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bluescreening · 5 years ago

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Internet Safety

Yeah, I know, you’ve all sat through the talks at school telling you never to tell strangers your credit card details or whatever. But it has come to my attention that there are a worrying number of people who don’t know the actual practical things you can do to stay safe and secure while on the web. These tips cover invasions of privacy from anybody including big companies and hackers. It’s probably worthwhile to give ‘em a go.

Personal Safety

Password Safety - Use a different password for every website. I’m not kidding. If you think you’ll struggle to remember that many, you have two options. Firstly, you can use a password manager such as OnePassword, which is probably the safest option. If you’re like me and can’t quite bring yourself to trust one (there’s no reason not to, it just doesn’t sit right with me) you can use variations on a password for unimportant sites, and then come up with secure ones for sites you share more personal info with.

Have I Been Pwned? - This is a website which tells you if your email has been involved in a data breach. Don’t worry if you have been pwned - you have different passwords for everything, remember! Just be aware of what data has been leaked, and change a password or two if necessary. Sign up for their email notifications to stay on top of recent breaches.

ProtonVPN - A VPN, if you don’t know, stands for virtual private network. Picture all the different connections between devices in a network, linked through WiFi or cables, as highways. VPNs section off a lane for your own private use, so nobody can see what you’re sending or receiving. It’s unlikely that anyone will be looking on your home network, but on public WiFi networks it’s important to prevent anyone seeing anything they shouldn’t - it’s not hard to packet sniff! You can also use them to bypass school and workplace website blocking, and access sites blocked in your country. Obviously ProtonVPN isn’t the only one, but I’d recommend em as they encrypt everything and have some pretty beefy systems in place to prevent tracking. It’s available on all devices for free.

ProtonMail - Yes, yes, more ProtonStuff, but this is a really good one. I’ll get onto why Google tracking you is a bad thing later, but if you want to break out of Google’s ecosystem, ProtonMail is a good alternative to GMail. It encrypts all your emails, which means nobody intercepting the email will know what it says. That means it’s great for private matters that you want to keep secret or avoid Google telling people about, like banking and stuff. It’s also a bit more customisable than GMail.

Social Media Checkup - Do you know exactly how much someone can find out about you, just by looking at your social media? Facebook is a special offender for that one (I don’t even have an account there anymore - and dear lord was deleting it a struggle) but Insta, Snapchat, Twitter and yes, even Tumblr, might provide a creep more info than you bargained for. Think about how much you want to make public, or how much the app has on you at all. There are plenty of tutorials on how to adjust your settings.

HTTPS Everywhere - A very handy extension that forces websites to encrypt all your data as you send it back and forth.

Avoiding Tracking

Why? - I know it might seem weird that a large company, or even the government, might want to keep track of little old you. Sure, they can target you with relevant ads, but whatever, you use an ad-blocker anyway. That is, until you realise that behind the scenes, on almost every website you visit, data-brokers are collecting info on you and what you do online, and building a profile of you. It’s not anonymous. And it can be used for anything from determining your creditworthiness and insurance premiums to detailed surveillance. Yeah. With all the protests going on lately, it would make sense to keep these people from learning about you for your own safety and your future.

DuckDuckGo - Start by using this search engine instead of Google, and installing the Privacy Essentials extension. It’s a good search engine, for one thing. For another, it prevents tracking and lets you know whose schemes you’ve foiled, you meddling kid. It gives each site you visit a privacy rating, and lets you know how much it’s increased that by. For example, Tumblr usually receives a D, but DuckDuckGo has blocked some trackers and improved it to a B. It has also informed me that trackers have been found and dealt with on over 50% of the websites I visit. Google is unsurprisingly the main culprit.

Alternative Browsers - There are lots of things you can use instead of Chrome, and many of them work really well! I recommend Firefox, since it’s almost exactly like Chrome but open-source, and it also protects you from trackers and has lots of fun extensions. There are some other good PC ones too like Opera and Vivaldi, but I haven’t used them before so I wouldn’t know how good they are. DuckDuckGo has its own mobile browser which is currently my main one.

Adblockers - You can’t get targeted ads if you don’t get ads! You can choose who to show ads for too, so if you want to support a certain site you can whitelist them. Try UBlock Origin, or Adblock Plus. Install ‘em as extensions for whatever browser you’re using.

Privacy Checkup - Go through your Google account with a fine-toothed comb and check what is being tracked about you. Pause your YouTube history, your Maps history, your Google Assistant history. Clear what you can. Check Amazon too. Also, never ever use Cortana or Siri or Alexa or anything like that. Ever. No matter how cool having a robot assistant is.

And that should be that! I’ll try to keep updating this post with new tips as I find them, but this is everything I do for the minute to ensure I’m protected online.

UPDATE #1 (9/8/20): I started using Vivaldi and goddammit is it brilliant!!! Extreme customisation, it's chromium-based so you have all your fancy Chrome extensions and it has a lovely mobile app too. My current browser setup on both desktop and mobile is Vivaldi with Firefox as a backup, both with DuckDuckGo and adblockers.

#crystallised infodumps #privacy #online safety #online shopping #amazon #google #firefox #tracking #data #internet surveillance #data breach #e safety #internet safety #safety #tips #life hacks #hacking

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myautisticpov · 6 years ago

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Thinking Critically About Social Media - Not Getting Rid of It

Okay, so, every so often, there’s an article that goes around about social media detoxes and how everyone should just log off.

And inevitably, there’s always the counterargument that for some people, social media is the only reliable way to stay in touch with people and make friends, and certain marginalised communities are more easily accessed online than in person, depending on where you live.

Which, you know, is kind of true for me. And also I work online, so I can’t cut social media out entirely.

But it has had a noticeable drain on my mental health.

So, here are my strategies for not letting social media drain me:

a) Ad-block

This is less of a drain thing, but just sensible internet usage. Get an ad-blocker, and use it.

b) Separate Entertainment from News

Seriously, one of the biggest mental drains for me was logging onto Twitter to see what was going on, only to be bombarded by a million climate despair tweets.

“But Lucy, I need to know what’s going on.”

Then find news sources you trust that aren’t on social media. I listen to a wide variety of podcasts, but there are plenty of written news sites. It’ll also make it easier to decide if you trust the sources if the information isn’t being relayed through a game of social media telephone.

Like, 9 times out of 10 now, if I see people posting about “I can’t believe no one’s talking about X”, I’ve already heard about X several times over.

The most important part of this is that I’m choosing when to engage with the news. If I’m not in a mental space to deal with it, then I know it’s not going to pop up in my feed unexpectedly, and that leaves me with more mental energy to channel into local organising or other positive steps.

Being informed means nothing if all it does is make you sad and stop you living.

c) Block/mute Words/Phrases

Do it, even if you feel guilty. There are some things that I find difficult that I then feel bad for muting because they’re honest expressions of pain from other people. But usually it would just leave me overwhelmed and not actually capable of helping.

d) Find closed spaces with good moderators

I think marginalised people often end up interacting with spaces where there’s more mentally draining content because they think it’s the only safe space for them.

Like, many marginalised communities online often end up talking mostly about the effects of their marginalisation. Which is good in a lot of ways, but again, it can be mentally draining. Especially if these spaces are all you expose yourself to because you’re afraid that if you join a community for a hobby, you won’t be accepted.

And maybe that has been your experience before.

But closed Facebook groups, Discord servers, Slack channels, or forums can still be safe environments. Find ones with explicit rules about conduct and if the moderators aren’t active, leave and find another.

I know that a lot of people go on about Twitter like it’s the holy grail of writer interactions, but I find that environment way more competitive and cliquey than the FB groups or Slack channels I’m in.

But again, I pick the ones with the creator/mods who don’t encourage that kind of behaviour. The format itself isn’t the difference, the fact that the format allows mods to dictate the atmosphere and acceptable forms of behaviour is.

e) Breaking habits

Even with all of the word-muting in the world, some sites aren’t going to be perfect. Which is why I limit my time on them. I’m not saying everyone has to, but limiting my time on broader social media sites - especially the ones designed to get rage clicks like Twitter - has improved my mental health and given me more energy to interact with people in closed spaces/with my friends.

But this can be hard. Especially if checking social media is part of your routine, so I use a Chrome extension called StayFocusd, and an app for my phone called Freedom. (Freedom is paid for, but StayFocusd has a 40% off offer code.)

I’ve blocked broader sites on my phone altogether, and I’ve blocked them on my browser for most of the day, leaving myself just enough time to check my notifications, and then I have one day a week where I’m allowed on all day to queue posts/tweets and see what’s going on.

I actually downloaded an ebook app on my phone, and that’s been my go-to instead of social media, massively increasing my reading time.

In conclusion...

I don’t think “social media bad” is a good way to think about things, but I also think that it’s important to recognise your limits. I have autism, ADHD, and I work two jobs. I don’t have time for drains on my mental energy.

Not if I want to maintain friendships and have hobbies.

But I also don’t think turning off social media altogether is a reasonable suggestion for a lot of people.

So, I’m not being one of those people who tells you to throw your phone away. But I do think that maybe looking at the time you spend on social media, and asking what you’re getting out of it isn’t a bad idea.

I guess I’m basically saying that you should ask if it sparks joy, so... That’s the conclusion. Marie Kondo your social media.

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scretladyspider · 5 years ago

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Do you have any tips on how to stop dissociating? It's gotten to the point that for every two days, I lose roughly twelve hours of time. It's kind of driving me insane? I'm always in a state of dissociation nowadays and no matter what I do, it constantly bites me in the butt. Also how are you? I hope you're doing well!

Stopping it altogether isn’t something I’m particularly good at. But I’ll tell you what’s helping me right now. I am far from perfect at these things. They take continued practice and effort, and they aren’t easy. But they help a little. And that adds up, I think.

Be gentle with yourself.

I think that’s most important, and probably most difficult. We’re going through something unprecedented in our lives. Reading about things like a plague and living through it are totally different things.

With everything on standstill, our brains don’t really know what to do. Dissociating isn’t an uncommon reaction to extreme stress or trauma; you are not alone in experiencing it, or in it getting worse.

So the real question then is how do you be gentle with yourself in a way that helps you with dissociation?

Figure out your limits and stick within them.

This is different for everyone. For me, it meant muting everything related to COVID that I can on Twitter and only watching the news at the end of the day. Why? Because if I watch it at the beginning of the day, my brain just zaps out and I’m stuck in a dissociated, executive dysfunction depression fog that just lasts for hours. It can go on for the whole day.

Once I started muting things that I do care about but just can’t read an excessive amount about without shutting down. This is a limit within my self-care I have to stick within. It’s one of many, and they are personal to me - just as yours would be personal to you.

It means you need to figure out what sets things off - if anything in particular does. You might be surprised by what you find. If you notice something is bothering you, write it down. Take note. Try and distance yourself from it, if you can, at least a little.

Find ways to connect with people.

A virtual connection is still a connection. It isn’t quite the same, but it is something.

Virtual movie nights are good. You can call someone, or get a chat going, where you hit play at the same time on Netflix or Hulu. There’s a chrome extension called Netflix Party where you can screen share and watch a movie with a party. There’s a YouTuber who does a video series called “Bad Movies and a Beat” who posts a link to her Netflix parties when she watches bad movies. She puts on makeup while reacting to or doing commentary on a bad movie. It’s pretty funny - here’s a link to her playlist.

The best ways to connect are going to be more than typing or sending videos. Those are good, but, it’s good also to find people to call and video chat live with. Something where you’re interacting with that person in real-time. Zoom and Skype can be good platforms for this (though if you’re on Zoom I’d recommend using a VPN, and their privacy policies are a bit sketch).

Do you have a pet? If not, can you adopt? I have two cats and they greatly help me stay connected. I don’t necessarily speak to a person every day, but I can talk to my cats, and that does help. A person’s bond with their pet can be very special, and shelters are still looking to give pets new homes, even in these times.

Find good distractions.

What is something you enjoy laughing at? What is a TV show or YouTube channel you find funny? Laughter, even if you aren’t laughing out loud, can help. Dissociation feeds on the attention we give it. While it can be vital to talk about it, it is also essential to make sure it doesn’t take over your entire day, if you can help it. It can still be going on without it taking over every thought. This takes practice. I was getting better at it before everything happened, but, well... I feel like I’m starting over.

This brings me to my next thing - resources for dissociation help.

Swarmy G, or A Coach Called Life - A YouTuber and DPRD expert who has recovered himself. What I like about Swarmy’s videos is he doesn’t talk down to you for experiencing it, or say that it’s just anxiety - he understands that dissociation and anxiety are linked, but are not the same thing. He also sends out emails about different things that dissociation can cause struggles with and advice on how to handle it. I’ve found his stuff very helpful.

DP Diaries - A YouTuber in the U.K. who has DPRD himself and vlogs about what works for him, what doesn’t, and his experiences. It helps me feel less alone. His most recent vlog is about dealing with DPRD during the pandemic.

Here is a vlog about what helped on YouTuber when she was struggling with severe depersonalization.

There are a lot more on YouTube out there, but those are some starters.

If you can, it may be good to look into online or remote counseling. There are some therapists doing virtual counseling right now and there are also services like BetterHelp (though I do not have personal experience with them, I hear they aren’t bad).

I hope this helps, at least a little. I don’t know when things will be okay again. We’re going to have to take some deep breaths and practice patience and safe social distancing. One thing I do know is you aren’t at all alone in experiencing this. I hope you’re okay, and that this helps at least a little.

#answers #dissociation #depersonalization #derealization #I hope it helps

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miniaturestarlightsandwich · 4 years ago

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jainarden-blog · 6 years ago

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A Little Bit Of Organization Wouldn’t Hurt A Bit

Today is a searching and researching online day for an end to the endless clutter I have lived with FOREVER! I am so ready to clear the decks both physically/mentally and offline/online and get to some #extremeproductivity.

This is going to involve a lot of thinking and a lot of trying out things to streamline it into this no-fluff ecosystem I am dreaming about, even as I am typing this. A big part of this is to go paperless and also to start using my IOS phone a lot more. The below may seem like a lot of places but the object of my game is to have places to put things where I can go back and retrieve them. My mind and life goes so fast a lot of the time that the clutter, even when it is just mental has a tendency to pile up and to overwhelm me. By clearing physical mess (most importantly paper) and mental overflow, I can create the space I need to be the best me. Two big goals are time to do online study and being fit mind and body.

Read on for tools and thoughts about them:

Tumblr - Reasons for Tumblr: braindumps, writing habit, connection my introvert heart desires at times, and ease of use. Tumblr is good just to write or to spend time reading. I find a lot of the people on Tumblr are pretty deep, creative and wildly entertaining. Tumblr is a good place for introverts.

Saved.io - to try and curb the worthless habit of saving fifty trillion bookmarks and adding to them daily without ever really delving into those websites or using them. No extensions for this. You just add saved.io after the http:// or https:// and to make folder (tags/labels) put a name in front of .saved.io. Super easy. Sign up for an account and have an online spot for bookmarking your heart out

Google Keep - I need something to take down my own thoughts in a browser as I am surfing/researching and do not want to make a big deal out of it. There is a Chrome extension or you can right-click to add notes with tags. Braindumps and a place to satisfy data pack-rat urges. Follows the line of thinking that I am using Google for a lot of things and it’s already there anyway.

Google Calendar - I have multiple Google accounts but one where all my emails and appointments go. I synced this as my main calendar on IOS instead of the default calendar. One calendar to rule them all! Same for the one gmail. There is also an extension to add events quickly, along with the right click option.

Feedbro - RSS feed reader - too bad Google did away with theirs. This takes away some bookmarks for favorite sites/blogs and gives me an easy and fast way to know that I am keeping up with things that are important to me. Clicking the extension lets you “Find feeds on this page,” save feeds and also to open up your feedreader. Feeds can be categorized into folders.

LastPass - I have used this for years on my computers. It is the best password keeper as far as I am concerned. AND FREE! Today, I put it on my phone. I cannot say enough about how great this tool is for your information.

Scanbot - app for scanning in documents by taking a pic of them. This will definitely come in handy for those on-the-go document situations. Things like bills, manuals, purchase papers, etc. I have at home will, most of the time, be scanned in using my printer’s scanner.

Bullet Journal (BuJo) - my offline to-do / to-did and short journal things. I have one for me and one for my computer. The one for my computer has already saved me this year when I was trying to figure out what program was conflicting with another. My memory was helped by my documentation on what programs I had downloaded and when. I also document computer problems: what happened and what helped. Everything in one book - I think everyone should have one of these and I am surprised I never thought of it before this year. My personal BuJo is not one of internet proportions. I tried that and failed miserably and lost all site of what the book was supposed to be for to begin with. I ditched the trying to make it pretty and doing weekly/monthly spreads. I am back to the original version that Carroll Ryder set forth with his inspiration and am a thousand times better for it. This is something I can hold in my hands and look back on from time to time to see exactly how my time on earth went.

SimpleNote - I have a Reminder label in this for to-do’s, but I mostly just write to-do’s on the calendar or on a post-it/index card to throw away. I also document to-do/to-did’s in my personal BuJo. No this program is going to be something I use for some time, I do believe. I decided I am going to document work with this, especially conversations. I never remember the specifics in time so this will be my second work brain. Tags will be people (initials, first name, or my nickname for them). I can then go back to specific conversations that I want to refresh myself on and also for people notes such as date of birth, family (kid/husband/wife name), and/or specific things about them. Also, dates of meetings, project dates,etc. This is in its infancy - I have high hopes for this going forward.

AirTable - This website/app has high potential. I really like that it is set up like an Excel spreadsheet. I have projects set up in it for tracking daily spending, pantry inventory, gifts, etc. etc. etc. This is so customizable!!!! In my pantry list, I can add columns to be able to know what my lowest price on an item was - so in essence, a pantry checker with a price book included. I figure the way I use it will grow as I get used to it and find its value.

mySymptoms - $$ App for tracking your health. This is the one thing I paid for. I can’t wait to get enough stuff in it for a good PDF download. It is customizable to you, just like the AirTable. You can add/delete the things you want to track and there is a big list of them: drinks, food, medications, supplements, mood, symptoms, bowel, energy, sleep, stress, exercise, environment, and other. Some of these can be extra helpful for people who struggle with certain diseases or triggers. This is certainly a make-it-all-about-you app that can show correlations between a factor(s) causing another factor(s). Or even for people who forget when or how long they took medications or supplements. In my new found goal of creating a life that serves my health - this one is a winning part of it. I will be a participant in my healthcare.

Instagram - because, at times, I like to take photos of food and things I see that I like. And because, I hate Facebook. IG also gives me an easy way to change the way the photos look and share back to myself for other uses and ways to share my account online with my online people-ha. Braindump for photos.

Twitter - because it’s fun... and sometimes informative. Twitter is the quick connection to the rest of the world and let’s anyone fit into it. My favorite parts of the twit are hashtag and whatever “new episode” tv show I am watching. It’s fun to join in with whatever other people think of an episode and throw your two cents in too. I never feel like I am sitting at my house alone on Friday & Saturday nights with #livepd. With the added gifs on posts, it can get quite hilarious.

GoodReads - This is hooked up to my Amazon account and my Amazon account is hooked up to my local library account through Overdrive. So... free books. I read every night on my Kindle app (you can read in your browser too). The books are automatically added to my GoodReads account. At this time, I am 8 books ahead on my goal to read 100 books this year.

Listal - As for movies, the best site I have found is Listal. You can tag, star and make lists for the movies/tv you watch (along with books, products, people, dvds, and games, if you wish). Many members do a Halloween movie list each year.

Pinterest - this place fulfills my yearnings to save a million quotes, presented in a pretty way and is the easiest way to make kick ass vision boards. I have multiple boards for this very thing: HouseVB, ClothesVB, ThingsVB and so on.

This is the big starting out list. I didn’t want to leave anything out because I need to be clear on what I am really using and be consistent on what accounts I use for what services. Pinterest may be a big black hole, but once set up with mostly productive boards, I can relax knowing that they are helping me visualize the things I want while also letting me do something that is fun (even if sometimes just losing time surfing the internet).The same with Twitter and Instagram. They are black holes for time. But this way they are serving a purpose of entertainment and braindumps to clear the way for good space in my life. I will follow up with this as being productive online is both an important topic for me and also a much needed topic discussion. In my research, I wish more people would post about their systems to help the rest of us out :D

#OCD #clutter #paperless #organize

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saastrac · 4 years ago

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Stencil Review: Incredible Online Graphic Tool

A Graphic User Interface (GUI) is a software or a tool designed to simplify and standardize the use of computer programs with the help of a mouse to manipulate texts and images on a display screen. A user can draw directly on the screen to get amazing results and save in .psd or .pdf format. The drawings can be recorded and allow designers to draw on different layers that make it easier to edit later.

The stencil is one such graphic designing tool for bloggers, business owners, and social media marketers to prettify images to create stunning social media posts, content marketing visuals, email images, ad design, and much more. It is a cloud-based graphics creation tool that offers the fastest way to craft and share visual content.

The stencil is built to be a simple-to-learn and easy-to-use application that presents a rich set of features that enables both the tech-savvy and beginner to create graphics for their websites, blogs, and social media channels. The main features include background photos, amazing templates, upload and store logos, quotes, Google web fonts, Upload fonts, easy customization, icons and graphics, and chrome extension.

Overview

The stencil was initially known as Share As Image which began in a super-crowded multi-purpose design tool market. There were hundreds of image editors in addition to desktop image editors but the web and social media were becoming much more visual. Every D-I-Y tool focused on the image editing part rather than the sharing part, so resizing and resampling was a huge problem.

Share As Image focused mainly on creating images for social media and websites which were found to be very time-consuming with creating, deleting with basic website designs. After a surge in popularity, Share As Image was re-branded as Stencil with an expanded stock image and font library along with a better pricing plan.

The stencil is a steadfast application engineered with all graphic designers in mind. The software uses fun, simple, and lightweight ways of creating stunning visual content. Its ease of use is what makes it outstanding even if you do not possess any pre-knowledge about the tool. It just takes seconds to create beautiful looking images faster than you ever thought.

What is Stencil?

The stencil is a graphic designing tool utilized to create digital images for sharing. The key function of the tool is to edit images with clickable layers where you can edit the background, layout, text, color, typography, and visual effects of an image. All of these can be done while resizing it for image sharing.

Stencil maintains its library of stock images, illustrations, icons, and fonts for free usage. They also comprise built-in storage for settings, uploaded images, and custom templates. Unlike other graphic tools, Stencil is focused exclusively on image sharing rather than ad creation, offline images, and many more.

The platform provides more than 1 million royalty-free photos that are dominated by super high resolution and are ready to assist your creativity. They can be used for all purposes whether personal or commercial without any credit. The photos are safe to use and are powered by renowned teams including Pexels and Pixabay.

Stencil permits you to manipulate and maneuver various aspects of your visual content and lets you customize the background, text size, fonts, and more to come up with shareable data. The application offers 38 common presets for ads, blog images, and social posts and comes up with as many custom sizes as you want.

How does Stencil work?

The stencil is simple and intuitive to use. They offer a free plan but with limited features for anyone to try and experience the variable features.

Cost Significance

Once you sign up, you can either use their web editor, browser extensions, or their WordPress plugin. All three locations use the identical tool, it just depends where the tool is loaded.

The tool comes with a clickable image with layers. You click and edit on each layer and all the layers together make up your image. You can save them as a template and/or download the image for use and/or share the image directly to a social media account.

The stencil comes with Free, Pro, and Unlimited Plans.

The free plan lets an ample amount of free usage and the best part since you can upload so many of your images.

The pro plan is slightly limited compared to the unlimited plan. Nevertheless, it is well crafted for users who have a limited schedule of images that they need to create.

The unlimited plan can be considered the best one if you are going to use the tool. The stencil is an absolute productivity tool if you look at how much your time is worth or how much you’d have to pay for this type of design work.

Stencil Features

Royalty-Free Photos

The stencil comes with photos that are super high in resolution and ready to be used for any purpose. It also saves all your photos in one place so that you can use them again. Photos are royalty-free and can be used for personal or commercial use. All photos are powered by partners and safe to use.

Perfect Sizing

This tool instantly resizes and optimizes the size required for social posts, ads, blog images, and many more as it is available with 140+ presets. You can even customize the image size as per your requirement.

Preview and Share

With this incredible feature, you can get instant previews to post image creation and share on various social media platforms like Facebook, Twitter, Pinterest, Instagram, Buffer, and Bitly. That too instantly!

Image Schedule

Scheduling images helps you save even more time. If you have a Buffer account, you will be all set to schedule images right from Stencil.

Abundant Icons

Stencil offers a plethora of icons partnered with the best icon providers to bring you exclusive access to premium icons from world class designers. They are all royalty-free & completely safe for personal or commercial use.

Apart from all the above remarkable features, Stencil comes with yet many attributes for efficient utility.

Benefits of Stencil

Availability of Free Plan

Intuitive editing setup

Useful on-boarding sequence and tour

Versatile editing feature with multiple uses

Huge library of graphic assets

Non-royalty images

Exclusive product focus

Drawbacks of Stencil

Unlimited plan costs more

Free and Pro plans have some hard limits

Does not have extensive features like palette makers, gradient editors, logo generators, and offline graphic designs

Subscription is for a single user and no share-ability among teammates and collaborators

Cannot log in from different IP’s at once

Cannot share work on one account with another

Conclusion

Social media is phenomenal, but to remain proactive in all channels with accuracy and sustainability can be a challenge. However, with Stencil, you easily get an eyeball to your blog, all social media platforms, and websites with its remarkable features. The application supports the creation of regular posts that help you grow your social media following, increase engagement, and grow your business and service.

Originally Published On: SaasTrac

About The Author

SaasTrac is one of the trusted places where users can find reviews on different Saas Products, Software, and Platforms. Our major goal is to let users know the detailed and the most helpful information possible about every product — the good, the bad, and the ugly in the SaaS space.

#E-commerce Solution #The stencil #Graphic User Interface #plethora of icons #graphic designing tool #Incredible Online Graphic Tool #Online Graphic Tool #Graphic #Graphic Tool #graphic designing

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myautisticpov · 4 years ago

Note

^^^ This!

Also I’m just gonna copy/paste from my post on things you can do to mitigate the damage social media can do to your mental health because it’s even more relevant than usual right now:

a) Ad-block

This is less of a drain thing, but just sensible internet usage. Get an ad-blocker, and use it.

b) Separate Entertainment from News

Seriously, one of the biggest mental drains for me was logging onto Twitter to see what was going on, only to be bombarded by a million climate despair tweets.

“But Lucy, I need to know what’s going on.”

Like, 9 times out of 10 now, if I see people posting about “I can’t believe no one’s talking about X”, I’ve already heard about X several times over.

Being informed means nothing if all it does is make you sad and stop you living.

c) Block/mute Words/Phrases

d) Find closed spaces with good moderators

I think marginalised people often end up interacting with spaces where there’s more mentally draining content because they think it’s the only safe space for them.

And maybe that has been your experience before.

e) Breaking habits

I actually downloaded an ebook app on my phone, and that’s been my go-to instead of social media, massively increasing my reading time.

Is it okay if I block the politics tag for a bit? I'm 14, and I'm already so stressed

please for the love of god do.

#covid cw

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michaelandy101-blog · 5 years ago

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79 Marketing Tools and Software for Every Business & Budget

New Post has been published on https://tiptopreview.com/79-marketing-tools-and-software-for-every-business-budget/

79 Marketing Tools and Software for Every Business & Budget

In the world of marketing, it seems like there are always new tools, tips, tricks, and trends to discover and incorporate into your marketing strategy. How is it possible to keep up with them all?

As a marketer myself, I often wish I had a better sense of all of the tools available to me — and what sets each of them apart — so I can make more informed decisions on how to create and optimize content.

Luckily, I have the privilege of working on a team of 150+ other marketers who specialize in different functions than I do. And because of that, I was able to curate this list of the top tools every marketer should know about and use.

The list of recommended tools below is sorted into different sections so you can get a better sense of what tools are available for different functions of the job.

Above lists the different types of tools for every part of your job. Below is our roundup of the best marketing tools in each category.

Customer Relationship Management (CRM) Tools

You and your sales team want to sell your product or service — not fight with messy spreadsheets, cluttered inboxes, or clunky tools that slow you down. That’s why using a Customer Relationship Management System — also known as a CRM — is essential. Not only will it help your sales team manage relationships, but a CRM will also give you a place to deliver those leads you generated to your sales team.

CRMs are such an essential part of any good marketing and sales team that we think everyone should have one. That’s why the HubSpot CRM is completely free.

Featured CRM Tool:

1. HubSpot CRM

HubSpot CRM automates the tasks salespeople hate and takes minutes to learn — not months. That means doing more deals and less data entry.

Other CRM Tools:

2. Zoho CRM

3. Zendesk

4. Pipedrive

Online Advertising Tools

If your team is making investments into PPC ad campaigns on platforms like Google, Bing, Facebook, Twitter, or LinkedIn, it’s probably a bit of a hassle to manage all the different ad campaigns you’re running across each different network. Besides just managing them, you then have to try and report on the results of all of them. What a struggle. Luckily, there’s tools for that.

Featured Online Advertising Tool:

5. AdStage

AdStage takes the hassle out reporting on all of the PPC campaigns you’re running and puts it all in one place. AdStage helps you automate, create, and manage your campaigns across all of the major PPC platforms, then allows you to report on your results. With visual features and powerful automation tools, AdStage is a must for PPC experts and newbies alike.

Other Online Advertising Tools:

6. HubSpot Ads Tracking Software

7. Perfect Audience

8. Google Keyword Planner

9. AdRoll

10. WordStream

Social Media Tools

Social media managers know the pain of posting that perfect social media post only to have a follower find a typo a minute later and call you out. For marketers, using a social media tool to schedule all of your posts (so you catch those typos beforehand) is a must. But it also helps to get the right analytics from your social posts, especially on channels where it can be hard to get that information.

Featured Social Media Tool:

11. Iconosquare

Iconosquare is the perfect tool for marketers to grow their brand on Instagram with easy-to-use analytics. It’s not always easy to know what’s working and what’s not on Instagram. But, as the second most popular social channel and one that’s quickly approaching first most popular among some age groups, it’s a channel that marketers can’t afford to miss out on. Try Iconosquare now to maximize your Instagram analytics and optimize your brand Instagram channel for success.

Other Social Media Tools:

12. Buffer

13. Hootsuite

14. BuzzSumo

15. HubSpot Social Inbox

Search Engine Optimization (SEO) Tools

Whether its keyword research, content optimization, or checking your current page rankings, every marketer needs a go-to tool for planning what content to create and how to optimize it for SEO.

Featured SEO Tool:

16. Ryte

Marketers need tools to plan which keywords to rank for and making sure the content they create actually meets their goal once created. Ryte is the ideal tool marketers can use to make sure their SEO efforts are having a real impact on their marketing strategy.

Other SEO Tools:

17. Ahrefs

18. SEMrush

19. Moz

20. Keywords Everywhere Chrome Extension

21. HubSpot Content Strategy Tool

Content Creation and Design Tools

In the world of content creation, there are admittedly tons of different tools you could use to create various types of content. Whether it’s social images, logos, blog posts, or ebooks — the options and tools are endless.

That said, a newcomer among the Adobe Suite of tools is winning the hearts of many marketers, including this one, for its ease of use to create stunning webpages, awesome videos, and eye-catching graphics. The best part? It’s completely free and impossibly easy.

Other Video Marketing Tools:

30. Vidyard

31. Vimeo

32. Loom

Event Marketing Tools

Whether your team holds monthly customer and prospect events, yearly conferences, or just occasional community outreach parties and events, it’s important to have the best event marketing tool up your sleeve when the time comes to use it. After all, in-person events are some of the best ways to interact with potential customers and create a brand experience that prospects, customers, and your community will remember.

Featured Event Marketing Resource:

33. Eventbrite

Eventbrite is an efficient, easy-to-use tool tons of marketers rely on not only to manage the logistics (like ticketing) of events but also to promote their events. Eventbrite lets you create an event landing page and allows you to set up your ticketing and payment for the event all within the same platform. The best part? Eventbrite is always free if you’re hosting a free event!

Other Event Marketing Tools:

34. Facebook Events

35. AddEvent

Lead Capture and Conversion Tools

When it comes to your bottom-line goals, you probably want a few tools for not only attracting prospects to dedicated marketing campaigns, but just as importantly, converting those visitors into leads and customers.

Featured Lead Capture and Conversion Resource:

36. HubSpot’s Free Marketing Tools

HubSpot’s free marketing tools can help do just that. The moment a lead shares their email, you’ll know who they are, where they work, and what pages they visited — all in real time. When they view an offer or check your pricing, you’ll be ready to follow up right away.

And with simple but powerful analytics, you’ll learn more about what’s working and what’s not — like which traffic sources or pieces of content are driving the most conversions. It’s a risk-free way to find out what inbound marketing can do for you. No budget necessary.

Other Lead Capture and Conversion Tools:

37. HubSpot’s Free Pop-up Forms Tool

38. Typeform

39. OptinMonster

40. Sumo

41. Convertflow

Lead Generation Tools

If you’re in the mood for demand generation, you probably have your eyes on the prize: converting anonymous website visitors into contacts with email addresses that you can successfully nurture. Landing pages are a must for capturing lead information on important offers and opt-ins.

Featured Lead Generation Resource:

42. Unbounce

Thanks to a drag and drop interface, Unbounce lets you quickly build mobile responsive landing pages without developer assistance. The tool also integrates with a number of different CMS platforms and software.

With Unbounce Convertables, you can also launch targeted overlays on top of any web page, each with a dedicated call to action. Customizable triggers and targeting rules give you control over who sees your offers and when so you can serve the most relevant offers to the right audience.

Other Lead Generation Tools:

43. Leadpages

44. Instapage

45. HubSpot’s Landing Page Builder

Website Optimization and CRO Tools

As marketers, sometimes it feels like we’re constantly making educated guesses about how our site visitors are going to interact with our content. While we might design a page to draw our user’s eye to a spot on a page, how do we ever really know where their focus is so that we can improve that experience?

Featured CRO Resource:

46. Hotjar

Hotjar is a new and easy way to truly understand what your web and mobile site visitors are looking at when they interact with your site. With its visual heatmap tools, you can understand what users want, care about, and interact with on your site. Hotjar visually represents visitors’ clicks, taps and scrolling behavior, giving you the ability to find hot areas for growth and conversion rate optimization.

Other CRO Tools:

47. Optimizely

48. Lucky Orange

49. Google Optimize

50. Clicky

Lead Nurturing and Email Marketing Tools

It’s not enough to drive traffic to your website and then convert them. Many of your website visitors may not be ready to buy, and that’s where lead nurturing comes in. Email marketing is a great way to nurture contacts toward a purchasing decision.

Featured Lead Nurturing Resource:

51. HubSpot’s Email Marketing Software

HubSpot offers robust email marketing software from free to enterprise. You’ll be able to create emails in a simple drag-and-drop interface, personalize emails for better experience and performance, and see email activity in your free CRM. HubSpot also offers automation solutions in their paid plans.

Other Lead Nurturing and Email Marketing Tools:

52. Constant Contact

53. Campaign Monitor

54. MailChimp

55. AWeber

56. ActiveCampaign

Marketing Automation Tools

Automation is nothing new to marketers. Whether you want to save time doing marketing tasks or simply cut time wasted doing those daily tasks like saving emails and files to spreadsheets, having a tool that makes your life easier and saves you time is ideal.

Featured Marketing Automation Resource:

57. HubSpot Marketing Automation

As previously mentioned, HubSpot has a powerful automation tool included in its paid marketing tiers. It doesn’t just send drip sequences. You can also use it to trigger specific actions such as updating a contact record or adding a contact to a list when certain criteria is met.

Other Marketing Automation Tools:

58. Drip

59. Marketo

60. Omnisend

Data Reporting and Analytics Tools

Most tools that automate some of your marketing strategy will also provide reports that allow you to see and present your campaigns’ performance to other employees in your company. What if you want a more holistic look at the health of your marketing?

Featured Data Reporting and Analytics Resource:

61. Digital Marketing Tuner

From the efficiency of your content calendar to the effectiveness of your lead-generation methods, Digital Marketing Tuner offers a helpful overview of all of your latest marketing activities.

Developed by OverGo Studio, an inbound marketing agency and HubSpot Agency Partner, Digital Marketing Tuner guides you through a brief survey where you can submit basic information about your company’s content volume, email open rates, website traffic, and more. The tool then sends you a detailed report in which you can better visualize your team’s strengths and weaknesses so you can make even better decisions for your company moving forward.

Other Data Reporting and Analytics Tools:

62. Google Analytics

63. Google Search Console

64. Databox

65. RavenTools

Digital Asset Management Tools

In any marketing team, the inevitable happens: there’s a million files and pieces of content between everyone on your team without one place to keep it all. Organization on any team — let alone a marketing team — is essential. That’s why it’s important to have a collaborative organization tool to keep you sane.

Featured Digital Asset Management Tool:

66. Dropbox

Dropbox is the perfect tool to keep your team organized and your files under control. With cloud-based software to keep your files accessible anywhere at anytime, Dropbox helps your team store all of its files in a central location. Dropbox makes it easy to collaborate, too. With tools like Dropbox Paper, which allows you to write and collaborate in real time on the same doc — and sharing tools for shared folders and files, you’ll be organized and ready for any project that comes your way.

Other Digital Asset Management Tools:

67. Google Drive

68. Box

69. Shift

70. Brandfolder

Team Communication and Collaboration Tools

Where would your work day be without accessibility and communication between you and your colleagues? Probably pretty frustrating. Marketers can’t shy away from communication when it comes to aligning with team members and across the company, so having the right team communication tools is necessary every single day.

Featured Communication and Collaboration Resource:

71. Slack

I wouldn’t be given any slack if I didn’t make the world aware of this tool.

Slack is a powerful messaging app that allows you and your teammates to quickly message back and forth without the hassle of email. But it’s not just AOL instant messenger 2.0. Slack has powerful features and integrations that make it possible for you to integrate all of your other daily tools — like Trello, Gmail, Giphy, and so many more — right where you’re already communicating. You can start channels between different teams or just chat with specific colleagues. Slack makes remote and in-person work possible and easier than ever.

Other Communication and Collaboration Tools:

72. Join.Me

73. Zoom

74. Skype

Project Management Tools

File management and organization is one thing, but how do you manage all of the moving pieces of a marketing campaign or project? There are many different tools you can use for project management, but only one sticks out when it comes to the number of integrations and features at the price of — oh yeah — free!

Featured Project Management Resource:

75. Trello

Trello is a great project management tool for small teams and individuals. With it’s Kanban-style setup and fun user interface, Trello lets you set up to-do lists and tag individual cards with due dates, members, labels, and more. You can attach files, links, images, and more to your cards and easily get a full-view of any project that you’re working on. At HubSpot, we use Trello daily to manage our team campaigns and individual to-do lists. Want an example of how we do this? Check out our guide to managing marketing campaigns in Trello.

Other Project Management Tools:

76. HubSpot Projects

77. Asana

78. Airtable

79. Wrike

You’ve got all the tools you need, but are you looking for a place to start putting them all together? Check out our free marketing plan. It’ll walk you through creating your own marketing plan and teach you how to use all of these tools together.

Editor’s note: This post was originally published in February 2019 and has been updated for comprehensiveness.

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t-baba · 5 years ago

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How to find the minimal CSS framework for you

#441 — May 20, 2020

Read on the Web

Frontend Focus

A Drop-in Minimal CSS Framework Switcher — There are a lot of so called ‘minimal’ CSS systems out there, such as new.css and GitHub’s Primer but it can be hard to sort through them for something you’d like. Enter this ‘minimal CSS framework switcher’ where you get to preview lots of minimal CSS frameworks on a single page. Alternatively, you can find a list of all the frameworks involved here.

Liam Doherty

What's New in Lighthouse 6.0 — Lighthouse 6 (the automated website UX auditing tool) has just dropped. Some of the changes include new metrics, audits for unused JavaScript, changes to the Chrome extension, and lots more.

Connor Clark

Faster CI/CD for All Your Software Projects Using Buildkite — See how Shopify scaled from 300 to 1800 engineers while keeping their build times under 5 minutes.

Buildkite sponsor

Second-Guessing the Modern Web — What if everyone’s wrong? Can we solve things in a better way that single page applications? Interesting thought piece and Rich Harris replied with In Defense of the Modern Web.

Tom MacWright

Just How Bad Is The ICO's Draft 'Age Appropriate' Design Code? — The author proclaims that as “a policy wonk, a technologist, a privacy campaigner, and as a parent” the UK data protection regulator’s proposed ‘Age Appropriate Design Code’ is one of the worst proposals she’s ever seen, and could result in age-gating across the internet, and a huge increase in data collection.

Heather Burns

What's New in Chrome 83 for Developers? — Version 83 is rolling out to stable now, and adds trusted types support, introduces changes to styling in HTML form controls, and more. Here’s a four-minute video version that covers the changes if you’d prefer. Secure DNS (DNS-over-HTTPS) support is another interesting development.

Pete Le Page (Google)

▶ Understanding Cumulative Layout Shift — Content moving unexpectedly on a page can be really irritating. This 20-minute explainer looks at the new ‘Cumulative Layout Shift’ speed metric (reported in Lightouse 6.0) and how it can help developers understand the impact of this problem on their pages.

Annie Sullivan and Steve Kobes

Microsoft Shows Off Its Edge Browser Running on Linux — Spotted at Microsoft’s Build 2020 conf where Microsoft has been releasing things left, right, and center like a package manager for Windows and Windows Terminal 1.0.

Rich Woods

⚡️ Quick bits:

Microsoft showed off a bunch of new Edge features in this snazzy video from their annual Build conference.

Support for the :where() pseudo class is now in the latest Safari preview.

Mozilla has launched a new accessibility blog featuring posts from the Firefox Accessibility Team.

How to center things in CSS is pretty much evergreen content, right...? 😅

I asked on Twitter whether it's 'frontend', 'front-end' or 'front end'. Here are the results.

Microsoft's Edge browser now has its own origin trials system with a couple of experiments already live.

A tab grouping feature is coming to Chrome.

💻 Jobs

Find a Job Through Vettery — Vettery specializes in tech roles and is completely free for job seekers. Create a profile to get started.

Vettery

Frontend Developer at X-Team (Remote) — Join X-Team and work on projects for companies like Riot Games, FOX, Coinbase, and more. Work from anywhere.

X-Team

ℹ️ Interested in running a job listing in Frontend Focus? There's more info here.

📙 Tutorials & Opinion

Minimalist HTML — The irony here is that this blog is literally in plain text. But overall, some good points about how to keep your HTML brief, should you want to reduce character counts.

Ryan Jacobs

The Need for Speed, 23 Years Later — In this somewhat historical look at website and internet speed, Kathryn looks at the fact that page speeds have not improved over time in spite of the increase in internet speed.

Kathryn Whitenton

Using CSS calc() to Figure Out Optimal Line-height — A quick, but math-heavy post by Jesús Ricarte on optimal line-height values that are more maintainable.

Jesús Ricarte

IE11 Mainstream End Of Life in Oct 2020 — Some interesting thoughts on Windows 10 and supporting IE11. As the author points out, he made up the term ‘mainstream EOL’ and he links to a response from an Edge team member.

Shawn Wang

Form Design: Multiple Inputs Versus One Input — Some web forms use multiple inputs for what really should be a single unit of data. This usability guide looks at the drawbacks of that approach and how to improve the experience.

adam silver

Safe/Unsafe Alignment in CSS Flexbox — This is a brief look at the new safe keyword that can be used with the align-items property in Flexbox, so far only supported in Firefox.

stefan judis

Detect Inactive Users with The Idle Detection API — Currently in development, this API can be used to find out when a user isn’t actively using their device.

Thomas Steiner

Stop Setting The Language of Your Website Based On User Location — A little PSA on why this might not always be the best idea…

Pedro Pimenta

🔧 Code, Tools and Resources

Animal Crossing: Isabelle's Day Off — Yep, I’m playing Animal Crossing at the moment, so felt it appropriate to include this great little animated diorama created with CSS. There’s also a neat time-lapse video of it all being put together. Impressive!

Tee Diang codepen

MongoDB Is Easy. Now Make It Powerful. Free Download for 30 Days.

Studio 3T sponsor

IntersectionObserver Visualizer — If you’re new to using the IntersectionObserver API, this useful interactive demo might help you comprehend it a little better.

michelle barker

Stylemug: A CSS-in-JS Library with Support for Atomic CSS Extraction — Another solution on the CSS-in-JS scene that features the ability to extract CSS rules to a .css file, which then replaces the stylesheet in your bundle.

Matthias Van Parijs

new.css: A Classless CSS Framework to Write Modern Websites using Only HTML — Weighs only ~4.5kb. Demo here.

🐦 ...spotted on Twitter

Here's a list of all the different length units you can use in CSS. I don't think I was familar with the Q unit.

by via Frontend Focus https://ift.tt/2ZlOl4V

#HTML5 Branding #HTML5 Weekly

0 notes

collegeessayguy · 5 years ago

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What does your study schedule usually look like? If your answer is “procrastinate for a week, panic-eat a bag of pizza rolls, chug seven cups of coffee, and then stay up all night studying while quietly hating myself” you’re in the right place! We have a more sustainable study plan for you.

While creating a study schedule will never rank up there with The World’s Most Fun Activities, the ultimate study schedule will dramatically reduce your stress levels and likely improve your grades. Most importantly, it will free up time for you to explore what you love outside of the classroom.

And that’s just as important as getting good grades or taking rigorous classes.

If you’re ready to overcome procrastination and create a smart study plan that’s right for you, your schedule, and your classes, read on.

5 TIPS TO CREATE THE STUDY PLAN THAT’S RIGHT FOR YOU

1. EXPLORE WHAT KIND OF LEARNER YOU ARE.

We all learn differently; not all of us retain information by reading books and taking notes. In fact, there are four different learning styles: visual, auditory, reading/writing, and kinesthetic or tactile. If you’re not sure how you learn best, this quiz can help. Most of us have a primary learning style but incorporating different elements of each learning style into your studying can help you retain more information.

Examples of how to use different learning styles in your study plan for a History final:

Reading/writing learning style: Re-read your textbook, taking notes on the most important points from each section, and then pre-write answers to some of the questions you might be asked

Verbal learning style: Set up a weekly study group with classmates and take turns discussing different historical periods and their major figures

Audio/visual learning style: Listen to the audio version of your textbook if it’s available, or hop on YouTube or Khan Academy and watch a few videos about your topic

Kinesthetic learning style: Map diagrams of information or create flashcards and group the flashcards into different topics and place them in different parts of the room, so you have to walk to different parts of the room to quiz yourself on different topics.

Not sure which approach works best for you? Experiment and see which study style results in the most enjoyable study sessions and the best academic results. Once you know, you can use those methods more regularly.

2. WORK AT TIMES OF DAY WHEN YOU FEEL MOST PRODUCTIVE AND FOCUSED.

You’ve probably read all those lifehacking articles about how to become an early bird, right? The truth is: Some people simply aren’t their best in the morning and no amount of coffee is going to change that!

We’ve all got different rhythms and we each excel at different times of day—the key is to figure out when your personal golden hours are. Are you more productive when you’re up before the sun? Do you do your best work post-lunch, pre-dinner? Or maybe you’re a true night owl and your brain doesn’t really turn on till 10 pm.

Not sure how to figure out when you’re most productive? This quiz will help.

3. BREAKS: THE HIDDEN SECRET OF STUDYING

Good news: taking breaks actually makes you more productive. But how many study breaks should you take? And what ‘qualifies’ as a study break?

If you haven’t tried The Pomodoro Technique, your studying schedule is about to dramatically change. Essentially, The Pomodoro Technique is a way of structuring your work time: one 25-minute session of uninterrupted work, followed by one five-minute break. Then another 25-minute monotasking work session and another five-minute break, latherrinserepeat.

It’s particularly important that what you choose to do during your five-minute breaks is completely different than what you do during your 25-minute work sessions. If you’re writing a paper during your 25-minute session, you wouldn’t spend your break checking email or doing research. You’d spend your break loading the dishwasher, doing a few yoga stretches, or making yourself a fresh cup of coffee.

The Pomodoro Technique works for two reasons. First, 25 minutes is not an intimidating amount of time. No matter how onerous the task, you can commit to doing it for 25 minutes. And honestly? Getting started is usually the hardest part! Once you dig in, you’ll usually find that the thing you were avoiding is much easier than you thought.

Second, these short, totally-different-from-what-you-were-doing breaks prevent burnout, overwhelm, dry eyes, and those achy shoulders you get from hunching over your computer for five hours straight.

Pro-tip: You can download a Pomodoro technique timer Chrome extension for your desktop here that sets 25 and 5-minute timers. You can also block certain websites (Instagram, Twitter, Snapchat, YouTube), that might otherwise distract you when you’re in the zone. Here are some for your phone.

4. GIVE YOURSELF A REALISTIC AMOUNT OF TIME TO STUDY.

Humans are notoriously bad at estimating how long things will take. In fact, we’re so bad, psychologists have studied this phenomenon and given it a name—The Planning Fallacy.

So I guess what I’m saying is: You’re probably wildly underestimating how much time you need to prepare for that test and you’re not alone in that under-estimation.

If you find yourself staying up all night and cramming before a test because you underestimated how long you need to prepare, here’s a better approach:

Estimate how much time you think you’ll need to study

Now double that number

Break that number down into smaller, manageable chunks

Schedule short study sessions every day leading up to the test

So let’s say you think you’ll need four hours to prepare for your history final. It’s probably a safer guess that you’ll need eight hours. Break those eight hours up into four, two-hour study sessions in the days leading up to the test. Really, actually schedule these two-hour study sessions into your calendar. Like this:

And if you don’t need the extra time you’ve allotted to studying? What luck! Use it to do something fun and totally unrelated to test prep. Better to overestimate how much time you need to study than underestimate and create unnecessary panic for yourself.

5. UNDERSTAND THAT LAST-MINUTE-CRAMMING IS BAD FOR LONG-TERM RETENTION (AND SUPER STRESSFUL, TOO).

Studies confirm what most of us have always suspected: cramming for tests doesn’t work. A study out of UCLA proved that regardless of how much a student generally studies each day, if that student sacrifices sleep time in order to study more than usual, they’re likely to have more academic problems, not less, on the following day.

Not only does late-night cramming undermine previous study efforts, cramming is terrible for long-term retention. Studies show that you lose 80% (eighty percent!) of what you ‘learn’ when you cram. So, if you cram for a test early in the semester, it’s very likely you’ll forget most of what was on that test by the time you get to the final … and then you’ll have to study that same information all over again!

Ultimately, the best study plan is the one that works for you. If you need your study schedule to include five-minute dance breaks, discussions about course content over lattes and donuts, or 15 different half-hour study sessions, that’s totally fine! Create a study plan that’s right for you and you might be surprised by how much it changes the way you approach projects, work, and life in general!

#studyblr #study tips #studying #high school #college

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jacobhinkley · 7 years ago

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Cardano [ADA]’s Charles Hoskinson: Quitting Twitter, the upcoming Google Chrome extension and more

On 6th August, Charles Hoskinson, the CEO and Co-Founder of the science and engineering firm IOHK released a Twitter video update to communicate the progress of the Cardano project with the community.

Here, he talked about the purpose of Prometheus and related topics. He also clarified the much-discussed case of him rage-quitting the social media platform, Twitter.

Firstly, the Founder mentioned a subset of users that might not be entirely content with the existing Cardano code. For this reason, the team has built an alternative client that the community could use for embeddable devices, ATMs, and Intel SGX style deployments.

Therefore, Prometheus is the parallel code based on Rust. It is written by the Cardano developers to offer its community with more options and freedom. Furthermore, Hoskinson explained:

“We’re gonna have our first demo come September internally for the completed version of the command-line interface for Prometheus. But Prometheus is a library of different functionality and third parties should be able to use that library for their own product lines.”

He then stated that Prometheus has been already tested on Android and iOS devices. The team believes that this would make for a good foundation for mobile clients and light clients alike.

Another intriguing hint dropped by Hoskinson was regarding an upcoming product based on the core of Prometheus. The announcement is to be made on 15th August by Emurgo, which is a project backed by the Cardano blockchain. Hoskinson revealed that the product is going to be based a Google Chrome extension. In his words:

“…its [the product’s] heart Prometheus and IOHK product and we’re really excited about the quality of that code and we’re really excited about the capability of that code and we’re already starting to see people wanting to use it and we’re not even quite done with it yet.”

Next, the IOHK leader talked about the two families of code that Cardano has built: Rust and Haskell. While Haskell Cardano is a reference code, Rust Cardano is modular, more like a library meant to be used by third-party developers who want to build their own wallets, mobile or light.

Regarding the use case of the Rust code in ATMs and ledger devices, Hoskinson revealed that Cardano is in talks with Sirin Labs. Sirin Labs has an open-source operating system called Sirin OS that runs Finney devices. These devices are the first blockchain backed mobile phones and PCs which do not compromise on cybersecurity by only prioritizing user-experience.

Recently, Hoskinson had quit Twitter after a series of trolls and minor controversy surrounded a comment made by him. He mentioned Twitter as a platform that has become toxic. He gave a final statement regarding the issue and said:

“I have very limited time. I run an international company. We operate in 16 countries… I travel dozens of places every single year and if I have a simple question for a company, a very small company of just a few people whom I assume … run their Twitter feed and I get a response where an article is written that I’m a monster, if there’s a top-rated cryptocurrency Reddit post about how bad of an actor I am… What’s the value of this platform.”

Lastly, he informed the community that he will be using the medium [Twitter] to broadcast videos only.

The post Cardano [ADA]’s Charles Hoskinson: Quitting Twitter, the upcoming Google Chrome extension and more appeared first on AMBCrypto.

Cardano [ADA]’s Charles Hoskinson: Quitting Twitter, the upcoming Google Chrome extension and more published first on https://medium.com/@smartoptions

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savetopnow · 7 years ago

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2018-03-16 12 BIT COIN now

BIT COIN

@AmberBaldet

Out today: a special SXSW with @AmberBaldet on privacy in blockchains and the clash with the right to be forgotten. Check it out! https://itunes.apple.com/us/podcast/unconfirmed-insights-analysis-from-top-minds-in-crypto/id1347049808?mt=2#episodeGuid=109c3ed0c0e56726eac9abd407c44d90 …

#LiveIllustration I made of the "Women & Inclusion in Tech" #EtherealSXSW panel feat. @Jehmu @AKaiMorton @jalak @BariAWilliams @NataliyaSNY @AmberBaldet Video of the fantastic talk is on @ConsenSys FB page :) #blockchain #tech #inclusion #WomensHistoryMonthpic.twitter.com/3B79MCZVk0

Hey Amber, I've added your handle to the verified list for EtherSecurityLookup so you'll have the verified icon next to your name and users with similar handles will have a red box around them https://harrydenley.com/ethsecuritylookup-chrome-extension-release/ …pic.twitter.com/jbq4jqTvjh

It's been 5 months since twitter suspended their verification program because verifying Nazis was a bad look but also there are good people on both sides! and gee whiz the death threats & crypto scams are just the cost of freedom amirite?! https://www.nbcnews.com/news/us-news/twitter-suspends-verifying-accounts-after-white-nationalist-gets-badge-n819491 …https://twitter.com/shlomoklahr/status/973939768802373634 …

Apparently they blocked me (I blocked me?), account is @AmberBaidet in case tweets disappear

@AriDavidPaul

Taking a twitter holiday. Back soon.

It’s pi day! With 42 digits of pi, you can calculate the cirumference of the universe to within a single atom of precision. Math is weird.

A way to measure your success in life: how many people would donate a kidney to you if needed, and how many people would you give a kidney to? I obsessed with this idea a decade ago, credit to @patrick_oshag for reminding me of it recently.

Haven't listened to this yet, but I'm still gonna recommend it. @patrick_oshag and @albertwenger are two of the most thoughtful and insightful people I've had the pleasure of meeting. https://twitter.com/albertwenger/status/973589655873613824 …

Guys, it's a JOKE!

@ErikVoorhees

Congrats, so very excited about this :) You and your team should be immensely proud. https://twitter.com/starkness/status/974305137991667712 …

Great day for Bitcoin: Bitcoin Lightning Startup Goes Beta With Twitter CEO Backing http://bit.ly/2FM2X0T via @CoinDesk

Thanks @ConsenSys, Brooklyn Project, @coincenter, @NYcryptolawyer, @josh_blockchain, @AndreaTinianow for your help with the #Wyoming #blockchain bills! https://media.consensys.net/wyoming-passes-5-pro-blockchain-laws-points-the-way-in-digital-asset-regulation-6fae9e07d129 …

Made it to to SanFran for @TokenFest with @shapeshift_io ! Come by our booths and say hi! #tokenfestpic.twitter.com/VkQtnb2GDK

Listen, you can defend torture, or you can defend the Constitution. Not both. The 8th Amendment explicitly forbids torture with all forms of cruel and unusual punishment. To defend torture is to attack the Constitution.

@Excellion

It seems rough consensus is building around A. https://twitter.com/excellion/status/974237021957849094 …

Which camo fabric should be used the for #TrollArmy hat? A, B, or C? pic.twitter.com/8qUfoi4K8A

Excellent article on $BCH from an emotionless trader's perspective. Written 2 weeks ago. Solid read and solid research. https://medium.com/@btcWolves/bch-heading-towards-the-abyss-f1b2b9ec41f1 …

Before Excellion was a game engine, Excellion was a legend in Lineage II. @boxmining @ToneVays https://youtu.be/CW9Nld1Z7NU?t=1h40m13s … @The_Floccohttps://twitter.com/HYDRAtrades/status/970923528580222976 …

There is a real risk to ASIC manufacturers that chips they design are rendered useless due to a PoW change. That's why it makes sense for ASIC co's to make their own coin, like #Bcash, which they can tightly control and manage. #UASF in #Bcash? Not possible. Profits are secure. https://twitter.com/WhalePanda/status/974183921402499072 …

@KevinRose

Happy Wednesday, much love to you all.

My first job was also $4.25/hr making bread sticks at Olive Garden. Then I got a job as a cashier at Computer City https://twitter.com/btaylor/status/970010441702260736 …

Just wrote this up: "Disconnect and take a break from your iPhone by using this little-known feature." - https://medium.com/@kevinrose/disconnect-and-take-a-break-from-your-iphone-by-using-this-little-known-feature-c8e6f41660da …

Light Phone II! Awesome. https://twitter.com/thelightphone/status/969232209948413953 …

This is a big deal. So proud of @ryancarson -- if you're looking to hire diverse tech talent you need to speak w/ Ryan and check out his TalentPath product. https://twitter.com/ryancarson/status/968526919229673473 …

@Melt_Dem

EPIC!!! @AbraGlobal is the future of crypto investing. easy, cheap, and non-custodial meaning you own your private keys. https://twitter.com/billbarhydt/status/974308529451368449 …

second layer solutions are coming! huge step forward for the implementation of lightning networks - it’s been a pleasure working with @starkness and the team over the last 2 years https://blog.lightning.engineering/announcement/2018/03/15/lnd-beta.html …

in today's Leaders Series, @La__Cuen from @coindesk talks about how she was introduced to #bitcoin while reporting on sex workers, the challenges of translating cryptocurrency to a broad audience, and the importance of financial freedom for women https://medium.com/the-future-collective/leaders-series-leigh-cuen-at-coindesk-2e14030f7758 …

it’s been in the works for quite some time, but it’s amazing to see the Liquid sidechain prep for network launch. helping @Blockstream w/ this project back in 2016 was what got me excited about off chain scaling and atomic swaps https://blockstream.com/2018/03/13/liquid-release-candidate-network-is-ready-to-go.html …

i nominate @NeerajKA on behalf of the entire crypto twitter community. @barstoolsports needs a real hero, someone to remind us that the human capacity for stupidity is infinite. https://twitter.com/ekanardini/status/973978572267409408 …

@Naval

Bitcoin's smaller argument surface increases its social scalability: "The more functions a currency has, the more things there are to argue over ... Bitcoin’s uncompromising focus allows it to serve a broader user base." Wisdom from @eiaine https://www.bloomberg.com/view/articles/2018-03-14/bitcoin-blockchain-demonstrates-the-value-of-anarchy …

“Bad money drives out good money” is a consequence of state coercion to accept both kinds. In a free market, money behaves like any other asset and “good money” commands a premium. https://twitter.com/sal__ohcin/status/973394227957784576 …

“Sovereign grade” vs “platform grade” censorship resistance. A useful distinction, by @lsukernik https://medium.com/@LarrySukernik/sovereign-grade-and-platform-grade-censorship-resistance-c1fb7b6b492a …

Both great; in addition - this underrated gem of a podcast with @SpartanUpPod is brilliant. 15 odd mins of hard hitting @Naval life advice. https://www.youtube.com/watch?v=X7tnoR6a-8A …

"It is easy to fit completely different explanations to the observed facts. Don't trust any interpretation of reality that isn't able to predict" [email protected] “Truth is that which has predictive power.” [email protected]

@NeerajKA

Has artificially cheap electricity to attract industry, bans the first industry that shows up https://motherboard.vice.com/en_us/article/8xk4qv/bitcoin-ban-plattsburgh-coinmint-mining …

after you make a lighthearted comment about cryptocurrencypic.twitter.com/c07FLCH8x4

It’s hard to come up with a cryptocurrency april fools joke because every ridiculous thing has already happened

Gives a new meaning to the term "airdrop"

We might need a store of value that’s easier to transport https://twitter.com/i/moments/974243713823203338 …

@NickSzabo4

"Typical computers are computational etch-a-sketch, while blockchains are computational amber." - @NickSzabo4

Traditional contracts, property deeds, wills, etc. are private law, "drafted by private persons rather than politicians or government bureaucrats." Smart contracts are a new form of such decentralized rulemaking. https://unenumerated.blogspot.co.il/2007/05/towards-digital-and-private-common-law.html …

Making good law requires much time and pain: https://unenumerated.blogspot.co.il/2008/02/discovery-of-law.html … Applies to good governance too. There's been no blockchain breakthrough in better governance. What public blockchains enable is the operation of some important institutions like money with far *less* governance.

BREAKING: blockchain company actually ships product solving actual problem; raises a normal amount of funding https://twitter.com/kyletorpey/status/974300027739877376 …

When offense is cheaper than defense, "negative-sum games of coercion and extortion ... can only be avoided by carefully crafting [and enforcing pre-contractual] rules." Good news: in cryptography, defense is cheaper than offense. https://unenumerated.blogspot.co.il/2008/05/coase-theorem-is-false-contracts-depend.html … https://unenumerated.blogspot.co.il/2009/09/coase-theorem-in-action.html …

@SatoshiLite

Abra chose Litecoin over Bitcoin Cash because of Litecoin's better security and its adherence to Bitcoin's scalability roadmap. #flappening https://twitter.com/SatoshiLite/status/974395054226919424 …

Congratulations to @billbarhydt and the @AbraGlobal team on the launch of your latest smart contract product on the Litecoin and Bitcoin network. It's this kind of innovative use of programmable money that will take cryptocurrencies to the moon! pic.twitter.com/rSHbMleeAb

Nothing in life is just handed over on a Litecoin platter. (h/t @vdpod)

2 down, 2 to go! Merchant processor @CommerceCB Popular online wallet Goods trading platform One huge unexpected surprise @AbraGlobal #PayWithLitecoin https://twitter.com/SatoshiLite/status/943462596929208320 …https://twitter.com/SatoshiLite/status/943462596929208320 …

Second piece of good news today. @AbraGlobal has chosen to launch its newest product on the Litecoin network after a long and thorough research. Abra lets you invest in all sorts of cryptocurrencies all hedged with smart contracts on Litecoin! https://www.abra.com/blog/decentralized-investment-platform/ …pic.twitter.com/G51u5PE6uF

@TuurDemeester

More details on GrayKey iPhone unlocker: https://blog.malwarebytes.com/security-world/2018/03/graykey-iphone-unlocker-poses-serious-security-concerns/ … -Two models sold directly to law enforcement - $15k & $30k. -Unlocks all iPhones including the new iPhoneX. -Full unencrypted contents of phone & keychain accesible -All major iOS wallets appear vulnerablepic.twitter.com/4WHGyzEf1d

I overlooked @litecoin creator @SatoshiLite as an investor - and also crypto influencers @DCGco.

Source: https://cryptoinfluencers.io/ Method: https://cryptoinfluencers.io/algorithm Background: http://maciek.blog/what-is-influence …

Top 10 ranking of most influential Bitcoin exchange brands, by @cryptoinfl: 1. Coinbase 2. Kraken 3. Bitstamp 4. ShapeShift 5. BTCC 6. Bitfinex 7. Gemini 8. Bittrex 9. Poloniex 10. OKCoin

Just bought some mobile minutes for my phone on the main @bitrefill site at https://www.bitrefill.com/ Lightning was listed in the payment dropdown. Settlement was instant and I paid no fees. Channel open fee was about $0.05 and that channel will not expire. The future is here

@VitalikButerin

The meme of the #blockchain century arrived secretly to our inbox. Pure gold.pic.twitter.com/fXO0gRUh64

This *does not* explain the "education benefits individuals much more than countries" evidence, but even still it does explain some of the other evidence, suggesting that dominant sheepskin effect by itself does not imply low HC gain - only low *observable* HC gain.

Right now the time diff between US east coast and central Europe is down to 5 h for 2 weeks, as time changes on 3/11 in US/Can and on 3/25 in Europe. Then it's back to 6 h. #AbolishDSTNow (To clarify, making DST permanent ok too; just stop changing the damn clocks twice a year)

Excellent work, etherchain! https://www.etherchain.org/correlations (Anyone replying to this claiming to be giving away ETH is a scammer, as usual)

This is my point of discussion with @bryan_caplan Hobbysists -> Technology -> Science not reverse arrow. https://twitter.com/SpencerBaum1/status/971795952280350721 …

@WhalePanda

Yeah this is really not true. #Bitcoin mining is still very profitable. https://www.cnbc.com/2018/03/15/bad-news-for-bitcoin-miners-as-its-no-longer-profitable-to-create-the-cryptocurrency.html …

Damnit, I wanted to keep it a secret. Dumping shitcoins at 40,000 feet gives a while new level of satisfaction. https://twitter.com/CNBC/status/974314995738607619 …

I wonder which major exchanges are going to start implementing this first... I know some exchanges that are going to take way too long again. https://twitter.com/lightning/status/974299189076148224 …

The first "official" main net release for @lightning is awesome news. Critics said it would take years, while smart investors like @jack are at the forefront of the #Bitcoin (r)evolution and investing in this new technology. https://www.forbes.com/sites/ktorpey/2018/03/15/bitcoins-highly-anticipated-lightning-network-goes-live-as-startup-raises-2-5-million/#4339e0607eb0 …

Big day for bitcoin, Lightning goes live on mainnet! Announcing the first Lightning beta release for the live bitcoin network, lnd 0.4. Read about it here: https://blog.lightning.engineering/announcement/2018/03/15/lnd-beta.html …

@aantonop

"Announcing LND 0.4-beta" https://blog.lightning.engineering/announcement/2018/03/15/lnd-beta.html … Haven't heard of the Lightning Network yet? I have a playlist for you:https://www.youtube.com/playlist?list=PLPQwGV1aLnTurL4wU_y3jOhBi9rrpsYyi …

They told me to stick to my topic. I blocked them, thereby creating a block-chain. They asked, I delivered.

America, meet a war criminal: The CIA's new nominee director Gina Haspel once ran a torture site and destroyed evidence https://qz.com/1227879 via @qz

As someone who watched the towers burning, while the staff at St. Vincent prepared to handle the wounded (who never came) and then spent a month cowering afterwards, let me just say: fuck that shit. Fuck that shit.

Gina Haspel oversaw interrogation tactics so brutal that CIA personnel at one black site openly wept and requested transfers after torture sessions. Details here: https://www.theatlantic.com/international/archive/2018/03/gina-haspel-black-site-torture-cia/555539/?utm_source=poltw …

@brian_armstrong

Actually, this is already out of date! Bancor (DEX) and EtherBay (721 marketplace) are now featured as well, and we have 2 more coming this week!

4 new dapps featured this week on @toshi: Axie Infinity, StakeTree, CryptoCribs, and YouCollect pic.twitter.com/wTey3SDVRn

Great progress https://twitter.com/coinbase/status/973325594053066752 …

Send us a note: https://www.coinbase.com/careers

What it's like working at Coinbase https://www.youtube.com/watch?v=997ZZpUL8_k …

@gavinandresen

What’s new with BlockSci, Princeton’s blockchain analysis tool: https://freedom-to-tinker.com/2018/03/15/whats-new-with-blocksci-princetons-blockchain-analysis-tool/ …https://twitter.com/random_walker/status/948408704596168704 …

1/ NEO thread. I never paid any attention to this project because "it's a Chinese Ethereum!" just sounded so stupid for reasons I didn't even know where to begin to explain. If you, like me, ignored NEO for this reason, here's a quick recap of how hilariously bad this project is:

Another flaw in the human character is that everybody wants to build and nobody wants to do maintenance.

It is a bad idea to make security-critical software more complex so it is optimized for non-existent hardware. Actually, it is usually a bad idea to make security-critical software more complex, period.

IOTA is broken not because there are numerous attacks (which there are). But because there is no security claim. The IOTA DAG/tangle whitepaper does not even have a definition of security, the most basic prerequisite in modern cryptography. 1/

@lopp

Overheard: "Crap, my Lightning node is down. I bet my wife unplugged it again." #UpdateYourThreatModel

Announcing: Lightning network payments (real money, mainnet), publicly available on http://bitrefill.com effective immediately. Instructions inside.https://blog.bitrefill.com/announcing-real-money-lightning-payments-5c96edd02041 …

Bitcoin Cache on Bitcoin @CashApp would be more cash-like than Bitcoin Cash. https://twitter.com/qz/status/974309723511181312 …

Vaporware: so hot right now! https://blog.lightning.engineering/announcement/2018/03/15/lnd-beta.html …

BREAKING: Bitcoin Lightning Startup Goes Beta With Twitter CEO Backing http://bit.ly/2FXkTZN pic.twitter.com/EnNEsxYh5Y

@prestonjbyrne

If you're listening to this, you are the resistance https://twitter.com/DMOberhaus/status/974448533800660992 …

Why are there no marmot emojis

Hilarious that people can't grasp that Scots might want to be disconnected from Westminster but not the EU. How to break it to the English Establishment that they are unappealing. #bbcqt

"Hey hey, ho ho, western civilization has got to go" is a despicable chant that was heard around colleges yesterday. Do people actually learn anything in college?

It's happening. This is a real industry, that has to grow alongside crypto: https://cryptojobslist.com/jobs/meme-specialist-at-ecos-estonia …

@rogerkver

The #LightningNetwork is just a Rube Goldberg device to solve a problem that never actually existed in the first place.pic.twitter.com/a8t1PpEjC7

Buying a cup of coffee is not a micropayment.pic.twitter.com/O0z1njoMzp

Satoshi said to never let the blocks become full. Bitcoin Core supporters say to always make the blocks full. #bitcoincashpic.twitter.com/jlmavEFvdc

The free market can supply money better than governments for the same reasons that we all know that it supplies automobiles, food, and everything else better than governments.pic.twitter.com/c3NfgL2mpy

High fees, unreliable transactions, and easy double spending are huge barriers to adoption. Yet these are the exact policies that Bitcoin Core supporters are advocating in favor of. That is why I now favor Bitcoin Cash.pic.twitter.com/qO1TXYHjsC

@starkness

Lightning Labs just raised millions from Jack Dorsey and others to supercharge blockchain transactions http://tcrn.ch/2phc3wg pic.twitter.com/GXHmrj4hKj

Note how strategic @lightning's $2.5M raise was: @Square, @Twitter, @Bitgo, @RobinhoodApp, @Paypal. These alliances will likely bring them much further than had they done a $250M ICO. https://bitcoinmagazine.com/articles/lightnings-first-implementation-now-beta-developers-raise-25m/ …pic.twitter.com/RN7Bd6qDCJ

Big shout out to @rusty_twit @Snyke @acinq_co @Blockstream and all the developers who've worked toward interoperability and ensuring compatibility with eclair and c-lightning!

"If bitcoin is like a decentralized savings account, Lightning is a decentralized checking account where users can send money instantly" - @starkness

Congrats @starkness @roasbeef @lightning for launching Lightning protocol in beta. Most important scaling solution for bitcoin. One of the most important projects in crypto overall. Excited to be an investor! https://www.coindesk.com/a-version-of-bitcoins-lightning-network-is-ready-for-real-money/ …

@twobitidiot

The paradox that keeps me sane is that I know I’m delusional, so that means I’m actually sane. Roger come join us, brother, we miss you! https://twitter.com/rogerkver/status/974409954420342784 …

I don’t care the context. This is a great question. https://twitter.com/joshhud9/status/974391661907161088 …

Should I tell them the truth?pic.twitter.com/wHeIXOB380

Spend 5 years developing a brand & 70k strong following, so @twitter can f*ck around with their algorithm and destroy engagement with your audience. That's one option @jack. Or you could charge power users who would gladly pay $100s / year for clean distribution.

Top story today via the TBI compression algorithm (aka mechanical turk from a frustrated idiot buried in crypto news): Lightning Labs launches beta (LND). Baller investors. Safe to test lightning now. (Multiple sources; 1,500 words down to 190) Top: https://www.coindesk.com/a-version-of-bitcoins-lightning-network-is-ready-for-real-money/ …pic.twitter.com/lYFSCV0dQs

Bitcoin Magazine

Decred Sets Its Sights on Decentralization in 2018

Lightning’s First Implementation Is Now in Beta; Developers Raise $2.5M

Congressional Hearings: We Must Distinguish Digital Commodities From ICOs

Washington Post Adds Support for Brave Browser, Basic Attention Token

Op Ed: FinCEN Policy Positions Offer Murky Guidance for ICOs

Bitcoin Price

Google is banning all crypto, ICO ads from June. Bitcoin dives below $8k – March 14

Sideways trading continues. Bitcoin struggles to find support above $10,000 – March 12

Market starts the recovery but bullish momentum is not looking strong – March 9

Bitcoin continues the decline – prices dip below $9,000 – March 8

Coinbase faces consumer class-action lawsuit – March 5

Bitcoin Reddit

California Rep. Sherman badmouthing Cryptocurrencies is funded by a payment processor whose business is at risk. Not to mention the company was busted for money laundering.

Peter Thiel talks about HODL'ing to the New York Economy Club

Mainnet Lightning payments available now on Bitrefill

Technology Meant to Make Bitcoin Money Again Is Now Live (Bloomberg article)

An altcoin group keeps telling people that the Lightning Network doesn't scale because Mesh routing with adresses in the Network is an unsolved problem. Here is a paper with a solution.

Bitcoin.com

Survey Says 60% of Square Merchants Are Willing to Accept Bitcoin

Soon There Will Be More Bitcoin Investors Than Stock Traders in Indonesia

Following ICOs, SEC Subpoenas Cryptocurrency Hedge Funds

Three South Korean Crypto Exchanges Raided for Diverting Funds

PR: BUSINESSCOIN – Decentralized Apps in Service of Hospitality, E-Commerce and Real Estate

Brave New Coin

Britain's central banker talks crypto with the kids

Monero Price Analysis - The ASICs at the gate

Bitcoin bouncing off $8,000 support after Google crypto ad ban

Bank of International settlements warns against central bank cryptos

Crypto exchanges in SEC cross-hairs

CCN

Playboy to Launch Its Own Cryptocurrency , Accept Others for Adult Content

Brazilian Prison System Officials Caught in $22.4 Million Bitcoin Fraud

Eligma Is Bringing Crypto Transactions to the Offline World in the First Bitcoin City

Bitcoin App Abra Adds Support for 70 Cryptocurrency and Fiat ‘Stablecoins’

Bitcoin is a ‘Crock’ Politician Received Biggest Donation from Company at Crypto Disruption Risk

Coin Journal

Crypto Market Prices Continue to Fall Amid Increasing Regulatory Pressure

The U.S. House of Representatives Capital Markets, Securities, and Investments Subcommittee Holds First Cryptocurrency Hearing

UK Online Payment Platform Payza Adds Support For Cryptocurrency Dash

Crypto Startup Giza Pulls Exit Scam After Raising More Than US$2M In ICO

Winklevoss Twins Propose Self-Regulatory Organisation to Monitor Crypto Market

Coin Telegraph

French Regulatory Agency Blacklists 15 Cryptocurrency And Crypto-Asset Websites

Australian Taxation Office Reports Scammers Collecting Bitcoin On Its Behalf

Thailand Delivers First Draft Of ‘Digital Asset’ Regulations

Bitcoin Thieves No Longer Just an Online Threat, How to Stay Safe

India’s HDFC Joins List Of Banks Banning Crypto Purchases Via Card

CoinSpectator Blog

ZeroEdge.Bet Casino Opens New Office in London

Bringing Crypto Mainstream into the offline world in the first Bitcoin City

Interview with Nexo: The world’s first crypto overdraft backed by Credissimo

Cointrade will create a truly user-friendly crypto exchange

Top ICO’s & Cryptocurrencies to invest in 2018

Coindesk

The Crown Prince of Liechtenstein Wants to Invest in Crypto

G20 Reveals Names and Dates for Next Week's Crypto Talks

French Regulator Blacklists 15 Crypto Investment Websites

Gibraltar Plans to Regulate ICO Tokens as Commercial Products

American Express Patent Filing Touts Blockchain for Faster Payments

Crypto Currency Reddit

NEO block generation time down to 13.6 seconds average due to consensu nodes update! Gas generation up 40% !!!

The reddit Android app changed its title to "Reddit: Top News, Trending Memes & Crypto Updates"

Coinbase Tells Congress We Need Clarity Not More Regulators

His bags are heavy...

The Benefits of Universal Blocks (Nano)

NewsBTC

Not Long to Go on ZeroEdge Pre-ICO Sale Discounts

Economic Club of New York: Peter Thiel Discusses Bitcoin and Silicon Valley, Amongst Other Things

French Regulators “Blacklist” Cryptocurrency-Related Websites

Dutch Finance Minister Joins Australia in Warning Public of Cryptocurrency Scams

Bitcoin Scaling Solution Lightning Live on Mainnet, Twitter CEO Funds it

Reddit Cryptocurrency

NEO block generation time down to 13.6 seconds average due to consensu nodes update! Gas generation up 40% !!!

The reddit Android app changed its title to "Reddit: Top News, Trending Memes & Crypto Updates"

Coinbase Tells Congress We Need Clarity Not More Regulators

His bags are heavy...

The Benefits of Universal Blocks (Nano)

#bit coin

0 notes

purplesurveys · 4 years ago

Text

1204

What does the song you're listening to remind you of? No music for me tonight. Have you ever written anything on your walls? No, I have absolutely no reason to write directly on my wall. I have a corkboard should I ever have the need to put up a note. Do you brighten and contrast your pictures? Only if I post photos on social media, which is very rare to begin with. Have you ever attended a private school? That’s what I attended from kindergarten to high school. What do you do when you need to relax? Fix myself a cup of coffee, or take a nap.

What thing(s) annoy you the most? I feel like my pet peeves are always changing but my biggest one at the moment are local bloggers (that I engage with for work) adding me on Facebook. I usually ignore their requests, but 100% of the time they end up sending a message insisting that I add them, leaving me no choice but to oblige. I hate that my supposed personal space is now intertwined with work as well. They’re also the type to send me questions or messages late into the evening or on weekends, which absolutely grinds my fucking gears. Who is your favorite cartoon character? Mr. Peanutbutter from BoJack Horseman. What do you usually order from Starbucks? Iced caramel macchiato, though I might also start ordering iced Americano regularly because I had no idea it actually tastes pretty good until I tried it out last week. The food I order differs per visit, but the last time I got something from Starbucks it was their salmon dill sandwich. What did you look like when you went out today? I didn’t go out today but I miiiiiiiiiiiiiiight have to tomorrow to finally get a new pair of eyeglasses with updated lens for my ever-deteriorating eyesight lol. I just realized Angela, Reena and I will be heading to Mega next Saturday for the BTS pop-up store, so I will be needing new eyeglasses so that I can drive properly. What's a habit that you wish you could break? Impulsive buying. I can already tell it would potentially be an issue if I don’t get a grip soon so I’ve made a promise to myself to calm down on the merch. I won’t be buying more albums for now and will just save up for them so I can get one big bulk order as a Christmas gift to myself instead. What is something you're really good at? Not needing an alarm to wake up on time. My body clock always just knows. What's a song you could listen to over and over, and never get sick of? Sweet Night by V. What are you looking forward to? Continued from last night. For all my merch orders to arrive one by one heehee. What is something you really need to do? I have a press release to write and a Powerpoint deck to do this weekend, so that’s dandy. At least I’ll be paid for it, but still :/ What kind of cell phone do you have? I have an iPhone 8, still. What is your favorite color scheme? Any pastel combination works for me. What is the last thing that you watched on TV? I watched an episode of Run BTS through the TV last night even though I technically played it through the YouTube app of the PS4. Do you wish anyone was still in your life? I think this way about several people, but I never feel sad or regretful about it. It just makes me think what life would’ve been like if they were still a part of my life. What color are your nails painted right now? They are never painted. Are you more factual or random? I’m struggling to find the connection between these two but I suppose I’m more factual. What is something you do often that annoys people? I dunno. I definitely don’t seek this information from people, lmao. You would have to ask others.

What is the worst movie you have ever seen? I don’t know if it’s the worst but The Notebook can definitely be a runner-up for being one of them. I was really excited to see it but was so crestfallen when I had to acknowledge it was terrible barely 10 minutes into the movie. What are you going to do after this? I want to look for another survey but looking at my pattern these days it seems like I only take one a day during the weekends now, so I’m not so sure if I’ll actually fulfill this. I might just go back to watching BTS content, idk. How many windows are open on your computer? I have 7 Chrome windows open right now. What is your desktop background at the moment? BTS. What is something you say a lot? It’s a local phrase but I always catch myself saying, “Ayoko na,” which basically means “I give up,” or “I don’t want/like [this] anymore,” usually by the end of my shift hahaha. What's in your purse right now? I don’t have a purse. Do you still have feelings for your ex-boyfriend/girlfriend? Not at all. It’s situations like ours where I feel grateful for my ability to cut off people in a snap of a finger, regardless of the bond we shared. How many CDs are in your house? Too many. Favorite music group of all time? Paramore. What are you wearing right now? I have a black halter top on and a pair of shorts. Have you ever had hair extensions? I don’t think so. Do you have a last.fm account? I think I had in the past, but I wasn’t excited by it so I never used it. Do you have a good memory? Yes. What is something that can't be joked around about? Rape. Have you ever been in love? Sure. Do you take vitamins? No. What kind of pets do you have? Two dogs. In your opinion what is the best car? I don’t know enough about cars to make such a bold opinion. What song are you currently listening to? Still no music for me this morning. What is your favorite kind of ice cream? Cookies and cream or ones with cookie dough chunks. Have you ever bought anything off the internet? That’s how I mainly purchase stuff now. Have you ever talked back to a teacher? Not that I remember. Do you get excited when you get a text message? No. What's something that freaks you out? Cooking and doing things in the kitchen. Have you ever met anyone famous? Sure. Have you ever whitened your teeth? No. What was the last interesting thing you learned? I read Reena’s ballet-themed thread on Twitter explaining the choreography of BTS’ song Black Swan that got crazy big and viral it apparently made it to Korean national news. Her analysis was beautifully in-depth and was written so passionately I had to ask her if she was a ballerina, which she confirmed. Have you ever had a bad feeling about someone? Sure. What's your favorite way to wear your hair? Ponytail. Do you miss the way things used to be? No, I like where I am.

#survey #surveys #finally clearing out my drafts with 100+ unfinished surveys lmao #let's hope i actually do clear it out

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gertrudejnieves · 5 years ago

Text

Javascript Commission Bot Review – Recommended or Not?

Javascript Commission Bot Review – An Introduction

Most folks think that it’s difficult to make money online. These are likely to focus on “top gurus” approaches, which ultimately lead to minimal to none.

They may have lost a lot of time and money in purchasing tools, creating content, building a list … Each adds up a lot of money that causes them to break away before they get even to make money for themselves.

Everyone knows it takes big targeted traffic and evergreen offers to make money online. What about a system that allows you to use the other audiences for specific traffic and gets you hundreds of products paid by an infinite audience?

So, your last all-inclusive solution is JavaScript Commission Bot. This program really changes the game as it simplifies the whole online money making process. For more details, let’s just dive in my honest review.

Javascript Commission Bot Review – Product Overview

Product Name Javascript Commission Bot Product Creator Jono Armstrong Launch Date & Time [2020-Jul-07] @ 09:00 EDT Price $13 Bonus Yes, Best Bonus Available! Refund Period 30-Days Official Site https://javascriptcommissionbot.net/ Product Type Ranking Software Skill Any Levels Recommended Highly Recommended

What Is Called Javascript Commission Bot?

The JavaScript Commission bot addresses the 2 biggest problems facing the MMO space for all newbies; traffic and monetization. You come up with a genuine automated solution which literally provides your accounts with cash on full autopilot.

Element 1 – Traffic: It is generated using a Chrome extension “Javascript,” which “follows” the target followers both on Instagram and on Twitter. This Chrome extension works at a browser level and is 100 percent free. This element guarantees a continuous, 100 per cent free automated flow of targeted traffic.

Element 2 – Monetization: The sellers have created 2 of their best conversion campaigns to send this free traffic.

You will thus see that all the method you need is already set up. And you can speed up the process and maximize its performance once you acquire this awesome program. As a result, you can save yourself more time and money, and spend more time on your job.

9.5 Total Score

Good!

Javascript Commission Bot is a software PLUS monetization method rolled into one. It delivers free traffic from 2 powerful social platforms, then monetizes that traffic FOR you with included affiliate offers. Brought to you by Jono Armstrong and his top-shelf development team, this has been generating complete beginners 4 figure profits PER day. Javascript commission bot puts these together to practically automate daily 4 figure commissions.

QUALITY

9.5

FEATURES

EASY TO USE

9.8

PRICE

9.5

SUPPORT

9.5

PROS

Unlimited Traffic Potential

Automated & Self-scaling

10 Minute Setup

Zero Learning Curve

No Question Asked Money Back

CONS

No Significant Cons Found

User Rating: Be the first one!

What You Have Inside Javascript Commission Bot?

Javascript Commission Bot deserves to be your viable solution! Thanks to its key advantages:

POWERFUL CHROME EXTENSION

You can cheer up now if you are concerned about security and privacy when using the software, because JavaScript Commission bot is not. It is the case. This software is a Chrome extension which allows you to use your IP anonymously. Moreover, your process does not include annoying ads that will allow you to focus 100% on your work.

EASY INTERFACE

The Javascript Commission Bot is designed for newbies or experts, which means that a well-organized gui is super easy to use. And you can make use of it no matter who you are, an expert or a newbie.

FREE TRAFFIC POWERFUL SOCIAL MEDIA PLATFORMS

Do you wonder where the traffic can come from? Well, the program allows you to use two of Twitter and Instagram’s most powerful social media platforms.

As you know, these two social networks are so ubiquitous that everyone in the world has an account every day and uses them. Therefore, the greater the chance of gaining traffic the longer people join the two platforms!

10 WELL MADE CAMPAIGNS

As soon as the Javascript Commission Bot has conducted your traffic-gaining operation, you don’t need to have anxieties about campaigns because up to 10 campaigns are done for you coordinated by Jono. You can use them when you want to turn your traffic into revenue!

What Javascript Commission Bot Can Do For You?

Without this program, unlimited unsaturated traffic on a tap can not be provided for free by anyone else.

100-per-cent platform compatible and it will always work today and will continue to work unlike other tools that are shut down via platforms.

Premium evergreen groups of products. The campaigns included made me hundreds of thousands to buy commissions from hungry consumers over and over.

Competition? Which competition? Which competition? You profit virtually untouched by traditional marketers who make “money online” in the obscure niches with this system. And there is a large ocean of commissions for selection

Automation of next step. The traffic program will easily redefine the click. Once set up, it runs 24 hours a day and nobody touches you.

Why Javascript Commission Bot Is Recommended?

This revolutionizes how quickly & easily you can profit online. It’s the automated way to turn laser-targeted free traffic into 4+ Figure Daily Commissions. Javascript commission bot is your all-in-one turnkey income solution!

Without making videos

Without a social following

Without learning complicated software

Without building an email list

Without buying ads

Without studying marketing or paying specialists

Without creating products

Without even needing your own social media account!

Without waiting for results

Java gives everything you need to get success online. You have

The brand new, robust software is fully compliant with the included traffic sources – And unlike many other products, it’s guaranteed to remain compliant so it’ll keep working for you!

The DFY affiliate campaigns are proven winners that have made me hundreds of thousands of dollars – In evergreen, WEIRD untapped niches with massive audiences spending BILLIONS of dollars

Your customizable money pages are optimized to maximize your commissions – Just paste in your link, then marketing pros do the selling FOR YOU

Javascript Commission Bot Review – Good & Bad

Good Things

Use Other People’s Audiences For Targeted Traffic Fast

Don’t: Pay For Ads Or Waste A Second Creating Content

Find Products With An Unlimited Audience That Pay Hundreds Per Sale

Don’t: Struggle For Puny Commissions In The Competitive Mmo Niche

Free, Automated Traffic

4+ Figure Profit Potential Per Day

No Video Or Content Creation Of Any Kind

No Surprises Or Extra Stepssmall Call To Action Headline

Done For You Commission Campaigns Bank Up To $400 Per Click

Bad Things

I Didn’t Found Any Bad Things In It.

Who Should You Buy This?

This software is made so simple and efficient that anybody can use this software and produce results, even if they are new to the whole “internet platform” or “making money online.” JavaScript Commission Bot is apparently a good match if you want to easily start up your online business. You should take this seriously, particularly if you belong to the following list:

JavaScript Commission Bot will work for anyone who needs traffic:

Affiliate marketers

Ecom store owners

Entrepreneurs

Sell your own products

Business owner

Bloggers

Local business owners

Newbie

Javascript Commission Bot Pricing & Evaluation

By paying $13 you can use Javascript Bot Commission. This is the perfect amount. It is obviously a difficult task to generate traffic. Although you know how to sell, you still need to rely on a number of tools to improve your process. And this is why your money is worth this ultimate tech.

Okay, there are plenty of high quality tools that provide the same and perhaps better service, but I am sure you’ve got to pay through your nose. And what is the right option for you? I believe you already have the answer. Without knowing whether it suits them or not nobody want to spend a big fortune in a costly tool.

You’ll get the lightning speed and conversions of paid traffic with JavaScript Commission Bot – without shopping ads. This gives you even untapped, unsaturated traffic – ready for your gives. It is served on a silver plate without uploading or creation of content!

Free, automatic traffic, commissions for change of game and more than 4 figures of profit potential every day. I can tell you that after I check and rely on this product, it works really. It seems simple, but the outcome is unbelievable, because it uses social networks to effectively engage traffic.

If you do not want to miss this chance then go ahead and take immediate action.

Conclusion

Most find it’s difficult to make money online. Perhaps they have been scoffed into dodgy practices, or they have wasted too much time and energy to develop tools , create content, learn new skills, build e-mail lists. The Javascript Board Bot will smash records on how fast ANYONE can make consistent profits online. The platform is fully automated and provides 100 % free traffic for the best possible outcome in influencer marketing. It’s not just technology that is innovation.

You can also organize and optimize affiliate campaigns by Jono Armstrong, the main affiliate marketer. These items have extremely low competition and become nuts … they ‘re a recipe and include to print cash. The only way to get it wrong is not to try, so it’s no brainer with the money back guarantee. Very recommended, very highly.

from SPS Reviews https://spsreviews.com/javascript-commission-bot-review/?utm_source=rss&utm_medium=rss&utm_campaign=javascript-commission-bot-review from SPS Reviews https://spsreviews.tumblr.com/post/623095198936940544

0 notes

jerometbean · 5 years ago

Text

Javascript Commission Bot Review – Recommended or Not?

Javascript Commission Bot Review – An Introduction

Most folks think that it’s difficult to make money online. These are likely to focus on “top gurus” approaches, which ultimately lead to minimal to none.

Javascript Commission Bot Review – Product Overview

Product NameJavascript Commission BotProduct CreatorJono ArmstrongLaunch Date & Time[2020-Jul-07] @ 09:00 EDTPrice$13BonusYes, Best Bonus Available!Refund Period30-DaysOfficial Sitehttps://javascriptcommissionbot.net/Product TypeRanking SoftwareSkillAny LevelsRecommendedHighly Recommended

What Is Called Javascript Commission Bot?

Element 2 – Monetization: The sellers have created 2 of their best conversion campaigns to send this free traffic.

9.5 Total Score

Good!

QUALITY

9.5

FEATURES

EASY TO USE

9.8

PRICE

9.5

SUPPORT

9.5

PROS

Unlimited Traffic Potential

Automated & Self-scaling

10 Minute Setup

Zero Learning Curve

No Question Asked Money Back

CONS

No Significant Cons Found

User Rating: Be the first one!

What You Have Inside Javascript Commission Bot?

Javascript Commission Bot deserves to be your viable solution! Thanks to its key advantages:

POWERFUL CHROME EXTENSION

EASY INTERFACE

The Javascript Commission Bot is designed for newbies or experts, which means that a well-organized gui is super easy to use. And you can make use of it no matter who you are, an expert or a newbie.

FREE TRAFFIC POWERFUL SOCIAL MEDIA PLATFORMS

Do you wonder where the traffic can come from? Well, the program allows you to use two of Twitter and Instagram’s most powerful social media platforms.

10 WELL MADE CAMPAIGNS

What Javascript Commission Bot Can Do For You?

Without this program, unlimited unsaturated traffic on a tap can not be provided for free by anyone else.

100-per-cent platform compatible and it will always work today and will continue to work unlike other tools that are shut down via platforms.

Premium evergreen groups of products. The campaigns included made me hundreds of thousands to buy commissions from hungry consumers over and over.

Automation of next step. The traffic program will easily redefine the click. Once set up, it runs 24 hours a day and nobody touches you.

Why Javascript Commission Bot Is Recommended?

Without making videos

Without a social following

Without learning complicated software

Without building an email list

Without buying ads

Without studying marketing or paying specialists

Without creating products

Without even needing your own social media account!

Without waiting for results

Java gives everything you need to get success online. You have

The brand new, robust software is fully compliant with the included traffic sources – And unlike many other products, it’s guaranteed to remain compliant so it’ll keep working for you!

The DFY affiliate campaigns are proven winners that have made me hundreds of thousands of dollars – In evergreen, WEIRD untapped niches with massive audiences spending BILLIONS of dollars

Your customizable money pages are optimized to maximize your commissions – Just paste in your link, then marketing pros do the selling FOR YOU

Javascript Commission Bot Review – Good & Bad

Good Things

Use Other People’s Audiences For Targeted Traffic Fast

Don’t: Pay For Ads Or Waste A Second Creating Content

Find Products With An Unlimited Audience That Pay Hundreds Per Sale

Don’t: Struggle For Puny Commissions In The Competitive Mmo Niche

Free, Automated Traffic

4+ Figure Profit Potential Per Day

No Video Or Content Creation Of Any Kind

No Surprises Or Extra Stepssmall Call To Action Headline

Done For You Commission Campaigns Bank Up To $400 Per Click

Bad Things

I Didn’t Found Any Bad Things In It.

Who Should You Buy This?

JavaScript Commission Bot will work for anyone who needs traffic:

Affiliate marketers

Ecom store owners

Entrepreneurs

Sell your own products

Business owner

Bloggers

Local business owners

Newbie

Javascript Commission Bot Pricing & Evaluation

If you do not want to miss this chance then go ahead and take immediate action.

Conclusion

source https://spsreviews.com/javascript-commission-bot-review/?utm_source=rss&utm_medium=rss&utm_campaign=javascript-commission-bot-review from SPS Reviews https://spsreviewscom1.blogspot.com/2020/07/javascript-commission-bot-review.html

0 notes

ryanrodenbaugh · 5 years ago

Text

Post-COVID19 Predictions

Shopping:

Persistent adoption of mobile ordering platforms

As people are trying to avoid leaving their homes, mobile ordering apps (e.g., Instacart, Uber Eats) have had strong and cheap customer acquisition. As a result of COVID, people will realize that apps like Instacart are not too expensive when you consider time and effort saved and have great user-experiences. I expect a lot of the growth these apps experience during COVID will persist. In a 2017 blog post (Cntrl+F “Instacart”) I shared a map of cities that Instacart operated in at the time and it was very limited to the coasts and some large cities throughout the rest of the US. At this point, it seems like they’ve expanded to all 50 states. Instacart is serving a critical role for consumers during COVID and is attracting a lot of new ‘shoppers’ as Uber and Lyft drivers have seen their number of riders drop off a cliff. In the second bullet of my post on grocery stores, I talk about some of the additional accommodations stores should make for Instacart shoppers.

I also believe that companies like Chipotle that have invested in building their own mobile ordering apps will do well during this period. I used the Chipotle mobile app and it had a surprisingly exceptional UI. Aftership created a Doordash API that companies can use to offer delivery to customers all within their own apps. Ubereats offers the same service so that restaurants can offer delivery in their own apps. This is great for large restaurant chains (Chipotle, McDonald’s, Starbucks, etc.) that want to own the user experience and data and can then outsource delivery without ever having to require a user to leave their mobile flow.

The rise of CloudGrocers:

I wrote a longer post talking about how grocery stores should react to COVID and how they might change in the future here. The question I keep asking is why are CloudKitchens coming to prominence but CloudGrocers are not? To borrow from my other post, the closest example of this idea is GoodEggs. GoodEggs has no physical storefronts and has an inventory of high-quality, organic, etc. products that you can have delivered to your home the same day. While they seem to be the only real player in this market, their products are too expensive and do not appeal to a mainstream audience. What I imagine is possible is that existing chains like Safeway (or a startup) could buy up cheap warehouse space, stock inventory Costco-style, and then allow people to place orders online. Over time, they could augment with robotics to make the packaging of items seamless and inexpensive. It seems like what GoodEggs doesn’t have is their own inventory though. I imagine a startup that creates its own private label products (e.g, Safeway’s “Signature Select” or Whole Foods “365 Everyday Value”) and supplements with other manufacturer brands so that they own the whole value chain. They could either start doing delivery via Instacart or have delivery be a key part of their own company from the start. I have to imagine that in many cases, consumers don’t actually care whether they are buying private labels or Clorox. Consumers want the highest quality at the lowest cost. A ‘CloudGrocer’ could be uniquely positioned to deliver this.

New Tools for Online Shopping

A lot of shopping has already moved online and in the same vein as the last two bullets, I expect to see more and more adoption of online shopping of all kinds across new demographics. With this, companies and startups will need to develop tools to make online shopping even simpler. A friend of mine put together an analysis (that I don’t have permission to share) that highlights some of the mobile e-commerce trends that happened in China during COVID. In China, e-commerce grocery shopping benefitted the most and net new adds to Chinese mobile e-commerce spiked the most for people 30+ in tier 3 and tier 4 cities. With more shopping moving online, it makes sense that tools will continue to emerge to make this process even easier. My friend runs a startup called Encarte which is an incredibly easy to use Chrome extension that allows for instant checkout on 10,000+ retail sites. Tools like Encarte (think of it as a simpler version of the “Pay with PayPal button”) that bring an “Amazon-like” shopping experience to other sites will be of tremendous benefit to shoppers and independent online retailers.

Amazon Continues to Dominate

Inevitably, Amazon will continue to grow during COVID. The fact that they are still able to provide 2-day delivery on so many of their products, provide Amazon Fresh delivery via Whole Foods, keep their warehouses running, have a streaming video service, own Twitch (the largest live streaming service outside of China), have kept AWS running at full speed, and are now creating video games is baffling. The Financial Times wrote an article titled, "Amazon auditions to be ‘the new Red Cross’ in COVID-19 crisis” that perfectly sums up the point.

Fitness and Health:

The Decline of In-Person Gyms

I predict that gyms will see a notable decline post-COVID. For long-time gym goers like myself, I am finding it surprisingly efficient to workout at home. With the exception of a squat rack/straight bar, I can do everything I would have done in a gym from the comfort of home. Right now, I suspended my gym membership, but given 1-2 more months of working out from home, I might not feel the need to resume my membership post-COVID. The rise of at-home fitness hardware will also make this transition easier for a lot of people. Besides expensive hardware providers like Peloton and Tonal, there are also less expensive options like doorframe pull bars, exercise balls, and kettlebells. For fitness studios, I could see a decrease in gym memberships going either way. For example, because I am no longer paying for a gym membership, I might be more open to paying for a monthly yoga membership or paying money to pick up a new physical hobby (e.g., Archery lessons), but still TBD.

Health (and masks) as Fashion Symbols

In Asia, it’s been the norm to wear masks for a long time. I believe this has largely been due to poor air quality. When I was living in Asia, I always appreciated how fashionable people looked in masks. I am excited to see how major brands can speed up this transition to mask-wearing becoming a norm in the US. I expect brands like Adidas/Yeezy or Nike to manufacture stylish, branded masks. You could own them in multiple colors to match your outfit for the day. As my friend Steve Weiner points out, “we’ll probably see this go further and be a big growth period for another layer of wearable / connected tech (heart rate, O2 capacity, temperature, embedded microphone, etc). This could even tie in with a personal health certificate / electronic medical record application on your phone or apple watch that can be scanned for “proof-of-health”.

Renaissance of Cooking

I’ve discovered a new love of cooking during this quarantine. Most groups I am a part of have added channels for “quarantine cooking” where people can share their latest creations. From what I can see on Twitter of people making sourdough bread, it seems like a lot of people are enjoying cooking, possibly for the first time in a while. This could be a win for DTC companies that make high-quality ingredients. Companies like Kettle and Fire and Anthony’s Goods come to mind. I think this will spur a lot more opportunities for YouTubers and cooking websites to monetize as people are turning to the web to figure out how to cook new recipes. My friend Steve again points out that this could also be a win for live streaming likes like “Twitch and IG Live. Group cooking is very social and much lower barrier to entry since people are cooking and streaming themselves much more”

Generation Germaphobe

During COVID, I have found myself becoming extremely conscious of everything that I touch. I think it will be tough to rid myself of his consciousness. I can see a whole generation of people turning into permanent germaphobes. This could long-term be good for hand sanitizer and long-term bad for public places like gyms (as I touched on above). Steve points out that this could also manifest in some unexpected domains like dating, “The AIDS epidemic caused people to start practicing safe sex much more frequently and asking a partner about their history. That wasn't done before.”

Startups:

Digital Spaces Replace More Physical Spaces

I saw a stat that OnlyFans new registrations have spiked during COVID. Can websites like OnlyFans continue to grow and become ’the digital strip club’ post-COVID? According to a company spokesperson, "the platform had received 1.85 million new registrations (both content creators and consumers) since Feb. 29. Between March 6 and 17, there was a 75% increase in people signing up.” I’ve read the same is true for Patreon, YouTube, and Twitch. According to Wikipedia, "As of February 2020, [OnlyFans] [already] has 20 million registered users and claims to have paid out $400 million to its 200,000 content creators.” Given that OnlyFans splits rev 80% content creator / 20% only fans, this stat implies OnlyFans has made 100M in revenue in its 4 year existence. The OnlyFans take rate is notably more than Patreon (5-8%) and lower than YouTube ads fee (45%).

While I was writing this post, I came across an article in the NYT titled “Inside the Strip Clubs of Instagram”.

New Social Experiences

As people crave more social interaction, potentially long-term if remote work truly picks up, people will seek to create new social experiences from actions that previously weren’t social. I believe in the past there were social sites specifically curated for food. I could see a company like Tasty successfully launching an Instagram-like feed purely for photo foods + recipes. It would be great for them to insert their own content alongside user-generated content. They could add options like “Keto” or “Vegan” so you could curate your feed to your own dietary preferences. Chinese companies like Pinduoduo (summary video of the company) have succeeded with making shopping social and at least one US-company, Supergreat (notably, backed by Benchmark Capital) seems to be attempting to do something similar for beauty products and shopping. Video Games like Fortnite and Roblox have done a lot to create one new type of social experience, but there are still many untapped frontiers.

Less Funding Towards Companies focused on the Physical World

One trend I have noticed in venture funding is a lot of money going towards companies operating in the physical world. I use companies like Uber and OpenDoor as examples of companies that are clearly technology companies, but that have a large physical presence. I’ve said to friends that there is a fine line between OpenDoor and WeWork, where OpenDoor is a tech company that tries to do things in the physical world and WeWork is a physical company that tries to be a tech company. Possibly due to the success of companies like Uber, scooter companies, etc. VCs have been keen to fund companies that dance on this line, but seeing as these companies are getting crushed the most in this COVID downturn, we may see VCs back away from companies going after these kinds of problems.

Extra credit: Ben Thompson’s ‘What is a Tech Company’ describes this better than I could hope to.

New types of Online Learning

There has been a lot of talk about remote learning from a few different angles, but one that I find most interesting are companies focused on learning for practical skills (cooking, fitness, woodworking, pottery) that you pay for possibly on a monthly basis. Similar to wikihow, but where the video creators take home a large chunk of the revenue for the videos they create. An overly simplistic framework for a company doing this:

Total monthly rev for the company is $1M

January has 10M total views across all videos

Ryan creates an archery tutorial that drives 1M views in a month (10% of total views)

Ryan makes 1M * 10% * 80% = $80,000 for the month of January

I recently came across Jumprope, a company that makes it easier for creators to create ‘how-to’ videos.

Jen Yip makes the great point that there is a huge difference between watching a how-to video and thinking you understand doing something and then trying it and realizing how tough it is. A company that could bridge this gap by e.g,. Merging online instruction + real world practice (in the form of studios or take home kits) would be really interesting.

Portable Benefits

Since 2017 when I started following some of the 2nd order impacts of the gig economy, I began to recognize the importance of portable benefits for 1099 workers. I wrote more about portable benefits in my post on the future of work (section 2.1). At the highest level, portable benefits allow 1099 workers, who may have multiple streams of income and no full-time employer to easily manage and contribute to their healthcare-related benefits. The idea here is that many people are working multiple contractor jobs that provide multiple income streams, but no fringe benefits and easy way to manage their benefits. Companies like Etsy have proposed ideas such as enabling tax withholding for 1099 employees, streamlining flexible spending accounts, or creating a “Federal Benefits Portal, which would tie all benefits (retirement, health insurance, paid leave, tax-advantaged savings accounts, disability, etc.) to the individual, providing a single marketplace to view, choose and pay for their benefits, regardless of where or how they earn income. Companies like Catch Benefits are working on this now and I expect to see them continue to grow or for additional players to pop up in this space. What I would be really impressed with would be seeing an association of companies with the largest gig workforces (Uber, Lyft, Instacart, Amazon, Etsy, etc. etc.) getting together to come up with an agreed-upon standard and then propose legislation for being able to also contribute directly to their workers’ portable benefits accounts.

Remote Work:

Tighter Spending Practices Accelerating Remote Work

Moving forward, a lot of companies will have much tighter rein on their spending. This could mean hiring CFO/VP Finance much earlier for many companies. Or it could mean a boom for outsourced tech/human in the loop firms.

Companies are realizing (1) they have a lot of headcount they did not need (2) they pay a lot of money for talent and office space in SF/NYC/Boston/Seattle/LA.

This, in combination with companies realizing how effective their workforce can be when remote could be the push that remote work needs to become the default for a lot of companies. There are many downstream impacts of remote work becoming the norm.

Hire/Retain Talent: Competition for software engineers in the Bay Area is competitive and shows no signs of cooling off. This makes it harder to get candidates in the door and raises salaries. Even when you make a great hire, “San Francisco [has] the shortest average job tenure of any metro, and [is] well below the national average”. High turnover winds up costing companies a lot in the form of retraining, lost productivity, and decreases in morale that comes with turnover (especially for small companies).

Save Money: Besides high salaries, Silicon Valley also has some of the country’s highest office space prices, health care costs, corporate taxes, food prices, utility costs, and transportation costs.

Higher Quality of Life: Residents in the Bay Area also have higher taxes and general cost of living expenses (gas, food, etc.) than virtually anywhere else in America. If a company allows employees to work from less expensive geographies, it can become a competitive differentiator in the hiring process. This opens up the potential to hire experienced candidates who live in cheaper geographies because they want to raise a family, own a home, and save most of their income.

Reset of Commercial and Residential Real Estate Prices

In geographies like San Francisco, some other impacts that could have are a reset of commercial and residential real estate prices, making the Bay Area more affordable for the people and companies that do choose to stay in the area. Unfortunately, small businesses will likely be going out of business at alarming rates, this means even more commercial real estate opening up. As Steve points out, this could be a massive reallocation of CRE towards CloudKitchens, CloudXYZ, accelerating the trend toward a retail apocalypse.

Other Trends

Increase pace of Automation

Many manufacturing facilities that rely on large in-person staff are facing a lot of difficulties right now. While there may be skyrocketing demand for their products, they are stuck between keeping manufacturing running while also keeping their personnel healthy. I predict that post-COVID, many facilities will invest more in automation to prevent personnel issues in the future. In the first section of an older post I highlight data from Ark Invest that states, as the cost to manufacture robots has come, demand has steadily increased, and projections for future sales of industrial robots are steady across most, if not all, forecasts. This trend is already in motion, but I expect to see it sped up as companies want to preserve their resilience and decrease dependence on people in the future.

Tangent: In an older, unpublished post, I highlighted some of the other reasons why companies should invest in automation:

"In the warehouse environment, for example, one insurance professional said that in terms of cost and efficiency robots always beat humans (uh, duh). Some second-order effects invoked that I had not given consideration to are: 1) In a factory/warehouse environment where workers are subjected to dangerous work conditions are/or regularly lift heavy objects, the worker compensation costs are significant with humans, and are obviously 0 with machines. I am sure there are a number of other fringe benefits that robots eliminate. Also, if you've seen the Amazon machines moving through factories, their slim size can allow for smaller aisles and, in turn, better overall facility utilization.

People will Save more Money

Thanks to how my parents raised me, I am extremely cost-conscious and a big saver. Unfortunately, I notice many of my millennial peers like to spend basically all of the money they make. I predict that the shock that COVID sent through the system will turn saving into a more ubiquitous habit as people are now more conscious of downturns and layoffs. Saving money, investing money, and earmarking money for something other than short-term spending is a good habit that benefits people long-term. Apps like Acorns, Wealthfront, etc. that encourage savings and earmarking funds for e.g., trips will benefit from this change. My friend Charles Rubenfeld points out that interest rates could be zero for a very long time. This raises an interesting point of where people go to save money? This could lead to an inflow of dollars into passive and active investment strategies. It’s also a good argument for some of the crypto applications like Dharma that offer high (2-6%) interest rates in a “savings” account that takes advantage of crypto-lending on the backend. While the risk profile of an app like this isn’t == to a Wells Fargo savings account, it provides a consistent return on cash holdings.

2020 Presidential Election:

It’s easy to forget that this is a Presidential election year. I can’t see the democratic and republican national conventions taking place in person this August. A couple questions: which candidate benefits more? If Trump continues to dominate tv screens and Biden gets no coverage, it could benefit Trump. If Trump botches COVID, it could benefit Biden, etc.

As far as a quick search could tell me, US presidential elections have never before been delayed and there isn’t a process for trying to delay them.

If elections do take place, you know the results will be extremely contested.

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