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wizkiddx · 4 years

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i saw that you at least used to write for harry could u do another? like maybe im just a basic bitch but 'only one bed' trope or sm

Summary: honestly just me shitty attempt at the only one bed thing ahah with Harry Holland x reader

no warnings I don’t think apart from my ramabling :)

~~~~~~~~~~~~~~~

God you were groggy. It had been a long 16 hour flight and you were well and truly completely over this day. Once you’d had some proper sleep, no doubt you will be beyond excited to explore the forest and beaches of this remote island in Indonesia. You were certain it was beautiful, even if you’d arrived in the dead of night so you couldn’t see any of the majesty yet. It was one of the joys of being Tom’s makeup artist - travelling the world and being paid for it? A literal dream.

Except maybe the previous 24 hours. The Holland name carried a lot of weight in the world, but not enough to control typhoons across the tropics - there were some limitations to his power. And yes first class lounges were nice but none had beds to crash on during the 6 hour weather delay. The four of you (Tom, Harry, Andrew and yourself) ended up camping out in a out-the-way corner. Tom got the long sofa; Andrew in one of those weird egg line chairs; you and Harry splayed on the floor. Why you’d had to get up at 4 am to catch a flight that was now not departing till 12 hours later actually hurt to think about - especially because you’d all gone out for a meal the night before that had inevitable went a lot later than planned.

Two connecting flights with a very angry baby later, the four of you were checking in to the only hotel on the island - which was now almost exclusively filled with the production team for Tom’s newest movie. It wasn’t especially big-budget with massive million pound overheads, instead a smaller scale indie film (that you privately thought might earn Tom a number of accolades). But yeh, shooting on an island that received almost no tourism meant everything was different to the usual. None more so than for Tom and his team (including you) who he normally would look after very well, with the nicest hotel rooms or rental homes.

The hotel was basic, you’d known that before you arrived but seeing is believing is it not? Most entertaining though, was seeing Tom’s face. Andrew was a well travelled older guy, he had stayed in some shitholes in his life. Equally you and Harry had both travelled when you were younger (you through inter railing and him in australia), so had stayed in hostels before. But for Hollywood star Tom Holland? The way he tilted his head to the side as if to say ‘really this place?’ did lift your spirits momentarily.

Andrew had got his key first, bidding you all good night with a grunt, then Tom - who still seemed confused as to the whole arrangements. It left you and Harry at the small dingy reception, the warm glow of an old lantern-esque light fixing illuminating the place. The guy behind the desk was a smiley local and greeted you warmly, if incorrectly.

“Ah and finally the couple I see!” He spoke with a thick accent but still very clear English which had you questioning if this was just a translational error. Harry looked at you instantly, his eyes wide which made you scoff - him joining in, shaking his unruly curly mop emphatically.

“No no we um… we aren’t together.” All the while Harry pointed between the two of you, communicating through actions rather than just the language, given that you were both the very typical Brits abroad who hadn’t learnt the language of the place they were visiting.

“Still under Holland name?” The guy asked in a perplexed manner, flicking through a book filled with cursive scribbles and scanning to see if he’d made a mistake. He checked one, then looked up nervously before checking the same page once again- you saw where this was going. ”We, we only have couples room down for you though? 3 double rooms is the booking for Holland.”

It was late, you both stunk of a combination of plane and BO, you both just wanted your individual and respective beds.

“Well can we get another room then?” Harry didn’t quite snap but there was still an impatientcy to his voice, which came out whenever he was a little agitated. Seeing the slightly worried look the mans eyes, you leaned onto the desk with a genuine smile.

“Sorry we know its last minute and its not your fault, we’ve just had a really long flight.”

“I am terribly sorry miss but we are only small hotel and Hollywood has filled us up. I have no other rooms. I am truly sorry sir, ma’am.” The guy went from looking worried to terrified as Harrys jaw tensed up, you naturally squeezed his arm to try and ground him, instantly deciding that you’d just work it out.

“No no it’s not your fault, don’t worry we’ll figure it out. Can I just get the key?”

Harry stepped back and let youtakeover proceedings, signing all the insurance documents etc and asking the man about the breakfast arrangements and such, though you saw him furiously typing on his phone and by the buzzing in your pocket- presumed he was messaging the group of you Tom, Andrew and himself.

Once finished the guy pointed you on your way, up two flights of stairs and down a hall. The whole time Harry was muttering about how useless the other two were for not replying and also for making the wrong booking in the first place. If only you hadn’t been the last two to checkin, then it would’ve been someone else’s problem.

He felt especially guilty just because you were the only girl- he didn’t want you to feel uncomfortable, hence why he was trying to locate his brother so they could share tonight till they got it figured out. The tension, combined with sleep deprivation, was palpable as you both walked in silence toward the room - Harry was trying to formulate a plan in his head as they did so. And honestly? You just couldn’t be bothered to deal with it. So, once you reached the door 57 holding the physical key (old school, rather than a key card) you just decided to address it.

“Will you chill please?”

“Well if my idiot broth-“

“Oh leave him be for god sake. If you’re okay with it I really don’t mind sharing with you tonight?” Not bothering to laugh at his slightly shocked expression with mouth hanging a little open, you fiddled with the key until the lock clicked open. From the entrance you had a pretty clear view of the whole room and… well, lets just say dated would be a fair expression - when compared to what you were used to? The floor was tiled and the bed was a small double, with some funky and slightly washed out prints of blue and red on the cover. The pillows looked a little limp, more like glorified pieces of cardboard than anything fluffy and comfortable. The walls were that yellowy magnolia shade that everyone in the UK had gone insane for in the 80s and there was an old school wooden wardrobe in the corner.

Home for 5 weeks.

With a shrug of your shoulders you entered, dumping your personal and work suitcases by the far wall carelessly - the higher priority action being to collapse on the bed. Doing so with an overdramatic huff, you let your eyes close but payed special attention to the delayed footsteps of Harry as he entered, then the slight creaking noise as he perched on the other side of the bed - no doubt looking at you, at least slightly fearfully.

The relationship between you and Harry was complex to say the least. Well no… it should be, not on the face of it. You had met through work and made friends. And you wished it was that simple but alas, nothing ever really is. When you’d first worked with Tom you were in the tail end of a relationship you had long since forgotten about - literally meaningless, not worth the time and effort you’d put into it. From the start you’d had a feeling Harry was more interested in you than the average co-worker (even if your job and therefore co-workers were anything but normal and average) but you were in a relationship so nothing ever came.

Then almost as if synchronised, just as you got out your relationship, Harry threw himself in the deep end with a girl he’d met through his family friends. Then the roles were somewhat reversed, you now spent a good chunk of your day just entertaining yourself with thoughts of the curly headed, slightly awkward, very-passionate-about-tea-making Holland. The cliche is so real - your always want what you cannot have.

However, a couple months ago his relationship had fizzled and faded away leaving both of you in a sort of no mans land. The sort of not wanting to ruin the friendship situation. The subject was never broached by either you - except you assumed he was being tormented in a similar way to how you were by his big brother and Andrew. Never publicly, yet whenever you found yourself alone in a room with one of them (being Tom’s makeup artist that happened often enough) there would always be a sly dig. The chemistry was so ‘obvious even a blind man could see it’. Somehow though, weeks of this and your were still stuck. Stuck in the middle.

“You sure you’re alright with this?” His voice was gruffer and hoarser from the long journey but you could hear the self-consciousness and naivety in his tone, without having to peel your eyes open and look at his face.

“I know your not a murder and plus, we shared the airport floor this morning… this is pretty much the same.” He hummed in acknowledgement so you carried on “and plus your pint sized.” That earned you a playful shove in the side as you sniggered, before pulling yourself up so you we now sitting next to him, legs hanging off the edge of the bed. His brown eyes searched deeply into yours, as if physically checking for any hint of regret or hesitation. “Don’t even dare offering to go on the floor.”

“Okay okay okay!” Holding his hands up in surrender, you both laughed, breaking the peace of the late night of the remote Indonesian island. Once an impressive yawn interrupted you though, Harry proclaimed it was time for bed and shooed you into the bathroom to get changed and sorted.

Honestly you were too tired and lazy to dig out your cleanser and skin stuff, instead opting to just splash a bit of water on your face before swapping into your pj shorts and an old tattered oversized tee. Once done you and Harry swapped, him coming out a couple minutes later in basketball shorts and a black loose fitting tee.

It wasn’t awkward so to speak, more a sort of excited-tense atmosphere, which there was no doubt Harry was mainly responsible. The boy was jittery and on edge, which to put simply, you didn’t have the energy to reciprocate.

With a quiet wish of goodnight to each other, Harry flicked off the bedside lamp and you both rolled to your respective edges of the bed, a large space of no mans land between you. In the middle. You know the first time you share a room with someone and you overthink everything? When you don’t want to move about or fidget too much in case it disturbs the other? When your listening intently to their breathing, in the hope it’ll even out and only then will you feel able to fall asleep yourself?

Well it doesn’t work when both of you are doing it. When both of you are professional over thinkers.

God knows how long it took till you gave up, favouring sleep over your worries and concerns. So you flipped over, no doubt rocking the whole bed, turning to face his back that was still huddled almost teetering off the edge of the bed. The only light within the whole room was that coming under the actually scarily large gap between the floor and the door to the hallway. It was just enough to see the back of Harry’s curls and you must’ve fallen asleep trying to trace all the torturous and windy routes of the strands.

///////////

In the morning the process of waking up didn’t come easy to you as normal for many reasons; the long day prior; the jet lag; the weird surroundings. So you stayed in this sort of blissful haze for probably longer than you should. Half aware but not really; half asleep but not quite. In the middle of sleep and alertness. Therefore it took you longer than it should have to notice the extra weight on the dip of your waist. Not anything alarming, just a presence you were absolutely not used to. It was only when you shifted a bit to lie further on your back, that enough of a stimulus from the added pressure made you actually open your eyes blearily. And sure enough, a limp hand looked to have casually and unconsciously been thrown over your side.

As if in slow motion, you traced the arm backwards - first with your eyes, but then having to twist your neck too. Only then could you fully see the browny ginger haired boy who was lowkey spooning you? It was certainly a way to fully wake you up, breath halted to a stand still in your lungs, in fear of disturbing him and having to confront what would almost certainly be an awkward situation.

There was still a safe hands width distance between the two of you except for the rogue arm. Harry’s head was placed to the edge of his pillow, mouth slightly parted as his breathing slightly tickled the wispy hairs on the back of your neck. He looked so peaceful and calm - a difference to the normal Harry who, even on a good day, took great pleasure in meticulously picking things apart and being a bit cynical. It was part of his ‘charm’; but seeing him like this was a type of vulnerability he rarely chose to show.

To be fair he was asleep, he dint realise he was exposing himself in this way.

Finding yourself a little transfixed (a bit creepy but hey) on the natural curves and definition of his face, you ever so carefully rolled over in the bed to face him. It stopped you from craning your neck and gave the sleepy boy a slight nudge, making him tense his arm a little more tightly round you.

He settled quickly though, giving you ample opportunity to just observe what was going on . Both right in front of you… and what the hell was going on in your head. Because to be honest it was an overwhelming amount of emotion thoughts for the early morning.

Somehow you must’ve eventually drifted off once again because the next thing you were aware of was a shuffling from immediately next to you. This time though, you were instantly aware of exactly the situation you found yourself in and chose to keep up the pretence of sleep - a little interested in how Harry would play it.

You heard a small gasp, having to suppress a chuckle at what you imagined Harry’s sleepy and panicked face looked like. That lasted a couple of moments, before you felt him painstakingly slowly peel his hand from your waist and if you were being 100% honest… you heart sort of sank.

What you had been expecting?- you don’t know and really there was really no reason to be disappointed. Yet, you still felt this deflated and disappointed feeling, hit your chest especially hard. Perhaps it was because of your focus on that emptyness that you forgot you were supposed to be pretending to be asleep./.

Because when he had delicately brushed the side of your face to tuck a rogue bit of hair behind your ear - your eyes flickered open. Like a rabbit caught in headlights, Harry froze, his hand still hovering over your jaw. Equally, you didn’t know what to do. Because really… do friends tuck hair behind the others ears? And do friends look at each other with this matched expression of confusion and fear?

It took a painfully long time (though in reality was probably only a matter of seconds) before the boy retracted his hand, suddenly sitting up from his reclined position down at you. Mirroring his actions, you both ended up sitting, facing the opposite wall, bodies closer than they needed to be in the double bed. Both still very much in the middle.

“I er-“

“-No no don’t… was nice of you” He had been about to apologise which you didn’t want to hear. You didn’t want to hear ‘ I didn’t mean it’ - you wanted him to mean it. In response Harry nodded jerkily, and from your peripheries, noticed he was searching your face for any sign of emotion.

“Still can’t believe this all happened… I-I didn’t disturb you too much did I?” He sounded really nervous. You were never like this with each other. So static and forced.

“No no… I slept really good actually.” Your register was quieter, waiting till you’d finished speaking before looking over at him with a self conscious smile.

“Ah I’m glad… I um-I did too.” The silence returned and the atmosphere just felt sharp. It felt like you were quite literally walking either side of a knife edge. It made you chew on your bottom lip, playing with the slightly frayed edges of the vintage quilt.

“Y/n- I look…” He’d bolted upright and voice was more raised than normal for the morning. “This is gonna sound so fucking weird, especially cos we’re literally in the same bed but... but I was thinking we could maybe go on a hike or something together?” What he seemed to be suggesting didn’t match the level of panic that was conveyed in his body language which confused you. And what the bed had to do with it… was yet to make sense in your head.

“I think Andrew said we’re getting some tour of island this afternoon so-“

“ I kinda meant just you and me.”

The penny dropped and it had you focusing all energy on processing what was happening - understandably causing Harry to only worry more with the lack of response. “I’m sorry if I’ve ruined ever-“

“No I-I….I’d really like that too.”

“Oh er… well… really?” The sheer shock made you giggle, feeling the two of you sliding back into the normal dynamic.

“Normally a boy has to buy me a drink before he gets in my bed but….” A mischevious smirk that spread across your lips gave Harry the final confirmation that just maybe you were interested too, making him scoff and quietly chuckle.

It was odd; mainly because this was the two of you being incredibly vulnerable and honest with each other - something that you hadn’t allowed yourself to be for fear of messing things up. And then one lazy morning, both with morning breath and slightly puffy eyes, it changed. For the first time when you looked at him, he really saw - and vice versa. You were still in the middle of something, yet it was completely different.

This time you were in the middle together figuratively as well as literally. In the middle of the bed, closer than you needed to be, but not wanting to retreat - while you both just looked shyly and bashfully at each… Eventually you lips hesitantly met in the middle.

#Harry Holland #Harry Holland fluff #Harry holland x y/n #harry holland x reader #tom holland

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numba99 · 5 years

Text

Fatal Attraction Part 3

Part 1 Part 2

Summary: When a mysterious man shows up at your job, you find yourself inexplicably drawn to him - and him to you. But behind the beautiful face is the dark lifestyle of a man who has made his wealth through becoming the most powerful drug dealer in the city. Word count: 2.7k

Song (I already forgot to do this for part 2 so you’r getting the one I meant for that part too) - ... Ready For It? // Taylor Swift & Finally//Beautiful Stranger // Halsey

Warning: mentions of death

Two weeks. Two weeks shouldn’t feel that long but it felt like an eternity. That was how long it had been since you had seen Mika, or even heard from him. You didn’t know what went wrong. When your date got interrupted, you thought you’d get an explanation a few hours later, or at least the next day. You were beginning to wonder if what you witnessed was a lot more serious than it seemed.

A small, overly anxious part of you was afraid that maybe Mika got hurt by the Dimitri guy and that’s what you hadn’t heard from him. You tried to push that thought out of your head, but with each day that went by, it seemed more possible. You didn’t think Mika would be the type to just ghost you, especially after you figured out he was really a coke dealer. You could rat him out if you were mad for all he knew. Not that you would ever do that.

You were pretty desperate for any contact at this point. A simple “im okay,” text would have at least put you at ease. But nothing. Maybe Mika wasn't the guy you thought, you didn’t know him that well, really. Or maybe something really bad happened...

You shook your head at yourself in the cracked mirror in the strip club changing room. You couldn’t let that thought get to you right now. You had a job to do, a shitty job, but a job nonetheless. Rent wasn’t going to pay itself, and you certainly weren’t going to get any tips if you looked all mopey.

So, you stepped out and did your thing. No amount of pep talk, however, could prevent the heaviness in your chest when you looked at where Mika usually sat and found and empty chair. It had be empty for awhile now, but you still weren’t able to shake that little glimmer of hope that you’d look out a find him there, just like old times.

You weren’t quite sure how long you were up there for. It all felt like a daze recently. It could have been 5 songs, maybe 10? You didn’t really know. What you did know was Rick was now excitedly motioning for you, which meant only one thing. Private room booking. The absolute last thing you wanted to do right now.

“There’s my little money maker,” Rick said with his classical sleazy smile.

“Where am I going?” you replied, biting back a gag. You had men look at you nearly naked every night, but something about how Rick looked at you made your stomach churn. He was someone who enjoyed his job way too much.

“Room 2, enjoy,” he replied. You rolled your eyes and walked away quickly; you didn't wanna give him a chance to slap your ass as you left. You seriously hoped this guy would be a big tipped, because it was going to take everything in you to give him a decent show.

When you stepped into the little room, your stomach fell to the floor. “Mika,” you gasped. You couldn’t believe your eyes at first, but it was really him sitting in front of you.

“Hi y/n,” Mika said. Anger bubbled inside you, you marched toward him and gave him a hard shove. He was sitting, so it didn’t really do much, but it was cathartic.

“Hi? You disappear for two weeks and all you can fucking give me is a hi?” you growled. You had to whisper-yell because the walls were thin, but you think he got the point.

“You have every right to be mad at me,” Mika replied calmly. It irritated you more.

“You’re fucking right I do! Do you have any idea what was going through my mind, or do you only care about me when you want a little show?” you snapped, gesturing to the tiny lingerie you wore.

That bothered him. “No y/n, not at all,” he replied sternly, “It’s complicated... but I want to explain.”

“You better,” you huffed, crossing your arms over your chest.

“But not here, it’s not secure enough,” he told you.

“I don’t get off for another hour,” you replied.

“I can get you off now,” Mike replied, reaching for his wallet.

“No, I don’t need you throwing around your money anymore,” you stated, “If you really care, you’ll wait for me. If not it was nice knowing you.” With that, you spun around and left. It left you feeling sort of on a high. It felt good to tell him off, and even though you were annoyed you were glad that he was okay. Now it was just a matter of if he was going to wait.

The next hour went by quickly, to your delight. You hated that you were excited to see Mika. You should be pissed and never want to see him again. While you were still mad at him, you were eager for his explanation. You were hoping all the nagging questions that plagued your brain these last two weeks would finally be answered.

When the hour was up, you found Mika’s car waiting outside. You were happy he waited for you, but you didn’t allow yourself a smile. There was still a lot to be discussed.

“Where are we going?” you asked as you slid into the backseat. You stayed as far from him as the backseat allowed. You didn’t trust yourself around him, not even when annoyed.

“Your place, if that’s okay. We wouldn’t be expected to go there,” Mika replied.

“Expected? By who?” you questioned.

“It will make sense when I explained, just trust me,” Mika urged.

“Alright, fine,” you replied, but this better be good. You gave the driver the address and you started on your way. It was then you realized Chris was not in the front seat. “No sidekick tonight?”

“I thought this conversation would be better for just the two of us.” Mika replied, with a tone in his voice you couldn’t quite place. You suddenly felt a knot form in your stomach. It was that same sort of feeling when a parent said they needed to talk to you.

The car came to a stop before you could have a full blown panic attack about it. Mika followed you silently into your building. The elevator climbed to your floor painfully slowly. Had it always been this slow? You swore it was just trying to torture you now.

“My place is, er, small,” you said as you slipped the key in the lock. Small was an understatement. It was basically a glorified closet with a kitchen and a bathroom. It wasn't much at all, but it was yours and yours alone, which was a difficult feat in Manhattan. You were proud of it, and its many, many flaws.

“I don’t mind,” Mika replied as you shut the door behind the two of you. You led him to the couch, feeling your palms get a sweaty as you waited for him to begin.

“So?” you prompted.

“I don't even know where to begin,” Mika sighed.

“Well how about you begin with whatever happened at that bar you took me too. With that guy, um, Dimitri?” Mika tensed at his name.

“I’m still really sorry I put you in that situation,” Mika sighed.

“It’s fine Mika, just tell me what’s the matter,” you replied, gently touching his thigh for reassurance.

“Alright well like I told you, I basically oversee all the coke that comes into the city,” he began, “It’s been like that for a while now. Dimitri used to work for me, we were close, actually. I considered him a friend, but he betrayed me. He left me to run with the Russians.”

“The Russians?” you questioned.

“They’re my rival I guess you could say,” Mika answered, “They’re the seconded biggest group of coke dealers in the city, though they really don’t have anything on the flow I have coming in. Dimitri has been trying to one up me ever since he left.”

“Why’d he leave?”

Mika shrugged, “Could have been anything. He wanted more money, more power I’m guessing. He always wanted to call the shots but at the end of the day everyone answered to me, just like the answered to my father. He started this all and I inherited it from him when he-” Mika stopped mid-sentence, like the words got stuck in his throat.

“What happened to him?” you probed gently, you scooted closer to him, sensing he wasn’t about to tell you a feel good story.

“He was killed, not by Dimitri’s hand, but he was the one who put the hit out. He thought with my father gone he would easily be able to take the empire from me. Clearly he he had no idea who he was dealing with,” Mika said bitterly.

“Mika I’m so sorry,” you replied, wrapping and arm around him. He was trying to be strong, but it hurt him, you could see that.

“It’s alright. I killed the man who pulled the trigger and have been making Dimitri’s life a living hell ever since,” Mika replied. He paused, giving you a cautious look. “I’m sorry, I hope I’m not scaring you.”

“I’m not afraid of you Mika,” you replied firmly. At least that answered your question from your last date.

“You should be,” Mika replied, “You should be afraid to be anywhere near me.”

“Why?”

“Why?” Mika incredulously, “Did you not hear what I just told you?”

“I heard you but I don’t see how that should make me afraid to be with you. You kept me safe,” you reminded him.

“We got lucky,” Mika replied, “If Dimitri had seen you, if he knew that I cared about you, you’d never be safe again. He’d do anything to hurt me y/n, including killing everyone I care about if he can. Hell, he’d start going after the people you care about. Your friends, your parents.”

His last words stung, not that he could know why. “He’d too late,” you mumbled.

“What do you mean?” Mika asked.

Your anxiety spiked, just as it always did when you had to tell the story. It never got easier. “My parents were killed,” you told him, “Just a few years ago. They were walking home late at night and two guys tried to rob them. They put up a fight and they both got shot.”

“I’m sorry y/n I didn’t know,” Mika said softly.

“It’s fine, you had no way of knowing,” you replied.

“Did they catch who did it?” Mika asked.

“Yes, but only one of them got jail time. The one that gave up the other’s name got a plea bargain. He says the other one pulled the trigger, but really I have no way of knowing. For all I know, the guy who killed both my parents is still walking the streets today,” you explained, a chill going down your spine as you finished.

“What's his name?” Mika asked, his face etched with anger.

You could never forget it, “Thomas Holmes. As long as he’s around, I don’t feel safe, not really. So I’m sorry Mika, if you don't want me around you’re gonna have to think of something more creative.”

“I hate that you have to feel like that, that someone did that to you,” Mika replied, frowning.

“That’s life, I guess,” you tried to make it come out like a joke, but it wasn’t very convincing. Everything about what happened to you sucked.

“Do you have any other family?” Mika asked. You just now realized his hand was holding yours.

“No, my parents were only children and my grandparents passed when I was younger,” you told him, “I was in college when it happened. I had some friends from that and I tried to keep going, but it was too much. It kinda sucks when you walk in the room and suck the whole life out of it because no one knows what to say to the girl with two dead parents. So I dropped out and that's how I ended up stripping.”

“I’m sorry,” Mika repeated, squeezing your hand.

“We aren't so different I guess,” you said.

“No you’re nothing like me,” Mika shook his head, “Nothing good will come of being with me.”

“That’s not your decision to make, Mika,” you replied sternly, “Like I said, if you really want me gone then just say it, but I’m not backing down because you’re scared for me. I think I’ve proven by now I have a good head on my shoulders.”

“Your life’s not gonna be the same.”

You couldn’t help but laugh, “At this point I’m sorta used to life altering events.”

“There will be somethings we have to go over,” Mika said.

“Blah, blah, blah, we can go over your rules later,” you teased, but then added more seriously, “I just wanna be yours, Mika. I don’t care what I have to do.”

Mika leaned in close to you, his forehead pressing against yours. You breathed in his familiar scent, immediately making heart race. “You’re mine, y/n,” Mika murmured, “And I’m yours.” His hand found your cheek and the next thing you knew, his lips were pressed to yours.

You hated cliches, but there was no other way to describe how it felt to kiss him but fireworks. It was weird, Mika was still somewhat of a stranger to you, but you never felt so secure with someone. It was like you’ve known him your whole life.

“You’re crazy, you know that right?” Mika said breathlessly. It was the first time you saw him smile all night.

“You say that like it’s a bad thing,” you raise a brow.

“Bad for you, good for me I guess,” he teased.

“Very good for you,” you replied, pulling him in for a kiss another kiss. You tangled your hands through his hair, sliding on to his lap. You nipped at his lower lip before slipping your tongue in his mouth. You could kiss him for hours, you thought, you never felt anything so intoxicating. And if just this was good...

“Not tonight,” Mika pulled away as you reached for his pants.

“Why not?” you pouted.

“We should take things slow, I want it to be special,” Mika told you, pushing a lock of hair out of your eyes.

“What my ripped up secondhand couch isn’t special enough for you?” you feigned offense.

Mika laughed, “I love your couch. I just wanna do this right.”

You nodded, “Alright, I can be patient. But will you stay the night?” The thought of him leaving now, even if it was just for the night made your heart hurt.

“Sure baby, I’ll stay,” he replied, his hand on the back of your neck as he placed a gentle kiss on your forehead. “Let me just call the driver and let him know hes free to go. I’ll meet you in the bedroom?”

“Sure, if you get lost, just call my name I’ll come get you,” you joked as you hopped up. Mika smiled, pulling you for another kiss before letting you go. You scurried into your room, changing into the cutest pair of pjs you had. You got into bed, laughing to yourself at the thought of Mika having to squeeze into you little twin size bed with you.

A few minutes later Mika came in. “We’re all good,” he told you.

“I’d offer you something to sleep in, but I don’t think anything I have would fit,” you said.

“I’ll be fine, don’t worry,” Mika replied. With that he began to strip. Sure, he only went down to his boxers and the tank under his shirt, but it was more than enough to make your lower stomach churn. You’re taking it slow, you’re taking it slow, you’re taking it slow.

“Sorry the bed’s so small,” you said you lifted the covers for him to get in. It was a tight fit and you were practically on top of him, not that you minded.

“It’s alright it’s... cozy,” he smiled, gently running his fingers along your face. He was quiet for a few minutes before adding, “Would it weird you out if I said I thought about being like this with you a lot?”

You shook your head, “Not at all.” The thought gave you butterflies.

Mika smiled, giving you one last kiss, “Goodnight, y/n.”

“Goodnight, Mika,” you replied, settling into his chest. You didn't know how to explain it, but in that moment you knew without a shadow of a doubt that you and Mika were destined to be with each other.

#fatal attraction #m zibanejad #mika zibanejad imagine #mika zibanejad smut #nhl fanfiction #nhl imagines #new york rangers imagine

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waitinginthedarke · 5 years

Text

It Consumes Me

A BTS/Kim Namjoon Fanfiction

Summary: The minute he laid eyes on her he knew she was the one. But love is a battle of the mind and the heart, and when the voices in your head start winning, how can your heart possibly compete with a choice that consumed you before the very start…

Type: Angst/Love

Disclaimer: This story contains strong themes. Should a chapter be potentially triggering, it will be stated beforehand. (This chapter contains more direct reference to triggering subjects, most prominently EDs)

Chapter 1 Chapter 2 Chapter 3 Chapter 4 Chapter 5 Chapter 6

Chapter 7

It was always mesmerizing to you, when you could circle the little brown spots on your arms, smiling weakly at the way they’d disappear when you pressed them like a button, before reappearing when you moved your fingers aside. It was like when your tummy grumbled and you would press on it hard, and like magic it would stop, leaving you with quiet; peace.

You were too busy pushing on the spots to notice when he arrived, tilting your head curiously as you distracted yourself from the cold with your new interest, a quiet voice in the back of your mind regretting your choice of clothes; thin, long sleeved, over-sized, black sweater over a thin tea dress with your regular converse. You’d forgotten a coat as you’d rushed out the door, having only brought your pre-packed bag with you which lay at your feet, and a stomach full of nerves.

‘Am I going to have to start bringing two coats with me everywhere I go, just so that I have one for you?’

His voice has your head snapping up in surprise, grin growing slowly on your face when you see him, and you hurriedly pull down your sleeve as you do so, so that you can stand up to greet him. Without pause you’re threading your arms around his waist, squeezing him tight as you draw the scent of him into your lungs, feeling your muscles weaken with the light-headedness that came with the action and thanking the powers that be that his automatic reaction was to do the same back to you.

He was so warm.

‘I missed you, beautiful.’

The night peeking out from behind his arm seemed to lighten with those words, tinges of white seeping into your vision in your delirious happiness, and you cant help but turn your head up to look at him so that you can catch his gaze, smiling before flickering your sights to his mouth and eagerly stretching up to touch a kiss to his lips.

It was like a movie the way you end up bent backwards, still secure in Namjoon’s arms whilst yours lay delicate against him, your lips barely grazing in the taste of a kiss, before he pulls away, the dreamlike scene scattering delicately with the minute frown that appears between his brows.

‘Are you okay?’

His voice is filled with concern, and the muscles in his shoulders bulge with tension beneath his coat, but the butterflies in your stomach were battering away too loudly for you to really cotton onto his meaning.

‘I’ve never been better.’

The answer seems to at least partially satisfy him as he lifts you back onto your feet with a smile, eyes darting behind you and tightening before he replaces his face mask back onto his face and proceeds to remove his coat.

‘Put this on before you catch a cold.’

You do as you’re told, having not stopped smiling at him since he’d found you, and feeling your cheeks hurt when instead of picking your bag up to return it to you after watching you put his coat on, he slings the pastel coloured beaten backpack onto his shoulder, before sliding his hand into yours and beginning to pull you away down the street.

Being surrounded by the smell and warmth of him had you distracted for all of 30 seconds, before you registered the feel of his stare on you, and you turn to see him smirking at you, pausing momentarily, before quickly pulling his facemask down and swooping down to plant a soft kiss to your lips, the taste of him being cola and cherries.

‘Now that I have your attention after you ignored my question five times in favour of staring at my coat that you’re wearing- with an adorable smile on your face, might i add…Have you eaten yet?’

The whole way through him talking you could feel your cheeks burning with heat where he’d caught you out for not paying attention to him, yet when he reaches his actual question, you feel the heat dissipate rapidly as you turn the words over in your mind in search of an appropriate answer.

But as it turns out, your body decided to answer him instead; your stomach rumbling loudly enough for him to hear it over the street noise.

‘Well, that’s one way to answer.’ He chuckles, seemingly paying no attention to the unsure look on your face as he switches your bag onto the opposite arm so that he could slip his arm around your waist, the move distracting you from the conversation as he proceeds to continue down the road with you, his warmth surrounding you the whole way back to his.

He’d asked you all about your day on the walk back, and even though you’d been actively responding for the most part and getting lost in his little tangents he’d take every now and again as he’d share an anecdote from his life- which you’d noticed he’d been much more open about since you found out about his occupation the other day- the moment he’d announced you were almost there, your senses had become acutely tuned into your surroundings, your mind wanting to process every tiny detail about the place he called home.

In fact, it wasn’t until you were stood before a large dark wood door within a building that appeared on the outside just as ordinary (if not a little cleaner) than all the rest, that the nerves of the situation you were about to find yourself in, and the reason you were stood there in that moment, really sinks in.

‘Hey, are you okay? You’re shaking.’ He suddenly comments, turning to you just before he goes to knock on the door, instead lowering his hand slowly to allow his palm to cup your cheek, gently lifting your gaze to meet his.

‘Im fine.’ You hurriedly murmur, offering a fragile smile, before letting it go and sighing shakily, ‘I’m just nervous about meeting the rest of your friends. I know you’ve said they’ll love me, but I’m still worried that they might not. I mean, im awkward, and shy, and nerdy, and-‘

‘And you’re funny, and brilliant, and beautiful beyond comparison, y/n. Believe me, …they’re going to adore you.’ He cuts you off, his face looming closer and closer to yours as he bends down slightly until his ungodly beauty is the only thing that your brain can process as your eyes lock with his.

‘I wouldn’t let you meet them if I didn’t think they’d love you; hell, I wouldn’t be stood here with you now if I didn’t think that I’d still find myself stood by your side in well over ten years’ time…and they know that, y/n. And when they know im serious about something, they make sure that they at least try to understand why.’ He says, smiling softly at you, before dropping a quick kiss to your forehead.

‘So,…yes, they might be a little inquisitive and imposing tonight, but I can promise you, its just because they want to understand why you mean so much to me.’

As much as you could appreciate that this sentiment was meant to relax you, the idea that you’d be on a podium for the entire evening as his friends examined you only proved to cause your anxiety to raise, your poor job at concealing your worry being easily signaled to Namjoon and leading you to suddenly have all thoughts vanish from your mind, finding yourself becoming over taken by the feel of his mouth caressing yours roughly and his hands clasping at your back as his torso presses desperately against yours. Your hands raise up to cradle his neck, a bubble of need surging up through your chest as the taste of him drowns out the noise of your thoughts, the excitement the feel of him beneath your fingertips caused leading you to want more as your lips begin to work harsher against his, all shyness being left behind as you forget all hesitation caused by your surroundings, shivering repeatedly with the feel of his hands caressing your body.

‘God, you’re intoxicating.’ He murmurs against your mouth, a breath of space following his words before he suddenly pulls back and looks quickly around you both, relaxing visibly when the only person within reaching distance was an old couple outside of their shop across the alley road, both shooting you disapproving looks before returning to peeling their vegetables.

‘Come on, if you’re going to be playing me like that, we should really be somewhere more private.’ He says, winking at you when you look up at him to object, before you realize you still had your arms tied around him and you hurriedly pull them back down to your sides, pulling his coat tightly around you when you notice that your dress underneath had ridden up to expose the tops of your legs.

‘I was just joking, y/n.’ he says quietly when you look back up at him, voice filled with concern, and you quickly plaster a smile on your face before gently tiptoeing to kiss his cheek, grinning when his face tinges pink in response.

‘I know, pabo. I’m just nervous…and also slightly dizzy after that kiss.’ You tease him, biting lightly on your bottom lip where you find you really were slightly tense at the evening to follow and noticing his gaze lock in on the move, his chest expanding suddenly as he draws in a deep breath, before he snaps his eyes back to yours.

‘You make me nervous.’ Is all he mutters under his breath before knocking on the door before he could hesitate again, his comment causing you to smile to yourself, becoming lost in your thoughts at its sentiment, this being the way you stay until the latch unlocks on the door and light from within suddenly spills out onto you.

‘Hyung, what took so long? Jimin has been waiting for ages- he keeps annoying me because he’s so excited.’

The sight of an irritated Jungkook relaxes you minutely, the casual look he was sporting making you smile until his eyes snap to you and he hurriedly bops his head in greeting.

‘Oh, sorry y/n noona.’

You grin at him in greeting, putting him at ease as he hurriedly scurries back inside, Namjoon guiding you in with a gentle arm around your waist and helping you remove his coat-although you put up a tiny fight where you wanted to keep it on just for the fact that it smelt like him- before he slips his hand easily into your own, and with one last reassuring smile, begins to pull you into the house.

First appearances show that it was all decorated and accentuated with the same dark mahogany, the expected smell of men not really being apparent with how neatly they kept the space- with the exception of the front porch area, which seemed filled with more shoes than a shoe store. Upon emerging into the living space your eyes immediately drink in the sight of the floor to ceiling windows that line the far side of the room, the scene beyond of the han river at night, twinkling with the lights of peoples lives in their own homes, the reflection of them upon the river mesmerizing you past the point of noticing the new body that enters the room just as Namjoon goes to pull you over to the corner sofa.

‘Ah, Jin-hyung. Just in time, I’d like to introduce you to someone.’

Namjoon’s voice pulls you back to the present as you turn in the direction of his attention, hurriedly bowing in greeting as your brain simultaneously registers Namjoon’s use of honorifics, offering a timid smile when you look back up at him, and feeling the blood drain to your toes when you see the man before you staring at you with a look of confusion and slight skepticisim.

‘Aish, Namjoon-ah, is this the lady you were on about?’

The man’s sudden change from intimidating confusion to relaxed joker almost feels like it causes you whiplash, but before you can let the feeling sink in, you’re focusing on Namjoon’s reaction to him, attempting to gage the appropriate response to him.

‘Yah, you didn’t forget what I told you yesterday did you, hyung? I made sure everyone was okay with her coming over for the evening- we had a debate about it for almost two hours!’ Namjoon insists, the disbelieving smile on his face signalling that you could relax with the humour-filled banter passing between the two of them: - that was until their attentions were turned back to you.

‘So…you must be y/n.’ the man Namjoon had called ‘Jin’ says, offering you a welcoming smile as he approaches you in polite greeting, looking between Namjoon and yourself and letting out a short, quiet chuckle.

‘I’m Jin. I don’t know who out of the others you’ve met yet, but you can refer to me as the friendly older brother- as well as the comedian of the group.’ He offers, winking at you, and the action makes you laugh in relief, despite the way your fingers were twisting together with your nerves. The feeling of Namjoon’s palm suddenly sitting warmly at the base of your spine has your attention drawing back to him, and you notice the slight tension in his jaw which wasn’t there before, the sight causing you to raise an eyebrow questioningly.

‘Its nice to meet you, Jin-sshi.’ You offer, turning back to the older man and seeing him nod his head at you, before he draws in a deep breath and looks awkwardly back to the corridor from where he’d came as though he’d become just as nervous as you and was seeking comfort in the nearest opportunity.

‘Well, I was just about to run to the store, so…I guess I’ll see you in a few.’ He explains, raising his hand as a farewell, before hurrying down the short corridor towards the door, out of sight.

‘See, that wasn’t as bad as you thought was it?’

You narrow your eyes at Namjoon’s playfully condescending tone, turning away from him as you make yourself comfortable on the sofa, and smiling cryptically as something enters your mind, and you watch him follow your lead, leaving only the slimmest gap between your bodies as he settles beside you.

‘And on a scale of 1 to 10, 1 being the easiest person to meet and 10 being the most unsociable, how would you rate him?’ you ask, turning your head to look at him inquisitively, having to look up a little cause he was still so much taller than you even when you were sat down.

‘Uhhh…maybe…a 3? Perhaps even a 2?’ he offers sheepishly, chuckling when you hum in tense anticipation of what he would pose as a 9/10, but becomingly easily distracted by the feeling of his hand reaching over to find your own to offer comfort, the way he pulls it into his lap to gently trail his fingertips over every knuckle and line pulling a warm smile from you as you watch his inspection.

‘Are you nervous with me here?’ you ask quietly, drinking in the features of his face as his eyes narrow with the smile that pulls at his lips, ears reaching back into his hair line and his adams apple bobbing lightly as he draws in a breath; every movement he makes being mesmerizing to you.

‘I can’t help but be- you’re the most beautiful woman I’ve ever seen, ever had the pleasure of calling mine, and I’ve brought you into an apartment with 6 other men, all of whom have their own charms, and undoubtedly they will have their own ways of making you smile, and yet for some reason I want to be the only one who makes you smile. I have this rage of irrational jealousy burning in my chest…all because I cant bear the thought of seeing you with anyone else. The human mind baffles…’

You watch him intently as he explains, subconsciously intertwining your fingers with his when he mentions wanting to be the only one who made you smile, not noticing the smile that creeps onto your own face…or the way you end up sneaking closer to him until your arms brushed and you practically had your chin sat on his shoulder.

‘I love your mind.’

The quiet mutter from you has him turning his head slightly so that he could make eye contact with you from the corner of his eye where he’d been too shy to look at you during his confession of jealousy, his mouth curling up at the edge in a smile causing the butterflies in your chest to riot before you find yourself stretching up to touch your lips timidly to his, not being able to resist the temptation presented before you, and biting your lip sheepishly when your brain catches up with the action and you pull back suddenly.

‘You’re such a tease.’ He whispers, the fire in his eyes that had been ignited by the kiss being accentuated through his grip tightening on your fingers.

However its just as he leans closer to you, holding your hand in place so that you couldn’t escape (not that you ever wanted to), that the two of you are interrupted by a cacophony of noise coming from the direction of the front door, causing you to pull back from him a little, being stopped from going too far by his grip on your hand, and you look up at him worriedly, fear twinging through your veins momentarily, before you see the sultry look in his eyes and your heart reverts from panic mode, turning your automatic reaction into a shakyily shy smile- but not before you’d already watched his expression flicker from sultry to surprised, before finally settling on confusion with the hint of resolution.

‘Hey Namjoon-ah! Jin said your friend was here already, can we meet-‘

Upon hearing the voice you’d already started to your feet, being stood ready for inspection by the time the owner of the voice emerged into the room and watching him trail off when his sights land on you.

As you inspect the first guy, two others trail in behind him, all of their eyes immediately locking onto you and you cant help but smile awkwardly as you all become caught in a bubble of hesitation, the pause giving you a moment to suss out what you could from their visuals.

The first guy who’d entered the room was a bit shorter than Namjoon, but you guessed older by his lack of honorifics, his warm brown hair being brushed back under his cap, the shade of which accentuated his cheekbones which in turn drew your attention to the strong line of his jaw and the statue like build of his eyes and lips, immeasurably precise compared to the proportions of his face. He was wearing simple clothing; a white shirt under a dark denim jacket paired with plain basketball style shorts, as though he’d just come back from sports practise- or in this case you’d guess ‘dance rehearsal’.

That was still gonna take some getting used to.

The first guy who emerges from behind him has a similarly lanky build, the two not much different in height, although you already found yourself mesmerized by the angelic softness of his face, his inquisitive puppy-like eyes as they dance over you and the child-like tilt of his head as calculations about you begin to dance behind his gaze. The way his fringe frames his face brings your attention to the bright blonde of his hair and the cuttingly sharp angle of his jaw, before your eyes wander to the impeccably white shirt he was wearing that he’d paired with black slacks, almost as though he’d just come from a business meeting; the look completely contradicting the first man’s outfit.

It wasn’t until you’re about to turn your attention to the final guy who enters the room a few seconds after the first two that Namjoon stands from where he’d been apparently bracing himself on the sofa, angling himself minutely in front of you as he addresses his friends, before slowly sliding an arm around to lay his palm on your lower back in comfort and to demonstrate a certain level of possession of you to the other men.

‘Hoseok-hyung, Taehyungie, Yoongi-hyung, This is y/n; this is the girl I’ve told you about-‘

‘You mean the girl you haven’t stopped telling us about for the past 24 hours since you broke it to us that she was coming to stay for the night?’ The first guy cuts him off, smirking playfully at the man beside you, before he approaches you with ease and offers you a tiny bow in greeting.

‘It’s very nice to meet you, y/n. I hope you don’t mind the mess, its Namjoon’s fault.’ He comments, the tiny quip making you chuckle as your eyes dart to the pile of books in the corner next to the bookcase (note: not ON the bookcase, despite there being space), and remembering the few shoes in disarray out in the hall.

Its only then, as the two begin to joke around- a few shoves being given and received- and the conversation beginning to go off on a tangent, that your gaze moves to the final person who had arrived with the little entourage…

…and you find him looking right back at you, with an unreadably dark expression.

So this would be the 10.

(T.B.C)

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you-guys--are-losers · 6 years

Text

Promptsmas Day One: First Snow!

//This is for @spiderman-homecomeme and her Promptsmas prompts! I am so excited about it, and I wanna thank her for being a beautiful human!

**Special thanks for @im-just-bri for sending me the screenshots of this after I accidentally deleted it!

Prompt: First Snow

Peter has grown used to Michelle Jones over the past few months, in the same way someone acquires a taste for fine wine.

In the first few weeks of their friendship, her sarcastic remarks and dry sense of humor caught him off-guard. he had not known what to do the first time she fell asleep on his sofa during a sleepover with him and Ned, and Peter had never quite known what to do when he could tell that she was upset about something.

But it only took a few months, because now, Peter is “fluent in MJ.”

Now, he is well-versed enough in her humor to be able to quip back, and he and Ned have gotten used to draping their friend’s preferred blanket over her curled-up, sleeping form. Peter knows now that when MJ is upset, there is only one way to fix it: chocolate chip waffles and TV-show marathons with her and with Ned.

All this said, even if it feels like they’ve been friends for forever, Peter and Ned have only been friends with MJ since the end of sophomore year. This means that there is one thing that the trio hasn’t faced together: winter. As it becomes colder, Peter begins to notice little things about MJ that he has never seen before. As the temperature drops, he adds more and more tidbits to the growing collection of what he knows about their brunette best friend.

He learns that for some reason MJ does not seem to think that she needs a winter coat. She uses hoodies and jean-jackets every day, as if they are perfectly capable of shielding her willowy figure from the cold, and she refuses to accept any offer of a jacket from Peter or Ned. She does own a scarf, though, as well as a pair of fingerless gloves. She almost never takes off the gloves over the course of the entire school day. though MJ gives no reason for this, Peter privately knows that he has discovered something else about her that he did not know about her before-- her hands are always cold.

There are other things he begins to notice, too. Hot chocolate stars to be used as a substitute for tea in the mornings, and every so often Peter and Ned catch a glimpse of fuzzy socks that have been squeezed into her combat boots. Doodles of mittens and scarves begin to replace MJ’s normal sketches of autumn leaves on the corner of her papers. But there is one thing that Peter cannot seem to figure out about her now: MJ is glued to her weather app.

Peter catches her on her phone a lot more regularly than she ever has been before, and she refuses to cite the reason. She isn’t talking to anyone, Peter is sure, because she never appears to be typing a text (not that Peter keeps tabs on her relationship status or anything, though). However, there have been several points in time that Peter has caught her refreshing AccuWeather in the middle of AP Chem.

It’s only when MJ completely drops her phone from excitement that Peter realizes what it is.

It happens on a Monday in fourth hour. MJ’s sharp gasp of excitement catches Peter by surprise, but what really causes him to pay attention is when the cracked iPhone 5 clatters to the floor. The phone skitters across the floor, spinning slowly until it comes to a stop at the foot of Mr. Cobbwell. The sound is enough to make Peter look up from where he is working on improving the web-fluid, and the entire class is looking up now, too. Cobbwell peers back at them with a look of disapproval on his face, one that causes MJ to tense beside him.

“Is something the matter, Miss Jones?” prompts the teacher, raising an eyebrow as he sets down the dry-erase marker he was using.

“No, I, um...” MJ says quickly, her eyes suddenly widening.

She seems to be frozen by all of the eyes in the class on her. MJ is normally one of the most relaxed people that Peter knows, but he also knows that she doesn’t always know how to handle attention. It even took her a while to get used to being noticed by Peter and Ned.

“I was grabbing something from her bag for her, and I knocked it out,” Peter speaks up, gesturing to the bag that is on the table between them. “It’s my bad, sir. Can I grab it?”

Cobbwell hesitates for a moment, but after a second his face softens. Peter knows that both he and MJ have a good standing with him, since Peter is the only one who laughs at his science puns and MJ returns one of her own every once in a while.

“Alright, Mr. Parker. Just make sure it doesn’t happen again,” he decides, and Peter slides out of his seat in order to grab the phone with the worn, purple case. As soon as he has it, Peter returns to his seat and sits down beside MJ.

As soon as the lesson resumes, MJ glances back over at him with an acutely uncomfortable expression on her face. “Sorry,” she mutters, allowing a piece of hair that has escaped from her curly ponytail to fall into her eyes. “Thanks, Parker.”

She reaches for her phone, but before he hands it over, Peter turns it over and peers at the screen. There is a lightbulb moment in his head, and a smile plays with his lips as he passes it back.

“So, an 85% chance of snow on Friday, huh?” he comments as she takes the phone. He knows that the smug grin isn’t gone as she slides the phone into the pocket of her bomber jacket. He is pleased because he finally understands why she’s been on her phone so much, finally gets this one little piece of her.

MJ has been waiting for the first snow.

“Shut up, loser,” she instructs as she returns to her online notes. That isn’t enough to get peter off of her scent, though. He can see that she is struggling to keep him from noticing the rosy tinge of her skin, the reddened tips of her ears.

He doesn’t bring it up for the rest of the day, though Peter can see she is waiting for him to do so. Still, he doesn’t say anything in front of Ned, even though it’s become a habit of theirs to recap for him what happened in the one class the three of them don’t share. Ned is stuck next door in AP Computer Science, so he normally gets a play-by-play of the entire class... But not today. Peter lets her be lulled into a false sense of security over the course of the week as Friday rolls around, with all of its anticipation in tow.

Peter can see it in every inch of her body-- an excited sort of tension in her muscle, a skip in her step as she walks. Peter pretends not to notice it, but the gleam in her eyes is just enough to warm his chest a bit, despite the bite in the air. She is barely being subtle about her phone anymore as she checks the the hourly forecast, but this is to Peter’s advantage.

MJ is so preoccupied with her own phone that she does not see Peter doing the exact same thing.

It is scheduled to come during Chem, so Peter keeps an eye on the window the entire class period. Out of the corner of his eye, he watches the sky of swollen gray clouds, clouds that are waiting to unleash flurries of thick snow onto the city. Peter can’t help but feel the childlike excitement brewing in his chest now. According to the app, it’s supposed to happen any moment, and the lesson has just begun. Peter’s mind has never been farther from thermochemistry.

And once he sees it, the subject matter flies out of his head, out the window, and into the air, which is carrying the first new, fresh flakes.

Peter glances quickly at the girl next to him, who is so focused on her phone that she has not noticed the flakes yet. It is then that Peter sneaks out his own phone and sends a quick text to Ned.

now.

Not even thirty seconds after Peter sneaks his phone back into his pocket, there is a flickering of the lights, and then the classroom is plunged nto darkness. There is a startled murmur that ripples throughout the room, and it is then that Peter acts.

“MJ,” he hisses as Cobbwell struggles to regain control of the class.

In the darkness, Peter can see the outline of MJ’s face, which is lit by the cool winter light coming through a single window. She does not even turn to him, still scrolling through her AccuWeather.

“What?” she hums. “Parker, in case you didn’t notice, we’ve just gone full dystopian novel, so it’s not the best time for me to help you with the homework problems. Maybe if you want to get ready for the Hunger Games together, we can talk-”

“What? No,” Peter interrupts, a grin forming on his lips. “Come on. We’ve only got a couple minutes to get out.”

“Get out?” MJ repeats, and now she’s looking up from her phone. “I was kidding, loser, not-”

“It’s snowing,” Peter states, dropping each word with equal weight, as if it is the most obvious thing in the world.

MJ stares at him blankly for a moment, and then a playful grin crosses her face. “No way,” she finally laughs under her breath, shaking her head. The laugh, the smile, cause his heart to skip a beat for some reason. “Even you two nerds aren’t that good.”

“Aren’t we?” Peter hums smugly, thinking about the time they completely hacked Tony Stark’s own spideysuit. “Come on. Do you want to go, or not?”

MJ peers at the open door, then back at him. One last glance is spared for the window, where the snow is coming down in increasing speed. Then, finally, she turns back to him.

“You first, then me,” she instructs.

Without another word, Peter says something to Cindy Moon about going to grab his homework from his locker. As he heads out, Peter can hear MJ asking Abe to tell Cobbwell that she had to go to the bathroom. He is out the door first, and then a moment later MJ practically materializes by his side with a bathroom pass in her pocket and a little grin on her face.

“Come on, before someone sees,” she instructs, and before Peter can fully process what’s happening, she grabs his forearm and begins to run down the hallway.

For some reason, as they run, blood rushes to Peter face. He has run down this hallway many times before-- to save people from a bus crash, to go and stop a robbery in progress, and even to fight with Liz’s dad. But this is a good reason to be running, and he is all too aware of the warmth that her hand leaves on his arm as they turn and sneak out one of the building’s side doors and onto the path to the football field.

For a moment, the cold air washes over them, and Peter can feel both of their muscles tense. Then, MJ tugs him father away from the building and into the openness of the courtyard behind the school.

The snow is falling in thick, fluffy flakes that stick together in the air, forming chains of cottony, clumpy snow. They flakes are so large that they appear to be spun from sugar, the sort of snow that is everywhere in the air. It surrounds them, as far as he can see, falling so slowly that is seems suspended in the air. peter feels like he is inside of a snow globe with her.

MJ is frozen still, and Peter’s eyes travel to her face as she takes it in and ignores him completely. He doesn’t mind being ignored in the least-- he would much rather be free to study the childlike wonder in her eyes, the awe that is written into every line and curve of her face as she blinks, disrupting the flakes that have settled onto her long lashes.

For a moment, Peter can’t breathe, because she looks like she belongs here and nowhere else.

The snow nestles into her kinky curls, dusts her shoulders, and settles on her long lashes as she tips her face slightly up to the sky. For a moment, her eyes close entirely, and she seems to be drinking in the cold air and the caresses of the snowflakes as they fall down around her.

For a second, Peter wonders what it would be like to slide his arm away slightly, so she was gripping his hand in that same gentle grasp that encircles his forearm.

But then, her eyes open, and they are wild with excitement. “Come on!” she insists. “We have to do that lame thing where we catch snowflakes on our tongues. For scientific purposes.”

“Scientific purposes?”

“Gotta taste those chemicals the corporations are pouring into the atmosphere, Parker. Come on.”

And then, they spend a good ten minutes outside tasting the snow and letting it settle in their hair and on their shoulders. Peter knows it is borrowed time, that Ned is going to have to come up with a good excuse later and that he and MJ are going to have to be extra convincing when it comes to their return to class.

But none of that matters as Peter Parker watches Michelle Jones spin like a child in the center of the school courtyard, with snow in her hair and an easy smile on her lips. All that matters is that he gave her that smile, the one that drives away the winter chill and leaves him with only her warmth.

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marystudies · 6 years

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A LONG ASS LIST OF TIPS FOR HIGH SCHOOL: FRESHMAN TO SENIOR YEAR LETS GO

Disclaimer: This is just from my experience, so these might not all apply to you!

Freshman Year

ok, ok, freshman year can be scary but don’t let that get to you

dont worry about upperclassmen being rude/teasing you

it’ll most likely happen, but I’ve never seen an upperclassman tease a freshman with the intention to really hurt them

one day you’ll be them so dw

on the topic of upperclassmen, make some older friends!!! (through classes, sports, etc.) it’s so nice to have someone give you tips and help you through high school

dont expect your friend group to stay the same lol

BUT ITS A GOOD THING I PROMISE YOU

I was scared of changing my friend group, so even though I wasn’t being treated too well, it wasn’t until senior year when I really made a change and I wish I did it earlier

be open to meeting new people, everyone is scared just like you and looking for more friends

I don’t think its neccessary for freshman to become sUPER involved in clubs and all that but at least get a feel for whats out there

try out for a sport if you play one!

this goes for all of high school, not just freshman year, but I regret not being as involved as I could’ve been

Go to school events like football games and dances! School spirit is considered weird in middle school but its cool in high school

take your classes seriously, your teachers are right - high school is much harder than middle school (but it’s not too bad if you stay organized!)

my freshman year GPA was my lowest like english really caught me off guard (properly formatted, 5 paragraph essays being 50% of your grade??? a concept.)

so my cumulative GPA was brought down

I think most freshman don’t have access to AP classes to boost your GPA or anything, but if you’re looking to push yourself take an honors class or 2! (if available)

Sophomore Year

wooohooo ur no longer a freshman

I’d take at least 1 AP class if you can

my sophomore year I took AP Human Geo - which I really loved, and it also wasn’t too hard

a lot of sophomores take AP World which is a BITCH of a class

BUT I wouldn’t recommend taking Honors World because you don’t get the GPA boost, you don’t get college credits (unless you take the AP Euro test or something), and it’s almost just as hard

this is a bit random - but when you’re taking Algebra 2 (which was my sophomore year) PLS PAY ATTENTION math builds on itself don’t fuck yourself over

take the PSAT if you want (I honestly don’t remember if I took it freshman year too but eh), but seriously its not required

start thinking about college (I know it’s the last thing you want to do)

just little things like

when do I want to take the SAT/ACT?

would I like a small school or a big school?

What will I be able to put on my college applications?

like if you do community service through a club/church/etc then great!!! sports? YEs

can’t think of anything? Join a club! Try out for a sport (it’s not too late) Find something that interests you

you’re probably pretty situated socially now but never be afraid to get to know those classmates/”school friends” better!

Junior Year

so junior year is commonly thought of as the hardest year of highschool

which is partially true (we’ll get there later)

but anyways, seriously buckle your seatbelt and get ready to work your ass off because THIS YEAR COUNTS, LADIES AND GENTS

Take AP classes if available

I took AP Psych (WOULD HIGHLY RECOMMEND) and Honors PreCalc (coming from regular Algebra 2)

Psych gave me college credit and a GPA boost

HPC gave me a GPA boost for UCs

It was a bitCH of a class but it made AP calc a breeze

If you haven’t started already, start prepping for SAT/ACT and then take them

tutoring is very helpful, but it can be expensive

I’ve seen studyblrs post about free prep through Kahn Academy and other stuff, so you might have to do a bit of digging but there are tons of resources out there

TAKE PRACTICE TESTS

take one of each first - then focus on the test you did better on

one of my biggest regrets is taking SAT prep instead of ACT prep because my ACT (which I didn’t do specialized prep for) ended up equivalent to my SAT (which I did prep for)

the more you take em the better you get

Studyblr is gr8 for finding test taking tips

If you’re not happy with your score, just take it again! I only took each one once but most people improve their scores if they take it again

I recommend visiting a few universities when you’re on break! Get a feel for what you like and what you don’t like (size, location, public/private, etc) and what kind of school you could get accepted to

you don’t want to end up applying to a billion schools that you wouldn’t even want to go to

private schools like it when you express interest by visiting

so if you’re visiting, make sure you check in so you can be in their system

END OF JUNIOR YEAR - ASK FOR LETTERS OF REC NOW! BY THE FIRST WEEK OF SENIOR YEAR A LOT OF TEACHERS ARE ALREADY TAKING ON TOO MANY LETTERS!

Senior Year (buckle up this section is the longest)

but YAY UR A SENIOR

DO FUN SENIOR YEAR THINGS like my school has all kinds of events for seniors and it’s so great

Remember when I said junior year is the hardest? Yeah well no... 1st semester senior year is SO MUCH WORSE ur in for a lot of fun

Ok seriously - don’t let senioritis get to you first semester

Still take challenging classes! Schools are looking for progression in difficulty

Those mid year transcripts REALLY DO MATTER!

College apps, man

Make sure you’re communicating with your counselor to make sure you have everything ready and on track

like file the FAFSA and CSS (used for lots of privates)

tbh I didn’t think it would help me a lot but it (the CSS) actually did so just do it even if you think you’ll get nothing

Ok so hopefully at this point you have a feel for what schools you are interested in

Things to consider: location, price, size, public/private, difficulty of the application, ranking, program/major you are applying to, campus, overall vibe

I didn’t do any interviews but maybe look into it

Don’t get too comfortable and set reasonable goals - apply to several safety schools, a few good options/could go either way schools, but also a few “reaches”

ESSAYS

I’m no college counselor, but don’t just wing your essays without having an adult/professional look over them

I got lucky - my mom is a professional writer so my family didn’t pay for a counselor

Do your research - you can find so much information about what schools are looking for in essays

If an essay is “optional” DO IT it’s really not optional lol

Keep in mind - these essays are nothing like what you’ve been taught. You don’t have to (and often SHOULDNT) write a 5 paragraph essay with topic sentences relating back to the thesis and evidence, etc. its much more free

think “What is the story I am going to tell?”

get creative - this is hard and takes some time

Think: How am I going to separate myself from thousands of applicants? What is a story that ONLY I can tell?

DO EARLY ACTION FOR AS MANY SCHOOLS AS POSSIBLE!!!

such a relief to knowing you got in somewhere in like,,,, november

acceptance rates are higher for EA

the order from highest to lowest is ED > EA > RD

Early Decision scares me (schools will say they give equal scholarship consideration but lol thats a lie)

but if you have your heart set on a school go ahead

apply to other school just in case, you don’t want to get stuck starting all your apps when a lot of students have already turned them all in

Now that you’re done with applications (whew), the acceptances (and rejection) will start coming!! yay!

ok first for acceptances

those first acceptances are so cool like YAY YOU GOT INTO COLLEGE IM PROUD OF U

as soon as you get your first acceptances really start researching the school more and deciding if you’d REALLY want to go there or not

i know this is hard bc you haven't heard back from all your schools but it’ll make choosing a school so much easier

sadly, not all acceptances are happy tho

like I got accepted to my #1 school but they gave me no money so it was impossible to go

I was so emo for a couple days there

BUT! If you’re serious about it, try appealing for financial aid but keep your expectations low

ok now waitlists

these can be a bit nerve wracking

PLEASE apply for the waitlist right away

at some schools if you dont within a couple days, your application might get thrown out

aaaaand rejections

i dont have a lot to say about this but please dont be too hard on yourself

sometimes its just not meant to be and thats ok!

NOW PICKING A COLLEGE

def the most difficult and mentally draining part for me lol

make sure you really map out everything to consider

net cost (tuition, room & board, books, travel, personal expenses, etc.), size, location, etc.

I personally had this idea that I’d end up at a big school far from home but I’m going to a small school close to home and I’m still super excited!!! So make sure you give every school a second look

APPLY FOR SCHOLARSHIPS!

the essays aren’t usually too bad and sometimes you can just rework your college app essays

you can find them online, your school might have some (like PTA scholarships, band scholarships, etc.)

ok this is the time everyone really gets senioritis

i almost didn’t get senioritis at all lol just because slacking off stressed me out

but please be smart about it dont get rescinded

and lastly have fun! high school really does fly by, it’ll be over before you know it

#lol the senior year part is so much longer than the others #studyblr #high school #high school tips #study tips #studyspo #study motivation

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kitsoa · 5 years

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My fate will be decided in one 30 minute session tomorrow.

I am gonna teach a lesson to 2nd graders and high-tail it home.

And how I perform is gonna determine if I sign a contract to receive my very first full-time salaried position with benefits with sick days and a boat load of responsibilities.

Depending on tomorrow, I will immediately begin looking for an apartment, put in a months notice to two of my jobs and start making a financial plan that will determine my long term stability. I’m going to leave home and I am going to take on one of the hardest jobs out there... elementary level music.

im just gonna rant under the cut about my teaching situation

God, I ran away from the last classroom teaching job I had. Every time this dawns on me I clench up because even though the circumstances are vastly different, the building layout is the same and the trauma just comes rushing back. A kid ripping up my desk, girls getting in petty fights, me calling for the principal and no one picking up-- the kid grinning in victory, an emotionally troubled child throwing chairs around the room forcing me to evacuate the kids, me wracking my brain during plan time for foolproof strategies to teach a certain lesson because one slip up meant management hell, coming home exhausted and snippy and completely spent and useless, getting so sick that I was teaching 6 straight classes with a fever that was close to making me pass out (that day would never end, I lost my voice before the concert and took a $1,400 pay cut)... glaring at the principal while he wordlessly coached me through counseling these bickering girls in my classroom during my 30 minute lunch break, 5 months in finally breaking down in tears because this stupidly forgettable exchange with one of my trouble kids.

My cat baby Cooper got me through all that, I would come home so tired and bottle feed him and cuddle with him. I lived by the week. I did what I could to survive all alone. And honestly. I kicked so much ass they were upset to see me go. There were kids that loved music again. Teachers were smiling when I got their 1st graders to sing a song about apples. The 3rd graders got a kick out of dabbing during body percussion lessons. Hell those 5th graders were teaching me the hip new dance moves the final week. I think I terrified this one kid with a death glare when there was a skirmish during a movie day. I did a good job-- heck a great job considering I picked up the class in the middle of the year after their music teacher up and died. Considering I was straight out of school with zero prep and zero resources... I am good.

When I left and scurried away to the hecktic multi-job life that I live now, the change was so so sweet. I had a day job that allowed me to rest and plan. I was teaching privately, I still sung and taught a children’s choir, and I worked at my church gaining more responsibilities as a cantor and bell choir director (a... hard job honestly) and I felt an income and I felt musical. But here I am dancing around job to job... raking in enough to save and be a little young and frivolous... but also... realizing I was really spread thin. Two years of this and I wanted focus back in my life.

I have found myself extraordinarily lucky in major life changes. Most of the opportunities I’ve had in my life have been thrusted upon me. I chose my college because it threw enough money at me. I got that first teaching job because I knew someone in the district who recommended me, I got my current day job and private teaching job because a friend vacated them... so when my mentor called planning this great succession to her post, every bit of effort I put in was orchestrated with a man on the inside. My application was pushed through on rec. My mentor was on the interview panel. She’s prepped the kids I’m going to teach and I’m familiar with the room... this job is... like made.

Hahaaa and I just found out the other candidate I was up against backed out. Tomorrow is either a huge formality or I fuck it up so bad that they add another round of interviews.

I guess it feels a little out of my control. Everything does. And everything has been feeling out of control since I left the comfort of school. It’s starting to occur to me how much this is just the nature of life. And while ahead of me lies a world of vast commitment and potential failures I could also be looking at fulfillment and comfort all the same. I can see the things I will have to sacrifice and it makes me seize up thinking about even putting aside my hobbies and loves for even a temporary moment... It’s change. So much bloody change. If you asked me what vocation would make me happiest I’d tell you writing and drawing random fanfic and metas about fiction while performing to packed concert halls on the side. I find great purpose and I feel a wealth of values within me as a teacher but I am inherently drawn to the simpler things I guess so sue me society!

In all my time, I have clung to this idea that I am still a child. Probably bc I still live with my parents. But I finally see the exact moment when I will shed that definition and it scares me to death. It’s also a little exciting. But honestly I don’t know what to feel.

#personal

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hyunarkarchive · 7 years

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✿ royal survival show, episode 4 required solo; interview and hidden cam outfit; x

{{ tw; plastic surgery/body image; insomnia; mentioning of panic attacks, breakdowns

elly was sure, this could do either really good, or really bad. but she wasn’t nervous, it was just like any other interview but with a lot more staff and maybe a tad bit more pressure.

she was just anxious, about the questions that were going to be tossed at her, because she didn’t want to lie to people about, mainly obvious things. but she didn’t want jiseob glaring at her to some extend next time he saw her because of things she’s said.

so, elly at least tried to make herself comfortable and enjoy the experience.

If you were born again, would you want to be an idol?

the question made elly hum and smile a bit. she’s been asked that quite a lot lately, but close friends and some family members, but he answer would always be the same.

“i actually wouldn’t, its not that its a bad job, i like it, enjoy it a lot even, but, i’d like to be a doctor. a surgeon to be precise, since i can’t do it this life, i’d hope i could be doing that for my next life.“

with that simple answer, in her opinion, the blonde waited for the crew to move onto the next question and listened quietly. smile still tugging on her lips, but it wasn’t long before it vanished.

Have you undergone plastic surgery? Would you like to have any?

now elly was in a slight dilemma. it was obvious she got a double eyelid surgery, like every double eyelid surgery was obvious. if it was well done, like her’s, you could only see the creases, but if its badly done, it causes swelling. she was glad she went to a good surgeon for it. she smiled a bit and spoke.

“i actually have. it was... quite a long time ago actually, while i was going to start uni, so that would be about five years ago, maybe six. its quite obvious actually, if people pay attention they will notice it.“ she said with a small shrug and continued “double eyelid surgery, its really popular and i’d say not always very good. if it’s not done incorrectly, you do actually get eye swelling that does not go down at all, and it can spread through your face. in the best case scenario, you are just left with the creases, which is basically where the surgery has happened in order to get the double eyelids.“ she pointed at her eyes and looked down. “its most evident when you look down, you see a little line, that’s basically it.“ she said and looked back up the camera. “you could say, some are better than others, some only use make up, but honestly i wouldn’t change anything about my body or face anymore, i’m happy with the way i look and i’m sure i would have been happy if i hadn’t done the eyelid surgery.“ she explained, fingers lacing as she nodded a bit. she was definitely getting killed.

Okay then. The next one is, where would you like to be in 5 years?

it made elly actually forget the previous question and she was sure her eyes sparkled at the question.“oh wow, that’s really close!“ elly said, laughing and running her fingers down her pony tail. “i think.. i want to be able to produce. to be known both as a member of this future girl group, and as a producer. even if im allowed to just do a little bit at a time, i’d be happy if the company allows me to collaborate with other artists. but in five years time, i would like to be known as a producer.“ that was her dream ever since she signed with royal, to be allowed to produce, but even if it seemed like a short time, a lot could happen in five years.

On that note, who would you like to collaborate with in the future? Any sunbae groups? Maybe youtubers?

“tablo sunbaenim from epik high.“ she didn’t even think twice about that. the blonde was aware that she sounded like an overly excited teen age girl, but honestly, tablo was lyrical master “there is so much to learn from him! bot production wise and lyrics wise. shoebox was a masterpiece, that really deserves more attention than it got. so much meaning put into songs and the album, a lot of artists featured on it, as well as many genres. and all well executed!“ she continued, smile still placed on her lips, she really was excited about this question. “another sunbae i’d like to work with would be king sunbaenim, from lc9. his voice really fits any genre, and i really liked when he release crazy with iron sunbaenim, i’d love to see more music like that, as well as more collaborations along those lines. ah there are so many others i can, say, but also- “ she paused not sure how to actually say this, without going maybe overboard “katie lee sunbaenim. i think if i had the chance to collab with her, i will be able to learn a lot, both as a performer and artist. so i would like to work with her as well.“ she said and nodded her head a bit. those were quite a few fixed choices she’d had for a while, and yes, maybe she was eager for that to happen someday, but she rarely was like that.

That’s nice to hear, how about your sleeping habits? How many hours of sleep do you normally get?

another question elly wasn’t sure if she should answer, so she hummed in thought. head tipping to the side as she shifted her gaze between the staff members “I actually, suffer from insomnia?” it was weird to finally say it out loud. she knew people close to her were aware of that, without even saying much, but usually people didn’t care about it “i sleep no more than a good two-three hours a night, if i am lucky. but i guess my body has been coping with it, nicely enough.” she said with a shrug “there is ways in order to get better, but i think it suits me for this lifestyle ive chosen, even if i sometimes fall asleep in weird places.” she said with a laugh and shrugged.

with that, she was told that the staff will have their own private talk outside, discuss about the interview further and elly was left alone. she didn’t like it initially, it made her feel way too trusted, but eventually, she decided not to think too much of it and leaned in her seat, letting her head fall back and sighed softly, enjoying the quiet atmosphere.

it was quiet, pleasantly quiet in her opinion, until something fell. being the type of person used to loud sounds, the blonde didn’t even seemed fazed about the noise until her eyes landed on the massive rip in the dress.

“what the fuck?” she muttered under her breath, english slipping by her lips, head tipping to the side as she sat up straight. her next move was to look around, in case someone has pushed it over, but she was alone that was stupid. elly looked at the mannequin yet again and studied it. she then got up and got it straighten up, as gently as possible and studied the tear.

she wondered how expensive it was, and the thought made her shudder. so she turned to walk to the door, to call someone and tell them what’s happened, but three people walked in just as when was about to open the door, two of them, elly was in the room with a while back, producer and reporter, and then someone else.

“what have you done to the dress?!!“

the screech was definitely more than elly would have liked to say, but she eyed the dress, already feeling guilty even though she didn’t even touch it.

“honestly.. it fell over? i don’t know how a mannequin tips over by itself, and tears a dress like that, but i swear-“ she raised her hands in defense. “i haven’t touched that dress itself, i just went and picked the mannequin up because it tipped over.“ she was awfully calm about the situation, but it all felt wrong. why was the designer suddenly here? why did they care about the dress so much even though there were three people in the room before that?

“i can pay for the damage caused. or buy it, honestly, whatever you think is better-“ elly said, willing to whip out her credit card and just hope the designer doesn’t have a panic attack or a breakdown, and hoped that the dress wasn’t like 20 million won or something like that. not that she couldn’t afford it, but it would be ridiculous to have it in such a place.

“i am serious, i can pay for the damage and discomfort caused.“ she insisted, already stepping back to her bag pack on the floor to get her wallet. she was being given looks by the staff, and she was okay with it. she wasn’t responsible for it, but she was scared that the designer would have a mental break down, she didn’t want to risk it. “will that be okay? or would you prefer anything else?“

#royalsurvival4 #;elly:survival #;wordcount/1552 #tw: body image #tw: insomnia #tw: panic attack #tw: breakdown

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legion1993 · 5 years

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Weddings are Magical Moments

AN: this is part 3 and probably final part to this series… written in compilation with @icantlivewithyou‘s writting challenge. i hope this concludes the series nicely. really really really super sorry this was late... life got really busy and i found i could not think of the ending... again super sorry about the late entry... hope this concludes nicely.

Pairing: Draco Malfoy x Reader

Prompt #43 “How did i manage to get the most beautiful girl in the world?”

summery: surprise!!!!

masterlist

~summer just after graduation~

the summer consisted of you and Draco finishing getting your apartment set up… it was a messy process, but the photos from graduation now hung on your walls, you didnt use magic to finish setting up your apartment except to reach the high stuff…

Draco: “i can’t believe we defeated the dark forces and graduated all in the short course of a year… now we have started making this place more homey… but when do we want to do the most important task…”

you turned your attention on Draco as you went over to sit on his lap, wrapping your arms around his neck allowing your noses to collide…

YN: “and which task is that love?”

Draco: “telling your family… any plans to see then this summer?”

YN: “no but im sure they wouldnt mind if i came for a visit…”

Draco: “what do you think if we went to see them in a few weeks? i mean we could spend about 2 weeks with them and then we will make sure to break the news of our relationship status during those 2 weeks. i just hope its alot smoother than telling everyone else.”

YN: “well if it helps babe, we will leave in a few hours, i am magically packing our things as we speak… if i know my parents and i do, they will bring over all the family that they can get in touch with once we tell them of the engagement. trust me, my family has part scottish and part spanish heritage so its gonna be alot of partying… are you sure you can handle that…”

Draco could only laugh at the thought of what meeting the family would mean… but he was excited by the opportunity.

Draco: “as long as we are together we will be able to conquer anything. now lets get this show on the road… where do your parents live..”

you had to smile, you had to take a deep breath before revealing your hometown… cause it wasnt the london house that you would stay in every summer with your uncle and aunt… it was elsewhere that your parents mostly lived..

YN: “barcelona… they live in barcelona…”

Draco: “can we get there by train?”

you nod your head and smile, you knew his little tricks, you knew how Draco’s mind worked, though you both had agreed to wait till you were properly married, this didnt mean you both couldnt make out passionately…

you felt his lips graze your neck, your only thought in that moment was of the bliss you felt with each of his kisses. after a very passionate make out session you both grabbed your bags, hopped a taxi all the way to the train station.

you approached the ticket agent who was nice enough to tell you the time your train would depart, arrive, and even book you guys a ride once there… you both were grateful.

you both went to wait for the train, you decided to wander into the gift shop… Draco seemingly followed you, you were so lost in your own little daze that you didnt see Draco buying a small bracelet and necklace set for you…

you went to the counter to spot Draco near papers and magazines. you chose a nice plain gold chain for your fiance. you hid it in your pocket when he met your gaze.

Draco: “hey love ready to go meet our train?”

YN: “of course. lets go…”

you and Draco hand in hand with your luggage walked over to the train platform… the ride was gonna be 6 hours and 30 mins long. you and Draco would use that time to take a nap and figure out how you guys would tell you parents about the engagement.

the train arrived and was unloaded, your only hope was that with your soon to be family reunion that your parents would be totally understanding about why you hadnt brought Draco home sooner.

you and Draco found your own private stall, your own private stall in the 1st class car, you really get what you pay for… this was sure to make the ride more comfortable. you watched as Draco placed your luggage in the over head storage compartments and took his seat beside you.

the train was loaded and ready to go in 15 minutes. lots of people, lots of background noise that was drowned out with a sound proofing spell… the only sound you both would be able to hear was the ticket man coming round to check the tickets.

but before that would happen, you were staring out the window lost in thought.

Draco: “Love… are you okay?”

you snapped out of it at the feeling of your fiance’s hands on your own.

YN: “of course i’m just trying to figure out the best way with which to approach my parents about the engagement.”

Draco: “come on love, lean into me we will sleep on it, if the ticket checker comes around our magic will put the tickets in the box, they are sitting on the inner window of the door with a do not disturb on the door nob. the ticket man wont come in but he will do the check of the tickets from the look on the door. now lean into me love, we will do the best thinking while we dream.”

you did as Draco suggested, it was amazing how soothing the movement of the train could be, well it was a soothing 4 hours of rest till the train stopped at one of the stations along the route… this was the kind of layover thing that you really didnt expect… but you stirred and looked up at Draco who was still fast asleep.

you moved slightly and smiled as you exited your cabin heading for the washroom. your only hope was to get there and back before Draco would wake up…

you made it to the washroom and did what you wanted to do, before heading back you stopped at the snack cart picking up a small treat for the love of your life and heading back to your cabin.

you entered to find Draco looking around having just woken up… his hair a mess, his eyes barely open, you shut the door and went back to his embrace…

Draco (sleepily): “what time is it?”

YN: “shh go back to sleep love we still have 2 hours till arrival… we will arrive soon! im still here just wrap your arms round me love, we will arrive soon! you will need all the energy and rest you can get before you meet my parents.”

Draco was already holding you from the moment you started talking, but he had passed out short moments ago… all you could think was how you were so lucky… but there it was you felt it, you felt a dark energy enter the train.

you weren’t sure about what was actually happening, but you ignored the energy, you had no idea about what was about to transpire… you had no idea that someone from your past would soon make an appearance.

Draco woke up an hour later, you decided that it was time to tell him the rest of the truth.

Draco: “whats wrong love? you look more worried than before…”

YN: “i feel a presence, a force that i havent felt since before my years at Hogwarts. before i got my acceptance letter to hogwarts, my parents had arranged for me to marry another magic being, a young wizard who was always kind of a creep. last time i ever saw him was the day he tried to rape me… but the last thing i heard he had been told to appear before the ministry for use of the dark arts… but he had been cursing my name in front of the ministry… my parents after that stopped the arrangement, but everywhere i went for a while i felt this dark energy, this energy is the same kind i felt only but an hour ago… Draco what if he is here, what if he is hunting me…”

Draco: “babe, its okay if anyone with so much as a small bit of dark energy gets within 5 feet of you, i’ll fight by your side as i have now sworn to always do… do not forget we are the ones now engaged to be married. we are the ones that defeated the dark powers invading our school, we are the new professors at Hogwarts school… we have the power of love on our side, as long as we are together nothing bad will go wrong… now once we get to barcelona we will find our way to your parents place. then we will be safe…”

YN: “i hope your right babe…”

~arrival in Barcelona, Meeting the parents~

you and Draco hear the station name in both english and spanish, then you both grab your bags and get off the train… you knew the way home so you decided to hail a bicycle taxi which conversation goes like this.

Taxi Driver: “where to guys?”

YN: “YLN manor…”

Taxi Driver: “how do you know the YLNs?”

YN: “i’m their daughter…”

the driver immediately cut all the cost of the ride…

taxi driver: “my apoligies mi’lady i’ll cover the cost of the ride, dont worry about a thing you and your man just relax and enjoy the ride…”

YN: “dont worry about it, it will always be my pleasure to use your services…”

Taxi driver: “you honor me with your presence…”

the driver started driving, it was a very nice scenic ride, you were very happy to be home, you were also very nervous to introduce Draco to your parents. but showing him the way to your spanish home, something about this made things feel right…

Draco: “this is a breath taking sight, but not as breath taking as the first time i saw you…”

YN: “it is beautiful, i cant wait to give you the entensive tour of the grounds… the rose garden, the rest of the house, the maze, my room!”

Draco: “your family sounds loaded… why do you not take advantage of it?”

YN: “cause i like being independant… now lets relax and enjoy the barcelona sights…”

the ride lasted another 30 minutes before arriving outside the gates of your property, you and Draco got off the cart pulling off your luggage turning to the taxi driver… you hand him a $15 tip, he looks at you confused..

YN: “keep it you deserve it… trust me your only the best taxi driver ive ever had bring me up here… thank you so much for all you do…”

the taxi driver went on his way grateful for the kindness shown, you went to the intercom and pressed the call button…

helen: “yes?”

YN: “i’m here to see the lord and lady of the house…”

Helen: “ill let you inside…”

the gates open, you and Draco walk through the gate, you wait to make sure it closes behind you guys before continuing your walk to the door… the door doesnt open right away but you wondered if anyone would even recognize you…

the door opened at your steps, joys of a magical house… you and Draco entered and the sounds of 2 sets of footsteps echoed growing closer and closer… till you heard your name being called…

Sophie (mom): “YN, YN darling is that you?”

Brandon (dad): “is that my little girl?”

YN: “mom, Dad it is me…”

your mom and dad immediately surrounded you with hugs and love… Draco stood there and let you have a few moments with your parents… then the real conversation began…

You backed out of your parents embrace and into the open embrace of Draco…

YN: “mom, dad this is Draco Malfoy… he is my man…”

Draco: “it is an honor to meet the people who brought such an amazing woman into the world and allowed her to go to Hogwarts School Of Witchcraft and Wizardry…”

Sophie (mom): “its an honor to meet you Draco… my name is Sophie…”

Brandon: “its an honor to meet the man who seems to have won the heart of my charming daughter… my name is Brandon… come on in you guys… why didn’t you let us know you were coming pumpkin…”

YN: “i wanted to surprise you guys, i knew you guys were here cause i did a magical check-in… you are gonna love hearing about my final year… this is gonna be one crazy story, but it also leads into my starting to date Draco…”

Sophie (mom): “well lets have Helen take your bags to one guest room and we will have a nice sit down in the living room…”

you and draco follow your parents to the living room…

YN: “place looks the same still… i missed it here…”

Sophie(mom): “and we missed having you here… now you appear and dont even write… like this is crazy… and you show up now with a guy! please darling please explain…”

you and Draco sat on the love seat across from your parents as you began to explain in a little bit of detail the story of what happened and how you met Draco…

YN: “well the story goes like this: me and Draco started at Hogwarts at the same time, he was in my year… we had this kind of rivalry especially in quiddich but thats besides the point… the rivalry was famous, it did wonders for the schools publicity… but during our 3rd year i started being a magic tutor, it was mostly slytherins that needed the help, by the way, that is what house Draco belonged to… but he started to be gentler once i started tutoring him. we started growing closer but didnt admit our feelings till 2 years ago, we hid from public eye ever chance we got to steal a few moments alone… there was a kick our birthdays are within a week of eachother… it was a kick in the pants when the summer before graduating year showed great promise, we had just turned 18 yay for us… we met in hogsmede great minds think alike so we had a butterbeer together but his father and some followers of voldemort showed up at the three broomsticks, it was a scary situation… we booked it out of there and to the alleyway behind grand central station in london… and the feelings came out, from there on we snuck around alot more, before then it had only been the moments before and after quidditch and during the summer, and the moments during the tutoring sessions… the school year started with a moment in the shared slytherin/ravenclaw quidditch captains tent… it was the only lone moment before the school was under attack, we were summoned as house prefecs to the great hall where we were told that the dark forces were entering the school ground, trying to break down the barrier, voldemort and his forces invaded the school, no students were harmed, many teachers were hurt, we only had 2 casualties but voldemort got vanquished but not before voldemort killed Dumbledore… there was only so much that people could do… but after the order of the phoenix and the ministry got there Draco’s parents were disarmed by me and Draco but then were arrested by the order… the school which was semi-destroyed got repaired… the year went on as normal as could be… we didnt loose any students… Professor McGonigal stepped up as the headmistress of the school, i stepped into her position for the classes that she taught that wasnt mine… but Draco stepped in to help fill the position of wherever he could be helpful…”

you had to take a breather, you had basically been taking none stop… tears had been spilling, Draco’s hands on your own as he took over speaking…

Draco: “Sophie and Brandon, during the beginning of the battling i got up to address the school, kind of a we will survive this mess type of speech… and i confessed to the entire school of my feelings for your daughter… naturally the school was amazed but a little shocked, it became the next chapter in our love story… sir, madame, i know that she has already said yes but i still want to ask your permission will you guys allow me the honor of having your daughter’s hand in marriage?”

your parents no sooner had shocked looks on their faces, but there are many ways this could go, your mother now had a look of ‘omg yay!’… your father had just a plain look of ‘omg’…

Sophie (mom): “i give my blessing… Brandon? what do you think?”

Brandon (dad): “well this is certainly quite the ordeal that you guys have been through, but love builds up through even the smallest things, you know when your mother and i met we were from different houses too… love takes time to bloom into a force more powerful than anything… i too give my blessing on this union… so you guys got engaged at school, during the battle… what a time to do that… but still i suppose live in the now is still a thing… congratulations daughter may your years live long and prosper…”

~celebrate with a healthy horse race~

your father snapped his fingers and champange appeared in all of your hands…

Brandon (dad): “Draco i havent known you very long and i look forward to the day i do, but i have observed how you are around my daughter and i happily approve this union… how are you both feeling?”

You and Draco looked at eachother and smiled lightly…

YN: “we slept on the train ride over, we are pretty good right now… do you guys still have the barn?”

Brandon (dad): “ah my little girl wants to race me again?”

YN: “oh dad when are you gonna learn that you will never beat me?”

Brandon (dad): “apparently never… shall we daughter?”

You got up and followed his gesture with Draco and your mother on your heals…

YN: “of course father!”

arriving at the barn you entered to find your star horse munching on her hay… but when you walked in and called her name she looked at you and let out a happy neigh…

YN: “hey girl, i missed you too… Draco come meet my baby…”

Draco came up beside you as you stroked your horses nose…

YN: “draco, meet Lyla… Lyla this is my Fiance Draco…”

Lyla approached Draco and nudged his hand, he started to pat her nose… you smiled lightly, you were so hopeful that everything would work the way you wanted it to during this race… like so many times before you would beat your father in the maze race… the hardest track with which to race…

Sophie (mom): “i have an idea how bout we go in pairs for this race… i go with your father and Draco can go obviously with you YN honey… what do the competitors think?”

you and your father exchanged a look and then turned back to your horses…

Brandon (dad): “sounds fine to me…”

YN: “lets see how well this goes… same rules as usual Dad?”

Brandon (dad): “wands are only for emergency use, this is purely relying on pure riding skill only… Draco, better watch closely for one day you might have to race against me in a singles match…”

Draco: “i look forward to that day…”

you finished grooming your horse and putting on the sattle… then you slid into your riding boots…

YN: “have you ridden before draco?”

Draco: “a few times, not as often as you it seems… but no matter, we will have a nice healthy race…”

YN: “its not all fun and games… its also not a nice healthy race either… its a vital race that happens at least once every 1-2 years… this is just a little competition between father and daughter, we dubbed it a tradition… but my goal is to remain champion… it gives me sweet perks throughout the year… like little gifts appearing around me, within my things etc… its really sweet…”

Draco came up and gave you a kiss on your forehead, your only trait wrong was your inner demons… you had been feeling them more and more since arriving back on spanish soil…

Draco felt you shudder beneath his embrace and pulled your chin to face him…

Draco: “your trembling love… are you sure your up to this?”

YN: “of course… just dont let me fall if i start to…”

Draco: “never… now get up there and lets show your parents what a winning team looks like.”

you got on Lyla first, then helped Draco get on behind you… Your father and mother did the same thing… it was a nightmare… you had no idea how you were supposed to explain your feelings…

Brandon(dad): “lets make this interesting… winning couple gets to have our nicest private room in the barcelona hot spring resort for 2 nights… its gonna be a nice weekend getaway for the people who win that… now does that sound fair?”

YN: “yes on your mark…”

Brandon (dad): “get set…”

YN: “go…”

you and Lyla took off, Draco holding on as tight as possible… he smiled as you let out a war cry that sounded like something out of hercules legendary journeys or something… (***lol one of my current watchlist***)

anyway, your father and mother were not far behind but you rounded the first corner, and took off at high speeds…

Draco: “hey love, this is beautiful, lets take a walk through here later…”

YN: “you think its beautiful now, wait till nightfall its even prettier…”

Draco started kissing your neck gently, you keep your speed increasing not letting up till the entrance to the maze, where as per tradition you slowed down a bit as to not get hurt or run into anything…

Draco: “this is a-maze-ing!!!!”

You started to giggle, but then silenced your self…

YN: “be extra careful with your vocal tones this maze can send echo’d vibrations of vocals if they are too loud… this route is the one i take its clearly marked with symbols only to be seen by my magic’s eye, my father did the same thing… it is how we trained our horses on which path to take…”

Draco: “understandable… but as long as we are speaking calmly and quietly, what kind of wedding do we want?”

you were not startled but a little surprised at the question…

YN: “something obviously to reflect who we are… how do you feel about a wedding at hogwarts just before the students leave on christmas break?”

Draco: “of course we could use the great hall, all the students, teachers and guests can attend the great hall is probably one of the biggest spaces in the entire school.”

YN: “this will probably shock my parents, but i know there will be some people from my family that will not agree with us on where we decide to hold our wedding but we can count on one thing, that is my parents insatiable appetite for trying to over help with everything…”

Draco: “control freaks eh…”

You nod as the exit to the maze comes into view… you clicked your tongue and felt the wind blow… you knew that your parents were no longer far behind… you and Draco made it out of the maze this sent a shockwave to your parents… your father knew instantly that you had made it out of the maze, but he also knew he had to follow the rules..

Brandon: “Sophie do you think our little girl is gonna be okay? i mean i can see the change but i’m not sure what to entirely make of it…”

Sophie: “well she does seem happy and they do look good together. she wouldnt have brought him home unless she was absolutely sure…”

Brandon: “should we tell her?”

Sophie: “soon we just got her back under our roof, but if we dont tell her before they leave our sted, he will surely come for her…”

Brandon: “do you really think he will, i mean he hasnt set foot back on our property since that day…”

Sophie: “look dear the exit, hurry lets catch up to our daughter and future son-in-law…”

you and Draco were almost half way round the final bend when you felt a shockwave, your father let out his war cry, it made you look back, you urged Lyla to go faster, as you finished your final round of the hill…

you stood at the top waiting till your father and mother reached the mid way point on the hill, before you urged Lyla in a charge motion with which to pass your parents on their assent of the hill… that is exactly what happened… the look on your father’s face was priceless, works every time…

Draco: “that was some hardcore stare down…”

YN: “happens every single time we race.. its nothing new… just a little healthy shock your parents, type thing.. now lets win that trip, it will be a nice stay before we head back… plus i was hoping to take you there…”

Draco: “some nice relaxing fun with my fiance sounds like a momentous occasion, was your dad acting a little weird?”

You turned slightly to look at Draco as you both ducked beneath the apple trees…

YN: “you noticed that too… i thought it was just me that noticed…”

Draco: “i hope he doesnt have alterier motives for putting that getaway as the reward…”

you suddenly had to think about this, you were so sure that something had been wrong from the moment your father upped the race stakes… you had never heard him talk that way before…

another shockwave hit, this time it wasnt from the race… you stopped lyla and turned around…

YN: “somethings wrong…”

Draco: “i feel it too… your horse and grounds mi’lady, what do we do?”

YN: “take out your wand and be ready to shoot anything that doesnt look like what we have just ridden through…”

you also drew your wand out of your boot, pulling the reigns Lyla turned around and spoke…

Lyla: “whats wrong? i thought this was a race why are we turning around…”

Draco: “love your horse is talking…”

YN: “did i forget to mention that? oops… yes Lyla something is wrong we just arent sure what just nice and steady down the path Lyla we dont know whats wrong yet…”

Lyla started slowly back down the trail, you and Draco keeping your eyes open for anything suspicious… you both then heard it, the distant sound of spells being cast…

you urged Lyla to go faster, you and Draco with your wands ready cast your disarming charm at the same time to the 2 men standing over your parents… you both then got off your horse and stood with wands ready.

YN: “turn around slowly and back away from my parents…”

the 2 guys turned slowly but only one of them spoke…

Trevor: “its good to see you again YN… i see you have returned from school… long time no see…”

YN: “Trevor… back away from my parents.. leave this property before i send you back to the ministry dungeon for obstruction of rules…”

Trevor: “relax i heard you were back in town i figured we should talk…”

YN: “back away from my parents then talk quickly… then ill let my fiance decide what happens to you after that…”

Trevor and his friend now backing away from your parents as they got off the ground and poofed back to the house… you and Draco now stood blocked them from being able to approach the house.

Trevor: “i gather that the twit beside you is your fiance…”

Draco: “who are you calling a twit asshole…”

Trevor: “YN this guy has a mouth to him… you really picked a charmer… now how bout you guys let us inside and we wont hurt you both…”

Draco: “hey buddy back off, the lady said speak and then let me decide what to do with you…”

You were appauled that he would dare to show his face after all those years ago when he tried to rape you… but he would never get that far this time not with Draco still guarding you…

YN: “Trevor you dare to show your face here after all the pain and turmoil that you pretty well caused me… you got some nerve… Draco dispose of them…”

Draco: “with pleasure my love… then we shall go see if your parents are alright…”

Draco and Trevor now at odds, you were kinda turned on by Draco’s sudden take on a hero verses jealous villain type thing… it was the moment where the knight would keep the princess behind him and face off with the person who was trying to get at her… this case that was true..

Draco: “you leave her be, leave now and i wont defy every bone in my body telling me not to kill you right now…”

Trevor: “you know i would leave but im starting to get really turned on by how hot she looks today, cowering behind you, the way her eyes sparkle in the light of the sun…”

Draco (spell casting): “Sectumsempra”

you watched in delightful horror as Draco now seeming to be enjoying his new magical freedom, aimed that at Trevor… as graduates and full fledged wizards you guys could do magic as often as you like, just not in front of muggles.

Trevor: “you little rat… Clyde get him…”

Clyde (spell casting): “Levicorpus”

you slowed time a bit and stepped right in front of Draco, unfroze time and let the spell hit you. you hung upside down, and you floated away from the fight… you were so scared, but watched intently as the next spell was cast…

Draco: “Nox”

the field and town went dark… then Draco helped set you back on your feet you both started running, you ran towards the maze… only you knew the way through… out of your family, only you were crazy enough to go into the maze in the dark.

YN: “remember speak calmly… the walls still send echoes… ugh why is he… wait a minute… thats it…”

you pulled out your phone and send a 911 Barcelona home to the order… you one response of on way… you were just supposed to hold out till they got there… within seconds you and draco were out of the maze… you guys made your way towards the barn…

there you guys found Remus…

remus: “whats wrong?”

YN: “he is here, somehow he got out of azkaban… he had been in prison for the last 4 years, but thats because he had tried to rape me, my parents banished him from the grounds, ministry guards took him away i went to hogwarts that fall as though the incident hadnt happened. there were so many things wrong that school year, someone very special told me that he believed in all i could be, told me to believe in myself that things would get better. you know what i believed him, look at where i ended up. the way that life has worked out for me so far is amazing, if not for Draco’s encouragement i would have given up hope a long time ago… but this guy and his pal are dangerous… they need to be put away for a long long time… forever would be nice…”

Remus: “well i have order members searching the ground and Nymphadora is inside with your parents YN, she is explaining things to them as well as protecting them. my job is to stay close to you guys and hit these guys head on…”

YN: “don’t underestimate them, especially the one who calls himself trevor… that scumbag walked away from the sectumsepra… i was sure that he was done for… but that was not the case sadly… last time we saw them was just outside the maze… they followed us in to the maze i know that place like the back of my hand but for those guys odds are they are still in there… if you can tell the order members in the field to surround the maze and be wand ready ill lower the maze… its a simple spell that my parents use to mow the grass in the maze.”

once you had finished speaking Remus ushered you and Draco to the side out of direct view of the entrance to the barn… as footsteps came up the path, you were not sure of who was coming down the path but there was more than one set of steps coming.

you huddled into Draco who was leaning against the wall… you then realized that there was no light in the barn…

YN: “alohamora..”

the barn lit up as the group of 6 people entered the barn, 4 order members 2 criminals. you breathed a sigh of relief. this was your downfall, you felt a pull away from Draco but as always you fought it.

Trevor: “you little bitch, you and your skeeving little fiance are gonna pay dearly for this… we are the innocent not them…”

Remus: “silence, you evil skum, order take them to the ministry im sure they are missing some prisoners. ill follow shortly.”

the 6 people disappeared, Remus came over to you and Draco…

Remus: “children i expect to see both of you at the ministry/teachers luncheon the last saturday before school starts…”

Draco: “of course wouldnt miss it…”

YN: “thank you for coming to help with this… ive already sent a file on trevor to the minister they are not going anywhere… thank you again Remus…”

with that Nymphadora comes up beside Remus but not before giving you a homely embracing hug…

Nymphadora: “don’t worry about anything YN you and Draco will live a happy life together. be the greatest power couple to live. dont live according to what your parents have set for examples. make your own examples control your own destinies.”

YN: “i believe we still have a rematch in dueling to do… N..”

Nymphadora: “of course we do and we will get to it soon! once the ministry and the order stop being so hectic.”

you smiled and let her go back to Remus watching as they both disappeared. you went to Lyla and de saddled her and gave her a fresh bale of hay and a few carrots…

Draco: “don’t worry love those creeps will stay put this time… now lets get out of this night air as beautiful as it is, its a little chilly. lets go inside love.”

you and Draco hand in hand walk back towards the house, entering inside you both take off your shoes and head over to the kitchen… you wave your wand and 2 cups of hot chocolate were made…

you shivered as you took off your sweater, Draco didnt shiver at all he also was dressed better than you…

Draco: “your shivering love, here go sit in the living room, ill bring the drinks.”

you went to sit in the living room, you could hear your parents who were upstairs in their room… it had been a trying day, quite frankly you were exhausted, you were sure that if Draco was smart he wouldnt want to marry into the family…

Draco came over a few moments later and set the hot chocolate on the table. he went to the couch and grabbed a blanket bringing it over to where you and he would be sitting. he opens the blanket and places it around his shoulders making sure that there was enough leyway to wrap you in it as well..

Draco: “are you gonna be okay?”

YN: “are you sure you still want to marry me after what just happened?”

Draco pulled you to lay your head in his lap the blanket enchanted by the love emitting off you and Draco fit itself around you guys to keep you both warm.

Draco: “why would you say that… YN as far as i’m concerned your the best part of everything that i am. i wouldnt be the man i am today if not for you. why would you think i wouldnt want to marry you?”

YN: “i saw how you looked when you saw trevor and me exchange glares and words. you looked like…”

Draco: “like any guy would who just wants to protect his girl from a slimey self absorbed dick head. babe i would marry you right now if it was do-able. but we both know we have people who are waiting for us to say the word on the wedding date and location… i wouldnt trade what we have for anything. now just relax, when your ready we will go upstairs and cuddle like we normally would.”

you lay there in his lap and made a feble attempt to put those horrible thoughts of the events that took place out of your head. Draco kept petting your hair, you kept making sure to keep your thoughts pure and simple… you then pulled out your wand and started to design the Save the Date cards…

Draco watched you do this, he was impressed with the design, once finished you both stared at it with intent looks…

Draco: “so does this mean we are officially sending these out…”

YN: “i mean the stationary will be better designed by magic and easier to replicate too… everything else can be hand picked no magic necessary… but the stationary will be cheaper and better quality if we do it ourselves with magic.”

Draco: “r u ready to go upstairs love?”

you nod leaving the design on the table… there are many things in this world that you feel extremely comfortable with but the way Draco had you sit up removing the blanket as he picked you up in a craddle and you guys made your way upstairs.

you pointed the way to your room, arriving inside you guys saw your bags on the chair and found your room hadn’t been changed… Draco put you back on your feet and shut the door.

Draco: “looks like you live better here than at the paris house…”

YN: “not really, kinda but not really… i consider home not by what i have but where my heart is… but you have my heart so my home is now where you are.”

Draco: “How did i manage to get the most beautiful girl in the world?”

YN: “you simply were a little terrible at school.”

Draco shut the door and playfully stalked towards you…

Draco: “you know i can’t wait will we get married, i cant wait to see all of you, to be able to have all of you… to be able to say that i am no longer pure… to say that i gave myself to the girl of my dreams as she has given herself to me…”

YN: “draco darling that sounds like seduction in your vocal tones…”

Draco: “then lets live the passion we felt that day 2 weeks before the start of our final year.”

you snapped your fingers making you and Draco shift into your nightware… it was then like the night you guys spent together in london, making out, not caring, not stopping.

that was the best sleep you had since well that night in london. you and Draco didnt care what time you fell asleep, as long as you both woke the next morning in eachothers embrace that was what truly mattered.

~*time jump* the rest of your stay with your parents in barcelona was fantastic, you and draco celebrated your engagement with a meet ‘n’ greet of the rest of your family… the dancing food music it was alot to take in. by the end of the 2 weeks you guys were ready to get back to your normal lives. as luck would have it when you both got back your teachers owls arrived at the same time. you both decided in a few weeks you would make a trip to diagon alley to do some shopping… and that is where we pick up our story…*~

you both flu power to diagon alley, you guys arrive and start doing your together and individual shops. it was apart of your tradition. it was alot more aparent now than ever the wizarding community didn’t care that you and Draco were together.

YN: “okay how bout we finish the shopping here then we look and see what the wizarding community has for wedding stuff… cause obviously we want some of our lives as wizards in the wedding right.”

Draco: “what about the wedding bands we could have the specially crafted… my father always used this store for all his accessory needs. come along.”

Draco leads you down to the lower side of the alley, you both looking around feeling many eyes on you. but you both stopped before entering the jeweller…

YN: “why dont we go in love?”

Draco: “cause this man who runs this store was a follower of voldemort.. he was never really apart of anything but he was a low key death eater… i know cause he was often at family gatherings. we have to be very very careful… let me do most of the talking… just stay attached to my arm and be quiet unless spoken too.. i say this for your protection and mine love, not to be mean…”

you nod knowing that if Draco was right and he usually was this man could be especially dangerous. you clung to the arm of your fiance as you both walked inside. within 5 seconds of entering you both were approached by a man who looked to be in his mid to late 40′s maybe a bit older…

Henry: “Draco, what a plesent surprise, come without your parents. havent seen them for ages how are they…”

Draco: “on their way to a ministry trial… they caused trouble at hogwarts tried to kill me and my fiance here, and attacked the school with voldemort who is now dead, voldemort killed dumbledore and now me along with my gorgeous fiance happen to be in town for some wedding browsing and school prep as we are 2 of the newest hogwarts professors.”

Henry looked shocked… like he had heard nothing about this…

Henry: “i’m so sorry sir, i had no idea any of this had taken place. now what brings you both into my fine establishment this fine afternoon.”

Draco: “can we place the order for our wedding bands please.?”

Henry: “whats the date of your wedding sir?”

Draco: “december 20, 2020…”

Henry: “why start so early for the wedding collecting?”

Draco: “cause it will save us time in the long run. now can you help us or not?”

Henry: “of course if you guys don’t mind filling out some paper work for the bands and the engravings if any…”

draco nodded Henry went to grab the paperwork, you left Draco to go sit down at the table, you both knew that out of the 2 of you, your writing was the most legible.

Henry re appeared a few moments later with paper work. he placed it on the table in front of you…

Henry: “ive marked everything thats essential to the ring process… ive also marked the spots that need signatures or initials. please feel free to fill out the essential parts plus more if you wish. as much detail as possible when describing what you want done with the rings. please do not hesitate to ask questions.”

Draco sits beside you as you start filling out the form. you inputted as much information as possible, Draco simply drapped his arm around your shoulder as he leaned back in his seat.

within 5 minutes you were just signing it for the final time…

YN: “babe sign and initial where i did it is apparent that we both sign and initial this document.”

Draco did so, then brought the document to Henry… who looked it over very carefully, Draco brought you with him to the counter where Henry stood.

Henry: “well it appears everything is in order… how will you guys be paying today…”

Draco: “put it on my new personal tab as i no longer live at home.”

Henry: “very well Mr. Malfoy we will see you in a year…”

you and draco left the store in a happy happy daze, neither of you really caring too much about what the cost would be, this wedding was yours and you both intended to not let any superstition or anything like money stand in the way of having what you both wanted this wedding to be.

you and draco finished your rounds and went home. it was gonna be a long 2 weeks to finish getting ready and lesson prep for school. you had to prepare what you would teach your students as did Draco…

Drawing up lesson plans included having some fun mock-dueling. it was a great way to keep eachother on your toes. you both also happened to be the leaders of the schools dueling club.

Draco: “lets drift into a world thats entirely our own as we binge watch random disney movies.”

~*you guys spent the next week and a half packing and watching iconic disney classics… Draco loved how you would sing every single song, every verse every word… he loved your voice, he loved listening to you sing. the week and a half flew by and soon it was time to travel to london to spend a few days with the order and the ministry. these next few days would include signing a few legal documents, getting the ministries blessing to marry, the orders blessing to marry and attending the teachers/ministry/order dinner before the start of school. the dinner went well, everyone made a toast to you and Draco calling you the heroes of hogwarts, swearing you guys in as professors, and socializing. then it was the day to board the train to hogwarts. of course teachers have to arrive earlier than students. duh… thats how it always works. taking the teachers train then the boats made you guys feel nostolgic, thinking of your first day of your first year at Hogwarts. but this time it was different. you both knew what to expect… or did you…*~

you guys stepped off the boats and walked up the hill to the entrance hall… using your wands you sent your luggage to your room, changing into your professor robes… you guys went to meet the teachers in the great hall…

Minerva: “Draco, YN welcome back to Hogwarts, i hope you guys enjoy your first year as professors, this year we have taken precautions for any unexpected thing that could happen or befall the school. a repeat of last year will never ever happen again… the students arrive in a few hours and then we will make our enviroment a magical experience. now teachers i invite you all to go set up your classrooms ill make the announcement when the students arrive.”

You and Draco remained behind to speak a few moments with Minerva…

Minerva: “i have a special request for you both to have something formal on tonight.. the dinner is gonna be one to harold and don’t worry everyone will be here to witness…”

YN: “what exactly is harolding this evening Minerva?”

Minerva: “sorry dear its a surprise now off you both go, set up your classrooms, press your evening wear, make sure of your hearts and prepare speeches for tonight as well… it will be a momentous occasion.”

you and Draco walk off towards the hallway containing your classrooms. first stopping at yours… you entered looking around the room and thinking about design as you had done from the day you guys got these jobs… you guys had done design ideas for your classrooms…

YN: “so i dont really want to change too much as i said, i still want to feel like i did when i taught here during graduating year… Draco i dont know which robe to wear tonight… she said formal, what the hell are we going to wear…”

Draco: “dont worry love, we will figure that out after we decorate our classrooms… now decorate your classroom love, something that reflects you and your teaching style.”

You walk into the center point of your classroom and close your eyes, you open your arms to the sides and the classroom transforms to a teal color, the stone straightens up the desks change to a navy color. your desk changes to a emerald green, with a ravenclaw logo on it…

Draco came up behind you, he made sure to wrap his arms around your waist with a clear view on everything.

YN: “just tell me its awful or too much and ill change it…”

Draco: “its hot…”

YN: “that also sounds like a heeping wad of seduction in your voice. just you wait till our wedding night, it will be a romantic occasion… though once we start we might not want to stop.”

Draco and you could only laugh as you both exited your classroom and headed for the D.A.T.D.A classroom (defense against the dark arts)… ~(*yes i had to abreviate but i also put what it means cause its fun!*)~

Draco and You walked in and remembered instantly your first official duel, it happened right here in the classroom under the guidance of RJ it was a exercise to see a few students skill levels. this was also where both you and Draco admitted to your individual selves of your feelings for the other. now here you guys are preparing for a wedding, your wedding.

Draco: “i know i need to make a choice so im just going to close my eyes and let the magic happen.”

You watched as Draco’s room turned into like minded shades of teal emerald green and black… it was a very draco like room. you spun around a bit and smiled…

Draco: “that is much better more me and me when im with you.”

YN: “lets now go spend some time setting up our quarters, maybe have a small makeout session before the announcement of the students arrival is made…”

Draco: “if you were my wife already we would be making a baby by now…”

YN: “i’m surprised Draco Malfoy wants children…”

Draco: “of course i do now hold on tight… ill teleport us there…”

you hold onto Draco as he sends both of you to your new quarters. the shared room approved by the ministry, the school board and the order. you and Draco now had some time alone, finally being back at Hogwarts and not having to hide or sneak around..

After a few hours, the sun was finally setting you and draco decided to find your outfits for the evenings festivities.

Draco: “wear this one love, it’s as formal & professor like as anything else in your closet…”

draco used his wand to put the dress on you, you took your wand and used it to Bring out Draco’s suit…

YN: “wear this one babe, it will be especially handsome on you.”

Draco: “babe we will look amazing, now are you gonna put it on me or do i have to do it myself.”

you pulled out your wand and used it to put the suit on Draco. you both then stood by the mirror and starred at yourselves together all formal.

Draco: “we look like professors now…”

YN: “yes we do…”

Draco then held his arm towards you facing away from the mirror towards the door.

Draco: “shall we go love?”

You took his arm and smiled.

YN: “of course babe!”

you both made your way down to the great hall which was decorated alot fancier than normal… you both thought nothing of it, for you both thought it was just a ploy to make the school seem a bit more cheery…

you walked out to the balcony leaving Draco who was in conversation with Hagrid but noticed quickly of your absense.

Hagrid: “it is gonna be a pleasure workin’ wit you and YN it is gonna be nice to have 2 of the yungins that i have had the pleasure to watch grow into a fine witch and wizard couple. by the way i was routing for both of you from the moment i met you both. i was hoping you would become a couple.”

Draco: “thank you Hagrid, but do you mind if we continue this conversation in a while, im gonna go make sure YN is okay…”

Hagrid: “of course ill se you at the feast!”

Draco leaves Hagrid with a smile and approaches you from behind wrapping his arms around your waist.

Draco: “here come the boats…”

YN: “there seem to be alot of them..”

Draco: “i’m sure that whatever students come through these halls will adore the professors and learn lots like we did…”

YN: “our first day seems like so long ago now…”

Draco: “today is the first day of our forever… now lets just enjoy watching them come in…”

you and Draco now enjoyed the sight of the boats coming in closer, the lamps lighting the sky, soon you both would hear the wonder of the children to walk these halls for the first time.

but the bell sounded saying that the boats had docked and children were walking up, you and Draco went into the great hall, you both sat in the seats you were assigned… you thought that strange as well but didnt question. for there in the room was a very very different seating arrangement, yes you could tell where the houses were sitting but the set up kinda reminded you of a church…

but that was probably your brain going into decorating over drive, Minerva then stood before the staff…

Minerva: “the students are just lining up outside i hired another staff member as kind of a run around person for the school, she will be helping out in various activities but mostly as the new head of Gryphondor house. you will see her in a few seconds. but before we open the doors i want to say i hope this year is gonna shine bright… now bring in the students.”

the doors opened, Draco’s hand was on the small of your back both of you watching the students both first years and originals walk in the room… then you saw the person, the person who you were sure would have ended up working for the ministry…

you let out a smile one that you were sure she had also seen… the sorting process began, the memories of you and Draco getting sorted were coming back everything seemed so long ago and yet not so far.

Draco (in your ear): “no matter what happens you always have people who care for you always and forever.”

that sent a shiver down your spine as did the open speech that Minerva was now giving…

Minerva: “now that the first years have been sorted i have a few things to introduce… the first is we have some staffing additions… i as the transfiguration teacher have become the headmistress of the school, my position has been taken by YN YLN an alumni of the recent school graduation. the position of defense against the dark arts has been filled by Draco Malfoy another alumni of the recent school graduation. the position of Head of Gryphondor house and official class helper and demonstration specialist has now been filled by Hermione Granger another alumni from the recent school graduation year. but before we dive into our beginning of year feast, i have one more surprise. i welcome in now some very special honored guests as well as invite YN and Draco to go open the doors…”

you and Draco go & walk to the doors each of you to each side opening them and watching as ministry, order and family members all started pouring in and filling in the extra seats. both of you were very very very confused… but then you saw them, 2 figures that were smiling and so very familiar…

YN: “mom, dad…”

you ran straight into the arms of your parents, neither of them lightening up on their embraces of you… they released you to bring you and Draco aside…

Sophie: “have either of you been told anything?”

YN: “no we havent Minerva wouldnt tell us anything… she just said we had to dress formal and that we would never forget this night… whats going on mom…”

Brandon: “Draco i wonder if i might have a word with you alone for a moment…”

Draco placed a kiss to your cheek as he walked off with your dad… this left you with your mother…

YN: “okay mom whats going on?”

Sophie: “we got a letter from Minerva that said she wanted to celebrate a new union tonight… then she told us to stop by the jeweler in diagon alley said she had been told you and Draco had been there, we went there and picked up your rings… does that give you the clue as to what is going on honey…”

thats when it hit you, the people, the decorations, hermione you were sure harry and ron were there too, the seating layout, the carpet coloring, the aisle… you were getting married tonight…

YN: “mom tell me its true… tell me that the biggest day of my life is happening, tell me that i’m about to… OMG my dress is totally the wrong color… wrong style wrong everything… Mom can you come under the cover of the stairs and help me fix my dress please… its totally wrong, had we had fair warning we could have been dressed properly for the occasion…”

Sophie: “now now my dear come on lets get you all ready for this… ill help you just as your father is helping Draco…”

your mother and you went behind the stairs and she started helping you with her powers to design your dress based on what ever you and she had ever discussed…

meanwhile Brandon and Draco were having a heart to heart…

Brandon: “listen Draco i know your about to marry my little girl and i understand your being nervous you have every right to be, hell i was nervous when i married YN’s mom, don’t worry my boy i’m sure whereever your parents are right now they would be extremely proud deep deep down off the man you have become. now lets change the color of your attire and get you into position…”

Draco: “before i do this i want to say something, i know your opinion of me wasnt very high from the beginning but i also know that without the approval of her Parents YN wouldnt have been as happy as she is today. i thank you from the bottom of my heart and soul for raising such a elegant and talented young woman and allowing me to make her my wife.”

Brandon: “your welcome. now hold still and prepare to be amazed…”

and just like that Draco’s outfit too changed transformed with a flick of Brandon’s wand. both the men walked around and back into the great hall and up the aisle… the doors were then set to close once your mom let out a slight whistle.

Hermione met your dad and Draco at the alter…

Hermione: “Draco, i know now that my cousin has truly found someone special to call her own for her happiness… im honored to be in the fine presence of my dear uncle once more…”

Brandon: “congratulations Hermione on the new position here at the school… i actually have this favor to ask of you Hermione will you go to the end of the aisle and walk YN up the aisle in my place…”

Hermione nodded her head and popped herself to you… her appearance scared you and your mom…

Hermione: “aunt sophie, ive spoken with your husband and i am instructed to walk my dear cousin down the aisle, you are to join your husband at the end of the aisle.”

Sophie: “i just have one more thing to give YN to hold on to for the ceremony…”

your mom gives you the box containing the magic bound ring… you took it holding it in your hand… your mom kissed you on the cheek and walked back into the great hall whistling as she entered the hall…

the doors closed before you and hermione took your places.

YN: “for the record, i’m glad your here cuz… i couldnt imagine doing this day without you…”

Hermione: “i couldnt imagine missing this chance to share this day with you…”

YN: “its gonna be exciting to work together…”

Hermione: “we just have to wait for the minister to say a few words first… dont worry we will be able to hear everything…”

~inside the great hall the festivities are just beginning.~

Minerva was settling the crowd, before continuing to speak.

Minerva: “okay i now invite Cornelius Fudge our Minister of Magic to the podium to begin this wonderous ceremony… and to the happy couple know that the school staff and i are all very very proud of you both for everything your relationship has endured.”

Cornelius comes up to the stage exchanging a brief hug with Minerva and stepped up to the podium before speaking…

Cornelius: “honored guests, family and friends, students of this magnificent establishment, let us all join together in the celebration of the marriage between Draco Malfoy and YN YLN. this happy couple are alumni’s of the school, now they are ready to be joined in holy matrimony. under the laws which bind us as witches and wizards, we all join together to bind these two in celebration of their love. please rise with me as the bride enters the great hall…”

harmonious music starts playing through the hall and the entryway, there is air caught in your throat, the ground beneath you feels like sinking sand. Hermione basically slows time a bit to help you gather your wits…

Hermione: “girl i know it feels like you cant move or breathe right now but thats just your nerves, everyone gets nervous at one point or another, its apart of life we wouldnt be human if we didnt get nervous. now we will walk you down the aisle to your prince charming and like we have discussed and fantasized about so many times… i’ll not let you make a fool out of your self today…”

you turned and hugged your cousin knowing full well she was right, she knew you were nervous, she knew more about you than you did about yourself. you let go and straightened up a bit.

YN: “thank you cuz for understanding why i hid this from even you… i trusted you but as me and Draco had…”

Hermione: “i get it cuz say no more now lets get out there before everyone thinks something is wrong.”

setting time back on course, setting yourself up for first reaction at the opening of the door, the first thing that caught to your ear was a whisper on the air from Draco..

Draco (in a whisper through the air waves): “come to me babe, we will be celebrating together soon enough. just keep your eyes locked on mine.”

you and Hermione both now in dresses beyond comparison made the crowd awe in wonder at the sight of you guys in your dresses. Draco’s face was one of pure bliss, he looked like he was mentally undressing you.

making your way up the aisle one step at a time, you smiled knowing that in a few short moments you would be saying ‘I Do’ with a man who makes your heart soar…

you made it all the way up the aisle, your parents met you at the alter and waited for cornielius to start the speal…

Cornelius: “honored guests of the bride and groom, students and staff of Hogwarts School of Witchcraft and Wizardry. welcome to the wedding of Draco Malfoy and YN YLN now i will ask Brandon the father of the bride to bring the charge and blessing to the couple then we will proceed from there.”

your father approached you and took your hands in his own hugging you before only holding one of your hands in his own as he spoke.

Brandon: “YN, your mother and i are very proud of the young woman you have grown into, we are blessed this day to give you away, but i have a charge for your husband to be… this is a magical charge it is supposed to bring good fortune and joy to your union as a couple but only the husband speaks for both of you as a couple… Draco, will you promise to protect, honor, love, cherish and uphold any and all vows/promises you make to YN from today and forever?”

Draco: “i solemly swear so to do under the laws and bindings of magic.”

Brandon: “then may your union with my daughter be fruitful, blessed and strengthened by the laws that bind us magically.”

your father then put your hand in Draco’s, the touch of his skin made you smile, you were happy and you looked hot to boot. the ceremony continued.

Cornelius: “very good now before we exchange vows and rings does anyone here object to this union?”

no one objected, so the ceremony continued.

Cornelius: “very good Draco, YN could you both join hands and face eachother, Draco we will start with you… start your vows when your ready!”

Draco cleared his throat as he began to speak.

Draco: “several years ago i stepped into the London grand central station and onto platform 9 ¾ for the first time, my heart started pounding the further i got onto the platform. my mind was racing a thousand miles a second, then you walked past me walking your luggage, the 2 people who i now know to be your parents over near the platform entrance. your aura was one i had never seen before, we had not yet met but i could tell you were gonna be someone special to me. For the years to follow I was always attracted to you, I knew you were my one but due to my family’s nature and their expectations I couldn’t act on my feelings for it scared me at the thought of what might happen to you if my dad found out. The day in London where we spent that night cuddled in my London safe house was a nice change we were finally together. But now standing here declaring to everyone that I love you is the best thing I have ever done. I promise this day forward to love, honor, cherish, respect and protect you for all the days to follow and forever.”

it was your tears that brought Draco’s hand temperarely out of your own to wipe away your tears before you started speaking.

YN: “Draco I love you with all my heart, yes our journey of us is only just beginning it was blooming into what it is now when we first met. The more I knew you the more my heart soared the more it soared the stronger my feelings became. I know that I wouldn’t be standing here today if you weren’t such an amazing guy Draco I commit myself fully to you, you already have my heart, I commit to you my body, my life, my devotion, love, honor, respect and protection. I know one day we will do great things for this school as the people did who taught in our same positions. Today you gain all of me as I gain all of you. I love you always and forever.”

Cornelius cleared his throat the crowd did the same some people got really teary eyed.

Cornelius: you both may now exchange the rings reinstating what you have said in your vows.“

Draco held your left hand in his right hand and started to speak.

Draco: “I Draco, take you YN to be my wife from this day forward forsaking all others for as long as we both shall live.”

Draco slid the ring on your finger and you got into position with his ring and started to speak.

YN: “I YN take you Draco to be my husband from this day forth in sickness health protection and blessing forsaking all others as long as we both shall live.”

Everyone teared up some more for they all knew what came next as Cornelius once more spoke.

Cornelius: “as minister of magic it gives me great pleasure to pronounce you husband and wife. Draco you may kiss your bride.”

Draco pulled you close and you both slid into the passionate kiss it was a little salty from your tears but that didn't matter. Once you both pulled back the crowd roared with applause as Cornelius spoke once more.

Cornelius: “I present to this entire audience of family and friends Mr and Mrs Draco Malfoy!”

The crowd cheered louder. The party began shortly after with a feast first and then the address from the new couple. The address went something like this.

Draco: “friends, family, honored guests we are thrilled to have you all here today, when YN and I had discussed our wedding we imagined well not this, but something far more elegant. We both want to thank everyone for putting this together, we especially want to thank Minerva for the surprise, for all that she has done for us, supporting us our relationship fighting for us and our right to be together. She was the first professor to figure out that me and YN were an item. She kept it from everyone on our account and our word. She has been there for us through thick and thin and we just wan to honor her tonight. Without her we would not be the brightest witch and wizard of our generation.”

You immediately jumped in to spread out a few more addresses.

YN: “I also would like to take this opportunity to thank 3 amazing people without whom we would have given up hope of us a long time ago. Harry, you showed us that courage is all that there is to make us stronger. Well Harry it worked for both of us so thank you. Ron, you showed us that we don't have to be fearful of everything but instead that it's good to face your fears. I can definitely say it worked thank you for all that you are. And lastly my dearest cousin Hermione, girl where do I begin, sure you didn't like Draco at first but once you saw how happy I was you began to like him didn't you, I know that one day you will find and marry your prince charming too, and when that day comes I'll stand by you just as you stood by me. Thank you girl for all you are and continue to be all you can be. Thank you everyone for coming and please enjoy the party. Let's hit the dancefloor and party like Dawn will arrive fast!”

The party went on for a few hours but you and Draco didn't stay for the entire thing instead you both went back to your room and finally gave into the longing passion you both had been longing for for like ever.

#iclwy writing challenge

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topicprinter · 5 years

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good evening fellow redditers!tks in advance for reading the following tale and for any advice you may have! buckle up, its a long one (although hopefully our collective wisdom can come up with a few lesson to help others).---So, 2.5years ago i joined a startup active in the autonomous robotics field, focused in increasing efficiency in renewable energy maintenance and ops. Clearly, a very specific niche, completely b2b and whose clients are ultimately rather large organizations - but in a very "exciting" and "upcoming" tech space blending hardware/software, iot, etc...The company actually began 4 years ago by a friend of mine who was solo founder, but backed by a public-private investment firm that only funds renewable-related startups - (apparently this made valuation go from 0 to 1M kind of "magically", before any prototype or really, any actual product work was started. clap-clap?).As the entrepeneur in this case had a science background (i myself am a business major and have worked in different countries, for organizations of different sizes, and had my own business in the past) we actually spoke at length during the process he went through setting up the business, getting his first coupe engineers, and actually having an MVP. When he needed to create a board of directors, he asked me to join, as his "delegated" director (4 members, founder has casting vote).At that moment, the company started getting its first enquiries from potential clients, and since they could finally afford paying a salary, i was invited to "officially" join the pre-client, pre-revenue startup as their "COO" (LOL, i know! :D wtf does that mean anyway!?).The actual job was to ensure all the daily operations of the business run smoothly. This meant creating and maintaining systems from acc/fin to HR admin/hiring to marketing to ops, and I even helped in the tech/IT admin side as I find that calming! :) I thought "hell, why not? these guys may actually be on to something but they clearly dont know a lot abt running a business, and i know i can help" - so i said yes, even though pay was shit (literally minimum wage!!!) and NO EQUITY WAS OFFERED AT THE TIME (the usual "lets talk about it latter" scenario... i think you may know where this is going now! :D)After i joined the company (sept 2016), we won a few awards and grants, from applications/submissions i wrote (and stellar pitches given by the founder/ceo!!), got our first client (i went to a different continent to deliver the 20k usd kit to equip the client's robots and link up to our software, then did it again last xmas when his operation doubled in size) and hired a few more engineers. Tech wise, we're still using 2 year old version in "production" - suffice to say shit runs on ubuntu 14!!! theres only 3 engineers fulltime, all above average, but only 1 (!!!) is actually a computer scientist, the other are engineers who code... but the product does work, we've served over 1000 "units" of it, and feedback from industry has been pretty great (although its clearly still seen as a "nice to have" and not a "must have" kind of solution)Fast forward to 2019 and the company is kind of stuttering even though we had our best year last year in revenue (100k,,, :/) and have actually signed up two new clients in Q1 - but the industry is moving fast, our CEO spent most of last year depressing about a failed fundraising round, then on a "startup accelerator" program abroad to "recover his mojo",,, and finally the competition has MUUUUCH deeper pockets (couple of companies,, have raised dozens of millions from vc and work with some of the same enterprise clients we have). Basically he spends most of his time selling, as he should, but unfortunately most of it is spent selling chunks of his company, rather than his companies products/services. In the meantime, I've actually been crazy busy building his business, haven't taken a proper holiday since I joined (literally, 4 days off in 2.5 years!!) and never felt this close to burnout (but im a horse,,, and can handle it "well"-ish. just gimme my caffeine!)"Fortunately", there finally seems to be a new investor in the picture, and a binding TS has been signed for a 1M round at aprox 4M valuation. (YAY??). Now here's where the fun stars,, right? Well, in truth, the 4x members of the core team, myself included (but excluding the CEO and current 66% (!!) owner) have been feeling increasingly uneasy with the "overworked and underpaid, but too busy to talk about equity" routine and have started to care less and less - at least, i see clear signs of this in the team. I've brought it up with the CEO and he seems to think that its "my opinion" and that "the team is fine"... so, after much talking and little doing over the years (everyone is always "so busy",,,,) CEO finally found sometime to prepare a 7 slide presentation that concluded with a table that was borderline funny, if it wasn't so tragic!!He listed our 4 names in the columns (myself, and the 3 engineers, which he now deems the "core employees", and the rows were: "percentage of my equity", "money value of that equity" and "cash bonus". The percentages was around 4% each,, then he had the nerve of multiplying that by the valuation of the upcoming round (!!!) and presenting us a dollar value in the hundreds of thousands... the cash bonus row on the other hand read "8 thousand". The "cherry" on the cake? 50% of the shares on offer were actual shares, from his stash... the other 50% were actually to come out from a "to-be-created-eventually" esop, WITH TWO YEAR VESTING!! :D:D:D:D:D:DNaturally, I left that meeting and went on a two-week "vacation" immediately.Which brings us to the present day. I came back from holidays, all is "business as usual" he keeps saying that "end of next month" the deal should close (and paperwork signed,, making us 4 "official shareholders", and "getting a Mill in the bank", while "maintaining control" (barely,, like 50.01% counting with us 4). We are about to start another season of field operations, meaning ill be out of the office most of the time actually "bringing home the bacon", while him and the engineers keep "daydreaming" next-version-features back in the office.Ok, now, all bitterness aside (hard, yes, but i think I can do it), i actually think this is mostly just the work of an unseasoned and naive entrepreneur, who CLEARLY, has never done, nor thought abt any of this before (before going on holiday, i told him to read "hard thing about hard things", which he actually did for once - first business book he has completed in years!!! likes to say hes a "slow reader"!!!) - and NOT the work of some evil genius visionary. The team is almost as "oblivious", none of the engineers ever heard or really understood what an esop even is!! (ye, have i mentioned we're a loooooooooong way from silicon valley here?)Which brings me to my options:A) "fuckit!" you know how Jared from Silicon Valley always has his resignation letter ready to hand in!?! :D well, I've been carrying one in my pocket for the two weeks I've been back. Just need to date and sign it and done! but there goes the 1%, give or take, of common stock i'd end up owning after this round. Then go start/join new projects in completely different industries, etc.. (is the ICO craze still going on!?!?! :D)B) "take a job with the competition" Im pretty sure I can walk into a job with one the leading competitors, at the middle-management level. funny thing is that job would pay me around 5x what i take home today as "COO" :D However, that would get me back to working for "the man", which is exactly what I thought I was "escaping" from when I joined this startup! :PC) "show him how its done!" Not being one that likes to admit defeat, I thought if there are any "checkmate" moves available to me. Here's what I came up with.. (warning: the following is VERY Machiavellian! :D) Remember how I said the whole team is pretty inexperience? well, turns out neither the company name, nor the main brand that the company uses was ever registered neither in the US, nor in the EU, only in home country. I can incorporate a delaware company using the name of his company (but that name is then "taken" for business, as a japanese company owns that trademark), then register the trademark of his company's product name (which is available also for incorporation), then buy a bunch of related domains and URLs - perhaps even file a utility patent, just for that "patent pending" stamp :P. Then I could either turn around to his company's competition and offer this corporation (effectively blocking his entry into US market without a major rebranding/marketing/legal costs) or offer it back to his company - for the 10% total ownership he should have offered me in the first place!! (im cheap, i know! ;)D) ... you tell me... how do i keep my dignity, not to mention my motivation, to stick with this prototype of a company when clearly, the owner is looking for employees and staff,,, not co-owners and partners?et pour la piece du resistance*,*the CEO and I are high school friends, have been in each others lives for decades, and very much enjoy each other's company outside the professional setting. I actually "miss" just hanging out, as you can imagine this whole mess has put quite the strain of the friendship. There's a saying in a funny language,, that translates to smtg like "you can lose the friend, but you can't miss the joke". Ideally, I'd like to keep the friend, but the joke DEFINITELY won't be on me...ok,, you did it! thanks for reaching ::: THE END ::: go get a cookie before you get busy replying! you deserve it!! :DHave a great weekend!---TL,DR? hmmm founder of startup i helped build to 100k revenue over last 2.5 years offered me less than 1/5 of the amount ive put in sweat,, a.k.a abt 0.5% at NEXTs rounds valuation

#/r/startups #reddit

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lovenerdywinnerbouquetfan-blog · 6 years

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Why are women getting angry over this new car insurance ruling?

"Why are women getting angry over this new car insurance ruling?

Women want to be treated the same as men...same pay, same rights etc but now that the EU has ruled that gender should not e a factor in determining car insurance prices they are not happy about it? I'm confused

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

RELATED QUESTIONS:

What is the cheapest car insurance for women college students?

19 year old female. 1999 Toyota 4runner

How much would car insurance cost for a 17 year old girl?

Right, I'm 17. I getting my provisional licence in the next week or so, so I can start my driving lessons. When and if I pass my theory and practical, I would like to get my own car. I have a rough idea of which car I would like to get, but have no idea what I can do to get a rough idea on insurance. I've tried looking at a few websites and they're all useless haha. I'd love to have a Peugeot 106. Not the best car I know, but it would be suitable for me. I live in an area with off road parking, so this could possibly bring the insurance down a little. If someone can give a rough quote themselves, it'd be much appreciated and I can begin to plan ahead.""

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

Is it realistic to think that my motorcycle insurance yearly premium will be less than $2000?

I am a 20 year old male in Southern California. I have had a drivers license for just over 2 years (no accidents), will be taking a Motorcycle Safety class right before getting my license, have decent credit, and will be financing a used motorcycle ($5000 or less and have between 500 and 900 cc because I am a very big guy). I know it will vary a lot but is it crazy to think that I will be paying less than $2000 per year for my insurance?""

How much does Toyota Prius insurance range from?

How much does insurance cost on a Toyota Prius

Cheapest car insurance???

what is the best place to get the cheapest car insurance???

Car accident. how much will my deductable go up?

i might need a new bumper. i was stopped in a parking lot going into first gear when this lady backed into my bumper. she claimed fault for it and i have a signed statement from her. i am 16 years old and i live in the state of Ohio. perfect record and no pasted accidents. will this make my insurance go up? and if so by how much?

Long term disability insurance?

I am interested in buying long term disability insurance. Anyone has a good company in mind to recommand?

Low Car insurance/Car alarm?

Im a student 21 years old Male and i know car insurance is going to be high. Can ne1 recommend a company that will give me a low rate and im interested in getting a car alarm.

How much do you think my auto insurance will be?

I live in Massachusetts, I'm 19 and have had my license for exactly a year. I'm a female (I don't know if that matters) The car I want to insure is a 95 Oldsmobile Achieva. Rough estimate please? My mom is saying I have to pay like $400 every three weeks for ten months. Doesn't that seem like a little much?""

1968 ford torino gt fastback insurance rates ~ 10 pts!!?

I was recently doing some quotes...I keep getting around $981*ish 6 month premium. I don't know, it's not that I couldn't afford that in the future it's that I'm hoping I can get it a bit cheaper...being that I drive 4 miles to school, will only drive it less then 2500 miles a year! 5 days a week. I don't qualify for hagerty, or any of those classic car Insurance Co.'s. I'm not sure, I guess if i talked to a real agent you think it'd decrease a bit? Because I have a junk car that I'll be using for winter and really cold days, my dads car :p. By the way the insurance company was PROGRESSIVE. I tried many other, they where all higher. Why was it when I tried other cars they skyrocketed past $900, like seriously, I tried a 1996 Honda it went from $900 to $1100!? I'm not sure if it's a messed up quote or what, haha. P.S. all this from it going from X amount to X amount that's all 6 month not 1 month.""

How much would car insurance be for me?

I am a 16 year old male in the state of Massachusetts and I'm wondering how much it would cost me to insure a 1986 Monte Carlo SS.

What is a good reputable Insurance Company for Health Insurance?

I need health Insurance and I want to get quotes.

How much (on average) would private health insurance be per month for a family of three?

male 40 y.o., female 36 y.o., and child.""

What is the best insurance company to work for?

I'm 19 and i have also thought getting into sales would be exciting. there is other reason but doesn't really matter. Anyway I'm hoping that there is a good Insurance company that has a good training program and allows entry level people to work hard and succeed. A company that wants people to succeed. So far every agent i have talked to has said their business is the one to be in so i just want some not so bias opinions. seems like all the insurance companies just want to get UN knowing teens ( like myself ) in and work them for 6 months to a year and suck them dry of all the money they have. i understand that you have to work and its not just six figures in the first year.

How much is an average car insurance?

I am a 17 year old male. I turn 18 October 4th. I have taken a drives education course which should reduce the price. My grades are great. I'm looking into getting a 2008 mustang and I live a mile from work. And i live in the state of florida. How much SHOULD my monthly car insurance be?

Can I stay on my parents auto insurance policy if I move out?

I am covered under my parents' insurance policy (Ontario), but am planning to move out on my own. I do not own a car but I want to maintain coverage so that I have a good rating when I do decide to get one, and for the rare time I borrow their car. Can I stay on their policy even though I live elsewhere?""

Uninsured driver with no license driving car with insurance hit my car.?

A teenager hit my car. He had no insurance, no license, but he was driving a relative's car that did have insurance. There is no question he is liable, everything seem to be going well. But now there insurance company is telling me they are disputing wheather or not the kid had permission to drive the car. What are the chances I'm gonna get screwed here? And what should I do?""

Riding a 125 motorbike on fully comp car insurance?

hi does anyone know, if you can ride a 125 motorbike with l pates and cbt on a fully comp car insurance, i know i can drive other vehciles on fully comp insurance but it turns into third party only , can it be done with my motorbike , thanks .""

Will a Red Light Ticket affect my insurance?

I ran a red light today (i wasn't even thinking and just ran it) there are cameras there so I'm pretty sure ill get a ticket , any who i live in McKinney, Texas and the fine they send in mail is 75 $ and since I'm 16 have to go with my parents to court so will this one ticket make my insurance go up ? is there a possibility it won't go on my record?? I have all state and am a male i make A's and B's (education discount)""

Can i get driver insurance without owning a car ?

from who and roughly how much ? I've got a clean record.

Auto insurance estimate?

new driver ( Licensed in 2013), accident free When I go to pick up the vehicle at the dealership, will they ask me if I want to pay the insurance monthly or annual? ( or do I have to ask ) Id really prefer monthly payments instead age 20. use of vehicle - work/school less than 15km 2011 Audi S4 Thanks.""

What is the best/cheapest car insurance?

I am 19, I've had one ticket for driving too fast for conditions . I'm getting a new car this week, a 2002 4dr honda civic. How much should i expect to pay for insurance? And what is the best company to go through?""

""Does anyone know an insurance company that insures parts of the body i.e. hands, legs, etc?""

I've always said that people that use certain parts of their body to make a living should get that part insured. I've been looking for companies that do that but can't seem to find any. I know celebrities do it, but commoners should be able to also.""

How much do you pay for car insurance?

I pay $380 a month for my car insurance. more than anyone else i know. Just curious what everyone else pays Im a 20 year old male, single, living in California, have a 2002 bmw and a 1998 lexus, with 4 speeding tickets""

Why are women getting angry over this new car insurance ruling?

""How old you need to be for classic car insurance , im 22 and have a 22 yr old car?

Is there a site I can get insurance quotes online without someone calling me?

I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet.""

Need med insurance preexisting conditiion?

need a knee replacement no insurance and don't qualify for medical ...what do you do ? O no job either. do people just walk in to a hospital and say fix me pay later l

How much would the insurance be for this car?

Im a 16 year old boy that has not had any law trouble and is a first time driver with really good grades. I take my road test at the first of november. I am looking at purchasing a 2002 Volkswagen Passat GLS and i was wondering how much the insurance would cost on average?

Cheapest car insurance companies for 18 year old female?

Any insurance advice?

We're self employed looking for an health insurance that may cover pregnancy.

Car Insurance?

I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?

Which insurance company is the cheapest for a new UK rider?

Next step after finding out your being kicked from auto insurance?

My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?""

What insurance companies are reliable for expats?

I am looking for some more information on insurance companies that provide services for expats? I am a Dutch national, without a fixed 'home' address, and therefore not entitled to the health and liability insurance that is offered by companies in my home country. As I do like to play it by the rules, I was wondering if anyone knows or has experience with reliable and affordable international insurance firms that provide services such as travel-, health- and liability insurance for expats. Thanx for your suggestions!""

Cheapest car insurance right now?

I will be 17 soon and want to drive as soon as possible, I need to know what the cheapest cars are to insure for a 17 year old male""

Pregnant and scared...?

I just found out I'm pregnant, my boyfriend and I are keeping it and we're planning to get married. I'm 24 yrs old, I'm in serious debt (I have not been able to get this problem resolved for the last couple of years and I'm considering bankruptcy), he doesn't have much of a job either....we're going to try our best with that but I have no idea if I should go through with the bankruptcy or if there's any other option for me. Also, (even worse) I don't have insurance at the moment. My work has open enrollment for health coverage in November (I missed it last year cuz I was out of town) so I don't know what to do there, either. And another problem.....I have yet to tell my parents and theyre gonna kill me. How can I approach/tell them? There are no family members I trust that I can talk to about this and this all really sucks but I really want this baby. Any advice? Please refrain from telling me I'm stupid, because I already know that much, and I'm gonna hear it from my parents.""

How much will the insurance company give me for my car?

i was crashed into by another driver who has accepted full responsibility, my car was a vw polo 1.2 e it had done 55,000 miles and was a 53 plate. does anyone know how much they will offer me? im really worried im going to get completely ripped off and i only brought it a few months ago and the crash wasn't my fault at all. thanx for any help :)""

Insurance and car buying?

I want to keep my North Carolina insurance for a vehicle I'm buying in michigan. How do I do this? The car will be financed. I travel a ton back and forth to NC as my parents still live there. I am licensed in nc, and my current vehicle is also registered In nc""

Can you get car insurance in British Columbia from anyone other than ICBC?

I've been searching around and it seems that nobody will sell insurance in a province that has a government insurance agency?

Do anybody know anything about Gerber Life Insurance for children?

I've heard rumors that they dont pay. Do anybody know anything about Gerber.

Which of the following might put you in the high risk insurance category?

a. ticket for drinking in public b. ticket for speeding 80 in 55 mph zone c. ticket for jaywalking d. 2.0 grade point average...(ofcourse not!!)

How much would th insurance cost on an old muscle car?

I am looking to buy an old muscle car and i wanted to know how much the insurance would be. Is it a good idea to go with an ild muscle car I am 16 Live in california No big buildings in my town I have good grades Would most likely use it as a daily driving car

What will the average insurance payment be for my BMW?

Ever since I was little I've always wanted a BMW. Well now since I'm turning 16 in the fall I have the option of getting a 2004 BMW 5 Series 545i for $9,000. It's in extremely good condition and I just love it. I will be making around $200-250 a month and my monthly payment will be about $106 to the bank till my senior year in college ( yes that's 84 months but it's in good condition so it's worth it) and I was just wondering if any one had a idea how much insurance would cost? I really want to get this car but I won't if I'm not able to pay a payment and insurance at the same time due to other small bills i have. Thanks""

How much would car insurance cost for me?

Im seventeen. And female. The car is a black 94 Jetta standard (if that has anything to do with it) Im just confused about insurance. People are saying it would be very expensive but I turn 18 in a month should I wait until then? Also people say insurance is cheaper for girls. Is this true? And what insurance company is cheapest?

Low cost auto insurance?

looking for a new carrier - can anyone recommend anything?

Huoniao 125-8 Insurance?

I'm buying this bike in a couple weeks time brand new. And I was just wondering what insurance is best/cheapest for a 17yr old rider. Thankyou! Also i've heard about this company called Rampdale, it's cheap, but apperently they completely **** most riders over?""

What happens if a driver is added to an auto insurance plan?

I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?""

How long can you take leave for NJ short term disability?

I've been at my current job since December so I am ineligible for FMLA. However, I understand that short term disability for pregnancy gives you 4 weeks prior to your anticipated due date and then 6 weeks after. Is this correct? Can this amount of time change if your company uses a private insurance plan vs submitting directly through the state.""

Where can i find cheap auto insurance?

I am 18, almost 19""

Why are women getting angry over this new car insurance ruling?

Insurance for Mustang v6 2014 for 18 year old?

Hi , I'm planning to get a Mustang v6 premium 2014, I'm an international student with 3.7 GPA in High-school I have a clean record even in my country ( no accidents or tickets ) I know it's not possible to get a real accurate estimate but what I want to know if it would exceed 200$ a month ?""

Medical Health Insurance Florida: Affordable Options?

Are there affordable choices for medical health insurance in Florida? I run a small business with just a few employees. I am having difficultly finding options I can afford.

""If u have state farm and ur wanting to get ur hardship license at 15, how much a month would insurance cost?

i am about to be 14 and in a year i want to get my hardship license and i REALLY want a camero..... i have been dreaming about mustangs and cameros and chargers in general for as long as i can remember..... my parents say that i cant get a camero or any sports car bc the insurance rate will be raging!!!! but i really wanna work this out so can you please tell me about how much More it would cost a month for insurance when i turn 15?

At what point should I call up my insurance company & insure the car I plan on purchasing?

New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process.""

Hit a car. How much insurance can go up?

Have good driving record for 3 years and with Progressive. How much insurance can go up if I hit a car and damage like this... http://www.whymagic.com/html/images/front_bl_before_lg.jpg http://www.whymagic.com/html/images/before-after/front_before_lg.jpg

Car insurance is thrice than payment! Suggestions?

Hi, I have recently moved in Detroit midtown, and am thinking of buying a vehicle. I am looking at buying a Ford Fusion 2008 model with around 8K. However, every insurance quote (comprehensive) I have got so far is around $300 per month. Some have asked as much as $600. I am an immigrant who came to the US three years ago and so obviously do not have a long driving record. This is my first car. I do not have any driving tickets or violations. I am looking to use finance as my credit scores are good. Any body help me with some advice on this? Why on earth the car insurance would be thrice than the car payment?""

I am buying my first car and am looking for cheap car insurance. I found a site that is $500 less then Geico.?

Geico was the lowest quote at $1400 but www.usalifeinsurancesite.info quoted me at $900 (which is very cheap for a 16 year old). Can anyone tell me if they are a reliable insurance company? Or has anyone dealt with them and has feedback? Thanks :)

How do I go about getting insurance at 18? In WI?

I'm 18. I work two jobs unfortunately with no insurance or benefits! How can I get health insurance? I live in Wi.

Am I paying too much for insurance?

So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?""

Can relative use Insurance to get car towed?

Hi everyone. Had some trouble with my car in that it broke down 30 miles from home. The insurance company ( Halifax but outsourced to green flag) have told me that it would cost 160 as it is outwith the 10 mile radius ! So i had it towed to a local garage who tell me it needs a new engine !! Bad luck this car. I have arranged for a company to buy it back home despite being non-runner, so question is can my mum use her insurance to get it towed 30 miles free of charge ? Possible problems being that she might have to be at the car or they won't tow to the car buyer. Help please.""

Where can I get Really Cheap Auto insurance?

I am a student, on a really tight budget. I have to get insurance, have not so good credit and a couple of speeding tickets. Other than that have a clean record. I just need something cheap, very cheap. I am a safe driver and only use my car to drive to school. thanks fr your help""

Cheapest young driver car insurance?

i done endsleigh, i-kube, go compare, zura (or w/e), aa, swift, any i havent heard of that specialise i have googled specialist young driver insurance (had licence 3 months and im 18) Male""

If 2 cars fall into the same insurance group will they cost more or less the same?

regardless of how much fuel they use? I ask because I have been looking at both the Vauxall Corsa and Astra, and both models fall into insurance group 4 but the Astra is a 1.4L and the Corsa a 1.3L (They are diesel versions).""

How much does motorcycle insurance cost?

How much does insurance for motorcycle cost? Whats the average? Is it monthly?

80's Monte Carlo Insurance cost?

Considering buying a Chevy Monte Carlo from the mid 80's, I know that early muscle cars have very high insurance cost, while an average cheap 80's car has a cheap insurance cost. The Monte Carlo is somewhere in between these two depending on how you view it, so should I expect 69 Camaro insurance prices or 88 Civic prices?""

How do I go about getting car insurance?

I'm 19, my car insurance now is under my parents name and they pay for it. I want to by a Mustang and I want to pay for the insurance myself. So do I go see an agent? Or do it online? I tried to get a quote online and I'm not sure how to answer certain questions.....I DID get in an accident 3 years ago but my insurance company never caught me on it, so will they find out if I try to get my own insurance now? Should I use a different company to not get caught and have to pay higher rates?""

How much does auto insurance cost in Orange County?

can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.""

""17-19 year old UK drivers, How much are you paying for your insurance?""

I recently passed my test, I am 18 and now looking for insurance that is cheap. Well... it seems that they are absolutly Bludy expensive!. I mean the cheapest one I saw was about 4500 year! :O So how much are you paying? Who are you with? and Are you insured as a named driver or main driver of your/your parents car?""

Where is the cheapest place to get insurance for a 17 years old?

How much would a insurance cost for a 2013 Mercedes c300?

Around how much a year

What is the cheapest car insurance?

I had State Farm but they terminated my insurace because of to many tickets, i herd Progressive was cheap, what do you think? I am 19 by the way""

Insurance policy?...?

My mum n dad are insured on a car and are going away next week for 2 weeks and said I can get insured on their car. But their insurance will not insure anyone under 25. I don't think you can have 2 insurance policies on one vehicle but not sure, so can you? How can I get round this? If I got a temp insurance the police would only give me a warning, yeah? Personal Information: 19 year old male with a 2 year driving license and 1 year NCB Pass Plus obtained""

How much is motorcycle insurance on average?

I'm looking at a 2013 Victory Boardwalk. My parents are going to make me pay the insurance for it but I don't know how much it's going to be. It's Progressive Insurance by the way.

How much is car insurance for a 16 yr old girl in FL?

i want a car, something sporty but it can also be 4 dr too. =]""

How can you get around motorcycle insurance?

I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps.""

Why are women getting angry over this new car insurance ruling?

Good 2 go auto insurance?

Who has this insurance? Whats ur take on it and whats the cheapest price do they offer?

Courtesy Car Insurance?

Hi, everyone. I currently in Adelaide, SA. My car got some problems and need to return to the dealer to repair for a few days. They will provide a courtesy car/loan car for me to use for free. But they tell me if any accident is made, I will pay the insurance excess which amounts to $2000. So I want to buy an insurance to cover this excess. I have asked a lot of insurance companies and they do not have insurance like this. The one I know the insurance companies they provide is that if I rent a car from the car rental companies like budget and hertz but not from the car dealer. Anyone have any idea that any insurance company provide the insurance to cover the dealer courtesy car insurance excess? Thanks a lot, guys.""

How much would Insurance for a bike?

I want to get a 2005 YZR-R6 by yamaha. I dont have my motorcycle licence and im 17 years old. I will get my first written (m1) licence soon. the bike is cheap but im woried about insurance. For motorcycle insurance do you pay it for all 12 months? I will only be riding it in the summer time anyways so do companies allow you to only pay for 3-4 months?

How can i find the lowest car insurance rate for my car?

How can i find the lowest car rate for my car All the insurance companies advertise they have the lowest

""What the best private insurance in colorado, for a pregnet women?""

What the best private insurance in colorado, for a pregnet women?""

How much roughly would moped insurance cost for a 16 year old?

What is the cost of average home owners insurance?

I bought a new home, (foreclosure from the bank). I bought it quickly, and didnt have time to shop around for home owners insurance so I went with the first company who I called. I just wanted to see if this average, or too high, because if it is, I can start shopping around now. I bought a 227K foreclosure. The appraised value is 280K. I put 75K down on the house. my mortgage insurance per year is 1030 dollars. 6 bedroom/4 bathroom 3 acre home, 2400 sq feet. Is this high/average? Should I bother shopping around?""

CAR Insurance in US?

I met an minor accident last days and some ho cop thought fault is mine. The estimate of other car is $ 687 and I have yet to receie one. If i ask my insurance to pay this (I hae full coverage) will my pemium increase next time even if I changes the insurance company. As it was reported by police, does it definately reflect on my CAR history - CAR FAX Report?""

State Farm Insurance Rate Question?

My dad added a new plan to his inurnace coverage that teh insurance rep told him would only cost him $3 a month. Next thing we know, our premium goes up by about $100. Is there a way to tell if the lady lied about the $3 a month thing and that it really was more like $15-$20 a month? I asked another rep and she said that there was a rate increase.It very well may be a rate increase, but these people just seem so incredibly shady that I'm not putting it past them one second to lie. Perhaps I can ask a different state farm why there was an increase in our bill? Basically, how can I find out for SURE what that $100 increase was for? Without asking the reps we usually go through? Perhaps call the main State Farm branch? Thanks!""

What is the cheapest car insurance?

I passed my driving licence in August 2012 and i want a small cheap car?

Where can i find cheap full coverage auto insurance?

I might be getting a car and I need to know the insurance?

Ok, so I'll be 17, it'll be my first car, it costs 300 that's it :) all that needs doing is some rust work on the door. It's a 1987 D reg Saab 900 :D any ideas on how much my insurance will cost? I dont know the full license plate so I can't do it properly myself :/ but even just a rough estimate would be a great help :) thanks :)""

What car insurance company has a commercial with a man riding a bike?

It's a car insurance commercial with a guy riding a little bike on the highway in his suit. it says car insurance slowing you down? or something. i want to find the commercial online or at least what insurance company it is. Help!

Health Insurance Options?

If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?

What will it cost to go to planned parenthood with no insurance?

Do they even except people without insurance? I was layed off my job and have no insurance.

Am I paying too much for auto insurance?

Right now, I am using Amica, I am paying $265.30 a month for a 2010 toyotal carolla, I am a brand new driver (like as of yesterday) so I know these factors pay into my insurance rates. This is full coverage. This was the lowest I could find... Geico was at 712 per month! and an agent said the lowest was 344 that she found... I guess I am lucky that I found Amica at the rate I have but I just want to make sure...""

My car insurance got cancel?

I have to pay 2,700 to get my car insurance back is their any car insurance companies that can let me have car insurance now? And I still can pay off the 2.700?""

How much will my insurance go up with one point on my license?

I live in California and I have Farmers insurance, got a ticket for a speeding back in December and I didn't take traffic school so there's now a point on my ticket. Anyone know if Farmers cares about one point on the license and if so how I will be affected?""

I need affordable health insurance I do not fit into any categories such as low income Help!?

Which is cheapest car insurance in new york?

i want to buy a car but i know the insurance of the car is very expensive. I will like to know if there is a car insurance that i can afford.

Car insurance for 16 year old?

rough estimate? i want an 84 GTI rabbit but dont want insurance for it to be 600 bucks, im not 16 yet so i cant get a quote so if anyone can give me a rough estimate that would be great""

Best car (insurance wise) for new drivers?

Of the following cars (all old models), which would be cheapest for a new female driver. I haven't started to learn yet but I should be thinking about it in about a year and I should probably get a head start saving. Assuming I'd follow all tips to keep insurance down which would be best? Ford Ka Ford Fiesta Peugeot 206 Peugeot 107 Smart Fortwo Fiat Punto Or do you have better suggestions? Before you tell me, I am WELL AWARE that it will be very expensive.""

Drive parents car without insurance?

hi, so i just got my license and can not afford insurance or a car. But my parents have insurance on both of their cars. Am i aloud to drive their cars on occasion, with their approval?""

How can the health care be made affordable to every citizen of United States?

Health care has become very expensive due to needless tests and lawyers and frivolous lawsuits.

How much is motorcycle insurance for a 150cc moped?

I've heard some people say $100 a YEAR. And some $250 a MONTH. Big difference. Who is more correct? And I'm just wanting a rough guess. Not an exact quote. So please no ...show more

Why are women getting angry over this new car insurance ruling?

https://www.linkedin.com/pulse/hazard-insurance-closing-house-tomorrow-jason-tucker/"

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I live in North Carolina, and I got insurance when I lived in south carolina under state farm for 160. When I moved back to be with my family, I was searching for car insurance for North Carolina and found Geico with 60 a month. I didn't notify state farm of the change in insurance, and I am currently insured under Geico. I'm wondering if my license could potentially be suspended or I have something on my record about it, even though I did not have a lapse in coverage, I did not notify the other insurance company. Any info would be greatly appreciated!!""

Auto insurance Price?

I have USAA for auto insurance and I have been paying about $1,000 every 6 months. I did a online quote with Geico and for the exact same coverage(supposedly) it will be $364 every 6 months. How are they THAT MUCH CHEAPER? Is there any reason why I should not leave USAA today and go to Geico?""

Does Florida auto insurance work in Virginia?

What if you have Florida auto insurance coverage but you move to Virginia? Are you still insured?

Car Insurance for a 2004 Mustang?

Im about to be 15 and im starting drivers ed next week and I was looking at cars and I really want a 2004 mustang. I live in a small town, im a girl, and my parents have Allstate. About how much would it cost me?""

Insurance on muscle cars? Help Agents?

Hi, I'm considering getting rid of the 01 V6 Mustang and getting a new car. I currently pay $1300/yr for full coverage and $1000 deductibles. How much would the following cars be?..or please just rank them most expensive to least. My DUI is 7 yrs old and goes off in another 3. Driving record is otherwise clear. I live in the suburbs of SF California, drive about 10K a year. 1. 2011 Ford Mustang 305hp 2. 2011 Ford Mustang 400 hp 3 2005 Chevy Corvette 400hp (old guys car) 4. 2002 Corvette Z06 400hp, (old guys car but I'm afraid the Z06 will make it more than and 05 with the same HP) I'd love to get a V8! the v6 stang is a last resort! Good car...a little unsure of the new china made 6spd tranny in the mustangs?""

""How much do braces cost in los angeles, without insurance?""

I don't really have crooked teeth. My bottom teeth are straight... and my top teeth look straight from a frontal shot, but in reality one of my canine teeth is a little higher and outward then the rest. I want to straighten that one out. How much do braces cost without insurance? in cash! thakns""

What's the average price for moped insurance for ages 18-25?

How much can I expect to pay per month for insurance for a 125cc moped? I'm just looking for a ball park range.

""Where can l find low cost Dental care in Orange County,CA?""

I would like to find low cost dental care in O.C,but the one l find on the net is called Medical Discounts International,Inc, l don't believe it's a government program and l have my reservations. Is government programs better than private ones? Any agencies that are reliable and good? Thanks.""

Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I'll need to check with our insurance company in the morning, but I'm just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.""

How much will car insurance be for a VW Polo for a 17 year old?

I will be turning 17 in a year and a half and i am set on getting a 2006 Volkswagen Polo because i don't need much more from a car. It will mostly just be used for short drives through my town and city and I will be parking it on the road. I'm hoping to find one with a 1.2 engine and no higher because i know that is a dramatic factor in the insurance cost. I was just wondering, as a rough estimate, how much per year (in British pounds) would the insurance be?""

Insurance on a 05 Polo?

I'm 17 and wondering around how much would it cost to get insurance on my mums 2005 volkswagen Polo under her name? Thanks

""How much do you pay for your car insurance policy evey year, all said and done?""

My boyfriend and I are moving to Portland Oregon, and we're trying to get some sort of idea. This is some info that would help us get an idea. How old are you? How many people are on the policy? What type of car(s)? How much coverage? THANKS!""

How much does car insurance cost?

Do you know how much does auto insurance cost if I am 24 years years old, just got my license, I am from New York City, I drive a 2001 Toyota Celica and I am not married. Where can I go to find out the best quote? What car insurance company is the best and cheapest? Thanks!""

Auto insurance for a new driver and a new car?

I got my licenses on March 30th, 5 days after my sixteenth birthday. I was so excited to start driving to school and what not but when i got home, my mom told me she would not buy me insurance because it's to expensive. I asked her how much it would be monthly but she wouldn't tell me. My first question is about how much would insurance be for me, as a new driver, and i have a new car. My second question is if i don't have insurance, can i still drive with my mom or dad or guardian in the passenger seat? (they have insurance for themselves) If i can't drive with them, i don't get how insurance will get cheaper for me overtime if i haven't driven and can't drive since my licenses test.""

Why can't I get quoted on the same model but older year of a car?

Hi I'm 18 and have just passed my test. I was looking to get a diesel fiesta, the 1.6 TDCi Zetec S to be exact. I was checking out quotes on insurance on them. For some reason I get quoted and can insure the 2007 and 2008 models, but the ones before that I don't get a quote. I looked up the cars specifications for all years and they all have the same torque, bhp, weight & everything. I wanted to know why I can't get quoted on the older models?""

Texas Car Insurance - 16 Years Old - Provisional License?

Okay, I'm sixteen years old (turning seventeen on July) and I have my provisional driver's license already. I don't have a car so I use my parents' when I drive. They don't let me drive alone because I'm not part of the car insurance. My question is: do I need to be part of the insurance coverage that we currently have for our car to be able to legally drive alone, even though I don't own it? Or can I drive alone without insurance as long as owner of the car (my parents) know that I took the car? 10 points to whoever answers the best and the clearest.""

Adding a Black Box to my Car Insurance?

I am a new, young driver, and in order to reduce the cost of car insurance I am looking into the Black Box (I am aware of both the benefits and drawbacks). However, when finding a ...show more""

How much does car insurance cost for a 19y/o?

Hey, I just wanted to know what is the avarage cost of car insurance in California( San Diego) for a 19 yearold female and college student""

Can I get insured on a car for a day?

I have a driving licence, and I'm 17 years old. I want to buy a car a little after my 18th bday. Is there a way I can get affordable 1 day insurance just so I can drive the car ...show more""

""I don't have car insurance, is it illegal to drive someone else's cars which has car insurance?""

My dad lets my use his car which has car insurance, i just want to know if its illegal to drive without insurance in california because i don't have insurance.""

Should I Get a Motorcycle or Moped?

Me and my parents are having an argument about what i should get. There is a motorcycle that i can buy for 750 dollars and it is a 93 Honda Shadow or i can get a new moped. The only thing that i need for the motorcycle is a new batter and i know this is true b/c i took it to a trusted shop and have them inspect and clean everything out (the owner payed for that) and it came back clean. I think that the motorcycle would be the better buy but my parents say that a moped would b/c i wouldnt have to pay insurance (the state i live in doesnt require insurance for mopeds). I was just wondering if the cost for a moped would be more upfront than the motorcycle would be and if it would be a better buy. And yes i do have a motorcycle license.

Am looking for perscription insurance for my low income mom (86)?

She is on med eye drops, her regence ins. costs her $116. and yet she has to pay $110 for the drops. She has about the lowest ss u can get due to being born in the year 1921. Not sure ...show more""

Cheapest Car to Buy & Insure?

Hi, I am 28 years old and looking to purchase my first. What are the cheapest cars with the cheapest insurance, anything a step above a bucket with four wheels is what I'm looking for, no aesthetics or fancy extras.""

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?""

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Would i need car insurance?

(Only open to UK) i am a provisional driver using my dad's car. My dad is with me at all times and he has fully comprehensive insurance, i have been told that this then covers me also, is this correct or will i need extra insurance?""

Health insurance question / traveling?

im traveling in california. the past couple months i have experienced cascading medical problems. i have health insurance back in my home state.... how do i see a doctor? i think i need to see one before i go home! help?

Registering and Insuring a vehicle in a new state?

I have recently moved to Virginia, however I have my car registration and insurance in California and my license in California. Do I need to change all three, if I still have an address in California?""

How much on average would liability insurance cost after 2 dwi's (5 years ago)?

It's been over 5 years (and sober!). I'm on a tight budget though and need a car for work now. I already figured what the interlock will cost me, but I have no idea on insurance. I don't know if it will be $100-$300 a month. After the first DWI (bad college years), it was about $125 a month I think. So I'm really hoping it stays under $250 at least a month just for liability. Anyone have any ideas? Thanks :)""

How much would motorcycle insurance be for a 19 year old male in NY.?

If i am a 19 year old male and have insurance on my car and i have no tickets and one small accident that was my fault over a year ago how much would it be to add a motorcycle to this insurance, but im only getting as much insurance coverage that is required. I will not be getting collision or anything as bike as fairly old and if it gets recked i wont fix it. If you arent completely sure speculate as to how much you think it would be, any info helps.""

What is the cheapest insurance for an 18 year old driver to get?

i dont have alot of money and need the cheapest insurance possible, that covers things somewhat. thankyou!!!""

What cool yet cheap car is suitable for a 17 year old boy?

I was thinking a classic mini cooper maybe? they got really cheap insurance but tbh I shudder probs look at life insurance not car insurance. I saw the MG ZR and that's cheap and looks good and with airbags... what do u reckon?

Is progressive auto insurance reliable?

I just bought a 2009 Honda Civic EX. I've checked various quotes online based on my info, and they range near the $2000 (sometimes, just a 6 month policy). I just checked progressive, and it estimated a quote near the $1380 a year, that is $689.90 (6 month policy). It's a BIG difference, that's why I want to know what I'm getting into, any inputs???""

""I got a speeding ticket in Indiana, but I live in California?""

I plan on paying the ticket (Indiana court told me to send $138), but I want to know if I need to go to traffic school? If not, does a record go on my California license and my insurance would go up?""

Tesco Car insurance cancelled?

I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay 230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records.""

What is the best dental insurance for a family in California?

How much would car insurance go up?

I'm currently driving a 1994 Honda accord and i'm paying $150/MO for car insurance. How much would my car insurance go up if I bought a used car...let's say a 2002 Audi Thanks!

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

Why would insurance for a 50cc cost 500?

its a 2007 50cc motorbike which i would like to insure in aberdeen, kept in a garage and locked. im 16 and have passed my cbt but not full lisence, the cheapest quote i could get was 480, and that was third party cover only. is their anything i can do to lower the cost and where can i get a cheaper quote http://www.pistonheads.com/sales/1898234.htm < the bike""

How to get cheap dodgy insurance?

how can i get cheap insurance that doesnt actually cover me but then im legally insured

Will it save money to take driving lessons at 17 but not get insurance until 21/22?

I'm nearly 18 now, I've left driving a little late... my family asked me if I wanted to learn to drive at 17 and for some reason I didn't want to, but now I've got uni coming up in September (June now for future readers) I'm wondering if it's worth doing it now. I'd heard from someone that if I start learning at 21 or 22, insurance costs more than if I learn now and have a license for a few years before getting insurance and a car at 22 years, for arguments' sake. Has anyone else found or heard something similar to this? Thanks if you can help!""

Questions about homeowners insurance?

I called my insurance company, and they said it wont cost anything if I add my girlfriend onto the insurance policy. My question is if I add her on and dont get additional coverage and something goes wrong. Will My insurance cmpany give me a hard time GOD for bid something goes wrong. For example if something gets stolen or my house burns down, will my homeowners insurance say that they wont cover my furnature or tv etc because they can say it is my girlfriends or will I be ok?""

I am 6wks pregnant. Insurance companies wont accept me now. What do I do?

I am afraid to call other places and tell them I am pregnant b/c i know they wont accept me. I need to find a place that will cover me and my baby. I don't know where to start to look. Help please to point me in the right direction.

Is auto insurance less expensive in Colorado Springs than California?

I am looking to relocate from Los Angeles to Colorado Springs and just wondering if insurance over in Colorado Springs are less expensive. I mean for liability or full coverage..

Car Insurance? There has to be a way.?

My X has had two accidents and a speeding ticket in the last two years. Her insurance company dropped her. The car she is driving now is financed and as everyone knows, it must carry full coverage, but the quotes are crazy. From $200 a month to $430 a month. She used to pay $65 a month. Can anyone suggest how to get full coverage and still keep her pocketbook happy?""

Need help with car insurance?

About a year ago my husband and I sold a car. We went through the usual channels with dealing with the plates, calling the insurance company and so on. Well today we got our yearly insurance cards in the mail and didn't recognize one of the cars they had given us a card for so I went over the statement. It turns out they have been billing us for insurance on a car we sold over a year ago. We never really noticed how much we should be paying in insurance for our cars and only get our statement once a year with these cars. We only pay $1504 a year for what we thought was two cars and I had assumed that was pretty good. In fact we were paying for three cars and an extra $663 a year on the car we sold. I haven't contacted the insurance company yet but my question is what are my options here? Will they give us the money back for the year we payed on a car we legally sold and what do they need, if any, proof of that? We have paperwork of the sale but no real proof we called them to inform them to take the car off the insurance. Will that we enough?""

If Im late 4 days on my car insurance payment will they terminate my policy?

There was an unexpected illness in the family and I am going to be about 4 days late paying my auto insurance bill. How will this affect me? will they cancel my policy? will they charge me an extra fee? any help is appreciated...

What does 1000 or 500 deductible mean when you're getting car insurance?

Before I get my car insurance I would like to know what this means,and what is better.""

Can i get insurance to drive any car?

My current insurance gives me third party cover on any vehicle i drive with permission from the owner. Can i get full insurance? (i am thinking of setting up a business which would require me driving other peoples cars) THanks

How much would a 2010 mustang cost to insure under your parents insurance and if you are the primary driver?

My dad is going to finance it so we will split up the pay I woyld pay for the car monthly which I can afford and my dad pays insurance monthly

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What is the cost of car insurance with out drivers ed.?

I am an 18 year old girl, looking to get a small used car something like a older civic. What would the average monthly payment be. I live in NH and I have good grades, never been in ...show more""

Should the government ban gender discrimination for insurance rates?

Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?""

Would insurance costs go down if more people had a license?

A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.

Why are Double-Wides more expensive to Insure for Fire Insurance?

I live 10 miles from the nearest responding Fire Dept and more than a 1000 ft from a hydrant. Some Insurance companies wont insure it while others charge a lot for a premium (2-3 times a stick built home in the city) I thought Manufactured homes were under strict HUD Regulations for Fire resistance, strength, durability, ect.?""

Do I have to pay more for my 16 yr old to drive?

Do I have to pay for a different auto insurance policy (that costs alot more)here in Oregon to allow my 16 year old son to drive our vehicles? I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.""

Car insurance question ?

My son's girlfriend signed her car over to my husband to get chraper imsurance for the two of them on his policy. I dont think this is a good idea, what could happen to us if they get in a major accident?""

17 year old car insurance question?

Okay. I'm gonna be getting my license in a few m onths (took driver's ed late) and I moved in with my grandparents this past summer when my family and I moved so I could stay in the general area/school and keep my job. So I live there Mon-Thur and Fri-Sunday I stay with my family. I was wondering, being thaf I'm a Junior in high school, am I able to be covered by my parents or grandparent's car insurance? I need some answers. Please & thank you!""

Why are Double-Wides more expensive to Insure for Fire Insurance?

How much a mustang GT with red paint cost on insurance?

Help i need affordable health insurance for my college student daughter in texas?

Will my insurance?

well my insurance pay for i iud.

Anyone know insurance groups?

need to know the insurance group dif between a standard 1993 mr2 and a 93 mr2 turbo

How can i get my car insurance down i am 19 and i cant seem to get it cheaper then four grand?

i have a 1ltr vauxhall corsa club it is group 1 insurance i have no driving offenses point or illnesses the car has no modification and it is still 4000 pound and that was for a 10 month policy 395 a month will something like 400 deposit its just unfordable

""Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""

Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""

Ticket and insurance rates?

My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.

Need to find an insurance that will cover infertility treatments?

Please can anyone help me. I have AETNA as my insurance provider. But it will not cover any infertility treatments. I really want to have a baby. My clock is ticking 35 So I will appreciate any info. I can get. THANK YOU!

What can I do about car insurance from another state? PLEASE HELP!?

Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?""

Can i go onto my Dads car insurance and get my own car aswell?

What the title says. Can i go onto my dads car insurance and drive my own car, instead of driving my dads?""

I need a way to better word this topic sentence for my essay.?

im trying to give reasons on what insurance companies can do to make birth control affordable. here's the topic sentence i have: A way birth control can be affordable is if insurance companies help cover a portion or the entire bill.

Car insurance confusion?

I have full comp. insurance for my car and I can drive any other vehicle as 3rd party (As per policy). I also own another car which is not insured to anyone...Can I drive my this car (un insured) under my existing policy as 3rd party ?

Affordable health insurance in NYC?

Hi, I am 30 years old and my wife and I had a combined income of approx $62,000 for 2006. In august of this year I will be quitting my full time job and going back to school full time. My current salary is $50,000. I anticipate making no more than $20,000 while in school and not being able to get health insurance through work. My income for 2007 will screw up my chances of getting most federal aid for the first year and will probably exclude me from healthy NY as well. Insurance through school is about $600 a month. I've gotten quotes of $513 to $1200 a month for my wife and I. All I want is catastrophic coverage in case either of us have any major problems or I have an accident while riding my motorcycle (a means of transportation, not a toy). These online quotes are driving me crazy. Where is the best place for me to look for something that will cover these specific conditions and how much should I expect to pay? Thanks in advance!!""

Car title and insurance

hi my sister is sending me her car on Monday with the title. If I go to the DMV that day with the title will I be able to drive the car that day? I will also be callign my insurance agency to add the car - does that take more than a day? thank

""I live in MA where car insurance is very high, and my parents will not put me on their insurance.?""

I am now going to college in PA where car insurance is more reasonable, can I buy a car here register it and get car insurance here? And do I need to change my license to a PA one? College will last 9 months out of the year for four years. This would be a big savings if there is some way to do this legally. My parents will not do anything that is slightly shady. All must be legit""

How much will my car insurance go up when i have passed my driving test?

I am a 17 year old girl. I am on diamond car insurance and for a provisional insurance for a year it costs 850. Does anyone know how much it will go up?

""Looking for a good first car, one with low insurance rates preferably?""

I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part.""

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Will my home owner insurance go up if I make a claim? How much?

I live in Massachusetts. Let's say a homeowner has a flood, and claims a $3000 loss, minus a $500 deductible. Will they be punished severely with increased rates? What will it cost them? Will it make a difference if the damage was someone else's fault (e.g. in a condo where a first floor unit could be flooded by a broken water heater on the second floor, or by a fault in the building's plumbing which is owned by the association?) Will the insurance company send their lawyers after the party at fault, and in that case would they not raise the rates on the claimant? People tell horror stories, usually about car insurance, where the rates go up so much you pay the insurance company back for the whole claim. But I pay all of $220 per year for $30,000 in personal property coverage. If I claimed a loss of a few thousand dollars, how much could they really raise my $220 premium?""

How much is insurance rate on 97 camaro?

Help! driver's license and auto insurance?

so I just got my driver's license (im 18), but i don't have a car yet. im driving my mom's car, is that ok? do we need to call the insurance comany and tell them to add my name to our car insurance? do we need to pay extra money? thanx for ur time! p.s. we r in Maine""

""If you buy a refurbished phone from at&t, can you get insurance on it?""

I am wanting to get the black blackjack II, and I was also wondering if it would be worth it to get insurance, since its only $60.""

Car Accident - Auto insurance Question?

Today I was involved in a horrible collision. Car made a complete stop put hazard lights on, I made a complete stop at a reasonable distance however 15 seconds after I stopped I look at the mirror and a taxi van cab slams right into me my car goes flying forward hits the truck infront of me and bounces back, air bag goes off . Long story short I'm in horrible pain and have evident bruises . Police arrived filled out reports. The man that hit me was found at fault for both collisions. So my major concern is : I called my insurance company , made the claim they took down all the info but at the end of the conversation she told me that if I don't have full coverage I'm out of luck then she asked me if I do which I don't remember . So I'm taking a look at my policy contract and I don't see anywhere where it says full coverage ... I think it is full coverage since my car was being financed. All it basically says on the contract is liability limit $ 1 000, 000 So if they write off my car what happens next?""

How much does an accidet impact your car insurance?

If you had a slight bump with another car down a one track country lane. And you both claimed on insurance and the damage was about 200. When you next go and insure yourself how much more would it be approx. If you were 18

How do I get health insurance for my 2 year old son?

I have a 2 year old son and me and his mother are separated and I want to get him a health insurance plan. His mother is not working now and I work on my own so I don't have health insurance from work to cover for him and we are about to go to court to settle for child support and custody and I want to have him on health insurance. Please any help will be appreciated. Where do I go or where do I call? is any health insurance good or how does this work? Thanks.

Ford Focus Insurance for a just passed Driver?

How much would insurance cost roughly for a 25yo female who's just past her test?? I haven't yet passed but when i do I want to get a Ford Focus and was wondering how much roughly insurace would cost!

What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.""

I need to find cheap car insurance?

I am looking for car insurance and from where i am at right now with geico i will be paying over 300 dollars and thats the cheapest i could find. im currently 17 i have a permit not a licence and im about to turn 18 in a month. would it be cheaper to wait till im 18 should i get my licence now? im so confused......

Health insurance and ma.health?

If you are 19 and have coverage under your fathers insurance . You have no job or income and Living with grandparent because of health issues Can you still have Ma. Health to help cover medication and co-payments for doctors? Applied once and told no because they have coverage under the fathers insurance. Has applied for disability because of the medical illness. Do not know of any other insurance to help with costs.

Looking for a good car insurance.?

hello every one, I am not satisfied with the insurance that I have (hartforth) due to a small accident that I had that i was not my fault and I am still waitting for them to call me back when the accident was two months ago, I do not want to deal with them again. would like to change it for an other one but I do not know wich one. can some one please let me know which insurance is the best for Southern California. thanks every one""

What would you say is a cheap and decent car to purchase and insure? (Please see details)?

My dad and I are trading in another car, with the value of 3000, and as a result, we were looking at getting a car worth around 6000 (or less). He has had no claims for years, however, I have only recently passed my test. Has anyone been in this situation or a similar one? If so, what cars would you recommend purchasing. I'd really like a Mini convertible (as do most people), and so does my dad, but how much would you say the insurance would be. We're talking about 5 years no claims with my dad. I'd purely be a named driver. I did look at the Citreon C3 pluriel, because I was told it was really cheap to insure, but having to pull the sides off the car to make it into a convertible is a bit of a joke! Thanks for your time guys, hope you're having a nice night! x""

Who should I trust when it comes to auto insurance?

I am looking for Auto Insurance but want to deal a company I can trust.

How does my insurance calculate the value of my classic car?

i have two classic cars, a 66 mustang and a 70 pontiac tempest. both are daily drivers and both have full coverage on my auto insurance policy. my question is: how will my insurance company (mercury) calculate the value of my cars if they are wrecked or stolen? bluebook doesn't list cars older then 1992. is there a website i can check? how will my insurance determine the value at the time of loss?""

""I recently got a dui in florida, I'm 19 and i'd like to know what does everyone pay for their sr22 insurance?""

trying to find cheap sr22 insurance, i juss read that its going to be required that i have it in order to reinstate my license. Been lookin around online for quotes and I was wondering what other people in similar situations are paying monthly and by which carrier. Thanks""

""Are you 21 or younger, primary on car insurance, and been driving five years, is your insurance $100 or less?""

If you're not on your parents policy, have your own car, and been driving at least five years, how much do you pay for car insurance each month?""

The best and cheapest car insurance?

Is there any way i can get off your parents insurance?

because i want to apply for my own insurance. 17, 18 in 60 days.""

Help!Do you know about Nation Wide Insurance in France?

I have a class project about Nation Wide Insurance....If you know anything or any sites to look at please help.

Is this true with insurance companies?

hi do insurance companies in US currently asks or checks for any pre existing condition ,before enrolling us? is that true or is that what obama is proposing for insurance companies under new healthcare plan. i never got tested/checked for anything, before getting myself enrolled.......""

How an auto insurance 90/10 liability works?

If i accept a 90/10 liability payment from my car insurance company, they will filed this accident into my files and will it lift my future insurance premium? thank you very much""

Which auto insurance company do you recommend?

I've had the following insurance and was not pleased: -Insure One (real insurance: Access American Casualty)=Cheap but HORRIBLE CLAIM PROCESS -Farmers Insurance Group: Pricey and more hidden fees hence had to switch because I felt like I was paying too much and getting scammed (I tried resolving the issue but rep said there is nothing we can do ). Currently I'm with GEICO and I am paying the same as I was with Farmers (except w/out the random charges), at this point I just want a RELIABLE and CLAIM FRIENDLY INSURANCE, which would you recommend?""

What insurance is needed in Texas to host a non-profit fundraiser?

I am in Galveston, TX and I am looking to host a large outdoor fundraiser for a non-profit organization. What type of insurance will I need to cover the event? Where can I look to find more details and how much does this insurance usually cost? Thanks!""

Do i need to have insurance for a motorcycle to switch owner?

So I bought a motorcycle from someone with late fees which i can pay off and was wondering if I need insurance to switch the title to me. I'm from California.

compare landlord home insurance quotes

https://www.linkedin.com/pulse/what-auto-insurance-companys-police-number-start-nic-nic000435x-alex/"

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unlikelydreamlandcreation-blog · 6 years

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Jeep Wrangler for my 16-year old?

"Jeep Wrangler for my 16-year old?

My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems. She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.) We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure. Can any Wrangler owners give me the low-down on this car?

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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Motorcycle Insurance?

My father has his own motorcycle. I just got my motorcycle permit. Am I legally allowed to drive it (following the rules of my permit, of course) although the insurance is in his name? State: New Jersey""

Misspelled name on car insurance card.?

I have allstate car insurance .They just misspelled it by one letter, what is supposed to be an N is an M , I've had the card for like a month and its misspelled on my old one too. Does it really matter?""

Auto insurance question???!! HELP!!!!!!?

Hello, i have a question on teen auto insurance. Now i know how bad insurance is for teens and I know sports cars are a horrible choice for a first fully insured car, but my father surprised me with a 2005 V6 Ford Mustang and I would like to know if anyone out there can help me with just telling me how much I am going to be looking in to pay. I live in Orange and I am going to be under my parents, just an estimate on how much it would be each month or 6 months will be fine and please, no rude comments. I understand how foolish it is of me to have a sports car at my age, but I already had an Altima 3.5 se-R with an air intake and drive it perfectly, always obeying speed limits, though this probably isn't going to help with the insurance cost. If you know from experience even better! thanks for ur time.""

Where to get cheap motorcycle insurance in ontario?

Does have a cpc reduce car insurance costs?

I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.

Health Insurance - What's your stance?

Should everyone be required to have health insurance? If you want to keep it hypothetical, assume health care is inexpensive and available. If NO, who will pay for the care of the ...show more""

My car was considered a loss. how do insurance co. determine how much to pay for the car? 2001 toyota carolla

A four door CE model. No major problems some small scratches and dents.

""Car for 17 year old? easy on gas , cheap to insure?""

i am a 17 year old girl who lives in ontario and would like to purchase a used car for $1500. it needs to be cheap to insure and really good on gas. i do not know much about cars but im hoping someone will help me. also, i do not want a car that will break down and cost me lots of money to fix. any suggestions with what car i should buy? basically i just need a good student car because it will only be driving me to school and thats it. safety isnt a huge issue for me more like the pricing and maintenance. any suggestions willl do ! please help . thanks:)""

Mother has Mental Illness but no Insurance?

We are at the moment living in california but my mother has mental illness when we were back in The Netherlands she was given pills to take to supress that voice in her heads making her go crazy, but now we are here and we don't have any insurance yet is it possible that she gets insurance if she supports her illness?""

How much would insurance be on a 2007 scion tc in Texas?

Im 19 and about to purchase a 07 tc, but I dont know the average cost of insurance for a tc would be""

""A starter motorbike for a 17 year old, needs to be cheap second hand and be able to ride on the motorway.?""

Hi, i need a bike which is cheap to run, cheap to insure and first and foremost cheap to buy. I don't mind old second hand bikes unless advised against them because I believe you could learn a great deal repairing an old bike than having a new bike that nothing goes wrong with. It needs to grow with my abilities, i.e in a couple of years when i go to university I may want to motorway travel, therefore a 50 cc moped is just not going to do. Don't know whether this is correct, but I once read bikes are safer than mopeds/scooters because they have the acceleratory power to pull away from danger if necessary. Needs to be cheap to insure, I looked at a 300cc MZ Saxon and fully comp insurance was around 317. This is manageable, 2000 for a car is not. Please suggest to me some bike which fit these criteria, thanks!""

My car insurance just jumped up tremendously?

ok i was living in delaware. my car is registered there. i have a delaware drivers license. now i was staying with my girlfriend in her place and we recently just got a place in pa last month. however, all my mail still goes to my old delaware address. now, i have nationwide and i changed my address. thinking it wouldnt go up by that way. it went up from 1300 every 6 months to 4500 every 6 months. they changed my agent(it was based in elkton, md- 5 min from delaware). my agent is trying to get the policy back to elkton, maryland. however, i cannot afford this insurance. would i be able to change it back to delaware and just say that i decided not to move?""

How Do I Get Health Insurance?

I'm thinking of leaving my job to go freelance in California. I have no idea where to even start to look for a private health insurance plan. I have a preexisting condition, so I'd probably be turned down for most regular plans. Should I look for an independent broker? I've looked online and it's impossible to find one. Does anyone know SPECIFICALLY where to go and what to do?""

Where is the best place for a teenager to get car insurance?

Im an 18 year old male and will be getting a 2005 Nissan Altima. What would be good insurance for me? I need cheap insurance and I have good grades so I might qualify for a discount.

Any lawyers or insurance agents out there?

I won a long fought Small claims case. The lady I sued has insurance, business insurance, not car related. 8 months ago her insurance company denied the claim. I went to Small Claims and won. Doesn't the insurance company now have to pay me if I send them a copy of the final judgment? I also won on her appeal, so its final. Thank you.""

How much would my insurance be?

I am 15, i took driver's training when i was 14. and I just got my license. i was wondering how much it would be to insure a ford focus. I get good grades, about a 3.5 gpa so i dont know if that will help lower my insurance.""

""After receiving a check from car insurance company, am I obligated to use the car shop that gave me the quote?""

My car was damaged by hail. I took it to a shop recommended by my insurance company, they gave me a quote, and the car insurance company gave me a check for that amount. Am I obligated to use that same shop that gave me the original quote, or am I allowed to still take it somewhere else that might repair it for less?""

Does color of car affect insurance rates?

In the market for brand new car. Does color matter with insurance? I've heard red is most expensive.

Would it cost alot to add a second weekend car onto my Insurance?

I am thinking of getting a older blazer from the later 70's to take out on the weekends to go rompin' and 4x4ing, would it cost alot to add it onto my insurance? Would there be a discount since it is not my daily driver car?""

Young (new) driver Car insurance?

Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)""

How much would insurance cost?

For a Yamaha YZF125 in a detached house with a secure gate and the bike woul dbe kept in a shed with a a lock? :P

Do car insurance quotes go up daily?

I am being quoted much more now than a fortnight ago

Insurance companies for high risk driver?

hi, i am 16 and i burrowed my dad's car for a day and got into a left turn accident, the claim was for $5000. the problem was i was not insured and my dad himself had his G2(canadian) licence for less than a year, so now the insurance company we had said that they would not renew the policy. so does that mean that my dad's insurance got cancelled and could anyone reccomend a good insurance company for me to go with.. i live in Scarborough Canada. thanks in advance for help.""

Can I insure a car I don't own?

My dad bought me a car when I was 17, but its in his name. I still have that car and the insurance runs out at the end of the month. I'm tired of having him pay for things so I'm paying for my own insurance. He's going to sign the car over to me, but I will still need to get insurance on it and he probably won't transfer the title for a few more weeks. So, can I shop around for insurance rates and purchase and pay for my own insurance on the car, and include my husband as a driver, even though I don't own the car yet? Or does my dad need to transfer the title first? The problem we're running into is, I'm in Missouri, my dad is in Utah (where the car is currently registered), and I'm moving to California in 3 weeks.""

Hello dose any one no the cheapest insurance company for an 18yr old?

Jeep Wrangler for my 16-year old?

Is it cheaper on insurance to have 2 people on the title?

I don't have a very good driving record, and when I had insurance under my name on my old car, I was paying almost as much as the monthly car payments. The bank I received the loan from told me that I had to have insurance under my name on the car. I'm looking to get a new car, and I know that the insurance alone would cost me a lot. If I put someone else's name (such as my father) on the title, along with mine, would I be able to get insurance under his name?""

Second car insurance?

If I had a leased car with full coverage ($20,000 car), how much more would it cost each month to have liability insurance on another car. How much would each cost separately? (assuming 25 years old, good record, one driver would drive both cars).""

What is the average motorcycle insurance for an 19 year old in IL?

What is the best individual health insurance?

im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?""

Best Term Insurance plan ? Should I take Term Insurance Plans ? I am of age 28 years ?

What are term insurance plans.. what do they cover, do they cover any accidental disability, or medical disability, or natural death or do they cover only sudden death like death from accident or murder or calamity death etc? Please elaborate. Also tell which are best term insurance plans in india ?""

Question about car insurance ?

i know car insurance has many factors to it. i want to buy another car in addition to the one i already own. i drive a 1999 chevy lumina and i pay 1,700 a year for insurance for it...thats just the least amount of coverage too. i want to buy a 1992 firebird and switch the insurance over to that one. should i expect to see a drop in insurance because the car is much older or is there a chance it could be higher because the type of car it is? just curious thanks""

""Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""

Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""

I had a commercial accident in 2008 and looking for a chep insurance plz help?

I live in toronto i have been driving car with G licence since the end of 2000. i had a commercial accident in 2008 in which i was found guilty but no claim was paid. im still driving and looking for chaep insurance for a car. anybody's advice would be greatful.

How much roughly will it cost me to get insure on a Volkswagen Golf?

I'm a 17 year old boy, just wanting a ROUGH ESTIMATE on how much it will cost me to get insured on a Volkswagen Golf 1.8 litre.""

Insurance help plzzz???!!!!?

could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much

16 year old girl car insurance?

When I get my license, my parents will be putting me on my own plan and will be having a 1995 Geo Tracker in my own name. On average, how much would it cost a month to get the insurance I need? I'm hoping to be getting $450 a month. My cumilative GPA is a 3.2 I don't know what other information would be helpful.""

Where to find a dental insurance/plan that provides full coverage(if not 100% something close)?

I am sick and tired of being robbed over and over by those dental offices...whatever my dental plan says it saves on me they always come up with something to make me pay as I am not insured at all! I am willing to pay more for and expensive dental plan/insurance that covers me 100% or very close from that(=> 80%) I just don't want to go through the price of each service I get from the dental office because its useless! ... and please don't post me links to those websites that collects my private information just to give me quotes! Only if you tried the insurance or know somebody tried it...I am looking for life experience not google search results! thank you very much :)

So how long and how much will this type of insurance cost ?

How much will car insurance cost if I decide to buy a 2000-02 Chevy Corvette?

I have a clean driving record; I have never been in an accident, no tickets, no nothing. I'm not saying its true but I heard from a friend that it cost about $500 a month for car insurance for the vette?""

What are the different kinds of insurance out there?

I know there are some insurance that is offered as benefits by your employer such as medical insurance and Dental insurance. By how do you get insurance such as car insurance, Home owners insurance. By the way what is home owners insurance. I might go to become a nurse I know a doctor definitely needs it but how do you get malpractice insurance. What is auto insurance? What are the other different kinds of insurance out there that is necessary to make a living with out in this world. How do you get some of these insurance too. I know medical insurance covers like doctor visits and hospital stays. Dental insurance covers Dentist appointments. Car insurance is suppose to cover if you get into an accident and I believe if your at fault of it your insurance goes way up and what I mean is it is more money you have to pay them. How would you get car insurance. What is home owners insurance, and Auto insurance. What is Life insurance. I know it is usually offered by your employee.""

Car Insurance policy?

I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""

What health insurance is low cost and fits my description?

Im a 24 year old female, employed, no kids, and not in school anymore. i have no health insurance and i have a lot of health problems but i coudn't afford to get insurance until now. I'm looking for a low cost health insurance with dental care. I've tried looking up different insurance but i dont know what category fits me. I saw theres a student option or something that has to do with ages 18-26 but i dont know what that covers. i have a hard time comprehending the description. Theres one for individuals where you either pay more monthly and get lower deductable or pay less and pay more for deductable. I'm at a total loss. can anyone tell me what is my best option and what insurance should i get?""

Cheapest car insurance for a minor?

Okay, I'm about to purchase a 1995 Volkswagon Cabrio, but I need insurance on it and I'm only 17. I have a missouri permit currently, but I will have my license as soon as I get the insurence so that I can take the test. If it helps at all I have a 4.5 gpa, near perfect attendence, volunteer work, dual-enrollment credit, and extra-curriculars. I just cannot afford the prices I have been seeing for the few companies that will give me insurance and I would appreciate any suggestions for cheap liability.""

California: Smogging an older car?

I have a 1983 Datsun 280zx, and I just got a letter in the mail saying I have to smog this vehicle. I thought there was an age bracket for classic cars that didnt need to be smogged ...show more""

Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?

rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?

How much would my car insurance be?

I'm 16 years old & a female. I am 5'5 & weigh 150 lbs. I am purchasing a USED 2003 Audi A4 Quattro Base Sedan 4-Door 1.8L ; I was wondering what the estimated car insurance would be for me so I can start by getting the right idea of how much I would need to save each month. Thank you. :)

What medical insurance is cheap in California? ?

Is there medicaid n Cali ? Or just Oklahoma

Insurance for senior parents?

I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?""

What would the insurance cost for a citreon saxo?

I'm nearly 17 and i'm most probably getting a citroen saxo, a second hand one, something cheap. I was just wondering how much the insurance might costs roughly. Thankss""

About how much is insurance on an 18 wheeler truck ( the tractor) and about how much is a trailor 48' long

getting n2 the trucking world. expect to complete truck driving school oct 11, 2006. looking 2 start buisness or start working soon after.""

Jeep Wrangler for my 16-year old?

Help on getting cheap car insurance for young drivers?

I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks""

Car Insurance price help?

I am 20 y/o, I am getting a 2002 Ford Taurus 4 door, I live in the Florida area (Miami), I have never been in any accidents I would be using the car to get to and from school and work, could you give me a quote on how much I'll have to spend a month on insurance Liablility or full coverage. Optional: could you state you age and how much you pay a month on your vehicle, and what insurance company do you deal with?""

""On average, how much does it cost professional liability insurance for a CPA?""

I want to start my own CPA practice. I am 50 yrs old. I want to know what costs are involved in the process. I am not aiming to nothing complicated. Just an accounting practice. How much does it cost, on average, the professional liability insurance for a new CPA?. I will be just myself. Thank you.""

How much for an 18 years old car insurance?

I will be turning 18 in august, and i was just wondering how much my car insurance will be. I have to wait till august to get my license, My GPA is about 3.50gpa, I'm planning on buying a used scion tc. Can someone give me a estimate how much i have to pay for 6 month insurance?""

Why isn't the Affordable Healthcare Act more like car insurance?

I'm just wondering why no one thought to copy how car insurance works to work with healthcare. Think about it, we'd save a lot on government spending. Those who buy healthcare, are covered through insurance. If you don't buy healthcare, it is up to you to buy it, and if you're asked to show proof of health insurance and don't have it, you're fined. It's simple, easy, and perfectly understandable by anyone. So.. if it works for car insurance... why wouldn't it work for health insurance?""

""Lost heath/dental insurance, anything more affordable than COBRA?

I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm also based in NJ if that makes a difference. Any ideas on what I can use? Much appreciated.

How much would it cost to insure a 1995-2000 Ford Mustang?

Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks

Should parents buy life insurance policies for their young children?

What do you think? Give good reasoning for your argument...THANKS!!!

How auto insurance works in california?

i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets call the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now?""

I am looking for a company that will help me sign up for dentical and healthy family insurance as a provider?

Can anyone help me sign up for dentical. I would like to provide service to dentical and healthy family patients in my area. I am a dentist in northern california. I am looking for a reputed company that will help me with this process. I really want to help the children in my community.

WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?

Cheap car insurance for 17 year olds?

I know this is probably one of the most asked questions on the here, but for me it is a real pain finding any decent answers... Id be very grateful if anyone could list insurers that are relatively cheap for car insurance for us youngsters! (Preferably under 200/month). Thanks in advance! :)""

Question about ticket and insurance rate?

I got a ticket bout a couple months ago and my cost of insurance (minimum coverage) hasnt changed. Am I supposed to notify my insurance company about my ticket or do they automatically find out on their own and then charge me extra?

I need a good a affordable health insurance plan for a family of four?

In Massachusetts, I need it ASAP""

Cheapest Car Insurance And Best car to get at 17?

Hello Guys, ive just passed my dirveing Test :D I Got a Pass Plus Witch aprently makes Insurance Alot cheaper. Anways, ive been on all the big sites such as Confused, moneysupermarket ect. And they are offering me around 8Grand for a 0.9l Fiat Cinnequento I dont want that car i just tested to see how much. I really need somewhere cheaper. so could you guys give me best car to try get insured on and where?""

What is the cost of the insurance for the car i want ?

I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?

How do you compare insurance for Yamaha R6 and Ninja 300?

I just want general idea of motorcycle insurance cost between these two bikes.

19 Year Old Female & NO health insurance.. HELP!?

I am 19 years old, I am female, and I am BROKE. I live on my own. I live in Missouri. I work part time (or LESS) and only make minimum wage. I have no insurance and can't really afford any right now. I really need to visit the doctors. I've looked at a bunch of different insurance that the state offers, but unfortunately it doesn't really apply to me because i'm NOT pregnant and i DON'T have kids. What can I do? Is there anything I CAN do?""

Who has a better idea for getting health insurance companies to cover pre-existing conditions?

The problem is that, without the mandate, insurance companies won't cover people with pre-existing conditions. Otherwise, people will just wait until they get sick to buy insurance. So you have to create a system where everyone is insured -- a mandate. OK, if you don't like the mandate, how would you get insurance companies to provide affordable insurance to people with pre-existing conditions without a requirement for everyone to have insurance Your solution has to cover the situation where a person gets laid off, wants to start their own business, and needs to buy affordable individual coverage (not group coverage) for themselves and their family. You have 30 minutes. Begin....now.""

How much is insurance for a new driver that is a male with a 97 sports car?

I'm turning 16 soon and need to find out

Car insurance rates sports vs regular?

ok i've never owned a car before, im 19 and i've been insured on my parents 3 cars since i was 16, 1 being a 2005 mazda rx8. perfect driving record, no tickets, no fenders. they're going to buy me a car now, and i'm trying to get them to just give me the mazda because they want to sell it any way. They say the insurance rates would be too high. So they want me to get a shitty honda or something (which would be like the same price they would be selling this beautiful mazda for because it has 40k miles on it) So what would be the difference per month i would be paying in insurance if i were to take the mazda (which i guess is defined as a sports car) vs if i were to buy a shitty car that isn't a sports car""

Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?

my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""

I'm 17 and have car insurance that i have to pay 240 every month. I live in philadelphia is there cheaper ones?

i got a 2000 ford taurus and my mom bought insurance since she doesn't have a car herself we had to get my own insurance plan and now we have to pay 240 every month because of my age..i need to know of any cheaper insurance for myself. plz and thank you.

Car insurance help?!?! I need advice!?

I am 20 year old single male in los angeles, california. I just bought a used 1993 toyota corolla for 1500 with financial aid money, after a tune up and some minor repairs I have 300 left in my pocket. I don't have a job, but I was planning on using this car to help me get one asap. I still need to get my car smog tested which will set me back $50 and registered which will put me back $150 leaving me with about 100 left. I don't know what to do at this point, I didn't think it would be this much. If I don't register it within 10 days am I subjective to late fees? I bought this car hoping it would help me get a job. I can barely afford gas. I have no idea what to do. I was told I need to get insurance before I can register my vehicle, which has no plates. (I got the pink slip and all the paper work) My question is what should I do, what insurance is the cheapest. If I don't register it within 10 days will I have to pay late fees? Please help me with any solutions. If I could register it next month it will save me so much grief. Is there anything I can do to make my situation easily until I find a job?""

Why is my insurance going up?

I've been working with my employer for 7 years, as of right now I have employee & spouse coverage, I pay about 150 a month (auto deduct from paycheck) and that amount gets me a $5000 deductible and about a $25-$30 co-pay. this morning in a company meeting we were told that our insurance is going to go up (starting June 1st) now for employee and spouse it is going to be $410 a month (everything else the same as before co-pay and deductible) last year my hubby had some medical issues and we have about $7000 in medical bills (on a payment plan we pay $400 a month) so now when my new rate kicks in (in about a week) I will have to pay a total of $800 a month just for medical stuff... I can't afford this. my employer is very upset and wants to shop around but has been shopping around for 8 months now and can't find anything better than this. why is health insurance rising?? I am thinking about dropping myself from health insurance all together (I am 31 and healthy), also i plan on getting rid of my cable and internet (which would save $140 a month), my husband (with medical issues) will get health insurance through his work (about $160-$200 a month) and I will go without for a couple of years just so we can keep our heads above water... I just have a question about my plan of action- can I drop my Health insurance? will I get fined for opting out of health insurance when Obamacare goes into action next year?""

Jeep Wrangler for my 16-year old?

Which is the cheapest car insurance for young drivers?

Hi, I'm thinking of starting driving soon and was wondering if anyone knows which would be the cheapest option for insurance? I've tried the compare services and found a direct quote from direct line to be cheaper than any of the ones it found, at about 2200 last time I checked (I think). Does anyone know any other insurers who are cheaper or if this is the best I'm going to get? I'm 20, don't have a license yet and obviously have no no claims etc. Is http://www.4youngdrivers.co.uk/ any good? thanks people.""

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

Getting insurance on a bike?

I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""

Insurance Rates tied to credit score?

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How long can I not have insurance before my car is repossessed?

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Cheap auto insurance for students in louisana?

Where do you get long term health care insurance quotes?

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Car insurance on eclipse?

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How much would car insurance cost for a Corvette?

If you are 16 years old and a Male

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Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.""

Car insurance excess?

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Why is my car insurance so high?

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I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""

How do I get the car insurance $$ and still keep the car?

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My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""

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Insurance for 16-20 year old Male?

Hello all, I am currently 16, and i have my drivers license. I am on my parents plan and i pay about $100 a month for full coverage with my parents cars. But here is my real question, I have been saving for a while (5 years) and i have enough to buy a car i have dreamed of buying for a long time. So i am going to, but my question is what would my insurence be if i did? the car is a 2002 BMW M3 SMG. It has 76,200 Miles on it. I am paying $20,000 for it. I am going to buy it weather the insurance is $1,000 or $100. I have a job and can pay for $1,000 if needed.. so if anyone knows a estimate of what it would be, let me know. If it helps, i have had my drivers license for a month. Also after i buy it, i may just not drive it, if it is too much $$$.. so if it would go down for me when im say 17-20 let me know how much =] Here are some pictures of the car: http://picasaweb.google.com/evanesterman/2002BMWM3SMG# Thanks""

How much is the Tax penalty for not having insurance?

I lost my insurance because I didn't have enough hours. I missed open enrollment last fall and not eligible again until October 31. I heard Obama care is expensive. I also have two jobs and make around 30,000 gross pay with both jobs combined. Is the 100 a monthly penalty or a yearly penalty. Is their anyway to get around open enrollment. Maybe my Union can help?""

What is Insurance sales like?

Since I put my resume on sites like Careerbuilder and Monster I have gotten a lot of emails about insurance sales.I have been reluctant to reply to them because I am fairly young and always heard about insurance sales being boring and miserable. So I would just like to know what being an agent is like? Can you make a decent living? Is it interesting? Is it boring? What do you or a friend enjoy about it? What do you dislike about it?

Can anybody help me about car insurance?

For the last few months I've been sharing my Dad's car, I've been a named driver for that car. Now I've bought my own car, however, at the moment I cannot afford to pay the 220 starter fee to insure me on my own car just yet. So my question is, if I upgraded the insurance on my Dad's car to fully comp. Will I be covered to drive my car? I'm 17 by the way, if that changes anything. Any help will be very much appreciated.""

About how much is high point auto insurance a month?

Well, I just recently got my license and I wanted to buy a car, but my mom said that it's a bad idea and one of the reasons is because of how expensive insurance is. My friend told me her insurance- high point- is only 60 dollars a month. I'm not sure if that's true, because that sounds really really cheap. Does anyone have this or know approximately how much this auto insurance would be a month?""

Jeep Wrangler for my 16-year old?

https://www.linkedin.com/pulse/lesser-known-auto-insurance-company-trust-worthy-jose-hart/"

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beardedwinnerobject-blog · 6 years

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texas insurance code

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texas insurance code

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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I have a 24 year old unemployed son who works only temp jobs when they are available. I'd like to make sure he's covered if anything happens to him - what's the best route to take? I live in California, he lives in Ohio. Can I add him onto my job's insurance policy, or will I have to purchase it some other kind of way?""

How much would a 1 million dollars liability policy cost per month for a fright transport company?

Im starting a small hot shot trucking transport company. I need to know how much a 1 or 2 million dollar policy will cost me per month. Or what kind of Insurance I would need. I will be hauling oil field equipment, cars, pipe, tanks, air fans, motors, things like that.""

First car + First insurance policy tips?

Alright Y!A? :) Right, so I'm 17 and I'll probably be doing my driving test pretty soon because I'm far into lessons and I've passed my theory test already. (UK - Northern Ireland, Belfast) I'm just wondering what tips you guys out there have maybe from first hand experience or what your friends, siblings or general family have done etc. I'm getting around 3200 in the June when I turned 18 because of a car crash I was in when I was like 9 so I'm hoping to get a car + a year's insurance for around 2500 at the maximum. (Hopefully) I'll probably get a car of a maximum price of about 1000 because in reality I don't need anything fancier than that, the max engine size I'd consider would probably be 1.2 and I'd want my insurance to be such that I can use the car for work such as delivering pizzas or chineses etc. so I have more options trying to find a job atm. I'm just wondering what tips you people have? Could I realistically get insurance for 1500 (Max) or under on a 1000 (Max) car with a 1.2 (Max) Litre engine? I might have to borrow money off my parents and pay them back when I'm 18 if I pass a good few months before my birthday. I'm not coming here telling you to tell me where to get cheap car insurance, I hate questions like that lol cheap car insurance doesn't exist for 17 year olds because we're all boy racers Bla-bla-bla, it's head melting! I just want to use my car to drive to college (5 minute drive), possibly work in depending on if I get a job at this bar or not and drive to peoples' houses if I need to and other general driving. I'm not just going to drive it for the craic at 3am down the motorway doing 100mph, I couldn't be bothered with all that. All I want is tips to get it as cheap as humanly possible like what I should do about named drivers, voluntary excess and anything else that might drive down the price. When it comes to it I'll ring round every insurance company available to insure people in Northern Ireland and haggle them all quoting them against each other and hope for the best. Please don't tell me specific insurance companies to go for unless you know that they definitely include NI, a lot of them exclude us. P.S. I'm a sensible guy, I'm paying for it all by myself (as far as I'm aware) so spare me the irresponsible, kid, joy rider, inexperienced, spoilt comments that so often creep up in these areas. Thanks! :)""

Which insurance company is best ?

im 15 going on 16 and i need car insurance im getting either geico which is my mom's insurance or farmer's which is my dad's my mom had farmers but farmers is too expensive the car i will be driving is a 2000 Nissan Sentra SE (automatic) http://www.edmunds.com/flipper/do/MediaNav/styleId=9585/firstNav=Gallery it looks exactly like the red one except its green and it has brown leather seats and a new radio system :]] its my brothers old car he hardly uses it since he has a brand new 2008 Nissan Altima so my Sentra is free :]] my dad will probably pay for my car stuff .or they will split it . i live in a city around the houston area . p.s can you give me your guess of how much i will be paying a month for insurance or perhaps every 6 months ? and which insurance company should i get ? p.s idk if this helps but my mom drives a 2004 Infiniti G35 Sedan and my dad drives a 2001 Jaguar XJ8 .

Car insurance question?

So im 16 and over the summer im going to make a lot of cash, by the winter I will have a Jr license and might want to buy my own car, if i am under my moms insurance but i get my own car. will her rates go up a lot? Can I still be under her insurance if i own my own car?""

Minimum insurance for heating/plumbing business in Ca?

What is the minimum insurance that an owner of a heating/plumbing business must have in California?

Whats the best and affordable health plan to get?

I have never gotten health insurance my whole life and for once in my life I am getting it for myself. I want to go see a dermatologist, and its way too expensive to pay out of pocket, whats a good and affordable health plan should I get? Got any suggestion to where I can go and get some help? Anything will be great, thanks!!!!""

Can i get car insurance at an affordable rate after declaring bankruptcy?

How long can you go without car insurance in Michigan before becoming high risk?

I just got screwed by my insurance place, and i want to cancel my policy immediately, but i won't be able to get car insurance again for at least a week. How long until i would become high risk in Michigan?""

How to convince my dad to insure the car? Thanks?

I had a car accident in my 2004 Honda under my dads insurance. Im 19 and I didnt get dropped from insurance. The accident had 3 claims of bodily injuries and a total loss car & I was at fault. I have the money to buy another vehicle but my dad wont insure it till the case settles. How do I convince him to insure me now while the case is settling? Hes afraid I might crash before the case is settled but I learned from my car mistake. What do I say? Thanks

What does liability mean when getting auto insurance?

HELP me on Auto insurance...?

Sooo when i get a car im curious about how much insurance would be a month...obviously i'll be 18 pretty soon..and am planning on buying a scion tc most likely 2005-2007...around how much do you think monthly the insurance might be?

Insurance Company?

Does anyone know personally about the celtic health insurance. is it a good insurance company? I am needing insurance and I recently found the celtic health insurance company, and Humana. what do yall know about these?""

Car insurance without my name on the policy?

Where can i get a car insurance where my name cannot be on the policy. the car dont have my name either. can I do that in california and which insurance can provide me that even I want the full cover its because due some legal status i dont want my name on the policy.

Car Insurance Cancellation Question?

My father's car insurance was canceled for non-payment. He pays for the insurance every six months. Apparently they stopped mailing him bills and sent a bill to his email account. It was an old out of date email account. The sent the notice of cancellation to this email account as well. Since, he no longer has that email account he didn't get either notifications. He has 3 cars under this policy and has been a customer for over 30 years. The insurance company told him that he would have to pay for the months (Aug - Dec) that he was not covered in order to reinstate the policy. This seems unfair to me. He wasn't covered during those months and they wouldn't have paid a claim so why does he need to pay for it? Anyone with any advice would be greatly appreciated.""

Someone hit my car and driver has no insurance i have full coverage will my insurance cover me?

my cousins roommate reversed into my car with his friends truck and he said he doesn't have insurance. i have full coverage with a deductible of 500 will my insurance cover me even that it wasn't my fault and driver has no insurance?

How much content insurance do i need?

my insurance company needs an answer asap. we close in 2 days. small bungalow with finished basement, approx 2300 square feet in total. Master bedroom spare bedroom, office, rec room, kitchen, dining room, great room, full bath, 2pc & 3pc bath, 3 flat screen tvs, usual appliances, all rooms furnished modestly. Would $50,000 be enough?""

Do you have to have full coverage on a used car?

im 21 at the moment and my gf has told me that if i get a car it has to have full insurance but thats kinda strange because they have other types of coverage that i wouldnt need

texas insurance code

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

List of health insurance in the phils?

i am looking for less expensive medical insurance coverage

""If I bought the DB9 they wrecked in the Bond movie, where can I get it repaired really cheap.?

Is insurance cheap and can I drive it really fast because it was used in a movie?

Is Gerber Life Insurance any good for my daughter?

Is a Land Drover FreeLander 2 cheap to insure?

Both of my parent's drive 2011 Range Rovers so they have experience with the Land Rover brand- and they said that as I'm living at home.. my dad could be the policy holder and I could be a named driver. I may be buying a 2010 model when I'm 18, I'm 16 currently as people have told me that it's not really worth buying a brand new one. Just so the car is old and isn't new. I'm not in to small cars..""

I am looking for a name for my insurance agency I deal in Life Insurance and Health Ins.&annuities?

We deal with all ages and alot with seniors We do not deal with home or auto insurance

Got a Speeding Ticket in NJ. Will my Insurance Rate go Up?

Got a speeding ticket in NJ, and the cop said I was going 66 in a 45 zone (which is untrue, but that's besides the point). 1. Does this put points on my license? If yes, how many? 2. Willl my Geico Insurance go up? If yes, by how much? 3. Will a defensive driving course help at all? I'm 20 years old, this is my first offense ever, and and I own the car and insurance.""

How much is an Audi A4 to Insure?

I don't want a quote, and I don't want an american insurance bracket or whatever they're called, just, if you could, name a car that would be about the same as an Audi A4 to insure. 1.8 litre, say, 2000-2002, I hear they're cheap to insure but, if anyone could confirm or deny I'd appreciate it.""

Car insurance and moving?

I'm going to buy a car soon, And then move pretty much right after that...It would be a good idea to get the insurance and plates and stuff before I go, obviously, but what will need to be done once I move? I heard that as long as I live in my parent's house, the insurance would be cheaper, well, I'd be moving out...so I have no idea how to get everything straightened around.""

What do you need to get car rental insurance if you dont have car insurance?

Ok my husband and i are planing a trip and would like to know what we need as far as car rental insurance he has a clean driving record but we do not own a car hence the rental and there fore dont have car insurance so we dont know were to start or how we even get it. Someone plz help. Oh and he is 26 so we dont have a problem in that department lol.

CAR INSURANCE?!?!?!?!?!?!?

well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.""

Business Insurance?

I want to start a roofing company in MN and I was wondering what kind of insurance I need for me and a crew of five or six people. I was also hoping someone could help me with the required licenses. Thank you

Should insurance cover repair cost?

My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car?

How much would the insurance be for a Porsche Cayenne Diesel a year?

The insurance would be for a female driver with over 25 years of experience. How much would it cost a year, and also how much would the monthly diesel bill be? Thanks""

Insurance website says differnt car?

Ive been looking at cars on eBay and looking how much insurance would be for them and I found one car, but when I put the number plate in the insurance website it says that the car is a different make all together. Is this just a glitch in the system or something illegal and I should stear clear of?""

What is the cheapest car insurance in New York?

Do I have to pay 30 in advance on my car insurance?

I live in Florida and my car insurance says I have to pay 30 days in advance. Is this true? Does anyone know the statute?

Can a 17year old get kit car insurance?

I'm 17 and thinking of getting an old mini and doing it up, I'm not sure if I can get kit car insurance, I have no points on my licence and if I could get one does anyone know how much it will be? Thanks:)""

Who has the cheapest FR44 insurance in Florida? Help!?

I have Geico now and they are really giving me a hard time about keeping the insurance because of a DUI. I've had them for 6 months. They insist that I pay in full for my 6 month policy and last time I could barely afford it, but this time I definitely cannot afford it. I had my DUI in 2009. Anybody know of lower-cost FR44 insurance that you can make in payments monthly?! P.S. DO NOT drink and drive...even if you had less than three drinks. If you didn't hurt/kill anyone else, it will definitely ruin your life financially for a LONG time!""

Does your insurance go up?

If you park in a bus stop zone, in NYC, and get a ticket. Does your car insurance go up? What happens? I paid it off right away in like 2 hours, will there be something else?""

Car insurance question?

I recently got into a car accident that was my fault. The total damages is around 2000 dollars. the owner of the car has contacted me and asked if we could resolve it with out involving the insurance Company. What would be better to do? i have had one other accident that was not my fault. how much will my car insurance go up and for how long?

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

Can I get some advice about car insurance?

My and my wife are both insured on our car (Fully Comp.) and we are now about to get another car due to our work situation. Would the following method be the most cost-effective way for us both to be covered ? 1) For me to be fully insured for one car and my wife fully insured for the other, allowing us both to drive each other's car if necessary ? I am currently the registered keeper of our current car and I am the policy holder for it as well. I would be driving the new one when I get it and my wife would take over driving the current one. Thanks in advance""

What if I am pregnant and I don't have insurance?

I live in California if that helps any. I am 18 years old and was supposed to start my period a few days ago. I already live on my own in an apartment with my boyfriend and we are nervous about if I were to et pregnant how would we pay the bills? Is there anything we can do do get health insurance quickly if we find out that I am pregnant? Would we get approved fast enough and would people even approve me? How does that all work? Thanks

Question about car insurance?

if someone gets a car and payes it to the owner in monthly rates, and he gets a insurance for that car. but th car is not signed over to you yet, so legally it is not yours yet. and before you make the first payment you get in an accident. you pay the car off with the insurance money, but the insurance gives you more money than the owner wanted for it, who gets the rest of that money????? you?""

texas insurance code

https://www.linkedin.com/pulse/salvage-cars-insurance-russell-elliott/"

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Anyone ever heard of a car insurance company called The Electric Company?

"Anyone ever heard of a car insurance company called The Electric Company?

I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

Can I get secondary insurance if i have primary insurance in my moms name?

I have primary insurance and the policy is in my moms name. I have cronic epilepsy and i cannot have a gap in my insurance because of all of the medications I'm on and all the dr. aptments i have with my neurologist. I am getting married in May of 2013. I need to get secondary insurance for right now and then when i get married drop off my moms insurance and make my secondary insurance my primary insurance and put my (at that point my husband) on. My mom basically trying to make it extremely difficult for my fiance and I to get married because she tries to keep me under my thumb. Im 25 years old and Im trying to get myself more independent and be able to get married and get my bachelors in business. Please someone help me.

Is a 2004 or 2005 Subaru impreza rs hatch a good first car?

is a 2004 or 2005 Subaru impreza rs hatch a good first car? are they reliable, good on insurance and costs to run and fix. cant get a wrx because of p plate restrictions but from experience is the rs any good. what is the average price they sell for and how many k's on them? thanks""

How much for insurance on a wrx?

whats the average rate for insurance on wrx wagon I'm 18 getting my license like next week but how much would I pay for 2002 wrx wagon

Can insurance companies be trusted?

Just wondering whether people view their insurance company positively or negatively. And why.

Where do i go to see a physician without any health insurance in California?

Hi , I'm 21 and I don't have any health insurance, I want to see a physician so I can get more information on estrogen pills because I want to have smoother skin and look more like a girl than a man but i still want to keep my man-hood . Can anyone help?""

Car Insurance for 19 year old?

I'm planning on taking my driving test during summer, and hopefully if I pass I want to buy a car. My mums made enquiries about putting me under her car insurance and roughly the prices have been between 3,000-4,000 which is ridiculous. Does anyone recommend/know any car insurance companies where I can get insurance for around 1,500 max ?""

What would be the cheapest car insurance company to go to for someone who gets insurance for the first time?

How much is car insurance for male teenagers in australia?

i was wondering how much it actually is for a new male driver to get car insurance.....say it was for a v6 holden ute how much would it actually cost...i hear people saying its like ridiculous prices like $10000 a year n stuff like that ...like for full insurance thanks

Mustang gt insurance be liability only. i own car?

how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male

Life Insurance?

I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.""

State Farm Insurance Rates From Fellow Users?

I will be added onto my parents policy. I got a 3.0GPA 16 Year old male, still in high school I will probably get a late 90's compact or 1/2 ton pickup. Any ideas, I herd that it will be around $300 a month. I also have taken driving classes if that helps.""

Can you driver licenses get suspended for not paying your insurance?

I haven't payed my car insurance in two month can my driver licenses get suspended cause I didn't pay it cause someone told me it it get suspended if i didn't pay it I live in South Dakota

Car insurance Policys?

Hi there people i need help with this badly i had car insurance on my car for the last 6 months but sadly i had a crash in my car and is no longer drivable, i rang up my insurance company 2 change the policy and there tellin me that if i want 2 insure with them i need 2 get my self a 4 grand car does that seem right??""

""Which car insurance companies are the cheapest in New York State( queens, new york) in particular?""

I just bought a new car and am hoping to get car insurance and register it. I am curious what the cheapest companies are. I just got a quote from Esurance.com, and am curious if there are other cheaper companies. I am 22 and have a bachelors degree and a job. I want to insure a mazda protege hatchback. Please let me know what your experiences have been.""

What is the proper way to repaint a brand new car? Insurance question...?

I recently had my car damaged in one of our Texas storms. It caused about $4000 in damage to the entire left side, hood, and both bumpers, and knocked out two windows. I just got my car back from the insurance suggested body shop and I can still see where many of the rock marks were painted over. There are divets in the paint in a lot of spots, which is better than the metal that was showing before, but not how I want it. My question is, shouldn't they have completely sanded down the areas of the car that needed to be repainted instead of just painting over the paint nicks? The car is a 2006 Mustang that is practically brand new. Maybe I am wrong, but shouldn't the insurance company be fixing the car to the PERFECT condition it was in before it was damaged?""

Anybody know of any car insurance co's that will give auto insurance policies to 17 year olds??

I have a 17 yr old that has already gotten 2 tickets so I want him off my policy - as he is making it too expensive for me to afford - I told him he needs to get his own insurance. I already called my insurance and tried taking him off my policy (as I took away his driving privelages) but they told me I HAVE TO keep him on my policy even if he doesn't drive - He has a license and has to be covered under my policy because he lives with me - so I can't take him off til he gets his own insurance. My problem - most co's will not issue a policy to anyone under 18 (PS - we live in New Jersey)

Mexican auto insurance for Americans?

Anyone have any idea what is the best Company out there which gives the cheapest auto insurance rate for Americans in Mexico. Also if their service is good or bad compared to the other insurance companys when claims are made ?.

Would I be able to afford this car and car insurance?

I make $1200 a month. I currently pay $400.00 rent and $70.00 for my phone. I'm looking at a car that would cost me 180.00 a month plus 100-120 in car insurance. Plus groceries. 130 a month. I'm just worried I wouldn't be able to afford this but I really need a car. What if I move out and rent goes up? I'm a stressful person and stress about everything before I commit.I also have a dog to take care of. What do you guys think? Would I be able to afford It or would I be way to close to barely living?

Can someone else pay for my life insurance?

Can I take a policy out myself, have another person pay for it, and the person paying for it is also the beneficiary?""

Home contents insurance?

im looking for an all in one contents insurance. which will cover mechancal breakdown of white goiods, tvs etc... as i recenetly found out the isurance i have got only covers incase of flooding, fire and theft. not when my cooker blew up. please help, as im new to having my own flat and nver had to do things like this before""

Health insurance in california?

i really need health insurance i have a really bad sinus problem & ADD i already had a surgery in the past for my sinus problem and i had healthy families insurance and they paid for it and they used to pay the office visits too my mom only paid $5 copay and since i turned 19 i cant have that insurance anymore is the some other insurance that is full coverage and is not very expensive? i already tried getting medical but did not qualify and i dont have a job because everyone is getting laid off over here

Will my car / auto insurance increase?

My boyfriend was driving my car and was clocked (in the City of Stone Mountain) driving 26 over (51 in a 25 zone). Will this cause my car insurance rates to increase?

Will the 2010 honda fit be considered as a sports car to insurance companies?

Thinking about getting one of these, but I'm a little worried that insurance cost is gonna be high since it's a hatchback. It is a sedan with 4 doors though, would insurers still see it as a potential car that might be used for racing?""

Can you apply for health insurance with a work permit?

United States only. people with the differed action, that obama passed a few months ago are planning to apply for health insurance. Are they able to ? and if they are how will it work""

What is the most affordable small home or cottage insurance company?

I own a home that is 300 sq feet. It's basically a little cottage/studio house. I am looking for a company that will 1) insure a home that small and 2) is affordable. Does anyone have experience with a company they would like to recommend?

Anyone ever heard of a car insurance company called The Electric Company?

I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

Why is car insurance so expensive for 18 year olds?

I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""

Do i need liabilty insurance?

I valet cars for extra cash. Do i need liabilty insurance by law?

Does my contractors liability insurance cover roofing subs?

How much do you spend on car insurance for your new 2006 Sonata ? I pay 116 a month am i being ripped off?

I have a 2006 Sonata by hyundia and i pay 116 a month

Why is my insurance cheaper when i park on the street?!?

You would think if you put 'in a garage' my car insurance would be cheaper, in a safe, locked place, but no, my insurance is 200 cheaper when i park on the 'street', i live in a suburban area of a city, and not a very nice area at that, can anyone explain why on earth this is cheaper?""

Cheapest car insurance for a 18 year old?

I am currently looking for a car, such as fiat punto 1.2 or vauxhall orsa 1.0 - 1.2. I have only passed my driving test about 5 months ago and I'm thinking about purchasing a small first car. The only issue is the the expensive insurance, could any recommend me a good insurance company that supports young unexperienced drivers. Please don't include comparison websites such as confused.com, because they don't really help. So far I've found co-operative car insurance company really good with a really good deal for young drivers. Thanks everyone in advance!""

When do I need to get insurance when purchasing a car?

I'm going shopping this weekend for a new(used) car. I have current insurance on my car right now. If I end up getting a car this weekend can I wait until Monday to get insurance, or do I have to do it that day? I'm in California by the way. I asked the loan officer and she said something about me having 10 days to get it, but I've been reading otherwise. Thanks!""

Wat is the best small car and cheap on insurance?

If my son is on my parents insurance does that mean they claim him on his taxes?

Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""

Are my car insurance rates normal?

I'm looking to buy a 2004 hyundai tiburon gt and the insurance company said it would be 1100 every 6 months. My second choice was a 2005 mazda3 I. Once again, rate would be 965 every 6 months. Even the tiburon base would be over 1000. I'm a 17 year old boy. Which explains alot, but I've had no accidents and have the safe driver discount.""

""On average, how much is car insurance each year?""

On average, how much is car insurance each year?""

""Is it possible to get insulin for a type 1 diabetic with no insurance, medicare or medicaid?""

My fiance has type 1 diabetes. He gets food stamps, but doesn't qualify for SSI for some reason. He's only 26. I am the only one working, getting minimum wage, and little hours. We can't afford to pay a doctor $100 just for them to tell him he has what he knows what he has, and to get a prescription that cost twice that. It just seems like a vicious cycle we cant get out of.""

I dented my friends car. can my insurance cover it?

i accidentally kicked my friend's 2011 Camry SE's back side door. He treats his car really well and i know it really upset him. I was going to pay for it, but when we took it to the toyota shop, not only was it $2000 but they also need to keep it for a week. He would need another car to go to his full time job and full time school, so he asked if my insurance could cover for it and give him a rental car. My insurance is in my parents name so i want to know whats going to happen before i decide to ask them. Anyone have any knowledge about this? Thanks.""

Would you let me collect on your life insurance?

What would I have to do to collect on your life insurance? If I bought you life insurance and paid the premium on it and paid your funeral costs and paid your family 20% on the insurance policy would you let me collect on your insurance?? This is considering that you cannot afford life insurance yourself.

What happens when fail to pay Car Insurance premium? Details Inside.?

Hello Friends, I know that failure to pay car insurance will lead to termination. What I basically want is to cancel the insurance, because I plan not to drive that car for few months to save on Insurance premium. My first question is do they allow termination for such reasons? and in case they don't allow that what would happen if I simply stop paying premium? But remember that I plan not to drive it for few months, so why I need insurance after all. What is the immediate consequence and what is the effect when I would like to drive that car again and want an insurance then? If it is of any relevance, my car is of New York. Please answer me. Thank you""

How to Quickly Find the Best Term Life Insurance Quote?

As of next year will all cars older than 7 years have their tax and insurance costs doubled?

A friend of mine told me today that as of next year all cars over seven years old will incur a sharp rise in their tax and insurance costs. he said that they would double. I understand this may happen with tax but it doesnt ring true for insurance. could anybody tell me if he is right or whether he has his wires crossed.

Penalty points and insurance?

if i take out insurance with no points on my license then a couple of months later get 3 points for a ts50 do i have to contact my insurance company to tell them or not?

How much would motorcycle insurance for 600cc roughly cost for a 24 year old?

just need the rough estimate for 600cc sportsbikes. fireblade, gsxr, r6. please state the type of insurance too. thanks.""

""Insurance paid out too much, Am I obliged to give it back?""

After a solicitors firm managed to draw out a car insurance claim for 18 months I finally settled 50/50 on the incident, instead of refunding me 50% (400) of my excess the solicitors paid me 100% (800). I verbally informed them of the error before they issued the cheque and they still proceeded, now they have noticed the error they are asking for me to return the money. Am I legally obliged to do so and how far are they likely to pursue this if I do not?""

How is automobile insurance not extortion?

Who has the cheapest auto insurance in california?

I need full coverage. Low downpayment.whatever it takes to get my licence and tags. I don't care if its barneys insurance and feed store. I just need my tags and licence

Whats the best car to get to make your insurance cheap as possible?

I turn 17 next month and start my job this month, so i'll have money spare, so i'm thinking of getting a car, but i know insurance can be really expensive, so i was wondering what car is best to keep the cost of insurance down? Thanks for answers :)""

What car dealers offer free insurance with their finance cars?

I am looking to get a car on finance with free insurance in the uk can anyone help or provide a link ? Thank you

What relativley low insuarnce group sports bikes are there?

Im 19 and just passed my bike test. Im looking for my first 'sports' bike (fully faired) with quite a led down riding position. I will be restricting the bike to 33bhp (but DON'T take that into consideration). Around the 600/650cc mark. So as a question again.. What sports bikes are cheapest to insure? Thanks.

Anyone ever heard of a car insurance company called The Electric Company?

I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

https://www.linkedin.com/pulse/someone-tore-all-wiring-out-my-mobile-home-i-need-get-michael-barry/"

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