#Death benefits

[brisbane-injury-lawyer]

Death benefits are crucial for providing financial security to the beneficiaries after the loss of a loved one. These benefits, often associated with life insurance policies, retirement plans, or employer benefits, can help manage immediate expenses and long-term financial needs. However, securing and managing these benefits can be complex, involving a deep understanding of legal and financial issues. Here’s a guide on how families can effectively secure and manage death benefits.

[trustymikh]

there are many benefits to being a ground-type pokemon trainer

[keys2invest]

What is Burial or Funeral Insurance & How Does it Work?

Burial insurance, also called funeral expense insurance, final expense, or funeral insurance, is a helpful tool for loved ones paying for a departed family member or friend’s funeral, memorial service, headstone, urn, and other final expenses. It is essentially a life insurance policy, but with a much smaller benefit amount than traditional life insurance. It’s usually purchased to cover final…

[familyraksha]

Sum Assured VS Death Benefit

Sum assured and death benefit are terms often used in the context of life insurance policies, but they have distinct meanings.

Sum assured refers to the guaranteed amount of money that the insurance company promises to pay out to the policyholder's beneficiaries in the event of the insured person's death during the policy term. It is the core benefit of a life insurance policy and represents the financial protection provided to the insured person's loved ones.

On the other hand, death benefit is the actual amount paid out by the insurance company to the beneficiaries upon the death of the insured person. While the sum assured is the predetermined amount specified in the policy contract, the death benefit may be equal to or less than the sum assured, depending on various factors such as the policy's terms, the cause of death, and any outstanding loans or debts against the policy.

In some cases, the death benefit may include additional amounts such as bonuses or accrued interest, which are paid out along with the sum assured. However, if the insured person dies by suicide within a certain period after the policy inception, typically within the first year, the death benefit may be limited to the premiums paid, and the sum assured may not be payable.

In summary, sum assured is the guaranteed amount specified in the life insurance policy contract, while the death benefit is the actual amount paid out by the insurer to the beneficiaries upon the insured person's death. While they are closely related, they are not always synonymous, as the death benefit may be influenced by various factors beyond the sum assured.

[personal-injury-compensation-law]

In Australia, a comfortable retirement generally relies on the hard-earned savings in your super fund. But many people question, “What happens to super when you die?” The simple answer is that the deceased’s nominated beneficiary generally receives super death benefits. Typically, the insurance policyholder selects this person while still alive.

[financeloan09]

Death benefit insurance

A life insurance policy guarantees death benefit insurance payment to the beneficiaries if you die during the life of your active life insurance policy. Life insurance is one of the most popular choices among Indians when it comes to protecting the future of your loved ones.

[piratecaptainscaptainpirates]

The way Ed curls up all tiny when he's feeling scared or very sad never fails to break my hurt. Like, he's a six-foot-tall middle-aged man but he looks so small. He usually carries himself with so much confidence, but then you see him when he's upset or hurting and you could hold him in one hand he's so small.

I'll never emotionally recover from this shot I think. Literally how did they make him look one inch tall.

He obviously feels so much safer when he's hidden and curled up so he looks and feels smaller.

When he's having a panic attack remembering his abusive father, that's the one that especially hurts me. He's still that scared little boy.

Something about it is so vulnerable and heartbreaking. It's clear he's learned that he's safest when he's hidden away and small, taking up as little space as he can.

[puppetmaster13u]

Prompt 195

“Oh. It’s you.” 

The entity that had been summoned practically growled, a cloak like swirling galaxies- or was it swirling galaxies molded into a cloak- shimmering around their form. One pair of arms crossed over a chest where a star pulsed with the heartbeat of universes, alive yet dying as lazarus green eyes glowered down at the league and bats alike. 

“You know you could, fucking call, right?” they whined, aura of terror suddenly broken, unnatural fear torn away and leaving all of them wrong-footed and confused.

Well, apparently all of them except for Ras, who had an honest to fuck grin on his face, one that looks almost carefree, if a little feral. Nope. No thanks. Not this timeline-

“But phones didn’t exist last we spoke, ya ‘amar.” 

[xoxoemynn]

For OFMD Tumblr friends who want a S3 and are scared of Twitter

First, no judgment from me. I very much get it. I resisted Twitter for a long time, and even though I'm now a bit more comfortable on it, it's still not my Fandom Home. There are a TON of valid reasons not to be on Twitter, but if you REALLY want to keep OFMD visible right now and help its chances of returning for a third season, Twitter is the best place to do it. Like it or not, Twitter is still the best social media platform for raising awareness and for instant news updates.

Tumblr posts don't make headlines. Topics that have been trending on Twitter do. And if we want this show to come back, we need to make OFMD impossible to ignore.

By now you've probably seen just how close we came to a S3, and if you're like me, you are RAGING and donning your battle jacket. But I get it can be intimidating to get on Twitter for the first time, so I thought I'd address some common anxieties I see. I'll put below a cut because this got a bit long, but I promise it's a quick read.

I don't know what to say! Where do I even start? That's okay! You don't have to create your own tweets (although it's great if you do). Amplifying other people's posts is also important. Go ahead and like/retweet/reply to other people's posts. This may also help you get an idea of what you may like to say in your own tweets.

Hashtags...yes? Yes! Although don't use too many or you may get flagged as a bot. The biggest one that seems to be emerging is #SaveOFMD. Other popular ones are #RenewAsACrew, #RenewOurFlagMeansDeath, and of course, #OFMD and #OurFlagMeansDeath.

Should I just be tagging all the streaming services? Per @renewasacrew, no. It's counterproductive. You'll want to tag one streamer at a time and be specific. Below is an example of a tweet I made the other day -- use specific reasons why that that particular streamer may benefit from picking up OFMD.

I'm scared. People are mean. Yeah, people are mean. But I will say the vibes over at OFMD Twitter are currently the best I've ever seen them. People seem to have united for the greater good and are being overwhelmingly positive and just trying to do whatever we can to save the show. (That said, again, I already had a pretty curated feed, and was very liberal with blocking users/terms I didn't want to see, but I've been able to spend so much more time in the For You tab than I ever have without being jump scared by something.)

But I don't know anyone there! Wouldn't I just be shouting into the void? Not if you use the hashtags! Fans are being really good about following those and engaging with the tweets. Plus, [Stede voice], I'm your friend. I'm xoxoemynn over there as well, I'll follow you back and engage with any of your posts that I see. Plus, what's been REALLY lovely to see is that SO many lurkers have come out of lurkerdom to support the efforts, and they are being welcomed with open arms, so you will not be alone. Again, I am telling you, vibes? Best I've ever seen them.

I can't get sucked into another social media platform, I don't have the time. The beauty here is you don't need to spend a lot of time. I've been on Twitter more in the past week than I have in the entire year I've had an account, and I'm still only on for maybe an hour total the entire day? I open the app, I check a couple accounts, I engage with a handful of posts, and I close the app. It takes all of five minutes. It's an extremely small lift that can have a very big impact.

My bet is on Zaslav expecting us to be upset, and that there may be a day or two of outrage, but then we'd move on. I'm sure right now he's trying to convince everyone that this is a fluke, and that it'll blow over soon. Don't let him win. Keep OFMD in the news. Be loud (but polite) and make Max and other streamers take note of what a passionate, loyal fan base this show has. Make their stocks continue to drop. Make it clear this is NOT just a fluke, it is NOT business as usual. It's a BIG fuck up with lasting consequences.

Twitter, for all its sins, is the best place to do this.

Now let's get our damned show back.

[edscuntyeyeshadow]

love the scene in season one where stede’s looking out the window bitching about ed and jack to olu because it just fucking reeks of that common queer experience where we would say/do the gayest/transest shit ever while still being deep in the closet.

girly said “do you think he’s better looking than me?” but didn’t realize he was gay until like 1-2 episodes later. he’s so Real

[bs-fangirl]

I was not expecting merman!Stede but I’m so here for it

[howtodrawyourdragon]

Whenever I see a post about Chief Hiccup (or watch Httyd 2, for that matter) I'm always reminded of how Stoick did not want his son to become chief the way he did.

Maybe it's because Stoick saw his reluctance to succeed him, maybe it's something Stoick went through himself when he became chief and he wanted to spare his son the pain, but he had a plan. He was going to retire. Step down and let Hiccup take over in his stead. That way, his father could ease him into this insanely big responsibility, could be there to guide him, help him with the tough stuff he knows Hiccup might have trouble with.

Except, then he dies at Drago's hands. And Hiccup ends up thrusted into a position a feared to be in. And yeah, he does it mostly alone, just as his father did before him, which is exactly what Stoick was hoping to avoid.

[siniov]

might be time to throw the whole system out when your government is literally cheering on social murder

[thebad-lydrawn-sanses]

Killer's/Horror's Species (Homo Venator Carcharodon // Human Hunter Shark)

  Upper Half: cartilage and muscle, mostly

  Mouth: large mouth full of very sharp teeth (lined in red for easy viewing)

  Caudal (Tail) Fin: vertical

  Top Fins: dorsal fins (2)

  Side Fins: pectoral fins (4)

  Bottom Fin: anal fin (1)

  Variation 1: stops growing once an adult

  Variation 2: continues growing once an adult

  Both: grow from birth like sharks

  Both: ages only slightly faster than humans

  Diet: evolved to primarily eat humans (can digest other things)

  Extra Notes: no swim bladders, no gills

Dust/Cross's Species (Tristis Apparentia Anguilliformes // Sad-Looking Eel)

  everything is covered in mucus

  Below Upper Body: stomach

  dorsal fin (1)

  anal fin (1)

  Hair: oddly shaped fin (mimics hair)

  Mouth: eel teefers

  Face and Hands: fine motor controls

  Face: every facial expressions is purposeful/voluntary except for the pupil direction

  Eyes: rolled back eyes are the default

  False Thumbs: dewclaws, not thumbs

  Hunting: grab food and shove into mouth

  Woman 1: it- it looks human??

  Woman 2: WHY DO YOU HAVE A FACE, SIR? CEASE

  Eel: <- mermaid ancestor

  Evolution: eels split into anti-social and humanoid due to humans

Main/Stereotypical/Common Mermaid (Homo Venator Bivalvia // Human Hunter Clam)

  a beautiful, conventionally attractive HOLY SHIT

  Stem of Lure: grabs shit

  Body: clam creature

  Body: clam with teeth

  after hatching

  maturity (will never stop growing)

  Lure: <- stagnant face, but eyes latch onto movement (if the clam is big enough it'll eat the whole ship)

  live pirate reaction

Pirate 2: TELL HER TO GO AWAY

Pirate 1: FOR THE LAST FUCKING TIME I'M NOT A MERM-

Killer: HOW ARE YOU EATING THROUGH YOUR UPPER MOUTH THAT IS ILLEGAL

[forgetme-eternally-blissfully]

Cale is pretty shameless.

If he was told by the GoD that he could get 1 billion gallons if he kissed one of his companions, he wouldn’t blush. No. He would start bartering.

“Only a billion gallons? The Crown Prince has offered me more for less. You’re a god, live up to the name. 30 billion for a kiss on the cheek. I’ll even do a knuckle kiss for 20 billion if you feel cheap.”

The Sun God pitches in. “50 billion gallons for a kiss on the lips.”

Cale turns it down immediately. “You think my first kiss is only worth 50 billion gallons? You must think you’re funny. You couldn’t afford my first kiss with your whole religion.”

The GoD interrupts. “85 billion gallons and a heavenly item.”

He clicks his tongue, do they think he’s stupid? “A heavenly item would only draw more attention to me. I want to be a slacker. Use your head.”

Both gods curse. They can’t let him become a slacker, it would ruin everything.

After a minute of thinking, the GoD and the Sun God come to a conclusion. They’re going to cut their losses and take what they can get. “Okay, we’ll buy a kiss on the cheek for 30 billion gallons.”

Cale makes eye contact with them. “50 billion.”

The gods cry out in indignation, but Cale refuses to budge on this.

With a look of defeat, they split the cost and tell him to pick someone to kiss on the cheek.

He chooses Raon. The dragon is very happy with the sudden display of affection, and the gods curse the name Cale Henituse.