itschocoswirl

[itschocoswirl]

◇ How to Save Money◇

♡ We save money to prepare for the futurehandle surprises and reach our goals ♡

Set a Goal

Know what you’re saving for whether it’s a big purchase, an emergency fund, or just extra cash. Set a specific amount and a deadline.

Track Your Spending

Write down every expense for a week or two. This helps you see where your money goes and spot areas to cut back.

Make a Budget

Plan your money by dividing it into needs, wants, and savings. Stick to your plan to avoid overspending.

Cut Unnecessary Expenses

Skip things like takeout or subscriptions you don’t use. Focus on essentials and treat yourself occasionally.

Save Automatically

If possible, set up automatic transfers to your savings account. Even small amounts, like $1 a day, add up over time.

Look for deals and discounts

Shop during sales, use coupons, or buy in bulk to save on everyday items There are also apps that give you discounts like the lidl app

Avoid Impulse Spending

One thing i do is wait 24 hours before buying something i don’t really need. This helps curb impulse purchases.

Public Transport/Walking.

If possible, walk or use public transport instead of driving or taking taxis. (Great for fitness, too)

50/30/20 rule

50% Needs : Essential expenses like rent, utilities, groceries, and transport.

30% Wants : Non-essential expenses like entertainment, dining out, or hobbies.

25% Savings : Set aside for future goals or an emergency fund.

[itschocoswirl]

✨How I Stay Fresh and Smelling Amazing All Day! Even if i sweat alot ✨

● Shower with a refreshing body wash: I start with a body wash that has a clean, fresh scent it's like a fresh start for my skin! 🌸 then I simply top it off with my favourite scented body wash (honey or vanilla 😘)

● Apply Baby or Scented Powder: After my shower, I dust baby powder all over. It absorbs moisture, keeps me dry, and gives me that soft, clean scent without the sweat! (Am a very sweaty person, especially in the summer 😭)

● Layer scents: I finish up with a light body mist or lotion that matches my perfume. It helps the fragrance last longer and keeps me smelling amazing!

● Stay hydrated: Drinking plenty of water keeps my skin glowing and my natural scent fresh. 💧

[itschocoswirl]

How to Start Journaling

Pick Your Journal

Choose a notebook or app that you like. It doesn’t need to

be fancy!

Set a Purpose

Decide what you want to achieve, whether it’s tracking

goals, reflecting, or being creative.

Keep It Simple

Start with a few sentences. Write about your day, what you

ate, feelings, or things you're grateful for.

Make It a Habit

Journal at the same time daily or weekly to stay consistent.

Be Yourself don't copy other

Write honestly. Your journal is for you!

[itschocoswirl]

2025 will be our year of success

[itschocoswirl]

How to Glow Up: A Complete Guide

Glow-ups are more than just physical transformations, they're about improving your mindset, health, and confidence. Here’s a guide to help you on your glow-up journey

Skincare Routine:

● Start with a basic routine: cleanse, moisturize, and use sunscreen every day.

● Add face masks or exfoliation to your routine once a week.

● Stay hydrated! Drinking water helps keep your skin clear and glowing.

Hair Care:

● Opt for protective hairstyles like buns or braids to reduce damage.

● Deep condition your hair weekly to keep it soft and manageable.

● Trim split ends regularly to maintain healthy growth.

Fitness and body care

● Create a workout routine that works for you—whether it’s yoga, cardio, or strength training.

● Focus on your posture for an instantly more confident look.

● Exfoliate and moisturize your body to keep your skin smooth and soft.(I recommend an African net sponge)

Diet:

● Eat more whole foods like fruits, vegetables, lean proteins, and healthy fats.

● Cut back on sugar and processed food—they can make you feel sluggish and affect your skin.

● if you tend to eat alot like me 😭 I recommend using chopsticks

Mental and Emotional Glow-Up

Positive Mindset:

● Start gratitude journaling to focus on the good in your life.

● Surround yourself with supportive, uplifting people who bring out the best in you.

●don't watch depressing content you are what you eat

Personal Growth:

● Read books or listen to podcasts that inspire you and help you grow.

● Set achievable goals and create a vision board to visualize your dreams.

Relaxation and Sleep:

● Get 7–9 hours of quality sleep each night to recharge your body and mind.

● Meditate or take breaks throughout the day to manage stress effectively.

Style and Aesthetic

Upgrade Your Wardrobe:

● Choose clothes that flatter your body shape and make you feel confident.

● Invest in a few versatile pieces that you can mix and match.

Grooming:

● Keep your nails clean and shaped. (yes even nail bitters)

● Experiment with natural makeup to highlight your best features.

Personalize Your Look:

● Wear colors that complement your skin tone. (autumn, winter,spring, summer tones also)

● Add accessories like jewelry, scarves, or belts to elevate simple outfits.

Hobbies and Skills

Explore New Activities:

● Try something new, like painting, dancing, or learning a language it’s a great way to stay off your phone (do something you will enjoy)

● Find hobbies that make you happy and align with your goals.

Time Management:

● Create a schedule to balance school, work, hobbies, and relaxation.

Digital Glow-Up

Social Media Presence:

● Share positive and creative content that reflects your personality.

● Learn your best angles and lighting to take better photos.

• reduce your screen time (if you are using it to study or important tasks those are great but scrolling on TikTok 24/7 ☹️)

Digital Spaces:

● Organize your phone, computer, and social media profiles for a fresh start.

Daily Habits for a Glow-Up

● Be consistent with your self-care routines—results take time but are worth it.

● Smile more! It’s an instant confidence booster and makes you appear approachable.

Remember:

Glow-ups aren’t just about looks, they’re about feeling your best inside and out. Start small, stay consistent, and enjoy the journey!

[itschocoswirl]

May this year be successful

[itschocoswirl]

ABOUT ME

Me

Hey, I’m choco_swirl passionate about balancing school, fitness, and personal growth. I’m all about leveling up both academically and physically

My Hobbies & Interests

When I’m not studying or being on my phone, I’m working towards my fitness goals or sleeping (I love sleeping) 😭 I really like anime my favourite anime is grave of the fireflies

What I Post

Here, you'll find study tips, motivation, and updates on my fitness journey. I share everything from quick hacks for acing school to workouts. Follow along and let's support each other.