Chokrypt is a neogender umbrella related to the fear of being trapped without enough space, claustrophobia, small spaces, being unable to breathe, being underground, debt, drowning, pressure, and The Buried from The Magnus Archives.
A chrokrypt gender is called a chokebt (plural chokebts), and the gender nature is CHOIN (chokrypt-in-nature). The gender quality is keptity or keptine, and the alignment is chokine. The transitioning term is transkeptine. A keptine adult may be called a lender, and a keptine minor may be called a castet.
The word 'chokrypt' comes from 'choke' and 'crypt'. The word 'chokebt' comes from 'choke' and 'debt'. The word 'castet' comes from 'casket'. Huge thanks to IWB for helping us with the terms for this!!
A flag will be made later when we have the spoons.
And, if we've counted correctly, this is the 100th neogender umbrella that's been coined. Party horn noise. Tagging @revenant-coining @noxwithoutstars @cherrymogai @transolar @freakthing
If mortgage interest rates are high, you might look into non-loan options for purchasing a home. An all-cash offer is a terrific method to expedite a purchase and eliminate the extra costs associated with a mortgage if you have the resources to do so. Here are four benefits of paying cash when purchasing a home.
1. Cash speeds up the closing process. The elimination of the waiting period frequently imposed by mortgage lenders, replete with due diligence and underwriting to accept and approve the loan, contributes to the appeal of your all-cash offer. You have the opportunity to determine which elements of the due diligence procedure are most crucial when accepting a cash offer. Please don't forget to complete an inspection.
2. You keep the profit when you sell because there is no mortgage to settle. You can be confident that any gain in a property's worth when it comes time to sell by forgoing the mortgage now. Since there is no mortgage to pay off, all of the proceeds from the sale go straight into your pocket, making it simple to finance a larger purchase or buy another home with cash on hand.
3. Paying cash stands out. Making an appealing offer using cash is still effective. An all-cash offer can give you the advantage you need to persuade the seller to take your offer more seriously than others, particularly if you're trying to purchase a sought-after home that is drawing a lot of interest. Even though you might not be the top bidder, the seller will accept your offer if it is in cash because it will facilitate the closure.
4. You can stay away from taking on debt. You can avoid making monthly payments to a lender by paying cash, and if the value of the house rises, it will improve your personal wealth. It's also crucial to keep in mind that financing entails additional charges such as loan origination fees and interest that must be paid over time; paying cash results in lower net costs for purchasing a home.
As a buyer, having the option to pay cash provides you a lot of flexibility, and sellers frequently view cash offers as more likely to close than those constrained by mortgage loan approval. Aside from not having a monthly mortgage payment following the sale, you will also own the house outright. Your home security system isn’t complete without a doorbell camera to act as a deterrent for crime around your property.
Why Should You Invest in Kansas City Real Estate Market?
With multiple factors contributing to the growth of Kansas City, Missouri, the chance of growth of real estate investments tends to increase. The affordable housing, strong cash flow potential, and an abundance of investment opportunities, this City continue to attract buyers from all over the country. Don’t know how to get funding for your investment? Try applying for a Real Estate Investment Loan, with the best private lender in Kansas City. These guys will take care of your funding, so you can multiply your investments, and grow your profits.
A real estate syndication is much like this. The passive investors, sponsors, brokers, property managers, and more, all share a vision to invest in and improve a particular asset. However, each person’s role in the project is different.
In this article, we’ll talk about exactly who those players are, as well as their respective roles in a given real estate syndication.
[Finance] Your affordable financial adviser 'Stallion'
Stallion
(Denver = Won Jeong) On March 28th, revenue-based business funding company Stallion held a launch event at Business Foundry in Lone Tree, Denver.
Stallion’s president, Kin Wong, announced, “We’re ready to help local small business owners. If you need assistance, just call or email us!”
Stallion collaborates with multiple lenders to secure funding for you, increasing your chances of…
Break Free from Resale Paperwork with ReadyRESALE.
Tired of being buried in resale paperwork? If resale & community documents the foundation of your business help clear it up with ReadyRESALE document automation software. Our software is built for the property management company and community association in mind. We can help automate the manual process of resale document management, it easily integrates with your existing website and accounting software such as Enumerate (TOPS) Software, Vantaca, VMA, CINC Systems and Caliber Software for maximum efficiency. ReadyRESALE enables management companies, title companies, lenders, board members and real estate agents to request necessary documentation required for a resale package, property closing or refinancing in a secure online environment. Our service provides unparalleled flexibility and automation while retaining complete control of the document management process - with no set-up or maintenance fees. With a suite of tools and features to help you and your business along the way - featuring Guaranteed Payments, Customized Documents, Electronic Delivery, Document Expiration Dates, Enhanced Security, Multi-Company Visibility, Tier Pricing, Capped Document Fees, Multiple Permission Levels, and so much more. Get started today by visiting https://bit.ly/2WLd7Ib and take control over your paperwork.
The Home buyer's Dilemma: Why Avoiding New Accounts Is Key
🏡 Homebuying tip: Resist opening new accounts or buying cars before securing a mortgage. Keep credit stable for a smoother path to homeownership! #RealEstate #FinancialWisdom
Embarking on the journey to buy a new home is an exciting and often complex process. Amidst the preparations, it’s crucial to consider financial decisions that can impact your mortgage approval. There is wisdom behind avoiding the temptation of opening new accounts or purchasing new cars when you’re on the path to home ownership.
1. Credit Score Sensitivity:
Opening new credit accounts, whether…
Why You May Want To Consider a Newly Built Home Today
If you’re feeling frustrated by the limited supply of homes for sale, you may want to look into new home construction. Let's connect to go over the process for buying a newly built home and see what’s available near us.
With the recent mortgage interest rates falling, now is the perfect time to purchase that dream home you’ve been wanting! Arizona Homes for sale can be found on my new App!
Click on the photo and download my App (Loving AZ Homes) to view more in-depth detail of each of the below Arizona homes for sale.
“Appy” hunting! Enjoy a hassle-free home search without having 30 agents calling, texting, or…
Lender Will Split the Difference If You Give Up Your 3% Mortgage Rate
You’ve probably heard of the mortgage rate lock-in effect, where homeowners are unwilling (or unable) to give up their ultra-low mortgage rates.
Also known as golden handcuffs, these low rates have arguably prevented many existing homeowners from moving, and certainly from refinancing.
But now one bank may hold the key to unlocking some of these borrowers with their so-called…
FHA home loan offers several types of loans designed to help individuals and families purchase or refinance homes. These loans are typically more accessible to borrowers with lower credit scores and smaller down payments compared to conventional mortgages. Here are some of the main types of FHA loans
Traditional Mortgage: A mortgage that finances a primary residence.
Home Equity Conversion Mortgage: A reverse mortgage that allows homeowners ages 62+ to exchange home equity for cash.
203(k) Mortgage Program: A mortgage that includes extra funds to cover the cost of repairs, renovations, and home improvements.
Energy Efficient Mortgage Program: A mortgage that includes extra funds to pay for energy-efficient home improvements.
Section 245(a) Loan: A Graduated Payment Mortgage (GPM) has a low initial monthly payment that increases over time. A Growing Equity Mortgage (GEM) has scheduled increases in monthly principal payments to shorten the loan term.
Claimants in Celsius Crypto Bankruptcy Targeted in Phishing Attack
In July 2022, crypto lender Celsius filed for bankruptcy and froze withdrawals from user accounts. Customers have since filed claims against the company, hoping to recover a portion of the funds.