#first time buyer

[hotchocolateandpillowforts]

A little home buying update (that ended up requiring a read more apparently):

We are now 15 days out from closing on our house. We had the Blue Tape Inspection today which I didn't know was a thing before we got started on this process. It's where the buyer of a new build goes around and puts a piece of painter's tape on whatever needs to be addressed by the builder before closing. We had a few scuff marks on walls, paint that needs to be touched up, a doorknob that got dented somehow after instillation that needs to be replaced. Lots of fun and stress. We also measured out a few spaces for furniture reasons. After that we took a few boxes to my Mother-In-Law's for storage before we move. She lives way closer to our new house than I would really like but I also know she's not going to just randomly drive over to our house because she's not like that. THOUGH, remind me after we've closed on the house to tell you a funny story about the time she DID just randomly drop by the house.

I have the day off from work so after we got home I packed a couple of boxes, went to the gym, read for a couple of hours. I've been trying to take it a little easier today than I normally do on a day off lately. There's really not a TON I can pack right now with the lack of storage we have in this apartment for packed boxes. Plus I'm going to probably have a really stressful month at my job until I get transferred the day before Halloween (because my current boss is petty as shit and hates that I'm the 5th person in the past 6 months to get a transfer--yes, literally 5 of us in my department, and there have been more since my request to transfer).

Speaking of near Halloween! We also hired our movers. We're actually going to sell or take to the dump a lot of our living room furniture so the cost is lower than expected. We're only taking a loveseat with us from that set. We've had this furniture since I moved in with my husband about a decade ago so it seriously needs to be replaced. We just kept saying "Oh, we'll buy a new couch when we buy a house." "Oh, we'll replace the table with all the kitten claw marks in it when we get a house." So, I guess it's going to be the day soon enough.

[paykekes]

[stepbystepmortgages]

[kentuckybats]

First-Time Homebuyers Kentucky Mortgage Offerings to consider

First-Time Homebuyers Kentucky Mortgage Offerings to consider Here is a comparison chart outlining different loan programs for Kentucky first-time homebuyers in 2024: Loan Program FHA Loan VA Loan USDA Loan Conventional Loan Minimum Down Payment 3.5% 0% 0% 3% – 5% Credit Score Required 500-579 with 10% down Typically 620+ Typically 640+ Typically 620+ Mortgage Insurance Required Not…

[paradisehomepros]

Embarking on the exciting journey of becoming a first-time homeowner? Let's make those dreams a reality! As your dedicated real estate agent, I'll be your expert navigator through the entire home-buying process. Reach out today, and let's start this exciting journey together! 🗝️

[dynamicdouble]

Property Hunt 22 - Another Close One!

Here's 2/2 of the property hunt updates I've missed but that's not all, more content will be coming out soon! #BuildMyAccessibleHome #Disability #Accessibility #PropertyHunt #FirstTimeBuyer

A Quick Find Close to Home Shortly after seeing the property in the previous property hunt update, I found another property conveniently situated near my current home location. However, something was different this time around with the property I was seeing, something I had been searching for a while… The Viewing Before I proceed, I want to make you all aware that this property was viewed by…

[empiremotors]

Weather you are in the market for a start up or luxury, Empire Motors is your one stop shop to get you a #car#truck#van or #SUV Check out this 2014 #BMW#328i with only 74K miles. Silver on Black. Clean vehicle. Priced at $13,500 plus tax and lic. Come visit us at: 10993 S Central Ave., Ontario Ca 91762 and let us help you start enjoying this car TODAY.

PH: 909 447 6777

www.empiremotors.org

[shawnrealty]

How to buy your first house: five smart ways

Looking to buy a house for the first time? You may want to use some of the strategies that investors use. This includes: what kinds of locations increase in value, what the potential is for improvements, any rental restrictions for when you’re ready to buy your second home, and the best types of investment properties for a first time home.

[doubtful-player]

Happy Birthday to me…

“Are you celebrating your birthday? No, I did fuck all this year and thus have nothing to celebrate.” Not my bday today, but it's in May, not telling when!

For those of you that know me, most of you will not know when my birthday is. You may have an inkling, but asides from that, you won’t know the date or probably even the rough week that it is.Those of you will this lack of knowledge will, however, have knowledge of why there’s this tiny, tiny, insignificant space in your brain’s spreadsheet of birthdays. I severely dislike birthdays. Birthdays…

[bubbhira]

The gritty truth of the matter is that we’re looking to buy a cute cottage in a ‘rural’ village in n. England and I won’t be going in to the viewing, only my white husband will. I really want this property- it’s in a good area and it’s lovely and a good price but I can’t risk it with the owners who are a very elderly white couple.

I’m not venting about this in a ‘woe is me’ way, I’m just saying it’s the first thing I thought about when I realised what a find it was while my in-laws and husband (to an extent) were shocked I’d considered this but ultimately agreed. Things still have a long way to go regarding change, sadly, and we must keep in mind how easily progress can backslide.

[mortiz888-blog]

4 Hidden Costs of The Home Buying Process You Should Become Familiar With

Intro Buying a new home with a Realtor here in Tampa can be an expensive undertaking. While you focus on the big picture, as you should, of down payment and monthly mortgage commitments, you should be aware that home buying has some extra costs before closing happens. But not to worry, we will shed light on these house buying fees and tell you how you can work to get them waived or payed for by…

[crispydinosaurstrawberry]

Buying A House #001

Just before Christmas, we made the decision to look into moving out of our current property and into a bigger one as the boys are getting older and as their needs are constantly changing and more recently, their sleep has been quite bad, we felt it was time that they got their own rooms. For the last decade, we have rented a fair few properties and have always dreamed of one day, buying our own…

[propertyexperttips]

A FIRST-TIME FLAT BUYER?

 

Important Legal Documents

The buyer can make sure that the investment gives peace of mind and a sense of security by receiving proper legal advice, carefully reviewing documentation, and verifying pertinent information about the property. In this post, we go through the various factors a buyer must take into account before deciding to sign a contract to purchase land in India.

Title Deed:

 Before purchasing a home or anything else that serves to represent its true ownership of it, the title deed is one of the most crucial documents to be verified. Additionally, it outlines the owner's duties and rights as well as the mortgage's rights, should the owner ever need them.

Construction Clearance Certificate: 

You must have this document when purchasing a property from a function that is under construction. One of the crucial documents to examine before purchasing an apartment from a builder, as well as land, a house, etc., is the commencement certificate. It specifies that only after receiving authorization, a license, and approval from the local authorities has the building started.

Building Approval Plan or Approved Layout Plan:

 An approval plan is required because it certifies that the building in which you intend to buy a home has received approval from the local authorities and is in good condition

No Objection Certificate: 

NOC is one of the most important documents to examine before purchasing an apartment from a developer. It is provided by the relevant local authorities and certifies that the current plan is accurate and that it may be properly carried out. It serves as proof that the building or project has received official approval and that there have been no construction-related concerns raised.

Encumbrance Certificate: 

An encumbrance certificate ensures that the property's title is clear and that the buyer's intended purchase is not subject to any loans or mortgages.

Completion Certificate: 

Following project completion, one should confirm that all paperwork needed to verify ownership of a home is in order.

Certificate of Occupancy and Possession:

The municipal government issued this certificate. It is only released upon the project's completion of construction. This guarantees that the structure is suitable for occupant use and that those acquiring the property may possess it.

Written By

Property Expert Channel

Anurodh Jalan

Jalan Property Consultant 

8801003684

[stepbystepmortgages]

UK house prices on the hike!

Taking a dip in April, UK house prices showed modest growth in May.

Now what’s happening is, average house price rose monthly by 0.4% to £264,249 in May, having fallen by 0.4% the previous month. Promisingly, annual growth was also at 1.3%, up from 0.6% in April.

What do experts say? Robert Gardner, Chief Economist at Nationwide, commented, “The market appears to be showing signs of resilience in the face of ongoing affordability pressures following the rise in longer term interest rates in recent months.”

Looking for Bank Rate cuts? The big question is: When will borrowing costs ease? The Bank of England’s base rate is currently at 5.25%, and the earliest a cut could happen is August. A reduction in the base rate could potentially lead to

Ray of hope Gardner commented that “Consumer confidence has improved noticeably over the last few months”, reflecting that this is likely due to “solid wage gains and lower inflation” looking at higher mortgages rates.

Grab your advice As the UK housing market continues to fluctuate, we can help you understand what it all means for you, your mortgage and home purchase. Get in touch with mortgage advisor online for advice.

Your home may be repossessed if you do not keep up repayments on your mortgage

[firsttimebuyermortgages]

via Twitter https://twitter.com/ukfirstmortgage

[dynamicdouble]

Property Hunt 21 - Cosy Box with Modern Flair

Catching up on the missing 2 updates for my latest property hunts. This is number 1/2 so make sure you keep on the lookout for 2/2! #BuildMyAccessibleHome #Disabled #Accessibility #FirstTimeBuyer #PropertyHunting

What’s In The Box? Would you like to see what I have in my box? Well, this isn’t my box, but another property viewing! This property came up near my current location a couple of months ago, and after the viewing, I left with mixed feelings despite it being a really lovely property. The property market is still pretty difficult to navigate as a first-time buyer, but searching is all part of the…