#hapax

[gothlisteningclub]

Goth Listening Club Day #46: Hapax - Monade

LISTEN ON: SPOTIFY / APPLE MUSIC / BANDCAMP

[jcmarchi]

The Role of Generative AI in Banking: Choosing the Right Solution for Right Now

New Post has been published on https://thedigitalinsider.com/the-role-of-generative-ai-in-banking-choosing-the-right-solution-for-right-now/

The Role of Generative AI in Banking: Choosing the Right Solution for Right Now

The conversation around Generative AI in banking often focuses on efficiency and job displacement, with reports predicting up to 200,000 job cuts in the industry due to AI. While the focus is often on AI’s potential to replace routine tasks, a key question is: What’s the right solution for now, and where should humans remain in the loop?

Every banking transaction and interaction is deeply personal and nuanced. Layer that with the highly regulated nature of the industry, and it’s even more complex. AI can streamline banking processes, making them more efficient, but responsible deployment starts with a clear purpose and an understanding of its limitations. Not all AI solutions are created equal, nor are they infallible. The key is to begin today with the right solution—one designed with the understanding that banking decisions are significant and require careful consideration.

Banking Nuances Require Highly Focused AI Solutions

Financial mistakes can cost businesses, individuals, and communities valuable opportunities and lead to hefty fines for financial institutions. AI’s role in banking must be carefully managed to prevent risk, bias, and critical errors.

Banking decisions—such as loan approvals, credit risk assessments, and fraud investigations—demand contextual understanding that many AI solutions lack. Some AI excels at numbers, while others are strong with language, but only Hapax is purpose-built for banking, developed based on contextual interaction with people.

Mistakes in compliance and regulatory requirements can lead to legal consequences and customer distrust. AI can support banks and their employees, but it must perform with extreme accuracy, minimal margin of error, and always with human oversight for critical decisions.

Ensuring AI Accountability in Banking

In banking, accountability and accuracy are inextricably linked. Just as a surgeon is held accountable for the precision of their work, so too must AI in banking be held accountable for its decisions.

Errors or unchecked decisions made by AI can lead to significant financial and reputational risks, making human oversight not just important, but essential.

Banks must carefully define the boundaries for AI use, establishing clear guidelines for tasks that should never be left solely to AI. These “never events” include high-stakes decisions like approving loans, making credit decisions, or authorizing large transactions without fraud checks.

Such actions require human judgment and review because the potential costs of mistakes are too high. The consequences of these errors could lead to financial losses, legal ramifications, and damaged customer trust.

The Importance of Human Oversight

AI should act as an enhancement to human decision-making, not a replacement.

While AI can offer valuable insights and improve efficiency, it cannot be fully accountable for critical, high-risk decisions. In industries like banking, where precision is paramount, AI must be deployed within a framework that ensures human oversight remains at the core of decision-making processes.

To maintain accountability, AI solutions must be transparent. Decision-making processes should be clearly explained, with access to data sources and reasoning behind AI’s conclusions.

This transparency empowers human decision-makers to validate and take responsibility for the final outcomes, ensuring trust in both the technology and the decisions it supports.

The Right Role for AI in Banking

The power of AI lies in its ability to gather and process vast amounts of information quickly, accelerating the decision-making process for humans.

By offloading these kinds of time-consuming tasks to AI, humans can focus on oversight—much like managing a human workforce.

AI can and should be leveraged for:

Automating repetitive tasks and processing data for updates, transactions, and compliance tracking.

Providing data-driven insights so human employees can speed up the decision-making process and provide personalized customer service.

Improving operational efficiency by reducing the amount of time employees spend reading and analyzing information necessary for transactions.

When implemented responsibly, AI should be a strategic, custom ally for banks, not a one-for-one replacement for human talent. While some roles will be replaced, the focus is on skilling up with AI today to prepare for more analytical, high-value roles tomorrow. AI can transform banking operations by automating tasks, boosting productivity, and delivering personalized service aligned with a bank’s specific goals.

The right AI solutions, like Hapax, will be purpose-built for banking and designed to navigate industry complexities while supporting human-centered decisions. This ensures that accuracy, compliance, and trust remain at the core of financial services.

The Future of Banking Demands Thoughtful AI Adoption

While there is a lot AI can do, it’s important not to assume it is infallible—especially in regulated industries like banking.

The key to leveraging AI for financial decisions lies in balancing its speed with human judgment to ensure accuracy and efficiency while navigating nuanced scenarios where mistakes could be costly.

The banks that thrive in the AI era will be the ones that define clear goals and boundaries for AI use.

[dallasbeltways]

[farybole]

Hapax, 2 juin 2024, extrait 3

[kafsho]

[night-dark-woods]

the girls... bonding? under the cut :) its the first time Hapax kills Fuller

(cw for mild gore/body horror)

---

Fuller's last thought as Hapax's shotgun unmakes her ribcage into a senseless bloody pulp is that she really should have remembered to account for how fast Awoken metabolisms burn through sedatives.

---

Fuller's body convulses on the ground as her Ghost knits her charge back together, viscera bubbling itself into existence, bones cracking as layers of muscle and fat creep across them. Resurrection is a messy business. Shotgun balanced neatly across her thighs and breathing forced meditation-slow, Hapax sits cross-legged and watches Fuller's violent transmutation from meat back into person.

When the top layer of skin on her chest finally closes, Fuller manages half a rattling inhale before a coughing fit curls her forward. Her shaking fingers claw grooves in the fresh mud her blood has made of the moon-dust; odd to think this could be the first water that has touched this ground in millenia. It's probably still warm under Fuller's palms.

Fuller hacks and spits on hands and knees for several minutes, blood and saliva drooling from her mouth while her Ghost hovers anxiously around her, darting glances at Hapax that go unacknowledged. Finally Fuller manages a full inhale, smears blood and dirt across her cheek with the back of her hand, and throws herself down flat on her back in a drier section of the dirt.

"Hahhh, Fuck! Ouch."

Fuller's voice is a grating rasp through her raw and freshly-built throat. She laughs, coughs again, spits out more blood.

"What were you doing to me?"

"I forgot how fast Awoken metabolize drugs. That's on me." Fuller points at her Ghost, hand wavering almost drunkenly. "Cel, make a note please! Too long working only with Hive; I can't have this kind of blind spot. See what you can pull from VanNet."

"Hey!" Hapax snaps her fingers, "What were you fucking doing?"

Fuller's head lolls to the side so she can look at Hapax, irises thin rings of green around blown pupils.

"You have Techeun implants. I wanted to see if they still worked."

"You could have fucking asked."

"And you would have grunted and ignored me, or told me to take a hike down to the Catacombs. I'm not wasting my time when I already know the outcome." Fuller tries to lever herself back up to sitting, but her arms give out and she falls back with a painful-sounding thud. Good.

Hapax's pulse is a war drum in her temples despite her best efforts. "So instead you drugged me and cut into my skull."

Fuller rolls her eyes. "You're fine, it's not like I did anything to your Ghost. Worst case she could have just brought you back. Also, your implants are subdermal. I didn't even touch your skull." She winks. "Much."

Hapax glares and runs her finger along the arc of the incision behind her ear where Fuller had peeled back her skin, pushes the scab-edged layer of herself around. Something pulls and then tears, and a trickle of fresh blood joins the flaking coating down the side of her neck. She thinks about the Warlock's bony fingers poking around against the fragile shell of her skull and shivers, ears flicking up briefly before she masters herself again.

"I'm not one of your experiments. Don't touch me again."

"It's not like you're using them anyway! It's a waste. How else am I supposed to get access to this kind of Reef-tech? Your people are not exactly the sharing type."

"It's not Reef-tech, it's my fucking brain! It's not something you can have access to."

Fuller has finally succeeded at sitting up, and scooted back to lean on one of her pillars of fileboxes. Hapax hopes it falls on her.

"It is tech, whether you like it or not, and would be useful to my research if it wasn't in such an uncooperative package." Fuller looks Hapax up and down, and the corner of her mouth pulls into a smirk. "A nice looking package though."

Hapax growls at her, ears pinned back, and pushes herself up to standing. She's had enough of people thinking they're entitled to her body, her time, her existence because they think they recognize some part of her. The Queen and the Vanguard who each assume her ontological loyalty, the Corsairs who look at her face and superimpose someone else- even Schiller, with her quiet disappointment in Hapax's solitude. And now Fuller thinks she should be allowed to root around in her head just for her fucked up experiments?

The mud sticks to her boot treads like it's trying to hold her back. She tilts Fuller's chin up with the muzzle of the shotgun still coated in her own blood and rests it against her throat; makes full eye contact for once and bares her fangs.

"Flattery will get you nowhere. I'm not kidding. Touch me again and your Ghost will need to reassemble you from parts."

Fuller's eyes are wide and her lips are parted, and she takes in a shaky breath. For a second Hapax thinks she's finally gotten through to her. Fuller swallows, making the gun shift gently in Hapax's hand, an aftershock echo of the kick from firing. Then a sly grin spreads across her face and she tilts her head to the side, street-pigeon greedy.

"That a promise, baby?"

Hapax recoils, and her whole body scorches white-hot. Fuller doesn't want to take her seriously? That's fine. Hapax hasn't played her whole hand yet anyway. She wheels around and turns her back on Fuller, starts walking away.

"I've reported this to Aunor and requested clearance to move forward with your execution. I'd get your affairs in order. Such as they are."

She keeps one ear tilted back to hear Fuller's dismay; a gasp would be nice, but she'll settle for a change in her breathing.

Instead she gets a scoff.

"Good luck on that one. Aunor's wanted me dead for years and she's far more important than you. Ikora recognizes the value of my work, even if she won't admit it. And if she won't let her pet butcher kill me there's no way you'll get to. Nice try running crying to your owner though."

Hapax's lips pull back in a snarl but she manages to choke down the growl that tries to follow before Fuller can hear it, and stomps toward the doorway. She needs a break from this miserable fucking cave.

"We'll see."

[infiniteglitterfall]

Help me Jumblr 😭

WHAT is the rap song playing in my head that goes, "[something something something] / It's a HAPAX LEGOMENON"?!

It seems like Kosha Dillz, but I can't find a music video of his with this song. It could be someone else, but I can't figure out whomst. HELLLPPPPPPP

[superlinguo]

hapax legomenon and automated email replies

While I’ve been on leave in 2023 I’ve had an automated email reply set up to direct people who email me to the most relevant alternative contact. Because I know that some people are stuck emailing me (sorry bosses, sorry mailing lists), I wanted to add a reminder about the magic of email filters, and couldn’t resist using it to share a little fact about corpus linguistics:

Sick of this automated reply?


If you’d like to not get automated replies from me, you can filter them by creating a rule. The best rule will probably be to filter anything that has the phrase "a hapax legomenon is a word or an expression that occurs only once within a corpus of texts" in the body of the email. That’s rare enough that it currently doesn’t turn up anywhere on the internet when I search it as a string with DuckDuckGo.

Of course, by time I’m back from leave this post will be up and my autoreply won’t technically be correct anymore!

[david-lanndlord]

*translating an Ancient Greek text*

damn I've never seen this word before. can't be bothered to research if it appears anywhere else, though. call that a half-ass legomenon

[cookinguptales]

kind of feels nice to have to have my dictionary open as I read academic texts.

feels like old times.

[imjustavenuxwithaboomerang]

so i just finished my mighty med rewatch and there was definitely a scene that was cut out of the finale

i very much remember optimo being in mighty med at the end and hapax gets wheeled in and he goes "dad?" then hapax responds "hi/hey/hello son"

I WILL NOT LET YOU FOOL ME DISNEY+

[randomrichards]

HAPAX LEGOMENA 1: (NOSTALGIA)

Montage of photos

Burning on a kitchen stove

Disjoint narration

[farybole]

Hapax, 2 juin 2024, extrait 2

[optiwashere]

Sepspidallion Louquatiousness?!?

Sesquipedalian = "a word with many syllables"

Loquaciousness = "talks too much"

Add these together and you get: "Uses too many complex words too often in order to sound intelligent." It's just a humorous name for it since the wording is itself needlessly complex by design :)

[night-dark-woods]

man nothing like returning to a creative project Months later and having zero memory of your plan. what were we up to, past me? and why did we not note down any of the brushes we were using.

[kafsho]