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#hey i need this im getting surgery next thursday
steampoweredskeleton · 9 months
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#delete later#i have three medical appointments in the work day in the next three weeks#one on Thursday then two mid/late January and i know that its good bc i need these appointments but i get so#anxious that ppl ay work are mad at me for having so many#im also scared about thirsdays one bc its for my ankle and hand pain and ironically the hand is way better and the ankle is also#more stable. something clicked again a couple days ago and fixed the pain in half of ky foot. no idea what happened there but#the click itself hirt like a bitch which is new. most of my pain doesnt start with a click and most clicks are painless#so fun#im just in a permanent state of being afraid i wont be taken seriously. my physio wanted a scan on my foot so om gonna#relay that but like idk what theyre gonna say. also if they do want to swnd me for a scan that's gpnna be ANOTHER appointment#so fuck me i guess. at the very leasy its not like severe psin any more so they wont send me to a and e for an x ray like they did#with my hip that one time. that would fucking suck to explain tp my manager#hey julia im fine but ive been sent ro rhe hospital for a scan so i guess ill be back when im back?#fuck me im anxious. and i hace so much apprenticeship work tp do i want to scream#also was distracted by my aching hands bc often they just ache abd successfully triggered myself so bow time to play what#is actual acge and what is remembered ache oh joy#one of the other appointments is gender clinic appointment abd im hoping to get referred for top surgery now ive been on t#for 9 months. waiting list gonna be like four fucking years but debating saving like mad abd going private bc jesus Christ#i cant bind bc of sensory problems and constantly aching ribs and last time i taped i ripped chunks of skin off so kinda#think i shouldn't do that again but like it sucks. not as bad now that my voice is dropping abd shit but still not fun#we'll see!
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embeanwrites · 4 years
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Finding Home Gavin Reed x Reader
Chapter 23
Masterlist
It took Gavin and me a total of 30 minutes to get dressed and head to the hospital my dad was at. I tried calling Connor in the car, but he didn’t answer, which caused me to worry even more.
Gavin was driving and he had one hand firmly on my leg that kept bouncing up and down. How did this happen? I kept asking myself as I stared out the window. I thought he was taking care of himself more. Why did this have to happen now? Right when things were getting better between us. Gavin pulled up to the hospital and stopped the car at the emergency room front doors.  
“Go find Connor. I’ll park and catch up.” I nodded and jumped out of the car, practically running into the hospital. I followed the signs for the surgery waiting room. I looked through the door window and saw Connor sitting in a chair with his eyes forward. When I pushed the door open he quickly looked over and got up. I ran to him and hugged him tightly, trying not to cry. He held me equally as tight.  
“What happened?” My voice was raspy, while my mind was racing the rest of my body was still trying to wake up.
“He got up in the middle of the night for a glass of water and I heard the glass drop from my room. I called the ambulance right away. They’re performing an atherectomy right now.” He pulled out of the hug and I reluctantly let go of him.
“Have…” I paused trying to stop myself from crying. “Have the doctors given you any updates?” I heard the door open again and in a second Gavin’s arms were around me. I grabbed his hands and held them tightly, welcoming the warmth and comfort. I noticed my hands were shaking, so I gripped his hands tighter in an attempt to steady them.  
“No, nothing yet. I have only been here for an hour. The surgery takes about two and recovery is about three hours, but that’s according to averages. I don’t know if it will be shorter or longer.” I nodded. “I didn’t mean to make you rush here. Humans need sleep, (Y/n). You can go home and I can call you the moment I get any update.” Connor said softly, I quickly shook my head.
“No, I’m staying here with you.” He started to argue. “Connor, I’m not budging on this.” I untangled myself from Gavin and turned to look at him. I gently took my hands and cupped his cheeks, running my thumbs across his stubble. “Gavin, you have work in a couple of hours, you should go home and get some rest.”
“I’m staying with you for as long as I can. I’ve run on less sleep before.” He put his hands over mine and gently pulled them down. He squeezed my hands and I nodded, grateful he was willing to stay. Connor sat back down and I sat next to him. I grabbed both of their hands and held them.
I woke up still in the waiting room. I must have fallen asleep at some point. Groaning, I sat up and wiped my mouth. I looked over at Connor.
“Oh my god, Connor. I’m so sorry I drooled on you. You should’ve woken me up.” I looked over to my left where Gavin had been.
“He had to get to the precinct. We both decided it would be best not to wake you.” I nodded and yawned. “There have been no updates, but I expect we will hear something soon.” I laid my head back on Connor’s shoulder.
“Are you scared?” I asked softly.
“The surgery has a high survival rate and the ambulance got to the house in under five minutes. Despite those reassuring facts, I still find myself worried.” Connor whispered. I noticed his LED for the first time since arriving. It was red.
“He’s strong, survived a lot. This won’t be any different.” I tried to reassure him, but I knew he could tell I was equally worried.
Another half-hour passed before a doctor finally came to talk to us. Both us stood up and met him halfway. I had my arm wrapped around Connor’s to keep myself from shaking too much.
“Ma’am, are you a part of the Anderson family?”
“Yes, we’re both his kids,” I answered quickly, the doctor gave Connor’s LED a quick glance, but decided not to say anything.
“He got here just in time. The surgery took longer than expected, but there were no major complications. He’s in recovery now.”
“Can we see him?” I asked.
“He’s resting right now. He’ll be in recovery for a couple of hours and then he’ll be moved to an inpatient room. I can have one of the nurses come to get you when he’s been moved.”
“Thank you, doctor,” Connor said. He gave us a tightlipped smile and walked away. We both sat back down. I felt exhausted but relieved. “Maybe you should go home and get some rest.” I shook my head and pulled out my phone.
“No, I’m not leaving.” I went to my email and sent my students an email.
Hi everyone,
Due to a family emergency, we will not be meeting in person on Tuesday. Instead, I am going to post a movie, and then on Thursday, we will discuss how the themes of the movie apply to what we are learning. Don’t worry, the film’s target audience was kids so we should have no problem discussing it. If you’d like to get ahead the film is “The Iron Giant.”
I will see you all on Thursday,
Dr. (L/n)
I decided to send Gavin an update text while I was on my phone.
Dad’s in recovery, the surgery went well. We’ll be able to see him in a couple of hours.
thats good. how r u feeling
Tired and worried. I canceled my class on Tuesday.
im going to talk to fowler, see if i can get time off
You don’t have to.
i know
on a case, ill stop by on my lunch break text me the rm #
Okay, stay safe
I took a deep breath and looked at Connor, his LED was still red.
“Have you told Fowler?” Connor remained to look forward.
“Yes, I alerted him last night. He put us both on leave so I can stay with Hank while he recovers. Nines has also offered to help cover our cases.” I nodded.
“I'll be there for him too, you don’t have to do this alone. My class is only two days a week and I can do my research from home.”
“I appreciate that, (Y/n).” Connor gently reached over and held my hand, I gave him a small smile and squeezed his hand, hoping to show him that he’s truly not alone in this.
We both sat in silence waiting for the nurse to come get us. After what felt like 10 hours she finally came over and led us to his room.
It was weird seeing dad in a hospital bed. It reminded me of my mom. When she was sick I got so desensitized to hospitals. We were in and out so often that it almost became a second home, a lot of the nurses even knew my name and kept up with my life. However, being here now makes it feel like the first time all over again. I hadn’t realized I had still been holding Connor’s hand until he gave me a light squeeze. Dad looked to be waking up.
“Hey Dad,” I said softly, letting go of Connor’s hand to sit in one of the chairs near him. I reached for his hand and gave it a squeeze.
“Hey kids,” Dad said hoarsely. “Sorry for scaring you two.” I shook my head back and forth quickly, afraid if I tried talking I would start crying again. I looked up at Connor who took the seat across from me.
“We’re just glad you’re okay, Hank,” Connor said softly.
“Connor, I think we’re pass you calling me Hank.”
“We’re just glad you’re okay...dad.” The three of us smiled and my dad gave a light chuckle.
I’ve been staying at the house for about two weeks now. I had only seen Gavin briefly on Tuesdays and Thursdays when he would stop by my office on his lunch break to check in on me. I can tell that everyone around me was walking on eggshells, but I couldn’t bring myself to care. I felt as if I was coasting and I couldn’t seem to break out. Gavin was being extremely understanding of this whole situation. He’d even sent flowers to my office and some flowers to my dad. He also sent a bottle of whiskey that Connor immediately confiscated.
Connor ended up giving up his “room” so I could sleep there while I was helping him with dad. I tried to talk him out of it, but all he really used it for was to store clothes since he didn’t need sleep. He didn’t mind going into stasis on the couch. Connor seemed grateful that I stayed around to relieve some of the burden, besides it was nice being able to spend time with just Connor. I also think dad appreciated me being here to stop Connor from going crazy about his health and what he was eating. I did agree to an extent, but blanched chicken breast with no seasoning, not even a little bit of salt, is crazy.  
Connor and I were sitting on the couch watching some forensics show, that Connor enjoyed picking apart, while dad was resting in the other room. He seemed to be doing a lot better, but I couldn’t bring myself to go back to my apartment except to get clean clothes.
do u wanna come over tonight? connor can handle taking care of ur dad for one night
I don’t know, I have a phone interview tomorrow for my research.
tomorrows saturday
I know, but I’m interviewing Chris and that’s his day off.
u can do a phone interview from my house tho
i know u dont want to leave him yet but its one night and u need a break
ask connor he agrees with me
I bit my lip and looked up at Connor. His brows were furrowed as he rolled his eyes at something the “detective” said on tv. I kicked him softly with my foot to get his attention.
“Do you want me to leave?” I asked tentatively. Connor gave me a gentle look and a small smile. He turned towards me and folded his hands in his lap.
“I think a break is healthy, (Y/n). You only leave the house to go to your class and office hours. I can handle things here. Plus I’m sure you miss Gavin and he misses you.” He said softly. I groaned.
“I don’t like you and Gavin planning things behind my back.” He smiled.
“It’s for your own good. Just go out for one night and come back tomorrow, even if you two decide to just hang out at Gavin’s home. You need to take a break.”
“Just one night,” I whispered looking at my phone.
Pick me up in 30 minutes?
got it pipsqueak. nines is coming over too, something about not wanting to stay at the precinct all night again. is that ok?
Of course!
Some part of me did agree with Connor and Gavin. I was antsy in the house, but I was still worried about not being there when I’m needed. What if something else happened to dad while I was gone? What if Connor needed help and I wasn’t able to get back in time?
“You’re biting your thumb, (Y/n).” Connor’s voice broke through my thoughts and I moved my hand away from my mouth. Connor had begun calling me out whenever I was becoming overly anxious, which was both sweet and annoying.
“Sorry, nerves.” I gave him a wobbly smile.
“He will be fine. I know you’re worried, but I promise I will contact you the moment I fear something may be wrong. He’s been doing really well, it won’t be long until he’s cleared to return to work for desk duty.” Connor put his hand on my shoulder and I nodded.
“I know you’re right. It’s just hard sometimes to turn off that part of my brain.” I gave a nervous chuckle and he nodded his head.
“You should pack a bag, I’m assuming Gavin will be here soon?” I laughed.
“Wow, you sure are in a rush to get rid of me!” Connor rolled his eyes and shook his head. I stood up and stretched.
“Self-care is important, (Y/n).” I waved him off as I headed towards Connor’s room. Grabbing my backpack I filled it with some clothes, a laptop, and my phone charger. I sat down on the bed and fiddled with my bag. The room was just as bare as last time. Once dad was better I wanted to take Connor shopping so he could make the room more his. It would be interesting to see what he would pick out.
Snapping out of my thoughts I put on my backpack and walked back to where Connor was watching tv. I knelt down and started petting Sumo. He was lazing on top of Connor’s feet. I looked up at Connor, he was still entranced by the tv.
“Hey, Con?” I heard him hum. “Once things calm down do you want to go shopping for some decorations for your room? To make it more...you.” He glanced down at me with a small smile.
“I think that could be fun.” I smiled back at him. Things between us felt so natural as a brother and sister duo. Sometimes it felt like we grew up together, I guess for Connor’s case that wasn’t too far apart since he’s only been around for about a year.
“What kind of things do you like? Like what would you want in your room?” His brows furrowed for a moment, but it quickly turned into a smile.
“I would like a lava lamp.” I laughed abruptly, causing Sumo to jump a bit.
“A lava lamp? Connor why?” I said in between laughs, where had he even seen a lava lamp? His face flushed a light blue.
“They look cool. One of the characters in this show has one.” He responded sheepishly. I shook my head and let out another laugh.
“You are the biggest dork I’ve ever met.”
“You’re the one showing her students old movies because she thinks they’re underappreciated.” He teased back.
“Wow, look at you! You’re learning how not to be so uptight all the time.” He frowned.
“I’m better than Nines!” Connor crossed his arms across his chest and huffed in defiance.
“Well, you have had more time as a deviant than him. I’m sure he’ll pass you at some point.” Before Connor could respond my phone went off. “Ah, Gavin’s here. Are you sure you’ll be okay for the night? It’s not too late for me to cancel.” Connor’s expressions soften.
“Everything will be fine. I promise” I nodded and got up.
“I’ll see you tomorrow, text me updates?” I nervously fidgeted with the front door handle.
“Of course, (Y/n).” He gave me a reassuring smile. I took a deep breath and walked to Gavin’s car. Nines was already moving to the backseat, I briefly wondered if he had decided to do that on his own or if Gavin had asked him. Gavin smiled and waved at me. It really had been a while since we’ve relaxed together. I smiled back and got into the car.
“Hey, pipsqueak.” Gavin greeted me, leaning over to give me a kiss on the check.
“Hi Gavin, hi Nines.”
“Hello (Y/n). Thank you for letting me spend some time with you two. I appreciate the break from the precinct.” I nodded, as Gavin started driving.
“Do you always stay at the precinct?” I asked, turning around to look at him. He was sitting up straight with his hands in his lap. As always he looked overly formal.
“Yes, there has been an android apartment complex go up and I have been thinking about getting an apartment there, but as of right now I am perfectly content at the precinct.”
“Except tonight.” I teased, for a brief second his LED flashed yellow and then back to a calm blue.
“If I’m honest I also wanted to check up on you and make sure you’ve been taking care of yourself.” I groaned and closed my eyes.
“Great now I have two overbearing androids worrying about me.” Gavin let out a small chuckle.
“Would you really want it any other way?” Gavin asked. I could hear the smirk in his voice.
“No, I wouldn’t,” I responded softly.
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my-autistic-things · 6 years
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Top Surgery Post Op
Hey guys so this post is old and the original bit is under the keep reading.  I wanted to keep a record for myself mainly, but oh well!  Today is 9-5-18. As a quick update because I didn’t give any other updates since forever ago: 
-I’m still numb
-I still have swelling
-I still wear my binder, but it’s not uncomfortable anymore because there's nothing to smoosh
-My doctor said that I don’t have to wear my binder, but since there is still swelling it would be beneficial if I could continue to wear it
-I don’t wear my binder at night/at home, but when I go out I still always wear my binder just because I feel more comfortable with it on
--I feel better with my binder because 1, pressure stim! 2, I’m not flat.  While I look the same as any other chubby cis guy, I’m still uncomfortable and it will take a really long time for me to get to where I am comfortable to just wear a shirt
-My incision sites have healed to just a little dark pink lines (~1/2 inch) and the drainage tube holes have healed also to dark pink dots (honestly they are way more noticeable than the actual incisions)
Ok that's it!  I might remember to make another update, but probably not for a while.  Below is my recovery from day 0 if anyone is interested.
I wanted to make a super extensive post, but, I didn't. Now I'm going to summarize the key points if my recovery bc I still really want to keep record of it and share a timeline of when things happen.
If you're interested in my top surgery story illustrating the whole day of surgery, here is that post!
Day 0; Thursday, day of surgery:
When I came home from the hospital I just slept. My mom woke me up to take my meds (prescription pain killer and antibiotics) and then I went right back to sleep. I couldn't roll on to my side so sleeping was pretty miserable but I pulled up pillows so I was half sitting up which helped me get comfortable. The drains were super annoying and I was trying to be super careful with my chest, but, I was fine.
Day 1; Friday:
I have no idea what time I woke up or what time I took my naps, but I basically lived off of naps (I didn't sleep longer than 4 ish hours at a time). I didn't have overwhelming pain, but I definitely has surgery. I was nervous when draining the tubes of my drains bc you have to squeese out the tubes. I was scared that I was going to just pull the whole thing out. But I didn't! I think I pulled it a little once on Sunday, but they are about 1 1/2 inches in so it didnt come out at all.
I had my first post op scheduled doctor appointment at 11:00am. I recorded my drainage amount only that first day, then my doctor said I didn't have to again. Just make sure to drain them the night before my next appointment so he can see the amount when I come in to take out the tubes.
That was my first time I got to see my chest post op. Honestly, I looked exactly the same except bruised. There was SO MUCH SWELLING that I had about the same, if not even a little more boob. My doctor assured me that on the table I was completely flat and that everything was just swollen.
I was also cleared to shower! One day post op, and I could shower!
Day 2-4; Saturday-Monday:
I was draining such a small I was so happy. I didn't need to worry about dumping the drains every 12 hours exactly and actually only did it maybe once a day.
The Vicodin pain meds, I figured out, don't work at all on me. I ended up taking the oxycodone I was prescribed by the hospital instead of the Vicodin my doctor prescribed (there was a mix up and I got 2 meds for one surgery). Still, though, the oxy didn't help that much. I mainly was taking it because it made me high to forget the pain/ache and help me just sleep my way through my recovery. I still wasn't even taking it every 4 hours like I could have. Maybe like twice a day, 3 times at the most.
I showered once on Sunday because I felt like I should. I tied a string around my neck and clipped the drains to that so they wouldn't be hanging. It was weird and awkward to shower, but completely doable and having a break from the binder made my pain decrease.
Day 5; Tuesday:
I had my second post-op appointment. I think my drains drained like 1cc of fulid each side at the most. It was so minimal and I was so proud of myself haha. My doctor took the tubes out that day and I FINALLY felt like I was healing. I felt so free oh my God it was one of the most freeing experiences of my life!
Taking the tubes out didn't hurt a single bit. Like at all. I felt 0 pain whatsoever. Again, the tubes we're about 1 1/2 inches in, and there was one stich holding them in place. I was 100% numb around my chest for the most part so I barely felt my doctor's hands as he took the tube out. I heard people say getting the drains removed are sooooo painful, but idk their type of surgery and such so maybe only with lyposuction it doesn't hurt because it kills your nerves for a while?
Day 6-7; Wednesday and Thursday;
I felt so much more comfortable without the drains on. I could move so much more freely and almost all my sharp pain went away and only the dull (ish) ache of feeling like I'd been lyposuction was left. I stopped all the oxy on Wednesday, and only had some ibruprophen Wednesday and Thursday night. After that I was pain med free.
I had a gauze bandage over the drains and I didn't want to deal with changing it so I didn't shower (from Sunday) until Thursday afternoon. I felt like I should do my doctor a favor and showever before my Friday appointment. I showered, then changed my bandage into a bandaid because the holes werent draining anymore, just open.
The hospital medical surgery tape put iver my actual incision looked like it was coming off a bit in the shower and I was worried about that, but I left it alone and let it dry good and it still stuck on like it was never wet.
When I took of my shirt to take off my binder to take a shower. Oh my God! I glanced down slightly and this GIANT purple thing caught my eye. I still had my binder on so I didn't think it could have possibly been a bruise, but it was! It was around my hip (gravity sucked stuff down there) and it was about as big as my hand. With my hand over it, it was about 1/2 an inch shorter than my hand and a little bit wider. It was huge. Purple. And quite impressive. It didn't hurt at all, though, because it was just pooled old blood that was dragged down there instead of actually the place I was hurt.
Day 7; Friday:
I went to my doctor's appointment not knowing what was going to happen next. The drains were out and I didn't think I had stiches in my incision (bc of the tape) so I didn't really know what to expect.
Apparently I did have one stich in my incision, and the tape plus the stich was taken out. I was told not even to put a bandaid on and to take the bandaid off of the drain holes too.
The tape comming off hurt to be completly honest. I'm a baby when it comes to taking off baindaids and tape. I was 90% numb in that area, but it still had that feeling of pulling off sticky stuff like I was ripping my skin off. The stich came out with 0 pain. I was so surprised how thin the thread was. It looked thinner than sewing thread and it was blue which was cute. I finally got to see how big my actual incision was, and it was about 1 inch.
Day 8-13; Saturday to Thursday:
Idk, man, there's not much to say. I'm sure if I did this post and updated day by day I'd have stuff to say, but I don't. I have a fractured/severely bruised rib from the binder being so tight. Well, it's not exactly the binder, but the binder band. It hurts a lot, but I can't do anything about it anyways.
My giant bruise is getting lighter every day and everything is just healing and improving every day.
Day 14; Friday:
That's today! Well, same as the past week. Every day there's less pain and more movement ability. I didnt have much of a limitation of movement even one day post op, but I can still feel a difference. I can comfortably raise my arms above my head now and I was able to bend over to pick stuff up without much chest pain (I got joint and muscle pain anyways so it hurts, but not specifically because of top surgery lol)
I put on my old binder yesterday because the hospital one seems so loose and oh my God! How did I survive?!?! It's so tight! Even 2 weeks post op I'm shocked with how tight of a thing I wore semi comfortably before. To be fair, it was my tighter binder, but it was still not too much tighter than my normal everyday one.
I feel not compressed in my chest and Im worried that the binder isn't squishing my chest down enough. I need to keep my chest flat and squished so when it heals everything will be flat so my skin will shrink down flat instead of being baggy and like empty boobs.
~~~~~~~~
I'll try to keep this updated especially after my next appointment on Tuesday and then when I don't have to wear the binder anymore (in 2 weeks). Plus, if anything exciting happens of course I'll add that! I'll probably edit the post and reblog it so it's all together in one piece so if you see this post reblogged its been updated under the keep reading. Lies lol
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sadclumsygirl · 6 years
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Band Bazzar, Saturday November 17
so we had to be at the school at 5:30 in the morning which I had no problem with, but my dad was very pissed about.
I woke up at 4 and took a shower and then put my makeup on because I figured my band shirt was in the basket of laundry, and continued my makeup till 5:15 to wake up my dad and get into my band shirt and leggings which the leggings I found quickly, but I could not find my FUCKIN BAND SHIRT so I was searching for 10 minutes to try to find ONE of my EIGHT band shirts with my dad condensendingly standing waiting for my to find one, so I just grabbed one of my shirts from regionals, which I should have grabbed my legacy one shoot me cause I was in full black.
so it was 5:26 and I still needed breakfast so I could take my meds so I shoved my shoes on, and chugged some apple juice to down my pills and grabbed a bar for breakfast, my wallet and eyeliner so I could put it on at the school, and going out the door I told my dad that my grandma had said to grab things for all my family within 50 bucks and then when I see her on Thursday she'd give my mom and dad 50 bucks as a present and a sorry that she couldnt come and see me at the bazzar and how she couldn't see me after finals. so my dad gets pissed cause he doesn't have cash on him, ( which the 20 bucks he did have I has to use for lunch, Freddies and another day of lunch lunch is 5 bucks each day and then Freddies I thought I could give him the cash and then have a check for lunch so I spent 8 bucks cause I was starving) which was another thing he was pissed about and then he said oh I'm so sorry not everything is handed to you on a silver platter to which we argued about because honey I wish it was I wish I didn't have to volunteer so my parents don't have to worry about Disney, have to get rides from C who's unreliable so my mom doesn't have to worry about getting me from school when she already has to worry about nursing sometimes walking home if I have a detention or have to stay after school to get help with math, when there is no sidewalk near a busy street so I have to pretty much trespass a construction site so i dont get ran over.
and he says how I don't do shit for my family cause I don't clean, which I respond sorry I need to get my grades up so I don't have a d by the end of this semester and get a withdrawl fail to which he responds oh Im so happy that you are taken care of and I just start bawling cause I'm trying so hard and he doesn't fucking see it. I just run into the building and run to the band room so I could hope fully grab one of Coles band shirts (I couldn't) once he pulled up and I hid in the band room until I composed my self, and went to see if the vendors were there to help them and if V was there. both weren't so I just talked with T and C for a bit and then V came over to tell us that the bakery was here and a whole crowd went out to help so. I figured it was all good so I grab my eyeliner to do it and IT WAS SO GOOD LIKE
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and I grabbed my bar to eat it and went to help the bakery and grab all the bread and wheel to the building, which was hard cause so. many. cracks. in. the. sidewalk. and once I unload I go outside to see C eating bread and sharing it and bitch the bar did not fill me. at all and my Viibryd was killing my stomach for it, so I was just like
GIVE ME IT ALL OF IT
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so I continue helping the bakery which I couldn't with a bread in my hand so I run over to Matt who was in a wheelchair cause of his knee surgery near V and threw the bread at him and with a mouth full of bread I yell
TAKE MY BREAD!!!!
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and go out and help her. so yeah all morning I was just helping people unload with Flute Matt and was sitting on the carts and riding them when bored and waiting for people and then a woman pulls up with football and soft ball stickers on her car but I saw stuff in the back of her car and she pulled in the circle so I helped her with
breakfast.
for the football team.
so I just helped her go to the presentation room with the food which I figured would be opened. NOPE
so I know V has a key for the presentation room cause he has to open the presentation room for study hall AND HES ALWAYS FRICKIN LATE
so it's a mad dash trying to find V so we can't get this mom out of the circle ( who has a full cart left of food in her car) and he's NOWHERE
so I ask BM where he is, and learn he's copying papers in the office which is locked which I learn opun going to the office... so. I pace back and forth debating whether or not I should text him on remind to be like
HEY FUCKER WE NEED THE PRESENTATION ROOM KEY FOR A FOOTBALL PLAYERS MOM. PLEASE SEND HELP
when I hear his whistling and spinning of the Keychain
like a taunt
so I go over to him WHO HAS NO PAPERS and say "hey there's a mom who needs the presentation room and it's locked"
"Oh okay I'll go and unlock it after I get the papers"
so I just go and help her grab the rest of the food to the presentation room.
after a bit the Bazzar finally starts so I walk around seeing if any one needs help for about 3 hours so I go to booths in that time checking out what they have and I go to lipsense because ye Boi has been wanting to find a red lip that isn't too orange cause gotta get that Lolita look right
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and then go to an opposing high school that also had a Bazzar going on to put flyers on their windshield and then to Starbucks SO WE COULD GET THAT CAFFEINE CAUSE WERE FALLING ASLEEP HERE.
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once we came back we were talking lunch orders from vendors so I went to the gym to get vendors orders which almost every one was taken care of but a vendor that was close to the table that V was looking at, and I took her order but I didn't know if I took her money to the lunch so I went over to the booth he was at with someone else who thankfully asked about chapstick so I could ask V hey, do we take their money before going to the lunch line or is it taken care of? to which he was leaning in and then responds get ready
"Yeah since the tickets were only for breakfast" leans in, SO CLOSE I SEE HIS FRECKLES ON HIS LIPS AND HIS EYES ARE CLOSE
"Hey, I heard that you were very helpful from multiple vendors so thank you"
which um ACK so I was smiling and said thank you and took the woman's order and then walked around after that and V was as well and so was F with E her baby and E WAS SO CUTE OMYGOD I WANT FUCKING KIDS WTH
and yeah I walked around pretty much until it ended so I went over to the vendor that had hit her head to ask if she had a website cause I didn't have any money and my mom or dad hadn't come yet so I could get the cardinal pillow and she just ask
oh this? and pulls off the tag and gives it to me and I just almost start crying saying thank you and I hug her cause I was just on the phone with my cousin takling about how that pillow reminded me of great grandma, and I just yeah... it made me so happy. and then I see this dude from forensics in middle school and talk to him and V was close by sometimes looking to me and then I see my parents finally, and go and talk with them since we were close to closing and just needed to help vendors load to their car if needed. and I go to them and look and I get a mjölner necklace and treble clef earrings and they tell me oh yeah your two handlers told us how you were a total help to vendors. and I say oh wow and then have to run to the break room sort of thing and start to tear down and then my parents ask do we have to drive you home which at the time my ride was C and then my dad tells me that V had said
"Shes a real good kid don't be so hard on her"
like wow
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and yeah. I Tore down and near when going home F and V said Thank you for helping out and F asked if I found my parents cause they were looking for you, which like V WAS RIGHT NEXT TO ME WHRN THEY WERE LOOKING AND COULD HAVE TOLD ME HEY THEY'RE LOOKING FOR YOU... so yeah but then I was walking with V and telling him that I couldn't do winter percussion this year
and he said oh thats understandable, hopefully next year and you can always come and watch, and I said yeah! I could go to rehearsal and say your doing amazing sweet! or be the water boy so at least they'd actually get waterso yeahhhhhhhhhh
then I went home and went and watched the house with a clock in the wa I think it was with my family (fun...) and once I went home I went to wash my makeup off, but there was a line for the bathroom so I just grabbed the face wash to rub it off which created a huge argument and my dad was being a dick to me all night so V's telling him to no be so hard on me didn't really get to him. so I was breaking down and crying cause it just all became too much. and I didn't really have any one so Im an idiot and I texted v on remind.
I'm sorry I'm so sorry I know it's your break and you probably want nothing to do with me and I get that. but I just i dont know guess I need somebody. and I don't really have any one right now
I'm fine, not going to hurt me or others in that sense I guess I'm sorry I don't even know why Im sending this your probably asleep and if this is annoying for you just ignore it I don't know I'm sorry
and then I sent it on a full send or no send and regretted it instantly and sent
imsorryimdorryimsorrryimsorryishouldnthavesentthatimsosorry
and 7 minutes later of me panicking he sends
What is going on? What can I do to help you?
A:probably panicking or breaking down I can't tell which one at the moment, and I have no idea im sorry
V: Okay, are you in a safe place?
A: yeah there's nothing harmful here but a trumpet, which actually hurt alot I've learned
A: I just wish my family was like how it use to be I guess is what's happening. I cant do anything right
A: I'll be fine im sorry
V:It sounds like you need to talk to somebody. Here is a number you can call to get help. 1 800 state revealing number
so like yeah hi I want to die I didn't call the number cause fuck that instead of wanting to kill myself, I wish I killed myself a year ago, a. d the bitch wanted to talk to v and I love the very hospital like help from v. I actually can't wait for break to be over but also like don't cause ill have to see V.
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chokememrstark · 6 years
Text
The Soulmate Sam Never Asked For // Part 8
Ship: Samifer (Sam Winchester / Lucifer)
Words: 2660 (Chapter 8 / 12)
Fic Summary: Sam's hope is proven right when the doctor comes back to them with positive news. He's as excited as Raphael, only Lucifer still seems to be trying to fully process the situation. But Sam knows he's just having a hard time putting his thoughts into words, which shows very soon.
college!AU, human!AU, soulmates!AU, dysfunctional families, abusive parents, dramatic romance, or romantic drama, your choice, big brother!Lucifer, soulmates hating each other, referenced alcoholism, death and abuse, some violence, and lots of feels, fluff and cuteness, some drama but not too much, lots of bickering, and two damn stubborn soulmates (!!)
Note: My lovely beta reader @brieflymaximumprincess called this a rom-com and even though I don’t believe it is, in my eyes, it does have certain elements of it. This is not the angst you know from me, not at all.
Yes, there is some drama, but there is also a lot of sweet and cute moments, much more than the dramatic ones. I guess you could say I accidentally wrote cute fluff? Because it was not intended, but here we are.
This fic is already completed and will be posted by the regular schedule from now on: Thuesday, Thursday and Saturday! So, enjoy ♥
Tagging: @shebahda   @sassysupernaturalsweetheart    @spnyoucantkeepmedown  @brieflymaximumprincess @multifandomhcsforinsanity @etysky @justasmalltownsuperwholock @humongouscandycoffee @daddycasstiel @nnegann @blakechaos08
If you want off the tag list or want to be added, just drop me an ask or IM!
Read on AO3!
Since he didn’t have to go back to college at the moment, Sam spent the afternoon with the two brothers. In probably the strangest twist of his life, Raphael actually grew on him more and more. They played a round of Monopoly, during which Sam could watch the interaction between him and Lucifer more closely, and he realized that it was very similar to his own relationship with Dean in a certain way. They laughed, but also teased each other when one of them didn’t have things work out in their favor. It was nice to watch, but inside it made Sam very sad and he hoped more than ever before the doctor would come back with good news soon. If he had to sacrifice a kidney so these two could stay together like this, he was going to do it in a heartbeat.
In the late afternoon, Raphael became tired and Sam excused himself to get more coffee for the older ones, but he mostly left because he wanted them to have a brotherly moment without being disturbed. They had spent the whole day together after all, Raphael and Lucifer surely needed some time alone. On his way back from the cantina he heard a familiar voice and turned around, coffees still in hand, to a very happy looking doctor.
“Sam!” doctor Francis said and quickly walked up to him. “I’m glad to catch you outside, do you have a moment?”
“Of course, yeah,” Sam answered perplexed. “Do you have the results?”
“We do and they are very promising.”
Sam’s jaw dropped, his grip around the coffee cups tightening slightly.
“So, I can donate? I can help Raphael?” he asked, completely shocked and surprised.
“If that’s your wish, yes,” the doctor nodded with a smile. “Your examples match almost perfectly, much better than the first. We have very good chances that Raphael’s body won’t reject the transplant this time.”
“Oh my god, that’s amazing!” Sam gasped, almost dropping the coffees from excitement. “When can we do it? Can we do it today already?”
“Slow down, young man,” Doctor Francis laughed. “You have to be sober for the operation, so I’m afraid it won’t happen today.” Sam looked very disappointed, but the doctor continued before he could say anything. “But we already reserved the surgery room for tomorrow morning, so if you agree and Raphael's condition allows it, we can do it then.”
“Awesome!” Sam couldn’t believe it, this was way better than he had expected. “Is there anything I need to know, apart from being sober?”
“We will operate on Raphael and you simultaneously, to not lose any time. We are very lucky that you want to do this, the chances for success are much higher this way. Since Raphael is still a child we won’t take your whole kidney, we will cut out a certain amount of it and transplant it. The procedure will take a while, but because we have a living transplant the chances are very high.”
“So, he’ll be fine?” Sam asked excited. “He’ll live a normal life again and won’t have to fear another rejection?”
“Of course I can’t guarantee that,” the doctor said with a stern face. “But since you two are such a good match the prognoses are very good. Raphael will have to take care of himself of course and he will have to take medication for the rest of his life to prevent another rejection, but if his body accepts the transplant it will be a huge improvement.”
“I’m on board,” Sam said without hesitating. “I already packed some things in case I could donate, so I can stay here right away.”
“That was very thoughtful of you,” doctor Francis smiled. “I will come with you to break the news.”
“I’m not sure if Raphael is still awake,” Sam said as they continued their way to the boy’s room. “He was very tired earlier.”
“We’ll see,” the doctor answered.
Sam nodded, he was about to kick the door to alert Lucifer he was there, after all his hands were still full. Doctor Francis saw his attempt and quickly opened the door for them. Sam smiled at him and walked inside. As he had expected, Raphael was asleep, but Lucifer’s attention was on them right away and he jumped up to walk over.
“Doctor! Is everything alright? Do you have any news?”
Sam put the coffee down next to Lucifer, fearing he might actually drop his when he got the new information, before the doctor answered.
“Yes and they are good ones finally,” doctor Francis smiled. Lucifer gave Sam a confused look, who nodded toward the man in white so the blond turned his attention back to him. “Sam and Raphael’s examples are an almost perfect match, we can do the transplantation right tomorrow morning. So far, Raphael’s health allows another operation and Sam already gave me his okay. If Raphael's condition stays the same over night, I don't see a problem.”
“Seriously?” Lucifer asked with wide eyes and turned back to his classmate. “You’re not kidding me?”
“Nope,” Sam smiled at the other. “We are ready to go as soon as Raph and I are sober.”
“Oh god, Sam!” Lucifer gasped and suddenly, without a warning or giving Sam any chance to react, grabbed the brunet and pulled him into his arms and into a tight and almost squishing hug. “Thank you so much! You don’t know how much this means to me!”
“Hey, I told you I’d do it,” Sam said awkwardly and patted Lucifer’s back the best he could. “He’s gonna be better soon, I’m sure of that.”
“Raphael has the best chances of recovering with Sam’s kidney,” the doctor said and caught Lucifer’s attention again, who slowly let go of his classmate. “He is a much better match than the last donor and it's gonna be a living transplant, which increases the chance for success too. I’m not allowed to make legal promises, you know that, but given the circumstances, I’m confident that it will all go well and Raphael will recover very soon.”
“I don’t know what to say,” Lucifer mumbled, looking back and forth between the doctor and Sam.
“I’d say you prepare your brother when he wakes up,” the doctor suggested with a smile. “I will come by tonight to talk to him again and in the morning we will prepare everything.”
“Thank you, doctor,” Lucifer said and took the man’s hand tightly. “I can’t thank you enough for this, really.”
“Thank me when everything is over,” the doctor replied, but still shook Lucifer’s hand with a smile. “I will ask Karen to make the second bed in this room ready for you, Sam. I’m sure you want to stay here instead of in a separate room.”
“That would be great, thank you,” Sam nodded and smiled. “I want to know if Raphael is doing well and I’m sure it will be easier for Lucifer too.”
“Of course, I’ll be back later.”
The doctor nodded again and left the two young men alone. After staring at the door for a good five minutes, Lucifer finally turned around to Sam again, his face still a mask of disbelief. Sam smiled weakly and laid a hand on his shoulder.
“It’s gonna be okay, Lucifer, I know it,” he said carefully.
“I can’t believe you’re doing this, Sam,” Lucifer mumbled slowly. “You know Raphael for two days and me for a few weeks and you’re doing something so huge for us!”
“I told you, if the tests say yes, I’m on board.” Sam smiled. “Maybe you should sit down and drink your coffee, I don’t want you to drop to the floor.”
Lucifer nodded and allowed Sam to guide him over to his chair. The brunet got their coffees and sat down on his own chair, excited and a little nervous, but much more than that very relieved that the doctor had given them such good news.
They sat in silence for quite some time, drinking their coffee - Lucifer more sporadically than Sam - and waiting. Sam knew that Lucifer’s mind was probably going through everything that could go wrong right now, but he could see that he was just as relieved as he was himself. After all, his brother was about to get another chance, one he had not deemed possible before. Sam was nervous, but he tried not to show it too obviously to not worry the blond any further. At the same time, however, he was very hopeful about this operation.
“I can’t believe this,” Lucifer said eventually, shaking his head. “He’s gonna get another chance…”
“And it’s a good one, the doctor told me,” Sam said quietly. “Don’t worry, I’m sure it will be alright and everything will go well.”
“I never thought he’d get this opportunity again,” Lucifer sighed. “Even if it’s only buying time, it’s more than I ever hoped for.”
“It’ll be more than buying time,” Sam replied, drawing Lucifer’s attention. “He’ll recover and go back to school and you’ll live a better life, I know that.”
“You really think so?” Lucifer asked and Sam nodded.
“I’m sure of it,” he said.
-----
Raphael reacted excited at the news of another transplant, especially when he found out Sam would be the donor. He kept talking about how they would basically be brothers then and Sam and Lucifer couldn’t help but laugh at his enthusiasm. A nurse came by later to put new sheets on the empty bed in Raphael’s room and even when the boy was told he wouldn’t get any food anymore until the operation he wasn’t bothered at all. When Lucifer told him he’d stay overnight too, Raphael was thrilled.
“We’ll have a sleepover!” he exclaimed laughing. “I always wanted a sleepover!”
The sleepover turned out to only last until nine in the evening, when Raphael fell asleep on his bed, but Sam was sure he still enjoyed it. Lucifer smiled at his brother, kissed his forehead and pulled the blanket up to his chin so he wouldn’t get cold. He had made some kind of improvised bed in the play area Gabe usually stayed in, assuring Raphael it was fine this way before he fell asleep. He and Sam kept their voices down after this to not wake him up again.
“You sure you’ll be able to sleep like this?” Sam asked, eyeing Lucifer’s bed suspiciously. “Doesn’t look comfortable.”
“It’ll do,” Lucifer shrugged. “You two got your beds and will sleep well, that’s important. I can sleep when this is all over.”
“You’re a really good brother,” Sam smiled warmly. “They are very lucky to have you.”
“So, you think a good brother lets one of them be taken away and one suffer like this?” Lucifer asked and sighed. “Doesn’t sound that good to me.”
“No, a good brother doesn’t stop fighting for them,” Sam assured him. “A bad one would just shrug and move on, but you don’t do that.”
“Maybe,” Lucifer replied quietly, not very persuading.
“Let me put it this way,” Sam tried again. “A bad brother wouldn’t be willing to sacrifice his own future just so his little brothers are happy and cared for. A bad brother would turn his back at them and just leave them behind for his own sake.”
“Sounds like what Michael did,” Lucifer said sadly. “But I would give everything I have for them, even my life.”
“And that makes you the good brother, not Michael.”
Lucifer looked up, meeting Sam’s eyes and catching the reassuring hint in them.
“Thank you, Sam,” Lucifer answered. “I don’t think anyone ever said such things to me.”
“It’s just the truth,” Sam shrugged, blushing a little. “Everyone would be happy to have someone who cares about them as much as you care about your brothers. Just because bad things happen doesn’t mean that changes.”
“I wish they had parents who cared for them as much as I do,” Lucifer sighed and looked at Raphael. “They deserve to be loved and if their parents can’t do that I’ll just love them more to make up for it.”
“You know, you might think you’re a tough guy,” Sam chuckled mischievously. “But you’re a big softie at heart.”
“The big softie can hit pretty damn hard if someone calls him a softie again,” Lucifer huffed and glared at Sam. “Don’t test your luck on me, punk.”
“Oh, I would never dare,” Sam laughed and raised his hands in defense. “Don’t wanna get my ass kicked by the big bad wolf.”
Lucifer growled dangerously at Sam and for a moment they were both silent before the laughter broke through. Sam couldn’t explain why, but he actually felt happy and much less nervous right now. Maybe he hated the soulmate thing, but Lucifer wasn’t so bad after all. Seeing this other side of him helped, so did the knowledge that he was just acting when he was out there, but that wasn’t all. There was something else, a certain type of understanding that he didn’t know until this point and he actually liked that.
“You should get some sleep now too,” Lucifer suggested after the laughter ebbed away slowly. “It’s a big day tomorrow, you don’t want to be exhausted.”
“Yeah, because they’ll keep me awake during the operation,” Sam grinned, causing Lucifer to laugh again. “But you’re probably right, I’m pretty tired.”
Sam laid down and Lucifer turned off the lights before doing the same in the very uncomfortable spot he was forced into. For what felt like an eternity Sam tried to fall asleep, but it just wouldn’t happen for some reason. He wasn’t scared of the next day or felt conflicted right now, he simply laid there and stared at the ceiling that was slightly illuminated through the windows as the minutes flew by.
“Lucifer?” Sam finally whispered after a very long time, not even expecting an answer. “Are you still awake?”
“Yeah?” The other sounded sleepy, but not as if Sam had just woken him up.
“Did you ever wonder why this soulmate thing even exists?” Sam had no idea why these words came out of his mouth in the first place, but once they were out he really felt the need for an answer.
“My theory is that God is a cruel asshole who loves to play with us,” Lucifer scoffed.
“That might be a reason,” Sam chuckled.
“Actually that’s just me being bitter,” Lucifer said and Sam swore he heard a smirk in his voice. “I don’t know why it exists, but it does and we have to live with it. Sometimes it makes people happy, sometimes it doesn’t, we won’t know before it happens to us, sadly.”
“Yeah, it can be pretty fucked up,” Sam sighed, thinking about his parents. “I don't wanna end up broken about something I never had a say in…”
“Oh, you do have a say in it,” Lucifer rejected. “You fight it, most people don't. And I can assure you I'm a rather durable asshole, I'm not gonna die anytime soon, don’t worry.”
Sam smirked into the darkness. He wondered if his mom thought like this too before she got killed, but as soon as the thought creeped up he tried to push it back down. No, this was different, he couldn't compare these situations. It was nice knowing that Lucifer wanted to make him feel better about it though.
“Maybe we can become friends one day,” Sam eventually said quietly. It was probably the hardest thing he ever forced out of his mouth. “I mean, when this is over and you want to. It's fine if not, but I wouldn't mind.”
“Me neither,” Lucifer replied just the same. “I told you I can't afford this to take over my life, but a friend doesn't sound like a bad thing. And now get some sleep, it's late.”
“Yeah, I'll try,” Sam smiled. “Goodnight, Lucifer.”
“Goodnight, Sam.”
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kyunsies · 3 years
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Hello Mädch ahsdjaksdh <3 !!
how is college going? dw, I hope you are settling in super well and feeling optimistic about school and all the amazing things I know you are going to achieve this year! I am excited that you are starting your rotations now! you are going to do awesome, I know it! I'm sorry that you didn't get that ICU first like you wanted but hopefully it's all part of the plan so that you get it at the right time for you <3 let me know how they go, of course. I hope they go super well.
the week has been a bit weird to be honest, in my team I had a semi argument that was properly tense for the first time with someone and it was just so unpleasant. you know those people where they aren't horrible but you know that you'll never completely see eye to eye with them? i think it's just one of those things, where we'll never just completely read each other or get each other? and it's not, like, a massive issue or anything that we can't deal with, but I feel like usually I get on really well with people or not at all (all or nothing person I guess haha) but with this person I've just got to admit that we're always going to be a bit in the middle? like, we talked it over, and I've still found sometimes we misunderstand one another? so things are still good in work and clients, but with workpeople it has been the more difficult battle? hopefully we should get some more cool media stuff with the K-pop people soon, so that's an up?
OMGsh your coworkers are so much older than you! [lease do post a picture of your room, I am 100% confident that you have made it so dreamy and pretty. Thank you sm for telling me more about these operations though! I feel like everywhere is on red alert at the moment when it comes to health and care and making sure that people look after themselves and not put others at risk, you know? the doctors that to talk to me about my potential surgeries too have said the same but it's nice hearing it from a friend, you know? so thank youuuu <3 <3
I was the same as you, I would get so so so anxious and stressed if I wasn't studying or working or anything like that? but my mum is like your mum and grandma, where she gets up early too! but I feel like I need to do the late night thing instead? but then once I got into this crazy spiral where I would wake up really early and go to bed really late and like nap in between so I ended up like having two hours of sleep either side? that was peak wth at the time haha XD so now I try and let myself wake up a bit later really XD ha ha I'm in barely adulting! like I work so much but I don't earn a lot ha ha – I don't think that's very effective adulting? or like, I don't know I guess for a lot of people my age there's a work hard and hope it pays off thing in certain industries? so you're definitely more effectively adulting than me right now! like, you're going to do stuff that's gonna actively help people and you'll see that right in front of you, you know!!? sometimes my work gets out there but I rarely see directly if it gets to make peoples lives better you know? so the path you're on is so so admirable <3 <3 <3
I get you though, do you find that you thrive under the pressure even though it's sometimes a lot? I find that sometimes it does help me, but sometimes I forget to identify the times when it isn't helping me? or, sometimes I take it too far? so please look out for yourself and take care of yourself <3 and when you're worried if you're on the edge know that it's enough for you to take a rest and not be super perfect. i sometimes tell myself to except that I'm probably gonna make two or three stupid mistakes a day? It sounds kind of silly but it means that it makes it easier for me to accept when I mess up, idk, I think it helps me balance the pressure sometimes? i 100% understand what you're saying - at school do they have people that can directly help? or like peer supporters so it's not as stressful or official feeling as a therapist? if you ever want me to come off anon to help lemme know <3 i'm always here for you <3
oh my gosh your grandparents have been able to live long too! all my grandparents lived close to 100 before passing, and one of my grandmothers had the same as your grandfather. he sounds so sweet and so kind though! i love that he knows how to FaceTime you! Some of my aunts and uncles still don't properly haha. it sounds like he knows that he's super loved though, he's very lucky <3 <3 i've been thinking about all this really lovely stuff and how it grounds you when stuff like careers can stress you out and feel like the most important thing when it shouldn't be? what are the personality differences between the different areas of the US? my East Coast friends seem to straight talk a lot more than my West Coast friends? like they're a lot more realistic as opposed to being, I don't know laid-back or if not laid-back sometimes just more comfortable with superficial stuff? Not like my West Coast friends are superficial people, but I think they accept it as part of the world a bit better? my friends on the east coast will rail against that stuff a lot more, like they buy into the influencer bullshit less? but I guess these are all sweeping generalisations anyway... I might have to travel a bit in europe soon... I got asked to go to otaly for some work today, and to holland next month. Idk if it will end up happening though, things change all the time? I have to keep checking quarantine rules all the time with countries! but YAY and YES Europe tour trip one day :D !!!!!!!
you know what? when I first saw you compare bowling and golf I was like, wait, what? but now I totally get it! i know a golfer and they talk about how physical and strenuous it is on the arms and stuff all the time which I don't think always comes across when you watch it and it makes a lot of sense with how you describe how you trained for bowling! i used to cox in rowing and I always used to find it really funny that I said that was the sport I did because honestly I just sat in the boat all the time and steered XD
obligatory YES WTF ARE COTTON SCENTS! quite a few shops in the city where I live have been closing down because of Covid but our Jo Malone is still going strong! I love that lots of already classic clothing shops have now gone out of business but for some reason the people where I live cannot live without their perfume XD I think I'm gonna go in later this week or next week to take a look! with all this travelling I kind of want to buy something new? also, my hands have been acting up with injury so I have to rest my hands more anyway – so might as well look for perfume right? do you have any recommendations or would the blueberry one you've just gotten be at the top of your list?
the exciting thing is that I'm doing a bit less this week! I need to wait and see if that job wants me to fly out to Italy within the next 48 hours, if not next week, but if not I think I'm gonna figure out how to rehabilitate my joints a bit and get my brain okay? It's been existential Covid crisis week haha - I think a lot of me and my friends have been feeling like we've lost so much of our lives and potential during this time and I've really tried to hold in and ignore it for the past 18 months? i'm not one to ever feel lonely or to really really want to be in a relationship like some of my friends, but I've just been feeling it this week? like, I love my independence, but I wouldn't say no to a boyfriend right now you know? I feel silly saying that sometimes because I'm so against feeling like you have to have someone in your life to be okay, but I guess that's just a result of how the world is has been recently?? but I think all my feelings exploded around this stuff now so, I am trying to get back into a better place? so it's not as exciting as some of the stuff I've told you about before, but it's what's up I guess?
how are your mum and grandmother doing? are they doing good? [lease send all my love to them too. I'm glad these help you reflect on your week! they do with me too and I'm always happy to hear from you, no matter how long you might need <3 <3 hope you manage to reward yourself for working so hard these past days and that you remember you're always doing 110% so you deserve the best!
love you lots and lots - 💥
ANGEL HELLO !!!!!!!!! i told myself i would stay on top of this and swear in a timely manner but ;_____; a full week + 2 clinical rotations later here i am on a sunday, it seems this is always the case :( maybe my get back to you day will only be on sundays LOL i will try my best in the future babe, but ofc thank you so much for being patient with me <3
uni is going fine so far hun !!!! i've started clinical rotations as i've said on thursday and friday, and then my first exam is on tuesday so i read some chapters yesterday so i'm not squished for time lol :) and ,,,, what you said "hope it's all part of the plan" is very much my way of thinking lol wha is your sign? i'm a sagittarius and that's like, a philosophy i go by like everything is how it's supposed to be even if it's not what u want like everything will work itself out :') i'm wondering if we are one in the same !!!!! <3
and omg ;_____; conflict within the workplace is NEVER easy bc all everyone wants is to reach the goal you all are reaching and bc there's some bumps in the road it makes everything that much more stressful :( and i know exactly the type of person you are talking about LOL i've had to work with some of my peers in the hospital who really didn't treat me all that nicely , but i still have to partner up with them anyways bc we had to move a patient lol ; like they never do anything terrible to you but you just cannot come to a proper agreement with them? i know the feeling :( but i can tell you are doing ur absolute best ;_____; it's a tough situation ,,,,,,,,, but may i propose something ??? maybe since things are high stress in the workplace, would u be willing to meet them outside the workplace, like a quick coffee meet up and then discuss those issues? maybe talking about it in the work environment is way too stressful for both of u and it is hard to come to an agreement, but maybe in a calmer, more informal setting do u think maybe the both of u could be like "hey, what u were talking about i'm not really head over heels for but this is what i think and do u think we can do something where both of us will be happy?" im thinking maybe will opening up a means for more civilized discussion?? just a thought LOL :') let me know how it goes :( i hope u are all able to figure everything out !!!!!
about the surgeries !!!!! like i said i know it's super stressful to think about bc this is one of the very few times in life where things are absolutely out of our control and that scares us, and we as medical providers aren't supposed to give u a false sense of security, but i promise u everything will be just fine as long as u correctly follow up with care post-op :) we wouldn't want an infection !!!! >;( i remember last year i had a patient and she was going in for a routine colonoscopy and she was scared shitless ,,,,,,, but i was like "listen ma'am i know it can seem scary but i was just in there with the doctors and everything is super relaxed and they know what they're doing in there, you'll be out in no time and i'll be here waiting !!" and that seemed to help her a lot, after the surgery she was on me like flies on shit LOL she was like "THANK U HONEY" (but i think most of it was bc she was still drugged up hhh)
LOL us with our family members waking up early <3 literally this morning i decided to do my laundry at 8am (its only 10 right right now lol) but idk it just make u feel a little bit better doesn't it? but oh my gosh no i don't see u in this way at all ;_____; babe like you're already THERE in the world working and to me like ,,,,,, being an effective functioning person in society is like all i ever want i just want to be COMPETENT and the fact that u manage ppl ???? it's already a lot of responsibility but you do it everyday like you go to work u make food for yourself u pay bills like yes this all kinda sucks but you're there doing it and idk ,,,,,,,, like u being in this position is like yeah their surviving in the world and doing okay !!!! so that’s how i see u hun ;_____;
and i don’t think i necessarily thrive under pressure but i just kinda ,,,,,,, handle it?? like i think i handle my stress quite well !!! i think the reason why making mistakes scares me so much in my field is bc if i make a mistake i can like, kill someone or seriously harm them if i do something wrong SLKDFJ but i have to remember i’m still just a student and a lot of the things that i’ll learn won’t even be in these last few months of nursing school, but rather during my months of orientation on the floor i’ll be working on when i finally land a job ,,,,,, i know i just have to be patient and kind to myself, but it’s hard not having these high expectations for myself bc everyone else pushes themselves super hard (nurses i mean) so i feel like i should be too , ya know? ;_____; it’s a hard balance that i’ve yet to find but hopefully once i graduate i’ll have just a little bit more confidence in myself :’)
and omg your grandparents lived a long life as well !!!!!!!! a lot of my friends’ grandparents are really young still, so it’s hard for others to relate i think LOL but :(((( i’m really lucky to have them around still and like, i feel like my grandparents are the cornerstone of our whole entire family; once they pass i’m not quite sure what will happen ;_____; so i’m just trying to cherish every moment that i have with them even tho sometimes it’s stressful lol ; also BOUT THE DIFFERENCES FROM EAST TO WEST COAST LOL ; i think u described it really well actually :) like among the friends u have the are from different parts of the states, it’s very accurate in my opinion !! and again after all it is just a very broad assumption, in general east coasters have this “workaholic” attitude, they tend to be very realistic which i actually appreciate a lot lol, i’m hoping to live near the east coast when i move out <3 now where i am from it is considered the midwest even tho it’s more east than west if u look at it on the map LMAO and like, it’s really funny bc if u say to someone you’re from the midwest they’ll tell u our reputation is being “too nice” LSKDLFJSKLD and like that’s our thing, a happy medium between coasts with big cities but small towns too and generally just very chill and nice ,,,,,,,, the south of the US is also known for having that “southern hospitality” overall very cheerful ppl with personality and super kind attitude on life :) now the west of the US i’m not saying there aren’t nice ppl out there bc there are LOL but esp near lost angeles or hollywood ofc you’re going to have ppl very stuck up bc ya know they made it to big bad LA and they want to be trendy with all of the fake health shit (celery juice does NOTHING FOR U sorry lol) generally my view of the west is just very fake and i would never want to have my family grow up there LMAO but that generally like, california and washington but like, utah or wyoming or colorado are just absolutely gorgeous and they have small town ppl there bc there are a lot of ranches there ,,,,,,,, does any of this make sense to u ??? KLASFJ 
i’m going to skip a few paragraphs bc this is so long already LMAO but trust me i’ve read everything so far lol ; it seems like you’re doing a lot of traveling !!!!!! <3 i’m so jealous !!!!!!!! italy sounds so beautiful i would love love to go some day :( ALSO U SMELLED THE BLUEBELL PERFUME RIGHT ???? U LIKED IT ?????? doesn’t it smell absolutely divine??? no matter how many scents i smelled after that i knew it was the right one for me ldkfsdlkfj <3 i’m still so in love with it ;____; also about ur lil rant about feeling lonesome :( bub i can really relate to this and i feel the same way like my mom and the rest of my family never pushed me to meet anyone and i’ve always never had a problem making friends, but like, as i’m older and i realize i’ll be alone a lot more of my time once i graduate like i really do want to share my life with someone :( i have a lot of love and i want to be able to show it to someone i care about a lot but i just never really take the initiative to do that bc quite honestly i’m not confident in myself lMAO so ,,,,,,, i know we never feel like we need to be dependent on someone but sharing experiences with someone who feels very strongly for u seems nice, doesn’t it? i wish this for both of us really soon okay?? <3 i tell my friends i would LOVE to be engaged right now lskdjfslfjs :’)
but anyways !!!!!!!! my mom and the rest of my family is doing well <3 and i’m doing okay too !!!!!! i don’t want to bore u with how clinicals are going but if u want me to tell u just let me know LOL and angel i know i say it all the time but always thank u so much for being patient with me okay? u are the absolute best !!!!!! also as promised, here are a few pics of my dorm room LOL it’s a shoebox but it’s my shoebox :) enjoy !!!!!! 
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detectivereyes · 3 years
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hi Jamie! I hope you're having a good day :) <3
for the tell me about your fic Thursday: I have my fantasy wip that im working on chapter two but im finding it kinda difficult atm bc I want to get info into it without making it clunky but I'll get through it sdkhff. my biggest problem is I keep getting distracted by things I want to write in later chapters whoops
and then im debating writing a follow up to the fic I wrote this morning based on your post about TK seeing Carlos getting hurt, where Carlos gets hurt on a shift, and so the follow up would be the outcome of the surgery, when/how Carlos wakes up and the conversation with TK that follows :)
-Alice
hey alice! lmao yeah i know how you feel about getting distracted.. i have the same issue with multi-chapters bc you need the patience to write for the current chapter and not get ahead of yourself... but i suck at that so i have sworn them off :))
and i totally would love to see a second chapter for the one you wrote this morning!! it was so good but also not long enough so i need to know what happens next ;)
tell me about your fic thursday
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cuiwritingstudio · 6 years
Text
How NOT to Email Your Professor
By Anastasia Rosnau
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Students often experience anxiety when it comes to emailing a professor. Some questions students have include the following: How formal should I be? Does it sound rude if I am direct? How should I address her or him?
The good news is that if you avoid just a few simple email etiquette mistakes, you will write an appropriate and effective email to your professor every time.
1. Don’t greet a professor like you would greet a friend
It is better to lean toward formal rather than informal when you address a professor. Use the professor’s title and last name with an appropriate greeting.
Not appropriate:
Hey Professor D.
What up Dr. F,
Hi (first name),
Appropriate:
Hello Professor Danger,
Dr. Francisco,
Hi Professor Schmidt,
2. Don’t ask questions your professor has already answered
Make sure to check the course syllabus to see if the question you have may have already been answered. Also, make sure you know when your professor’s office hours are so you can suggest a time to meet when you know he or she is available.
Not appropriate:
How much of our final grade is the final exam worth? And when is the final paper due?
When is a good time to meet with you this week?
Appropriate:
I see on the syllabus that the final paper is due next week. However, I cannot find how to submit it. Do you want it emailed to you or printed out and brought to class?
Can I come to your office hours tomorrow at 1pm to meet with you about __________?
3. Don’t be too wordy or too personal
You don’t need to write your professor a whole story to ask them the question or tell them the issue you may have. Use fewer words and explain the general background of your situation, without getting into details that may be too personal.
Not appropriate:
Last night I started not feeling well, then I thought at one point I was going to throw up but I didn’t, but then this morning when I woke up I still felt really sick so I am not going to class.
I really need to postpone taking the test. My mom just found out she has thyroid cancer, which has been causing her intense pain, not to mention her heavy weight. She is having surgery, so I need to be with her.
Appropriate:
I am not feeling well, and don’t think I should come to class. I will get the notes and assignments I miss from John.
My mom is having emergency surgery, and I really feel that I need to be with her at this time. Is it possible to postpone taking the test? I will stop by your office hours on Wednesday to talk further with you. Is 9:30 okay?
4. Don’t be rude
Even if you are frustrated with your professor, you should not take an aggressive tone in your email. Simply state what your concern is and ask to meet in person to talk about the issue.
Not appropriate:
Since you never responded to my last email, I decided to email you again because I really need an answer to my question about the class.
I don’t understand how I got a 65 on my assignment when I did everything you asked. Please explain it to me so I can raise my grade.
Appropriate:
I am anxious to get my question answered about the class because it is time-sensitive, and I was hoping you would have time to help me figure it out. Could I meet with you after class or during your office hours this week to discuss it further?
I am a bit confused why I received the grade I did on my last assignment. Is it okay if I stop by during your office hours next week to discuss this?
5. Don’t make common grammar, spelling, or punctuation mistakes
Double-check your email for small mistakes like misspelled words, subject-verb agreement, and other common errors. You can even copy and paste your email into Grammarly to check for any potential errors.
Not appropriate:
Im worried about the people in my group project cuz their lazy and haven’t done anyhing.
These grades in Blackboard is wrong and I need you to fix that
Appropriate:
I am concerned about the progress of our group project. My project partners have been resistant to helping me with the project despite my best efforts to involve them. Do you have any suggestions to resolve this situation?
I am confused about the grades you recently entered in Blackboard. I would like to discuss this with you, but, unfortunately, I am not available during your office hours. Are you available at all between 1-3pm on Tuesday or Thursday?
6. Don’t forget to sign off
Don’t end the email abruptly, but sign it with a kind farewell and your name. Try to always thank your professor before you end it as well.
Not appropriate:
(Name) out
[No ending]
Byeeeeee
Appropriate:
Sincerely, (Name)
Thank you, (Name)
See you next time! (Name)
By avoiding these mistakes, you can be worry-free and email any professor in an appropriate and professional way. Happy emailing!
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didiletyouknooow · 7 years
Text
44. Tear
Hey! 
And again, a new chapter of #JoshEileen! I had some time to write at the weekend and I didn’t want to let you wait for so long. I had these last chapters in my mind for a very long time now and I can finally post them!  Thank you so much for your feedback on my last chapters. It means to much to me that you like my story! 
And now I hope you have fun reading it. I know that some of you couldn’t wait how it continues....well, I hope it’s not too emotional. But I won’t spoiler.... The next chapter will be posted next week because I’m on a festival, a short vacation at the weekend. Sadly the Chili Peppers won’t be there because they played this festival (Rock am Ring/ Rock im Park) last year - I’m one year too late :D But instead there are other great bands! 
So thank you for reading and for your warm words!  ____________
It felt like the time was stopped for a moment. I saw the car coming closer and closer and then suddenly it hit my car at full tilt. The only thing I could remember is that I was totally jarred and my head hit the steering wheel.
Then I remembered the other car’s driver running to my car, asking me if I was okay. But I couldn’t speak. I just couldn’t. I wasn’t able to speak. In the corner of my left eye I saw him taking his phone and calling the police and an emergency. I didn’t know how long it took them to arrive but it felt like an eternity. The whole time I heard the guy yelling “I’m sorry! I’m so sorry!”. He was in a state of shock I guessed. Another man and a woman tried to help me. They opened the doors and removed the seatbelt. Before they could get me out of the car the emergency arrived.
Then everything happened very quickly. They asked me if I was okay and if I had some pain. I noticed that my head was bleeding and I shivered. But just when they took me out of the car I realized that the worst pain I was feeling was deep inside my stomach. I think I had some bleeding. The emergency doctor asked me again if I was feeling any pain and I pointed at my stomach. Right before I was about to black out I told him “I’m pregnant”.
I can’t remember what happened next.
________
I woke up. My head hurt so much. I couldn’t open my eyes yet but I heard voices talking. They weren’t loud, it was more a whispering. I was laying in a bed. I couldn’t move my legs because I felt too powerless. I noticed there were people who cared about me because they were here. So I wanted to make myself felt. I tried to move my hand. Only a few seconds later the voices stopped but just immediately they started speaking again. But this time they didn’t just talk, they sounded fluttering and nervously. I heard people saying my name. There were more people in this room but I didn’t know how many. But I did notice one voice, one special voice I would notice out of thousands of other voices. Josh. “Eileen? Are you awake?” he asked me carefully and soft. I just noticed that he was holding my hand the whole time. “Hey sweetheart, are you there? Are you awake? Can you hear me?” he kept asking.
I couldn’t say anything but I was finally able to open my eyes. I did. And when I opened them I looked into a worried face. It was Josh’s face. He was sitting next to my bed. I was obviously in a hospital room. I just noticed. He smiled at me when he saw that I’ve finally woken up.
“You’re awake” he said, still a smile on his face. Now both of his hands were holding my right hand. Carefully I looked to the other side of the room and I saw my mother standing there. She had tears in her eyes. I noticed that it was already dark outside, so I must’ve been asleep for a few hours I guessed. “How are you?” Josh kept asking. “Do you feel any pain?” I still couldn’t answer but I tried to. But I had to cough very much. “I tell the doctor she’s awake” my mother said leaving the room.
“Hey” Josh was still smiling and kissing my forehead. I tried to smile back but I didn’t know if I really did smile. I felt so powerless. “I’m so happy you woke up” Josh whispered in my ear and leaned his head on my shoulder. “I was so scared. So fucking scared” he told me. I didn’t know what he meant. What happened? Why was I even here? I only remembered there was an accident. 
My mother came back with a doctor. He directly started to do some check ups and said that I would probably need some more time to rest. He didn’t tell me what happened. Maybe I was still too weak. “Can you talk Ms. Puritz?” the doctor asked me. I nodded and finally tried to speak. I croaked a quiet “Yes”. “So, you had an accident. You had a traumatic brain injury and probably still headache. That’s totally normal. We fixed your other….injuries” he told me. Other injuries? What was he talking about? “So if you need anything, please let the nurse know while you press the button” he showed me the blue button at my bed. I nodded. “Please, let your girlfriend sleep at night. It’s already 11pm, she should rest until tomorrow morning and then we’ll do some more check ups and decide when she can leave the hospital” I heard the doctor telling Josh who had now left his place next to my bed to talk with the doctor. “Okay” Josh answered. “Uhm, doctor, what if….I mean” Josh said and looked at me. I smiled at him. At least I tried to. I guess it was a completely intoxicated smile. “I would suggest we have a talk about everything that happened tomorrow” the doctor said and wished me a good night before leaving the room. Josh followed him. I watched the two through the windows talking. Josh was gesticulating with his hands while telling the doctor something. The doctor shook his head and started talking then. Seems like he was explaining something to Josh. But what? I mean….there was something going on here, right?
A few minutes later the doctor left and Josh moped before looking back through the window at me. After a few more minutes of thinking he came back into my room. “Hey, how do you feel?” he wanted to know and faked a smile. Okay, now I knew there was something going on here. Something that should be kept from me. But what? “Josh” I said, still a bit croaked. “Yes?” “What’s wrong here?” I had to breathe after asking this question. “What’s wr….what’s wrong here?” Wow, I never thought speaking could be so difficult after an injury.
Josh didn’t say anything. Instead his face started looking very serious. His smile went away and his eyes filled with tears. He was looking down to avoid my eyes, his washed-out red hair hide his face. I knew that something happened. Something terrible happened. “Josh….please tell me. What’s wrong? What happened? Is the baby alright?”
When Josh was still looking down to the floor I already had the answer. There was something wrong with the baby.
“Josh, please….tell me” I besought him. “Okay” he suddenly said and I noticed that his voice was very weak. “We lost the baby” he told me, tears streaming down his face.   I didn’t know what to say or think. I felt completely empty. I lost it….the baby….it was dead. I mean, it was only 11 weeks old but….I lost it. “But” I said noticing tears in my eyes. “Why?” “Because you had bleeding and….” Josh tried to breathe to speak without crying the whole time. “You had a surgery but….they couldn’t rescue the baby.”
I was looking into his eyes and he was looking into my eyes. I didn’t know what he was thinking but I had the feeling we were thinking the same. This was something that would connect us for the rest of our lives. No matter if the baby would be born or not. The only fact that there was something like a baby we begot was something that connected us. From now own. Even if it was dead now.
“But how….” I suddenly started crying. “I don’t understand” Josh put his arms around me and tried to calm me down although he himself was still fighting with his tears. “I don’t know….it was destiny….” he said. I leeched on to Josh. I didn’t want to let go of him. Never.
We were laying there in my bed together for hours. Crying totally in silent. I didn’t know if any nurse or doctor noticed that I already knew what happened at the surgery. Although I still didn’t know what exactly happened at the accident the only important thing I knew was that I lost my baby. My baby of 11 weeks.
Although I was feeling a bit overwhelmed by the whole situation with the pregnancy I found peace with it in the last weeks. I already started liking being pregnant. I liked the idea that there was a human being growing in my bump. I liked the idea that in seven months Josh and I would be parents. I liked the idea of sharing a home with him and our baby together in his house in El Sereno. I liked the idea of celebrating Christmas together with our baby. Our first Christmas as a family. I liked the idea that he would come back home from tour to squeeze and care about his little son or daughter. I liked the idea that some day I would be standing next to the stage, the little child on my arms and big headphones covering its ears. I liked the idea that Josh would come to us after the show to hug and kiss us. To show us that we’re a family.
Now everything I dreamed of in the last weeks was destroyed. Destroyed by a fucking car accident.
Somehow we survived this night. The first night of knowing that we lost the baby. We didn’t sleep much, most of the time we were still crying or just laying there, saying nothing. Just being there together helped me at least a little bit to overcome this pain.
The next morning the doctor did his round and finally told me what happened at the accident. This was the moment I realized that the accident was already two days ago. It wasn’t Wednesday, it was already Thursday. He told me that after I arrived at the hospital I collapsed and had heavy bleeding. They had to do a surgery but couldn’t rescue the baby. I lost a lot of blood. Afterwards they placed me in an artificial coma so my body could rest. It was shocking to hear what happened to me and I didn’t notice any of it. So I was in coma for a whole day until I finally woke up on my own.
He said I was still too weak to leave the hospital and had to stay there for at least four more days. I agreed because I was feeling very sick and tired.
When the doctor went away I was looking at Josh who was still here.
“How did you know about it?” “I got a phone call from your mother” he told me. “We were in San  Francisco because of the special gig we were about to play there today. I was shocked and she couldn’t tell me what exactly happened to you. She only knew you had an accident. So I told the guys and immediately left the hotel and caught the next flight. I arrived in the evening when you were still in surgery. After it was done the doctor came to us to inform us what happened and he told us about the loss of your baby” “Fuck…..” was all I could answer. “Yes….I was so shocked I didn’t know how to react or what to say. I had to leave the hospital to get some fresh air. Then I called Olivia. I had to talk about it with someone” “I understand” “Your mother was shocked too. Your dad came to the hospital. He was at work when it happened so he stuck in the traffic. We were all so worried about you” “Well….obviously I could make it through” I said. “You did. You’re strong” Josh chuckled and kissed me. It felt like the first kiss ever.
“Do you still feel any pain?” Josh asked me. “A little bit. My stomach hurts. My head hurts. But the doctor told me they gave me an amount of pain killers” “They did….and you lost a lot of blood” “Yes….” ”You should take your time to recover” “Yeah….” I said. “But….what about the concert?” “It’s cancelled” Josh told me. “What? Why?” “Eileen” Josh said. “I got a phone call that told me that something happened to my girlfriend. I flew back to LA to get the news that my girlfriend had an accident and a miscarriage. I don’t leave you in this difficult time – not to mention that I’m not in the mood to play a concert” “Okay….but I don’t want you to cancel shows because of me” “Eileen, listen. It’s not you who caused it. It’s the fucking accident that destroyed everything right now. I would never chose a concert over you” “You’re cute” I chuckled. It was the first time I kind of smiled today although I didn’t feel like smiling at all.  “We can do this, right?” I asked him. “We can” Josh answered in a serious voice but then kissed me again.
The nurse came to do some check ups on me. After a few minutes she let me know that it looked good and I could probably leave the hospital in a few days. She also offered us the opportunity to speak to a psychologist because of what happened to our baby. We thanked her. “So what did you tell the fans why you cancel the show?” I wanted to know. “We had a discussion what we should tell them. While Flea and Chad said we should say that there is a fatality, Anthony said we should only say I got sick and couldn’t play. I only talked with them on the phone after I got the news from the doctor. I was so fucked up. I didn’t care what they would tell the press or the fans. Even if they would have told the fans that I quit I wouldn’t care.” “But Josh” I said shocked. “Listen, I was so worried about you that I didn’t care about the band in this moment” “Okay…” “So I called Olivia and she was the first person who could understand me and my pain. Then I sat next to your bed and held your hand the whole day until midnight when you woke up” “Thank you so much….it means so much to me that you were here the whole time. I don’t know but….maybe I felt it? I don’t know. I don’t know anything. Not even what really happened. Do you know what happened?” “Kind of” Josh said but I noticed that he didn’t want to talk about it. “Tell me” “Do you really wanna know?” “Yes” “A car hit your car and….yeah that’s what happened” “Okay” I answered but at the same time I suddenly remembered something: I wasn’t only waiting at a red light. I wanted to pull over because something was wrong with the car or with the tire. “Josh” I suddenly said. “I remember something. I think before the car hit me there was something else happening” “Yeah but….let’s not talk about it” he said. I had the feeling he wanted to change the topic and avoid talking about the accident. “Hm…why?” “It’s not important anymore. I mean okay, the police wants to talk to you later but well, it already happened. No one can change it” “But it happened. How can you not care about it?” “Hm….Eileen, I don’t wanna talk about it okay?” “But why?” I was fixing his eyes. He was acting weird. Like he was hiding something. “Because” he suddenly sighed. “Because maybe it’s my fault that it happened”
“What? Why? You weren’t even there” I said shocked. “Yes but….I didn’t change the tires….the system informed me I had to change them. But I didn’t. Instead I told you, its okay and told you to drive with this car. I wanted to change them next week….” While he was telling me these words he was fighting with his tears again. But this time it wasn’t only sadness, it was also anger in his eyes. He blamed himself for what happened. “What if it’s my fault that my girlfriend had an accident? That we both lost the baby because of me?” now he really started crying. “Josh” I said while putting my arms around him. He was still sitting on my bed so I could hug him. “It’s not your fault. Definitely not. The only one who did a mistake was the guy who was driving too fast and couldn’t stop and then hit my car. Even if the tire was damaged I could still pull over and stop but the guy hit me before I could do it. So it’s his fault, not mine and definitely not yours!” I told him. “But I should have changed the tires! The system told me to but I didn’t care” “Because your car is still a new car. The system warns you before it’s necessary to change them. They only want to make money. I don’t think it’s because you didn’t change them. The tire was damaged anyway. It could’ve happened with new tires.” “But maybe not….” ”Josh” I said holding his face in my hands looking into his eyes. “It’s not your fault, okay?” “Who knows….” 
It took me some time to convince him that it wasn’t his mistake. He didn’t want to believe me. When the police came that afternoon to ask me some questions about the accident I told them the truth. They also asked Josh a few questions. Sure they told us they would let the damaged tire be checked but they didn’t think that it only happened because Josh should’ve changed the tire.
Josh left to get himself something to eat and a coffee. He spent the last two days and nights in the hospital. He needed a rest. Instead my parents visited me. My mother was still shocked that I lost the baby. Meanwhile I was starting to feel okay with the situation. It happened and we couldn’t change it anymore. That’s life. I think I was very realistic and rational while thinking about it. Maybe it was the pain killers or maybe I was still in a state of a shock but although I was sad about loosing the baby there was something else I felt: relief. I know it sounds crazy but in a way I kind of felt relieved because I realized how the baby would’ve changed our lives. How afraid I was what would come over us. I was afraid what would happen to my body, what would happen to my life, to my feelings. I felt like I wasn’t ready for having a baby. But at the same time I felt so bad feeling this way because I was already 30 years old – the best age for starting a family. So when would I be ready for it if not now?
My parents took care of me while Josh was away, taking a little rest and a shower. I tried to stay strong because my mother was very sad about our loss and what happened to me. And although she told me how great Josh was and how he cared about me I also noticed that she wanted to scapegoat him. “If he would’ve only changed the tire before leaving….” she repeated over and over again. “Don’t say that!” my dad interrupted her. “We don’t know if this was the reason of the accident. In the end the guy was driving too fast and should’ve stopped the car but he didn’t.” “I know but….what if the car would’ve had new tires. Maybe it wouldn’t have happened” “Mom, please don’t blame Josh for what happened” I let her know. It made me angry that she started blaming him. He wasn’t even there. “But sweetie, why you? You were pregnant and….oh I just don understand” she was still a bit confused. I had the feeling that I needed some time on my own so I told my parents to leave me alone with my thoughts. They agreed and left the hospital. Until Josh would come back in the evening I had some moments for myself to think about what happened to me.
And suddenly I started crying so hard, I couldn’t stop my tears. It hit me completely. I lost my baby. I lost my baby in this fucking accident. It was so unfair. It was only 11 weeks old. Life’s not fair. I felt so sad….
  “I'm slowing down and I don't think that I can fight I know somehow you'll find a way to live your life Remember just to live everyday like it's your last And hold me now 'cause I think it's time for me to pass I don't wanna die, I don't know why This kind of fate was meant for me You gotta be strong, gotta move on”
When Josh came back to visit me again I wiped my tears away and started smiling again. I wanted to be strong for him. I didn’t want to let him feel like he was the one to blame for the accident. Because for me he wasn’t. “The insurance told me that the guy is guilty and will be pay for the whole damage. I also spoke to our lawyer – you know, the lawyer of our band – and he told me that we can sue him for compensation” Josh let me know. “Okay” I said. “Maybe. I don’t wanna think about it right now” “I know…” he sighed. He was still holding his phone in his hands and sometimes he was looking at it. “What’s wrong?” I asked him. “It’s just….” He sighed and paused. “Samuel is texting me the whole time. After the band announced that the special secret gig is cancelled but postponed to a later date due to my ‘illness’ the fans are going crazy on social media. They are discussing it” “Why?” “Because someone saw me at LAX” he said. “I don’t understand. What’s so wrong with that?”
Josh sighed and showed me some screenshots Sam sent him.
“I don’t understand why they tell us that they have to cancel the show because Josh is ill when Josh was obviously at LAX yesterday and didn’t really look sick at all!”
“You saw him?” ”Yes. I was leaving LA (was on holiday there) and I saw him going to a back exit. To me he didn’t look sick. I don’t think he wasn’t able to play a concert”
“Maybe someone in his family got sick and he had to went back home?”
While I was reading the comments I saw how awful Josh must be feeling. The fans thought it was a liar and that he wasn’t ill.
“Look, it’s not all” he told me and showed me the second screenshot from another forum on the internet.
 “To all the people who were suggesting why the Chilis cancelled their show today in San Francisco because Josh was ill and to everyone who wondered why because people saw him at the airport in LA: my sister was at a hospital in Pasadena today and she saw him. He was standing outside talking on the phone. She didn’t want to overhear him but while passing him (she was visiting our mother in the hospital) she heard that he told the person on the phone ‘she lost the baby’. So I think you guys should stop hating on him! This guy must’ve a really tough time right now. To me it seems that maybe his girlfriend (or maybe his sister?) lost a baby. That’s why he was in LA and that’s why they can’t play the show tonight”
“Are you sure or are you just a fake account who wants attention?”
“Believe me. I wouldn’t have posted this if I wouldn’t care about him and the band. I don’t think it’s easy for the band to cancel a show. They barely do it. So there must be a reason why they did it. They let the people know that J is ill. Did you ever think why they said it? Maybe J doesn’t want the public to know what happened. And I’m sorry that I made this public now but….please stop hating on this guy! He’s a talented musician and everyone who hates him or bullies him anonymously on the internet should shut the fuck up!” ”Okay so it could be that Josh has a gf and she was pregnant?”
“OMG! Too many news for today! J has a gf again?”
“Our Joshy was about to be a father! How cute!”
“Shut up! Didn’t you read her post? Obviously they lost he baby….if the news are true”
“I think we should stop discussion someone’s private life who doesn’t want to be on social media in any form.”
 “Wow….they really discuss it” I was wondering. “Yes they do” Josh said. “I withheld you the comments where the fans are hating me again” “Oh sweetheart….I’m so sorry….I always feel so bad when you tell me about it or when I read such comments myself. But please, don’t believe them. You have so many great fans who love what you do! Please stop listening to those cowards” “I know” he sighed. “Thank you for supporting me….” ”We support each other. That’s what a relationship is for. And I don’t care what the people on the internet write. I mean, I think the girl who told the story about your phone call just wanted to clarify that there was a reason why the band had to cancel the show….I can understand her. It’s okay for me that people might know it now” “I know….and I think it’s sweet that some fans are protecting me but….it’s still my private life” “Yes but you’re a person who is in the public area. You have to deal with something like that. Especially in the internet age. Don’t be too hard on you, okay?” “I try to” Josh leaned his head against mine and kissed my forehead. “Thank you for being here. I don’t know what I would’ve done without you now….I’m so happy you’re still alive and nothing serious happened to you” “I’m strong….at least I try to….” I told him. “And so are you, okay?” I said looking at him. “What do you mean?” “You’re going on stage tomorrow to play the concert in LA, alright?” “I don’t know if I can do it….” ”Josh! Come on, it’s a charity event, isn’t it?” “It is…” ”See, you will go home now, sleep in your bed and tomorrow you will enter the stage again and play this concert. Do it for me, okay?” He didn’t want to, I saw it in his face. But he agreed. “Okay, I only do it for you”. 
 The next day Josh went on stage for their charity concert. I watched it in a live stream in my hospital bed. Okay, I recognized that he wasn’t there with his mind. He was only playing this concert on autopilot. And he fucked up some songs. But the other guys didn’t blame him. One time they just started a song again. That’s it. When the concert was over I waited another hour until my phone ringed. It was Josh. “Hey you were great!” I let him know to cheer him up. I knew he was feeling awful. “Thanks….” he sighed. “But I’m not satisfied with my job today” “Well you don’t have to. You know, it’s a special situation” “Yes….sure” he said. Suddenly Josh changed our conversation into a FaceTime call. So I could see him staying in a backstage room, only wearing sweaty t-shirt. “You did great. Under these circumstances you did an amazing job. And the fans were applauding” “Yes, they did….I was wondering if they knew? I mean, if some of them read the comments?” “Believe me, the internet is so fast….comments like that, rumors like that are spread very fast” “Probably….” he sighed.  “But….no one booed at you, right? You were great and I was so happy seeing you on stage tonight. Even if it was only on my notebook” “Thank you….oh I wish I could visit you right now” It was already midnight. The visiting hours were over. The nurse made an exception the last days when Josh spent the night with me in my room. But today she said she couldn’t. It was okay. He would come tomorrow and he would wheel me through the park near the hospital. I was still too weak to walk. But in two days I could leave the hospital the doctor said. “So, what are you doing tonight?” I asked him. “I’m driving home in a few minutes. Sure there is an after show party but I’m not in the mood for it” Josh told me. Just now Flea came into the room, still shirtless. He didn’t say a word but he slapped Josh’s shoulder and then went to the buffet in the room. “Whatever, I will try to get some sleep now. I’m very tired. So see you tomorrow, okay?” “See you tomorrow.” Josh answered. “Sleep well” “You too” he smiled. “Oh and Eileen?” “Yes?” “I love you” I smiled. “I love you too”.
 May
The next two weeks were all about resting. I still needed some time to recover. Josh did a great job and bought me anything I wanted and needed. He had to buy so many things at the pharmacy for me – only things women have to use sometimes. But he did it. He didn’t ask me stupid questions, he just bought it. And even when he had a question he asked the pharmacist. He also bought me chocolate and all this unhealthy stuff. He was just the cutest.
Surely we cried and talked a lot about what happened. We talked about the accident, Josh analyzed everything although I didn’t want to analyse it. He still couldn’t believe what happened. And he still blamed himself for causing the accident – which to me was still bullshit!
We cried and hugged and cuddled and cried. I think it would take us some more time to finally realize what really happened. We also spoke with my gynecologist who gave us some flyers for a support group of other parents who lost their unborn child. But for the moment Josh and I decided that we didn’t need it. Maybe some day but not now.
I was surprised how caring and kind Josh was. It was like getting to know some other sides of him I didn’t know yet. I think it’s true: if something really terrible happens in your life you’ll see who really loves you and how the person deals with the situation. And Josh was the best I could imagine being by my side.
We spent most of the time on his couch at his house. Although it was the most beautiful weather outside I still didn’t want to leave the house. I was certified sick for two weeks after leaving the hospital so Josh and I spent the last day having barbecue in his little garden. I think it was the most romantic moment we had in months and it was also the first moment in the last week we finally felt like a couple again.
So after three weeks I finally went back to school. My boss welcomed me and we had a final talk about me leaving the school soon. There were only two weeks left. My contract would end with the end of May which was in roughly two weeks. So that’s it. Then my work here would be done.
Josh tried to convince me having another talk with my boss to explain her my situation – at least I was pregnant and you can’t fire a pregnant woman, right? But I never told my boss about my pregnancy. Sure, one of my coworkers asked me if I was pregnant and that was the reason I did the test. But I never told her and no one ever asked me afterwards. I thought why should I tell my boss when I would leave anyway?
And I didn’t think that my boss would say I could stay at my job just because I was pregnant.  The operative word is “was” because it was no longer happening.
The only problem in this case was that I didn’t have a new job yet. I applied for so many jobs – at universities, at schools, at magazines (because before living one year abroad in Berlin I was working for a newspaper) – but I didn’t get any response yet. And the only two invitations for a job interview I got took place when I was in hospital. I called them and tried to explain my situation but the only thing they told me was that they were sorry for me but the time schedule for their job interviews is over. It was too late.
Well so I was kind of feeling the same feeling I had 1.5 years ago before getting the job at the school in Pasadena. It sucked. I was not only feeling depressed because I lost a baby and had a car accident a few weeks ago. I also was feeling completely depressed because I couldn’t find a new job yet. I was completely stressed out.
Josh was away during the last week playing some gigs at Rock On The Range and Napa Valley. They also did a TV show where they presented a few new songs from their album. He was still struggling with being back on stage. He told me that sometimes he caught himself lost in thoughts thinking about our baby and then he had to remind himself to play the following solo. The guys from the band supported him. Especially Flea had some deep conversations with Josh while they were on the short tour. I had the feeling being away on tour helped Josh to overcome the pain and to stop blaming himself for what happened. It could’ve happened anyway.
Meanwhile I was listening to The Getaway on repeat during the last weeks. Every morning I was on my way to work I listened to it – and I loved it. Surely, this time listening to a new Red Hot Chili Peppers record was different than any other time before. Now I not only knew the guys but one of them was even my boyfriend. I started seeing the band from a different perspective because now I knew some backgrounds about their recording sessions with Josh’s friend Danger Mouse. Although the two of them were friends for a long time and played together at Gnarls Barkley it wasn’t easy for Josh working with Danger Mouse – or Brian Burton – as a producer.
I made some pasta when Josh came home this Sunday night after their show at Bottlerock in the Napa Valley. Although it was in the middle of the night Josh wanted to come home directly after the show while the others spend one night in a hotel. So he arrived at 3 in the morning. I have to admit that I was very tired but it was okay for me. “Wow, you’re still awake?” he welcomed me with a kiss and a hug. “Yes, because you said you will come home after the show. So I thought I cook us some pasta” “In the middle of the night?” “Yeah, why not?” I laughed. “I have something for you” he said and handed me a little casket. I opened it and saw a necklace. “Wow” was all I could say. “Do you like it?” “Yes, I do” “I had to buy it when I saw it in the vintage shop in Napa” he smiled at me. I was looking at and noticed there was a signature. It showed “We can be heroes just for one day”. “Is it too cheesy? Then you don’t have to wear it but I thought it’s the song we were talking about on one of our first dates and to me it was kind of a special moment” Josh said a bit nervous. “No, it’s not cheesy at all” I said smiling at him, almost tears in my eyes. “It’s perfect” I kissed him and thanked him a few more times for just being the best boyfriend in the last weeks one can imagine.
“Hey uhm, I was thinking about June” Josh said when we were having our dinner in the middle of the night. “Okay. What did you think about? You’re on tour very long” “Yes, that’s what I was thinking about” he said and started grinning. Okay, why did he grin? He would be away for a few weeks, so nothing to grin about, right? “Why don’t you join us on tour?” he suddenly said. “What? How….I mean….really?” “Yes, I mean, you have your last day at work on Tuesday. You could come with us and take the flight on Thursday. We’re playing Rock am Ring on Saturday and the other festival on Sunday” He pronounced it so cute like “Rock em RRRing” – I had to laugh. “You mean Rock am Ring and Rock im Park” “Whatever, these big fucking festivals in Germany, you know them, don’t you?” Josh laughed. “I do” “So….why don’t you join us? Come with me to Europe!” he smiled and took my hand. I stood up from my chair and sat down on his lap. “Are you sure?” “Yes!” “But….I don’t know….I mean, if I’m allowed to go on a plane for such a long time. You know, after everything that happened in the last weeks. I have to see my doctor first and ask him” “Okay, I hope he gives you his okay” Josh said. “I will see him tomorrow” Josh grinned and kissed me. “But you want to come with me, don’t you? I don’t want to convince you for something you don’t want to” “I’d love to” I smiled and put my arms around his neck to kiss him.
After everything that happened in the last weeks, going to Europe with Josh and the band sounded like a good idea. Maybe the best to forget this bullshit, to let the pain and the tears and the sadness behind us.
_________ “Hold me now 'cause the time I've got's running out No tears allowed even though we've become without I just wanna feel your head laying on my chest So hold me now as I take my last breath I don't wanna die, I don't know why This kind of fate was meant for me You gotta be strong, gotta move on It's not how it was supposed to be What do I say it was never supposed to end up this way What do I have to do Was supposed to grow old with you But that ain't gonna happen No that ain't gonna happen”
(Sum 41 - Crash)
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greenlandhollerpets · 6 years
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Part 1 of 3. “Things Change in A Moment!” Greatest News of my life in the morning/ and a bomb on my soul at 3:33 p.m. (August 2, 2018) Last Thursday, one week ago today, with great dreams being realized, I was given devastating news. Okay first of all on Wednesday, August 1, 2018, MIchael and I met with the head of marketing for Dos Lagos to review and finalize details to pursue our idea of having one day a month, preferably the first Sunday, be a PET SOCIAL at their beautiful location. And, get all the paperwork finished, i.e. contracts. Insurance secured, and details of the planned itinerary for each show from time to activities. Swirling in my head has been to create a day not about us, but about bringing together our community of dog, and pet lovers, to share their animals, enjoy some quality speakers from vets, to trainers, to people with books or TV shows sharing new ideas on pet care, and even have some neighborhood kids singing to entertain all. And have raffles, a bake shop, and other fun little entities. The entire event is about bringing our community together, and also let people know about our dogs in need of new homes, plus the animals waiting to be saved in our shelters. So, upon leaving there, I was in the clouds. Now, however, on Tuesday, when we had our first appointment, I was unable to walk that morning, and had to postpone the meeting a day, however it was all working out. The marketing professional has bigger ideas than me! That says a lot about this creative man. He plans in a few months, because he’s sure we will be packed to close off streets. YES YES YES. This man gets it! Completely, and greater than we do ! Im designing dog Costumes for our young people volunteers. We can be just like Disney. I began working on the itinerary the moment we got back to the Sanctuary. Then the next morning, Michael and I had to get up really early as I had a long awaited appointment with the top spinal neurologist surgeon at USC. I had seen him before; he did not think he could redo my four botched back and sacrum surgeries; suggested I get a spinal NEURO transmitter, kind of like a pacemaker for the spine. I cant walk, my left leg is nearly all dead, and each day the pain is excruciating. His EMG test showed my L4, L 5, and S 1 in my spine were severed. But I felt in my heart the NEURO deal was just a bandaid. I don’t need a bandaid. I need a solution. Everyday I cant walk, and the pain is excruciating. Well, this man had been working trying to figure out what was the real problem. And he found out the issue, My sacrum is not straight. He sent all my records, and tests, to John Hopkins and other outside resources too. Well, 12 years ago, I broke my sacrum ice skating in northern Minnesota on Christmas Eve day, Dressed up in a winter wonderland dress, new skates, and rolling along with my cousins on an area all the boys had cleared for us girls. Hot toddies were at our pit stops, Im with my cousins that have been in my life since born, its Christmas and just like all our Christmas Holidays as children, we were together, and skating . . . . . Oh let the Minnesota wind blow! Plus I looked so cute. Well, the rink was a little bumpy. Hey the guys are older now too, but who cared; not me! But thirty minutes out I went down on my ribs, yes I broke a couple of those too, but I did not care. I got up and flew off to skate more. Im nearly flying. Happy? I was in heaven! However THEN I fell on my back. Oh brother! I could not get up! OOPS. And dear Michael comes over to me, my pretty dress ripped at the bottom, I can’t get up at all, and he says, “I thought you were a really great skater?.” Yeah, yeah, well guess Ive lost some of my flight with age. Us kids skated hour after hour as children. But those years had long passed, and I knew I was in trouble. The boys, now men, had to carry me back to the house. Good grief! And pain, I think I drank an entire bottle of Minnesota Brandy! It was interesting though, I was still having the time of my life. I was with my dear dear cousins, we played Bingo for Christmas Eve, nearly killing each other over getting the extraordinary gifts, of ducks carved by one of the guys, blankets hand made, and just precious gifts. You toss dice, and when the gifts are all opened, you toss the dice among you, and when you get doubles, you can take a gift from another person. That’s when the fun begins. As kids we were dangerous over the gifts mostly hand made. No wonder I have such a diligent drive to WIN! And never give up. So all my childhood memories I was reliving. Little did I know I had SHATTERED my SACRUM. Shattered! I had destroyed my sacrum. But with cocktails, laughter and a MInnesota old-fashioned blizzard, just like when I was a child, I was on a cloud. Michael and I had driven to Minnesota to fix up my aunt’s home. She was found murdered, oh thats another story, she was MURDERED. I was her executor and niece. She and my mom were very close, and Nancy spent all her summers with her children, same age as me, at our supper club. Now she was dead, and it was and still is a horror. Another day I will tell all, but not right now. But we are in a truck, 400 miles north of the cities, and thousands of miles north of our home in California. The day after Christmas, we still had celebrating to do, the usual meal, And just sharing all our tales. But the following day MIchael and I headed down to Minneapolis, in a a severe snowstorm which for me made the trip bearable, and memorable, and fun! Im easy to please! We decided we would go to the hospital in the cities, as if I had to go into a hospital MIchael could be working on the my aunts house that had been stripped and nearly destroyed by a stranger she had befriended. A lonely woman in need of love! Well Edina hospital informed me my tail bone was broken, and just needed to heal. And gave me I think 250 20 mg. Of Percocet. Yikes. And my many other relatives made sure we had liquor. I love being in Minnesota! We had a balloon bed on the floor. I hurt so bad, and could not lift my legs at all; couldn’t really walk, but I supervised! We were thinking of moving back there at this point. My aunts home was beautiful, it had just been harmed, but it was coming together so elegant, and I thought I would finally get to go back home. A dream in my heart for years. But it did not happen. I was too sick, and we did what was critical, well Michael did, and headed home to California. We set up pillows and tried to make me comfortable, it was a horrible ride though. We met Michaels mom, dad, sister and family in Arizona. They were celebrating a family anniversary. I tried to attend the dinner, but we had to get up and leave. We got on the highway. I needed to be in a hospital, and we needed to get home. At the dinner table, I asked everyone for their drinks . . . .told them not to worry they should order a couple more. The pain had become excruciating. And then we were home, we did not even go home, Michael drove us to our Corona hospital, where they told me to study yoga, and within minutes Michael took me to UCI. Immediately I was given Morphine. I had never had morphine, that I knew about, and I made them flush it out, I hated the feeling, but other drugs were acceptable. Then I was told my sacrum was shattered. However by now, it had started to heal. I was placed in the hospital for a few days, but made a decision to just let it heal. I COULD NOT GO THRU the PAIN again! For eight months I could not walk. But I exercised faithfully and hard core daily, and finally I was at least able to walk. I thought I was going to be okay. I didn’t realize my sacrum made the structure of my body unstable and unbalanced. Well, that fall and the damage is my entire problem today. UCI with my four surgeries never fixed the sacrum. My back sticks out which is not acceptable. My doctor at USC says you can’t walk for long with the position of my spine. You lose all stability. I only have a few months to get things fixed, or I can become paralyzed. This doctor was haunted by what he had seen in my tests. He told me on this morning, August 2, 2018, that he could fix me or at least give it all he has, as I DONT HAVE A CHOICE. I was beyond happy, I now had hope and a real solution. I can be fixed. Then I had a CT Angiogram with contrast. Remember I had a heart attack and have congestive heart. failure, with a definite constricted heart. The new back surgery is dangerous, so all has to be cleared. I have the test done, and found out my veins are just not working at this time.. They had to use my hand for the IV for the contrast. What else can go wrong. But moving right along, test all done, Michael and I are almost home after another long journey now from LA USC to home in Corona; it’s about 3:30. My cardiologist phones: “You need to turn your car around and come back here. We need to put you in the hospital immediately. You have clot in you lung. You have a critical pulmonary embolism!” “WHAT?” No. Michael turned the car around, but the traffic was absolute grid-lock. He said we needed to go to Corona.....NO NO NO! Anyway, no choice I could die taking the ride. So We went to Corona. First thing I am told is this hospital no longer has a cardiac department, oh goodness. But they did have lung doctors. Get me to USC. “You can’t travel!” I am told. Visit us at www.greenlandhollerpets.org
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connecticut insurance rate increase
"connecticut insurance rate increase
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""I accidently backed into a car, but the owner doesnt want me to turn it in to my insurance?""
She doesnt have car insurance and is scared she'll get into trouble. Its at least 500 worth of damage. Do i have to pay her out of pocket? I pay insurance for a reason!!! My deductible is only 100, and i dont feel i should pay anymore than that.""
How much worse is your insurance if your vehichle is red?
How much worse is your insurance if your vehichle is red?
Question about car insurance?
ok so im wondering if i get a car will worth 5000 will the insurance be the same on all cars worth 5000 like a mustang worth 5 k or a civic worth 5 k is the insurance the same on them?
Insurance or personal?
I had a brush with a car i n the parking lot and the bumper of the other car came off. its a new car and the bumper needs to be replaced. The guy is claming $700 for repairs. Just wondering if i shuld pay it from my pocket or shuld go thru insurance. In case i claim insurance do points get added to my insurance which will impact my insurance cost in the coming years? whcih is more sensible...
Car insurance calculator?
is there anyplace online to give you an estimated insurance payment based on age, and model and year of vehicle? im trying to find out what car is affordable for me insurance wise and dont want to bug my family insurance company with quotes on several different cars lol""
First time driver getting insurance quotes for  4.5k is this average?
Hi I've tried a few online companies for my husband he passed today and is trying to get insurance for a 1.1 Peugeot 206 2002 plate. He's 25 and this Is his first year with a driving licence but 4.5k seems unreasonable for 3rd party fire and theft or am I justnout of touch anyone willing to share there quotes so I can get an idea if these quotes are average?
Is it required to buy insurance if you rent a car ?
Well, I'm going to tell my mom to rent a car next Thursday and I'm not sure if she HAVE to buy insurance for it. She already have car insurance from Triple A, can she use the car insurance she have for the rental car? Is that okay? When I reserved the car for Avis last weekend, it said that you can purchase a protection for the car for an extra 18 dollars, im not sure if that's insurance or not. It said its recommended, but not required. Also, no where on the site said that you have to buy insurance for the rental car. Is there already insurance for those rental cars? I'm so confused. pleease help!!""
What does Mercury Auto Insurance Cover? (Bumper to Bumper)?
Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?
connecticut insurance rate increase
connecticut insurance rate increase
Getting a Permit in TX increases insurance rate?
hi. is anyone here from texas? i just want to know if insurance companies in TX really do increase your insurance rate once they are notified that your son or daughter has a permit to drive. AS if living here isnt already hard enough, lets top it off with this surprise.""
Where can I find affordable health insurance for me and my self employed husband?
For just me and him we pay $927 a month! He has no medical conditions. I take 3 medications for depression and anxiety, but its been a lifelong thing, and I require not psychiatrist or anything , like that, just the meds from my family doctor to keep my chemicals level. Can we get assistance, or is there special help for the self employed? I'm 35 and he is 40.""
All young adults pay attention...what's the cheapest yet best car insurance you have found?
I'm 19, dad wants me to buy my own car get my own insurance etc. Any pointers?""
Insurance in Queens?
I live in Queens, New York (I'm 27). I have a Toyota Camry 1997. I only have liability insurance but for some reason I pay ridiculous insurance - I pay around $330 a month (have ...show more""
Cheapest car insurance?
2001 ford mustang, 2005 chevy cobalt, 2003 chevy impala, 2000 chevy blazer, and a 2002 chevy camaro. Put them in order from most expensive to least expensive based on insurance and gas. I am an almost 16 year old guy, if that helps! thanks!""
What do you think America can do to make more health insurance affordable?
What do you think America can do to make more health insurance affordable?
I need health insurance?
but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket ...show more
About how much per month would insurance for a sub shop/pizza place cost an owner?
Doing research in attempt to know how much it will take to get a small sub shop off the ground. A big question is insurance. In this day in age, I would hate to be sued by someone who slips outside and falls. I will be renting the property from a local land owner. The building is 1,000 square feet, small joint. What is a general range of which I might in liability insurance for my business? Located in ohio small town.""
If I take defensive driving will it keep my speeding ticket from my insurance company?
I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?
What car insurance do you have?
Im trying to find one that's cheaper I recently have 21st Century. What's the name of your car insurance and do you like it?
I have a polish worker were can i find cheap car insurance for him?
I have a polish worker were can i find cheap car insurance for him?
Am I paying too much for my home insurance?
I live in a suburb in Norcross, GA, a suburb area. My mom bought the house about 8 years ago, it is now maybe 11 years old house. We've been using Liberty Mutual since 2005, premium was $1450. I just found out that premium is now $3800. *knock on wood* my house condition is fine, not close to ocean or river. I think my mom is paying way too much, but I am not sure what should I do now. Should I call Liberty Mutual to lower it or should I look for another company? If I call, how should I ask to lower the rate? Thank you!""
How will this 15-20 mph speeding ticket affect my insurance?
I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don't want my insurance to be crushed. I went through driver's education, State Farm's Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?""
Born abroad car insurance premiums higher?
I have been gathering quotes for car insurance online on confused and was delighted to see the price down at 615 for once as I have been getting car insurance every year since the age 18 and it has always been over 1000. However, just having a quick check over my details to make sure everything I had entered was correct and then I noticed I had ticked the resident from birth box. I was born in Spain as my mother went over there to work and then had me. I was born in 87 and she took me back home in 88 or 89 roughly. (She is a full British citizen born and raised in UK). As I have no contact with my father and I don't even remember being in Spain or nor can I even speak the language well, I feel fully British and also am regarded as a British citizen. My mum also registered me at a british consulate in april 88, just 6 months after I was born. So I put on the form that I became a resident in 1988. I then calculate the prices again and the insurance quotes shoot up with 955 being the cheapest and the rest going up to 1000. I then think back to all the years I have been paying the insurance and building up my no claims and being the perfect driver with no claims despite having to pay the shocking premiums that young people have to pay and this makes me absolutely livid that my insurance goes up by 340 to 400 based on the fact that I was born in Spain and spent 1 year of my life there and the rest of the 23 years as British Citizen raised here. I am just wondering if I could get away with just going ahead and saying that I was a resident from Birth as I have a baby on the way and really wish that my premiums were a reasonable ammount for once or I should go through it and just demand that they bring the premiums down to the 615 like originally quoted! It just makes me really annoyed that they can get away with this kind of stuff and I really don't like the fact that I am having to pay higher premiums just for the sake of it. Any advice on this?""
Was in a car accident without insurance?
So last June I was in a car accident. The car does have insurance as its my dad's car. I was driving that car when a truck hit me. The police officer put the other driver at fault. My car was totaled and I had to go to the hospital. Now after many medical treatments (chiro) and long wait, I decided to get a lawyer. He is telling me that I'm not entitled to receive any settlement money because I wasn't insured. I mean how is it my fault that I got hit though? He is telling me that I could get my drivers license suspended, and such. I know I didn't have insurance, but the car I was driving was insured. My question is should I get a second opinion on my case? or is what he saying correct? By the way I'm in the state of California.""
How can I get the best quote for a car insurance in the UK?
I have just bought a car, but I haven't driven since I moved to London, 5 years ago. I am doing a research on-line to get the best quote, but they all seem to be a bit pricey. Does anybody know a telephone number in the UK where a person (rather than a machine!) can find the best deal? I am tired of websites such as moneysupermarket, as you end up having to contact companies individually... Any help would be greatly appreciated as I would like to bring the car home today!! Many thanks in advance!!""
Renter's insurance. are these really needed?
never used them, but is considering of using them one day. how much do they cost on average per month?""
Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?
Afterall, its called Allstate !""
Can your health insurance drop you if you use marijuana?
Hi everyone, I want to start by saying that I am here looking for an answer to my question. Please keep your opinions of marijuana and and sermons on federal law to yourself. =] I have had stomach, bladder and pelvic problems for several years. I was recently diagnosed with interstitial cystitis and am positive I also have IBS (waiting to see dr). I live in california and have a medical marijuana license. If I didn't use it, I would be unable to work and probably addicted to vicodin and xanax. my bf thinks I should be open and tell my pcp that i use it to treat my chronic pain so that he could possibly offer other reasons for my symptoms (even though i know these symptoms have nothing to do with my use my bf ust wants to hear it for himself). the only thing i am worried about is insurance. do insurance companies kick you if they find out you use? i'm not worried about work finding out, just insurance. thanks!""
Where can i get cheap car insurance for a new driver?
Where can i get cheap car insurance for a new driver?
Do car insurance policies follow the car or the driver?
I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?""
Can i get affordable baby health insurance?
ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""
I need to buy a car cheap on gas/insurance. i have 2 boys and they need car seats..?
The car seats can be the smaller skinnier type. I am debating with a nissan sentra and maybe a mitsubishi lancer. I need something basic with a great warranty and still a little room. What do you think? Anyone own a lancer or sentra with pointers on if its a good car for a couple carseats?
Are jeep wranglers expensive to insure?
are jeep wranglers more expensive to insure than other cars? and how much is the average insurance rate of one?
Free car insurance quotes?
are these qoutes accurate or could the price they give you actually be lower then what the free quote says?
connecticut insurance rate increase
connecticut insurance rate increase
Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""
How much does it cost for 2 door car insurance?
Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.
""If I got a car insurance while on a Provisional license, could I still use it when on a full license?""
I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!""
Car accident advice California?
Today i was in a car accident and it was not me fault i was sandwiched in between two cars i contacted insurance company of mines and said wait for there insurance to contact you any advice on what steps i should take now
Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""
How could car insurance cost more a month than the value of the car?
Yes I'm under 21, No I don't have a single ticket , or driving violation . How could insurance on a 500 dollar cherokee cost 290$ a month? In two months thats the value of the car! Its BS there has to be a way to get insurance for cheaper than that. Anybody know of any place? And please don't say Classic insurance as all of them you have to be 25 or older.""
How much to insure a 2003 BMW 325i in GA?
Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.
""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""
I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""
Does it cost to remove someone on your insurance ?
I wanted to drop my sister off my insurance plan because she found a cheaper insurance company, does it cost to remove her ?""
How much does it cost to insure an RV?
i have to do a project for drivers ed.. and i need to figure out how much it cost to insure an rv and i guess the insurance company would be aarp.
Whats a good car insurance?
I am 16, no license, looking for car insurance so that i can get my license. i dont have a job, but mom does. at the same time, money is tight. whats an insurance that i can trust that wont hurt the bank?""
Speeding ticket and car insurance?
I was wondering if you get a speeding ticket you get points on your license which means your insurance goes up. What if you don't have insurance. For example if its under your parents name but you get the ticket would their insurance go up even if its you don't have car insurance
How much does a VW Golf GTi 2003 - 2008 cost on insurance? Help :( !?!?
I know a golf gti is very costly to insure which is a bummer! =/ Cheapest quote possible. Oh and it has to be Fully Comp! Haha have a feeling its going to cost an arm and a leg to insure. And which Car Insurance site is the best to use? Would be very helpful for some answers back :) Just need a rough idea how much its going to cost, so i could start saving and miss out the student nights and all the wonderful drinking with the mates. J x""
Where can I sign up for health insurance?
I have tried the phone and nothing and online I cant seem to find a website. So does anyone know where I can do it locally. Im located in north hollywood california. Or any help would be great thanks:)
What cars would you recommend for a 17 year old?
Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x""
I have a 12 yr old economy car in California and would like to buy the minimum amount of liability insurance.?
My agent is telling me $850 a year. That sounds expensive. Does anyone have suggestions?
Spouse insurance coverage and insurance?
If I am divorced and the court is not making me to keep spouse insurance. Can I keep spouse insurance? What does the insurance company says about it? Have not called insurance company yet. Need to know my (her) rights before calling insurance company..
How does american income life compare to other insurance companies?
anyone ever use american income life insurance and other?
Auto insurance for a teen learner driver ?
My 17 year old has her instructional learner's permit (did the driver education, passed the written DMV test, had in car-driver training and is now working towards her 50 hours of in-car practise with us before she can take her driving test). I am confused about whether we need to add her to our auto-insurance. The driver training school says no , she is covered under our insurance already and besides, you can't get auto-insurance until you pass your test. The Auto Club, however, says she has to be added (but then they'd make money so I'm not surprised they say that). We are in California. If anyone can clarify things for me, that would be great ! Thanks.""
High risk auto insurance?
Guys, Please what is the Best Option Online for High risk auto insurance, i am looking for One Just In Case Thanks""
""Need cheap car insurance, already looked into geico and progressive?""
what's a good, AFFORDABLE company i can go to for auto insurance? i'm a 19 yr old female, living in dallas, tx marital status: separated""
Car Insurance policy?
I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""
Why did my insurance go up for switching cars?
I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""
Can i transfer moped insurance from one bike to another ?
ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""
Will I be covered by my car insurance?
I am buying a new truck, and I am getting full coverage insurance on it. If I let somebody drive my car that has no car of their own and no insurance, will they still be covered by my insurance if they get in an accident since I gave them permission to drive my truck?""
connecticut insurance rate increase
connecticut insurance rate increase
How much should a 17 year old's car insurance cost in the UK?
i'm 17 and want to drive. i'm a full time college student, which probably doesn't make any difference? right now i'm looking at a 2001 VAUXHALL CORSA 1.6 engine, LS 5dr [AC] Hatchback, which is costing around 999 how much should i expect the insurance to cost for this car? or for a car similar? it will be my first car. Thanks.""
How to get quotes from insurance providers for a new comparison website?
I am creating an insurance comparison website such as moneysupermarket.com, confused.com, or insurance.com.. I want to access the quotes of all the insurance providers and provde these quotes to my customers. How can I get the APIs used by the insurance comparison websites? I am interested in any of the Life Insurance, Medical Insurance and Dental Insurance.""
""How much does individual health insurance cost, on average, in the United States?""
How much does individual health insurance cost, on average, in the United States?""
Car Insurance Question?
I have bad dmv record. An accident, a failure to yield and 2 speeding tickets within the last 3 years. I totalled my car and can only affod a car I can buy cash, which I have 18,300 dollars currently. Is there a max of how much the car can be worth for liability through the insurance agencies? I am thinking of spending about 14,000 cash and just getting liability. Is this a good idea? Or should I get a cheaper car? Help is very much needed. Thank you""
A question about car insurance?
I am 18 and i just got my G.E.D. and I'm looking for a job. I do not have a drivers license so i was wondering how much will it cost me for car insurance per month when i get it.
""If you have Amica car insurance, how much does 1 speeding ticket cost you?""
I live in Massachusetts. Have a perfect driving record but now I'm charged with 1 speeding ticket. How much more in insurance premiums will it cost me if I plead guilty? It's a regular speeding ticket, not DUI or wreckless driving. THanks""
Any reccomendations for a good dental insurance??
i have health insurance through my job, but they do not offer dental.""
How much should my insurance go up with a new car?
Right now I have a 1995 honda accord, I play about 90 a month, what should I expect to pay with a 2007 mazda 3?' Im 19, on insurance with my parents, no tickets or accidents. THANKS!""
What information do I need when I call insurance for a Quote?
I'm planning on purchasing a car in around 2 weeks time, what information do I need to give insurance so I can be added onto my parents policy? I do have the VIN of the car, is there any other information needed besides my parent's account information? Thanks. :)""
""What is the best car alarm system, that would also lower my insurance?""
I own a 2003 Toyota Corolla CE. My car insurance is moderately expensive, and I've been told that installing an alarm system would help lower my insurance. But I don't want a cheap alarm that can be easily set off by someone's sound system.""
What to do when you have no health insurance?
I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""
Is geico a reliable car insurance in CA? Thanks?
Is geico a reliable car insurance in CA? Thanks?
How soon does actors get their health insurance?
How soon does production company offer health insurance for their workers? And, what other insurance does the production company offer their workers; and, how soon?""
""Can I get affordable life insurance for 200,000 or more?""
Can I get affordable life insurance for 200,000 or more?""
Does the car insurance charge extra more for adding a teen driver under 18?
i'm 17 now and will be in august i need to learn driving and get the license in this summer break i've the driving permit my dad is the only driver in the family's car insurance plan so, does the insurance charge more if i'm under 18? if yes, i'm going to apply it after my birthday thanx""
Car insurance help needed?
How do I get insurance for every 6 months? Like do I pay a small amount every month? Is it better to call local insurances from yellow pages or the other like State Farm, progressive etc""
How much would it cost to add a Mustang GT under my parents current policy? Would it go up alot?
They currently pay I think its 125-140 dollars monthly for insurance on a 4 door 2003 buick century. So my question is, would it go up alot if I were to buy a GT myself and have them add it to their policy and add myself to it? How much do you think it would go up? BTW i'm talking about a 1987-93 mustang GT. Or chances of a 99. I dont want it to somewhat be fancy or nothing. It could have high mileage. I plan on buying one for around 1-4 grand. Yes the mileage would probably be high, but hell mustangs are cool and it would be my first car :P BTW I'm getting my license when I turn 18. I turn 17 in 2 months. I want to get a job now and start saving up.""
""Im 17,i need help with my car insurance?
im 17 and car insurance at my age is really expensive but about 9 months ago i went to an insurance agency and they gave me an reallllllllyyyy good quote well something happen and had to cancel my insurance with them now i bought a new car and i want to knw if i can go back to them and get the same good car insurance price because ive been shoping and geting quotes online and its sooo dang expensive
""How much is Insurance on Fireworks up to $2,000,000.00 in Maine?""
Thinking about opening up a Fireworks shop and want to know how much I'm looking at a year for insurance need a policy with the min $2,000,000.00.""
How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?
How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?
In CANADA - Why is car insurance cheaper for women?
I understand that women are less liability statistically, but to base car insurance rates on gender is a violation of the Charter of rights and Freedom - despite the fact all regulations, policies and laws are suppose to be constituted by it ... One of two things can be the case, either: 1) The Charter is a piece of paper as important as the toilet paper which I use to clean myself after excrement. 2) There is something which I am not understanding. Someone please offer a good explain and ill give ten points.""
Driver license test without insurance?
Im 18 and have not taken drivers ed I was wondering if I could take the drivers test without insurance and then if I pass get insurance then recive my driver license once I get insurance.
How much is Car Insurance in Korea?
I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""
Whats the cheapest insurance company you could find?
I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:""
Is car insurance similar in USA to uk ?
It's hard to get insured in a remotely quick car in England if ur 20 is it the same in America?
connecticut insurance rate increase
connecticut insurance rate increase
https://www.linkedin.com/pulse/insurance-policy-ford-mustang-qualified-sports-car-coupe-burke/"
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foulfurywombat-blog · 6 years
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How can you get dental insurance when you can’t afford dental insurance?
"How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done.    Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.)    I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me?    Thank you.    Nita
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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I recently got a ticket for failure to stop at a stop sign, I don't know for sure but I'm guessing it's gonna be two points on my license. I have already paid the ticket, I live in georgia, I'm 17, my insurance provider is state farm, I am currently paying $78 a month for only liability, I have no other tickets, but I did get a written warning for 21mph over. Will this warning count as any points or be recorded on my record? Roughly how much do you think my ticket will raise my insurance a month? thank you""
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I want to buy insurance for a 2 bedroom, 1150 square foot condo in Orange County, California. I am interested in knowing how much coverage to buy to cover inside damage due to a catastrophe like a fire for example. I don't care about coverage for personal belongings or outside of the building. I just need to know what it costs to restore the inside walls, floors, etc. in case they are ever destroyed.""
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Do i have to register my car under my moms name for it to be cheaper?
I just bought this car and I'm 18 years old I want to have cheaper insurance so I'm putting the insurance under my moms name but would I have to register it under her to too in oder for it to be cheap? Or can I register it under my name and still have it be less money
Can a change in surname increase car insurance prices UK?
I obtained a quote for a car a couple of weeks back by putting in some fake details that were relatively similar to mine so I wasn't inundated with insurance company spam. The quote was for my mum and I was to be a named driver. The only thing that was noticeably different from reality were the names and email I used. Today, I went to get the quote again, this time for real and so typed in our real names and the quote went up by 600! I then changed the names back to the fakes but kept everything else the same and it went back down!! What's going on? Or do Aviva have something against people with Celtic surnames - I sincerely hope not! Just to clarify, I have previously never obtained a quote in my name with Aviva before this nor have either of our marital status' changed from the fake details. Any help would be great! Thanks in advance!""
Will my insurance go lower if i buy a older car?
I currently drive a 2003 honda civic coupe and i was wondering if the insurance will be cheaper if i traded it in for a 1998 maxima sedan?
Which insurance company is father of reinsurer?
i need to know the answer for my interview in an insurance company. also which company is biggest insurance company in world.
I need health insurance?
but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket ...show more
Who does the cheapest 1 day car insurance?
UK
Wouldn't it be a better world if everybody would just be responsible and buy there own health insurance?
instead of relying on others to buy it for them.
Whats a good price for a 17 year old car insurance ? Uk?
Whats a good price for a 17 year old car insurance ? Uk?
Learner's Permit and Car Insurance?
If I didn't live with my parents, had my learner permit and had my own car, would I be able to drive it if in the presence of a licensed insured driver? Like say my friend came over and I drove him in my car, would his insurance cover me?""
""Car insurance help, please answer!?""
im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?""
Best Insurance cover for 18 years?
Kindly tell me a way so that I can ensure a fix monthly income of 20,000 Rs. What is the easiest way to achieve this ? MF ? LIC ? What should be my investment every month and for how many months ? Thanks..""
How much is the fine for traffic violation 24250? What happens with insurance?
Basically, I just want to know currently, how much is a 24250 violation fine in California (San Jose). Also, do insurance companies take into consideration what the violation was when raising your insurance rate, or do they just look at how many points are on your record? Reading the rest of the question is not important, I just wanted to rant :P ---------- Here is what happened...had a long day, was starving, so stopped at a drive thru for food. Food took too long, so I turned off the engine and lights to save gas/battery. Forgot to turn lights back on. Drove about 100 meters where I got pulled over and the cop wrote me a ticket. Unfortunately, my circumstances did not make a difference and I got a ticket for not having my headlights on. Cop did not know the fine amount, the consequences, or even what category my violation was in. He thought it would not be as severe as a speeding ticket, so to teach me a lesson he gave me a ticket. If he just let me go with a warning, the same lesson would have been learned...just sayin'. Just looked it up...looks like it is just as bad as a speeding ticket, and a point will go on my driving record since I already had gone to traffic school for speeding June 08. Its completely unjustified for something this minor to be equivalent to speeding, but of course, the law has no compassion. Can't really do anything about it now...""
HELP! Insurance company trying to low ball estimate?
Back in April I was driving and a lady tried switching lanes and struck my vehicle. I immediately went to an auto body shop and got an estimate for the damage, they took photos and everything. I've been contacting her insurance and dealing with this for over two months... I had to send them the police report because the woman tried lying and said I hit her, so I had to prove she was at fault. They would never return my calls. Until I talked to the field adjuster. He then called me yesterday told me he got the estimate from the body shop which was one of their recommended shops, and was mailing me the check for the damage. However he failed to tell me the check he was sending was for $1000 less than the estimate. I don't agree with this, what do I do? I called and no one will call me back from the company Also, I own my car outright. It's a 2004 tiburon is excellent condition. The insurance company was giving me issues about me wanting the check sent to me. I plan on getting the damages repaired that are necessary but leaving what isn't and keeping the money that's left over. I'm not even making them get me a rental for the time I don't have the car! Please help The company is American family.""
Does anybody know of a company that will insure me daily on hire and reward insurance?
I want to run a one vehicle WAV (wheel chair accessible vehicle for disabled people) car hire/rental business serving Hertfordshire the customer would hire the car and arrange for a person to drive it for them. On the odd occasion the hirer does not have anybody to drive the car for them they might want me to drive for them I have been told to do this I would need a private vehicle hire licence (mini cab drivers licence) also hire and reward insurance along with a mini cab office operators licence and the vehicle would need to be plated (tested) This is not a problem except for the hire and reward insurance which would be about 3000 per year and would not be cost effective for the amount of driving I would be doing (I would probably only be driving a customer 1 day per week). Does anybody know of a company that will insure me daily on hire and reward insurance?
What is the best way to go about auto insurance for an 18 year old purchasing a Mustang GT?
Hey, I have a job @ walmart and i make pretty decent money & next thursday when i get paid im going to e-z way auto sales which is a pay here buy here car lot for no credit car buyers to go to establish car history credit & the car that caught my eye was a black on black on black 2004 Ford Mustang GT, I have to have it and the payments wouldn't be that much, something I could afford. What about the insurance? What's the cheapest for my age? I just turned 18 last month & i don't wanna pay more than $200 for car insurance, that'll be more than my car payment. HELP ME OUT!""
Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?
i tried finding insurance but i can't even afford it. what can i do
Insurance providers for 18 year old boys?
Hi Im 18 today and passed my test three months ago. I have a 2001 Renault Clio, and no reasons to be high risk however i can not insure it for less than 2800 a year. Can anyone give me advice on good insurance companies or how i can get cheaper insurance. Ps - I would like third party fire and theft Many thanks""
Im 15 planning on getting license when 18 need know how much insurance will cost?
ok i am 15 and parents told me i can get my license if i can afford insurance i just need to know how much it will cost when im 18 cause i need 2 years driving experience before i can get my license.. how can i find this out.i havent gotten my perrmit yet plan on getting it on my b-day when my parents leave me alone..my little 16th b-day present to me
Is there affordable health insurance out there for someone who has had high blood pressure?
Is there affordable health insurance out there for someone who has had high blood pressure?
Car insurance is it legal?
would I be able to drive my wifes car that she owns but has no insurance on the car. I have my own car and are fully comprehensive so would I be breaking the law.
How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done.    Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.)    I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me?    Thank you.    Nita
""I live in California and need a good health insurance, what do you guys recommend?""
The health insurance will only be for me and my husband. Not too expensive, maybe like $250 the most as far as monthly payments. However, although I'm not pregnant, my husband and I do plan to get pregnant by the end of this year, therefore thats another thing I'm looking for that it will cover maternity. What health insurance do you recommend?""
Help needed about insurance for '04 Mazda Rx-8!!!?
I'm THINKING about getting my first car as '04 Mazda Rx-8. The car I'm looking at has 32000 miles. But I read some reviews and it seems the car has some issues and having warranty is a right choice. How much would it cost to extend the warranty?
What is the best car insurance?
What is the best car insurance company? Has there historically been one that really stands out for following through on claims/advice/help? Not so much just a question of price, but reliability...""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER
Classic car insurance..i need to insure a porsche 924 as a 2nd car.weekend use only any ideas of cheapest?
porsche 924
Need help with health/dental insurance!?
I have been on my dads insurance that is provided for by his job. I was married last year and my husband was AGR so we received TRICARE. He has since finished active duty and we are no longer insured. My dad never took me off his insurance (mainly bc he forgot) but can I still use it?? My main concern is that it would be under my maiden name. We will be enrolling in another form of TRICARE but I will not be able to use it until after the first of March. I am in a lot of pain with my wisdom teeth and need them out desperately. I am not aware of the laws and regulations for this matter and would never want to do something illegal or fraudulent. Thanks!
How much is auto insurance in China for an American?
I'm studying in China for about 18 months. I want to buy a car there and drive it. I've already figured out the licensing stuff, no big deal, but how much/how do I get car insurance in China?""
Whats the insurance price for an accord?
Whats the insurance price for an accord?
Why do we expect employers to provide health insurance? Why not get your own?
The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance.""
Can someone please tell me why used Audi's or so cheap?? Can someone help me pick which used car to buy!?
2003 BMW 325I 84K Miles $10,900 2002 Audi S4 64K Miles $10,900 2005 Audi A4 1.8T AWD 79K Miles $10,900 2006 Honda Civic EX 1.8 75K Miles $10,900 2003 Infiniti G35 sedan 64K Miles $10,900 insurance is no problem, all these are clean car fax, clean title, all under KBB value, the infiniti is $3,000 under value, the rest are about $1000 under value. Any ideas why Audi are so cheap? im just looking for about a 10-11,000 car with low miles. Which should i pick?""
Insurance for older cars?
I'm a teenager and I was wondering if I bought a 1967 Shelby Mustang would the insurance rates be high?
Where can I get temporary car insurance in the US?
I currently live in PA as an exchange student. My roommate owns a car and he would let me drive it but I am not covered by his insurance. What I need is a temporary car insurance for foreigners that don't own the car they want to drive. Any help is much appreciated!
What companies offer dental insurance in california?
What companies offer dental insurance in california?
Cheapest auto insurance?
Cheapest auto insurance?
""When you had your first car, how much were you paying for the insurance?
im just gathering statistics
Affordable Care Act?
My wife is 54 with diabetes (insulin) and high blood pressure. I care about my wife and want to act to buy her what i can afford which is up to 200 dollars a month. I can not fine an insurance company that will take her. What do i do when she won't qualify for medicaid either.
Anyone who has state farm car insurance?
i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?""
False Auto Insurance Claim Against A Friend?
A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him...""
Car accident without insurance but not at fault?
car accident without insurance but not at fault car parked in driveway and other car swerved into drive way and hit my car can I sue them , there was a witness, and a police ...show more""
Would you purchase this type of car insurance?
I wanted to test a business idea. 1 million people come together each paying 225.00 membership fee. This membership fee includes one years fully comp car insurance. In year 2, all of the companies costs are calculated and split between members. So if costs are 30m then each member pays 30 and this fee includes a years fully comp car insurance. My question to you is, if this business idea were proposed by a large brand (to give it credibility) would you purchase this style of car insurance? If no why not? You don't need any no claims (although you still accumulate them should you wish to leave), there is no excess to pay on claims, the insurance category of your car isn't relevant (inc make and model etc), and your insurance is fully comp.""
I have a question about a car wreck and insurance?
I got rear-ended the other day and it's the first time I've ever been in an accident. I got an estimate and it was $1800 dollars. I paid $800 for the car! I have heard of people using the money for other things, I was wondering can I just keep the money and sell the car and maybe buy a new one, or do I have to have it fixed at the place I got the estimate at? I'm also wondering if there is anything I should look out for as far as crafty insurance people? He's coming to inspect the car tomorrow. Thanks for your reply.....""
What is the cheapest Sr22 insurance in california?
I am 20 years old Dwv suspended my liscense for a year,i payed all my ticket fees,they were all mostly speeding,i had a total of 6 points on my record.where can i find cheap liabilty insurance?""
Insurance rates and quotes?
hi im Robert, im From the MD NJ NY areas. lived mostly In Maryland and central New Jersey my life im 19 i lived in florida for a little over a year. wanted to stay but the Economy has done its toll on me and my bank account & Loosing a job there but back in MD i have a new job and also an opportunity to work out of the Baltimore Office or the Freehold NJ Office. i know when my father had an Courier delivery company he paid Alott and out raged prices to insure his trucks. and even paid 950 a month for one car in staten island NY. which was the place we lived for time. but anyways. i have a chevrolet G2500 Express Cargo Van that i do nothing really but commute and put tools in for side work and remove trash and stuff. and take on road trips because i can turn it in to a RV within 30 minutes and hook up a genertor. its pretty cool. but thats in-material, so anyways. i don't want to Pay through the Nose for Common/Average Car/Truck insurance Any Answers or suggestions will be glady Appreciated! Thank You!""
Pulled over by the police today without no insurance and no driving licence in the uk?
today i got pulled over by the police without a driving licence and no insurance the car had insurance but it was in my moms name and i only had a provisional license how much points will i get for that and will i get a band?
How do obese/fat people get health insurance?
I am self employed and live in missouri and am having trouble finding health insurance.
How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done.    Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.)    I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me?    Thank you.    Nita
Am I obligated to keep homeowners insurance?
I filed a theft claim earlier this year. Now my insurance company is telling me that they will not continue my coverage due to the claim. Im going to other insurance companies and gettting quotes, but they are stating that due to the claim, they will not cover me either. So my question is if my finance company will obligate me to find coverage on my home. (1st time homebuyer)""
Received ticket for failure to report accident if found guilty will this make my insurance pay out void?
Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back
Tips on low insurance quotes?
Tips on low insurance quotes?
About how much is insurance gonna cost for a 15 year old who just got his license?
how much will insurance be if im a 15 yeaar old guy who just got his license and im driving a 1995 acura integra, can anyone give me an estimate on how much it will be a month""
Will my car insurance cover this?
My car was parked in a parking spot at my apartment complex last night as it always is when I'm here, and this morning I go to my car and notice a decent size dent in my hood. It must have been done by some rowdy drunken fools last night. Will my insurance cover this?""
How does car insurance work?
im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?""
Can you report someone for driving without car insurance?
i know this person and i was just wondering if you could turn them in for not having car insurance without them knowing who turned them in. I want to prevent someone from getting hurt and not getting there part of the insurance claim or whatever.....anything will help..THANKS!!!!
What is the cheapest car to insure for 17/18 yr olds?
Really want to get a small car with low insurance
""Im a new driver and my insurance in 1600 or above, i have tried all the cheapest cars!?""
i have just passed my driving test and i am looking for a cheap run around car to start me off, ive tried all the cheap cars (fiestas, peugeots and much more) but nothing seems to take my insurance lower, does anyone have any ideas...???? thanks.""
Dental discounts or affordable insurance in NJ?
I do not have dental insurance for myself and I need a good amount of dental work done, i was wondering if anyone could tell me an affordable dental plan or insurance that isnt exspensive in NJ? Im not applicable for NJ familycare dental""
Is there a grace period on car insurance coverage after a cancellation for California with Mercury insurance?
Had coverage with Mercury insurance. Expired 12/05/07, but renewed it on 12/07/07. During the on day lapse was hit by an uninsured vehicle and now Mercury insurance states there is no grace period, so I wanted to know if there is a California law that states other wise?""
Car Insurance and clueless teenagers?
Considering the kind of questions we are getting by 16 year olds regarding car insurance we could safely assume that they aren't ready to drive at all! Maybe raise the minimum age to 18? Might even save a few lives!
Why should my family's insurance go up if i get a car?
I'm 17 and am currently on my parents insurance plan, so there are 3 of us with only 2 cars. I'm listed on the truck, b/c it has more horsepower. I'm about to buy a '92 Prelude, and they said the insurance would go up about $122 for 6 months. This doesn't seem too bad, but if i'm now driving my own cheap car, why is that a greater risk than driving the truck with full coverage, not just liability? It seems like it should almost go down, because there's a lower chance that i will crash up one of the more expensive/higher hp cars. Is that just the way it works or is there a better option for me? My agent also said my own policy would make it even more expensive, which i could see, because we wouldn't get the multiple driver or car discount.""
Will my insurance company repo my totaled car if I'm still making payments?
April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates.""
Big hoo ha over teenaged car insurance?
Might take a while... Basically the people in my year at school are all at an age where were starting to learn to drive, and also talking about getting our own cars (those who can afford it) Some people are going to get their cars, and pretend that their parents are the main drivers just to make the insurance cheaper, however others are saying that insurance companies can actually catch you doing this. It makes sense that they should be able to as it is fraud, i was just wondering though, does anyone know HOW they actually do this? Is it if you make a claim? Or do they actually track where the car is going and from that work out who is driving it? Just thought i would ask to try and clear up this huge grey area, personally i am not planning to get a car as i cannot afford to have insurance with just me on the car and i dont want to screw over my mums insurance forever should we get caught pretending it is hers so do not start having a go at me as if i am going to try and cheat the system. I am literally just wondering how it is done. Thanks.""
What kind of insurance should I get?
I just got my drivers license yesterday and I am going to buy a car from a friend. It is a 1992 turbocharged Volvo SE with 205,000 miles. I am 17. What kind of insurance should I get and with what benefits? (I want it to be cheap)""
Sisters friend took car and crashed will my insurance cover?
She took the car without permission I know alot of people say that but this is really true.She crashed and didn't have a license or insurance. She was not at fault since the other person was driving with headlights off at night and no one was hur however both cars are wrecked. Will my insurance cover I only have liability.
What kind of insurance do you have and do you 'like' it/is it good?
I want to switch insurance companies, but I don't know how to decide what to switch to. Insurance is such a confusing thing to start with that I need to find a company that is helpful as well as affordable. I'm looking for a company to cover automobile and homeowner's insurance, and if possible life insurance too. Thanks for the help.""
Need braces insurance in california?
im trying to get braces and i need an insurance company that could help me pay for my braces.. please refer something to me thank you... im in souther california
Can i change my license address to be covered by car insurance?
background info: -17 yrs old, male, got my license in january so its provisional, live in california. so i contacted my mom's auto insurance (liberty mutual) and they said the only way i would be covered as an occasional driver without being listed is if i didn't live in the same household otherwise i would have to be listed. so would it work if i just changed the address on my license?""
Best first car for insurance?
What car at 17 will have the lowest amount to pay on insurance?
What dental insurance is affordable for individuals in Western New York?
I'm 24 and my job does not offer dental insurance. I m in a wedding in two months and need a cap put on a front tooth so I'm looking for insurance now. I'm having trouble finding a good insurance company for individuals that fits my needs and doesn't have a waiting period. Anyone have any suggestions as which way to go and what is ideal for a single woman my age? Thanks so much!
Why is my insurance quote so high?
I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$
Best insurance company for a 16 year old driving a v6 or v8 camaro?
best insurance company for a 16 year old driving a v6 or v8 camaro? my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!""
Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?
Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?
How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done.    Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.)    I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me?    Thank you.    Nita
Life Insurance or Mortgage Insurance?
which one is better. I live in canada (BC) I have income disability insurance but it doesn't cover my mortgage amount. Incase of a death of one partner the other will get anywhere from 30 000 to 100 000 (depnds on how death happens) plus monthly checks of app.2000 for 2 yrs plus funeral expenses. I pay 108 a month for this. Shuld i cancel my policy and get mortgage insurance do most people out there have mortgage insurance? Is it true that you can not have more than one policy? any experts out there pls advise?
How is the aca affordable? Recipients have a 12k deductible before they are coverd by insurance.?
How is the aca affordable? Recipients have a 12k deductible before they are coverd by insurance.?
Car insurance question?
if my tires got slashed and i called my insurance company, will they put a point on my record?""
What is this type of insurance called? And how much?
So from general information, i know typically an arena will say that you need some insurance to cover (X) amount, like $1,000,000. My question is how does that person get that insurance? What does the insurance policy look like? And how much would he/she have to pay to get that insurance?""
Questions About Car Insurance?
I'm trying to see how much would car insurance be for me and my fiancee. She's 20 and I'm 21 both in college. I will be a first time driver and she had hee license for a couple of years and we live in the State of New York. How does insurance work? What's the best company for this? Thanks and God Bless!
I was wondering about my insurance?
i was wondering if my insurance will cover a tubal reversal? i have blue care its a goverment paid insurance cause i can't afford it.. i was really wonting this done and i have searched high and low on the computer and can't find anything so if u can help me out thanks a lot
How much will motorcycle insurance cost?
I'm 16 I got a 97 Kawasaki ninja how much to I have to pay I have my own car insurance policy can I get it with the same company
Need information on affordable senior health insurance?
I need information on affordable senior health insurance policies. Im leaning toward a private insurance company, like this one- http://seniorhealthinsurance-fl.com/ (if possible) in the Florida area. Thanks!""
Do salvage title cars have cheaper insurance premiums?
Do salvage title cars have cheaper insurance premiums?
What is the cheapest price university in California to study Power Plants for international student?
I'm holding Diploma certificate in Airframe and Power plants, i need to continue my study in US, CAL exactly but i didn't find the perfect university i need a low price university which i can get bachelor degree in it so i need a help please as soon as possible to get start soon.""
""Where can i get the cheapest car insurance on a peugeot 206, toyota yaris, vauxhaul corsa or honda jazz?""
Im 17, learning to drive and need as cheap car insurance as possible. Ideally i'd like any of the cars above, though if there are others that are similar and have really cheap insurance, i'd be grateful to know Also if you have any useful information about any of these cars... thanks""
Why is car insurance expensive?
So I'm looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?
Insurance for already pregnant women?
Currently 21 weeks with our first baby. My husband and I applied at out local DSS office for Medicaid but was denied. I am a high risk pregnancy and there is no way we can afford these bills... We live in North Carolina. Is there any insurance company that will cover me even though im already pregnant? Any help will be great. Thanks
Info on car insurance for a 17 year old girl?
Hi, I am a 17 year old female who lives in the suburbs of New jersey. I will be driving a 1999 year model car and i want to know if anyone can give me a quote on insurance. The insurance will be paid only by me by myself not with my parents. i really need help or else I will never be able to drive! best answer = 10 points!!!!""
Cheap UK car insurance UK - Student?
Hi , I'm 18 I'm looking for cheap car insurance What company do you have ? How much do you pay ? per annum/month Co - op student insurance in cheap but they put a box in your car that monitors your speed, how you turn corners etc. which I think is a bit ridiculous and I really dont want to settle for that. Thanks""
Why does my car insurance come up so high even when im 21 years old?
hi the car insurance has been destorying my life. I cannot figure out why car insurance in UK is so high, im 21 and i want to insure a 1.6 mazda 3 which is i think group 6 insurance. I HAVE CLEAN LICENCE!! no claims or any other other conviction and still the cheapest quote i get is 6000 hahahaha. thats ridiculous!!! like 2 years ago i use to get cheap quotes for same size cars at around 1000 now for some reason same thing costs me more!!!!!!!!!!!! i have tried everything but cannot figure out why this happening. PLZZ HELP ANY ADVICE WILL HELP SO MUCH. i have 0 years no claim discount but thats because i have been on my dad's policy but even then dont you thing 6000 quote is mad, even when i try insuring a littlle 1.0 ltr car quote comes out at 5000 lool""
I need a cheap car to insure?
im 17 years old and need a car to get me to college. The only problem is my insurance quotes are ridiculously high. im looking for a cheap car to insure.
What is the cheapest car to insure for first-time drivers?
I passed my test last November, and am looking to get a new car. However, every single car from Ford Fiestas and Vauxhall Corsas to Renault Clios and Citroen Saxos have come back for somewhere between 2500-3000, even some ridiculous quotes maxing 5000. I'd even settle for somewhere in the region of 1000-1500, and before you tell me, I know how expensive car insurance is... believe me. I'm 20 years of age and passed my test first time back in November if it makes any difference.""
""Ran a red light in NYC, what can I do to avoid having my insurance increase?""
Today, I ran a red light as I was going downhill in the rain to avoid hydroplaning into an intersection. As I ran the red light, a camera from above flashed and I'm 99% sure I'm getting a ticket in the mail now. I don't live in New York state (I live in South Dakota which is like 30 hours away), so I don't have a means of going down to the DMV in NYC once I get my ticket in the mail. In the meantime(or once I get my ticket), what steps can I take to not have my insurance rate go up?""
Help with finding a good honest health insurance provider?
I am a college student looking for affordable insurance with decent coverage. (it's like a needle in a haystack, I know) I don't have any major health problems, so that wouldn't be an issue. I'm already looking into state regulated programs, but I was wondering what privately owned companies might have to offer. What companies have you had a good personal experience with? Or what companies have given you the run-around? What companies should I avoid? P.s. I live in central minnesota if that makes a difference.""
What is the best bike for me insurance wise?
im 17 just passed cbt i have 2000 pounds (money) to spend on it i can drive up to 125cc also i dont want a sport bike as they have high insurance rates plus one more thing what can i do to lower my insurance quote i have a chain and lock that cost me 100 pounds and smartwater to put on the bike
What is pay and go car insurance?
I'd like to drive my dads car for a couple of months through the summer until i go to university, it would be pointless getting a whole years policy as ill be gone in 3 months, i understand pay & go car insurance is one-monthly deals. Am i right? could anyone give me some more information ? Thank you""
How do i set up a car insurance company?
im looking to set up a car insurance company in the uk. I am quite business minded but am not in a position to be spending thousands of pounds to set it up. would be greatful of any info on how I go about things thanks
""Obamacare supporters, question for you.?""
Actually a few questions. Which magic money fairy will appear to bestow money upon those who couldn't afford insurance before the mandate to allow them to afford it after the mandate? The Obama administration has already granted enough exemptions that the whole concept is pretty well doomed. Is there another magic money fairy that will appear and make up for all the exemptions they've already given? If your old enough to remember when your state made auto insurance mandatory how many fold did your auto insurance go up in the next five years. Mine went up %350 after insurance became mandatory. In light of this how would you not expect health insurance costs to do the same. Hasn't Obama essentially created a monopoly and forced American citizens to throw their money at health insurance. Given that half or more of the cost of seeing a doc IS insurance itself. Wouldn't LESS insurance be the answer not more insurance? You go to a clinic that accepts no form of insurance and you are paying only slightly more than folks pay in co-pay. Then your done. The insured usually gets a bill for at least part of the visit that's not covered and on top of that they have their premium deducted. For most people insurance is a losing proposition. Insurance companies being for profit institutions will go out of business if they don't make a profit. As such mandatory health insurance means you will certainly pay more for health care than if you pay out of pocket. The discounts given to insurance companies do not make up for the overhead costs that insurance companies force providers to go through. Nor do they make up for the no pays and slow pays so common from insurance companies. As such one sure way to raise the cost of health care in the US is to require insurance. If you got more out of it than you put in the insurance companies would go broke. Insurance companies regularly restrict activities and or penalize people for engaging in what they consider high risk activities. Athletes are especially restricted. Having a monopoly why would they not do the same for everyone? Snowboarders, Smokers, bungee jumping, riding a motorcycle all dangerous activities already prohibited by many insurance policies. How do you propose to prevent insurance companies from becoming lawmakers using collusion which they openly engage in already to prohibit activities? Before Obamacare if you didn't like it you just did without insurance. Insurance companies have had to be conservative with what they mandate and prohibit because of that choice. With that choice gone now what? Insurance companies have regularly engaged in activities to the detriment of a patients welfare in the past. HMOs especially forced Docs not only to give patients substandard but cheaper care they have gone as far as prohibiting doctors from letting you know that you cannot receive the normal standard of care because of restrictions by your insurance. The unprecedented power handed insurance execs by Obamacare will clearly change how medicine is practiced in the US and that doesn't worry you? If everybody has insurance then insurance companies will dictate to Docs what they can and cannot do as they do if Docs participate in HMO and even some PPO programs. The idea that we MUST purchase a product, doesn't that bother you? Today it's health insurance. Tomorrow maybe it's socks. How can the Gov FORCE you to buy anything? Don't hand me the auto insurance scam. Mandatory auto insurance hasn't significantly reduced accidents, hasn't reduced losses to uninsured drivers. It has made insurance far more expensive for all. It does violate a basic principle of individual sovereignty that is supposed to be a key component of any free society. What will they make us buy next? In 20 years will gov mandated expenses consume the entire budget of the average American? How do you stop such a beast once it starts rolling? Millions of Americans will lose everything they have because of Obamacare. They will make just a little too much to be exempted or the time/effort to get an exemption will be impossible given their work schedule or they will have a valid exemption or be rejected for invalid reasons and unfairly prosecuted. Sure they might eventually get it straitened out but not before it gets them tossed in jail. Literally millions will be left homeless by this law in the first 5 years. Doesn't that bother you?""
Auto insurance with eSurance. Are they good?
I received very good quote from eSurance on my 2 vehicles. My friends told me that sometimes insurance companies (especially those less expensive) can drop their clients after claim, which results in higher rate later on. Does anybody have any experiance with Esurance and their claim department. I can save a lot of money by switching to Esurance but if that's going to get me in trouble I'd rather stay with my currant provider and pay them more. Anybody experianced droping by the auto insurance company? Esurance have a lot of commercials on TV and radio but does that make them good? Any suggestions? Please give me any answers. Thank you!""
How can you get dental insurance when you can't afford dental insurance?
My husband and I have health coverage, but it doesn't include dental insurance. So we have to pay our dental bills out of pocket. That was okay until I started needed expensive procedures, like root canals and crowns. Last year we paid for a root canal ($1000) and this year we paid for a root canal ($1100) and both of those teeth still need crowns (which will cost $1000 apiece). Since we were still paying the bills on my root canals I put off having the crowns done until those bills were clear. Now today my tooth broke so I'm going to have to have that crown done.    Is there ANY way to escape this? I feel like I'll lose my teeth just because I'm not lucky enough to be rich. Do you know of any kind of affordable dental insurance that will take care of procedures like root canals or crowns or oral surgery? (My dentist wants me to have THAT done too for an impacted wisdom tooth.)    I want a healthy mouth. But I can't afford it. Is there anyone that helps people like me?    Thank you.    Nita
https://www.linkedin.com/pulse/insurance-colorado-amanda-chambers/"
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Insurance on Mini Cooper for an 18 year old?
"Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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Can insurance rates go up if...?
If you have a provisional license issued and you get a citation for carrying passengers in your car before your 5 months is up, can your insurance rates go up? If so, how much?""
Who can I talk to about insurance?
I am trying to help my boyfriend find some affordable health and dental insurance....I have attempted finding it online and I am overwhelmed...Does anyone know if there is some kind ...show more
I just got into a car accident Please HELP insurance rate?
It's my fault. I rear ended him. My car is old and probably not worth repairing, smashed radiator, bumper, lights. The damage to my car is awful but his was very light, just his rear bumper yet an onlooker said bumpers cost a lot, maybe $800. Should I get my insurance company involved or pay this huge (for me) amount via a check to him directly? I've been a driver for two years only and I'm 30yrs old. If I reported it to my insurance company how much would my insurance go up? Let's pretend my insurance is a nice round number of $100 a month.How much would it affect my rate? Also what are deductables??? Please write an answer instead of sending me to some advertisement type link. Please help!""
Insurance companies for a 18 year old new driver?
Ive just recently passed and im in need of a insurance company good for me. Money is tight as im a student and so i need something cheap. Ive been on money supermarket and its hasn't helped much.
Best Apartment insurance?
Hey I need apartment insurance. What are the top five best apartment insurance places? Thank you!!
Best car insurance for 17 year old?!?
Hi, I have just passed my driving test. I am a 17 year old male living in a stable suburb. My mum owns a 2002 Mini Cooper and my dad has just ordered a new Audi A7. Obviously I cannot drive the Audi when it comes haha. I am looking to drive the Mini. What is the cheapest insurance company to be a NAMED DRIVER on my mum's car insurance. THIS IS NOT FRONTING. I will hardly drive, my mum uses the car most/all of the time. I have got very high quotes and the best yet is 2000 from Admiral. Any other suggestions please?""
I need Auto Insurance?
I'm in a dilemma! I need auto insurance to get my drivers license back but I don't own a car. I need a non-owners policy but I can't get coverage because theirs a car in the household. how can I get a policy?
How much is car insurance?
I am in Delaware. I am starting grad school and I will have very little money. But I am considering getting an old car just to get around and save some time. I'm a 26 year old girl so I know I'm not in the worst catagories. I just want a basic idea of whether or not it will break the bank to consider a car.
About how much is car insurance in British Columbia?
About how much is car insurance in British Columbia, particularly Vancouver or nearby? Perhaps if you could share how much it costs you or someone in your family with a good driving record. Perhaps give a hint of what car you have, liability limits, etc. In the U.S., you can get online quotes. For Canada, I've never seen anything like it.""
Can someone explain this driver's insurance deal to me?
I don't have a license yet because I need to have proof of insurance to drive the car at the DMV. However, if my parents' cars are already registered to insurance, then I don't need to join their insurance or something and i can just drive their car right? My dad said if i join our family's insurance, the rates will get higher. But i don't get this. I thought it was just the car that mattered for insurance.""
Car insurance denied claim because they cannot contact its insured.?
Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?""
Is This Right? (Retinal Detachment/Cataract/Lens/Insur... Question)?
Let me make a very long story short and get right to the questions. I have moved across the United States by myself at the age of 20 with no insurance covered by my parents, nor will they ever if they could. I had a retinal detachment in my left eye. Paid out of pocket for an eye doctor appointment, he freaked out and told me to go straight to the emergency room for emergency surgery since my entire retina was detached. After my surgery, half unconscious too, a social worker got assigned to me because I was under 21 and legally dependent on the state. So the state paid for my surgery. I had a 2nd one too because the first failed. During my 2nd surgery I had cataracts in my eye so they removed the natural lens. And they never replaced the natural lens since they feared the retina may detach again like the first time. But it stay together and I turned 21. So therefore, legally independent by the state. My check up appointment was after my birthday which the front desk of the eye section declared I must pay $80 for every check up visit, which they wanted me to come in every other week. And if I did not pay, I could not go in. Due to my 6 months of surgeries and recover time I had no money, and was not working. I live with my in-laws, and they were taking care of me, but they are certainly not going to pay my medical bills. So here I am now, age 22 and I have been working for about a year. My job does not offer health insurance until you worked for a year, and even then, there is a certain month you can sign up. I have been walking around for over a year without a natural lens, or ANY lens in my left eye. This is in no way like being blind. My doctor had told me that if I got my license and drove, if ever in an accident, I would get in serious trouble because you are not supposed to drive this way. Not that I do, I cannot see correctly so it is wicked dangerous. Having no lens in one eyes messes with your other eye. Hard to explain unless you have literally had this situation before. Sunlight glares into my bad eye, then into my good eye. Same with darkness or bright lights in general. I am actually very blind at night because of this. This is literally ruining my life. I have no money to pay for insurance, or the surgery which can be easily be 10,000 dollars. Is this legal for a county hospital to do? I have never heard of anyone in my situation. Even the thousands of times I have googled and searched. Never heard of anyone in my shoes. What are my rights here? Is there some way I can fight this? Where is my justice? This is holding me back so badly in life. Please someone with real help and not a crappy site they copy and pasted, help! I need some real human help!!""
Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?
if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the ...show more""
What types of policies have been losing money for insurance companies?
Are property insurance policies in Florida (Hurricane area) still costing insurance companies? Any other kinds?
Step parents health insurance?
I was wondering is it possible for my soon to be wife, to put my kids on her health insurance plan from work? The children live with us. We are in california.""
What should I expect to pay for car insurance?
I am 18. I got my permit in March 2011 when I was 16 and I got my license this month. I will be taking a defensive driving course, the 5 hour course and I might also take a course with a driving school to reduce insurance cost. (I live in New York) I have enough money saved up to lease the car I want but the insurance seems like it will be very steep. The cars I'm looking at are a: 2012-2013 Mercedes Benz C300 4MATIC 2010-2013 BMW 3 series or 5 series What can I expect to pay on insurance based on this information and do you think I'd be able to get a quote for $400 or less? Also, what type of car do you have and how much do you pay for your car insurance?""
How much will my insurance rise for having a speeding citation?
I've done a bit of hunting around the Internet, but I haven't been able to find an objective answer to this. For some background, I'm 19 years of age. Unfortunately, I ...show more""
Why is auto insurance higher for teens then it is for adults?
I am writing an essay saying insurance should be higher for teens then adults. I need body paragraphs saying why it should be higher then adults.
Insurance for moped 16 year old ?
live in cork Ireland,im 15 now 16 in the summer im wondering how much a 50cc moped insurance would be roughly or how much insurance would be on a Yamaha tzr 50 ? Thanks""
What would health care cost if NOBODY had insurance?
I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""
Finding 2000-3000 insurance for young driver?
With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks""
""Why does your Fica score dictate an insurance premium rate, why not your driving record?""
are the insurance companies worried they wont get paid,,,,??""
Affordable full coverage auto insurance?
Where can I get affordable full coverage auto insurance in Delaware with a scetchy driving record?
Will obamacare lower health insurance premiums?
how will forcing more people to purchase a finite resource (increasing demand) cause the price to go down?
How much will health insurance costs rise in your state?
Our attorney general says Ohio's will be over 80%.
Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you
Plz help me sort out my car insurance thanks?
? So am 17 and just passed my drivers test and I want to be put on my dads insurance. Originally he was directline or something but I found a much cheaper one for us both at the post office so when he went to change to it and put me on his insurance we had to pay a 170 pound deposit so my dad said just put him on first and the deposit was only 40 pound and now next week he'll add me on. So my question is when he puts me on next week will there be no deposit to pay?
Anyone know of affordable dental insurance for western Ky? ?
i need to have dental work done, but no insurance.""
Is it illegal to buy insurance out of state?
Is there any affordable way to get insurance, i am a first time driver, no collisions 17 years old btw on my dads user name, what is the most affordable way i can get insurance. All the quotes i have gotten so far have been 1300 for 6 months or more. I will drive a family car.""
Why Will Companies Keep Offering Health Insurance?
Why Will Companies Keep Offering Health Insurance? Who here believes that if Universal Health Benefits are offered through the US government to all US citizens that companies and employers will continue to offer health insurance benefits to their employees as a payroll/benefits expense. Do you really believe companies will continue to pay such a large amount of overhead when they can simply stop offering those benefits and let the government program take over? What employer in their right mind would keep dishing out $500 a month per employee when the government is begging to take that system over? If you think Yes, please tell me why.""
Primary insurance?????????????/?
So I took my Daughter to the doctor today she is on ARkids. everything went fine at the Doctors but when i went to get her RX they said i would have to pay 81 dollars because of my primary insurance. I dont have Primary insurance she has only had ARkids. well they told me it was through her (sperm donor) father. that had not had anything to do with her for 2 years. she is 5 and when he did it was off and on. well how is this right I have custody of her. I can not afford her meds with his insurance making me pay. when it was just her insurance i didnt have to pay since it is his doesn't he have to pay? I dont know how to get ahold of him like i said no contact nothing for 2 years. she never gets sick.. i havent had to get her any meds or take her to the doc for like 5 mo.or more.
Instead of buying auto insurance is there a way to just have a savings account just for $coverages?
So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?""
How does car insurance work?
so how does car insurance really work? im 16 and just got my license my parent's already have insurance on the cars and i plan on driving those cars, but why would i need insurance when those cars are already insured?""
Do landlords usually have homeowner insurance?
Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have some kind of homeowner insurance?
Will My car insurance go up if a 16 year old gets a older 2 door car?
Will My car insurance go up if a 16 year old gets a older 2 door car?
I need help with car insurance.?
I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!
Help on car insurance.?
I am 17 yrs old. I am about to get a 2008 Honda accord but right now I drive a 2002 Cadillac escalade. my insurance is $130 a month right now and I was wondering if it would raise it? the escalade is an SUV, & it has a v8. the accord is ofcourse a car and its a 4 cylinder! ( if that makes a difference) thank you to all that answer! :)""
Just got in a car accident...I'm 16 we have USAA. How much will my insurance go up?
I was being stupid and driving too fast on a wet day. I spun out and hit a wall (thank god I'm okay) and damaged the back right on my car pretty bad. I know our deductible is either $500 or $1000 but my question is about my much will my insurance go up? I know its not going to be pretty since I've only had my lisense for 10 months...
Health Insurance for Newborn baby?
I get health insurance through my job but I think I can get a better quote than what they offer if I go about it independently. What suggestions do you all have in terms of a good health insurance coverage? Is it best to have a higher deductible and lower premium or vice versa for a newborn? I want what will be the best for him but the most affordable for us. Thanks! :)
Will my insurance go up due to points on my license?
I am a 22 year old male. Was cited for going 25.5 miles over the speed limit on a freeway. Plead guilty. And 4 points were assessed on my license. This is the first time any points have been on my license. My question is will my insurance go up do to this and if so how much could I expect? Thanks Also, if anyone knows of anything I can do to keep my insurance from going up, please let me know.""
Cheapest Auto insurance?
Cheapest Auto insurance?
Am I covered under my parents' car insurance?
I am sixteen years old and I will be added to their insurance soon, but in the meantime, am I covered if anything happens? The car is insured under liberty mutual and I do no not often drive their car, but I need to use it to get to school tomorrow. What will happen if I get into an accident with an insured car under my mom's name and not mine?""
About how much will ensureance cost me?
Heyy ya'll, I'm 15 (ill be 16 next month) and I'm saving to buy a car next year! My mom says since I'm young they're going to charge me more for insurance, so what I want to know is about how much will they charge me a month since ill be 17 when I buy the the car?""
How can i claim for a new alternator under insurance- it cost me 400?
I am selling my car, and I would like to get some cash from my insurance policy. I just had a new alternator fitted 2 weeks ago- any ideas??""
Is there such a thing as affordable health and dental insurance for someone that is 60 years old?
And in pretty good health? What company(ies) would you recommend. I live in Omaha, Nebraska United States. I currently pay $330 a month for PPO BCBS a month and it is killing me! Thanks""
Is Blue of california a good health insurance?
Is Blue of california a good health insurance?
Are there any good Websites about Insurance ?
For someone who is newbie in Insurance , Also if it contains cases and Q&A it would be best Does anyone know any ???""
Will insurance cover girlfriend who lives with you?
My boyfriend and I live together and are going to get married within the next year or two (i am in nursing school and want to finish before getting married so we can afford a really nice wedding). He has United Health Care insurance and I've tried to find info online but cannot find the info i'm needing. He has this insurance through his employer. Can I be covered on his insurance without us being married? I see online you can do a family plan, but that's all i see. doesn't say if non-married couples can be covered.""
Should I sue Texas for requiring me to buy auto insurance?
After all I'm a good driver, and I'm willing to take your chances that I'll be financially responsible if something unexpected happens. Why should I be forced to take part in the government sponsored mandate to purchase something? What about free enterprise and my freedom to spend or not spend my own hard-earned money? Maybe I could get my case heard by the Supreme Court....""
I aged out of Medicaid 21 yr old male no insurance?
I no longer have health insurance because I'm 21 years old. My mom gets medicaid because of a disability and my sister gets medicaid because she is 19 yrs old. My family is labeled as low-income, and I can't afford private health insurance. What can I do to receive free health insurance. I live with my mother and sister. I'm a full time college student with a little part time job. Am I out of luck?""
How much would it cost to insure my motorcycle?
I plan on buying a Suzuki dr-z400s and I'd like to know what some people are paying for their insurance. Or maybe just what I would be paying. I'm 16 years old, Male, and I have a clean record. I'm not sure what kind of insurance I would get but probably just liability. Thanks!""
Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you
What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?
What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?
Appropriate and affordable health insurance for my autistic son?
Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""
Are they able to charge me with car insurance fraud?
A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn't know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn't unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn't know where the key was and I didn't suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn't a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son's favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled What else do I need to do to prove to these poeple that I didn't steel my car.""
Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
I have question about car insurance!!?
ok I live in California northern part so.... I wanto know how much is the car insurance for 16 years old? Is it depends on type of car and the price you got it? I found a car in the internet its 2008 audi rs4 $2000 clean title how much do u think is the car insurance for this car... Thanks for the real answers!!!!
How do you find out if a driver has insurance or not?
My car got hit and the driver took off. I have their name, address, and vin number but they did not provide an insurance company name either because they don't have it or there's a possibility that it was not provided at the time. Who can find this out for me, the police said they can't and my insurance company said they don't think they can either....""
How can I get health insurance in WA state?
I am 27. I am currently not working and have money saved. I am going to need to get a hearing evaluation at University of WA and it will cost 900 dollars without health coverage. I have never bought health insurance before, can I pay it month to month? Or pay it for one month, to get my evaluation covered and then cancel it?""
Where to buy cheap auto insurance?
Im 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But Im getting ready to buy an 06' Chevy Colbat and where I am buying it off a car lot, she cant afford to put me under her name on insurance, becuase I will have to get full coverage as where as before I had liability. Is there a place in WV or somewhere online that offers reasonable prices on full coverage insurance for someone of my age. My mom is telling me my insurance is going to be about as much as my car payment. Is there any way to get it lower? I need a cheap place for insurance! Thnks.""
Can you rent a car without insurance?
For example....I don't have a car, so I don't need insurance, but if I want to rent a car, won't they ask for proof of insurance?""
""In CA, would my mom's car insurance cover my car?""
I live with my mom in California and we both have cars. I just bought mine recently under both mine and my mother's name but do no have it insured. My mom does have insurance though. I got in a little fender bender a couple days ago but when the report got filed, I got a citation for not having my own car insured. What I mean to ask here is, if my mom has car insurance and my car is under her name as well, would her insurance cover me, therefore leaving the citation void?""
State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight.""
How much will it cost (roughly) for a 21 year old to insure a new Audi A1 S-line 1.2?
its in the 1-10 band for the insurance which is the lowest group. the audi a1 is number 9. but i want to know what i would be expecting to pay insurance wise! would appreciate any comments.
I'm looking for affordable auto insurance...?
I am looking for an affordable auto insurance in New Jersey. Does anyone have any ideas. And is it true that a Broker is a good option? What would be a reasonable rate for just a PIP and a older car? I have no accidents or tickets.
Got a fine for no car insurance.?
I got a fine for no car insurance in CA, what will possibly happen to me? I'm fearing the worst...although there should be no excuse for it I didn't have the money at the time.""
""How old you need to be for classic car insurance , im 22 and have a 22 yr old car?
?
Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?
Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC ...show more
Typically whats the cheapest insurance company?
my rates are pritty high.. im thinkin about changin
""How do I get quotes on things such as insurance, utility cost, and building remodling?""
how do I get quotes on things such as insurance, utility cost, and building remodling when I'm writing a business plan? We finally have found a great location for a bar and grill we have wanted to open and a business plan requires a lot of estimating costs and I want to find the most accurate figures so that I can set myself up for success.""
I was recently in a car accident and fractured my hand in two places. How much should my settlement be?
The accident was not my fault, but the other driver did not have insurance. My left hand was fractured at the pinky knuckle and also lower in my hand at the middle finger. I was in a splint for 8 weeks, and went to see a physical therapist for only two weeks. I still have pain in the pinky knuckle and cannot bend it as far as the right hand. The doctor told me that I will most likely have severe arthritis when I get older (I am 26 now). I was only out of work for three days, but I had to be on restricted duty for a month. I had a hard time buttoning and pulling up my pants, as well as fixing my hair. It took me an extra half hour to hour to get ready every day. I want to know what to expect from the insurance company.""
Homework / car insurance question?
I have to do a budget for the next 5 years of my life and im lost on how to get the car insurance part figured out. I have to figure out hom much i would be paying for car insurance if i was to buy a car in the future? can someone please help, i'm so lost. and plz dont just give me a website to go to, plz explain it a little. thanks""
Do I need insurance to drive my girlfriend's car?
I'm turning in my leased car next week and canceling the insurance on it. I plan on using my girlfriend's car for a couple of months before getting a new one. I know there are a variety of coverages, but generally speaking would her policy cover me driving her car despite me not having any car insurance of my own?""
What is the best health insurance plan for my husband and I?
We're age 20 & 22. In school. Don't receive insurance through work. Live in Michigan. No health problems right now (that we know of) lol. We can afford about $50 to $100 per month. Looking for dental and a visit or two per year to a physician (checkups) for each of us and a deductible that can work around that and decent co pay.
Best car years for insurance?
My daughter will be buying a used car outright because we can't afford a car payment and insurance, plus she is 23 and had a fender bender 18 months ago so her insurance is not exactly low. What I'm wondering is if you have advice for the best years for a used car as far as insurance rates go ... you know, what years are likely to give us the best rates Also, if you have any advice about the best types of used cars to keep rates low, and the best used cars period, any input like that would be greatly appreciated. We bought a used 2003 jetta, but the transmission is self-contained, or, that is, we have to take it in to have the transmission fluid replaced. Things like that about which we weren't aware before we bought it have made it not very practical for us. Thanking in advance for any help you can give!""
How much would my insurance premium rise be? Car accident.?
On the interstate going home from work, it started raining just as I entered, really hard. Then I saw this white car in front of me, who stepped on his brakes, and as soon as I saw that, I stepped on mines. I couldn't swerve to the right where the gravel and grass were cause the white car was already headed that way , since it was raining my brakes didn't help and instead my car slid and his the back left corner of the white cars, and then I hitted a gray car from behind. My car is messed up really bad and cannot be repaired. When I gained enough sense to realized what just happened, there was 5 cars that had stopped, but mines was the only one badly damaged, unrepairable. Nobody was injured, and everyone's car was still drivable. The officer basically said it was my fault, cause I couldn't stop MY car from hitting the other two. Now I have to pay a ticket of $165 and my insurance will be paying for the other car's problems.""
Classic car for a teenager?
Coming up to my 17th birthday soon and i need to buy a car. The sort of car i like is the plymouth cuda 1970 opel manta 72 ford cortina 72 chevy 69 So that kind of muscle car look. However being a teenager i am limited to what i can drive. What would be a good buy and something i can get insured on. Hope you can help Thanks :)
Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you
Will car insurance be cheaper if I drive my mum's car?
I'm learning to drive, but my mum won't allow me to practice in her Fiat 500 or drive it once I've passed the test. This means I can either buy myself a car or drive my Dad's car, which is a much larger Jeep. I don't particularly want to drive it though because its an automatic whereas I'm learning manual (I know automatic is easier, but as a new driver I won't be able to practice for the test and I'm worried I might forget manual if I drive it for too long) and I imagine insurance is likely to be higher. I was wondering, which of these options are likely to work out cheapest? Is it worth trying to persuade my mum to let me drive her car?""
""Obamcare, how is it enforced?""
So, the single mothers of 3 children. The one who's flipping burgers for 12,000 a year income, She's going to pay $100 a month for insurance, or she will be in violation of the law, right? When she doesn't pay the $100 a month, she's a criminal, right? We're going to fine her $2,000? If she doesn't pay the fine, we'll throw her in jail? Really? This is the plan? Does anybody else see how ridiculous this whole thing is???""
How do you value a damaged tree for insurance purposes?
Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.""
Question about motorcycle insurance in the UK?
I just got a quote for the motorcycle I intend buying when I pass my test. Seemed a bit excessive at almost 900. I'm 23 and have ridden a 125 for a year with no claims. The bike is insurance group 13. My question: Does the fact I don't have a full license yet and haven't bought the bike affect insurance quotes?
How can i insure my car for 1?
just read somewhere on this site that you can insure a car for 1 surely this is a load of uncle tom cobbler? would be very impressed if someone can answer this question... seeing as my car is only worth 500 why should i be expected to pay almost that in insurance? it would get written off any way should i ever claim. cos being an olde banger insurance cost for parts and availability not as easy and quick to get.
How will my finance company know if i change my car insurance coverage?
im leaving to basic training next week and i was going to drop my car insurance coverage down to just storage insurance because my car is going to be stored and under a car cover at my fathers house while i am away. my car insurance company suggested before i make the change that i contact my finance company and make sure that there would be no issue if i did this, how ever the finance company said i could only do this if i literally go and rent a storage unit and keep my car there, AND i have to be deployed, simply being away at training is not enough. If i go ahead and reduce my coverage to storage insurance, how would my finance company know, im sure there has to be some way they would find out.""
""Car rental insurance, please help!?""
Hello everyone, I am really confused and need your help, please. I rented a car from Avis in Calgary, Alberta and drove to Vancouver, BC. I got involved in an accident that although my car was not damaged, but I think I am considered cause of the accident (two cars were badly damaged). I did not ask for any insurance of the rental car. My understanding was that the third party liability is covered by my own car insurance. However, someone called me earlier from my car insurance company(state farm) saying that they are not responsible. Today the rental car company has called and left me a message asking me to call them. I do not know what should I prepare myself for? Am I going to be charged to pay for all the damage? That'd be terrible. Please provide me with any information you have. I don't know what to do.""
I got car insurance and it allows me to drive other peoples cars on my insurance?
if i were to buy another car, 2nd car will i be able to drive that without registering to any insruance company? i wont be selling my 1st car, it will still have the insruance, and the insruance it has allows me to drive other cars, but im not sure if the other cars also need insurance from a company""
Should I call my auto insurance?
This afternoon, I was at a gas station and I backed my 2003 Pontiac mini van into a concrete barrier very hard. The left rear bumper is falling off, the hatch is dented fairly bad in the corner so it is difficult to open (that dent is about 4 inches in diameter but very deep) and the side with an automatic door has two shallow dents about a foot across. One of my taillights chipped on the side but didn't crack or shatter. No broken glass or anything. The plastic bumper is cracked in a few places, and has red paint all over over it from the barrier. the doors still work (excepting that the hatch catches on the taillight area), no electronic or mechanical issues, just body damage. The question is, should I call insurance? I am almost 17 and I've had my license for about 6 months. Roughly how much would the body work cost, since my insurance with AARP is sure to go up dramatically? Or would I want to play it safe and place a claim? My parents know all about it, and it was a total accident (I missed the brake pedal and hit the accelerator). Just looking for the way that will cost me less in the long run. Thank you for your help.""
Insurance premium increase for life insurance.?
Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""
Should I sue my parents...?
When I was 4 years old I was in a car accident and my parents had a settlement with the drunk drivers insurance and recieved 100,000 dollars for me. At such a young age I didnt really know what was going on and they told me that it had to be put up till I was 18 and I couldnt have it. Well that money is no longer there and I am now 20. As I grew up they told me that it all just went to lawyer fees but obviously I am old enough now to know better. I found out from other family members that they just blew it. I am now married and have three month old baby and I could have used that money to help get a house for us or help with the financial problems that come with being a new parent or newlywed. Should I sue them to get what was mine to begin with and if so how do I go about it and what are the chances that I will win?""
Can I cancel my fathers car insurance?
He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?
Cheap home owners insurance?
they keep raising rates with no justification. Which company do you use? Are they expensive? Are they cheaper? I Cr 13;8a
My niece has a sr22 bond and insurance can she drive a car with that?
i need to know cause she is driving is hat legal?
What's the best type of life insurance to buy?
Is term better than cash value? or vice versa?
How can you justify paying this much for insurance?
my insurance was canceled on my a month ago so im shopping around. i have a friend who is a broker who recommended using progressive - for $711 a month. wtf. i have 1 speeding ticket, 1 minor traffic violation, and one comp claim. i used to have state farm and the most i ever paid was $240 a month. this is just wrong in all respects. how do they expect any 21 year old to pay that much? thats a rent payment. i have an 05 scion tc, im wondering if buying a cheap beater would affect the price at all.""
How long can you go without health insurance before things become preexisting ?
I currently have health insurance through my father's company plan, but after my 19th birthday my insurance drops because I won't be a full time student until spring this year. Meanwhile I need coverage through some plan so nothing will be preexisting. However I can't apply for the cheap insurance that I was hoping for until my old coverage ends, and I'm worried about the bureaucratic time lapse between coverage policies. Are there any problems I'm going to run into with this?""
Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000?
In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?""
How much is cost of insurance of car driven by Indian driving licence holder in UK?
How much is cost of insurance of car driven by Indian driving licence holder in UK?
Car Insurance Settlement?
Ok about 3 weeks ago I was rear ended while my car was stopped on the freeway. The guy hit me doing about 30mph. I have had back and neck problems ever since. I have been seeing a chiroprator on a weekly basis. Also it was a hit and run but I was able to get his license plate number. I live in California. Ok so his insurance company called me trying to settle for 1000 plus my medical expenses. The problem is I don't now what my conditions will be like in the future. Also how many times will his insurance call me and change the offer?
Cheap car insurance for a 17 year old male?
I passed my driving test last month and did my pass plus last saturday. I'm now stunned to find that the lowest i've seemed to get my car insurance is 5000, I'm a full time 6th form student so how am I meant to pay that? Is there ANYWHERE where I can get cheap insurance for my car? (except gps box insurance with restrictions such as fines for going out past 11pm) any previous experiences? or recommendations? I understand that 17 year old males are higher risk to road users than others, especially newly qualified, but there must be some loopholes in the system which will enable me to get a cheap quote? Many thanks.""
If your insurance cancels and you reinsure the next day will you get hit with a penalty?
okay im with nationwide and theyre expensive so theyre canceling my insurance on 1/1/08 but i wont have the money to go to my new cheaper insurance until the next day so will i get hit with the 500 dmv fee??/
How would one categorize those who will not have health insurance after Obamacare officially starts?
Considering that it will be law that everyone must have health insurance. What of those who will not have insurance and did not for whatever reason sign up for the government plan? How will Obamacare address them?
If i get a v6 mustang will my insurance be lower?
Im 16 and looking for a mustang, but if i get a v6 mustang will it be a lot cheaper than a v8?""
What do I get as a USAA member without any accounts?
You can get a USAA membership with an online registration; however, I do not need to have any banking accounts, insurance, etc with USAA. What do I get with this membership and does it affect my credit score? What are the pros and cons of becoming a USAA member when I don't have any accounts open with them?""
Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you
https://www.linkedin.com/pulse/why-car-insurance-so-expensive-uk-gabriela-madewell"
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banditwrites-blog1 · 7 years
Text
Sunset: Chapter Three
Dear Simon,      I have not heard from you in quite some time.  Are you doing well?  More importantly, is Lucy doing well?  How was her surgery?  Was it able to help alleviate the pain?      My apologies if I am in any way interfering or stepping in where it is not prudent for me to do so. 
Sincerely, Diane
Dear Beatrice,
     It still feels weird to call you anything but that.  I know that’s not what you use anymore, but old habits die hard. Would you mind too terribly if I keep using it?  If you do, I can change.  I do want to do whatever you think is best for you, so please, let me know.
      Lucy is doing better.  The surgery did not help as much as we thought it might, but the doctors have her on a new, more experimental batch of medications and those seem to be doing better than the old ones did.  She’s still having trouble speaking, so most of my time is still spent there with her.  So I’m as well as I’ve always been.
       How are your classes?  Are you still at that little school in the middle of nowhere?
Keep me posted! Simon
Dear Simon, 
     If you wish to continue calling me Beatrice, then I will not mind. I would prefer Diane, as it has become the name I use most regularly in my everyday life, and Beatrice feels old and misused, but I have no intent of forcing you to change.  You may do what you will.  Either will work.
      It is good to hear that your sister is doing a little better.  I wish it were possible for you to pursue your own life separately from her, as I know that increased pressure has had the unfortunate side-effect of increasing your anxiety, but I take it you are keeping up with what we learned so long ago.  As for me, I have begun to supplement my practices with new ones as more research reveals itself.
     I also have a dog, and he helps most marvelously.
      My apologies.  I know that you did not ask on either of those and do not want to be wasting your time.
     Yes, I still work in Sunset.  I would prefer that you not refer to it in such negative tones, but I also know that I do not have the ability to prevent you from so doing. The town may be small, but it is more than enough for me.
     That said, this is the first week of classes.  The first batch seems as though it might be interesting.  There are plenty of familiar faces and plenty of new ones as well.  You know that the beginning of the semester is always hardest for me, as I fall into what my patterns will be with the new students, but having so many returning ones makes teaching a little easier.  I believe that tomorrow will be easier in that regard, as most of the classes are full of those passionate about the subject, which means that there will be more students I know as opposed to ones I do not.  This will make it far more comfortable for me.
     Please keep me updated on Lucy as her condition changes, and I will keep her in my prayers as well.
Sincerely, Diane
Dear Beatrice,
     Bae, you have got to quit apologizing.  You’re not doing anything wrong.  It’s more than fine for you to share these things with me.  You are not interfering with my life, and you are not wasting my time.  I enjoy hearing from you.
     At the same time, I realize that writing all of that is just reassuring you, so please, hold on to those.  You wrote in your last letter that you were holding onto what we learned and keeping that in practice, but if that were so, wouldn’t you have stopped apologizing?      Sorry – I do not mean to be nitpicky.  Lucy has not been doing as well today, and when she is more stressed, so am I.  Thank you for keeping her in your prayers.  I’m sure that she would be extremely happy for them if she understood exactly what that meant.  Regardless, I do, so many thanks from me! 
     Keep me posted on how your classes go – if you have any troublemakers or really good students.  I want to hear everything, so feel free to spill as much as you want.  You’re quite right; I don’t get to leave or really have much of a life of my own, so it is nice to hear how yours is going.  I’m honestly really sorry for not keeping in touch with you these past few months.  It’s Lucy – with everything that’s been going on, it’s hard to remember that there are other things I need – and want – to do.
     Maybe, when she’s better, I’ll be able to come visit.  I really miss you, Bae.
Your friend, Simon
Libby— 
     Do the laundry.  Clara will be cooking for dinner, and between the time I spend working and staying in the hospital with Mom, I don’t have time.  Laundry’s the easiest of all the household tasks, and you can get it started while you do your grading or before you go off to the bar or whatever it is you do with your life.
     Make sure to stop by and visit us at the hospital.  Mom would love to see you.
Deb
Yo, Di! 
     I’m not gonna be able to make it for the whole lunch thing.  Deb’s hounding me to spend time with Mom, so I’m going to go visit her in the hospital over lunch.  If you want to come, that’d be great because then I wouldn’t be there bored all by myself, but you definitely don’t have to do that.  Like I said, it’s gonna be boring, and I don’t think they’ll let you bring Champ in.  So I guess maybe that means it’s not the best sort of impulse thing for you.  And you hate impulse stuff, don’t you?  So maybe come with me next time.  I’ll probably go once a week – so I’ll let you know when I go again?  If you want to join?  Which it’s fine if you don’t.  Just let me know!
Libby
Hey, Jess, this is the stuff Iris wanted to get to Prof. Daniels.  It’s all in this envelope.  Pretty sure she’d be fine if you read it, but it’s all related to that scholarship thing Daniels set her up with.  Papers, probably, and a bunch of forms.  You don’t even have to say anything to her, just leave it on her desk or hand it to her or something like that.  With a post-it saying it’s from Iris. 
Okay, maybe it would be easier to talk to Daniels and let her know that Iris wanted you to drop this stuff off for her.  Trust me, Daniels is a cool chick – I ran into her with one of my friends the other day.  Did you know she has a dog?  Hey, if she has the dog with her today, give it a pat for me, alright?  Or steal it!  Not that we can have a dog here or anything. They’d totally catch us and throw it out and then Daniels would know it was us and we would get in SO much trouble. So maybe don’t steal the dog. Just pet it for me!
Or for you, because goodness knows you need a dog.
Anyway, that’s all!  Kisses! Ara
[ text: idiot roommate ] We need to talk.  Quit kissing my cheek in public.  People are going to think we’re together when we’re not.  I don’t care if you do it in private or whatever, because I know you’re just overly affectionate, just not in public. [ text: idiot roommate ] Honestly, doesn’t that cut down on your potential prospects?  Or do they just not care? [ text: flaming ginger ] jess have u seen the videos ur in?  seriously, im the least of ur worries [ text: idiot roommate ] ARA.  YOU DID NOT SHARE THOSE.  I USED A DIFFERENT NAME.  IT HAS BEEN YEARS.  NO ONE WOULD KNOW. [ text: flaming ginger ] maybe maybe not  ;) [ text: idiot roommate ] ARA.  THAT IS NOT FUNNY. [ text: flaming ginger ] jk jk ur fine [ text: idiot roommate ] Add this to the list of things we talk about next time you’re here.  I should never have shared those with you. [ text: flaming ginger ] nope ur an idiot [ text: flaming ginger ] i can use these whenever i want [ text: flaming ginger ] doesnt that scare u? [ text: idiot roommate ] you wouldn’t. [ text: flaming ginger ] u dont no i might [ text: idiot roommate ] D< [ text: flaming ginger ] have fun with that [ text: idiot roommate ] Ara Ryder, if you use those videos against me, then there will be no kissing.  At all.  Ever again. [ text: flaming ginger ] u wouldnt do that to me [ text: idiot roommate ] You know that I would. [ text: idiot roommate ] FUCK. [ text: idiot roommate ] We can continue this later. [ text: flaming ginger ] wut wuts u [ text: idiot roommate ] I forgot about my class with Daniels. [ text: idiot roommate ] SHIT. [ text: flaming ginger ] u got the thing from iris rite [ text: idiot roommate ] No.  I completely forgot. [ text: flaming ginger ] JESS SHE NEEDS THAT [ text: idiot roommate ] I’ll get it there on Thursday! [ text: idiot roommate ] Does it have to be today? [ text: idiot roommate ] Ara? [ text: idiot roommate ] ARA? [ text: flaming ginger ] sorry lost my phone [ text: flaming ginger ] found it obvs [ text: flaming ginger ] thurs is fine [ text: flaming ginger ] just dont forget again!
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