#nospendmonth

[chyrll]

Last night I made the decision to not buy anything in December (excludes normal bill paying, gas, groceries, bowling league, etc.) This morning I was shocked at how many opportunities presented themselves to entice me to depart with my dollars! But I’m steadfast! December will be a NO SPEND month! 💰 p.s. Christmas 🎁 already completed 😉 #nospendmonth https://www.instagram.com/p/CW8mNjDPrgUHz5hUDRB3p-Z-oRVgZBrv74aVHk0/?utm_medium=tumblr

[themindfulnessmagpie]

So one of things that I've noticed since trying my daily meditation practice in earnest is that I think about things a lot. I mean physical 'things'. Stuff I own, stuff I want, stuff I used to have. I am very materialistically driven and I suppose, whilst I do budget, it is still a problem. I don't over-consume, I wait at least a week before I buy something I see that I think I want but the prevalence of things in my mind is still an issue because it means I'm never fulfilled with what I have. I try to be, I have 'I am grateful for all that I have,' written on a chalkboard in our kitchen which I see every day yet something still isn't connecting. So I saw these 'no spend months' on Pinterest. Firstly, why is the majority of financial advice based either in America or around those which are trying to get out of debt? I have student debt and a mortgage but my goal isn't to pay off these things. I'm financially stable I just want to be better. It's odd. Anyway the point of the no spend month is that you only spend money on essentials such as groceries. No takeaways. No meals out. (Yes I'm also very good orientated) and obviously no shopping for clothes and knick-knacks etc. I don't know if this will actually help though or if my resistance to the idea is because I genuinely don't think I'd be able to stick to it. A one-off thing does not change a mindset for life. Maybe my root cause is elsewhere and I need to work on the stress which comes from wanting things but not having the budget to buy. I also get stressed by clutter so purchases need to be planned. (No subscription boxes here for that reason but I do love them!) I suppose the point was, has anyone tried anything like this? Did you succeed? Can you relate with the materialistic desires of a Gemini 😂? How do you manage your spending/budget and does it/has it help your wellbeing? Let me know! #finance #debt #financialwellbeing #meditation #materialistic #things #stuff #nospendmonth #reflection #budget #habits #wellbeing #stress https://www.instagram.com/p/CRqxRlBNUIn/?utm_medium=tumblr

[mmdezigns]

I'm in! #nobuyJuly Wanna join me??? ----- #Repost @onnie336_plans (@get_repost) ・・・ I'm in! 👍 I saw this on The Eager Teacher's page, and a few other's, and it's a great idea! No Lane Bryant, Tory Burch, Happy Planner, Amazon, Macy's... Etc! I'm saving my COINS!!! Lord knows I have enough stuff and I have a few things in route that I've already ordered... 😜 lol So, I'm good!!!! . Join in! Share the pic! Let's do this! 💰 . #nobuy #nospendjuly #nospendchallenge #nospendmonth #nospend #nospending #mmdezigns #blessedhands #happyplannergirl #happyplanner #blackgirlscraft #blackwomenwhoplanandcreate #bwwpc #blkwmnplan #blessed #plannernerd #planners #planahappylife #plannercommunity #plannergirl #classichappyplanner #planwithme #faithfulplanner #blackplannergirl #blackgirlsplantoo #plannersociety #teamstrings #travelersnotebook https://www.instagram.com/p/CCFbmklJQZo/?igshid=14sgq3tdkh439

[tis-but-a-moment]

For my #NoBuy, here's a list of things to do with friends, free of charge. #lovedontcostathing #nospendmonth #nospend #budget . http://tisbutamoment.com/25-to-do-with-friends/ https://www.instagram.com/p/BsWwpgEDt6w/?utm_source=ig_tumblr_share&igshid=hi0ixus7s9uf

[thefernlife]

Waiting for my kid to finish his snack so I can put him to bed. Thinking about all the things that could be. Convincing myself that those things do not require me to spend money. Money money money. #frugalfebruary #frugalliving #savingmoney #nospendmonth #blogger #vlogger #mum

[mrssmartmoneyhq]

A nice Sunday evening g thought for you all. Also remember, tomorrow is ‘No Spend Monday’ 😶🙌😁😬 #nospendmonday #nospendmonth #nospendmondays #sundaythoughts #nicethoughts #abundancemindset #abundantlife #smartmoney #gratefulmoney #gratefulwealth #financialsuperhero #financialwealth #smartsuperheroes #quotesaboutmoney (at Ireland (country)) https://www.instagram.com/p/Bqnh14HFwDn/?utm_source=ig_tumblr_share&igshid=1i70pqcmgf6ou

[stashmatter]

I forgot to mention yesterday that I decided to go on a month-long No Buy for October. Nothing in particular prompted this but I figured it would be good to abstain before Black Friday and Holiday shopping frenzy. 😝 Who’s with me? • #nobuy #shoppingban #spendingban #nospend #nospendmonth #nospendoctober #nospendchallenge #whatimnotgonnabuy #discoverunder1k https://www.instagram.com/p/Bobc7RUjtz6/?utm_source=ig_tumblr_share&igshid=18agyyfnz3y7c

[mylifeplanners]

4 new no spend inserts added to My Life Planners FB Group. Link in bio. #mylifeplannersinserts #mylifeplanners #nospend #nospendmonth #printableinserts #printables #plannercommunity #planneraddict #plannerinserts #plannergoodies #plannerjunkie #plannerlove #plannerlife

[kymmiejournals-ig]

Planning your 2-week trip isn't easy 😰 We only got 2 months to book everything 😱 #nospendmonth 🤣

[ellewoodsmode]

Dropped and smashed my brown eyeshadow palette 😭 now I have no eyebrow powder and no outer v shades! But no-buy February is a serious commitment and I'll just have to improvise until march 1st. #projectpan #nobuy #februarynobuy #nospendmonth #eyeshadow #eyebrowpowder #brown #brownpalette #broken

[wizelywizeup]

How to Do a 'No Spend Challenge' to Save Money

Have you been planning to start saving for some time but have no idea where to start? Have you tried some basic savings tricks but weren’t happy with the results? No worries. We might have the perfect recipe to help you kick-start your journey.

Start saving in digital gold with as low as Rs 10! Download Wizely

This challenge might seem extreme but has shown to have tremendous results for people who have taken and completed it. If you are looking for inspiration, check out these hashtags on Instagram’ #nospendchallenge’, ‘#nospendmonth,’ ‘#wizely.’

So let us get right into what a No Spend Challenge is and what you need to do to take and complete one successfully.

A no spend challenge is a commitment to yourself regarding your spending plans for a specified period.

Some people like to do ‘No Spend Weekends,’ and some prefer a ‘No Spend Week.’ It all depends on how far you want to take it and what suits your needs. As for the no spending part, some people prefer to pre-decide precisely what things they will be allowed to spend on while some prefer to buy all the essentials beforehand and spend the whole duration without spending a single penny.

Start saving in digital gold with as low as Rs 10 and earn up to Rs 25 lakhs on the Wizely app. Download Wizely

Now let us look at some things to keep in mind before taking up the challenge.

1. Make a Game Plan – No challenge can be successful without a good strategy. Let’s say we are taking a ‘no spend month’ challenge. It is recommended to pay our rent, bills, etc. beforehand and get all the essential supplies. It is necessary to think about what we consider crucial. This will help separate our needs from our wants so that we can make financially wise decisions once the challenge is over.

2. Make an Announcement – Telling our friends and family about this challenge could also act as positive reinforcement and help us get more focused on completing the challenge. An Instagram post with relevant hashtags can be beneficial for ourselves and the community that wants to do something similar and is looking for community support.

3. Set Clear Boundaries – It is natural for us to miss out on some essentials that we really might need during the challenge. It is okay to go ahead and purchase it; however, the idea is to grow our willpower, and it is we who have to set the exact boundaries. Buying some painkillers because you had a headache sounds reasonable, but wanting a beer after a tiring day is where you must decide what the right decision would be.

4. Find Healthier Alternatives – A lot of times we spend on stuff because we have nothing better to do. Use your free time to come up with inexpensive and healthier entertainment alternatives. If you fill up your time with plans and enjoy those are also better financial decisions, your urge to go out for that movie or get a drink at your nearby bar will automatically start to fade.

Start saving in digital gold with as low as Rs 10! Download Wizely

The purpose is to understand one’s spending habits well and exercise the ‘no’ muscle. Impulsive purchases consume a considerable portion of spending, and the idea is to control it better. So are you ready to take up this challenge?

(Check out ‘Learn & Grow with Wizely‘ to read and learn more about money challenges and rewards.)

For more information, you can visit here

https://wizely.in/wizeup/expert-tips-to-save-money-india/

[personal-crazyfreckledginger]

Wondering if a No Spend Month can help you save money or pay off debt? Here's how to successfully complete a no spend challenge! #money #nospendchallenge #nospendmonth #finances #budget

[tis-but-a-moment]

#NoSpendMonths and #NoSpendWeeks work for some people, but I integrated the concept in a more sustainable way. Here's how I cut out 72 days of spending this year! #budget #personalfinance #lifehacks #nospend #frugal #zerospend http://tisbutamoment.com/no-spend-days/ (at Los Angeles, California) https://www.instagram.com/tisbutamoment/p/BvcMZpyjiAk/?utm_source=ig_tumblr_share&igshid=1ej37heznaao

[lisaehrman]

[crafticland]

Do you still buy new craft supplies even though you keep saying you'll stick to a budget? (um, guilty! 🙋🏽‍♀️)⁠ ⁠ In 2019, I started to feel like I had too much stuff that I wasn’t using so I decided to challenge myself and do an entire year of no spend - I know, it was a very long time!⁠ ⁠ I learned a few things during that year and I am sharing my top 4 tips with you!⁠ ⁠ 📝 Read the full post at craftic.com/curb-your-craft-supply-spending⁠ ⁠ ⁠ ⁠ #nospend #nospendyear #nospendchallenge #nospendmonth #nobuy #nobuyyear #nobuyjuly #yearofless #theyearofless #shoppingban #resourcefullness #lessismore #frugaliving #craftwithyourstash #craftersofinstagram #crafty ⁠ #shescrafty #crafternoon #craftersgonnacraft #makersgottamake #craftastherapy #abmcrafty #makesmthng — view on Instagram https://ift.tt/30io4nA