#insurance for musical instruments

[heritage-instrument-insurance]

Does Insurance for Musical Instruments Worth the Salt?

When it comes to ensuring musical instruments many musicians may question its necessity. Probably, you have the same set of apprehensions about buying a dedicated plan for your gear. Right? One such query is - what if your instruments are already covered under their homeowners or renters' insurance policy? Well! There are a few reasons why specialized instrument insurance is relevant and beneficial. Read on to find those reasons.

Understanding the Relevance of Instrument Insurance

Here, we have rounded up a list of reasons why buying dedicated insurance for musical instruments is necessary. Let’s take a close look at the pointers jotted below:

Coverage for specific perils: While home or renters' insurance is likely to provide coverage for personal property (including your musical apparatus), they often come with restrictions on the types of perils covered. As musical instruments are susceptible to specific risks such as accidental damage, theft, or damage during a performance or transportation, home insurance might not provide adequate protection. However, specialized instrument insurance is designed to address these unique risks comprehensively.

Worldwide protection: Instrument insurance typically offers global coverage. It means that your instrument is protected not just at your home but also during travels or performances, ensuring peace of mind whether you're playing on a local stage or touring nationally. You are unlikely to get it covered with your home insurance plan.

Higher valuation: Musical instruments, especially high-end and vintage pieces, can be valuable assets. Traditional insurance policies may undervalue your instrument or provide insufficient coverage. Specialized instrument insurance allows you to establish the instrument's value and obtain adequate coverage. So, insurance is a win-win purchase for you.

Customized coverage: With instrument insurance, you can tailor your policy to meet your specific coverage needs. Whether you need protection against loss of income due to instrument damage or protection for accessories like cases, amplifiers, and sound equipment, you can customize your policy accordingly.

No deductibles: Many standard homeowners or renters' insurance policies come with deductibles, which means you have to pay a certain amount out of pocket before your insurance kicks in. In contrast, specialized instrument insurance often offers no deductibles, ensuring you are fully covered right from the start date of your insurance policy.

Choosing the Right Instrument Insurance

Before you decide to insure your musical instruments, here are some factors to consider:

Instrument appraisal: Get your instruments appraised to determine their current value accurately. It is crucial when seeking coverage that adequately reflects the instrument's worth.

Coverage types: Understand the different coverage options available. Consider what perils you want to protect against and what additional features you might need.

Insurance providers: Research various instrument insurance providers to compare coverage options, costs, and customer reviews. Reputable providers like Clarion Associates specialize in insuring musical instruments. Choosing one like them will help you get the right type and extent of protection for your musical buddies.

Documentation: Keep detailed records of your instruments, including photographs, serial numbers, receipts, and appraisals. Every piece of paper relevant to your insurance will be essential when filing a claim.

Review the policy: Read the policy terms and conditions of the insurance for musical instruments you intend to buy carefully to ensure you understand what is covered, the coverage limits, and any exclusions.

Conclusion

Your musical instruments are not just objects. You know it to the core of your heart that they are a part of your identity and passion. Instrument insurance in the USA offers the protection and peace of mind you need to continue creating and performing without worry. Do make it a thumb rule - do not wait until disaster strikes to realize the value of this coverage. Take the time to research, assess your needs, and invest in the right insurance for your instruments. In doing so, you can ensure that your beloved instruments remain safe, and your music continues to inspire and resonate with audiences for years to come.

[musicinstrumentsins]

The Difference Between Piccolo and Flute Instruments

At first glance, the piccolo and flute might seem like twins in the woodwind family. Both are held horizontally, played by blowing across a hole and possess a similar elegance. But if you delve deeper, you will find a universe of differences between these two instruments. This blog will unveil the key differences between the piccolo and flute, encompassing size, sound, range, construction, and their roles in the musical landscape.

Differences in the Pitch: High Notes vs. Melodic Flow

The disparity in size directly translates into a significant difference in pitch. The flute boasts a rich, lower pitch, with a range spanning three octaves, starting from middle C. It allows the flute to navigate a vast sonic territory, weaving melodies that can be both serene and vibrant.

The piccolo, on the other hand, is a champion of the high notes. Due to its shorter length, it produces a sound pitched one octave higher than written. It translates to a bright, piercing quality, often used for adding accents, excitement, or a touch of whimsy to a musical piece.

Precision Can Make All the Difference

While the basic fingering system might be similar for both instruments, the piccolo presents a unique challenge due to its diminutive size.

The tone holes and keys are considerably smaller and spaced closer together compared to the flute. It demands a higher degree of finger dexterity and precise embouchure (the positioning of the lips on the mouthpiece) from the player to achieve clear and accurate notes.

Interestingly, some flutists find the closer spacing of the piccolo's keys to be more comfortable for their hand size. However, the smaller embouchure hole on the piccolo necessitates a more focused and directed air stream to produce a clean sound, especially in the higher registers.

Construction Choices: Material and Mechanism

Flutes are traditionally crafted from silver or nickel-plated silver, although professional models can be made of gold or even wood. This material selection influences the instrument's tonal qualities, with silver offering a bright and clear sound, while gold imparts a warmer and richer character. All the work that goes into making these delicate pieces deserves kudos and your flute or piccolo deserves a comprehensive musical instrument insurance plan or dedicated policies like piccolo insurance and flute coverage plans.

Piccolos are predominantly constructed from grenadilla wood, similar to high-end clarinets. This wood resonates well with the piccolo's high-pitched nature, producing a focused and penetrating sound. However, some student-grade piccolos might be made of plastic or ABS resin for affordability.

The keywork on both instruments facilitates playing notes that wouldn't be possible with just open finger holes. The flute, with its three sections, offers more intricate key mechanisms. It allows for a wider range of notes and half-tones. The piccolo's simpler two-section design translates to a slightly less complex keywork system.

Taking Center Stage: Where Flute and Piccolo Shine

The flute is a versatile workhorse in the musical world. It's a mainstay in symphony orchestras, chamber ensembles, solo performances, and even folk music traditions across the globe. Its expressive range allows it to sing lyrical melodies, weave intricate counterpoint lines, or add a breath of airiness to a composition.

The piccolo, with its piercing brilliance, often takes on specific roles within an orchestra. It injects excitement during dramatic passages, adds a touch of whimsy in lighter moments, or creates a sense of urgency in fast-paced sections. Its high notes have the power to slice through the entire orchestra, drawing the listener's attention to a specific motif or melody.

The bottom line

Whether you own a flute or piccolo, make sure to buy a dedicated insurance policy weighing in their pricelessness in your life and career. There are many reputable musical instruments insurance providers, who help you customize your flute or piccolo insurance plan according to your needs and preferences. Get in touch with the best right away!

[musicinsurancecompany]

Types of String Musical Instruments

String instruments have knitted their musical magic throughout human history. It travels from cultures and generations. From the ancient lyres of Mesopotamia to the sophisticated violins of the Baroque era, these instruments have been integral to the evolution of music.

This blog will take you through the rich canvas of string. It will also remind you about how crucial it is to buy a dedicated string instrument insurance plan to protect your gear, irrespective of its type or family. Let's read on!

Meet the Members of the String Family

Plucked String Instruments: As the name suggests, the plucked string instruments make a sound when you pluck or strum their strings. Some of the best examples include the guitar, banjo, harp, and sitar.

Guitar: It is a versatile instrument that has a long neck and comes with typically six strings, although variations do exist. It is central to diverse musical genres, including rock, jazz, blues, and classical.

Banjo: With its roots of origin in Africa and adopted in the Americas, the banjo features a circular body and four to six strings. It is a prominent part of folk, bluegrass, and country music.

Harp: Characterized by its vertical frame and strings, it is one of the oldest string instruments. You would hear it in classical, folk, and Celtic music traditions.

Sitar: It is a plucked string instrument from India. It has a gourd-shaped body and movable frets. It plays a vital role in Indian classical music, with its intricate melodies and rhythmic patterns.

No matter which type of plucked string you play or own, make sure to secure it with the right insurance policy dedicated to musical instruments.

Bowed string instruments

Bowed string instruments produce sound when you vibrate their strings with a bow. The instruments that fall under this category are:

Violin: With its four strings and high-pitched sound, the violin is a cornerstone of classical orchestras. It also features prominently in various genres, including folk, jazz, and popular music.

Viola: Slightly bigger than the violin and tuned lower, the viola adds depth and richness to ensemble performances. It plays an essential role in classical chamber music and orchestras.

Cello: Also known as the violoncello, the cello has a deep, resonant tone. It is integral to orchestral arrangements, chamber music, and solo performances.

Double Bass: It is the largest and lowest-pitched instrument in the string family. It makes the base of the sound of bands. It is indispensable in classical, jazz, and contemporary music genres.

Fretted String Instruments

Fretted string instruments feature frets. The latter are metal strips implanted along the neck to mark specific musical intervals. Examples include the following:

Bass Guitar: Similar in appearance to the guitar but with a longer neck and fewer strings, the bass guitar produces lower frequencies and serves as the rhythmic backbone in many musical ensembles.

Ukulele: A small, four-stringed instrument with roots in Hawaii, the ukulele exudes a cheerful, bright sound. It is popular in folk, pop, and Hawaiian music styles.

Zither Family

Zithers are string instruments featuring a flat body with strings stretched across it. They are played by plucking or strumming the strings.

Autoharp: Equipped with buttons or keys that dampen specific strings, the autoharp enables players to create chords effortlessly. You can see them being used in folk and country music.

Appalachian Dulcimer: Originating from the Appalachian region of the United States, the dulcimer has a long, narrow body and fretted fingerboard. Musicians cherish it for its sweet, melodic tones.

Now that you are well aware of the broadness of string instruments, probably, you have also understood how delicate these pieces of art are. Isn’t it? So, if you own a string or are planning to buy one, do not give a second thought to buying a standalone string instrument insurance plan. This may seem just another piece of formal document to you in the first place. However, its benefits go beyond the same. It protects your gear from many unforeseen events that may make you fall into financial doldrums.

[astrxealis]

sorry i just started listening to more of code vein’s music so i am FUHJE SH GHBESHJGBJHSBEJGHBAJFJHbfjahjh

[your-local-granny]

.

[bongsavior]

she's just gonna shut everyone out in response huh 😔

[financeprincess]

I spent, at a minimum, at least $500-$1,000 a month exclusively on my self improvement. Here is most of what I spend on, in no particular order:

Education (classes, books, courses, certifications, college tuition, seminars, etc.)

Private lessons for languages, musical instruments, sports, etc.

Personal hobbies and passion projects

Crest whitening strips (great when in a pinch), Invisalign, professional whitening, preventative dental care, prescription whitening products from my dentist

Investments such as index funds, REITs, ETFs, CDs, individual stocks, commodities, appreciative luxury items, precious metals & gems, etc.

Organic food, vitamins, supplements, high quality healthcare, therapy, massages, prescriptions (Rx skincare, etc.)

New glasses & contacts (getting some bayonetta glasses from Burberry soon, very excited)

Sports, gym membership + sauna, hot yoga, Pilates, kickboxing, tennis, skiing, dance, etc.

Personal care such as bath/shower products, body care, haircare, skincare, makeup, brightening eye drops, perfume, etc.

Travel, events, concerts, festivals, etc.

Shopping (clothes, accessories, home goods, etc.)

Eating out at restaurants and going to coffee shops

Beauty treatments such as manicures, pedicures, waxes, brow tint & threading, salon blowouts, hair cuts & colors, facials, lash lift & tints, vitamin IVs, etc.

Regular visits to my dermatologist, dentist, psychiatrist, eye doctor, primary care physician, gynecologist, and any other specialists

Semi-regular appointments with a personal trainer, holistic nutritionist, and dietitian

I don't do all of these every single month, but most of these are recurring throughout the year and budgeted accordingly. Eventually I might add in more intense cosmetic work like medspa services, Botox, etc. If you can find a workplace with a great benefits package such as high quality healthcare, an HSA/FSA, health & wellness reimbursements for the gym, disability & life insurance, etc. I would highly recommend it and max out all the benefits you can.

[kentocidal]

OPEN UP AND SAY "AHH..." .txt

USERS: dentist!kento nanami x fem!afab!reader

WARNING! THIS FILE HAS BEEN CORRUPTED WITH THE FOLLOWING MALWARE: dubcon, oral inspection, gloves, medical malpractice(?), oral (m!receiving), spit, dacryphilia, choking/gagging, power imbalance, oral fixation, ask to tag

NOTES: something happened to me while i was writing this. anyway, here you go. ~3.2k words.

the dentist’s office was one of those medical buildings that was clearly a house before it was an office. built in a cape cod style with a tiny parking lot that had been added far later. you had found this place online, after it had gotten some stellar five-star reviews that you trusted enough to schedule a consultation and a cleaning. 

it wasn’t one of those gimmicky, commercialized dentists either. it didn’t have a tooth for a mascot, or a commercial with a jingle that never left your head. it was simply a dentist’s office. the page on google came up as “kento nanami, d.m.d., dental practitioner and surgeon.” 

something about the blandness of the webpage, matched with the homey feel of the office, dissuaded your nerves. you had finally found an office you felt comfortable going to get your cleaning at.

you took a breath in as you stepped through the threshold, and found that the home had absolutely been converted to a medical building. the hardwood flooring, the almost sickly yellow lighting, the stock paintings on the walls of oceans or some tropical place. it would almost be tacky in any other place, but it felt right for a dentist’s office such as this.

the girl at the desk, clearly some part-timer, popped her gum as she looked up from her phone when you approached. “do you have an appointment?” “ah, yes. at twelve-thirty?” you nodded faintly, eyes glancing over the girl’s nametag. ‘k. nobara.’ perhaps she was studying under dr. nanami.

she hummed softly as she clicked around on her desktop for a moment, then nodded in agreement. “i see it. here, just fill this out, and i’ll send you right back.” she flashed the barest hint of a bored smile at you as she placed a teal clipboard on the desk with a pen, and you thanked her before going to sit in one of the padded chairs.

name, address, insurance information, when you had your last cleaning, reason for your visit. standard paperwork for a new patient. 

how did you hear about dr. nanami?

you wrote in: online. all positive reviews! :) 

you filled out the rest of your medical information before walking the paperwork back up to nobara, who took it from you and popped the bubble she made with her gum. she barely even looked at it before taking it to the scanner and making a copy. once she finished her own side of the paperwork, she looped around the desk and opened a door to lead you down a tiny hallway. “just this way, please.”

she brought you into a small room retrofitted to be an examination room. the dentist’s chair was in the middle surrounded by all of the necessary equipment. there was a television mounted to the wall, displaying what was on the computer monitor in the corner, there to reflect x-rays and other important images. nobara moved a little table filled with sharp instruments on it over to the side to allow you space to sit in the chair. you sat, taking a breath and sitting back. the leather squeaked under you, and it wasn’t the most comfortable place to be, but it was to be expected.

nobara made sure you were settled before grabbing a piece of blue medical tissue and a thin ball chain with clips on either end, leaning over you to place it around your neck as a bib.

“dr. nanami’s just finishing up with his patient, he’ll be right in for you.”

you nodded and thanked her again, to which she smiled softly before leaving and shutting the door behind herself.

it was quiet outside of the ticking of a clock behind you and faint music playing from another room. it didn’t take long for the music to be turned off, footsteps to come down the hall, muffled chatter to be heard as who you assumed to be the doctor’s last patient gets checked out.

you shift in the seat and lick your lips, nerves returning. you didn’t really like the dentist (who does, anyway?), but you couldn’t find a reason to be so worried about it outside of superstition and online horror stories. 

just as you buried yourself into your head, there were two rapt knocks on the door behind you before it was pushed open. “ms. l/n?”

“ah,” you turned your head and peered over the back of the chair the best you could as the doctor entered and shut the door behind him, “yes, that’s me, hi.”

“nice to meet you.” he was tall, broad, curt; his hair was perfectly styled atop his head, wearing a blue polo and khaki slacks rather than scrubs. the only dentist-ish thing about him was the surgical mask that was pulled under his chin. 

brown eyes met yours and his lips quirked up into a cordial smile as he approached. you smiled back, feeling heat rise to your cheeks; he was far more attractive in person than he was on his medical profile.

“nice to meet you as well. thank you for squeezing me in, i-”

“it’s no problem. there was an opening. it made sense to get you in here quicker rather than make you wait.” he shook his head as he grabbed the rolling stool from under the nearby desk and took a seat, dragging the computer stand over with him to start typing away. 

“you’re here for a consultation, yes?”

“consult and a cleaning, yeah,” you breathed, fingers curling into the fabric of your pants. “it’s… been a while.”

“when was the last time you had a cleaning?”

“three years?” you smiled sheepishly when the doctor cast you a sidelong glance and clicked his tongue. “i didn’t mean to keep forgetting! i was new to the area at that time, and it just kept slipping my mind.”

“still, it’s not good to neglect regular visits like that. i’ll make sure you schedule your six month follow-up before you leave today.”

you nodded, because that made sense. at least he seemed to care about your health, unlike some other dentists you’ve had before in the past.

dr. nanami typed for a moment more before pushing the computer away and getting back to his feet. “before we can start, i need to take some x-rays of your teeth. have you had this done before?”

“a long time ago, yeah,” you watched closely as dr. nanami took a step over to where a protective vest was hanging, watching him pull it down before approaching you again.

he used a foot pedal to lean the chair back slightly, and you went with it, your head resting against the high back of the chair. he looked much taller from this lower angle, his cheekbones high and his jaw cut and perfectly angled. 

he laid the heavy vest over your chest and then leaned over your body completely to reach for the x-ray camera that was hovering overhead, tugging it down closer to you. you sucked in a breath; he smelled of some foreign, expensive cologne, the scent making your head spin slightly. 

dr. nanami hummed in the back of his throat as he stepped away from you to reach for a box of gloves on the desk, tugging out two of the black latex garments and pulling them on, one at a time. you watched the latex shine in the sickly fluorescent light of the examination room, watched the way he stretched the rubbery material over thick fingers and broad palms. one by one, he snapped them on, making sure he was protected. 

you shifted in the chair again when he leaned over you to bring the plastic piece to your mouth. he was so close – he had to be, this was an exam, snap out of it! – “i just need you to open up wide and then bite down on this, okay? it’s going to take a few photos of your teeth and your jaw.”

you blinked like a deer in headlights, because suddenly a gloved finger was tapping your cheek. you opened your mouth, nice and wide, and felt the cold plastic slip past your lips and rest between your teeth.

“bite down,” and you did, “that’s it. good. now stay still.”

you found yourself preening under his ministrations. he would step away and let the machine whir as it photographed your teeth and your bones and your jaw structure, and then he would be right back in your space to adjust where you were holding the piece between your teeth. he took about five or six pictures (it felt like you were swimming in his cologne) before he finally pulled the piece from your mouth with a soft pop and pushed the attachment away.

his wide, gloved hands lifted the vest from your chest, and you felt like you could breathe again once the weight was gone.

“not so bad, hm?” dr. nanami quipped, though he didn’t smile, and you laughed airily like a little girl who got caught with ice cream she shouldn’t be having.

“not so bad, right.”

he nodded once before he took a seat on the stool again and sat right next to you, pulling up the fresh x-rays as they loaded up. you were presented with the images on the television just as dr. nanami viewed them up close on the computer screen in front of him.

“your teeth look good,” he murmured, as if it was more to himself than to you. “all even – none missing. adult teeth grew in almost perfectly, though you did wear a retainer briefly, did you not?”

“yes.”

“right.” he clicked over towards an image of your molars, humming under his breath. “have you been experiencing any pain in this area?”

“hm? no, why?”

“there’s a bit of a dark spot here,” he moved the mouse over to a spot on the image, on a tooth that had to be all the way in the back of your mouth. “it could be a cavity.”

you moved your tongue in your mouth to feel for it, but came up short. “i don’t feel it, but maybe.”

dr. nanami pushed the computer away and shifted closer to you, reaching up over your body to grab the light fixture and drag it down towards you. using the foot pedal again, he brought your chair back, back, back; it felt like you were completely horizontal by now. 

he rolled his stool over to be behind your head, leaning over you. it was almost as if your head was in his lap, separated only by the chair’s headrest.

he pulled the light down lower until it was perfectly on your lips. once settled into position, he moved his surgical mask back up and over his mouth and nose, and you thought that it somehow made his eyes all the more alluring to you.

“i need to conduct a further oral examination to assess the cavity. is that alright?”

“yes,” you breathed, and dr. nanami made a sound of approval. 

you figured he would reach over for the metal table and grab for one of those little mirrors, or maybe even a water pik of some kind, but, no; dr. nanami leaned more over you and pressed two gloved fingers to your lips.

“open up and stick your tongue out, yeah?”

you blinked at him, heat rushing up to your cheeks once again. you felt as though your ears were playing tricks on you; dr. nanami had sounded huskier, like his voice had dropped an entire octave when he muttered the command to you.

you swallowed the saliva that pooled on your tongue before opening your mouth as wide as you could, sticking out your tongue and flattening it so he could see your teeth better. 

“good girl.”

your whole body shuddered the moment those gloved fingers pressed on your tongue with the utterance of those two little words. what was this?

a part of you was saying that something was off about his ministrations, about the way his fingers pressed and almost petted the flat of your tongue before starting to explore deeper. the other parts of you, however…

it felt as though you were floating as dr. nanami brought his other hand up to your face to hook a finger in your cheek and pull slightly, tugging your mouth open just a little wider. your eyes fluttered and you made a wet little sound, only for dr. nanami to click his tongue behind his mask and murmur for you to settle. 

his fingers continued their journey, probing and prodding at the warm flesh of your cheeks, the hardness of your teeth, rubbing and feeling over your tongue and your flesh and bone.

you whimpered softly when you felt his index finger rub over your molar in the far back of your mouth. it felt as though his whole hand was forcing your little mouth open, but that definitely wasn’t the case. 

“what a pretty little mouth you have,” muttered the doctor, before his fingers dove down towards your throat.

you gagged harshly around his digits and kicked up a fuss in the chair, rattling the attachments and kicking your feet. dr. nanami let up only for a moment as you felt drool start to form at the corners of your mouth and coat your tongue. your eyes brimmed with tears, wetting your lashes, and dr. nanami only watched you with those golden brown eyes.

you couldn’t see the bottom half of his face, but he had to have been panting.

“your teeth are in very good condition,” he spoke in such a soft tone it almost had you relaxing again as he unhooked his finger from your cheek, letting your jaw slip just slightly closed again to try and find comfort. 

“ah, i’m not finished,” dr. nanami chastised you with a tap of his wet finger on your cheek, and you whined softly under him as his forefinger started to probe and inspect your mouth yet again.

one by one he inspected all of your teeth the best he could, feeling each one, filling your mouth with the taste of latex and the scent of his cologne. your eyes were locked on his face, while his were locked on the way your lashes stuck together, wet with tears, and drool started to drip from your lips and drag down your cheeks. 

his eyes flickered away from his inspection for a brief moment to watch the way your thighs were squeezing together, and that was it for him, the sign that he needed.

he pulled his fingers from your mouth and tugged his mask off of his face, placing it to the side as you heaved.

“now then,” he started, shifting back away from you as you caught your breath, “your teeth are in perfect condition, but i’m concerned about your throat. let’s… conduct an experiment.”

your wet eyes shifted hazily backwards as you tried to look at him again, only to be met by a thick cock springing free from dr. nanami’s khakis. he was leaky and drippy at the tip, and it smacked wetly against your cheek.

oh. oh.

you squirmed in the seat and moved yourself backwards (or, well, up towards him) with a bit of his help, a wet hand on your shoulder tugging your body up so your head would hang off the headrest of the dentist’s chair. 

from this angle, dr. nanami didn’t even need to get up. he could stay seated in his stool and let you do all the work.

but you were his patient, and he was your doctor. he would take care of you.

he shifted his weight and took his cock in hand, guiding the tip over your spit-soaked lips. his other hand wrapped loosely around your throat, his thumb hooking onto your jaw to force your mouth open.

“there you go, nice and wide, just like that…” dr. nanami hunched over you, studying your fucked out expression. “is this okay?” “ye-yes,” you whispered, and dr. nanami finally smiled down at you. it was brief and fleeting, but it was there.

and then he gathered spit between his lips and let it drip down onto your waiting tongue.

you moaned, quiet and wanton, just as dr. nanami slipped his cock into your mouth.

he tasted musky and salty and perfect. he fucked your mouth open slowly, his hand a nice weight on your throat, helping to hold your twitchy body down as you shook with anticipation.

slowly, slowly, he worked the tip of his cock further and further into your mouth, until he was muttering, “open wider, wider, just like that, good girl, take it…”

it felt like all of your blood was rushing to your brain in this position, but at the moment, you didn’t care. all you cared about was how you choked and gagged around the tip of dr. nanami’s cock as he worked it into your awaiting throat.

he sheathed himself in your tight heat and started to rut into you as your throat fluttered around his girthy length. the room filled with the sounds of skin-on-skin, soft gags, wet plaps, and dr. nanami’s little gasps and moans.

he moved his hand from your throat to the hem of your pants, managing to undo the button and the zipper with just one gloved hand before it was slipping into the front of your panties to graze over your clit.

you gasped and moaned around his cock before starting to choke again, drool dribbling all over your cheeks and face as dr. nanami collected some of your slick on his gloved fingers to rub your clit in quick circles.

“shh, quiet. feels good, right? feels nice to have your throat fucked like this? you like it when your doctor touches you here?”

you had gotten so turned on that his words were almost enough to send you over the edge, your nails clawing at the rubbery material of the dentist’s chair.

“i can feel you throbbing,” he grunted as he fucked his cock deeper into your throat, “go ahead, cum on my fingers, cum, cum-”

his fingers didn’t stop even as you creamed in your pants and all over his gloved hand, your body jerking and your throat constricting around his cock. dr. nanami groaned low in his throat as he finished down yours, pumping his hips slowly and riding out his own high.

he pulled back from you and panted, pulling his hand from your panties and licking your juices off of his glove, then discarding both. 

you laid on the dentist’s chair, head hung over the edge, boneless and still twitching from the waves of your pleasure.

“now, for your cleaning…”

—

“so, do you want to make your six-month follow-up now? or should we send you a letter reminder in the mail?” nobara popped her gum and twirled her pen between her fingers as she looked you over.

“i’d-i’d like to make it now, please.”

“sure. and don’t forget to leave us a good review online, alright?”

[heritage-instrument-insurance]

Buy Saxophone Insurance to Keep Your Investment Safe

Have you bought a saxophone, or do you have this woodwind instrument already? Dear reader, regardless of how new or old your musical instrument is, be it a basic student version or a high-end professional variant, it is crucial to take care of your gear to protect it and your investment.

Music gear-related mishaps, including theft, damage, or loss, can happen all of a sudden out of nowhere. So, you can either install a security system in your home for the overall safety of your gear, keep your musical thing well-protected, clean, and maintained, or buy a Saxophone Insurance plan or do all of them.

How to take care of your saxophone?

So, how do you take care of your woodwind? Here you go with some effective tips. Let's read on!

Where do you store your woodwind?

Yes, we know you already have a decent case for it. But, where do you keep that? Make sure not to store your saxophone in an area that is too hot or too cold. Instead, keep it in a dry place - room temperature is recommended. You can also store it in a closet. However, do not keep it in your garage or an attic.

How do you hold your musical gear?

When it comes to a saxophone, make sure to hold it by the bell. And why so? It is because - the bell is the strongest part of your sax. Plus, when you carry it by the bell, the chances of dropping it are reduced.

What about the lyre screw? How do you keep it?

To ensure that the sax lyre is in place and does not wiggle or sway around, make sure to keep it tight enough. If you leave it lose the sax lyre can nibble the brass away from the lyre holder.

Do you use a tooth patch?

If not, you should start doing it at the earliest. Using a tooth patch on the mouthpiece of your saxophone protects your musical instrument and also your chewing weapons - your teeth.

Do you use a neck strap?

A neck strap reduces the weight of the woodwind musical instrument to your shoulders from the neck. It also reduces the possibilities of dropping the gear while giving it more stability. Therefore, make sure to use a neck strap while playing your saxophone.

Do you clamp your saxophone?

Make sure not to do it irrespective of the duration. It is not at all a good idea to keep your saxophone safe. It exposes the pads to bacteria, fungus, and other germs, which is likely to facilitate rot.

How do you keep the keys of your saxophone lubricated?

Are the keys of your saxophone showing signs of stiffness? There is no need to worry about it. All you need to do is - put a few drops of sewing machine oil on the keys, and they will become good to go. Sewing machine oil adds lubrication to the keys and removes any kind of stiffness to allow you play your musical gear with ease and zero hassle.

What do you do after playing your saxophone? Do you clean it?

There are many people who do not clean even the mouthpiece of their saxophones after playing them. If you also do the same, then it is a strict no-no! When you blow into the mouthpiece of your sax, saliva and sugar from your mouth also go into it. It can damage your gear over time. So, make sure to clean your musical instrument after every use. It adds to the life of your gear and lets you play the same blissfully for the years to come.

What type of saxophone coverage do you need?

It is advisable to buy a comprehensive Saxophone Insurance plan for your woodwind musical instrument. It will ensure that your gear, finances, and livelihood are protected from the unexpected unfortunate events.

Key Takeaways

No matter how carefully you keep your sax, it is crucial to buy an insurance plan for its overall protection while saving your finances and good-will.

[20dollarlolita]

In honor of hitting 6000 blog followers, I'm going to use this platform to share something that I just learned and that's been pissing me off ever since:

Your renter's or homeowner's insurance probably covers your storage unit. When you apply for a storage unit, and they want you to buy their storage unit insurance, you can decline and show that you have your own. If you've bought renter's or homeowner's insurance, you probably have your own already.

Especially useful if you add up their "just $15 a month!" price and realize that their insurance company insuring a 5'x5' space is going to charge you MORE than your insurance company insuring an entire apartment full of fancy clothing, four sewing machines, and novelty musical instruments from or themed like they're from the 1980's.

[musicinstrumentsins]

Bassoon Insurance for Students and Young Musicians

As a young and aspiring bassoonist, you have invested countless hours practicing, honing your craft, and developing a deep connection with your beloved instrument. Right? However, the road to becoming a seasoned bassoonist can be fraught with challenges, one of which is safeguarding your valuable asset.

In this blog, you will learn about the importance of bassoon insurance for students and young musicians, exploring the key reasons to protect your instrument, what to look for in a policy, and how to make the most of your insurance coverage.

The Value of Your Bassoon

First and foremost, it is vital to recognize the worth of your bassoon. Whether you are using a beginner model or a high-quality professional instrument, bassoons are not cheap and worth immense care. Even student models can cost several thousand dollars, while professional-grade bassoons can reach into the tens of thousands. For students and young musicians, this represents a significant financial investment, often requiring years of savings or support from parents and mentors.

Your bassoon is not merely an object. You know, it is a gateway to your musical journey and a key component of your education and career. It is important to acknowledge its value, not only in monetary terms but also in terms of the time, effort, and passion you've poured into it. Recognizing this value is the first step toward understanding the need for insurance.

What to Look for in a Bassoon Insurance Policy?

When you decide to get a dedicated bassoon insurance plan, it is crucial to choose a policy that suits your specific needs. Take a look:

Coverage amount

Determine the value of your bassoon and select a coverage amount that fully protects your investment. Keep in mind that the value of your instrument may increase as you progress in your musical journey, so consider regular appraisals to ensure accurate coverage.

Premium costs

Insurance premiums can vary widely based on factors such as the value of your bassoon, your location, and the specific policy. Get quotes from different insurance providers and compare the cost against the coverage they offer. While it's essential to find a policy that fits your budget, remember that opting for the cheapest policy may not provide the necessary protection.

Deductibles

Understand the deductible, which is the amount you will need to pay out of pocket before the insurance coverage kicks in. A higher deductible often results in lower premium costs, but it also means you'll have more significant expenses if you need to make a claim.

Additional coverage

Consider whether you need additional coverage beyond standard instrument protection. Some policies offer coverage for accessories, cases, and even loss of income due to instrument damage.

Insurance provider's reputation

Choose an insurance provider with a solid reputation in the music community. Read reviews and ask fellow musicians for recommendations. A reputable provider will make the claims process smoother and provide peace of mind.

Making the Most of Your Bassoon Insurance

Once you have obtained an insurance policy, here's how you can maximize its benefits:

Document your bassoon

Take detailed photos of your bassoon, including any unique identifying marks or features. Keep copies of purchase receipts, appraisals, and any relevant paperwork. This documentation will be invaluable if you ever need to make a claim.

Regular maintenance

Proper maintenance of your bassoon is essential. Regularly servicing your instrument can prevent damage and ensure it remains in optimal playing condition. Insurance providers may require evidence of maintenance in case of a claim.

Secure storage

When your bassoon is not in use, ensure it is stored in a safe and secure location. Investing in a quality case with robust locks can provide an extra layer of protection.

Read and understand your policy

Understand the technical terms and conditions of your insurance policy. Understand what is covered and what isn't. If you have any questions or doubts in your mind, no issues. You can always get in touch with your musical instrument insurance provider to clarify.

Happy music-making!

[musicinsurancecompany]

Choosing a Music Dealer Insurance Plan: Crucial Aspects to Consider

Running a music instrument dealership means many facets to consider. From managing inventory to providing excellent customer service, the responsibilities can be endless and, sometimes, overwhelming. Among these responsibilities, one often overlooked but essential aspect is insurance. The right Music Dealer Insurance plan can safeguard your business against unexpected events and liabilities. Let's dive into the crucial aspects to consider when choosing music instrument dealer insurance.

The Music Industry Landscape

Before we dive into the intricacies of insurance, it is essential to understand the unique landscape of the music instrument industry. Music stores and dealerships vary widely, from small, independent shops to large, multi-location retailers. The inventory may range from guitars and pianos to rare and valuable vintage instruments. Therefore, the insurance needs of each music instrument dealer can be diverse.

Types of Insurance Coverage You May Need

• General Liability Insurance: This is a foundational coverage that every music instrument dealer should have. It protects your business from third-party claims of bodily injury, property damage, or advertising injury. • Property Insurance: Your inventory is the lifeblood of your business. Property insurance will protect your music instruments, equipment, and the physical structure of your store from fire, theft, vandalism, and other perils. • Product Liability Insurance: Do you sell musical instruments? Product liability insurance is crucial. It protects you if a product you sell causes harm or injury to a customer. It is particularly vital if you sell instruments with electrical components or accessories. • Business Interruption Insurance: This type of coverage can be a lifeline if your store has to shut down temporarily due to a covered event. It helps cover ongoing expenses like rent, payroll, and utilities, ensuring your business can survive challenging times.

Assessing Your Needs

Now that you are familiar with the types of insurance coverage available, it is necessary to assess your specific needs. Every music instrument dealer is unique, and your insurance requirements may differ from others. Here are some factors to consider:

• Inventory Value: The total value of your inventory plays a significant role in determining your insurance needs. Make sure your Music Dealer Insurance coverage adequately reflects the worth of your musical instruments. • Location: The geographic location of your store can impact your insurance rates. High-crime areas or regions prone to natural disasters may require additional coverage. • Business Size: The size and scale of your music instrument dealership will influence your insurance needs. Larger businesses with multiple locations may need broader coverage than a small, single-store operation. • Customer Base: Consider the demographics of your customer base. Are you catering to professional musicians, beginners, or collectors? The type of clientele you serve can affect your liability exposure.

Finding the Right Insurance Provider

Choosing the right insurance provider is as crucial as selecting the right coverage. Here are some tips to help you make an informed decision:

• Specialization: Look for insurance providers with experience in the music instrument industry. They will be more attuned to your specific needs and potential risks. • Reputation: Research the reputation of the insurance company. Read reviews and ask for referrals from fellow music instrument dealers. A reliable insurer should have a track record of fair claims handling. • Customization: Seek an insurer who can customize your insurance plan to suit your unique needs. A one-size-fits-all approach may not provide the necessary protection for your business. • Cost and Deductibles: Compare quotes from multiple insurers to find a balance between coverage and cost. Consider the deductibles and premium rates to ensure they align with your budget.

Conclusion

In the world of music instrument dealerships, insurance is a vital aspect that should not be overlooked. Choosing the right insurance plan involves careful consideration of your unique needs, assessing the types of coverage required, and selecting a reputable insurance provider. By investing time and effort into securing the right insurance, you can protect your music instrument dealership from unforeseen challenges and continue to make beautiful music for years to come.

[potol0ver]

Ask; Hello, I read you have your request open, and I really like how you write about Erik. So, if you feel in the mood, I like some scenario (GN or AFAB) in which y/n starts to work ato Opera House like an skilled effect artist and one night, when y/n finally has some time free and alone, Erik found her playing something like ROxxanne tango with the cello, because she play it but only for herself.

Tags; Fluff, GN reader (you and yours),

A/N; Hey, I’ve been silent for a while and I’m sorry for that. I wasn’t motivated to post any fics and was in writers block. Now I need to focus on my health because a serious health concern has come up for me, so I apologize for continuing to be radio silent. I’m a little out of it while I’m writing this so I’m sorry, Please injoy this fic, it will most likely be the last for a while. (You may continue sending asks just be warned I might not be able to get to it for a couple of reasons.)

With a heavy sigh you put aside your art peice, a stage mask that just wasn’t holding up to your standards. You’ve painted over your dried paint and wiped it off to many times to count already. Your hands had become shaky long ago as you sit at your desk that was in an obscure corner of the Opera house.

You push your chair back that gave a screech and sluggishly walked back to your small room in the Opera house. Thankfully it looks like none of your roommates are in the room which means you can properly relax and wind down. Most importantly in your mind, it means you can practice your cello without disturbing anyone.

Quickly you set up your space, adjusting your chair, setting up your music stand, making sure your bow has enough rosin. Flipping to your favorite cello peice you take a breath and start playing. Letting your fingers and how move on the strings fluently, you we’re getting entranced by your cello. Unknown to you, you weren’t the only one being entranced.

Somewhere deep in the Opera house, the Phantom can hear your playing faintly thanks to the echoing of the monumental walls. Intrigued, Erik quietly yet softly made his way to you until he could hear you clearly. Leaning against a wall he let his eyes shut and get wrapping up in your music, loving where you crescendoed and adding your own flare.

When you got to the end of the piece and pause your playing to find another to play, he finally peeked a look at you. He thought you would’ve been apart if the orchestra, but he didn’t recognize you, it also looked your your cello while well kept, was quite old to. Erik became very fascinated by you now, he started by “testing” you. Slipping new and harder pieces for you to try, and if you did play them he’d be happily surprised with how well you make the notes come to life.

Next, after you passed his “test”, he worked hard to see if he can find you a proper newer cello. Only the best for his new found talent, that day by day he was slowly falling for. The more he became infatuated with you he got more determined to find a cello to match your one of a kind soul.

After a while he did find a very good cello, a one of a kind, just for you. So, Erik made quick work to insure it’s yours. He personally polished and cleaned it, making sure no scratches were on the instrument. While you were working hard at your props job for the play, he made diligent work to set up the present in your new room. That of course was also a present from him. How could he let his musical muse share a room with a bunch of strangers?

Leaning the cello against the bedside table he placed a rose and a note next to it. Despite watching you for so long and being so devoted to you, he never got to the courage to say anything to you. Hopefully the grand presents will be a good first impression.

Groggily you walk back to your room, only to be told you don’t sleep there any more. Which after the long day you had of making props wasn’t good for your anxiety. As you followed the directions to your new room, you think about how you could’ve gotten on the bad side of someone to get an even more run down place to sleep in than what you have already had.

All of those thoughts quickly got washed away when you opened the door to your new room. It had everything you needed to live alone, a small kitchen/living room, a nice bedroom with a decent sized closet, even a space to practice your cello. You were so stunned at what you did to deserve this new room that you didn’t question how everything you own was already there.

Quickly, your eyes caught the sight of the luxurious cello next to your new bed. Gently you caressed it, looking over all of the fine details, it looked like a masterpiece that was specifically catered to you. The red rose next to the cello caught your eye next, along with the letter that had a skull stamp.

Carefully opening the letter you scanned the words, a mixture of your emotions sitting in your stomach as you read.

“My dear, I have heard you playing for a while now, and I must say the way you make the notes come to life is hauntingly stunning. You have caught my interest in the best way.

I know you haven’t seen me or heard me before, which is why I hope your new room and house warming gifts are a good first impression. If you wish, I can also arrange a seat for you in the opera’s orchestra so you don’t have to continue working in the messy arts department.

P.S. If it’s not to much to ask, I would like to hear back from you, so please consider us to be pen pals now. Also, if you ever need a quiet place to practice you can always come to my lair to whine down, maybe that way we can play music together.

~Yours devotedly O.G.”

A single thought ran through your mind as a mixture of unease and swooning butterflies ran through you…

What have you gotten yourself into?

[imabeautifulbutterfly]

Congratulations on your follower milestone, my friend!! I'm not surprised at all that you have that many, you are amazing!!

My favorite song: "Enter Sandman" by Metallica

Character: Hunter

If this isn't doable, just let me know, and I'll come up with another. I have so many songs I love, and it's hard to narrow it down to one. I just went by that old question, "If you could only listen to one song the rest of your life, what would it be?" And mine would be "Enter Sandman." But if that's too heavy, then I can totally come up with another, I'm all over the board with my musical taste. Unfortunately, I'm not deep with why I like what I like though...I just go by the sound. If I like the sound, I can listen to some pretty awful lyrics. Sometimes I don't even pay attention to the lyrics, which can get me into trouble. I'm more focused on the instrumentation, the beat, the stuff going on in the background, etc.

Thanks for doing such a fun event! I hope enjoy it as well.

Carol (@clonethirstingisreal)

Ohhh I love a challenge, and this was a perfect one.

Thank you so much love, for submitting a request and for not going easy on me. LOL.

I hope you liked my interpretation and how I chose to portray the song. Love oo

Enter Sandman

Warnings: Nightmares, guilt, fear of losing, grief, character death mentioned, held hostage, hurt/comfort. I think that's it, if I miss anything please let me know.

Main Master List   | Star Wars Jukebox Roulette |   AO3 Link

Hunter got up from his bed and stepped outside into the somewhat fresh air of Pabu. He leaned against the ledge of the parapet that enclosed their patio. No matter how many times he rubbed his eyes or closed them, he could still vividly see those eyes looking back at him. Hemlock’s eyes bored into his soul. 

Usually, his nightmares revolved around the close calls they had in the past, or seeing Tech fall from the railcar.

However, ever since they went to Tantiss to get both you and Omega back, all he could see every time he closed his eyes was you being held hostage by Hemlock. 

It wasn’t until after he rescued did he find out you had pushed Omega out of the way when Hemlock was about to slap cuffs on her, only to be locked to the madman. At this point he didn’t care who he held hostage, he just needed insurance to get away. However, seeing him hold the blaster to your head, the blood trickling down your face, and the fact you almost went over the railing with him … it’d been the single most frightening moment of his life. 

Now, it was impossible for him to sleep through the night, he felt he needed to keep one eye on you at all times, gripping you as tight as he could while he slept to make sure you were still there every time he opened his eyes. 

A loud sigh of exhaustion escaped his lips, as he rubbed his eyes. He took in a deep breath, trying to think of anything other than those terrifying moments where he almost lost you. 

You stood at the entrance of your house seeing Hunter’s shoulders tensing up under his shirt. You knew he was having nightmares, it was evident from how exhausted he looked, how tight he held you at night, the number of times he stirred from your bed in the middle of the night. 

You gave him time and space, waiting for him to come to you to talk, but he didn’t and now it been three months. 

You slowly walked over to him, wrapping your arms around his waist and pressing a kiss to the middle of his back, “Talk to me, Hunter. I can see your suffering. Talk to me.”

His hand rested against yours as he took in a deep breath relaxing breath for the first time that night. His fingers gently stroked yours, he couldn’t look at you yet. Not feeling as though he may have failed in some way.

You shifted one hand to lay it on top of the one currently stroking your fingers, on any other night that soothing touch would’ve devolved into a more passionate and intense evening, but right now you wanted him to focus, to put aside his worries. 

“I’m here, cyare.” You reinforced, “I’m right here, talk to me. Tell me what’s going on.”

He let out a shaky sigh, wet and trembling with fear as he fought back his tears, “I … I can’t lose you.”

“You haven’t,” you mumbled into his back, pressing your forehead against it. “I’m right here. I’ll always be right here. I’m not going anywhere.”

There was a warm lump rising in his chest aiming for his throat, he felt it was all too real, too much and too painful. 

“Whatever it is, it won’t change the fact that I’m here. I’m holding you. My heart is beating in sync with yours. You’re taking my hand,” you interlocked your fingers with his, squeezing tightly, “we’re alright. We’re safe. Omega is safe. We’re right here.”

He gripped your hand tighter than he ever had before, as his tears started to stream down his face, he turned in your arms, and buried his face into the crook of your neck. His tears dampened your shoulder, but you didn’t push him away, instead you wrapped your arms around him tighter, holding him as close and as tight as you could. “It’s okay, it’s okay.”

“When … when you almost went over the rail… I thought … I thought I was going to lose you… like I lost Tech… I can’t …” his voice was wet, broken, full of pain, “It’s like something or someone keeps taking away all the good things in my life… or almost taking them away. First, it was Crosshair. Then Tech. Omega. Then I got back Crosshair and Omega, only to lose her, you and the Marauder.”

“But you got Omega and I back, we’re here.”

“But I could’ve lost you…” he pulled his head back to look into your eyes, “What if next time I can’t? What if next time …” 

“We’re here because of you, Crosshair, Wrecker, Echo.” Your own eyes welled up with tears as you saw how heartbroken he was, “You’re not going to lose me, I’m going to stay right here, regardless of whoever or whatever tries to take me away.” You reached up and wiped his tears, “We’re stronger together, always. So take my hand and never let go, because I’ll be here, always.” 

Main Master List   | Star Wars Jukebox Roulette |   AO3 Link

Tag list:

@liadamerondjarin @badbatch-simp24@spicymcnuggies@lady-ren @firstofficerwiggles @darkangel4121 @discofern @kavecika @monako-jinn-stories @ladykatakuri @avathebestx @theroguesully @furyhellfire66 @carodealmeida @ciramaris @sprout-fics @twinkofthedink @dindjarin-mandalorian @ulchabhangorm @littlemisspascal @tortor-mcgee @vodika-vibes @clonethirstingisreal @crosshair-is-the-superior-clone @totallyunidentified @griffedeloup @leotatombs @leotawrites