#pet medical insurance

[pawpurrfect]

Dog Insurance | Dog Health Insurance in Mumbai | Pet Medical Insurance

Get peace of mind with pet medical insurance. Keep your pup healthy with dog health insurance in Mumbai. Reliable coverage for your beloved pet. Are you a proud pet parent in Mumbai? Ensure your furry friend's health with reliable dog insurance. From routine check-ups to unexpected emergencies, pet medical insurance has got you covered. Explore dog health insurance options today!

Visit:- https://pawpurrfect.co/pet-insurance/

[somecunttookmyurl]

insurance makes sense on a conceptual level but in reality insurance companies turn decently huge profits by a) relying on things not happening, which they mostly don't b) ensuring things mostly don't happen by exluding anything that might make "things happening" more likely and stacking it in their favour and then c) finding any excuse and loophole possible to not cover you if anything ever does happen

like. insurance would be good if it wasn't managed by insurance companies

[mokeonn]

Job hunting is an absolute nightmare because it's like I have a million reasons to need this job and the money from it and it's basically like telling the job that I'm pretty much their bitch because I need the money, and they'll just reject you because you didn't downright worship a company or bc you were honest on the application personality quiz

[noinou]

there's something sooooooooooooooo metnally wrong with me

[drgayanimebabes]

You have to know,,, as soon as I got my quiz result I threw my phone away and started cackling and screaming NO!!! To nobody in particular, then hid my face in my hands, all leading to startling my cat. How could you have done this to me.

But dear 'Space Jason Todd', who did you get? Send my sympathy & regards to your sweet cat.

[sanchoyo]

on a less posi note i got another call from my doctors office saying 'oh can u come in today or tomorrow for ur labs? u had one done 3 months ago and u RLY need to get this checked/compared to that one!!' and its like. i talked to a nurse on the phone abt that appointment LAST WEEK!! (it was supposed to be this last monday) telling her that my insurance got cancelled and i absolutely had to cancel that appointment bc i cant pay for the 1. walk in fees without any copay 2. and the labs pay on top of that. the fact they called me again abt it rly did kinda upset me its like. i Know You Think I Need This But It Feels Like You Just Want Money. and did not listen to me the first time we talked abt this, last week!!! and making it sound so Urgent AFTER i said i cant afford it just freaked me out like They Have In Their Files that I have anxiety so Why Did they DO That. After I said I Cannot Come! and i felt rly embarrassed over the whole thing having to be like 'ya i cant afford it' even tho ik thats a reality for a lot of ppl besides myself yk. lol (': basically the Mood today is fuck the american health care system (hint: that is the Mood everyday)

[queerhawkeyes]

the antibiotics the vet gave nimona on thursday seem to be working for her UTI, but she is still having diarrhea. really worried this is a sign of something serious/even more expensive and I’ll have to give her back to the rescue if I can’t pay for it all. idk how likely that is but I’ve already spent $1,250 on her and I’ve only had her for 3 weeks.

[mainfaggot]

The only way to make 70-100k a year in canada is: 1) generational wealth so even if u have a lower paying job to pass the time, u also have a trust fund that actually keeps u afloat el oh el 2) to get a bachelor's and a masters in specific subjects that have guaranteed career paths (psychotherapists, psychologists, software engineers, accountants, certain office jobs in specific government domains). Why is life so hard when you're stuck with option 2

[sheerioswifties]

.

[nicesteverforever]

Caring for a puppy with my BF's excessive income the way I wish my family could've with my childhood dog

[pawpurrfect]

Why You Should Buy Pet Insurance In 2024?

In a world where our pets are more than just animals–they’re cherished family members – safeguarding their well-being becomes paramount. As responsible pet owners, providing the best care for our furry companions is a top priority. Investing in pet insurance is one effective way to ensure their health and happiness while managing unexpected expenses. In 2024, the significance of pet insurance has only grown, offering a safety net for both your four-legged friend and your wallet.

Benefits of Buying Pet Insurance in 2024

1. Financial Protection for Pet Parents

Just like humans, pets can face unexpected health issues or accidents. Pet insurance provides a financial safety net, covering veterinary bills, surgeries, and medications, allowing you to prioritise your pet’s health without worrying about the cost.

2. Comprehensive Healthcare

Pet insurance is comprehensive and covers a wide range of treatment options. From routine check-ups to emergency surgeries, having a well-rounded policy ensures that your pet receives the best care possible.

3. No Breed or Age Discrimination

Unlike some human health insurance policies, pet insurance doesn’t discriminate based on breed or age. Whether you have an energetic young pup or a senior dog, there’s a policy tailored to meet their unique needs.

4. Gives You Peace of Mind

Knowing that your pet is covered in case of emergencies or unforeseen health issues provides peace of mind. You can make decisions about your pet’s health based on what’s best for them, rather than being constrained by financial considerations.

5. Preventive Care Coverage

Some insurances also provide an option of preventive coverage care such as vaccinations, tick and flea treatments, annual checkups, and dental treatments. These preventative measures can contribute to your pet’s overall well-being and save you money in the long run.

6. Emergency Boarding & Lost Pet Coverage

Some pet insurance plans go beyond medical expenses, providing coverage for emergency boarding in case you’re unable to care for your pet because of unforeseen circumstances. Additionally, certain policies offer coverage for advertising and rewards if your pet goes missing.

7. Choose the Best Care for your Vet

One of the best benefits of pet insurance is the freedom to choose the vet that best fits your pet’s temperament and veterinary needs. You can even change the vet depending on the treatment your pet requires. 

8. Coverage for Hereditary Conditions

Many pets are prone to hereditary conditions that may require specialized care. Pet insurance can cover the costs associated with these conditions, ensuring that your pet receives the necessary treatment without straining your finances.

In a world of uncertainties, safeguarding your pet’s health and well-being through insurance is a wise and compassionate choice.

How to Select the Best Insurance for Your Pets?

Choosing the right pet insurance is crucial. Start by evaluating your pet’s needs, considering age, breed, and any pre-existing conditions. Examine policy details, including coverage limits and deductibles. Paw Purrfect simplifies this process by partnering with top pet insurance companies, offering tailored plans. Trust our pet insurance experts to guide you towards the best coverage for your furry friend’s well-being. Contact Paw Purrfect today for peace of mind and a secure future for your beloved companion.

For More Info Visit: https://pawpurrfect.co/why-you-should-buy-pet-insurance-in-2024/

[trendfag]

we had to tell a patient today that his insurance is shit and fucking him over and wont pay for at least one of the bridges he needs and he was understandably upset but he was like “well we just had to pay $4000 for my dog to repair his ACL. and i was at the vet and i was like how the hell can you justify charging that much for surgery!” i was like are you hearing yourself?

[gallusrostromegalus]

Basically. I got screwed.

I am very sorry for how relatively quiet this blog has been but I've been dealing with a very unpleasant situation the last few months, and now I need help.

Essentially, I tried to help someone out, and she took advantage of me, and I have no way to recoup my losses.

Earlier this year, I moved into a new house. Before we sold the old house, a Now-Former friend ran into some trouble and was about to become homeless with pets and a small child. Not wanting them to be on the street, we offered to hold off selling the old house so she could stay there for a little while, if she could pay the cost of the mortgage on that house (because I could afford one mortgage but not two) while we helped her find somewhere more permanent.

I was not making money from this- since I was still paying the utilities and property taxes, I was actually losing money, but willing to soak that in order to help her save up and get her on her feet.

Instead, she:

Never Paid a Dime towards covering the mortgage costs like she agreed ($12,000 for the nine months she was there)

Trashed the house ($500 dump fees for the trash alone)

Let her pets piss and shit all over the house ($1,500 bio hazard cleanup, $4000 to replace the carpet and other damaged flooring)

Caused an electrical issue in the garage ($900 to repair)

Broke the washer, dryer and refrigerator ($2500 to replace)

Broke the fence ($1000 to repair)

When I told her I could no longer financially support her and that I needed to sell the old house, she illegally squatted there for a solid three months and I had to hire a lawyer and actually take her to court to get her to leave ($2,500)

The resulting stress has been, as you can imagine, stressful.

So stressful, in fact, that it aggravated a the medical conditions my husband had and made him extremely sick. He had to go to the hospital and take time off work to recover. Now the health insurance is trying to weasel out of paying his short-term disability claim.

So net, this woman has managed to cost me around $25,000 and that's not taking into account the missed paychecks and medical expenses. I do not have $25,000, and until at least $13,000 of that is spent to repair the damage she did, I legally cannot sell the house to even begin to recoup my losses.

Theoretically, I could sue this woman, but she doesn't have any money and it would be me paying even more money I don't have to get... Nothing. So I'm asking for help to cover the costs of getting the old house ready to sell, my husband's medical expenses, and other expenses incurred by this debacle:

If you can help out in any way-share, donate spare change, anything- I'd be extremely grateful.

Thank you.

[space-pirate-alex]

Got great news yesterday about T and then got bad news today about hair

[raspberryconverse]

So back in January, Lola got an infected toe (see footnote on this entry). We thought she fell in one of Mable's holes, but the x-ray didn't show any broken bones, but it was an infection, not a tumor because it responded very well to antibiotics. After the $800 visit (which my spouse actually paid for, even though Lola is my dog, because I didn't have that much in savings*), my spouse suggested we get pet insurance for her. She's old (10½), so it'd be better to get her covered now before her health starts to decline because of age.

Well, that was a total crapshoot.

First off, the insurance company found in one of her vet records that she was an American Staffordshire Terrier and determined that meant she was not, in fact, a mixed breed dog (even though she totally is and is actually only 23% AmStaff) and they decided to raise the premium on her policy by about 50% unless I get the vet to send a letter saying that she's not (there was also a miscommunication because my spouse talked to the vet about it because phone anxiety and offered to write it and just have them sign and fax it over, but I didn't know my spouse was expecting me to do it because they said "we" have to write the letter). Now, I got an email saying they did a review of her vet records and are basically not going to cover a whole bunch of shit, including anything dental related because she has tartar buildup. So IDEK what I'm paying $150 a month for now.

I didn't even want to do the insurance thing in the first place because they tend to be expensive and not cover anything worthwhile, but I trusted my spouse and signed up for the plan they found. Now that I've found out it isn't going to cover anything, I've wasted at least $500 on premiums that could have gone to more important things. My spouse pulled their typical, "It's all my fault, I'm a bad person" deflection they always do when I get mad about something they did/said and that sent me off the deep end. I really lost my shit after that. Like hysterical sobbing.

But here's the kicker: I was eating lunch at the table and my spouse asks if I took my medicine today.

Oh, fuck no.

I can't even begin to go into how fucking insulting that question was. Like, I'm upset, so I must have forgotten to take my medication, right? You've got to be fucking kidding me.

"Well, I was just trying to make sure you were ok."

"No, I'm not fucking ok! I haven't been ok for a long time and I can't fucking doing anything about it because I can't get my fucking blood pressure under control!"

God, I really fucking hate myself.

Oh, and my spouse also offered to give me the money I spent on premiums for this shit insurance, but that doesn't fucking help with anything because it's still money lost. At the end of the day, it's still money that went to a scam of a company and no towards, IDK, a new screen door or something. Whether it came out of my account or my spouse's is irrelevant because we're supposed to be a team. I mean, my spouse's bonus is going towards stuff we need for the house. They don't have to spend it on that, but they're going to. So whether I paid it or my spouse did just doesn't matter because we still need to try to use both our incomes to pay for things that need to be done. Money I lost is still money that could have been put elsewhere.

*I also have my Petco credit card as the main payment method on our rewards account, so I actually had at least $800 put on my card towards cat food and litter in the last year without my spouse reimbursing me for it, so we determined we're even when it comes to that. Basically, Lola is my dog, Meeah is my spouse's cat and Mable is both of our responsibility. I got Lola before I met my spouse and I never wanted a cat, but Mable was a joint decision. Plus, we don't have all our money go into our joint accounts to allow us autonomy, but we do both throw extra money in there if we need it for something.

[inkskinned]

you have to go to work so you can pay for your doctor, who is not taking your insurance right now, and if you say i can't afford the doctor's you are told - get a better job. it is very sad that you are unwell, yes, but maybe you should have thought about that before not having a better job.

(where is the better job? who is giving out these better jobs? you are sick, you are hurting - how the hell are you supposed to be well enough for this better job?)

but you go to the doctor because you had the nerve to be hurt or sick or whatever else. and they tell you that it is because you have anxiety. you try your best. you are a self-advocate. you've done the reading (which sometimes pisses them off worse, honestly). you say it is actually adding to my anxiety, it is effecting my quality of life. so they say that you are fat. they say that all young people have this happen to them, isn't it a medical marvel! they say that you should eat more vegetables. they say that you probably just need to lose a little more weight, and that you are faking it for attention.

(what attention could this doctor possibly give? what validation? that's their fucking job, isn't it?)

there is always a hypochondriac, right. someone always tells you about a hypochondriac. or someone who is unnecessarily aggressive during the worst days of their life. or someone looking "for a quick fix". or some idiot who wasn't educated about how to properly care for themselves who just abandons their treatment. and again, the hypochondriac, the overly-cautious hysteric. these people don't deserve to be treated like humans (right), and since you might be one of these people, you also don't get treated like a human. because those people can really fuck with the system, you now have to pay for it. and besides. you're actually probably faking it.

(more often than not, you find a 2:1 ratio of these stories. for every "hypochondriac", there are 2 people who knew something was wrong, and yet nobody could fucking find it. the story often ends with pointless suffering. the story often ends with and now it's too late, and it's going to kill me.)

you are actually just making excuses. someone else got that procedure or that diagnosis and he's fine, you should be fine too. someone else said they watched a documentary about other inspirational people with your exact same condition, maybe you should be inspirational, too. you're just too morbid. your pain and your experience is probably just not statistically concerning. it is all self-reported anyway, and you're just being a baby.

(once, while sitting down in the middle of making coffee, you had the sudden, horrible thought - i could kill myself to make the pain stop. you had to call your best friend after that. had to pet your dog. had to cry about it in the shower. you won't, but that moment - god, fuck. the pain just goes on and on.)

you know someone who went in for routine surgery and said i still feel everything. they told her to just relax. it took her kicking and screaming before they figured out she wasn't lying - the anesthetic drip hadn't been working. you know someone who went in for severe migraines who was told drink water and lose weight. you know someone who was actively bleeding out and throwing up in the ER and was told you're just having a bad period.

in the ER there are always these little posters saying things like "don't wait! get checked today!" and you think about how often you do wait. how often the days spool out. you once waited a full week before seeing the doctor for what you thought was a sprained wrist. it had actually been broken - they had to rebreak it to set it.

but you go into the doctor. the problem you're having is immediate. the person behind the counter frowns and says we're not taking your insurance. you will be paying for this out-of-pocket.

they send you home with tylenol and a little health packet about weight loss or anxiety or attention deficit. on the front it has your birthday and diagnosis. you think about crying, and the words swim. it might as well say go fuck yourself. it might as well say you're a fucking idiot. it might as well say light your money on fire and lie down in it. and the entire fucking time - the problem persists.

it's okay. it's okay, it's just another thing, you think. it's just another thing i have to learn to live with.