#best credit card payment companies

[webpayspg]

Choose Excellence: WebPays - Among the Best Credit Card Payment Companies

Discover excellence in Credit Card Payment Processing with WebPays, standing tall among the best credit card payment companies. Elevate your business by partnering with a reliable and innovative payment solution provider. WebPays ensures seamless credit card transactions, offering businesses of all sizes a secure and efficient payment processing experience. Trust in our cutting-edge technology and commitment to top-notch security to enhance your customers' trust and satisfaction. 

[paycly0]

Effortless Integration: Offshore Payment Gateways for High-Risk Business Transactions

High-risk businesses encounter various obstacles in processing transactions, making it essential to find reliable payment solutions. Offshore payment gateways play a pivotal role in addressing the specific needs of high-risk businesses. Among the leading providers, PayCly stands out as a trusted name, offering seamless and secure payment processing services.

Understanding Offshore Payment Gateways for High-Risk Businesses

Offshore payment gateways are instrumental in enabling high-risk businesses to conduct transactions with flexibility and efficiency. These gateways eliminate geographical boundaries, allowing businesses to have a global outreach and cater to international customers. With the ability to accept payments in various currencies, offshore payment gateways facilitate higher sales volume and customer acquisition from abroad.

PayCly: The Best High-Risk Merchant Account Provider

As the best high-risk merchant account provider, PayCly offers a range of services tailored to meet the specific needs of high-risk businesses. PayCly's solutions, including ACH processing, eCheck processing, and high-risk merchant accounts, empower businesses with efficient and secure transaction processing. With a focus on global payment gateway services, PayCly caters to businesses of all sizes, ensuring that they can effortlessly expand their reach to international clients.

Effortless integration with PayCly

One of the key advantages of PayCly is its seamless integration process, which enables high-risk businesses to adopt secure payment solutions with ease. The platform provides efficient credit card processing solutions, allowing businesses to experience higher growth and expanded business opportunities. By integrating with PayCly, merchants can instantly accept payments, thereby streamlining their operations and enhancing customer satisfaction.

PayCly has established itself as a game-changer for high-risk businesses, offering seamless payment processing solutions and exceptional customer support. The platform's instant approval process allows businesses to start accepting payments quickly and efficiently, paving the way for significant growth and enhanced results.

Instant Approval Process

PayCly stands out with its instant approval process, enabling businesses to kickstart their payment processing without delays or complications.

This swift approval process ensures that high-risk businesses can swiftly integrate PayCly's payment solutions, streamlining their operations from the very first day.

Comprehensive Payment Services

PayCly's commitment to new businesses and entrepreneurs is evident in its offering of a wide range of payment services, including international payment gateways and high-risk merchant accounts. With options like the offshore payment gateway for high-risk businesses, PayCly empowers businesses to navigate global transactions with confidence and reliability.

The platform's portfolio encompasses payment gateways, merchant accounts, credit card processing, crypto settlement, and e-invoicing solutions, catering to almost every industry, including forex, casino, gambling, gaming, escort services, and more.

Worldwide Presence

PayCly's global presence assures businesses that its services are not limited to a specific region. The platform prides itself on being the best payment gateway in Southeast Asia, with an expanding presence in Africa, America, Asia, Australia, and Europe.

This worldwide reach ensures that businesses can employ Paycly’s offshore payment gateway for high-risk industries and payment infrastructure to boost revenue and streamline their operations.

Industry-Specific Solutions

PayCly's specialized merchant accounts for high-risk industries are tailored to incorporate the specific characteristics of a high-risk merchant account, along with industry-specific features to enhance trade volume and customer loyalty.

Customer Support Accessibility

PayCly's dedication to customer service is evident through its multi-platform accessibility, allowing businesses to connect with account managers 24 hours a day.

This comprehensive support system ensures that businesses can easily reach out for assistance, further simplifying the integration and utilization of PayCly's payment solutions.

PayCly's commitment to providing instant approval, comprehensive payment services, a global presence, industry-specific solutions, and accessible customer support makes it an ideal choice for high-risk businesses seeking effortless integration of secure and efficient payment solutions.

Security and Compliance

PayCly prioritizes security and compliance, offering advanced fraud prevention tools and encryption technologies to safeguard critical information such as credit card details. This not only ensures secure transactions but also instills confidence in customers, making them feel secure when making payments. Additionally, PayCly's compliance with industry standards and regulations further solidifies its position as the best high-risk merchant account provider.

Conclusion

In conclusion, the integration of offshore payment gateways for high-risk businesses, particularly with PayCly as the best high-risk merchant account provider, offers high-risk businesses a reliable and efficient way to process transactions. With a focus on security, global outreach, and seamless integration, PayCly's solutions are tailored to meet the unique needs of high-risk businesses, empowering them to expand their operations and thrive in the global marketplace.

In today's dynamic business landscape, the need for secure and efficient payment solutions for high-risk businesses cannot be overstated. By leveraging the benefits of offshore payment gateways, particularly through PayCly, high-risk businesses can achieve effortless integration and drive their success to new heights. Visit us at: Offshore merchant account instant approval

Originally published on: Medium’Article

[mostlysignssomeportents]

Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

[max-levchin]

Shamir Secret Sharing

It’s 3am. Paul, the head of PayPal database administration carefully enters his elaborate passphrase at a keyboard in a darkened cubicle of 1840 Embarcadero Road in East Palo Alto, for the fifth time. He hits Return. The green-on-black console window instantly displays one line of text: “Sorry, one or more wrong passphrases. Can’t reconstruct the key. Goodbye.” 

There is nerd pandemonium all around us. James, our recently promoted VP of Engineering, just climbed the desk at a nearby cubicle, screaming: “Guys, if we can’t get this key the right way, we gotta start brute-forcing it ASAP!” It’s gallows humor – he knows very well that brute-forcing such a key will take millions of years, and it’s already 6am on the East Coast – the first of many “Why is PayPal down today?” articles is undoubtedly going to hit CNET shortly. Our single-story cubicle-maze office is buzzing with nervous activity of PayPalians who know they can’t help but want to do something anyway. I poke my head up above the cubicle wall to catch a glimpse of someone trying to stay inside a giant otherwise empty recycling bin on wheels while a couple of Senior Software Engineers are attempting to accelerate the bin up to dangerous speeds in the front lobby. I lower my head and try to stay focused. “Let’s try it again, this time with three different people” is the best idea I can come up with, even though I am quite sure it will not work. 

It doesn’t. 

The key in question decrypts PayPal’s master payment credential table – also known as the giant store of credit card and bank account numbers. Without access to payment credentials, PayPal doesn’t really have a business per se, seeing how we are supposed to facilitate payments, and that’s really hard to do if we no longer have access to the 100+ million credit card numbers our users added over the last year of insane growth. 

This is the story of a catastrophic software bug I briefly introduced into the PayPal codebase that almost cost us the company (or so it seemed, in the moment.) I’ve told this story a handful of times, always swearing the listeners to secrecy, and surprisingly it does not appear to have ever been written down before. 20+ years since the incident, it now appears instructive and a little funny, rather than merely extremely embarrassing. 

Before we get back to that fateful night, we have to go back another decade. In the summer of 1991, my family and I moved to Chicago from Kyiv, Ukraine. While we had just a few hundred dollars between the five of us, we did have one secret advantage: science fiction fans. 

My dad was a highly active member of Zoryaniy Shlyah – Kyiv’s possibly first (and possibly only, at the time) sci-fi fan club – the name means “Star Trek” in Ukrainian, unsurprisingly. He translated some Stansilaw Lem (of Solaris and Futurological Congress fame) from Polish to Russian in the early 80s and was generally considered a coryphaeus at ZSh. 

While USSR was more or less informationally isolated behind the digital Iron Curtain until the late ‘80s, by 1990 or so, things like FidoNet wriggled their way into the Soviet computing world, and some members of ZSh were now exchanging electronic mail with sci-fi fans of the free world.

The vaguely exotic news of two Soviet refugee sci-fi fans arriving in Chicago was transmitted to the local fandom before we had even boarded the PanAm flight that took us across the Atlantic [1]. My dad (and I, by extension) was soon adopted by some kind Chicago science fiction geeks, a few of whom became close friends over the years, though that’s a story for another time. 

A year or so after the move to Chicago, our new sci-fi friends invited my dad to a birthday party for a rising star of the local fandom, one Bruce Schneier. We certainly did not know Bruce or really anyone at the party, but it promised good food, friendly people, and probably filk. My role was to translate, as my dad spoke limited English at the time. 

I had fallen desperately in love with secret codes and cryptography about a year before we left Ukraine. Walking into Bruce’s library during the house tour (this was a couple years before Applied Cryptography was published and he must have been deep in research) felt like walking into Narnia. 

I promptly abandoned my dad to fend for himself as far as small talk and canapés were concerned, and proceeded to make a complete ass out of myself by brazenly asking the host for a few sheets of paper and a pencil. Having been obliged, I pulled a half dozen cryptography books from the shelves and went to work trying to copy down some answers to a few long-held questions on the library floor. After about two hours of scribbling alone like a man possessed, I ran out of paper and decided to temporarily rejoin the party. 

On the living room table, Bruce had stacks of copies of his fanzine Ramblings. Thinking I could use the blank sides of the pages to take more notes, I grabbed a printout and was about to quietly return to copying the original S-box values for DES when my dad spotted me from across the room and demanded I help him socialize. The party wrapped soon, and our friends drove us home. 

The printout I grabbed was not a Ramblings issue. It was a short essay by Bruce titled Sharing Secrets Among Friends, essentially a humorous explanation of Shamir Secret Sharing. 

Say you want to make sure that something really really important and secret (a nuclear weapon launch code, a database encryption key, etc) cannot be known or used by a single (friendly) actor, but becomes available, if at least n people from a group of m choose to do it. Think two on-duty officers (from a cadre of say 5) turning keys together to get ready for a nuke launch. 

The idea (proposed by Adi Shamir – the S of RSA! – in 1979) is as simple as it is beautiful. 

Let’s call the secret we are trying to split among m people K. 

First, create a totally random polynomial that looks like: y(x) = C0 * x^(n-1) + C1 * x^(n-2) + C2 * x^(n-3) ….+ K. “Create” here just means generate random coefficients C. Now, for every person in your trusted group of m, evaluate the polynomial for some randomly chosen Xm and hand them their corresponding (Xm,Ym) each. 

If we have n of these points together, we can use Lagrange interpolating polynomial to reconstruct the coefficients – and evaluate the original polynomial at x=0, which conveniently gives us y(0) = K, the secret. Beautiful. I still had the printout with me, years later, in Palo Alto. 

It should come as no surprise that during my time as CTO PayPal engineering had an absolute obsession with security. No firewall was one too many, no multi-factor authentication scheme too onerous, etc. Anything that was worth anything at all was encrypted at rest. 

To decrypt, a service would get the needed data from its database table, transmit it to a special service named cryptoserv (an original SUN hardware running Solaris sitting on its own, especially tightly locked-down network) and a special service running only there would perform the decryption and send back the result. 

Decryption request rate was monitored externally and on cryptoserv, and if there were too many requests, the whole thing was to shut down and purge any sensitive data and keys from its memory until manually restarted. 

It was this manual restart that gnawed at me. At launch, a bunch of configuration files containing various critical decryption keys were read (decrypted by another key derived from one manually-entered passphrase) and loaded into the memory to perform future cryptographic services.

Four or five of us on the engineering team knew the passphrase and could restart cryptoserv if it crashed or simply had to have an upgrade. What if someone performed a little old-fashioned rubber-hose cryptanalysis and literally beat the passphrase out of one of us? The attacker could theoretically get access to these all-important master keys. Then stealing the encrypted-at-rest database of all our users’ secrets could prove useful – they could decrypt them in the comfort of their underground supervillain lair. 

I needed to eliminate this threat.

Shamir Secret Sharing was the obvious choice – beautiful, simple, perfect (you can in fact prove that if done right, it offers perfect secrecy.) I decided on a 3-of-8 scheme and implemented it in pure POSIX C for portability over a few days, and tested it for several weeks on my Linux desktop with other engineers. 

Step 1: generate the polynomial coefficients for 8 shard-holders.

Step 2: compute the key shards (x0, y0)  through (x7, y7)

Step 3: get each shard-holder to enter a long, secure passphrase to encrypt the shard

Step 4: write out the 8 shard files, encrypted with their respective passphrases.

And to reconstruct: 

Step 1: pick any 3 shard files. 

Step 2: ask each of the respective owners to enter their passphrases. 

Step 3: decrypt the shard files.

Step 4: reconstruct the polynomial, evaluate it for x=0 to get the key.

Step 5: launch cryptoserv with the key. 

One design detail here is that each shard file also stored a message authentication code (a keyed hash) of its passphrase to make sure we could identify when someone mistyped their passphrase. These tests ran hundreds and hundreds of times, on both Linux and Solaris, to make sure I did not screw up some big/little-endianness issue, etc. It all worked perfectly. 

A month or so later, the night of the key splitting party was upon us. We were finally going to close out the last vulnerability and be secure. Feeling as if I was about to turn my fellow shard-holders into cymeks, I gathered them around my desktop as PayPal’s front page began sporting the “We are down for maintenance and will be back soon” message around midnight.

The night before, I solemnly generated the new master key and securely copied it to cryptoserv. Now, while “Push It” by Salt-n-Pepa blared from someone’s desktop speakers, the automated deployment script copied shard files to their destination. 

While each of us took turns carefully entering our elaborate passphrases at a specially selected keyboard, Paul shut down the main database and decrypted the payment credentials table, then ran the script to re-encrypt with the new key. Some minutes later, the database was running smoothly again, with the newly encrypted table, without incident. 

All that was left was to restore the master key from its shards and launch the new, even more secure cryptographic service. 

The three of us entered our passphrases… to be met with the error message I haven’t seen in weeks: “Sorry, one or more wrong passphrases. Can’t reconstruct the key. Goodbye.” Surely one of us screwed up typing, no big deal, we’ll do it again. No dice. No dice – again and again, even after we tried numerous combinations of the three people necessary to decrypt. 

Minutes passed, confusion grew, tension rose rapidly. 

There was nothing to do, except to hit rewind – to grab the master key from the file still sitting on cryptoserv, split it again, generate new shards, choose passphrases, and get it done. Not a great feeling to have your first launch go wrong, but not a huge deal either. It will all be OK in a minute or two.

A cursory look at the master key file date told me that no, it wouldn’t be OK at all. The file sitting on cryptoserv wasn’t from last night, it was created just a few minutes ago. During the Salt-n-Pepa-themed push from stage, we overwrote the master key file with the stage version. Whatever key that was, it wasn’t the one I generated the day before: only one copy existed, the one I copied to cryptoserv from my computer the night before. Zero copies existed now. Not only that, the push script appears to have also wiped out the backup of the old key, so the database backups we have encrypted with the old key are likely useless. 

Sitrep: we have 8 shard files that we apparently cannot use to restore the master key and zero master key backups. The database is running but its secret data cannot be accessed. 

I will leave it to your imagination to conjure up what was going through my head that night as I stared into the black screen willing the shards to work. After half a decade of trying to make something of myself (instead of just going to work for Microsoft or IBM after graduation) I had just destroyed my first successful startup in the most spectacular fashion. 

Still, the idea of “what if we all just continuously screwed up our passphrases” swirled around my brain. It was an easy check to perform, thanks to the included MACs. I added a single printf() debug statement into the shard reconstruction code and instead of printing out a summary error of “one or more…” the code now showed if the passphrase entered matched the authentication code stored in the shard file. 

I compiled the new code directly on cryptoserv in direct contravention of all reasonable security practices – what did I have to lose? Entering my own passphrase, I promptly got “bad passphrase” error I just added to the code. Well, that’s just great – I knew my passphrase was correct, I had it written down on a post-it note I had planned to rip up hours ago. 

Another person, same error. Finally, the last person, JK, entered his passphrase. No error. The key still did not reconstruct correctly, I got the “Goodbye”, but something worked. I turned to the engineer and said, “what did you just type in that worked?”

After a second of embarrassed mumbling, he admitted to choosing “a$$word” as his passphrase. The gall! I asked everyone entrusted with the grave task of relaunching crytposerv to pick really hard to guess passphrases, and this guy…?! Still, this was something -- it worked. But why?!

I sprinted around the half-lit office grabbing the rest of the shard-holders demanding they tell me their passphrases. Everyone else had picked much lengthier passages of text and numbers. I manually tested each and none decrypted correctly. Except for the a$$word. What was it…

A lightning bolt hit me and I sprinted back to my own cubicle in the far corner, unlocked the screen and typed in “man getpass” on the command line, while logging into cryptoserv in another window and doing exactly the same thing there. I saw exactly what I needed to see. 

Today, should you try to read up the programmer’s manual (AKA the man page) on getpass, you will find it has been long declared obsolete and replaced with a more intelligent alternative in nearly all flavors of modern Unix.  

But back then, if you wanted to collect some information from the keyboard without printing what is being typed in onto the screen and remain POSIX-compliant, getpass did the trick. Other than a few standard file manipulation system calls, getpass was the only operating system service call I used, to ensure clean portability between Linux and Solaris. 

Except it wasn’t completely clean. 

Plain as day, there it was: the manual pages were identical, except Solaris had a “special feature”: any passphrase entered that was longer than 8 characters long was automatically reduced to that length anyway. (Who needs long passwords, amiright?!)

I screamed like a wounded animal. We generated the key on my Linux desktop and entered our novel-length passphrases right here. Attempting to restore them on a Solaris machine where they were being clipped down to 8 characters long would never work. Except, of course, for a$$word. That one was fine.

The rest was an exercise in high-speed coding and some entirely off-protocol file moving. We reconstructed the master key on my machine (all of our passphrases worked fine), copied the file to the Solaris-running cryptoserv, re-split it there (with very short passphrases), reconstructed it successfully, and PayPal was up and running again like nothing ever happened. 

By the time our unsuspecting colleagues rolled back into the office I was starting to doze on the floor of my cubicle and that was that. When someone asked me later that day why we took so long to bring the site back up, I’d simply respond with “eh, shoulda RTFM.” 

RTFM indeed. 

P.S. A few hours later, John, our General Counsel, stopped by my cubicle to ask me something. The day before I apparently gave him a sealed envelope and asked him to store it in his safe for 24 hours without explaining myself. He wanted to know what to do with it now that 24 hours have passed. 

Ha. I forgot all about it, but in a bout of “what if it doesn’t work” paranoia, I printed out the base64-encoded master key when we had generated it the night before, stuffed it into an envelope, and gave it to John for safekeeping. We shredded it together without opening and laughed about what would have never actually been a company-ending event. 

P.P.S. If you are thinking of all the ways this whole SSS design is horribly insecure (it had some real flaws for sure) and plan to poke around PayPal to see if it might still be there, don’t. While it served us well for a few years, this was the very first thing eBay required us to turn off after the acquisition. Pretty sure it’s back to a single passphrase now. 

Notes:

1: a member of Chicagoland sci-fi fan community let me know that the original news of our move to the US was delivered to them via a posted letter, snail mail, not FidoNet email! 

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[absurdthirst]

Crossing Enemy Lines {Max Phillips x F!Reader}

Rating: Explicit

Word Count: 10.1k

Warnings: Insults, vampirism, mentions of blood drinking, oral sex (male and female receiving), rough sex, crude humor, Max being Max, angst.

Comments: Competitors and enemies? You are both not the other's favorite person but for some reason, hate sex is great sex.

Co-written @storiesofthefandomlovers

**Follow @absurdthirst-writes and turn on notifications to stay up to date on all new fics.

|| MasterList || Max Phillips MasterList ||

Click Keep Reading only if you have read the Rating and Warnings and understand the warnings may not be complete to avoid listing spoilers. As AO3 says 'creator chooses not to use warnings'. You also agree that you're the right age to be consuming anything here.

Max adjusts his tie as he strides into the conference. A new annual event for vampires who are in business. As the branch manager, he received his invitation to the conference last month and he’s been excited to dominate the scene. Especially after he heard you’d be coming too. Grabbing his badge, Max makes his way into the welcome event and that’s when he sees you. Red dress, professional yet just the right amount of tight to be sexy, and he smirks as he makes his way over to you. “Fancy seeing you here, sweetheart.” Max winks at you as he strides over to you. 

“Phillips.” You greet him coolly, “I’m surprised you’re here. I thought they had a separate conference for subpar regional branch managers who always fail to meet their quarterly quota.” You smirk, eying Max in his red tie and what he claims is a bespoke suit.

His smile falters for a split second before it’s back, more powerful than before and the sharpness in his eyes focuses on you. “I was surprised that you were invited too, sweetheart.” He reaches up and tightens the full windsor knot of his Hermès tie. The gold thumb ring and Rolex match the tie clasp, all coordinated with the cufflinks that wink at his wrists. Dramatic, but Max likes to dress for the job he wants, not the job he has. “I’m sure you’ll get those numbers up.” 

“Is that what your credit card companies ask for when you’re late on the minimum payment?” You retort, noticing what he is so desperate to show off about. “Oh honey, you’ll pay them off. You just need some more sales…oh wait…I’m not going to allow you to encroach on my clients. You’ll just have to tell those credit cards you can’t pay for those fancy cufflinks.” You click your tongue, reaching out to adjust his tie to just a hair off of being perfect.

Max hisses slightly, annoyed that you had messed with the lines of his tie. “Is that what you believe?” He bats your hand away, lifting a brow as he fixes the tie again and reaches out to flick his finger under your ear lobe. “The Moissanite is nice, but it doesn’t have the sparkle of a real diamond.” He chuckles. “I understand though. If I lost the Phalicite contract to another firm, I wouldn’t be splurging either. Oh right….I was that firm.” He boasts quietly. “What was it they said? She just couldn’t get it done?” He tuts, giving you a disappointed look before he gives a small shrug. “They are happy now.”

You bite down the growl that tries to escape from his jab. It pained you to lose that contract and you shake your head, letting out an unamused chuckle. “You might’ve won the battle, big shot, but I will win the war.” You pat his chest, “now it’s time to network big boy. May the best woman win.” You wink, striding off to meet the CEO of that company you’ve been trying to close for months.

Max watches you walk away, his eyes firmly glued to your ass. You are a pain in the ass, but you have a fantastic one, so he lets you get away with more than someone else could. Deciding that it’s war, he plasters on his most charming persona and starts working the room, eager to one up you on connections and leads for new business. You are competition and he loves a challenge.

By the time you’re done charming the hell out of most of the big wigs in the room, a lot of them spent far too long eying your cleavage. You lean against the bar, desperate for a drink. Thank God you can still get drunk from alcohol. Even if it takes more, you still get the effects. You gesture for the bartender to come over and order yourself a gin martini. “Two olives.” You add and the bartender gives you an odd look but goes ahead to pour your drink. When you have the drink, you take a much needed sip until his voice invades your ears again. 

“Olives? What you gonna do? Eat them?” Max snorts, gesturing for the bartender to come over. He orders a whiskey on the rocks and you turn to look at him. 

“I like the aesthetic.” You explain with a brief shrug.

“Aesthetic.” Max scoffs and shakes his head. “Why pretend to be human when we are so much better?” He asks, tapping his finger on the bar as he waits for his drink. “Name one thing that a human is better at, I’ll wait.”

“Sex.” You answer Max and he chuckles, thinking you’re joking. 

“Seriously? Why the fuck would you think that? They have to breathe, they need breaks. They can’t keep going all night long.” 

You snort, “exactly. Humans have enthusiasm. They have passion. It’s not perfect, it can be sloppy, but any human lover I’ve had has been one hundred percent into fucking me. Vampires are cold, emotionless. It’s just an act, physical pleasure. There’s no emotion behind it, not even lust really. We are heartless machines and that - the lack of compassion - makes us great in sales and boring in bed.”

Max snorts, sending you a pitying look. “Just because you choose bad lovers doesn’t mean that vampires as a whole are bad in bed.” Smirking he points at himself. “Take me for example, by the time I’m done, you will be as exhausted as a vampire can get, begging for a break from the orgasms and pleasure. Humans don’t stand a chance.” He boasts.

You roll your eyes after taking a sip of your drink. “Sure Phillips. Is that what they tell you? After you buy them the Louis Vuitton purse you can’t afford?” You snort, “I highly doubt you have someone begging for a break. Maybe a break from you, not your cock.”

Max is cocky, maybe a little too much sometimes but he knows how to fuck. He ignores the little insult towards his finances, he’s well aware of his bank balance and smirks as he leans in. “Only one way to find out, sweet cheeks.” He challenges. “I could give you testimonies from past lovers, or I could just let you experience Maxie boy for yourself.”

You roll your eyes, “you called my pussy the arctic circle and said that any man who dares to venture into it would surely freeze to death. So, you got some mittens?” You smirk, deciding to mess with him. “Or perhaps you can borrow some fuzzy socks from one of your pals over there.” You gesture to the group of vampires who are just like Max: egotistical and beyond cocky. You lean closer to Max, grabbing his tie to bring him closer and you brush your lips against his ear, “or you can go fuck yourself.” You smirk, leaning back to grab your drink, you down it and order another one from the bartender.

Max grunts, unable to believe that you just made his cock twitch with the breathless way you had told him to go fuck himself. He’s always like ballsy women and despite the professional rivalry, you are just his type. “If you can’t handle the idea of having a real man fuck you, that’s all you have to say, sweetheart.” Max coos, reaching out and sliding his index finger down your arm. “Stick with the blood bags who can’t bury their face in the Arctic circle until it’s hotter than a furnace without coming up for air. No skin off my teeth.”

You raise an eyebrow as he orders another whiskey. You glance around the bush room, the endless chatter almost melding into one noise. “I want to know something.” You announce after the bartender sets your drinks down. 

“Shoot.” Max says before sipping his double whiskey. 

“Why do you want to fuck me? I thought we hated each other?” You lean against the bar, showing him more of your cleavage. 

Max snorts, “hate fucking can be the best sex ever.” He admits with a shrug and your heart sinks a little that he actually does hate you so much despite you just doing your job. 

Yes, you’ve goaded him but to hear it confirmed, it takes you back for a moment. “Here’s a proposal-” 

Max interrupts you, “oh I didn’t say marriage-” 

You roll your eyes again, “an offer.” You amend and he hums, “if you still want to fuck me by the end of this event, come to my room…1012. If you still want to fuck me, you can come to mine and I want you to spend the entire night making me cum. If you can’t do that, don’t come. If you don’t want that, I understand. Now, there’s the CEO for HP. I think we have a deal in the works. Thanks for the drinks, Phillips.” You wink and stride off, leaving him with the tab.

It’s fucking hard to concentrate on business for the rest of the night. To socialize and pretend he’s not discreetly checking his Rolex and glancing around the ball room to see where you are in proximity to him. Even the cute little redheaded human who flirts with him doesn’t capture his interest, and he always likes the taste of redheads - very mellow. The idea of fucking the attitude and sarcasm out of you is almost as intoxicating at the four other whiskeys he drinks. Another plus of being the undead is that he doesn’t have to worry about alcohol affecting his performance in bed. When the clock strikes midnight, the official ending time for the event, Max looks around to see that you’ve disappeared. Making him smirk as he tosses back the rest of his whiskey and make his apologies before he leaves, foregoing the elevator and speeding up the stairs to the tenth floor. Pausing outside of room 1012 to adjust his hair and straighten his tie before he knocks.

You check your hair in the mirror, freaking out a little despite the drinks you’ve had. It’s hard to believe that Max Phillips is about to fuck you but you don’t try to think too much about what happens tomorrow morning when you open the door to Max Phillips, naked and waiting for his reaction. There was no point staying dressed. This saves time and as a manager, you’re all about time management. “You ready?” You ask him, chuckling at the dumbstruck look on his face.

“Jesus sweetheart.” Max manages after he stops staring. He sweeps into the room, “if you were that eager, we should have done this a long time ago.” He reaches down and unbuttons the jacket of his suit and shrugs it off to drape over a chair. He smirks and grabs your waist to step close to you. “Now, do I make you scream my name on my cock or my tongue first?”

“Eager? You wish, Phillips. I’m just efficient. Take your clothes off too. Wanna see if your ego is backed up by what you’re packing.” You reach for his tie, pulling him closer so you can press your lips to his while his hands dig into your waist.

His cock twitches, already hardening just at the sight of you and he knows he won’t disappoint you size wise. His tongue slides into your mouth and he groans when you bite it before soothing it slightly. “Dirty girl.” He hisses, smirking happily when one hand slides up to squeeze your breast harshly and pinch your nipple, pulling down on it. “You want a striptease and denied me the same show.”

“I didn’t say I wanted a striptease, Phillips.” You chuckle, working on pulling off that ridiculously expensive tie. “I just wanted to surprise you.” You admit, moaning when he kisses along your neck while you work on unbuttoning his shirt.

“I was surprised.” Max pants, pinching your nipple again and biting down on your shoulder as he slides his hand down to grab your ass. His cock is tenting his suit trousers and he pushes it up against your hip. “Very happily surprised. You’d get a shit ton more sales if you just worked naked.”

You chuckle dryly, “I want to get sales based on my skills, not my tits. Otherwise I’d be like those girls from Chimtech. Just sleeping their way up the ladder. I’m not like that.” You tell him truthfully, reaching down to undo his cufflinks, tossing them onto the coffee table with accuracy, and you push his shirt off of his shoulders.

Max knows that. You are one of the few that he’s hadn’t seen at any of the clubs or honorable mentions at the orgies. It was one of the things that had caught his attention with you. He unbuttons his trousers and grins at you. “Ready?”

You roll your eyes and step away from him to sit on the bed, giving him an expectant look as he pulls down the zipper, opening his pants and shoving them down along with his designer boxers. You swallow harshly at the sight of his hard cock, thick and fucking gorgeous. No wonder he’s such a cocky motherfucker. “Fuck me.” You blurt out, surprised by the monster he has in his pants.

Max’s brow twitches and he sends you a cocky smirk. “Oh I’m going to sweetheart.” He promises as he kicks his pants off and bends down to peel his socks off to fling aside. His cock bobs heavily and he stands straight and wraps his hand around it to stroke. “Spread your legs, baby. I want to see the Arctic circle before I visit.”

You roll your eyes against his words, “you’re an asshole.” Yet you follow his order, shifting to sit back against the pillows and you slowly, with a smirk, spread your legs to display your cunt to his hungry gaze. You tease, caressing your thighs, “you gonna keep me waiting, Phillips?”

“Fuck, you have a pretty cunt.” Max groans, squeezing himself lightly before he lets go. “Bet you taste good.” His mouth waters at the idea and his fangs start to descend before he catches himself. He knows he wouldn’t want fangs against his cock so he wouldn’t do that to a lover. He stalks over to the bed and pushes you back before he drops to his knees, smirking and winking at you before he dives in. 

You gasp when his tongue slides between your folds and you reach down to tangle your fingers in his hair. “Oh you son of a bitch.” You hiss when he flicks his tongue expertly over your clit. You can’t believe how good he is already. He has already worked you up more than most lovers can during an entire night and the bastard has done it within thirty seconds.

Max chuckles into your cunt but he doesn’t stop. He eats you voraciously. Like you are the best goddamn thing that he’s ever tasted and if he pulls away your cunt would disappear. There’s nothing polite about it. No gentle licks or soulless sucks on your clit. It’s sloppy, messy and fucking pure Heaven for him. Loving the sounds you make while he repeatedly curls his tongue up inside your walls, shakes his head so his squashed nose stimulates your clit. He loves not having to breathe to eat a woman out, loves that his jaw doesn’t ache or get tired. He could do it all night if he needed to, even as his cock leaks onto his thighs as he wears your legs as a scarf.

You can’t even speak, your mouth falling open and fangs threatening to poke through as Max rocks your world. Your thighs press against his cheeks, suffocating him and you would’ve killed a human by now but Max isn’t human and he doesn’t need to breathe. His tongue is curled so deep and combined with that aquiline nose, you are close to your orgasm. “Oh fuck!” You squeal when you squeeze your tits, the added stimulation sending you over the edge and you curse Max for being so fucking good at that.

Max growls into you, licking and sucking up your release and working you through the orgasm before his tongue turns softer. Gently fluttering against your clit before he kisses it and gives you a self-satisfied smirk. “That was one, sweetheart.” He coos. “Ready for another or do you want to experience the ‘main event’?”

You can’t even offer him a smart retort as you recover from the way his tongue made you cum harder than you have in years. “Shit Max. The amount of bullshit that comes out of your mouth and yet it can do that. Fuck. I- main event? You are done already?” You tease, reaching down to rub your over sensitive clit.

Max snorts, aware that you are goading him but he’s going to make you eat your words. Smirking, he uses his inhuman strength to easily flip you into your stomach and yanks your hips up. Burying his face back into your cunt from behind. 

Your cry echoes off of the wall and you nearly rip the sheets as your fingers curl into them while Max’s tongue slides back into your sensitive cunt. “Oh fuck baby.” You gasp out, falling forward onto your forearms and arching your back as his nose presses against your puckered hole. You whimper when his fingers slide under you to rub your clit. “Max. Oh God, right there. Fuck. Yes. There.” You moan when his fingers curl and he finds that spot that makes your thighs shake. “That - that’s it baby. That’s it. Right there.” You whine until it turns into a loud moan as you cum for the second time, gushing over his tongue and chin.

He hums, keeping his tongue and fingers moving as your hips rock back in his face. He loves that you are chasing your pleasure and aren’t shy about giving orders. Max might be the boss, a powerhouse at work; but he doesn’t mind taking direction when it means that he will make you scream out his name. Something that will happen before tonight is over. When your thighs stop shaking, Max chuckles and slides his tongue up to circle the other little hole that has captured his attention with all its fluttering and begging for attention.

You gasp when his tongue presses against your puckered hole. “Fuck Max.” You rasp, voice growing hoarse from the moans that have rattled the room. “Get inside of me. Now.” You demand, reaching behind you to tug on his hair, now messy and out of its usual style.

He flicks his tongue against your hole one last time before he moves over and bites your cheek playfully. “What hole do you want me in first?” He teases, sliding his fingers up and down between both. “I think I want the Arctic circle first.” The slap of his hand against your ass is harsh in the room and he chuckles when you moan.

You can’t even bring yourself to roll your eyes as he grips his cock and teases your clit with the head. “Is this how long you take to close all your sales, Phillips?” You taunt, grinding back against him. When he just chuckles and notches his cock at your entrance, pushing into you in one thrust, your clever remark is long forgotten as his cock pushes into you and stretches you out.

“Fuuuuuck.” Max hisses, slapping your ass again as he circles his hips and grinds into you. You feel incredible and he would stay right here for an hour, just feeling your walls pulse around him but then you would complain. Instead, he wrap his arm around your sternum and drags you up before he drops his hips and starts fucking you like a madman.

You pant, gripping his forearm and you don't pull it away as you let him choke you. It's a good thing you don't need to breathe. "Fuck baby. It's-" You moan, leaning back against him as he hammers into you. His hips hitting your ass as he fucks you hard and fast.

Max hums, loving how you are taking his cock. “It’s what? Wonderful? The best you’ve ever had?” He drags his nose up your neck, pressing where he would have felt your pulse if you had one but there is nothing. “I know. I know it’s good baby, this pussy feels amazing. Taking me like this. Letting me fuck you hard…and now even harder.” He ramps up his thrusts to a pace that would kill a human without breaking a sweat or panting. 

The bed squeaks beneath you due to the sheer force of Max's thrusts and he takes your useless breath away. "O-o-h-m-y-G-o-d." You sound out each syllable as he fucks you harder than anyone you've ever had. Your pussy feels like it's being pounded in your guts and you can only let him use your cunt like this. "Maaaax!" You wail as he hammers against something magnificent inside of you.

“There it is.” He hisses, grinning into your neck and nipping your skin playfully. “That’s what I want to hear. Except - louder sweetheart. Gotta let the front desk know who’s fucking you.” The hand not pinning you to him gropes your breast and then slides down to slap your clit. 

His fingers hitting your clit makes you nearly fold over but his grip on your throat keeps you upright. Max has all the control right now but you aren’t mad about it. You kind of love it, the lack of decisions so unlike your work life. This is nothing but pleasure and you love it. “Oh fuck.” You gasp, turning your head as much as you can to try to find his lips.

Max knows what you want and he doesn’t deny you. His cock continues to shred up into your throbbing cunt with devastating accuracy against your g-spot and he slides his tongue into your mouth. Kissing you roughly while the quick slaps of his hips against your ass fill the room. Grinning against your lips when he slaps your pussy again.

You moan into his mouth, unable to help yourself, and when Max grins against your lips, you cry out and clamp down on his cock. Hard. Gripping him in a vice as your thighs shake and your cum soaks his cock. It’s the most violent orgasm you’ve ever had wrack your body and it’s caused by the man you hate.

Max groans out your name, loving how you are soaking him and the bed beneath you. The way you squeeze his cock has him caught up in your walls where he can barely move, grinding up into you while he seeks his own pleasure. Giving a rough half dozen thrusts before he groans again, filling you with a hot flood of his useless seed.

You pant against his mouth, just breathing him in as he rocks into you, pushing his cum out of you onto the sheet below. “Fuck.” You sigh in bliss, just letting the feelings move through your system as Max kisses your neck. “That was - I hate to admit it but it was good.”

Chuckling as he takes both of you down to the bed to lay down, he’s feeling smug as fuck at your fucked out posture. “Good.” He hums, twitching inside you before he pulls out and shuffles so he can watch your cunt drip his cum. “Fuck, I should take a picture.” He jokes, not serious in the least. Even as a vampire, he has some morality. 

You snort, knowing he wouldn’t do it, but you look at him. “So you could show it off to all your work buddies? How you fucked your ice queen rival?” You chuckle dryly, reaching down to push two fingers inside, scooping some of his cum out of your cunt and you shove those fingers in your mouth to taste Max’s cum combined with yours.

Max groans and he watches your tongue flutter around your fingers as you sucks them clean. He grins and his own finger dips into your dripping hole for a taste of his own. “Was thinking more to jerk off to later on.” He winks and licks his finger. “Fuck, you do taste good. Is it the blood you drink?”

You smile, “yeah. I only drink from the rich.” You admit and wink at him, letting him know you’re joking. “I think someone told me once that our taste carries over from when we were human.” You reveal, “so I tasted that good before.” You smirk and nudge him with your foot which he grabs. “So what is this? Are we - ?” You bite your lip. “Fucking?” Max provides and you nod. “Who would’ve thought it? Did you, um, did you enjoy it?” You ask, offering a rare moment of vulnerability.

Max is greedy, sliding his hand up your leg and thigh. “Mhm.” He hums, smiling as he touches you like he’s never been allowed to before. “Dick didn’t freeze off.” He teases playfully. “Definitely not the Arctic circle, it’s warm, tight, fucking gooood.” He reveals honestly before he winks. “Ready to go again?” He asks, waggling his brows. “Did promise to fuck you all night after all.”

You chuckle, moving fast to straddle him, reaching down to grip his still hard cock and you sink down onto it, your combined cum pushed out as you grip his shoulders. “It’s my turn to fuck you Phillips.” You smirk, clenching around him.

“Fucccccckkkk.” Max’s eyes roll back from how quickly you sit on his cock and his fangs do spring down and make him look like the predator he is. His fingers dig into the meat of your hips, right above the thighs and he bucks his hips up. “Fuck me. Ride my cock. Wanna see your tits bounce in my face.”

You reach out to caress one of his fangs with your finger before you cup his cheeks, working your hips to start bouncing on his cock. You shift, tangling your fingers in his stupidly thick hair and your tits bounce in his face as you ride his cock hard and fast.

He’s in fucking Heaven. Keeping his fangs away from your flesh, he captures a nipple to suck on while you ride him. Groaning into your tits and lavishing them with attention while his cock twitches every time you yank on his hair. Humans never do it hard enough and most vampires try to yank it out. Your pressure on his scalp is perfect. “Fuck.”

"You're such a dick but your cock is so good." You compliment him and insult him at the same time. "Fuck Max." You pant, grinding your hips to push his cock deeper and you are grateful your thighs won't ache as you rock on his cock like he's a prize stallion.

“Ride it.” Max growls, grinning at the fight you put up but your cunt is soaking wet around him. “That pretty little cunt likes my big dick inside it, doesn’t she?” He coos, thrusting his hips up. “Wanna ride it all the time now, dontcha?”

You want to roll your eyes at his words, cringeworthy if you were sober and not currently sitting on his cock. You slam down onto his cock, "you wanna be inside of this pussy all the time now, dontcha?" You taunt back, tugging on his hair to tilt his head back so you can lick along his neck.

There’s a distinct, needy whine that pours out of Max’s throat while you clench around him and lick his skin. “Shit yes.” He chokes out. “Work while I’m inside you. Have you sit on my cock while we- we fucking make money.” His fingers dig into your hips even harder and he lifts you up and pulls you back down on his cock just as harshly as you had, groaning again.

You throw your head back when he starts to move you on his cock but you won’t let him have control. You push him backwards, grabbing his forearms and pushing them over his head. You are stretched over his body, tits swaying in his face as you start to ride his cock, grinding back onto it while you restrain him as much as you’re physically able to.

“Fuck.” Max grinds his teeth together, getting your unspoken warning to stay still and he tries to comply. It’s so hard when you feel so fucking good around him. He had never imagined it would feel this good. “Jesus Christ, sweetheart. If my heart pumped you would stop it.” He grunts out.

You giggle breathlessly at his compliment, looking down at those now black eyes, full of lust for you. “Thanks Maxie. Your cock isn’t too bad.” You tease and he makes you cry out when he thrusts up into you. “Oh fuck!” You moan,  especially when he takes your nipple into his mouth again. “Again. You’re gonna make me cum.” You plead, bucking back onto his cock.

Now it’s not a fight for control, it’s just a race for pleasure. Both of you know it’s going to come but you’re greedy. Max obeys your order and bucks up into you, bouncing you on his cock and he nearly chokes with how hard you squeeze him when he hits that magical spot inside your silken walls. “Shit baby, cum. Cum all over my cock. Wanna feel it- wanna-“ he breaks off with a loud moan when you squeeze him again, so close to cumming himself.

Your mouth falls open and nothing comes out as two more thrusts of his hips has you falling over the edge, clamping down on his cock in a way that you are squealing his name when the noise finally breaks free. Soaking him with your cum as you still above him, shaking from the intensity of the orgasm.

Max whimpers, eyes closing and his arms wrap around you. Holding you while he rocks up into you frantically. Chanting your name over and over again for another three thrust before he is pushing deep, wanting to crawl inside you while he fills you up again. Loving the perk of being a vampire and unable to get STDs or cause pregnancy.

“Fuck.” You huff shakily, shifting to look down at him and admire his handsome face, fangs pointing out, and you lean down to lick one playfully with your tongue. “Shit. That was good, baby.” You caress his cheeks and down to his neck and then his chest.

Max smirks, proud of the fact that you are saying that it was good. His strokes your back, your skin still smooth and cool, unable to sweat since you are technically dead. “Still think sex with a vampire isn’t better than a human?” He asks, brow raised and curious as to your answer.

You bite your lip, hating to say no but you can’t deny it when he has made you cum so hard. “Maybe you’re starting to change my mind.” You tease and Max growls, turning you over and playfully biting down on your neck. “So…we, uh, this is it? Just one night.” You say after a moment.

Pulling away so he can look down at you, Max makes a split second decision, reading your tone and the searching look on your face. “Doesn’t have to be.” He hums, running his tongue over his teeth and his fangs retract. “We are both busy, real go-getters.” He muses. “It would make sense that we continue this. Work out our needs, frustrations on each other. Use this great sex we have.” He doesn’t say that he wants it again, but he does. He really does. Fuck, he wants to stay the night. 

You hum, thinking about it for a moment. “I suppose it makes sense to get our…frustrations with each other out in a healthier way. Keep business as business but enjoy our pleasures too.” You sit back to get off of him, flopping down on the bed beside him. “You can’t tell anyone about it though.”

He frowns for a second, not liking the idea of secrecy but then he decides to let that go. “Of course.” He manages a smirk and a shrug by the time you turn your head to look over at him. “Lips are sealed. I’m not going to tell that the Arctic circle is conquerable.” He jokes, winking at you before he sits up. He needs to go back to his own room before he argues about your condition to continue fucking.

You roll your eyes at him before you sit up, glad you don’t ache like you would when you were human. Max probably would’ve killed you with how hard he fucked you. “I guess I’ll see you around, Phillips.” You shuffle off of the bed, anxious for a shower to clean up and he gets up, grabbing his clothes to start dressing. “I’m going to shower. Let yourself out.” You tell him and he nods, watching you make your way to the bathroom door. “Oh by the way, I like that tie.” You inform him with a wink and saunter into the bathroom, leaving him to it.

****

Max smirks when he knocks on your door before just pushing it open. You’ve been sleeping together for nearly three months and he’s just made himself at home with walking into your house when he gets off work. You hold up a finger, still halfway dressed when he knows you would normally be naked, your phone still to your ear. “Jerry, I promise you the projections are wrong.” You tell him, making Max’s smile widen even more. Your stocking are still on and you obviously was interrupted from your task of getting ready for him to fuck you by the business call. Max strides over to you and caresses your hip while you narrow your eyes at him, obviously wanting him to be quiet while you work. Winking, he lowers himself to his knees and shreds the underwear under your garter belt so he can get to your pussy. 

You gasp, “fucking hell” and Jerry asks you what’s wrong. “Nothing Jerry. Nothing. Ma- My tea was hot.” You lie even as Max’s tongue carves a path through your folds. “Fuck you.” You mouth down at Max whose dark eyes are watching you with amusement. You won’t let him win, tangling your fingers in his hair, you force yourself to concentrate on the call, listening to Jerry rattle off numbers. “Jer-Jerry. That’s not right. It’s one hun- oh.” You moan when Max sucks on your clit. Flustered, you clear your throat, “sorry about that Jerry. Tea was delicious.” You manage to lie, continuing to rattle off the numbers despite Max driving you to distraction with his tongue.

Huffing quietly in amusement, Max slides his hands up to massage your ass while he licks into you. Noticing that you have no issue pulling your leg up onto his shoulder while you sag against the counter. Smirking to himself while his tongue licks into you and he shakes his head to brush his nose against your cunt. Fuck, it’s fun to watch your control pull thin, to hear you try to keep your composure while he is unraveling you. 

Max’s tongue slides deep but it’s not enough. You lift your leg onto the counter, giving him more access than before, and he shifts to sit on the floor, wrapping his arm around your leg to keep you stable while his tongue slides deeper. “Fuck.” You hiss, head tilted back to rest against your fridge that’s full of blood bags. 

“What?” Jerry asks and you can barely think with the way Max is destroying your composure. 

“I’m sorry Jerry. I’m gonna have to - to call you back. You have the numbers. Figure it out.” You growl and hang up, tossing your phone on the counter and you reach down to tangle your fingers in Max’s hair, rocking onto his face. “You’re a bastard.” You tell him with a groan.

His laugh is louder now, his hand slapping your ass loud enough that ‘ole Jerry would have heard it if he had still been on the phone. Instead of pulling away and making a snarky comment, he decides he’ll make you cum first. Hearing you cry out is rapidly becoming his favorite fucking thing in the world, better than landing a huge sales contract. Better than beating you. His tongue flicks over your clit and he moves one hand to push three fingers into your cunt while he sucks your clit into his mouth to suck harshly, as if he’s trying to drink from your cunt. 

You decide to give in to the pleasure and not be mad, especially when he is fingering you exactly how you like it. You moan and rock down onto his digits and his face, moaning wantonly at the way he sucks on your clit. “Fuck. I’m gonna cum.” You tell him, “Max. Oh shit. Max. Max. Ma-” You choke, knee buckling as you clamp down around his fingers and soak them with your cum.

Holding you up, Max groans as he works you through it. Loving how his fingers squelch your cum slides down his knuckles. Sucking on your clit until you are whimpering his name and your stomach heaves with overstimulation. His cock is fucking hard as rock but he just kisses your curls and smirks up at you as he pulls is soaked fingers out of your cunt. “Good job, baby.” He coos playfully. “I don’t think he knew you were having your cunt devoured.”

“You’re such an asshole.” You say breathlessly, reaching down to drag him up onto his feet and when he’s standing, you press your lips to his. “Fuck me.” You order, reaching down to squeeze his cock through his pants before you work them open, managing to wrap your fingers around Max’s throbbing cock. “Someone got turned on eating pussy.” You tease, kissing his chin.

Rolling his eyes, he huffs at you. “Duh.” He is throbbing and he knows that just a few strokes of your hand would have him cumming but he wants to fill up that fucking perfect cunt of yours. “Up,” He orders, grabbing your hips and lifting you easily onto the counter with his inhumane strength. Your legs spread easily for him and he loves how soaked you are for him. “Should bend you over and make your ass bounce.” He grumbles, leaning in and pressing his lips to yours while he lines up and sinks inside you. 

You moan into his mouth, gripping his shoulders before you shove your hands under his shirt to caress his back, admiring the strength of his muscles. “You like kissing me too much.” You murmur, crossing the invisible line that neither of you discuss the other’s preferences too much. It makes it more than what it is. Just sex. Max nips your chin, making you moan, and you shift so you are hanging on the edge of the counter, allowing him deeper inside of you.

He does like kissing you. As much as he can. Too much if he were to sit down and think about it, so he doesn’t let himself. You were very clear where he stands and he isn’t fucking this up. Instead, his tongue slides against yours when he presses his lips to yours again, starting a rhythm that has his cock punching deep into your walls, desperate to feel you after hours spent away.

You let him kiss you, especially when his tongue traces your teeth like it always does. It must be his thing. You moan into his mouth, letting his fuck you hard and fast, his hips slamming against your thighs as you shuffle ever so close to falling off of the counter and Max makes you squeal when he grabs your thighs, lifting you up and fucking you on his cock. You squeal and wrap your arms around his neck to stop yourself from falling backwards as he moves your body. “Oh fuck Max.” You moan at this sheer display of his strength.

It’s easy to do, to lift you up as if you weigh nothing. You could do the same to him if you wanted to. It’s the symbolism for him, the way that he can have you any way that he wants to. It’s thrilling. The fact that you let him do whatever he wants and eagerly takes the positions, the pace. You bounce on his cock as he moves you up and down, “fuck, look at that.” He groans, looking between you and watching you take him. Seeing the way your lips stretch around him. “Tell me that’s good, baby. Tell me how much you love my cock.” 

You watch him watching his cock disappear inside of you and you moan his name, “it’s so good baby. So good. I love your cock. Love it. Always - always so good. Making me cum every damn day. I love it. Want you to - to fuck me all day every day if we - if we didn’t have to work.”

“Fuck.” Max hisses, closing his eyes and his fangs spring down at the mere thought. “After- after I get this new job I’ll fuck you every- every day.” He huffs, imagining it clearly. You sitting on his cock while he signs contracts, answering his phone with your pants of pleasure in his ear. He would lay you out on his fucking desk like a feast everyday. 

In a turn of events, your rival businesses are merging and Max is getting a senior position in a separate department to yours. No longer enemies, you and Max are not competing for sales. It’s strange to not be battling him for contracts. Especially when the merger will mean he will be in your building. “Yes. Yes. Every day. I want you to eat me for lunch.” You demand, kissing his neck as you rock down onto his cock, taking over the pace.

“Fuck yes.” Max whines, holding you in his arms and letting you fuck him. Your thighs squeezing him as you lift and lower yourself. “Best fucking lunch. Better than the interns.” He jokes, toes curling in his shoes as you squeeze him with your inner muscles. “Pour some blood on your pussy and pretend you're on the rag.” 

You roll your eyes at his lewd comment but you know that’s just how Max can be. “Fucking weirdo.” You tease, kissing his lips, “you’re such a dick but I- God, I don’t want to stop fucking you. It’s like you’ve got some kind of drug in your cum because I’m addicted to you.” You admit, scaring yourself honestly at how attached you are to him.

Max chuckles, taking over the pace again when you let him. Rocking up onto his toes to grind into you. “Caught me. Been feeding you cocaine laced cum.” He teases, feeling the same way. “Don’t worry baby, gonna - gonna fuck you for as long as you want.” He’s almost said something about doing more than just fucking, but he’s scared you would turn him down so he keeps quiet. 

His words send you over the edge, making you cry out as you clamp down on his cock, unable to stop yourself from climaxing as he promises to keep fucking you. He groans at how tight you grip him, keeping you upright as you shake. “Baby.” You gasp, “want - want you to cum down my throat. Let me - let me suck you off.”

He groans, knowing this is special. It’s rare that you don’t want him to cum in your pussy. Not that he minds. He talks a big game about blow jobs but he’s never once asked you for one. If you want to suck his cock, you will. It’s that simple in his mind. Nodding, he sets you down and watches as you wrap your hand around his length, kneeling down in front of him. “Fuck.” 

You waste no time in taking him into your mouth with a moan, loving the tangy taste of your own cum coating his cock as you take him down your throat. Another plus of being a vampire: no gag reflex. You look up at him as you take him deep down your throat, loving the way he's watching you.

“Look at you.” He coos, reaching down and stroking your jaw. “You look so pretty with my cock in your mouth.” His eyes roll back and he tilts his head back and moans your name when you press your tongue to the underside of his cock and swallow around the head. “Oh fuck.” He huffs, hips lurching forward to chase that feeling. “So good baby.”

You repeat that action, desperate for him to cum down your throat. You whimper around his cock, reaching down to roll his balls in your fingers, keeping your eyes on him as you watch him moan and groan as you swallow around his thick cock.

“Shiiiit.” Max hisses. “I’m gonna cum.” He warns you. “I’m gonna cum down that pretty little throat of yours. Fuck gonna fill you up, and-“ He tenses up, moaning as he does just that. Pumping spurt after spurt of his cum down your throat. 

You eagerly swallow every drop, closing your eyes at the salty taste that doesn’t have that tang that human cum has in it. You swallow until his balls relax under your touch and you pull off of him, cheekily opening your mouth and sticking your tongue out to show him your empty mouth.

“Good girl.” Max lunges down, eager to taste the remnants of his cum from your mouth. Moaning into you while he kisses you. He’s fucked. He realizes it right at this moment. He wants you. Not for some hate fucking, he’s never hated you. But he wants more that just sex.

You kiss him back, letting him pull you into his arms and you realize how dangerous this is getting. It’s no longer hate fucking, it’s turning into something else and you don’t know how to stop it. You do know that Max would break your heart once he gets bored. “I, um, I still need to call Jerry if you - you can take a blood bag to go if you want.” You step away from him, wishing you had a robe or something to cover you, cover your emotions.

Max’s silent heart clenches and he frowns slightly before he nods. “Sure.” He covers up the hurt with a chuckle and sends you a small smirk. “I have to go move into my fancy new office anyway, sweetheart.” He tucks himself away and zips up before straightening his clothes. He can’t help but feel like you are shoving him out the door. “Until next time.”

You watch him go, leaning against the counter and covering your face with your hands. Fuck, when did it happen? When did you fall in love with Max Phillips?

****

Once Max is settled into his office, you must admit you’ve been avoiding him. Deciding that he doesn’t feel the same and you’d only embarrass yourself by asking him such a question, you avoid Max at all costs. Having your assistant screen calls and meetings for the man, you succeed in avoiding him until you hear his name mentioned in the break room. “Yes. He invited me into his office and we…” The intern giggles as she looks around, not seeing you behind the door, “we had sex on his desk.” Your heart sinks, breaking in two at the news that Max has already moved on. You swallow harshly, unshed tears stinging in your eyes as you make your way back to your office.

“I’m sorry, Mr. Phillips. She is in a meeting with orders to not be disturbed.” Max sighs as he listens to your secretary yet again tell him that you aren’t available. The same thing he’s heard from her every day for nearly two weeks. He’s gone from having sex with you every since day to not seeing you and he hates it. 

“Yeah, thanks.” He mutters into the phone. “Tell her to call me when she’s done.” He drops the phone into the cradle and sighs. He knows you won’t call him, you haven’t despite the messages to your secretary and the texts to your personal phone. He’s getting desperate to see you and figure out what the hell is going on.

You are working late, unavoidable considering the new contract you’re working on, but you curse your assistant leaving on time when your door opens and Max Phillips strides in unannounced. “Phillips.” You greet him coolly, not even looking up from your computer.

Max blinks at the acidity in your tone and it’s on the tip of his tongue to ask if you’re on your period but he knows that doesn’t happen anymore. Unable to deflect with humor like he usually would, he decides to be upfront. “What the hell is going on?” He demands. “We went from wanting to fuck everyday at lunch once we were in the same building to you ghosting me.”

You bite your lip, wanting to growl at him, but you just respond calmly. “Oh, sorry. I thought you had found a new pretty intern to fuck during lunch and I was no longer needed?” You frown, tilting your head at him.

His brow scrunches in confusion and he shakes his head. “What are you talking about? What intern?” He demands, leaning against the door jam. “Only person I’ve fucked is you and I haven’t been doing a lot of that lately.”

You huff, standing up from your desk, you walk around it to face Max. “Are you serious? I heard her earlier. She said she fucked you in her office and as I walked away she said - she said you traced her teeth with your tongue.” You choke, knowing that is something Max and only Max tends to do.

Now he’s pissed, that she’s lying and that you believe this person. “She must have heard that from someone else I’ve fucked before you.” He growls. “Because I’ve not stuck my dick in anyone but you.” He sees that you don’t believe him and scoffs. “Fucking convenient for you to hear this. If you wanted to stop fucking you don’t have to lie. I don’t fucking force anyone to have sex with me. I don’t need to.”

You shake your head, “it wasn’t - fucking hell. That’s the problem. I didn’t want to stop fucking you. You’re lying about fucking someone else and I shouldn’t be mad because I can’t - we can’t keep doing this. You’ve got me tied up in knots. I can’t focus and I- you need to leave before I change my mind and beg you to fuck me on my desk.”

Max stares at you for a moment in disbelief before he pushes off the door and slowly starts to clap. “Bravo.” He shakes his head, a sarcastic grin on his face. “Amazing, you almost had me. See, I knew it was stupid to fall in love with you, knew I was going to get burned eventually. Especially considering I’ve called you every single day and you’ve been the one rejecting me.” He huffs and drops the smile. “The arctic circle ain’t in your cunt, it’s your icy cold heart. Good luck on the next poor fucker.” He growls, turning on his heel to leave this fucking office and go get drunk somewhere.

“You’re a bastard.” You rush to follow him, lucky that no one is around to witness you as you grab Max and spin him around. “This wasn’t in the plan. I wasn’t supposed to fall in love with you.” You rush out, eyes wide as you stare at him. Your heart would be beating out of your chest if you were human but all you can do is stare at him.

Max stares back at you, ready to lash out and deny it. “So if I love you and you love me, why would you think I’d fuck anyone but you?” He demands. “I don’t even know what intern you’re talking about. And I- Jesus, you’re the best lover I’ve ever had. Where could I go after you? No one could ever beat you.”

You swallow harshly at his words, reaching up to cup his cheeks. “I just - I thought you hated me still. I thought it was just sex. I never - I thought you were just fucking me for a release because it’s - it’s the best sex I’ve ever had. No one compares. You are a pain in my ass, but baby, you are strong and smart, so fucking smart, and handsome and you’re funny - even if it’s in a college frat boy kind of way - I just never imagined you’d feel the same way.”

Max chuckles and shakes his head. “I’ve never hated you, sweetheart.” He promises. “I just liked getting under your skin. I liked pissing you off. You’re sexy when you’re annoyed. Like pulling the braids of the girl I like on the playground.” He confesses with a small grin. He steps closer to you, more serious than he’s ever been. “I have not slept with anyone but you since the night we started. I haven’t even looked.”

You believe him, caressing his cheeks, “I love you, Max Phillips.” You whisper, smiling at the cocky bastard who used to make your life hell but now you can’t imagine being without him.

“I love you.” He promises, reaching up to brush his knuckles across your cheeks and he smirks. “Now that we know where we stand, can I fuck you?” He asks, lifting a brow. “I really, really miss being inside you.”

You giggle, reaching up to wrap your arms around his neck, “you want to fuck me in my fancy office, Mr. Phillips?” You tease, leaning in to nip his jaw and you are relieved that you are both on the same page.

“I do want to fuck you in your fancy office.” He smirks, his fangs sliding down and he looks behind you. “You have a drop cloth or a sheet of plastic?” He asks. “Might get a little messy.”

You chuckle, “I might have a bedsheet I snuck in just in case we happened to fuck in here.” You take Max’s hand and guide him into your office, letting go of his hand to get the sheet from your bottom desk drawer, laying it out on the sofa in your office.

Max smirks and starts stripping out of his suit while you adjust the sheet. Eager to touch you, his cock is already throbbing. “I’m going to fuck you so hard baby. The security desk is going to think you’re being staked.”

You playfully roll your eyes at his cocky words but you know he can make you squeal and scream. You finish adjusting the sheet and struggle to pull down the zipper of your dress as Max kicks off his shoes and shoves his pants and boxers down.  

“Too slow sweetheart.” Max tuts, taking over and dragging the zipper down and peeling the dress off of you in the blink of an eye. “Fuck, I love stripping you down. You should stay naked all the time.”

You sigh when Max kisses your neck and shoulder as you kick the dress aside, stepping out of your heels and you spin around to face Max. Pressing your lips to his, you press your chest to his and tangle your fingers in his hair. “Fuck me Max.” You plead, feeling his hard cock pressing into your hip.

“I’m going to.” He promises, happy that you are in his arms again. His tongue trails over your neck and he can’t help himself, sinking his teeth into your flesh while he grabs your ass and hauls you back towards the couch.

You look up at Max as he lays you down on the sofa and you caress his chest, over the space where his heart would be beating. “I love you.” You murmur, spreading your legs to accommodate him as you continue caressing his chest.

He hums, loving hearing you say that. “Love you too.” He groans, sliding his hand between the two of you so he can line up to push inside you. The head of his cock slips inside your cunt as he ducks down to take your nipple into his mouth.

You moan when he pushes into you, feeling like you’re finally home, where you should be. With him. “Max.” You moan, tangling your fingers in his hair as he bites down on your breast and he starts to rock his hips, pushing into you. It’s slow, unlike the always frantic pace, and you sigh in pleasure.

He’s never set a slow pace with you, knowing that he had to make sure you had the most pleasure he could offer within an hour or two. Now he takes his time, he’ll spend all night right here if he has to. Wanting to drag it out for as long as he can. Enjoying the slow drag of his cock in and out of your walls while he works his hip.

“Fuck. That feels good.” You moan, caressing his back as he rocks into you. You whimper when he hits something deep and slowly fucks you. No, he doesn’t fuck you. He makes love to you. “God, you feel so good. No one has ever felt like this.”

Max groans in agreement. He reaches for your hand and laces his fingers with yours. “Bite me.” He begs, wanting to feel your fangs in his flesh. You’ve never bitten him before but he thinks it’s hot to have you do it while he’s buried in your cunt.

You squeeze his hand and feel your fangs appear so you cup the back of his head, pulling him closer so you can sink your fangs into his flesh. There’s no blood but you moan at the sensation of his cock inside of you and your fangs in his neck. It’s incredible and you moan into his flesh as he rocks into you.

“Fuck.” Max groans loudly, cock twitching deep inside you but he doesn’t push harder or faster into you. Keeping his pace slow and steady, while he love the feeling of your fangs breaking through his skin. “Again baby, fuck, mark me as yours.”

You repeat the action, allowing yourself to dive into your instincts, your animalistic ways shining through as you bite him, marking him as yours. The marks will stay, a shimmering scar once they heal over - as soon as your fangs are removed - and you are close to cumming at the thought of Max being yours and only yours.

Max grunts, closing his eyes and smirking as he continues to rock into you. “Love you, so fucking much.” He groans out. “Perfect vampire for me, perfect woman, perfect little pussy.”

You lick over the marks after withdrawing your fangs. “I love you baby. So much. God, you are - you’re an asshole but you’re my asshole. I wouldn’t change you for all the sales in the world. Perfect for me.” You pant, getting closer and closer with every slow rock of his hips until finally, you fall over the edge and clamp down on his cock. Your orgasm is slow, seeming to spread to every inch of your body.

Max buries his fangs in your neck as you come apart for him. Your walls clamp down like a vice around him, soaking him in your release. He loves the way you cry his name, needy and loving. “Love you,” he pants, withdrawing his fangs and pressing his lips to yours when he starts to cum, filling you with his own release in agonizing pleasure.

You cling to him as he cums, filling you up and you’ve missed this so much, missed him so much. You peck his lips over and over as he rides out his orgasm and you caress his shoulders and back. “Love you.” You murmur, actually feeling tired. 

Max kisses your jaw when you tilt your head back. “Not as much as I love you.” 

You snort, “always in competition.” You love him and he loves you. Never, in a million years, would you have imagined that if you’d been asked four months ago but here you are. In love with a blood sucking bastard

[rideboomindia]

How a female can book only female driver with RideBoom , Empowering Women

RideBoom promises to revolutionize the way people travel around the city. The app, which is available for both iOS and Android devices, allows users to book a ride quickly and easily from their current location to their desired destination. With just a few taps on their smartphone, users can select the type of vehicle they want, track their driver in real time, and pay for their ride securely and conveniently through the app. In the words of the RideBoom Founder and CEO Harminder Malhi, known as Harry Malhi, "Our app is designed to make transportation as easy and convenient as possible while also providing a safe and reliable service that our customers can trust." In addition to its user-friendly interface, the app also offers several innovative features that set it apart from other on-demand transportation services. These include: Instant booking: Users can book a ride in seconds, with no need to wait for a driver to become available. Real-time tracking: Users can track their driver's location and estimated time of arrival in real time, giving them peace of mind and reducing the risk of missed pickups. Multiple payment options: Users can pay for their rides directly through the app, using a credit card, debit card, or other payment method. Driver ratings and reviews: Users can rate their drivers and leave feedback after each ride, helping to maintain a high level of service quality. Safety features: The app includes several safety features, such as a two-factor authentication system, a panic button, and a real-time monitoring system that alerts the company in case of any emergencies. In the words of the Founder, "We believe that our new ride-sharing app will change the way people think about transportation, and we're excited to be at the forefront of this revolution," Further. "We're committed to providing our customers with the best possible service, and we look forward to expanding our reach and making our app available to more people in the coming months." The RideBoom app is available in both stores and is free to download. Let's RideBoom your business.

[louisisalarrie]

Hello! The LATAM dates anon is me. Ahh sorry I gave you a bit of a chaotic ask! I’m not sure if LATAM really isn’t selling well - Lou’s Mexico dates look sold out - but I read stuff on Twitter via various fan accounts that made it seem as though sales in some countries were slow and they were really trying to drum up sales by giving tickets away etc. I also saw a couple of other tumblr blogs mentioning poor sales but I realise now these accounts are kind of ‘Louis hate accounts’ (urghh) and they’ll say anything to put him down.

I guess I just wondered if you’d read anything different about LATAM? I want it to be amazing for him. He’s such a gem and I really want him to do have great shows out there.

Can’t remember what other stuff I asked…but thank you for taking the time to respond! Xx

No don’t stress at all lovely!!! I appreciate the q’s, but they were different topics so just wanted to break them down xx

Alrighty, let’s look at LATAM ticket sales. Anon, welcome to the show.

Let’s look at some tickets available, capacities, and then I’ll chat more about venue modes and draping etc for some more context.

So, the best selling show in LATAM looks to be Arena VFG, in Guadalajara, Mexico. I’ve had a bit of a look online, and it looks like the show is entirely sold out. That has a capacity of 15,000 , and looks full concert mode, but that doesn’t mean he will have use of all 15,000. The capacity would prooooobably look more like 11,000 - 12,000ish, as an estimate. I haven’t been to the venue so I can’t be 100% on that, but they’re not selling 15,000 tickets to it. We’ll circle back to this later.

Then, his show at Autodromo Hermanos Rodriguez in Mexico City, is a race track used for Formula 1 events, music festivals, and stuff like that. It’s said to have a capacity of 110,000, but of course would be a reduced mode due to the fact that well… that’s pretty impossible for any artist to sell out. Hell, TS’s biggest concert ever was 96,000 people at the MCG in Melbourne, Australia in 2024. Ed Sheeran did 109,500 people in one night at the MCG in 2023. Harry’s biggest show in Australia for LOT was 69,512 people at Accor Stadium in Sydney, which for both show nights, had a capacity of 70,170 people (the first night sold 66,791).

Louis’ show at Arena 1 in Lima, Peru, has a promotion on until the 15 Match 2024 for 25% off certain tickets (the promotion started on 2 November 2023). It can hold up to 16,000 people, and by the looks of it is mainly used for concerts, not sporting events. So they could be selling an amount of tickets that’s closer to their actual capacity, as opposed to the other venues. Again, I haven’t been to it so I can’t be sure. The discount on these tickets, however, is only for people using payments of “Credit, Debit, Business, and Working Capital Cards”. We see similar promos with other artists, such as MasterCard pre sales, American Express presales, etc., but I haven’t seen discounted tickets like this for other artists off the top of my head. However…

I looked at Louis’ 1st June 2022 show at Arena Peru Explanada in Lima, Peru, and according to Team Louis News on Twitter, it sold out. They said it has a capacity of 15,000 people, but again, doesn’t mean every seat was utilised, but it doesn’t look like it’s used for sport, so they could’ve gotten close. And, funnily enough, at this arena and show, there was a 15% discount if you paid with an Interbank Credit or Debit card.

A lot of stadiums are owned/sponsored by banks, or insurance companies, or these companies may have a large share of profit for the money they invest in it etc., and it’s a great way of advertising. Signing up for a bank for discounts of tickets at their venue(s)??? Yes please. So, you can see the appeal. And I can 100% guarantee you that this is a partnership and a condition of said bank investing in the stadium. A quick look at their other shows, every artist (Lauren Jauregui from Fifth Harmony, Paramore etc.) has a special discount based on if they used that bank’s cards to pay for tickets. So it’s not “oh louis could NEVER sell enough tickets, he’s a flop” and whatever these losers say, it’s that certain arenas (clearly more prominent in LATAM) will have discounts on tickets due to the partnership with the bank that invests in them.

NOW

let’s circle back to capacities. this frustrates me to no end because people throw these numbers around all the time and it just… that’s just not how it works.

You can find a capacity of a venue pretty easily when you google said venue, and often people go “oh wow, this artist is playing a venue that holds 100,000 people!!!!” which is yeah, you’re right, that venue does hold 100,000 people, but that depends entirely on the mode, stage setup, and how big the artist is. Also, if it’s used as a sports stadium as well, it’s gonna hold a hell of a lot more people than a concert mode, because they can utilise every seat. You can’t just sit behind the stage at a concert, but you can sit anywhere during a football match. So that’s a major difference in ticket sales already.

If you’re someone like Harry, who has a big old T catwalk and a larger built out base/main stage, that’s gonna lower the capacity of the venue. So then they make more of it GA on the ground as opposed to seating, to make the capacity higher again. But he plays stadiums, which are used for sport, and so he’s not utilising the whole capacity as it is.

BUT Ed Sheeran did the thing.

At the MCG (Melbourne Cricket Ground, used for cricket and AFL etc.), Ed Sheeran sold sooooo many more tickets than TS, because he had a 360 rotating stage in the middle of the stadium. SUCH a good idea, but that doesn’t work for an artist like TS or Harry. They perform and run up and down cat walks and dance and flail about, Ed Sheeran doesn’t. So, yep, the stage setup can seriously affect the capacity.

Then, estimated ticket sales. Louis sold out his last time in Peru, at a different arena, but it’s pretty safe to say he’ll sell out this one too (hopefully). But, that arena last year might not have been utilised at 15,000. So it’s a bit of guess work too, and finding out what he sold last year (which is easy if the same promoter is hosting but idk I haven’t looked that deep in hahaha but I’d say it’s the same one still).

And when tickets go on sale, they’ll release a certain amount (obviously smaller amounts in pre sales to see how it’s selling), but the ticket website doesn’t tell you how many tickets are left. Why would they? That defeats the purpose of trying to tell people that they might miss out. If the website says there is 10,000 tickets left, you’ll wait til closer to the time to buy one because you’re not worried. But, that skews ticket sales and a show can be cancelled over that, which is happening a fair bit at the moment with ticket reselling websites that aren’t authorised by the venue. I can go into ticketing and ticket reselling further if you’d like but yeah… best we stay on topic.

So, if a show sells enough to at least make a small profit, but isnt sold out regardless of capacity size, the promoter will often put a thing called “drapes” over a certain amount of seating to the side of the stage. These are just big black curtains that cover those seats to make it look more full. It’s what you’d call a “reduced mode”. And, that’s also a way they can use bigger venues if an artist won’t quite sell it out, but they’re too big for a smaller scale show and either don’t wanna do a couple of nights in a row or the smaller venue is super booked out etc. And, artists can sell out a reduced mode, which is great PR for them.

Anyway, there are a million variables that happen with shows. But, capacity does not equal ticket sales, discounts at venues does not equal the size of the artist, and I’m sure Louis is gonna do great in LATAM. I’ve seen so many people excited!!!

Hope this helps/makes sense. Thanks anon!

[webpayspg]

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[paycly0]

The best security features of top Payment Processors for Credit Card Processing in 2024

In 2024, high-risk merchant credit card processing continues to be a crucial aspect of the financial industry, especially those operating in high-risk industries. High-risk merchant credit card processing requires a payment processor that not only offers seamless payment solutions but also prioritizes security. As we look ahead to 2024, several payment processor for high-risk business stand out for their exceptional security features and comprehensive services.

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By implementing tokenization, which replaces sensitive card data with unique tokens, Paycly minimizes the risk of data breaches and unauthorized access. Additionally, their state-of-the-art fraud detection system uses artificial intelligence and machine learning algorithms to identify and prevent fraudulent transactions in real-time. This combination of cutting-edge security features makes Paycly an ideal choice for businesses seeking secure credit card processing.

One of the best security features offered by top payment processor for high-risk business in 2024 is tokenization. Tokenization involves replacing sensitive cardholder information with unique identification symbols, known as tokens. These tokens are then used for payment processing, while the actual credit card data remains stored securely off-site in a token vault.

This process adds an extra layer of security, as even if a breach were to occur, the stolen tokens would be useless to hackers. Tokenization helps to minimize the risk of data theft and fraud, providing peace of mind to high-risk merchants and their customers.

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By using robust encryption algorithms, payment processors protect credit card information from interception and unauthorized access. In 2024, payment processors are continually improving encryption protocols to stay ahead of potential threats. This includes implementing stronger encryption algorithms and regularly updating their systems to address any vulnerabilities that may arise.

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By analyzing various factors such as transaction patterns, location, and purchasing history, these tools can identify potential fraudulent transactions in real-time. High-risk merchants greatly benefit from these fraud detection and prevention tools as they help minimize chargebacks and protect against fraudulent activity.

Furthermore, top payment processors prioritize compliance with industry standards and regulations. They ensure that their systems adhere to stringent security requirements such as Payment Card Industry Data Security Standard (PCI DSS) compliance.

PCI DSS sets guidelines for the secure handling of cardholder data and mandates regular security assessments to identify and address vulnerabilities. By complying with these standards, payment processors demonstrate their commitment to maintaining a secure environment for credit card processing.

To summarize, top payment processors for credit card processing in 2024 offer a range of robust security features to protect against potential threats. Tokenization, encryption, fraud detection, and compliance with industry standards are among the best security measures implemented by these processors.

Paycly a high-risk merchant credit card processing that prioritize security and offer comprehensive solutions tailored to the needs of businesses operating in challenging industries High-risk merchants can rely on these features to safeguard their customers' sensitive information and maintain trust in their business operations. As technology continues to advance, it is crucial for payment processors to stay at the forefront of security innovation to ensure secure credit card transactions well into the future.

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Visit us at: Offshore merchant account Originally published on : Medium

[43sol]

Sis wrote the most crack, most spelling-error, most uninformed oneshot of T&B that is somehow in-character and awful and I cried real tears of horror and joy. My heart is full right now. imma draw a Most Serious comic of this.

~~~~

Baranby opens his texting app fully expecting that the old  man was having another crisis only to be pleasantly surprised at the content of the messages. 

---

The rapid fire rate of incoming  texts could only mean one person was the sender. 

Hey Bunny-chan!!!~  (^_-)-☆

Crazy week right??! ( ༎ຶ ۝ ༎ຶ ) 

Well i dont know bout you but i want to kick back and have soem FUn 

And guess what?

And he supposes at this point Kotestu had wanted him to guess but he didn’t answer in the appropriate time alloted and grew impatient. 

Director got me some coupons to a fancy restaurant

And since we still havnet gotten our drinks yet 

Meet me friday at this location!! ∩(·ω·)∩

An address pops into his maps. 

Dont forget to dress up! (≧∇≦)/

—-

Barnaby should have known that something was up when the old man told him to dress up but he was too distracted by the butterflies in his stomach and the heat in his cheeks to think clearly. And by the time Friday rolled around, he had already arrived 20 minutes early dressed in his nines when reality finally began to sober him up. 

He can’t believe he wasted the suit that (as Fire Embelm put it) “made his ass extra phat” on this place. 

He stands there a little too long slack-jawed that Kotetsu actually finds him outside the restaurant. 

“Hey Bunny-chan!” he says in a way that makes Baranby’s heart flutter but also gives him the urge to wrap his hands around that thick sturdy neck, “glad you could make it!”

And there he is. Dressed in his normal clothes.

“I thought you said to dress fancy?” 

“Uh yeah, see?” He does a little twirl and tips his cap forward. “I got my shirt ironed.”

“Old man-” but before he could finish he is ushered inside and they are seated in ‘the best seat in the house’ because oh god Kotestsu actually made a reservation. 

This establishment  is a place Baranby never thought he would in a million years find himself in. But since meeting Wild Tiger, these event have been happening more and more often. 

Looking around the Texas-style decor, the waiters in cowboy outfits and just so much bovine memorabilia…

“This is Tyson Bison Steakhouse and Winery.”

“Yeah super fancy right?!” 

“It’s a franchise.”

“A fancy franchise!”

“There is a cardboard cut out of Tyson Bison behind you.”

“ It’s like having our friends here but not!”

Obviously nothing could ruin the good mood for Kotetsu T Karuragi. Who has seduced not one, but two people in his life with his buffoonary. 

“Whatever.” 

“That’s the spirit! And don’t worry,” he takes the coupons out of his vest and fans himself with them like a rich old lady, “Dinner’s on me!”

—-

Ok. The food wasn’t horrible. 

And the company wasn’t either. 

Maybe he was even enjoying himself? Maybe Kotetsu-san really did have good ideas sometimes. They needed some time to let loose. What was a better place no one would bother them than the franchise chain one of their friends/coworkers sponsors?

And then the check came. 

Kotetsu, in total confidence, hands the cowboy-waiter his coupons with a smile and a wink. The cowboy-waiter is not impressed. 

“Sir, these coupons are good for a free appetizer. I still need your payment information.” 

Wild Tiger laughs nervously. 

Barnaby starts to feel his blood pressure rise. 

“But you see my buddy, the DIRECTOR OF JUSTICE, gave these to me. For a meal here!”

“Yes and the coupons are good for an appetizer.” 

“I don’t see that written here.”

“Please look at the fine print sir.” 

Oh course the old man’s downfall was him being …well old. 

Barnaby decides to throw him a bone especially since the dinner wasn’t that bad. He pulls out his credit card only to be stopped by Tiger grabbing his wrist. 

“I can’t let you do that Bunny. I’m treatin’ ya today.” 

He scoffs. “You didn’t bring enough money old man, I’ll pay.” 

“No I am.” 

“an d how are you going to do that?” 

Kotetsu points to the cardboard cut out behind him. “That’s how.”

“You can’t be serious” 

“You can’t be serious sir”

“I’m very serious Bunny. The sign says if I can finish a 35 ib steak in 20 mins the meal is free.” Kotetsu turns to the waiter, “So bring me my steak!”

“Sir please.”

“Kotetsu san please, this is ridiculous.”

But Kotetsu already is re seated, tying a bib around his neck, fork and knife ready. 

“Bring me my steak!” 

With much horror, Sternbuild’s number one hero watches as the wait staff bring out a massive steak to his waiting partner and a large comically hourglass. 

The original cowboy-waiter looks like he wants to be anywhere but here. But regardless he does his job, “Begin!” 

And Kotetsu shoves the steak into his mouth.

Which lasts about 20 seconds.

Barnaby watches in horror as his work partner and life buddy makes the universal sign for choking and falls to the restaurant floor. 

Diners begin screaming and the wait staff begin scrambling to call the ambulance. 

Barnaby himself falls to the floor next to Tiger’s side as the love of his life gasps and spits out steak chunks. 

Once the coughing subsides, Barnaby can make out a raspy (but sexy) words, “I’m sorry Bunny-chan… I just wanted… to show you a good time…”

“Old man, you’re so stupid…” He would of had fun regardless of where they were. 

Still coughing but able to sit up, “Next time… you choose the place!” 

Barnaby couldn’t help but chuckle. 

“We will waive your bill if you leave now.” Both of the heroes turn to see the original cowboy-waiter behind them, “and if you two never come back we won’t press charges.”  

[phantomrose96]

Hey! This question might be a little out of the left field for your blog, but I was wondering what getting into development after college was like for you? One thing I really admire is that— at least from an on looker's point of view —despite the work you do postgrad you've still got a lot of room for writing and interests. I was wondering just how that progression went? Maybe it wasn't progression at all but rather an extremely calculated 52-step misstep into becoming what might be able to be recognized as an adult? Maybe being an adult is about believing you're one first, and actually being one second? Suspension of belief but for emotional maturity? Just looking for a few pointers during my undergrad! :)

djfnkjdf, okay so! tackling things in order

For balancing job and life stuff and interests - it's not like I had any kind of complicated formula. I've landed at a company with a pretty good company culture around work-life balance. Software seems to have a pretty wide spectrum of like, "we expect all waking hours devoted to the company goal" all the way to like "hey everyone jsyk I'm gonna be off at 3pm to take my daughter to her dentist appointment see you later". I did undergrad with a very "all hours dedicated to my course work" mindset and, while the success was nice, the burn out was real. Ending up at a company with a good walk-the-walk approach to work-life balance has been very nice for healing from that, lol. It's a good thing to keep in mind (if you're in a similar field--which maybe you are, since you're math-adjacent) when job-hunting. like sure some people would maybe love to take up a grindset job for a year or two. But if you're looking into something you think you could settle in to long-term, ask around and do some research into the company culture.

As for the whole being an adult thing, I think the best way I've heard it phrased is that adulthood is just building up a ton of "oh, I've done this before" experience. There's a lot of rocky firsts. (This is a random list, which not everyone does, but just examples) things like getting an apartment for yourself for the first time, or setting up electricity in your name for the first time, or setting up internet for the first time, or doing your taxes for the first time, or paying your rent for the first time. And they're all scary things to figure out for the first time! Then over time--at whatever age or milestone you hit these points--they become "oh I've done this before."

If you have adults in your life who can help walk you through this--either parents, family, older friends, that older coworker you get along with--I recommend asking for help and advice. Because those people are "I've done this before" adults who can help you figure it out for the first time when it's new and scary to you. And then once you've done it, and gotten used to it, it won't be new and scary anymore. It'll be a thing you just know how to do now.

I have now set up internet in my name before, and it's become less scary because I now know how to do it. Electricity, gas too. I know how to do my taxes, because I've done them before (and I definitely leaned on advice from my dad the first year I had to do them). I know how to hire movers, because I've done that before. I know how to pay rent. I know how to get a credit card. I know how to order a checkbook, and renew a passport, and how to wire money. I know how to set up online payments. I know how to ride the public transit. I know all that because they were--at one point--scary first-time "adult" things which I had to research, and maybe ask for advice on from adults in my life or the internet, but now I've done them before, and now I know how to do them again, and they aren't so scary.

(Also, for a lot of these things, really, ask!!! For a lot of adult things, there are helplines or offices staffed with people who are happy to help people who are politely looking for information. [Sure okay maybe sometimes you'll encounter someone who's unhappy to help, or doesn't have the info you need] but I've had a lot of success going to places or calling numbers and just being like "hey, sorry, I have some questions about how this works. I'd really appreciate some help!" Just being respectful and courteous of people's time and attention has gotten me a lot of help from city-hall workers, internet service providers, electric companies, rental companies, mortgage brokers, and so many others--people whose job it is to answer questions and give information.)

Hell, I've had a scary couple of months recently feeling out of my depth and inexperienced because (since October) I put an offer on a condo, got a mortgage, closed on the condo, and moved into it. It was a lot of scary firsts. I leaned a lot on older coworkers/relatives/friends for advice (and made sure to show my appreciation for their support--I think that's another part of the process--the gratitude.) It really was not something I could do entirely on my own. But I know a lot more now. I've had a lot more experiences around it. It's now something I "know how to do", and could conceivably do again (just hopefully not for a long time, lol).

Anyway this is getting long but the point is adulthood is not something that happens all at once. It's a steady easing into life experiences and a culmination of "I've done this before" that makes the pieces of adult life less scary over time. Ask for help. Learn. You'll be okay. You'll get there.

Then finally as for MATH--the answer is because math fucks and goes hard as my degree was built on my own blood sweat and tears with multivariate math courses and I saw the opportunity to remember my math roots from high school and make it everyone else's problem in ABoT so I did.

[medfetabdl]

My experience with AI chat bots for medfet role play…

While a lot of other people on tumblr have been experimenting with AI image generators do create medfet images I’ve been playing around with AI chat bots for NSFW roleplay. I want to share what I’ve learned about playing with AI chat bots and also my recommendations for the best ones.

The first chat bot I was playing with is called crush on AI (Crushon.ai) it allows you to setup a custom character of who you want to roleplay with where you can set their name, personality, appearance, a scenario, and an example of how you’d want the chat to go. This one only allows 50 messages a month but they give you point and other promotions to redeem for more messages, or you can pay $6 for 1000 messages. usually I don’t like to spend money on things because I don’t have a lot to spare but paying for this chat bot has been the best one so far, if you aren’t comfortable giving them your card info, there’s an iOS and android app and then payments are routed through the App Store instead of directly through the AI company.

The other chat bot that is now my favorite one is Venus AI (Venus.ai) I’ve stopped using all other chat bot’s because I like this one so much. This one is completely free for the most part, and gives you the same options to make a custom character as Crushon Ai. This one requires you to be a little more tech savvy but it’s not too hard to use. The advantage of Venus AI that makes it free is that it gives you 4 API options to run the chat. The API is the AI engine that actually runs the chat. The options Venus gives you for API’s are: Open AI (ChatGPT), Kobold AI, Venus AI, and PAI. I use PAI because it in itself is completely free, in order to use PAI Venus AI has a link to PAI’s discord, you join the server, you go to the bot chat channel and type /key and it will give you a custom generated API key for use with Venus, you then enter the API key into Venus and you have access. The API will only work on the internet network you were connected to when you requested a key, so you’ll have to request a new API key if you want to use it on the go. In the API settings you get 5 different options for how that chat will go, Default, Freedom, Romance, Sexual, and erotica, changing these will change how the chat bot responds to you. This chatbot like most others had a little arrow next to the AI’s messages, if you don’t like the response the AI gave then you can press the arrow and it will generate a different response. If the AI just isn’t generating the response you want you can edit the response it gave and in its next message it will follow along with the edits you’ve made.

I personally prefer Venus because it has better memory, but it really is up to you, and you should see which one you like best. To date I’ve run around 5,000 messages through Crushon Ai and 3,500 messages through Venus. I found that Venus has only bothered me once about running out of “credits” but that was after running 1000 messages through and it regenerates your allotment of credits every 12 hours.

Update: Janitorai.com is also fantastic, just like the other 2 but this one is also completely free, however it’s a bit more difficult to get it to dirty things and it takes a while to get access to the janitor API.

Update over a month later: I exclusively use janitor AI now. It has the best memory out of all of the ones I’ve tried. You can make unlimited characters, and you also get unlimited messages. Only problem is I don’t recommend setting the temperature to over 1 because then it will just start to output nonsense. Sometimes it’s a bit hard to get it to give you the answer you want but if you edit it’s response it does a fantastic job of following along. It knows quite a bit about medical equipment and what to do about certain symptoms. There’s even an option for the AI to act as more than one person and I’ve found it actually works pretty well.

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards

Understanding credit

Dafuq Is Credit and How Do You Bend It to Your Will? 

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring? 

When (And How) To Try Refinancing or Consolidating Student Loans

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Using credit

How to Instantly Increase Your Credit Score…For Free 

How to Build Good Credit Without Going Into Debt 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?” 

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

Credit cards

A Hand-holding Guide To Getting Your First Credit Card 

63% of Millennials Are Making a Big Mistake With Credit Cards

Let’s End This Damaging Misconception About Credit Cards

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail

We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!

And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.

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