hear me out but i swear jj maybank wld be the no.1 temu warrior 😭😭.
“babe, babe, this only what — 90 cents, 90 cents!”
and you’re just there like 🧍🏽♀️.
”jayj they have tons of lawsuits against them sweetheart, maybe it’s better to invest your money elsewhere?” for fear of him getting broker than he already is with the way he seems so eager to spend.
Bro, if you're a criminal, how do you go out and buy things without getting caught? Like I don't know, you get sick, you just go to the pharmacy or sneak in?
hahaha hey you guys guess what. you'll never believe it. got the guy who's in charge of my fraud case on the phone and he was like "who'd you give one-time security codes to yesterday" and i was like "the guy who called me from the fraud department after they noticed a weird login in florida??" and he was like "that was the fuckin hacker. you got got. IDIOT!!!!!!!!!!" i handed my entire savings over to a fucking guy on the phone on a silver platter. like some kind of fuckin rube. bro
My Cruze has served me faithfully for 12 years, but lately, it's been a real financial pain in the ass. Still hoping to get another year or two out of it at least!
when you use a credit card, you're not paying at that moment. you are putting the charge on a Bill that you will be paying layer; it's essentially a bar tab, but for anything you use that card on.
"Unlimited" does not mean infinite money. it means the credit card has no limit on how much you're able to add to your bill before it stops working. on most cards, you have a Limit where once you reach it, you need to pay it off before you can use the card again. on an Unlimited card, that limit doesn't exist; you can wrack up $5,000 on your bill and it won't say a thing. but you DO have to pay that bill. it's basically the same as if you'd asked a friend to pay for your stuff with the agreement that you would pay her back.
a credit card is not magic plastic that pays for things without you having to use your own money. it is your responsibility to pay for that bill once you get it, and if you fail to do that for long enough, you will wrack up Debt. this is why it's very dangerous to use a credit card when you don't have the money to pay for it right then and there; you will have to pay it over time, and you may end up paying MORE than it would have been because of late fees. Credit Cards are essentially a scam to get you into debt if you're bad with money.
if you're looking for a card you can use that just instantly pays it so you don't have to worry about it, you want a DEBIT card. this is a card directly linked to a bank account. you usually get one automatically when you open an account.