#student loan relief plan

[dontmean2bepoliticalbut]

[whenweallvote]

Millions of Americans have student debt on their minds heading into the ballot box this year — especially women of color, who are disproportionately impacted by this burden. 👩🏿‍🎓👩🏽‍🎓👩🏾‍🎓👩🏻‍🎓

The politicians WE elect can create policies to address student debt relief, college affordability, and repayment plans. Student debt is on the ballot in 2024, and we’ll be voting. 🗳️ 

Join us and 1k Women Strong in making YOUR voice heard this year. Make sure you’re registered and ready to vote NOW at weall.vote/1kwomenstrong.

[dreaminginthedeepsouth]

J.D.Crowe

* * * *

The Opus Dei court's unmistakable message to college students: you don't share our politics, so screw you. The Supreme Court on Friday struck down President Joe Biden’s signature initiative to cancel student loan debt for more than 40 million Americans. The Higher Education Relief Opportunities for Student Act of 2003 (HEROES) program would have forgiven eligible borrowers of up to $20,000 each, costing some $400 billion overall, but it was blocked by an appeals court in October. The justices were split on the decision 6-3, with the conservative majority saying the president—and his secretary of education—do not have the authority to unilaterally act without congressional approval. “The Secretary asserts that the HEROES Act grants him the authority to cancel $430 billion of student loan principal,” Chief Justice John Roberts wrote in his majority opinion. “It does not. We hold today that the Act allows the Secretary to ‘waive or modify’ existing statutory or regulatory provisions applicable to financial assistance programs under the Education Act, not to rewrite that statute from the ground up.”

In making his case, Roberts cited former House speaker Nancy Pelosi, noting that the California Democrat said in July 2021 that people “think that the President of the United States has the power for debt forgiveness. He does not. He can postpone. He can delay. But he does not have that power. That has to be an act of Congress.” The case hinged on one’s particular reading of the HEROES Act, with Republicans largely interpreting the version of the act passed by Congress as not allowing for Biden’s debt relief plan. The majority of Democrats, however, argued that the act clearly gave Biden all the leeway he needed to cancel student debt. “Congress authorized the forgiveness plan (among many other actions); the Secretary put it in place; and the President would have been accountable for its success or failure,” Justice Elena Kagan wrote in her dissent for the court’s liberal wing. “But this Court today decides that some 40 million Americans will not receive the benefits the plan provides, because (so says the Court) that assistance is too ‘significant.’” Indeed, Kagan argued, “The Court’s first overreach in this case is deciding it at all.” She also noted that there was “nothing personal in the dispute here.”

[The Daily Beast]

[jami-c]

[wisekiss22]

The Power of Breaking Free from Student Debt

Student debt is an ever-increasing problem that millions of young Americans face today. The burden of loan repayments can be overwhelming, often delaying major life milestones such as buying a home or starting a family. But what if there was a way to break free from this cycle of debt and regain control of your financial future? This is where education loan forgiveness comes into play. Education…

[dragonflute]

united states judicial system try to kys challenge GO

[batboyblog]

Things Biden and the Democrats did, this week #13

April 5-12 2024

President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.

President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.

President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.

The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.

The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.

The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.

the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West. 

The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.

The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193

[lewisjurnovoyfwb]

How a Free Debt Consultation Can Help you Plan for the Future

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Lewis and Jurnovoy is a local law office serving the Florida Panhandle. We specialize in bankruptcy law, including Chapter 7 and Chapter 13 bankruptcy. We will work to achieve the best financial remedy for your outstanding debts.

[biglisbonnews]

Dreaming of Student-Debt Relief Eight people on what President Biden’s loan-forgiveness plan would mean for them. https://www.thecut.com/2023/02/8-people-on-how-student-loan-relief-would-change-their-lives.html

[nillial]

everyone who wants that sweet sweet 10-20k of student loan debt relief: you have to apply for it by the end of the year, and while the application isnt live yet u can learn when it is by signing up for a reminder here: https://www.ed.gov/subscriptions

EDIT AUG 26 2022: i got it wrong, the application OPENS by the end of the year!! also the process is only automatic IF ur info is on file with the dept of education, but it's always good to sign up for updates jic!!! here's a basic fact sheet:

[robertreich]

The Truth About Trumponomics

Trump and Republicans want to wreck your bank account. Here are 5 things you need to know about Trumponomics.

1.Trump wants tax cuts for the rich, at your expense.

Trump’s tax cuts for the rich and big corporations added about $1.7 trillion to the national debt, with few benefits trickling down to the middle class — in fact, it raised taxes for more than 10 million American families.

Now Trump and Republicans want to make the tax cuts for the rich permanent, blowing up the debt even further. And then they’ll use that debt to justify this:

2. Trump would cut Social Security and Medicare — programs you’ve been paying into!

In every year of his presidency, Trump submitted a budget that tried to cut Social Security and Medicare. And he knows that’s the only way he can even begin to pay for extending his tax cuts for the rich.

3. Trump and his allies are pro-junk fee.

When the Biden administration issued a rule capping credit card late fees at $8, Sen. Tim Scott, a Trump surrogate, tried to overturn it in the Senate. And then a Trump-appointed judge issued a temporary injunction that blocked the rule from taking effect. Eliminating that rule would cost American families an estimated $10 billion a year.

And when the Biden administration required airlines to issue automatic refunds for canceled flights, Trump’s allies in Congress fought to block that too.

When Trump was in office, his administration fought against efforts to rein in airline junk fees.

Corporations nickel and diming us like this makes inflation worse. If Trump gets back in the White House, buckle up for more junk fees.

4. Trump would send health care costs soaring.

Republicans have committed to repealing the Inflation Reduction Act, which would strip Medicare of the ability to negotiate drug prices, and let Big Pharma send the price of insulin and other life-saving medicines back through the roof.

And Trump is still fixated on repealing Obamacare, with no plan to replace it.

TRUMP: Obamacare is a disaster. We’re gonna do something about it.

That would strip coverage from tens of millions of Americans, drive up premiums, and let insurers charge more or deny coverage to people with preexisting conditions.

5, If you’ve got student debt, you’re out of luck with Trump.

In contrast to President Biden, who’s canceled more than $160 billion of student debt so far, Trump is against student debt relief. In his first term, he tried to eliminate the popular Public Service Loan Forgiveness program for people like teachers and nurses, and he’s called the idea of debt relief “unfair.”

What’s unfair, is how student debt hurts not just the roughly 40 million Americans burdened by it, but the entire economy, since Americans with debt have less money to spend, are less likely to start a business, less likely to buy a home, and more likely to rely on government assistance.

The MAGA agenda would make nearly every aspect of your life more expensive, while making the richest Americans even richer.

Teddy Roosevelt’s economic plan was called the Square Deal. Franklin Roosevelt’s was the New Deal.

What Trump is offering is simply a Raw Deal.

[afeelgoodblog]

Best News of Last Week - December 11

1. Biden administration to forgive $4.8 billion in student loan debt for 80,300 borrowers

The Biden administration announced on Wednesday that it would forgive an additional $4.8 billion in student loan debt, for 80,300 borrowers.

The relief is a result of the U.S. Department of Education’s fixes to its income-driven repayment plans and Public Service Loan Forgiveness program.

2. Detroit on pace to have lowest homicide rate in 60 years this year

A partnership to reduce Detroit crime is being praised with the City on pace for the fewest homicides in 60 years.

"This is the day we’ve been waiting for, for a long time," said Mayor Mike Duggan. The coalition which includes city and county leaders that Detroit Police Chief James White formed in late 2021 to return the criminal justice system in Detroit and Wayne County to pre-Covid operations.

3. Dog that killed 8 coyotes to protect sheep running for Farm Dog of the Year

Over a year ago, Casper was stacked up against a pack of 11 coyotes, and he overcame them all to protect the livestock at his Decatur home. Now he needs your help.

Casper, the Great Pyrenees livestock guardian dog, needs the public to vote for him to become the American Farm Bureau's "Farm Dog of the Year: People's Choice Pup" contest.

4. Shimmering golden mole thought extinct photographed and filmed over 80 years after last sighting

De Winton's golden mole, last sighted in 1937, has been found alive swimming through sand dunes in South Africa after an extensive search for the elusive species.

5. About 40% of the world's power generation is now renewable

The International Renewable Energy Agency (IRENA) and World Meteorological Organization (WMO) have released their first joint report to strengthen understanding of renewable energy resources and their intricate relationship with climate variability and change.

In 2022 alone, 83% of new capacity was renewable, with solar and wind accounting for most additions. Today, some 40% of power generation globally is renewable, due to rapid deployment in the past decade, according to the report.

6. Jonathan the Tortoise: World’s oldest living land animal celebrates 191st birthday

The world’s oldest living land animal - a Seychelles giant tortoise named Jonathan - has just celebrated his 191st birthday. Jonathan’s estimated 1832 birth year predates the invention of the postal stamp, the telephone, and the photograph.

The iconic creature lived through the US civil war, most of the reign of Queen Victoria, the rise and fall of the Soviet Union, and two world wars.

7. New enzyme allows CRISPR technologies to accurately target almost all human genes

A team of engineers at Duke University have developed a method to broaden the reach of CRISPR technologies. While the original CRISPR system could only target 12.5% of the human genome, the new method expands access to nearly every gene to potentially target and treat a broader range of diseases through genome engineering.

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That's it for this week :)

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[prismatic-bell]

I am literally crying. There are tears on my face.

This is the first time in my entire adult life I’ve felt like I wasn’t running away from an avalanche.

You’ve gotta read it, guys. The whole thing, not just the headline. (DailyKOS is free.) The ten grand in forgiveness is only the start. HE’S FREEZING INTEREST ACCRUAL. WHAT YOU OWE IS WHAT YOU OWE. The requirements for debt repayment are changing so more people are eligible for $0 monthly payments. There are some interest changes for current students that I admittedly kind of skimmed because I’m not a current student, but if you are or you work in education there’s some important stuff for you too.

AND PELL GRANT RECIPIENTS GET $20K IN FORGIVENESS. If you don’t know why that’s important: one of the criticisms of the original $10k plan was that a lot of Black students graduate with greater amounts of debt due to generational poverty and, probably, a dose of discrimination. THE MAJORITY OF PELL GRANTS GO TO BLACK RECIPIENTS. He can’t legally say “oh, and Black students get more,” but he can say “this program for people in dire need gets more, and because of the racial history of our country, most of the people in that program are Black.” And he did. It’s not a perfect solution, unfortunately I don’t think there is a perfect solution, but it’s pretty damn good. I’ll take “80% right” over “100% wrong.”

Also…he didn’t SAY anything about lowering college costs….but he sounds like it’s on his radar.

I now have $31k in student loans, thanks to Biden, and it’s not going to grow anymore. I would like my nieces to not need any—or at most, as the last generation used to say, “you can pay it off with a summer job.”

So let’s keep it on his radar. Until college is simply a step, not a pipe dream, for everyone.

[qqueenofhades]

So it looks like Sinema, having gotten her requisite pound of flesh for her billionaire hedge fund buddies (basically, they agreed to keep the carried-interest tax loophole and replace it with an excise tax on stock buybacks), has finally agreed to support the Inflation Reduction Act, otherwise known as the $740 billion "pretty much Build Back Better but we are calling it something different" bill that Manchin and Schumer came out with. If/when it passes, which could be as soon as this weekend, the Democrats will have achieved -- with a 50-50 Senate with two habitual Manchurian candidates, a four-seat House majority, a rampantly fascist opposing party, a Supreme Court openly bent on destroying democracy and personal liberty, and an active criminal investigation into the previous administration -- at least the following:

The American Rescue Plan, aka the first post-inauguration $1.9 trillion Covid relief package, which was the largest investment in the working class since the New Deal;

The bipartisan infrastructure bill, which is the first major structural and transportation modernization and systemic overhaul for the country since the 1970s;

The first significant gun safety legislation in 30 years and since at least the Clinton administration;

Multiple executive orders now signed on protecting abortion rights and access to reproductive care, including travel out of state if necessary;

A bill in the works to officially codify same-sex marriage and thus protect it from SCOTUS;

Reauthorization and improvement of the Violence Against Women Act, including strong new protections for LGBTQ+ and Native American victims of domestic abuse or sexual assault, including the ability for Native courts to prosecute non-Native offenders for sex crimes for the first time in history;

Finally (FINALLY) making lynching a federal hate crime;

The largest climate legislation ever passed in America (this bill), which also establishes a federal minimum 15% corporate tax rate and lowers healthcare costs, including for essential medications like insulin, by, like, a lot;

Passage of the PACT Act, aka expanding healthcare for disabled veterans exposed to burn pits, also the biggest expansion in this field for a generation despite Republicans briefly killing it in an outburst of pettiness;

Consistent big packages of support for Ukraine, rebuilding of foreign alliances, huge bipartisan support for including Sweden and Finland in NATO (hahahaha fuck you Josh Hawley);

The CHIPS act, which creates tech and manufacturing jobs in America and was made even sweeter by how thoroughly they fucked over McTurtle to do it (since oh boy does he deserve a taste of his own medicine);

Ketanji Brown Jackson, the first Black woman on SCOTUS, and not an awful white supremacist stand-in like Clarence Thomas, but a genuinely progressive and thoughtful jurist;

Cancellation of almost $6 billion in student loans for the poorest and most defrauded borrowers, such as those who attended scam for-profit "colleges";

And so on and so forth!!!

So like. Please tell me more about how the Democrats are incompetent, their leadership is bad, they are in Disarray TM, you are a terrible person if you support Biden or give them any credit at all, and you're just not excited to vote because they haven't done anything. Like yes! There is a lot more to do! Despite them suddenly deciding to play ball on this particular occasion, Manchin and Sinema still need to be made irrelevant as soon as possible! But as I said, this is happening with the thinnest of imaginable Congressional control, as the other party is literally trying to destroy democracy in real time before our faces. That is not irrelevant.

Also: ruby-red Kansas curb-stomped an attempt to outlaw abortion rights, and approximately 77% of the entire country supports this current bill. The generic Congressional ballots have all shown major movement toward Democrats, and frankly, I have a feeling that we have only just started to see the full impact of post-Roe fallout. So if you get off your asses, quit whining, and put the work in, we could actually win the midterms and then do EVEN MORE!

So yeah. Uh. Food for thought.

[wisekiss22]

The Power of Breaking Free from Student Debt

Student debt is an ever-increasing problem that millions of young Americans face today. The burden of loan repayments can be overwhelming, often delaying major life milestones such as buying a home or starting a family. But what if there was a way to break free from this cycle of debt and regain control of your financial future? This is where education loan forgiveness comes into play. Education…

[fans4wga]

August 4 - Hollywood Food Insecurity Spikes Amid Strikes

The entertainment industry’s most vulnerable workers are increasingly unable to feed themselves amid a historic double strike with no clear end in sight, according to non-profits tasked with addressing the food insecurity crisis. They describe Hollywood’s ongoing work stoppage — prompted by the contractual impasse between the writing and acting guilds on one side and the Alliance of Motion Picture and Television Producers on the other — as a humanitarian emergency broadly affecting the community, not just striking union members.

The Los Angeles Regional Food Bank, which runs pantries for those in need throughout the county, attributes a meaningful portion of its nine percent uptick in year-over-year distribution to the strikes’ impact. “When income stops immediately, the demand rises very rapidly,” explains chief development officer Roger Castle.

“This is happening right after the pandemic, which drained a lot of people’s savings,” observes Keith McNutt, executive director at the Entertainment Community Fund, which has distributed $3 million to more than 1,500 workers as of Aug. 1. “So, you have the financial burden on people who’ve already been depleted.” As a result, his organization — whose donors include Seth McFarlane, Steven Spielberg, and Greg Berlanti — has seen an unprecedented wave of immediate requests for basic living expenses, including groceries. “Before this started, we would do about 50 grants out of the L.A. office a week. Now we’re getting 50 applications a day.”

On July 28, below-the-line unions IATSE and the Teamsters Local 399 held a drive-through food drive for industry members affected by the strikes at IATSE’s West Coast headquarters in Burbank. It drew about a thousand vehicles throughout the day.

According to the relief nonprofit Labor Community Services, which helped to organize the event and is planning another in August, the organization distributed 1,740 food boxes, feeding an estimated 8,700 people, that day.

In California, striking workers are ineligible to receive unemployment assistance, while nationally, they cannot receive SNAP food benefits unless they qualified pre-strike — something Sen. John Fetterman of Pennsylvania is aiming to change with a new bill, introduced July 27. One place that striking actors in particular can turn to for help during the work stoppage is the SAG-AFTRA Foundation, which offers emergency financial assistance and other resources, including grocery store gift cards, to union members. SAG-AFTRA made a seven-figure donation to the Foundation early in its strike to assist these efforts. (The WGA West does provide its own members with emergency financial loans from its strike fund and Good and Welfare fund.)

Cyd Wilson, its executive director, has seen an explosion in demand for the organization’s help. “People are making these decisions: Should pay my rent, or should I put food on the table? Should I put food on the table, or should I pay my utilities?” she explains. “There’s a great deal of suffering that’s happening.” By Wilson’s estimate, the foundation is now handling 40 times its typical number of applications per week, and it has already distributed as much in grants since the beginning of the WGA’s strike three months ago as it typically would in the span of a given year.

Meanwhile, Groceries for Writers, a direct aid project administered by Humanitas, a non-profit focused on film and television writers, has distributed more than 1,100 gift cards to WGA members since the onset of its work stoppage in early May. Humanitas executive director Michelle Franke says that “many of these writers have left notes indicating they’re in very urgent financial situations. Writers describe struggling with student debt, falling into eligibility gaps with CalFresh and EDD [state unemployment assistance], eviction notices, writing teams splitting low pay, having only just moved to Los Angeles and not having a large local support network as a consequence, dwindling savings.”

Groceries for Writers is hardly alone in addressing the growing need. In July, L.A.’s World Harvest Food Bank founder and CEO Glen Curado estimated to The Hollywood Reporter that his organization, which is offering free food to striking writers and actors, was serving an average of 150-200 members of this group per day. That effort was inspired by The Price Is Right host Drew Carey’s gesture of paying for all striking writers dining at Bob’s Big Boy in Burbank and L.A.’s Swingers Diner for the duration of the work stoppage.

THR asked both the AMPTP and the talent unions whether they bear any responsibility for the worsening situation. In a statement, a spokesperson for the AMPTP said: “Like those negotiating on behalf of the guilds, representatives from the AMPTP and its member companies came to the table in good faith, wanting to reach an agreement that would keep the industry working and prevent the hardships caused by labor strikes.” SAG-AFTRA didn’t respond to a request for comment, while a WGA spokesperson said in a statement: “The public knows that working people are putting everything on the line in order to negotiate a fair deal with the studios who have caused this strike and the resultant suffering by refusing to address the reasonable proposals that writers brought to the table over 90 days ago.” Neither the AMPTP itself nor any of its major studio and streamer members responded when THR asked if the companies or their philanthropic arms had made any contributions specifically to address the industry’s food insecurity crisis since May.

Support staffers — early-career workers who fill roles such as assistants and coordinators and tend to be low-paid — are especially at risk at this time. “So much of the compensation that they receive is, no one’s going to say it, but it’s implied to be food-based,” notes Liz Hsiao Lan Alper, the co-founder of advocacy group Pay Up Hollywood and a WGA West board member. Alper says that support staffers are often paid the “bare minimum” but access complimentary food through writers’ rooms, craft services on sets or in agency kitchens and conference rooms. And so, when the strikes occurred, the need was “overwhelming,” she explains: “It’s invisible compensation that just went away when the work stoppages happened.”

For that reason, on June 7 Pay Up Hollywood relaunched its COVID-19-era Hollywood Support Staff Relief Fund. So far, the fund has distributed around $45,000 in one-time financial need grants up to $1,000 apiece, according to organizer and support staffer Alex Rubin, who says she’s encouraged support staffers to obtain free food distributed on picket lines. “I think that there is a little bit of embarrassment and insecurity about not being able to feed yourself,” she says. “It is the reason why we give our grants as just like, ‘Here’s a one-time grant. You don’t have to tell us how you want to use this.’”

Helping people in entertainment with food during work stoppages is a “tangible message,” says James Costello, a Teamsters Local 399 driver and an IATSE Local 44 prop master, who was volunteering at IATSE’s July 28 food drive. A second-generation Teamster, Costello still remembers a union strike in the 1980s that prompted his parents to warn their children that their Christmas holiday would be affected that year, and the Teamsters emergency relief that arrived in the fall, offering groceries and a Christmas tree.

As the strikes drag on and both the WGA and SAG-AFTRA have yet to formally reprise negotiations with the AMPTP (although the Writers Guild is set to have a preliminary meeting with the studios’ organization on Aug. 4), the non-profits on the front lines of the industry’s food-insecurity crisis are girding themselves for a long period of need. SAG-AFTRA Foundation’s Wilson says it’s pursuing a “very aggressive fundraising strategy” to meet the demand. (Already, it’s netted over $15 million in emergency assistance from stars like George Clooney, Nicole Kidman, Matt Damon and Dwayne Johnson, who are donating $1 million or more apiece.)

The Entertainment Community Fund’s McNutt notes that pocketbook pain will outlast the current conflict. “Just because the strike ends, it doesn’t mean the need will end. Everyone doesn’t go back to work the next week. We’re going to be looking at this [elevated] level of need for months afterward.”

Give to the Entertainment Community Fund

Give to Humanitas' Groceries for Writers

Give to the Green Envelope Grocery Aid mutual aid fund