#Pay later

[dumblr]

Sins are like credit card, enjoy now pay later.

[mapmydestination]

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[postadtw]

BNPL (Buy Now, Pay Later) 先買後付，是台灣新一代的現金卡！

BNPL（Buy Now Pay…

[gayatrigunjkar]

Buy Now, Pay Later: Changing the Game in E-Commerce

The main purpose of buy now pay later is to eliminate the need to make payment for items at the buying time. In addition, numerous benefits provided by buy now pay later include, high security, hassle free transaction, faster transaction processing speed and others. Furthermore, rise in penetration of online payment across the globe and growth in the e-commerce industry in emerging countries are the major factors driving the buy now pay later market growth.

The Buy Now Pay Later Market study by Allied Market Research includes an overview of business trends, competitor analysis, and a future market and technical analysis forecast. In addition, the study gave an illustration of the global value and key regional trends in terms of Earthquake InsurMark size, share and growth opportunities. All information about the global market has been carefully analyzed and verified by industry professionals after being gathered from very reliable sources.

Download PDF Sample Copy: https://www.alliedmarketresearch.com/request-sample/12893

A comprehensive and detailed method that combined primary and secondary research was used to thoroughly investigate the global E-Banking Market. While secondary research gave a broad overview of the products and services, primary research involved a thorough examination of many factors that influence the market. A process of searching is done using a variety of sources, such as press releases, professional journals, and government websites, to gain insights into the industry. This approach has made it possible to acquire a clear, extensive understanding of the global E-Banking Market.

Analysis of Key Players:

The market is fragmented, with many large and medium-scale vendors controlling minority shares. Vendors actively engage in product development by making significant investments in R&D initiatives. Through a variety of growth strategies, including alliances, partnerships, mergers, and acquisitions, they are increasing their Shop Insurance Marketshare.

Purchase this Report@ https://www.alliedmarketresearch.com/buy-now-pay-later-market/purchase-options

Major players operating in the Buy Now Pay Later Market industry include Affirm Holdings Inc., Afterpay ,Klarna Bank AB , Laybuy Group Holdings Limited, PayPal Holdings Inc., Payl8r (Social Money Ltd.), Perpay , Quadpay, Sezzle, Splitit.

By Channel

Online Channel

POS Channel

By Technology

Retail Goods

Media & Entertainment

Healthcare & Wellness

Automotive

Home Improvement

Others

By End User

Generation X

Generation Z/Millennials

Baby Boomers

By Region

North America (U.S, Canada, and Mexico),

Europe (UK, Italy, Germany, France, Spain, Netherlands, Switzerland, and the Rest of Europe),

Asia-Pacific (China, Japan, India, South Korea, Australia, Indonesia, Thailand, and Rest of Asia-Pacific),

LAMEA (Latin America, Middle East, and Africa).

The expert team at Allied Market Research continuously analyzes the market environment by making precise predictions about the necessary driving and restraining factors. On these factors, the stakeholders can base their business plans.

Key Benefits for Stakeholders:

This report offers a quantitative examination of the market segments, estimations, recent trends, and dynamics of the Buy Now Pay Later Market: analysis from 2023 to 2032 to specify the key competitive advantages.

An in-depth analysis of Market segmentation helps in determining current market opportunities.

Porter’s five forces analysis places a strong emphasis on consumers’ and vendors’ capacity to develop their supplier-buyer networks and come to profitable business decisions.

The report examines regional and global market segmentation, LAMEA Travel Insurance MarkeTrends, leading players, market growth strategies, and application areas.

Market participants’ positioning encourages comparative analysis and provides a clear understanding of the player’s current position.

The major countries in each region are mapped based on their revenue contribution to the global market.

The report provides in-depth details of the business tactics used by the major market participants in Buy Now Pay Later Market: growth.

Customization Before Buying, Visit @ https://www.alliedmarketresearch.com/request-for-customization/12893

Key Questions Answered in the Research Report-

What are the market sizes and rates of growth for the various market segments in the global and regional market?

What are the key benefits of the Buy Now Pay Later Market: report?

What are the driving factors, restraints, and opportunities in the global Market?

Which region has the largest share of the global Market?

Who are the key players in the global Market?

Top Trending Reports:

1) credit default swap market: https://www.einpresswire.com/article/661062015/credit-default-swap-market-expected-with-companies-offerings-by-end-user-segments-2032

2) Corporate Banking Market: Corporate Banking Market Evolves to Meehttps://www.openpr.com/news/3241671/corporate-banking-market-evolves-to-meet-changing-businesst Changing Business (openpr.com)

3) Debt Financing Market: https://www.openpr.com/news/3242822/debt-financing-market-dynamics-challenges-and-opportunities

About Us:

Allied Market Research (AMR) is a full-service market research and business-consulting wing of Allied Analytics LLP based in Wilmington, Delaware. Allied Market Research provides global enterprises as well as medium and small businesses with unmatched quality of “Market Research Reports Insights” and “Business Intelligence Solutions.” AMR has a targeted view to provide business insights and consulting to assist its clients to make strategic business decisions and achieve sustainable growth in their respective market domain.

We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Allied Market Research CEO Pawan Kumar is instrumental in inspiring and encouraging everyone associated with the company to maintain high quality of data and help clients in every way possible to achieve success. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry.

Contact:

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[travlonic]

Teachers teach us books as well as life

[prasannareddy]

Empowering Consumers: Exploring the Benefits of E-commerce Buy Now, Pay Later

The e-commerce buy now pay later (BNPL) market has seen significant growth over the years, driven by several key trends and growth factors. One major trend is the increasing in the e-commerce buy now pay later market is the growing partnership between buy now pay later providers and merchants. This allows merchants to offer BNPL options to their customers, and also allows BNPL providers to expand their reach and customer base. Furthermore, BNPL options have become more popular as a result of the expansion of mobile payments, particularly in developing nations where mobile phones are the main method of internet access. Moreover, in order to serve these markets, BNPL companies put more and more effort into creating mobile-friendly solutions. In addition, consumers may now access buy now pay later choices more easily through e-commerce sites that incorporate them into their checkout procedures. Moreover, this has led to a rise in the use of BNPL alternatives and improved conversion rates for e-commerce platforms. These e-commerce buy now pay later market trends and growth factors thus shape the future of the e-commerce buy now pay later market and is anticipated to continue to drive growth and innovation in the coming years 

According to a new report published by Allied Market Research, titled, “E-Commerce Buy Now Pay Later Market," The e-commerce buy now pay later market was valued at $4.2 billion in 2022, and is estimated to reach $57.8 billion by 2032, growing at a CAGR of 30.4% from 2023 to 2032.

The E-commerce buy now pay later market is expected to continue growing in the coming years, driven by factors such as the increasing adoption of buy now pay later option by retailers, and collaborating with financial institutions, such as banks and payment processors, and the E-commerce buy now pay later market is expanding into new markets, particularly in emerging markets where traditional credit options are less prevalent.

The world of online shopping is constantly evolving, and one trend that has gained significant traction in recent years is the concept of "Buy Now, Pay Later" (BNPL) services. This innovative payment model has reshaped the way consumers make purchases and has also provided retailers with a valuable tool for boosting sales and customer loyalty.

The Rise of BNPL:

Buy Now, Pay Later services have rapidly transformed from a niche offering to a mainstream payment option. This growth can be attributed to several factors, including changing consumer preferences, the ease of online shopping, and the desire for flexible payment solutions. BNPL platforms like Klarna, Afterpay, and Affirm have gained immense popularity by allowing shoppers to split their payments into smaller, interest-free installments over time.

The Consumer Appeal:

One of the key reasons for the widespread adoption of BNPL services is the appeal they hold for consumers. Traditional credit cards often come with high-interest rates and the risk of accumulating debt, whereas BNPL offers a more controlled and transparent approach to budgeting. With the ability to spread out payments, shoppers can enjoy immediate gratification without the worry of hefty interest charges.

Click Here to Download a Sample Report of E-Commerce Buy Now Pay Later Market

Benefits for Retailers:

Retailers have been quick to recognize the advantages of integrating BNPL options into their online stores. This payment model can significantly increase conversion rates, as customers are more likely to complete purchases when given the option to pay in installments. Additionally, BNPL can attract new customers who might have otherwise been deterred by upfront costs. The seamless checkout process associated with BNPL services can also reduce cart abandonment rates, boosting overall sales.

Building Customer Loyalty:

Beyond just boosting sales, BNPL services can foster long-term customer loyalty. By providing flexible payment solutions, retailers show that they understand and cater to their customers' financial preferences. This positive shopping experience encourages repeat business and referrals. Customers are more likely to return to a retailer that offers a smooth and convenient purchasing process.

Challenges and Considerations:

While the BNPL model offers significant benefits, it's not without its challenges. Some critics argue that it could potentially encourage overspending and financial irresponsibility among consumers. To address this concern, responsible lending practices and clear communication about repayment terms are essential. Additionally, retailers must carefully evaluate the costs associated with offering BNPL options, as there are fees involved for using these services.

Regulatory Scrutiny:

The rapid growth of BNPL services has prompted regulatory scrutiny in various regions. Authorities are keen to ensure that consumer rights are protected and that lending practices are fair and transparent. As a result, BNPL providers and retailers must stay informed about the evolving regulatory landscape and adapt their practices accordingly.

Conclusion:

The Buy Now, Pay Later trend has undoubtedly transformed the e-commerce landscape, offering benefits for both consumers and retailers. With its ability to enhance customer satisfaction, drive sales, and build loyalty, it's clear that BNPL is here to stay. However, responsible implementation, transparent communication, and adherence to regulatory guidelines will be crucial in maintaining the integrity of this payment model as it continues to evolve.

[brainrotcharacters]

The moment Wade handed Mary Puppins to Logan and Logan had no protest beyond groaning, I knew

[blue-rose-soul]

Lucifer: Why does Lilith call you babygirl? Alastor: [Aroace, gladly died a virgin and if he has his way he will remain a virgin until the Hells collapse.] Alastor: I'm fucking your wife.

[returquoise]

Libraries are the fucking best. You can just go there. And sit. And read. And do other stuff but I'm reading atm so that's my example. And it's free.

[retailboss]

14 Percent Rise In Buy Now Pay Later, Says Report

[mostlysignssomeportents]

The CFPB is genuinely making America better, and they're going HARD

On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.

Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!

A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.

The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.

But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:

https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb

Then banning payday lenders' scummiest tactics:

https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud

Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:

https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism

Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

Chopra went on to promise to ban data-brokers altogether:

https://pluralistic.net/2024/04/13/goulash/#material-misstatement

Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:

https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights

Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:

https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/

That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:

https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/

First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:

https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules

Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/

Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/

As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.

There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.

But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

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[anophiles]

what if he doesn't want it to mean anything?? (lie)

this post has been haunting me

[felsicveins]

Jumping on the bandwagon where people resurrect Creek to be whatever the fuck they want

AU where he winds up as Velvet and Veneers assistant after talking his way out of being eaten

[bet-on-me-13]

Uncle Vlad

So! Vlad Masters, Maddie Walker, and Jack Fenton were a group of friends that studied together at Gotham University. They all studied the Effects of Ectoplasm of the world around them, from how it affected Space-time to how it affected the Flora of the world.

But they had another friend, one who was interested on how Ectoplasm affected Human Beings before they died, rather than after. He was a Med Student, and he wanted to see if there were any Medicinal applications to Ectoplasm.

His name was Thomas Wayne.

Thomas was actually great friends with the Trio, and eventually they became a Quartet. He was just as crazy as them, although he hid it better, and he loved to get into stupid shenanigans with them.

Unfortunately that all came to an end when Vlad got was put in the Hospital by a Lab Accident. He refused to see any of them, but Thomas managed to convince him to let him study how the Ectoplasm was affecting his Body to hopefully find a Cure. He was the most skilled Ecto-Biologist they had after all.

Thomas never managed to find a Cure, but he did manage to maintain his friendship with Vlad, even after Jack and Maddie got married and moved away to Illinois. He felt bad that their friend group fell apart like that, but with all their lives changing it was inevitable. Thomas himself was planning on proposing to his girlfriend Martha soon.

When Vlad moved away to Wisconsin after recovering from his Accident, he stayed in contact with Thomas as thanks for all the help he gave in trying to find a Cure. Unlike Jack and Maddie who moved away without even trying to say goodbye, Thomas stuck around and stayed his friend.

He even became the Godfather to his son, Bruce. He later got a Letter from Jack and Maddie naming him the Godfather of their own son, Daniel, but he didn't really care as much. Bruce was an adorable little boy, and incredibly intelligent, he got that from his Father obviously.

Or course, then That Day happened. Thomas and his wife were Shot by a mugger and poor Bruce was left without his parents. Vlad tried to take him in, but was rejected on the grounds that he was still "Too frail to get out of his House".

He stayed in Contact with Bruce, but it became harder as time went on. From both the revelation that Daniel Fenton was a Halfa like him, and the fact that Bruce was traveling so much, he didn't have much of a chance to contact him. He needed to split his attention, and Daniel took a lot more than expected.

He hoped Bruce would stay a good kid, Daniel gave him too many headaches already.

...

A few years later, Bruce Wayne became the Batman.

[asuuree]

needed to get my take on a human loop design out here...

a design sketch under cut!