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The Financial Anxiety Solution: A Gentle Guide to Money Calm
The Financial Anxiety Solution: A Gentle Guide to Money Calm
Practical Steps to Understand Your Money Fears, Build Healthy Financial Habits, and Cultivate a Peaceful Relationship with Your Finances
In todayâs fast-paced world, financial worries have become a silent epidemic. Itâs not just about numbers; itâs about emotionsâthose 3 a.m. wake-ups, the pit in your stomach when the bills arrive, and the chronic uncertainty that keeps your dreams on hold. The Financial Anxiety Solution by Thiare Nicole Obma offers a gentle, psychologically grounded roadmap for anyone who wants to reclaim peace and confidence around money.

The Financial Anxiety Solution: A Gentle Guide to Money Calm: Practical Steps to Understand Your Money Fears, Build Healthy Financial Habits, and Cultivate a Peaceful Relationship with Your Finances: BUY EBOOK CLICK HARE
What Is Financial Anxiety?
Financial anxiety is more than just stress over a budget. Itâs a deep-rooted psychological response that affects your thoughts, emotions, and even your body. You might be earning a decent income and still feel like itâs never enough. Unlike financial stress, which is a temporary reaction to a specific situation, financial anxiety lingers. Itâs the constant âwhat ifâ loopâwhat if I lose my job, what if I can't retire, what if I canât provide?
According to the American Psychological Association, money has remained the number one source of stress for Americans for decades. Obmaâs guide doesnât just validate this realityâit provides a compassionate and practical framework to break free from the cycle.
Understanding Your Money Story
A core principle in The Financial Anxiety Solution is that your current relationship with money is largely shaped by past experiences and subconscious âmoney scripts.â These are beliefs you formed from childhoodâlike âmoney is evil,â âmore money will solve everything,â or âyou have to suffer to save.â
Obma walks readers through exercises to uncover these inherited patterns, exploring how generational trauma, cultural values, and family dynamics all contribute to money anxiety. By identifying these scripts, you can begin to rewrite the narrative from fear to empowerment.
The Four Core Money Scripts
Money Avoidance â âMoney is bad; it causes problems.â
Money Worship â âMore money will finally bring peace.â
Money Status â âMy self-worth equals my net worth.â
Money Vigilance â âI can never be too careful with money.â
By recognizing your dominant script, you gain insight into the emotional drivers behind your habitsâwhether thatâs overspending, hoarding, or constant financial self-sabotage.
Practical Tools for Immediate Relief
Financial anxiety affects more than your walletâit affects your body. Obma emphasizes the link between money and the nervous system, showing how fear around finances triggers fight-or-flight responses. To combat this, she offers science-backed tools like:
The 5-4-3-2-1 Grounding Technique to reorient yourself during panic.
Diaphragmatic Breathing and Box Breathing to activate your bodyâs natural calming response.
Scheduled Worry Time to contain and reduce obsessive financial thoughts.
Self-Compassion Exercises to shift your inner dialogue from shame to kindness.
These tools arenât a distraction from your financial goalsâtheyâre essential preparation. A calm mind is a prerequisite for clear decision-making.
The Joyful Budget: Aligning Money With Your Values
Most budgeting advice is rooted in restriction. Obma flips the script by introducing values-based budgetingâa method that prioritizes intentionality and joy. Instead of tracking every penny, you design a spending plan that reflects what truly matters to you.
The âThree-Bucket Budgetâ includes:
Fixed Costs & Needs â Essentials like rent, groceries, and transportation.
Future You â Savings, investments, and debt repayment.
Joyful Spending â Guilt-free money for things that align with your values (e.g., travel, learning, giving).
By aligning your budget with your personal values, you shift from a scarcity mindset to one of abundance and clarity.
Creating a Gentle Savings Plan
One of the most empowering chapters of The Financial Anxiety Solution focuses on building a financial safety net. Instead of jumping straight to long-term goals like retirement, Obma recommends starting with a âstarter emergency fundââas little as $500â$1,000âto create a psychological cushion.
Her approach to savings includes:
Automatic transfers right after payday (âpay yourself firstâ).
Segmented savings accounts (e.g., vacation, car repair, peace-of-mind fund).
The 1% Ruleâsaving just 1% of your income as a starting point.
These small, consistent steps build confidence and momentumâcritical ingredients for long-term success.
Facing Debt Without Shame
Debt is one of the most common sources of financial anxiety, yet also one of the most loaded with guilt. Obma reframes debt repayment as an act of empowerment, not punishment. She introduces the Debt Snowball Methodâpaying off the smallest balances first to generate quick wins and emotional relief.
For those who prefer optimization, she also briefly covers the Debt Avalanche Method, which prioritizes high-interest accounts. But the emphasis remains on choosing the method thatâs emotionally sustainable, not just mathematically ideal.
A Calm Approach to Investing
Obma offers a refreshing take on investing, likening it to gardening rather than gambling. Instead of overwhelming readers with jargon, she explains:
Index funds and ETFs as low-cost, low-stress starting points.
Dollar-cost averaging to smooth out market fluctuations.
Simple, automatic investing routines that reduce decision fatigue.
The focus is on planting seeds for the future, not becoming an overnight expert.
Money, Relationships, and the Definition of âEnoughâ
Money doesnât just affect your individual well-beingâit impacts your relationships. Obma dedicates an entire section to financial intimacy, providing scripts for calm, constructive money conversations with partners.
She also explores the philosophy of âenoughâ, encouraging readers to define wealth not by income or possessions, but by alignment with personal values, time freedom, and meaningful connections.
Your Daily Practice: Money Calm in Action
The final chapter introduces a simple but powerful 5-Minute Financial Wellness Routine, including:
A mindful check-in
Reviewing financial goals
Practicing gratitude for small wins
Updating one small item (like checking a balance or canceling a subscription)
This daily practice keeps you grounded and connected to your goals without being overwhelming.
Conclusion: A New Relationship With Money Starts Now
The Financial Anxiety Solution is more than a financial self-help bookâitâs a compassionate guide to emotional healing and empowerment. Thiare Nicole Obma doesnât ask you to be perfect. She invites you to be gentle, curious, and brave. Whether youâre drowning in debt or simply tired of worrying despite having âenough,â this book offers a path to clarity, joy, and long-lasting financial peace.
Frequently Asked Questions (FAQs)
1. Who is this book for? Anyone who experiences chronic worry, shame, or confusion about moneyâregardless of income level. Whether youâre financially struggling or successful but stressed, this guide can help.
2. Does the book offer practical financial advice or just mindset work? Both. It blends psychological insights with actionable strategies for budgeting, saving, debt, and investing.
3. Do I need financial knowledge to understand it? Not at all. Obma writes with warmth and clarity, making even complex topics easy to understand and apply.
4. How is this book different from other financial guides? It puts mental health and emotional healing at the center of the money conversation, offering a trauma-informed, shame-free approach.
5. Where can I buy the book? You can find The Financial Anxiety Solution on Amazon and other major ebook platforms.
If youâd like, I can format this article for WordPress, Medium, or Amazon Author Central Blogâjust let me know!
The Financial Anxiety Solution: A Gentle Guide to Money Calm: Practical Steps to Understand Your Money Fears, Build Healthy Financial Habits, and Cultivate a Peaceful Relationship with Your Finances: BUY EBOOK CLICK HARE
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aughhhhh I miss orange chicken so bad
#robin processes emotions on main#want to use my Fun Money Budget to go get orange chicken. maybe it would fix me.#sadly I simply won't have Time or Energy to go out to eat for the next two weeks#I can dream though.... I can dream#oh prayer request btw for those who r praying types#I have. a very busy two weeks coming up. it's going to be A Lot with not a lot of time to rest. I really hope I can make it withoutâ#âwithout spiraling downwards too much in the self care department. please energy levels get me through this#anyway also for everyoneâplz bear with me because I will be busy and stressed and probably not have a lot of social energy#thanks <33
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#I think i'm finally done managing creative egos#particularly men's#I don't think I have it in me anymore#genuinely#after more than 25 years#I think I've had it#It's enough managing my own#I'm so tired of it all#like - bone-tired#not even stressed#just over it#that doesn't mean I can give up work just like that#but I've got to somehow learn to click a switch in my brain#to make it possible to do my job well without caring as much about managing egos#I'm writing this because I'm trying to stop myself yelling and swearing out loud in public#not to invite comment or anything#i'm lucky to work in the arts and make a living#but when I find myself drafting budgets 'for a break' I know it's all too much#trying to hold on to the joy of creative work and recognise how lucky i am#but it keeps getting tainted
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do i regret using up diamonds to pull on the permanent banner (bc im obsessed with the 4* ability outfits) bc now i want both 4* limited outfits AND their recolors? kinda. will i keep pulling on standard banner until i complete said ability outfits? OF COURSE!
#infinity nikki#max plays infinity nikki#im not that obsessed w saving up in infinikki bc like Its Clothes#my budgeting and hoarding is saved for genshin#for nikki i want to just chill and stay f2p and just pull what i want without stress#mine.txt
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Mom called me a shitty roommate today bc after months of her telling me to rent a uhaul (too young to do so) and then flaking out on me whenever I asked her if we could it on x day, I gave up on trying to get my bf's heavy TV and dresser and ordered a mountable tv, instead of buying more storage totes so that I could add to the ever increasing stack of totes in our guest bedroom
#leading up to and since raine moved in i have thrown tons of shit away and so has he#we both moved from larger rooms into a smaller shared room#meanwhile my parents moved into a bigger room with a bigger closet and claimed the garage for storage space#i have several decorative items that would look cute out in the livingroom without clashing with her style#but she considers all my items ''clutter'' so i have to keep them in my room or in a tote#except all my totes are already occupied by other shit#i threw away 90% of my friends items that i was storing here in an effort to make my room tidier#(and to ensure that my items are not littered around the livingroom and kitchen)#i got a bed frame with drawers so i could store items in there#i am not a horder and neither is raine but we have to condense two peoples worth of things into one room and two closets#and like i said before we both had bigger rooms before moving to this house#my room was way larger before. even with my giant ass desk (that doesnt fit in my room) my old room#didnt look cluttered bc it had lots of open space. even tho that was a 2 bedroom apartment#and this is a 3 bedroom duplex with garage the square footage in this house was budgeted poorly#my hallway is literally a snail spiral shape so a lot of space is lost to the curvature#not to mention my parents have bought more shit than we had at the old place to fill up space that we all shared in our old apt#except i am going to mention it bc i think this is totally unfair#i get that my mom has never liked when my room is messy. she's my mom and she is going to nag#but she does not have to use my room or bathroom (she has her own. thats bigger than mine)#and i keep my bathroom clean for guests#and she has made it clear that she is unwilling to help me even when i ask and tried to plan out ways to cheaply get more furniture#raine has had tote boxes in his car since he moved in bc he knows that we dont have a place for them inside#not to mention several collectable swords (including limited edition skyrim sword and genuine damascus)#which is kind of a fucking road safety hazard since they are real blades#but he puts up with it bc he doesnt want to add to the clutter#i bought this tv and wall mount bc i know that as long as my tv is grounded to a dresser i cant rearrange my room to make more space in here#and im donating my current tv to the guest bedroom bc they wont buy one for it#they also wont buy a dresser for it which is why my mom was hounding me to rent a uhaul for raines dresser#(i cannot stress this enough. we are both TWENTY. how are we going to rent a car. we need older adult help!!!)
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hey question why is mac n cheese so addicting to eat send post
#i need to comfort myself today bc things are stressful and i just wanna be comfy#and mac n cheese felt comfy to eat#and i'm fuckin. shoveling it in. without even meaning to#i keep thinking back to college times when i had barely any money for food and i would get these 40c boxes of mac n cheese#cuz like that's a wild price and you bet your ass i'm gonna at least try it#and dude. i would eat the fuck out of that shit Instantaneously#obviously it's the cheapest stuff on the planet so like it's not like it was outrageously delicious. it was just addictive. it was my Crack#idk if i can get it here now and i don't need to budget myself like that anymore but like. man. that shit hit Different#i never did a drug in college but. man. that would probably be one of the best foods to be high with#moral of the story: i fuckin love mac n cheese. it has no right to be as good as it is. why am i like this
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someone send me good vibes so i actually get a call back about a job this week ohhh i miss income so bad
#been Very Stressed about this#also really want to find my next flat#but feel i cant do it without solid income#so i know for sure what my budget will be#and that i dont have to pack it up and move home a failure lol#but also like#the quicker i find somewhere new the quicker i can move out of current place#i want out so bad#i Do Not feel super comfortable here which is fun
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RideBuddy: The Best Carpooling Solution for Students Attending Hackathons & Tech Events
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#RideBuddy: The Best Carpooling Solution for Students Attending Hackathons & Tech Events#Description:#Participating in a hackathon or tech event? Traveling to the venue can be a hassle#especially for overnight or outstation events. RideBuddy provides a reliable and budget-friendly carpooling option.#How RideBuddy Supports Tech Enthusiasts:#đ» Share a Ride with Fellow Techies#Find carpool partners attending the same event.#Make new connections and discuss ideas on the way.#đ° Save on Travel Costs#Split fuel expenses and avoid high transport fares.#Keep your budget focused on the event#not on commuting.#đ Convenient & Flexible Travel#Choose a ride that suits your schedule.#Travel comfortably and stress-free.#Conclusion:#RideBuddy ensures tech students can attend hackathons and events without worrying about expensive or inconvenient travel!
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My personal goal is to try and make fanfic binding as accessible to everyone as possible, so here are some resources on how to make a fanfic hardcover for under $25.
This is a barebones bind for the broke college students and such. Happy to field questions, too!
Here's a proposed budget breakdown:


Loosely organized thoughts:
Fanfic bookbinders often share typesets amongst each other. Never pay for a typeset for a fanfic.
You'll hear a lot about grain direction for your printer paper, but as a newbie on a budget without your own printer, settle for some nice 92 bright or cream colored paper. If you like the hobby, splurge after but expect to pay at least 2-3x more for short grain paper.
Printing is a pain because some copy shops won't let you print intellectual property smut, and it's very expensive. You are better off bartering instead or looking for a free printer on Buy Nothing.
You know the thick paper wrapping that comes with online orders? It's a good weight for endpapers if you need to scrounge. Paper grocery bags or gift bags (birthday presents) might work, too.
Ask your local library to give you covers from books they are throwing out. Ask for outdated textbooks (those covers are built like tanks) or three-ring binders that are too busted to be binders anymore.
Obtain a used book that was mass produced (so your destruction of it does not impede anyone's access) and maybe even become a little vindictive with it.
If you can afford it, I recommend the Olfa SVR knife (~$10)
If you can afford it, upgrade your ruler to a t-square.
(Links to Amazon products above are affiliate links)


I really hope this resource is helpful! I want to stress how possible this is and encourage people to cherish what they love through art.
If you are interested in fanfic binding and have a little more disposable income, I have an affordable Fan Fiction Bookbinding Starter Pack that I carry on my site. I pack them myself and drop them 1x/month on the 15th.
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my mother is very determined that i pay back my one year of student loans right away bc i still have most of the money sitting in my savings and good lord i am not ready to be broke again đ i'm so sick of being financially insecure and fucking poor omg đđ
#frankie yells#like i'll still have a decent amount in savings but like... i'm not going to be making that much at my fucking minimum wage job đ#i don't want to stress about money and i don't want to have to stick to a budget and#i don't want to have to worry so much about money!!#a girl in this world should be able to buy himself little treats without stress!! what the fuck!! đ#this is what i mean when i tell my mum like 'oh fuck im not out of poverty yet' đ like just bc i moved away for uni for a year doesn't#mean shit financially... im actually probably doing worse financially for it đ other than getting my meager resp money straight from my dad#but good lord did uni not make my spending habits any better... living on meal plan was ass but at least i could buy myself little treats#all the time without worry... đ„Č#about to go back into the fucking trenches... im back in the fucking building (poverty)!!!
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you can't go to the bathroom when you want ? :((
Previously I lived in a house with 1 bathroom and 5 people so it was always occupied or always an ordeal of someone hanging on the door as soon as I was in there- or opening it without knocking if I forgot to lock the door. I could only shower in the middle of the night and even then I risked someone needing to go and, while half of my family members were willing to go while someone is in the shower, I was not and so I would rapidly rinse my hair and wrap up in a towel and flee. Being the only person home was rare but a blessing and the level of freedom I am aspiring to when I finally have my own place.
Currently I live in a house with 1 bathroom, 3 people and 3 dogs. The 3 dogs are the bigger issue here as I don't handle them super well- two are untrained puppies who jump on me and bite me, and while I know it's normal puppy behavior, it's scary and hurts. I don't feel comfortable trying to train someone else's dog and especially not disciplining them, so I just try to ignore the dogs and keep my hands and face away from them. My housemates who own the dogs shout at them when they see them jumping and biting, which... Feels like shouting at me, since it is in my direction and I'm letting it happen. I also don't believe shouting at the dogs in any way helps deter them. The shouting stresses me out at best and triggers me at worst. I'm just trying to get from my room to the bathroom and I am being jumped on, bitten, barked at, and yelled at. ...so you might understand why I have to wait until I am in a sturdy enough mental place before making the trek, or wait until they are sleeping or have gone out somewhere.
So, like, no one is stopping me from going to the bathroom ever, there are just a lot of obstacles and my baseline anxiety sits too high to cope with All That a lot of the time. (I have on occasion resorted to things I am not proud of because I know dealing with the banging or the shouting just isn't something I'm going to be able to handle in the next couple hours)
But I have a plan and I'm working hard and eventually I will have my own place. Soon soon soon I will be able to have a whole little home where I am not hiding from anyone and I can cook whenever I want and shower whenever I want and walk around my home in peace. If all goes according to plan, which it never does but I can hope, 3-6 months. Then I can finally, finally, finally have my own space.
#yea I know anxiety is the key player here#but theres nothing I can do about it. my doctor said there are no meds we can add to my current ones without too much risk.#the shouting in this house is stressing me out almost as much as the hoarding and mess going on in my mom's house#my dad's house is way too crowded to move into (5 people 2 bedroom house so even worse than my mom's house)#I just hope and pray I can find an affordable place without roomates. I just want to live alone so freaking bad please please please#(with my new job I don't qualify for affordable housing anymore. or mediaid which is gonna suck when it catches up to me--)#(you'd think. right. that making enough to not qualify for assistance should mean with the right budget I wouldn't struggle. right.)#(but the average rent in my area would still be my Entire paycheck. I will be looking in the tiny and cheap ones.)#soon it will just be me and a cat. and I will still hate work but at least I will be fully comfortable in my own home.#personal#asks#anonymous#maybe tmi#(sorry)
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simon who can afford a better flat than the budget friendly flat he lives in but won't move. johnny doesn't understand. he wants to blame it on simon being the enigmatic, intentionally perplexing man he tends to be but he has a flat.
he doesn't have to. he's got no significant other, no kids (that he knows of, god only knows if simon's got a bairn somewhere. it makes him heated thinking about it. he's it's uncle, damn it.) why does he rent here when living in base is free?
the question answers itself when he's over one evening, empty beer bottles on the table, amber glass reflecting the warm glow of the lone lamp overhead. the television is on, volume turned down, blending with the other sounds of the nightâ the distant barking of dogs, the quiet hum of simon's fridge, the occasional car passing by outside.
the conversation had died down already, not like they don't spend almost every waking breath with each other at work and they'd been sitting in a comfortable silence when there was a sudden, sharp knock at simon's door.
it startles johnny, reaction instinctive as he reaches for his hip, hand curling around the grip of his holstered gun but simon seems relaxed. he pins him with a look and mutters, "s'alrigh'."
what does he mean it's alright? it's 'witchin' hour'' as his mam calls it, who could possible be at his door? he cranes his neck to look andâ
it's you, standing up here with a flour-dusted apron, small hands holding a warm pastry, the steam twisting and curling off of it. you're exude homely charm, soft face glowing from the corridor's light (or maybe it's at the sight of seeing simon, who knows?) he can smell it in the air, sweet, inviting.
what johnny finds interesting enough to send a quick text to kyle is how simon is looking at you. as if you're handing him more than just a custard tart, but also a little piece of heaven, a fragment of a dream he hopes to have one day.
"'m sorry, simon. i wasn't aware you had any company. i just really needed to stress bake or i would've gone off the deep end and end up in prison."
violent little bonnie. he can see the appeal.
simon cups his hands over yours (he definitely did it as an excuse to touch you) as he takes the treat. if you make food to unwind and give it to your neighbors, johnny oughta move in next door too. he'll never turn down free food.
"don't worry about it." johnny's eyebrows shoot to his hairline at the softness in his tone, bottle halfway to his lips.
clearly more than a passing fancy.
"i'll just uhm, if you're friend wants some tooâ" but simon gently interrupts you before he can ask for some of that sweet comfort too.
"he's not hungry."
cruel, cruel bastard. he'll remember this day, jot it down in his calendar. when he gets a girl of his own, he'll be sure to do the same.
johnny wonders if you've got a crick in your neck from looking up at simon as you speak hushed words, meant only for him. can he get at least a nibble of that tart?
you shoot johnny a shy ă
€smile before turning around and simon closes the door, turning back to the warming beers, golden tart in hand.
even the plate it's on is cute.
"ah can see the hearts in yer eyes, lt."
johnny can practically hear the air parting as simon's fist cuts through it, aimed at his head. he avoids it with practiced ease. "ooh, touchy. ah'll leave ye be if i get a bite o' tha'."
he doesn't gets not even a crumb because simon is selfish.
(simon moved here purposefully because he knows you live here and can't be at peace without knowing where you are at all times. there's a tag inside your favorite pair of shoes you left out in the hall once to dry after a hard downpour. the bakery you work at is down the street, if he looks out the south facing window, he can see you going in and leaving work. he likes to let himself in your home and smell your cushions. took one of your shirts too but at least made sure it wasn't one of your faves. he has to wash it every other day)
#it's cute but it's not#sorry! he's crazy!#simon ghost riley#simon ghost riley x reader#simon riley#simon ghost riley x you
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More poly!141 please and thank you my dear đ„°đ€
Anon is banished to the timeout corner to ponder on their grievances
That trope of roommates reader x poly 141âŠ
Imagine you are Desperate with a capital D. Things arenât lookinh bright for you, broke and stressed college student, right now in general, you need a new place quickly, and as it happens, you see an all-too-good offer while apartment searching on Craigslist. Rent is within your budget and god, the place looks really good, butâŠ
Youâll have to share with four men. Four polyamorous men apparently, but still- men. More than one. That alone shouldâve made you give up on it, not even think about considering it. Itâs dangerous, incredibly so. No one within their right mind would agree to it, especially when you read that they are asking for someone who is willing to take up a good bulk of taking care of the place while they travel.
Itâs clearly a scam. A front to a dangerous group.
But the apartment is even better when you actually, stupidly, agree to it. The (military, you learn soon enough) men so very handsome, helping you move in your stuff- the way Price commanded them actually made your knees tremble just a little, but you are not about to get between anyoneâs relationship(s).
Moreover; you really like them. Soap is funny but heâs also the one who tries to stay up with you during your late exam studies. Keyword tries because he falls asleep anyways, head lolling on your shoulder only to end up getting carried by Ghost later.
Gaz is also funny, and he often forces you to go out when you hole up yourself for long lengths of time, get some fresh air on a walk that almost always leads to him treating you to coffee and sandwiches in the little corner bakery. Also the only one to share your love for horror movies so heâs your designated partner for whenever you wanna go to the cinemas.
Ghost and Price are your unofficial guard dogs. Grocery shopping? One or both of them tags along, carrying everything without letting you touch a single thing-
âWhat kind of man would let a lady carry groceries? Iâm not weak, sweetheart. Let go of that bag, just see what else weâll need.â
Ghost just stares straight down at you; no balaclava, but a black surgical mask and his hood drawn up. âDonât even think about it.â
-and they are both bulky. They donât even have to try to appear intimidating, everyone almost subconsciously makes way for them. Never in your entire life have you had easier shopping trips. And youâve lost count of the amount of times youâve stirred awake to find yourself carried to your bed after accidentally falling asleep on the couch.
They were not lying about the lengths of time they are gone, and you understand why they had put in that ad that landed you here in the first place. Once, they were away for months, and they have no contact with you. You always worry for them, regularly checking for any possible texts and sending them updates even when no reply comes.
(You have no ideaaa they have you saved as âlil missusâ, âwifeyâ, âthe madameâ, âdarlinâ in their phones. Or how much they cling to your texts even when they canât reply yet. You donât suspect shit, but the longer the mission drags on, the more resolved they are to just come home to you as soon as possible.
The second John checks his phone and sees your text about getting stood up on a date, his jaw clenches so tightly that Soap glances over, immediately concerned. The others quickly catch on, a tension settling over the group as he reads the message aloud.
Got stood up on that date lol
Guess its just me nd a frozen pizza tonight đ€·ââïž yes ik u hate frozen foods but ur not here sooo
If he wasnât so incredibly angered by the thought of you going on a date that is not with them, getting stood up, he would have focused on your little disobedience. Would have thought of making you repeat why he hates having them in the flat while you sniffle and whine, the result of him taking his palm to your ass a few dozen times for doing this behind his back, but he canât focus on that now.
âLetâs finish this and get home,â He hisses out at last, pocketing his phone. âMissus needs a reminder who she belongs to.â
All he gets, unsurprisingly, is approving nods.)
Back in the flat, you sneeze. How strange; you had just recently finished dusting, and everything should be clean.
Itâs probably nothing.
a bit more | roommate au masterlist
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Yandere Ghost Smut
afab reader ; nsfw
âThis house is totally perfect! Youâll love it,â is what your realtor told you when they finally found a house within your budget. You loved the aesthetics of historical homes, so when they discovered an older house that not only was in your price range, but had just minor damages, they called you immediately.Â
You moved in within the month. It didnât take long to settle into your new home. There was a room with shelves meant for books, and you spent most of your free time there, enjoying the books from your collection that could rival a library. Sometimes, you would feel a sudden chill in the air when reading, and grow pensive. It would feel like someone was watching you. But besides that, nothing was out of the ordinary. You just assumed you were too stressed out and growing paranoid as a result. Everything was fine.
Well, it was. Until you started waking up with strange markings on your body. You woke up one day in a cold sweat, waltzing into the bathroom to wash your face off, only to find what looked like hickeys on your neck and upper chest area. Weird. Did you have bugs in the bed? Was it an allergic reaction to the new detergent you bought for the sheets? You had no idea.Â
You were never able to solve the issue because the markings disappeared within a few hours, and didnât come back again. Once more, you shrugged it off and assumed nothing was amiss.Â
Yet eventually, things got even stranger. Your panties started disappearing one-by-one, and you were sure you hadnât misplaced them. Specifically, your already worn undergarments would disappear from the dirty laundry bin before you could wash them. What the fuck?
âI donât know, Mary,â you call your best friend one afternoon, âI feel like this place is haunted. And whatâs even weirder is I keep getting these wet dreamsâŠlike every night. Iâm not even sexually frustrated so I donât know why I wake up wet or with markings on myself.â
âMaybe you got a ghost fucking ya?â She jokes around and you both get a laugh out of that. But for some reason, the deepest part of your being canât dismiss that thought.Â
You begin to grow paranoid and start searching for any signs in your house that someone else is living with you. You decide to enter the dusty attic, and find rather antique furniture and a box containing a photo of a man and a woman. He was handsome, albeit a little creepy looking, but what struck you as odd was woman next to him. She looked eerily like you. You brought the photos downstairs to do some research on your computer, but alas, found no information on the man or the woman. The only thing you found out was that there was a fire that had damaged the property all too many years ago. You felt the creepy sensation of being watched again, and called it quits for the night, opting to get some much needed rest.
That night, you saw him.
ââââââââââââââââââââ
Itâs midnight when he appears in your room, watching your beautiful self slumber. You were so perfect, all those years ago when you left him, and even now. He loves the way the sheets drape your body, but slowly peels them off to reveal that youâre in nothing but a bra and panties. There is a slight sheen of sweat on your skin as your eyebrows furrow cutely in your sleep.Â
His angel must be having a nightmare, but he can take care of that. Gently, he trails his cold fingers over your curves. He admires your beauty, so happy to see you once more. He canât wait another minute.
While youâre still on your side, he unclasps your bra, relishing the way your tits fall free without the support. They look so beautiful and perfect, he canât even begin to describe how enchanted you make him feel.Â
You roll onto your back. He slides your underwear to the side, revealing your pretty cunt to his ghostly eyes. With a delicate touch, he rubs your clit in small circles, playing with you.Â
You gasp at the touch and he smirks. Your shuffling does little to deter him from his objective.
Heâs on the bed with you, intently staring at your lower half. He admires your folds and moves them open and closed with his fingers, revealing a leaking hole that was your wetness. With a gulp, he slides your underwear off you, wadding it into a ball, burying his face into it as he takes a whiff of your scent. Heâd be tasting the real thing soon enough. Once satisfied, he pockets your undies for safe keeping. He tilts his head down to your lower body, shifting into a more comfortable position. With a breath of anticipation, he slithers his cold tongue over your vagina, moaning slightly at the sensation.Â
Heâs been doing this every night he could manifest, and it never got tiring.
This time, and he doesnât know why, you wake up, staring down at the mysterious man in terror as he laps you up like a man thirsting in the desert. You mean to run but you canât move. You feel something cold and wet tying your body to the bed. You try to close your legs from your violator, but his icu hands grip firmly on your thighs, keeping them wide open for him to shove his face between.Â
Under the moonlight, the two of you make eye contact but he doesnât stop, instead opting to send you a wicked smile. âGood morning, love,â he says gently from beneath you. âI missed you so, so much. You know that?â
Youâre in a state of shock, words screaming in your head but not quite reaching your vocal chords. The only sound you can make is a whimper as he shoves his tongue further into you, his nose rubbing you causing further pleasurable friction. He sucks, licks, and rolls your clit with his tongue.Â
Suddenly, he slides a cold finger into your hole and you gasp, arching your back only to be stuck back down again. âDonât move, pretty thing,â he scolds you.Â
âF-fuck,â you finally manage to whisper, heart racing, âWho are you?â
âSomeone whoâs been watching you for a very, very long time.â Heâs stopped licking you, instead moving to pump another finger into your pretty cunt, thrusting in and out at a moderate pace. His eyes show so much love, desperation, and lust in them that you have no idea what to do or where to go. Then it clicks. The man from the photo. Thatâs who he was. How could that be possible? Was he an actual ghost?
âIâve been so lonely without you, princess. When you left me to burn, do you know how heartbroken I was? But now youâre back, and we can finally be together again. Iâm not letting you leave me another time.â
He now has three fingers inside of you, picking up the pace. The lewd sound of slick fingers sliding in and out of your cunt drives him wild. His face is back between your thighs again, lapping you up and suckling on you until youâre visibly shaking.Â
âAw, sweet girl. Gonna cum?â
You donât want to, but you feel something hot and heavy coming.
âShit. Cum in my mouth, sweetheart. Wanna taste everything you got.â He latches back onto you.Â
Your stomach drops and you let go, mind very distressed but body obviously in heaven. Your pussy spazzes out on him and he moans as he licks up the mess you leave behind. With a wipe of his mouth he grins, eying you like a rare prize he had just one at the fair.
He grabs onto you, embracing you in a hug you canât run away from. Seriously, why canât you move? He notices your struggles and laughs, snuggling into your chest.Â
âAh ah ah, no running away, love. Iâve waited so long for you. Youâre not going anywhere.â
He flips you to where youâre face down, ass up. Your vagina is dripping, juices sliding down your thigh. He licks his lips before biting his lower one, admiring the roundness of your ass and your now puffy and pink pussy.Â
âOh, love. You got no idea what you do to meâŠâ
You feel something cold and hard tap the entrance of your walls, and you freeze. Oh god, was he going to fuck you? His hands are on the sides of your ass, but you feel another set of cold hands grabbing your arms, and even another pulling at your tits. You whimper at the overstimulation.
âEnjoy the hands. Theyâre all me.â
Before you can reply, heâs sliding his dick through your entrance. Your pussy quivers at the sensation and he laughs. âDid you just come from that, love?â
Once you take all of him, he leans forward to whisper in your ear. âI want to hear you moan, sweetheart. Go on, make some noise for me.â
As heâs taking you from behind, a hand shoves its fingers into your mouth, and you gag on it. The sets of hands on your breasts are now fondling them, pinching and squeezing. Youâve never felt so much at once before, and you eventually yield to the pleasure, moaning as he thrusts into you.
âThatâs it, baby. Take it. Take it all. Youâre fucking mine,â He snarls, and you whine at how hard heâs pounding into you, ferocity now evident in his demeanor.Â
You slurp and suck on the fingers, only for it to pop out of your mouth and slide into your ass instead. You cry out at the sensation. A hand is sliding circles around your clit as he fucks you, sending waves of pleasure over your body youâve never known before.Â
âToo much!â You cry, sobbing with pleasure.
He gives you a kiss on the neck. âAlmost done, love. Just keep taking it, okay? Youâre doing so good for me. God, youâre fucking perfect.â His thrusts became sporadic, and you know heâs close.Â
In the end, you come once more, and you feel he does too. When he pulls out, you collapse on the bed, blacking out. Morning eventually comes, and you feel someone is holding you from behind. A set of hands grope your body as you wake up.Â
âMorning, love. Ready for round two?â
#male yandere#yandere#yandere imagines#yandere scenarios#yandere writing#yandere x reader#yandere headcanons#yandere male#soft yandere#yandere drabble#yandere smut#yandere x you#yandere x darling#smut
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