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#Marine finance
davidson-eric · 5 months
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The dollar collapse is happening NOW!"
The Storm is coming sooner than expected. All financial systems controlled by the corrupt government will collapse.
This crash will be felt on a global level, and many currencies, especially the USD, will be worthless.
Fiat accounts, savings and retirement accounts, mortgage, e.t.c will crash down and wipe off from the system once this event happens, Quantum Financial System is the savior.!!!
Convert every money in your possession to digital gold & silver backed coins and move them into the QFS ledger for safety . There will be a Global Reset. All banks and fiat exchanges will be closed, and there will be a lot of uncertainty & confusion. Cash will be worthless and outdated, and all bank accounts will be closed and crash to zero .
All cabal public banks will be confiscated, and foreclosures will be frozen, as will all public and private dept(mortgage,loans, credit, and debit cards).
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sunchipss · 11 months
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I’m so glad that ‘M’ exists
bc they perfectly fill the space of art teacher in the high school au that lives in the back of my brain
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makkie-is-screaming · 4 months
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Have to submit my elective for next year by tomorrow and I can’t pick
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loveistrueblue · 11 months
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saucedupturtle · 1 year
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Just Acquired A New Rare Fish!
Am I doing This Right? This Is How Investering Works Right?
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caliber8info · 2 months
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Caliber8 Connects You to Leading SShipping jobs in Singapore
Caliber8 is a dynamic maritime, accounting, and finance recruiting agency, that excels in placing mid to senior-level candidates at Shipping jobs in Singapore. They offer roles like Assurance Finance Manager, Ship Operations Executive, and Technical Superintendent. Caliber8's expertise ensures a perfect cultural and technical fit, fostering successful client-candidate relationships and impactful results through thorough evaluations and dedicated resources.
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boatingforbeginners · 3 months
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Tips for Finding the Right Boat Financing
Financing a used boat requires careful planning. To come out on top, you should consider doing the following:
Start by checking your credit score, as it influences loan interest rates and the type of loan you qualify for.
Set a realistic budget, considering all associated costs like insurance, docking fees, and maintenance. You should also account for the cost of hiring a marine surveyor Cape Coral. Most lenders will require that you provide a current marine survey report from an accredited marine surveyor.
Shop around for loans from banks, credit unions, and marine lenders to compare terms and rates.
Get pre-approved for a loan to strengthen your negotiating position with sellers.
At the end of the day, you should choose a boat loan that fits your financial goals. Always weigh the pros and cons of loan terms and fixed versus variable interest rates.
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release-th-kraken · 5 months
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THE STREETS (TWITTER) ARE SAYING SAM SWAG IS BACK???????? ^_^
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defensenow · 5 months
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davidson-eric · 5 months
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Donald Trump, Glenn Beck and Tucker Carlson are trying to warn the American people of what's to come but unfortunately they are being silenced.
The dollar is crashing and so are the banks. In the past 2 months, America has experienced the 2nd, 3rd and 4th largest bank collapses in America history..... And it's only getting started.
Before leaving Fox, Tucker Carlson warned of the impending U.S . dollar collapse as the banking crisis. Your hard-earned wealth is at risk as financial institutions crumble and the value of the dollar plummet.
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ausloansfinance · 1 year
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Purchasing a jet ski is no small investment, and it's not a decision to be made lightly. This comprehensive guide will help you avoid some common missteps.
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Imagine Annabeth and Percy have a kid early, unplanned and it kinda fucks with their finances so Percy drops out of school to get a job so he can care for the kid and support Annabeth in school. At first he gets a job teaching kids sword fighting but then he hears about underwater welding which pays well because it’s dangerous but Percy is a child of the sea so it’s much less so for him. His boss is even willing to give him flexible hours which means Annabeth doesn’t have to take their kid to class anymore and they can actually afford daycare (why does is it the price of a mortgage nowadays???). A huge financial burden is lifted and Percy doesn’t mind the work so it’s good all the way around.
Fast forward to when Annabeth is done her masters in architecture and lands a job at a top firm. They’ve got savings and have Annabeth’s income to rely on. Percy heads back to school and finishes a degree in marine biology, going on to research some really niche topics like how underwater welding impacts the environment and shifting from there until he’s a well known expert in the field.
Just them finding their way. Supporting each other and landing on their feet no matter what
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coffeeman777 · 2 months
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This is for all of my follwers/mutuals who are Christians:
I want to preface this by saying that what I'm about to share with you is only to ask you for prayer. I don't want favors, and I'm not looking for a handout. We need God to open a door for us, and so I beg you, please pray for us.
We moved to Florida coming on three years ago. We came here primarily because we believed God was leading us here. In various ways, we believed God confirmed His will for us, and so I left a great job and we sold a great house to move here. We have been opposed in every way imaginable since.
Days after moving down, Lisa and I were in a terrible car accident that we only walked away from by God's grace. We were rear-ended by an Edible Arrangements delivery truck on the highway, and Lisa sustained significant injuries that are still causing us major problems. The franchise owner was operating their delivery vehicle without insurance, and I've learned since that they shut down their Edible Arrangements franchise and took off, leaving us holding the bag.
I've been in armed security since I got out of the Marines, and in New Hampshire, that was enough to take care of myself and my family. But it isn't in Florida. The pay for most armed security gigs here is super low, and I haven't been able to find work comparable to what I had in New Hampshire. So I tried to change courses.
I earned my personal trainer certification through the National Academy of Sports Medicine, but couldn't make it as a trainer. I made the attempt to go back to college and get a degree and certification as a paramedic, but after months of jumping through hoops, that fell through. I went back to New Hampshire by myself and spent six months away from my family to try to earn enough money working both my old job and a second job, but that plan didn't work because hours were limited with both gigs, and each job wanted me to work overlapping hours; I couldn't make the schedules line up.
My incredibly generous parents-in-law offered to pay our bills so that I could come back to Florida and try a new plan. I went to a CDL training course to get into trucking. After the very long and very expensive process, I finally got my CDL-A. While I was working on that, a random disagreement between my health insurance company and the medical supplier that issued me my cpap (I have sleep apnea) resulted in the supplier demanding that I give them the machine back. It took from middle February to early June for me to get another cpap. The end result is that, as of today, I have just under two months of cpap usage data. I discovered only after getting my CDL that no trucking company will hire me with less than 90 days of cpap usage data.
I've been pre-hired and subsequently turned away from three different trucking companies since I got my CDL over the cpap nonsense (one of which told me that what I had for cpap usage was fine, only to tell me on the first day of orientation that it actually wasn't fine, and they had to let me go). It's going to be another month before I can get started with any trucking company, and I'm concerned that I'll have to go to refresher training, which will only increase the months of time I'll have to spend as a trainee with whatever company hires me, which means it will be a long time before I make enough money to survive.
My in-laws can't continue paying our bills, and although I've had a half dozen low paying jobs in this time just to be bringing in something, now I'm struggling to get anything. I've applied to more jobs than I can remember, and I can't get any traction. Not even Domino's will call me back. Our backs are up against a wall.
My first payment for the money I borrowed to pay for CDL school was due almost a month ago, and I haven't been able to pay it (I had to get financing because my GI Bill expired and the VA ignored my request for an extension). Rent is almost 2k a month. We can't afford groceries (we've been living off of food pantries).
I don't know what to do. I've been crying out to God for an open door, but so far nothing has happened. My in-laws are just about tapped out, and in my mind, the only thing worse than wrecking my own family financially is dragging them down with me.
Please pray for us. Please pray for God to give us an open door, or some understanding of what to do next. I know God didn't bring us here to let us die. God is good, and God keeps His promises. God is perfect, and righteous, and just in all His ways. God has promised that He will turn about all things for the good of them that love Him. I know God has not abandoned us, and that when the time is right, God will make a way.
I say again, I am not looking for favors or begging for money. I know all of us are really going through it right now. All I want from you is prayer. Please pray intensely for us.
Thanks, I love you all.
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sargeantposting · 9 months
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A Logan Sargeant Primer: Part I (2000 - 2015)
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Logan grows up in a ritzy suburb of Fort Lauderdale called Lighthouse Point with his parents and his older brother, Dalton.
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The Sargeants don't have a deep motorsport history. Dalton and Logan get their first go-karts for Christmas in 2006, a gift from their father after their mother refuses to let her children ride dirt bikes anymore. Logan tells the NYT that:
“No one in the family was really even that much into racing. We just picked it up as a hobby, something to do on the weekend.”
The two brothers get more serious as the years go by-- within a few years, they're racing competitively. They both do well. Logan finishes in third place in only his first year of racing, and wins two titles in his second. 
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Unfortunately, they figure out fairly quickly that there isn’t much more room to advance in American karting:
My older brother, Dalton, and I had been racing for a few years, and it had gotten to the point where we were asking around about where the next best level of competition was, and everybody was saying the same thing…. It was always Europe, Europe, Europe, Europe. To the point where my parents really started to think about it. At first it was just this idea, like Maybe we’ll move to Europe, who knows. I was just a kid overhearing stuff, so I didn’t know how serious the conversation must have been until this day I’ll never forget.
The conversation gets serious in 2012, when Logan’s dad, Daniel, asks the two if they want to move to Switzerland:
It was summer, and we were out to lunch. It was me, my dad, and Dalton. [...] So we’re at this restaurant, right? Chowing down on burgers (my favorite), and my dad gets to asking us about racing. Finally, he’s like, “What do you guys think? Do you really want to race in Europe? Are you 100% sure about this?” Me being 11 and naive, I was like, “Yeah sure.”  Looking back on it, I think I was lucky I was that young and that I didn’t really know what I was signing up for. All the different ways it could change my life, the level of sacrifice it would require from my whole family. Because if I had known, I don’t know if I would’ve made the same decision so easily. It all happened fast, like in the movies. One minute, it’s Christmas, I’m six, and me and Dalton are yelling at the top of our lungs, excited about the two karts sitting in the driveway, pointed diagonally at each other like in a magazine. Next minute, I’m 11 and Dalton’s 14. We’re sitting at the table eating lunch with my dad, and it’s decided — our family’s moving to Europe.
When Logan tells the same story in GQ in 2023, he says:
I was always just going with the flow. For me it was just: sure.
The Sergeant family leaves for Switzerland just as Logan finishes up fifth grade. While Logan always talks about the family move to Switzerland in the context of his parents making sacrifices for his career, it's a little more complicated than that.
 GQ’s profile steps around the subject, briefly mentioning that “in addition to the racing opportunities, [Logan’s] Dad had business there.” Unfortunately, business would be an understatement. 
At the time, Logan’s dad, Daniel, worked for the family business– an asphalt trading and shipping company named Sergeant Marine. One of the driving forces behind Sergeant Marine’s success would be Daniel’s older brother, Harry. 
When Logan’s detractors mention his family’s connections to Trump, they’re usually referencing Harry. The NYT describes his billionaire uncle as “a former [Top Gun] fighter pilot and onetime finance chair of Florida’s Republican Party who has been sued by the brother-in-law of King Abdullah II of Jordan and whose name turned up, tangentially, in the 2020 impeachment of former President Donald J. Trump. (Harry was not accused of any wrongdoing.)” 
Harry would leave the company around the time Daniel moved his family to Switzerland. According to The Florida Phoenix, “The entire family was embroiled in a long-running bitter series of lawsuits that ended with a 2015 bankruptcy settlement. Harry III walked away with a cool $56-million. In return he gave up any claim to ownership of Sargeant Marine and other family companies. There were 14 different lawsuits in several states in addition to the bankruptcy. The lawsuits produced salacious testimony that could only arise in a vicious dispute between millionaires. Harry III accused his brother Daniel of spending millions on his sons’ pursuits of race car driving and other ventures. Meanwhile, Daniel accused Sargeant III of being a spendthrift on things such as a $7.5-million mansion, private jets and exotic cars.”
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Logan with his dad.
It would, somehow, get worse:
Oil and asphalt mogul Harry Sargeant III claims that industrial design plans along with recordings of "private consensual relations" were purloined from his private email account and traded off to a corporate intelligence agent as part of a years-long smear campaign against him spearheaded by his brother. Reigniting a long-running saga of brother-against-brother litigation, Harry Sargeant III claims that hundreds of pages of business records, personal discussions and "extremely sensitive videos and photographs" were illegally obtained from his email account. The material was used as currency for information-bartering between his brother Daniel Sargeant and a corporate intelligence chief at the nonparty legal service firm Burford, the lawsuit alleges. Harry is demanding damages for alleged invasion of privacy on the part of Daniel. The brothers had in years past worked together on managing the Sargeant family's global oil and asphalt empire, before intra-family disputes began to tear them apart. [...] The lawsuit claims the Burford investigator, a former corporate attorney, knows Harry well. According to the court documents, the investigator for years worked as an enforcement agent on a $28 million judgment secured against Harry by the king of Jordan's brother-in-law Mohammad Al-Saleh, who accused Harry of cutting him out of a deal to distribute oil to troops in the Iraq War. [...] Harry claims brother Daniel gave the corporate intelligence agent the treasure trove of Harry's emails  in exchange for inside information that would help the Sargeant family's asphalt company Latin American Investments in a separate multimillion-dollar legal dispute. Harry's underlying email account ran on a server of the family company Sargeant Marine. When he was ousted from the Sargeant empire, Harry had been told that the account was cut off at the root and all information in it had been destroyed, the lawsuit says. The lifted emails were instead provided to an "untold number of people" inside and outside of the family businesses in 2016, the lawsuit claims.
The information that Daniel traded his brother’s sex tape for would end up being useless. Daniel is currently out a $5 million bond and awaiting sentencing for the foreign bribery and money laundering charges he pled guilty to back in 2019. After bribing officials in three South American countries to secure asphalt contracts, the Department of Justice ended up making an example of the company– and Daniel– for violating the Foreign Corrupt Practices Act. 
While Logan cites his career as a big reason for the family move, it appears that Sargeant Marine had conveniently made shell companies in Switzerland to aid in their illegal business dealings that same year.
Logan, blissfully unaware of any drama, tries to make the most of the big move. They move to Lugano, Switzerland– Dalton and Logan go to the American School on weekdays and race on the weekends in the European junior circuit, bouncing them between Italy, Switzerland and Britain. In GQ, Logan says:
“I definitely felt like school was a lot more challenging than in Florida,” he recalled. “And we were missing a lot of school, for sure, but that’s part of it with racing. It is what it is.”
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Logan loves Switzerland. In his Players’ Tribune article, he says:
We moved into a three-bedroom apartment. It was me, my parents, Dalton, and our dog Roxy, the world traveler. Big difference from Florida. We had a whole new life. I loved Switzerland. I had a lot of good friends at my school there. I can’t explain it, but I just felt more a part of things. Me and my friends were big Chelsea fans, and we’d be hanging out, playing soccer all the time. We played Call of Duty like every other kid in the world.
However… Logan is the only one. Daniel is out doing shady asphalt deals around the world and suing his brother. Dalton moves back to Florida after a year-and-a-half. Their mother follows soon after that. Logan ends up living alone at the school: 
Dalton was my older brother, so for as far back as I can remember, I was chasing him. Man, we fought all the time. Every race, we were up against all these other kids, but he was always the one I was really trying to beat. But the thing is, when you’re a kid you miss things. You just can’t see everything so clearly. Like, for instance, being a bit older than me, I think he felt the shift more strongly when we moved, but I didn’t know it. He stayed in Switzerland for a year and a half, did some European karting, and started testing Formula cars. Then one day he just decided he wanted to go home and race in America. I won’t lie, that was a shock at the time. But I get it more now. Making that big life change was hard on my mom, too. Just think, you’re living in this brand new place, don’t have many friends. Me and Dalton were at school all day. My dad was traveling all over the place with work, so he was hardly there. The reality is, she was on her own a lot. So she ended up going back to Florida, too. For about a year and a half after that, it was just me. I was living at the school during that time.
When talking about how his mom moved back to Florida while Logan was living alone in Europe as a teenager, he told the Players’ Tribune that:
Looking back on everything, I just see all the sacrifices they made, and it means so much. No matter what they were going through, my family always pushed me to keep going. I feel like that was probably the hardest for my mom, especially. She means the world to me. She’s a bit of a worrier too, and overthinks. I think I get that from her. She’s always been the person I could go to when I was doubting myself. So I can’t imagine how hard it must have been for her to encourage me to keep going, when I know she probably wanted our family to be together. I’m really grateful, not only that they believed in me that much, to move our entire family, but that they took my passion for driving seriously enough not to let me give it all up.
While Logan’s personal life may be troubled, his karting career is doing exceptionally well. In 2014, he wins the prestigious SuperNats18 in Vegas:
Infinity Sports Management, Facebook - SARGEANT DOMINATES IN LAS VEGAS. Logan Sargeant produced a stunning display last weekend in the TAG Junior category at the Supernationals race in Las Vegas. After finishing runner up in the race in 2013 Logan was eager to go one better this year and bring home the winners trophy. Although Logan got pipped in qualifying he still managed to win every heat ensuring he would start from pole position for the final on Sunday. From there he kept the lead and came home 5.6 seconds clear of the second driver. With this win in TAG Junior Logan become the first driver ever to win the TAG Cadet and TAG Junior categories at the Supernationals race.
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2015 manages to be even more exceptional. Logan starts the season by being the first North American driver to win a WSK event by winning the WSK Champions Cup in La Conca, Italy.
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Logan with his mother after winning the WSK Champions Cup.
The season reaches its peak with Logan becomes the first American to win an FIA Karting World Championship, the top junior series, since Lake Speed in 1978.
He gets to go to the FIA Awards:
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Logan: And I couldn’t thank my mechanic enough. And also my parents, uh, they really helped me to be able to win the world championship and it’s just an amazing feeling. Interviewer: I mean, did you, did you, what did you do when you found out you won? Did you call your friends at home? Did you phone your grandpa? What did you get up to? Logan: Uh, no, I just gave my mom and dad a really big hug. Interviewer: Is it still sinking in now? Logan: Yeah, it’s, it’s a really emotional thing. [...] Interviewer: Tell me about when you were a little bit younger than you are now. You’re only 14 now. But why racing, why, why is this so important to you? Logan: Um, well, my dad bought me a, a racing kart when I was five years old and we started from there. We thought it would just be like a little hobby and, uh, it ended up becoming like a professional thing we did. So. Interviewer: So, so was there a moment when you, when you or your dad just thought ‘Wow, I’m quick. I can do this’? Logan: Um, well, not really. We just kept progressing and then, um, when we, when we decided to come to Europe to race, um, we moved to Switzerland and from then on we were just, uh, going to school, I started going to school in Switzerland. And, yeah, and then we just kept going and then ended up like this. Interviewer: Do you have any other hobbies? Can you fit anything else in? Logan: Um, well, other than school it’s really hard. But when I get my breaks and I go back to Florida for, um, I like to go fishing a lot and, yeah, that’s what I do. Mostly. 
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When interviewed after his win, Logan tells kart360 that:
Moving away from home is a very hard thing in your own personal life. You lose all of your best friends. You don’t have your "home" and you have to adapt to a different culture. It is hard to move to a country that speaks a different language than what you know, but racing is so important to me that I stuck through it and kept on going.
Logan clearly struggles on a personal level. He discusses his feelings in his Players’ Tribune article, saying: 
Coming up racing as a kid isn’t easy. That’s the most honest way I can put it. I can’t tell you how many times I’ve said to myself, I’m done. I’m ready to come home. I’m glad I didn’t, but there were plenty of times when I wanted to. I remember one big time was the summer right after Dalton went back. We took this trip to the Bahamas with some of our extended family and friends. We were on the water, and everything was feeling like old times. And I think I just had this pit in the bottom of my stomach, like dreading going back. There was a night when I went to my mom, and I was like, “I’m just ready to come home.” I remember her asking me more questions about what I was feeling. I don’t even remember what I said, to be honest. I just remember that she didn’t tell me what to do. She left it completely up to me. My dad used to always say, “If you put in the work now, it’ll pay off eventually — it’ll be worth it.” And he kind of reminded me of that on that trip too. It’ll be worth it. Those four little words … that’s what kept me going. After that I sucked it up, went back to Switzerland, put my head down, and I went for it."
When Logan makes the jump to single seaters the next year, his parents rent him an apartment to live in by himself in London. The only time he’ll spend more than a few weeks in the US since he was a 12-year old would be during COVID.
But Logan’s time in single seaters will be for the next installment.
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Logan through the years.
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No, “convenience” isn’t the problem
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I'm touring my new, nationally bestselling novel The Bezzle! Catch me in CHICAGO (Apr 17), Torino (Apr 21) Marin County (Apr 27), Winnipeg (May 2), Calgary (May 3), Vancouver (May 4), and beyond!
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Using Amazon, or Twitter, or Facebook, or Google, or Doordash, or Uber doesn't make you lazy. Platform capitalism isn't enshittifying because you made the wrong shopping choices.
Remember, the reason these corporations were able to capture such substantial market-share is that the capital markets saw them as a bet that they could lose money for years, drive out competition, capture their markets, and then raise prices and abuse their workers and suppliers without fear of reprisal. Investors were chasing monopoly power, that is, companies that are too big to fail, too big to jail, and too big to care:
https://pluralistic.net/2024/04/04/teach-me-how-to-shruggie/#kagi
The tactics that let a few startups into Big Tech are illegal under existing antitrust laws. It's illegal for large corporations to buy up smaller ones before they can grow to challenge their dominance. It's illegal for dominant companies to merge with each other. "Predatory pricing" (selling goods or services below cost to prevent competitors from entering the market, or to drive out existing competitors) is also illegal. It's illegal for a big business to use its power to bargain for preferential discounts from its suppliers. Large companies aren't allowed to collude to fix prices or payments.
But under successive administrations, from Jimmy Carter through to Donald Trump, corporations routinely broke these laws. They explicitly and implicitly colluded to keep those laws from being enforced, driving smaller businesses into the ground. Now, sociopaths are just as capable of starting small companies as they are of running monopolies, but that one store that's run by a colossal asshole isn't the threat to your wellbeing that, say, Walmart or Amazon is.
All of this took place against a backdrop of stagnating wages and skyrocketing housing, health, and education costs. In other words, even as the cost of operating a small business was going up (when Amazon gets a preferential discount from a key supplier, that supplier needs to make up the difference by gouging smaller, weaker retailers), Americans' disposable income was falling.
So long as the capital markets were willing to continue funding loss-making future monopolists, your neighbors were going to make the choice to shop "the wrong way." As small, local businesses lost those customers, the costs they had to charge to make up the difference would go up, making it harder and harder for you to afford to shop "the right way."
In other words: by allowing corporations to flout antimonopoly laws, we set the stage for monopolies. The fault lay with regulators and the corporate leaders and finance barons who captured them – not with "consumers" who made the wrong choices. What's more, as the biggest businesses' monopoly power grew, your ability to choose grew ever narrower: once every mom-and-pop restaurant in your area fires their delivery drivers and switches to Doordash, your choice to order delivery from a place that payrolls its drivers goes away.
Monopolists don't just have the advantage of nearly unlimited access to the capital markets – they also enjoy the easy coordination that comes from participating in a cartel. It's easy for five giant corporations to form conspiracies because five CEOs can fit around a single table, which means that some day, they will:
https://pluralistic.net/2023/04/18/cursed-are-the-sausagemakers/#how-the-parties-get-to-yes
By contrast, "consumers" are atomized – there are millions of us, we don't know each other, and we struggle to agree on a course of action and stick to it. For "consumers" to make a difference, we have to form institutions, like co-ops or buying clubs, or embark on coordinated campaigns, like boycotts. Both of these tactics have their place, but they are weak when compared to monopoly power.
Luckily, we're not just "consumers." We're also citizens who can exercise political power. That's hard work – but so is organizing a co-op or a boycott. The difference is, when we dog enforcers who wield the power of the state, and line up behind them when they start to do their jobs, we can make deep structural differences that go far beyond anything we can make happen as consumers:
https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff
We're not just "consumers" or "citizens" – we're also workers, and when workers come together in unions, they, too, can concentrate the diffuse, atomized power of the individual into a single, powerful entity that can hold the forces of capital in check:
https://pluralistic.net/2024/04/10/an-injury-to-one/#is-an-injury-to-all
And all of these things work together; when regulators do their jobs, they protect workers who are unionizing:
https://pluralistic.net/2023/09/06/goons-ginks-and-company-finks/#if-blood-be-the-price-of-your-cursed-wealth
And strong labor power can force cartels to abandon their plans to rig the market so that every consumer choice makes them more powerful:
https://pluralistic.net/2023/10/01/how-the-writers-guild-sunk-ais-ship/
And when consumers can choose better, local, more ethical businesses at competitive rates, those choices can make a difference:
https://pluralistic.net/2022/07/10/view-a-sku/
Antimonopoly policy is the foundation for all forms of people-power. The very instant corporations become too big to fail, jail or care is the instant that "voting with your wallet" becomes a waste of time.
Sure, choose that small local grocery, but everything on their shelves is going to come from the consumer packaged-goods duopoly of Procter and Gamble and Unilever. Sure, hunt down that local brand of potato chips that you love instead of P&G or Unilever's brand, but if they become successful, either P&G or Unilever will buy them out, and issue a press release trumpeting the purchase, saying "We bought out this beloved independent brand and added it to our portfolio because we know that consumers value choice."
If you're going to devote yourself to solving the collective action problem to make people-power work against corporations, spend your precious time wisely. As Zephyr Teachout writes in Break 'Em Up, don't miss the protest march outside the Amazon warehouse because you spent two hours driving around looking for an independent stationery so you could buy the markers and cardboard to make your anti-Amazon sign without shopping on Amazon:
https://pluralistic.net/2020/07/29/break-em-up/#break-em-up
When blame corporate power on "laziness," we buy into the corporations' own story about how they came to dominate our lives: we just prefer them. This is how Google explains away its 90% market-share in search: we just chose Google. But we didn't, not really – Google spends tens of billions of dollars every single year buying up the search-box on every website, phone, and operating system:
https://pluralistic.net/2024/02/21/im-feeling-unlucky/#not-up-to-the-task
Blaming "laziness" for corporate dominance also buys into the monopolists' claim that the only way to have convenient, easy-to-use services is to cede power to them. Facebook claims it's literally impossible for you to carry on social relations with the people that matter to you without also letting them spy on you. When we criticize people for wanting to hang out online with the people they love, we send the message that they need to choose loneliness and isolation, or they will be complicit in monopoly.
The problem with Google isn't that it lets you find things. The problem with Facebook isn't that it lets you talk to your friends. The problem with Uber isn't that it gets you from one place to another without having to stand on a corner waving your arm in the air. The problem with Amazon isn't that it makes it easy to locate a wide variety of products. We should stop telling people that they're wrong to want these things, because a) these things are good; and b) these things can be separated from the monopoly power of these corporate bullies:
https://pluralistic.net/2022/11/08/divisibility/#technognosticism
Remember the Napster Wars? The music labels had screwed over musicians and fans. 80 percent of all recorded music wasn't offered for sale, and the labels cooked the books to make it effectively impossible for musicians to earn out their advances. Napster didn't solve all of that (though they did offer $15/user/month to the labels for a license to their catalogs), but there were many ways in which it was vastly superior to the system it replaced.
The record labels responded by suing tens of thousands of people, mostly kids, but also dead people and babies and lots of other people. They demanded an end to online anonymity and a system of universal surveillance. They wanted every online space to algorithmically monitor everything a user posted and delete anything that might be a copyright infringement.
These were the problems with the music cartel: they suppressed the availability of music, screwed over musicians, carried on a campaign of indiscriminate legal terror, and lobbied effectively for a system of ubiquitous, far-reaching digital surveillance and control:
https://pluralistic.net/2023/02/02/nonbinary-families/#red-envelopes
You know what wasn't a problem with the record labels? The music. The music was fine. Great, even.
But some of the people who were outraged with the labels' outrageous actions decided the problem was the music. Their answer wasn't to merely demand better copyright laws or fairer treatment for musicians, but to demand that music fans stop listening to music from the labels. Somehow, they thought they could build a popular movement that you could only join by swearing off popular music.
That didn't work. It can't work. A popular movement that you can only join by boycotting popular music will always be unpopular. It's bad tactics.
When we blame "laziness" for tech monopolies, we send the message that our friends have to choose between life's joys and comforts, and a fair economic system that doesn't corrupt our politics, screw over workers, and destroy small, local businesses. This isn't true. It's a lie that monopolists tell to justify their abuse. When we repeat it, we do monopolists' work for them – and we chase away the people we need to recruit for the meaningful struggles to build worker power and political power.
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/04/12/give-me-convenience/#or-give-me-death
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