#TCPL

[tcplnyteens]

Review: The Golden Enclaves by Naomi Novik

The Golden Enclaves is the third and last book in Naomi Novik’s Scholomance trilogy. I reviewed the first book, A Deadly Education, a few weeks ago. I did read the second book in the series, The Last Graduate, but I didn’t write a review for it before I read The Golden Enclaves. And to be honest, The Golden Enclaves was such a wild ride that I feel like I can’t properly do justice to The Last Graduate if I write a review for it now, so I’ll only be talking about The Golden Enclaves. This does mean that there will be some pretty major spoilers for both The Last Graduate and The Golden Enclaves, so proceed with caution!

The Golden Enclaves picks up right where the previous book left off. El and her friends have successfully executed their world-saving plan, made it out of the Scholomance, and killed off most of the monsters in the world, but at a cost: Orion is now trapped in the Scholomance, floating in the void. Grieving and traumatized, El turns around and marches right back into the Scholomance, but all is not how she left it, because being trapped in the Scholomance has changed Orion. El, Aadhya, Liu, and Liesel (the newest addition to their group) set off on an epic quest to find a cure for Orion. On her journey to save her friend, El uncovers terrifying truths about enclaves, the creation of maw-mouths, Orion’s past, and her own family. El and her friends must overcome all odds to prevent an all-out war between the enclaves of the world.

The Golden Enclaves was an absolute roller-coaster of an adventure. The plot twists and revelations one after the other as well as the gripping story made this book impossible to put down. It was so satisfying how Novik tied up loose ends, building on clues and connections from the first two books that I hadn’t noticed to lead to an absolutely thrilling climax. I appreciated how much Novik lives up to the old adage “Show, don’t tell.” Whereas some books rely on rambling monologues and inner turmoil to push the reader to feel certain emotions, The Golden Enclaves shows you how to feel perhaps a little too well. It was absolutely horrifying (to say the least) when I finally found out the secret behind enclaves, maw-mouths, and Orion’s family. Even though the book does explore El’s inner struggle, it’s never overdone or dragged on, leaving the reader to form their own emotional response. Because of how expertly the plot of this book tied into those of the first two books to build up to the final conflict, I wasn’t resentful at all at the happy ending. After everything the characters went through and discovered, I thought they deserved it. And after investing so much emotional energy into this series, I thought I deserved to see a happy ending as well.

Something I’ve come to appreciate over the course of this trilogy is the author’s ability to create powerful and morally gray characters. Even though El plays the role of the stereotypical chosen one, she is not painfully modest or self-deprecating and knows exactly what she’s capable of. I’ve read so many stories where the main character is either wracked with self-doubt or just doesn’t even acknowledge their own power, so it was refreshing to finally see a main character who is aware of their own capabilities. And despite El’s confidence in her powers, she’s never arrogant, she understands her own limits and shortcomings, and she knows to rely on her friends. This already sets her apart from many other fictional heroes and makes the entire book more mature and realistic, because as a reader, I always get super annoyed when the main character is unable to get out of their own head and be practical. El, on the other hand, is the epitome of practical. She is affected by grief and trauma just like a regular person, but she is also smart and able to think through her decisions—or at least choose to surround herself with people whom she can rely on to stop her from being reckless. The maturity with which this book approaches these ultra-powerful characters allows the author to explore the stickier, more complicated sides of the situation. When a character is already so powerful, whether or not to use their abilities become a question of morality, which El struggles with throughout the books. I loved how her mother is a huge influence on her development, and how El chooses to take the same path her mother did, despite the two of them being so different, because she finally realizes what she truly wants.

Speaking of morality aned ethics, this book also does a great job at dealing with morally gray characters. The main conflict of The Golden Enclaves is basically a magical reimagining of the trolley problem: given the choice, would you choose to sacrifice one person to guarantee the safety of your family? Or would you choose to take the moral high ground and watch as your children are slaughtered by monsters? There’s no one “bad guy” in this book, which makes it so much easier to become invested in the story. Ophelia Lake, the main antagonist of this book, has done some pretty unspeakable things, but her actions are still understandable, because she’s just doing what everyone else is—trying to survive and protect her loved ones. This is actually more relatable and understandable than the typical villain with a sad backstory, because most people would do anything to protect their families. 

Overall, this book was an absolutely wild and amazing conclusion to the Scholomance trilogy. The story is original, well-paced, and gripping, and the characters are just as snarky, smart, and fun as they have been for the first two books. Novik has created an incredible fantasy world with a magic system that is unique, intriguing, and oddly realistic. The Golden Enclaves was a truly fitting end to this unforgettable trilogy. 

~Tania

[latestnewsbysportstiger]

Tanzania premier league 2023: All you need to know

The Tanzania Cricket Premier League (TCPL) is a Twenty20 (T20) cricket tournament that is the premier domestic cricket competition in Tanzania. It is organized by the Tanzania Cricket Association (TCA).

Watch Now: Tanzania premier league Live score 2023

The 2023 TCPL season started on October 16, 2023 and is scheduled to end on November 12, 2023. The tournament is being held at the Leader's Club Ground in Dar es Salaam, Tanzania.

A total of six teams are participating in the 2023 TCPL:

Dar es Salaam Gymkhana Club

Arusha Cricket Club

Moshi Cricket Club

Tanga Cricket Club

Mwanza Cricket Club

Zanzibar Cricket Club

The tournament is being played in a round-robin format, with each team playing each other team once. The top four teams at the end of the round-robin stage will qualify for the playoffs.

The playoffs will consist of two semi-finals and a final. The winners of the semi-finals will advance to the final, while the losers of the semi-finals will play in a third-place playoff.

The winner of the 2023 TCPL will be crowned the Tanzania Cricket Premier League champion.

Match results

Here are the results of the first two matches of the 2023 TCPL:

Match 1: Dar es Salaam Gymkhana Club beat Arusha Cricket Club by 5 wickets

Match 2: Moshi Cricket Club beat Tanga Cricket Club by 7 wickets

The next match of the 2023 TCPL is scheduled to be played on October 18, 2023 between Mwanza Cricket Club and Zanzibar Cricket Club.

Here are the upcoming matches of the 2023 TCPL:

October 18: Mwanza Cricket Club vs Zanzibar Cricket Club

October 19: Dar es Salaam Gymkhana Club vs Tanga Cricket Club

October 20: Arusha Cricket Club vs Moshi Cricket Club

I hope this information is helpful. Please let me know if you have any other questions.

[psatalk]

TCPL Packaging expands Indian footprint with scalable Chennai plant

Mumbai-based listed company TCPL Packaging, has strengthened its operational footprint with a new facility in Chennai, designed to support long-term growth. The site is built for scalability, allowing for future additions as demand rises. With more than 20 printing lines already in operation across its network of plants across India, TCPL Packaging expects Chennai to become a key contributor to revenue in the coming years.

Dedicated to paperboard carton production, the facility improves TCPL’s logistics and service capabilities, meeting the growing demand for sustainable packaging in Southern India. Marking a major milestone in the company’s long-term growth strategy, the inauguration ceremony of the new unit was held at the Trident in Chennai on 6 March 2025. Packaging South Asia took a tour of the plant on 7 March.

“The commissioning of our Chennai greenfield facility marks a key milestone in our growth journey. This expansion augments our ability to serve customers in a high-potential market while supporting our long-term vision for scalability and industry leadership,” Saket Kanoria, managing director, TCPL Packaging, said. 

The current production area currently exceeds one lakh square feet, with the potential to add a similar-sized unit within a few months’ notice. Space constraints are not expected to hinder future expansion.

Standardized operations with local adaptations

Initially, the Chennai facility has replicated the machinery and product lines of TCPL’s other carton plants, maintaining the company’s standardized factory model. Over time, investments will be made to cater to specific local industry needs.

Akshay Kanoria said that previously TCPL Packaging was unable to seamlessly serve its customers’ southern operations. As such, TCPL’s Chennai facility enhances its role as a strategic partner. The expansion has also generated interest from new customers in the region, strengthening the company’s market presence, he added.

TCPL continues to diversify its product range, recently entering the pizza box packaging segment. "The technology required aligns with our expertise in folding cartons. Partnering with VENTiT has enabled this move without additional manufacturing investment," Akshay Kanoria notes. In the near term, the Chennai plant will produce ventilated pizza boxes, with machinery already in place and production set to soon commence. He adds that while TCPL has yet to introduce rigid box production, it remains a long-term goal.

Optimistic about Indian growth

Saket Kanoria remains optimistic about India’s packaging industry despite global economic volatility. With inflation, fluctuating commodity prices, and geopolitical tensions affecting supply chains, he outlines TCPL’s strategies for navigating these challenges.

While India's economy remains resilient, Kanoria acknowledges an evolving demand pattern in the packaging sector. “The growth rate has moderated from double digits to low single digits. Supply chain capacity is expanding faster, adding pressure,” he notes. However, despite inflationary pressures in agricultural commodity industries, overall consumer spending remains stable, with adjusted purchasing patterns.

Chennai plant – a gateway for exports

TCPL’s Chennai plant, located near the port, is well-placed to drive exports, including to Southeast Asia. “Shipping to Southeast Asia from Chennai is comparable in distance, time and cost to intra-SE Asian shipping, giving us a competitive edge,” Saket Kanoria notes.

While Southeast Asian manufacturers benefit from ASEAN trade bloc policies, Saket Kanoria asserts that India’s packaging industry remains competitive due to its broader product offerings. “The Indian sector is on a par with Southeast Asia in scale, although they export more. Their labor policies have historically provided an advantage, but India is catching up.”

Sectoral growth and strategic positioning

TCPL’s diverse client base across multiple industries has provided a buffer against sectoral downturns. “Some sectors perform well while others slow down, ensuring balanced growth. For instance, the liquor sector’s decartonization posed challenges, but demand from other industries offset its impact,” Akshay Kanoria says.

As India positions itself as a global manufacturing hub, TCPL remains focused on both domestic and export markets. “If India’s exports grow, we will actively participate. Our current export business is stable, and any manufacturing shift of end-user industries like electronics, textiles, toys, leather products, and others to India would be an advantage,” he adds.

On global trade dynamics, Akshay Kanoria remains pragmatic. “Shifting tariff structures create uncertainty, but protectionist policies have historically failed. Many importing nations, including the US, lack domestic capacity for specific products, ensuring long-term demand for cost-efficient suppliers like India.”

[fail-eacan]

I looooove libby. Shout out to TCPL for being based as always

"Don't use Libby because it costs libraries too much, pirate instead" is such a weird, anti-patron, anti-author take that somehow manages to also be anti-library, in my professional librarian-ass opinion.

It's well documented that pirating books negatively affects authors directly* in a way that pirating movies or TV shows doesn't affect actors or writers, so I will likely always be anti-book piracy unless there's absolutely, positively no other option (i.e. the book simply doesn't exist outside of online archives at all, or in a particular language).

Also, yeah, Libby and Hoopla licenses are really expensive, but libraries buy them SO THAT PATRONS CAN USE THEM. If you're gonna be pissed at anybody about this shitty state of affairs, be pissed at publishing companies and continue to use Libby or Hoopla at your library so we can continue to justify having it to our funding bodies.

One of the best ways to support your library having services you like is to USE THOSE SERVICES. Yes, even if they are expensive.

*Yes, this is a blog post, but it's a blog post filled with links to news articles. If you can click one link, you can click another.

[dataproviderindia]

Plastic Container Manufacturers in India [Top Manufacturers]

The amount of plastic consumed every year is gradually increasing. Low density, strength, user-friendly design, manufacturability, extended life, low weight and low cost are all features that contribute to its rapid growth.  Plastics are also considered lighter than other packing materials by consumers.

In the 1960s plastics overtook many other materials such as wood, cardboard and glass in packaging. In the 1970s plastics replaced many lighter alloys and metals and in the 1980s plastic production expanded and diversified and became one of the top industries in the world. The use of plastic products has increased dramatically in recent years, with many new businesses entering the industry and a greater variety of plastics being produced. Therefore, the top plastic container manufacturers in India mentioned below are able to survive and thrive in this market.

Original Source: https://kashyapbhaskar00.wixsite.com/best-database-guid-1/post/plastic-container-manufacturers-in-india-top-manufacturers 

1. Essel Propack Limited

 EPL has a global reach that allows it to provide fully coordinated solutions for all production demands. It ranks first as the top packaging manufacturer in the world, producing laminated plastic tubes for the FMCG and pharma space.  They create packaging that is excellent in terms of barrier properties, visual appeal, ease and dispensability.

They have been driving innovation and improving their performance for over three decades to remain the preferred packaging partner worldwide.

2. Uflex Limited

Uflex Limited has built an impeccable name for shaping the 'packaging industry' in India and beyond over the last three decades. It has grown from a small start-up in 1985 to a multibillion-dollar corporation based on trust, customer value creation, quality innovation, and customer delight. With large manufacturing capabilities of packaging films and packaging products, Uflex has grown steadily, and has provided end-to-end solutions to customers in 150 countries spanning the United States, Canada, South America, United Kingdom, Europe, Commonwealth of Independent States, South Africa and other African countries, Middle East, and South Asia. It is India's largest flexible packaging materials and solutions company, as well as a leading global polymer science organization, with a strong market presence, and undoubtedly one of the plastic container manufacturers in India.

3. TCPL Packaging Limited

TCPL produces folding cartons, plastic cartons, blister packs, blanks and outer covers that are printed, and shelf-ready packaging. With the capability to manufacture printed cork-tipping paper, laminates, sleeves, and wrap-around labels, TCPL is a leading player in the flexible packaging business.

Note: If you want any types of manufacturing companies list visit our website 77 Data.

More links are given below:corporate companies in mumbai | manufacturing company in delhi ncr | manufacturing company in vadodara

[theclubmumbai]

The Club Pickleball League (TCPL) – A Sporting Extravaganza at The Club Mumbai

Located in Andheri West, The Club Mumbai is known for its beauty and exclusivity, offering top-notch facilities that set a new leisure standard. One of its highlights is the newly introduced Pickleball court in Mumbai, providing a fun and thrilling experience for sports activity lovers. On January 25th, 2025, The Club Mumbai will host a thrilling event of skill and teamwork. To continue reading visit our blog. 

[fail-eacan]

Okay but I might actually take advantage of this once TCPL opens up again.. I always feel like such a bother asking for things but I guess if you want teen engagement….

Librarians of tumblr- do these potential things sound semifeasable for a library? (My library is pretty big and well funded- upstate new york if it makes a difference)

-build little free libraries? I want to make my own but I don’t have the skills or resources. Would I be able to do that?

-would they let me/help me make posters to advertise my favourite books/series? And put them around in the library?

-video essay watching as a group, and discussion? (I love like contrapoints and philosophy tube but I never have anyone to talk to about them! And I feel like that limits my experience slightly.)

I have so many ideas that almost have words to describe them but not quite yet I had no idea you guys wanted us to help you design programs

You guys are like the sweetest people thank you for what you do!

On a side note- do libraries take book/resource requests? I’m learning Irish but I’m in upstate new york so basically my only resource is duolingo and I’m told it’s flawed.

about to drop literally the sickest insider knowledge you will ever receive pls use it responsibly:

are you a teenager? do you wish you had the space & resources & organization to do a thing, whether that's an anime club or a movie night or a big craft workshop or creative writing group or literally whatever? would you like to do your thing totally for free? yes?

okay, then bring it up to a librarian

seriously, teenagers are the absolute hardest group to engage at most libraries & we'll often organize programs that absolutely no one will show up to & it sucks. if you go up to a public librarian & say "hey, some friends & i want to do this thing. does that sound like a feasible teen program for the library?" most people will move heaven & earth to pull it off for you because we know there's an interest in our community. we will go balls to the freaking wall to make it happen

do you want a cosplay contest? a video game tournament? a free escape room? bring it up to the library. it's not a burden or an annoyance at all. it'll be like christmas came early for us

[tcplnyteens]

Review: What You Are Looking For Is in the Library

“What are you looking for?” 

This is the question that the seemingly mystical librarian Sayuri Komachi poses to five very different people who are all, in some way, lost. 

Michiko Aoyama’s 2020 novel, What You Are Looking For Is in the Library, traces the stories of five ordinary people in modern-day Tokyo, all of whom are searching for something. These characters lead very different lives, but they are all drawn to a small library located in the community center of their Tokyo Suburb. There, they meet the fearsome, unmoving librarian of the community center: Ms. Komachi, who resembles a fairy-tale witch characteristic of a Studio Ghibli movie. Whether it is a magazine editor struggling to balance motherhood and work, a disillusioned art major, or a newly retired cookie factory worker, each character comes to the library and leaves with a book recommendation (and a felted trinket, courtesy of Ms. Komachi) that will change their lives forever. 

Translated from the original Japanese by Alison Watts, this is the first of Aoyama’s many celebrated novels available to English readers. Aoyama’s distinct voice shines through the five chapters, manifesting in a light and comfortable tone, resembling a conversation with your best friend. These characters are smart and snappy; they tell it like it is, a welcome diversion from the flowery, descriptor-heavy prose I’m used to reading. 

Don’t be deceived by the casual atmosphere, though. This book explores the intricacies of life and dreams with such tender care that you’ll be taken aback. I certainly was—at the sheer empathy that is steeped in these pages. This book slips you into its characters’ minds and dreams effortlessly. It’s easy to become invested in these characters’ lives. My heart ached for their troubles and pined for their happiness—whether that was for Tomoka, a young retail worker, to get unstuck in life, or for Ryo, an anxious accountant, to work up the courage to pursue his love for antiques—and when each character’s story ended and the next began, it was as if I were saying goodbye to an old friend.

The beauty of these five stories is how ordinary they are. These people are not superheroes; they’re not saving the world (at least in the conventional sense). They are office workers and comic book fans and mothers and fathers. There’s something beautiful about the familiarity of these characters’ lives. Real life is not always an exciting adventure, but this book shows how even the most ordinary of days can become meaningful in their own ways. Aoyama has created an ode to the beauty of the little things, like how only a reader can understand how these five characters, complete strangers, can lead lives that are linked in many unexpected ways. 

Still, Aoyama’s characters are far from ordinary. Faced with the hardships of ordinary life, they are just like the rest of us—they get stuck, unmotivated, uninspired. But they keep going. They are empathetic and communicative. They never stop thinking and searching, and eventually, they are led to the library, and something resembling inner peace. My personal favorites of the five were the first story, about a young retail worker who finds joy and motivation through baking castella (cake) from a children's picture book; and the last one, about a retired elderly man who finds new purpose through his daughter and a book of poetry. It's hard to put into words how these stories make you feel. Rewarded? Triumphant? Inspired? All of the above.

I believe that these characters represent the best qualities in all of us. Maybe we all have the potential for a happy ending, if only we look in the right places. Like a library. 

~Tania

[creativeera]

The Global Tobacco Packaging Market is set to be driven by stricter regulations

The global tobacco packaging market plays a vital role in providing protection to tobacco products and preventing tampering while marketing the brand. Tobacco packaging comprise paper-based and plastic materials that safeguard tobacco content from external factors like moisture, dust, and damage during transportation. Tobacco packaging products include boxes, cartons, films, pouches, and labels printed with graphic warnings and branding details as required by regulations in different countries.

Global tobacco packaging market is estimated to be valued at USD 19.36 Bn in 2024 and is expected to reach USD 26.84 Bn by 2031, exhibiting a compound annual growth rate (CAGR) of 4.8% from 2024 to 2031.

Key Takeaways Key players operating in the global tobacco packaging market are Amcor Limited, WestRock, Smurfit Kappa, Mondi Group, Sonoco, Stora Enso Oyj, Innovia Films, ITC Limited, Taghleef Industries, International Plastics Inc., Cigar Box Factory Estelí S.A., LLFlex, Atlantic Packaging, Multi M Enterprises, Prime Packers, Giriraj Polymers, TCPL Packaging Limited, Treofan Film international, Japan Tobacco International, Siegwerk Druckfarben AG & Co. KGaA. Strict regulations around graphic health warnings and branding are driving key players to innovate their packaging solutions. The growing demand for tobacco, especially in developing economies of Asia and Africa is propelling the need for packaging. The increasing disposable income and social acceptance in some regions is a key factor influencing market growth. Stringent regulations around the world on tobacco packaging content, sizes, and design are driving many manufacturers to expand globally to cater to the diversified needs of different markets. Manufacturers are investing in sustainable Global Tobacco Packaging Market Size using biodegradable materials to comply with environmental norms. Market Key Trends One of the key trends garnering attention in the global tobacco packaging market is the increasing adoption of sustainable packaging solutions. Strict environmental laws coupled with growing consumer demand for eco-friendly alternatives are steering manufacturers to develop packaging incorporating recycled and biodegradable materials. Another notable trend is the use of anti-counterfeit technologies like holograms, invisible ink, infrared tags in packaging to curb illicit trade. Digitization of packaging design is also emerging to allow customizable health warnings and quick changes as per changing regulations. Innovation in packaging formats including compact portable pouches and slider packs catering to new consumer segments will further stimulate growth in the forecast period.

Porter’s Analysis Threat of new entrants: The tobacco packaging industry requires high initial investments and established distribution channels which makes entry difficult for new players. Bargaining power of buyers: Buyers have moderate bargaining power due to the availability of substitute packaging materials. Bargaining power of suppliers: A few major players dominate the supply market giving them significant influence on pricing. Threat of new substitutes: Substitute packaging materials like flexible packaging pose a minor threat due to tobacco packaging's custom design requirements. Competitive rivalry: The industry has many global players competing on innovation, sustainability, and pricing. Geographical regions of concentration: Asia Pacific and Europe hold the largest shares of the global tobacco packaging market due to the high consumption and production of tobacco products in countries like China, Japan, Germany, UK, etc. Fastest growing region: The Middle East and Africa region is expected to grow at the fastest pace during the forecast period due to rising disposable incomes, growing population, and relaxation of regulations in certain countries. Increasing health awareness may impact growth.

Get more insights on Global Tobacco Packaging Market

Priya Pandey is a dynamic and passionate editor with over three years of expertise in content editing and proofreading. Holding a bachelor's degree in biotechnology, Priya has a knack for making the content engaging. Her diverse portfolio includes editing documents across different industries, including food and beverages, information and technology, healthcare, chemical and materials, etc. Priya's meticulous attention to detail and commitment to excellence make her an invaluable asset in the world of content creation and refinement.

(LinkedIn- https://www.linkedin.com/in/priya-pandey-8417a8173/)

[psatalk]

TCPL gets into rigid boxes after acquiring Creative Offset

TCPL Packaging acquired a 60% stake in Creative Offset in 2021, and the balance 40% in late 2023. In these years, it has modernized the Noida plant and brought it into its overall orbit. Now known as Creatives, the plant marks the group’s diversification into new markets and segments such as rigid and luxury boxes for mobile phones, smartwatches, wearables, and specialty gift packaging segments.

Several post-press and finishing machines have been moved to Noida from TCPL plants in Haridwar, including a Bobst die cutter, a Robus folder-gluer, and the Sakurai screen printing machine. In addition, a new Komori 6-color plus coater with UV and IR curing was recently installed and duly inaugurated on 31 January 2024. The new press has a maximum sheet size of 750 mm x 1050 mm and is rated at a maximum speed of 16,500 impressions an hour. Khanna said, “It’s a new relationship for TCPL with Komori,” implying that much depends on the performance of the new press. 

The company has the whole printing and packaging solutions in-house at the plant in Greater Noida. During our visit to the plant, Shubham Vashisth, Creatives’ assistant manager of maintenance, took us through the whole plant, showcasing its monocarton, corrugated, and rigid box-making capabilities. The complete in-house setup from prepress to finishing and despatch starts with the prepress including the Kodak CtP, printing, corrugation, lamination, die-cutting, foldergluer, and window pasting sections, till the final cartons and boxes are dispatched.

According to Vashisth, the Sakurai screen printing machine is currently one of the busiest – as its finishing effects are in great demand. The rigid box-making section was also buzzing during our visit, continuously making luxury boxes with magnetic closures. Among the new additions in this section are the three Zhongke automatic rigid box-making lines and the magnetic closure machine, which have increased the capacity of this section with the earlier Pinchuang automatic rigid box-making machine. He says that all the carton printing, converting and finishing processes at the plant have moved towards automation after the TCPL acquisition and investments.

[processed-food-industry]

TCPL Expands with Capital Foods and Organic India Acquisition

In a significant move, Tata Consumer Products Ltd (TCPL) announced the acquisition of 100 per cent equity shares of Capital Foods, the owner of popular brands such as Chings Secret and Smith & Jones. This strategic acquisition marks a major step forward for TCPL as it aims to establish a robust health and wellness platform and expand its product portfolio in the fast-growing organic food and beverage segment...READ MORE

[lunamehta]

Tata Capital Unlisted Share Price, IPO, and Valuation

TATA Capital, a financial powerhouse under the esteemed TATA Group, stands as a symbol of trust and commitment in the financial landscape. From providing flexible and tailored loan solutions to nurturing wealth through innovative investment avenues, TATA Capital seamlessly integrates financial expertise with a deep understanding of the evolving needs of its customers. Whether home loans, personal loans, business loans, or wealth management services, TATA Capital's diverse portfolio reflects its dedication to fostering growth and prosperity. TATA Capital Upcoming IPO is set to be launched in the ongoing FY24.

This allows investors to take the first mover advantage by investing in TATA Capital Pre IPO shares. TATA Capital Share Price is valued at ₹660 only & is available exclusively on the Planify platform. Investors can expect to gain exponential returns by investing in TATA Capital Pre IPO shares.

Before investing, Investors should consider studying the business model of TATA Capital. Through this article, investors can learn about TATA Capital’s Business Model, its Financial Performance in recent years & comparison with industry peers. A world of caution on valuation would also be presented before the investors.

TATA Capital Services can be divided into 5 sectors namely TATA Capital Financial Services Limited (TCFSL), TATA Capital Housing Finance Limited (TCHFL), TATA Cleantech. Capital Limited (TCCL), TATA Securities Limited (TSL) & TATA Capital Private Limited (TCPL). Now let’s try to understand each of these models:

TATA Capital Financial Services (TCFSL): TCFSL’s main area of expertise lies in Retail finance, SME & Commercial Finance. The products offered by TCFSL include Auto loans, Construction Equipment and Commercial Vehicle Loans, Business Loans, Consumer Durable Loans, and loans against Securities and assets.

TATA Capital Housing Finance Limited (TCHFL): TCHFL primarily offers home loans & affordable housing finance loans, loans against property & loans to developers for constructing residential & commercial premises.

TATA Cleantech. Capital Limited (TCCL): TCCL is a Joint Venture between TCL & International Finance Corporation, Washington DC, USA. TCCL is registered with RBI as an Infrastructure Finance Corporation (IFC) & it deals in providing finance & advisory services to cash-flow-based renewable energy projects. 

TATA Securities Limited (TSL): TATA Securities currently operates as an AMFI registered Distributor, engaged in the business of distribution of Mutual Fund units. TATA Securities is also registered as a Depository participant with Central Depository Services (India) Limited & National Securities Depository Limited (NSDL) & is also registered with SEBI as a Research Analyst. 

TATA Capital Pte. Limited, Singapore: TCPL carries out the business of proprietary investments & fund management, either on its own or through subsidiaries.

Beyond financial services, TATA Capital's commitment extends to fostering a sustainable future through initiatives that prioritize environmental and social responsibility. This holistic approach aligns with the TATA Group's ethos of making a positive impact on society while delivering excellence in every financial endeavor.

A good business model is the cornerstone of sustainable success, seamlessly aligning value creation with profitability. It identifies a clear target market, addresses customer needs effectively, and outlines a revenue strategy that stands the test of time. Investors shall also pay attention to the financials of a company. This might help investors in their decision-making & also become a bit cautious about certain ratios where the stock might be over-valued.

Let's begin by assessing TATA Capital's Market Cap in comparison to its industry counterparts. With a robust market cap of Rs. 2.34 Lakh Cr., TATA Capital outshines its closest peer, L&T Finance Holding. The company's strong financial performance is evident in its expanding Operating Profit Margin, reaching an impressive 46.01%, 53.07%, and 71.56% in FY21, FY22, and FY23, respectively. The Net Profit Ratio follows a similar upward trajectory, standing at 42.85% and 55.62% over the last two years.

Additionally, TATA Capital exhibits a positive trend in Returns on Assets (RoA), indicating efficient asset utilization with RoA figures of 1.94 and 2.48 for the corresponding years. Investors will find encouragement in the company's healthy Return on Equity (RoE), recording 15.23% and 19.01% in the same period.

Despite these commendable performances, caution is warranted, especially in considering the Price to Book Value (P/BV) and Price to Earnings (P/E) ratios. TATA Capital's P/BV ratio is notably high at 15.2, approximately 12 times that of its peers, and a staggering 14 times higher than the industry average P/E of 1.5. Similarly, the P/E ratio is reported at 78.0, nearly 4 times higher than its nearest industry peer at 20.9. The industry P/E of 21.0 underscores the perception that the stock may be currently overvalued, urging potential investors to weigh the risks carefully.

All being said & done, as the TATA Capital unlisted share price reflects the strength of investor confidence, anticipation is building for TATA Capital Upcoming IPO. The trajectory of TATA Capital unlisted shares hints at an exciting journey ahead, providing investors with a glimpse into the company's potential growth. The fact that TATA has just launched a spectacular IPO with TATA Tech. , getting listed at a premium of over 162% only solidifies investor’s interest further. Just a quick reminder for the investors as they get a chance to gain exponentially byb investing in TATA Capital Unlisted Shares, exclusively available on the Planify platform. Stay tuned for an opportunity to be part of TATA Capital's next chapter in the financial landscape.

[techmarkethunter]

Tata Consumer Products Ltd Joins the Rs 1 Lakh Crore Club in Market Cap Milestone

Title: Tata Consumer Products Ltd Joins the Rs 1 Lakh Crore Club in Market Cap Milestone Introduction:In a significant milestone, Tata Consumer Products Ltd (TCPL) has achieved a market capitalization of over Rs 1 lakh crore, solidifying its position as the sixth Tata group company to achieve this feat. This achievement follows a merger in February 2020, bringing together Tata Global Beverages…