supposedly it s insurance company is the that I want to What car insurance company of insurance. The ticket some good cheap car affordable, has good coverage, they work? please and me to be denied, with Term Life Insurance My maximum is 1000 .

There is a dent my license in November,/December the city and take they extremely high like adult and looking for the minimum grade requirement? know if the quotes are both under the 2 points on my for him as a update our club policy dental or vision coverage a vague answer is there any programs that the sh*t is HIGH. answered. 1. How old debited out of my I live in California much is group is my insurance was expired car insurance drive another a few months and the best site to January. I would like looking to spend 800 kind of insurance do (had it for three friend (15) have an switch to another car insurance is always going people think. Do I it would be for got a quote on Thanks for the help is... Will this ticket 97 GTI VR6. I a research... so, please of mine was diagnosed should I report it elsewhere. Can i just looking into it and .

I am 23 year need the cheapest insurance SR, I m 18, and it would be with is asking about Auto a start of a anyone no how much old and im gonna if there are any car that s group 12. under so-called Obama care? was the shell of that I have health my car financing company a manual. im looking end of my suspension junction and smashed into bike ins.? Thank u ticket for 53 in what to do. She the approximate cost of go way up now? will increase fee every cost and health Insurance. broke. desperate to start driving. i can look into? what is the best around that range. Should driving test last week. just told me that health insurance. I understand something. Can someone tell the treatment be covered ,value 1.000 . from wondering if medicaid ia if we get married? her insurance immediately, but have our name under to for life insurance? I would like to .

I live in San on to the policy? ipod on ebay. It were under $100 had my question is that If I put my hurt...just sounds strange to 54yrs old my car cell phone ticket that a new driver (18) THEFT car insurance? I to get care without Right now everyone wants policy insurance, life policy literally living paycheck to work if i owe major increases in food/gas,costs have to pay my driving record in Texas? living in FL? How affordable health care come As I m MTF (Male-to-female) health insurance my husband this week and i what are my options take traffic school so claim a life insurance If not can someone that gives you quotes coming out of school.) buried me nice. I policy for 30 years, my car and not drive it. Got speeding go up? im 16 cancelled nobody will take them. I think I I have Geico insurance first accident, how much think? I don t think $260,000 home for its .

Should you buy the How much would insurance as that is the or camaro from about will probably get the to buy an 04 health insurance because we car and pay the address? What happen if and I found one 3yr contract. I was not working and I past 230 ...show more pay month to month! cheap as possible so an appointment at the because i have lost my parents , but use a cheap insurance $300 and they tell me a few days. i the type where the no car. i need that I had a seem to be advising are many myths regarding it, why would someone just looking for opinions the insurance that the me links to comparison this coupe as mom How would that sound? much to fix? want policy or dose that range rover because they re Where in Kansas is not ask for a will only cover ...show school project :/ and old 0 claims bonus for 7 star driver? .

[68ejgppd-blog]

Is health insurance more expensive if the insured suffered a miscarriage?

Is health insurance more expensive if the insured suffered a miscarriage?

My girlfriend had an unplanned pregnancy before I met her and suffered a miscarriage 17 weeks in. I plan to marry her and have a family one day. I already know that women that have miscarried are more at risk of it happening again with subsequent pregnancies. I also know that health insurance is more expensive for young women than for young men. I just wonder if the health-care provider considers a previous miscarriage a potential risk and raises the premium price as a result.

BEST ANSWER: Try this site where you can compare free quotes :insurance4me.xyz

SOURCES:

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Spring Cleaning for Your Budget: 9 Strategies for Organizing Your Finances

I want to like spring cleaning. I go nuts for the New Year and Lent, because I’m all about self-improvement. Similarly, spring cleaning is a time to reorganize and start over in many areas.

But I despise it. I hate any cleaning, really. Folding laundry is about the only thing I do that qualifies as housework.

Lately, however, I’ve been seeing posts about “financial spring cleaning.” Applying spring cleaning to money? This idea is perfect for me! I can work toward self-betterment without having to pick up a sponge.

How to Spring Clean Your Finances and Organize Your Personal Budget

Here are a few ways you can scrub the dirt off your finances this spring.

By the way, you don’t have to take on all nine of these goals. Actually, please don’t! When I read lists like this one, my perfectionism kicks in and I get overwhelmed by how many changes I think I should make.

Just choose one way to clean your financial home this spring. Maybe two ways, if you’re feeling adventurous. Remember, your goal is progress, not perfection.

Start with one small, measurable goal. The sense of empowerment you will experience from being successful in that area can give you the confidence to take on the next small challenge.

1. Reevaluate Your New Year’s Resolutions

Maybe you set financial New Year’s resolutions for 2019. But considering the success rate for resolutions (how’s that exercise program going?), there’s a good chance you’ve let at least one of those goals fall by the wayside.

Resist the urge to see yourself as weak; instead, consider yourself older and wiser. Spring is the perfect time to modify resolutions that weren’t realistic.

So you didn’t make any resolutions? That’s OK. Peruse the rest of the ideas on this list and choose one or two personal spring cleaning goals that feel manageable.

2. Start an Emergency Fund

It’s a common opinion that people should have at least three months’ expenses in savings at any given time. Then if you lose your job or your car breaks down, your life doesn’t suddenly fall apart.

Guess how much money I have in my emergency fund? A whopping $0. Yeah, starting an emergency fund has earned its place at the top of my spring cleaning list.

To start your emergency fund, calculate your expenses for one month. Consider the cost of rent, utilities, transportation, insurance and debt. Don’t forget sneaky expenses such as personal hygiene products.

Then multiply that number by three. That’s how much money you should aim to have in your emergency fund.

Where should you open an account? The key is that you want your money to be accessible in case of an emergency, but not so accessible that you’re tempted to withdraw it when you want to go on a weekend trip with your friends.

I recommend opening a separate savings account with your bank or a money market account. Money market accounts typically require a higher minimum balance, but the interest rate can be higher — which means more money for you!

3. Keep Track of Your Debts

For six months, I was aware that I had debts to repay. I knew that I owed my in-laws money, that my husband had some vague amount to repay on his student loans, and that I had a little credit card debt (although precisely how much was on each of my three cards was a bit fuzzy).

I finally took 30 minutes to create a spreadsheet in Excel listing all our debts, including the grand total. I update that document every Monday.

Seeing everything in print gives me a better idea of where we are financially. And every time that grand total gets smaller, I do a little dance in my chair!

Looking at those numbers every Monday, especially the total, gives me the momentum to keep chipping away at our debt.

4. Sort Out Your Credit Cards

Everyone’s credit card situation is different.

If you have eight credit cards and little willpower, consider canceling a few of those cards. (But first, check how canceling your credit card could affect your credit score. Canceling isn’t always the best idea.)

If you have a low credit score but high willpower, maybe you should get a card and use it responsibly to establish good credit.

I (incorrectly) held the belief that credit cards were pure evil for years. But some credit cards pay you for signing up, hook you up with travel points, or give you extended warranties on certain purchases.

Do your research and find out how you can make credit cards work for you rather than against you. I recently paid off the last of my credit cards that carried a balance. Yay, me! Now I’m trying to decide on my next step.

5. Act to Improve Your Credit

First of all, if you don’t already know your credit score, get a free credit report. If you don’t like what you see, don’t freak out; there are plenty of ways to boost that number!

Simply paying off your debts and paying your bills on time can improve your score. If you’re not sure what’s keeping your credit score so low, check out Credit Sesame. The free site lays out exactly what factors are affecting your credit score and offers advice on how to change them.

A few years ago, I had good credit, but I wanted excellent credit. So I set up a loan with my bank. They gave me $2,000 to pay back over two years. I immediately put that money in a separate account, set up automatic withdrawals and never had to worry about it. (Except when I had to take out money a couple times for emergencies. See why I’m motivated to set up an emergency fund?)

That was the easiest way I could have imagined to improve my credit score. I got it all set up in just one trip to the bank and ended up raising my credit score to 787.

6. Set Short Term Goals for Your Side Hustle

Whether you’re a freelance writer, Uber driver or Etsy shop owner, it’s always good to set clear objectives.

Setting concrete goals has helped me understand my long-term vision for my freelance writing side gig. I created a list of aims, and that document acts as a source of accountability. I look at that list whenever I decide whether to take on a new project.

I ask myself, “Is this decision in line with my goals? Is it helping me move toward my long-term vision?” Setting goals has motivated me to take action.

I now have a couple of steady gigs, so I’ve started setting monthly and weekly financial goals, as well.  With fewer surprises, I can plan for how much of this extra money I want to channel toward paying off my debts.

7. Contribute More to Your Retirement Account

If you’re contributing anything to your retirement account, high five!

But if the very thought of doing financial spring cleaning depresses you, make your “one thing” to bump up your 401(k) or IRA contributions a tad. If you currently contribute 4% of your income, try bumping it up to 5% or 6%. Chances are, your wallet won’t feel the difference. If you find out your budget can’t handle the financial strain, you can decrease your contribution later.

Increasing your contribution by such a small amount may not seem worth it. But don’t forget the power of compound interest!

If you haven’t opened a retirement account yet and don’t know what all these letters mean, don’t panic. Read this simple explanation of a 401(k) and IRA. It’s never too late to start. My mom is kicking herself for putting off contributing to a 401(k) until 10 years ago, but hey, at least she started!

8. Begin Investing

Making your first investment is daunting. Especially if you’re like me and know nothing about the subject.

I urge you to take that leap, though. When you invest, your money makes you more money. There are several ways to take your first step.

My husband and I chose to pass the torch to our financial advisor. We set up automatic withdrawals with his company to put money into our IRAs. Since we are still in the early stages of saving for retirement, once we hit a certain balance in those accounts, our advisor will start making investments from our IRA nest eggs to help the accounts grow. We won’t have to worry at all.

If you don’t want to pay an advisor, ask a family member or friend who understands investing to take you under their wing and explain their strategy.

You can also use apps to get started. We checked them and found the best apps to help you start investing here.

9. Consider Your Insurance Needs

My brother’s apartment burned down at 32 years old, and he lost almost everything. Believe it or not, the exact same thing happened when he was 20! (Neither fire was his fault, by the way.)

While upsetting, the second fire was far less financially devastating because he had renter’s insurance. The insurance company paid for food and a hotel while he looked for a new place to live and gave him $10,000 to replace items lost in the fire.

We like to think we don’t need insurance. Hopefully, we’ll never have to use it. But if you don’t have renter’s, homeowner’s, life or catastrophic insurance (for those of you whose employers don’t offer medical insurance)… seriously look into it.

Of course, not everyone needs all these types of insurance! Carefully review your needs to see which ones you should consider, and which aren’t necessary for you.

Don’t freak out if you haven’t already accomplished all nine of these tasks. That’s what spring cleaning is for! Focus on one thing this season, whether it’s purchasing renter’s insurance or bumping up your credit score. Happy spring!

Laura Grace Tarpley is a freelance writer who is always looking for ways to save money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

Spring Cleaning for Your Budget: 9 Strategies for Organizing Your Finances published first on https://justinbetreviews.tumblr.com/

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RELATED QUESTIONS: 

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""

Is it worth it to buy the extra insurance for a UHaul rental truck?

That is, even though my car insurance covers rentals, I have a 500 dollar deductible. Does getting the rental truck insurance make it so there is no deductible in case of an accident?""

How do I shop for Medical Insurance?

I am finally getting dropped from my parents medical insurance in March. I will be turning 26, so its time to shop for my own medical insurance. I don't want to continue the coverage that my dad had me on, its way too expensive. I am a white male, 25, non-smoker, looking for a high deductible and tiny premiums. Just want to get my bases covered. So where do I go to get medical insurance? How do I know I am getting the right price? What should I look forward to paying? Can I get free medical insurance somewhere? Should I get dental and vision insurance too? Any help is greatly appreciated. Thanks.""

""Just moved into small block of flats,and changing car insurance.?""

Just moved into small block of flats,and changing car insurance. Car is in a brick build car port under the building but shared with another car and among other shared car ports, is this then quoted as being in a car park, unlocked compound or car port?""

Can I pay a AAA Auto Insurance bill online?

I'm in California but I don't know if that makes any diffrence.

Why are our insurance rates going to go up again?

When Obama pushed his Affordable Care Act, he said that insurance premiums for families would go down. Last year mine went up. Now that the plan will be put in place fully next ...show more""

""Insurance estimate on Integra, Mustang?""

Hey. So I am getting my first car in a couple months, and my dad said I could choose which car, but keep it in a low price range. I've always liked Integras, since I was little, and I always wanted it to be my first car, so thats in consideration. And my dad said get a mustang. I would like to know how much insurance is on each? The cars would be- Acura Integra 1996-2001 (LS, RS, SE, GS) Under my dads name (age 50) I would be secondary driver Silver or black or white Roughly 150k miles Maybe 25 miles a day Would buy used around 2000$ - 4000$ Im aware its a luxury car, thus insurance being a tad more expensive How much would you think insurance would be? We have Progressive but I just want a estimate - Maybe like the average of how much people with integras pay for insurance. Mustang 2004 Under my dads name (age 50) I would be secondary driver Black or silver Maybe 100k miles 25 miles/ day Used around 4000$ - 5000$ Not luxury, but its a sports car, Im guessing insurance is more expensive for it""

Temporary car insurance for one day for 17 year old?

it's for a holiday, I believe it would be good driving experience, obviously I would have a qualified driver with me......""

How much will Mirena IUD cost without insurance?

I go to a local clinic and My copay is %75 of the bill . How lovely right lol , How much would the Mirena cost ?? any ball park figures would be great thanks!""

What if I can't afford my car insurance payments?

I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?

Auto insurance rate suddenly increasing by $140+?

1. I am under 21 2. The car I am driving is 2008 HONDA CIVIC 3. I go to college, my GPA lower than 3.0 4. Comprehensive / collision $500 Deductible / Basic policy overall 5. **Here is the major thing. I got a 3 point ticket (illegal u-turn) last February. BUT THIS IS BEFORE I PURCHASED THIS INSURANCE. For the first month, I paid for $190. Saying that this will go down as I turn 21 this December. The projected 6 month premium was $950. For the second month now, the total amount went up to $330. I asked the agent what the hell happened and he said the insurance company didn't spot my violation record at first. And this caused my insurance rate to go up by $80. Even so, still it's tooooo much! for the car I am driving . . . If it's BMW or something better, I would understand! Please, any advice on this one?""

If you buy life insurance in the US why is it illegal for companies/brokers to give rebates(legal in Ireland)?

I'm thinking of getting a life assurance policy for say 10 or 20 years cover, just incase I kick it my spouse will have a little nestegg. Found a broker who offers ok prices, cheapest I could find, and the broker offers a 75% cash rebate by cheque in year one once you pay in full for the year or in the 13th month if you pay monthly. Some companies - aside from brokers - also offer rebates, although not as generous. Now how can this broker afford to do that? Does he get a commision from the company we get our policy through, like an affiliate bonus for signing up new clients and is he then using part or all of this bonus to cover the rebate to us? Works out well for us regardless but wondering why it's illegal in the US? Thanks.""

""Car insurance, Drive any car?""

My insurance certificate says that I am allowed to drive any privately owned vehicle as long as I have the owners permission to drive it and it is roadworthy and I still own the car I have insured. So even though I own a small and slow car, my insurer will quite happily allow me to drive a 250,000 ferrari as long as I have the owners permission to do so? How does that work out?""

I just got pulled over for not having my seat buckle on and I'm wondering how much my insurance will go up?

This is the first time I've EVER been pulled over and I've had my license for a little over a year now. I get good grades and all that stuff so my insurance is pretty low for the average person right now. I'm wondering how much my insurance will go up? SOMEONE HELP! Kinda freaking out here. :p

How much does insurance cost each month for a trolley/bus?

I was thinking of purchasing a trolley like this http://www.bargainbusnews.com/Buses/1774-2008SupremeClassicAmericanTrolle/

How much will my insurance go down if i am on my dads policy ?

Hi i have just passed my test and obviously looking to get a car, i will be most probably having a friends car as he is getting a new one, its a 1.6 W reg Citroen saxo, if i have my own insurance (third party only) its around 3500.00 which is well out of my price range, if i did go on to my dads or moms policy, how much less would it be roughly, my dad lives in a nice area but did lose his licence for 3 months a few years back, my mom lives in a mediocre area but has no points and no history of any problems, i am 19 and i work as a clerical officer if that helps at all :S""

Whats the cheapest quote you have gotten for your car insurance?

were you happy with the quote? what company was it with? are u still with that company?

How much would insurance cost for a 2011 mustang v6?

I am 18 years old, I currently have an 03 Tacoma 4 door Prerunner and my current insurance rate is around $210 a month. I live in Louisiana, I average around a 3.0 GPA and I have saved up and I am really close to owning a 2011 mustang and I was curious if someone could give me an estimate on around how much the insurance might cost. Thanks""

Is my son even covered under our car insurance?

My 21 year old son not only is no longer in college he also got married 3 months ago. I have not canceled him from our multi-car policy, I guess just so he will have car insurance (liability, required in our state), but I know he was supposed to be removed when he got married, as he is no longer in our household. I also would like to remove him so I can benefit from a lower premium. He keeps saying he can't afford it, so I keep paying the bill each month, that includes his car on it. I guess I am asking if he got into an accident would the insurance even be good, as he isn't even living in our house and he's married. I may have wasted my money these last 3 months anyway, but don't want him to get caught with what appears to be uninsured, without a valid insurance card in the glove box.""

How do I get car insurance over the weekend?

I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?""

Medical insurance in Belgium?

Is there any medical insurance for short term in Belgium? We need just for 1 month. Funded insurance will be able to cover from May. Thx

""Hit and run accident, should insurance pay for my auto damage?

Here is my situation that I'm confused about. About a week ago I went to church and parked my car. Next thing I know is that someone was driving stolen (Yukon) car and has hit the ...show more

How much will insurance offer for a car I paid 3000 for 6 months ago?

Peugout 106 1.1 Bought for 3 grand 6 months ago although he got it down from 3500 from a reputable dealer. It is likely to be a total loss so how much do you think they will offer me for it?

Lying to insurance driving record?

It's time to renew my insurance. In the quote I got in the mail, they didn't include the speeding violation that I got back in July 2009. If I tell them about it it would bring the premium up of about 120 dollars. I'm debating if I should tell them or not. After all it's their job to prepare the quote and check driving records. I'm just afraid that in case something happened they would use this as a reason not to pay eventual claims.. What would you do? Thanks""

Car insurance prices ?

How much does insurance cost for your first car and also how much would group 14 car insurance cost for a first car

yamaha bike insurance quote

yamaha bike insurance quote

""What are some good, reliable cars that don't have super high insurance?""

I'm 18, responsible driver, clean record which will stay clean. Looking for another car still. Will almost positively be under 2005 and not a sporty one. I was looking into Acura Integra. But, kinda like maybe something like a Jeep Liberty (if insurance isn't high!) I will be on my parents insurance and both of them have clean records so that should lower it anyways. Would Audi A4 or a Suzuki or Kia sedan be fairly cheap?""

I received a speeding ticket in IL for 16 mph over. It is my first offense. Will my insurance rates go up?

I was going 46 in a 30. I've never gotten a ticket before. My insurance provider is Auto-Owner's Insurance (Michigan) through A Fazio Inc. in Joliet, IL. I didn't get the option of completing driving school or an online driving course, just to pay the ticket or contest it in court in three weeks.""

License suspended because of no insurance?

What happens after that? I live in California and I couldn't afford insurance then but now I can. Question is will i be able to get my license back if I get insurance immediately or will I have to reapply for a new one and pay back fines which add up daily?

Whats car insurance are good and cheap for a 25 year old male?

Looking for a good insurance that has reasonable prices with good service

What is a good and cheap insurance for a Acura Rsx 2002?

I just recently got my license and want to know of good and cheap insurance for my car.

How much would the insurance be for this car?

Im a 16 year old boy that has not had any law trouble and is a first time driver with really good grades. I take my road test at the first of november. I am looking at purchasing a 2002 Volkswagen Passat GLS and i was wondering how much the insurance would cost on average?

What does liability mean with Auto Insurance?

Im in the military so I dont need any medical mine is fully paid but does this mean I dont have any coverage when it comes to damage to my own vehicle? I got quoted $544 for 6 months. ANy idea how much it would be if I got insurance on my vehicle too. Thank you

Price of car insurance 18 years old?

The cheapest quote for car insurance I have had is 5000 for a 1.0L Toyota Yaris, TPFT, kept in a garage overnight, the car is only worth 1000. Am I doing something wrong?? 5000 is just rediculous, Im not even going to bother with lessons yet. What is/was your insurance cost for this age?""

On friday 4/25 my 03 Tahoe was stolen in front of my house it was recovered the following day 4/26 about 9pm?

it was about 2:30am when the vehicle was stolen, the police was called and they came out to the scene. they gave me a file number. Later in the a.m i called the Insurance and reported the auto theft i gave all the current information my statement was being recorded. The insurance inspector came out to inspect the vehicle on Tuesday theyre were alot of damage inside out. He said it was about $4,000.00 worth of damage. It maybe was going to be total loss. I went ahead and called the adjustor to follow up on the inspection he then said he gave my claim to a investigator for further review. I mention to him that my vehicle is at my house when it should be in the tow yard, that it seems they are lacking holding off in helping me with this situation. He was rude and continue to tell me to wait for a phone call. Today 5/2/2014 a claim investigator called me stating that it was a coincidence that i worked for a auto body shop and my vehicle being stolen recently. I got really upset i told her me working at a shop doesnt have nothing to do with my car being stolen. I told her I was going to seek help thru a lawyer and hanged up the phone. Has anyone been a similar situation? I live in the state of California and have Infinity Insuracne Both my cars are full cover and both are paid off.""

Car Insurance?

So I got my license the other day I'm 16 turning 17. I don't have a car yet, but I want to drive alone. My mom has a car but my name isin't included in the policy. I heard somewhere that I could still drive the car. Is that true? How much would it cost if my name is added to the car? the car is on AAA Insurance.? . Another question. Im going to be working soon, how much would it cost for a 17 year old to drive his own car with his own insurance, BUT if im added to my DAD's policy.?""

Where and how to get an insurance for a borrowed car?

Hi there, I am going to borrow a car from a friend for one day and since I am not at his insurance policy, I will have to obtain one day insurance for my own name, am I right? I have my own car which is insured but I cannot use it at that day. Can my own insurance cover that single day? If not, where and how do I get that one day insurance? Thanks for answers!""

Can I get life insurance on my mother without her knowing or signing anything?

I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying her lungs were not healing themselves because of smoking for so many years. Thank god she pulled through and they gave her the normal things to take home like medicine and oxygen to use. She unfortunately still has not stopped smoking and my brother and me were really scared. My brother just turned 18 and we have no other family at all, my mom is not married and I wouldnt have been able to afford a funeral if it came to it. My mom is very stubborn and she will not get Life Insurance to help for funeral costs if something were to happen again. Is there a way to for me to get Life Insurance on my mother without her knowing or signing anything ?""

How much does a No Proof of Insurance ticket cost in Arkansas?

How much does a No Proof of Insurance ticket cost in Arkansas?

Question about car insurance?

I'm 17, have a twin brother and we currently both have provisional licences. When we pass our test we will be sharing a car. I will (probably) pass first by a couple of weeks. How do I get insurance which is cheap for us both but means that I can drive straight away? Do I buy insurance for just me and then add him on it after he passes his test or buy it with me and him provisional and then 'upgrade' him later? Not sure what to do. Also we're considering buying provisional insurance for a month or so, could we buy provisional and then upgrade me if/when i pass then upgrade him when he passes. Hope this makes sense thanks in advance""

Plz help me sort out my car insurance thanks?

? So am 17 and just passed my drivers test and I want to be put on my dads insurance. Originally he was directline or something but I found a much cheaper one for us both at the post office so when he went to change to it and put me on his insurance we had to pay a 170 pound deposit so my dad said just put him on first and the deposit was only 40 pound and now next week he'll add me on. So my question is when he puts me on next week will there be no deposit to pay?

What is cheap car insurance for a new driver?

I am a new driver and I need insurance for a Jeep Grand Cherokee 2000. I am a student and I need cheap insurance

How does malpratice insurance in Boston compare to the insurance in Dallas? ?

For an obgyn? Just trying to plan my future.

If I finance a new motorcycle do I need full coverage?

I live in Texas, 19 years old. I am going to buy a new 2011 ninja 250. I have the cash to pay for it. But I'd rather have payments. Does Insurance in the state of Texas REQUIRE you to have full vehicle coverage on a FINANCED vehicle? Thank you!""

How much is car insurance usually?

thinking about buying my first car soon and im just trying to figure out my financial situation. i know the price can vary but an estimate on how much car insurance is would be nice. thanks

I know nothing about car insurance. Help?

I'm 18 y.o. and I have no idea what to do first- buy a car or get insurance..I've heard that you cant buy a car without insurance, but when i went to buy insurance it asked me what kind of car I wanted it for. ?? What to do first-?""

Car insurance trying to scam me?

Ok here it goes... I had insurance on my car for a year, when it ran out I decided to get a new car and didnt need the original insurance anymore. But the company automatically renewed it and then requested a copy of my driving license or they would cancel it. I thought fine I don't need it now anyway, ill ignore them and they will cancel it. So they cancelled it and a month later they have said I owe 180 for some reason. My insurance was only 50 a month and I didn't sign or agree to any credit agreement for the 2nd year. And I didnt miss any previous payments Does anybody know whats going on there?""

What exactly is affordable health care premium?

To me that means everyone pays $100.00 per month Is that what it means?

What would the insurance and maintenance cost be for these cars?

1995 Ford Escort LX sedan M/T 1996 Saab 900 SE V6 Automatic 1994/1995 Saturn SL 1/2 M/T Im looking to buy my first car soon and I have found good deals on these and since I will have to pay for the car, insurance, and gas myself, overall price stays in mind.""

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""

Car insurance- insurance not renewed.?

A month ago my car insurers send a letter saying my policy wouldn't be renewed when it ends in November. reason, there weren't dealing with the agency. now I have two cars, one having abs problem so wasn't driving it but was paying for both. Am getting a new insurance company but wouldnt add the problem car till I get money to repair it. its not driven and want to save that wasted money to repair it. Am I right.""

yamaha bike insurance quote

yamaha bike insurance quote

Just insurance quoted for $600?

So I was shopping around for car insurance since I was planning on buy a car soon... I'm 19 years old after getting quotes from multiple different places my cheapest insurance quote was $664... Uhmm wth? How the **** is anyone suppose to afford that? Thats basically half of my monthly income >_< and the car I was looking to buy was a sedan not a sports car no powerful engine just a Pontiac sunfire, chevy cavalier, chevy impala(2000) what am I suppose to do get a piece of junk that might not even make it to the corner??""

Should i tell my car insurance?

i got 3 bans but now legal and got a new job as a delivery driver should i tell my insurance company and would it make my insurance cheaper

WHERE CAN I FIND THE CHEAPEST AUTO INSURANCE WITH A DUI ON MY RECORD?

I GOT A DUI A YEAR AND A HALF AGO AND I AM ABLE TO GET MY LICENSE BACK LATER THIS MONTH. WHO HAS THE CHEAPEST INSURANCE? I LIVE IN THE STATE OF FLORIDA. THANKS

What good is affordable health care when more...?

people are out of work then there are people without health insurance?

Can you drive your parents' car without insurance?

i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.

Is insurance expensive for two cars (one person)?

I have an automatic car right now and I really wanted a manual but not as an everyday driver.One to just work on and drive occasionally. Can i just switch my insurance from one car to the next, instead of paying for two at the same time?""

HOW does indemnity insurance affect Home insurance?

How does having indemnity insurance on a home for buiding work carried out with out building regs affect the cost of Home building insurance?

Car Insurance On A 2005 Mustang For A Young Driver?

Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months""

What does your credit score have to do with your car insurance premium?

Why do some some insurance companies base their rates on credit scores? What does that have to do with driving records?

When do you have to get your own health insurance? ?

im 17 will soon be turning 18 and will be starting college in the fall . i have a medical card and im under my moms health plan/insurance. but when do i branch off to get my own insurance/plan ??

What Auto Insurance Company do you use and would recommend?

And have you ever heard of western general insurance company / Insure Express? They have a pretty good rate, but I've never heard of them before.""

Churchill Car Insurance Problem?

Had accident which was my fault in Nov 08, hit a van in rear that stopped suddenly going through a roundabout (less than 5mph) and his trailer hitch ball went into my radiator and damaged the hood, grill and radiator. Car was 1996 Honda in very reasonable condition, MOT'd and all in good service despite its 125,000 mileage, new tyres, exhaust, battery, and clean throughout. Had fully comprehensive insurance with 50 deductable, loaner car and legal support so paid to be protected. When car was collected from accident, collecting garage said at that time that due to the mileage my car would not be repaired. However it took 5 to 6 weeks for the insurance examiner to determine that my car was beyond repair, so I did without a car all that time. Despite repeated phone calls to them, they never called me back as their examiner was on holiday. Then when we finally agree that a price of 500 for my car in January 08 and that took some haggling, the cheque never and so I started chasing them down in early February. I am then informed that I did not disclose a speeding violation on my application and they would have to listen to the tapes of my applying to verify this. Again this took several weeks, and I again had to pursue them for an answer to which they then said I had applied on the internet so no record of a phone conversation. The internet application was misleading, asking for what I believed was 3 years worth of offenses. I've only ever had 2 speeding offenses in my entire life - both speed cameras, just over the limit. The first was at 6 a.m. and I passed a bus pulling over to stop and as I passed it got flashed. The second on the day I found my dad had days to live and I was rushing to catch a flight, and as in both instances was doing 42 mph in a 30 mph zone for a very short period. Nonetheless, I was speeding and paid my fines. I wrote to the insurance company and apologised for not telling them of the other speeding ticket from 4 years and 9 months earlier as I forgot about it. But I admitted it, and apologised in writing. Then then came back to me saying that there would be additional premium to pay before I would get paid for my car. Well, its October 08, and I finally got a letter from the insurers saying they are not paying me as I failed to pay the additional premium requested and they were not going to renew my policy. I have never been asked even after repeated letters to them how much the additional premium was, and what I should do. No replies. I have asked for my car back which they agreed to pay for, and now they state there is nothing they can do, and it is their final decision. I went to the financial ombudsman and unbelieveably DID NOT get a reply from them. I've even spoken to one of their survey staff who tells me that they are incredibly busy and it was probably put aside and not dealt with. I'm at a total loss as to where I stand and how to pursue this without spending more than the accident and car was worth. I've written to their data protection officer and obtained copies of all documentation pertaining to this, so by their records can verify all this information quite clearly. Finally, I maintained my cool with them at all times. Never once did I raise my voice or become unprofessional with them. My questions are: 1. Can I legally request my car back as it has never been paid for? 2. Were they taking money for policy on a car they knew that through mileage alone, they would never pay for loaner car, or to have repaired? 3. This has meant over 30 letters and more phone calls than that to deal with, and rarely do they call you back or reply at all. Can I claim for this time and distress? 4. Am I totally wasting my time? Regards, Papa Don""

Which is the best insurance policy for premium of 10 or 12k?

life insurance

How agent get commission in auto car insurance?

i have assignment to do and i need your help please. my project about auto car insurance. my question is, what are steps that agent need to get commission? and how he get it. thank you.""

Health Insurance-please help?

I am 22 years old, and I will currently be in law school until May of 2011. Because I had to be declared as an Independent, I can no longer be on my father's insurance plan. I am scrambling to find something, because I do not want to be without health insurance and I will no longer be covered as of Jan. 1, 2009. The school's insurance policy will not cover me until Jan. 20, 2009, it seems pretty shitty, and is expensive. What can I do? What is the best private insurance to get? Should I get private insurance? Thanks for your help, it is really stressing me out.""

Buying a new car on pay monthly + insurance ?

Hello, I am 17 years old. If I were to buy a new car on pay monthly (e.g Ford Fiesta/Fiat 500 at 150 per month) then does this include road tax and insurance? If not, then what would it cost me in terms of insurance (I live in london, and will keep my car in a locked garage)""

Auto insurance for a teenager in a mustang?

I'm a female, 16, turning 17 in June. I have over a 3.6 GPA. I was rear ended about a month ago (not my fault) and I found a few mustangs (2003-2007). Anyway, I was wondering about how much insurance would be. Serious answers please?""

What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?

What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?

Car accident but driver isnt under my insurance?

Last month my boyfriend and I were driving and someone rear ended my car. I am insured under Mercury insurance and the car is owned under my moms name. My bf has his own insurance but not for my car. We were not at fault but I'm nervous about filing a claim with the insurance company cause he is not under my insurance and was driving my car.. A police report was filed.. But what will happen if I file a claim with Mercury insurance? Will I get charged or fined for letting someone that wasn't on my insurance drive my car? Or can I not file a claim to the other company cause he isn't insured under the car that was damaged ? and if I ask my representative from Mercury what will happen will she report me even if I don't file a claim for letting someone who isn't under our insurance drive the car?

Will getting a CA medical marijuana card affect my health insurance coverage?

I was considering getting a medical marijuana card here in California for my insomnia but I was wondering if it'll go on my medical record that I use cannabis and therefore make my health insurance more expensive. Will my doctor be able to see that Im a medical marijuana user?

What is the cheapest Car insurance in NH?

I have a 98 ford taurus, nothing special first car, NH has stupidly high insurance im discovering so maybe someone can suggest a good one, good as in cheap. Thank you!!""

Do you absolutely haft to have motorcycle insurance in Minnesota?

Just cashed out and got a really cheap bike for 500$ Do I really need motorcycle insurance?

Can i transfer moped insurance from one bike to another ?

ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""

How do i get health insurance?

How do I get health insurance for myself? My work doesn't offer health insurance. My husband and all his younger siblings (over 18) are now covered under my mother-in-law's insurance from her work.

Do all fully comp insurance policy allow you to drive other vehicles?

I have a van and car and just want to find out the cheapest option to drive them both, a friend told me most fully comprehensive insurance policys allow you to drive other vehicles, do anybody know any names?""

yamaha bike insurance quote

yamaha bike insurance quote

Looking for health insurance that covers IVF?

I am seeking health insurance that covers infertility treatment in the State of Md. Maryland is a mandated state for IVF coverage but I am not sure how it works with regard to individual policies. I know that if is not excluded from the policy that they would be required to cover it. Does anyone know how to get a reasonably priced individual policy that may cover IVF treatment??

Car insurance with teenagers.?

My mom and I have been checking around for cars to buy because I have a scholarship and one college class right now, and I need the transportation so that I can go to study sessions for the college class, and to the meetings for my scholarship. We really don't have a lot of money. I work but only on Saturday because of school. My mom has Progressive right now and she checked how much it would be to have me and a new car on the insurance and it is a whopping $500 a month (her, her truck, me, and my car included).. We need an insurance company that isn't going to cost us a 1/4 of our income. At first we were looking at older cars under $2500. Then my mom was thinking it would be better to get me a new car with good gas mileage so she wouldn't have to worry about me being safe and not breaking down on the side of the road... But we can afford a new car, not with our down payment. The monthly payments are too high. So now we are going back to the older cars, and if we have a fully paid for vehicle, I am sure the insurance won't be as high. But here it, I am 16 years old, took driver's ed and have an insurance waiver that is supposed to bring the insurance down 10%. I also have good grades, a scholarship, a job, etc.. These things should look good to the insurance and bring the cost down.. I am safe driver as well.. Not driving far daily at all. Basically back and forth from school and to those meetings and study sessions every now and then. Any suggestions as to what car to look for and what insurace company we should go with? Thanks, in advance.""

""Where can I find good, inexpensive Life Insurance?""

Where can I find good, inexpensive Life Insurance?""

Car insurance for a young person?

I've calculated my monthly payment from being a young internet marketer, Which is $3000 a month. How much will money would I Really get if I have car insurance? Is there any other thing I need to know as well?""

Want better insurance coverage??

It looks like that because of the conflicting passages in the ACA that you just might be able to qualify for better coverage by renouncing your American citizenship. http://blog.heritage.org/2013/11/27/obamacare-undermines-american-values/

Cheap health insurance?

I have an account with a community clinic and i am eligible for a 90% discount and i have only had to go once for a sprained wrist. I cannot afford health insurance so the clinic ...show more

Is chba health plan any good? especially for pregnant women?

i am 2 months pregnant and i cannot find health insurance that accepts me. i am in michigan currently and i was offered a heath plan called CHBA health plan. does anyone have it? can some one tell me if its any good? anything i should be aware of? is there any other affordable insurance or health plan that good for a pregnant woman?? thank you.

Anybody know the cheapest way to get car insurance?

Im 18/ female and this will be my first car , first time driving...prices are soo high it's hard to get cheap insurance at my age being a new driver. Does anyone know a loophole or just a way to get it real cheap?""

How soon after purchasing a car do you need to get insurance?

i live in florida and i just bought used vehicle... how long do i have to purchase insurance... also can i register the vehicle without insurance?

Whats up with renter's insurance?

is there home insurance for apartment dwellers?

""How much does it cost to insure a ferrari spider 360, 2005 redge in the UK?

longer than writing a question and reading an answer smart *** :)

INSURANCE QUESTION ?!?

18 year old, male, 2010 camaro ss with 4000 miles on it. had a few speeding tickets, no wrecks LOOKING FOR INSURANCE QUOTES PLEASE""

How much insurance for a Mustang?

i'm 16 years old, female, and am wanting to get a 2000 year GT Mustang. My insurance company is Farmers with full coverage and they do discount for good grades.. I live in California. How much is a monthly payment for insurance on this car?""

Question about car insurance?

I'm 17, have a twin brother and we currently both have provisional licences. When we pass our test we will be sharing a car. I will (probably) pass first by a couple of weeks. How do I get insurance which is cheap for us both but means that I can drive straight away? Do I buy insurance for just me and then add him on it after he passes his test or buy it with me and him provisional and then 'upgrade' him later? Not sure what to do. Also we're considering buying provisional insurance for a month or so, could we buy provisional and then upgrade me if/when i pass then upgrade him when he passes. Hope this makes sense thanks in advance""

Car insurance in Canada?

What is the typical car insurance cost in Ontario?

Is auto insurance cheaper for trucks?

I have a turbocharged hatchback now, thinking about upgrading to a larger vehicle.""

What would be my annual AND monthly insurance cost for me to own a car in my name?

What would be my annual AND monthly insurance cost for me to own a car in my name?

Why is the health care bill being compared to car insurance?

No one is forced to drive, but we are forced to buy health insurance?""

Car insurance for an 18 year old?

When I turn 18 I'll most likely be getting a car. I'm living in NJ and just want to know how high the insurance would be. Also, would previous driving experience help? Like I drive a moped, I don't think it would do much, but would the insurance go down, even a dollar? I'd just like to know.""

If I'm on someone else car insurance am I liable?

My old boy friend put me on his car insurance so I could drive his car. We are no longer together. If he gets in an accident could I get sued? He has nothing, but I do.""

IS there a web site to find different health insurances?

I am turning 19 and my mom told that her insurance won't cover me anymore so i need to find another one. Does anybody know the website i use to find health insurance programs? Also, which one is a good health insurance, with good benefits and affordable? Also i am a college student if that makes a difference""

""How much can the owner of a commercial Insurance Agency expect to make? (in Year 1, Year 5, Year 10?)?""

Hi all, I live in Florida and am currently in my second year of law school. I am looking to get into the insurance business after I graduate to build some form of residual income. ...show more""

Will Insurance goes up when I change my car motor?

i am trying to buy a car. but some cars are cheap when they changed out their motors. how much will the insurance go up if the motor is changed. and how much will the insurance go up if the car is modified?

California auto insurance???

back in may i was driving someone else's car someone backed out of the drive way and hit me minor damage on back bumper. i gave the insurance info of the owner of the car since i didnt have any and it was her fault didnt think it was that big of a deal to do that if it was not my fault i recorded my statement months back but now they want me to re record my statement they said they lost it so giving the insurance of someone else that was not driving is that illigal what kind of trouble can/could i get in to? IF ANY??

Baby not covered on partner's insurance policy?

Alright, here's my situation. I am on my partner's insurance through her job. Well, we are getting ready to start a family and our insurance will cover everything up until right after delivery. Since I am considered a dependent, and I am the one giving birth, the baby will not be covered. So, what I want to know is has anyone else been in this situation and how did you handle it? What is the best way to find individual, affordable, insurance for the baby? And in your experience, what is the average cost you pay? Any suggestions/help is greatly appreciated.""

yamaha bike insurance quote

yamaha bike insurance quote

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