Hii what is your best advice to younger adults trying to make it independently and make a living? In art, savings or anything you think of. Thank you in advance!
dont be too hard on yourself. its tough out there right now in regards to like everything regardless of what old people say. also this is going to be a lot so im slapping a read more on here
⭐️ first thing id recommend for anyone is to start figuring out a budget. figure out how much youre making monthly. keep all your food receipts for a month or two to see what youre spending on food. find out what youre paying for thats necessary like utilities and whats not
the goal for a budget (or at least mine) is to find a good balance of earning vs spending. im paying off my credit card right now because i ran through all my savings after we had to move last year but my goal used to be to save 1/4 of what i earned after bills and putting money into an emergency fund (usually an emergency fund is 3 months worth of expenses). but it depends on how much you can comfortably put away. if you can put more away do it. but if you never spend money and deprive yourself of joy youre going to burn yourself out regardless of what your job is
⭐️ if youre not already buy store brand for as much shit as you can. if its an ingredient i promise as someone who cooks and bakes you probably wont notice the difference. if its an actual snack it depends. again both from a money perspective and to boycott pro-isreal companies we get a lot of snacks from aldis and theyre awesome. i dont miss anything from mars, oreos etc when i have my chocolate coconut wafers
⭐️ if you have any subscriptions and you need to get rid of something you can probably cancel them. for *most* things theres some kind of free alternative. but again just like with a budget. there are going to be some subscriptions that make your life easier and while youd save money without them it would lead to extra work and burning out. ex willow has kofi gold because it has really cool extra features that help with running the shop. but for streaming services? im going to be so honest. both to save money and with how cheeky streaming companies (in a bad way) have been getting… you can find whatever you want to watch online for free
if you need to use anything from the microsoft office suite, but youre not required by youre job to specifically use microsoft, libreoffice is a free alternative that i actually like better. its what i use to help willow run their shop and its free
for art programs. if you still have photoshop switch. not just for money reasons. adobe is getting bold with what they can claim as their content and use from what people produce in their program. the switch isnt the easiest but there are a bunch of alternatives. some free some like csp offer one time licenses which are so much better than subscriptions. will has spent almost $2k on photoshop and after effects from using it as long as they have. when csp is $50 and they like csp better anyways. i also know of krita and fire alpaca which are free
⭐️ also theres stuff about being an adult that i thought you had to pay for but you dont? like for car insurance i went through an independent insurance agent and they found me a cheaper plan than i could find myself. i didnt pay the guy. they get a cut from the insurance company for finding them another customer. some banks or credit cards offer financial advising sessions to users. its boring but if you can get a copy of your health insurance see if they have any free shit on there thats available for you. my brother gets free doctor finding? like i can call them, tell them what specialist he needs and instead of me calling around to find one that can take him, they connect me with someone. my work offers 3 free therapy sessions (better than nothing) and free food that i take advantage of
⭐️ i think one of the biggest things that makes an impact for us is researching before buying stuff. sounds like a no brainer but you dont just want to find the cheapest deal. you want to find the best bargain, the best bang for your buck. whats the best quality thing you can get that you can also afford? itll prevent your from having to replace stuff all the time and by extension spending more than you need to. we have nonstick pots and pans that are scratched and starting to peel (which apparently can cause cancer??) that were cheap because of being on sale. now after looking into what makes quality cookware i know i should of just slowly bought stainless steel
⭐️ last big one. credit cards. unfortunately we need them so find one with a low apr and that offers decent cash back. use it up to like 20% of your limit and pay it off every month. focus on using it on things that will get you cash back so you can essentially get free money
im sure i could ramble more but this is already super long
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It's been four months since I found out about him and yet your yeehaw man is still taking up space in my brain
Dunno how you did that but in light of this I will be drawing Lucky again in an undisclosed amount of time
Anywho on a different note I really love ur artstyle!! Even if I'm not all that into stuff like Deltarune I still really enjoy seeing ur stuff when it pops up
it's because he's just so charming, obviously 🥴 he's an asshole who likes to bang at my brain door at 2am requesting attention when i'm trying to do shop work lmao
but thank you!! it's always nice when people can still enjoy my work even if they don't know the media it's from or if it's not from something to their personal liking, really makes me feel like my art has value on it's own and i appreciate that too. take a yeehaw for your troubles.
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