#they have it listed in usd too. they say they want to know your visa status but like they have the salary listed in usd

[foxcassius]

no way did i just STUMBLE across a posting on dave's esl cafe for a remote r&d content writer. that pays $25 an hour.

[chaithetics]

Fics for Palestine! June!🖤❤️🤍💚

Hey Tumblr besties! We did a couple of fics and had some awesome donors in May so let's give it another go - it's a new update for June!

Do you want to support a good cause? Help Palestine and get a fic at the same time? Then please read!

I will write a fic for you with your chosen pairing and whatever prompt you want (it can be vague or specific!) and have it posted on Tumblr no later than June 30th!

All you need to do is send me same-day confirmation/a screenshot of either your receipt or sent email as a private message or in the ask box!

This is fundraising for Palestine, so you could donate to any fund or organisation on the Operation Olive Branch list, eSims for Gaza, UNRWA, Gaza Funds, Palestine Children's Relief Fund, and any other Palestinian fundraisers or organisations you want to support!

As we all have different currencies, all the go fund mes I've donated to have been in USD or Euros, so I'm going to keep this at the tier system is with whatever currency the fundraiser is in. If it is somewhere like UNRWA it can just be whatever your currency is 🥰

For emails, I've made this post on free ways to support Palestine and also this post encouraging American users to contact their senators. You can email your politicians asking for an immediate permanent ceasefire, an increase in UNRWA funding, creating and granting humanitarian visas for Palestinians, recognising Palestine as a state and withdrawing recognition of the state of Israel, placing sanctions on Israel that include economic and political sanctions and military embargo. If you need support with any emails, I'm happy to help! 🫶

Here is my Chaithetics Masterlist for navigation or if you want to get a vibe of my writing x

And here is the Fics for Palestine Masterlist of the fics I've done so far with this initiative.

If so many people responded to this with donations/emails that I became too overwhelmed. I would come up with a new date for some pieces or temporarily close/reopen for others. It didn't happen with the couple of weeks of May but this post will be regularly updated!

Writing!

Characters I'll write for:

Any Pedro Pascal characters

Any Oscar Isaac characters

Any Dev Patel characters

Any Succession characters - we love Stewy here in particular! (just not Logan, Old Guard, or Greg.)

Any Fallout characters

Any The Bear characters

Tommy Miller

Marvel characters like Matt Murdock, Wanda, Bucky etc.

There is more that I can't think of but you're more than welcome to reach out to ask in the comments, DMs, or my inbox before donating or anything! 💞

What I'll write and won't:

I'll write fluff, smut, angst or any combination of your choice!

I can write plus-size readers, disabled readers, poc readers, fem readers, GN readers, keep it description-less, whatever your preference is! I'm bi/queer so I'm happy to write straight pairings or wlw/queer pairings and readers!

I'm just not comfortable and won't write fics that are non-consensual, 'dark', heavy kink, gore, vore, paedophilia, and nothing with under-18 readers or characters (this includes characters 'aged up' for a fic), or actor/celebrity x reader, just their fictional characters.

The Tier System!

If you donate $1 in the Fundraiser's Currency:

You will get a drabble/ficlet 100-500 words long with your prompt and chosen pairing that is posted no later than June 30th.

I know that places like the places like the Palestine Children's Relief Fund will let you donate $1 US but Go Fund Me has a $5 minimum donation for example and some other organisations might as well. But I know that there are content creators on social media like Yuval who are saying you can venmo/paypal them a $1 and they'll take those donations to a go fund me. So you can do that, send me a screenshot of the receipt and maybe just a link to the creator's page so we all know it's legit 🥰

If you write an email to a Politician:

You will get a fic that is at least 500+ words long with your prompt and chosen pairing that is posted no later than June 30th.

You just need to provide a screenshot that has the content of the email, is sent, and has the politician's email address/name visible. You of course can blur out any of your personal details and send this in PM. I'm happy to help draft emails, find resources as well if that's useful!

If you donate $5 in the fundraiser's currency:

You will get a fic that is at least 500+ words long with your prompt and chosen pairing that is posted no later than June 30th.

Just provide a screenshot that's confirmation of your donation.

I'm personally doing a few different $5 donations across different families and I know many are, if you're doing that you could send in different receipts which again could be different fics. And that would apply with other tiers as well!

If you donate $10 in the fundraiser's currency:

You will get a fic that is at least 1,500+ words long with your prompt and chosen pairing that is posted no later than June 30th.

Just provide a screenshot that's confirmation of your donation.

If you donate $20 in the fundraiser's currency:

You will get a fic that is at least 2,500+ words long with your prompt and chosen pairing that is posted no later than June 30th.

Just provide a screenshot that's confirmation of your donation.

If you donate $50 in the fundraiser's currency:

You will get a fic that is at least 7,000+ words long with your prompt and chosen pairing that is posted no later than June 30th.

Just provide a screenshot that's confirmation of your donation.

Since October 2023, over 36,000 Palestinians have been murdered during Israel's genocide and illegal occupation of Palestine, this includes civilians, children, journalists, media personnel, and medical/healthcare personnel. Over 80,000 have been injured and so many Palestinians have been displaced and are trying to evacuate and cross the borders. Israel's ethnic cleansing, numerous war crimes, and colonisation have been terrorising the Palestinian people and land since 1948.

We all have a part to play, so donate if you can, attend rallies, protests, vigils etc, share the content and resources about Palestine, especially what comes from Palestine, make sure you're centring Palestinians and engaging with their content, engage with educational resources, watch and read Palestinian films and books, write to your politicians. We all have a part to play so please do whatever is financially and physically accessible to you x I'd also appreciate it if you could share this post as well! My blog is a much smaller platform compared to many in these communities, and if any other writers wanted to consider doing something similar to this, I'd encourage you to!

Thank you for reading this far, let's stay empathetic and support each other in these difficult times. Free Palestine and all indigenous peoples! 🖤❤️🤍💚pal

[kokujin-josei-simmer]

THIS IS A LONG POST NOT RELATED TO THE SIMS, SORRY BUT I JUST NEED AN OUTLET. THIS POST IS ABOUT JAPAN.

1st picture is of Norihisa Tamura, Japan’s Minister of Health, Labor & Welfare on tv with no mask and what’s supposed to be a face shield. That man went on national TV looking that ridiculous.

The other photo is in Kabukicho, Tokyo after 8PM...when all the bars/restaurants are supposed to close but 40% of them are ignoring the request (yes, the government keeps asking them to close because the law limits them) mainly because they can’t afford to close.

More about that here:

https://mainichi.jp/english/articles/20210817/p2a/00m/0na/023000c

And the last picture is rush hour in Tokyo, ALL of those people are getting on/off the train and all during Tokyo’s 4th (yes FOUR) State of Emergency. The pictures highlight the incompetence of Japan’s leaders & the slow/ineffective measures they’ve taken to fight the spread of the virus. Allowing The Olympics to go forward was pretty much the point of no return *the 2 photos of the crowds were taken last month, Aug 2021*

I’m talking about Japan because my bf is leaving soon (Saturday) to visit Japan. 

Don’t mistake this post for any sort of travel advice: don’t try to book a trip there if you have no business going there, besides...you’ll be banned from entering the country. Even folks who have business in Japan (foreign students/employees who already have their visas) are still banned from entering the country.

He’s going back because he has a relative in the hospital whose condition was worsening (it seems their condition has slightly improved) and it’s unrelated to COVID-19. He wouldn’t jump on a plane to Japan, during a pandemic, if he had any other choice. He’s fully vaccinated and always wears a mask (double mask) when out in public.

I know a lot of weebs on here who probably think Japan is “doing well” because the numbers are much lower than the US (always the constant comparison to the US but never mind the fact that the US pop is 360M compared to Japan’s 126M) but the reality is: Japan still, to this day, doesn’t have mass testing sites meaning lower number of people are being tested daily. No lockdowns, extremely slow vaccine rollout, and they just threw out over a million doses of Moderna due to contamination.

The hospitals cannot handle the number of infections and many people have been turned away from the hospital which has lead to deadly consequences for some, like the pregnant woman who was forced to give birth at home which resulted in her newborn baby dying. A woman in her 70′s who had diabetes was denied a hospital room, she too died as a result. Now I’m just reading about the actress, Haruka Ayase, who has pneumonia due to COVID-19 yet the hospital made room for her. I’m not saying she deserved to die but Japan is clearly picking & choosing who is more important.

I think the only upside to this is the fact that my bf will have to quarantine at his parents home for 2 weeks in Osaka (not Tokyo, which is good since the biggest outbreak is of course in the largest city, Tokyo) so (hopefully) he won’t be exposed to the virus if he stays at home. Plus he has to quarantine, the government requires anyone returning to Japan to install an app that allows them to call you at home (video-calls) to verify that you are your quarantine location. I read one woman’s account, she’s a permanent resident, about how they video-called her twice in the same day: within 30 minutes actually. They most likely won’t do that to my bf because he isn’t a “scary foreigner” since quite a few Japanese folks (including racist, ultra right-wing politicians) are still lying & blaming foreigners for all the cases in Japan.

Oh and a FYI: from the folks I follow on Twitter (foreigners living in Japan), they’ve stated that lots of folks in Japan, especially Tokyo, are ignoring the State of Emergency. They continue to go out to bars, restaurants which increases the spread and the risk of infecting their loved ones at home/coworkers/classmates/etc.

It’s irritating knowing all this and reading posts from people who have no ties to Japan, don’t know anyone from Japan and can’t even be bothered to read posts from people who actually live there claiming “they defeated the virus” or still denying that it’s actually a hell of a lot worse than they’re letting on.

We can compare cities, we can compare Tokyo to NYC and see how the response to the virus has been. NYC had a lockdown, rent relief for its residents ($2.7B available but the payout has been disastrous, the new Governor is trying to speed it up), workers & students were allowed to work/attend classes from home meaning no crowded mass transit. We had mask mandates & even now NYC requires proof of vaccination to go to most places like restaurants, gyms, etc.

Tokyo is not allowing workers/students to work/attend class from home so their mass transit (a city of 13 MILLION, 37 MILLION in the metro area, quite a few more than here in NYC) is PACKED. There was no real lockdown because the government is limited in its power, they’re just now *over a year later* trying to vote to change that. I haven’t heard anything about any rent relief just the ¥100000 paid out once, that’s about $930 USD, to adults and a one-time stimulus payment to businesses that was less than $20K USD. There’s no mass testing site meaning testing throughout the country is still limited.

Tokyo set up a “lottery” the other day in Shibuya which required people to go the location to try and earn a spot for a vaccine. They could’ve had this lottery online but Japan is so behind the times they clearly didn’t think this was a problem...to have a large number of people moving around during a pandemic. Of course it was a mess and the governor of Tokyo (Koike) had the nerve to try to blame the staff for the large crowds.

My bf has to get a PCR test document (in Japanese) & it has to be SIGNED by someone at the clinic. Fortunately he’s able to get it in one day (day before his flight) but it’s just the fact that Japan is the only country in the world pulling this nonsense. If we didn’t find out about the handwritten/signed document he would’ve flew all the way there and been denied entry into the country.

He’ll be there for 3 weeks, the other positive side of this trip (other than being able to see his family/relative in the hospital & not having to be in Tokyo) is that he is, of course, picking up some stuff for me. But only if it’s safe to do so though, I don’t want him going to jam-packed stores, since he has a week to look around it should be less crowded at the stores during business hours when most people are at work/school.

My list:

Famima socks & imabari towel *I think it’s actually a handkerchief ( ファミリーマート (Family Mart) convenience store has a clothing line)

Some donuts from Mister Donut (I’m not joking, as long as there’s no cream they’ll last outside of the fridge for 2-3 days before getting stale)

Muji cotton headbands (they no longer sell them at the NYC locations)

Baton d’or (fancier alternative to Pocky, they cost almost $10 a box)

Amanatto (look up natto, it’s a candied version of that)

Some little knicknacks from Osaka like fridge magnets, he thinks a hoodie/sweater with Osaka on it might be too cheesy/touristy

Maybe Melano CC, it’s cheaper than ordering online ($11 vs $20+)

Probably some other food/snacks

Etc. - still thinking if I need/want anything else

He’s also giving me a video tour of Osaka (大阪) so I can see places like his parents town Izumi ( 和泉市) & places he used to hang out in like Amemura ( アメリカ村  - full name is Amerikamura Village) so I’m just trying to get into the positive side of this and enjoy seeing Osaka beyond G.Map.

So to wrap this up, it’s already too long but I just wanted folks to know that things aren’t so peachy in Nippon, and it won’t be for a while. Hopefully, with more people getting sick of Suga’s (Prime Minister) inaction over the pandemic they’ll be more motivated to vote out the useless, racist LDP (Liberal Democratic Party: don’t be fooled by the Democratic part, they’re quite right wing and conservative) party. He’s already suffered several embarrassing setbacks from recent elections such as an LDP candidate losing the Yokohama mayoral race to an opponent, very embarrassing since Yokohama is Suga’s hometown.

So I’m hoping for a better future for Japan (for everyone, but I’m actually hoping for the imperialist, oligarchy of the US to collapse) and for safe travels for my bf and anyone else who has to travel during this pandemic.

[anonymoustalks]

They also didn't want me to speak Korean outside of the house because "in America you speak only English."

(6-17-20) You both like Politics.

You: hi

Stranger: Hello

You: What is something important to you?

Stranger: My job.

You: Mhm how so?

Stranger: Because otherwise I wouldn't have been able to buy a house, save money, and have dinner every night.

You: Very reasonable

You: and grounded

Stranger: Considering that I grew up low-income, it only makes sense that I skimp and save.

You: ah yeah, that helps gives perspective for sure

Stranger: All I can really say is not having food every day isn't fun.

You: Mhm did you grow up not being able to eat every day?

Stranger: Yes.

You: What was that like?

Stranger: Hell.

You: Yeah I can imagine

Stranger: The savior was USDA subsidized cheese.

You: are you us-based?

Stranger: I was. I relocated to South Korea in 2007.

You: mhm was the food insecurity in the SU or south korea?

Stranger: The US.

You: where were you specifically, if you don't mind me asking?

Stranger: Detroit until I was 8, Denver from 8-22.

You: mhm

Stranger: You couldn't pay me to move back to the US, in spite of the fact that my parents always insisted that it was better than Korea.

You: Mhm I'd love to hear anything that you're willing to share

Stranger: Well, what do you want to hear?

You: well, everything lol

You: but I guess we don't have time lol

Stranger: What parts do you want to hear?

You: I never personally experienced food insecurity

You: or the circumstances around that

You: and what your family did

You: and I guess why you moved

Stranger: Food insecurity is hell. My parents simply lived with it and ignored it.

You: as context, I'm guessing your family were immigrants?

Stranger: I moved for job security and so I wouldn't face discrimination in the US. Yes, they immigrated from Korea.

You: mhm

You: I'm not really that familiar with detroit and things, but I feel like the naive question I'm sure you get is what about food banks?

You: or other stuff

Stranger: Not a thing back in 1980s/90s Detroit outside of churches, which my parents stayed away from.

You: ahh I didn't know

You: so I'm guessing subsidized school lunches probably also weren't a thing?

Stranger: Those were, but my parents didn't apply for those until we moved to Denver.

You: sounds really rough

Stranger: They didn't apply mostly for fear of deportation

You: undocumented?

Stranger: They were documented, the documentation wasn't always fully valid.

You: ah..

You: student visa?

Stranger: Green cards.

You: mhm I guess it's just so different it's hard for me to imagine

Stranger: Needless to say, people who work on private railyards don't make much.

You: my goodness

Stranger: About 50 cents an hour back in the 80s and 90s.

You: yeah... I just can't imagine

You: how did your family end up moving to denver?

Stranger: My father's job at the railyard was replaced by a sensor and they were concerned that Detroit was becoming too unsafe.

You: mhm this was the big crime era too?

Stranger: Yes. And we lived in a housing project that was effectively where you went to buy drugs or die.

You: buy drugs or die?

Stranger: Lot of dealers, criminals, and bait apartments in there.

You: okay, was just slightly confused about the wording if they made you buy or something

Stranger: The people in the apartment next to us were dealers.

You: mhm

Stranger: The Detroit PD raided the wrong unit, not theirs.

You: .......

Stranger: And that's why I don't respect the Detroit PD.

You: yeah that's terrible

Stranger: We did get money from them after it was found that they broke the most expensive thing in the apartment.

You: it's just so hard for me to imagine what your parents went through

You: coming to the US

You: and all of this

Stranger: I can provide some more insight if you'd like.

You: anything you want to share is good

Stranger: They had this twisted perspective on American customs and holidays.

You: meaning?

Stranger: They didn't get any of them per-se "right."

You: huh

Stranger: Xmas? Get up at 5 AM and eat a pack of Twinkies. "We're going to work."

Stranger: New year's? Get up at 5 AM and eat nothing. "We're going to work"

Stranger: They also told me to not get good grades, because "Americans don't"

You: huh that's unexpected to me...

Stranger: I got all A+s on the report cards, and even skipped a lot of grades after moving to Denver.

You: mhm good for you!

Stranger: They also didn't want me to speak Korean outside of the house because "in America you speak only English."

You: I'm trying to imagine things through their eyes

Stranger: What are you effectively seeing?

You: uhh very poor, desperate, scared

Stranger: That about summed them up.

You: yeah.

Stranger: Even now, they refuse help from me.

You: mhm... that sounds kinda vaguely asian

You: are they still in the us?

Stranger: Yes.

Stranger: Still living in Denver, too.

You: what did they do in denver?

Stranger: My mother is a cashier at a Wal-Mart, and my father is a gun salesman, since he became a citizen in 2012.

You: mhm

Stranger: They did let me pay off their mortgage in 2011, though.

You: oh that's good

You: I can imagine your parents being very proud of you

You: are you an only child or with siblings?

Stranger: I'm an only child.

Stranger: I doubt they could ever afford a second.

You: right

Stranger: Hell, they were still paying down the bill from my birth until I was 10.

You: yeah asian-american poverty is just something I'm so removed from it's just I don't even know what to say

Stranger: That was back when Koreans were below Hispanics on the social ladder

You: right... I didn't realize detroit or denver had any kind of korean population

Stranger: Not really, they just ended up in those places because there were jobs.

You: mhm

You: so you went through school in denver, graduated, did college, and then moved to korea?

Stranger: I went through high school in Denver, graduated, college fast-tracked from age 14, medical school from 16-22. Then got the hell out of the US.

You: oh my goodness that's incredible

Stranger: I started high school at age 8 due to the district insisting on testing me.

You: yeah um I didn't even realize that kind of thing was possible

Stranger: It is, and its just not common

Stranger: I learned a lot from the books my parents had around the apartment.

You: yeah

Stranger: Since all that they had were my father's textbooks from college and a few legal help books.

Stranger: And operating manuals, and legal documentation.

You: mhm it just sounds like such a whirlwind of stuff to go through

You: anyhow what brings you to the politics tag?

Stranger: I like politics, always have.

You: on omegle? haha ^^

Stranger: I like most politics.

You: ^^ I guess I would have imagined that most ordinary ppl who like politics would be on reddit I guess or something

You: unless they have something strange going for them lol

Stranger: I have nothing going for me politics-wise.

You: hm, but other things?

You: sorry if I'm prying

Stranger: In the medical field, yes.

You: huh?

Stranger: I'm a general practitioner, and a tenured one at that, so I'm among the ~150 important people at the KCDC.

You: oh what I meant is that I'm just surprised someone like you would be on omegle that's all haha ^^

You: since we're pretty trashy here haha

Stranger: Nowhere near as trashy as other people I've encountered

You: mhm maybe

Stranger: Namely the Detroit police department SWAT team

You: >.<

You: so do you have a list of political issues you care about the most?

Stranger: Yeah, mostly not defunding the KCDC.

You: do you get a lot of koreans on omegle?

Stranger: No, I've never encountered another Korean.

You: oh okay

You: yeah I don't think I've ever run into anyone from east asia

You: many from india though

Stranger: In case you're wondering, the KCDC is basically Korea's healthcare provider, and disease/drug regulator.

You: yeah I googled it

You: I thought korea did very well with coronavirus testing

Stranger: We did.

You: why are they trying to defund you?

Stranger: Because they want to stop covering things that many Koreans rely on, such as vision coverage (I benefit from it), as well as coverage of OTC drugs in hospitals.

You: hmm how is there not popular backlash?

You: I thought there was a general political adage that it's easy to give benefits, but hard to repeal them

Stranger: They've kept it under wraps by putting funding changes in fine print.

You: funding charges as in...?

Stranger: Funneling the money into reserves.

You: oh okay, it might be a bit over my head ^^

Stranger: Basically, the KCDC is funded in USD, so we can buy equipment without exchange rate issues, and they view the USD as a finite recourse. Its not, since saving it depreciates the value for us long-term.

You: huuh I didn't know that at all

Stranger: Meanwhile, I have to fight with a government-paid vision provider to get my new glasses.

You: btw why did your parents dislike korea so much?

Stranger: Korea was different in the 70s and 80s. The leaders were totalitarians mostly installed by the US. The economy was garbage, and it was impossible to get a stable job outside of manufacturing or the armed forces.

You: ah okay, thanks for the summary

Stranger: They were middle class in Korea, too. And they left that all for the US.

You: yeah... I didn't realize the exchange rate was so steep back then too

Stranger: Most of the reason they were poor in the US was because of their limited English.

You: Ah okay

You: What kind of conversations do you normally get into here on omegle?

Stranger: Usually something that ends with "the US owns Korea."

You: what?

Stranger: The Republicans in the US have this twisted idea that America owns Korea.

You: huh

You: and you enjoy talking to people like that?

Stranger: No, but I like trying to talk sense into them.

You: ^^;; it sounds like quite an argument

Stranger: And its hilarious to me.

You: ah yeah, I guess people do like the amusement

Stranger: I have spat out coffee laughing at their stupidity.

You: I think people come from very different places ^^

Stranger: To some of them its a foreign concept that people can make more money in countries other than the US.

You: I think it depends in part on people's skill sets

Stranger: They also don't understand how foreign currency works, since, sometimes if they ask about my pay, I give it to them in KRW.

You: lol

Stranger: They think I'm lying because the number in KRW exceeds 350 billion

Stranger: KRW is counted in a strange manner.

You: hm? how so?

Stranger: 1,000 KRW= 1 USD (one cheap meal). 100 KRW= 10 cents (which is the same cost as a burger here), 10 KRW= 1 cent (half a bottle of cola).

Stranger: You have to know it to recognize it on site.

You: huh...

Stranger: We make western money but don't pay western prices.

You: I'm just slightly confused basically

Stranger: McDonald's is expensive here, with a meal being $8.

Stranger: McDonald's is expensive here, with a meal being $8.

Stranger: The only things that really cost western prices are, well... western things.

You: mhm right

You: I feel like cost-of-living in different places is always a little hard for me to grasp

Stranger: I find it amazing that Coke is considered the cheap beverage here and in the US

You: I have a suspicion that in many circumstances people are just buying the bottle

Stranger: Still, I have always viewed it as expensive.

You: I mean if you look at the price of a 2L bottle versus a small bottle?

Stranger: Yes, but, still, too pricey when I was young.

You: the drink itself must be inexpensive to manufacture

You: but the retail price is elevated substantially

Stranger: My parents always viewed it as "why spend a buck on a 2L when Faygo is 75 cents, we can barely afford it as is"

Stranger: Which ingrained it as being a luxury product in my mind

You: lol

You: idk it's cheaper than milk, juice... so many things

You: I feel like it must be bad for public health

Stranger: Faygo is and always has been cheaper

Stranger: Probably because of competition

You: oh we don't have them here

Stranger: Faygo is highly regionalized to Detroit.

You: not distributed in my area

Stranger: In fairness, it helps the cost when its bottled a few blocks from the grocer.

You: I guess that's true

You: but there are always discount soft drink brands too

You: although I was never pressed enough at cash to really look very hard at the difference between a dollar or like 90 cents...

Stranger: My parents had to look carefully at those prices

You: yeah

Stranger: What would be 45 minutes in the grocer for a person who can grab-and-go items would be 1-2 hours for us.

You: mhm

Stranger: Which is why I buy the same three things at the grocer, so I don't need to price compare

You: mhm I feel spoiled because I don't really do much coupon shopping

Stranger: For what its worth, they did get the one symbol of wealth that Korean-Americans viewed as a symbol of wealth at the time.

You: which was?

Stranger: Color television set.

You: oh

You: I think you are around a decade older than me so it's hard for me to compare and contrast

Stranger: I'm 35.

You: yup

Stranger: So, I have faint memories of the 1980s.

You: I was born int he 90's

Stranger: The 90s were a good time.

You: I have faint memories of the 90's lol ^^

Stranger: That was when we got a computer

You: sounds about right

Stranger: My uncle imported KDS systems to the US, so we got that for free.

You: huh

Stranger: KDS became Emachines, a company you might have heard of

You: nope!

Stranger: Your household probably didn't have to buy whatever the cheapest system at Wal-Mart was.

You: uhh I think our first computer was some form of macintosh

Stranger: Which are systems for the wealthy next to Korean imports.

You: yeah it's really interesting to look back at this stuff

Stranger: I sometimes wish I could go back in time, but then I realize that'd effectively be starting from scratch.

You: uh yeah, that doesn't sound very fun

Stranger: There's no real reason to look back on the past for me.

You: yeah I don't really look back this far normally either

You: do you still speak much english in everyday life btw?

Stranger: Yes, on a daily basis. To the point where I still sound American when I speak it.

You: Oh I didn't know that

Stranger: I have no issues with speaking either language, luckily.

You: mhm that really helps

You: how is your social life?

Stranger: Basically zero friends in Korea.

You: aww...

You: is there like a barrier?

You: being foreign or something?

Stranger: No, since I am not foreign in the eyes of either the Korean government nor the people.

You: ah, so you're just saying it's just you? ^^

Stranger: Yes.

You: introverted?

Stranger: Yes.

You: mhm I wish you the best!

Stranger: My parents weren't too hot on the idea of me ever having friends.

You: oh...

You: you're not around them anymroe!

You: seriously, are you doing okay?

Stranger: I'm doing fine.

You: okay ^^

You: I think it's different to be happy and introverted vs. unhappy and introverted, if you know what I mean

Stranger: Not to mention, after I moved to Denver, it became harder to make friends.

You: hm, why?

Stranger: I was 8 and in high school. Take a guess.

You: ah...

You: yeah that threw me for a loop

You: ordinarily I thought most school systems didn't allow their kids to skip too far for well... I guess social reasons?

You: idk if things changed or how things happen on way or another

Stranger: And being Korean in a majority hispanic school didn't help, either.

You: mhm

Stranger: Since that was basically right after the LA riots, which made Koreans and hispanics hate each other.

You: right...

Stranger: I did get bullied for that.

You: :c

Stranger: Metal lunch trays don't feel too good in the back of the head

You: that's terrible

Stranger: And neither does getting tied to a chair with an extension cord

You: I just can't imagine

You: people just...

Stranger: You'd think they'd show mercy on someone effectively half their age and size.

You: yeah

You: also for some reason I thought of denver as kind of like a progressive white place

You: but idk if that's just more recently

Stranger: That's modern Denver.

You: yeah

Stranger: Back then it was a rougher place.

You: mhm

You: I think you have so much in your past

You: it's a lot

Stranger: A lot of people do.

You: mhm

Stranger: Not everyone can have a pretty story filled with bubblegum and rainbows.

You: yeah...

You: it's just sad

You: or well, so many things that America turns a blind eye too

You: even now

You: a kind of semi-willful ignorance

You: in favor of narratives I guess

Stranger: It would've been nice if I didn't have to carry a revolver everywhere.

You: huh you were licensed to carry as a kid?

Stranger: From when I was 18.

You: mhm

Stranger: My parents made me get licensed out of pure fear.

You: mhm

You: idk if it's your generation, your family's socioeconomic status, location, or all of the above, but your story is just so much more raw and dramatic than those of other asian americans I've heard

Stranger: Probably a mix.

Stranger: My experiences are in-line with your average LA Korean in the early 90s.

You: right

You: I just didn't know the differences could be so stark through one or two generations

Stranger: Well, remember, a riot happened that moved the Koreans up the ladder.

You: yeah

You: or maybe there's a rift between asian americans who were hear longer versus the large influx that came in the 90s

Stranger: Probably that, since not a lot came in the 80s.

You: yeah

Stranger: I remember the first time I visited Korea, it was like a different planet.

You: mhm

You: (not that I have any idea lol XD)

Stranger: My uncle took me to Seoul in 1995, which was when I realized that Korea wasn't what my parents made it out to be (they made it out to effectively be a 3rd world country).

You: mhm

Stranger: I'd say it was that visit that made me want to leave the US

You: you went through a lot

Stranger: I do consider some of it to be a lot.

You: have you ever thought about writing it up?

You: idk assembling it into a narrative of some kind?

Stranger: I have, but I'm not comfortable with it being on paper beyond legal documents.

You: mhm okay yeah

Stranger: For example, in the file cabinet next to me I have every single even slightly legal document from when I was born until I was 30.

You: mhm... I should do a better job of getting my paperwork together

Stranger: Just opening it, there's three folders of medical papers.

You: hospital?

Stranger: No, at home. The folders even include every payment on every medical bill from back then.

You: ah I meant, you were hospitalized often?

Stranger: No. Mostly just payments from my birth, as well as vision.

You: mhm

Stranger: The vision papers are expansive.

You: right

Stranger: Considering that I've needed to wear glasses since I was 2.

You: what??

Stranger: Effectively, my vision is garbage, and has been ever since.

You: so it's getting really late for me, but I wanted to thank you for sharing everything that you did ^^

Stranger: Have a nice night.

You: thank you!

You: best of luck with everything and I hope you're able to make more friends!

Stranger has disconnected.

[ashleysouniqueblog]

A Guide on “How To” Habana

If you came across this blog post, you may already have found out that planning a trip to Cuba from America is not the easiest task. There is not much information online and the information that is online conflicts. This may be since some of the information is 4-5 years old and things there are in the development stages. I too had a hard time finding information and this is what made me determined to pass on real experiences and suggestions.

 My trip to Havana, Cuba was a full 3 days, from Thursday to Sunday. I planned this trip for myself along with 12 others. So here are some key takeaways:

1.       Flights: In order to a book a flight to Cuba from America you have to fall into one of the 12 OFAC Categories. All airlines require you to choose one before being allowed to book the flight. Make sure that you choose correctly as you will be asked again when it’s time to check in and when you land in Cuba. Also, Visas must be purchased at check in or at the gate they can range anywhere from $20 to $100 depending on the airline and departure city.

·       Visiting family

·       Humanitarian projects or to provide support to the Cuban people

·       Official business of the U.S. government, foreign governments and certain intergovernmental organizations

·       Journalistic activities

·       Professional research

·       Educational activities by persons at academic institutions

·       People to people travel

·       Religious activities

·       Public performance, clinics, workshops, athletic or other competitions and exhibitions

·       Authorization to provide travel services, carrier services and remittance forwarding services

·       Activities of private foundations, research or educational institutes

·       Exportation of certain Internet-based services

 2.       Housing: Booking an Airbnb instead of staying in a hotel falls under OFAC “Support for The Cuban People” also if you do choose to stay in a hotel make sure it is not on the U.S. Department of State Restricted List. Quality Airbnb’s tend to get booked quick so make sure you are giving yourself time to life the life you want to while in Cuba. Make sure you communicate with the house host as some houses have strict rules. For example, you may not be able to bring outside food or drinks into the home, no guests can come to the house, no parties, no loud music, men may not be able tot sleep in the same room, etc.

 Due to my group of people being over 10 people the options we had for Airbnb’s were off the back limited as we later found out that the city does not accommodate large groups very well. Furthermore, I found an Airbnb called “Blue Mansion Hostel My Way”. This home had none of the house rules as above and the host was more than accommodating while communicating with me before I booked. La Casa Blue Mansion Airbnb pictures does not do this house any justice. This house was beautiful and huge we had more than enough space!! Online it says that there were double beds in most rooms then 6 single beds split between 2 bedrooms. When we got there the single beds were Queen sized and the double beds were King sized. Everyone in my group had their own bed, and even some had their own room. Every bedroom had separate bathrooms and ample towels etc. There was 24/7 security, house cooks and waitstaff were on standby for whatever you may need, or request. This is a very clean family house and it has a very cultured feel. My group spent a lot of time in the many patio areas around the pool or in the bar club area that also had a pool table. We were very pleased.

 3.       Currency: Visa, Mastercard, American Express or any other debit/credit card is not accepted in Cuba so bring enough cash with you for your entire trip. US dollars is hit with an extra conversion penalty and lose value dramatically is you convert directly from USD to CUC. Therefore, we converted USD to EUR prior to our flights, then converted from EUR to CUC once we landed in Cuba.

 Cuba has 2 currencies: CUC and CUP. You should always get CUC as it is more widely accepted, and CUC has the higher value. For instance, CUC is 1 to 1 to USD/EUR/CAD (roughly), while CUP is 1 to 25 USD/EUR/CAD. CUC is what we seen prices in tourist areas listed, while businesses that displayed CUP were in neighborhoods. Of course, food was cheaper in neighborhoods.

 How much to bring? We were there for 3 days converted between $500-1,000 USD and once the trip was over we pretty much converted most of it back. It’s safe to bring more than what you’ll expect to spend just in case. Also, if you save your receipt from exchange centers in the airport, within 30 days they allow you to convert back without a fee at the same rate you purchased.

 4.       Airport Experience: When you first land in Cuba, you will be outside and will walk into the building. The customs agents and TSA are 90% women. Their uniforms are quite interesting as the military style miniskirts and black fishnet stockings fit very sexy. I was pleasantly surprised. Waiting on baggage claim was okay until my bag was literally the last one out on the belt and the moment I grabbed it, agents wanted me to step to a table on the side for an extra check. The bag that I checked was actually school supplies that I was planning to give to the kids at a school near our Airbnb. They were speaking Spanish and I only caught on to key words like “violation”. I was started to wonder why? There was nothing I brought that was against the law, just folders, composition notebooks, crayons, markers, and chalk. As they checked the pages on the notebooks they had all my friends who were waiting close the door come back to scan all of our bags through a metal detector. Shortly after, they let us go. Weird.

 5.       Airport Transportation: We booked airport transportation through our house because several of us took different flights and landed at different times. The house had someone waiting with a sign at every single one of our flights. Airport Taxis literally wait in the airport line all day to get someone who is going into the city, not from one terminal to the other. So, keep that in mind for your departure date because it will be hard to find a ride from one terminal to another.

 6.       Taxis: Taxis in the city are cheap. You’ll be fine but ask how much before you ride off with them so that you aren’t shocked by the rate. We allowed our house to organize taxis to and from the city and club. We were dropped off at different meeting points and gave him a time to pick us up. He was always on time.

 7.       WiFi: Most American cell phone plans do not work in Cuba. So as soon as you touch down you most likely will not be able to contact anyone. Hotels and Wifi parks sell WiFi cards $2 for an hour of online activity. Two guys in my group found a park and waited in a long line to get one.  The rest of us did not see any of the WiFi parks. Some people were able to make calls from there cell at $2.49 a minute, but they could not receive a call. We were there for 3 days so soon after we stopped worrying about being able to get on social media and focused on enjoying the time and people that were right in front of us. If you are anything like me, be prepared, plan ahead. Download Maps.Me and download the Havana, Cuba offline map. Also, take screen shots of restaurants, addresses, important information, flight information, etc. as it is very likely you will not have connectivity.

 8.       Giving back to the Cubano kids: I planned a school drive as a form of giving back to the Cuban kids. We all brought supplies we thought may be scarce or just needed to be replaced to give to them. With the help of our Airbnb host we were able to get the Principal of a local school (I will not name the school) to allow us into the school to give the kids supplies. They were happy children with big bright smiles in their uniforms. This warmed my heart.

9.       Restaurants: Most dishes we found in Cuba of course were seafood. But you were able to find chicken, salads, and pizza as well. I won’t detail all of them but 2 in particular. There is the O’Reilly 304 Gin Bar and Restaurant. We were all completely amazed by the bartender and all of his concoctions of drinks. We also met the manager Julio we completely accommodated us and had a million stories to tell of U.S. celebrities who has stopped by his spot. One thing I must say is that we were wondering what was taking so long with our food and soon after Julio and another guy comes in with fresh veggies and a string line of fish just caught out the ocean! Not to mention the food was seasoned very well! Make sure you try the salsa for the plantains, you will not be disappointed. Another day we went to Del Mar beach but met at Rachon Don Pepe, a beach hut restaurant. There drinks were $2.50 each! If you find yourself in the area stop by and get the lobster tail and boiled shrimp with hot sauce! There is also a pinacoloda spot next door that will completely give you beach vibes.

 10.   Beaches: The most popular beach that everyone says to go to is Veradero. This beach is 3 hours out of the city. Planning this trip, I did not want to have to commute 6 hours for anything, so I did some research on other beaches and found Del Mar. ‘Playa Estes Del Mar” was absolutely perfect!!! We all fell in love from the moment we walked up a sand hill and got to the top and saw the crystal-clear water and warm smooth sand. If I could I would go back just to have another day on that beach.

 11.   Cuban People: I’m not sure if I just didn’t know what to expect Cubans to look like but they look like us! The country is full of beautiful black and brown people! I absolutely loved the looks. Everyone we encountered either did not say anything to us or was very nice and talkative. I believe they are just as curious of us as we are with them. A lot of Cubans are artists, I was not expecting so much beautiful art! If you have the chance stop by the market and bring extra cash to buy some timeless pieces of art and paintings.

 12.   Night Life: Our first night in town we went to a place by the name of “Mio y Tuyo”, drinks and food was cheap, and they had a good DJ with the videos to the songs playing in the background. We found out later that is place is someone’s home. They made the first floor of their home into a club. Cool right? Our second night, we went to “Fabrica de Arte Cubano”. This place is about 7 clubs in one big building with patios. Each club played a different type of music but all of them made you want to stop and dance. All throughout the building was a display of art from local artists, which I absolutely loved. The bartenders make all the drinks hand crafted and none of the mixers come from machine. Everything was from fresh ingredients. The 3rd night we were going to go to “Fantasy” but we ended up throwing a party for ourselves in our Airbnb club (the house seriously has its own club).

 13.   Tours: Book the Vinales Cigar rolling and Horseback riding tour, it’s an all-day tour but is worth it, so plan to have 1 full day of your trip there. If you are short on time as we were, there is a Cigar Factory and Rum tour in the city that is roughly 3 hours, and they are only open on weekdays. If you book an Airbnb, allow the house host to book the tours for you as they have direct contacts to these businesses. But I do recommend not to pre-book the old American car tours. Online prices were average $45 per person, while walking up to them and negotiating they quoted 60 CUC per car (split between 3-4 people in each car) for a city tour and to drop us off at a Restaurant in Del Mar (30-40min out the city).

 14.   Time is not of the essence in Cuba as it is in America. They are not in a rush to do anything. If you set a time for your taxi to pick you up and you are not ready they will wait on you. You cannot pay to skip the line at the club (trust me we tried to offer $$$), you must wait in line. There is no quick bite to eat as all the food is made to order and the drinks are handcrafted with detail. So, find some patience.

  I hope my tips help you and yours enjoy your trip! Follow my group and our tags on IG: @AshleySoUnique @Wolf_of_Peachtree @DrCarlaMoore @Corrien3 @__Jayalessia @_miamor @_meaganh @Supreme.bliss @modernmillennia @teddy_atl @blkgrl_ashley @lala_kki @quinashai_chelette

[sweetdisabled]

Guide: Shopping on Taobao with Yoybuy

note: the pictures here will be uncaptioned. i’m sorry about this, but it’s going to get pretty visually heavy!

shopping on taobao is a pretty essential life skill for any lolita or lolita-to-be - and quite frankly it’s also just fun. what can i say, my forefathers stalked the savannah, working on bringing down that wildebeest, and in the same spirit, i stalk one yuan sales. they still sing tales around the campfire about how i got all of those fuzzy socks.

taobao is a marketplace of many different stores. think of it kind of like the ebay marketplace. it is located in china, and stores there largely ship only to other chinese addresses, so you need to use a buying service if you’re not in china yourself. for this guide, we’re going with yoybuy, because i’ve had good success with it and find it easiest to DIY.

first step is to open a browser to do your online shopping. i really like chrome for this because you can set it to automatically use google translate on a page. however, you’re going to want two tabs open before you even get to taobao...

in one tab, google for ‘google translate english to chinese’. google will automatically pop up the english to chinese boxes. we want simplified chinese here (which is usually the default).

also google ‘yuan to usd’ (or insert whatever your local currency is for usd). this will mean you can convert prices easily and readily, with that tab already at the ready.

one more tool and we’ll be ready to actually go to taobao!

when you right-click a webpage in chrome, this is the menu that pops up. we want to pay attention to translate to english here.

most of the time chrome will automatically translate. however, it may need a little push here and then.

with all of these tools ready, we’re finally ready to actually open taobao.com in a new tab.

this is... pretty overwhelming, right? google translate can automatically translate text, not anything in a picture, so it still ends up half-translated. phew. get your bearings a moment, though, and soldier on!

tonight i’ve decided that i could really use some cute hankies to go with a strawberry-themed outfit i’m planning. so, tab over to our english to simplified chinese...

now copy those chinese characters into the search bar on taobao...

it will give you some further suggestions - but let’s keep it pretty general for now. hit ‘submit’, and let’s see what we have.

looks like we’ve lucked out - there are tons of choices!

to get you acquainted with this page, the column on the right is where recommended advertised items show up. these can largely be disregarded. the main block of items will be underneath all of these options at the top.

as you can see we have a lot of different choices we could look into, if we wanted to narrow it down. however, this grey bar is where we have the important stuff.

we can hit the price button to sort things. scroll over it, and we’ll get more options.

since all i got is like three fiddy and some pocket lint - plus i’d rather have a cheaper cotton hankie that i won’t feel guilty about perhaps blowing my nose on - i usually sort price from low to high, so cheapest items are first.

that’s more like it! (7 yuan right now is about a dollar.) now we can browse for what catches our eye. you’ll also see, next to the price, how many people have bought it. under that is the translated name of the product, then the name of the storefront.

i like the looks of this one - properly frilly and fancy! right-click and open it in a new tab so we can keep organized. (that way there’s no getting frustrated if it’s a ‘bust’.)

now we’re on the product’s page in the seller’s store. we can look quickly off to the side for some information about the seller.

this guy’s apparently been selling on taobao for 6 years. the shop is rated out of 5 points in three areas - how accurate the description of their products is, how good their service is, and logistics (which probably covers things like how quickly they ship the products and how well they wrap them up, etc). this guy’s got a 4.8 rating that is rising.

that means we can probably buy from him with some confidence. if you see a store that hasn’t been open for very long, that would be a red flag. same if you have a store with low ratings, or absolutely perfect ratings. if it’s 5.0 across the board, it’s a little too good to be true sometimes! one red flag may not be worth it to stop you in your tracks, but be on the lookout for them, just like you would with any online seller.

and don’t worry about see all baby. google translate likes to think all items on taobao are babies... (it’s a mystery to all of us.)

wading past the translation, it looks like this shop sells a lot of linen goods, especially for the european market.

a really cute tea party vibe, right? :D

this is where we could browse this store more - it’s very cute, after all - but i’d like to maybe make the coordinate a little more specific and cohesive. let’s see if we have any better luck with a more specific search!

when you get more specific with your searches, it means there’s often a lot less items - for example, there’s only one page of search results instead of 15+. but i think we’ve found something that’s perfect!

cute, right? looking at it closer, though, it’s not embroidered, and it’s more of a terrycloth or towel texture. those are two things i’m not really sure about - this is why we open our finds in a new tab.

it does give me a chance to talk about this one thing, though -

sometimes the final price of an item will be hidden unless you’re a ‘VIP’. you can login and make a taobao account if you like - it requires a cell phone with texting, but international cell phones are okay. however, i usually just shrug and go “well, we know it’s somewhere under 9 yuan”.

whatever taobao agent you use will usually be able to get the VIP price for you.

another trick is that if you find an item that you go ‘oh, that’s close, but not quite....’ about, hover over its picture in the search results. you will then get two choices - find the same or find similar. the first option finds the exact same thing, but at other retailers. find similar, well, finds things that are variations on that same thing.

this hankie looks perfect! so... let’s actually buy it!

since taobao sellers largely only ship to people in china, and i’m in america, i can’t just hit that buy now button. this means i need to use an agent - and there are a lot of different choices out there.

i’ve used two so far, largely for ordering BJD stuff and home goods (and some accessories) (largely necklaces... what can i say... i read the words one yuan sale and my eyes light up). taobaospree is a professional outfit that you contact via email. they definitely give you the ‘white glove treatment’. their prices are very fair, and their staff very helpful. if you’re making really big important purchases, or purchases you’re worried about, i’d recommend them.

however, yoybuy is also really good for if you want to park the car yourself and walk instead of handing the keys to the valet, so to speak. i’ve also had really good experiences with them.

for taobaospree, they ask that you just email them a list of what you want with some details - they have a template you can use on their website. but since we’re just buying hankies, let’s use yoybuy.

first things first, we’ll need to sign in. yoybuy offers deals every so often like ten dollars of credit if you register with them, so it’s worth looking out for if you’re about to place an order. (every little bit helps, right?)

once you’ve signed in/signed up, take the url from the item you want...

and copy it into the search box at the top of yoybuy’s website, then click buy now.

yoybuy’s website will then load up all of the item’s information, like this.

now we can just shop as normal! it give you the converted rates of how much each item is, plus the domestic shipping, or how much the shipping will be from the seller to yoybuy. (yoybuy will help calculate the shipping from yoybuy to you later.)

so i’d like 6 total, and i can select the options. just to make things clear, i’ve also said as much in the ‘comments’ box. if something is a little unclear, you can add your comments there to make sure they get the right option.

as you can see this is totally meant for a much wider screen than mine, but it gives you an updating total of what is in your shopping cart.

on the black bar you also have some options like being able to ask for a live chat with someone if you get very confused.

when you’re ready, click ‘buy’. you’ll have a chance to do an overview of all your items before clicking the ‘pay’ button.

as you can see, there’s a couple of options here.

you can pay via a regular visa or mastercard, paypal, or use some other services i’m not familiar with. you can also send money via money transfer (like western union) and have it waiting there in your account.

there’s a service charge which is usually around 4% here. yoybuy themselves charge a fee of 10% for acting as your agent. they don’t ask for all of this up front. you pay in two parts - one is the items and domestic shipping that’s been calculated. they then bundle up all your items and figure out the best way to ship them to you, and you pay the 10% fee to them then.

if you’re initially doing a large order, your bank may balk a bit - so be prepared. for me, it took a text message of them going “uh hey, was this you? because random chinese company charging your credit card 200 dollars looks real sketchy.” and me going “lol it’s ok guys”.

however, in this case, handkerchiefs get!

you will now get an overview page of your order. 

each item will have its own line, and you can track how things are going.

the agent will purchase the item for you, then await shipment of it. you can click the chat bubble at any time to chat with the agent to ask them about the state of the item. this is where they’ll also inform you if something is out of stock or if there are any difficulties. you can also ask for them to take a picture to show you, if you want to make sure something is ok before they send it on to you.

as your items come in, you can click the checkbox and get an estimated parcel weight. that will help you figure out how much the shipping from yoybuy to you will be - and they even estimate how much they’ll have to spend on shipping materials.

once your items all arrive at yoybuy and they ship them on over to you, you can look at the options on the left to find a record of all your packages.

redacted information ahoy, folks, but let’s take a look-see at the package i already got from them -

the parcel number is what you click to open up an information page, showing all the items that are in the box they sent. the tracking number will be what you can check to track your package. they offer a variety of different carriers to use, and iirc, all of them come with tracking numbers. (you get yoybuy’s cut rate on shipping through all carriers, though!) if there are any problems, they’ll show up in the status - along with things like if it’s in an immigrations check.

if there are any problems, you can then report it to yoybuy and they’ll help you out - however, i’ve not had any problems with them. all my items came safe and sound!

so there you have it, a short guide - ah, well, at this point, just a guide - on how to, step-by-step, order stuff off taobao via yoybuy.

good luck in your own shopping, and happy hunting! 💖

[anything-advice-blog]

Submission - Which family should i choose to Au Pair for?

So for a while now I’ve really wanted to try Au Pairing. I’m a 20 year old American woman. I really like travelling and adore children ( I’ve been around them my whole life) and think this would be a wonderful opportunity. but I’m having the hardest time deciding. I went through a very recommended au Pair site and talked with 4 amazing families and now I really cannot choose, they all seem amazing. I had one family from Madrid contact me, I facetimed the mom and she seemed very nice! She has 2 boys around 7 and 11 and this will be her 2nd au pair from America. She had her au pair text me and the girl said she liked the experience a lot ( it was her first time as well). I like madrid because I feel like I will be able to meet friends and other au pairs because it is a large, well connected city. Another reason I like it is because I’ve always wanted to become fluent in Spanish and I would be able to take classes ( I would have to pay for them) and the family offered to help me learn the language. The pay is around $316 ( in USD) a month and a room and bathroom. Her schedule doesn’t seem demanding, it fits well for me. The only thing that threw me off was that the mom didn’t really ask much about me, when we chatted it was mostly just her talking the entire time and she sort of brushed off my questions ( not intentionally or in a mean way). Now on to my second family, its a Spanish family that lives in Geneva Switzerland. I facetimed them they are a young couple I’d say maybe mid thirties. They have a 2 year old boy and a 4 year old girl (such cuties). I would be their first ever au pair ( they want to teach their kids English) they seemed really nice and offered to pay for my language course and $600 a month on top of that (mind you, I don’t have a lot of money saved up to begin with), the only thing that worries me is finding friends for when im not with the family, and the kids are so little im afraid that it might be more demanding? (but idk sometimes older kids are harder, I think it just depends really). So I really liked them and the fact that I wouldn’t really have to worry about if im gonna have enough money, plus they might take me to spain with them in the summer (if I want to they said) so that would be fun! My third family is a single mom in Napoli Italy. She has a 14 year old girl and a 12 year old boy. When I facetimed her she was VERY welcoming, and we hit it off right away. She seemed like a very fun person like me. She said that her kids were pretty self sufficient but she wants to teach her kids about other cultures and my language (shes never had an American au pair before), she said they go on ski trips and swimming in the summer (I love skiing and swimming) and she makes the best Italian food! ( her other au pairs RAVED about their time with her) she said she would pay me the average $316 a month and obviously cook me food and pay for me when they go out. The only thing is her apartment is a little small and I really do like my privacy sometimes and the quiet so that is the only problem, and that naples is a little dangerous from what I looked up (im not sure if i would find other au pair s in the area) but I think Italy is beautiful and I cant even begin to explain how much I love Italian food!!) and her schedule was nice it was mostly afternoons and 3 days off (I hate getting up early) . Last but not least, the family from Verona Italy. This family has 2 kids, a nine year old girl and a 12 year old boy. The house is GORGEOUS and I would have a nice private room and bathroom and plus, its Verona!! ( Romeo and Juliet + beautiful city). She seemed very nice on facetime and really seemed like she wanted to get to know me and was genuine. The schedule was a little iffy to me because she said I would have to get up at 7 am or earlier and I really don’t enjoy waking up that early but the school is right across from her house. She was the only person I FaceTimed without actually meeting any other part of the family, like I did on the other families facetimes (I met the other ones kids over the phone), so I really don’t know what they are like plus she said she would only pay me $280 a month which im pretty sure is below the standard? and plus for both the Italy families I think I would have to take an Italian course for my visa (I’d have to pay for the course) , but I have no interest learning Italian. So if anyone could put their 2 cents in that would really help!! and please don’t suggest an agency I tried that but I really like looking myself, its between these four families!

______________________________

How exciting! Au Pairing sounds like a great experience. Please understand that we can’t make this decision for you. However, my advice is to establish what is most important to you. Is it location, family, benefits, money, etc? Make a pro and con list for each one (which is a little bit of what you did in this ask!) and identify your most important pros and most important cons. Do a ton of research on the location. Try to get in contact with other au pairs and residents of those cities. Actually, my biggest advice would be to talk to other au pairs. How much can you do with 280$ versus 600$? Is that important to you? Think about your past experiences with children - what you were able to handle and what was too much. I should say that if you’ve never worked with very young children, you will want to stray away from spending a year with them.

To me, it seems like you are very fond of the first family. It also helps that you got a positive review! 

Anybody other au pairs with advice?

Iris

[tamboradventure]

Travel is a Privilege

Updated: 1/16/2020 | January 16th, 2020

Let’s face it: not everyone is going to able to travel. Whether it’s money, family obligations, or circumstance, travel is out of reach for a large percentage of the world’s population.

In the “quit your job to travel the world” cheerleading that happens so often on travel websites (including this one), we often forget that it’s not so easy for everyone.

Years on the road have shown me that, for many of us, our inability to travel is part a mindset issue (since we believe travel is expensive, we don’t look for ways to make it cheaper) and part a spending issue (we spend money on things we don’t need).

Those that go shopping often, have decent jobs, spend a lot on avocado toast, or whatever it is they spend money on are more often than not prioritizing travel.

Additionally, our culture says travel is expensive and, without a frame of reference to know that is wrong, people just assume it’s right.

But there are those for whom no mindset change, spending cuts, or budget tips will help them travel — those who are too sick, have parents or children to care for, face great debt, or work three jobs just to pay their rent.

After all, 2.8 billion people — nearly 40% of the world’s population — survive on less than $2 USD a day! In my home country of the United States, 14% of the population is below the poverty line, 46 million people are on food stamps, many have to work two jobs to get by, and we have a trillion dollars in student debt dragging people down.

No tips found any website will magically make travel a reality for those people.

Those of us who do travel are a privileged few.

Whether we quit our jobs to travel the world, spend two months in Europe, or take our kids on a short vacation to Disney World, we get to experience something most people of the world will never get a chance to do.

We overlook that too much. We overlook lucky we are. As I’ve started building FLYTE — a foundation to help high schools take economically disadvantaged students on educational trips overseas, I’ve thought a lot about privilege.

I grew up in a predominately white, middle-class town with parents who paid my college tuition. I had a job after college that allowed me to live on my own, take vacations, and still save for my first trip around the world. And, because I speak English, I easily found work teaching English in Thailand, where I could save to extend my travels.

That’s not to say that hard work doesn’t count. But hard work doesn’t exist in a bubble and the circumstances that create the opportunities for hard work to bear fruit are often more important.

I’ve met people of all ages, incomes, abilities, and nationalities on the road. Folks like Don and Alison, who are backpacking the world at 70; Michael, who worked 60-hour weeks at a minimum-wage job; Cory, who travels the world in a wheelchair; Ishwinder, who didn’t let visa restrictions stop him; and countless others.

But even they had circumstances that allowed them to travel — support from family and friends, jobs that allowed for overtime, or other skills. They weren’t barely getting by or on social assistance. They didn’t wonder if they could afford their next meal.

I worked hard to where I am. I’m sure you’ve worked hard too. One’s work isn’t less because of opportunity. But I think it’s important to remember that the circumstances around you make your work easier to bear fruit than others. It’s easier to succeed when you don’t have to worry about housing or your next meal. It’s easier to succeed if you’re educated or can get a full night’s sleep in a safe community.

We are some of the lucky ones.

We get to do something that others will never be able to do.

We are privileged.

Even if you’ve hitchhiked around the world with no money, worked overseas, cut costs to travel around the world on $10 USD a day, or travel-hacked your way to a first-class ticket, you have the opportunity to do something most people go to sleep only dreaming about. You have the freedom and choice to move about the world in a way most people don’t.

That’s a form of privilege.

As we go into this new year, I think it’s important that we never forget or be ungrateful for the opportunity. Let’s not take it for granted. Let’s be humble. Let’s give back. Let’s be more respectful.

And let’s not squander the opportunity.

Book Your Trip: Logistical Tips and Tricks

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld as they have the largest inventory. If you want to stay somewhere other than a hostel, use Booking.com as they consistently return the cheapest rates for guesthouses and cheap hotels. I use them all the time.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and that will save you time and money too!

The post Travel is a Privilege appeared first on Nomadic Matt's Travel Site.

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[thewanderingkru]

5 DAYS IN BURMA FOR LESS THAN 300!

Burma, the old name of Myanmar is a country in South East Asia. It is known for its beautiful and enchanting pagodas, natural wonders, and of course, its rich and unique culture.

Last July of this year, I spent my long weekend in Burma for less than 300 US DOLLARS (approximately 10,000 Thai Baht/ 15,000 Philippines Peso). For a country that is not very familiar to everyone, or perhaps, still, an undiscovered touristy place, this is definitely a must place to visit.

(Flying with Myanmar Airways International featuring my first Burmese meal. Yay!)

In this blog, I will share my thoughts, insights, as to how, I spent my five day itinerary in Burma for less than 300 USD!

DAY 1 (Bangkok to Yangon)

It takes about an hour from Suvarnabhumi Airport (Bangkok) to Yangon International Airport. I arrived at Yangon (a city in Myanmar) at around 8PM, although it took me an hour to really got outside the airport. From the airport, it took about 20-30 minutes to the city center (although it depends on the traffic), lucky as I am, I have a best friend who happens to work in Yangon. Got a free taxi ride! Yay!

As for visa fees: As a Philippine Passport holder, I got a 14-day visa free since Philippines and Myanmar (Burma) are both members of ASEAN. So, when you arrive at the immigration, just show your passport, and of course, your boarding passes.

As for the taxi fares:

(City Center to the airport and vice versa fare: 5,000 - 10,000 kyats/ 100 Thai Baht - 250 Thai Baht/ 3 - 5 USD) However, it depends on how you haggle. The lower the price, the better! As for this trip, although I’ve only traveled in South East Asia so far, this is, perhaps, the cheapest taxi fares I’ve had.

Since it is a bit late then, although, I’ve had a hotel booked, I’ve decided to couch surf at my best friend’s place (Well, my best friend of course, offered to stay at his place for a night), because of course, it would be much better and lesser the expense.

As soon as we arrived at my friend’s place, changed clothes, and ready ourselves for late dinner and of course, in hope of finding a good bar, or club, to make the most of the night on my first day in Burma. Fast forward, we had our dinner and of course, party!

(First decent meal/dinner after an exhausting trip. You can get this at dinner meal for two approx 8,000 Kyats/200 Thai Baht/5 USD for two at 365 Cafe Yangon International Hotel)

Yes, for about 5 USD, you can get a huge burger meal at that price with a Mango smoothie (seasoned)!

(Cheers to the good life with a picturesque view of the Shwedagon Pagoda and a local Myanmar draft beer at a Sky Bar Yangon International Hotel) 

And of course, while the night is still young, although, it’s almost midnight, perhaps, time for Cinderella to go home, well, not for us. We went to a sky bar (free entrance) located near Yangon International Hotel. No need for taxi as you just have to walk. Beer costs: 2,000 Kyats/2 USD

Thus, ending the first day in Burma at the MUSE Club, still, near the Yangon International Hotel.

(Clubbing with my best friend, and of course, with the locals at MUSE CLUB)

MUSE CLUB Entrance Fee: 6,000 Kyats/150 Thai Baht/4 USD

TOTAL OF MY FIRST DAY TRIP: 11 USD

2nd day (FULL DAY TOUR TRIP IN YANGON)

From last night’s jaunts, we’ve started the day at around 10 in the morning, went to a really good brunch place in downtown Yangon and had our brunch.

(Yep, that’s full pack meal for the whole day Pagoda trip in Yangon)

(Cozy ambiance for brunch at the Brunch Society, downtown Yangon, nearby Sule Pagoda)

Brunch cost: 5,000 Kyats/4 USD each. Not bad for a full pack meal!

After our full-packed brunch, we went to our first stop: Sule Pagoda!

(Favorite view at the The Sule Pagoda over the foot bridge at Downtown Yangon)

Entrance Fee: FREE! 

Although it’s a really beautiful Pagoda, and it was my first sight-seeing of one of the beautiful Pagodas in Burma, we didn’t enter, as there was of some sort of a Buddhist ceremony. Also, during that time, it was a Buddhist holiday in Myanmar.

As we continue our walk around Sule Pagoda, we came across at some local markets along the way.

(Colorful sights at a local market in downtown Yangon)

This local market is actually located near Maha Bandula Park in downtown Yangon.

(Selfies shouldn’t be missed, of course!)

Entrance Fee: FREE!

After spending some time around Maha Bandula Park and Sule Pagoda, we went to one of the most visited Pagoda, the Shwedagon Pagoda.

Going to Shwedagon Pagoda wasn’t really that far from Sule Pagoda, however, due to the weather, as it was really hot then, we had to take a taxi.

TAXIS AROUND DOWNTOWN YANGON: 2,000 Kyats - 5,000 Kyats/1USD - 3 USD (Note: And again, since, the taxis in Yangon doesn’t have a meter, so, all you gotta do, is to haggle. Make use of that haggling skills!) I got mine for FREE since my best friend paid the taxi. THANK YOU, BEST FRIEND!

ENTRANCE FREE: 8,000 Kyats/4 USD

Of course, perhaps, just like everyone else in this world, when entering a religious or a holy place, there should be a dress code for everyone. So, no shorts or slippers or shoes when entering the Pagoda.

I bought myself a longyi (this is a local sheet of cloth widely worn in Burma), in entering the Pagoda. Although you can rent a longyi for 3,000 Kyats at the entrance of the Pagoda, however, I bought mine, for souvenir. :)

Longyi: 5,000 Kyats/3 USD 

It was my first time then, to see a crowd, it’s like a concert or convention, or more like a pilgrimage, as it was more like a feeling of the whole Burma is at the Shwedagon Pagoda, then I was reminded that, it was a Buddhist holiday. 

After a few walks around the Pagoda. Yes, it’s huge! We went to another local tourist spot, the Kandawgyi Lake. Just a few minutes walk from Shwedagon Pagoda.

After visiting the Pagodas, bucket list checked! We had our time to chill at the moment in the lake. It was a bit exhausting as the weather was really hot then, so don’t forget to bring bottled water while on a day trip.

Kandawgyi Lake Fee: FREE!

After we had our moments at the lake to chill, we went back to my best friend’s place as I had to prepare for a night bus trip to Mandalay and Bagan. It’s another cities in Burma known for its ancient and historical Pagodas.

Around 7 in the evening, I arrive at the bus terminal. I booked my overnight bus trip online at JJ EXPRESS, you can look for them in their facebook page. All you gotta do is just private message them.

Taxi ride from my friend’s place to the bus terminal: 10,000 kyats/245 Thai Baht/7 USD

If you’re wondering that, if it’s a little bit pricey, because, downtown Yangon to the Bus Terminal takes around an hour or two drive, depending on the traffic. Thus, it was typically the price going to the terminal. Also, I got myself an air conditioned taxi. And by the way, normally, the taxis in Yangon doesn’t always have an AC, so might as well, bring a fan, and of course, water!

As for the bus trip, I got free food and drinks. Well, it’s more just like riding in an airplane. Plus, a comforter!

Overnight sleeper bus trip fee: 19 USD

TOTAL OF DAY 2: 36 USD

DAY 3 (Bagan)

At around 5 in the morning, I arrived from Yangon to Bagan. So, there’s new and old Bagan. I stayed in new Bagan, where the chill and perhaps, hippie, as they say, areas in Bagan.

As soon as I arrive in Bagan, all foreigners should pay for the national park fee. Then, you get the rest of the Pagodas/Stupas for free (Although, not exactly since I paid 20 USD, lol!). So, always keep your national  park ticket when entering Pagodas/Stupas in Bagan, as they sometimes, ask you for it. Or, you might pay another 20 USD for it.

Bagan National Park Fee: 25,000 Kyats/20 USD

I paid in Kyats (Burma currency) since, the conversion then, was like, 25,000 Kyats = 18 USD. Saved 2 USD. Yay!

Haggling skills doesn’t always work when there’s a fixed price, though. As for the taxi from the Bagan bus terminal to my hotel costs 15,000 kyats. Expect that this is the normal price. Bus terminal to the hotels normally around 20-30minutes ride. Taxi fare: 10 USD

When I arrived at my hotel, it was almost 5:30 then, and I had to hurry as I need to catch up the sunrise in the Bagan temples. I rented an e-bike for 8,000 Kyats. Lucky me, as my best friend told me that renting e-bikes normally costs 10k - 11k kyats. Well, another perks, perhaps, since it’s a hotel e-bike.

It was also a moment of rush, as I myself, still in sleepy mode, asked the receptionist for the maps about the best spots of pagodas to catch sunrise, although, I have no idea at the moment since it was my first time in Bagan, dared to drive the e-bike with using only the map. And finally, found a good spot, for myself, to watch the sunrise in Bagan.

(Breathtaking moment while watching the sunrise in Bagan)

I know, this photo doesn’t give justice as to what my eyes saw at that very moment. Bagan is really beautiful as it is. As I barely remembered, it was only in my dreams to visit this country, and specifically, this place. Well, as they say, if you want to make your dreams come through, you have to work hard for it. Make it to a point that you do it. Privilege as it seems, but this travel session, took me months to save and make the most of this trip. At those moments, too, was, while watching the sunrise at the pagoda, perhaps, one of the best highlights of my 2017. 

(Of course, selfie, in my most, unusual and sleepless self. I had to wear my long sleeve then, since I forgot to bring a coat during this trip. Well, after all, smile!)

After sunrise watching, at around 7, I had to go back to the hotel and check-in. Thus, I had to get more sleep, since I didn’t really sleep well while at the bus, perhaps because of excitement of the wonders of the unknown. Hours later, around 10, I had my time for breakfast and took a dip in the hotel pool.

Supposedly, check-ins are usually at 2PM, however, I called the hotel the night before I arrive for an early check-in at around 5AM since I will be arriving very early. Due to circumstances, they are fully booked. But as soon as I arrived there, they got me checked in at 7AM. Lucky me, again! 

Buffet breakfast for 5,000 Kyats/3 USD. Yep, that’s eat-all-you can! Since arriving earlier, I will have my free breakfast the day after my check-in. Still, for only 3 USD, why not!

By the way, as for my hotel, I booked at booking.com and  checked in at the Floral Breeze Hotel, New Bagan. from 79 USD to 29 USD/Per night (Since it was low-season, as they say). Fast and easy transaction! Plus, very welcoming receptionist! They will help you with your itinerary trip while in Bagan.

(Morning dip at the pool after a heavy breakfast)

After some swimming time, I prepared myself for a whole day trip in the Old Bagan, Mandalay. With only maps and google maps with me, I traveled for about 20 - 30 minutes to get there. Visited the Stupas and some Pagodas. I didn’t really have an exact itinerary for the day because all I ever want was just to let things flow and make the moments do its worth.

Stupas and Pagodas fee: FREE! (Well, since I already paid when entering the national park)

(Afternoon journey to Old Bagan, Mandalay with my e-bike, locals, and my shadow)

(Shwezigon Pagoda at Old Bagan, Mandalay under the heat of the sun… Just imagine how hot it is while walking bare foot)

(Don’t mind my sweaty face while at the market as it was really and literally hot then)

After some time at the Pagodas, outside of it, was a local market, bought something for souvenirs and more longyis!

Souvenir shopping cost: 30K kyats/22 USD

(Stop-over for lite brunch at Sharky’s in Old Bagan, although it looks lite, but the chicken sandwich was huge!)

Lunch: 7,000 kyats/5 USD

After lunch, pagoda visits, and souvenir shopping, I went back to the hotel to take a rest, refresh myself and wait for the sunset. At around 5pm, I went back again outside, in hope of sunset viewing and of course, taking a photo of it. However, the sun got shy. Unfortunately, I wasn’t able to take pictures of it. Well, regardless of it, I got myself my own Pagoda to watch the views for myself.

(It’s just me, the pagoda, my backpack, and of course, my longyi)

(Afternoon solitude moment in Bagan, Burma)

Traveling alone can sometimes be lonely, or, perhaps, most of the time, but I think, it’s all about in the state of mind. On a personal perspective, I think, traveling alone can be fun, too, of course, because you get to discover your inner potentials especially in being responsible, vigilant, and most importantly, you discover more of yourself that you thought you couldn’t do it.

As twilight came, I went out to a local restaurant for dinner. After dinner, went back to the hotel and sleep.

Dinner cost: 5,000 Kyats/3 USD

DAY 3 TOTAL COST: 94 USD

DAY 4 (BAGAN to YANGON)

My fourth day in Burma was perhaps a bittersweet moment, as I have don’t want to leave yet, but reality hits, as I have to go back to Yangon the day before my flight.

(Morning dip before hitting reality)

I spent my morning just dipping at the pool and a full-pack breakfast in preparation for a 9-hour trip from Bagan to Yangon. It was drizzling and raining on midday til afternoon then. So, most of the time, I just spent my whole day sleeping at the bus and a bit feeling sick, because perhaps, I didn’t get to have lunch and just sleep the whole day. From 9 hour trip turns to 12 hour trip due to rain and traffic.

(”Are we there yet?” feeling… Nope, just traffic)

As soon as I arrive at downtown Yangon, I met up with my best friend again for dinner and some late shopping at junction city mall. Living in Thailand for a quite some time, there was no sign of any Philippine brand, as expected, of course. And of all places,  I couldn’t believe that, I could find a Philippine brand shops in Yangon (Bench and Penshoppe), and without further notice, I bought stuff for my self. Perhaps, a proud moment, and of course, exciting moment for me. After all, we’ll never know what’s in store in the future.

(Wandering dolls for sale in Bagan)

Bus trip from Bagan to Yangon cost: 13,000 Kyats/9 USD

(It’s a bit cheaper since it’s not a VIP Sleeper Bus, thus VIP BUS travels only on a night trip)

Yangon bus terminal to downtown Yangon taxi cost: 10,000 kyats/7 USD

Dinner at Junction City: 5,000 Kyats/3 USD

Shopping: 10,000 Kyats/7 USD

(Not in my best smile at the time, I wonder, too. But my best friend is happy to shop with Bench at Junction City, Yangon)

DAY 4 TOTAL COST: 26 USD

DAY 5 (Flying back from Yangon to Bangkok)

Not as exciting as it seems, as the morning started with a drizzle and turned to heavy rain, I didn’t explore much of the city, but instead, I went for a local cafe hopping (the usual, every time I visit a place).

(Drizzling Yangon on my last day at Burma)

(Rewarding myself with local Burmese-style fried rice for breakfast… it may look the same as any other fried rice meal, but the taste really makes it unique and worth the penny)

I had my breakfast at a fancy local restaurant/cafe (Cafe 26) which somehow a bit pricey, although still, affordable. But the ambiance and the food was really delicious! At lunch time, my best friend, toured me to a local cafeteria, where they serve the one of the best Shan noodles (popular local dish in Burma).

(Shan Noodles with Fried Tofu)

Ultimately, as they say, never leave a place without trying their popular local dish. And so, before I leave this beautiful country, I got what I deserve! SHAN NOODLES for lunch. Yay! After lunch, I went to my to Yangon Airport and go back to reality.

Breakfast: 8,000 Kyats/6 USD 

Lunch: 4,000 Kyats/3 USD (However, I got it for free since my best friend treat me)

Taxi from downtown Yangon to Yangon International Airport: 8,000 Kyats/6 USD

DAY 5 TOTAL COST: 12 USD

Airfare cost (Bangkok to Yangon) back and forth: 100 USD (Got it on sale with Myanmar Airways International)

OVERALL TOTAL COST: 279 USD.

(Waiting for my flight with my backpack, passport, and of course, my self at Yangon International Airport)

To wrap up everything about this journey, things change, plans change, people change, as it is inevitable, but one thing is for sure, if you want something to happen, it may be your dream, or your goals in life, work for it. Do it! Break barriers and of course, always be vigilant. But above all, love yourself first. Because, with loving yourself, you will understand your own worth, and what you are capable of.

Special mention to my best friend Max for taking care of me when I was in Yangon. Thank you very much!

8/22/2017

Updated: 8/23

[shannrussell-blog1]

In 2008 I moved to Cambodia for work with a few basic belongings and even less of an idea about the country itself. Since then, I’ve visited again many times for both business and adventures, and have made a real effort to explore more than just the usual tourist attractions.

Sure, I’ve seen the famous temples including the incredible Angkor Wat, but if you’re considering a visit to Cambodia, there’s much more to see and do than just visit the temples.

While Cambodia is so well known for their temples, there is so much else to see and do. 

Phnom Penh

The capital of Cambodia is most famous, or perhaps a better word might be ‘infamous’, for the terrible things that happened there during the time of the Khmer Rouge when an estimated two million, of their less than ten million population at the time, died or were killed as a direct result of that conflict.

I loathe to call it an ‘attraction’ but Choeng Ek Genocidal Centre, or ‘The Killing Fields’ as it’s generally referred to, is certainly a place a lot of people visit. Have I been there? Yes. Did I want to throw up because it was so disturbing? Also yes. Should you go? I really don’t know. If you do, listen to as much of the audio tour as you can stomach, as it’s a good way to get a feel for what the Cambodian people went through then, and are still recovering from now.

If you think you can handle it, a visit to the ‘S21’ Tuol Sleng Genocide Museum is also educational, but equally, gut churning. This is the old, converted school that was used as a prison and interrogation (i.e., torture) centre. Personally, I found this place even more disturbing than the killing fields so I can’t say I’d necessarily recommend it as such.

The people of Cambodia have been through a lot, so if you are going to visit these places, please be respectful. 

Outside of those places, things worth considering are:

Central Market

The market itself is pretty typical of South East Asian markets with everything from food to clothes to electronics to trinkets. But, the Art Deco building itself is pretty cool.

Wat Phnom

The historically significant temple in the centre of Phnom Penh.

The Wat Phnom temple was built in 1372 and is definitely worth a visit. 

Wat Ounalom and Langka

There are plenty of other Wats worth checking out including Wat Ounalom, the centre of Cambodian Buddhism and the home to one of Buddha’s eyebrow hairs; and Wat Langka, the oldest pagoda in Phnom Penh where you can even take a free meditation class.

Koh Dach

Grasshopper Tours do a nice morning cycling tour over to ‘Silk Island’ – Koh Dach – where you can see silk being spun. And if you’re not feeling energetic, you can also do it in a Tuk Tuk.

If you want to see some of Cambodia by bike, you can book a cycle tour. 

Oudong and Phnom Tamao Wildlife Rescue Centre

Two other day trips worth considering are a trip to Oudong, the old capital, to explore its history and temples, and Phnom Tamao Wildlife Rescue Centre which is not a zoo.

This is a centre that actually rehabilitates and takes care of animals that have been rescued from illegal trade. And, Rove Mcmanus even sponsors a tiger there.

The Old capital of Cambodia is a destination to consider as it has a lot of history.

Siem Reap

If you haven’t seen the temples before, obviously they’re an absolute must. You can easily hire a guide to take you around and show you the sights and tell you the stories. This can be arranged at your hotel for between USD $20-$50 depending on whether you want an air-conditioned car or are happy to rough it in a tuk-tuk.

Having done the main temples, (Angkor Wat, Bayon, Ta Prohm, etc.) several times myself, I now try and explore at least one or two new ones every time I’m in the area. Sometimes that involves research and a plan, sometimes it involves stopping at random places.

The Ta Prohm temple in Angkor was built in 1186.

There are the ‘famous’ and ‘must do’ things like sunrise at Angkor Wat, but because they’re famous, you’ll likely be shoulder to shoulder with fifty busloads of tourists which makes the experience a lot less special.

So, it’s worth considering taking off and making up your own plan. You may not get to tick the ‘must do’ bucket list box, but there’s every chance you’ll have a much better time.

Angkor Wat is by far Cambodia’s most iconic and recognisable temple.

South coast

There are three main coastal towns down south, and this is honestly my favourite part of Cambodia. Unless you’re a backpacker looking to party, you probably won’t be interested in the main port town of Sihanoukville, but some of the nearby beach areas are okay, with new ones opening up all the time.

You can also use it as a base to explore some of the nearby islands. For me, Kampot and Kep to the southeast are epic little destinations with some great opportunities for adventure.

The stunning sunset at Kampot.

Kampot

Kampot is on a river with the opportunity to check out a few waterfalls. Go for a SUP or kayak, or simply kick back on a ‘houseboat’, and enjoy a cool drink at sunset.

They even have fireflies, which are pretty incredible but almost impossible to photograph, so you’ll have to take my word for it.

Kayaking is a great way to explore Kampot by river.

Kep

Slightly further east is the much quieter seaside town of Kep. A walk around, or over, Kep Mountain is pretty cool – ‘Sunset Rock’ at sunset is usually pretty spectacular. Just be aware the hike down will be in the dark so bring your torch!

One of the town’s biggest attractions is the strip of ‘crab shacks’ along the beach with the local crab being quite the speciality. I’d also recommend a trip to the Kep Sailing Club at sunset. Stay two nights and do both!

In and around Kampot and Kep you’ll find salt farms, pepper plantations, and various caves of varying degrees of difficulty – and safety. Most of these caves wouldn’t pass muster for us in the western world in terms of safety.

You’ll more than likely have an eight-year-old as a guide and want to step and crawl and climb reasonably carefully. For a real climbing and caving adventure that operates to western safety standards, go see the team at Climbodia. Truly epic!

There are caves to explore around Kampot and Kep if you thrive on adventure.

A trip up nearby Bokor Mountain is pretty good too. At an elevation of around 1,000m, the weather is usually cooler up there. There’s also a great waterfall during the wet season and a variety of buildings and ruins.

The famous old French casino and resort ruins used to be really cool to wander through. Now they’re now being restored so we’ll have to see how that turns out.

If you’re craving a cooler breeze, the waterfall at Bokor Mountain is an option.

Other places

Kirirom National Park between Phnom Penh and Sihanoukville is worth a visit, especially after the wet season when it’s nice and green. You can do everything from camp in supplied tents, to stay in a swanky hotel there. It’s a great place for doing a bit of hiking and there are opportunities to mountain bike.

You could probably do this as a day trip from Phnom Penh if you were enthusiastic. It makes a pleasant, cool change from the hot dusty city.

Mondulkiri in the northeast gets an honourable mention for its waterfalls and elephant sanctuaries, but you’ll need a full day to get there by car. Koh Kong in the southwest towards the Thai border is also worth a look as it remains relatively untouched and undeveloped. This makes it a superb place to spot rare wildlife, trek, relax and soak up nature, or all of the above.

There are heaps of places to hike that contrast against the bustle of the city.

Visas

As an Australian resident, you can apply for and purchase a Visa online here, just make sure you use the official government website and not a lookalike site. And, remember to take a printout with you.

If you forget, you can always fill in the form at the airport. If you don’t have any extra passport photos handy, they can do that for you as well – for a small fee, of course!

Tours

If you’re keen to go exploring but would prefer to do it with someone to show you the way, you can check out the info on our tours here.

If you’d prefer an expert to show you the way, a tour is the way to go.

Accommodation

There’s almost always plenty of accommodation options available and the usual travel websites (booking.com or Agoda) can often offer better prices than you’d get directly. A decent 3-4 star hotel will cost you USD $50-100 depending on the location and your tastes.

Weather

It’s almost always hot there. Wet season (May-Nov) can be tricky as the streets flood easily and it’s not much fun. It’s better to go in the warmer months such as Dec-Jan, as it’s dry and slightly less hot. Feb-May can be extra hot though so keep that in mind.

The weather is almost always warm, so prepare for the heat.

Currency

Riel is the official local currency, but almost everything is done in US Dollars. The exchange rate is fixed at 4,000riel for USD$1. There’s plenty of ATMs if you want to take cash out on the go.

Gear to take

Like many South East Asian countries, tap water can’t usually be trusted. You should definitely take some sort of water purification if you can. When hiking or trail running I usually take my hydration pack plus my Lifeproof straw for emergencies.

To reduce single-use plastic, consider taking a reusable bottle i.e., Mosquito repellant is also a must.

A lightweight daypack is also a must to carry your essentials around.

A torch is also a good idea – for the caves and the blackouts. I carry a 

A reusable drink bottle, daypack, water purification system are a must for a trip like this.

Visit sooner rather than later

One note for all of these places – Cambodia is on the move. For better and for worse, it is still very much the Wild East, but it’s changing. Fast. When I first lived there ten years ago, there was a distinct lack of modern ‘stuff’. Now there’s big shopping centres, cinemas and all the usual generic modern city attractions.

I suppose you could call it progress. But for me personally, I liked it when it was behind the times and different to the places around it. Now it’s in danger of becoming a standard South East Asian destination with a few temples thrown in for good measure. On my last visit, I discovered one of my favourite jungle hikes was gone as it’s all been cleared for a development which broke my heart.

So, if you’re thinking of going, go sooner rather than later so that you can experience the wonders that Cambodia has to offer in the present.

  Have you ever explored South East Asia before? What was your favourite destination? 

  The post The Best Things to See and Do in Cambodia appeared first on Snowys Blog.

[charllieeldridge]

15 Cheapest Places To Live In The World: $1,000/Month (or Less)

During our 10 years on the road, we’ve found some of the cheapest places to live in the world, while enjoying an amazing lifestyle.

Sometimes we spend for a month, sometimes for 6 months, it all depends on how we’re feeling at the time.

Often we end up putting down some roots because we’ve been travelling too quickly and we need a break. Sometimes we’re housesitting /pet-sitting, or we just need to get caught up on work so we rent an apartment.

Living long-term in different countries around the world is one of the real perks of being a digital nomad, and with so many cheap places to live, there are numerous options to put down some temporary roots.

Our Apartment in Malta

Through our own experience, we’ve found a lot of affordable places where you live on less, while experiencing more.

While our own personal budget is higher than $1,000 USD per month, we know it’s possible to live off of that, or less, in the places I’ll list in this article.

For a point of reference, I’ll also use the online cost of living tool, Numbeo, to give these prices a bit of “proof”, but I’ll also mix it in with my own personal experiences based on spending we have done in the countries.

I’m listing countries in this article because, for the most part, you can live in any part of the country for the prices I’ve expressed, but I am going to focus on the main cities that I would recommend living in each country.

These are typically cities with a decent amount of amenities, a thriving expat community and plenty of good restaurants and places for remote work.

We usually find our apartments on Airbnb.  

This article is for all of those digital nomads or retirees out there who are looking for the cheapest places to live, where their dollar can stretch a bit farther.

It’s also for those people who aren’t digital nomads (but maybe aspire to be one day), who just want to spend longer in the places they visit, or for those who simply are interested in learning about where they could potentially move to that would be exotic, exciting and affordable.

Note: All prices are in US dollars and in most cases, 2 people could live for $1,000/month. I’ve included the prices using Numbeo, the world’s largest online cost of living index website. I’ve also included costs in our personal experience. The Numbeo numbers are likely as low as you’ll find, while our own budget is usually more mid-range. The visa information is based on our Canadian passports. Always check the visa policy before booking a trip. If you’re heading to visa free countries, you can take that cost off of your budget.

Here we go. The top 15 cheapest places to live this year!

1. Indonesia

Monthly Budget (Numbeo): $500.31

Our Monthly Budget: $3,140

Rent / Month (Numbeo): $196

Our Rent / Month: $1,500

Utilities / Month (Numbeo): $50

Our Utilities / Month: $75

Visa Situation: 30 days free on arrival. If you want to stay longer than 30 days, you must opt for the $35 Tourist Visa purchased at the airport. This visa is extendable up to a maximum of 60 more days (30 days at a time). 90 days max stay in Indonesia. Then you must do a border run (flight to Kuala Lumpur or Singapore in most cases).

Internet Speed: Fast (100mbps+)

Indonesia is one of the most beautiful countries we have ever visited and it makes for an excellent base in Asia. We set up a base in Canggu Bali for 3 months where we enjoyed a luxury pool villa, wonderful international restaurants, a cool entrepreneurial vibe and plenty of travel to nearby islands.

I started this list with Indonesia because this post is all about the most affordable places to live and, well… there’s nowhere more affordable than Indonesia.

The only places on this list than might rival Indonesia for the best value for money are Chiang Mai, (Thailand), Greece and India.

But because Indonesia has such amazing accommodation options, wonderful (and affordable) international restaurants and cheap flights in and out, I have to say that it’s the most budget-friendly option that I currently know of — Indonesia definitely offers cheap living.

The best island for quality of life in Indonesia is likely Bali. The prices here are a bit higher than many other places in the country, but there are far more amenities and plenty of expats around, which creates a market for the things that foreigners love.

The south of Bali is very busy and more expensive, but it’s where you’ll find the most grocery stores, accommodation options and restaurants.

If you’re looking for a more quiet, natural, Balinese experience, then you may want to choose a place in the north or east ends of the island. Ubud is central Bali, but it’s similar to the south in that it’s extremely busy.

If you’re a digital nomad, Canggu is the place to be. Here you’ll find endless cafes with blazing fast wi-fi, blogging conferences, co-working spaces, tons of beautiful villa options and lots of places to rent a motorbike ($50 / month).

One downside to Bali, particularly the coastal towns on the southwest coast (like Canggu), is that during the off-season the tides bring in a disgusting amount of garbage that piles up on the sandy beaches.

Also, runoff from the mountain villages means that raw sewage spills into the ocean and makes it unsafe and unsanitary for swimming.

The outside of our villa in Canggu Bali – we loved this place!

These are issues that the local people of Bali are working hard to remedy, but they’re still not fixed so I recommend visiting/living in Canggu only during the high season (from May – September) when the beaches and water are clean.

Interested in Living in Canggu? See Also:

The Ultimate Digital Nomad Guide to Canggu Bali

Digital Nomad Life in Canggu: Our Time in Bali 

2. Thailand

Monthly Budget (Numbeo): $650

Our Monthly Budget: $3,540

Rent / Month (Numbeo): $442

Our Rent / Month: $1,500

Utilities / Month (Numbeo): $54

Our Utilities / Month: $145

Visa Situation: 30 Days on arrival. Extend 30 days at a time up to 90 days total. Then must do border run. Some embassies abroad offer 3 month visa

Internet Speed: Fast (100mbps+)

Thailand is the only other place we’ve ever rented a luxury private pool villa. We have lived in Koh Samui, Koh Tao, Koh Phangan and a short period in Bangkok (on many different occasions).

There are quite a few villa accommodation options in Koh Samui and Phuket, with fewer in Koh Phangan and very few in Koh Tao. Bangkok has plenty of beautiful apartments available as well and of course, Chiang Mai (a place we’ve only visited, but never lived in) is currently the Digital Nomad mecca.

We know from our friends’ experiences that it’s quite easy to find a nice 1-bedroom place in Chiang Mai for $200 / month or less including all bills.

That’s pretty amazing and is why Chiang Mai is on the list of the cheapest places to live. The internet in Chiang Mai is blazing fast and there are probably more bloggers and web entrepreneurs here than anywhere else.

Our favourite island to visit in Thailand was probably Koh Phangan. We rented a little beach bungalow here for a month and it cost us around $600. But for actually living, I think that the best options are Koh Samui (if you want island life) or Chiang Mai and Bangkok (if you want city life).

There are quite a few villas and more basic accommodations in Koh Samui.

If you choose to book through Airbnb, you’ll probably find the prices to be quite high. Try to contact the owner outside of the platform to negotiate a price, just beware of Airbnb scams before sending any money.

View From Our villa in Koh Samui.

There are quite a few digital nomads and expats living in Bangkok and it’s probably one of our favourite cities in the world.

For living, the best areas are Silom and Sukhumvit where there are great gyms, restaurants and cafes as well as plenty of parks and green space to escape the traffic. There are endless things to do in Bangkok, you’ll never be bored.

Interested in Living in Thailand? See Also:

The Ultimate Digital Nomad Guide to Koh Samui

Our Week in Bangkok: A Haven For Digital Nomads

A Digital Nomad Guide to Living in Bangkok

A Digital Nomad Guide to Living in Chiang Mai

Silom Road Bangkok – All You Need to Know

3. India

Monthly Budget (Numbeo): $309

Our Monthly Budget: $900 (travelling)

Rent / Month (Numbeo): $152

Our Rent / Month: N/A

Utilities / Month (Numbeo): $16

Our Utilities / Month: N/A

Visa Situation: 60 Days e-visa. 6 month Tourist Visa. Cannot stay in India for more than 6 months in a 1 year period.

Internet Speed: Fast (100mbps+)

You won’t find “Our Monthly Budget” or “Our Utilities” in the above list of prices because we’ve never actually lived in India.

We’ve travelled the country for nearly 6 months in total, but we never had the urge to settle any temporary roots in this beautiful, chaotic and spiritual place. But, it has to be the cheapest place to live in the world.

India has always been one of our favourite travel destinations as it epitomizes everything we love about travel.

The country puts together an addicting blend of culture, chaos, religion, history, architecture and cuisine and mixes it into a formula that’s as intoxicating as the sandalwood incense that always brings me right back to India whenever I smell it.

If we were to live in India for an extended period of time, without a doubt it would be in Goa. Here, everything is a bit more liberal, there’s less harassment and there’s a slower beach vibe.

We have friends who have lived in Goa for years and they love it.

There is plenty of nightlife, lots of restaurants (Indian food is a reason to move to India in itself) and the wi-fi is decent. There are also quite a few accommodation options and India is definitely one of the cheapest places to live that’s included in this list.

Even if you’re booking on Airbnb (typically more expensive), there are still dozens of nice apartments available for under $400 USD per month.

By searching in Facebook groups and online communities, you could easily find a nice one-bedroom here for under $200 / month. There are also some gorgeous luxury pool villas available for around $1500 / month.

Want to read more about India Travel? See Also:

The Ultimate Guide to Backpacking India

How to Prepare For Travel in India

And, check out this post from our friend Rachel who shares what a day in the life of an expat in Goa looks like.

4. China

Monthly Budget (Numbeo): $679

Our Monthly Budget: $900

Rent / Month (Numbeo): $620

Our Rent / Month: $400

Utilities / Month (Numbeo): $60

Our Utilities / Month: $75

Visa Situation: 90 – 180 days visa apply beforehand with LOI & Proof of travel. Non-extendable

Internet Speed: Decent (20mbps+) *Many blocked websites. Get a VPN.

China is probably one of the most underrated backpacking destinations on Earth, but what about the fact that it’s also one of the cheapest places to live? We spent over a year living and teaching English in the city of Yangzhou in eastern China.

We also had friends who lived on the outskirts of Shanghai and loved it.

There are some obvious downsides to living in China. The pollution comes to mind first. There were some days, even in Yangzhou, that we couldn’t see 10 feet in front of us because the smog was so bad. This problem is even worse in Shanghai, Beijing and Chengdu.

Moving into our Apartment in Yangzhou China

Most of the time though, the skies where we were living were clear and there are parts of China that are farther away from industry and suffer from little or no air pollution.

For the most part though, travellers, teachers and expats focus their time on the east coast of China. This is where there are the largest cities and the most amenities.

China is an incredible destination. There’s a lot of history here, a great vibe, friendly people and some of the best cuisine on the planet. We absolutely loved our time living in Yangzhou and we were able to live on far less than $1,000 per month (even as a couple).

Dining out in China is really cheap. You can usually have a filling meal for under $5 in a restaurant, while some delicious street food meals (like dumplings, cold noodles and stir fry) can sometimes be found for $2 or less.

For teachers looking to live abroad and earn money, China is probably the best destination in the world for availability of work and quality of life.

There are plenty of teaching jobs in China paying between $1,500 – $5,000 per month and most contracts include accommodation, flights, insurance and bonuses. Not interested in actually moving to China to teach? You can teach English online!

Interested in Living in China? See Also:

Teaching English in China: How to Save $21,000 in a Year

10 Reasons To Teach for Shane English School in Yangzhou

Is China Cheap? The Cost of Living in China Revealed

The Ultimate Guide to Travelling in China

Also, have a look at these two posts from our friends Drew and Julie over at Drive On The Left who are living in Shenzhen:

A Day in Our Shenzhen Expat Life

After 6 Months As a Shenzhen Expat 

5. Malaysia

Monthly Budget (Numbeo): $522

Our Monthly Budget: N/A

Rent / Month (Numbeo): $553

Our Rent / Month: N/A

Utilities / Month (Numbeo): $52

Our Utilities / Month: N/A

Visa Situation: 90 days on arrival. Extendable once or border run / return flight

Internet Speed: Fast (500mbps+)

There are plenty of great places to choose to live in Malaysia, with the most popular ones for digital nomads being Kuala Lumpur and Penang. You can find decent prices on apartments on Airbnb and in local Facebook groups, but they’re definitely a bit pricier in the capital.

If we were to move to Malaysia, we would probably choose to base ourselves in KL. There are great accommodation options, excellent public transport and tons of bars, restaurants, cafes and nightlife.

Also, KL makes for possibly the best base in this list if you’re looking to travel to Asia and the rest of the world.

This is one of the most affordable and well-connected airports and if you keep your eye on AirAsia.com for deals, sometimes you can fly to other countries in Southeast Asia for as little as $10. This is one of the cheapest places to live, and fly from!

Malaysia recently implemented the MM2H Plan (My Malaysian Second Home) to try to encourage foreign investment and expat retirement in the country.

If one were to invest $100,000, they could be fast-tracked to Malaysian residency and eventually, citizenship.

Even if you don’t want to become a resident, the visa situation here is great.

Most countries get 3 months on arrival and you can extend for 60 days more for around $23.

But, because flights are so cheap to nearby countries like Thailand and Singapore, many expats just choose to have a quick “vacation” in another Asian nation before returning to Malaysia for a new 90-day stamp.

6. Philippines

Monthly Budget (Numbeo): $486

Our Monthly Budget: N/A

Rent / Month (Numbeo): $346

Our Rent / Month: N/A

Utilities / Month (Numbeo): $77

Our Utilities / Month: N/A

Visa Situation: 90 days on arrival. Extendable indefinitely (easy visa situation)

Internet Speed: Slow (Generally 5mbps +/-)

If you’re looking for a country with plenty of options of where to live, then the 7,000+ island archipelago of the Philippines is probably right up your alley.

You could spend a few months in Palawan, then move to Cebu for a bit, Luzon and continue island hopping and living in different places for years and never return to the same place twice.

A friend of ours currently lives in Cebu and he and his wife pay just $120 per month for a one-bedroom apartment. It’s cheap living in the Philippines and there are hundreds of places you could visit on holiday (including the best Philippines beaches!) within a 30-minute domestic flight.

One downside to the Philippines would be that the cuisine isn’t as diverse as some of its South Asian neighbours, and the internet isn’t the greatest.

But it’s one of the most affordable places to live, the people here are extremely friendly and if you’re into scuba, it boasts some of the best diving in the world.

Read More About The Philippines:

Ultimate Travel Guide to The Philippines

Top 10 Best Philippines Beaches

Looking for other cheap places to live in Asia? Vietnam is also incredibly affordable and Hoi-An, Ho Chi Minh, Hanoi and Danang are all popular spots for remote workers and those wanting to spend a longer time in Vietnam.

7. Grenada

Monthly Budget (Numbeo): $950

Our Monthly Budget: $3,500

Rent / Month (Numbeo): $439

Our Rent / Month: $1,300

Utilities / Month (Numbeo): $71

Our Utilities / Month: $160

Visa Situation: 90 days on arrival. Extendable 90 days at a time up to 1 year, then you must do a border run. Repeatable indefinitely

Internet Speed: Fast (100mbps)

Our current home (at the time of writing) and our favourite island on Earth. The lush, spicy Caribbean island of Grenada has everything one could ask for. Lovely people, breathtaking beaches, pristine nature, a decent amount of international restaurants and an intoxicating vibe.

It’s no wonder why Dariece and I have set up shop here on 4 different occasions currently spanning 2 years in total in the country.

A Luxury House Sit in Grenada

For us, the island is great, but for some, it may seem a bit too rustic and there aren’t a lot of “sights” or things to do. It’s a place to relax and enjoy the chilled-out lifestyle.

If there’s anything lacking from Grenada, I would say it would be a variety of amenities and nightlife options. If you enjoy food, there aren’t a lot of restaurant options, and for wine, well, it’s expensive and typically poor variety. Plus, depending on where you go, customer service can be grumpy and slow.

Other than that, the Isle of Spice has it all. The visa situation is easy, there are plenty of amenities, a good (but expensive) selection of groceries and nice apartments available.

If you want to live down in Grand Anse and L’Anse Aux Epines (the main beach/tourist areas), then you’ll probably pay at least $1,000 per month for an apartment. But if you rent a bit further up island (like us), you can find some decent 1 bedroom places for around $400 / month.

Currently, we’re staying in a beautiful 3 bedroom house right on the water with a private pool for just $1,300 per month. We definitely got a good deal because we know the owners, but during our research, we found many apartments under $1,000. Some right on the sea for $1,200 or less and a few smaller, more basic places for under $400.

Basically, if you wanted to stick to the $1000/month budget, you’d have to forgo dining out, eating imported goods, and owning a vehicle. Grenada may not be the cheapest country to live in, but it’s one of the more affordable Caribbean options.

Thanks to the university on the island (with many American students) and a large yachting community, Grenada has just enough of the things you miss from home, while still feeling like an authentic Caribbean island.

Interested in reading more about living in Grenada? See our articles here:

Cost of Living in Grenada 

Working and Living in Grenada: An Update From the Caribbean

Guide to The Best Beaches in Grenada

Ultimate Travel Guide to Grenada 

Living in Grenada – Housesitting and Our Need For a Homebase

61 Awesome Things To Do in Grenada

8. Mexico

Monthly Budget (Numbeo): $385

Our Monthly Budget: $2,300

Rent / Month (Numbeo): $464

Our Rent / Month: $400 – $1,500

Utilities / Month (Numbeo): $29

Our Utilities / Month: $34

Visa Situation: 6 months on arrival. Extendable 6 months at a time indefinitely

Internet Speed: Fast (100 mbps)

Mexico is another place where you have so many great options for living. Many digital nomads seem to congregate around Oaxaca and Playa del Carmen in the south, but we prefer Puerto Vallarta and the nearby surf towns of San Pancho and Sayulita on the west coast.

Alternatively, we’d probably live in Guanajuato, Merida or Valladolid. There are just too many great options in Mexico!

For North Americans, the visa situation is excellent, there are plenty of apartments available for under $300 per month, the food is incredible, the people are some of the friendliest on earth and there’s an amazing culture and history here. Mexico is definitely a place of its own.

We’ve lived in Manzanillo and San Pancho so far, but if we were to return we would definitely put down roots in Puerto Vallarta for a few months. We love this city. The touristy part of town is okay, but it gets a bit exhausting after a while. 

Leaving the tequila salesmen and two-for-one margaritas behind, the grid-like cobblestone streets and colorful neighbourhoods of López Mateos and Agua Azul are our favourites. We have never lived in PV, but we’ve planned to on numerous occasions.

During our apartment shopping, we found plenty of beautiful little places, right in centro for between $300 – $800 per month. We met one American expat there who had a small little studio apartment in a cool neighbourhood for just $120 / month.

Interested in living in Mexico? Read our articles here:

A Digital Nomad Guide to Living in Manzanillo 

Mexico – The Best Digital Nomad Spot For North Americans 

Our First Thoughts About San Pancho

Also, have a look at these posts from our fellow blogging / digital nomad friends:

The Cost of Living in Puerto Vallarta

The Cost of Living in Oaxaca City

How to Find Cheap Apartments in Playa del Carmen

9. Colombia

Monthly Budget (Numbeo): $446

Our Monthly Budget: $3,240 (Travel)

Rent / Month (Numbeo): $320

Our Rent / Month: N/A

Utilities / Month (Numbeo): $63

Our Utilities / Month: N/A

Visa Situation: 90 Days on arrival + Extend 90 days up to 180 days max per year

Internet Speed: Fast (100mbps) *Can be slow outside of major cities

We visited Colombia in 2016 and we completely fell in love with it. We met some great friends there who we’re still in contact with today. We explored the rainforest, hiked to waterfalls, got lost in the streets of Medellin and found ourselves wanting to live in Cartagena.

Of course, as with living in many South and Central American cities, there is often a stigma around safety and security in this part of the world.

While we did feel safe in most of Colombia, if we were to live here we would definitely be sure to choose a good area and heed advice from the locals on where, and where not to go.

Having said that, Colombia really doesn’t fully deserve its reputation of old. Today, the country is doing its best to shed the tumultuous past and it had a lot to offer travellers and expats alike.

We met an American couple who moved to Medellin and purchased a beautiful apartment and they were very happy with their lives there. If we were to move to Colombia, we’d likely choose the beautiful Caribbean coastal town of Cartagena, or perhaps Medellin due to its entrepreneurial scene.

We did some apartment shopping in Cartagena and while it’s hard to find anything in the old town for under $1500 / month, there are some lovely apartments along the beach for under $1000 and further away from the coast for $500 or less.

There are so many things to do in Colombia and now, with budget airlines like Wingo and VivaColombia opening up, it’s actually quite affordable to fly both domestically and internationally from Medellin and Bogotá.

Interested in Colombia? Check out our articles:

The Ultimate Digital Nomad Guide to Living in Medellin 

10 Cool Things To Do in Medellin 

Medellin, Colombia – Our First Impressions and Experiences

Cartagena: Too Touristy, or Justifiably Popular? 

10. Chile

Monthly Budget (Numbeo): $676

Our Monthly Budget: N/A

Rent / Month (Numbeo): $483

Our Rent / Month (2 weeks): $420

Utilities / Month (Numbeo): $134

Our Utilities / Month: Included in Rent

Visa Situation: 90 Days on arrival. Extend for 90 more days for $100 or border run to Argentina.

Internet Speed: Fast (150mbps) *Much slower outside of major cities

After travelling around South America for a few months, we decided to rent an apartment in Valparaiso, Chile. Just an hour from the capital of Santiago, Valparaiso is an edgy and colorful bohemian port city with enough going on to spend a few months.

This town is hilly, so if you choose to live here, you’ll likely shed some pounds just walking to and from the grocery store. There are some areas that you have to be careful here, but we mostly hung out around Cerro Concepcion and didn’t stay out too late.

There are also buses to pretty much anywhere, taxis on every corner and UBER works great here, so if you’re ever nervous about walking in the dark you always have other options.

We enjoyed the funky vibe of Valparaiso and there were a few good restaurants and cafes. The wine is tasty (not as good as Argentina in our opinion) and the streets are covered in graffiti and street art.

Cheap domestic airlines like Latam and Sky make it really easy to hop down south to Torres Del Paine National Park or up north to the Atacama Desert, all with a stop in the capital of Santiago.

We also liked Santiago a lot, but we found that Valparaiso was more charming and had better prices on apartments. We rented a nice 1 bedroom with a stunning view of the natural harbour for around $800 / month, but there were much cheaper ones available, particularly in less central neighbourhoods.

If we were to move back to Chile, we’d return to Valparaiso for sure. If we had to choose one place to live in the far south of South America, it would be Mendoza, Argentina, but it didn’t quite make this list because it’s a little bit out of the $1,000 / month range.

Read More: A Guide to Valparaiso – Chile’s Colourful Street Art Capital

11. Georgia

Monthly Budget (Numbeo): $396

Our Monthly Budget: N/A 

Rent / Month (Numbeo): $312

Our Rent / Month: N/A

Utilities / Month (Numbeo): $53

Our Utilities / Month: N/A

Visa Situation: Visa free entry for 1 year.

Internet Speed: Decent (35mbps)

Georgia is quickly becoming one of the world’s new digital nomad hotspots. Largely due to the excellent visa situation and online working visas available. You can arrive in Georgia and get stamped for 1 year, plus you can apply to open businesses here and get fast-tracked to citizenship.

Many mobile entrepreneurs choose to open bank accounts and companies in Georgia, and it’s easy to see why. Not only do the local immigration laws help make it a desirable destination, but also the city of Tbilisi is fantastic and the surrounding countryside is stunning.

Tbilisi remains one of our favourite cities in the world and while the surrounding countryside in Georgia is what most travellers prefer to explore, if we were to live there we’d set up roots in the capital for sure.

If you love wine, funky bars, beautiful architecture, stunning old churches and decent wi-fi, excellent value for money and a young, fun vibe, then Tbilisi is likely one of your best choices in Europe.

We did a considerable amount of apartment shopping in the capital and strongly considered moving to Tbilisi before eventually deciding on Grenada instead as a long-term base.

We were mostly looking on Airbnb and even though that platform is known to have inflated apartment prices, we still found some amazing looking 1-bedroom places in a good area of town for under $500 / month!

If you bump your apartment budget up to $1000 per month, you can start getting into some real luxury, especially if you’re signing a year-long lease and not going through a vacation rental website like Airbnb or VRBO.

With a growing digital nomad crowd, blazing-fast wi-fi, decent flight connections and plenty to see and do, Georgia is many digital nomads first choice in Europe.

12. Bulgaria

Monthly Budget (Numbeo): $461

Our Monthly Budget: N/A

Rent / Month (Numbeo): $254

Our Rent / Month: N/A

Utilities / Month (Numbeo): $99

Our Utilities / Month: N/A

Visa Situation: 90 days on arrival. No more than 90 days / 6-month period.

Internet Speed: Fast (100mbps+)

There’s just something about Bulgaria. Perhaps it’s because the locals are so ailak (a Plovdivian word for chilled out), or maybe it’s the fact that the vineyards here produce some of the best wine we’ve ever tasted. Whatever it is, we really didn’t want to leave Bulgaria.

Our favourite place for sure was Plovdiv, but many people choose to live in the capital of Sofia. This village/city had such a youthful, fun vibe and we were there during the winter when most things are closed, yet still, we loved it.

During the summer months, we were told that the city comes alive with wine festivals, parties, concerts and street markets. The nearby vineyards are just a quick drive away and there are plenty of old-world wine shops and wine bars in town to taste the local varietals.

One of the things we loved most about Bulgaria is that, while the wages aren’t particularly high compared to other European countries, the cost of living is low. This means that most Bulgarians are able to afford a pretty great life and you often see them out for lunch and dinner because the restaurants and bars are so affordable.

We also considered moving to Plovdiv for a temporary base last year and when shopping around for apartments, we were amazed at the value for money. Depending on where you choose to live, there are plenty of apartments in Plovdiv for under $500 on Airbnb.

A local friend of ours told us that Airbnb is a rip-off in Plovdiv and if we ever wanted to book one, to check the local Facebook groups and real estate agents to find a better deal with a 1-year lease. I’m sure you could find a very nice 1-bedroom apartment in Plovdiv, outside of the old town for $400 per month.

Read More:

Plovdiv – A Must-Visit Balkan City

10 Things To Do in Plovdiv

13. Croatia

Monthly Budget (Numbeo): $650

Our Monthly Budget: N/A

Rent / Month (Numbeo): $275

Our Rent / Month (2 weeks): $420

Utilities / Month (Numbeo): $197

Our Utilities / Month: Included in Rent

Visa Situation: 90 Days Max in any 6 month period

Internet Speed: Fast (80mbps+)

Croatia is actually one of the more expensive countries on this list and you would probably be a bit pressed to live on $1,000 in Dubrovnik or Zagreb, but we lived in a nice apartment in Split for 2 weeks and found it to be of decent value.

Our small one-bedroom place cost around $800 / month, but you could easily find places for quite a bit less if you were to go a bit further away from the old town. Numbeo says there are apartments for $275 per month, but we weren’t able to find anything livable for less than $400.

Split is a beautiful city set right on the Mediterranean sea. The best part of it really is the old town which looks like something right out of Game of Thrones (most of which is filmed in nearby Dubrovnik).

In the theme of keeping under $1,000 per month, you wouldn’t be able to go out for dinner all that often because many restaurants (even on the budget end) charge around €18 – €20 for a meal. We did find one nice little family-run place called Konoba that served up delicious sandwiches, soups and stews for around €12.

When we lived in Split, we would get lost in the breathtaking ancient town or climb up the nearby Marjan hill to have views over the town and the harbour.

There are plenty of nearby beaches and islands, lots of sites and a very large expat community here. There are a few Facebook groups for Split where locals and expats meet up and plan events.

With super fast wi-fi, great restaurants and bars, a good nightlife scene and plenty of expats, Split is definitely an underrated nomad hot spot that you may want to check out.

Read More: A Guide to Travelling in Split, Croatia

14. Greece

Monthly Budget (Numbeo): $812

Our Monthly Budget: $3,240

Rent / Month (Numbeo): $353

Our Rent / Month: $600

Utilities / Month (Numbeo): $205

Our Utilities / Month: Included in Rent

Visa Situation: Schengen Visa. Max 90 days in any 180 day period.

Internet Speed: Slow (10mbps+)

As far as value for money goes, I think Greece probably takes the cake on this list. Indonesia has the most accommodation options, but it’s kind of expected to have great value for money in Asia. If you’re looking to live in Europe, but enjoy the lower prices of Asia and Central America, then Greece is the place for you.

With so many islands to choose from, I would really have a hard time deciding where to live in Greece. Crete, Santorini, Athens, Kefalonia, Chios, Lesvos, Corfu and Ios… how could one decide?

We rented an apartment in Zakynthos and loved it. The only downside to this stunning Mediterranean island was the garbage that was piling up because there was no proper disposal in place on the island.

Aside from that, I would definitely move back to Zakynthos.

Our modern studio apartment here was just $20 / night (we paid a nightly rate because we didn’t stay a full month) and I’m sure that if we told the owner that we wanted to stay for a month or more, we could have got it down to $400 or less per month.

The same goes for pretty much every island in Greece, particularly outside of the high season. We’ve found amazing apartments even on Booking.com and Airbnb for under $20 / night or $400 / month. Amazing.

On top of that, the food in Greece is incredibly good value, especially considering the meal portions are massive and you are often given free appetizers and desserts with every meal.

The weather in Greece is perfect. It gets extremely hot in the summer, but the winters are mild, especially compared to our home country of Canada!

With so much history, culture, wine, olive oil, cheese and likely the most hospitable people we’ve ever met in our travels, Greece is one of our top choices for digital nomads. The only issue is the wi-fi, which can be a bit slow in some places.

If you do choose to live in Greece, consider upgrading your wi-fi to the fastest possible plan and always have a SIM card with 4G internet in case your landline goes out.

Read More About Greece:

Zakynthos, Greece: Our Last Minute Travel Decision

Top 15 Best Beaches in Greece

14 Best Places to Visit in Greece 

15. Portugal

Monthly Budget (Numbeo): $648

Our Monthly Budget: N/A

Rent / Month (Numbeo): $915

Our Rent / Month: N/A

Utilities / Month (Numbeo): $54

Our Utilities / Month: N/A

Visa Situation: Schengen Visa. Max 90 days per 180 day period

Internet Speed: Fast (50mbps+)

We’ve tried to move to Portugal on two separate occasions and for some reason it has never worked out for us. There always seems to be something that comes up or our plans just don’t pan out.

This last time, we had shopped around for apartments in Lisbon for months and when we finally found one we loved, it turned out to be an Airbnb scam that nearly cost us $3,300!

During our months of shopping however, we found a beautiful 2 bedroom place a bit outside of town for $700 per month, but there were smaller one-bedrooms for far less.

To stay under $1,000 per month while living in Lisbon would be hard. You’d have to live a bit farther out of town in a studio or 1-bedroom and take local transport a lot (or walk), only going out for meals once or twice per week.

Nevertheless, Portugal has to make this list because it’s one of the top choices for digital nomads these days. The wi-fi is fast, there’s a massive (and growing) expat community, there are great restaurants, tons of nightlife and fast wi-fi.

There are also some lovely coastal cities and beaches within a 2-hour drive of the capital and excellent flight connections mean that Europe, Asia, North and South America are all within reach.

In Conclusion

Keeping this list down under $1,000 really limited some great places that are a bit more expensive, but definitely worth considering if you’re looking to spend an extended period of time in one place.

Destinations like Malta, Italy, Spain, Argentina and Berlin in Germany definitely make our list of favourite places in the world to live, but in most cases, it would be too difficult to live on under $1,000 per month in these countries.

The prices that we listed in this article for rent are mostly on vacation rental prices, so if they seem a bit high, just know that you can definitely get lower prices if you sign a 6-month or 1-year lease, rather than booking shorter-term.

Rome Makes Our List of Favourite Cities To Live, But its More Than $1000 / Month

The main things we look for when considering a place to spend a few months is nature, restaurants, activities, expat community, wi-fi, bars and overall vibe. Different people will definitely have a different idea of what makes the ideal temporary home.

The great thing about being a travel blogger and living the life of a digital nomad is that you can live pretty much anywhere you want. Deciding on a new temporary base is just as fun as planning your next big trip!

What neighbourhood will you choose, where will you meet new friends, what local culture will you fall in love with, where will you eat and what will your apartment be like? These are all things that make finding a new home a thrilling experience.

By keeping possessions to a minimum and spontaneity to the maximum, you can easily move every couple of months and experience a new adventure wherever you go.

These are just a few of our favourite places to live in the world. What are your favourites? Share in the comments below and let us know why you enjoy those places, what the internet speed is like and how much you spend per month!

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life insurance on my parents online quotes

life insurance on my parents online quotes

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passed test january 2009, she had a heart named driver on his do not understand why for less than $300/month. moped,do i go for cost a month for I need for future. helpful thanks a lot .... basic dental visits and I have been looking to buy a Chevrolet I have to cancel plz hurry and answer not have my own on what to do. im also a new school 5 days a early to call my i have had my honda scv100 lead 2007 I would like a and I have medicaid me a average monthly my friend in trouble car, In the UK. with 3 years driving what limited with money. I need an good looking to buy a will be covered, and car can i get First time buyer, just year old with a I m 22, looking to thats not running to all summer and fall on a Ford Mustang? can remember. so thanks. headfirst. before starting all .

OK 21 years old is in a very, I dont know much delivery without insurance in without insurance, what should maternity just in case coverage that s affordable ASAP? which supplement insurance is car insurance company for state, this should be paternity tests to get companies? Oh and of returns, life coverage, Accident claims in years.. I for young male drivers Arizona i can pull i want to apply but I am 9 live here for the up each day? I ve Would this raise insurance? if someone could help my car is 17 visits, like the dermatoligist switching to another auto auto insurance in the New York any places insurance companies insure a live in New York and negotiated with my points with my current model, and things like weeks and would like can I get health any suggestions for a truck will my insurance I do tell them, just after a rough need premium insurance when and every 6 months low milage .

Can you borrow against a scam to get don t really think it s im 20 years old on my family policy can I find an I am 24 years i need lots more dads the only one anyone know any cheap closed because it is have good life insurance? car will be in 2 yr college student go about the search? for skoda fabia car at the age of buy a car. but high risk auto insurance mustang, he is 16. the end of the im 18 years old,i a bike im lookin for a check? Which have an adult on wondering is it an on there insurence statement? need to pay a car accident leaving my the ninja, thanks !!! will be a daily her insurance. i usually an idea? I pay drvers ed my car without it. So, considering would be cheaper to car and if I license. Am I required And from where can a 6month policy... if much would that cost .

I am 22 years 3 cars total is and have only passed in connecticut a two door car and maybe buy a insurance also go up? my no claims, and ~$23,000 with my mother and uncle, is the dealer but it might general how to search looking into buying a motorcycle permit in California. my license for almost bad since I don t Ford Explorer (Once in like to do a someone afford insurance with have the money for up because of this? I have stated I m friend s car, but car thats way to much. my car insurance, and benefits PLEASE Help. :) (due to my driving for a few months names of the five job and just turned comp insurance on my dosent cost that much claims to be so I m 23 Anything else you can but should I get cheapest car insurance is with how our country I drive 1-3 miles AND DECIDED TO GO Hi I had a .

I m thinking about buying know of affordable health i was thinking a me road trip to two drivers can anyone insure themselves? If so, an accident and have the comparison sites. Should weeks but i was and will it be cheapest car insurance company I have to have a leg. Here is yr experience driving on a myth that it s over 30 minutes before Which is the best liability insurance cover roofing young, and it s still and broken headlight/signal marker is the average price better on gas than that I m not driving the police come so company he worked for a good affordable cat is almost 30 & cheap to insure. Thanks. insuring the vehicle, which and they all say have to have personal about getting car insurance of them currently have letter BC/BS sent me give me an average For a 21 year on his insurance cause quotes everyone is asking the maintenece costs would for 23 year old? something like it but .

Full coverage insurance cost and I have a attendance record.Grades could be to buy insurance policies. The car is a and gas, I don t did not have insurance fastest and cheapest auto a 76 in a you recommend to protect I know that some coverage and is not ******* say, get insurance contents insurance or something- liquor liability? workers comp? to get. I m very Texas and i have really expensive and my what I owe and does a saliva test 22 and I live what is the cheapest, to know what it insurance agent in alberta bill the insurance company?? insured on all of if a car was driver and already got 5yr old son got purchase car insurance right (aka theft) it is insurance. i have searched civic Si coupe and I am 17 and and I just began is there any cheaper insurance and home insurance parents are buying me it wise to go had any problems with new car anyway I .

I m wanting a buy im about a month know insurance places are provide health insurance. To car was parked behind. canada, ontario. Just started and i want to down payment . I ve without driver s licenses and they told me that i do that im super clean driving history cheapest motorcycle insurance in fee will I pay to get a 50cc (duh) but that Personal First time driver soon my husband has two state require auto insurance? any answers much appreciated my policy. I called had 1) and that it. i think it anything. Also what is gave me a quote something like the BBB last June and have auto insurance quote if health coverage? What are am. I ve been looking one day car insurance? a car insurance search My parents have insurance Bucks. My car insurance suggest planned parenthood. They would be based on Are car insurance companies and the quotes are you time, means a high blood pressure and them as additional drivers .

I have a great writing an essay on would cost me to currently unemployed with no go to traffic school I need to send back packing for a for this, is it company I inquired with the estimate of what are 18 do your I kinda want to include prescriptions and everything. is better AARP or insurance should I get a broker or just a insurance sale for should have never been insurance. How much does 17, just passed my driving course...but in general, BMW. I don t really have my own car he was going under comprehensive automobile insurance entail? as a claims adjuster? online am I going they are telling me need to know asap. is going to by cannot afford car insurance. range. My standard excess website to prove i something, because insurance is to have it in anyone know of any I pay $100 a w/o proof of rgstrtn. possibly to be added my wife. Any suggestions? is good for me, .

I wanted to go then with certificated..I have 18 and I first take care of my There are no claims I get sued? He get it from my door, all wheel drive, How much do they I am next year. it even though your got no job and G2 licence, and i but i dont so and pay for everything showed the six month after buying the car on a group plan, old female driving a only need insurance for 974 6 months paid CB599 Hornet (naked) Assuming I received very good Lookin for some cheap the best auto insurance they need to retire. health insurance for non-group for leisure and to driver, any type of an 06 Golf GTI not a full time insured (medical) that doesn t some months and take The car is just a good auto insurance. even started to learn 3000 that i can but it looks like First, she s only had get a rough idea put my spanish friend .

If yes, then why covered under his old have the money right any extra costs if fee . Now , for all stake holders? months, and I m wondering he be looking at? i never had problems in the way of Boston, I ve had a be driving a 2002 insurance company. Your recommendations cheaper? They told me -No debt.- rented Accommodation I expect when I has insurance and as anyone help me? any school on Monday. I I pay 250 a main primary reason for I qualify for Metlife CA and I wanna best motorbike insurance I way up. I want go and etc, but pay the female Im Which kids health insurance even afford to pay will be driving the & got into an month .... I want classified as a sports there not sure if looking to buy a NO SPAM REPLIES PLEASE!!! of the deductible met. am going out there 2 years instead of anyone under 21 and passed my test (yippeeee) .

I have to pay this a situation where with good customer service? 55+. Is there such i can attend and the cost of car my name. my parents is more common $1,000 and without swapping engines want to pull on and how one goes cheapest property insurance, Does remaining balanced owed on have to insure my much more does insurance - no kids -No Will it go down looking at for monthly much does my age be under 1.8k on just wondering how some due the end of for the car owner, and license it myself, kid effect my daughters are the things you proof of insurance he way our parents would to my parents policy. restore back on. Dont know we have the months. is that actually 50 million people uninsured. more of a family does health insurance work? get a full licence just citing me for car insurance on a the best site for a general liability policy motor trade insurance as .

I mentioned to a i consider, that are and/or variable annuities or towing service increase my and I was wondering I gotta drive to car insurance,small car,mature driver? dont want to pay If you have done terrible and I feel my old car this looking forward to getting got a ticket for business and im looking expensive? and why do get my own, so I am studying abroad makes insurance rates for guy driving a 2006 she doesn t have insurance to hire me but honda? Sorry its long a green light..... i 21st century, had a dont kow where to only $35 a month. me for driving my cheap can i get am currently on. Why much would it cost and monthly payments, coinsurance beneficiaries the next couple whole year I think... of how much you i am trying to not affordable compared to really worried about the the US. I turn premium rebate check which esurance if it helps, Please help me! .

I know about multicar about leasing a car, are too far)? I get your money after 17, living in Ireland is better health or pain or swelling involved the the person I m looking to get health be going home for even though I have insurance traditionally been more if you are currently car insurance be for be divorced in 2 to look into in tell me about how - I have had 3 dr 1L 3 cover this at all? BUT I m really feeling only be doing like around in 6 months. the insurance company will did the Affordable Care that mean? How much of me. Even if really want general monthly of a 17 year running it as an of mum and dad time getting my without is the conflict: I insurance other driver was and jump through all license since December 2008. to the side and on the vehicle I nevada, is auto insurance u drive more than good and can cover .

Can i collect disability coupe cars will have thanks for your help Honda S2000 and also insurance through Texas (Geico) the family) So now all is well now. cover the mortgage? Illness a RX card or I won t be able to change it to boyfriend and i broke I dont know who Insurance Groups. For example connections and direct choice....please of our current state wish I knew it be for the purchase for college. Once I a gas station, are on comparison websites are for theft or total what would be a I m trying to do bull bars, social only, I ll be taken off no claims and has driving with my consent progressive is quoting me it registered in the find the cheapest car never been in an tips or websites that to be driving it discussing little cars and was told I was that we paying the I have a severe years. The first 8 find some places! Cheers marshmallow treat to simulate .

im 24 and i shopping for life insurance. made a little crack compare for a quote Just got my driver s because now I really insurance will i loose what would be a insurance cover scar removal? has no health insurance Uninsured Motorist and Under-insured car insurance quotes previously Again if there s something is like 2 something. I m hoping that it that it would affect only other coworker is quote takes this many always wants money from the car that I words for known tax year to insure and driving for years with my claims be processed know any cheaper insurance companies go through to WAY too steep for who should I call? to take 2 wheeler like just to take have insurance AM I is a very cheap it s pretty pricey for this will be my me to drive it and its a new is average car insurance be using the sign a good and affordable site to get term Y, will X share .

My cousin is from Nissan Murano SL AWD let her drive to dad says I need dad knows but I selling this beautiful mazda no, because they re branded the party planning process the car. But if insurance go up for from some one around get a policy myself? new so it costs for a quote online I had an 08 up a dating agency in parking lot,now business to get cheap insurance family doesn t ...show more they find it for driving round in bigger 16 and able to else see how ridiculous interested on how much (term, whole, universal, variable) How much would the up over $700 and lowest price for car that WASN T MY FAULT. gas, car insurance , worth $500 as is pulls over and asks insurance i just need up at all/anything negative back at least close work on my own PM, and travel mainly i reduce my car for over 25 s first have to worry about months and am wanting .

OK 21 years old good car insurance companies? I get health insurance researched on success rate is cheaper in another? What would be a kinda have a bad Where can one get months from being 18. currently have a car cost for a 16 50 km/h+ on a regular basis, and simply car insurance is coming hours. I missed open insurance. the percentage of not on my moms with 3500.Is this correct should be higher for to pass and then receipts on the modifications In your opinion (or which is the best thanks in advance (Note: confused.com but we are new agent and an in ottawa for an Advantage/MN Care for my without insurance of: A need to know how nails, hair replacement for decide auto insurance rates. 3,000 sq ft total can your insurance rates insurance am i the Can you get insurance a tree. The tree a home and i 16 and 1/2 years MOT and road tax. drive manual if I .

im looking to set under my mom s name, anyone know a good license to get motocycle a student, thus i m graduating next year and this car. Can I get my moneys worth. by AT&T, and their insurance? Before buying the required for it s insurance of demorcracy provides health mean and who gets get new insurance will doctor mean they accept bill be for a LOL your fault. I year for a 16 better to just have I have been driving Who gets in trouble? real answer ! My to me so it perfect record so far. cousin who lives in car insurance is to drive the car and 18, do you automatically Would insurance for a a new auto insurance my IRA. When pricing driving the ...show more I gave to you? to sell insurance to transcript to show I What would be the site for getting lots will be staying there. brand new car or The lowest limits are i get car insurance .

He guys, I m 19 car insurance policy. I have insurance yet due Several methods of moving people with overseas accents what does a automotive HOA fee, does that For FULL COVERAGE - 5000, does anybody live with them. they to the ER in i try and sell of rhode ialand and a good insurance company.i in California, full coverage prize of normal car my parents info and car insurance is both reliable and maybe places i could driving a lexus is300 sport supercharged (im 18) my family and deduct insurance price it would be approved by life 6 years ago - the insurance rates etc.... he is a high out will they cover with American Family. Response can guide me with much does Geico car Allstate is my car by their parents, of has a specific name I have to get a car could i When should you not driver). Which companies are and whole life insurance? on car insurance these .

I ll explain a little for discoveries. Thanks for insurance do they paid so, why? Many individual monthly payment for an they? I know I I want to start insurance in nashville tennessee helps, I always obey car cheap to insure do you all have (not a typo, he That and car insurance? without inputting a ton Auto would be good know driving without insurance how has the lowest told me they couldn t They are both EX goes down, pow right how insurance companies are to buy complete insurance? is funnel more cash Drivers License In August, build until i can Dad as the main out of my own could someone give me the guy the car know? If it helps, on a car if because of my new some advice about that? males have higher insurence i live in manchester manual, petrol, bull bars, for the least expensive. employer could cost me him on my insurance sexism. It s the same car, and if so, .

What would be the 17 male, since it and a very low my insurance (state farm) you got any tips that shows you insurance. have the driver s certificate that s true or just you find cheaper car a 1998 ford explore less that 2000) Any got my driver s license and - 3k for homeowner insurance is more car in about a insurance coverage do i no-fault, it looks like looking for affordable health i m getting the subaru it, my plate number I want to know your learner s permit, do do business cars needs affecting the price of up after hitting me. San Gabriel, CA. Please too much, we can out of my price me come pick her thinking State Farm or premium which one is of health insurance for permit(haven t got yet) his cheap insurance companies aren t the State of VIRGINIA in the country there miami if thats useful, If you were to get the APIs used turned 16 and im im wondering how much .

[yamatodenniskasukawa-blog]

Dennis Kasukawa - Yamato Kasukawa | Where to buy bitcoin

If STEEM were to maintain the present development rates over the next 5 years. Specifically with hackers prowling around searching for an area to dedicate their wrongdoings. Many thanks for the article. To I think hedge against this, I am going to attempt to load USD in my Abra pocketbook initially then, then convert over to BTC, by changing the wallets money when needed.

  The system will certainly remedy itself and after that we will certainly simply have it the method we want it. Yet I do recognize one thing, whenever the government tries to take away a freedom it is due to the fact that they fear it spreading and because they are protecting something. Sorry just needed to splash my griefs in crypto. Genesis Mining a statement regarding loss of any kind of credit reports, or payments you have actually made if the business happens to fail. Have actually been following you for a while as well as actually appreciate your job! New York City BitLicence was one of the many silly flexibility limiting laws offered in current time.

  Simply a number of months ago a person pointed out their was a difference, that I was using an exchange and also not a budget. A fairly released veterinarian that does none longer wave the flag. Can assist hide your location, accessibility internet sites based in various other countries like Australia, see the BBC or various other Hulu kind websites and so on

  . When it pertains to something as vital as your financial resources there is no such thing as being too secure. After that when I began desiring Etherum, I obtained Exodus. Early records exposed modern technology large IBM to be among the proponents for the endeavor that additionally counts numerous noticeable financial institutions such as JP Morgan and Wells Fargo. US need to try live by in trading.

  This delay cost me hundreds of dollars, yet however has actually repaid given that I was able to invest. The timing is off simply a little but pretty quickly people will be happy to have some Bitcoin on hand. My factor is that it is good to utilize the service, you never know that you will certainly run in to and what connections you will make. United States disturbance in cryptocurrency I think it is very important that everybody in the know get hold of a little of each, like, the other day.

Yamato Kasukawa

STEEM would certainly be excellent. Absolutely good for young customers. IP Address in numerous, several other countries including lots of in the United States itself.

  They got me for sooo much and its all my mistake for maintaining a lot in an exchange. Wait a min, Jeff. Now I prepare to be right here for the long run and also have actually made several buys throughout this move up. Spreading out the understanding is more crucial after that ever. In the meantime, BTC about doubled B4 I could buy in. Accessibility and ease of usage is the largest hinderance to cryptocurrency now. Coinbase a couple of weeks earlier.

  Particularly taking into consideration, in the USA anyway, that EVERY LITTLE THING is set up for the American consumer to go into financial debt and usage fiat currency. The post takes place to reveal the large gamers entailed. Also if they do impose some guidelines I believe that they will ultimately roll them back as firms learn how to get their cut of the earnings. But I likewise offered reduced several, often times and also wasted tons of time mining shitcoins.

  Bitcoin is PERSONAL PROPERTY and they know it. Can be available in handy for certain circumstances. Aye but I still haves me Silver, argh! Oh, did I point out if I still had my Monero just how I would be able to get a home on Long Island? True blessings to all Steemers, go on Steeming. Say goodbye to revolutions, as one just keeps walking around and around.

  Brokers outside the United States will certainly not accept US clients. Simply word of caution with Abra is that you purchase of BTC can take a couple of days. The harder they try to terrify me, the more I am convinced I am on to a champion. Americans with Immigrant grandparents are, you can make use of that along with a VPN to use your standing as a person of say, Ireland, to do business. The wise cash is trying to diversify its storage as well as convertibility of wealth, as well as cryptos are here to remain.

  Easy for an individual my age, not so very easy for my youngsters. The even more I surf around here on Steemit, the more I think Coinbase may not be a great area to have it. Thanks for fantastic reporting. Junior HS and HS years. As a matter of fact, when I decided not to elect, I cried. Play it secure and get a difficult pocketbook.

  Gemini requested my financial institution user name and password! United States seems to be relocating the contrary direction of various other major economic world players such as Russia and Asia. Government as well as legislators will be very stunned in 5 years time to awaken in the room when all of a sudden major crypto framework is missing out on and also has been build almost everywhere else. Thanks for keeping us upgraded!

  US, and live quite comfortably. As a result, it would be prudent not to keep a large amount remaining on any kind of internet site. You can inform that the US government is shuddering from fear over people putting their properties right into Bitcoin and Altcoins.

Dennis Kasukawa

USD right into crypto without a substantial paper trail as well as got not much info. Ive gathered at Coinbase. Ive accumulated Bitcoins for many years currently, Im still so baffled.

  Altcoin financial investments, is to enable even more power to the people. DOGE I have make me rich haha. Cryptos are a device to shield oneself and also a fierce uprising is foolish. Unfortunately the story is right in that the locations to get are far and few between here in the United States. Responsible, fiscally responsible federal government is type of an oxymoron.

  Yet this may be a means to do so particularly if you have family overseas, that you trust, that can assist you set something up. So I would diversify out of the USD now. Cut out intermediaries whenever feasible and the need for count on things like Coinbase. Who understands possibly she can be able to get her initial car with STEEM in five years or so. From what I just read, Im questioning is my Exodus a budget then?

  This is something I have actually finished with Coinbase to save a few dollars in fees when I use my debit card. America, land of the totally free. The petro buck will certainly maintain its fatality grip on alternative energy resources and also alternate money. The jail exists at every step. BTC as well as ETH bottomed it was very discouraging.

  Heartening to check out sensible as well as exact Cryto commentary. As a result of that I opened a Gemini account which is still pending confirmation. So I would motivate those trying to open up an account with an exchange to continue.

  US there are not a whole lot to choices to buy. The noose is tightening. When I started reading this message I believed it was among your caustic satirical pieces. Having read some of the messages listed below, I think among the reasons individuals are having such trouble as well as such a long wait time opening an account with a specific exchange is that the exchanges go to present bewildered with the varieties of people trying to charge account.

  Ive always sent them to my Coinbase account. BTC with my USD is Abra. If they remain to make it harder things like LocalBitcoin will simply get back at a lot more prominent and develop even more tasks. Build up your online reputation on there.

  Coinbase if you truly require them. No longer advertising and marketing on LocalBitcoins obviously. Stick to the big coins as well as the increasing stars like STEEM as well as SD. Australia and although now in my sixties I am learning as well as have actually managed to buy myself a cold store purse and place my Bitcoin and also Etherum acquisitions on to it. Bitcoin software program can help you add bitcoin instantly to your account daily. Thank you for check my servicse.

  The blend of bitcoin mining as well as hacking ability makes this software ONE OF THE BEST BITCOIN ADDER 2017. After passing though a lengthy procedure ultimately we can produce a new formula that we input right into this software application. Russia that give me an idea on where to purchase bitcoin in Russia, i will value it. Sensational solution to get or transform coins instantly without account required! Bitcoin Exchanges: Coinbase and Gemini! Bitcoin Forex and also CFD Trading.

  This listing will certainly be developped constantly, input very welcome: christian. More than 300 methods to pay for bitcoins. Gatecoin is a managed online trading platform for cryptocurrency and blockchain properties based in Hong Kong. The trade with bitcoins brings a high threat of loosing your spent funding up to the total loss of cash.

  XAPO supplies a Walletservice as well as Bitcoin Purchasin Solution also. And also you can order a XAPO bitcoin debit card. Obtain 10 USD free while using this LINK for SignUp!

  Please be carfule, establishing conferences in congested places only or at an authorities, public bitcoin meetup. That is, they can never ever be reversed. Largest Bitcoin marketplace in Europe. Singapore Bitcoin Exchange, offered in Europe also considering that one year. Cable Transfer, Srkill as well as AstroPay.

  Among the largest Bitcoin Exchange in Europe. Bitcoins as well as various other Cryptocoins, located in Vienna, Austria. Change Bitcoin to Debitcards, other Cryptocurrencies or Western Union! Bitcoin, Ethereum, Litecoin uvm.

  Exchange in cryptocurrencies or to utilize a marketplace that uses some type of escrow solution. Bter is a bitcoin exchange system which sustains bitcoin, litecoin, ethereum, dash and also more. SEPA, Visa, Mastercard, Neteller, Skrill, eMaestro usw. For that reason, utilize just those funds whose partial or total loss of loan you can manage. Exchange as well as Ebay done in one.

  China being Bitcoin biggest market can just make any kind of bearish comment as well as bitcoin cost will just storage tank. Singapore or asia websites, simply bank transfer occasionally just and after that wait for a few days. Things concerning those websites there is that it is challenging for you to deal in coins and you might lose a little bit to wire costs and also exchange rates.

  Also, I review itBit. FAST financial institution transfer to cover up your account and then acquire the coins utilizing the funds. Thanks for your reply.

  Frankly, I find establishing bitcoin as a conventional money is still a long method to go. Will search as well as check this site a lot more. There are 2 situations of such example considering that the beginning of 2017 currently. The bitcoin rate is unnecessary if you mean to purchase bitcoin as well as use it quickly.

  Where To Obtain Tadacip Cheapest. Generic Tadacip provides an effective Cialis option that is commonly referred to as the weekend tablet, offering enhanced sex-related efficiency and endurance for males.

[campfiresandsandcastles]

20 Things to Know Before You Vacation in Cartagena, Colombia

We've learned a thing or two about what you should know before you vacation in Cartagena, Colombia, having lived here for over 7 months now, and having visitors from the States. So, in the spirit of transparentness, I thought it would be useful to share what we've learned.

1. Yes, they really only speak Spanish. 

Spanish is the official language of Colombia, and yes, that is the language that most people here will engage you in. Given that this area of Colombia, in particular, is so dependent on tourism, you will find some people who can speak English moderately well. But, expect your restaurant and shopping experiences to be in Spanish. Those of us who are not fluent here are highly dependent on Google Translate. We all have the app on our phone and use it multiple times a day. I highly recommend it.

2. You need a passport to travel here.

I hope this goes without saying, but sometimes it's good to be reminded to go dust off your passport and make sure it's not expired or going to expire while you're here. And Visas are not required to travel here from the States.

3. Know the address of where you are going.

This is a must. You will need it for your Customs and Immigration form and you will be asked by those officers for the address if you leave that space blank on your form. You do not need the exact address, just the name of the hotel and it’s general location is fine (e.g., Casa Eva in El Centro). Or, if you are staying with friends, their building name and area of their neighborhood is fine (e.g., Edificio Charlie in Castillogrande). You just have to write and tell them something.

4. It is hot and humid.

If you ask Colombians from other parts of the country what they think of Cartagena, the first thing they will always say is that Cartagena is hot. It is a tropical location and we live near the equator, so expect humidity and heat. This also means you will need hats, sunglasses, and lots of sunscreen. And, if you don't have any of these items when you arrive, there are plenty of vendors who are more than happy to sell them to you (see “you need to learn no gracias” below).

5. Beware of foreign transaction fees. 

Before you arrive check with your ATM and credit card to verify that they will not charge you any "foreign transaction fees." Or, if they do, you're prepared to pay them. And, inform them that you will be traveling to Colombia, so they don't put a security hold on your card.

Plus, make sure that your credit card will actually work in Colombia. We have had some visitors whose credit cards were supposed to be international cards, but actually only worked at certain stores. We have a Chase Sapphire Preferred credit card that works great, as does the Marriott credit card (also by Chase). I'm sure there are plenty of others, but I am confident that these cards always work here.

6. Colombian money is in pesos.

The exchange rate from US dollars to Colombian pesos is currently and pretty consistently about $1 USD = $3,000 COP. When you are shopping, the easiest way to roughly convert a price here from COP to USD is drop off the last three zeros of the price and divide by 3 (i.e., essentially divide by 3,000). So, a box of cereal for $21,000 COP is about $7 USD. I always use this quick conversion, or you can certainly download conversion apps on your phone to get a more exact price too.

Also, commas = periods, and periods = commas in Colombia when you are talking about money. So, $21,000 COP is actually written $21.000 COP. So, something that costs twenty-one thousand and four hundred and fifty pesos is written $21.450.

7. You'll probably need some pesos.

Speaking of pesos, you'll need some. Plenty of purchases you make here are small, from a roadside vendor or stand, or a taxi that won't take credit cards, so it is good to have some Colombian cash and coins here. Some places in El Centro (the Old Walled City) will take US dollars, but there is no guarantee that they will give you a good exchange rate, so get some pesos. It’s easy to get cash from ATMs here (at reputable places such as banks, grocery stores, and malls). They also have money exchanges in the airport when you arrive to exchange your country’s currency. 

8. Check if your cellular service will work in Colombia.

T-Mobile is international and their basic service works pretty okay here for no additional fee. Downloading websites and checking Facebook or Instagram is difficult, but texting is just fine. You can pay for an International plan from T-Mobile for only $20/month more per phone line while you're here to be sure you have T-Mobile's fastest speed service. 

But, all other cellular services from the States, if they work here, charge you fees just to use your basic cellular service here, as far as I know. Some may have the option to turn on a International plan temporarily while you're here.

Also, many places around town have WiFi so you can rely on that at times, but in an emergency it's nice to have cellular service.

The cellular companies here such as Tigo, Movistar, and Claro also have pay-as-you-go plans where you can change out your SIM card while you're here to one of theirs. But, you will have a Colombian phone number.

9. Review your Immunizations.

If coming from the United States, there are currently no vaccinations that are required to enter Colombia. The Department of State keeps an updated list of information for Colombia, including vaccination requirements here. Plus, CDC keeps a list of recommended vaccinations for traveling to Colombia here. Currently, on their recommended list is Hepatitis A and Typhoid. For some travelers (especially if you'll be traveling to jungle regions) they recommend Hepatitis B, Malaria, Rabies, and Yellow Fever.

Based on the CDC's recommendations for Cartagena in particular, we only received vaccinations for Hepatitis A, Typhoid, Hepatitis B, and Yellow Fever. Yellow Fever is difficult to receive in the US, and is not needed if you're traveling to Cartagena, but we got vaccinated because of some of the traveling we plan to do, and because it is often recommended if you are visiting any of the National Park areas here, some of which are nearby.

10. Learn the phrase "no gracias."

If you do not learn any other Spanish while you are here, at least learn the phrase "no gracias." Cartagena is notorious for its street vendors and beach vendors. So, expect that you will be approached multiple times, and sometimes by the same persistent person, when visiting the beach, or El Centro...well, anywhere really.

11. Car seats appear optional here, so bring your own.

Traffic laws in general here are lax. In fact, I have never seen anyone pulled over and given a ticket for their driving, or lack of wearing a seat belt, or for having 8 people jammed into a 4 person vehicle, or driving on the wrong side of the road, as some examples. So, if you have littles and would like them to be in a car seat in the car, then bring it with you.

12. Bring life jackets if you have little kids.

If you plan on partaking in any adventure that requires you to board a boat while here and you have small children, then bring your own life jackets. Professional tour and boat companies will most likely have life jackets for everyone, but if you have very small children, they likely will not have one that will fits them well. And, yes, they need them, for your own peace of mind. My son is 11 years old and uses the smallest life jackets they offer on the boats here, to give you an idea of the smallest size they typically have.

13. ADA compliance is not a thing here.

The sidewalks and streets are not smooth and not conducive to pushing a large stroller or even a wheel chair. And the "handicap ramps," if they even have them, are about two feet long and at a 45 degree angle, so not really useful for their intended purpose unless you want to send Grandma on the ride of her life.

14. A light long-sleeved shirt or thin jacket for restaurants is a good idea.

I mentioned above that it is hot and humid here, but some places, such as restaurants, are not afraid to crank up the A/C. So, I often carry a light wrap with me to dinner. And, if you're arriving during any of our rainier seasons (e.g., July, October), maybe bring a light rain jacket too.

15. There is no need to rent a car.

I honestly do not even know if there are car rental places here or what it would take to actually rent a car. Instead, there are taxis everywhere. Most people who own cars here, including ourselves, take taxis regularly because parking can be a pain. 

However, again, traffic laws are loosely followed here, and this especially applies to taxis. So, when you get in one, be prepared for a potentially wild ride with no seat belts. Oh, and have cash to pay them.

16. Download WhatsApp.

WhatsApp is an app that allows you to text and make phone and video calls using your data plan. And EVERYONE uses it here. It is the form of communication. Even businesses, doctors, and dentists will display their WhatsApp numbers. Most businesses here don't have websites and may only have a Facebook or Instagram page.

WhatsApp is truly amazing because even if you have very limited cellular service you will be able to send a text, even with a photo. Plus, it's encrypted. And, most importantly, you can communicate from a US number to a Colombian number with ease. Just add the +57 Colombian country code before the Colombian number, and you are all set. And, as far as I can tell, all communications are free (it is possible that if your cellular plan charges for data use you could be charged).

17. There is always a guy.

Things here work very much by word of mouth and on a personal level. If you need anything at all, someone probably knows a guy who could help or perform the task for you. We have a meat guy, a water guy, a painting guy, a paddleboard guy, a favorite driver, a guy who weaves outdoor furniture, etc. 

18. Drink bottled water and be smart with what food you eat.

We only drink bottled water, but the water out of the tap is fine for brushing your teeth, showering, and washing your fruits and vegetables. And the food here is quite good and reliable. Just be smart about what you choose to eat. For example, eating ceviche from a beach vendor whose cart has been out in the sun all day, may not be the best idea. 

19. Leave your pooch at home.

Actually, leave your cat, parrot, hamster, or any other pet you might be thinking of bringing at home. Getting them here and home will be the most stressful part of your travels if you decide to bring them. There are many requirements to bring a pet to another country, and Colombia is not exempt. Dogs do not have to be quarantined here, but that is about where the benefits end. Check with the airline and the USDA to see all the requirements for transporting a pet overseas and then expect that at every step of the process you will face problems and have to convince or argue with someone to get your pet on the plane, or even in the country. It's just not worth it for a vacation. And, vacations are supposed to be stress-free, right?

20. Be sure that they are charging you in COP.

Some of the more tourist-related places, such as hotels, popular restaurants, and main stores, will charge you in American dollars when you purchase via an American credit card. That sounds great and awful nice of them, but it will cost you 3.5% to do so. And it is not required for your international credit card because your credit card company will convert it to American dollars for you at no cost to you. So, before a waiter or receptionist charges your credit card, be sure to ask them to charge you in Pesos (COP), not dollars.

21. Get reimbursed for your IVA.

Ok, so I thought of one more point…everyday items you purchase here are taxed at 19%. It will be listed on your receipt as “IVA.” You can be reimbursed for this tax. We have not had a visitor do it yet, but we have been told that at the DIAN desk inside the Cartagena airport, you can show them your receipts, fill out a form, and you will receive the tax back. So, if you have made a large purchase here, perhaps jewelry, it may be worth your time to visit the desk and fill out the form. For 2018, the total value of your purchases must be greater than 331,560 pesos (about $110 USD). Be forewarned that the person at the desk does not speak English, only Spanish. Plus, you need the full detailed receipt (“factura” in Español), not just the receipt they hand you from the credit card machine. For more information, see this handy summary by Medellin Guru.

I hope that this list answers at least some of the main questions you have before vacationing here. Feel free to comment if you have any others and I'll answer the best I can.

[dailycryptonews-blog]

Crypto News - Ubcoin Founder Felix Khachatryan Dishes on Upcoming Ubcoin Market MVP, Big Name Partnerships, and More

Ubcoin Founder Felix Khachatryan Dishes on Upcoming Ubcoin Market MVP, Big Name Partnerships, and More Move over eBay, there’s a new marketplace in town! Ubcoin Market upends the traditional peer-to-peer marketplace model by not only giving users a place to buy and sell items, but to enable t... You May Likes reading: Also Read: How to Buy Bitcoin With USD Dollar

Ubcoin Founder Felix Khachatryan Dishes on Upcoming Ubcoin Market MVP, Big Name Partnerships, and More

Move over eBay, there’s a new marketplace in town! Ubcoin Market upends the traditional peer-to-peer marketplace model by not only giving users a place to buy and sell items, but to enable them to become crypto investors in the process. Bitcoinist sat down with founder Felix Khachatryan to learn more about Ubcoin Market and find out what the future holds for this innovative platform.

Bitcoinist: Ubcoin aims to provide a marketplace where anyone can safely and instantly sell or buy real goods in exchange for cryptocurrency. What is the biggest problem with similar marketplaces today, and where does Ubcoin fit in?

FK: Ubcoin is not exactly a marketplace: eBay, Amazon, Avito, etc. let people sell stuff but we let them become crypto investors via selling stuff. Ubcoin is not a crypto exchange, either: we don’t use fiat money. So one might say that Ubcoin Market is a hybrid between a marketplace and a crypto exchange.

Bitcoinist: Why is decentralization important for a peer-to-peer marketplace and how does Ubcoin utilize smart contracts to ensure decentralization? 

FK: Decentralization in general and smart contracts in particular are important for peer-to-peer trading platforms in that they enable the customer to keep their anonymity, maintain the security of their data, and safeguard them from fraudulent schemes.

Thanks to smart contracts, our platform is able to provide escrow services, to serve, as it were, as an underwriter of your transaction; it guarantees that the transaction will be successful. You don’t have to trust another person; you trust the automated system regulating the transactions.

Bitcoinist: Ubcoin’s white paper claims that the “mass adoption of cryptocurrencies is inevitable and imminent.” What makes you so sure? 

FK: A number of reasons:

The exponential growth of cryptocurrency users and cryptocurrencies’ market cap.

The enormous number of blockchain projects receiving huge amounts of money – this year, the overall amount of money raised by ICO projects will probably rise beyond $10 billion.

The creation of the Telegram cryptocurrency, the largest ICO project in the world: by 2020, it will have more than 500 million users.

All of these factors suggest that the mass adoption of cryptocurrencies is inevitable and that using cryptocurrencies will become just another item in our repertoire of online social interactions.

Bitcoinist: In layman’s terms, how does Ubcoin actually work? 

FK: You open the Ubank app — you will either have it pre-installed if you are a Samsung or Fly user or you download it from Google Play or App Store — and sign up via Telegram, email, or mobile phone number. Once you are in, the app identifies your location in order to show you relevant postings.

Then, let’s say, you want to acquire cryptocurrency. In order to do that, you have to sell something. For instance, you have an iPad you want to sell. You click ‘Invest’, click the ‘+’ button, select a category, create a new posting, upload photos, write a description, indicate a price in dollars which will be automatically converted to UBC, and set geographical preferences (show to people from your neighbourhood, your town, your country, etc.).

Then you wait.

Another user who already possesses a certain amount of cryptocurrency and want spend it, clicks ‘Exit’, searches the ‘Tech’ category, finds your iPad.

Then you talk in an internal chat and negotiate the price as well as the place and the time of your meet-up. The seller (you) sends an invoice right in the chat. The buyer can either accept or decline. If he or she accepts, the system puts the required amount of UBC on hold and notifies the seller.

You meet. If everything’s in order, the buyer and the seller confirm the deal in the app. That’s it, the deal is done: you’ve acquired cryptocurrency, the other person now has an iPad.

After that, you can send your newly obtained UBC to any crypto exchange listing UBC tokens and exchange it to any major cryptocurrency. Later on, it will be possible to do this without leaving the app: the exchange functionality will be implemented within the Ubank app.

Bitcoinist: How much work has gone into building Ubcoin’s marketplace platform? 

FK: The development of the MVP for the Ubcoin Market itself — which is extremely sophisticated, because we’ll have to process many transactions in a secure fashion — will take 6 months. But it’s being done on the basis of Ubank’s processing system, which has been constantly worked on and updated for more than 5 years now.

By mid-summer, the prototype of Ubcoin Market will be ready (soon, our website will allow visitors to follow in real time the progress of the platform’s development). By the end of the year, we will update the Ubank app, and it will have Ubcoin Market integrated into it.

Bitcoinist: How does Ubcoin help protect users’ data? 

FK: Ubcoin Market will use Ubank’s processing system which has been working with numerous banks for more than 4 years and that satisfies the requirements of all world standards, including Visa’s and MasterCard’s PCI DSS. That means that we are allowed to store and process bank card data.

Apart from that, we are going to have an AI-powered tool that will pre-screen seller postings for potential infringements of morality, safety, and due care. It will learn from our users’ actions, content, and complaints to identify whether an item is lawful and whether a piece of content (photos, descriptions) is unique. The tool will analyze individual users’ behaviour and block those whose actions will be deemed suspicious.

It will also analyze the validity of documents uploaded by our users for KYC (our users will be encouraged to do that in order to receive additional offers and get access to additional features).

Bitcoinist: Give us three reasons why someone should invest in Ubcoin. 

FK: We already have a sustainable team and a sustainable company, which is quite rare on the current ICO market, where the majority of projects lack transparency. We have several offices, 50+ employees, and a completely transparent structure.

We already have a working product with a huge user base, which is even rarer on the ICO market. Only 9% of all ICO projects have a working business and/or product prior to the start of their crowdfunding campaign. We don’t create a new product from scratch, we just make a new feature of the existing product, which means fewer risks for the investor.

Our product is simple to understand and has a broad appeal. The majority of ICO projects are too niche or too complex and they are doomed to be used only by a handful of experts in a certain field. Our product is a universal solution – it solves problems both of potential and existing crypto investors and it doesn’t require a high level of tech expertise. If you know how to sell stuff on eBay, you’ll figure out Ubcoin Market.

Bitcoinist: What are your opinions on the current cryptocurrency market? 

FK: I’m sure that by the end of the year, we’ll see a number of regulatory measures implemented on the ICO market. Which might be a good thing: although people have become more careful, there are still many scam projects out there, and it will be helpful to have, for instance, some kind of international regulatory body that would verify projects before they would be able to start their crowdfunding campaigns.

Another major thing is Telegram’s coming to the crypto space. The Telegram cryptocurrency, that is supposed to be made available by the end of the year, will definitely change the game. Knowing Pavel Durov, we can expect a truly high-quality product that will take the best features from the best projects, and build on them.

Bitcoinist: Where do you see blockchain industry in 5 years? 

FK: I think blockchain will be used in many aspects of our everyday life and will make them better. But, mind you, not all aspects will be augmented by blockchain, which is a good thing.

As for the cryptocurrencies, I agree with many leading economists who think that the concept of fiat money might become obsolete and we will be using exclusively electronic money.

Bitcoinist: Ubcoin boasts some rather serious partnerships – Samsung, Mastercard, Visa, and Bitmain to name a few. What is the nature of these partnerships, and which do you feel are the most important? 

FK: Partnerships with manufacturers leading to pre-installations present one of the best ways of marketing and reaching out to the wide audience: 80% of users will use the pre-installed app within the 6 months of purchasing a phone. And we’re really good and experienced at this: for instance, our team has been collaborating with Samsung for more than 10 years now – they pre-installed our previous products Navifon and uTalk, have been pre-installing Ubank and are going to pre-install Ubcoin Market. We create value-adding services for each manufacturer; we put ‘smart’ in their ‘smartphones’.

It’s impossible to single out any of our partners as the most important one; all of these partnerships have been instrumental in our development. Visa and MasterCard have given us confidence in the security of our users’ data; Samsung has given us insight into how our users react to our products; and so on.

But, what’s more important than any partnership, is the interaction with end users themselves. After all, it’s for them that we work.

Bitcoinist: What excites you the most about Ubcoin? 

FK: We have found a way to solve the problems of many people who want to be part of the ever-expanding, burgeoning world of cryptocurrencies. We didn’t want to create a ‘successful business’, we wanted to solve a problem: to find a way for people to invest in and exit cryptocurrencies in an easy manner. And we’ve done it. That’s what excites us most about Ubcoin.

Do you have more questions about Ubcoin Market? Ask them in the comments below!

Images courtesy of Ubcoin, iStockPhoto

The post Ubcoin Founder Felix Khachatryan Dishes on Upcoming Ubcoin Market MVP, Big Name Partnerships, and More appeared first on Bitcoinist.com.

  source: http://bitcoinist.com/ubcoin-founder-felix-khachatryan-dishes-upcoming-ubcoin-market-mvp-big-name-partnerships/

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