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#find a financial advisor
4iadvisory2022 · 2 years
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4i Advisory renders services such as Accounting, Tax, Assurance, Business and Regulatory Advice, along with a collaborative vision of building one of the best in the business platforms for professional services.https://4iadvisory.com/
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spongek-squidge · 7 months
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Headcanon that the only reason Batman hasn’t paid off Mr Freeze and let him have the funding to heal his wife is entirely because his head of finances is done with his bullshit
Like they know Bruce Wayne’s doing some shit, and while they know it isn’t shady because they had to listen to Bruce rant about corruption while requesting money to donate to charity, they still know they can’t risk giving the man anymore money, especially money for a *criminal*
I want a storyline of Bruce begging his financial advisor for money for Mr Freeze and the advisor is like “Mr Wayne, I appreciate you’re the richest man in Gotham by a long shot and aren’t in any danger of bankruptcy, but I gave you $1 million for an animal shelter at your sons request last week, if you want this money you need to learn to fucking prioritise.”
Batman doesn’t fire them because they’re the only thing keeping Wayne industries from losing funding because Bruce is a massive softy that can’t stop giving people money
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13eyond13 · 2 years
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#things i am excited about at my new job#it's nice to SEE AND INTERACT WITH PEOPLE EVERY DAY#jesus between covid and working from home that was getting seriously hard for me to achieve#i find the subject matter interesting (it's medical stuff and helping patients which is way more interesting to me than the finance shit#i was doing at my last job where i just like helped financial advisors get richer)#my bosses are kinda young and cool which is nice because mostly i have worked for boomer men older than my dad#i get to people watch and learn new things and it's challenging but not TOO overwhelmingly difficult#it's admin stuff which i kinda enjoy in a dorky sim management job sort of way (i do that kind of shit for fun in video games all the time)#the one thing im worried about rn is that the person who's training me that im filling in for is leaving soon and they're my fave part#of coming to work right now because i just like hanging out with them and they have like this hypnotically soothing aura#and sweet kind personality so im afraid once theyre gone (a) i will suck at doing it all without them and#(b) it just wont be nearly as nice but#i must think positive thoughts and hopefully i can use their mentorship as inspiration too#i spent all last year failing at being a self directed online student and juggling random part time shit so i am SO GLAD#to have full time work and work that isnt horribly boring and lonely like the finance work from home one before it#ps the person who is training me worked for 12 years as a 911 emergency phone operator if you want a picture of how calm and nice they are#like they can make anything seem ok and fine and remain calm no matter what and their voice is the gentlest thing on earth lol#i get free asmr all day basically#p
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sassmill · 2 months
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Damn I actually really really love being a creative and administrative mentor
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Financial planning is the process of analyzing income, expenses, assets, and liabilities to develop a comprehensive plan for managing your finances effectively. Follow the below steps to find a certified financial advisor or wealth manager in Florida:
Define Your Needs and Goals: Before you start your search, clearly define your financial needs and goals. Are you looking for retirement planning, investment advice, estate planning, or a combination of services? Knowing what you need will help you find an advisor who specializes in those areas.
Check Credentials: Look for advisors who hold recognized certifications and licenses, such as Certified Financial Planner (CFP). This indicate a certain level of expertise and professionalism.
Ask for Recommendations: Seek recommendations from friends, family members, or colleagues who have had positive experiences with financial advisors or wealth managers in Florida. Personal referrals can be valuable.
Online Search: Use online resources to search for financial advisors in your area. Websites like the Financial Planning Association (FPA) or the National Association of Personal Financial Advisors (NAPFA) allow you to search for advisors by location and specialty.
Interview Potential Advisors: Set up initial consultations or interviews with potential advisors. This is an opportunity to ask questions and get a sense of their approach and philosophy. Ask about their experience, fees, and how they handle client relationships.
Check References: Request references from the advisor and contact these clients to inquire about their experiences working with the advisor. This can provide insight into the advisor’s track record and client satisfaction.
Fee Structure: Understand the advisor’s fee structure, whether they charge fees based on assets under management (AUM), hourly rates, or flat fees. Make sure you’re comfortable with the fee arrangement.
Regulatory Compliance: Verify that the advisor is registered with the appropriate regulatory authorities, such as the U.S. Securities and Exchange Commission (SEC) or the Florida Office of Financial Regulation. You can check an advisor’s registration status through official websites.
Review Disclosures: Carefully review the advisor’s Form ADV, a document they are required to provide that outlines their services, fees, and potential conflicts of interest. This document will give you a better understanding of how the advisor operates.
Trust Your Instincts: Choose an advisor you feel comfortable with and trust. Building a strong working relationship with your financial advisor is crucial for the success of your financial plan.
Hope above information will help you to find right financial advisor for you. If you’re looking for free consult for your financial plan you may contact The Strategic Wealth Advisor — A certified financial company in Florida.
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gerards-way · 1 year
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i’m so not ready to start school in two weeks
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kimmiliah · 1 year
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6 Professionals Every Family Should Have and Why You Shouldn't Switch Them
At home and in our busy world, certain constants help maintain healthy family structures. A professional doctor, dentist, lawyer, accountant, financial advisor and therapist should all play an integral part of family life – with a solid relationship between these six professionals providing security, peace of mind and stability long term for your family; no longer worrying who to turn to when…
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The CFPB is genuinely making America better, and they're going HARD
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On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.
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Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!
A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.
The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.
But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:
https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb
Then banning payday lenders' scummiest tactics:
https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud
Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:
https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism
Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:
https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does
Chopra went on to promise to ban data-brokers altogether:
https://pluralistic.net/2024/04/13/goulash/#material-misstatement
Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:
https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/
That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:
https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/
First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:
https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules
Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/
Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/
As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.
There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.
But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/06/10/getting-things-done/#deliverism
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inkskinned · 9 months
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she's three years younger than i am, and i put on cascada as a throwback, cackling - before your time! i've been borrowing my brother's car, and it's older than dirt, so the trunk is like, maybe permanently locked. when the sun comes through the window to frame her cheekbones, i feel like i'm 16 again. i shake when i'm kissing her, worried i won't get it right.
in 2003, my state made gay marriage legal. where she grew up, it wasn't legal until 11 years later - 10 years ago. if legal protections for gay marriage were a person, that person would be entering 5th grade. online, a white gay man calls the fight for legal marriage boring, which isn't kind of him but it is a common enough opinion.
it has only been 9 years since gay marriage was nationally official. it is already boring to have gay people in your tv. it is already boring to mention being gay - "why make it your entire personality?" i know siblings that have a larger age gap than the amount of time it's been legally protected. i recently saw a grown man record himself crying about how evil gay people are. he was begging us, red in the face - just do better.
i am absolutely ruined any time my girlfriend talks about being 27 (i know!! a child!), but we actually attended undergrad at the same time since i had taken off time to work between high school and college. while walking through the city, we drop our hands, try not to look too often at each other. the other day i went to an open mic in a basement. the headlining comedian said being lesbian isn't interesting, but i am a lesbian, if you care. as a joke, she had any lesbian raise their hand if present. i raised mine, weirdly embarrassed at being the single hand in a sea of other faces. she had everyone give me a round of applause. i felt something between pride and also throwing up.
sometimes one thing is also another thing. i keep thinking about my uncle. he died in the hospital without his husband of 35 years - they were not legally wed, so his husband could not enter. this sounds like it should be from 1950. it happened in 2007. harassment and abuse and financial hardship still follow any person who is trying to get married while disabled. marriage equality isn't really equal yet.
and i don't know that i can ever put a name to what i'm experiencing. sometimes it just feels... so odd to watch the balance. people are fundamentally uninterested in your identity, but also - like, there's a whole fucking bastion of rabid men and women who want to kill you. your friends roll their eyes you're gay we get it and that is funny but like. when you asked your father do you still love me? he just said go to your room. you haven't told your grandmother. disney is on their 390th "first" gay representation, but also cancelled owl house and censored the fuck out of gravity falls. you actively got bullied for being gay, but your advisor told you to find a different gimmick for your college essay - everyone says they're gay these days.
once while you were having a hard day you cried about the fact that the reason our story is so fucking boring to so many people is that it is so similar. that it is rare for one of us to just, like, have a good experience across the board. that our stories often have very parallel bends - the dehumanization, the trauma, the trouble with trusting again. these become rote instead of disgusting. how bad could it be if it is happening to so many people?
i kiss my girlfriend when nobody is looking. i like her jawline and how her hands splay when she's making a joke. there is nothing new about this story, sappho. i love her like opening up the sun. like folding peace between the layers of my life, a buttercream of euphoria, freckles and laughter and wonder.
my dad knows about her. i've been out to him since i was 18 - roughly four years before the supreme court would protect us. the other day he flipped down the sun visor while driving me to the eye doctor. "you need to accept that your body was made for a husband. you want to be a mother because you were made for men, not women." he wants me to date my old high school boyfriend. i gagged about it, and he shook his head. he said - "don't be so dramatic. you can get used to anything."
the other day a straight friend of mine snorted down her nose about it, accidentally echoing him - she said there are bigger problems in this world than planning a wedding.
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mv1simp · 10 days
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for anon's request: max with another driver's younger sis, same age gap <3
Girls Need Love ♥️
Max Verstappen x Sainz!Reader
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girls can never say they need it, girls can never say now, oh now (give it to me like you need it, baby)
You're the youngest cousin in the Sainz family, your papa's most precious princessa. Unlike your cousins and brother, who get to openly show off their many romantic conquests, you have been raised to be demure and shy about boys. But when you meet your older brother's friend, Max, you can't control the desires within you. You want him, and you're ready to show him just how much.
Content includes: 18+ MDNI, smut, sexual tension, size kink, dom!Max, sub!Reader, 5k WC
It was no secret that your older brother, Carlos, was a notorious playboy. He gets it from his father, your tias had always gushed, he was always a ladies' man too! Growing up, you'd always see Carlos easily charm his way with younger and older women alike, his devilishly good looks just too hard to resist. And he wasn't discreet about it either - you'd had to bang many a time on the wall separating your rooms on family vacation when him and his fling of the month had been a touch too enthusiastic with their activities. Your large family would always laugh when they'd emerge from their room to join brunch, well into the late morning, and tease Carlos that the tequila and oyster paella last night must have had a kick to it, ay carino?
You'd join in on the teasing, giggling and enjoying the blush Carlos would always get when you called him el estupido rompecorazones, an idiotic heartstealer. When you were younger, you had always thought that one day your tios and tias would tease you too, on family vacation when you returned from a lazy afternoon stroll with a boyfriend, all flushed - but as you grew older, you'd accepted it as just a childhood fantasy. You weren't shy by any means (you had Spanish blood after all! A Sainz through and through) but you didn't possess that natural flirtatious nature, the ability to give those romantic smoulders that your older brother seems to have been born with. And when you focused on your career more and more, working as a sought after financial advisor to your brother and many of his athlete colleagues, you found that by age 26 you'd only had a small handful of short relationships.
The one time you'd brought a college boyfriend home - your first and only serious relationship - your father had certainly had a very different attitude towards him compared to his usual friendliness to Carlos' girlfriends. You'd told your papa afterwords how embarrassing it'd been that he had interrogated your boyfriend over dinner, wanting to know what his future plans were on a first meeting, only for him to ruffle your curls and press a kiss to your forehead to melt away the upset expression you had. Ay, mi princesa, I have to make sure all these tontos are good enough for you, hmm? You're far more precious to me than your idiota brother and cousins.
Although his words were meant to soothe your frustrations, they just made you feel uneasy - you were also a hot blooded Sainz, you also wanted to passionately love and be loved! But it seemed that as time passed and everyone around you brought their paramours to the Mallorca vacation home, you would always remain the sweet little princessa, the youngest and innocent cousin.
You'd put your love life to the side for the past year, focusing on your rapidly expanding business portfolio. So when Carlos mentioned one of his friends had signed a very generous contract this season, and needed advice of how to invest a good chunk of it, you'd immediately said yes without knowing who it was. You hadn't expected to find yourself sitting across the table from Max Verstappen. Of course, you and Max had met many times when he and Carlos had raced on the same junior team - but you'd been much younger then. You remember always thinking the serious, intense Dutch boy had been so handsome, had even developed a schoolgirl's crush on him - but as your older brother's racing team mate who was notorious for enraged outbursts, he was off limits to you in your family's eyes and had ignored you most of the time.
But now, years later, things were quite different with you being a 26 year old woman, fully matured into your gorgeous curves and thick lips, and those famous Sainz wide brown eyes, framed with long lashes. Even now though, the tall Dutchman made your heart flutter when he laughed at your apology for the delay in setting up a meeting, your idiota tonto of an older brother had conveniently forgotten to mention that his friend happened to be the current F1 world champion. You two shared a delicious lunch at the beach club overlooking the stunning Monaco marina, stimulating conversation flowing over a glass of light white wine and fresh oysters. Although you discussed various business plans, you were surprised to find how easy it was to laugh at many other things with the handsome driver, from childhood memories to how you’d found college in London to his two cats named after nightclubs and your one dog dutifully named after your childhood favourite apper - Snoop.
You couldn't help but blush whenever Max smiled at you with his enticing lips, looking so gorgeous with his tousled blonde hair and dressed in a rare white linen shirt that showed off his broad shoulders and thick biceps.
After you'd covered the different investment options he could go for and he had selected the ones that peaked his interest, you wrapped up the business meeting by reaching into your Chanel purse to pull out your card - you always had a rule to pay for your clients and give them a first class experience.
To your surprise, Max had already given his black Amex to the waiter when you had touched up your lipgloss in the bathroom earlier. At your gentle protests, he explained that his mother would kill him if he didn't look after Carlos' younger sister - as would your father, he joked. You laughed easily with him as he walked you back to your car, a cute Mini Cooper, agreeing that yes, your papa probably would have the head of any man who didn't treat his princessa right. As you drove off, you couldn't help the longing in your heart for wanting Max to pay because he cared for you, found you to be a beautiful woman, rather than because he was looking after Carlos' younger sister.
You made sure to put those unprofessional desires to the back of your mind at your next meeting 2 weeks later, this time at your small but luxurious office in a ocean-facing building in downtown Monaco. You'd recently moved here with your small team, you explained as you greeted him at the entryway to guide him to the elevators, as so much of your clientele was based in the area. In the reflective surface of the elevator walls, you don't miss how his intense blue eyes rake down the back of your curvy figure, taking in how the dress you’d specifically chosen for today hugs you just right, especially over your ass - where his gaze lingers for a second too long.
You’re blushing again as you exit, pleased that you had drawn his attention. He remains the perfect gentleman for the rest of your meeting, listening intently as you break down the personalised investment plan your company has created for him. He’s very impressed with your selection, every option carefully curated to preference he’d mentioned at your lunch, even in passing, and presented in a minimalist layout, just as he liked it. His praise brings back the same desire and want you felt, unable to dampen it this time.
Over the next three months you meet Max to review the physical investment options you’d agreed on. If you’re being honest, this sort of task would generally be managed by a more junior executive at your small firm - but you told yourself that you were choosing to meet him yourself because he was such a VIP client, and not because you felt a rapidly growing attraction to the handsome blonde. And after touring the various developing high rise complexes or promising start up businesses that his investments were going to, you two would always end up going for lunch and a drink together afterwards. And sometimes you’d see him on his morning jogs while you walked your dog. Seeing Max kneel down to play with Snoop had been so adorable you’d asked if he knew a good bakery in the area, hoping he would join you. To your delight he did, taking you for a rich hot chocolate and freshly baked croissant that ended up happening regularly, especially once he invited you to join his group for padel. But even when you started seeing him so often, Max remained the perfect gentleman, never letting his gaze drift or hands wander after that one time in the elevator. So you reminded yourself not to read into it when he offered to show you his favourite sights of Monaco, as you’d still recently moved here, taking you for long drive along the beautiful Azure coast.
Despite your internal turmoil, you’d dressed in a pretty floral minidress, hoping he might enjoy the view of your soft thighs. But instead, you hadn’t been able to stop yourself from admiring how sexy he’d looked when driving, one hand on the wheel, showcasing his thick, veiny arms and the other resting on the console. As he’d chatted away, confidently navigating the winding roads, you couldn’t help but wonder what he’d do if you redirected his large hand to grip your thigh instead. You’d instantly blushed when you heard him calling your name, realising that you’d tuned him out and blamed it on the heat. So he took an exit and next thing you were enjoying the most delicious strawberry gelato you’d tasted, moaning from the taste and licking up a rivulet that had run down your hand. When you looked over to Max to thank him for introducing this place, you have to hold back a gasp at how hungrily his gaze is fixed on your pouting lips. But then the sun catches your eye at a sharp angle and you blink, and when you look again the look is gone and he’s laughing at the sight of Snoop desperately trying to lick your ice cream out the car window.
Your poor little heart can’t take all this one sided attraction, you desperately needed to know if Max felt any desire to you like you felt for him. So a couple of weeks later, when you were meeting him for the last official signing of asset acquisitions at one of the downtown Monaco high rise buildings, you make sure you’re wearing another one of your irresistible dresses in an effort to catch his eye. As you reach past him to grab the pen he’d sign with, you can’t resist pressing your soft, plush tits against his large bicep, which looked so good again in a half zipped knit sweater. His gaze automatically flickers down to your low cut sweetheart neckline, lingering on your cleavage pushed against him a beat to long to be considered polite, before he draws his attention back up to your blushing face, to your pink glossed lips that you now bite. You don't miss the dark hunger swirling in his blue eyes, the tension thickening and sparks crackling, his hand reaching up to brush your cheek as both of you lean in-
Then your phone rings, your brother's contact photo lighting up the screen, ruining the moment. You curse internally at Carlos for cockblocking you even when he wasn't physically present, but you take his call just in case it was important (it wasn't. The idiota just wanted to complain about how Spain had lost the football to England). When you furiously whisper at Carlos to shut the hell up before hanging up and turning back around, Max is back to the almost infuriating gentleman self he is around you, handing you the signed papers with a polite smile. You try not to let the disappointment on your face show, because you couldn't figure out why the Dutchman didn't seem interested in pursuing you when you'd seen him out at the Monaco clubs, arms around pretty girls and flirting easily. Did he not find you pretty like he found them?
After the paperwork is all done and Max is walking you back to your car, he offers to take you out for a final celebration, this time an intimate dinner instead of your usual sunny beachside lunches. You spent the better part of an hour trying to pick the most tempting outfit, and then another hour applying your makeup to flatter your already pretty, dark features. You wanted to look absolutely perfect for him, knowing this might be the last chance you'd have in a while to use work as an excuse. And when Max saw you walk out as he leaned against his sleek discreet black Audi, you couldn't stop the pleased flush that spread across your cheeks when he raked his gaze over your short form, taking in how the elegant burgundy full length dress clung to your curves, complimenting you on how lovely you looked tonight, even more so than usual. You sweetly returned the compliment, which wasn't hard to do as Max looked so handsome in a baby blue button up and fitted pants, his broad muscles and large frame perfectly highlighted for you to ogle.
And after intimate Spanish dinner over soft candelight, laughing and sharing your latest stories of the week, enjoying more than a single glass of red wine for once, you couldn't help but hope that this would be it, the night where something finally happened between the two of you, because surely Max had just been holding back out of professional boundaries, yes? So after Max generously paid for dinner - as per usual - you accepted his offer to drive you home. The gold sparkly heels you'd worn worked very well to make your ass pop even more as you confidently walked - something that you made sure to capitalise on by walking ahead of Max as you left the restaurant.
And you'd been so sure all signs pointed to romance when he pulled up in front of your apartment, and you asked if he'd like to come enjoy the night view from your balcony with another glass of wine, and he'd briefly hesitated before saying Yes, of course, Schatje. You beam at him, melting at his use of the Dutch nickname, which he'd told you meant sweetheart when you'd curiously asked him when he began absentmindedly calling you that a few weeks ago. And it felt so natural to be up on your balcony with him, giggling with a bottle of wine after trashing him at Monopoly, sitting so close that you could feel his warmth radiating through his shirt as you kicked off your heels and sat down on the outdoor settee. And when he continued talking easily about all the ways he was certain you cheated when you lean your head against his strong shoulder, you took it as another promising sign. But then, when you'd looked up at him with your brown doe eyes and thick lashes, desperately hoping he would lean in because you thought the moment had been right - you'd only been met with disappointment after a long, long moment when he turned his soft blue eyes away. He’d tensed, saying he was sorry for keeping you up so late, he should head off now - avoiding your gaze as your eyes swelled as you watched him leave out the front door.
You didn’t see Max for the next two weeks after that, avoiding walking your usual weekend route or tagging along to the padel games. You felt so embarrassed that perhaps you’d read the signals wrong, and also so frustrated that you couldn’t be more like your older brother who had no problem flirting blatantly with others or giving them an open mouthed kiss. Would Max even like a girl who did that? Wasn’t he meant to make the first move as proof that he wanted you? Glumly, you moped about at work and at home, watching Bridgerton and eating strawberry ice cream out of the carton. When your family chat blew up as it approached the time of the year where you’d all meet up and spend time at the Mallorca home, you had already texted that you weren’t coming - but then found yourself having to answer multiple angry calls in Spanish from various relatives and decided it was just easier to give in.
Packing a bag with the essentials - sunglasses, bikinis and raunchy romance novels - you headed to the vacation home a week early to unwind and prepare yourself for the chaos that was your loving family, knowing that everyone would turn up with their latest boyfriend and girlfriend and you’d be teased about how you were too sweet and shy as usual. Sweet and shy your ass, you thought moodily, sipping on a frozen margarita you made as you lounged in a bikini by the pool.
Schatje?
You whirl around, thinking you were imaging things now, but there Max stood, looking as hot as ever in that favourite white linen shirt of yours. And it was open down the front too, revealing his toned broad chest to you for the first time. You got so distracted that you didn’t hear him the first time asking what you were doing there - to which you had to each arch a brow and haughtily reply that this was the Sainz family home, shouldn't he explain why he was here?
Turns out Carlos had apparently thought Max was too keyed up the past few weeks and getting twitchily close to the Ferraris on race weekends. So your idiota brother had tossed him the spare keys to unwind in the empty villa before everyone showed up - except for you. But I’ll leave, you were here first - Max had said, but you sighed, still wanting to be an accomodating host like your family had raised you to be, despite your hurt feelings, and generously said the villa was huge, you two could easily just stay out of each other’s way?
So you did both stay, keeping to opposite ends of the villa - at least for the first few hours, anyway. Max had been unable to resist the smell of the enchiladas you’d cooked up for dinner and you hadn’t been able to stop drinking the ice cold G&Ts he poured whenever you asked. And a couple of days passed like that, you two easily slipping into friendship again, ignoring the tension on your balcony from last time. But seeing Max in your summer home stirred up that desire within you, made you ache for him and leave your bikini bottoms all sticky and wet after you’d stare at his shirtless, muscley back from behind your sunglasses all afternoon. It was pathetic, really, that you had the real man right there in front of you but couldn’t seem to charm him.
And the torture didn’t stop even when he was out of your sight, when you woke up flushed in the middle of the night, heady from the pleasure of a recurrent dream you’d been having lately about a certain tall blonde Dutchman having his way with you as he bent you over your office desk and dirtily whispered a you going to let me cum inside you, schatje? Instead of helplessly pining, you decided to give your frustrated little pussy some well deserved relief that night. Opening your French doors out the the garden, you made yourself comfortable on the soft outdoor sofa on the patio as you slid up your silky nightdress and took your favourite bullet vibrator right where you ached the most. It was risky, sure - but it was your house, and it was far too hot in the summer heat to get worked up indoors. Besides, Max was asleep, all the way on the other side of the villa. There was no chance of him hearing what you were doing this many doors down.
So that’s why you didn’t hold your sweet moans back, getting louder and louder, eyes fluttering shut from the delicious pleasure your toy was bringing you, moaning his name on your lips just like you’d been doing in the dream. What you hadn't yet realised was that Max was very accustomed to being up at odd hours, gaming and sim racing away - but the summer heat had been intolerable as he ran warm anyway. And you certainly didn’t notice that your pretty show had caught the attention of the very man it was dedicated to, who was out on a late night walk to cool off.
He’d planned on minding his own business, truly, when he’d seen you throw your head back in pleasure - knowing that you were forbidden fruit as Carlo's little sister, having grown up protected and so naively experienced to the world of sin Max had been exposed to. You were far too precious, too pure, for someone as destructive and aggressive as him to touch. Really, he had planned on walking right back to his room, taking a cold shower and maybe jerking off to hypnotising image of you in a silk slip under the moonlight.
But then he heard you breathily call his name, your sweet voice calling out for Maxie, all high pitched as you remained lost in your fantasy. It’s what you’d called him when you were little, watching him admiringly from the junior Redbull garage as he and Carlos walked back from a race.
All shreds of self control he’d had to avoid getting involved with his friend’s sweet, protected younger sister - all got tossed aside. So when you became frustrated with your toy, biting your lip and scrunching your eyebrows cutely because it just wasn’t hitting the way you wanted - he couldn’t resist huskily asking if you want to try out the real thing, prinses?
You gasped, snapping your soft thighs closed and jolting upright, only to look horrified as you saw Max leaning against the patio railing, thick arms crossed across his shirtless figure. His hungry gaze and wicked smirk made it clear he’d seen you playing with your most intimate parts while moaning his name like a desperate little slut. You’d stammered out an apology, trying to talk your way out of the embarrassing scene, half painfully embarrassed and half furious he'd watched you so intensely even though he'd rejected you before. Max tilts his head, expression unreadable as he takes in your weak excuses. To your surprise, he stalks forward, standing in front of your seated form, murmuring that if you were truly sorry you’d make it up to him by picking up where you'd left off your cute little show.
You blinked, face flushed, asking him confusedly that you didn’t understand, you’d thought that he wasn’t interested in you, hadn’t found you pretty, after all the months of tension he’d walked away on the balcony-
Oh, schatje, Max sighed, large palm reaching out to brush your plush cheeks as he looked down at your upset face, his finger lingering against your pouting lips. I wanted you the moment I saw you in that black dress at our very first lunch. Your doe eyes widened as he continues, explaining how truly, he’d held back on his twisted desires for his friend's little sister, who he was expected to look after - but instead had been having filthy thoughts about, hmm? He’d used his other hand to palm the growing bulge then, making you gasp at the size even though his sweats. The things I’ve been thinking about, sweet girl…they're far too dirty for such a pure angel like you.
Heat spread through your body at his words, a dusty pink flush on your face. Shyly, you spread your legs wide open again, letting him see all of you, all of the wetness that dripped down as you weren’t wearing any panties underneath your nightdress. You wanted to show him just how much you wanted this, how you weren’t some precious little doll that everyone thought you were. So even though it made you blush furiously, you looked right at him as you leaned back on the settee and slowly slid a cute manicured finger down your slit before entering yourself. The desire in Max's wide pupils was obvious as you moaned his name again, coyly mentioning that you'd always wondered if he'd be able to better stretch you out, your tiny fingers and toys couldn’t do the job?
You finally break him then, and he growls and bends down to pull you towards him, his broad shoulders blocking out the sky but his sea blue eyes just as gorgeous to look at as the stars. You giggle at how enamoured he looks gazing down at you, but then you’re gasping into his mouth as he leans down to capture your lips with his. And your gasps turn to moans as the filthy kiss preview what comes next. Soon his lips are trailing down your arched collarbone, over your sensitive tan nipples that Max swirls his skilled tongue around, murmuring that your tits were so goddamn pretty as his large hands squeeze the juicy flesh. You’re tangling your fingers in his soft hair as he teasingly suckles on your hardened nubs, arching into his mouth and tossing your head back.
And his wet kisses move lower, over your thick hips, and then he’s blowing softly over your exposed dripping pussy, holding your soft thighs open with a strong grip. Then he’s leaving slow licks up your dripping slit with a broad swipe as he chuckles that he’d been dreaming about this, too.
It’s all too much for you and you’re cumming all over his wicked tongue, and then his wide fingers, and then - once you beg for it and make his ears go pink from hearing you moan Maxie - you also cum on his thick cock. It’s just as pretty and swollen as you’d fantasied about, splitting you open in a way no man had ever been able to before. You’re screaming and squirting around it, eyes rolling back at the mind blowing pleasure you’re finally recieving.
He kisses you sweetly after you both have had your fill of multiple rounds, murmuring how good you’d been for him, how much he loved it, loved you. You blush under the praise and fall asleep on his broad chest, still lying there on the outdoor settee and enjoying the warmth of his muscled arms protecting you from the cool night’s breeze.
And when morning comes you’re suddenly anxious that it was just a one time thing, that he would tell you he disliked it, that he should never have slept with Carlos’ sister. But to your delight it it seems Max had been holding back on how much he’d been falling for you too. He shows you just how much after the two of you go for a swim in the azure seawater and eat a lazy brunch by the pool. He’s raking his heated gaze shamelessly over your juicy ass, droplets still drying off as you lounge on the sunbed in a little bikini. You’ve barely finished your mango smoothie when he’s yanking the knots and palming greedily with his large hands. Fuck, do you know how many times I thought about ripping open those tight dresses of yours and doing this?
You smirk rather smugly and turn your head to look at him over your shoulder, where he’s begun sliding his raging erection along your bouncy cheeks, your soft flesh enveloping the hard length. Why do you think I wore them? You respond teasingly. Definitely not what I normally wear to a client meeting.
He growls, speeding up his thrusts along your fat cheeks and delivering harsh smack to your ass as punishment for your seductive techniques. You squeal excitedly from the tingles shooting to your clit from his forceful slap. You jiggle your hips tantalisingly, pushing back on him and he licks his lips before delivering more harsh smacks to your quickly reddening ass. You moan wantonly, ass lifted up in the air and your blushing face buried deep in a cushion when he splatters his cum all over your back, coating your caramel skin.
You swipe a finger through it to teasingly lick it up, sultrily commented on how tasty his cum was. His eyes widen at your unexpected dirty words, blood rushing to his cock again. And then you’re walking off to go prep dinner ingredients, letting him enjoy the view of your bouncing bum and leaving him on edge. He’d certainly made you wait, after all. A Sainz was nothing if not petty when they wanted to be. You play nice that afternoon, before springing your attack in the evening by slyly asking him if he’d teach you how to please him with your mouth next?
He’d choked on his empanada, his expression cutely flustered at the pleasurable idea. You’d fluttered your lashes and said please, Maxie, I want to make you feel good like you did to me last night and he was a goner when he looked into your brown doe eyes. So he taught you, his fingers threading through your pretty curls as you look up adoringly at him from where you kneeled. He quickly realised that although your eyes looked wide and innocent, your sweet mouth was anything but.
Safe to say, when your family finally joined you later on and took one look at how their princessa had ensared a 6 foot Dutch millionaire who followed her around like a lovesick puppy, you eared a new nickname. El tentadora de Monaco. You’d giggled from your seat in Max’s warm lap, ignoring the bewildered gaze of the idiota Carlos as even your father had given the new couple his blessing. The temptress of Monaco had a nice ring to it, sí?
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A/N: Hope you enjoyed anon!! As always lmk what you think and feel free to send more requests!!
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financial-advice · 2 years
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What Does a Financial Advisor Do?
A financial advisor is a professional who helps individuals and businesses manage their financial affairs. Financial advisors offer a variety of services, including:
Developing a financial plan: A financial advisor can help you develop a financial plan that outlines your financial goals and the steps you need to take to achieve them. This may include creating a budget, setting financial goals, and identifying investment opportunities.
Providing investment advice: A financial advisor can help you choose investments that align with your financial goals and risk tolerance. This may include stocks, bonds, mutual funds, and other investment vehicles.
Managing assets: A financial Planner can help you manage your assets, including reviewing and rebalancing your investment portfolio. They can also help you make informed decisions about buying and selling investments.
Advising on insurance and retirement planning: A financial advisor can help you choose the right insurance coverage for your needs and assist with retirement planning, including setting up a retirement savings plan and choosing the right investments for your retirement.
Providing tax planning advice: A financial advisor can help you understand the tax implications of your financial decisions and provide guidance on tax-saving strategies.
Financial advisors may work with individuals or businesses, and they may specialise in specific areas such as retirement planning, estate planning, or investment management. It’s important to choose a financial advisor who is a good fit for your needs and who has the necessary skills and experience to help you achieve your financial goals.
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4iadvisory2022 · 2 years
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4i Advisory renders services such as Accounting, Tax, Assurance, Business and Regulatory Advice, along with a collaborative vision of building one of the best in the business platforms for professional services.https://4iadvisory.com/
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astrogre · 1 year
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People Represented in each House
Including niche examples
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1H
Yourself, your persona. You as an individual. Your role models (projection of your ideal self)
2H
Business partners, business collaborators, acting/modelling/any agency you are under. Podcasters you listen to, literal social media influencers, salesman, your self esteem mentors,your real estate agent, your savings coach, your bank, your stockbroker
2H includes people who influence how you earn money. 2H represents people who can influence your personal values and your self esteem E.g a Ben Shapiro to a politically curious individual, the kardashians to a teenage girl. 2nd house can also represent people involved in the maintenance, acquisition and management of your possessions and finances
3H
Your siblings, your neighbours, your relatives like extended family, peers and acquaintances like the people in your class you know of but don’t talk to enough to say they’re your friend, peers, acquaintances, colleagues/coworkers, professors, educational teachers, speaking coach, language teacher
3H is related to intellectual pursuits, learning, just all forms of intellectual development, mercury sits well here. It’s about the people who you interact with daily as they influence your way of communication The individuals here would influence your communication style, interests and knowledge
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4H
Your mother (mother figure if you don’t have a mother), your parents but particularly your mother figure, the collective of your whole family, ancestors, caregivers, people that live in your house like your flatmates, your housemates, housekeepers, butlers
4H represents the physical home, the mother, familial connections, nurturers etc. so the people here would be the ones living in it and those who have influence in your domestic life
5H
Your children, your inner child, you as a parent, your nieces, your nephews, romantic partners (short term), artistic partners E.g co-writers, collaborators, people involved in your projects, your students, your mentees, your investors, your hook up partners, people who you gamble or just play games with.
5H represents children, creativity, your mentoring to others, gambling, fun, joyful light love affairs, it’s also ruled by Leo. So we have these people involved with these themes
6H
Coworkers, colleagues, employees, staff (individuals who work under you or provide a service to you), your doctor, your contractors, your nurses, your teammates, your healthcare providers, your therapist, your career coach, your internship mentor, your assistants, your service providers, your pets, your gym colleagues, your fitness instructor, your nutritionist, your organiser, your HR department, your vet
6H represents work environment, daily routines, service, health and well-being, these are the people that you find under that setting
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7H
Romantic partners, your spouse, life partner, your closest friends, confidants, allies, your supporters, your business partners, anyone you form a pact with, your clients, your customers (the kind you engage with in professional settings), your lawyers, your legal team, your competitors, your opponents, your matchmaker, your wedding planner, your relationship therapist
7H ruled by Libra represents all relationships that also includes bad ones btw, business relationships, marriage, 7H represents companions, partnerships, professional relationships, legal matters, professional representation so the people that fall under this house would be those that build relationships with you
8H
Financial partners/advisors, therapists, inheritors, beneficiaries (who you inherit from), occult teachers, your intimate long term sexual partners, your accountant, your councillors, your psychologist, your insurance agents, your estate planners, your morticians
8H is associated with death, sex, psychology, transformation, joint resources etc. and so these are the kind of people that 8H would represent
9H
Your professors, your teachers, your spiritual leaders, your priest, your pastor, your favourite scholars, your favourite philosophers, your lawyers, your judges, your legal advisors, your authors, your educational materials, your foreign friends, your foreign connections.
alike to 3H in education but 9H rules higher education so it’s an octave higher than 3H in terms of the teachers associated with it. 9H also represents justice and law so it would include people that work in this field that you encounter
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10H
Your father, your boss, your mentor, your manager, people of authority, your parents (father in particular), influential figures you look up to, e.g your fave celebrities, government, politicians, your PR team, your publishers, you as a role model, your admirers like the people who look up to you, influencers, your business, icons
10H association with self-image and reputation and classic Saturn authority would include those who are involved in those themes
11H
Friends, peers. Social activists, humanitarians, philanthropists, inventors, forecasters, visionaries, leaders, community organisers, trendsetters
different from 3H in the sense that with 11H friends, you actually share the same goals and interests in mind whereas with 3H it’s mostly an exchange of communication about these parts of yourself and they are less as significant in your social life compared to 11H type of friends
12H
Spiritual beings, your religion, spiritual forces, your subconscious mind, artists, creative people, writers, hospital patients, prisoners, monks, religious people, volunteers, dreamers, charities.
12H represents those that can derive what is within their inner secluded world and bring it into reality. It’s associated with empathy, mental/spiritual state, seclusion and the bed. The people here would be those that would retreat, help others and tap into realms beyond the physical)
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actuallysaiyan · 6 months
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The First Time(Aka How Nanami Kento Lost His Virginity) Chapter One: A Lesson In Kissing
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Chapter One: A Lesson In Kissing
warnings: kissing, exploring sexually, fluff, mentions of IRL creative licenses/pop culture references pairings: Emo!Nanami Kento x Fem!Reader summary: after a few weeks of getting to know the shy and stoic Nanami Kento, you invite him over to your dorm to watch some anime. as things progress, you realize that you have taken his kissing virginity...
taglist: @beneathstarryskies @seireiteihellbutterfly @benkeibear @kenpachisbrat. @gennaray
MDNI banner and Support your writers banner by the lovely benkeibear!!!
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Masterlist
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Classes had begun fairly well and you were getting into the full swing of things. Moving to a different city and going to a prestigious university hadn’t been your initial plan, but when you won the bursary and the scholarship, you found yourself unable to say no. Your parents had encouraged you to go, praising you for your high grades and your charismatic nature. So with that in mind, you had been very excited about the prospect.
You had worked in a bank a little bit during your last year of high school. And it completely changed your mindset about money. You decided not long after that that you were going to study to become a financial advisor. You wanted to be able to help people with their money. You wanted them to see that they could make good, fiscal plans with their assets.
And taking classes in business and finance could open a lot of doors for you. Even if the financial advisor job fell through, you could make your way into a job in stocks. Anything in the financial and business field would make you happy.
This is where you met Nanami Kento. He’s shy, sullen and stoic. He hides in the back of your shared classes. You swear he’s not paying attention whatsoever, but he’s acing the tests and the quizzes. He’s at the top of the class, no matter the subject. He’s got his nose buried in a book or his notebook most of the time.
It was his amber eyes that drew you in. Most of the time you only got to see one as he covers the other with his bangs. He rarely smiles, which also draws you in. Everyone else is dressed in business attire, whereas Kento wears business casual. And he’s very heavy on the casual side of things.
But due to his academic successes and good grades, nobody is batting an eyelash at him. Seemingly you might be the only person in these classes that is even remotely interested in him. One thing that really caught your eye was his collection of pins on his jacket.
You approach him one day after class, and he shoots you a confused look. Everyone is leaving the classroom, but you wanted to get to know him more. You wanted to approach him. And the minute you do, you notice not only does he have a look of confusion on his face, but he’s also blushing.
“You’re Nanami-san, yes?” You inquire, even if you know the answer.
He pulls his bag over his shoulder, “Y-yes. That’s me.”
You introduce yourself and extend your hand out to him, “Nice to meet you. I really like your pin.”
When he doesn’t shake your hand, you point at the cute little GIR pin on his lapel. Not many people you know have watched Invader Zim. He sort of looks at you in shock for a minute before turning away. 
“Thanks, see ya.”
And you don’t approach him for another few weeks after that first encounter. You wonder if he’s just shy or if he’s abrasive. He seems so cute in your eyes. So you push yourself to make an effort to talk to him more.
The second time, you invite him out to lunch. He doesn’t outright say yes, but he also doesn’t say no. He begins to follow you to the cafe just outside of the campus. You both order a coffee and sit in silence for a little bit.
“How’d you find the test?” You ask him, taking a sip of your coffee.
He shrugs, “It was fine.”
“You must be very smart. You’re at the top of our class.”
He blushes and shrugs once more, “I don’t know. It’s just not too hard for me.”
The conversation dies down before you head over to the counter and order two sandwiches. Then you return with the two plates and Kento is confused. It’s been a long time since anyone has bought him lunch. He’s really not sure why someone as beautiful as you would even bother with him.
“Do you like the band The Used?”
Kento’s eyes widen, “Y-yeah! You like The Used?”
You nod. “Love ‘em! They are so awesome.”
This begins an acquaintanceship between you and Kento. You spend the lunch hour chatting about your favorite bands, your favorite manga and anime and of course, your favorite tv shows. You both discover very quickly that you have so much in common.
By the time lunch hour is over, you’re both upset that you’ll have to end the conversation. You see Kento in a whole new light, and him…he realizes that there are still some good people in this world.
The next time you two meet, you invite him to your dorm room. He’s never been invited to someone’s dorm since he enrolled, so he’s a little nervous about it. Not to mention the fact that he thinks he’s developing a crush on you. This coupled with the fact that he’s entirely a virgin scares him. Nevertheless, he makes his way to your dorm and knocks on the door. In his other hand is a bag of snacks and drinks to share with you.
“Kento-kun! Nice to see you! Come in,” you greet him in such a sunny way. Your demeanor was beginning to remind him of someone from his past.
He smiles shyly, “Thanks.”
He makes his way into your little space. Despite it being small, you’ve managed to make it feel so nice and cozy. It’s well decorated with band posters, comfy furniture and even a little kitchenette area. He’s surprised that you could make such a small place look so much like a home.
“Sit down,” you motion to the couch. “I’ll get us some cups.”
You return to the living room area of the room and join him on the couch. On your little TV, you have some old anime playing. Kento is immediately sucked in. You find the drinks in his bag and pour the drinks. Your fingers brush against his when you pass him the cup. He shudders from the sudden contact, hiding it by returning his attention to the TV.
“You like this?” You gesture to the TV.
He nods, “Yeah, this is Ninja Scroll, right?”
“Yeah! I didn’t think anyone was still interested in this sort of stuff.”
You and Kento begin a conversation about anime and the movie that’s playing. You both can’t stop talking to each other. It’s just like the conversation continues to flow so naturally between the two of you. The more you conversed., the more you found yourself liking him. He’s cute, knowledgeable and not like a lot of the other guys you’ve met.
As the conversation dies down, both of you sit in a comfortable semi-silence. The movie comes to a point where the romance is noticeable. You feel your heart pumping a little faster when you look at Kento again.
He’s blushing as his eyes lock with yours. He’s never even kissed before, but he’s not stupid. He knows where you want to take this relationship, but he’s so damn scared to fuck it up. There’s got to be some sort of false confidence he could display.
Yet the minute your soft lips press against his, he knows you’re going to be able to suss out his inexperience within seconds. He doesn’t know how to kiss you back, so he sits there stunned. His hands are shaking as you sit even closer to him. And then when you pull away, you notice the look on his face.
“Shit, I am so sorry, Kento. I thought…well, I thought maybe you wanted to make-out.”
Kento’s cheeks burn even more, “I-I do, I just… Idon’tknowhowto.”
You can barely make out what he’s just said. But the sentiment is there and you pick it apart. He’s never made out before. Your brain turns this information over a few times and then it clicks. That was probably his first kiss. You begin to blush and apologize profusely.
“I am so sorry, I thought that maybe…”
Then he surprises you. He kisses you. It’s sloppy and harsh, but you appreciate it all the same. Your hand reaches out to cup his face, and he shudders again. You’re so soft and you smell so good and the feeling of your lips on his makes his heart race. When he pulls away, he’s the one apologizing.
“Don’t even say you’re sorry. That was a sweet kiss.”
Then the two of you turn to face each other. The tension could be cut with a knife. You reach out to cup his face again, pulling him even closer. His hands shake as he tries to caress you, but he’s just not even sure what to do. You lead him through another kiss, this time you deepen it just a bit more.
His fists stay clenched at his side for the first part of this kiss, then you gently reach out to intertwine your fingers with his. The minute you do this, he melts into the kiss.
Then you pull away, leaning your forehead against his. Your hands are so soft against his face. He nuzzles his face into your palm before he leans in once more. This time, Kento takes the lead which surprises you. He pins you down on the couch with his body weight.
The kisses that follow are so tentative and slow. He’s learning how to be less sloppy and more precise. He’s gaining confidence the more you two explore, and soon you feel his hands on your sides. He caresses you so softly, almost like he’s afraid you’re going to slip away and end up being some figment of his imagination.
“You’re a good kisser,” you compliment him when you both pull away to breathe.
“T-thanks…you were my first.”
You cup his cheeks, “I know that, baby.”
Then your lips meet in another sweet kiss. But this time you surprise him by gliding your tongue along his bottom lip. Kento freezes for a moment, then he parts his lips.
‘So soft, so sweet…tastes so good.’ His mind is racing with thoughts like this. ‘Wanna taste her even more…’
Your tongues rub and roll together sensually. Soon you feel him grinding against you and you notice just how hard he is. His erection is poking against your thigh. And as much as you want to keep going, you think it’s probably for the best that you pace these things out.
So you pull away, leaving Kento panting and looking so dazed. He’s so sweet like this. This is the cutest look on his face you have ever seen. His lips try to chase yours a little, but you pull back just enough. Then you caress his cheek.
“Let’s slow this down, yeah?”
He swallows hard. “Oh uhm…yeah okay.”
You notice his disappointment, “I just don’t want you to rush into this. Let’s make this something special,”
He finally nods and smiles. His heart feels full of affection for you. This was exactly what he needed after all the trauma in his life. You were truly someone who cared and you were looking out for him.
You kiss his cheek. “Don’t worry. I really like you. I’m not kicking you out.”
He smiles shyly, “Okay cool. Can we maybe cuddle?”
You wrap your arms around him and bring him even closer. His head rests on your chest and you two fall into the blissful happiness of cuddles.
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𝕿𝖜𝖎𝖘𝖙𝖊𝖉 𝕿𝖊𝖒𝖕𝖙𝖆𝖙𝖎𝖔𝖓𝖘 | 1
Read Chapter two - here [MASTERLIST]
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screencaps and gifs: Pinterest
Pairing: dark!Joel Miller x Fem!reader
Warnings/tags: MDNI 18+, DEAD DOVE DO NOT EAT, BLOOD, Auctioning people, talks of BDSM, talks of virginity, talks of STD and STI tests, Dom and Sub dynamics, underage drinking (20), THIS IS A WORK OF FICTION, YOU ARE RESPONSIBLE FOR THE CONTENT YOU CONSUME
Summary: 20,000 dollars in student debt can lead to irrational decisions, like engaging in a questionable discussion when a friend who is knowledgeable about BDSM mentions an auction she's attending.
WC: 3.6K
A/n: the first of the new and improved version of my mister miller fic🫶🏻
For notifications follow - @sinful-mind-joyful-fics
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Cold and heartless, Dr. Richards, your financial aid advisor, was a stern woman. You had expected that, considering the difficulty of having to inform hundreds of students about whether they could afford to continue their college careers or not. Last week, you discovered an unpaid dues notice from the school when you were looking through your financial reports. You had thought that all your dues were covered by a creative writing scholarship and financial aid.
Dr. Richards set your papers down and sighed, taking off her glasses and looking at you with an unexpected hint of pity. "Would you like me to be kind or blunt?" she asked, her voice steady but softened by the weight of bad news.
Your hand slapped to your forehead instinctively as dread pooled in your stomach. "Blunt," you muttered, bracing yourself.
"You're $20,000 in debt," she continued without missing a beat. "The total cost of your first year was $40,000. $20,000 was covered through financial aid and the scholarship, but if you wish to continue, the remaining $20,000 has to be paid by the start of next semester."
Shock and anger twisted inside you, making your vision blur. "Three months?!" you exclaimed, your voice rising with panic. "How am I supposed to afford that? I can barely afford anything as it is."
Dr. Richards leaned back, her eyes holding a mixture of sympathy and resignation. "I understand this is difficult, but the reality is, you need to find a solution quickly. Perhaps a private loan, more scholarships, or even a part-time job."
The office walls seemed to close in around you, the air thick with the weight of impossible choices. You stood up, feeling the urgency of time slipping through your fingers. "I'll figure something out," you said, your voice a brittle whisper of determination.
As you stepped out into the corridor, the gravity of your situation bore down on you. The campus buzzed with the usual life of students, oblivious to your internal turmoil. Every step you took felt heavier, each echoes a reminder of the $20,000 chain now dragging you down.
Night fell as you wandered the campus, lost in thought. The familiar paths seemed alien, shadows stretching long and menacing under the flickering streetlights. Once you made it back to your cramped dorm room, you opened the door and flopped onto your bed without even glancing at your roommate, Faith.
"Whoa, are you okay?" Faith asked, concern lacing her voice.
You lifted your head from the bed just enough to reply. "Remember the financial notice I got last week? Turns out I'm $20,000 in debt, and I didn't even know. Ugh, I should have read the papers more thoroughly." You sunk your head back into the thin, scratchy comforter on your bed, feeling the weight of the world pressing down on you.
Faith sat down on the edge of her bed, her eyes wide with concern. "That's... a lot. What are you going to do?"
You sighed deeply, the sound muffled by the comforter. "I have no idea. Three months to come up with twenty grand? It feels impossible."
Faith was silent for a moment, the tension in the room thickening. Finally, she spoke, her voice a mix of determination and desperation. "We'll figure something out. There has to be a way."
You nodded weakly, and Faith gently moved your shoulders to get you to sit up. She sat next to you and nudged you playfully. "Maybe a sugar daddy? You're a hot 20-year-old with a banging body," Faith joked, her mischievous grin breaking through the tension.
You managed a small smile, though part of you wondered if she was actually being serious. Faith was always open about her sex life, unlike you. You were a virgin, but the thought of a sugar daddy did sound appealing in your desperate situation.
"Yeah, right," you replied with a chuckle, though the idea lingered in your mind longer than it should have. Faith's laughter filled the room, a momentary reprieve from the oppressive worry.
Faith stood up abruptly before walking to her laptop and bringing it over to you. "A Twilight marathon isn't going to fix this," she cut you off, her tone serious, as she settled beside you.
"I know, I know... but," she hesitated, her expression grave, "well, I might have a solution." With a look of persuasion, she showed you her laptop screen, displaying a website named 'Twisted Temptations.'
"Your BDSM club?" you blurted out, taken aback.
"Okay, okay, listen," Faith hurried to explain, sensing your shock and disapproval. "We're doing this auction... You get 10% of whatever they bid for you."
You stood there, frozen in disbelief, waiting for Faith to continue. "How do you think I paid for college and..." she paused, choosing her words carefully, "most don't even want sex. You should at least look at the application."
You shook your head, doubt clouding your thoughts. "I don't know, Faith. This is so out of my comfort zone."
Faith moved closer, her expression softening with concern and determination. "Listen, I wouldn't suggest this if I didn't think it was safe. The club is strict about boundaries. You set the limits, and they are respected. Plus, I'll be there to guide you through everything."
You glanced at the laptop screen, the application form open and waiting. The prospect seemed overwhelming, yet there was a glimmer of hope—an unconventional solution to your daunting financial problems.
Faith sensed your hesitation and continued, "I know it's a big step, but think about the benefits. You need the money, and this way, you control what happens. You set your limits and preferences, and everything is mutually agreed upon with your partner. Trust me, you'll be safe."
You took a deep breath, considering her words. "But what if something goes wrong?"
Faith smiled reassuringly. "It won't. The club has strict rules and procedures to protect everyone involved. I'll help you with everything—filling out the application, setting your boundaries, and making sure you're comfortable. You won't be alone in this."
The weight of your financial troubles pressed down on you, and Faith's unwavering support felt like a lifeline. You sighed and sank onto the bed next to her. "Alright, I'll do it, but you have to help me. I don't want something to go wrong."
Faith's eyes lit up with excitement. "It won't," she assured you confidently. "Let's get started." She quickly filled in your name, age, and other essential details, then looked at you with a reassuring smile. "Okay, now we need to talk about your preferences and limits. This is really important."
You nodded, feeling a mix of apprehension and curiosity. "What kind of preferences?"
Faith glanced at the screen, scrolling down to the next section. "Let's start with the basics. Are there any absolute no-go areas for you? Things you absolutely won't do?"
You bit your lip, feeling a flutter of nerves. "Well, I'm a virgin, but I'm ready to...you know, not be. I just don't want to do anything I'm not comfortable with."
Faith nodded, her expression serious but supportive. "That's totally okay. You can specify that you're new and what your limits are. Many people in the club respect that and will help you explore at your own pace."
She typed as she spoke, checking off boxes and filling in fields. "What about things like light bondage, sensory play, or role-playing? Have you ever thought about those?"
You blushed slightly, feeling a mix of excitement and fear. "I've never tried any of it, but I guess I could be open to light stuff. Nothing too intense to start."
Faith smiled encouragingly. "Perfect. We'll start with light bondage and sensory play. You can always update your preferences later as you get more comfortable."
She continued filling out the form, asking about your comfort levels with different activities, safe words, and any medical conditions or allergies. You answered as best as you could, relying on Faith's guidance and the snippets of information she'd shared with you over the years.
"Remember," Faith added, "most of what you like and don't like is decided mutually between the dom and sub. Communication is key. You'll discuss your limits and preferences with your partner beforehand, and you can always say no if something doesn't feel right."
Faith noted your availability and reviewed the application one last time. "Alright, I think we're all set. Ready to submit?"
You took a deep breath, nerves, and excitement swirling within you. "Ready."
Faith clicked the submit button, and the screen flashed a confirmation message. She turned to you with a grin. "Welcome to Twisted Temptations. You're going to be great."
As you sat there, a mix of relief and apprehension settling over you, Faith squeezed your hand. "Remember, you're in control. This is about exploring your boundaries and discovering what you're comfortable with. And I'll be here every step of the way."
You nodded, and Faith smiled. “The auction will be held next week. You’ll need to get an STD and STI test done, and you desperately need to get something sexy.”
You gasped at Faith. “I own sexy clothes?”
Faith giggled and walked over to the closet. "Well, maybe not yet, but that's what I'm here for."
She flung open the closet doors and began rifling through your clothes. After a moment, she pulled out a baggy hoodie and a pair of sweatpants, holding them up with a look of mock horror. “Unless you plan on seducing someone with the allure of ‘Netflix and no chill,’ we need to do some shopping.”
You couldn’t help but laugh. “Okay, okay, point taken. But where am I supposed to find something sexy?”
Faith’s eyes sparkled with mischief. “Leave that to me. We’ll hit up the mall tomorrow, and by the time we’re done, you’ll have an outfit that’ll make jaws drop.”
You felt a mixture of excitement and dread. “Fine, but no leather. And nothing with feathers. Or sequins. Or—”
“Relax,” Faith interrupted, still laughing. “I know just the thing. You’ll be sexy, not sparkly.”
As Faith closed the closet doors with a flourish, she turned back to you, her expression turning serious. “But seriously, the tests are important. We need to make sure you’re safe and everything is in order.”
You nodded, the gravity of the situation sinking in again. “I’ll make an appointment first thing tomorrow.”
Faith grinned and flopped down on the bed beside you. “Great. Now, let’s watch a terrible rom-com to celebrate your big decision. It’ll be our last bit of normalcy before you become a sex goddess.”
You rolled your eyes but couldn’t help but smile.
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Faith and you decided to Uber to the auction. The city lights blurred past the window as you fidgeted with the hem of your newly purchased dress. Faith noticed your nerves and squeezed your hand reassuringly.
“Alright,” she said, her tone both calming and excited, “let me walk you through what’s going to happen tonight.”
You nodded, trying to focus on her words instead of the churning anxiety in your stomach.
“When we arrive at the venue, we'll check in at the front desk. They'll hand you your papers and auction number,” Faith explained. “Then, we can mingle and meet some of the other participants. It's like a real auction party, so don't be shy about striking up conversations.”
You took a deep breath, feeling slightly reassured. “And when does the bidding start?”
Faith grinned. “Bidding starts at 10 PM sharp. That's when the real excitement begins.
As the Uber came to a stop outside the venue, I looked out the window at the unremarkable building that awaited me. Faith led the way, exuding confidence as she stepped onto the sidewalk.
Stepping into the venue, anticipation swirled around me like a gentle breeze, mingling with the soft melodies of background music. The interior whispered of understated elegance, with dim lighting casting enchanting shadows across the polished floors and plush furnishings. Faith guided you towards the check-in desk, where attendants bustled about with papers and pins. You exchanged a nervous glance, excitement bubbling beneath the surface as you approached the desk.
“Welcome,” greeted the attendant with a warm smile, “may I have your names, please?”
You and Faith exchanged introductions before the attendant handed you each a set of papers and pins to attach to your dresses. With a playful grin, Faith nudged you and held up her pin, wiggling it teasingly.
“Alright, partner in crime,” she said, her eyes twinkling with mischief, “let’s get these on and make sure we’re looking sharp for the auction.”
You chuckled, feeling a surge of affection for your friend as you both leaned in to help each other attach the pins to your dresses. 
With your pins securely fastened, you and Faith made your way toward the main ballroom. The air seemed to buzz with an undercurrent of excitement and anticipation. As you approached the entrance, the grandeur of the room came into view.
The ballroom was a striking blend of opulence and decadence. Crystal chandeliers cast a warm, golden glow over the space, illuminating velvet drapes in deep, sensual hues that lined the walls. The polished marble floors reflected the ambient light, creating an almost surreal atmosphere. Guests mingled in clusters, their laughter and hushed conversations weaving a tapestry of sound that filled the room.
At one end of the ballroom stood a grand stage, draped in rich, crimson fabric and adorned with luxurious golden trim. The stage was set for the auction, with a sleek podium at the center and rows of plush chairs arranged in front, ready for the evening’s main event.
As you stepped further inside, the scene grew more intense. The guests were an eclectic mix, their attire ranging from sophisticated evening wear to daring, barely-there outfits that left little to the imagination. Leather, lace, and latex dominated the fashion choices, with some attendees adorned in intricate harnesses and collars, their outfits hinting at the BDSM theme of the event.
Faith squeezed your hand one last time before she was swept away by a familiar face, her confident stride never faltering. You stood there for a moment, feeling a sudden pang of anxiety as the crowd seemed to close in around you. The noise, the lights, the sheer number of people—it was all too much at once.
Your heart raced as you tried to navigate through the sea of faces, each one strange and intimidating. The grandeur of the ballroom that had seemed so captivating just moments ago now felt overwhelming. You took a deep breath, attempting to steady yourself, but the sensation of being out of your depth only intensified.
The guests were like nothing you had ever seen before. A man in an immaculate tuxedo strolled by, a jeweled mask obscuring his eyes, while a woman in a full-body latex suit and stiletto heels sauntered past, her movements deliberate and commanding. A couple nearby caught your eye: the woman wore a sheer, flowing gown, her partner trailing behind her on a leash, wearing nothing but leather shorts and a collar.
In one corner, a group of people had gathered around a figure suspended in a rope harness, their intricate knots both artistic and functional. Soft moans and murmurs of appreciation floated through the air as the person twisted slowly, lost in the sensations the ropes provided. Another attendee, dressed in a sharp, tailored suit, held a riding crop, playfully tapping it against their thigh as they chatted with a scantily clad submissive whose eyes never left the ground.
Guests lounged on plush sofas, some openly engaging in power play dynamics. A woman in a sleek corset held a leash attached to a submissive kneeling beside her, while another couple whispered intimately, their hands exploring each other's bodies with practiced ease. The atmosphere was charged with an erotic energy, a palpable sense of anticipation for what the night would bring.
As you continued to weave through the crowd, searching for a familiar face or a quiet corner, the overwhelming nature of the evening began to settle heavily on your shoulders. The mix of luxury and raw sexuality, the boldness of the guests, and the anticipation of what was to come all blended into a dizzying mix that left you feeling adrift.
In that moment, you longed for Faith's reassuring presence, her confident guidance. But she was somewhere amidst the throng, leaving you to navigate this new and intimidating world on your own. You felt a prickling sense of vulnerability, the realization that you were truly stepping into uncharted territory sinking in as you tried to steady your breath and find your footing in the extravagant chaos surrounding you.
So, like every college student in a social bind, you made a beeline for the bar. "Shit," you muttered, realizing you had left both your fake and real ID back in the dorm. Trying to muster some confidence, you approached the bar, hoping your outfit might be convincing enough. You sidled up next to a tall man with salt-and-pepper hair, dressed impeccably in a well-tailored suit. You could catch the faint scent of pine and campfire from his cologne.
Putting on your best flirty face, you addressed the bartender. He was the complete opposite of the man beside you—average height, slightly taller than you, skinny, tattooed, and wearing an ill-fitting button-up uniform top. His head was shaved clean. "One shot of Tito's, please," you said, playing with your hair in an attempt to seem older and more sophisticated.
The bartender chuckled. "ID, please?"
You leaned forward, arms together to emphasize your cleavage. "ID, really?" you said, trying to be as seductive as possible.
The bartender looked tempted but quickly shook his head. "No ID, no alcohol," he said firmly, turning away.
You groaned in frustration, which caught the attention of the man next to you. He smiled, his eyes crinkling at the corners. He was older, that was clear, but he looked good. His stubble was neatly trimmed, his curly hair slicked back in a way that seemed both effortless and intentional, and his eyes were large and expressive.
"So, no ID?" he asked, his voice warm and slightly amused.
You smiled back. "No, but a girl can try."
He set down his glass of whiskey, the amber liquid catching the light. "Well, how old are you then?"
"Twenty," you admitted, locking eyes with him.
Before you could continue the conversation, Faith appeared, grabbing your arm and pulling you away from the bar. "What were you doing talking to Joel Miller?" she asked, her voice a mix of shock and concern.
You glanced back, watching Joel as he turned back to his drink. "Just chatting. Why?"
Faith handed you a pamphlet and opened it to a specific page. "Page four," she instructed.
As you skimmed the page, she continued, "Joel is... intense. He's someone to shy away from until you're more experienced. Trust me on this."
Your eyes widened as you read the details. "Intense" was an understatement. "So, who's the safe bet?" you asked, feeling a bit overwhelmed.
Faith's face softened. "His brother, Tommy. He's more laid-back and a better choice for someone starting. You'll find him much easier to talk to."
You sighed, glancing back toward the bar. "Guess I dodged a bullet, huh?"
Faith smiled. "Yeah, you did. Now, let's find Tommy and get you introduced. He's around here somewhere."
Joel suddenly appeared as you and Faith navigated through the crowd, stopping you both dead in your tracks. "Tito's," he said, handing you a glass with a wry smile. He glanced at the number pinned to your dress before walking away, leaving you stunned.
"What was that about?" Faith immediately questioned, her eyes wide with surprise.
Before you could respond, a voice boomed from the auction podium. "May all the products please make their way backstage."
Faith turned to you, her expression shifting from curiosity to urgency. "We'll talk about this later. Right now, we need to get backstage."
Your heart pounded as you nodded, clutching the glass of Tito's Joel had given you. You downed it in one gulp, hoping it would calm your nerves, then handed the empty glass back to Faith. She gave your hand a reassuring squeeze. "You'll be fine. Just remember what we talked about. You're in control."
With a deep breath, you joined the other "products" making their way to the designated area. The backstage was a flurry of activity, with organizers checking names and numbers, and participants adjusting their outfits one last time. The air was thick with anticipation and a hint of perfume mingled with the scent of leather.
An organizer approached you, checking your number against his list. "You're number 3, correct?" he asked.
"Yes," you replied, your voice barely audible over the din of conversation and last-minute preparations.
"Great. Just wait here until you're called," he instructed, pointing to a row of chairs along the wall.
You sat down, your mind racing. Faith's words echoed in your head: "You're in control. You decide your limits." The reality of what you were about to do began to sink in, but you steeled yourself, determined to see it through.
As you waited, you couldn't help but think about Joel. His unexpected gesture with the Tito's, the way he had looked at you—something about him intrigued and unnerved you. But Faith's warning was clear: he was intense, someone to be cautious around. Your thoughts were interrupted by a tap on your shoulder.
"Number 3, you're up next," the organizer said.
You stood up, smoothed out your dress, and took a deep breath. As you stepped towards the stage, the curtain drew back slightly, giving you a tantalizing glimpse of the auction room. The ambient lighting cast a soft glow, illuminating the expectant faces of the bidders, their anticipation palpable in the air.
Stepping into the spotlight, you felt a surge of adrenaline coursing through your veins. The auctioneer's voice echoed in the room, commanding attention as he announced, "And now, presenting number 3, starting bid at $500."
334 notes · View notes
setsugekka · 1 year
Text
❥get you alone (m)
↳ In which your new job as the company financial advisor makes one thing loud and clear: the no dating the talent policy is one that is quite frequently disregarded.
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bang chan x fem!reader — coworkers to lovers, idolverse, forbidden romance, explicit sexual content. [6k wc] cws: alcohol consumption, penetrative sex (unprotected), creampie, rough sex, Chan wants it bad-bad, Bang Chan has a Big Dick.
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Starting the new job in the summer would be good.
This is what you told yourself when you begrudgingly hauled all of your belongings across Seoul in the blazing heat, for a move that took all of fourteen hours – from start to finish, and even with the help of some friends. It didn’t feel like it would be good then, but you had to hold onto the self-imposed reassurance that it would eventually be good. Autumn was right around the corner, after all, and a shiny new loft apartment in an excellent spot in town was hard to say 'no’ to, especially given the salary increase you were taking on to top it all off.
Your friends constantly prodded you with jokes the whole day about how lucky you were – to be working alongside idols. You insisted that this were hardly the case as someone working in finance of all things. Not exactly the glitz and the glam of microphones and high heels. You insisted that the chances of you meeting anyone all too often were slim to none, much to their displeasure.
You wanted that to be true. You genuinely thought it would be.
After all, that was the case at the previous companies you worked for as a temp financial advisor – you didn’t see much of anyone that had been on television. You could count the times you had run into someone famous in the hallways of your work place on one hand, and it was always simply in passing. Nothing exciting. Nothing to report. Taking on a full-time gig at JYPE – you had no reason to assume any different.
Three days into the job, you finally feel a bit settled in. Papers, pens, and comforting knick-knacks just in all of the right places on your desk – it’s a sign of a newbie for sure – someone not quite yet frazzled by the whirlwind of what the job would entail. Seated a bit in the back of the large office room, you hear the door open and the woman at the front most desk sighing exasperatedly – cautioning something about how someone can’t be here, but from the tone of her voice, it sounds as if this is not the first, second, or even third time she’s said the same – and only for it to fall upon deaf ears just as it seemingly had today.
“I just need to talk about the budget for the video,” you hear coming towards you – and you can’t see him yet, but you can hear him getting closer, accompanied by the sounds of other financial workers in the office shuffling about in an attempt to remedy the situation.
The situation?
“We have people for that, you don’t need to come and do it yourself!” the woman from the front nearly yells, but by that time, the man has just about reached your desk – and you’re a little worried about what it is that you might have to deal with right about now. What sort of absolutely nuts, disgruntled, higher-up is coming for your head already about a project that you’re not even filled in on yet?
“Yeah, but I like to do it my—”
The stranger reaches your desk finally, popping his head around the side of your cubicle wall to find something that apparently must be surprising to him, as it cuts his thought process off in an instant. You watch his brows furrow in confusion – not necessarily anger – but more so that he wasn’t expecting to find the sight he had found. His head cocks to the side suddenly, and he pulls himself into your field of vision entirely, still visibly confused by the fact that he’s looking at you.
“Y-yes?” you stutter out, completely frozen in place with uncertainty about what the complete fuck is going on right now in this office.
“Oh!” he exclaims, realizing now that the entire scenario is obviously absolutely bizarre to you. “Sorry, umm, so I guess the other woman doesn’t work here anymore?”
“Suppose…not.”
“That’s fine, I’m sure you can help me—”
But the woman from the front of the office finally makes her way to the back where the both of you reside. The mans face dropping and beginning to take on that of a childs who knows he’s about to get reprimanded.
“You don’t have to answer to him,” she says to you, but also sort of speaking to him as well. “Despite what they’d have you think, the idols don’t actually run things here. We have a particular way of doing things and Chris absolutely loves ignoring that.”
…The idols?
It hadn’t crossed your mind before, albeit, a lot was going on, but since the I-word had been mentioned now, a lot of things were beginning to come together now. He is quite good looking, and given how revealing his tank top is – appears to work out, as well. Nice skin, beautiful smile…a little short, but that’s okay.
“I’m just a guy!” the man you have now learned is named Chris retorts as the woman takes her leave, and he turns back to face you again, leaning his arm up against the wall next to you, “what’s a guy gotta do to get treated like a guy around here?”
“Probably not be famous,” you respond in sort of a half-giggle, trying to restrain the smile from your lips as you turn back towards your computer to finish inputting some data. “But if you need something, I’ll be happy to look into it. You came all this way after all.”
Chris catches the way sarcasm drips from your last few words and rolls his eyes, gently tossing the stack of papers he came in with onto a empty spot of your desk.
“Are you going to treat me like this now, too? The new girl already tainted, how tragic.”
“You asked, I gave you a legitimate answer as to why.”
“Mm, fair,” he nods, pushing his bottom lip out for a moment as he considers the fact – then quickly finds himself along a separate path of thought. “So, what’s your name?”
You tell him, he responds that it’s pretty. You find that more than a little bit annoying, given your awareness of the incredibly strict 'no dating’ policy among office workers in JYPE, and even more strict 'no dating the talent’ policy – one that lands your contract terminated if they so much as even suspect that you’re engaging in unsavory behavior with any one of the idols under their label.
Chris lingers about a bit longer before you finally look towards him again and tell him that you’ll take a look at the paperwork the next chance you get, which, despite not directly telling him to leave you alone, he does manage to take the hint and bids you farewell, that it was nice to meet you, and that he looks forward to your next meeting…to which the woman from up front once again responds, “you shouldn’t be in here!”
You think about this story often now – the story of how you and Chan met. It seems so cute and casual now, like a story that two children would tell about how they met on the playground because the little boy pushed the little girl into the sandbox…except now they’re thirty-five and married with three wonderful children. It only feels that way in essence, though, because while yes – your relationship with Chan was far from married with children, it wasn’t zero.
And that was a problem. Ironically, mostly for you, it seemed.
As the months carried on, Chan did indeed continue coming to your desk for all of his financial needs instead of going through the appointed channels put in place by the company. He eventually tells you that he does it this way because he feels more comfortable doing it himself – he knows who did it, and when, and whether it got done or not. He knows all of the steps, so if anything goes wrong, he knows exactly how and why. Easier to fix. It makes sense, of course, until the few times you have to call him for some unsigned documents and he tells you to come meet him in the studio, or the practice room, or even at the dorm.
It’s not okay, and the both of you know that. You find yourself very quickly sneaking around – hoping not to be seen on your way to your secret rendezvous with Chan – and not even for that. But certainly, that’s what everyone would think if they were to know.
You kind of wished it were the case, too.
And there had been a few nights where things got a little strange. A little out of line. Chan was a flirt, and you wanted to be flirted with by him. The occasional hand grabbing, or his hand placed at the small of your back as he passes behind you, lingering a little bit longer each time he does it – but nothing overt. If you were honest, you weren’t quite sure if chan was into you or not. He was never entirely clear about his intentions. While financials and paperwork had obviously, at times, fallen to the wayside and perhaps simply been an excuse to get you into the same room as him, he had never made a move, and never said anything that would indicate a completely inappropriate and – by work standards – illegal romance between the two of you.
That didn’t necessarily stop you from desiring it, though.
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It took nearly a year before the wall showed a crack. The impenetrable Bang Chan.
“Can you come to the cafeteria with it? I’m trying to have dinner before I get back to work.”
You roll your eyes, shoulder and face craned to hold the phone in place as you type on the computer in front of you and sigh upon finding the time – already much later than when you were supposed to be out of the office and also well over your allotted overtime for the month.
But, it was Chan, and yeah, you were a bit soft for him and the few quiet moments you got to spend around him. Even if they didn’t mean anything. Even if they never would. A guilty pleasure – partaking in all of the things that you shouldn’t.
When you arrive, much to your surprise – Chan is the only one there. Being well past office working hours, it was prime time for idol working, and you think that you’ve never seen the place so empty before – although, if you were honest, you didn’t spend much time there, either.
Chan waves you over to his table, well into eating a bowl of mild cup ramen as you sit just ahead of him and place the stack of papers on the end of it. You take a moment to look around at the scenery – which perhaps isn’t much to him, but for a moment, it makes you consider what it must be like. To live life as an idol.
The man in front of you manages to mumble out a 'thanks’ in between eating and you assure him it’s no problem. In a moment of his looking away from you, you take in for a moment his features a bit more intricately. The bags under his eyes from restless nights and messy hair – the gray hoodie adorning him looking potentially slept in from the night before – and it’s a little charming. You know next to nothing about this man, but if there’s one thing you know, it’s that he works hard. Tirelessly. Selflessly. For the group of men he lovingly refers to as “the kids”.
“Can I ask you something? And you don’t have to answer if it’s too personal or anything,” you start suddenly, placing your chin in your palm and elbow on the table as you look across towards him. He stops eating, cocking an eyebrow inquisitively and hurries his chewing so that he can assess the question faster.
“Yeah, go ahead.”
“Do you have a girlfriend? Well, or boyfriend, I guess, didn’t mean to assume anything—”
And Chan snorts, looking down towards the table and grinning – and for a moment you could swear that he almost looks…embarrassed. Sheepish. Shy.
“No,” he says, ever so slightly shaking his head in response as well before looking up at you through his eyelashes, and it’s truly as if he’s self-conscious about the fact. “No I do not. Kind of hard to meet someone in this line of work.”
You’d be lying if you said you weren’t a little taken aback – both by the fact that he answered the question at all, and by – well, everything else about the interaction.
“Surely that can’t be true, you’re surrounded by beautiful people everywhere.”
“You see, the thing about being surrounded by beautiful women,” Chan starts, shoveling some more noodles in his mouth, chewing and swallowing before finishing his thought, “is that they are also surrounded by beautiful men.”
The implication of his response sound insane to you. Is he really implying that he’s…not?
But Chan doesn’t give you time you think it out much further, starting up another thought. “The truth of the matter is that I’m just too busy,” he says, wiping his face and hands with a napkin, crumpling it, and placing it on the tray in front of him before sliding it just out of the way of your conversation.
“Most days I work about fourteen, maybe sixteen hours? And that’s everything: any filming, recording, then there’s the producing I do as well, plus I’m on the business end of a lot of the things that we get to do, and then when I come home I’m still sort of dad even though they are, of course, plenty capable of doing things for themselves, but it’s just the position I’ve taken on within the group…I don’t have the kind of time someone would deserve, y'know?”
“Yeah,” you respond fast enough to show acknowledgment, but his words run through your mind for much longer than that. A man that takes on so much more than the average idol.
You’d have been lying if you said you didn’t think he was sexier now. That’s a problem. Especially because the next question out of your mouth is extremely self-indulgent, and perhaps even gives you away.
A woman of stronger might may have been able to avert the trajectory of this scenario. That woman was not you.
“You don’t even have anyone you like…just, see?”
Chan looks up at you slowly now, eyebrows tensed slightly together – and it’s not anger, but curiosity to match your own. It’s sort of a playful smile that purses across his lips as you watch the thoughts bounce around his head in real time – holding your facial expression perfectly as to not give even more away than you already had. He has to be the one to speak next or it’s doomed.
“What do you mean?”
Fuck.
It’s not what you wanted, because now you have to speak more. It’s not even like you’re offering, or extending the invitation as it were, you’re just…curious. Innocently curious. Completely innocently curious about where his dick has been lately.
“Like, a friend…with benefits? I guess?”
The man in front of you holds fast, continuing to stare at you for a moment before cracking up a bit again and shaking his head just as he had the first time you asked him something that, to him, is completely absurd.
“No,” and you watch as he cocks his head to the side suddenly and smiles an awkward smile into the table – knowing that he’s about to admit something even more humiliating than he already had. “It’s been quite a long time since anything like that.”
Oh, now you’re really intrigued. So much so that the allure of playing coy is completely thrown out of the window. You have to know everything, and now.
“Oh my God, how long?” you ask quickly, jutting yourself forward toward him as if he’s some sort of exhibit on display for your viewing pleasure, and he pulls back suddenly, still laughing, but obviously absolutely beside himself in sheepishness. 
“Oh come on, really? Is it that hard to believe?”
“What!? Yes! Of course it is!”
“Why?”
“Because look at—”
It’s in that moment that you consider that this entire situation was a set up from the beginning, and not on your end. A sudden realization that all of the upper-hand you had thought that you had, never really existed at all. Had…Chan been playing you this whole time?
Chan sits back into his chair, crossing his arms over his chest and looks away with a smile, still shy, but obviously amused by the turn the situation had taken. Maybe it wasn’t a set up. Maybe it was just a happy little mistake.
“About three years, I just have other stuff going on, that’s all,” he finally responds to the originally intended question – before the derailment of what’s and why’s.
You choose not to respond, having already given far too much of yourself away to the discussion.
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When Moa from the creative direction department celebrates her 10th year with the company, the higher-ups green light a huge party for it, citing her relentless contributions, hard work and loyalty. It’s your first time attending one of these anniversary parties, but you’re assured that most of them are not like this.
It’s one of the few times that the idols and the office workers mingle much. Given Moa’s direct work with the talent in particular, it’s expected for them to be invited to such a gathering, and despite it taking place at the company building, dress code is (not so) strictly enforced and everyone is told to “dress nice,” a guideline that works better for some than for others. If honest, not even you are particularly sure what this means – stuck somewhere between completely formal and business-casual, you simply decide on the latter…more or less. Something similar to the usual just above the knee length dress you would wear to work, but more casual, and a blouse with a bit more sheer to it.
When you get back to the building, it’s well past typical closing hours but the sound of a party is easily heard from even the lowest level. Nine floors up, the elevator dings and you step out with a bottle of wine in one hand and your bag in another – plus your eye out for Chan, of course.
And that makes you feel a little bit silly, yes, because this being an after hours party doesn’t make the company policies any more suspended. They are still very much in place.
But still, the joys of flirting aren’t to be ignored, and no one better to do it with than him.
When you step in, you quickly notice a few of the twice ladies there – beautiful girls, glowing from all of the way across the room, and Chan standing with two of them in particular, looking especially cozy – and you do your best to ignore the ping of pain in your chest that you know without a doubt does not belong there. Chan looks over and makes eye contact with you and you both nod a silent hello, before making your way over to your colleague, and the table in which you are to leave your offering of wine.
It’s rather quick, much quicker than expected, that Chan catches up with you – as you’ve barely had time to say hello to Moa before he’s placing that sly hand on the small of your back and greeting the both of you. You watch the look on your colleagues face switch to one of confusion – wondering why one of the idols is getting so handsy with you, but she simply smiles and thanks you for coming.
You suspect in that moment, that the 'no dating the talent’ policy is one that is frequently disregarded.
The black haired man to your side pours you a drink, then pouring himself, and you take notice of the way he’s dressed for the occasion – just a nice button down shirt and some nicely fitted jeans – nothing fancy but he took a moment to step out of the sweats that he had probably been wearing for a few days straight by that point. Appreciated. Chan hands you a cup and raises it towards you just the slightest bit in cheers before taking a sip.
You catch the way his eyes linger on the silhouette of your waist and hips before pulling away in an effort to not be seen.
“Friend?” you say, nodding towards the girls that Chan had been talking to previously, and watch him in nearly a panic raise a hand up as if to swear upon something.
“We’re just friends.”
“That’s…what I said,” you respond, chuckling into your cup and shaking your head, “calm down, we’re friends, not married.”
“And I’m sure that’s devastating to you.”
The response fully takes you off guard, practically causing you to choke on the drink you had quite disastrously already taken into your mouth. You think of why he’d say this to you – as best as you can in only the few seconds you have to do so: he’s been there longer, is he drunk? Is he stupid? Is he insane?
“What?” you retort, looking at him with a face that one would surmise that they had grown an extra nose since the last time they had looked in the mirror. A look of absolute bewilderment.
“You were going to say I was handsome that one time, back at the cafeteria, don’t think I forgot,” Chan replies with a smug tone, as if winning some sort of battle that you hadn’t known about.
“Yeah that doesn’t mean I want to marry you, are you insane?”
“I was filling in the blanks, whatever,” he answers back, waving a hand about playfully and purposefully avoiding eye contact with you. It’s true that he might have had a few and that’s what had been causing him to be so bold, but he was very much aware of the game he was playing.
Two can play, you think to yourself.
“So am I to assume then that you wish to raise a family with me, with the way you were just checking me out only a moment ago?”
You watch Chan bite his bottom lip in an attempt to keep himself from smiling – knowing he’s caught – he looks down to the floor before looking over at you. “Ah, saw that, did you?”
“Yeah, not sure you could have made it any more obvious, actually.”
“Sorry about that,” he says, playfulness dropping from his tone slightly and replaced with seriousness. It catches you off guard, because wait, no, I like what we’re doing right now.
“You don’t have to – it’s fine,” you answer back hurriedly, to reassure him and try to bring the both of you back to a flirtatious place, but the look on Chan’s face is yet again another reminiscent of that day in the cafeteria.
All according to his plan. You’re right where he wanted you all along.
“So, you like it when I look at you then?” he says in a whisper, leaning over closer to you to assure that no one else will hear the conversation.
Now or never, shit or get off the pot.
You lean towards him, meeting him just about halfway to close the distance between the two of you, before turning your head to look at him and find your faces only mere centimeters from the other.
“That’s not all you can do.”
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Sneaking out of the party was the easy part, it was the finding a place where the two of you could be alone long enough to make anything happen that was the difficult part.
Ducking and weaving through hallways and doors – all led by Chan who had the better understanding of the area in which the two of you were now navigating, he dragged you around by the hand in an attempt to find a place that he could have you. Away from prying eyes. Just you and him. And from the grip he had on you, and the information he had divulged to you previously, his intent to completely devour you once the opportunity arose was ever present, and lended itself to a dull throb between your legs already – the man hadn’t even touched you yet.
“I know,” he whispers, darting around a corner and looking down a hallway to make sure that no one will spot you, “I have just the spot.”
“Ooh, so exciting,” you tease, but it’s only seconds later that Chan has his weight pressed against you, your back to the wall and chest to chest – lips just barely missing your own – and the bratty attitude is swept from you in an instant and replaced with unfathomable desire.
“Or I could just have you right here,” he whispers against your ear, hooking one of his hands up under your knee and granting his hips space between your legs against the wall – and you can already feel the tenting in his pants at simply the prospect of getting his dick wet again after so long.
It’s hard to tell him 'no’ to the idea, but thankfully you don’t have to, Chan knowing it being a poor one as he smiles and pulls himself off of you only to once again pull you towards an unidentified place that the man has mapped out in his mind.
You’re thankful that it’s only a few more twists and turns down halls before Chan looks around and opens a door to a room, hurrying you inside of it and closing it behind with a 'clink’ sound of the lock. the room is pitch black in darkness and Chan had already let go of you once ushering you into the doorway, but it’s not long before you feel his essence – the feeling of his hands softly grazing your hips and causing the fabric to bunch up at your lower back as his hands slide in the direction. Your behind meets a table at his insistence in pushing you only a couple of steps towards it, and the mans hands creep back down to the outsides of your thighs, only to slide up again and hoist you onto the table.
Chan hooks his fingers into the elastic of your panties, and it’s the first time that he finally, after what feels like a fucking eternity, presses his mouth against your own. Kisses that at first start out gentle and experimental, quickly devolve into needy and sloppy – and mostly from his end. It’s easy to tell that he is quickly becoming unraveled, and the thought of it only intensifies the dull ache already present between your legs. Slowly pulling the fabric from your legs, he carefully pries them open by the knees and settles himself between – pulling your body as flush as possible into his as he kisses deeper, harder into your mouth. An attempt to taste every bit of you that he can, no doubt, and the absolutely intoxicating feeling of unbridled desire for you making your head spin. Chan was losing himself in you, and quickly.
It had been a long time, and he was going to ruin you.
Pressing one hand up against your face, fingers slightly woven into your hair to pull you harder into his mouth, the other hand quickly dips down in the space between himself, and the apex of your thighs. One, lone, fingertip gently pressing against your folds and it’s not only the whimper that escapes your lips and is quickly swallowed by him that makes him grin, but the physical desire for him dripping from you, as well.
“Good to know I wasn’t the only one dying for it,” he whispers into your lips as he begins slow circles right above your clit. “You might not walk out of here when I’m finished with you.”
The words cause an involuntary reaction, that surely he’d have felt had he been inside of you already, and you’re sort of glad he isn’t just for the sake of being able to get away with how absolutely, catastrophically, horny just the idea of it was making you.
And bless his heart, the fact that he’s only able to make a few circles into your pussy by hand before he’s pawing at the front of his own pants in an attempt to free himself and finally have what he’s been wanting all this time. He makes quick work of his confines for a man not necessarily practiced in the arts of having a quick fuck in a dark office, so it’s impressive – almost as impressive as what he has to show for himself when he pulls his length from his boxer briefs.
Chan’s kisses get sloppier by the second now as you feel him lazily stroking himself by hand against your sopping wet pussy, the head of his cock prodding between your folds and up against the entrance to your cunt as he shallowly presses into you, but never enough to enter much at all, and you don’t want to beg for it – well, you do – but you won’t. Maybe.
“Do you have a condom?” you finally whisper, pushing to the side one of the computer mice to illuminate the room slightly with a turned on monitor screen.
“No,” he responds, peppering kisses along your jaw, but pulling back his hips from you just slightly.
“Okay.”
“Should I stop?”
“I said 'okay.'”
“Yeah but you said it as like, an acknowledgment.”
“Chris, I said okay!”
“Okay, okay!”
It feels almost like a brutal display of force, the way he digs fingers into your thighs from the underside and pulls your hips towards his – the edge of your ass just barely hanging onto the edge of the table as Chan lines the head of his cock up with you and not-as-slowly-as-he-probably-should presses in – one arm wrapped around your waist for leverage and the other hand placed firmly onto the table – it makes your head spin, the burning stretch of him forcing  your body to accommodate his, all the while kissing you deeply, passionately. The juxtaposition of Chan’s primal urges, his innate desire to have you, to be inside of you, to fuck you, compared to the whimpers that drop from his mouth at the way you’re so snug around his length, so warm and wet – a feeling he had almost completely forgotten in all of the time he hadn’t had it. So enveloping and all consuming in the moment.
When Chan finally bottoms out inside of you, it’s a hiss of “fuck, so tight,” and in your mind you think that it could be that, or combined with his substantial girth – the way you can feel every wall and muscle inside of you tugged and pushed with every movement he makes within you even in spite of your wetness. You don’t care to understand the how’s or the why’s necessarily – it doesn’t matter – what matters, is that you might be close already just from the way his cock relentlessly pulls at your g-spot with every motion, but you’re thankful when Chan seemingly begins to lose the will to be kind with his motions, and instead chooses to chase his own high with abandon – as thankfully for you, it’s precisely what you need to get there.
Chan brings a hand up, pushing you to lean back on your own elbows in an almost lying position now, hooking his hand under your shoulder for leverage to pull your body down and onto his cock harder. He’s losing himself in the moment, in your body, and it feels good watching him do it. Listening to, and now with the smallest amount of light in the room – watching him pant and grit his teeth at every throb and squeeze of your walls around him – nothing was sexier than a man fully lost in the moment of desiring you, and Chan was fully lost – the only thing bringing him back now, was the crash of his peak, which you are happy to accommodate, of course.
But as much as you were enjoying the show, his relentless fucking into you quickly brought you towards your own peak, where normally you were able to meet him with playful comments now the only sounds dropping from you pathetic whimpers and cusses – and his name, of course, which met you with a particular crash of his hips and a growl through gritted teeth.
“F-feel so good,” you whine, feeling the beginnings of your muscles tightening and knowing that he can feel the same with the way his eyebrows furrow tightly and his button lip pulls between teeth. Chan hisses at the feeling of your impending orgasm and the look on his face – beautiful brown eyes up through eyelashes and a weakened state, Chan is almost disappointed – knowing that your orgasm will inevitably be his own downfall, as well.
“Close?” he responds, knowing the answer, and you nod – allowing your head to drop back, only for Chan to pull you back to look towards him, pressing his forehead to your own as he continues his relentless pace into you. “Where do you want it?”
“In-insi—” you whimper again, unable to even finish the word. Chan takes the time to drag kisses down your lips, to your jaw, and it’s that moment that you truly break any sanity that he had maintained through the encounter.
“You w-wanted me, so have me.”
You know that he knows it’s in reference to his coming inside of you, that the distinction doesn’t have to be made in the moment, and it’s all in good fun, of course, driving him absolutely mad with only a few words. That’s the joy of it, after all.
The effect is immediate, as expected, as Chan pulls you tight into him and fucks into you at a relentless pace, chasing his orgasm without any other single thought occupying space in his mind. The only thing he can think about now is filling you with his cum, and that’s all by design, of course.
Luckily, the angle at which he has you immovable is one that works exquisitely well for you, rubbing at your g-spot and pulling at your clit in just the right ways that you’re babbling and on the brink of tears in orgasm well before even he is. A chant of asking you to come for him, come on him, and you’re gripping down and attempting not to cry out at the waves of release crashing over you – Chan fucking you all of the way through it before he finally reaches his own right after you – painting your walls with his cum and continuing to fuck his release into you, albeit gently, even well after he finishes and begins to soften inside of you.
It’s a long few minutes before he pulls away from you – out of you, gently tucking his overstimulated cock back into his clothing with a wince and wiping his forehead with the back of his hand before bending down and helping pull your panties back up your legs and into place.
Chan stays there, nestled between your legs and on his knees, arms crossed with elbows anchoring him on either side of your knee as he gazes up in awe at your beautifully fucked out state of being. For a moment, it’s hard to even imagine the same man being that animalistic, that primal, as he just was only a few minutes before.
But duality is sexy, after all.
“You’ll have to let me do a better job next time,” he smiles innocently from between your knees, head slightly cocked to the side.
There’s a lot of good things packed into that one, extremely short sentence, but figure you’ll address the most pressing of them first.
“A better job…?” you ask, intrigued.
“Yeah,” he replies, pulling his arms back and gently prying your legs apart again to make space for him to press kisses to the inside of your thigh, and you hate the way it’s already making you hot for him again.
“There’s so much more I’m going to do to you.”
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♡ send me your thoughts and feelings in my ask.
—this is a oneshot, there will be no part 2.
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