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warmau · 5 years

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{Special} College!AU Shinwon

*this post was commissioned | find all my college aus here | commission info

major: media management

minor: rhetoric

sports: brags about how his long legs are perfect for volleyball, but screamed bloody murder when hongseok spiked the ball in his direction once so you could say,,,,,,,,shinwon’s not a sports person

clubs: drama club (less for the acting, more for the strutting), public speaking, and of course - it’s not a club per say - but the fashion department always loops him into helping them out as an impromptu model

shinwon,,,,,,,,,,really didn’t think he’d even end up going to college,,,,,,,,,,,,,

really he was sort of set on debuting as a model and working it out from there

but after a while, waiting around for work just got boring

so he left the agency he’d signed up with when he was still in highschool and applied to college

much to everyone's collective shock, his parents, sister, and himself included

hui: im so proud he took this step, you know shinwon is bright and im sure he’ll use his brain for good.

shinwon: exactly!

shinwon five seconds later: actually i just realized i have to do homework again and i think im going to drop out?

hongseok: i knew it

shinwon’s reputation is all over the place - he’s kind of known as being messy, beautiful beyond comprehension sure,,,,,

but he’s messy messy

from his dorm room

cluttered with magazines he’s been featured in, his guitar stands, vinyls which no one understands why he buys like this is the twenty-first century ......, and clothing strewn from the lampshade

to his dating history

pretty sure he’s had a hook up with someone from every department available on campus like pre-meds, literature, music, hell even someone in egyptology was smitten by his good looks

and of course ,,,,, his personality

from playing childish tricks on tired masters student jinho, to owning the student held fashion shows with impeccable grace and posture

yuto affectionately refers to shinwon as a rubix cube made of spikes, flowers, and a little bit of hot sauce

shinwon thinks it’s such a compliment, he tries to lean over and grab yuto in for a kiss

(which is refused with an almost punch to the face)

he’s definitely a force on campus and is famous for different reasons with different people

but if there’s one thing shinwon has learned from life it’s that he really cannot stand to give two shits about what people say about him behind his back

not like he’s going to hear it anyway

and he’s blunt to the point where it’s sometimes too much and hongseok on occasion (many occasions) has had to just pick shinwon’s six foot tall body up

and carry him out - as shinwon continues to spew well-deserving facts at whoever it is that tried to start with him

(or any of his friends. someone once made an offhanded comment about yeoone who is way too nice to say anything and shinwon just stopped in and turned on his gucci boots heel to be like “come again?”)

loves when cute shy freshmen get all nervous around him like

“oh my god, he looks like a marble statue! wasn’t he on that one magazine? he’s so pretty~ he must be so cool~”

shinwon: basking in it

hongseok: trying so hard not to tell them about how shinwon is nothing close to cool

has the worst diet imaginable - lives on fast food

and he does NOT work out which adds more confusion

pre-meds will be like “hey,,,,,,so,,,,,,,,,do you have like ibs or something? or is your stomach literally made of iron?”

and shinwon just slaps his scrawny tummy and is like “i don’t know man, but this machine runs smoothly!”

more clothes than he knows what to do with - likes brand names, but cannot afford them unless he has gigs - says he doesnt but totally owns a cheap tracksuit that he lazes around in during campus holidays

backpack covered in old rock band pins

always steals his classmate's pencils

notes stained with coffee

binders unorganized, lost his textbook at a nightclub

really again - does not look like he belongs in college LOL

does media management because it still keeps him in the loop of fashion, but without all the actual drawing and sewing

because no one trusts him near a sewing machine or fabric scissors

the rhetoric minor was a big surprise - but shinwon just goes

“i get grades for talking good”

jinho, twitching: “talking well. you can’t say “talking good”

shinwon: “talking sexy ;) hahaha”

jinho: ill kill him

he is an enigma with a shit-eating grin ,,,,,,,

but he’s also hot. and has perfect proportions,,,,,,,,,,

you,,,,,,,are a fashion major,,,,,,,,who knows the legends about ko shinwon

about how he’s nothing but fire to play with

that being said

you are absolutely, utterly, one hundred percent, totally infatuated with him

he’s been your muse since you first stepped into the fashion building and saw him making his way down the hall

half of someones finished project still pinned to his shoulders, messy orange hair pulled up with bobby pins and that smile

almost,,,,,, angelically,,,,,, twisted?

you had no idea how to describe it - but you had remembered him and even though you knew no one else's name yet

he was the person you could visualize in an instance

you’d learned his name at your first student held fashion show, where to your dismay he had already been picked by someone else to be their model

and they’d skipped past calling out for him

“shinwon~”

you repeated it again on your lips in a small whisper “shinwon”

it was unique, it was different, and you really really started liking it

everything about him was unique, different, and you can guess,,,,,,,,you were really starting to like him

not like you would ever act on it though

shinwon seemed untouchable, not because he was standoffish - actually he seemed like he’d be super easy to get along with

it was because he was just,,,,,,,,he was just so ,,,,,,, unusual

and you wouldn’t consider yourself a shining star, you were like everyone else

waking up, doing your schoolwork, trying your best to breakthrough in fashion

you had a small group of friends - you had your regular hangout spots - your favorite kind of coffee flavor

you were simple, you would say, and shinwon was not

that’s why he gave you so much inspiration

if you were one speck in the galaxy, he was like a whole milkyway

you had started off just admiring from afar, but as time went back you started sketching too

at first it was what you could conjure from your memories of him

the flashes of him around the fashion department, when you saw him in the library, the orange hair - the sparkling oak brown eyes - the over-the-top outfit he pulled off effortlessly

and when you think you’d filled up half of your sketchbook with stills of him

you started to envision him in your designs

actually, you had lied, you were a simple person

but your mind was not - you might have stuck to simple tones and patterns in your wardrobe

but when it came to clothes you made, you were vibrant and loud and risky

some of your professors had initially mixed up your work, thinking your submitted designs were someone elses

because well ,,,,,,,,,,,,, they just didn’t match

your designs were for someone,,,,,,,,,,,,,,someone like shinwon

bursting with confidence, immune to shame, always ready for a thrill

your goal had quickly went from being able to saying hi to him in the hallway

to one day having him wear an original creation of yours

but getting shinwon as your model was a feat

either he wasn’t doing the show at all, or he was everyone elses number one pick

with long, lithe limbs and an almost wonderland like face

that is ,,,,,,,,,,,,,, until the final project for the semester came up

you were expecting it all to go as usual

the older fashion majors would get first dibs on their models - someone would pick shinwon (if he was even showing up)

and you’d only have to go back to drawing him with your designs rather than seeing them come to life

but to your almost painstakingly obvious shock

that was not the case

shinwon did volunteer to model for the final project - but,,,,,,,,,,,,,,,no one was picking him

actually - everyone was actively avoiding him

and when your turn came around you couldn’t believe you were finally getting to say it

“i’ll pick ko shinwon.”

suddenly there was a swarm of muffled whispers - you couldn’t hear anything clearly but as shinwon strode over to you

he gave you a once over and winked - and the was enough to make your entire body flare up

after everyone got settled with their models, you were shaking with anticipation as shinwon slipped into the seat across from you

“are you cold or am i just so handsome you can’t help shivering?”

he jokes, running a hand through his hair for added effect

“y-yes”

you answer, stupidly unsure of what else to say

he lets out a laugh, leaning over to pat the top of your head which once again sends you into a blank

“cute, so - let’s see what you’ll be dressing me up in huh?”

he leans over and you flounder as you flip to the page with the outfit you’ve chosen to create for your final

it’s inspired by 80s punk and glam - rhinestones, spikes, rainbows

shinwon’s eyes light up when he sees it and he looks at you with a giant smile

“where have you been all my life - this is totally my style!”

i know,,,,,i made it thinking about you,,,,,,,,,,,

is what you want to say - but you just stutter over your words instead

“o-oh, im glad you like it,,,”

he nudges at your elbow and you think electricity rides up your spine

“can’t wait to wear it! by the way-”

he moves his body, gracefully around the table so he’s standing beside you now

it makes everything else melt away as he leans in closer to your face with his own

“don’t listen to what people say about me - and trust me, ok?”

it’s,,,, cryptic - and in the moment you had no clue what he was talking about - but he’s your muse

and he’s inches too close to you

so really - it goes over your head as you nod with moonstruck stars in your eyes

shinwon says his goodbyes and tells you to text him when you want to do measurements

you only realize after he’s gone that,,,,,,,,,,you don’t have his number

so you approach an upperclassmen who usually works with him and politely ask if she might have it

she stops what she’s doing and sighs

“you really picked shinwon for your final project - you’re crazy!”

you look around - not sure if she’s really talking to you - until she huffs

“this is the final - you can’t rely on someone like him!”

someone like him?

“wh-why not, he’s done other shows?”

she shakes her head

“other shows aren’t the final project. he might just not show up on the day or he might get the clothes dirty. he’s fun when there are no consequences but you know this is worth fifty percent of our grade right?”

you’re left sort of speechless and she just mutters that she pities you as she scribbles down the number in your sketchbook and hands it back to you

you turn and realize other students are eyeing you from their station

a lot of them are already doing measurements on their models, while yours

well shinwon just left

you hadn’t stopped him - he just said he had to go

you feel something twist in your stomach but you ignore it

he had said it right - not to listen, and to trust him

the first couple of weeks go by,,,,,,,,,,,,,,,,, perfectly

you finally suck it up after typing and deleting a text to shinwon about measurements

spending nearly half a day trying to come up with a casual and cool way of asking

and all you get in response is a misspelled “yeha” from him when you make a date and time

you think it’s goofy and cute

and shinwon does show up

charming, joking, making you embarrassed and happy all in the same breath as you take his measurements

wiggling his eyebrows when you ask him to take his shirt off for the chest measurement

excitedly rambling about this underground show he’s seeing on the weekend

mind you - you and him haven’t ever had a conversation before this

shinwon just naturally opens up - having no problem doing the talking as you either 1) stare at him like a puppy or 2) nod enthusiastically in agreement to whatever he’s saying

you’re pretty sure he can tell how much you admire him and with anyone else you’d be dead from the shyness

but with him it’s like,,,,,,,,,it’s like he’s a celebrity to you

so it’s not that bad to be so so so enamored

his flirting doesn’t come off as anything romantic either, just part of his persona

and despite those doubts from other students

“he could just now show up” “he isn’t super reliable” “he might go to a party and just forget in the morning to show up!”

it doesn’t happen - when you need him, shinwon is there

and it’s like a dream come true - watching your outfits slowly come to life on his perfect figure

there is a hiccup at some point

shinwon agrees to meet you on a thursday evening for some help - you had initially been shy about asking him to come and look at fabrics with you

you don’t really ask models for that kind of advice

but when you’d mentioned - he’d been the one to get all giddy at the thought

and, with your heart over the moon, you waited outside the fashion building

for two hours

your phone was barren of any texts - any calls

and even though it hit 10 pm and the store was closed - you stuck it around for a little while

but he ,,,,,,,,,, didn’t show up

it’s fine! he probably had to cram for an exam or something - he seems like the type to push studying to the last minute

you make up the excuse and nod to yourself, happy with the conclusion you’ve drawn

pushing down any doubt that might have tried to bubble up

and it’s just a hiccup - because shinwon bumps into you three days later and snaps his fingers

“AH! we were supposed to go shopping right? i totally forgot! please forgive me! shinwon has been a bad boy!”

he clasps his hands together and pouts and you laugh, telling him it’s totally fine

yuto and jinho who are beside him look confused and so shinwon introduces you as you shyly hand over your sketchbook

because shinwon insists you show his friends your outfit planned

“wow, you’re so talented - these look so much like shinwon.”

yuto compliments, flipping to some of the old drawings you had of shinwon

you forgot about them and try to stutter out an excuse but shinwon is already sticking his nose between the pages with wonder

“woah! you’ve drawn me so much!”

you clasp your hands together - awkward and shy

jinho takes note of the way you can’t help but smile as shinwon continues to muse about how much he likes your drawings

and when you finally get your sketchbook back - shinwon promises he will never forget when you ask him to do something again

he does this by taking your hands in his own and giving them a squeeze

you’re so happy you can’t even speak and again,,,,,,,,,,,,jinho takes note of that

as you scurry past them - realizing you’re late for class now, he turns to shinwon with a tilt of his head

“they seem really sweet. are you sure you’re being nice to them?”

shinwon rolls his eyes

“im always nice”

“no - you did forget to go shopping with them.”

shinwon puffs out his chest with a whine

“because i woke up on the roof at like 5pm - i didn’t remember my own name hyung. now stop grilling me about it - they weren’t mad and so why are you?”

jinho pulls his lips back into a tight line - yuto breaks the tension with a question about lunch and shinwon ignores the side glances jinho still throws his way

you really aren’t mad, just like shinwon said

because he shows up when you ask him to for some extra measurements and test runs on the runway

he’s the same silly, weird, and lovely boy as usual

playing with the sleeves of the half-finished top piece you’re working on -

showing you the new candy bracelet he got

putting his arm around you when he leans over to look at your new sketches

knowing damn well your head goes spinning

“you’re cute when you get all nervous - do you really think im that handsome?”

he makes the joke again and you try to answer but all you can squeak out is “yes?”

he even offers to make it up to you for not showing up - the offer is to go to mcdonalds but it’s still sweet - and you assure him it’s fine, you’re not angry - not at all

but ,,,,,,,, the happiness of those moments with him dulls as more and more hiccups begin to happen

he texts you that he can’t make it to the practice runway - he’s sick

you understand

then he doesn’t text you or tell you anything on the next one - you don’t have your model and all the students shake their head with pity at you

the final date approaches faster

and shinwon,,,,,,,,,,,,,goes ghost

you don’t want to be that person and over text him - but you have to, this is about your grade

suddenly the worries you’d been told about in the beginning of all this start coming true

maybe he got super sick - i should ask his friends, but i don’t know them that well - did i do something wrong?

you don’t get it - every day without word from him is another day closer to the final runway

it stresses you out and you notice the acne coming in - the refusal to eat because it makes your stomach sick

you’re running across campus because you’ve pulled another allnighter working on your designs and fell asleep on accident

when you slam right into someones chest

your books go flying, the yogurt you had bought falls and explodes somewhere behind you

and when you look up you see ------- what was his name ------ jinho?

“oh gosh, im so sorry”

you mutter, leaning down to get your things

jinho realizes you’re scrambling and he helps you - for which you bow over ten times and apologize again for bothering him

but before you continue on your run he asks you, much to your shock

“have you seen shinwon?”

your face pales and you can’t move forward even though you know class has started

you shake your head slowly and jinho lets out a sigh

“how long has it been?”

“maybe two weeks....”

“ah. ill talk to him.”

you perk up - and then just as instantly your shoulders sag - you shouldn’t be so excited over someone whose been ignoring you for no apparent reason

“no it’s ok-”

“isn’t he supposed to be helping you with your project. it’s not ok - he’s being a brat.”

you don’t want to argue because jinho is older and closer to shinwon, but you also don’t want it to seem like you’re begging for his help

“please,,,,,just ask him if i did something wrong?”

you look into jinho’s eyes and it clicks for him

“you like shinwon don’t you?”

your books fall out of your hands again and this time it’s not because you’ve been knocked over

you just don’t know how to answer the sudden question - because you really,,,,,,,,,,,,don’t know

“he’s my muse.”

you start

“and im just,,,,,,,i just don’t want to lose that.”

jinho leans down to help with your books again, he gives you one last look before turning and heading toward the dorms

you don’t even bother getting to class anymore - you just drag yourself to the workrooms in the fashion department and sit beside your final project

it looks much less extravagant on the mannequin then it does on shinwon

and when you open your sketchbook it flips to one of your first drawings you ever did of him

it hurts to think about him.....not even because of my grades......but because........

you shake your head and lay it down on the table

no, you always have to remember what you say. you’re a small tiny star - that boys a milkyway.

jinho finds shinwon in the bathroom of the dorm, the ramones are blasting from his phone and he’s got his hands covered in black hair dye

jumping when he sees his older friend, shinwon grumbles that jinho should at least knock

but jinho crosses his arms, stern gaze unwavering on shinwon

“why are you ignoring that sweet fashion major who obviously idolizes you?”

“im not ignoring them - they’re ignoring me.”

shinwon points a finger

“and no one ignores me, you know this.”

he turns to look at himself in the mirror - making a face as the old orange goes back to his natural thick black

jinho cocks an eyebrow

“really? i just bumped into them and the poor kid looks like a mess.”

“are you saying im lying - look at my phone!”

jinho picks it up from where it’s charging on the bathroom sink

“this isn’t your phone........ is it new?”

“yeah - my last gig gave it to me along with some free clothes, my old ones on my desk but im using this one now”

he scrolls through the texts messages, gagging at some of them, and he finds what he can only assume is your number

it doesn’t have your name - all it says is

“cutest fashion major ive met in a hot minute”

jinho opens the messages and ,,,,,, it’s true - shinwon has sent an abundance of texts to you but ,,,,,,, none of them are answered

it takes three minutes for jinho to figure out what’s going on

he picks up shinwon’s old phone - find your contact (saved with the same corny name) and opens it

shinwon typed your number in..................wrong

and in his old phone are the messages from you that going unanswered

jinho groans

“ko shinwon - you’re an idiot.”

shinwon pokes his head out of the bathroom - “i know that, but what did i do this time?”

you pick your head up after what seems like hours - drool embarrassingly on the edge of the workroom table

did i fall asleep here? guess i missed more than one class.......

you stretch and look down at your sketchbook with tired eyes

“oh you’re awake?”

you jump at the sound of the voice and nearly fall out of your chair when you see shinwon sitting across from you

he’s,,,,,,,,,he’s got black hair now - and he’s not wearing his usual outrageously expensive outfits

he’s just got a flannel over some simple jeans

the sleeves are rolled up and you see those candy bracelets he loves making, the silver rings you’ve sketched on his hands a million times over

“sh-shinwon?”

“wanna hear something hilarious?”

he pulls his phone out and grins

“i was texting the wrong number for a whole two weeks - the person must think im insane! well,,,,,,,,they wouldn’t be wrong.”

you don’t understand - you look down at the screen and see the contact name

“cutest fashion major-”

“ah ah ah don’t look at that - look at the texts.”

he waves his hand and you read them one by one

“hey - do you need me for measurements? you know my body is always ready!” “hey hey hey” “doesn’t a designer need their model?” “are you mad at me? did i do something dumb when i was drunk and i dont remember?” “heeeeeeeelllllllllloooooooo?” “ill make it up to you~ shinwon was a bad boy wasn’t he?” “hey, is everything alright?”

you still don’t really understand - you look up and shinwon is resting his cheek on his palm

“i got a new phone which is why i wasnt getting your texts and you weren’t getting mine.”

something that feels better then relief washes over you

“o-oh, i thought you just ,,,,,,,,, you just didn’t want to help me anymore?”

shinwon makes a dramatic noise and jumps up from his seat - pointing at the outfit on the mannequin

“and miss out on wearing THAT masterpiece, never!”

he rounds the table

“it’s the best design ive ever seen - from the people here and from the magazine shoots ive done.”

he looks at you and for the first time they’re not those crazy, sparkling with mischief eyes

they’re almost,,,,,,,,,,,,soft

“i really love it. i won’t let you down.”

suddenly the stress and the tiredness that had hung over you seems to vanish

you get up to and smile up at him

“well then - i should finish it quick. i won’t let you down either!”

shinwon grins and when he reaches over to ruffle your hair like he’s done many times before

it’s like gravity refuses to let him - instead all the wires in his brain connect and he puts his hand on your shoulder gently

tugging you into his chest and into a hug

he smells like ,,,,,,,, fresh laundry and there’s the residual lingering from the hair dye

but there’s also the smell of his skin and the warmth of his tall frame

it sends an earthquake through you - but it makes you feel safe too

and shinwon,,,,,,,,,,,,shinwon can’t believe that there’s someone on this earth who fits so perfectly into his arms

for the first time in...............ever ...........shinwon pulls away and misses the feeling instantly

he doesn’t show it - he starts blabbering to forget the mess starting up in his brain

and you are content, as always, to go along with him

shinwon feels like something has taken him over when he offers to walk you to your dorm and you think nothing of it

waving goodbye as you go inside and some students pass by shinwon in awe

ko shinwon,,,,,,,,walked someone home? and is staring at the spot they just stood in with - is that - is that -?

this time shinwon keeps to his promise - actually he probably goes up and beyond that

he even starts asking if he can come over and see your progress

sitting beside you as you work - much to the shock of everyone else

because,,,,,,,, shinwon is never one to sit still

he’s there for measurements, the show, and then he’s out

doing whatever it is he does on campus

someone asks you about it - but you just go “he wanted to come!”

it doesn’t seem all that remarkable to you - you’re just happy to see he’s proven everyone who doubted and didn’t pick him wrong

you start to talk more too, you get excited as the final project comes to a close and the day of the fashion show approaches

you explain to shinwon the colors you chose, the fabrics, the inspo

and he stares at you in wonder this time

but you just can’t wait to see him under the lights - glittering like the beautiful model he is

on the day of the show - you’re excited to see your friends and even some of shinwon’s show up

and as you get ready behind the stage - tailoring the pieces to sit just perfect on shinwon

he watches your fingers work and your concentration and you apologize when you lean in to apply some makeup to his eyes

but he just welcomes it - your touch which was just like everyone elses when this started

feels like heaven all of a sudden

you hear your professor call out the order for the models - shinwon is last and it makes you nervous but you’re also happy because

this outfit is showstopper - it’s shinwon to a T

and it deserves to be the best, so it should be saved for last

you fix one of the lapels and make sure shinwon’s accessories are in order before you take his hands in yours

you look into his eyes - it’s dark behind the curtains but shinwon sees you clear as day

“thank you - you’re the only person who could wear what i’ve made. shinwon, you’re my muse.”

you breathe as you say the word - the word you’ve wanted to say for so long now

“im your muse?”

“yes, im honored to make this outfit for you. and im so happy you worked with me. i couldn’t have done it without you. you look so beautiful-”

shinwon can’t stop what comes over him

it’s not stupid lust like it usually is with him - it’s another worldly force this time

it’s what they sing about in all those love songs - all those songs about wanting to be connected to someone

“no - you look beautiful.”

he presses his lips to yours before you can finish your sentence

and his name is called out for the order

he rushes to the line and you

you are frozen - unsure of what just happened

am in a movie? did shinwon just ,,,,,,,,,,,, kiss me?

you can’t even process it - one of your classmates comes and tugs you toward the audience

you look over your shoulder and shinwon is staring at you from the line

oh my god - i think shinwon just kissed me for real.

the fashion show is a haze - you want to pay attention, but you keep touching your lips

it’s not until the shinwon steps out into the limelight and struts with everything he’s got

flaunting your design, making it move and sparkle just like you had seen in your vision

the crowd all let out a wave of oohs~ and the professors who are judging seem to be impressed

and when he makes his way to the turn - he spots you - the background music seems to stop

the people seem to disappear

he was fucking right - you are beautiful

you get rave reviews on your outfit - people flock to you after the show to ask about it

you want to answer questions and thank everyone - but you are looking for him

you’re looking for shinwon

who is in turn, looking for you - ignoring the people who try to get in his way

he pulls you out from the conversation - waving off the complaints of others

and tugs you through the crowded stage until you guys are alone - stuffed into a corner of costume racks and abandoned makeup stations

“shinwon why did you-”

“am i just your muse? am i just someone you idolize - or do you - do you -”

he has never struggled this much in his life

you’re looking at him with such purity that it feels overwhelming as he puts his hands on your face and kisses you again

you melt into it and he eats it up - until you’re caught by stagehands who usher you annoyingly back out into the mess of people

jinho, yuto, hongseok and hui who came to see shinwon spot you guys and jinho’s eyes avert right to your hand - in shinwon’s

he smiles - he knew all along

because yes, you looked at shinwon like he was the only man in the world but

jinho had never seen shinwon text someone seven times in a row

and he sure as hell had never seen shinwon reject an oncoming hookup like he had for the past couple of weeks

“so - something you want to tell us?”

hongseok asks, and hui looks at you and then at shinwon

shinwon shrugs

“nah not really, just that ,,,,,,,,,,, well,,,,,,,,,,,”

he shakes your hands a little and you go red

“looks like ko shinwon is off the market! sorry ladies and gentlemen - i think ive found,,,,,,,,,,,,what’s a word for it,,,,,,,,,,,,,, my muse?”

so dating shinwon,,,,,,,,,is like a whole new world for you

you were always so sure you’d be a secret admirer - at most someone who got to work with him

but now you were like ,,,,,,, you were his significant other ,,,,,,,,,,

you were basically like an overnight star

you showed up the next morning after the fashion show and everyone was just like

“YOU LOCKED DOWN SHINWON? KO SHINWON? HOW? WAS IT MAGIC?”

shinwon is so dramatic you know he opened up his contacts and deleted nearly everyone he’d ever fooled around with and you’re like

that’s not necessary and he’s like

“once im committed im committed. i should delete hui’s number too i think he has a crush on me”

hui in his composition class: my shinwon senses are telling me im being clowned

no one knew,,,,,,,shinwon could love someone so hard

for most of his life he’s taken everything happy-go-lucky, he’s always just lived by the flow

but now he’s like ,,,,,,,,,, he’s like a changed person

you are the only thing he seems to put real effort into

which you actually know isn’t true, shinwon takes modeling seriously and although his studying is slacking

you are there to encourage him

because jinho and hongseok poking at him for never doing his homework is not going to get shinwon a degree

so you offer to help him study and your first dates consist on you trying to get him from a D to at least a C+ in most of his classes

he probably doesn’t even know how to properly use excel so you’re like babe let me

as you date him, you realize that the uniqueness you fell for in the first place stays true with shinwon

there’s so much more to him - like his musical talents and his secret nerdiness

and also the anxiety that sometimes spikes in his throat and that he plays off but that now,,,,,,,,,now he has someone who’ll take these thing seriously

you can see it - when he can’t figure out his schoolwork or when a gig gets canceled on him

the furrow of his brow - the silliness gone from his face and in the beginning he tries to keep up appearances

but you just pull his long body down to yours and you tell him that nothing in this world is going to stop him from being successful

“you were born to shine, shinwon. it’s why i saw you for a second and never forgot”

“babe.............omg you had a crush on me from first sight?”

“im trying to be serious ko shinwon”

him wrapping his arms around your waist and tugging you in closer “i know but like oooo a crush on me hehe you’re so cute”

you: rolling your eyes but also it’s true,,,,,,kinda

he gives you a tour of the infamous madhouse dorm - stock full of vinyls, his guitar, and brand name clothes on the floor

you’re kinda like “ooo this is cute” picking up a sweater off the floor and he’s like that’s versace i think?

you: and it’s on the floor

shinwon, shrugging: i ran out of hangers

oh my god shopping for anything with shinwon is a trip he somehow always tries to buy something that’s shiny and not useful and you’re like hey hey no

you become his impulse control - like at least 75% of it. the other 25% is jinho yelling at him over the phone

he’s such a cutie pie he loves making those candy bracelets with little rainbow charms and he makes some for you with your favorite song lyrics

which he hums as he puts on your wrist

and you promise not to take it off - which shinwon is more proud about then he should be

gives you nose kisses a lot - ruffles your hair a lot - asks you to sit on his lap and you’re like no we’re in public

loves it when you sit behind him and put your hands in his hair as he flips through the tv channels or plays a video game

won’t admit how much it kinda turns him on when you tug it - but you learn

you once are making out and shinwon keeps trying to tug at your shirt and you’re just like “listen to me shinwon, stop rushing me.” and oooooooooh my gooooooooooood

he thinks he sees stars

you most of the time: his precious angel who he can make all blushy with just some cheesy words

you also: bosses him around and points out his bullshit (which he is very into)

you and shinwon probably rock halloween parties - even though you’re not to big on the whole scene - you make the costumes and they’re killer and shinwon is just like

“they made this. for me. only me. only i get to wear the clothes they made”

complains about how when you’re a rich famous designer everyone else is gonna get to wear your masterpieces

makes you promise you’ll make exclusive outfits just for him

he does the MOST embarrassing thing ever

he marches into the fashion dept workroom one afternoon and he’s like “everyone, psa: when im a model i want to by chosen by ONE person and ONE person only - you know who!”

he winks your way and the whole room (including you) groans

like no one was planning on it anyway shinwon - he just lives for theatrics doesn’t he

his modeling gigs usually last a long time and go late into the night and he doesn’t expect you to stay up or anything

maybe send a text and a photo or whatever

but when he comes back to the dorms and you’re waiting in his bed wearing one of his led zepplin tshirts he just

he just gets all giddy - can’t keep his hands to his damn self

but also shinwon is a bad texter to everyone

but you

you get constant updates and constant photos which are demanded to become your phone background now

hongseok told you to change it to hui as a joke once but you guys were both like

no,,,,,,,shinwon might actually cry

jinho basically adores you because you actually do your work and try to help improve shinwon

but he’s also big brother mode where he’s like shinwon you better not screw this up or i will end you :)

yuto silently agrees - so does basically everyone else

jealous shinwon is ,,,,,,, like a yappy baby puppy

wooseok visits campus - a younger friend of the groups and he doesn’t know you’re dating shinwon

but he thinks you’re SOOOOOOO cute and tells everyone and shinwon just goes huffy like

“no. mine.” and wooseok is like oh ok-

shinwon: “see my phone wallpaper - it’s us kissing. see these sneakers - it was a gift from them on our anniversary - see this bracelet on their wrist? i made it and -”

everyone: OK SHUT UP

you finished your old sketchbook and you wanted to throw it out - but shinwon salvaged it and sometimes he opens it and traces the sketches you did of him

and he just,,,,,,,,,,feels so good knowing you’ve loved him for a while - and he thought he’d never have something so real and powerful

you once jokingly tell shinwon as you’re sitting cross-legged across from him in the park that you used to say you were a tiny star and he was a milkyway

and he just blinks and shakes his head

“no - if im a milkyway, you’re my entire galaxy.”

and then hung his head because OK CORNY but it’s true,,,,,,it’s so true

shinwon is always opening up the world for you - from music to art to whatever

he’s still your muse - even if he’s your boyfriend

but now instead of having to see him from all these miles away - like he’s some untouchable force

he’s sitting beside you

strumming on his guitar, hair messy and only an arms length away

you lean over and kiss his neck and he chuckles as he continues to play and you continue to sketch

only to realize some things never change

the page full of shinwon, and his heart is full of you ~

#pentagon scenarios #pentagon au #pentagon imagines #shinwon scenarios #shinwon imagines #shinwon au #shinwon #pentagon #ptg scenarios #ptg au #ptg imagines #college au #writing commissions #this really ......... helped me

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tangerinegod · 4 years

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Hello! I am sorry to bother you but I am a senior getting ready for college this year. I am in the US and I wanted to major in the same thing you did, do you have any possible tips for me? I still haven't even looked for colleges that would be best for animation majors so I figured if you were up to giving out any tips/saying any basic ideas if you wanted to/if you had the time to then maybe I'll have a better idea! I apologise for if I sound weird! I'm tried to word it correctly but I can't 😿

hi!! i’m totally down to share my experiences! someone else also had some questions so i’m going to put them all together in this post haha, hopefully this helps! it’ll get pretty long so apologies ahead of time but art school is a lot to think about so i wanna be as helpful as i can around it, its a lot of time and money. I’m gonna put it all under a read more cus it is really really long!

i wanna start off with the fact that I had the privilege of attending school in a financially stable environment, my parents were/are really supportive so w merit scholarship i only came out with around 20-30k in debt and i also had housing support my entire time in school. they were ok with me focusing on academics so i didn’t hold a retail job unless i was out of school like summer/winter break. Ofc though i regularly take commissions/do merch/cons to try and pay for all bills that arent rent cus i did want to be financially independent where it was possible. I also did try and work during the semester but everytime i did my body would deff start to breakdown from the fact that i didnt wanna compromise schoolwork with jobs.. so just read ahead know this experience is from a student who was able to attend focusing only on school work for most of the time!

the biggest thing is knowing art school is not required to become a professional in either freelancing or industry! there are a huuuge amount of online tools and classes these days that provide the exact same education and for cheaper too. i think it depends on what experience you prefer/can handle/want but it’s definitely possible to make art/animation art your living without higher education. the thing that college will for sure give you though is the ability to meet deadlines, work even when you dont want to, and connections with peers+teachers. i think the connections part is invaluable because you’re basically coming out with a network of people you already know and who know you!

also its good to know if you want to attend/can handle art school! it’s a lot of time and energy and students get burned out really fast. the best piece of advice i got before going was ‘if you draw every single day, even if its for only like 5-10 minutes or a doodle for a whole year you should be fine’ consistency is super key because you’re attending school to draw, and you’ll have to create work for stuff you aren’t excited for at some point or another. burnout is extremely real and the only reason i didn’t experience it was probably because i got super into drawing naruto fanart again inbetween sophomore and junior year! it helped give me something to draw seperated from school which is the only thing i was drawing for since i had entered rip. a heads up id also consider myself a workaholic so i fit in ok with the ‘art school’ environment but it is suuper unhealthy. if you are fantastic at managing your schedule then it’s definitely possible to take care of yourself! freshman year i got 8 hours a sleep a night and only pulled all nighters for some second semester finals at the end. sophomore year + up though i ended up prioritizing hw over sleep and like for sure, definitely shortened my life span. there’s another q down below where i’ll go more into detail but ya, be careful w ur work balance!

another tip especially for animation is knowing for a fact what type of animation you’re looking to go into, and what the school is offering. I didn’t think i’d get into art school at the time so i only applied to two places + decided if i didnt get into either id attend community to get credits out of the way while building portfolio. honestly? i did not do a lot of research LOL but like i did end up having the chance to tour and stuff! just know that each school will have a very different curriculum. The main differences are schools that prioritize 3D (cg animation, cg modeling, ect) and 2D/traditional (hand drawn, ‘oldschool’, digital or traditional based) this is a huge difference so make sure you do research for it! in most cases a 2D/traditional program will also offer 3D since it’s at the forefront of the industry animation wise rn. My school taught 2D but like hand drawn on physical paper 2D, frame by frame. while it was a good experience it’s super outdated because digital tools make it way faster + easier! i’d recommend looking for a program that is digital 2D over traditional 2D.

if after your senior year covid is still affecting campuses in the US to keep them shut down i’d recommend attending a community college to get credits and then transferring into school. one of the negatives is paying money for gened classes when ur not there for them; if you can get them out of the way sooner and cheaper there is absolutely no negative + you could graduate earlier or use the extra time for better work or to work a job!

these are all the general tips i think i’d give on like a broad basis of attending or not to think about? let me know if u have more q’s! someone asked q’s im answering below that go more into personal experiences + work culture so heres those:

- how many hours a week do u spend studying, in class, otherwise making art? like how much of ur life does it consume?

I was basically working on art.... 24/7! since i wasnt working a job at the same time i crammed as many credits as possible into my schedule so on avg i did 18 credit semesters (around 6 classes) art classes go for 6 hours and non art go for 3, so i’d spent around 30-35 hours in class a week! hw wise it varied on the class but combined it would be around 35-50 hours a week... im guessing? on average studio classes would have 8-10 hours of hw, maybe 5 for a light week, and gened classes 5 hours w them all combined. or this was probably how things were before junior year? junior+senior year i had thesis + everything else ontop.. i’d spend around 30-40 hours on thesis a week with other classes ontop of that bc my film was super long cus im a dummy!

- is it hard going to art school n realising that altho u were probably quite talented… so is everyone else? Like. all of a sudden. ur not special and everyone seems as good as u, you know? More generally, how do u deal with comparison?

kinda?? i think instead of the idea of like you vs others it feels more of like a competition at first to be the best. this varies hugely on school culture though; my animation year was really friendly with each other and get along extremely well, so my answer to this is v different than some others who attended different schools. i think that the idea of ‘comparison’ only lasts a portion of the first year because at some point you realize that it’s not a who’s better as much as its a ‘these are my coworkers’ type thing? like healthy competition 100% because we’re all working to improve but i think most of us learned pretty early on that viewing each other as peers going into the same workforce helped a lot. also at some point everyone develops their own style/starts to develop their artistic preferences so there isn’t a way to compare whos 'better’ anymore? i dont think there ever is tbh because style is appealing based off of an individuals preferences. If anything realizing everyone else is also amazing makes you wanna work harder ig? or thats how i felt! it’s inspiring to be surrounded by so many people who create such amazing work.

- is there a lot of workaholic culture? all nighter culture?

100000% there can be a workaholic and all nighter culture. i know people who avoided it and thats honestly fantastic because i fall super easily into that pit. sometimes i’ll pull all nighters on a personal project just because i really want to finish it... i am definitely considered a workaholic all the way through and its not healthy rip... i’d estimate at the worst i was pulling 2-3 all nighters a week and only 4-5 hours of sleep on the nights i didn’t? that was only for one year tho, after that i was like yeah ok this is really bad for my health in the long run LOL so i tried to cut it down to one all nighter a week and around 5-6 hours of sleep the rest of the week! by senior year my decision to cram in full semesters paid off and i was able to consistently get around 7 hours of sleep a night + no all nighters minus finals since my schedule was lighter despite thesis 😭 while there is that culture i don’t think people view it as like a badge of honor or something to be proud of anymore which is good, we mostly view it as a flaw of the art school system and something that needs to be fixed!!

- are you glad u did it? how did u know it was what u wanted?

i am glad i did it! i’m definitely in a limbo right now of if it was worth both my time, money, and my parents money rip but i think with what i got out of it i definitely wouldn’t be as far skill wise or knowledge wise when it comes to the art industry. i would say it was only worth it for be because i had so much support going in though so i was able to focus so much on improving. if i had only been able to put in part of the effort and not make full use of the resources provided i would honestly have a different answer..

i knew it was what i wanted when i realized i really couldn’t see myself pursuing a different profession happily! despite all the bumps and stuff im fully in love with drawing still and feel honored that it’s a field that can provide a living. my second profession choice was to go into culinary school? and third option i think going was into music cus i was also a band kid hehe.

- how do u cope with ur hobby becoming ur job? how do u deal with art going from something u do for fun to something u do on command constantly?

i think seperating work art from personal art is important! in my case im doubling naruto into being personal work so i have something to fall back onto that isn’t work related. its been a hyperfixation for 12+ years? so drawing it at this point is just like personal art imo. some people have hobbies outside of art and only draw for their job! i think after attending classes for so long the idea of hobby turning into job feels extremely natural? also i enjoy doing it so thats a huge plus!

sorry this is SO long but i hope i answered your guys’ questions! if you have more just lmk!

#anon #ask #long post #im so so sorry this is like long as shit #ill literally tell you guys everything though art school should not feel like a mystery esp if ur planning to go into it!#Anonymous

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bookofsul · 7 years

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So this is probably really odd to ask but whatever. I got accepted into an art school and i've been going there since 4 weeks. So far so good. But i get really bad anxiety if i am not able to do somethig right/ as good as anyone else :/ of course im jealous if someone is better than me but i thik i could handle that (if it'd JUST that) i have anxiety abt almost anything and it really depresses me when i feel like im not good in enough in sth i normally love doning :( So.. do you have any advice?

Yes I do. Stop listening to the BS that comes from the part of your genes that keeps you rather in ‘shitty but safe’ stagnation than let you fail. (They are mean and don’t consider winning!)

In short, don’t stress too much on it, things will be just fine as long as you keep going! A bit longer below the cut.

My art school career started with “I was the second to last accepted” to high school. I knew that I could draw ‘better’ than the other kids in my elementary school class simply because I had an interest and I was drawing almost every day, but it still put me on the end of the scale in an open competition. When I got in I felt like I hit the jackpot and I will be surrounded with similar minded folks and how awesome it will be. The truth is, I had a couple of friends and the others I can’t even remember the name of but things were great. Until you start to struggle for whatever reason, it’s more often than not that you’ll get a mean comment on ‘how bad x is on your drawing’. And from those friends, that hurt. It’s not the constructive criticism kind of deal, but the one that is aimed to break down your self confidence and faith in yourself in order to make themselves feel better. After a while I figured that I’m not interested in their opinion, so I politely asked them not to give me feedback, since I’m my worst critic. I knew that some of them were in my level or above, but that just put me into a competitive mindset that I can do better. And so I did. Talent is nothing but hard work. When you think that other people’s work is intimidating, then you are getting a mental block via your genes that I have described above. But if you keep trying, you can get to awesomeness!

After high school (all of those above) I went to an other art based institute to become a teacher whom is able to instruct and communicate trough their thoughts due to the fact that our teacher was an artist who was an egotistic asshole, forcing his shit on people without letting you develop. I thought that in the university it will be different, but guess what, all the people there were the same kind of deal. I feel like I learned nothing aside of the teaching part. They assigned me to do things I was not interested in at all and trying to crush my beliefs that “digital art is no true art and has no value”. We got homework which you could interpret as you liked, and let me tell you, they did freak me out. I’m not saying that you don’t need to do things you don’t like, but the amount is very questionable and opinionated. I hated drawing. It was a forced thing and I saw that the output I was doing was crap because I couldn’t even motivate myself to care. It was still good enough to keep a B+ average, and where I felt like I’m not learning, I stopped trying to challenge myself to try being better. I usually had at least one figure whom I wanted to impress, and I put all my creative efforts into that particular class. The rest I kinda “survived”.

And, let me tell you a story related specifically to your problem. I had a class where we had to “solve painter’s problems”. Whatever the fuck that meant. We had to paint a figure and environment in the mandatory classes which was utterly boring (same 60yo lady over the 5 years I had there). Same pose, same lights, I could paint it from my memory from various angles. it was some new level of boring. But we had this “solve a painter’s problem” deal and I had no fucking idea what did the teacher meant and the explanations made NO SENSE to me or my friend. The others started bringing in sketches and loose works to ask the teacher’s opinion, and they were so far away from anything I’d call art that I started freaking out. I can’t do this shit. I can’t purposely, by force, paint metaphysical images by the number of 30 mini (A6), 15 small (A4) 10 medium (A3) and 4 large (A2) by the end of the semester. I had two weeks left, and I had NO IDEA what the hell to do. I was very frustrated, I wanted to quit, I wanted to fuck it all, because everyone else’s modern junk was looking so abstract and I CANNOT do that! I was sitting over the canvas and out of sheer frustration I started hammering it with random colors I had on my brush (it was rather small, like the back of a pencil), and I was crying and I was ready to give up. And from beyond my tears, the images looked kind of…Interesting. So I blew my nose and I kept doing this, first trying to make a shape or a form and afterwards not even giving a damn. I just had to make something and fuck me if it’s not going to be good enough. I tried my best. If it’s not enough, it’s just ONE person’s opinion anyway from 6 billion so WHY should I CARE. (Yes, even if they are professionals or teachers or whatever)So I bring in the images and I’m so nervous I nearly pass out. Long story short the teacher nearly passed out too, but from euphoria, how amazing my shit was. He was legit pissed that my works from the class were medicore but THOSE WERE SO GOOD IT WAS PREPOSTEROUS. I got an A, and my friend who watched from the door nearly pissed herself from trying not to laugh. (she also asked me to bring some to an other class to an other teacher and that guy also got his mind blown).

Now some can say that I had to get to a mindset that made me do this (and we should listen to the advices blaady bladyy blaaa). But frankly, I don’t want to be stressed about creating art, I want to enjoy it. People don’t like it? Why should I care as long as I’m having fun and developing to my liking? Art supposed to be self expression, not forced upon anyone by any means. When I make commissions, I’m trying to please ONE person, and that’s the commissioner. If anyone else is happy too, that’s a bonus. My best art pieces were gifts, because I wanted to give with them, and they were driven by love/joy/unicorn fart rather than pressure. Love makes everything better!

You’ll never be able to please everyone. It’s impossible. Start with believing in yourself and look for the themes/materials that MAKE YOU HAPPY. That make you grow and leaves you feeling productive. If it’s drawing, painting, writing, making music, cooking food, sewing, fixing up shit, BRINGING OUT THE TRASH, whatever floats your boat. Aim for the little things that make you happy. There is no point to compare yourself to others, and trust me when I say this, the more your skill grows the less intimidating they will be, because you’ll have the eyes to see the flaws that everyone does. The images we like the most are made with little accidents. If you feel like crap about your art, listen some Bob Ross and follow his work. Surround yourself with the material that makes you feel good, or things you want to aim for. If you have a particular picture you think it’s just the best shit, put it to your desktop til you find something that is even more awesome. Your eyes will remember the details that you can recall any time. Out of your comfort zone? DO NOT TAKE IT TOO SERIOUS. I mean it’s obviously gonna be crap in the first dozen times. But You’ll get there, just keep going, and don’t give up! Be your own worst critiq and don’t let anyone make you feel bad about your work. You have to accept the fact that you won’t make a masterpiece with every single stroke you make, and that’s fine. Aim for perfection, but don’t be a perfectionist.

My personal mantra is: “I cannot please everyone with my work, but I do my best anyway, and my aim is personal growth trough things that make me happy.”I’m honestly very honored that you people think my opinion is worth asking for. The fun fact is that my most common advice is “don’t give a shit about other people’s opinion”. :’D No, ofc you should care a bit, but only just an itty bitty tiiny wiiny bit. As long as you stay happy!

#askbox #text post #arting problems #just dun give a crap!#♥

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wolfbunsart · 7 years

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Im gonna ramble on for a bit, so gonna put this under a Read More.

TL/DR: I find it real hard to find any time to draw recently, and Id like to apologize to all the people who support me, either through social media, Patreon or commissions, for not putting out enough content. Ill try to change that, and put out more furry stuff on your timelines and dashes.

I have not been putting out as enough content as I would like to. That wouldnt usually matter to most people, “oh ill just draw when i get the chance”, “well at least its just a hobby so it doesnt matter if i dont do it” and all that.

However, now I feel a certain sense of responsibility. Earlier this year I launched my Patreon so that if people wanted to support me with any ammount they wanted each month, they could, while I could repay their kindness with temporarily exclusive art. I also made it so that it would keep me motivated to keep drawing more, specially by making polls for patreon supporters for getting feedback on who or what should I draw next.

Thats why I didnt put any specific reward tier for it other than “$1 a month for all exclusive content”, so that if anyone wanted to pitch in they could. I considered making more tiers further down the line once I got used to working on it or enough people seemed interested. However things started going downwards from there.

I launched my Patreon on January, a few weeks before the end of winter break. I fooled myself thinking Id have enough time to put out rewards on a decent schedule because the very first picture I did, I did in one night. I was probably just motivated cause I had been drawing a lot around that time, but I did it quickly, and in my opinion it was very good, so its not like I was sacrificing quality over doing it quickly. So I thought “hell yeah I can do this” and launched the Patreon.

However I eventually had to go back to school. Im a college student, and Im getting close to finishing my way through college (currently on my 8th out of 9 semesters), which means I keep getting busier and busier doing school work, attending classes, working on projects, and everything in between. Add all that to the housework I gotta do in the room I rent, plus all the traveling I have to do when visiting my parents, and that leaves me with almost no time for art.

Now you may think “ok but you gotta have SOME free time. Yes, but after all the stress and all the stuff I have to deal with its really hard to just come home and be like “now I feel like I could draw for several hours!”. Most of the time I just nap because Im so physically or emotionally exhausted, or just take some time to play videogames to de-stress. Heck, even during spring break I was like “hell yeah Im gonna have a full week to get caught up on my art” and my computer started having issues that i spent more than half of the week fixing.

So I feel like Im letting my Patreons down. Having long periods without time to draw was always a possibility I considered, but since its pretty much “donate what you want” I didnt worry too much about it, cause its not like Im asking for $10 out of everyone and not delivering on anything. However since the Patreon had enough success I was really happy with all the support, Id just check Patreon all the time and be amazed and happy at how much people wanted to support me for drawing dumb hunky animals.

That all changed though. Because Im not putting out art, people have been removing their pledges. Which is like, SUPER undestandable. Youre not gonna pay me for not doing anything. But like, its been so many, it really kicks off my anxiety. Now I cant check Patreon unless I have to, because doing so makes me legitimately super anxious.

The thing is its not only Patreon. Ive been taking sketchmmissions, which means Ive had some long overdue things to draw for people, and I feel a bit of a “need” to put out Shark Dude and other free content as well. Heck, most of the time I just look at other peoples art and I feel really disappointed that I havent had time to draw and it makes me pretty sad.

Even when I do have free time for art, its a bit of a struggle: I have to choose what to prioritize, do I draw something for the Patreon cause I had no rewards this month? Or do I draw something for the commissioner who is paying more for just the one picture? Or do I draw something quick and free, that most people will enjoy, but also Im not working on the things that people actually give me money for?

So, this is an official apology to everyone.

To my Patreons, Im so sorry if Ive made you feel like youre wasting your money. I gotta find some way to fix up a schedule, or change the way of how I deal with the rewards. Maybe post more sketches instead of just finished pictures? Do the Image Pack thing? I dunno, Ill figure something out.

To my Commissioners, Ill get to your commissions as soon as I can, and Ill try to deliver something worth your wait. For anyone who wants to commission me in the future though, I might cut down on opening commissions until I can have more free time. Like, only open them until summer break and that kind of stuff. I originally wanted to do at LEAST 5 sketchmmissions a month this year, but boy that aint happening huh.

To everyone else, who may support me with retweets, reblogs, sharing, likes, comments, replies, and everything in between, Ill try to get more content done in general. Commissions is a thing you guys can enjoy when Im done with that, but patreon exclusives are different. I wanted to share Patreon stuff as soon as like 2 months after but since Im not making enough rewards I wanna keep them exclusive for a bit longer to justify the lack of exclusives. Ill try to make more Shark Dude stuff as well too.

But above all of that, to every one of you: Thank you, for putting up with me, and enjoying my art.

#lizk post #text post #technically #apology #personal #long post #read more #announcement

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furiousharmonykryptonite-blog1 · 6 years

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Insurance Question 16 year old?

"Insurance Question 16 year old?

I am a 16 year old boy, I just got my license. What I have to drive is a 2011 Mustang GT 5.0 liter V8, 2 wheel Drive. The price on the car is $32,565. If both my parents and I are insured on the car, how much should my own personal payment be for 1 month with a normal plan (not collision). My parents have never had an accident and are 40 and 36 years old. If I cannot get an exact quote can someone please tell me about how much the car would be a month to insure? Thanks very much. ***I have also completed a drivers education course that should lower my insurance 10-15%.

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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im 17 and will be having my full license at the very latest January the 1st just wondering the average price for cheapest cover, 5 door 1.25""

Car insurance?

Ok, cheap me has been trying to find a second hand car (Opel corsa). Found one I might like at about 29k with a mileage of 167k on Carfind. Tried to get an eQuote from First for women - (I'm still waiting). Anyone could suggest any other reasonable insurance companies I could try? Or do any of you know how much I would be paying for insurance, just an estimate. Would also love some help with any other cars (preferably Opel corsa) at reasonable rates. Looking between 20-35k and no more than R800p/m. If anyone has info please contact me by email. Thank you PS: I'm in Johannesburg (Northen Suburbs)""

Where can i get cheap Car Insurance?

here you go a website that can help you find the best auto insurance in your area http://is.gs/7xg

Why is my car insurance so expensive?

I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""

""If I ride my friends motorcycle, do I need insurance?""

I have my license, and will be getting my own bike at some point, but for now, if I drive my friends motorcycle around, do I need insurance for it? Or does his cover me?""

What would it cost for insurance for a 16 year old male driving 1980 corrvette?

What to do about insurance?

Is there any way to find insurance that covers a pregnancy? (after you have been pregnant) Even if it is a pre-existing condition, is there an extra amount of money we can pay? I have been using my college's insurance plan for the past 2 years. It is now summer and I no longer have insurance. Unfortunatey my due date is before the fall semester starts so I can't renew it until after the baby is delivered. We thought I would be able to just get onto my husbands plan but they wont cover the insurance AT ALL because he signed some waver years ago (before we were married) saying if he were to get married the insurance doesn't have to cover his wife. (It didn't bother him at the time since he didn't know he would be getting married... he has had the same insurance for nearly 5 years now and he forgot all about it) What should we do? I don't mind finding an insurnace that makes me pay a high premium so they would cover my pregnancy. I just don't know how insurance works!""

Does anyone have 21st car insurance?

I am thinking of switching my car insurance, this is a lot cheaper... Just looking for some feedback... dont know much about this insurance...I have never really heard of it... Thanks!""

Been priced out of insurance AGAIN!!?

Ok thought i would be getting a car, but kept on getting 6,000-8,000 quotes which is ridiculous. So then i thought o well lets leave the car alone for a few years. Found a fantastic bike that i tested for 1,500 LEXMOTO XTR S 125. Drum role please INSURANCE 2,000!!! people told me i was suppose to be getting 500 odd for insurance for a 125cc bike. i live in london :|. age:17""

If my insurance pays off what i owe on my car would it be on my name?

or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""

What is the cheapest 7 seater car to insure for a new driver?

How does the good grades thing work for car insurance?

i am 17 and i have gieco...what do i do if i have good grades? and whats the minimum grade requirement?

Car insurance?

Im 16 and 1/2 years old. My dad says that i need good grades to get my own car insurance.. Couldn't i just place my name under my dad's auto insurance? How does that work

Car insurance curious question?

On today i went to a car show in my area and when i was out their i seen alot of nice old school. As i was looking, i went to talk to a guy. he said invested 20,000 in his 89 chevy caprice. It had the Portable tvs, brand new engine and so on.. Then i was like man what if you wreck you vehicle, the insurance not going to pay for all that, besides you can get much for a 21 yr old car. He was like since he got full coverage and he happen to get into a accident and the car is total, he said the insurance company will reimburse him half of the money back on what he spent on the car. Is this true?""

Do you get your credit checked for car insurance quotes?

""Gas, Home and car insurance in my tax return expence?""

I'm a self employed programmer, I work in my home (don't have office) my question is can I consider my home rent or car insurance-gas as my job expences in tax return forms? I'm useing my car to see some of my customers (not always).""

What is the cheapest insurance company to switch to for a descent price after a DUI?

I am 23 and have a 2005 chevy silverado single cab. It's paid off in full. I usually like to have basic & Im on my dads plan which is about 3-400 a year. & they are now increasing it to 800$. I would like to switch to a company that I can pay less to.

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""

Best insurance companies for 17 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Were can i get Insurance for the Aprilia rs125 at age 17?

Im 17 looking for insurance for the Aprilia rs125 but ever were i look no company's will insure me i don't know what i doing wrong but they must not like me :P can i getadvicee please thanks :)

Would car insurance be less if i got an older car/truck?

like from the 1980 to 2000? and would a pickup truck cost less to insure than a small car? im 18 if that helps any.

What is the average life insurance commission?

I know the amount can very significantly but I am just want to know what the average commission is. I've heard anywhere from $600 to $1000. But not if one is Term or whole life.

Why do red cars go hand in hand with a high auto insurance bill????

Red cars always get a high insurance rate. Not all red cars are sporty or fast so why is this?

Why do people in the US waste money on car insurance?

There are 5 states such as California where 25% of the public has NO car insurance...while the rest of the country has an average of 7% uninsured. Obviously no one is enforcing insurance so...why bother getting insurance at all. Isn't it cheaper to have none..and more un-American to have it? After all, Americans generally think they should not have to pay for anything, so why pay for anything at all?""

Breach Car Loan Insurance?

The bank that finances my car requires me to hold 1000 deductible. I currently dont have insurance because the lowest rate i can get is 650 . Thats half of what I make a month . What should I do . Has anyone ever been in this situation ?

Insurance Question 16 year old?

Anyone got a rough idea what 3 points on a licence will cost to my insurance policy?

I have just been served a Notice Of Intended Prosecution for doing 37mph in a 30mph zone & the mandatory penalty is a 60 fine & 3 points on my licence.I won't know until I get the conviction code to give to my Insurers (Churchill). My renewal will be in Jan 08. Up to now, the licence is clean, 5 years No Claims. I just wanted to get a rough idea what the 3 points will add in money terms if anyone can help. Thanks in advance.""

""What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

Cheap insurance for (2002) BMW 3 Series for young drivers?

Hi everybody Does anyone know a cheap car insurance for BMW 1.9 - 2.0 for a young male driver? GoCompare didn't show any good deals yet , so any ideas? Any help appreciated. Thanks""

Lying to insurance driving record?

It's time to renew my insurance. In the quote I got in the mail, they didn't include the speeding violation that I got back in July 2009. If I tell them about it it would bring the premium up of about 120 dollars. I'm debating if I should tell them or not. After all it's their job to prepare the quote and check driving records. I'm just afraid that in case something happened they would use this as a reason not to pay eventual claims.. What would you do? Thanks""

What is the cheapest car for a 17 year old with cheap insurance?

Im nearly 17 and am looking for a car, of autotrader or something? Preferably cheap and cheap on insurance? Thanks""

Why is insurance so high on the scion tc?

what is the best/cheapest insurance out their for the scion tc and why is it so high?

Honda cg125 or cb125 and running cost and insurance please?

Found a nice place for those who need free auto quotes?

Hey there just wanted to let everyone know i found this great site for free auto insurance quotes, its saved me $32 off of my montly policy. Read some of the auto insurance articles to help you save more. Http://www.free-auto-quote.com""

Why is insurance cheaper on american cars than asian cars?

I have a friend who was in accident a while back and the end result is his insurance doubled, and he can only afford to buy an american car rather than asian or german. Why is that in canada insurance cheaper on the american cars? Thank you""

Car insurance for a 16 year old???

I live near the Twin Cities in Minnesota, and have a 3.2 G.P.A and would be driving a 1996 4WD Chevrolet Blazer....we got a quote threw Progressive and they said it would be like $400 dollars a month just for no fault there must be some company out there thats cheaper.....Also........Would it be cheaper to go on my dad's insurance....or am i better off having my dad insure me through a different car insurace company. Because he doesnt want his insurance to drop him because if i get in an accident the rates would go way up and he also has other kinds of insurance through that company like home owners insurance and things like that........ -thank you-""

Where is the best place to get cheap car insurance for young drivers in the uk?

Hey everyone, ive tried all the usual avenues to find cheap(ish) car insurance for my 18 year old cousin and to be honest they are coming back with ridiculously expensive quotes, does anyone know of there are any companies in the uk that do offer a good deal?""

Can I take my soon to be husbands insurance for Pre existing condition?

My fianc and I are getting married in 6 months but my health is going down hill fast. He said we could get married sooner and I could get on his group insurance but will they accept Pre existing conditions on his work plan and I can start to get treated with his insurance and how long does it take to be active? Thanks!

What is the best insurance company for a 21yr old with a bad driving record?

car insurance for nj drivers

Auto insurance for son ?

Is my son automatically covered under our auto insurance now that he has a Driver's license ? If I call the insurance company won't they charge me some ridiculous amount of money for a 16 year old ?

What car insurance coverage is actually necessary?

And how much of each do you really need?

Car insurance even though do not own a car?

Hi, I got my license on may and since then I drive my mom's car. So my mom tried to add my name under her car insurance and I have to pay the same amount of car insurance as her. I only drive during the summer and they told my mom that even if i dont pay the insurance now, they will still accumulate the rate starting from the day i got my license and sums it up and give it to me when i start paying insurance. So either way I would have to pay the same amount of insurance. Is this legitimate? I mean I only drive during the summer and im in school during the year. im 18 by the way and I live in new jersey""

Car insurance for 17 year old?

my son will be driving my car for a couple times, so do i have to put him as a name under my insurance? and if i get him a car in a few months what is a reliable insurance company that is affordable?""

Does anyone know of cheap health insurance in north carolina?

am a father of two and my wife has her and the kids covered under her policy at work. I have not had insurance in over 12 years! I need low cost health insurance and I have heard of plans under $100. I obviously never get sick, and dont mind a high deductible. I really need a low premium and a semi low RX cost and co-pay/ doctor visit (just in case). Any help or suggestions? Thanks!!!""

Should I go through my car insurance company or not?

My car was parked on a decline, stalled, and ran into the back of my friends wagon. My repair quote is about $940, hers is about $615, at a total of about $1555. The excess I have to pay towards insurance repairs is $1045 (standard excess, age excess for being under 25, and some flexi-excess p.o.s). At the moment I only have enough money to fix her car, although that means waiting another few months to fix mine, and I'm impatient. Hers needs to be fixed asap for roadworthy and registration. I also have the option of finding a new bumper for hers at a much cheaper price, although that is proving difficult. Also, my insurance company only likes their choice of repairer. My panel shop has done jobs for the company before, but I'm not certain if they will let me use them. I won't have anyone else repair my car, as the money was going to go to repainting a new bonnet instead of repairing, which insurance won't cover. On another note, I'm not sure how long going through insurance will take. So my question is, do I go through insurance, even though I might not get to use my panel shop and it will cost me almost the same? Or do I leave it, and do what I can to fix my friends car cheaper? Then just suck it up and wait to have the money for mine, therefore also saving a rise on my insurance premium and a drop in my rating.""

How would you change your car insurance if your car was over ten yrs old?

idk what my stupid teacher means by that.. i know that car insurance would increase but im not sure thts what she is asking with this question.. thankyou =]

Health insurance for an immigrant who's over 65?

My parents and I are thinking about bringing my grandmother to the U.S. but we are worried about health insurance. My grandmother is 87 years old and has many medical conditions so we need to get her something that would cover the medical expenses. She will be an immigrant because she doesn't have U.S. citizenship or green card, and she has never worked in this country. Since she is over 65 years old, she cannot get a health insurance, but I am hoping that she can get something that is similar to Medicare, Medi-Cal, or Medicaid. I know that Medicare is for people who is either a citizen or permanent resident and who has worked least 10 years in Medicare-covered employment. Is there anything that my grandmother could be eligible for medical health plan or insurance although she is an immigrant, over 65 years of age, and never worked in the U.S.? Any advice or suggestion would be much appreciated.""

Do I need insurance if I have a drivers license but no car?

Im Juss Got My License and i dont have insurance And Wondering If I Can Drive My Parents Car They Have Insurance And Gives Me Permission To Drive It, so if anyone knows the correct answer please let me know and by the way i live in tx.""

Car insurance?

Is insurance cheaper on older cars?

Car insurance questions!?!!? HELP! accident!?

Hey, three weeks ago, I got into a car accident and rear ended someone in the front with suv. I had a honda, and the insurance company declared it totaled and they are going to pay around 9k for the car. Since it was rear-end accident, insurance company held me for 100% at fault. The suv had broken/dented bumper and lower part of trunk lid dented (No broken lights or anything). I would say around few thousand dollars worth of damage. There were 3 people in the car and at the time they said they are all ok, and drove off. No police report was filed. When I called at night to get one of the guy's birthday, he said all three went to emergency, and had whiplash pain in neck area (which is understandable from rear-end accident). I had full coverage so I know my insurance comp. would pay their bills. The thing I am scared about is what if they sue me? I am from low-class family and a full time student on loans so I have no money or even a job. If they do, how much can they sue me for?""

How much more a month is car insurance for a sports car than for something like a coupe or sedan?

Insurance Question 16 year old?

""Insured car, uninsured teen driver?""

Hi, I am 17 and just obtained my drivers license, I am not on the insurance policy for the family cars. I heard somewhere that insurance follows the car and not the driver and that even if i wasn't on the insurance policy but had permission from the owner to drive the car that any accident would be covered by the owners insurance policy? Is this information valid? And to what extent? Thanks!""

Im 21 and a new driver how much would my car insurance cost on a honda civic type r 02 reg?

Cheapest type of insurance for 17 year old?

iv heard of black box insurance but this doesn't appeal to me most? so what companies or types of insurance are cheapest??

How much do you pay a month for your health insurance?

Is it a PPO? What company are you with? I haven't had health insurance for most of my life and am now shopping around. I have a very bad attitide about doctors and insurance... :) Oh, well. I just got a quote from Aetna-basic $187 a month-you have to spend 5K before the hospitalization kicks in and I can't remember the copay. And plan to get a quote from Anthem Blue Cross and, also, Blue Shield of California (2 separate companies here.) Ugghh! Any advice would be appreciated. If I'm going to go the effort to get insurance I don't want some fly by night whatever, but I am really so ignorant of this stuff. Thanks for any input.""

How much should 17 year old boy expect to pay for car insurance?

I have looked around various places and saw from a few thousand p/a to 10, 000 p/a (yes, ten thousand pounds!!). I am booking my driving test very soon and will be buying a small, cheap car such as a 2000 VOLKSWAGEN POLO 1.0 E 5DR or a KA or Fiesta. Approximitely, how much should I expect to be paying.""

What is the best insurance company to go through for motorcycle insurance?

Massachusetts car registration/insurance?

I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party. Does anyone know where I can get cheep insurance for a boy?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?""

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

Could a 17 year old new driver get insurance for a 1.8-2.0 litre?

Hi... If i was to get a car lets say a 1.8 to a 2.0 litre could i put this car on one of my parents policies and be able to get affordable insurance... My parents have many years no claims discount... Would the insurance firm grant me permission to be insured for a car with a big engine under my parents policy? I was thinking of a VW golf Gti (Mk3) or maybe an old BMW ... Please don't suggest sh!t cars like puntos,saxos nd all those because they are for the boy racers...""

Is auto insurance less expensive in Colorado Springs than California?

I am looking to relocate from Los Angeles to Colorado Springs and just wondering if insurance over in Colorado Springs are less expensive. I mean for liability or full coverage..

How do I cancel California Blue Cross insurance?

I have been trying to cancel my policy for 3 months. I even tried to stop payment at my bank, but they keep getting around the stop payments by charging different amounts each month. (This month they decided to charge me $50 more than last month) When I call them, I am on hold for over 30 minutes before I finally just give up. On their website, there is NO information about how to cancel your policy whatsoever. Why is it that they don't have ANY information on their California Blue Cross website about how to cancel??? Does anyone know of an address or fax number or wherever I am supposed to send written cancellation to or how do I go about cancelling????""

My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?

Our insurance expires before the due date. NO PROBLEM. We're getting a HIPAA guarantee issue plan. Here's the question: Our insurance expires on the 18th, but HMO's don't start until the 1st of the month. This would leave a 2 week gap where we wouldn't have coverage. We can't start a HIPAA HMO on July 1, because you have to expire all 18months of COBRA before you're eligible for a HIPAA guarantee issue plan. Chances are it'd be ok waiting until 8/1 to begin our new HIPAA plan, but if my wife went into early labor, it would be a very, very bad situation. PPO's start on the 1st, and sometimes the 15th. Same problem. What should we do? We'd prefer to not have a gap in our coverage.""

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

How much would Liability cost on my car?

Im 16 and i just got my license. Me and my dad are gonna go look at a car tomorrow. its a 1999 mitsubishi eclipse GS with 130,000 miles. take in to consideration all of the basic things of a teenager nothing special just an average kid how much would liability in wisconsin cost? all my friends say they pay around 65 a month but than i went to some insurance website and it said some crazy thing like 850 a month... how much for an average 16 year old kid am i gonna pay monthly for liability?""

Can someone help me with me Car Insurance?

I am a 17 year old that has just passed her driving test, I have my heart set on a Honda civic and was wondering how much insurance group 4 costs roughly??""

Car Insurance in Northern NJ?

Hello, How much do a couple pay on an average for car insurance premiums in Northern NJ? I am insured with liberty mutual and my monthly commitment is close to $140, I have a clean driving history and no claims in the past. Culd you suggest how I cut down on my premiums? Also the best car insurance company in the tri state area.""

Best health insurance for babies?

Hi everyone I am 24 and kind of new to this. I'm pregnant with my first child and I would like to know what would be the best insurance for my newborn and when I should apply for it. I currently have insurance through my job and its great the only thing is I'm not considered full time so if I put the baby under my insurance there goes half of my paycheck. It is the same for the baby's father. I have a loooong way to go before my due date but I like to be prepared when it comes to things like this because it is very important to me. If there is anyone out there who has a good place to choose I'm all ears!

How much do you think insurance for an Acura RSX would be?

I'm 16 years old and I want to buy an Acura RSX. Does anybody have any idea about how much insurance might be? I live in California.

How much increase will I expect in my car insurance premium after an accident that was my fault?

I rear-ended a car that in turn rear-ended another car. Damage to my car cost $6500, liability claims against my policy at $5000. Also one driver claimed for bodily injury amounting to $2000. I am insured under Progressive in Texas""

Get a 50cc moped help please!!?

m turning 16 next month and have been saving to get a moped. I just need some more info on them first, such as how much will tax mot and insurance cost? What do i need to legally drive it on the road? Where can i NOT drive? Also if anyone knows where i can get a cheap moped or scooter from in the essex area second hand is fine. Im a soon to be 16yr girl in the essex area if that helps. Thanks""

""In 1000 years time, what do you think history will say about AGW?""

What do you think future historians will have to say about our time and its consequences? Based on your understanding of the subject; also what you think is our most likely response, how do you think AGW will progress over the next few centuries? Clearly there are many unknowns; just consider the changes in the last 100 years, let alone the last 1000. Chances are that there will be many developments that could never be predicted or even conceived today. Obviously answers will be highly speculative. So, just for fun then, what do you think the history of these times is likely to be? What do you think is likely to happen?""

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home. I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild. What is the consensus on this issue?""

What company do you have your home owner's insurance with?

Buying house and need to get some home owner's insurance, need a few places to get quotes from.""

Insurance Question 16 year old?

Effects of Multiple Sclerosis on car insurance?

A friend of mine was diagnosed with relapsing remitting MS just over a year ago. She had several bad relapses one after another but was then put on tysabri and has been getting better and better since then. She now feels ready to start driving again but is worried her insurance will be through the roof. She is in good health now and because of the tysabri is not likely to have a relapse again for at least a couple of years. Does anyone have any experience of trying to get car insurance if you have MS?

How to get cheap car insurance?

im 17, my mates have got theres for just over a thousand pounds, but all my quotes are 3 thousand plus, how can i make it cheaper? like by putting my mum as a driver or?""

Average car insurance rates for people under 21 years old?

Term Life Insurance Ownership?

My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice? Thanks for your time.""

Will we be covered by insurance when driving to get a new car?

I have bought a new (second hand!) car and will be going to get it today. Not having changed my car before, I have a question. Just before we go to pick up the new car, we will be changing our insurance in town from our old car to the new car. If I change my insurance to the new car, how can I then drive my old car as it will be uninsured? We will need the old car to drive a few miles outside town to get the new car! Is there a special way that this has to be done so that the the old car is still temporarily covered? We will be going to get the new car immediately after sorting the insurance. Please give as much details as possible of what I have to do.""

Car Insurance?

So I got my license the other day I'm 16 turning 17. I don't have a car yet, but I want to drive alone. My mom has a car but my name isin't included in the policy. I heard somewhere that I could still drive the car. Is that true? How much would it cost if my name is added to the car? the car is on AAA Insurance.? . Another question. Im going to be working soon, how much would it cost for a 17 year old to drive his own car with his own insurance, BUT if im added to my DAD's policy.?""

What is the average monthly rate for restaurant liabilty insurance in tampa?

And which insurance company in tampa do the restaurant insurance..Mind is in the plaza not free stand..

""Should you be allowed to buy car insurance only AFTER you have a car accident, and save your money beforehand?""

Isn't denying car insurance AFTER a car accident denying it for a pre-existing condition ? If this health care bill passes, I don't know why anyone would car insurance on an undamaged car or house insurance on a house that isn't on fire. Save your money until the event happens and then fight them on the legality of coverage denial for pre-existing conditions. This is the lunacy that Obama wants to bring to America.""

How much is homeowners insurance a month?

My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a quick formula to help us figure out the approximate insurance costs each month? Thanks!""

Help me find a good auto insurance company for pizza delivery?

I live in Brisbane QLD. Can you guys help me find the best insurance company that offers commercial insurance with the smallest excess at the least premium. I'm going to be using my car for delivering pizza. Obviously I'm not expecting anything cheap because most insurance companies are in it for the money, not the customer. I've looked at RACQ and some other more well known companies, is there anyone else I should check?""

I have a a term life insurance calculator?

I have a term life insurance calculator, i want to place the link in to other sites which are relevant to term life insurance. Can any one please suggest me list of those sites which are relevant to term life insurance or any article or blogs site which belongs to an individual person and is relevant to life insurance. Please provide me only US site. thanks""

Traffic Citation for no car insurance What should i do?

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warmau · 6 years

Text

{Special} College!AU IU

this was commissioned! | check out my other college!aus here *ill be addressing iu as jieun in this au

major: literature | concentration: publishing

minor: music composition

sports: n/a

clubs: head of the book review club on campus, part of several social justice groups, volunteers at a children’s shelter on the weekends

jieun is probably the most well respected senior in the literature department,,,

and it half has to do with the fact that she’s so naturally talented - born with this amazing ability to articulate critique and edit like a goddamn machine

but the other half is her work-ethic, her organized and level headed “never give up!” attitude

and even though she doesn’t indulge much in appearances, it’s hard to not say that she’s also breathtakingly beautiful

with this aura of something almost,,,regal,,, in her warm, welcoming brown eyes

dashing from one class to the other, backpack covered in pins with slogans supporting women’s rights and anti-capitalist agends

she’s got her hair up in a messy bun, a pen sticks out from behind her ear

and in just simple jeans, a cute t-shirt - sometimes her glasses on or stuck at the bottom of her bag

she still manages to be considered a campus goddess

but she brushes that off, what matters to her is her major - her future, bright career in publishing

her participation in marches, rallies, - always giving up her free time to volunteer

because jieun knows what it’s like to have very little - even sometimes nothing

and that to beat her way up to the top she has to work for it - and be selfless

her friends can barely ever pull her out to just hangout

jieun: “if i have time on my hands, i cant spend it sitting in a cafe giggling over tv shows or idols - i need to go out and help someone!”

suzy: “ok wonder woman sit down and have some damn salad with me, then you can fly off to save the world, ok?”

even with her strong will and humility, jieun still has super cute little quirks about her

she’s not the most graceful person when it comes to doing physical things,,, so if she’s running somewhere it is common to see her trip

she’s on several occasions gotten lost in the city and had to text people to google where she is LOL

her guitar string was once untuned and she didn’t even notice, striking a cord that could be heard through her entire dorm

the RA on her floor is always like “jieun, someone told me you left your backpack in the commons again?”

sometimes she doesn’t realize she’s whistling to a melody she likes in the library

and these things just make her all the more approachable and likable really

even if jieun herself, a senior, still gets worked up about having to talk to new underclassmen

basically she’s totally good at college, has more internships under her belt than most publishing majors, genuinely loves and has a passion for publishing

but she’s also 100% the type to go to the movies alone, but forget all her money in her dorm LOL

and since jieun is a senior, she’s buried in applications and essays for graduate school

which you, being her underclassman, can’t even begin to imagine yet

but, as much as jieun is rather timid with new people

she’s very very open and loving with people she considers close friends

and you had actually met her through suzy, who’d come to like you after you helped her out in one of her elective classes

she’d introduced you to jieun, and since you and jieun shared the same ‘never give up!’ attitude (and music taste interestingly enough)

you guys,,,clicked

at first jieun was a bit tense, as if she was trying to figure out your borders before she got too close

but soon enough - it came to light that you and jieun were affectionate, loving friend types

meaning that unlike chic suzy, you and jieun had an appreciation for holding hands or linking arms - long hugs, resting each others heads on each other shoulders

even kisses on the cheek became a norm

“sometimes you two act like a couple”

was the overarching notion about you and jieun,,,,,even though you guys always insisted it was strictly platonic

to be honest,,,,jieun had once ruffled your hair and said to someone “they’re like a younger sibling - well no,,,,,like a very close friend who i trust with everything!”

at the time you were over the moon to be called a ‘very close friend’ because this was lee jieun

she was the student everyone dreamed to be, the girl with a face everyone dreamed to be born with

and she felt comfortable enough to put her arm around you, to hug you long and close, to fall across your lap while you two studied on her bed

sometimes you’d meet up with her after her weekend volunteer gigs and she’d just run out, grabbing your hand on instinct

“do you want to eat at a stall or go back to campus?!”

she’d ask, cute smile and all

and you don’t know when exactly you started ,,,, kind of HATING the ‘very close friend’ label

maybe it was when you looked up from your computer, jieun sitting across from you with her hair in a high pony tail and her glasses perched on the end of her nose

her lips parted in thought

and your first instinct was to lean over and kiss her

maybe it was when you heard her humming, fingers flipping the pages of her magazine

and you realized,,,,her voice,,,was the most beautiful one you’d ever heard in your life

maybe when she pulled you in for a hug, resting her face against the side of your neck

the warmth passed between you like a blanket you never wanted to climb out of

“im so tired, graduate school stuff is so draining,,,”

she’d mumbled and your heart felt as if a sharp nail had been pushed right through it

right, she’s graduating

any one of those moments could have sent your emotions into overdrive

but you were only sure of one thing definitely, and that was that you could not tell jieun how you felt

her skinship, her openess and trust in you

it was too valuable to lose

even as the days dwindled and the winter semester crawled closer and closer to it’s end

you kept your feelings inside

and it seemed as if jieun didn’t notice, she continued holding your hand when you walked to class together

you continued to get teased by others for being too lovey dovey

you continued to watch jieun grow toward her goal - study hard, help others and get ready for her future

her future outside of this school, maybe even outside of this city - of this province

and as much as you felt you had your love for her under control

you still found yourself up at night, looking at the glowing phone of your screen where photos of you two pressed cheek to cheke

made your head spin and your heart do flips

her instagram full of pictures of her with her publishing mentors, her fellow volunteers, it all made it more daunting

that jieun was living by your side for now - but that reality was going to end,,,,,soon

and clutching your chest you had felt tears well up countless nights - knowing the person you loved was soon to start a journey far far away from you

you don’t notice you’re doing it, but everyone else

your subconscious shying away from jieun to protect yourself

pulling away from hugs faster, making excuses as to why you couldn’t see her after book review club or class

and jieun, who had never been much confrontational in her life, didn’t know what to do about it

thankfully,,,,,suzy did

and she’d cornered you outside of the library with an intense gaze

“i know how you feel about jieun.”

you averted your gaze, but suzy’s held strong

“and you better tell her before she’s really gone. you know she’s going to be unstoppable in graduate school. she’s going to study abroad, she’s going to meet people - and you’re going to stay her friend but i know that’s not what you want.”

she motions for your phone and you hand it to her, powerless against her energy

she types something out and presses it back into your palm

“me and some of jieun’s friends are taking her out after her volunteering gig on saturday. you better come and you better say something to her.”

suzy’s tone softens as she sees your shoulders twitch a bit

“jieun deserves to know,,,”

she adds, almost in a whisper and then walks off as you lean against the wall

suzy isn’t like jieun, jieun who assumes things are her fault - that she did something wrong if someone is acting weird

no, suzy sees right through you and you know it

to be honest, you hate the fact that jieun might be second guessing how you feel about her - you’d tried to be subtle, really

but maybe ,,,, maybe you should just tell her

that night you get a text from jieun, nothing out of the ordinary, she’s just telling you about a song she’s been working on on the side

she sends you a sample, and her voice lulls you into this beautiful fantasy

that you feel your head rest against your pillow and suddenly you’re in a hazy dream

where jieun is sitting beside you on a park bench, somewhere beautiful and scenic

and she’s got her hair up, some small strands framing her face

a simple denim skirt, with a loose button up tucked into it - you feel jieun’s hand in yours

“im glad our first date was in spring, i like things like this. easy things.”

her voice sounds like it’s coming from another room

but you look at her anyway

“how do you feel right now?”

“right now? ,,,,, im fine. truly fine.”

she smiles, squeezing your hand in yours

it’s like a scene - straight from a movie

and when you wake up to the sound of your roommate coming back, you sit up and rub your eyes

no wonder it was so perfect, it was a dream

saturday comes faster than you want it to and you show up where to the address suzy had put into your phone

surprised to see jieun standing outside, the cold breeze around the two of you

“why don’t you go inside?”

you ask and jieun almost automatically links her arm with yours as she presses closer for it to be warm

“the others aren’t here yet, i don’t want to get a table without them. to be honest, i told suzy we don’t have to do this,,,,i haven’t even gotten accepted to any programs yet.”

“but you will.”

you mean to be encouraging, but you feel like it’s come out too harsh

jieun doesn’t seem to notice as you two hear a barrage of familiar voices coming your way

the restaurant suzy has chosen is small, but packed

it’s new and popular and you’re basically squished against jieun

who doesn’t mind at all,,,,and had this been three months ago neither would have you

but every movement of hers is amplified in your heart and the redness in your cheeks isn’t from the indoor heating

everyone makes small talk, jieun talks a bit about this one program she really wants to get into

you think you can actually make it through, when you feel a foot nudge you under the table, you look up and suzy is literally glaring your soul down

“now”

she whispers and you blink, but her eyes dart to jieun - whose too busy looking at desserts

you give a little shake of your head but suzy pulls back her lip and you sigh

“jieun,,”

even saying her name takes effort for you know

she looks up, bright and curious “hmm?”

“can i tell you something,,,in private.”

someone opens there mouth to make a ‘oh you can tell all of us’ kinda comment - but suzy elbows them and motions for the people to get up and let you and jieun through

weirdly enough jieun doesn’t look confused and doesn’t ask “why do we need to talk?”

she follows behind you and when you two shrug on your coats and go out into the cold you regret not just telling her inside

but the coldness at least makes everything more crisp, more easy to say

“i know,,,i know a lot is on your mind these days,,,,,but i want to tell you something before - before you graduate.”

the tiny hairs wisp around her in the wind, but she waits for you to finish

“you’re my best friend - really, i mean it. but - but i want - im in love with you,,,,,,,,,,,romantically.”

the last word is just added for emphasis, you know that jieun is incredibly smart but sometimes she can misinterpret things

(like the millions of confessions she’s gotten throughout her time in school)

but you know jieun understands this one

you can tell from the way her eyes widen, but then her hands reach toward you and pull you forward by the front of your jacket

you think she’s going to hug you - maybe tell you she’s sorry she doesn’t feel the same way and comfort you

but she just pulls you in and her lips, slightly cold from being outside graze against yours

“is that why you’ve been distancing yourself? that’s a dumb reason, from now on keep being close to me.”

she laughs against your skin

and it takes you a moment but you look at her again

“does that mean -”

“yes, i love ,,,,,,,,,,, you too.”

she drops her eyes from yours, coyness coming over her

“romantically.”

she adds and you feel like suddenly the cold wind and weather is gone

your entire body feels as if it’s been overflowed with warmth and jieun takes your hand

squeezes it, and leads you back inside

suzy is the first to see the blush on your cheeks - everyone thinks it’s from the wind but she knows

and when you’re all leaving the restaurant she throws her arms over you and jieun

“FINALLY, you two are a couple! i cant wait for my wedding invite!”

you and jieun both get embarrassed and she twirls away to join the others

jieun holds your hand again and this time she goes “can i kiss you while they’re not looking?”

obviously, you happily oblige

jieun isn’t that much different when you’re dating her - the skinship is there,,,,,just now there’s more kisses and cuddling involved

her never-ending, yet unsuspecting cuteness basically radiates off of her

when she touches your noses and then gives you a forehead peck

when she’s eating whatever snack, eyes glued to her book - yet still offering you some

(sometimes accidentally shoving it against your lips or chin)

the way she hand writes a little note for you about a week after you confess and it’s a list of ideas for a first, actual date

which is where you learn jieun wants to either a) sleep in and watch movies or b) wake up at the crack of dawn to go volunteer at the childrens shelter

and even though you can’t believe you managed to wake up at 5 am,,,,,,,

you’re there with jieun

cleaning up the toys and setting breakfast for kids

who all flock to jieun in droves because they adore her

and you see how much she loves them

and you’re pretty sure you think like 1001092 times that ‘oh my god i love her more than before - is that even possible?!?’

after volunteering you guys are both beat, yet once you get back to campus and you’re resting your head in her lap

jieun is back on her laptop, finishing her apps and taking in-between breaks to rack her hands through your hair

the best part about dating someone you are best friends with is like,,,,there isn’t really an awkward phase with lots of the usual stuff

like,,,when you tell your friends you’re an official item no one - like literally no one is surprised

some people even go “wait,,,,you weren’t dating before???”

which makes jieun all giddy because “was i really that touchy with you???”

suzy: you guys were basically sitting in each others lap everyday SO

that, and you both know so much about the other person that it’s like,,,,,you don’t have to test out anything for the most part

it’s like, you know what jieun loves to eat - what her hobbies are - what books she’s been dying to read - what type of face mask she buys from the cosmetics store

and jieun knows what you love to eat, your hobbies, your plans, and she sometimes surprises you

like when you’re facing each other, under a big blanket and she’s tracing the skin of your arm

circling a little birthmark you have and going “ive always loved this mole of yours. it looks a little like a heart”

and it’s like ,,, you’re not even like did you just notice that

because you can tell in jieun’s voice that no,,,she’s loved that mark for a long long time

jieun doesn’t take much time to get ready, for classes or for dates and you don’t care

her comfy style is always nice, especially since you two are worn out students

and when she sees you, running into your arms for a hug and a kiss - you’re always happy to see her wearing a sweater of yours or even once of your simple accessories

“stop stealing my stuff”

“it’s not your stuff,,,,,you left it in MY dorm”

“jieun,,,,,,,,,,”

her grad school apps are long and even when shes’ done with them - you can tell she’s nervous about it like everyone else

but you know how to calm her down, you know what her comfort shows are and what games she likes

you might suck at monopoly but if jieun wants to play it for hours to get her mind off of things - then by god you’ll do it

suzy describes your love for jieun as completely, utterly smitten

and she’s not wrong - you really are freaking smitten

but it’d be a lie to say jieun isn’t smitten too

because she absolutely adores the little things about you that you don’t even notice

she even made an instagram post about this little habit of yours of collecting clippings from the school’s newspaper that you like

and she was like ‘look at how adorable and sentimental my s/o is’

tbh people you don’t even know are like “oh! you’re dating jieun!” and you’re like how,,,how do you know and they’re like lol her insta

suzy drags you two to go shopping for jieun’s graduation because ‘no you’re not ging up there in jeans’

but both you and jieun are more interested in cute kitten videos on youtube then you are in getting jieun a dress or heels

and when jieun starts trying on things each one is better than the other and you’re just like

“jieun you’re beautiful, pick any of them - you look ennchanting”

and jieun is like heart eyes oH stop

and suzy is like you two,,,,cornballs,,,,better make a decision

jieun getting excited about teaching you a bit of guitar or a bit of piano even though she jokes that she’s bad at it

(she’s not)

and her hands are over yours and it’s just so intimate and NICE

the night before her graduation ceremony you show up at her dorm

with her favorite flowers and a letter you got from her younger brother

and it brings her damn near to tears and she’s hiding her face in your neck and you’re like jieun,,,

and that’s when you just feel her pull back and start kissing you

and as shy, composed and sweet as she is - jieun has a firey passion and it goes to show when you fall back onto her bed

and the next morning at graduation jieun is like “im happy we picked a high collar dress,,,”

but she’s also like a big butterfly kiss and eskimo kiss

like she’s so cute and soft but you know,,,,two sides to every coin AHEM

once she graduates and you start your first semester without her on campus, you guys still skype as much as possible and send text updates

you,,,,won’t admit it to anyone but you have set good morning texts and they’re really cute because jieun calls you her goddamn blueberry and you don’t know why it’s just sO CUTe

you call her cherry,,,,,,,,,

but you keep in contact, sometimes even falling asleep on the phone together

and you get packages from her sometimes, with books she recommends and diaries with pressed flowers in them

and on one of your anniversaries she surprises you with coming back to campus and serenading you on her guitar

and you sob,,,,

like actually sob as jieun combs back your hair and kisses away the tears

and ok gOSH you two are so cute at some point you probably get lil matching behind-the-ear tattoes

and basically suzy was right, invite me to your wedding LOL

#iu scenarios #iu imagines #iu au #lee jieun #ji eun scenarios #ji eun imagines #sfw #college!au #iu #idk how else to tag this LOL

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