#Mobile Wallet Platform

[counterten]

Ticket resale verification system

CounterTEN’s Ticket Resale Verification System ensures the authenticity of event tickets in the resale market. Utilizing cutting-edge blockchain technology, we track each ticket’s history from the original purchase to resale, effectively eliminating counterfeit risks. This system enhances buyer and seller confidence through real-time ticket verification and detailed seller profiles. Users can easily transfer verified tickets, maintaining security throughout the process. Our commitment to stringent verification processes transforms the ticket resale landscape, fostering trust and safety. Experience peace of mind with every transaction, knowing that your ticket is genuine and backed by CounterTEN’s innovative verification system. Secure your next event ticket with confidence!

[miyacults]

jjk men + where they keep a picture of you.

gojo, geto, nanami, megumi, yuuji.

cw: this is based off this trend! fully sfw. just wholesome talk about these guys looking at pictures of you everyday to lighten their day up <3 (or to mess with you, in gojo’s case)

⊹˚₊⭒ GOJO has recently picked up the habit of taking the absolutely most ridiculous pictures of you ever since Yuuji and the rest of the kids gifted him a Polaroid camera for his birthday. He even started to gather them up in a photo album he proudly shows to anyone who visits your home, and this alone would be just lovely, if it wasn’t for the fact that you’re fully asleep, or unshowered, or in the middle of sneezing, or eating—in all of them! He claims his favorite is one he took while you were actively arguing about him not taking out the trash the night before, so he decided that it was a great idea to capture the Polaroid with his phone and put it as your contact photo and the wallpaper to his laptop.

⊹˚₊⭒ GETO owns a big house and is the proud father of two precious twin girls, so the walls of his living room and a few tables are filled with picture frames of Nanako and Mimiko growing up and of course—of you, too. He loves the sense of familiarity and warmth it brings to his house, turning it into a home and making him feel whole. Geto also loves keeping pictures on his nightstand, sometimes he even go as far as to writing sweet notes in the back of them, declaring his love for you or how proud he is of the girls.

⊹˚₊⭒ NANAMI is a classic man, so of course he keeps a picture of you in his—very expensive, very posh—wallet. He really isn’t much a tech-like guy, as he prefers simple things and wishes to have a simple life, so he’s not one to be on his phone constantly. He doesn’t even use mobile payment regularly, instead prefers taking his multiple cards out of his wallet every time he’s purchasing something—hence why he put a little picture of you in there to be looking at him all the time. He also made sure to put one of both of you over his desk at work.

⊹˚₊⭒ MEGUMI’s favorite hobby is actually taking pretty pictures of you (unlike Gojo)—so you’re clearly the wallpaper on his phone. He has a whole folder dedicated to you, with your name and a little ‘<3’ next to it, and it’s flooded with images of you blowing him a kiss, eating and laughing on your weekly date nights, sparring with Yuuji and shopping with Nobara, and so much more. He’s the type to take out his phone any chance he gets to photograph anything you’re doing at anytime.

⊹˚₊⭒ YUUJI has a locket necklace with a picture of you and Todou in it… but it wasn’t really his choice to begin with. It was actually a Christmas gift from Todou himself, and Yuuji was really close to throw it away when his besto friendo opened it and showed him the smiley picture of you in the right side of the necklace. He grew very accustomed to it since that, but Choso’s been bothering him to get a new one where he appears ever since.

2024 © miyacults. Do not copy or plagiarize any of my work or share it in other social media platforms.

[mostlysignssomeportents]

America's largest hospital chain has an algorithmic death panel

It’s not that conservatives aren’t sometimes right — it’s that even when they’re right, they’re highly selective about it. Take the hoary chestnut that “incentives matter,” trotted out to deny humane benefits to poor people on the grounds that “free money” makes people “workshy.”

There’s a whole body of conservative economic orthodoxy, Public Choice Theory, that concerns itself with the motives of callow, easily corrupted regulators, legislators and civil servants, and how they might be tempted to distort markets.

But the same people who obsess over our fallible public institutions are convinced that private institutions will never yield to temptation, because the fear of competition keeps temptation at bay. It’s this belief that leads the right to embrace monopolies as “efficient”: “A company’s dominance is evidence of its quality. Customers flock to it, and competitors fail to lure them away, therefore monopolies are the public’s best friend.”

But this only makes sense if you don’t understand how monopolies can prevent competitors. Think of Uber, lighting $31b of its investors’ cash on fire, losing 41 cents on every dollar it brought in, in a bid to drive out competitors and make public transit seem like a bad investment.

Or think of Big Tech, locking up whole swathes of your life inside their silos, so that changing mobile OSes means abandoning your iMessage contacts; or changing social media platforms means abandoning your friends, or blocking Google surveillance means losing your email address, or breaking up with Amazon means losing all your ebooks and audiobooks:

https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs

Businesspeople understand the risks of competition, which is why they seek to extinguish it. The harder it is for your customers to leave — because of a lack of competitors or because of lock-in — the worse you can treat them without risking their departure. This is the core of enshittification: a company that is neither disciplined by competition nor regulation can abuse its customers and suppliers over long timescales without losing either:

https://pluralistic.net/2023/01/21/potemkin-ai/#hey-guys

It’s not that public institutions can’t betray they public interest. It’s just that public institutions can be made democratically accountable, rather than financially accountable. When a company betrays you, you can only punish it by “voting with your wallet.” In that system, the people with the fattest wallets get the most votes.

When public institutions fail you, you can vote with your ballot. Admittedly, that doesn’t always work, but one of the major predictors of whether it will work is how big and concentrated the private sector is. Regulatory capture isn’t automatic: it’s what you get when companies are bigger than governments.

If you want small governments, in other words, you need small companies. Even if you think the only role for the state is in enforcing contracts, the state needs to be more powerful than the companies issuing those contracts. The bigger the companies are, the bigger the government has to be:

https://doctorow.medium.com/regulatory-capture-59b2013e2526

Companies can suborn the government to help them abuse the public, but whether public institutions can resist them is more a matter of how powerful those companies are than how fallible a public servant is. Our plutocratic, monopolized, unequal society is the worst of both worlds. Because companies are so big, they abuse us with impunity — and they are able to suborn the state to help them do it:

https://www.cambridge.org/core/journals/perspectives-on-politics/article/testing-theories-of-american-politics-elites-interest-groups-and-average-citizens/62327F513959D0A304D4893B382B992B

This is the dimension that’s so often missing from the discussion of why Americans pay more for healthcare to get worse outcomes from health-care workers who labor under worse conditions than their cousins abroad. Yes, the government can abet this, as when it lets privatizers into the Medicare system to loot it and maim its patients:

https://prospect.org/health/2023-08-01-patient-zero-tom-scully/

But the answer to this isn’t more privatization. Remember Sarah Palin’s scare-stories about how government health care would have “death panels” where unaccountable officials decided whether your life was worth saving?

https://pubmed.ncbi.nlm.nih.gov/26195604/

The reason “death panels” resounded so thoroughly — and stuck around through the years — is that we all understand, at some deep level, that health care will always be rationed. When you show up at the Emergency Room, they have to triage you. Even if you’re in unbearable agony, you might have to wait, and wait, and wait, because other people (even people who arrive after you do) have it worse.

In America, health care is mostly rationed based on your ability to pay. Emergency room triage is one of the only truly meritocratic institutions in the American health system, where your treatment is based on urgency, not cash. Of course, you can buy your way out of that too, with concierge doctors. And the ER system itself has been infested with Private Equity parasites:

https://pluralistic.net/2022/11/17/the-doctor-will-fleece-you-now/#pe-in-full-effect

Wealth-based health-care rationing is bad enough, but when it’s combined with the public purse, a bad system becomes a nightmare. Take hospice care: private equity funds have rolled up huge numbers of hospices across the USA and turned them into rigged — and lethal — games:

https://pluralistic.net/2023/04/26/death-panels/#what-the-heck-is-going-on-with-CMS

Medicare will pay a hospice $203-$1,462 to care for a dying person, amounting to $22.4b/year in public funds transfered to the private sector. Incentives matter: the less a hospice does for their patients, the more profits they reap. And the private hospice system is administered with the lightest of touches: at the $203/day level, a private hospice has no mandatory duties to their patients.

You can set up a California hospice for the price of a $3,000 filing fee (which is mostly optional, since it’s never checked). You will have a facility inspection, but don’t worry, there’s no followup to make sure you remediate any failing elements. And no one at the Centers for Medicare & Medicaid Services tracks complaints.

So PE-owned hospices pressure largely healthy people to go into “hospice care” — from home. Then they do nothing for them, including continuing whatever medical care they were depending on. After the patient generates $32,000 in billings for the PE company, they hit the cap and are “live discharged” and must go through a bureaucratic nightmare to re-establish their Medicare eligibility, because once you go into hospice, Medicare assumes you are dying and halts your care.

PE-owned hospices bribe doctors to refer patients to them. Sometimes, these sham hospices deliberately induce overdoses in their patients in a bid to make it look like they’re actually in the business of caring for the dying. Incentives matter:

https://www.newyorker.com/magazine/2022/12/05/how-hospice-became-a-for-profit-hustle

Now, hospice care — and its relative, palliative care — is a crucial part of any humane medical system. In his essential book, Being Mortal, Atul Gawande describes how end-of-life care that centers a dying person’s priorities can make death a dignified and even satisfying process for the patient and their loved ones:

https://atulgawande.com/book/being-mortal/

But that dignity comes from a patient-centered approach, not a profit-centered one. Doctors are required to put their patients’ interests first, and while they sometimes fail at this (everyone is fallible), the professionalization of medicine, through which doctors were held to ethical standards ahead of monetary considerations, proved remarkable durable.

Partly that was because doctors generally worked for themselves — or for other doctors. In most states, it is illegal for medical practices to be owned by non-MDs, and historically, only a small fraction of doctors worked for hospitals, subject to administration by businesspeople rather than medical professionals.

But that was radically altered by the entry of private equity into the medical system, with the attending waves of consolidation that saw local hospitals merged into massive national chains, and private practices scooped up and turned into profit-maximizers, not health-maximizers:

https://prospect.org/health/2023-08-02-qa-corporate-medicine-destroys-doctors/

Today, doctors are being proletarianized, joining the ranks of nurses, physicians’ assistants and other health workers. In 2012, 60% of practices were doctor-owned and only 5.6% of docs worked for hospitals. Today, that’s up by 1,000%, with 52.1% of docs working for hospitals, mostly giant corporate chains:

https://prospect.org/health/2023-08-04-when-mds-go-union/

The paperclip-maximizing, grandparent-devouring transhuman colony organism that calls itself a Private Equity fund is endlessly inventive in finding ways to increase its profits by harming the rest of us. It’s not just hospices — it’s also palliative care.

Writing for NBC News, Gretchen Morgenson describes how HCA Healthcare — the nation’s largest hospital chain — outsourced its death panels to IBM Watson, whose algorithmic determinations override MDs’ judgment to send patients to palliative care, withdrawing their care and leaving them to die:

https://www.nbcnews.com/health/health-care/doctors-say-hca-hospitals-push-patients-hospice-care-rcna81599

Incentives matter. When HCA hospitals send patients to die somewhere else to die, it jukes their stats, reducing the average length of stay for patients, a key metric used by HCA that has the twin benefits of making the hospital seem like a place where people get well quickly, while freeing up beds for more profitable patients.

Goodhart’s Law holds that “When a measure becomes a target, it ceases to be a good measure.” Give an MBA within HCA a metric (“get patients out of bed quicker”) and they will find a way to hit that metric (“send patients off to die somewhere else, even if their doctors think they could recover”):

https://en.wikipedia.org/wiki/Goodhart%27s_law

Incentives matter! Any corporate measure immediately becomes a target. Tell Warners to decrease costs, and they will turn around and declare the writers’ strike to be a $100m “cost savings,” despite the fact that this “savings” comes from ceasing production on the shows that will bring in all of next year’s revenue:

https://deadline.com/2023/08/warner-bros-discovery-david-zaslav-gunnar-wiedenfels-strikes-1235453950/

Incentivize a company to eat its seed-corn and it will chow down.

Only one of HCA’s doctors was willing to go on record about its death panels: Ghasan Tabel of Riverside Community Hospital (motto: “Above all else, we are committed to the care and improvement of human life”). Tabel sued Riverside after the hospital retaliated against him when he refused to follow the algorithm’s orders to send his patients for palliative care.

Tabel is the only doc on record willing to discuss this, but 26 other doctors talked to Morgenson on background about the practice, asking for anonymity out of fear of retaliation from the nation’s largest hospital chain, a “Wall Street darling” with $5.6b in earnings in 2022.

HCA already has a reputation as a slaughterhouse that puts profits before patients, with “severe understaffing”:

https://www.nbcnews.com/health/health-news/workers-us-hospital-giant-hca-say-puts-profits-patient-care-rcna64122

and rotting, undermaintained facililties:

https://www.nbcnews.com/health/health-care/roaches-operating-room-hca-hospital-florida-rcna69563

But while cutting staff and leaving hospitals to crumble are inarguable malpractice, the palliative care scam is harder to pin down. By using “AI” to decide when patients are beyond help, HCA can employ empiricism-washing, declaring the matter to be the factual — and unquestionable — conclusion of a mathematical process, not mere profit-seeking:

https://pluralistic.net/2023/07/26/dictators-dilemma/ggarbage-in-garbage-out-garbage-back-in

But this empirical facewash evaporates when confronted with whistleblower accounts of hospital administrators who have no medical credentials berating doctors for a “missed hospice opportunity” when a physician opts to keep a patient under their care despite the algorithm’s determination.

This is the true “AI Safety” risk. It’s not that a chatbot will become sentient and take over the world — it’s that the original artificial lifeform, the limited liability company, will use “AI” to accelerate its murderous shell-game until we can’t spot the trick:

https://pluralistic.net/2023/06/10/in-the-dumps-2/

The risk is real. A 2020 study in the Journal of Healthcare Management concluded that the cash incentives for shipping patients to palliatve care “may induce deceiving changes in mortality reporting in several high-volume hospital diagnoses”:

https://journals.lww.com/jhmonline/Fulltext/2020/04000/The_Association_of_Increasing_Hospice_Use_With.7.aspx

Incentives matter. In a private market, it’s always more profitable to deny care than to provide it, and any metric we bolt onto that system to prevent cheating will immediately become a target. For-profit healthcare is an oxymoron, a prelude to death panels that will kill you for a nickel.

Morgenson is an incisive commentator on for-profit looting. Her recent book These Are the Plunderers: How Private Equity Runs — and Wrecks — America (co-written with Joshua Rosner) is a must-read:

https://pluralistic.net/2023/06/02/plunderers/#farben

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you'd like an essay-formatted version of this thread to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/05/any-metric-becomes-a-target/#hca

[Image ID: An industrial meat-grinder. A sick man, propped up with pillows, is being carried up its conveyor towards its hopper. Ground meat comes out of the other end. It bears the logo of HCA healthcare. A pool of blood spreads out below it.]

Image: Seydelmann (modified) https://commons.wikimedia.org/wiki/File:GW300_1.jpg

CC BY 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en

[gomzdrawfr]

just saw your patreon tax post, but what is bad about kofi membership? I got confuse after seeing comments arguining about which platform is better, and you also talked about kofi a bit...

I wish I can make a patreon but I got nothing but my writings, which barely get any attention

[context]

Okay I should've phrased it correctly, it's less about which platform is better than the other, but rather which platform is more suited for you. I know you're more on writing, but I'll offer a general view since I've used both sites + others has asked me about this. Disclaimer, these are all from my personal experience, it can be different to the rest.

What both of them can do:

Offer tier membership, you can offer free or paid and list down the benefits of joining your membership, you can also limit how many members you want.

Basic build in functions such as posting photo and poll.

Digital and physical benefits.

Analytics and tracking management.

Discord integration.

Financial payouts such as PayPal, Stripe or Cards.

Ko-fi membership

The Good

Generalized service for smaller scale projects, such as a tipping site and paywalled subscription service for fewer fees than patreon (ko-fi takes 5%).

Good for beginners because there are a lot of things that can be performed with a simple button, with comprehensive FAQ lists. Extremely straightforward with zero hastle.

Payment goes directly into your digital (PayPal/Stripe) or physical (card) wallet, no waiting for payout days.

The Bad

No NSFW content, if you try to go around this rule high chance to get penalized and your account goes bye bye. I've seen artists who offer nsfw art commissions in a hush hush way, but guess what? Ko-fi monitors your dms apparently, so if you sent nsfw related content through DMs or Posts, you're very likely going to get banned (happened to a friend).

There's no mobile app, might be a hastle if you want to post and handle things, every notification or changes you'll have to do it on web or desktop/laptop.

No direct video uploads, you'll have to use a link (a disadvantage if you're offering timelapse videos or podcasts)

For discord integration, it's finicky, half the time it doesn't work. This is due to pledger needing to connect their discord to their profile first before joining yours.

Sales tax are not automated. I may be incorrect here so better refer the FAQ, but from what I am understanding is that kofi doesn't automatically calculate, collect and remit sales/VAT/GST tax based on the buyer's location, content sold and local tax laws. You need to manually add them yourself. If you're charging $10, the buyer pays exactly $10, you receive <$10. If your country requires you to collect VAT or other sales tax, you're responsible for calculating how much should go to taxes, reporting and possibly remitting that amount manually or issuing any tax-compliant invoices if required. Uhhh so far I have not seen any cases regarding taxes, so I'm basing this off their FAQ page, posts online and youtube.

No group dms, so if you're someone who prefers to have more engagements with your supporters such as wanting to update things through chats, asking feedbacks, or simply just vibing with them, it might feel limited on Ko-fi. This is why most people have a separate discord group for better handling and posting in general.

Limited management. There are lesser details on post views, membership management, tracking payment or managing your posts. Every post you share in Ko-fi goes directly in your gallery which, in my opinion, kinda sucks because it's cluttery and messy. You will just have a tab of payment, like who joined, who has outstanding payment and who left.

Patreon

The Good

Bigger popularity and attention since it has been a thing for years. Also famously known as "pay so you can see art of dicks, tits and balls" site. Although throughout the years they've been trying to suppress NSFW posting for some reason (it is still allowed, just with some bullshit rules to deal with).

Mobile apps available, simple to use and comfortable to handle everything anywhere any time.

You can upload videos directly. You can also do polls, audio, link and livestreams.

Detailed analytics. Posts impressions/views, membership earnings, surveys (what your patreon members are joining your membership for), traffic (total visit of your patreon page and where they're coming from). This is especially useful when you have a massive following and want to have insights and control over your performance (or if you just wanna be nosy like me KAJSDKF).

Buttload of other functions that I myself have not learn much, such as automated promotions, discounts and product selling.

Built-in Discord integration. Uhm idk if Patreon works better than Ko-fi cuz when I transition to Patreon I didnt set up a discord group like before (I don't have the commitment to run and maintain them)

(Again as previously mentioned, fact check on their official page instead because I'm not sure about this) Sales tax automatically calculated and added. Patreon automatically adds VAT or applicable taxes on top of what supporter pays. If you're charging $5, a supporter from EU is charged $5.60, you get $5 in patreon and 0.60 goes to tax authorities, final money you're getting is <5$. They also handle tax collection, filling and remitting to country and provide tax reports for your records.

There are group dms (called Community tab). You can update processes and notify them directly there. It may not be as versatile as your regular communication apps like discord (eg, you can only send one image at a time to the group) but it's enough to keep some form of engagement. There is also Moderation hub to assign moderators or reported content stuff (I personally have not use this thing).

The Bad

Personally, starting patreon page was daunting to me cuz *points at FAQ and setup pages* THAT'S A LOT OF WORDS. It is not as straightforward as Ko-fi, so if you're struggling with management or suck at English like me, it can be terrifying to do the first few steps, it is a bit more advance. However, since Patreon is widely use you can ask people that has em and they'll be happy to help out, not to mention videos and tutorials out there that simplify the process. (Thank you Bressy and Shiba for helping out my initial phases)

The random ban for no reason, I've seen people who got their accounts banned when they created their patreon page, idk the full story as to why or how but, yeah it happens. Customer service varies between countries, some good some bad.

Higher charging fees, patreon takes 8% instead of 5%, if you're on premium plan then they'll take 12%. They are however, changing this and just charge 10% for ALL new blog that starts after August 4th. If you have a blog before August 4th, you'll be the 8% group still. Payment processing fees varies by region and method, typically is 2.9% + $0.40. These fees could add up quickly and offer losses over gain if you're running small tiers or have a large fan base. I also heard generated tax bookkeeping files are slightly confusing to count if you're not familiar with these business stuff.

Payout delays. Initial funs will take 5-10 days (or longer if you're unlucky) after the first pledge (like when you get a first patreon). They stay in patreon and you'll either set up automatic payout or manually withdraw them, compare to Ko-fi's instant withdrawals.

I don't know much about this but I think the Shops option differ to Ko-fi and I've heard people saying Patreon Shop setup is more finicky, so yeah that.

okay that's a lot of words so which one should I choose????

If you want simplicity, something on the side just to earn some extra income, with no thoughts about expanding it beyond a comfortable numbers of supporters (such as 10-12 members), then Ko-Fi is great. There are many memberships out there who offer benefits besides art! Such as writing, photography, editing, even algebra classes. It just really comes down to what you can offer with your skills and capabilities.

If you want to build a community, you want to continue expanding to a certain goal, you want more control over financial management, systems and tools, then Patreon is the way to go. This is especially preferred if you have content-driven mindset and if you have audiences to reach.

The reason why I am suggesting to make your patreon post now is obviously the tax increment stuff, but also if you already have that thought to have a page in the future. I understand the concern of "but i'm not ready" or "i ain't got stuff to offer", but you can always have a blank state with free memberships only. If you truly want to offer something, I believe a few passage of your current wip about your fics, or if you're an artist a simple doodle every month should probably keep your page afloat (and I mean you can ask your friends to join for free and do the engagement sillays like liking and commenting if you want extra security). Idk if patreon allows blank pages though so uhm, don't say I didn't warn you if something did happen lmao xD

I read other comments that talked abou 10% is not that high, which is fair since everyone has a different financial status and background. I'm not out here forcing anyone to start a patreon right away, I am just simply suggesting.

I wish I can make a patreon but I got nothing but my writings, which barely get any attention

I'm going to be very blunt about this and you might dislike what I am going to say, but if you have a goal you'll have to put in that effort to research, learn, experience the loss and failure, fall hard and step up again. I too, was once an account with 1 follower, and it's from Tumblr official page. My doodles were not the greatest, it's not rendered God-like, nor does it have any coherency. While I didn't think about starting memberships very early on, once I had that thought I started pushing myself to be better. Being a creative-based person online can be challenging, because if you want some financial gain from this, you'll have to put in the work to earn it. Studying what algorithm wants, what the audiences like, how other users alike are utilizing their skills to pull in the people. It's a long process that involves a lot of trial and errors, and it gets incredibly frustrating and tiring with a lot of burntout and giving up. Because you usually have to do something that you yourself may not like, but the vast majority do. You have 2 options with this kind of dilemma, stay true to yourself and do whatever you want, create and write what you want to be authentic, and find the real ones who would support you along the way, this one will be a longer road and lesser moments of "shit man, why the hell do i still write alien fucking if it throws me off." The other is okay, you figure out the people want, so time to improve and start working on that thing and slowly gain a steady amount of followers, and when you finally feel like it? start creating things you actually prefer. If they leave, they leave, if they stay, then they stay, you win some you lose some. I personally chose the second path, and yes I've lost a lot of people and support along the way, but I am happy with my progress. It took me about a year + before I launched ko-fi membership for 6 months, and then transition to Patreon now if you want a picture of my growth.

I don't think I'm there yet, even with my followings, even with patreon set up. There are many times where I still felt like what I do is inadequate and I'm ripping off their wallet with my creations and benefits. That is why I am still working my darn hardest to improve and to keep moving forward, but also to stop and reflect on my progress, to understand that these people are supporting me because they wanted to and they've been extremely kind and supportive along the way.

Well what I'm trying to say is, every foundation is hard to build, every beginning feels like torture, because it's foreign and it's tiring to even think about it, but if you want, or in other cases, need this growth and expansion, you'll have to endure it. Just like learning how to ride a bike, ya gonna fall and ya gonna bleed at times, but once you're comfortable with the handles, the rest of the ride will be easier, not smooth sailing, just easier! because there are still some bumpy road and blockage ahead, it's an ever learning curve.

Since I come from art concept, I cannot offer much advice with writings. The best way for me to improve is by looking up at what others are doing, so a good start is always connecting with others. Do you like an author's work? then read up about them like how you're putting that blorbo under a microscope and analyze the shit outta them. How do they post? What words do they use often? What prompts or premise is usually popular with their posts? What time do they post? How do they communicate with others? How do they communicate to you? How do they tag their post to reach 2k notes? How do they respond to questions about their memberships if they have one? What benefits are they offering in their pages? etc etc

idk maybe this all sounds way too much work to earn 10 pledgers in patreon, maybe all these are just way too elaborated but, at the end of the day it really depends what you want, how much are you willing to achieve the goal and how comfortable you are with these online content monthly producing responsibilities, stuff. Yeah.

Either way, I wish you all the best in your endeavors!

[gatesofgatotkacax1000]

INFORMASI SITUS

Nama Situs = KALIBA38

Rating Situs = ⭐⭐⭐⭐⭐ (92.875 suara)

Minimal Deposit = Rp. 10.000

Metode Deposit = BANK LOKAL, VIA PULSA, VIA E-WALLET , QRIS

Game Favorit = Gates of Olympus™, Starlight Princess™, Mahjong Ways, Wild Bandito.

Informasi Lebih Lanjut Silahkan Klik Link Di Bawah Ini 👇🏻 👇🏻 👇🏻

[situstergacorhariini]

INFORMASI SITUS

Nama Situs = KALIBA38

Rating Situs = ⭐⭐⭐⭐⭐ (92.875 suara)

Minimal Deposit = Rp. 10.000

Metode Deposit = BANK LOKAL, VIA PULSA, VIA E-WALLET , QRIS

Game Favorit = Gates of Olympus™, Starlight Princess™, Mahjong Ways, Wild Bandito.

Informasi Lebih Lanjut Silahkan Klik Link Di Bawah Ini 👇🏻 👇🏻 👇🏻

[serowebs]

adding onto my game complaining sessions, I want to say that if you really want more games, look into the indie scene, or like, overall new and upcoming creators and smaller game studios

because there are so many hidden gems of games out there that you can just grab if you look for them

and while I can imagine a lot of them will be for pc, not all of them are

SUPPORT SMALLER CREATORS AND FUCK BILLION DOLLAR CORPS

and also, if you do want to look into pc gaming you can bridge between console and pc by using a handheld pc like hte rog ally, steam deck, etc. without immediatly exploding your wallet [especially if you get them secondhand]

you can also look into pc game stores like steam and gog that have a ton of games for cheap and/or free

I literally bought my copy of doom 2016 for 3 euros on gog and I have microsoft flight simulator 40th anniversary edition for 20-smth euros on steam instead of 70 because both these games were on sale

Here are some indie games that I for example like playing

WEBFISHING - By Iamedeveloper

Slime rancher and Slime rancher 2 - by Monomi Park

Webbed - by SBug games [they also have a 3d isopod platformer coming soon so yea]

A Webbing Journey - By Future friends games and Fire totem games

No More Rainbows - By Squido Studio [This is a VR game but still a good one]

Cooking Simulator - By Big Cheese studios [I own the VR version and it's really fun]

Another Crabs Treassure - By Aggro Crab

Burgies Cozy Kitchen - By heyNau [also really good if you are a streamer, because your chat can act as the npcs ingame]

Content warning - By Landfall

Goat Simulator 1 and Goat Simulator 3 - By Coffee Stain

KintioPET - By TroyEN

Stick Fight the game - By Landfall

Tabletop Simulator - By Berserk Games

Cats are Liquid: a Light in the Shadows and Cats are Liquid: a better place - By Last Quarter Studios [Also exists on mobile!]

That's Not my Neighbour - By Nachosama Games

There are a lot more games I could list but im getting lazy so yea

[brandonmillman]

Create Openbook Market ID - Raydium Market ID 0.23 SOL

What is an Openbook Market ID?

Raydium.io, one of the most popular DeFi platforms on the Solana network, requires you to create an "Openbook Market ID" to list and trade your token project on the platform. OpenBook is a decentralized and open-source tool of the Serum V3 program on Solana. Creating an Openbook Market ID is mandatory to list on DeFi platforms such as Raydium.io.

0.23 Creating a Market ID in exchange for SOL

The cost of creating a Market ID on Raydium.io is usually around "3 SOL". However, through Openbookgui.com, one of the platforms that supports Openbookv2, you can create a 100% compatible market ID for only 0.23 SOL. With this method, you can create a market ID that is fully compatible with Serum V3 liquidity. You can access the Openbookgui.com website via the following link https://www.openbookgui.com/

Note: On platforms like Dexlab, it is strongly discouraged to try to reduce the fee by changing the "Length" values. This is the wrong approach and can lead to errors in Serum V3 liquidity. As a result of these errors, users may encounter frequent errors in trading, which will seriously damage your project's reputation. I have made the video below for you to better understand all the steps and to see how easy the process is.

Steps to Create Openbook Market ID

First, go to https://www.openbookgui.com/ and connect your Phantom wallet (Openbook v2 is only supported by Phantom and requires a non-mobile device).

Base Mint: In this field you need to enter your token contract address.

Quote Mint: You do not need to change this field, but you can use USDC or USDT if you wish.

USDC Address: EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v

USDT Address: Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB

Min. Order Size: This is set to "1" by default, but you can customize it if you want by referring to the table below.

Price Tick: This is set to "4" by default, but you can customize it.

You can use the examples below to customize your Tickers settings.

Review all your settings and make sure you have enough (0.23 SOL) in your account, then click the "Create" button to complete the process. Market ID creation takes approximately 15 seconds.

In my next article with more information about Raydium.io liquidity, I will try to explain the topic with simpler explanations and examples. Goodbye for now and good luck!

Openbook-v2: https://github.com/openbook-dex/openbook-v2/blob/master/idl/openbook_v2.json

[bmv1]

From Casinos to Crypto: How Las Vegas Became a Blockchain Innovation Hub

Las Vegas, long synonymous with its iconic casinos and vibrant entertainment, is now emerging as an unexpected hub for blockchain innovation. Inspired by the gaming industry’s need for security, transparency, and enhanced user experiences, the city is becoming a leader in fintech applications powered by blockchain. This transformation is driving the convergence of technology, finance, and entertainment, paving the way for the city’s tech-driven future. Fifteen years ago, in 2010, 10,000 Bitcoin was used to purchase two pizzas, a transaction that marked the first real-world use of the cryptocurrency. At the time, Bitcoin was practically worthless. Fast forward to today, and the value of Bitcoin has skyrocketed. Now, selling just 33 Bitcoin could buy you a $3 million penthouse at the prestigious Four Seasons Private Residences in Las Vegas. This dramatic shift highlights not only Bitcoin’s meteoric rise but also redefining how wealth and assets are exchanged in a tech-driven world.

1. Blockchain Integration in Las Vegas

Resorts World Las Vegas

Resorts World Las Vegas is a prime example of how casinos are embracing blockchain technology and digital currencies.

Crypto Payments: The casino allows customers to use Bitcoin and Ethereum for hotel bookings, dining, and other services, partnering with Gemini, a regulated crypto exchange.

Cashless Gaming: Patrons can use mobile wallets instead of carrying physical cash. This not only enhances convenience but also increases transaction security, reducing risks of theft or fraud.

Wynn Las Vegas

Wynn Las Vegas has partnered with fintech firms to explore blockchain-based loyalty rewards programs. Customers can earn digital tokens tied to casino activities, which can be redeemed for hotel stays, entertainment, or dining experiences.

Case Study: Blockchain for Fair Play

A notable example of blockchain in casinos is FunFair Technologies, a platform that offers decentralized casino solutions using Ethereum smart contracts. While not exclusive to Las Vegas, FunFair’s model ensures provable fairness by publishing game outcomes on the blockchain, making it impossible for casinos to manipulate results.

Such innovations are being tested in Las Vegas-style gaming platforms globally, showing how blockchain can build trust between casinos and players.

Casinos in Las Vegas Accepting Bitcoin for Payments

Golden Gate Hotel & Casino 

Location: 1 Fremont Street, Las Vegas, NV 89101

Details: As the oldest casino in Las Vegas, Golden Gate accepts Bitcoin for hotel bookings, dining, and gift shop purchases.

Note: Bitcoin is not accepted for gambling activities but can be converted to U.S. dollars for gaming. 

The D Las Vegas Hotel & Casino 

Location: 301 Fremont Street, Las Vegas, NV 89101

Details: The D Las Vegas allows Bitcoin payments for hotel rooms, dining, and merchandise at its gift shop.

Note: Bitcoin cannot be used directly for gambling but works for other non-gaming services. 

Resorts World Las Vegas 

Location: 3000 Las Vegas Blvd S, Las Vegas, NV 89109

Details: Resorts World has partnered with Gemini, a cryptocurrency platform, to accept Bitcoin for hotel stays, dining, and select retail purchases.

Innovation: The resort also offers cashless gaming solutions, making it one of the most tech-forward destinations on the Strip.

2. Fintech Innovations Inspired by Gaming

The gaming industry’s push for seamless, secure, and engaging user experiences has inspired broader fintech applications.

Cashless Gaming Solutions

Casinos like The Venetian and MGM Grand have integrated cashless payment systems. Platforms such as Sightline Payments provide mobile wallets for gaming, dining, and retail, eliminating the need for physical cash.

These systems use fintech innovations like real-time payment settlement and biometric security for user verification, enhancing both speed and safety.

Gamification in Fintech

Gamification—using game-like elements in financial services—draws heavily from the gaming industry’s playbook.

Example: Robinhood: The stock trading app uses gamified features such as streaks, confetti animations, and rewards to engage users.

Las Vegas Influence: Gaming incentives and loyalty programs serve as inspiration for fintech apps offering rewards for saving, spending, or investing responsibly.

Case Study: The Link Between Casinos and Fintech Apps

Las Vegas casinos often deploy advanced AI-powered analytics to predict player behavior and optimize incentives. This same data-driven approach is now being used in fintech apps like Acorns and Stash, which offer personalized financial advice and savings plans based on user habits.

3. Las Vegas-Based Blockchain Gaming Companies

Infinite Games

Las Vegas-based Infinite Games is pioneering blockchain integration in mobile and online gaming:

NFT Ownership: Players can own in-game items as NFTs (non-fungible tokens), enabling trade and resale across different platforms.

Player Economy: By using blockchain, Infinite Games creates decentralized gaming economies where players can monetize their skills and assets.

PLAYSTUDIOS

PLAYSTUDIOS, famous for its loyalty-based mobile games, is exploring blockchain to make rewards more transparent and tradable:

Blockchain allows digital tokens to replace traditional rewards points. Players can transfer, sell, or redeem tokens in ways not previously possible.

Emerging Companies in the Sector

Startups like Decentral Games are pushing the boundaries by creating virtual casinos in the metaverse, powered by blockchain and cryptocurrencies.

Players can visit virtual versions of Las Vegas casinos, bet using digital assets, and enjoy provably fair gameplay.

4. Future Prospects for Blockchain in Las Vegas

Las Vegas’s integration of blockchain technology points toward a future that is both innovative and economically diverse.

Enhanced Security and Transparency

Blockchain creates an immutable ledger for transactions, making gaming and financial processes tamper-proof and transparent.

For example, blockchain is being explored to log all bets, winnings, and payouts, ensuring trust between players and casinos.

Blockchain for Tourism and Hospitality

The Las Vegas tourism industry can leverage blockchain for smart contracts in hotel bookings, event tickets, and tours.

For instance, a blockchain-based booking platform could eliminate intermediaries like OTAs (Online Travel Agencies), offering tourists lower costs and direct transparency.

Economic Diversification

By embracing blockchain technology, Las Vegas is diversifying its economy beyond casinos and entertainment:

Tech Startups: The city’s business-friendly policies are attracting fintech and blockchain startups.

Investors and Talent: Las Vegas is becoming a hub for blockchain conferences like Money 20/20, drawing global investors and tech talent.

Conclusion

Las Vegas’s journey from a global gaming capital to a blockchain innovation hub is a testament to its ability to adapt and evolve. By integrating blockchain into its casino operations, the city is setting new standards for transparency, security, and user engagement in gaming and fintech. From cashless gaming solutions to decentralized casinos, Las Vegas serves as both a case study and a blueprint for other cities looking to harness the power of blockchain.

Platforms like RealOpen are now facilitating real estate purchases using Bitcoin, Ethereum, and other cryptocurrencies. These platforms convert crypto to cash en route to escrow, allowing buyers to purchase any property, even if the seller isn’t crypto-friendly. For example, crypto enthusiasts can test these innovations by using Bitcoin to purchase luxury properties, including a Trump Las Vegas condos for sale. This seamless process allows digital asset holders to invest directly into the Las Vegas real estate market, turning crypto wealth into tangible luxury assets.

As fintech innovations inspired by the gaming industry continue to grow, Las Vegas is uniquely positioned to lead this revolution—solidifying its status not just as the Entertainment Capital of the World, but also as a Tech and Blockchain Capital for the Future.

[boycrazedboy]

Can't stop thinking about an alternate world where basically everyone can do vore, in a similar way to how everyone technically can commit theft or vandalism at any time, only with some evolutionary differences to make the act physically possible.

And in that world, vore is controversial as fuck.

Some cultures consider it a "barbaric" practice and have long banned it, training kids while young to not do it. Some others consider it a right, a biological necessity, even, especially for teenagers and young adults who are the most prone to impulsively eating their peers. So while it is discouraged - for instance, you'll be expelled from a college/university if you are found to repeatedly eat other students- you won't go to jail for it.

Many places have spiritual and cultural practices which manage the number and frequency of those eaten, but in a world of secularisation, what is there to stop people from eating others? Or make them?

The studies are very conflicting over whether or not vore is biologically necessary. While many suggest it contributes to mental well-being, whether it is better for physical health vs. just eating a balanced diet is a matter of ongoing debate.

People may have more children to compensate, expecting at least one to be eaten at some point. Given how large humans can stretch to eat, it means people can safely be pregnant with far more kids, so sextuplets aren't unusual. Perhaps to ensure their safety, humans come out a little more developed; so pregnancies can last far longer depending on certain circumstances. Pregnancies lasting three years or more are not usual.

Maybe you live in a country where it's legal to vore, but highly disapproved. Maybe in your university you might get expelled for slipping up even once. But maybe a fellow student is from a family which donates so much to the university that they couldn't expel a member of that family even if they wanted to. Even if that "kid" is literally eating their way through the rest of the student body.

Even though our bodies are designed to cope with the massive, simultaneous influx of meat, maybe they aren't designed to keep going as normal when digesting. Maybe predators can't actually support the weight of their bellies unless they work out enough to do that. Or maybe they hibernate. Or maybe mobility devices for preds are common- wheeled platforms, modified rollators, spacious scooters, and reinforced wheelchairs are available to whoever can afford them.

There might be regular protests outside of businesses which refuse to deal with an out-of-control predator. Or outside of government buildings to make the practice illegal. Or maybe in places where it's completely banned, hoards of "would-be"* predators are the ones protesting.

*let's be real, if you had the ability, would the law stop you?

Maybe people take holidays to places in which vore is legal, leading to an initial population drop, but then a massive influx of cash when the locals figure out how to exclusively pit the tourists against eachother. Maybe some locals even specialize in pickpocketing the meat-drunk preds when they're too busy eating or basking in the glow of fullness to notice their wallet being pinched.

Maybe in some places public vore is treated like exhibitionism, so it's only legal in private.

Maybe in others, the prey needs to consent, leading to a huge and impossible-to-prove issue of faked prey-consent forms.

I'd think in most places, going out with a writhing, full, post-vore belly will garner you dirty looks from the people who're against it. Maybe you'd even get harassed for it- at the risk of the person stupid enough to harass a pred, especially if it's in a place where it's legal.

Maybe some people have a strict pred-eat-pred policy, where they only target preds, viewing committing the act of vore as a waiver. Maybe those pred-eat-pred people only target preds who DON'T eat preds, as a form of vigilante justice.

[systemserendipity]

TL;DR

I'm a queer artist, trying to help my family with a fundraiser across multiple platforms. Read above and below for more info:

CASHAPP: @judelegacy

VENMO: @squishtomato

GOFUNDME: @07e44da

PAYPAL: @blyandco

KOFI: @blyco

I'm raising money to help my partners. The others— David, Squish and Remy— will also have access and see this fundraiser as time and tremendously personal, life-altering situations allow.

We've all had many stumbling blocks drop out of the blue; one after the other over the span of just a month. David recently got admitted to the hospital (started in critical), and needs long-term care. Remy sustained a work injury leading to limited mobility. I also sustained a work injury, causing temporarily disabling symptoms to the point of low functionality.

Squish's pre-existing health issues have exasperbated to the point of more medical needs than usual.

With these critical blows to our wallets, we're facing problems with housing stability, food security and more. Worker's compensation, disability and other government programs only go so far.

If giving money for nothing in return doesn't suit one's interest, feel free to commission me and my family for art. On my socials, you'll find links to my portfolio, ways to support us and what I'm all about.

Sincerely,

Bly

[counterten]

Blockchain-based ticketing

CounterTEN offers a revolutionary blockchain-based ticketing system that ensures secure and transparent ticket transactions. By leveraging blockchain technology, each ticket is uniquely verified and stored on an immutable ledger, preventing fraud and counterfeit tickets. CounterTEN's platform enhances trust between event organizers and attendees by enabling safe, peer-to-peer resales through its Ticket Resale Verification System. This feature ensures that resold tickets are legitimate, protecting both buyers and sellers. Event organizers benefit from streamlined ticket management and real-time data insights, while users enjoy hassle-free transfers and purchases. With CounterTEN, blockchain technology is reshaping the ticketing industry, providing a fair, secure, and efficient solution for modern event management.

[intensifyre]

Crypto Crime Is the Future. Bank Heists Are History.

A rise in physical attacks on digital-asset holders says a lot about the trade-offs of a cashless society.

(Bloomberg Opinion) -- With Bitcoin reaching a new record, it shows more investors are getting swept up in the dream of “being their own bank” via tokens that can be transferred instantly and anonymously outside the traditional financial system. Yet at the same time, there seems to be too little awareness of the cost of being your own bank security guard in a cashless world. 

A recent double-digit rise in crypto-exchange hacks and a wave of brazen crypto-executive kidnapping attempts — with the latest taking place in broad daylight on the streets of Paris — has put the industry on edge and ramped up interest in security, according to Bloomberg News, with 23 such attacks recorded this year by one database (up from six over the same period last year). They have resulted in grisly mutilations, like severed fingers, and have pressured the French government to do more to stop them, even if statistically France scores relatively well on crimes like homicide.

This goes way beyond one country; crime is changing everywhere. Banks are no longer easy or juicy targets for robbers, with heists down more than 80% since the 1990s as branches close and piles of cash hoarded in safes become a rarity. We’re also all carrying less cash in a payments world driven by taps and swipes. Personal safety was one reason put forward by ABBA’s Bjorn Ulvaeus a decade ago for making Sweden a cashless economy.

Meanwhile, other forms of criminality have become more prevalent as technological and social upheaval sees bandits adapt. The spread of digital wallets held on platforms like Coinbase Global Inc. is attracting hackers, most recently to obtain client data; exchange hacks rose 17% last year, according to compliance firm TRM. High-value muggings such as watch theft have become more lucrative, with the total value of lost and stolen timepieces in the UK now at £1.6 billion ($2.1 billion), according to the Watch Register. Home-jackings are also on the rise; celebrity Kim Kardashian was robbed at gunpoint in a Paris hotel in 2016. 

The rise of physical attacks on crypto holders and their families is the grimly logical next step, a symbolic return to the pre-banking days of highway robber Dick Turpin. The downside of high capital mobility is high physical vulnerability: Extorting crypto face-to-face is known as a “wrench attack” because of its simplicity, brutality and potential high return. One social media slip-up can reveal your whereabouts to criminals, who themselves are also becoming more tech-savvy and able to organize a heist through digital channels.

Deterrence is going to be key in tackling this kind of crime, and it’s heartening that police are doing a good job tracking down gangs and seizing ransom payments; what’s less encouraging in France is prison overcrowding and its knock-on impact on sentencing. Yet the debate about how to balance security and liberty is also brushing up against crypto’s libertarian ethos. Some industry entrepreneurs think the best way to avoid being targeted is more anonymity — and the right to bear arms, which is tightly regulated in France. Without sounding too squeamish and European, I’m not convinced. “Carrying a weapon is a serious step requiring serious training,” says Bruno Pomart, a former member of elite police unit RAID. “Nor does it solve the problem of vulnerable family members based elsewhere.”

The more likely outcome will be demand for private security firms and better protection. Salvatore Furnari, chief executive officer of security specialist Topaz Group, tells me he’s increasingly in touch with crypto-industry figures and advising them on a top-to-bottom rethink of how to protect themselves and their associates. “The crypto world is going through the same things banks used to,” he says.

But this all comes at a cost — and it may be that some types of investors decide that owning crypto isn’t worth it. One tech executive tells me he’s simply sold his portfolio for peace of mind. And regulators might eventually decide that crypto needs to be more centralized, not less, to help combat crime. After Italy was hit with a wave of shocking abductions during the “years of lead,” the government eventually moved to dissuade extortion by freezing victims’ financial assets and those of their families. This would be clearly anathema to crypto owners. But if we’re all going to end up being our own bank, it may be another type of alarm to consider.

    “Investments in the  securities market are subject to market risks.”

To succeed in the Indian stock market and earn profits, thorough research and analysis are essential. At Intensify Research Services, our team provides you with the insights you need—use them wisely to maximize your returns.

[upb73]

What is UPB Token? How You Can Start With Just ₹100 and Earn Big Profits!

In today’s fast-paced digital world, cryptocurrency and blockchain-based tokens are gaining tremendous popularity. Among these rising stars, the UPB Token has recently caught the attention of investors, tech-savvy youth, and fintech enthusiasts across India. But what exactly is the UPB Token, and how can you potentially earn big profits by investing as little as ₹100?

In this blog, we’ll break down everything you need to know about the UPB Token in simple, easy-to-understand language. Whether you're a beginner or someone already exploring digital finance, this could be your next big opportunity!

🌐 What is UPB Token?

UPB Token stands for Universal Payment Bank Token. It is a digital asset designed to simplify, speed up, and secure online payments, banking, and financial transactions, especially in underserved or semi-banked areas of India.

Unlike traditional cryptocurrencies like Bitcoin or Ethereum, UPB Token is purpose-driven, focusing on enhancing financial inclusion and day-to-day digital payments.

🔹 Think of UPB Token as a smart currency that works inside a digital banking ecosystem designed for the future.

💡 Key Features of UPB Token

Let’s explore why UPB Token is becoming so popular:

✅ 1. Low Investment Entry

You can start with as little as ₹100, making it highly accessible for students, small business owners, and first-time investors.

✅ 2. Secure & Transparent

Powered by blockchain technology, all UPB Token transactions are encrypted, traceable, and protected from fraud.

✅ 3. Instant Payments

Use UPB Token to pay for mobile recharges, utility bills, money transfers, and more — all within seconds.

✅ 4. Growing Ecosystem

The UPB Token is part of a larger Universal Payment Bank platform, meaning it can be used across different services, apps, and vendor networks.

✅ 5. Rewards & Cashback

Early adopters and users often get bonus tokens, referral rewards, or cashback, making it a smart way to earn passively.

💰 How Can You Start With ₹100?

One of the best parts of UPB Token is that you don’t need thousands of rupees to begin. Here's a step-by-step guide on how you can start investing in UPB Token with just ₹100:

📝 Step 1: Register on the UPB Platform

Visit the official website or app of Universal Payment Bank and create your account. You’ll need to complete basic KYC using your Aadhaar and PAN card.

🪙 Step 2: Buy UPB Tokens

Once your account is active, go to the “Buy Tokens” section. Enter the amount you want to invest—you can start from ₹100.

📲 Step 3: Store Tokens in Your Wallet

The platform provides you with a secure digital wallet where your tokens are stored. This wallet can be used for transactions or to hold your investment.

💹 Step 4: Watch Value Grow

As UPB Token’s ecosystem expands, the value of each token may increase. Just like stocks or mutual funds, you can hold them until their value grows or use them in daily transactions.

📈 How Can You Earn Profits?

Let’s get to the exciting part — earning from UPB Token! There are multiple ways you can turn a small investment into significant returns.

💎 1. Value Appreciation

As more people adopt UPB Tokens and the platform grows, demand increases, which can raise the token price over time.

Example: If you buy 100 tokens at ₹1 each today and the value goes up to ₹5 later, your ₹100 becomes ₹500.

🔁 2. Trading

You can buy tokens at a low price and sell them when the value increases on supported exchanges or through the platform.

🎁 3. Referral Rewards

Many users earn free tokens by inviting others to join the platform. It's a win-win — your friend learns something new, and you get rewarded!

💼 4. Business Integration

If you’re a merchant or small business owner, you can start accepting UPB Tokens as payment. It reduces transaction fees and gives you access to tech-friendly customers.

📊 Real Example: Small Start, Big Growth

Let’s look at a hypothetical scenario:

Initial Investment: ₹100

Token Price at Entry: ₹1

Tokens Owned: 100

After 6 Months, the Token price rises to ₹4.

Value Now: ₹400

Profit: ₹300 (300% Return)

This is just a simplified example — actual profits depend on the market, demand, and adoption of the token. But it shows how even a small investment can grow over time.

🛡️ Is UPB Token Safe?

Yes, as long as you use official platforms and keep your login credentials secure. Like any digital asset, UPB Token is vulnerable to scams if used carelessly. Here are some tips:

✅ Always use the official UPB app or website.

✅ Do not share OTPs, passwords, or wallet keys.

✅ Don’t fall for “too good to be true” schemes.

✅ Enable two-factor authentication (2FA) where available.

UPB is aiming to operate under RBI-compliant frameworks, which increases its legitimacy.

📌 Who Should Consider UPB Token?

📱 Students & Young Professionals: Learn digital finance and start small.

🧑‍💼 Small Business Owners: Accept payments and expand customer options.

💡 Early Investors: Get in before the price surges.

🧓 Unbanked/Rural Citizens: Use tokens for daily utility in areas where banking is limited.

🌟 Future of UPB Token

UPB Token isn’t just a digital coin; it’s part of a bigger movement — Digital India. With the rising popularity of UPI, digital wallets, and cashless payments, UPB is positioning itself to be a major player.

In the coming years, we could see:

Integration with e-commerce platforms

Acceptance in retail stores

Listing on major token exchanges

Expansion in financial products like microloans or digital gold

📝 Final Thoughts

Investing in the UPB Token is not just about making money — it's about being part of a financial revolution. With just ₹100, you’re opening the door to digital banking, blockchain-based payments, and possibly long-term wealth.

Of course, every investment comes with risk, so make sure to do your research, stay updated, and avoid greedy decisions. But if you’re looking for a low-risk, high-potential entry into the digital finance world, UPB Token is worth exploring.

[jain2580]

No Salary Slip? No Problem! Apply for Instant Loan Online Without Documents in 2025

Struggling to get a loan due to low income, no salary slip, or poor credit score? You’re not alone.

In today’s fast-paced world, financial emergencies don’t wait. Whether it's a medical bill, urgent travel, or rent payment, people often need instant cash loans in 1 hour in India without the hassle of paperwork. However, traditional banks demand documents, proof of income, and a good CIBIL score.

What if we told you that in 2025, there are real solutions to get instant approval loans online without any salary slips, CIBIL checks, or even detailed income proofs?

Let’s explore India’s best no-verification loan apps that are helping thousands of users like you get money in minutes – stress-free.

Why Do People Look for Instant Loans Without Documents?

Many salaried individuals, freelancers, or small business owners often face these challenges:

No salary slip or bank statement

Low or no credit score (CIBIL)

No ITR or formal income proof

Need for urgent funds (within 1 hour)

That’s where instant loans without a salary slip and no-proof personal loan apps step in.

These apps leverage AI-powered credit engines, alternative data, and KYC to offer instant loan disbursal in minutes – even to first-time borrowers with no formal documents.

Who Can Apply?

You can apply personal loan online instantly if you meet the following:

Age: 18+ years

Basic KYC: PAN + Aadhaar

Bank account for loan disbursal

Mobile number linked to Aadhaar

Basic repayment capacity (even gig work/freelancing)

Top No-Verification Loan Apps in India (2025)

Here’s a list of trusted apps where you can get an instant loan without documents or a CIBIL check:

Most of these apps offer quick cash loans without income proof, helping even those with bad credit get personal loan approval.

How to Apply for a Loan Without Income Proof or CIBIL Check?

Here’s a step-by-step guide for an easy personal loan application online in India:

Download the App (Investkraft, KreditBee, CASHe, etc.)

Complete eKYC – Aadhaar + PAN verification

Enter Basic Details – Employment type, monthly income (self-declared)

Bank Account Link – To receive disbursal

Loan Offer & Approval – Instant approval in most cases

Get Funds – Loan disbursal in minutes to your bank or wallet

That’s it! No need to upload salary slips, bank statements, or wait for long approvals.

Real-Life Scenario: How Ramesh Got ₹20,000 in 15 Minutes

I work part-time and earn ₹12,000 monthly. No ITR, no salary slip. I had a sudden health expense and tried KreditBee. I just uploaded my Aadhaar, PAN, and filled in basic info. ₹20,000 was credited to my account in under 15 minutes. Zero paperwork, no credit check!

— Ramesh, 21, Delhi

Is It Safe to Borrow from No-Proof Loan Apps?

Yes, but choose only RBI-registered NBFC-backed apps. Read reviews, verify data encryption policies, and ensure they don’t ask for unnecessary permissions.

Avoid shady apps that:

Demand advance payments

Call your contacts

Threaten legal action

Stick to reputed names like KreditBee, CASHe, and PaySense for a trusted instant loan without a credit score check in India.

Common Myths Busted

Top 5 FAQs – Instant Personal Loans Without Documents in India

1. Can I get a loan without a CIBIL or a salary slip?

Yes. Many apps allow a loan without a salary slip or a bank statement using KYC and alternate data.

2. How fast can I get the loan amount?

You can receive funds within 5 to 30 minutes, depending on the app and verification speed.

3. Is my low CIBIL score a problem?

No. Several platforms specialize in offering loans without a credit score check in India or to low-CIBIL borrowers.

4. Which is the best app for quick cash without income proof?

KreditBee and TrueBalance are top-rated for quick cash loans without income proof.

5. Do I need a job to get a personal loan?

Not always. Some apps offer loans to freelancers, students, and self-declared income earners.

Final Thoughts – Raise Instant Funds Without Hassle in 2025

In 2025, getting instant personal loans without income proof, CIBIL score, or documents is no longer be a dream. With the rise of AI-driven loan platforms, users across India can now meet urgent needs without fear of rejection.

Whether you're looking to apply personal loan online instantly, get an instant cash loan in 1 hour in India, or use a no proof personal loan app, the options are many – and very real.

Choose your app wisely. Stick to trusted names. Borrow only what you need. And enjoy the freedom of instant funds without paperwork.