#instapay

[justhereforthefiction]

Art commissions open!!

Contact me on instagram

@lunareclispe_wenny

Display name:sam

[maiiiiie]

اعتقد سبب كبير ان الخدمة دي تكون بفلوس هيكون انا و اخواتي 🤭

[takeoffphilippines]

PalawanPay Makes Sending Money More Affordable with New PHP 7.50 Instapay Rate

PalawanPay is taking a major step forward in making digital financial services more affordable and accessible with the launch of its Php 7.50 Instapay fee promo. From June 15, 2025, to August 15, 2025, the Instapay Send Money fee on the PalawanPay app is only PHP 7.50— one of the most affordable Instapay fees in the market.

By lowering its Instapay Send Money fee to just PHP 7.50, PalawanPay is helping ease the financial burden on individuals, families, and small business owners who rely on digital tools for everyday transactions. Most banks and e-wallet providers in the country charge transfer fees ranging from PHP 10 to PHP 25 per transaction. While seemingly a negligible amount, these fees can quickly accumulate, especially for frequent users. With PalawanPay, users enjoy meaningful savings without sacrificing the convenience of real-time fund transfers.

“We know that every peso counts, especially in today’s economic climate, where people are more mindful of how they spend and save. That is why we launched the Php 7.50 Instapay fee promo, to let our users feel that even in small ways, they are getting the best value for their hard-earned money. Our goal is to ensure that affordability never comes at the expense of speed or security,” said Karlo M. Castro, CEO of the Palawan Group of Companies (PGC), who emphasized the group’s customer-first philosophy.

He emphasized, “At the heart of every service we offer is our commitment to our sukis. The Php 7.50 Instapay fee promo reflects our ongoing mission to empower Filipinos by making essential financial services more affordable, accessible, and dependable because we believe practical solutions should always be within reach.”

Highlighting the impact of the initiative on day-to-day financial routines, Bernard Kaibigan, Group Marketing Head of PGC, said, “We understand that digital transactions are now part of everyday life, from sending money to loved ones, to paying bills, to managing small businesses. With the PHP 7.50 Instapay fee promo, we're giving our users a smarter and more cost-effective way to do all that. It's about helping them save more with every transfer while still enjoying the speed and security they’ve come to trust from PalawanPay.”

Rooted in PalawanPay’s mission to champion financial empowerment for everyday Filipinos, the PHP 7.50 Instapay promo reinforces the brand’s promise of providing “mura, mabilis, at walang kuskos-balungos” (affordable, fast, and hassle-free) money transfer services. Beyond the reduced Instapay fee, the app delivers even greater value through unlimited free cash-ins at more than 3,500 Palawan Pawnshop–Palawan Express Pera Padala branches, no convenience fees when purchasing mobile load, PHP 10 cashback on Instapay cash-ins, and reward points for every transaction. These features make PalawanPay one of the most affordable and user-friendly e-wallets in the country, offering practical and cost-effective alternatives to traditional banks and other digital platforms.

At a time when digital payments have become an essential part of daily life, PalawanPay’s PHP 7.50 Instapay fee promo offers timely and meaningful relief. By lowering transaction costs, the initiative helps ease the financial burden on individuals, families, and small business owners who rely on digital tools to manage their finances. With its commitment to affordability, ease, and reliability, PalawanPay continues to be the trusted choice for practical and empowered financial transactions. Download PalawanPay now via Google Play, Huawei App Gallery, or the Apple App Store and start saving with every transfer!

[pos-jtact]

Recently, Central Bank of Egypt approves new InstaPay featureallowing users to receive money transfers via the InstaPay app. The fee of transfer will be determined by the bank based on currency and country of origin, and the recipient will receive the funds in Egyptian pounds. The development of cross-border e-commerce business will prompt much more financial payment reforms in the future.

[onenettvchannel]

BALITANG NEGOSYO: InstaPay PH faces nationwide disruption, suffering Money Transfer outage and Reversed Transactions on both E-Wallets and Philippine Banks, leading to consumer frustration and regulatory intervention [#OneNETnewsEXCLUSIVE]

(Written by Miko Kubota / K5 News Patrol #4 reporter of OneNETnews & Station Manager and President of OneNETtv Channel)

MAKATI, MANILA -- A major disruption has hit the electronic bank transaction service industry in the Philippines as 'InstaPay' Philippines faces a massive money transfer outage, affecting key players like UnionBank, Bank of the Philippine Islands (BPI), MetroBank, SeaBank, GCash, Maya and others. The recent outage is related to Pay QR (Quick Response), and to Send or Receive Money via Bank-to-Bank Transfer, E-Wallet to Bank Transfer, and vice versa. Customers are reporting that their remaining balance is being reverted back after 1-2 banking days, causing frustration and inconvenience.

The unexpected reversal of funds has left many consumers puzzled, especially those who had made transactions to the wrong and successful recipients or through the said Pay QR. Despite the issues faced by users, the Bangko Sentral ng Pilipinas (BSP) has stepped in to regulate and prevent any unfair practices by 'InstaPay'. The central bank is working closely with accredited E-Wallet and Banking Institutions to address the situation promptly.

Reports surfaced on various social media platform posts in general and group posts, particularly in Facebook groups and personal accounts (per all owned by Meta Platforms Inc.), where users expressed frustration over the inability to conduct essential financial transactions. Despite efforts to transfer funds between accounts or to E-Wallets, users found themselves unable to complete transactions as expected.

The root cause of the outage appears to be linked to maintenance activities within the 'InstaPay' system. While these activities were intended to optimize service delivery, they inadvertently disrupted the normal flow of transactions, leaving both E-Wallets and Bank Institutions are in limbo.

Amidst the chaos, online netizens are turning in thru social media to share their frustrations, and a few are even taking legal action. Phone Calls and E-Mails between UnionBank and Maya (for this example) are taking forever to resolve and refraining to address concerns, causing some to question if the company falls under the Republic Act #11032 or 'Ease of Doing Business and Efficient Government Service Delivery Act of 2018'.

Concerns have also been raised regarding the potential violation of consumer monetary rights, particularly with regards to efficient service delivery. The waiting times for Customer Support have been a major issue for users, causing brazenly massive dissatisfaction with the situation to surge even more.

In response to the public outcry, regulatory bodies such as the Bangko Sentral ng Pilipinas (BSP) have urgently intervened, closely monitoring the situation. If found to be in violation of regulatory standards, 'InstaPay' could face temporary revocation of its accreditation of BSP, potentially disrupting its operations as an electronic bank transaction service provider. Customers are advised to stay informed and consider alternative options like 'PesoNET' bank transfer if they encounter issues with the aforementioned electronic bank transaction service.

In the interim, affected E-Wallets and bank institutions have initiated maintenance procedures to rectify the issue and restore normal service operations until further notice. However, the timeline for resolution remains uncertain, leaving users uncertain about when they can expect a return to seamless transaction processing. We attempted to contact the Bangko Sentral ng Pilipinas (BSP) through our news team via E-Mail at OneNETnews, but they declined to provide a potential public statement to us.

The future of electronic bank transactions in the Philippines hangs in the balance as authorities work to resolve the outage and prevent similar incidents from occurring. With the BSP keeping a close eye on the situation, it is essential for all stakeholders to cooperate and ensure a smooth and secure experience for users.

Additionally in resort to the last alternative transaction channel like 'PESONet' may offer a viable workaround for those seeking to conduct essential financial transactions without interruptions, which can be used for bulk transactions and transferring funds within 1-3 banking days, and cutoff times to be sent out for finalization and verification.

In some cases, when there's a nationwide system issue with InstaPay in the Philippines, all pending payments - whether you're sending or receiving money - may be reversed and charged back to your original amount. This includes E-wallet to E-wallet and Bank to Bank transactions that are not InstaPay-accredited transfers, regardless of whether fees were paid or if it was free-of-charge.

The Bangko Sentral ng Pilipinas (BSP) expressed their deepest apology for the inconvenience faced by those using InstaPay-accredited Philippine E-wallets and Banks.

SPECIAL THANKS to a disclosed former student of Metro Dumaguete College for contributing a news report.

STOCK PHOTO and LOGOS COURTESY via Google Images BACKGROUND PROVIDED BY: Tegna

SOURCE: *https://www.facebook.com/groups/431633063600097/posts/7081807368582600 [Contributedly Referenced FB Group Post #1 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7085896794840324 [Contributedly Referenced FB Group Post #2 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7086162924813711 [Contributedly Referenced FB Group Post #3 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7088099194620084 [Contributedly Referenced FB Group Post #4 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7088519631244707 [Contributedly Referenced FB Group Post #5 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7099769730119697 [Contributedly Referenced FB Group Post #6 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7100564683373535 [Contributedly Referenced FB Group Post #7 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7105003496262987 [Contributedly Referenced FB Group Post #8 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7105845296178807 [Contributedly Referenced FB Group Post #9 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7106023819494288 [Contributedly Referenced FB Group Post #10 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7108200742609929 [Contributedly Referenced FB Group Post #11 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7109255602504443 [Contributedly Referenced FB Group Post #12f via InstaPay Concern Group] *https://www.facebook.com/groups/592299542386957/posts/909937157289859 [Contributedly Referenced FB Group Post via BPI Clients Philippines] *https://www.facebook.com/100000881379603/posts/7345514128821227 [Referenced FB Status Post via Carlo Jung] *https://www.facebook.com/102722835485388/posts/658474872966609 [Referenced FB Captioned Post via Unionbank of the Philippines] *https://www.moneymax.ph/personal-finance/articles/instapay-philippines [Referenced Editorial News Article via MoneyMax] and *https://lawphil.net/statutes/repacts/ra2018/ra_11032_2018.html [Referenced Law Article via LawPhil]

-- OneNETnews Team

[theradicalace]

nothing more satisfying than being on the bus and riding PAST my job 😎

[hebasoffar]

Instapay | Digital Banking Service

[friskafriskito]

Charity Commissions 🇵🇸

Hello guys, it's been a while!

To cut to the chase: I would like to help spread both awareness and support for those suffering in the ongoing genocide in Palestine. So, in light of this, I will open up some commissions where rather than paying me, you simply provide proof of your donation.

I know this blog is mainly just for my art, but if I can use my art for any good I would like to do so. If you cannot donate, please reblog!

Here are some recommended links:

E-sims for Gaza: https://gazaesims.com  

Palestinian children’s relief fund: PCRF

Women for women (hygiene kits, blankets, food): Urgent Support for Women in Palestine Women for Women International

Anera dignity kits: https://www.anera.org/stories/gaza-emergency-aid-includes-dignity-kits/

A website for vetted fundraisers: https://gazafunds.com/all

But of course you can donate to any related organization and fundraiser you like, even if it’s not included here!

If you are Egyptian you can also donate to any of the organizations listed under the Instapay, Talabat, Fawry apps, or your bank app under their ‘donations’ services with the equivalent price in EGP (based on the bank rate). Just provide a screenshot.

For a written list of the prices, the do/don'ts, and so on, please look under the read-more for more details!

How Does this Work?

Send me the idea you have and I will let you know if it’s good to go or if it’s not appropriate (or if I can’t do it due to time/work)

When you get the okay, I will ask for more details (references, colour schemes, poses, which charity you plan to donate to, etc.)

I will draw you a basic thumbnail for your confirmation (these are very vague sketches to just pinpoint the pose).

Once you confirm the pose, I will ask you to donate and I will get to work

Send me a screenshot of the e-mail confirming your donation (blur out/colour over any personal info!), or the “Thank you for your donation!” screen if there is no e-mail

You get your drawing in exchange!

NOTE: I will likely post them on my artblog and Instagram, so if you don’t want them posted there or would like to remain anonymous, please let me know!

Also bear in mind I have a full-time job, so they might be a while! But you WILL get your commission.

Yes-es:

Fan art is fine (I won’t be getting any monetary profit from this)

Characters from original stories

Personas/self-inserts/fan characters/Tabletop RPG characters

Real!you, family members, friends, etc. (at the risk of them not looking like them at all :’D)

Animals (they might be a bit less cartoony as I'm not used to them but yes)

Personifications/anthropomorphic/strange creatures in general

Nos:

No discriminatory content

No religious figures, symbolism or content (I am Muslim so… Cannot Really Do That)

No extreme gore or suggestive themes, or characters from media that feature a lot of either (this is because my art blog is PG-13, and I’d rather not anything off-colour for a charity commission anyway)

No using these with AI or NFTs

Do not use for commercial purposes. These are for charity!

I reserve the right to decline your commission if I feel like you have insincere ulterior motives, or if an emergency comes up.

Generally, keep this PG-13/grandma-friendly!

Pleases:

References (preferably image based, but text is fine if there is no visual depiction/canon design)

Colour you associate with the character if monotone

Poses (just not lewd or rude)

Context (like description of their personality, what they like, their setting, etc.)

Ask first:

You are free to repost the artwork on another platform as long as you credit me as the artist. Absolutely use them if you need a picture for something like an RP account!

If from your original work, you may use them in non-commercial projects, just please credit me (and give me a heads up so I can go check it out! :D).

If an original character from an original story, you are free to use the artwork to help with things like visual development (let’s say, you are creating a game, comic or pilot, and you want a reference for the artists on your team to use), just once again give me a heads up and credit me as the artist.

If you've made it this far, and can't donate, thank you so much for your interest anyway. At the very least, this reached someone.

[cashewy]

Hey can y'all reblog this. Finally got a job, need financial help until payday (20th) don't have phone service so I can't use instapay or something to take out like 20 from my check(can't receive calls+texts)

Cashpp t4tvamps DM for PayPal

[mr-wolfenstein]

دلوقتي صحيت من النوم المحفظه مش فيها غير ٤٠٠ جنيه و معنديش استعداد اخرج اسحب فلوس ف الجو ده.

بكلم اخواتي بقولهم ان شاء الله العديه العيد ده instapay

[onenettvchannel]

NEW THIS AFTERNOON: An Emergency Maintenance conducted between InstaPay and BancNet Philippines on e-wallets & Bank Transfers

MAKATI, MANILA -- In a surprising turn of fintech events, InstaPay Philippines and BancNet have recently undergone emergency maintenance last Saturday (August 19th, 2023) due to issues regarding transactions related to cash-in, cash-out, E-Wallet transfers and physical or digital bank transfers. This unexpected situation has caused major inconvenience for individuals and businesses relying on these services, leaving them frustrated and concerned about the security of their transactions.

InstaPay Philippines, a real-time electronic fund transfer service, offers a convenient way for customers to transfer money instantly between participating banks and electronic-wallet providers such as Rizal Commercial Banking Corporation (RCBC), UnionBank of the Philippines (UBP), GoTyme Bank, GCash and Maya. On the other hand, BancNet is a secure interbank network that facilitates Automated Teller Machine (ATM) and point-of-sale (PoS) transactions for numerous banking institutions in the country.

(contributed screengrab photo via Facebook)

Initiation of the maintenance was aimed at rectifying problems users encountered. The exact nature of the issues remains unknown, but both parties have recognized their urgency and gravity.

Customers have been voicing their concerns on various social media platforms, expressing dissatisfaction with the disruption of their daily financial activities. Many have reported failed or delayed transactions, highlighting the inconvenience caused by this unexpected technical glitch. With financial transactions being an integral part of modern life, the interruption has had widespread repercussions.

Consequently, InstaPay and BancNet have worked tirelessly to restore functionality and ensure customers' financial security. While both parties have expressed their commitment to resolving the situation as quickly as possible, the exact duration of emergency maintenance had not been explicitly stated.

As the investigation and repair process continues, affected individuals and businesses are advised to exercise patience and remain vigilant with their financial transactions. Furthermore, it is crucial to stay updated with official announcements from InstaPay and BancNet regarding the progress of the maintenance and resumption of services.

Restoring the seamless functionality of these two platforms is of utmost importance to maintain the trust and confidence of customers in the ever-evolving digital banking landscape. With the increasing reliance on electronic transactions, swift resolution of this emergency maintenance will undoubtedly be welcomed by those impacted by the disruption.

LOGO COURTESY: Google Images

SOURCE: *https://www.facebook.com/100094409303608/posts/141964835627159 [Contributedly Reference FB Screengrab Photo via DigiBanks and E-Wallet PH] *https://www.facebook.com/100064891861688/posts/685096983663358 [Referenced FB Captioned PHOTO via CIMB Bank PH] *https://www.facebook.com/100064120261398/posts/686212580192745 [Referenced FB Captioned PHOTO via Komo on EastWest Bank] *https://www.facebook.com/100066928062843/posts/619403746967222 [Referenced FB Captioned PHOTO via GoTyme Bank] *https://en.wikipedia.org/wiki/BancNet and *https://www.bsp.gov.ph/PaymentAndSettlement/FAQ_Instapay.pdf [Referenced FAQ via Bangko Sentral ng Pilipinas]

-- OneNETnews Team

[ehab-elmasry]

العناق كان أول وسيلة عرفتها البشرية للتعبير عن المحبة

حتى ظهر InstaPay

[itsbtates]

أنا محتاجه Morning Text على Instapay