#Insurance Service

[ethikainsurance]

Co-payment refers to the amount of claim that should be borne by the insured during the settlement of a claim. The co-payment amount depends on the co-payment clause mentioned in the policy. Irrespective of the claim amount, the insured has to settle their part before the insurance company makes the final payment. The co-payment could vary between 10% and 50% depending on the health insurance plan chosen by you and the insurer. Even group health insurance plans have a co-payment clause to reduce the overall payable premium. Co-payment is a way of making the insured behave as the insurer so that the insured absorbs a part of the risk. There are two types of co-payment: Mandatory and Voluntary. Mandatory co-payment is compulsory for every customer taking the health insurance plan.

[insurancespecialistsofga]

Recreational Vehicle Insurance

Explore the world along with your coverage options.

What Is Recreational Vehicle Insurance?

Although taking a trip in your recreational vehicle is fun and exciting, it doesn’t mean that you won’t face serious consequences. Your vehicle, whether it be an RV, camper, or motorhome, is still a vehicle that needs to be insured in case anything were to happen to it on the road or even when it is parked. Recreational vehicle insurance covers two major areas: Liability Coverage and Property Coverage. Both ensure that your vehicle is protected whether you are driving or not.

How Does it Benefit Me?

If you or your family enjoys taking your recreational vehicle out for trips, especially to the wilderness, having it insured is one of the best things you can do. When taking your vehicle out into places such as the wilderness, which is known to have uncontrollable forces, you increase the chances of something going wrong. The last thing you need happening on your fun family trip is for you to experience serious losses. By being insured, you can avoid any possible trouble and focus on what matters most: having fun!

FOR MORE INFO:

ADDRESS : 200 Turner St, McDonough, GA 30253 WEBSITE : https://isofga.com/ PHONE: (770) 506-1280 EMAIL: tiffany@isofga.com

[theeretblr]

I am holding so much gender in my hand right now

I'm not starting them just yet, there are some tests and fertility preservation things I've got to do first, but I now have Estrogen! I've been debating getting this for like 4-5 years, I may decide it's not for me after I start. I am still genderqueer/genderfluid and I still use any pronouns. I'm not taking T blockers yet either. We'll see how it goes! :)

If you are wanting to start HRT, I highly recommend Folx. I signed up with them, booked an appointment with a Doctor, and had a prescription for Estrogen within a week! Check them out: https://www.folxhealth.com/

[growthofcarsharingmarket]

Over the forecast period of 2022-2028, the global market for cash management services is projected to grow significantly with a CAGR of 9.5%. In various regions, cost control is driving change in cash management. While multinationals are more proactive towards cash management practices, large professionally managed domestic companies with well-diversified portfolios are increasingly interested in maximizing benefits this way.

[insuredcan]

Universal Life Insurance: What It Is and How It Functions.

Among your different life insurance options, a Universal Life Insurance in Ontario by INSUREDCAN is one of the most complex. It requires additional involvement than both term and whole life insurance policies—so you can’t simply set it and forget it. And you have decisions to make concerning how much you pay, and how those premiums are used.

Universal Life Insurance in Toronto is definite, long-term protection that lets you invest and build your wealth. And it’s one of the most supple and reasonable products available that covers you for life. There are dual parts to a universal life insurance policy: insurance in addition to investment. You choose your investments as well as wealth can accumulate tax-free, within limits set by the government. You can withdraw or borrow from your policy, with explicit tax implications. You can also select who  to leave  your  money  to.

When the principal objective is taking care of your loved ones after you’re gone, it pays to spend time figuring out how to care for them. That’s why you should familiarize yourself with the comprehensive slate of possibilities. For those looking for malleable premiums and the opportunity to accumulate wealth on a tax-deferred basis, universal life insurance can be a smart option. You may even be capable to benefit from it during your lifetime. But due to their difficulty and cost, these policies aren’t suited to everyone, so take the time to understand how they function.

How Does It Function?

You pay a premium for your Universal Life Insurance in Ontario. After you’ve covered the insurance costs, the rest of the money goes to the policy’s investment share. The money goes toward investments of your choice.  You can use the money in your account to use however you want, as long as there’s abundant left to cover the insurance costs. You select who receives the money from your insurance protection when you die.

Access Your Money When You Want It

Universal Life Insurance in Toronto by INSUREDCAN offers you access to money you’ve earned in your policy. You can access the money as long as there’s enough lasting to cover your monthly insurance cost, as well as any termination charges, policy loans and market value adjustments.

Significance of Universal Life Insurance

There are discrete advantages to Universal Life Insurance in Ontario by INSUREDCAN, but because you’re paying to be covered for life (as opposed to a customary amount of time, like with term life insurance), the premiums can be pricey. It’s also more multifaceted and requires additional involvement from the policy holder.

That said, universal life insurance can serve as a wealth-building tool for someone who’s contented managing investments, and has the time and longing to be more involved. Generally speaking, universal life insurance is finest for high-income earners who can take advantage of the tax benefits.

Withdrawals  

You can make a fractional withdrawal at any time. Withdrawals cut your policy’s cash value as well as your beneficiary’s payment. The least withdrawal is $500. The maximum depends on your policy. You pay income tax on any withdrawals you make from your policy.

Loans from Policy

Borrow with interest from your policy’s cash value – as long as there’s satisfactory money to cover the cost of cancelling your insurance – and eventually pay it back. Your cash worth continues to grow as if you hadn’t taken out the money. The minimum loan is $500 and may be taxable. The loan will be subject to a loan interest rate set by INSUREDCAN on every policy anniversary.

Terminating your policy

You’ll receive the balance in your account, which is called the cash surrender worth. During the first nine years, there’s a penalty for cancelling your policy, known as a surrender charge. Some policies have no surrender charge. You may pay income tax on what you obtain, in the year you cancel your policy.

[getitdonetrafficschool]

Why Take Traffic School?

The best reason to take our easy, fast, and cheap traffic school online is your insurance rates will rise 20% extra for the next three years without it.

Fast & Easy Course

Only takes about two hours to do the traffic school from start to finish.

At Your Own Pace Anytime

Take the course anytime from any device during any time of the day. Saves your spot as you go so you never lose your work.

No Extra Fees Required

Our course gives you everything you need for $34.95.

Good for Any Courthouse

On signup you choose your courthouse you paid your ticket to, that is where we send your completion to.

Online traffic school courses

[mostlyghostlyy]

I was thinking about the whole “I know you’re not afraid of the dark” line so much recently tbh. Do you think you could write something about Dale and an s/o that IS afraid of the dark? I feel like it would give him an extra excuse to be extremely clingy at night (and also just thinking about how he’d probably mock/tease her about it 🤭)

I fucking love the way he says that line. It's so sexy and mocking. it's just perfect 🥰

I think any fear or phobia his S/O has can go two ways.

1.) He goes out of his way to keep you from getting scared. Dale wants to feel manly and protective, so he'll try his hardest to make you feel safe.

Or 2.) He wants you scared (or at least a little creeped out). Dale loves it when you cling to him. Hiding your face in his chest, relying on the security he provides. It's intoxicated that you trust him so much. Any time you're scared, he'll coo and hug you close. Reassuring that he'll care for you, and nothing bad will happen.

Being afraid of the dark is probably something he'd tease you about. There are WORSE things to be afraid of, but Dale mostly finds it cute. Pinching your cheeks and mocking every time you jump or get unsettled in the dark. He'll tuck you under his arm, nice and snug.

Dale will take any chance he can get to be extra clingy. Push him off, and he's like, "Babe! Remember, there are monsters in the dark! I gotta keep you safe!" And scrambles back on top of you. Head resting firmly on your chest. He'll demand that you play with his hair as a reward. Tell him how safe you feel around him, and he's beaming with pride.

[pollyna]

A moment of silence for every time someone calls Maverick Mitchell and he corrects them because it's Kazansky-Mitchell now. And nothing can stand they way he smiles when they actually call him by his full surname.

(For a little while, after they get married, he goes new places where he has to introduce himself just to say my name is Pete Kazansky-Mitchell and I'm a Navy aviator.)

[us-the-voices-and-more-voices-2]

still so incredibly, incredibly, pissed and angry about the NDIS changes.

people are already dying, important things are already canceled, what the fuck was the point?

save a couple billion dollars?

okay? now people are dead what was the point again?

it's not going to help people like me who SHOULD be on the NDIS for support and life shit.

(hi I suffer from post-covid! and severe debilitating asthma! not to mention learning disabilities that make things incredibly inaccessible to me because the government THEMSELVES don't make shit accessible!!!!!)

(I live in hell YAY!/j)

not to mention all the people on the waiting lists who are literally straight up dying, we already have mortalities!!!!!!

WE'VE HAD MORTALITIES FOR YEARS!!!!

we've only had the NDIS since 2013, I grew up without support from the NDIS because well I was born in the 2000s lol and it took a solid few years after that for it to work out some kinks and by the time it ended up being okay as a thing I had been disabled for 10 years and had 0 supports lol, and my family had been paying out of pocket.

also like my entire family didn't have any disability supports before me either, no one had them in those days, no one in the old country we only really got anything literally in 2018-2019 for one of my bisnonni THAT'S HOW BAD THE NDIS IS BTW.

at the very least she had a carer for some time, but it was not even a possibility for such a long time.

that again, one of my other bisnonni was completely fucked over, same problems effected her even worse in her own right.

(NDIS actually care about old people challenge: FAILED)

ALSO imagine having rights! hahahahahah.

(actually sobbing rn. most of us DO NOT, we are payed less then abled people!!!!)

I am bitching and moaning everyday, because I'm not stupid none of us are, even us stupid people (ily fellow learning disabled ppl and intellectually disabled ppl) we have been greatly fucked over for decades and decades, and still with the bare fucking minimum shit it gets snatched or abused or we get scammed.

it's fucked, it's so, so, fucked.

medicare doesn't cover optical, dental, or a shit ton of other things.

the government straight up hates us all, I can not tell you the amount of bullshit I've been through, the ableism is intense!!!!! it's why I got so good at masking my very obvious learning disabilities fuck all of us for real.

like, the depression and STRAIGHT UP FEAR!!!

dude, fucked up shit.

I have so so many stories, I can't even begin to tell you.

honestly shame on 'em, I'm using my newfound free speech to bitch and moan.

because like, I do not genuinely think half the things that allow me to bitch and moan about being disabled was a thing when I was a kid, like genuinely!

honestly I wish international disabled allies could idk join in and be angry with us, we have all been through hell.

and it's fucked.

[completelyillliterate]

really looking forward to switching back to pay as you go mobile data this plan things giving me a headache

[cal-is-a-cryptid]

Something that makes me happy #4:

I’m alive at the same time as Hayao Miyazaki.

[kickedin17]

Girl (Tyler Robert Joseph) if I don't get this job this week AND the Paladin MV still isn't out, I'm gonna **** **** * ******* ****** *** * **** ***** ****** ****

[insurancespecialistsofga]

Business and Commercial Insurance

Small, mid-size, or large, we’re in the business of protecting your business.

What Is Business Insurance & Why Is It Important?

There are many factors to consider when taking the steps to insure your business. What if a product is lost or damaged? What if your product causes harm to a consumer? How many people do you employ? What if someone gets hurt on the job? Do you have a company car? 

Owning a business comes with a lot of risk, which is why business insurance exists. You can opt for a variety of general and specific policies to give you as much coverage as you need in areas like liability, employment, and damage costs, depending on what your company does.

As a business owner, you take risks, make investments, and employ others to work for you and help your company grow. These steps are exciting, but they can set you up for major loss when accidents happen. It is important to protect yourself, your finances, and your employees in the event that something goes wrong.

Insurance Specialists of GA partners with insurers who have the right plans and packages to provide you with coverage, no matter what part of life’s journey you are on.

FOR MORE INFO:

ADDRESS : 200 Turner St, McDonough, GA 30253 WEBSITE : https://isofga.com/ PHONE: (770) 506-1280 EMAIL: tiffany@isofga.com

[laneaconite]

Treatment

“Take this pill,” They say.

Take this pill and it should work

 In a month,

                    Three months,

                                            Six.

Take this pill,

And it will make you tired.

                                        They all make you tired,

Because they act on the brain, 

                                                  You see.

Take this pill,

“We’re sorry the others didn’t work.”

We will smile

                    Sympathetically.

                                                 We do care.

Take this

            Pill.

                  It will make you dizzy.

Take this

            Injection.

                           Since it is treatment resistant

Now.

It will hurt,

                 It will make you itch.

You can still keep taking the old ones,

                                                         In case they end up working

                                                                                                          Too.

Take this pill,

                      It should work in one month,

                                                                    Three months,

Six.

No, we don’t know

                               Why this is happening.

We don’t know

                     How to fix it.

Your blood screening was

                                           Normal.

Your CT scan was

                                Normal.

Take this pill.

-Lane Aconite,

March 5th, 2023

[mandana-the-service-pup]

Don’t mind me. Just sitting at the pharmacy while my doctor and insurance play phone tag 🥴

Took her gear off bc it’s going to be a while. Might as well get comfortable.

[makenna-made-this]

I have one friend who is usually the only person who ever actually calls me around this time so i didn't bother checking caller id so i just answered an unknown number by reciting the opening narration of the bee movie. They hung up