On insurance: I still live with my parents and don't know a lot yet about the sorts of things adults usually have to spend money on. I've always been skeptical of things like insurance and credit cards because it seems to me they wouldn't be selling that if they didn't expect to make money from it. I talked to my cousin a while ago about credit cards and basically came to the conclusion that they do that because they're betting on the customer getting sloppy and letting their debts stack up, and the way you beat that and get money from credit card companies is just by being careful.
I'm a little more confused about insurance though because it seems much more straightforwardly like a gamble they will simply not take if it won't pay off for them. Like, you don't go to a casino because every game they play at a casino is one they've done the math on and have determined that statistically most people will lose money on most of the time. Is insurance not kinda the same? Where they estimate the risk and then charge you an amount calculated to make sure it probably won't be worth it for you?
I know if you have a car you legally need car insurance so everyone knows you can pay for another car if you crash into someone, and I gather that here in the US at least health insurance companies have some kinda deal with hospitals so that the prices go down or something, and there's a reason I don't fully understand why not having health insurance is Really Bad. But we get to pet insurance, or like when I buy a concert ticket and it offers ticket insurance in case I can't make it to the show, and surely if they thought they were gonna lose money on that they just wouldn't sell it, right? Or they'd raise the price of it until it became worth the risk that something bad actually will happen? Wouldn't it only be worth it to buy insurance if you know something the insurance company doesn't?
So the deal is that most people don't use their insurance much, and often insurance companies will incentivize doing things that will make you use your insurance less.
So, for example, you can get a discount on car insurance if you have multiple cars because people who insure multiple cars are more likely to be responsible drivers (the ability to pay for multiple cars stands in as a representation of responsibility here). The longer you go without an accident, the lower your premiums get because that means that you are not costing your insurance company anything but you are paying into the system. The car insurance company's goal is to have the most responsible, safest drivers who never get into car accidents because they can predict (roughly) how much they're going to have to pay out to their customers and they want the number they pay out to be lower than what's paid in. So they try to discourage irresponsible drivers by raising their rates and encourage responsible drivers by giving them discounts.
Health insurance companies often do the same thing: I recently got a gift card from my health insurance company because I had a visit from a nurse who interviewed me about my overall health and made sure I had stable blood pressure and access to medications. It is literally cheaper for my insurance company to give me a $100 giftcard and hire a nurse to visit me than it is for me to go to my doctor's office a couple of times, so they try to make sure that their customers are getting preventative care and are seeing inexpensive medical professionals regularly so that they don't have to suddenly see very expensive professionals after a long time without care.
Insurance in the US has many, many, many problems and should be replaced with socialized healthcare for a huge number of reasons but right now, because it is an insurance-based system, you need to have insurance.
We're going to use Large Bastard as an example.
Large Bastard had insurance when he had his heart attack and when he needed multiple organs transplanted. He didn't *want* to be paying for insurance, because he thought he was healthy enough to get by, but I insisted. His premium is four hundred dollars a month, and his out of pocket maximum is eight thousand dollars a year. That means that every year, he pays about $5000 whether he uses his insurance or not, and if he DOES need to use the insurance, he pays the first $8k worth of care, so every year his insurance has the possibility of costing him thirteen thousand dollars.
The bill for his bypass surgery was a quarter million dollars.
The bill for his transplant was over one and a half million dollars.
His medication each month is around six hundred dollars. He needs to have multiple biopsies - which are surgeries - each year, and each one costs about twenty thousand dollars.
Without health insurance, he would very likely be dead, or we would be *even more* incapable of paying for his healthcare than we are right now. He almost ditched his insurance because he was a healthy-seeming 40-year-old and he didn't think he'd get sick. And then he proceeded to be the sickest human being I've ever known personally who did not actually die.
Health insurance costs a lot of money. It costs less money for people who are young and who are expected to be healthy. But the thing is, everybody pays into health insurance, and very, very few people end up using as much money for their medical expenses as Large Bastard did. There are a few thousand transplants in the US ever year, but there are hundreds of millions of people paying for insurance.
This ends up balancing out (sort of) so that people who pay for insurance get a much lower cost on care if they need it, hospitals get paid for the care they provide, and the insurance company makes enough money to continue to exist. Part of the reason that people don't like this scheme is because "insurance company" could feasibly be replaced by "government" and it would cost less and provide a better standard of care, but again, with things as they are now, you need to have insurance. Insurance companies are large entities that are able to negotiate down costs with the providers they work with, you are not. If you get hit by a car you may be able to get your medical bills significantly reduced through a number of means, but you're very unlikely to get your bills lower than the cost of insurance and a copay.
Because of the Affordable Care Act, which is flawed but which did a LOT of good, medical insurance companies cannot refuse to treat you because of preexisting conditions and also cannot jack up your premiums to intolerable rates - since Large Bastard got sick, he has had the standard price increases you'd expect from aging, but nothing like the gouging you might expect from an insurance company deciding you're not worth it.
Pet insurance works on the same model. Millions of people pay for the insurance, thousands of people end up needing it, a few hundred end up needing a LOT of it, and the insurance companies are able to make more money than they hand out, so they continue to exist. This is part of why it's less expensive to get pet insurance for younger animals - people who sign up puppies and kittens are likely to be paying for a very long time and are likely to provide a lot of preventative care for their animals, so they're a good bet for the insurer. Animals signed up when they are older are more likely to have health problems (and pet insurance CAN turn animals away for preexisting conditions) and are going to cost the insurance companies more, so they cost more to enroll (and animals over a certain age or with certain conditions may be denied entirely).
This weighing risk/reward is called actuarial science, and the insurance industry is built on it.
But yeah it's kind of betting. The insurance company says "I'll insure ten thousand dogs and I'm going to bet that only a hundred of them will need surgery at some point in the next year" and if they're correct, they make money and the dogs who need surgery get their surgery paid for out of the premiums from the nine thousand nine hundred dogs who didn't need surgery.
Your assessment of credit is correct: credit card companies expect that you will end up carrying a balance, and that balance will accrue interest, and the interest is how they make the money.
And it is EASY to fuck up financially as an adult. REALLY EASY. But you are still likely to need a good credit score so you will need a credit history. That means that the correct way to use a credit card is to have a card, but not carry a balance.
To do this, never buy anything on the card that you can't afford. In order to avoid needing the card for emergencies, start an emergency fund that is at least 3 months of your total pay *before* you get a credit card. That seems like a *lot* of savings to have, but from the perspective of someone who has had plenty of mess-ups, it's a lot easier to build up a $10k emergency fund than it is to pay off a $10k credit card debt.
If you don't understand how interest works on credit cards, or why a 10k savings is different than a 10k debt, here are some examples working with $10k of debt, 23% interest (an average-ish rate for people with average credit), and various payments.
With that debt and that interest, here's how much it costs and how long it would take to pay off with $200 as the monthly payment:
Fourteen years, and it would cost you about twenty four thousand dollars in interest, for a total amount paid of about thirty four thousand dollars.
To save $10k at $200 a month would take four years and two months.
Here's the same debt at $300 a month:
4.5 Years and it costs about six grand (again, just in interest - sixteen thousand dollars total). Saving ten thousand dollars at three hundred dollars a month would take just under three years.
Here's the same debt at $400 a month:
3 years, about $4000 dollars (fourteen thousand dollars total). Saving ten thousand dollars at $400 a month takes just over two years.
The thing is, with all of these models you're going to end up paying one way or another. Insurance vs out of pocket is you weighing the risk of losing a fair amount of money by signing up but not using the system, or potentially losing a catastrophic amount of money by not signing up.
For credit cards they really only work if you know you're never going to need them for an emergency, because an emergency is what you're not going to be able to pay off right away. I didn't have an emergency fund when Large Bastard had his heart attack and needed surgery, or when we moved between states suddenly, or when we moved between states suddenly AGAIN and needed to pay storage costs, or when Large Bastard needed a transplant, or when Tiny Bastard got in a fight with my MiL's dog, and the fact that I didn't have an emergency fund is still costing me a lot of money.
So, young folks out there: what's the takeaway?
Get insurance. Get the best deal possible, which usually ends up being the one you sign up for early. You may think you can let it ride without insurance, but man in the six months between when I graduate college (and lost my school insurance) and when care kicked in after 90 days at my job I got electrocuted and needed to go to the ER. If that hadn't been a worker's comp payout I would have had thousands of dollars in bills. Something could happen. You could break your leg, you could get hit by a car, you could suddenly find out that you actually have heart disease at twenty, you could develop cancer. Have insurance, you need insurance. You legally need car insurance in the US, and you financially need health insurance. If you have a pet, I think it's a good idea for them to have pet insurance.
Credit cards are not for emergencies, they are not for fun, they are not for buying things that are just ever so slightly out of your budget, they are for taking advantage of the credit card company and managing to get by in a system that demands you have a credit score. ONLY put purchases on your credit card that you already have cash for. Before you get a credit card, build up an emergency savings so that you aren't tempted to put emergency charges on your card.
If you DO end up with an interest-bearing debt, pay it off as fast as possible because letting it linger costs you a LOT of money in the long run.
Stay the fuck away from tobacco and nicotine products they are fucking terrible for you, they are fucking expensive, and they are not worth it put the vapes down put the zyns down put the cigarettes down I will begin manifesting in your house physically i swear to fuck. Knock that shit off and put the cash that you'd be spending on nicotine into a savings account.
Take care, sorry everything sucks, I promise that in some ways it actually sucks less than it did before and we're working on trying to make it suck even less but it's taking a while.
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For anyone who wants to write fanfics or comics, ect about characters from Louisiana (Gambit, alastor, ect.) with accuracy to Louisiana and any French we speak here.
⚜️There's a lot of information after the phrases just an FYI ⚜️ I add a few things that I forgot about.
Common phrases used in Louisiana are:
Sha
(pronounced like it's spelled) this is a gender neutral term used for all ages, it's a friendly term used to address someone, most people use it for everyone. Inflections and sentences can change it to be more familial or romantic but it's often just used when addressing someone else. A lot of people use this term and say it for everyone they meet. This is used to replace cher and cheri, no one uses cher and cheri ever, have never heard a single person in Louisiana use those terms in my entire life.)(commonly said at the beginning or end of a sentence when addressing someone also typically accompanied my 'oh' or 'mais/man'
Examples :"oh sha, can you grab me that bottle right there." " How you been sha" "man sha, you seen what that man did over there" "oh mais sha, eat, you must be starving"
beaucoup
(boo•coo) very much, plenty/ plentiful, very, much, an exuberant/ large amount of something. Each of these can be used it just depends on the context, it is often used in 'thank you' or in jest or exasperation to emphasize that someone has a large amount of something. Sometimes people also use it in a jesting manner to make fun of how little someone has when they are trying to pretend like it's a lot. Extremely common to hear in New Orleans slightly less use in the rest of the state but is still used often. Commonly said as "beaucoup much" (younger generation born late 90s to present mainly use this one) or by itself
Examples: "did you see the amount of bread loafs that guy had in his buggie, he had beaucoup things of bread"
Merci also "merci beaucoup" or "beaucoup merci"
(mer•see) thank you, thank you very much, plenty thanks, very thanks. Still widely used across Louisiana rather commonly. Not everyone says it but it's just a personal preference, the people that do use it often still say thank you in English from time to time, they just also like using these terms as well. These phrases are also used for everyone it doesn't need to be reserved for special times/ people.
Example: " merci, have a nice day" kinda self explanatory
Adieu
(a•doo) kinda like goodbye I think I've heard a some people say it but it's definitely not the most common. They said it in place of good bye so I've just always assumed that's what it meant.
Petite
(pa•teet) small, little, tiny. This is already used in the English language show I don't really have to explain it much but it is commonly used among Cajuns and other Louisianaians to address a person affectionately especially when you add another word behind it. Sometimes people will say "mon petite ___" or "petite ____" sometimes shortcutted to "te" sometimes just say patite if it's an nickname the additional thing will most likely be in French and be something that the person likes or enjoys. I've rarely heard it used otherwise unless talking about clothing.
Examples: my grandmothers used to call me "Mon petite papillon" (my tiny butterfly) and "petite minou" (small kitty) because one grandmother's favorite animal was a butterfly and the other's is a cat.
Nanny and parrin
(nan•ee) (pah•ra) god mother and god father, most people call them by these terms so if you here someone from Louisiana talk about their nanny they don't mean someone their parents hired to look after them they mean their god mother.
Couyon
(coo•yaw) fool or idiot. Typically used in rather jest or scolding but typically when joking around. More common in Cajun areas than New Orleans. Sometimes if someone does something foolish especially after being told not to or is just being really clumsy or acting stupid/ rude then people will just call them couyon and walk away or laugh at them.
Example: " will you stop acting like a couyon? We need to get a move on."
Mais
(mah) but . See Sha for example of use mainly used with Sha .
Allons also "allons dan ser"
(ah•law) (ah•law don say) let's go and the phrase commonly used with it is "let's go dancing" more Cajun area use then New Orleans.
Beb also bébé
(pronounced like it's spelled) babe or baby also typically used in a neutral manner when talking to people, can be used for anyone but is most commonly used among family or close friends especially for people younger than you. Can also be used in a romantic connotation like babe or baby usually it is generally affectionate no matter how it's used. Can be used for strangers typically said by women but men do say it.
Example: "bébé can you go to the kitchen and get me a soda"
Just please please don't use cher or cheri no one says that around here it's almost always specific nicknames rather of things the person talking likes or the person listening likes. Please see petite for example.
Gambit is likely to say card related nicknames since he likes gambling, I know a few people who like playing cards who call people things like king and queen quite often as well as like 'my heart', 'little diamond'
In French those would be "reine" (Queen) or "dame" (lady/ queen) , "roi" (king) , "Mon cœur" (my heart/my core), " petite diamant" (little diamond)
For Alastor I'm not sure that there's anything radio related that people would use, my family has been in the radio business for a while and I've never heard any from any of my family members or my parents. He is likely to use deer related ones especially if they are puns.
Examples: " Mon biche" (feminine) or "Mon cerf" (masculine) (both mean my deer) , and "petite biche" (fem) or "petit cerf" (masc) (both mean little deer). He also likes music and that would be more like "Mon musique" (my music).
Any of these can just be said in English not every nick name or pet name is said in French.
Everyone is different so some people throw in more French some people less, nowadays people don't really speak fluent French unless they're old or rich.
Gambit was raised in a cult basically so he does get somewhat of a pass to speak more French if you want him to but it's not super common in New Orleans.
Alastor would have spoken French being from 1920s but being a radio host he probably would have also learned English and went through vocal training to get rid of his accent. ( My family has been in the Louisiana radio business for decades and they all had to train to get rid of their Cajun accents when they started working for the radio stations) Also Alastor is creole not Cajun I will explain the difference more towards the end.
If you want to add the characters speaking French you can just use Parisian French (French spoken in France) no one is gonna be upset if you do there are also no translators on the internet that I know of that have Cajun or Creole (Canadian is also acceptable if your Canadian or know Canadian)
There are a lot of different accents in Louisiana not just Cajun (called flat talk by locals most of the time) .
Some people speak with southern accents, some have Cajun but most talk like stereotypical Americans or have an accent that comes along with speaking AAVE.
Creole accents are like French and Jamaican accents combined it's pretty rare for people to have the accent nowadays though and for some people it can be slightly different
You don't have to write out accents if you don't want to.
Which leads to my next point most people in Louisiana speak in AAVE (African-American Vernacular English) especially closer to and in New Orleans.
The farther away from the 1930s-1940s the character(s) are the less French they will naturally speak and put into everyday encounters. Most people in present day Louisiana especially in areas like New Orleans don't speak French and only add in what few words they do know or are still within common use in day to day conversations.
After this point it is random facts about Louisiana ⬇️
Why did people stop speaking French in Louisiana after this specific period of time?
Great question, the answer is that there had been a law put in place at the time, that declared that everyone had to learn English as it was assigned as the official language of the United States. From what I've been told by my grandparents the law makers cited that they wanted Louisiana to be more welcoming to tourists and the large incoming crowd of refugees and migrants as the reason for the law being inacted.
My grandparents stated that it was probably so that the refugee and migrant crowds wouldn't isolate themselves to only people who spoke their languages. In order to keep unsavory groups from forming (if there were any n@zis among the German crowd, other axis power supporters among the Italians or Japan's crowds as well) they forced everyone to learn English.
I don't actually know what this law was but my grandparents have talked about it since I was little. They were forced to learn English when they hit elementary school and my great grandparents were forced to learn English or possibly lose their jobs, in some cases they were threatened with arrest or their children getting taken away.
This created fear that caused parents to decide to stop teaching their kids French. When my parents were born my grandparents barely taught them any French and mainly taught them English. Rarely anyone in my parents generation could speak or understand full French.
Some parents didn't want to teach their children French only for them to never be able to speak it outside the house.
I also have a feeling that this law was also partially put in place because of Quebec, Canada as they fought for their right to keep speaking French and threatened to become their own country if forced to conform to English like the rest of Canada. So the U.S. was probably trying to stop that from happening with Louisiana.
Also New Orleans has been regularly speaking English since before the rest of Louisiana was mandated to, because it is a port and always has been. It's also been a high tourism area for quite a while as well.
What is the difference between Cajun and Creole ?
Creole means French or Spanish settlers that came directly from the "motherland" (France or Spain) originally this term was more or less used to establish elite status as most of these people were from rich families and paid a lot of money to secure their position in the new colonies belonging to France the term was extended to the Spanish when they had control over Louisiana.
This term eventually came to blanket over slaves and their descendents as well that were under the control of these people, the current Creole culture was mainly shaped by these families as well as the families of Haitian slaves and their descendents that were also brought into Louisiana to serve the Creole people.
This is where voodoo and hoodoo become a part of creole culture because the enslaved persons brought their culture and religion with them from Africa to Haiti and then to Louisiana when they were forced to change location again.
Creole people lived mainly in New Orleans and the surrounding area, most of them owned farmland slightly farther out from the city but lived in the city center while things were tended to by enslaved persons and a person or persons designated to watch over their daily activities
Creoles didn't just enslave Africans they also enslaved impoverished European using manipulation tactics, most of these Europeans became freed people before African Americans and at some point we're given their own slaves which kept them from revolting surprisingly but in surprisingly. Creoles enslaved Cajuns when they first got to Louisiana by order of the king and then freed them when they realized they knew how to farm but gave them their own enslaved persons.
Most Creoles now are African Americans and lead an intricate culture different from Cajun culture that is mainly a mix of French and various African cultures with a little bit of Spanish culture as well.
Creole food and Cajun food aren't too different but some Cajun food has okra bases as to where creole dishes have a tomato base for most dishes as it was an over abundant resource of the New Orleans area.
Cajun people are from a French group of settlers that were originally supposed to create their own nation in Nova Scotia, Canada. They were a bunch of farmers sent there for the purpose of creating an agricultural specific nation using Canadian soil and plants.
Their county was called Acadia and they were called the Acadian people, they technically were not ruled by the king of France and were their own nation, this in fact caused problems especially because they were a young nation and were composed of farmers with no military or combat training and little to no weapons.
With no support from the king or way to form their own military, England forced them to pledge allegiance to rather the king of England or the king of France so they knew where Acadia stood, Acadia asked for help from France, France refused because they were their own nation and they didn't want to pledge allegiance to the king of England
So in true English fashion they burned the nation of Acadia to the ground and forced the Acadian people to leave, the Acadians went to Louisiana in hopes that they would help, the Creoles enslaved them and stuck them where they believed the land was uninhabitable and they would perish because of the order of the king of France
The Acadians being farmers were able to pick up on how to properly farm the land after being shown by natives (my tribe yay) and when the Creoles checked on them and found them alive the king of France made them free people's and gave them land from Acadiana, their new area of living in Louisiana to the what is now the lafourche parish area.
They were given enslaved persons and were put in charge of helping make Louisiana's exports a larger market. Cajun culture and dishes come from a mixture of Acadian, native American and African culture put together with the resources of the area, these dishes spread to the Creoles and were changed to match the resources of the New Orleans area and imported goods.
Cajuns are called Cajuns because the English misheard the name Acadian and so everyone started calling them Cajuns.
Cajun and Creole today doesn't nearly have as many connotations as the past, it mainly just means your family is from this Acadiana area or from New Orleans and you're a descendent of one of these groups
Do Cajuns and Creoles have beef with each other?
Nope, any beefing is mainly joking, and is specifically about the differences in the same dishes between the two cultures.
Does it matter if someone is Cajun or Creole?
Once again nope, Louisiana is a big mixing pot of cultures so no one really cares, everyone loves celebrating the different cultures in Louisiana especially of the newer groups that have joined over the decades through immigration.
I only specified with Alastor because I've seen people call him Cajun when vivzy has stated multiple times that he's Creole.
Enough about Cajuns here's some info on Mardi Gras:
Mardi Gras is one day at the end of the carnival season.
It's on a different day each year because it is a Catholic holiday and goes by the Catholic calendar which changes every year.
Mardi Gras means "fat Tuesday" which is the Catholic holiday the day before ash Wednesday which is a day of fasting and sobriety.
You don't have to be Catholic to celebrate.
Even though it's a Catholic holiday all of the parades are based on Greek and Egyptian mythology
The carnival season is different every year and lasts between 1-2 months before Mardi Gras day, Brazil has a similar celebration at the same time called carnival as well for the same reason.
The carnival season is typically in January- February or March.
All bars close at midnight on Mardi Gras day once it hits ash Wednesday and very few of them are open on ash Wednesday later in the day.
There are family friendly Mardi Gras parades which are most of them and specific parades for adults, typically at night, please don't flash your boobs that's illegal and makes people uncomfortable, the adult parades mean that they might give out alcohol and beads or other float throws that will contain adult symbols like marijuana or nudity. Some of these they throw things like purses and shoes and that's why it's classified as adult.
Anyone can join the parade even people not from New Orleans you just have to pay a fee for whichever parade you want to be in to secure a spot on a float and buy the beads and stuff that you throw, some parade you have to have a specific amount of items, to be allowed on the float
Some people go to other parades to get beads and other stuff for them to throw at their own parades (my family does this with the radio station vans lol)
People on floats throw beads, plushies, party favors, hand clappers, cups, dablooms , recorders and other plastic instruments, bouncy balls, other types of balls, inflatables, candy, chips , ramen, hair clips, plastic swords and plastic tomahawks
Most of the balls for specific parades are closed events for people on the committee but there are masquerade and non masquerade balls and parties held across the city throughout the carnival season, there is even one specifically for Neuro divergent people.
There is a kink parade, that is called "southern decadence" it is a gay pride parade that focuses on sex, kinks, drag burlesque and finding people to hook up with this happens typically around august. If you tell people your going to a gay pride parade they will side eye you because they assume it's this one and not the family friendly ones that happen in June.
The only other parades outside of carnival season and pride are a Christmas parade (krampus), a Halloween parade and st Patrick's Day parade (Irish and Italian American heritage parade)
A king cake is basically a cinnamon roll log that doesn't get cut into individual cinnamon rolls and gets formed into a ring and baked then has vanilla icing with colored sugar on top. There is a baby inside but if you pre order it you can ask for the baby to be put on the side or not included at all. The baby means you buy the next king cake and you will have luck.
It's encouraged to wear costumes to parades but you don't have to, it does get you more beads.
Have a bag or something to put your beads in if you wear them throughout the parade it will be painful and it will get you less stuff thrown at you.
Other random things about Louisiana I think are important:
It's warm throughout the year because this is a sub tropical area, in the summer it is constantly between 89°-115° please don't put characters in long sleeves or tons of layers in the summer.
It rains a lot like 50% of the year it rains
Not every part of Louisiana is swamp
There is no deep woods of massive swamps in the middle of the city of New Orleans, there are a few in the surrounding area but those are an hour -hour and a half out of your way by car at minimum
Hoodoo is magic , voodoo is a religion they are connected but not the same thing not everyone that practices voodoo practices hoodoo and vice versa. PLEASE DON'T MESS WITH THESE RELIGIOUS OR MAGICAL ARTIFACTS WITHOUT SOME WORKING KNOWLEDGE OF IT OR CONSENT/ PERMISSIONS, PLEASE FOLLOW THE RULES IN THE SHOPS.
There are also many practicing pagans and wiccans in New Orleans same rules apply.
Yes there are second lines (marching bands for parties) constantly going through the city but most of them are for funerals don't join them unless you're told you can.
Most people from Louisiana have pretty bad seasonal allergies
There is way more to the city of New Orleans then the French quarter, the French quarter is only like 10 streets
We have a ferry that goes from Algiers (west bank New Orleans) to New Orleans proper (east bank, actually main part to the city) it lets out at the aquarium. There is another one that goes from Algiers to Chalmette (part of the greater New Orleans area)
The greater New Orleans area is the area around New Orleans where most of the people that work and hangout in New Orleans actually live, this includes Jefferson parish and st. Bernard parish. There is still a high population of people who live in the city itself.
Baton Rouge is the capital of Louisiana it is about an hour and a half west of New Orleans by car
People go to Grand Isle, Louisiana or to Biloxi, Mississippi to go to the beach
There is a water park outside of Baton Rouge called blue bayou that's really popular the other water park in the area is Jellystone but most people call it yogi bear because it's a yogi bear theme park
Fairs happen in Louisiana between May - June and then again in September - October
Around Christmas most parks have Christmas lights displays that you can drive or walk through or Christmas villages
People actually play jazz music on street corners in New Orleans, it's not every street corner and most of them are concentrated to being closer to the French quarter
Most bars have a mixture of live music and a dj more upscale places with stick to jazz but most other places have rock, hip hop, r&b, rap and bounce, closer to Lafayette they play zydeco more often then jazz
Louisiana is the state with the second highest gambling rate behind Nevada, there are multiple casinos in Louisiana and even private gambling clubs that you have to know someone to get into
Street cars are like busses on set rails, basically an above ground subway system. You have to pay a fee to ride and can find out the various paths that these take through the RTA (New Orleans public transportation) system or station
You can get electrocuted if you stand on the street car rails if the street car is close by and not stopped, if you see one coming towards you get off of the rails so you don't get hit it takes a little while to stop the car.
Hurricane season begins in May and ends at the beginning of November
People in New Orleans keep pet chickens and some of them just let them roam the neighborhood. So it's not uncommon to see a chicken walking around in a residential neighborhood
Some people in Louisiana have houses raised on stilts because of flooding, their are stairs to get to the house (I've had tourists ask me about this before that's why I'm mentioning it)
Yes we can tell when you're a tourist it's pretty obvious (typically it's because they try to hard to fit in or they wear beads outside of Mardi Gras and get drunk at 12 pm)
New Orleans is the largest city in Louisiana
You will find many different cultures in Louisiana not just Cajuns and Creoles because of immigration, these cultures are all very much celebrated in Louisiana
The most common non English languages spoken in New Orleans are Spanish, Vietnamese and Arabic as currently.
Here's some food from Louisiana:
A quarter of New Orleans (not the French quarter) smells like coffee because of the community coffee plant and during certain times of the year with strong winds the whole city smells like coffee
We eat red beans and rice on Monday's to honor deceased enslaved persons as they would typically eat red beans and rice once a week because they were only allowed to eat protein once a week. Not everyone knows that, I learned about this from Whitney plantation they might have information about it on their website. Not everyone eats red beans and rice every Monday or only on Monday's that's just tradition.
For creole version remember to add tomatoes
Seasoning blend is onions, red bell pepper, celery, parsley, and garlic
Jambalaya:
A dish where you cook down meat and seasoning blend and seasonings, typically the meat is chicken and sausage together then add rice and water into the pot and cook until rice is soft.
Sometimes people add cubed pork or beef, peeled shrimp, peeled crawfish, or other left over meats they have on hand.
Gumbo
A thinned brown stew with seasoning blend, at least chicken and sausage and seasonings, served over rice with fíle (a ground sassafras seasoning)
Other meats included peeled shrimp, peeled crawfish , deshelled or soft shell crab, and oysters
Cajuns sometimes add smothered okra Creoles typically add stewed / smothered tomatoes, I've seen some people add both it's up to preferences and family recipes.
Often served with potato salad
Étouffée
Peeled shrimp or peeled crawfish, seasoning and seasoning blend served in a cream shellfish flavored gravy served over rice
Sauce Piquante
Chicken, shrimp or catfish stewed in a mixture of seasoning blend, seasoning, Rotel , crushed tomatoes, diced tomatoes and tomato sauce, served over rice
One of few dishes that have no changes between Cajun and Creole recipes
Boudin
Rice dressing in a sausage casing, typically steamed or smoked
Cracklins
Extra crispy fried pork skins with some meat still attached covered in spices
Po-boy
Warm deli meats or fried seafood, sometimes in gravy on French bread (not baguettes) with mayo, lettuce and tomatoes
Sometimes has cheese, pickles or mustard typically left to customer preference on this one
Beignet
Square fried donuts covered in powdered sugar
Typically eaten with coffee, tea, hot chocolate or chocolate milk
King cakes
Cinnamon roll log made into a ring formation with vanilla icing and colored sugar on top, has a baby inside that means you buy the next king cake if you get it and good luck
Can have different fillings
Seasonal to January through March
Natchitoches meat pie
Pie dough filled with ground beef or crawfish baked into a hand held pie.
Sorry that this is so much information I hope this is helpful for people who want to write about characters from Louisiana.
Hope this helps @lifes-line sorry it's so long.
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This Is Me Trying
'I just wanted you to know that this is me trying.'
Azzi Fudd x Reader
Based on this request (sorry it took forever lol)
Masterlist
Word Count: 1.1k
Themes: depression, mild alcohol abuse, hurt/comfort
A/N: hiii so here i am trying out writing for someone other than Paige, and I really hope you like it! If this is a decent success I may write for other people as well :) And of course it was time to write a fic to go along with my most favorite song of all time (folklore stans rise up)
Lets do thisss
also sorry this is lowkey kinda depressing i am a sad girly
~
Your lack of sleep was showing in deep purple bruises under your eyes that no amount of even the heaviest concealer could adequately cover. You haven't slept well in days, and today’s shift had not helped your exhaustion. The day was filled with incessant neediness, people cussing you out, and an endless amount of shit.
Literally and figuratively.
You walk into your apartment, just wanting nothing but to fall into Azzi’s warm and loving arms, but you’re met with the still darkness of an empty home. Your girlfriend was in Las Vegas playing against the Aces, and she would not be home until tomorrow afternoon.
She had promised to call you after the game, but you weren’t sure if you would even make it through your shower, much less wait up for her by the phone for another three hours.
Your eyes fill with tears, the feeling of overwhelming loneliness mixing with your exhaustion, and as you throw your stuff on the floor, dredging your body into your bathroom, letting the downpour of water drown out your own tears.
You had become quite accustomed to hiding your feelings behind bright smiles and fake laughs, desperate to clutch onto the need to prove to everyone that you were okay.
Even if you really weren't.
Your girlfriend had enough stress on her, and the idea of her needing to worry about you, too, was enough to send guilt shooting through your entire body.
You had kept up your facade all throughout college, choosing to take long, solo car rides until you had to pull over, the tears swimming in your eyes nearly blinding you. And when you were strung along to the bars with Azzi and the rest of her teammates, you drowned your sorrows and fears with liquor, numbing your thoughts and your body until you were delirious.
You were the golden girl.
You knew what jokes to crack for which group of people you were around at the time. Your grades were stellar. And you had bagged the prettiest, sweetest girl in probably the entire universe.
So, you resented yourself for feeling anything other than being on top of the world, because it was actually quite the opposite.
It got worse once you graduated.
Azzi was often gone, traveling for away games, and that left you alone to process the unimaginable emotions that came with your budding nursing career. Feelings of loss and incompetence clouded your brain constantly.
Today was no different.
You had lost a patient, a kind, gentle woman who finally let go, taking her last breath while gripping your hand, completely alone.
It broke you, and the devastating reality had sunk into your chest, crushing all of the air out of your fragile lungs. And you were now gasping for air, leaving you feeling bereft and vulnerable, like an open wound.
Maybe that’s all you’d ever really be, and you could not help but think that you were the festering wound in yours and Azzi’s relationship, threatening to slowly tear it apart until the two of you were left standing in the tattered shreds of what used to be.
You wanted things to be okay so, so badly, but the overwhelming feelings of loneliness and longing had set in, chilling you down to the bone. And you were scared.
So you would just continue on pretending.
Azzi comes home the next day, and you put the mask back on the second she walks through the door. You’d be lying, though, if her presence didn’t make you feel the tiniest bit whole again. You melt into her arms, drinking in her presence, as she rubs your back soothingly, her face pressed into the crook of your neck.
Maybe everything would be okay, if only you could be honest with her.
~
Azzi lays in bed next to you, and you indulge in the way her smell has permeated the soft bedsheets again, after days of the scent slowly becoming less and less potent. She smells warm and comforting, and you nuzzle into her, desperate for her to fix every little part of you that was screaming out in insecurity and despondancy.
A low sigh escapes your throat, secretly wanting your girlfriend to pick up on your mood, and because she knows you better than anyone else, she does.
“What’s wrong, baby?” She questions, her tone filled with concern and worry. She places a hand on your cheek, coaxing you to look into her eyes, and the glow of the lamp on the bedside table illuminates the kindness emitting from her deep brown irises.
“I–” You begin, taking a deep breath and then stopping. Trying to put all your emotions into coherent words was quite the task. And honestly, you were terrified of how Azzi would react.
Her thumb strokes your cheek, as she sits up fully next to you in the bed, eyes still peering into yours.
“It’s okay, it’s just me,” she murmurs gently, and something clicks inside of you.
It was Azzi. You could tell her anything, and it would never even come close to dimming any of the love she felt for you.
In that moment, all the anxiety you felt about coming clean seemed silly, like it had been built up in your head to great heights, and here it was now, crashing down all around you.
“I’ve been really depressed,” you mumble, your cheeks feeling warm from her touch and the prickling of shame. “For a long time, actually. And I really fucking miss you. I hate feeling like a needy girlfriend, but I don’t know how much longer I can keep doing this.”
The confession pours out of you, and as the air stills between you, your heart races as you watch Azzi’s face contort into a look of hurt and confusion.
“Oh, baby,” she breathes, scooping you up and setting you into her lap, legs draped over hers as she interlaces your fingers with hers.
“I’ve been missing you, too. And I didn’t want you to feel like you had to sacrifice your career for mine,” she murmurs, pressing a kiss onto your temple.
Your shoulders sag in relief, and you connect your lips in a kiss. There were numerous unspoken words shared as your lips entwined in a sheer display of passion.
As you break apart, you gaze back into those dark brown eyes, pupils now blown wide. “Guess this means we’ll have a lot more time to be doing this,” you giggle, wagging your eyebrows at Azzi.
She shakes her head fondly. “Just want my sweet, happy girl back,” she whispers in your ear.
Little did she know, you already were.
~
I really hope everyone enjoyed this. I have been toying around with a lil Pazzi fic, so let me know if you'd be interested :)
xoxo katy
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