#Investment banking

[secondwheel]

When you date an investor

[bankergirl]

One day, I’ll reach my dream of working in the city.

[coelii]

Good morning tumblr family!

I love you all but remember that God loves you more! 💫💗💗

[onpointwin]

What do you think? What a Poll!!

Could this be the start of another Financial Crisis? Let's hope not.

[mohtivations]

[09/25/23]

1.96

filmed a little vlog about my summer interning at an investment bank so here it is lol

[rizophobia]

Depression after achieving success.

We are in a society where our environment creates a desire for success and it is believed that monetary success ultimately gives us a security and an ability to full-fill all the desires .

While for most of the people , the desire to be successful keeps the fire alive .

But the reality is it is always the few who break the herd to claim success and in the eyes of the world they become an example, but very few understand or even acknowledge the dark side of success.

This article is an attempt to put a spotlight of some but not all the issues which come with success .

As per the study ,conducted nearly half of the entrepreneurs achieving early success experienced mental health issues at some point in their lives. Why? It is believed that personality traits often found or adapted in entrepreneurs is creativity, extroversion, open-mindedness, and a propensity for risk, and surprising it may sound they are also traits found with depression, ADHD, bipolar disorder, and substance abuse.

Further ,Certain industries like finance and technology. which tend to be fratty, boisterous, and young in nature with extremely competitive, can contribute to depression, especially for the quiet, deep thinker.

And on every goal accomplished ,A certain emptiness sets in when they realise that they are achieving what they set out to achieve and yet they are still not happy. Sometimes when successful people reach an important milestone, depression is common because they are forced to reassess their values.

written by - Rizwan Saiyed

[fin-markets]

Mergers & Acquisitions (M&A)

I've mentioned M&As in my previous blogs and have discussed the role played by investment banks in this business endeavor.

Mergers and acquisitions (M&A) is a general term used to describe the consolidation of companies or assets through various types of financial transactions, including mergers, acquisitions, consolidations, tender offers,  purchase of assets, and management acquisitions.

The terms "mergers" and "acquisitions" are often used interchangeably, but they differ in meaning. In an acquisition, one company purchases another outright. A merger is the combination of two firms, which subsequently form a new legal entity under the banner of one corporate name. A purchase deal will also be called a merger when both CEOs agree that joining together is in the best interest of both of their companies. A company can be objectively valued by studying comparable companies in an industry and/or by using metrics. Unfriendly or hostile takeover deals, in which target companies do not wish to be purchased, are always regarded as acquisitions. A deal can be classified as a merger or an acquisition based on whether the acquisition is friendly or hostile and how it is announced. In other words, the difference lies in how the deal is communicated to the target company's board of directors, employees, and shareholders.

It is important to understand why corporates engage in these kind of endeavours. Here are some of the factors that make M&As attractive-

Larger Market Share- In a horizontal merger the resulting entity will attain a higher market share and will gain the power to influence prices. Vertical mergers also lead to higher market power, as the company will be more in control of its supply chain, thus avoiding external shocks in supply.

Higher Combined Worth- The common rationale for mergers and acquisitions (M&A) is to create synergies in which the combined company is worth more than the two companies individually. Synergies can be due to cost reduction or higher revenues. Cost synergies are created due to economies of scale, while revenue synergies are typically created by cross-selling, increasing market share, or higher prices. Of the two, cost synergies can be easily quantified and calculated.

Higher Growth- A company can gain by acquiring or merging with a company with the latest capabilities without having to take the risk of developing the same internally.

Diversification- Large corporates that function within only one industry often acquire companies that do not operate in their industry in order to diversify their income sources and hedging against any operating losses in their own industry.

~Lakshya Kapoor

[hshouse]

living in manhattan is truly a parallel reality and it’s just such a trip sixhaiwiidhxishsxh like there are like 7 jobs you can have.

[naomixhill]

10 October 2014

Written 8 years ago...

It’s my birthday, but it never feels like my birthday anymore.

There is something intrinsically saddening about driving alone down High Street in the dead of night. I thought this to myself as I pulled into Monte Carlo while trying to avoid the waves of people running around in the city lights; some would go to bars and then onto a stranger’s bed, citing their sin on their inhibitions; others would go out to a night of fine dining, go home to read a book, maybe catch up on the news. I, however, was on a mission. C and I had just gotten off the phone, and I was to bring over a glass of red wine and bold cigars. 

When I walked into the cigar shop, I was greeted by two foreign men, one Syrian by birth and the other Middle Eastern. The Middle Easterner quickly came to my aid as I began peering through the selection. “It’s not everyday we see someone like you in here, miss. Is there something I can help you with?” He asked with a boyish, excited tone. I lowered my voice, and asked for Henry Clays. Not surprisingly, they ran out earlier in the day. My luck has always been blessedly good. 

I prowled around the aisles, until the Middle Easterner motioned for me to follow him to the back. Once there, he handpicked two cigars (both $36 each), and handed them to me. “I think you will like these,” he smiled. I took them, asked him to find me a good corresponding wine, and met him at the cash register. He threw in another cigar for free after looking at my ID, which told him today was my birthday. 

After retrieving the goods, I quickly ran out to my car, trying to avoid the terrible rain, and drove to C’s. He had parked in such a way that it allowed my car, and my car only, to fit in a parallel spot directly outside of his house. As I pulled up, he was dutifully sitting outside on the porch smoking  a cigarette. He looked sad. He has looked sad for a while now. 

C and I made small talk, and then called out his roommate to join us. The three of us smoked cigars; I drank wine and the two boys drank dark, dry beer. It became increasingly evident that C had been drinking all day, the more we all talked. The two of them were engaged in discussion regarding the upcoming case competition at Michigan, but every once in a while there were casual slip-ups, and inappropriate questions and comments made in my direction: clear indicators that they weren’t just drunk, but really drunk.

By 1 a.m., C and I were grinding up against one another in his bed. “It’s your birthday, so you know I’m going to need to give you the best sex of your life, lady,” he told me. I was on top, then he was on top, then we were going at it from the side and every position in between; but he was sloppily drunk, and I was still too sober and hurt from another disappointing celebration. 

Still later in the evening, C’s second roommate arrived home with a good looking friend. He was a blonde, very tall, computer science major from Purdue University. “Only in town for the weekend, just trying to ease my mind before our second round of midterms,” he told me. It wasn’t too long after soft introductions that C’s roommate asked if I would like to participate in a threesome with some Pi Phi sorority girl. “Come on, have  a little fun, birthday girl,” was a reoccurring statement throughout the evening. 

Eventually, the second roommate convinced C - who was nearly falling asleep - and myself to go to the bars with him and his friend. So at a very late 2 a.m., there we were. I was getting drunker, C was blacked out, and the other two were hitting on beautiful women all around. At the top of the staircase of Ethyl, I saw M from the investment club. I tugged on C’s cuff, and screamed for him to text M to meet us. He obliged, and within just a few minutes, M came down to visit.

C told M to keep an eye on me, and that he would be back in no time at all. A half hour may have gone by before he returned, but the entire time M and i spent in conversation. He told me more about Jordan, about weapons trading, about all of the things he did that I so desired to know about. He was in the process of plugging my number into his phone as C arrived, and with that, C sharply said, “M, what the fuck are you doing, man?” which caused M to very sharply put away his phone in shame. M has always been subservient to C, and may love him more than anyone in the world. Nonetheless, my attraction toward M is strong, borderline inappropriate, and it was the happiest portion of my night. 

C at this point was no longer himself. “Guys, let’s go smoke a fucking cigarette, I need some air,” he told us. So we all went out to the balcony of Ethyl and smoked. It was there that C told us the news. It suddenly made sense why his sadness had been so pervasive, why his smoking had gotten so heavy and his words had become sharper than usual. 

"My mother has stage three cancer. She didn’t tell any of us that it came back. She is going to die in two month’s time at the best, the doctor thinks sooner." 

Drunk and confused, I began to cry for him, and ask, “why didn’t you tell me this? I would have been there for you.” M, meanwhile, tried to comfort C, telling him, “Look man, she is going to fight this out. They told my father he was due to die weeks ago, but he’s still kicking it, he is still fighting. Don’t doubt her, C. She will hang in there for you.” 

C raised his voice, and didn’t hear a word of M. “I even bought my parents a fucking house to retire in, out in North Carolina. She is going to fucking die before it’s even ready. She’s going to fucking die.” 

I started to feel faint at this, and began wobbling. An incredibly strong urge to throw up became apparent, and C could see the familiar look all over my face. “Look K,” he said, “I’m going to call you a taxi. I see some of my friends at the back of the bar anyway. I’ll be home soon, okay?” He pointed at M to keep an eye on me, again. He did. 

When C stormed off, M grabbed my face and pulled it closely to his own. “K, you are so sad.” I shook my head and said it was nothing compared to what C must be feeling, but he contradicted me. “No K, it’s something else. You are always a sad girl, and I don’t think anyone really notices. But just know you are incredibly sexy, obviously intelligent, and you don’t need to take shit from anyone, not even C.” He smiled and pressed his nose up against my cheek. My hormones went completely out of control, and I almost considered kissing him. Thank God, senses prevailed. 

The taxi came within minutes.  It brought me back to C’s house, and with his keys, I unlocked the door. I undressed myself and waited in his bed. I tried to sober up from everything that had just happened, but simply couldn’t. I cried until I could no longer produce tears. And then I waited. And waited. But C never showed. 

Perhaps at 4 a.m. I awoke to C coming home from the bars. He sat down at his computer and began working on his stock pitch for the case competition. Even if drunk, it was all he could think about; anything to clear his mind from the painful realities of the present. I tiptoed up behind him, and hugged him from behind. I came around to his chair, still undressed from earlier, and straddled him. I tried to kiss him, but was softly rejected. So I then kissed his cheek, his forehead, and down to his shirt buttons. I had decided now was the time to tell him I loved him, that I would be there for him through all of this, that we could take off time from school to go see his mother or do whatever it was he needed to do. But rather, as my knees began to inch toward the floor, and my mouth began to progress towards, he stopped me. He pushed me up, and told me to go to sleep. 

I protested, and he told me more firmly. “Go to fucking sleep, K, it’s late and I don’t want to do this right now.” I began to straddle him once again, but he knocked me off. “Just go to bed.” 

I slid onto the floor from the force of his push, and trying to get up, I stumbled down the stairs. He didn’t turn around. At the bottom of the staircase, I assessed my bleeding knee cap and banged up arms. C came to the edge of the top of the staircase realizing what happened and apologized, saying “I”m sorry this is all my fault, I didn’t mean to-“ 

But I was already gone before I could hear a full response.

I jumped into my Ford Focus, still too drunk to drive, far too sad, and drove home. Happy 21st birthday to me.

[bankergirl]

banking isn’t for the faint hearted, but success is my only option

[fizza-feed]

Impact Investing: Merging Profit with Purpose in Investment Banking

For decades, investment banking has been synonymous with high-powered deals and maximizing financial returns. But the landscape is shifting. A new generation of investors, driven by a desire to make a positive impact alongside financial gains, is demanding more. Enter impact investing, a revolutionary approach that merges profit with purpose, creating a win-win for investors and the world.

What is Impact Investing?

Impact investing involves making investments with the intention of generating positive social and environmental impact alongside a financial return. This can encompass a wide range of areas, including:

Renewable energy: Financing companies developing clean energy solutions.

Affordable housing: Investing in projects that provide safe and affordable housing options.

Financial inclusion: Supporting initiatives that give underserved communities access to financial services.

Sustainable agriculture: Funding companies that promote sustainable agricultural practices.

Why is Impact Investing Relevant for Investment Banking?

Impact investing presents a significant opportunity for investment banks to:

Attract new clients: Investors with a social conscience are increasingly seeking impact investment options. Banks that cater to this growing market will gain a competitive edge.

Expand service offerings: By offering impact investing services, banks can differentiate themselves and establish themselves as leaders in responsible investing.

Align with societal trends: Sustainability and social responsibility are becoming increasingly important to businesses and consumers alike. Investment banks that embrace impact investing are aligning themselves with these trends.

How Can Investment Banks Embrace Impact Investing?

Here are some key ways investment banks can incorporate impact investing into their practices:

Develop expertise: Build a team of professionals with knowledge of impact investing principles and the evaluation of social and environmental impact alongside financial returns.

Partner with impact investors: Collaborate with impact investors and organizations to identify and structure impactful investment opportunities.

Create new investment vehicles: Develop new financial products specifically designed for impact investing, such as impact bonds or green funds.

Transparency and reporting: Develop frameworks for measuring and reporting the social and environmental impact of investments, providing transparency to investors.

The Future of Impact Investing in Investment Banking

Impact investing is not a fad; it's a growing trend with the potential to transform the investment banking landscape. By embracing impact investing, investment banks can create a positive ripple effect, generating financial returns while contributing to a more sustainable and equitable future. As the demand for impact investing grows, investment banks that can seamlessly integrate purpose and profit will be the ones to thrive in the years to come.

But the question remains: can impact investing truly deliver competitive financial returns? The answer is increasingly positive. Studies are showing that impact investments can perform on par with traditional investments, and in some cases, even outperform them. This is because companies focused on social and environmental good often demonstrate strong long-term vision and responsible business practices, which can translate to financial success.

Ready to make a difference? Explore how impact investing can be a part of your investment strategy. Enrol in the Investment banking course

[stockexchange-eu]

SAVINGS UK LTD Investment Banking

Certainly! SAVINGS UK LTD offers a range of savings accounts with competitive interest rates. Let’s explore their offerings:

Savings Accounts:

These accounts provide a guaranteed rate of interest if you don’t need access to your money for at least a year.

Interest rates range from 3.5% to 10% AER (Annual Equivalent Rate).

Key details:

Minimum balance: £50

Maximum monthly top-up: £5,000

Maximum balance: £1,000,000

Profit payment: Annually

No withdrawals allowed during the specified period

You can cancel within the first two weeks if it doesn’t work for you.

Example: Based on an 8% interest rate, an account with monthly deposits of £5,000 will have a balance of approximately £914,730.24 after 10 years1.

Investment Banking:

SAVINGS UK LTD is also a leading European investment bank providing both investment and savings services2.

While the details on their investment services are not provided here, it’s worth exploring further if you’re interested in diversifying your portfolio.

Secure Savings Alternatives:

If you’re looking for other secure savings options, consider exploring Mutual Funds offered by Savings UK Ltd, which offers secure savings and investments with Risk Management and professionally managed.

Additionally, you might want to explore investing in Stocks, Forex and Cryptos with Savings UK Ltd.

Remember to carefully review the terms and conditions of any financial product before making a decision. If you have specific questions about SAVINGS UK LTD’s offerings or need further assistance, feel free to ask!

[sanjanabia]

From Intern to Investment Banker: A Realistic Roadmap to Your Dream Job

Investment banking – a world of high finance, power deals, and fast-paced environments. It's a career path that has long captivated ambitious individuals, conjuring images of closing multi-million dollar transactions and influencing the flow of global capital. But how does one actually navigate the path from a curious student to a successful investment banker? This blog unveils a realistic roadmap, outlining the key steps, essential skills, and the importance of an Investment Banking course Mumbai to set you on the right track.

Demystifying the Dream: Understanding Investment Banking

Investment banking involves a wide range of activities, but its core function lies in acting as a financial intermediary between companies and investors. Here's a glimpse into what investment bankers do:

Capital Raising: Investment bankers help companies raise capital by structuring and executing transactions like initial public offerings (IPOs) and debt financing.

Mergers & Acquisitions (M&A): They advise companies on mergers, acquisitions, and divestitures, providing expert analysis and deal execution strategies.

Financial Advisory: Investment bankers offer a spectrum of financial advisory services, including valuations, restructuring, and strategic analysis.

While the world of investment banking might seem glamorous from afar, it's also demanding. Long hours, intense focus, and a steep learning curve are realities you'll need to be prepared for.

Building the Foundation: Essential Skills for Aspiring Investment Bankers

Success in investment banking requires a unique blend of technical knowledge, interpersonal skills, and a strong work ethic. Here are some key areas to focus on:

Financial Modeling: Financial modeling is the backbone of investment banking. It involves building financial models to analyze companies, value assets, and forecast future performance. Enrolling in an Investment Banking course Mumbai can equip you with the necessary skills to master financial modeling techniques.

Accounting & Valuation: A solid understanding of accounting principles and valuation methodologies is essential for analyzing companies and making sound investment decisions.

Communication & Teamwork: Investment banking is a team-oriented environment. Strong communication skills are crucial for presenting complex information clearly and concisely, both verbally and in writing.

Problem-Solving & Analytical Thinking: Investment bankers need to be quick thinkers who can analyze complex situations, identify problems, and develop creative solutions.

The Investment Banking Journey: From Internship to Analyst

The typical path to becoming an investment banker starts with an internship. Here's a breakdown of the key stages:

Internship: Investment banking internships are highly competitive, but they offer invaluable experience. Interns get exposure to various tasks, network with professionals, and learn about the day-to-day realities of the job. Many Investment Banking course Mumbai facilitate internship placements, giving you a head start in your application process.

Analyst: After a successful internship, you could be offered a full-time position as an analyst. Analysts work on various projects under the supervision of senior bankers, progressively taking on more responsibility as they gain experience.

Associate & Beyond: With experience and strong performance, analysts can progress to the associate level and eventually to the vice president and managing director positions.

The Power of Preparation: Why an Investment Banking Course in Mumbai Matters

The competitive landscape of investment banking demands a strong foundation of knowledge and skills. Here's how an Investment Banking course Mumbai can empower you:

Developing Core Skills: These courses provide comprehensive training in financial modeling, accounting, valuation, and other essential technical skills.

Practical Experience: Many Investment Banking course Mumbai incorporate case studies and simulated projects, providing you with practical experience in analyzing deals and developing financial models.

Networking Opportunities: These programs often connect you with industry professionals and alumni, opening doors to potential internships and career opportunities.

Investing in an Investment Banking course Mumbai demonstrates your commitment to the field and equips you with the knowledge and skills to stand out from the competition.

A Journey of Dedication and Passion

The path to becoming an investment banker is demanding, but for those with dedication and passion, it's a rewarding journey. By setting realistic expectations, acquiring the necessary skills through Investment Banking courses Mumbai, and actively seeking internship opportunities, you can transform your dream into a successful career in the world of high finance. Remember, investment banking is not just about numbers; it's about leveraging your knowledge and skills to make a real impact on businesses and the global economy.

[dgtraining]

Top Finance Domains in Dubai

There are various top finance domains in Dubai which includes investment banking, private equity, venture capital, risk management, and more. If you want to know about them in detail, check out our detailed blog. 

[fin-markets]

Client Capturers & Flow Players

In my previous blog we discussed the two archetypes in which the IB industry could be divided into, in the coming 10 years. According to Deloitte, these archetypes are- Client Capturers and Flow Players.

Client capturers have a forward-facing business, and will be experts at identifying and managing client needs. These IBs offer unparalleled customer service and create products designed to appeal across assets classes, geographies, and demographics. However, these businesses will be capital light, and rely on others in the industry to complete trades and transactions on their behalf.

Flow players, on the other hand, will offer a very different set of functions. Operating as a service within the market, they will complete trades and transactions on behalf of the rest of the industry. They will function more as a back-office service, offering the fundamental services that underpin the wider market. They will be focused on highly liquid, commoditised products and have a significant investment in technology and IT infrastructure to perform this function quickly and efficiently. 

In this model, interconnected businesses will be able to meet client needs through a network of partners. Some investment banks will focus on producing dynamic products for clients, while others handle the technical backend systems that power these products.

As stated in the Deloitte's "Bank of 2030" report- when deciding whether it would be more advantageous to become a client capturer or a flow player, investment banks should consider how their existing structure, technology architecture, capital availability, product portfolio, and talent pool map to each archetype’s projected core competencies.

~Lakshya Kapoor