#rebalancing

[psound74]

#rotd - Wunjo (inverted) - in what ways are you re-balancing your strength & courage? <3{

[taxassistantorg]

Your Mutual Fund Switch Checklist: Tax Considerations First!

If you’re considering rebalancing your mutual fund portfolio by selling some units and reinvesting the proceeds, it’s crucial to understand the tax implications. Many investors assume that simply moving money from one fund to another, especially within the same fund house, might be tax-exempt. However, as explained by CA Foram Naik Sheth of NPV Associates LLP – KMP Wealth Management Solutions, this is generally not the case.

The Fundamental Rule: Any Switch is a Taxable Event

The core principle to remember is that any “switch” from one mutual fund scheme to another is treated as a redemption (sale) from the original fund and a fresh purchase in the new fund, as per the Income Tax Act. This applies even if both schemes belong to the same Asset Management Company (AMC).

This means that any profits realized from the sale – whether Short-Term Capital Gains (STCG) or Long-Term Capital Gains (LTCG) – are subject to tax, even if you immediately reinvest the entire amount (including your gains) into another mutual fund.

Common Scenarios Where Taxes Apply:

Taxes are triggered in various “switch” situations, including:

Switching within the same AMC: This encompasses moving your investment from one scheme to another (e.g., from an equity fund to a debt fund within the same AMC), or even changing options within the same scheme (e.g., moving from a ‘Regular’ plan to a ‘Direct’ plan, or from a ‘Growth’ option to a ‘Dividend/IDCW’ option).

Switching to another AMC: When you sell units of a mutual fund and then invest those proceeds into a fund offered by a different AMC, it’s explicitly considered a redemption and a new purchase, making it a taxable event.

While the mechanism of the switch might differ (internal transfer within the same AMC vs. funds credited to your bank account and then reinvested with another AMC), the tax treatment remains the same. In both cases, shifting your investment from one mutual fund scheme to another is deemed a redemption and will incur Capital Gains tax.

Understanding Your Tax Liability:

The amount of tax you’ll pay depends on the type of mutual fund and your holding period:

For Equity Mutual Funds (where at least 65% of assets are in equity):

Short-Term Capital Gains (STCG): If you sell units held for less than one year, your gains are taxed at 20%.

Long-Term Capital Gains (LTCG): If you sell units held for one year or more, gains exceeding ₹1.25 lakh in a financial year are taxed at 12.5%. Gains up to ₹1.25 lakh per financial year are exempt.

For Debt Mutual Funds:

For units purchased after March 31, 2023: Regardless of your holding period, the entire capital gain is considered short-term and is added to your total income, taxed at your applicable income tax slab rate.

For units purchased before April 1, 2023:

Short-Term Capital Gains (STCG): If units were held for less than two years, gains are taxed at your income tax slab rate.

Long-Term Capital Gains (LTCG): If units were held for two years or more, gains are taxed at 12.5%, with no indexation benefit.

In essence, whenever you sell or switch out of a mutual fund, be prepared for potential tax implications on your capital gains. It’s always advisable to consult with a financial advisor or tax professional to understand how these rules apply to your specific portfolio and to plan your rebalancing strategy effectively.

[divantis]

Aktienkauf nach Kursverlust als Rebalancing - geht das gut?

Wer die Munich Re, Swiss Re, Hannover Rück, Allianz oder Talanx im Depot hat, hat es gemerkt: Versicherungen und erst recht Rückversicherungen haben einen Lauf. Ihre Kurse kennen in den letzten Monaten kein Halten und sind auch jetzt in den Zollturbulenzen überdurchschnittlich stabil geblieben. Aber wie geht das eigentlich angesichts immer größerer Klimaschäden? Zuletzt sorgten schließlich die…

[sighinastorm]

Just in case you wanted a peek at what's lurking in the darkness of this painting (without adjusting your monitor)...

Antonio Muñoz, Degrain Nymphs bathing

[notayesmanseconomics]

UK GDP Contracts in January as we see more deindustrialisation in industry

This morning has brought some disappointing news for the UK economy from the Office for National Statistics. Monthly real gross domestic product (GDP) is estimated to have fallen by 0.1% in January 2025, mainly caused by a fall in the production sector, after growth of 0.4% in December 2024. This is rather awkward for a government which claimed to have economic growth as its priority especially…

[canadianmoneytalk]

Video: Things I do January 1st

his video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 and #2025 calendar years. With the #NewYear having come and gone, I thought I would share some things that I did on #January 1st of 2025, and what the state of my #finances is. I look at my #networth, budget, total #dividends, #taxbrackets, #compare my #investing prowess against the #benchmark, show my…

[curiousquill1]

What to Expect When Hiring Portfolio Management Firms: A Beginner's Guide

Making the leap into professional portfolio management marks a significant milestone in any investor's journey. Whether managing inherited wealth, retirement savings, or hard-earned investment capital, understanding what portfolio management firms offer serves as the first step toward making informed financial decisions.

Understanding Portfolio Management Services: The Foundation

Portfolio management services will be making the whole investing arena an organized and professional system for wealth creation. Firms of portfolio management service will actually undertake the task of the administration of portfolios by employing professional skills in line with tailor-made strategies that lead them toward their goal.

For new investors in investment management, the services offer more than basic stock picking. Professional portfolio managers conduct extensive market research, run risk analyses, and carry out complex investment strategies that most individual investors may be unable to execute on their own.

The Value Proposition of Professional Management

In judging portfolio management firms, the investor gets access to the following key advantages:

Expertise and Resources

Professional managers have years of experience in markets and access to sophisticated analytical tools. Together, it allows them to spot opportunities and risks that might pass by most investors. They understand alternative investments, from stocks to bonds, which makes them offer diversified portfolios.

Time and Stress Management

Investment management is something that needs constant attention from the movements of the markets, economic indicators, and company performances. Best Portfolio management services will take up this time-consuming responsibility so that clients may focus on their careers and personal lives while their investments get professional attention.

Risk Management

The best portfolio management services create investment strategies which match the risk tolerance of every client. They implement proven techniques of risk management, which include portfolio diversification, regular rebalancing, and strategic asset allocation.

Qualities to Look for in Portfolio Management Firms

Track Record and Transparency

Reputable firms maintain clear records of their performance across different market conditions. They should be willing to share their investment philosophy, process, and historical results while being transparent about fees and potential risks.

Communication Style

The greatest portfolio managers open a regular dialogue with clients regarding the portfolio's performance and market situation. They must explain technical investment jargon in ways that their clients can easily understand, as well as be accessible to address questions and concerns.

Tailor-Made Capabilities

Every investor has different investment needs, so instead of using the one-size-fits-all approach, excellent portfolio managers provide customized investing solutions.

The Selection Process: A Strategic Process

Exploratory Research Phase

Research a number of portfolio management firms. Check their investment philosophies, minimum investment requirements, and fee structures. Select firms that have a good track record and positive client testimonials.

Due Diligence

Set appointments with the potential firms and discuss their approach to portfolio management. Listen carefully and see if they have the time to understand your particular financial goals and circumstances.

Fee Structure Analysis

Knowing how to compare fee structures will become crucial in your decision. Look at the management fee, the performance fee, and other charges offered by various firms. Be aware that a firm's lowest fee doesn't always translate to being your best value.

Regulatory Compliance

Check that firms being considered have all their appropriate licenses and registrations from pertinent regulatory bodies. This means the safety of investments will be protected and that a firm is legitimate.

Final Conclusion

Rightly selecting portfolio management services constitutes a critical decision in an investor's journey. In selecting this service, careful consideration needs to be taken into the following: from investment philosophy alignment to fee structures and styles of communication.

The key lies in finding a firm that not only shows the technical expertise but is very keen on helping clients achieve their desired financial objectives. The most effective way to take quality time to understand what these portfolio management firms offer and how they operate is through researching, which will ensure better-informed decisions on investor long-term financial goals.

As long as such a relationship endures, the task will be for an investor to look into the appropriate choice, thus choosing an entity inspiring a sense of trust. Thereby, by performing careful study and careful analysis, a portfolio management partner would find the means of overcoming these complexities, hence taking it toward fulfilling financial objectives.

[sighinastorm]

OP I have edited your cake.

Cake i made today that looks like an amnesiacs distant memory

[terradyction451]

I've decided I don't like regular D&D anymore. I'm going to completely rebalance the game myself just for the little queer gremlins I play with

[notayesmanseconomics]

The UK finds an economic growth spurt just in time to create a "Wealth Fund" minus the wealth bit

This morning has brought us up to date with the latest news on the UK economy and it remains pretty good. Monthly real gross domestic product (GDP) is estimated to have grown by 0.4% in May 2024 after showing no growth in April 2024 (unrevised from our last publication). Along the way it confirms that we were wise to look through the erratic nature of this series when April recorded a 0%. In the…

[curiousquill1]

How Best Portfolio Management Strategies Increase Your Investments

The fact of the matter is that investing for wealth is far more than the selection of winning stocks or the ability to get markets right at the right time. Bottom line is, investment success over long stretches of time depends on the fact that portfolio management is a thoughtful strategy that may guide you through twists and turns of the markets while keeping your financial goals before you.

It can be termed portfolio management, architecting of one's financial future. A master architect thinks about the littlest details when putting a building together. Similarly, good portfolio management requires careful planning, regular maintenance, and strategic adjustments to make sure that investments are in line with the goals.

The beauty about proper portfolio management is knowing that you will sleep tighter at night knowing that those investments work harmoniously for your objectives. Whether you want to save for retirement or plan for your children's college education, a well-kept portfolio is your best financial compass.

Key Strategies That Drive Investment Success

Strategic Asset Allocation

At its core, strategic portfolio management is effective asset allocation: It is the art of getting your investments distributed in different asset classes so that you can now truly optimize for returns, managing risk. That is not a cookie cutter approach; it's getting a customized investment mix which reflects your:

Risk tolerance

Investment timeline

Financial goals

Current life stage

Besides asset allocation in the classic models, Gainers can use advanced analytical tools and market intelligence on its approach towards optimization to help clients get the ideal balance in their investments.

Dynamic Diversification

Investors will still remain in the powerful hands of risk management as the diversification. However, diversified in an effective manner by investors into this complex setting of the present world is no more only about diffusing investment portfolios across equities and fixed income but also now has required that modern portfolio management must exercise its sensibility while taking account of these diversified areas including:

International diversification and distribution over global markets

Sector-wise diversification that helps utilize the potential in growth fields

Diversification strategies to make the portfolio more stable

Exposure to physical assets to reduce inflation effects

Portfolio managers of Gainers monitor the diversification strategy and alter it constantly to ensure that the portfolio of the client remains stable under any type of market.

Risk Management: Diversification Plus

Diversification reduces risks; however, sophisticated portfolio management offers so much more. It comes with additional layers of protection that include:

Re-balancing of the portfolio after fixed intervals to ensure attainment of target allocations

Strategic tax harvesting to maximize after-tax returns

Hedging against potential losses in turbulent markets

Managing liquidity for unexpected opportunities or needs

The Gainers utilizes the finest risk management techniques and approaches to secure the wealth of its clients and seize growth opportunities.

Active Portfolio Management: The Power to Make the Right Moves

Active portfolio management is not being constantly active and trading in the market. It is much more about conscious, strategic changes to your portfolio based on:

Changing market conditions

Changing personal goals

New investment opportunities

Risk management needs

The Gainers' portfolio managers closely watch these variables and make fine-tuned adjustments to ensure that the clients' portfolios are in the best possible position to achieve success.

Technology and Human Expertise: A Winning Combination

Portfolio management is today highly technological in its approach, yet requires human judgment in interpreting and making strategic decisions. Gainers uses modern portfolio management technology but includes the most important human element of knowing your specific financial condition and personal advice in unpredictable markets.

Guides you towards tracking your long-term goals

Modifies your strategy as per your requirement

It requires experience and control to execute these approaches. The Gainers provides a total view that includes:

Initial portfolio analysis and strategy development

Periodic portfolio reviews and rebalancing

Ongoing risk monitoring and management

Professional guidance through transitions in the market

Clear communication about portfolio performance and adjustments in the strategy

Making Portfolio Management Work for You

It takes a journey for your investing process to move beyond just being set it and forget it. The Gainers is a place where professional portfolio management means you are accessing investment strategies tailored to your objectives, the professional monitoring of your portfolios, updates on a regular basis and a review of their performance, proactive management of risks, and institutional quality investment opportunities.

Move forward with The Gainers. Join forces with our experienced portfolio managers to assure yourself that the right portfolio will be built and managed for your financial goals through cutting down the complexities that face the investment landscape in today's world.

Remember that great investors don't make great decisions. Investing is really about proven approaches consistently deployed over time. Let The Gainers make these principles of portfolio management come to life for your financial future.

[kenwords-blog]

How to Invest Your Money: A 7-Step Investment Plan

Investing your money is a smart way to grow your wealth and achieve financial freedom. However, without a clear plan in place, navigating the world of investments can be overwhelming. That's why we've created a step-by-step investment plan that will help you confidently on How to Invest and also to make good investment decisions. Whether you're a beginner or looking to enhance your investment strategy, this guide is for you. So let's dive in and learn how to invest your money effectively.

Step 1: Define your financial goals

To begin your investment journey, it is crucial to clearly define your financial goals. Consider both short-term and long-term objectives, such as saving for a down payment on a house, funding your child's education, or planning for retirement. By setting specific and measurable goals, you can align your investment strategy accordingly. Additionally, understanding your risk tolerance and investment horizon are vital factors in creating a successful investment plan. Risk tolerance refers to your comfort level with potential fluctuations in the value of your investments, while investment horizon refers to the length of time you can keep your money invested. Assessing both these aspects allows you to select appropriate investment options that are in line with your comfort levels and time frame. Lastly, before diving into investing, it's important to establish a solid foundation. Pay off high-interest debts, such as credit card balances or personal loans, which can hinder your financial progress. Building an emergency fund is equally important, as it acts as a safety net to cover unexpected expenses. By addressing these financial priorities first, you can confidently move forward with your investment plan.

Step 2: Educate yourself about investment options

Before making any investment decisions, it is essential to educate yourself about the various investment options available to you. Research different avenues such as stocks, bonds, mutual funds, real estate, and more. Each investment option carries its own set of risks and potential returns, so understanding them thoroughly is crucial. Learning about investment options can be done through various means. Read books, attend seminars or webinars, follow reputable financial blogs, and subscribe to financial newsletters. Additionally, consider seeking advice from a financial advisor or investment professional who can guide you in selecting the most suitable investment options based on your financial goals and risk tolerance. While educating yourself, be sure to assess the risks associated with each investment option. A basic understanding of factors such as volatility, historical performance, market trends, and economic indicators can help you make informed investment decisions. The more knowledge you acquire, the better equipped you will be to develop a well-rounded investment plan.

Step 3: Create a diversified investment portfolio

One of the fundamental principles of successful investing is diversification. Diversifying your investment portfolio involves spreading your investments across various asset classes, reducing the potential risk associated with any single investment. This strategy helps cushion your portfolio against fluctuations in a particular sector or asset. When creating a diversified portfolio, it is crucial to allocate your investments based on your risk tolerance and financial goals. For instance, if you have a higher risk appetite, you may allocate a larger portion of your portfolio to stocks and equity-based investments. On the other hand, if you have a lower risk tolerance, you may lean towards more stable investments like bonds or fixed-income securities. Consider various factors when diversifying, including stocks, bonds, real estate, and even international investments. Each asset class offers its own benefits and risks, so striking the right balance is crucial. Regularly review and rebalance your portfolio to ensure it remains aligned with your investment goals, adjusting your asset allocation as needed. Remember, diversification does not guarantee profits or protect against losses, but it is an important risk management strategy that can enhance the stability of your investment portfolio.

Step 4: Open an investment account

Once you have educated yourself about investment options and created a diversified investment portfolio, it's time to open an investment account. Here are the steps to follow: - Research and choose a reputable brokerage firm or investment platform: Look for a brokerage firm or investment platform that aligns with your investment goals, offers the investment options you are interested in, and has a good reputation in the industry. Consider factors such as fees, account types, customer service, and investment product availability. - Evaluate fees: Compare the fees charged by different brokerage firms or investment platforms. These may include account maintenance fees, transaction fees, commissions, and expense ratios for mutual funds or exchange-traded funds (ETFs). Choose a provider that offers competitive fees and aligns with your budget. - Consider account types: Determine the type of investment account that suits your needs. Common types include individual brokerage accounts, individual retirement accounts (IRAs), Roth IRAs, or employer-sponsored retirement accounts such as 401(k)s. Each account type has different tax implications and contribution limits, so choose the one that aligns with your financial goals and tax strategy. - Check customer service: Consider the level of customer service offered by the brokerage firm or investment platform. Look for a provider that is responsive, provides educational resources, and offers support when needed. Good customer service can make a significant difference, especially if you require assistance with your investments. - Ensure investment product availability: Ensure that the brokerage firm or investment platform offers the investment products you are interested in. This could include stocks, bonds, mutual funds, ETFs, real estate investment trusts (REITs), or other specific investment vehicles. Having access to a wide range of investment options allows you to diversify your portfolio effectively. - Open an account: Once you have chosen a brokerage firm or investment platform, follow their account opening process. This typically involves providing personal information, such as your name, address, social security number, and employment details. You may also need to provide funding for your account, which can be done through a bank transfer or other accepted methods. - Ensure alignment with your investment goals: Before finalizing the account opening, ensure that the account aligns with your investment goals and risk tolerance. Some brokerage firms or platforms offer questionnaires or assessments to help determine your risk profile and suggest suitable investment options.

Step 5: Start investing

After opening your investment account, it's time to start investing. Here's how you can begin: - Determine the investment amount based on your financial situation: Assess your financial situation, including your income, expenses, and savings. Determine an amount that you can comfortably invest without compromising your essential needs and emergency fund. Consider setting aside a specific portion of your income for investments on a regular basis. - Begin with a systematic investment plan (SIP) for mutual funds or regular contributions: If you are investing in mutual funds, consider starting with a systematic investment plan (SIP). A SIP allows you to invest a fixed amount regularly (e.g., monthly) in a mutual fund of your choice. This approach helps you take advantage of rupee cost averaging and avoids the need for timing the market. - Keep investing regularly to benefit from the power of compounding: Consistency is key when it comes to investing. Aim to invest regularly, whether it's through SIPs, automatic contributions, or manually adding funds to your investment account. By investing consistently over time, you can benefit from the power of compounding, which can significantly grow your wealth in the long run. - Consider dollar-cost averaging: Dollar-cost averaging is an investment strategy where you invest a fixed amount at regular intervals, regardless of the current market price. This approach helps you mitigate the impact of market volatility and reduce the risk of making poor investment decisions based on short-term market fluctuations. - Rebalance your portfolio: As you continue investing, periodically review your investment portfolio and rebalance it if necessary. Rebalancing involves adjusting the asset allocation to maintain the desired risk-return profile. For example, if certain investments have performed exceptionally well and now form a larger portion of your portfolio, you may need to sell some of those investments and redistribute the funds across other asset classes.

Step 6: Monitor and review your investments

To ensure your investment plan remains on track, it's important to regularly monitor and review your investments. Here's how you can do that: - Track your portfolio's performance: Use the tools and resources provided by your brokerage firm or investment platform to track the performance of your investments. Monitor the returns, compare them to relevant benchmarks, and assess whether your portfolio is meeting your financial goals. - Periodically review progress towards your goals: Regularly review how your investments are progressing towards your financial goals. Are you on track to meet your short-term and long-term objectives? If necessary, adjust your investment strategy or contributions to align with any changes in your goals or circumstances. - Make adjustments as required: Market conditions and personal circumstances can change over time. Stay informed about market news, economic trends, and investment strategies. If needed, make adjustments to your investment portfolio. This could involve rebalancing your asset allocation, diversifying further, or reallocating funds to take advantage of new opportunities or manage risks. - Seek professional advice when needed: If you are uncertain about certain investment decisions or need guidance, consider seeking advice from a financial advisor or investment professional. They can provide personalized recommendations based on your financial situation, goals, and risk tolerance.

Step 7: Stay disciplined and seek long-term growth

To maximize the benefits of your investment plan, it's important to stay disciplined and maintain a long-term perspective. Here's what you can do: - Avoid making impulsive investment decisions: Avoid making investment decisions based solely on short-term market fluctuations or emotions. Stay focused on your long-term goals and investment strategy. Making impulsive decisions can lead to poor outcomes and hinder your progress toward financial success. - Stick to your investment plan: Stay committed to your investment plan even during periods of market volatility or economic uncertainty. Maintain consistency in your investment contributions and asset allocation unless there are legitimate reasons to adjust them. Avoid trying to time the market or chase short-term trends. - Remain patient: Investing is a long-term journey that requires patience. Keep in mind that investments can experience ups and downs over time. Avoid reacting to short-term market fluctuations and stay focused on your long-term financial goals. Patience can be rewarded with the potential for higher returns and wealth accumulation. - Continually educate yourself: The investment landscape and market conditions can evolve over time. Continually educate yourself about investments, market trends, and new investment opportunities. Read books, follow financial news, attend webinars or seminars, and engage with reputable financial blogs or newsletters. Enhancing your understanding of investments will empower you to make informed decisions and adapt to changing circumstances.

Conclusion:

By following this step-by-step investment plan, you can confidently navigate the world of investments and work towards achieving your financial goals. Remember to define your goals, educate yourself about investment options, create a diversified portfolio, open an investment account, start investing regularly, monitor your investments, stay disciplined, and seek long-term growth. With patience, perseverance, and the right knowledge, you can set yourself on the path to financial success. Start investing today and secure your financial future.

Looking to take your personal finance journey even further?

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[haedshct]

YOU'RE TAILOR-MADE FOR THIS DAY AND AGE / BECAUSE YOU'RE POWERLESS AND LOOK LIKE PREY

[sighinastorm]

detail, enhanced:

THERE ARE. FIVE! DUCKS!

Moonrise, 1884

Stanisław Masłowski

[master-of-47-dudes]

Oh! For those of you who like Lancer, I've made major progress in the campaign I'm writing: Kindness of strangers!

LRBT-III, otherwise known as Blanche to the locals. This sun-baked dustbowl of a planet has the high honor of being one of the few habitable terrestrial bodies that anyone has discovered in the Long Rim, and probably the only one that's actually any use to anyone. Luckily- or not so luckily, if you ask some people- it was Union that found it first. Well, about 70 years ago when they stumbled across this star system they got it in their heads that the Long Rim's days were numbered. There’s untold millions living out there scattered along the emptiest shipping lane in the known galaxy who'd need a way out once no one needed to pass them by, and by Christ the Buddha Union was gonna be there for them waiting with open arms.

All of that is background, though. You? You’re a bunch of mercenaries who got their hands on a couple of GMSes, decided to make your manna selling violence for pay. Worlds like Blanche don't take to colonies very well, so even two generations in there's still plenty of frontier out there being settled and railroad tracks being laid. The people out there struggle day by day to survive, and people like you are there to protect them from those who got sick of the hard life. Not everyone out there has the guts to stand up for the little guy- that's why you're called Lancers.

A setting and a campaign all in one, Kindness Of Strangers and its (eventual) follow-up Dancing With the Devil are a series of Wild West-themed 2-mission adventures intended to take players from 0-12 as they find themselves embroiled in the midst of a corporate conspiracy to overthrow the Union-backed government of the isolated colony of Blanche and a ploy to seize control over a nearly completed Blinkstation. All the while, a strange religious movement worshipping an eons-dead alien civilization grows ever more influential in the background...

This campaign tackles themes of colonialism, nationalism, corruption, and conflict between indigenous peoples, settlers, and immigrants, all in a world where well-meaning intentions have gone sour and the ghosts of the past have come back to haunt it.

Kindness of Strangers, Missions 1-3

Field Guide to LRBT-PN

Exotic Gear Documentation

Variant Frame Documentation

Kindness of Strangers Worldbuilding Short Stories

Kindness of Strangers LCP, Maps, and Assets

This latest update includes the first(ish) draft of Mission 3: The Field of Blue Children, allowing play of the first half of Act 2 and extending the LL range from 0-3. Mission 3 is heavily intrigue and RP focused, featuring a wide suite of characters, relationships, and locations in the Tourist town of Baugh- a thriving immigrant community situated on a soda lake.

The PCs have been hired to investigate a bomb threat at the newly completed Baugh Pumpworks, and water filtration and chemical processing facility that stands to end the water shortage and threatens corporate control over the colony's water supply- but is everything really as it seems? In the process, the PCs will go toe to toe with teenage gearheads, Pinkerton-expies, and a group of Sparri Espadas who got roped into this whole mess, and uncover the mystery behind the threat!

Also, there's a subaltern that talks like a pirate and catholicism.

Anyway this mission also includes a custom NPC Template (kind of, I don't know how to design the LCP for that but i did include instructions on how it works), several new reserves, and several custom sitreps!

So, check it out- I'm always looking for feedback.

[angronius]

Honey, I think you're thinking about G man a lil to much. The thin line between love and hate becomes blurred with obsession. Tread carefully lest our last bastion against the Blonde Blueberry man be lost

im sorry my liege ur completely right. soaking my brain in Khorne’s blessings and Perturabo’s titties immediately to stave off the compulsions. forgive me 🙂‍↕️😔