#secure act

[idroolinmysleep]

Tax-advantaged savings has become a staple of the American retirement system, with 60 million savers squirreling away $6.6 trillion in their 401(k)s, alone. … [But] that success now vexes many retirement experts, alarmed by how easily Congress acquiesces to tax breaks for retirement savings that disproportionately help the wealthy while treating the benefits relied upon by most retirees — Social Security and Medicare — as budget-busters ripe for reform. … The latest expansion of private retirement savings comes at a time when Social Security, which the majority of American seniors rely on to cover basic living expenses, faces insolvency in 2034. Secure 2.0 sailed through Congress shortly before lawmakers convened working groups to try to fix Social Security’s $119 billion cash shortfall, which amounted to less than half of a single year’s worth of tax benefits for retirement savings that mostly go to higher earners. … The success of the retirement industry and its advocates in Congress has put a sinkhole in the federal budget at a time when entitlements are under threat. While the cost to the Treasury for tax-advantaged retirement savings was $81 billion in 1995, it has since swelled to over $369 billion in 2023 and, in the wake of Secure 1.0 and 2.0, is expected to nearly double to $659 billion in 2027.

[chloesimaginationthings]

Vanny did no wrong in FNAF she was just silly

[thedaddycomplex]

One of my recent posts pissed of the MAGA cult and they're crawling out from under the refrigerator to spout all the classic conspiracy jams in the comments. But, I wanted to address one specific challenge tacked to the end of this guy's particularly tedious rant...

First of all, *your.

And you want 5 things the Democratic Party did to improve your day-to-day prosperity? Here's just a handful of the countless things FOX News will never tell you because they like Republicans to stay scared, uninformed, and angry. (Hint: It's how they make money off of you.):

Medicare and Medicaid (Medical debt is the No. 1 reason for personal bankruptcy in the U.S. and these programs help you avoid that.)

Social Security (We all pay in so we all can live a little better in retirement, but the guy you voted for is likely going to make it go away. Oopsies!)

40-hour work week (That's right, Democrats gave you "the weekend.")

Overtime pay (Bet you've enjoyed that a time or two.)

Federal Farm Loan Act (Among other things this act does, it helps farmers get affordable food to your table… or it did before the guy you voted for started dismantling all that, but whatevs!)

Family and Medical Leave Act (Yes, Democrats gave you paid sick leave.)

Pell grants and student loan program (I'm assuming you don't care about this because it's about getting a better education.)

Affordable Care Act [This helps everyone get health insurance by creating a competitive marketplace (capitalism for good!), expands Medicaid eligibility (socialism for good!), and makes sure your employer can't fuck you over if you get sick (government regulation for good!) Oh, also, if you enjoy the Affordable Care Act, but hate Obamacare, boy, do I have some shocking news for you… They're the same thing.]

And thanks to Warren, Ohio's Tribune Chronicle — specifically, Ron Urchek's Letter to the Editor of that paper — that compiled these and other reasons to thank a Democrat. Because journalism also matters.

In fact, it's so important it's the only profession mentioned in the U.S. Constitution because a free press is supposed to keep the powerful in check. But, you'd just call that fake news, I guess.

[dasketcherz]

hi gregory nation

[seiwas]

cw: pro-hero bakugo, reader has boobs, kind of explicit/nsfw? idk i describe boobs, reader is smaller and shorter than bakugo, unedited sawry

bakugo's muscle tee looks as ill-fitting as it'll ever be draped over you.

there are reasons for this, perfectly founded and logical reasons for why that is—the main one being that, it's, well, his; two, maybe even three sizes larger than what it should be to fit you properly.

but, he can't stop staring, and there are reasons for that too—the main one being that, it's his, and yet, the only way he can ever imagine it now is when it's being worn by you.

your hips sway to the song you've been humming for the past five minutes. it's the same one, the chorus on a perpetual loop. he's sure it's the only part you know; you do this often enough that it's the only part he knows now, too.

the hem of his tee hits right at the top of your thighs, concealing just enough to tease, but he’s confident that if you reach up even the slightest bit for the cupboard overhead, there'll be nothing to hide.

he feels a little bit like a creep like this, watching as he stands in the middle of your shared living room, but it's impossible too look away—you've got to be doing this on purpose, right?

heat flares inside of him when you turn your body ever so slightly, the armhole of his muscle tee large enough to give him the clearest view of skin—

he gulps.

it's smooth, sloping just right; the side view of your under boob curves into its perfect shape and he can imagine it, feel—

(is this considered perving if he's been with you for years?)

the pan in front of you sizzles as you plop in god knows what. you pour in something from the side and wait, one hand propped on the hip you pop out. then, you pick up the pan, attempting to flip what's inside (probably a pancake, now that he thinks about it).

it’s hard to focus on what you’re cooking though, especially when all he sees is plump flesh jiggling, bouncing as you further agitate the pan.

he just got the pants of this suit readjusted, and now they're fucking tight.

bakugo normally runs hot; it’s kind of part of his dna. but this warmth is different, flushing him from head to toe. it creeps up the side of his neck, painting the tips of his ears a blooming red.

you turn around then, plopping the pancake on the plate atop the counter behind you.

"oh! you're done," you greet him with a smile. so. fucking. casually.

as if your tits aren't fucking peaking against the gray fabric of his tee.

as if you think he buys the fake innocence poorly concealing that sly, conniving look in your pretty eyes.

as if you aren't standing in front of him in his muscle tee, wearing nothing underneath it like you didn’t do this on purpose. like you don’t know what it fucking does to him.

his eyes squint suspiciously, deep vermillion staring straight into yours.

you tilt your head, the tips of your lashes kissing the top of your cheekbones as you blink. you reach for a bottle of honey.

“everything okay?” you ask, voice syrupy, sickeningly sweet.

your movements play in front of him languidly, the corner of your lips curling up slightly as you smirk. honey catches on your finger as you pop open the bottle cap.

he’s supposed to be out the door in five minutes if he wants to make it in time for a meeting at the agency. technically, he should already be there if he wants to keep up his track record of consistently being fifteen minutes too early.

but you start to approach him, rounding the kitchen island. there’s a narrow space between him and the slab of marble, but you slide into it like it was made for you.

he’s certain it was, from the way the tip of your nose brushes against his as you tiptoe. your tits are right fucking there, brushing against the skintight material of his suit.

there’s too much fucking fabric if you ask him, between cotton and spandex.

your grin widens, and he feels hot, the heat from his cheeks radiating.

then you whisper, still saccharine, “breakfast is ready,” before kissing him on the lips lightly. a short peck, soft in the way that promises more before you slip away, giggling in your retreat.

he huffs, watching you leave. his feet shift as he thinks.

five minutes, huh?

like hell he’s going to eat these damn pancakes for breakfast today.

[tanglepelt]

Dc x dp idea 133

Danny is really confused. Like sure he made a fake account in order “use” his parents completely valid and not in biased research on ghosts.

Cause obviously. Their completely legit research disproves multiple peer reviewed and factual papers.

Tucker made the fake account. No real names or numbers. So. They couldn’t know it was him right?!??

He just wanted people to see how wack the papers were and bring to light the very not accurate papers. He figured using botched research to counter claim others would do something.

But??? Why was the flash in his living room arguing with his parents about scientific articles. And proper research??

[jestercircus]

nothing bad happened to bonnie actually, he just retired from the glamrocks to bowl full time

[ghost-kings-court-jester]

The thing about Zukka is that one of them is always going to be doing the most insane bat shit thing in the world while the other is just there to pass them the tools of destruction and go that’s nice honey.

[svnny-shine]

eclipse got the star and immediately went I. Have. To Touch. People.

[charliebot-art]

🐰🪤

[bxnnie-bxwl]

me and @edd-drawsyo casually started an au with our insane rabbits of them meeting....the bonker bon brothers

[chloesimaginationthings]

NEVER ask FNAF Vanny about her past…

[saywhat-politics]

The Social Security Administration is rushing cuts to phone services at the White House's request, the agency's acting commissioner told Social Security advocates in a meeting on Monday, two sources who attended tell Axios.

Why it matters: These changes will strain the already struggling Social Security system and could even deprive some people of benefits entirely, according to current and former employees and advocates for retirees.

Some of the most vulnerable Americans — including people who are hospitalized, kids in foster homes and those living in remote areas — will face more hurdles applying for disability benefits, according to one advocate who spoke with Axios and was at the meeting.

Some beneficiaries could effectively be blocked from receiving benefits, per an internal Social Security memo, viewed last week by Axios.

Driving the news: Acting commissioner Leland Dudek said the changes in question would usually take two years to implement, but will be made in two weeks instead, the two sources said, on condition of anonymity due to fears of retaliation.

Dudek also said the changes, happening so fast and with little public understanding, will create opportunities for scammers, one of the sources said.

Dudek acknowledged the policy could increase fraud risks for beneficiaries, according to one attendee. He said in the past Social Security had been too "thoughtful" in considering beneficiaries before making changes.

[unitedfrontvarietyhour]

"Not theory and theory alone, but theory and practice. The two go together. We not only thought about the Marxist-Leninist theory—we put it into practice." - Fred Hampton

(Pt.1)

[kirbyddd]

loving this official US government sample card for the new driver's license standard that people'll need to fly in 2025

"Ima Cardholder"

Ace Attorney character