#two of my roommates couldnt make rent last month | Explore Tumblr Posts and Blogs

meggannn · 6 years

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LOL YOUR ROOMMATE?? I can't stop laughing omg

god did i ever share the full story of what happened with my housemate last year? i think i bitched about her a little bit but here’s the full write-up of my six months with that housemate. unedited and probably full of errors and discrepancies sorry cause im going off entirely from memory

i’ve now moved out of this apartment, but i was there for a year with three other girls. two of them i got along with fine, and we introduced ourselves to each other before we moved in because that’s common courtesy to see if we get along right? but basically before any of us could talk or interview candidates for the last spot in the apartment, this girl, i’m making up a name and calling her emily, this random girl named emily basically came in and signed on for the spot on the lease without talking to any of us. uh, okay? so we eventually all get in a group chat and talk and introduce ourselves and plan to move in. day one: emily moved in before me and i moved in a few hours later. i walk in and see the kitchen and she’s already covered the fridge with magnets and pictures and paper clippings featuring…. herself. like, a few of them had her friends, but most of the pictures were of her. basically. am i crazy or is that fucking weird? so from the get-go she just seemed……. if not privileged (which i also knew she was later), then definitely some sort of weird type of entitled but i couldn’t tell if it was maybe just cultural differences? (she was russian but had grown up in the states. idk)

anyway. she had this boyfriend who would come over occasionally, it was no problem since we didn’t talk and just waved hi to each other occasionally. but from the first week she and another housemate who lived on the far end of the apartment were both having trouble sleeping because someone else on the floor was blaring their tv loudly all hours of the night in the room next door. after several weeks of not being able to sleep through the night, they’d pretty much had enough and managed to track down whose apartment it was, and it turned out to be this elderly black woman’s apartment. i don’t really know if the woman understood why they were so upset because i think she might have been going slightly senile as well, so i think maybe the tv, or the volume, was something she wasn’t entirely aware she was doing? but the other housemate, i’ll call her veronica (who is more chill but was still upset) understood that this was probably not a fight they wanted to pick. veronica noticed that the elderly woman had a middle-aged male visitor, who looked like family, come visit the woman a few times a week and take care of her/take out the trash etc, so veronica decided to wait until she saw the visitor again to talk to him about lowering the volume or turning the tv off, or maybe getting his relative headphones or something. but emily, like….. kept pushing it every single night. every single night for the first month or so she’d stomp across the floor and rap on the door loud enough to wake up the entire floor (the walls were thin and it wasn’t a big building). and most of the time the woman didn’t respond, but there was one notable time someone else got fed up enough to wake up at 2am and yell at emily (deservedly so) for waking up the whole hall. all of which i heard very clearly because my room was next to the main door to out apt.

things escalated when i overheard emily talking to her friend on the phone about the situation and then she mentioned that in retaliation, she went over in the middle of the night and put vaseline on the woman’s door handle. i was kind of stunned and disgusted that a grown ass adult (she’s at least a few years older than me, i’d guess late 20′s/early 30′s?) would do something like that???? but anyway a few nights later iirc, once again in the middle of the night, i was woken up by a shouting match down the hall because apparently the male relative had come back to check in on who he said was his mother, and HE WAS PISSED, UNDERSTANDABLY SO, AT FINDING MY ROOMMATE IN THE MIDDLE OF PUTTING VASELINE ON THE FLOOR CREVICE UNDER THE DOOR. LIKE. THAT’S NOT JUST PETTY BUT REAL FUCKING DANGEROUS TO DO TO AN ELDERLY WOMAN. he basically shouted at her and she kept talking about how she can’t sleep for months because of the noise, and whatever, but she stomped back to our apartment and they had this argument loudly at the door (remember, my room was right next to the front door). i listened to it for a couple minutes wondering if she would like, acknowledge what she did was wrong? and it became clear that she was so focused on the noise she wasn’t listening to this dude, so i came out and i tried to be a voice of reason. the guy was understandably really pissed that she would do something like that and i apologized for her and said she was wrong to do that (she had stomped off back to her room meanwhile) and he seemed grateful to talk to someone who wasn’t batshit crazy in the meantime so he mentioned that he had grown up in this building all his life before moving out so it hurt to see someone treat his mother this way who had lived here for 50 years or something. and after that i was just thinking like, jesus, this is so not the kind of fight you want to have with a family like this as a white woman in a gentrified apartment complex. like at some point you need to realize this is not your fucking place and if you must settle things, do it civilly or just dip out entirely.

i think emily eventually apologized and he accepted and they found out that the tv wasn’t even coming from the woman’s room at all, but from someone on the floor above who THEY also had had problems with for months.

veronica was away on a trip i think during this climax, but before, while it was still escalating, i was talking with veronica and veronica mentioned she and emily had bitched about the noise to each other often, but veronica said she drew the line when emily basically started making her complaints race-themed ever since she found out the elderly woman was black. etc the complaints turned from “it’s too loud” to “this neighborhood is so ghetto” and “that’s what black ppl are like” and stuff like that. veronica wasn’t cool with that, so she planned on handling any other complaints herself directly so she could resolve things like a normal person, but ever since veronica mentioned that i knew emily was a pos

emily also complained about people partying/drinking on the street outside till ~11pm, which imo isn’t too unreasonable, like normal people do, and basically being too loud or whatever. on some level i get it cause she had to go to sleep early to go to work early, but also at some point i was just wondering how she functioned as a human being in the real world

ANYWAY THE STORY I TELL AT PARTIES IS THIS ONE, THE ONE IN WHICH SHE LEAVES (i will try to keep this as short as possible while still giving you all the details you need to understand just how fucking weird it was):

in early november, emily group messaged everyone asking if her boyfriend could come live with us. to her credit she said she wouldn’t do it unless everyone was ok, and she waited to hear back from all of us. i was out of town at the time but i remember being really put off by this idea and i was going to say no, when i noticed that my two other housemates had ALREADY said yes in the chat. just like that. i was stunned. what? like, no follow-up questions or “we dont even really know him” or “how is this gonna work”? were they fucking insane?

i messaged her privately saying i really wasn’t comfortable with it, for xyz reasons. among those being 1) rent, because nowhere did she offer to split the rent five ways instead of four (they were basically going to split her room between them, which, no). 2) fridge/living space, which was small enough with four people to one apartment as it is, and 3) just overall “i dont fucking know him” atmosphere. she messaged back saying she understood, and i got to asking why this was so important to her to do now, because she mentioned she wanted to do it “asap” if we’d said yes.

and this is where my “no” turned into “hell fucking no.” she told me this:

in response to my question of if she’d want to put him on the lease, she said no, she wouldn’t want her boyfriend on the lease in case “something happens so she could just tell him to leave” (raising my question: what, exactly, do you expect to happen? maybe the landlord, who lives in the building, finding out someone’s living here illegally? bc THAT WOULD DO IT FOR ME)

she was marrying him in december which is why she wanted it to happen “soon” so they wouldnt be living apart. i asked why she couldnt just wait until the lease was up to do all this, to which she said:

her boyfriend’s green card (he was russian) had expired so he was now paying month to month and that’s when i realized, oh. bitch he’s using you for a green card marriage and you’re trying to inconvenience all of us instead of owning your life like an adult, or something

at some point during the conversation she like tried to bribe me with a couple hundred extra dollars per month “to cover the cost of the extra utlities/wifi/inconvenience,” which i politely declined. this was when i said basically “look i never got the sense you particularly liked living here (massive understatement) and i think that it’d work out best if you moved out, which you’re clearly already planning to do”

and she did start looking immediately. at some point while she was looking i overheard her talking to veronica mentioning that he was a huge fan of putin and she’d asked him to like, politely, stop?, lmao because she didn’t like his entire yknow politics, and he basically said “i’m sorry, i can’t betray my personal/national identity, i just really believe in putin” or whatever the fuck and i thought to myself, this bitch is marrying him anyway for some godforsaken reason

i don’t know why i hoped that she would be any more considerate moving out than when she moved in, but somehow i was still surprised when the sublet she picked out was someone she never introduced us to or mentioned before, she literally just said “hey here’s your new housemate and when she’s moving in” and dropped us a phone number and facebook page.

one last thing: while emily was moving out, veronica mentioned to me that she was really pleased i stood up to her because she felt massively uncomfortable with the situation too. i asked why she didn’t say something, and she said she talked to emily privately airing out her problems, and emily had managed to talk her into accepting that sort-of bribe privately off message, and emily told her ‘just say yes’ in the chat, so she did and was kind of kicking herself for it after. (our other housemate was off doing fuck knows what at this point; she was gone for weeks on end leaving us to take care of her guinea pigs for her with little to no warning.)

but then, veronica says, the big thing that astounds her is that this wasn’t even the same boyfriend who she’d had when she’d moved in. six months had passed by this point. SHE HAD BEEN DATING GREEN CARD GUY FOR LIKE, THREE MONTHS WHEN SHE DROPPED THIS ON US

and then she moved to fucking harlem, one of the yknow most diverse neighborhoods in the city known particularly for its black heritage, so i guess have fun honey

(her replacement somehow turned out to be just as bad as she was, so you can imagine why i was eager for my lease to end in may)

#stuff #Anonymous #askbox

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finsterhund · 2 years

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You know how I loaned my roommate a large sum of cash this month under the explicit understanding that he'd be paying for this vet appointment?

Yeah you already know where this is going.

Why in the fuck did I do that???? Why in the absolute fuck???

Not only is he not able to pay for todays appointment but he COULDNT MAKE RENT EITHER. man what in the FUCK. So I'm stressed beyond belief. Cazza spent all last night throwing up. I'm sore, hungry, tired, weak, pissed as all hell. I do have the money. Thanks to my friend Rob who has been saving my ass at every turn. But gofundme hasn't fucking sent it to me yet. I haven't even gotten the email that they're sending it. I guess it's because weekend? Why the fuck do entirely automated digital systems take HOLIDAY???? So now I had to grovel at the vet clinic about how I got fucked six times sideways after getting burned in the same fucking ways how many times at this point?

They were understanding and very compassionate and kind to me about it but the fact that I had to do it at all... I’m supposed to be providing for Cazza. Some fucking shit dad I am. So utterly fucking humiliating.

The lesson learned would be absolutely under no circumstances roommate + money.

I don’t want to say I’m being taken advantage of but it does at least *feel* that way.

I want to raise a fuss. I want to be a brat. I want to throw an absolute mega tantrum. I seriously can't put up with this shit any longer. The combined hell of watching Cazza's health slip right fucking in front of me, my inability to sleep, and this financial fuckery is just too much. I'm not begging for any more financial assistance here. Every donation helps, yes. But I have enough money currently on the way. That's not what's hurting me right now. If that makes sense.

How is any of this just or fair? It fucking isn't.

So at today's appointment Cazza's white blood cell levels STILL aren't good enough for chemo. It has been two weeks now I will have to check I can't remember. It has been longer than ever before I want to fucking punch a hole in the wall and scream and kill. But that won’t make any fucking difference.

Then when roommate comes to pick us up after the appointment I can smell yummy hot breakfast food smell in his car and man. MAN. MAN. FUCKING. Want. Humngy. Breakfast. Additional screaming.

So anyways Cazza is going back in next wednesday and I am mere inches away from ripping people’s arms off and biting off faces.

#text post #negative #long post

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glowstickhaloboy · 7 years

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klance roommates au

usual disclaimer: its long as hell

keith is the newly hired, up-and-coming sales rep of his office job. hes fresh out of college, determined, and as awkward as he is in real life, he knows how to make a sale because its all scripted. his boss, doris, a wrinkly old lady who brings in cookies for the office at the end of every month, adores this strapping young man with a real work ethic.

his brother, shiro, is an ethics professor at the local university, Bullshit University (BU). while shiro is glad that keith is doing really well in life for this age, he has this annoying habit of constantly asking keith if hes alright, or if he needs anything, or if theres anything he feels like he wants to do to make himself better. keith always says no.

BU has a bs program called Apprenticeship, wherein a student will be mentored/sponsored by a professor, and the ethics department is head of the program, so shiro also hand picks his own apprentice and its a Big Deal and there are so many kids who apply for it not only because professor shirogane is hot as balls, but because this program gives out credits like candy. this semester’s lucky apprentice is none other than lance mcclain.

lance, if you ask him, will say that this all went completely according to plan and he never once doubted that shiro would pick him. on the inside, he is in an eternal state of wtf wtf wtf wtf how did i do this??!?!?!!!

keith knows that this is something shiro does because shiro likes to update keith on his life, so he’ll call and they’ll chat for a while and usually there will be some mention of an apprentice and whats going on with their studies. as the school year comes to an end, keith obligingly asks shiro who his chosen apprentice is for the upcoming year.

the line goes quiet.

“shiro? did i lose you?”

“no, im still here.”

more silence.

keith says, “what is it.”

“i have a small favor to ask of you.”

lance, if you asked him, would say that his interview with shiro went very well. he would say that he had shiro eating out of the palm of his hand. in reality, there was a lot more crying about money and family matters and anxiety for the future, and when shiro offered lance a tissue lance mistakenly grabbed shiro’s tie and blew his nose into it. two weeks later, he was asked to submit a final letter of intent, which he almost didn’t do because he was too embarrassed, then stayed up all night before the deadline because he couldnt not take a shot at it.

the problem with an apprenticeship position was that it was not like a residency staff position, wherein lance could live on campus without being charged a room & board fee, and he could not be both a part of residency staff and an apprentice. (the residency staff made his decision easy by rejecting his application, but still, it was a bummer.) that being said, lance had absolutely no money to stay on campus next year, and he could not commute because he lived four hours away from the school.

keiths apartment, shiro had not failed to notice, was a convenient 32 and a half minutes from the campus.

“you want me to what?” keith asks shiro, paling, staring into his categorized fridge. he knows where everything is. he decides where everything is. he is not sharing his living space with some kid.

“hes not some kid,” says shiro. “hes 20 years old and he needs this. i really want to make this opportunity work for him, but the school wont let him stay with me. please, keith. i think this would be good for both of you.”

“what is that supposed to mean?”

“can you honestly tell me that you arent lonely all by yourself?”

“no, im not. im comfortable and in control of my own life. i dont want one of your projects from the projects ruining everything ive worked to get, and i think its bull-headed of you to assume that you know whats best for me, like you always try to do, and i think its rude of you to invite someone to live in my apartment.”

“he likes mus-”

keith hangs up on shiro mid-word, fumes for a few hours as he gets some work done and eats dinner, then goes to sleep.

the next day, keith feels guilty, sure, but he stands by what he said. shiro would call him in a few days and initiate the apology, and they would both put it behind them without mentioning it again. until then, he would throw himself into his work and pretend that everything was fine.

at 6pm, doris knocks on the side of his cubicle, smiling down on him in all her wrinkly glory. shes 60 going on 80 with graying hair and a cozy southern drawl. “darling, why are you still sitting at that desk? its a friday night. youre young, youre cute, you must have a sweetheart you wanna spend it with, or some friends at least.”

keith smiles politely. “thats alright, doris. id rather work, honestly.”

“you sure, honey? i admire a good worker, but if youre working good for the wrong reasons, thats nothing to be proud of. dont you have a nice girl to go home to?”

keith isnt even going to touch the last part of that statement because he doesnt know doris’s political views and doesnt have the time nor patience for a lecture from her in case her warm hospitality is all a condition of keiths being a Model Young Man. he grimaces and says, “no, i dont. and if i did have someone to go home to, it wouldnt be the start of a night going out on the town, it would be someone to have a relaxing night in with.”

“that sounds nice,” says doris, with a minor suggestion behind it that keith should get his coat and get the hell out of here.

“but id really prefer to work,” insists keith. doris clicks her tongue and tells him to suit himself.

meanwhile, lance is panicking. here he has this amazing opportunity, and no way to make it happen. hunk, allura, and pidge all live on campus, apartments nearby are way too expensive, and nobody on the forums is responding to his roommate pleas. he has made it clear that he will take literally anything, and still, no bites.

“im sorry,” shiro says at the start of their meeting. “i tried to set something up, but it fell through. there are a couple of scholarships you can try applying for, but their awards arent given out until december, so youd have to find a way to make ends meet until then.”

“and i cant be a part time student working,” says lance, “because part time students arent eligible for the internship.”

shiro sighs grimly. “thats right.” for a moment, he does nothing but frown at the wall, and lance has nothing to say so he doesnt interrupt. slowly, without explanation, shiro picks up his desk phone and dials. after a moment of patience, he sets it back down and pinches the bridge of his nose. “i want to figure something out for you, lance. do you have any ideas?”

lance shakes his head, shrugging. “i asked a couple of my friends to get an apartment with me, but two of them are residency staff, and the other one takes too many classes a semester to be able to work enough to afford an apartment.

shiro is about to say something, but the phone rings. he snatches it up. “keith? i thought you were ignoring me. oh. no, thats not it. actually, um, i have him sitting in my office with me. i was hoping you had reconsidered.” there was a very long pause. “i understand that,” says shiro. lance’s organs are all mixed up. his heart is beating in his throat and his stomach is somewhere near his feet. “i understand that,” he says again. “im sorry for what i said. you know i didnt mean it that way. i worry about you, thats all, because im a worrier. im not trying to influence your life at all, i really am just asking for a favor. ive exhausted all my other options. keith, youre all ive got.”

he covers the speaker with his mouth and looks at lance. “are you comfortable talking to him?”

lance balks. “who is it?”

“my brother, keith, the person im trying to get to let you stay with him. he wants to talk to you.”

lance holds his hand out for the phone, and shiro passes it over. lance says, “hello?”

“give me one reason why i should let you stay with me,” says a voice that is not exactly what lance is expecting, but still intimidating. “its not a trick question or a test, but it is pass-fail.”

lance’s mouth is so dry, he isnt sure he’ll be able to speak. “i,” he starts, then decides that he cant, then realizes that he has to. “i dont know what im doing. everyones trying to tell me what i should do, or what i have to do, but your brother--um, professor shirogane--is the only person whos asking me what i want to do. that means a lot to me, and so does the fact that he chose me to be his apprentice. so i want to give this my honest to god best shot to repay him, and because i need to know for myself what im capable of. so, um, sir, if you can give me my foot in the door, i promise i would be grateful for that, and if it doesnt work out, then you can kick me out, and i’ll still be grateful that you gave me the chance. um, thanks for giving me the chance to talk.”

there was a long beat of silence. shiro’s mouth was covered with his hand, so lance couldnt tell if he was smiling, but his eyes were definitely shining.

keith said, “shiro always does make people want to be the best version of themselves. dont tell him i said that. put him back on the line.”

lance shakily handed the phone back. shiro put it to his ear. “keith? uh huh.” he chuckled. “i know.” he closed his eyes, the tension seeping out of his shoulders, and lance couldnt help but feel his hopes soar. “thank you, keith. i promise i’ll pay you back for this, and you wont regret it.” he hangs up. “lance, you have a place to live next year.”

come the end of august, keiths career is running itself. he clears out the storage room in preparation for a temporary guest with the help of shiro, whose job it is not only to set up the room, but to pay lance’s half of the rent if lance should default.

two days after the bed and desk are built, lance mcclain moves in. hes weighed down by bags when keith answers the door, looking boyish and disheveled. “whoa,” he says, and stumbles back, almost loses his balance, then manages to catch himself.

keith prickles. “what?”

lance’s eyes swoop up and down keith a clean once.

“youre shiro’s younger brother,” he says, blinking in surprise. “i didnt expect you to be so... you sounded older and mea-- um, on the phone. i thought i was going to be living with a forty year old dude or something, but you’re. um. hi, im lance mcclain.”

he sticks out his hand, strapped down by bags. keith shakes it.

“keith kogane. your room is down the hall and to the left. the bathroom is the first one on the right. my bedroom is the door at the end of the hall, the one thats always shut.”

lance nods. “right,” he says, sounding choked. “i’ll just put this stuff away then...”

he gets inside his room and calls hunk, freaking out about how the guy he has to live with is a lunatic and might also be a serial killer. how else did one explain his bathroom being so freakishly clean? hunk tells lance to calm down and that its just first-day jitters. everything will feel normal once lance gets the routine down.

but lance does not get the routine down. if keith isnt telling lance not to move the milk in the fridge (lance needed somewhere for his blueberries), then he was shouting through the bathroom door to shut up (lance sang in the shower! big deal!). lance was positive that keith hated him, which, between getting his ass kicked at school and feeling like a burden at the apartment, made for a hellish first month on lance’s part. he and keith never talked to each other, because keith was always leaving for work in the mornings before lance woke up, and lance would get back sometimes at 9pm or later, when keith was already showering and getting ready for bed. on weekends, lance booked it out of there to hang out with hunk and pidge, but keith was usually still awake when lance got back, either reading or watching something on TV.

the best way to describe the tension was frigid. keith didnt acknowledge lance so long as lance kept to himself. and the biggest mistake lance made was to break that tension while keith was home.

of course, lance didnt know at the time. he was pretty sure that keith was out, but too scared to check because the door at the end of the hall was daunting, and lance was pretty sure that keith was the only one who could pass through it without damaging his soul permanently.

lance had assignments, okay? he was a music major. that involved some instruments being played from time to time. usually, he was able to work around keith’s schedule, or quiet enough that he could do it when keith was sleeping, but when he wasnt worried about it, he wasnt worried about it. which led to a high pitched scream from a certain college student as keith banged on his bedroom door.

collecting himself, lance went to open it. “sorry, i-”

“what the hell are you doing?”

lance sighed. “look, keith, im grateful that youre letting me live here, but that means letting me live here. i have assignments, and music relaxes me. so if i can put up with your alphabetical cereal boxes, i think its fair that you let me get some work done.”

“im trying to get my work done.”

“youre not even at work!”

keith pinched the bridge of his nose, a very shiro thing to do. “i dont have a problem with the music,” he said at last. “but we better not get any noise complaints from the neighbors.”

lance saluted him and shut the door, breathing a sigh of relief.

after that, tension melted a little more every day. lance’s outburst seemed to have triggered a chain reaction wherein keith and lance actually learned how to live with each other. after respectfully asking lance to remember to take his beauty products out of the bathroom when finished with them, he realized that what lance really needed was his own shelf, so he adjusted. when lance left on saturday mornings and saw keith taking his usual post at the coffee table with his stack of files, lance would ask if keith wanted anything from mcdonalds before coming home. slowly, surely, they became roommates.

until one day lance came home and saw keith watching his favorite show. it was a tidal wave of loud that keith had never had to experience before. youre only on the first season okay scoot over can i put my feet up im going to who do you like best so far what do you think of the villain isnt the actor who plays jack so hot-

they both freeze a little, lances face going red. “um,” he said. “its not like im going to be bringing any guys home, so we dont have to-”

“im gay,” keith says bluntly, because it looks like lance is about to have a heart attack. he feels a little like doris in that moment, although he doesnt know why. “yeah, hes hot.”

lance melts into the couch. “that makes that easy then,” he says. “that makes this the gay-partment. actually, we cant call it that, because im bi for real, and gay-partment doesnt sound good anyway, but you get what im-”

“i get it,” says keith, a mercy killing. he presses play with finality.

shiro checks up on keith frequently enough, but he never asks about lance any more than “is everything okay between you guys?” keith suspects that shiro does not want to push, and is waiting for keith to be the person who actually brings it up.

keith doesnt. even when he waits for lance to get home from classes so they can watch an episode together before keith goes to bed (because the last time keith watched it without him lance threw a fit), or when lance’s awful car craps out on him so they have to share for a week while the mechanic handles it, which involves a lot of carpooling and, as lance calls them “jam sessions” where he blares his horrible music and sings along (but isnt actually so bad because sometimes he improvises lines to the songs and he can be funny when he wants to be).

keith realizes over the six days that lance is gone for thanksgiving break, not even a full week, that the apartment feels too quiet without him, and at the ripe old age of 23, he might have found his first genuine friend.

after thanksgiving, the barrier melts more. keith is cool with lance having friends over as long as he gets a heads up, and lance invites keith to his occasional open mic night performances at BU.

one day, lance comes home and sees keith hunched over some files on the kitchen table, tie loose on his neck, a half-finished bowl of leftover pasta abandoned near him. lance realizes that he has no idea what keiths job is.

“sales,” keith informs him. “i convince people that they need to buy eco-friendly plastic cups in bulk for their business or school.”

“sounds boring.”

“its not.”

“do you supply cups to my school?”

“theyre not one of my clients, no.”

“if you cant sell cups to your own brother’s school, how good of a salesman can you be?”

keith rolls his eyes and--hey, finally--looks up. “im the best in the department,” he says. “because i take my job seriously, lance. as seriously as you take your apprenticeship to shiro, which is the only reason i agreed to let you stay here.”

“wow,” says lance. “thats harsh. all work and no play makes keith revert back to his old angry self, i see.” he leaves. keith sighs, decides he can no longer focus, and packs up his files. he cleans up his wasted dinner and knocks on lance’s door. lance doesnt answer, so keith persists. when hes ignored again, he grits his teeth and says, “oh, real mature.”

he turns to go back to the living room and sees the bathroom door open. lance steps out, shirtless. “who are you talking to?” he asks, shirtless. he scratches the back of his head, shirtless.

“are you hungry?” asks keith. “i was thinking we could order a pizza and watch an episode or two.”

lance considers keith for a moment, shirtless, then rolls his eyes, still shirtless. “if thats the best you can do for apologies, mullet, then you have a lot to learn. i was going to take a shower.” he reaches around keith, shirtless, and pulls a towel off the inside of his bedroom wall. “call and order, i’ll be fast.” before he shuts the bathroom door again, he says, “i don’t are what else is on it as long as there are green peppers.” and then he’s gone, shirtless.

keith wakes up and wonders why he blacked out for a second.

the pizza arrives, and lance gets out of the shower, clothed, and one or two episodes become six or seven, with keith continuously having to pause because lance is talking and getting carried away because hes getting so excited. its thursday and keith has work tomorrow, he knows, and yet hes denying it. his stomach is full of warm pizza and lance has just stopped talking about the way it rained when they filmed this scene, but keith hasnt reached over to his play yet.

“you would be a good salesman,” he tells lance. “youve got the charisma for it.”

“keith, that is literally the meanest thing youve ever said to me. no offense, but to suggest i would spend my life sitting in a cubicle is unforgivable. to each their own, though. when all the little kids in your third grade class were saying, i want to be a firefighter! and, i want to be a princess! what made you snap up your suspenders and say, i want to sell eco-friendly plastic cups!”

“i dont wear suspenders.”

“thats not the question i was asking.”

keith shrugs. hes laying down more than hes sitting up, which as a rule, is frowned upon when using couches in this apartment. lance has been a bad influence in this regard. “its practical.”

“did you have to take business classes and everything?”

“i took them, yeah.”

lance throws his head back and groans, pokes keith’s thigh teasingly with his big toe. “man, i cant imagine going to school to actually learn a useful life skill. whats job security like?”

staring up at the ceiling, keith is unsettled to find that he knows the answer. “boring.”

lance sits up. “huh?”

“its too easy,” says keith. “every day, its just selling cups. a moron could do it. and my boss doris is a peach, but this morning she stood at karen’s cubicle across from mine for a straight hour talking about plants.”

“plants are so practical,” says lance. “you have a house plant in the corner.” he points at herman.

“his name is herman.”

lance’s eyes blow wide. “dude! no way! you named your plant! i didnt think you were the type!”

“ive never said his name out loud with another person in the room before.”

lance covers his face with both hands and wheezes. “you talk to herman when no one else is in the room.”

lance does not say that he had been calling herman shelby.

“theres a smaller one on my desk at the office named sherman,” says keith.

“not judging, dude, but why would you give so much of yourself to this job if it isnt what you want to do?”

keith shrugs again. “its practical.”

“im a music major and i dont buy that shit. why dont you do what you love? like, how does the time that you spend not doing whatever it is you love not a giant waste?”

“because...” keith feels like a robot. “its practical.”

“if practicality didnt matter, what would you do?”

keith considers lance, considers himself. he finds the answer but decides that its too scary right now.

“i’d sell cups on the moon.”

lance busts a gut. the seriousness of the topic derailed, keith presses play, and they go back to watching the episode. lance doesnt interrupt for the remainder of the episode, and when keith looks over, he realizes its because lance has fallen asleep. with his legs spread over keith’s lap. when had they gotten there? keith couldnt move now. he had work in the morning.

he was also already in his pajamas. and the sofa was warm enough, and the heating was on in preparation for winter. and keith was already up later than he normally stayed awake...

he woke up with sunlight streaming peacefully on his eyelids. that was usually a luxury saved for the weekends. SUNLIGHT? keith’s eyes popped open, and he remembered all at once talking with lance, falling asleep, lance. last night had been a lance-heavy night. his toes were underneath keith’s shirt, his face smushed into the cushions.

keith clawed his phone out of his pocket as he extracted himself from the couch, from lance. 9:08. shit shit shit shit. 2 missed calls from doris. he ran into his room, where his alarm clock had been screaming for two and a half hours now, and threw on a dress shirt, pants, and shoes, then he rocketed out the door, his phone already pressed to his ear. hi doris sorry sorry sorry i overslept im leaving now i’ll be right here this wont happen again.

his coworkers dont let him live it down. all day its, how ya doing, keith? hows that perfect punctuality youre always harping about? crazy hook up with your take-home pile, was it? doris is the only one who is understanding, and, luckily, her opinion of the situation is all that matters.

“whatever kept you,” she says, “i hope you had fun.”

keith is exhausted by the time he gets home. he unknots his tie on the way to his room, and as he passes lance’s door, he hears the soft tones of music from inside. he pauses. knocks. lance calls, “come in.”

keith pokes his head inside. theres lance, several instruments sprawled across his floor, and him in the center of them, a ukulele in his hands. keith smiles. “sounds good,” he says.

lance gives him a sympathetic eyebrow raise. “you look like shit.”

“thanks.”

“come sit down.”

grateful for the invitation, keith obeys, unraveling his tie all the way. he likes that lance doesnt make him say anything. he goes back to playing music, singing, a soft song that has keiths eyelids fluttering shut and his shoulders relaxing before they can help it.

the next week, lance’s semester ends. he heads home to swap the old year for a new model, see his family, catch up with neighborhood friends. theres the weirdest disconnect he gets where he turns to make a comment to someone, expecting them to be someone else, and gets frustrated.

keith, meanwhile, has resorted to calling shiro at night to somehow break this god awful silence. they get together on christmas, which helps. hes ready to spend new years alone with the LGBT section of Netflix when, at 10:14 PM, his phone rings in a way it doesnt usually. He presses accept, and suddenly Lance is grinning at him in a room full of shouting Cubans.

“Keith! My man! How’s it hanging! No, shut up Marcia, I’m busy. Hey, what’s up!”

Keith is a little bewildered. “Um. Hey.”

“hold on, its super loud in here. let me get to my room so i can actually hear you.”

“why did you call?” asks keith.

lance gives him a look as he enters a much more quiet space. “because my spidey senses told me that you were sitting alone on your couch like a loser right now.”

keith frowns down at his comfortable pajamas. “i am not a loser.”

“of course not,” lance agrees. ��thats thanks to me, by the way, and my amazing ability to be in two places at once, thanks to facetime.”

“hows home?” keith asks, aware that suddenly they were chatting, and that the frown he’d been carrying around for days had magically lifted itself off his face. lance is as excitable as ever, even when hes miles and miles away, and keith wonders at the idea of all this distance theyve lived with between them suddenly closed. its an interesting thought.

he doesnt realize how long lance has kept him talking until 11:59, when lance brings his attention to the countdown clock. the inside of keith’s chest feels warm and calm knowing that lance didnt want keith to be alone on new years, and that he cared enough to sit in his room for two hours talking at a screen, and that he was choosing to spend the passover to midnight with keith.

at midnight, keith clinks a glass of champagne against his phone, as does lance, and they drink together. then, lance sombers.

“hey, um. i wanted to thank you for everything you did for me last semester,” says lance. “im still trying to put things together for the spring, but if you want, i could let you know how it goes. i mean, i dont want to stop talking to you, or knowing you.”

keith is utterly lost. “what are you talking about?”

now lance looks confused. “the end of the semester,” he says.

“what about it?”

“my apprenticeship.”

Apprenticeships only lasted a semester!

keith actually slapped his forehead. “lance!” he said, sitting up and clutching his burning phone tighter. He’d had to plug it in an hour ago. “why didn’t you remind me? are you trying to tell me you left? that you literally left to go back home without saying goodbye?”

“you didnt say goodbye!” lance defends, voice getting shrill. “i thought you werent the type!”

“i thought you werent leaving! or, i mean, i thought you were coming back right after!”

“I literally packed out my whole room, keith.”

“people need things when they go home.”

lance shook his head, dumbfounded. “i cant believe we’re having this conversation. what are you going to do without me? yes, keith, im back home and scouring the forums for a new roommate next semester. im trying to have a bonding moment where i thank you for everything youve done for me, but youre ruining it by being an idiot.”

“damn it, lance. you dont have to move out. youre more than welcome to keep living here. lance? did you freeze?”

“what? no. i just. i kind of thought you hated me.”

hate? the literal opposite. keith had to fight not to be sarcastic. “i dont hate you. i want you to stay here. not as a favor, but because this place feels weird without you here now. its as much yours as it is mine. we can put you on the lease if you want.”

“keith, that is the grossest, most adult thing youve ever said to me. of course i will legally sign a binding contract with my name next to yours.”

did lance just... keith’s smaller face went red next to lance’s bigger face. keith sat up a little straighter. “um, cool. cool. when you get back, then. so, you are coming back?”

“yes,” said lance. “and thank god it means i dont have to live with smelly jeremy and his flea-ridden dogs. just your flea-ridden mullet.”

keith narrowed his eyes and hung up.

he got a text from lance saying, see yr flea-tastic self on january 25th, then marked the day down in his phone. afterward, he opened the door to lance’s room, which was indeed empty. keith’s heart went a little spastic at the thought that january 25th could have come and gone, and he would have had no idea that lance had not been planning to return. he called shiro and berated him for not talking about the apprenticeship more often, so keith would have been prepared.

lance comes back and brings the sun with him. keith, who has been this close to quitting his job every time he walks into work, could not be happier. they move lance’s things in together, which involves a lot of stopping and making fun of lance’s possessions on keith’s part. lance grins and goes for the mullet, and somehow they end up wrestling on the floor.

keith thinks, i cant not kiss him.

and then his phone vibrates against his leg. he remembers that lance is living here because he has nowhere else to go, and that putting him in this position if he doesnt feel the same way about keith is a horrible thing to do. he untangles himself, guilty.

“where are you going?” demands lance. “i was winning!”

“its doris,” says keith. “gotta take it.”

speaking of doris, she notices. at 6pm the next day, she stops by keiths cubicle. “been a while since we last met here, sugarcake. trouble at home?”

theres no one else in the office, and keith is close to a meltdown. he swivels to face doris, hangs his head, and says, “i think im in love with my roommate lance.”

her face doesnt betray an ounce of shock, but rather, shes giving him the same look shiro used to when keith would talk about nightmares. keiths heart shatters from being touched by kindness. he doesnt leave the office for another hour, not because he was working, but because that night doris lets him tell her everything.

lance is still in class when keith gets home, eats, showers, and gets ready for bed. he almost doesnt know what to do with himself now that theres a whole other conscious entity living in this house--his fucking emotions. he has his hair pulled back, his pajamas on, and hes just getting ready to call it a night when the front door opens and lance tosses his bag in its usual spot under the window.

“hey,” he says, surprised to see keith up. “dont want to miss the early bird special tomorrow. what’re you doing up?”

“can we play?” asks keith.

lance is clearly doubly surprised, but he guides keith into his room. its as blissfully messy as it was before lance left for break. “you said we. do you play?”

keith picks up a lap-sized keyboard. “i used to.”

“i didnt know that. why didnt you say?”

“because you wouldve asked me to play with you.”

“thats true.” lance picks his ukulele, and they start to improvise together, each learning how the other plays, adjusting. “you werent kidding, you really play.”

“i wasnt kidding,” says keith.

suddenly, lance stops. “hey, is everything alright? youre acting weird. dont tell me youre regretting asking me to move back in.”

“no,” keith says immediately. “no, im just wondering if maybe... are you happy here? or is this just a roommate situation?”

“what do you mean, is this just a roommate situation?”

“you know what i mean.”

“no,” says lance. “i dont.”

“i mean,” says keith, “do you actually like living here, or do you live here because im your only option?”

lance sets down his ukulele. “i like living here because the bathroom tiles are cold when i get out of the shower so i hop to the rug by the door and pray to god i dont slip and break my neck. and because the sunset turns the kitchen wall purple while i make pasta. and because im the only one who can put my feet up on the coffee table. and because the cereal is arranged in alphabetical order and the plant’s name is herman. i like living here. here feels like home.”

keith kisses him. he stands up and backs away just as quickly, guilty, unable to believe he had just crossed the line like that. god, he’s going to have to tell doris about this. she would rip his head off so politely.

“what the fuck?” says lance, blunt and surprised. keith winces, about to apologize, when suddenly he’s being crowded up against the wall of his storage room, of lance’s bedroom, and kissed like his lips leaked chocolate. he melts. lance snakes one hand behind keith’s neck and the other around his waist, and keith tugs lance closer by the hips. the hand at keith’s neck digs into his hair and pulls out the hair tie. the hair tie disappears. keith pulls lance closer.

lance pulls back. “finally.”

“you had the option to make the first move, you know.”

“nah, not me, i’m a coward.”

“yeah, right.”

they kissed again, with keith holding tighter and lance staying longer. keith thinks, doris isnt going to believe this one.

that night, the taboo on keith’s bedroom door breaks when keith invites lance to sleep on a queen sized mattress. it takes lance a full five minutes to stop laughing at the clear cowboy paraphernalia keith inherited growing up in texas, but he doesnt mind curling up to sleep by the potted cactus on the nightstand, whose name he politely asks for.

keith stops killing himself working to sell eco-friendly plastic cups, and with all his spare time, he and lance start writing songs together. shiro, in a display of good sportsmanship, never points out that he was right.

#this is 6 thousand words #I WROTE THIS IN ONE SITTING WHEN I WAS SUPPOSED TO BE DOING NANOWRIMO SHIT #'oh yea i will write 4 thousand words tonight to catch up'#JOKES ON ME I HIT 4K BUT IT WASNT FOR PETER #anyway heres klance #klance au #keith kogane #lance mcclain #im fucking SOrRY for the length #also im not proofreading it its been 4 hours #take it or leave it my friends

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storyofmyownlife · 5 years

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Some parts but not the others

My friend is staying with us for three days. Today is her 2nd night at the house. I have not since her for quite a while. Truth be told, I don't even remember the exact date. All I know is that I miss her so much and even more so when she leaves. Before I forget, the reason why shes staying with us is because her boyfriend is going into a very delicate surgery. He's got a chest problem that causes his heart to expand. I don't really understand all the scientific stuff behind it, but all I know is I want to be there for her as a friend.

Last night, she got to our house around 9:00 pm. She was a little late because her boyfriend's friend was late,therefore had to wait for him. She got to our house and knocked. My mom let's her in and I introduced her to my family once again. Alicia and I went out for dinner. We sat in car for a bit trying to decide where we should go. I kept asking her what she was feeling and what she wants to eat. I wanted to give her option because she lives in a small town and they really don't have the variety of food option available them. I've finally decided to go to Potato Petite for dinner.

On our way, we were talking about our old roommates. I updated her about Catherine's life and what's shes been up to. I told her that our friend dropped out of the program and decided to take two additional courses to boost her marks, in order to get into physiotherapy masters program. However, she later realized that it was not for her. She actually texted me before and asking if I have any advice for her. I mean I'm basically her life guru. Nothing new but I'm glad that she values my opinion.

I told Alicia that Grace might be in town this week. I've message during new years to greet her. To be honest, I'm just grateful that she came into my life when I needed her the most. I did not want to lose the connection completely. Regardless, Alcia then asked me if I have spoken to Nicole recently. I said no because honestly the only person she likely to reach out would be either sume or Grace and I don't think she likes me very much now any ways. Speaking of Sume, I told alicia that I have spoken to her but did not make any plans because the last time I did she was too busy to hang out with me.

When we got to the restaurant, we sat and one of the boots and started to look at menu. Alicia was very pleased with all the desserts available at the restaurant. I know she really likes sweets that's why I picked that place. She order the same thing that I did but she got a substitute sauce because the one that I have is spicy and she doesn't do well with spices. While we were eating, we just chatted about we've been up to since the last time we saw each other. She didnt really ask me a lot of questions. I think because either she feels awkward because we hadn't seen each other for a while or maybe she did not want to fry or something. Last time I spoke to her I wasn't in a good mind set. I was more anxious and sad about the passage of time and the inevitable transition to adulthood.

I asked her about her relationship with her currently boyfriend and whether if she has decided to finally move to where he lives. She said shes looking to move in the 3 months once she finds a job at her field. She also mentioned that they talked about marriage and shes thinking that he might proposed to her this year and might get married before the year ends. They are compatible with each other. He's more out going and shes more reserve. He encourages her to be more out there and she helps him deal with his Adhd stuff. I know her relationship is only approaching a year. But, I didnt think it's a bad thing if they were to get married soon. I know that he loves her and she loves him. Nothing mattered at that point because she I am genuinely happy for her.

We talked about our jobs and share experiences. We work in the same industry but different role. She works for a community care health agency like myself so we had a lot of topics to talk about.

At some point in the conversation, I mentioned about what happened to my brother. I was mostly venting. I cant stand how he talks about girls and relationship in general so I was kind of venting a bit. He recently broke up with his girlfriend and was being optimistic about it. He said he would be single for a while but then days later he started going out with girls again. My brother is too much.

Before we left? We ordered dessert. She ordered mustard pudding and I ordered nutella crepe cake with vanilla ice cream and strawberries. After that we left to go back home.

I didnt really spend a whole a lot of time talking to her once we get to the house. We basically registered herr car to park in visitors area and we said our good nights. She and I had to wake up early the following day. Her boyfriend got a 9oclock appointment and I got work.

Today, my time at work was fun but not a lot of things to do. We were just talking about life stuff, food, movies, etc. I'm gonna miss Grayson when he lives. He's a nice guy despite some of the attitude he gives me. Deep down I like working with him.

Anyways, before work Alicia drove me and dropped me off work. Again, we had a discussion about healthcare and diseases that older clients might experience such as dementia, alzheimers etc.. I asked her to basically differentiate them for me because shes got more knowledge about them than I do. She dropped me off and we said our goodbyes.

I got home from work and took a minute nap. When I woke up, she arrived home. Perfect timing actually. I recieved a text from her telling me that she has arrived. I went upstairs to ask how her day went.

Her boyfriend finally decided that he'll do his recovery at Athens where she lives. I'm happy for her because she'll get to spend sometime with him and that he'll be with her for her birthday. She said that the earlier appointments finished at 1:30 or something. Once they were done, they drove to port credit and see parks. They also went to lake shore to walk around. Some how they ended up at union station. She got frustrated driving around downtown because of app the crazy bullshit that you have deal with when you're there. He said that he wouldn't mind living in toronto if the rent wasn't so expensive and that there were no topics. She wanted to tell him that he would not say that if he was the one driving them around the city. Regardless, it took her two hours to get home because of they got stuck downtown during rush hours.

Tomorrow, she has to wake up early morning to get ready for his surgery and accompany him to the hospital. She was describing his diagnosis and the procedure and I couldnt help but not to feel scared for her and her boyfriend. I do hope things go well tomorrow and the next couple of weeks. We spent a great deal talking about the industry, psw work, and working with clients in general. I realize it was getting late so I told her that she should probably shower and get ready for bed. She has to wake up at 4:30 am tomorrow. I told her that I know that he's going to be fine and that he'll recover weekly. I also told her he's probably not going to be available for the rest of the day so she can com back to the house when she she feels tired. I gave her my spare key.

I'm just writing all of these now because I want to remember. I know it's just the beginning of the decade but things are definitely going to change. This might be the last time I might get to spend sometime with her. I always will treasure the time we spent but I know that there are people in our lives that are meant to be there for one part but not the other. If it was up to me, I would want to keep her in my life but I know distance and time can take it all away. I think tomorrow I'm going to ask her to go out for dinner and spend sometime with her. Then, Wednesday I'll tell her that I appreciate her, that I love her, and I know it's not a goodbye but if it was I just want to make sure that she knows how I feel and how thankful I am that she came into my life.

Jan 6, 2020

11:05 pm

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lilanae-blog · 7 years

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WE FINALLY AREN’T BROKE AS SHIT. This has been the literal worst couple months of my life so lemme unload it all here for anyone who noticed I haven’t been on. So first, our roommates told us the day before last month’s rent was due they were leaving early and only paying for the first eleven days, going as far as to calculate it by day and then split it in half, so they had $400 to pay for rent and we had something like $1200 to find on our own PLUS late fees because they paid us late and we didn’t have it all because we expected to be paying way less than that. Plus the bills came in, which they said they’d still pay half of but never did (it’s okay now, you’ll find out why later). So then I find out our move in deposit to our new place never calculated in the first month’s rent or anything (I thought we’d have until actual first month to pay but it was the prorate for the remaining two weeks of october). So instead of $600 we would need something like $1400. The guy at the leasing office, luckily, is an absolute angel (i asked before if he got commission, he doesn’t, so seriously he had no real incentive to go this far for us) and he managed to talk his manager into letting us take our first month free they ere offering, apply it to our deposits, and pay the difference so it went down to $400. Mind you through all of this my husband JUST found a job (not his fault, I fucked up his resume and didn’t realize it until later), and hadn’t gotten his first paycheck yet. So i take the leftover money I saved from the deposit, get us a moving fan to move our shit out (only $20 so really not that bad but I still overdrafted). I did most of the packing and moving by myself because my husband’s energy was shutting the fuck down after all of this and I don’t blame him. Get our stuff moved in. Day after I come home from work and found my cat passed away in the middle of the night and we hadn’t realized it. We knew it was coming, he had cancer and hadn’t been doing well the last month. Part of me hates myself for not taking him to a vet but everyone who’s seen him since said it wouldn’t have made a difference, just made it take slightly longer. I also hate myself because I feel like my stress killed him. Right after is where miracles start happening though. My husband, the fucking amazing man that he is, took care of everything, got our friends to drive him with Simon to the animal hospital. When he got back (I hung out in the apartment’s office with my dog for a couple hours, I couldn’t be there alone) he tells me he didn’t have enough for the cremation service and that one of our roommates, who works there, paid for the entire thing, paying for the better package so I could have a pawprint. I still can’t believe it and it’s why I’m not gonna mention to them ever again about the bills (i caught up on them so it’s fine). So then after this our next worry was first month’s rent for November. First problem is they don’t let you pay in installments here like my last place, meaning my husband and I have to go to my bank, deposit his money into my account (which sucks because he gets paid on a debit card so atm fees) and then get a check to drop off instead of being able to pay online (once we get ahead a little in savings I’ll be able to pay online again but this sucked). We also didn’t have the full amount because his paycard was having issues getting activated (First they put his birthday in wrong, then he couldnt long in, then it just plain wasn’t working yet. It’s fine now, finally). But then he gets his first accurate check and he gets paid what I do every week, what I make in two. Fucking breath of fresh fucking air. Then we remember his Nana is visiting us from south carolina. We pick her up no problem, week goes by okay but i feel like garbage because we literally have no money to spare to take her out anywhere or do anything so she ends up paying (She kinda insisted on it too though but still feels shitty). She helped us unpack a lot though because we had not unpacked a lot (most of what WAS done I did because my husband was still shutting down). But the first day she’s here our dog jumped off my husband’s stomach Normally this wouldn’t be a big deal but he has gastroschesis, meaning he’s missing a foot of his digestional tract and most of his stomach muscles. We legitimately spent four days worrying he was going to die (He refused to go to a hospital because of the costs but agreed if he felt it was serious enough he would go). Luckily he’s fine now but he lost about a week of work. Then one of the people in our family we lent money to said he was sending us a check for $500 (lent him quite a bit). I was floored and so relieved because that mant that as of today we are fully paid on our first month’s rent plus $160 of late fees. Everything’s fine, and we even have some money leftover to have a headstart on bills. Even though my husband lost a week of wages, we should still have more than enough for next month and be on track to being secure. Thank god for our friends who helped us.

#just an update #seriously grateful shit is okay

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thekatecupcakes · 8 years

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BIG CHANGES

Hello! So I’m in the process of a LOT of big changes in my life and they’re both exciting and freaking me the fuck out.

For instance, I’m currently beginning to pack because I am moving out of the house I was renting with two roommates. It was the first place I lived after moving out of College/Disney Housing! I had been there for two years and now Poof! Moving on! I’m actually moving in with @enthuxxiasm which is quite exciting! We’re going to be living together for about a month when...

WE BUY A HOUSE. Yes, we’re buying a house! How crazy is that?! So I’m saving up money and trying to bump up my credit score and make everything perfect and do research and I’m a bit nervous and stressed but it’ll work out, right?

ALSO I leased a car for two years and now the lease ends May 1st! I have to clean out the car, get it detailed, try to buff the scratches out, and then FIND A NEW CAR. Do I lease? Do I buy new? Used? I have NO IDEA.

Then, I’m also making weekly YouTube videos a thing! Which is exciting and nerve wracking! Because it’s a real schedule. That I am sticking to. Which is commitment, which is scary because I don’t want to fail. My goal is three videos a week: One vlog, One sit down, and One Disney video.

GOOD NEWS I just bought a new phone, and normally I have a phone for 5-6 years before getting a new one and I only had my last phone for about 1 year and a half...which is crazy but I got the new phone for $75 so it was SUCH A DEAL I COULDNT SAY NO

So LOTS GOING ON! I’m STRESSED, EXCITED, NERVOUS, ANXIOUS, TIRED, and HUNGRY. So THERES A LOT HAPPENING

Please cross your fingers for me it’ll all work out!

#personal #my love life #AKSDJASLKDJALSKJDA #EMOTION

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themoneybuff-blog · 5 years

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The Five Things You Need to Achieve Your Financial Goals

Given the enormous differences in the financial situations of different people, its easy to buy into the idea that those different stories have very little in common. After all, what exactly does a well-funded investor making his first millions have in common with a single parent with three kids trying to keep the rent paid? While those differences might be important, when I hear those stories, what I look for are the similarities. Their external situations might be really different, but the things that drive those people internally are actually quite similar. In fact, I would argue that there are really only five things that you need to have to achieve your financial goals, regardless of your financial state. They are things that everyone has access to, should they choose to do so. These five elements are present in virtually every financial success story, whether its someone making minimum wage and trying to pay off a student loan or someone trying to make their first million. Here are the five key ingredients I feel everyone needs to succeed at their financial goals. Of course, these ingredients largely hold true for almost every type of goal. Self-Evaluation This is the starting point for setting and achieving any kind of goal. You have to look at yourself and ask two absolutely vital questions: what do I have and what do I want. What do I have? To set any sort of realistic financial goal, you need to start with a realistic picture of where you are at. What are your assets? What things do you possess that have any value? What are your various account balances? What are your debts? What responsibilities and obligations do you have? Do you have a spouse or children or others that rely on you? What skills do you have? How can you apply those skills to make money? How much spare time do you have? What is your health like? Do you have the energy or capacity to work harder? At the same time, you have to have a firm grip on what you want. What is your goal? When do you want to achieve that goal? Is that goal challenging but still within the realm of reality (for example, I might have some sort of career in basketball, but Im never going to be an NBA player)? Is that goal deeply meaningful to you, or is it something someone else wants for you? You cant run a race if you dont know what your starting point is. You cant win a race if you dont know where the finish line is. So often, people take off running without even knowing where the starting line is or the finish line is and they wonder why they cant finish the race. While you might be able to come up with quick, trite answers to all of these questions, the truth is that all of these questions deserve some serious self-reflection, and those questions will lead to more questions. You need to really understand yourself, what you have, and what you want in order to be able to establish a worthwhile challenging goal for yourself, and thats going to take some self-reflection. There are a lot of different methods that people can use for self-reflection. I find journaling to be very powerful. I constantly turn over questions like these when Im journaling and they consistently move me toward better goals and better understanding of who I am, what I want, what I need, and what I should be doing with my time and energy. Whatever method you choose, I encourage you to set aside some time each day to really think through these questions. What do you have? What does your life situation really look like? What do you want out of life? How does all of that translate into some powerful goals that you can actually achieve that will equate to a better life? Planning Planning takes the output of a bunch of self-reflection and turns it into actionable steps that can take you from what you currently have to what you want to have. In other words, planning addresses the question of how do I get from what I have to what I want. Lets say you did some serious self-evaluation of where youre at and what you want and youve decided that a big healthy financial goal for yourself is to achieve debt freedom in three years. The first question you should ask yourself is what can I do this year that will help me achieve that big goal? Maybe its something as straightforward as paying off a quarter of your debt balance, because if you do that in a year, youre going to find it easier and easier to go faster and faster because interest isnt accumulating. This might include some other big step like getting a new job or moving to a less expensive apartment. Okay, then ask yourself what can I do this quarter that will help me achieve those end of the year goals? You might come up with a list of things here. They might be things oriented toward cutting back on your spending, like cutting your cable subscription. You might set a three month goal of getting your resume up to speed and applying to ten jobs that match you well. Maybe a three month goal is to find a cheaper apartment and move, or to find a roommate. Youll probably have a few you should have at least one for every goal you have for the year. Then, what can I do this month that will help me achieve those quarterly goals? Maybe youll simply make a great resume and get it uploaded in a bunch of places. Maybe youll cut your cable. Maybe youll do a serious search for a roommate. Maybe youll clean out your closet and sell off some of that stuff. Maybe youll give yourself a strong thirty day challenge, like cooking all of your meals at home, that will both directly save you money and help you build a skill going forward that will keep saving you money. Great, so what can you do this week to make those big goals for the month a reality? You might look for alternate ways to watch the two or three shows that youre keeping cable around for. Maybe you can ask a friend to look at your current resume and suggest improvements. Maybe you can ask five friends whether theyd be interested in being roommates. Maybe you can make a real meal plan for the week, get all of the ingredients in one shopping trip, and make all of your meals. That leaves us with one final question: what can you do today to make those week-long goals a reality? Just pick two or three things. Make a meal plan and a grocery list and head to the grocery store. Find your resume and send it to a good friend asking for advice on updating it. Call up a friend and see if theyd be interested in being a roommate. Each day, ask yourself to come up with two or three things that you can do today to make those week-long goals a reality. Then, do them. Make them a priority. Get them done before you flop on the couch to watch Netflix or look at your phone. Each week, do a bigger review. Make sure you finished up (or made good progress on) your plans and goals for the week, and set new ones for the next week. If its the start of the month, do it for the monthly goals. If its the start of a quarter, do it for the quarterly goals. If its the start of a year, do it for the yearly goals. (I do this on Sunday morning, usually.) Thats what planning is all about. Youe got your goal, so what does that break down to? Keep breaking it down until its some short tasks on your to-do list for the day, and then keep coming back to the goal asking yourself whats next. There will come a time with a lot of financial goals where there isnt something active to do, and thats fine, as long as youre not actually letting down your big goals by not doing anything. Thats when some of the other elements below come into play more than ever. Self-Control You have to be able to stop yourself from fulfilling desires, because desires are endless. You will always want something. There will always be a treat that you desire or that you think you deserve. This isnt easy. Our own internal voice makes it difficult. The pressures of society make it difficult. The nudging of our social circle can make it difficult. Yet it can be overcome. I think there are different answers to these problems for everyone, and so I cant always comment on what might work for you when it comes to figuring out self-control over the things you desire. All I can really point to is what worked best for me. First of all, I started evaluating literally everything I spent money on. Did I really need this thing? Was there a lower cost version that would have met that need, if there was a real need involved? If it was just fulfilling a desire, did I really get anything lasting out of that purchase? For many months, I went through every single credit card statement and every single bank statement and every single receipt and asked myself those questions about every single purchase. Every time I ever feel even a little out of whack financially, I go back to this and walk through those statements, asking myself those questions. But these things are so small! I would often think this very thought about a little splurge. Surely a dollar here and a dollar there cant make a difference, right? Its so tiny! Well, a pebble is tiny, too, but you cant expect to walk a marathon with a pebble in your shoe. With every step, the pebble will rub against your feet and eventually you arent making any progress any more. The next thing I did is that I started strongly questioning every desire. Every time I wanted to buy something, I would ask myself why I wanted to buy it. Why? What purpose did it serve? Would I get any lasting enjoyment out of this? Couldnt I get a similar pleasure out of other things I had available? Was this just something I was buying to make myself feel better about something else in my life i.e., retail therapy and wouldnt I be better off just addressing that something directly? What I found is that an awful lot of my desires were justified by the weakest and silliest and flimsiest of reasons, reasons that would fall apart very quickly if I allowed myself to question my reasoning. (Thats important, and Ill come back to it soon enough.) So, if I got into a routine of always questioning the reasoning for a purchase and I was willing to allow myself to recognize the silliness of some of my impulses, the number of non-essential purchases would just drop through the floor. If youre familiar with Buddhism, youll probably recognize this as having a lot in common with the eightfold path. Theyre both driving at the same thing: desires are often the source of a lot of misery in our lives, whether we fulfill them or not. Figuring out that most of our desires are pretty useless nips them in the bud and eventually kills them off entirely. Self-control is a challenging thing and sometimes youre going to fail. What happens then? Grit Grit is the fourth essential ingredient you need to achieve financial goals. Its a willingness to recognize your mistakes and learn from them. Its a willingness to pick yourself up when life knocks you down. Its getting back on board with a plan when something knocks you off of it. The reality is that at some point during your progress toward your financial goal, something is going to happen that knocks you off your gameplan. It can be something completely out of left field, it might be something you should have planned for, it could even be your own foolishness. Whatever it happens to be, it either strongly tempts you or it knocks you completely off your game. Youre no longer cruising right toward your destination. You might feel like that destination is in doubt. You probably feel frustrated. You might feel ashamed. Its awful. Trust me, Ive been there. Many of us have been there. The question is whether or not youre willing to pick yourself up and keep moving forward toward that goal. If youre not willing to do that, then you dont have grit. Youre not going to achieve major goals in life if youre not willing to stand back up when things dont go perfectly. According to the wonderful book Grit by Angela Duckworth, there are four key elements to grit: Step one: Identify a burning passion. Step two: Practice it with commitment. Step three: Find inner purpose in your work. Step four: Persevere when things get hard. If you have a deeply meaningful goal, you have that burning passion and inner purpose. If you have a plan that youre reviewing and working toward daily, you have that commitment. What about perseverance when things are hard? Ive found a couple things that help here. First, automate as much of your plan as you can during the early stages. That way, when things go awry later on, much of your plan will just keep on trucking when your focus is elsewhere. Set up automatic savings plans and automatic contributions to retirement. Second, have an emergency fund that you can tap when things go sideways. My preferred method for this is to set up a weekly automatic transfer from your checking account to your savings account $10 or $20 or whatever you can afford. Then, just let it roll. When an emergency strikes, tap that emergency fund first. Youll find that a lot of emergencies just melt away and dont actually hurt your progress. Finally, think about what went wrong and incorporate what you learn into some revisions to your plan. Why did things get out of whack? That takes you right back to the self-reflection part of the equation. Reflect deeply on what went wrong and what needs to change to ensure that you dont make that mistake again. Youll likely alter your plans, at least a little, and thats a good thing. Theres just one final ingredient. Patience Most personal finance goals are marathons rather than sprints. The goal youre aiming for is years and years down the road and there are times when it seems impossibly far in the distance. Patience is the key to success in those situations. You have to be able to accept that the big success you want wont happen tomorrow or the day after. Rather, it only happens after a long sequence of little successes, many of which will basically be invisible to you in terms of your day to day life. This is very hard for humans. Were genetically predispositioned to not think in the long term. Rather, were short-term thinkers. We think about the day ahead and the week ahead and perhaps the month ahead, but beyond that, it gets kind of nebulous. It becomes this vague sense of the future. Sure, well do things that we know we need to do now because they are necessary for future endeavors, but unless its a really clear direct payoff, most of us will procrastinate or not worry about it. The urgent almost always trumps the important. So, how can you help yourself be patient when it comes to a long-term goal? One good method is to look at the little successes that youre achieving due to marking off those short-term daily and weekly goals. How many days this month did you eat at home? How many of your weekly goals did you knock out? Those are the metrics you should be looking at. Focus on those things and the big goal will become an inevitability. Another strategy is, as suggested earlier, to automate as much of your financial plan as you can. That way, during the long stretches where your patience is being tested, much of your plan is on autopilot and doesnt require any active decision making. A final technique, one that works particularly well for me, is to constantly refresh that long-term vision. On a very regular basis often weekly I think about my long-term goals and what my life will be like when I achieve them. I intentionally dive deep into my goals and try to visualize what some aspect of my life will be like at that point. Ill imagine Sarah and I, slightly older, camping in the Shenandoah National Forest. Ill imagine myself writing a novel somewhere. Ill imagine myself feeding a grandchild a spoonful of baby food. For me, its those details often unique ones that keep the overall goal alive and help me maintain my patience. Final Thoughts Self-evaluation. Planning. Self-control. Grit. Patience. Those are the elements of success no matter what your financial situation might be and no matter what your financial goals might be. If you bring all five of those elements to bear in order to improve your financial state, youll find that your goals move from being impossible pipe dreams to being achievable (though still challenging) ambitions. Good luck! Read more by Trent Hamm: https://www.thesimpledollar.com/the-five-things-you-need-to-achieve-your-financial-goals/

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NYers only: got a ticket, when will it go to the insurance company?

"NYers only: got a ticket, when will it go to the insurance company?

I got a ticket last week for failing to stop at a stop sign. I will be getting points on my license, but I'm really concerned about my insurance rates going up, so I am going to take a defensive driving class. Do I have to take the class BEFORE I pay the ticket, so insurance doesn't see the ticket, or do I pay the ticket and then take the class, hoping insurance won't see the ticket??

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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Realistically, how much would insurance be per year on a 600 cc sportbike for an 18 year old male with no car accidents(if that matters at all)? And what about any other costs? Thanks""

""Where is the cheapest place to get auto insurance in st. petersburg, FL 33701?""

Haven't had insurance in awhile, just bought a new/used truck. Just need the basics. Live in st. pete area code 33701.""

Survey - Are you in good hands?

""IM 17 , WHERE CAN I GET CHEAP CAR INSURANCE ON MY FIRST CAR?""

I DONT WANT TO PAY 8000 I WANT CHEAP,, HELP :)""

NYers only: got a ticket, when will it go to the insurance company?

What automotive insurance companies insure right-hand drive cars in Ontario?

I'm looking to get insurance on a right hand drive import (Nissan Skyline) in Ontario, Canada. Prior to January 2012 this wasn't the hardest thing to do. It's gotten increasingly difficult. Anyone know of a company that still insures these imports at a reasonable rate?""

What determines how much the unemployed/disabled get paid?

I have to type up a report on unemployment insurance/diability insurance. I can't find out what determines their pay. Any help or resources would be greatly appreciated :) Also I need to interview an unemployment insurance agent. I don't know where to find one?

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.""

Does anyone know where a couple in their early 60's might find affordable insurance.?

We had really great insurance but, it went up from a little less than $600.00 to over $1000.00. We cannot afford that.""

Where can you find some cheap auto insurance quotes ..online?

Where can you find some cheap auto insurance quotes online?

What is the annual cost of health insurance for employer?

I am a new small business owner with 3 employees at the moment. I was wondering what the annual or monthly cost for health insurance is for an employer. I'm not looking for an in depth analysis, just trying to figure things out in my head and I have not even a clue what it cost.""

How would the motorcycle insurance compare on these 4 bikes?

Ninja 250r Ninja 650r Honda cbr 600 Honda CB599 Hornet (naked) Assuming they are all ridden by the same person, in the same area ect. thanks in advance (Note: Im not looking for number so much as how they would compare to each other)""

I need affordable health insures help?

My car insurance is $200 a month!?

I'm getting my license in less than a month, but my parents won't get me a car b/c they say I won't be driving alone anyway b/c the insurance is through the roof. We have Mamzy. Would it be cheaper if we switch our insurance? It'll go down once I've had my license for 6 months, but still, half a year is a long time to have to wait. :\ Thanksx.""

Is this what health insurance companies and Conservatives think about people with preexisting conditions?

Long term disability insurance?

I am interested in buying long term disability insurance. Anyone has a good company in mind to recommand?

Is there anyway to get health insurance for a part-time student in Massachusetts?

I'm a part time student in Massachusetts and I need health insurance. I was wondering if anyone knows of any affordable health insurance that covers part time students. Thanks in advance!

Nissan 350z owners how much do you pay a month for car insurance?

What's a good looking affordable car for a teen?

My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?

What happens when you pay your car insurance late?

i have to wait til my next paycheck to pay my car insurance but the due date for the bill is march 16 and i dont get paid til the 21st. what happens? i have commerce insurance if that helps.

Can i get my car insurance reinstated?

Hi, my insurance was paid in full for 10 months. i had a crash end september went down i was at fault. I still had till end march on policy and obvs its been cancelled as car was right off. I am sure the woman said i can reinstate policy as i paid in full?? Any help would be good thanks""

Help on car insurance.?

I am 17 yrs old. I am about to get a 2008 Honda accord but right now I drive a 2002 Cadillac escalade. my insurance is $130 a month right now and I was wondering if it would raise it? the escalade is an SUV, & it has a v8. the accord is ofcourse a car and its a 4 cylinder! ( if that makes a difference) thank you to all that answer! :)""

Car insurance question?

My mom just bought a new car and she wants to add me (a new driver) to her policy. How much would our insurance increase/decrease comparing to as if I bought the car myself.

How do companies determine car insurance fees?

im trying to build a database insurance system for cars only and i wanna know how to calculate different types of insurance fees for this category and if there are certain terms and policies i should consider

Help with Car Insurance/License!?!?

Okay, so I'm a 17 year old girl in michigan. I am planning to take my road test soon and then get my license. I have divorced parents and my grandfather on my moms side is going to buy me a car and keep it in his name. He is going to put me as the primary driver on this car and pay for the insurance. However; I live with my dad and therefore my address on my license will be at my dad's house, since you have to have proof of residency when you go to secretary of state. My dad has been extremely annoying about this situation, saying that his car insurance will go up since I live here, so I need to know if it will or not. The people I have talked to so far say that it won't since I am not a driver on his car or his wife's. I've been wanting to get my license so I can get a job and whatnot for over a year now, so please help me with your experience. Thank You :)""

Who offers the best and most affordable medical insurance?

i am a 19 year old female from southern california. I work full time and not currently going to school. my job does not offer medical benefits i would like coverage asap. please help me out!

How much will my car insurance go up with a speeding ticket?

I'm 17 and I caught a speeding ticket tonight. I was going 11 mph over the speed limit. I thought I was driving in a 70 speed zone, but it was 65. How much will my ticket and insurance cost?""

I do not have regular health Insurance?

I regularly go for activities like white water rafting. Is it possible to buy cover for injuries from such activities on per event basis?

Average Car insurance in NY? I feel like I am being ripped off?

I understand age , tickets , and car type are all variables. I Have a 3 year old new car from 2010 *just a normal 4 door sedan* and the insurance seems VERY high... I am 22 years old and was curious to know what a good price is out there in the NY area""

What type of medical insurance???

What type of medical insurance do you have and are you happy with your medical coverage? If not what would you like to chance about it??

NYers only: got a ticket, when will it go to the insurance company?

Pregnancy Disability Insurance?

I'm filing for disability in June 15th. I got laid off work from September 2009 and received unemployment till June 2010. I started working in July 2010 and I'm still working. It says on the disability form my base period is the 12 months ending December 31. It's divided by 4 quarters so: 1st quarter- Jan-March 2010 2nd quarter- April-June 2010 3rd quater- July-September 2010 4th quater- October-December 2010 My highest wages was from October to December of 2010. I'm worried I dont qualify because I didnt work from September 2009-June 2010. Can someone explain to me when it says You must have earned at least $300 from which SDI deductions were witheld during a previous period. This is my first time fiiling Disability Insurance so I'm a little confuse....Thanks for your advise and answers :) My total income from October and December 2010 before taxes was $7397.40. I worked from home. I currently reside in Misssissippi, but my employer is in California. I pay California taxes. I worked for a small company. There's only 7 of us total and this includes two of my boss.""

Do I have to respond to a insureance quote?

So today I got a insurance quote from 21st Century Insurance and it says Response requested by: Dec.4,2910 DO I really have to respond?""

Health Insurance in California - Low Income?

I am on Unemployment Insurance, and need to see a doctor. Is there a State or County Medical benefits?""

What is mortgage insurance?

When having somebody co-sign for a morgage with no $$$ down, how does mortgage insurance work? 1) Is it required? 2) Is it permanent? 3) Is it like a car insurance policy - where the money is paid, and if the insurance is never 'claimed' then the money is gone? 3.5) Does a mortgage insurance payment go towards the principle price of the house?""

What is an affordable private health insurance plan in California for healthy 30 year old male?

Would like peace of mind incase of hospitalization.

My wife backed our truck into a parked car how does the insurance deductabe work?

like i said she backed into someone (her fault) do i pay the insurance deductible up front before they will fix their car and how will my insurance rates be affected by this (state farm). this would be our first claim ever and ive had the policy for around 8 years.

Does anyone know the approximate cost of insurance for an 06 Golf GTI for a 16 year old driver in illinois?

What exactly does general liability insurance cover for a small business?

does it cover theft and breakage?

Insurance policy limit in a personal injury settlement?

I was wondering in a personal injury settlement if the other driver (who's was at fault for the accident) has a limit on his policy that is UNBELIEVABLY low. Is that all that i can realistically get? Just to give some background info, my lost wages are 1,000 dollars more than his insurence policy limit. Thats not including pain and suffering and medical bills. Im trying to find out every bit of info that i can because i am doing this with out a lawyer, due to the fact that i fired mine 3 days ago. All info that you can give me would be greatly appreciated. Thank you very much Nick""

Is health insurance portable from state to state ?

If I purchase health insurence from a company like Coventry One of Kansas and move to Florida, can I take the Coverage with me ?""

Cheap Motor insurance HELP PLEASE!?

I am 19yrs old and i need a renewel for my car insurance, any suggestions? i have tried... money supermarket confused aa any more? thanks""

What is the cheapest business insurance out there?

I'm looking into starting a new small business owned by myself and a partner. What are some less expensive business insurance companies out there?

How can i get a german Health Insurance from outside of germany?

I need to have Health insurance accepted in before i go there. i will be staying there. I cannot find any way to sign up for health insurance from outiside of germany.

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

Best Health insurance for a young mom and college student?

I'm looking to find a health insurance suitable for me, a young mother (20) and college student. I did have Medicaid but they're saying I make too much and I'm only allowed to make 188 a month.. O_0 So I decided to just stop wasting my time and invest into my own insurance. My fiance said maybe I can get on his after we get married but Idk about that. What are some good affordable Health insurance for someone like me?""

Looking for insurance with marcs and sparks?

I need an insurance for an 82yr old to go to america

I let my car insurance lapse....will i get in trouble?

my car insurance is lapsed right now. i know when you sign up for insurance they always ask its been lapsed. when i say yes, which i ll tell the truth cuz they ll find out anyways, what will they do? will i be in trouble?""

Is insurance affordable under the Affordable Care Act?

Best insurance for car sharers?

I want to share a car with my friend, its her car and we will share tax and maintenance but the big problem is insurance. In the worst case scenario of my having an accident I don't want to jeopardise her no claims discount I ideally would also like to build up my own no claims if possible. Can we do this on the same policy? Does anyone have any ideas about the best type of policy to get? I thought I could just get my own separate insurance but apparently it is illegal to have two policies on one car. I am confused and I dont want to end up getting into a tricky situation down the line with a friend if we havent thought it through properly, any ideas?""

Automotive Insurance?

Insurance designed to protect an insured driver or owner from the claims of others is called: collision insurance financial responsibility insurance liability insurance comprehensive insurance

How can I get cheaper car insurance at 17?

Does how many times your license suspended affect your insurance rates?

Toronto

Which quality insurance company has the cheapest price?

I need two crowns, 6 extractions, 2 fillings, and then partials to fill in the gaps. I know this because the dentist just told me yesterday.""

Full size truck insurance compared to small size truck?

Is the price for insurance on a full size truck more than it would for for a smaller sized truck?

Car parts insurance company ?

Is there by any chance a(n) insurance company that covers your mechanic bills. Don't lose me here just follow. You know how you pay a monthly fee for car insurance incase you ever get in a car accident, well is there by any chance a company that covers your car parts bills. Kinda like how car insurance cover you incase of an accident, except you pay monthly fees to this company and they cover your car bills incase your car breaks down and you take it to the mechanic (example: alternator, starter, any car part, etc). I don't know if such a company exist but I remember a couple years ago hearing about something like this on the radio. If you know of such a company please let me know I would like to sign up for it.""

NYers only: got a ticket, when will it go to the insurance company?

https://www.linkedin.com/pulse/auto-insurance-quotes-comparison-rhode-island-michael-adams/"

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alegendarystudentwonderland-blog · 6 years

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At what point should I call up my insurance company & insure the car I plan on purchasing?

"At what point should I call up my insurance company & insure the car I plan on purchasing?

New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process.

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

RELATED QUESTIONS:

The least expensive type of life insurance is _____.?

whole-life insurance term insurance endowment life insurance limited-payment life insurance

""Car insurance, if I sell my old car and buy a new one with bigger engine can I put this on my insurance.?""

Im thinking of buying a rover mini soon but the only problem is the engine size, as a 1.3 this is bigger than the current car registered on the insurance and I was wondering if it would be possible to change it. I expect there to be a charge for changing the insurance but would there be a rise to the insurance quote itself or isn't this possible at all.""

Will my car insurance go up even more now?

Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield. I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week, but the insurance hasn't heard about the delivery or anything. The lady, however is claiming neck and back injuries. Will my insurance go up more because of the accident AND her claims or just the accident itself? I have to go to court in June just for the accident (it is mandatory here for every traffic violation). I need to know how much my insurance will go up to get a newcar""

""What is the average cost of home owner insurance in Houston, Texas?

I know this varies and are based on different factors. I am just seeking an average - thanks!

Sr22 insurance help please anyone?

Ok so i got pulled over last week...and i got a ticket... I also have to appear to court because i got another ticket for no insurance proof.. i was driving my dads vehicle and i couldnt find the insurance card but I can proof my dad did have insurance... So would I still have to file for sr22????

How much do you pay car insurance?

yearly?

Health Insurance for kids?

I have health insurance through my employer, I have a baby due in July and I have looked into adding her as a dependent but it is way to costly. It jumps from 88.00 a month for Keystone Health Plan East to 400 a month if I add her. Can anyone recommend any health insurance companies that will just cover her by herself. Iam not interested in CHIP or Keystone Mercy or any other state facilitaited health insurance. Thanks for the help.""

Car insurance?

1st off i live in new jersey i accidently hit a car but didnt know i did it till later when the dude whose car i hit came up and confronted me.it wasnt my car but my roommates and i dont have insurance.ive offered to pay about 75% of the damage but i dont know if dude still wants to make a claim.i talked 2 the police and he said i could lose my damn lisence for bout 2 yrs.can any1 add a bit of clarity to this for me?

Chevy camaro insurance?

How much is the chevy camaro insurance a month please answer asap it's important bc my daddy said it's time fa me to starting looking at cars so I can hv one my senior year

16 and want State Farm Auto Insurance?

I just turned 16 a couple months ago and i already have my license, and i live in Colorado. My parents have State Farm auto insurance and they want me to pay for my own insurance when i get a car. I already know that you can get a bunch of discounts for things like getting good grades and attendence and safe driving and not driving your car to school, but anyways i was wondering how much it would cost me without any discounts? Like how much would it be every month or so? I do have a job but i dont know if i would have enough to pay for car insurance. Any help is needed! thank you!!!""

How much was your auto insurance at 18 year olds?

If I got a car video-recorder is my car insurance going down?

I bought a video-recorder for my car as project.Keeping in mind cyclists and other motorist are driving mental sometimes in London can I get my insurance down if I got a recording device in my car.Did anyone managed to do that?

I am looking for a second hand HOT-HATCH for around about 1250 (not worried about insurance cost)

Which cars in this price range do you recomend. Thanks

Why should teenagers have to pay so much on insurance for a BRZ or FRS?

What just because it looks like a sports car it is?? Since 2007 teenagers have been disapointed that they can't get a subaru WRX or STI because of the turbo charger and now that they've made a two door without turbo it's STILL off limits for teens?? It's FOUR cyclinders. Give us a break. All you old farts drove muscle cars when you were our age.

""I am looking for a good,affordable place to rent out to throw a party.In sacramento and surrounding areas?""

Does anybody know a good place.I just want to have fun and make sure people are safe ,but at an affordable price ?""

I might be getting a car and I need to know the insurance?

Ok, so I'll be 17, it'll be my first car, it costs 300 that's it :) all that needs doing is some rust work on the door. It's a 1987 D reg Saab 900 :D any ideas on how much my insurance will cost? I dont know the full license plate so I can't do it properly myself :/ but even just a rough estimate would be a great help :) thanks :)""

When renting a car is there a cheaper why to buy insurance then buying their insurance?

How to get cheap car insurance ?

I have just passed my driving test 2 weeks ago and im 18 ive been searching forever to get a cheap quote but its not working anyone know what to do and who to go with

""I have been quoted at 683 for car insurance, is this all it will cost?""

I'm 17, male, so I was expecting expensive insurance (not fair lol!) when I put my details in all the others were quoting at around 1,800 but the first one Quinn direct quoted ...show more""

Texas driver got speeding ticket in Washington state? Will my insurance know it?

While on a business trip I got a speeding ticket (5 over limit) in Washington state. I live in Texas and my license is issued by Texas. If I pay this ticket, ticket says it will go on my driving record. I assume they will send it to Tx. In that case, would my insurance rate increase because of this out-of-state speeding ticket? I am ok with paying the ticket, but I don't want to see my insurance increase. What are my options? Should I hire a traffic lawyer in WA to get rid of the ticket? Again, I live in Tx! Any re ommendations for me to get this issue resolved without insurance getting the ticket info.""

Wanted some unbiased opinion on car insurance?

I'm getting a Lotus Elise transferred under my name sometime next week and it will be replacing my MINI Cooper as my daily driver. This car is typically insured as a pleasure car, so most people who own them don't often drive them over 3k miles per year. I'll be doing nearly three times that, so I'm expecting my rates to be little higher than usual just because it'll be my daily driver. So here's my question, may I insure the car as a pleasure or weekend vehicle and still drive it above the mileage that is permitted by my insurance co. ? Also, I'm only 20. I've gotten a quote of $3200 per year to insure as a weekend car, and that's the lowest that I've found so far. I'm expecting something a bit higher to register it as a daily. Feel free to throw in what you would recommend for an insurance company, I'm still shopping for one with a decent rate.""

How much is insurance for a mazda rx8 if....?

my dad is going to buy me a used 2005 mazda rx8 for my 16th birthday, since i'm going to be a new driver and it's considered a sports car, is the insurance going to be super expensive?""

Life insurance question?

Heard an ad for a life insurance policy never heard before. It said if you do not die in a time frame not known, than your will get your money back. Is this the same as all policies that build a cash value simply worded differently or is there a new product on the market? If you care to speculate, then might health care insurance reform lead to such a policy being offered. Death is a bit more certain than needing health care.""

Does car insurance cover vandalism?

My husbands crazy ex wife. Keyed my car, slit my tires, and put something in my gas tank because my car wont start now. Does my insurance cover it? I have full coverage.""

Who has the cheapest car insurance?

My friend is 16, has a 3000GT VR4, has his own insurance plan, and pays only 80 a month. I went to Esurance, who apparently is the cheapest, and they gave me a quote for 194 a month for a 300ZX, which has 20 horsepower LESS. I don't even.""

At what point should I call up my insurance company & insure the car I plan on purchasing?

Car Insurance?

I drove my friends car he has liability insurance. I have full coverage insurance on my car. I got hit by a guy without insurance. Will my insurance cover my friends car I was driving because the other guys car is not going to be paying for anything. Thanks.

Is it legal for an auto insurer to raise your rate without notification and debit that out of your account?

I reside in Texas and have auto debits monthly for my auto insurance. I just checked and they raised my rate this month without telling me and debited the new rate out of my account, but i agreed to debit monthly my rate but was on a lower rate for over 2 years and up until last month. I never got notice, is this legal? Do i have any rights to recover that extra $ they took for a new rate that i was not notified of?""

Insurance help???!?!?!?

right, im a 17 year old male who passed my test in may 2010, however i now have enough money for a cheap car and insurance, but why is it so expensive?? cheapest i have found is like 4k so please if anyone can help what is the best cars to get cheap insurance, i have tried putting myself as a second driver but is still really expensive, i need some help where is the best place, what is the price you have? i just need helpp!!!! pleeasssee""

Do auto insurance companies have authority to require social security numbers for policyholders?

In applying for auto insurance, I note that several companies want social security numbers from applicants. Is this a legal requirement for obtaining auto insurance? or is it the policy of the insurer? or is it optional?""

What is the best (price and care) auto insurance for someone with a DUI?

So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?

How much does my car insurance go up after speeding ticket? ?

Commercial Vehicle Insurance in the UK?

A business starts a delivery service and employs several drivers. Now each driver has their own personal insurance policy, but this will not cover them for business purposes. What would be the options for the business owner? Would the business buy a policy to cover the employees and their individual vehicles? or would they have to buy a vehicle solely for business purposes for the drivers to use? In addition, what companies are there that offer such commercial vehicle insurance for delivering purposes and what would be a ballpark figure for such a policy? extra credit for in depth answers. Thank you!!""

What is insurance likely to run me on these bikes?

I am 20 years old, have about a year of car insurance so far but the car is messed up and I plan to get a motorcycle (hopefully). I have taken the MSF course and passed. I have not had any tickets or accidents either, clean as a whistle. I am looking into a small bike like the 250 ninja, vulcan 500, or the V-star 650. About how much should I expect to pay?""

Is there any life insurance you can get for stroke victims?

My sister had a massive stroke and she needs life insurance because she may die.

Is there insurance for Antique Cars?

Hi, I have a 1971 chevrolet camaro. Wanted to ask if there was insurance for antique cars? I know i could just get liability for this car but i was wondering if i could get better coverage for my vehicle? Thanks.""

How much is Auto Insurance in Italy?

Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""

Affordable Health Insurance Florida Question:?

So I'm looking up affordable health insurance florida sites for more information. Found nothing useful so far. Can anyone help? I just need the best or most reliable site you can share.

Where can i get Cheap street bike insurance for first time riders?

I just bought my bf a bike a i want to get insurance for it, but i'm not sure where to get insurance from all i want is that little card that says i'm covered. i don't think i want full coverage. We live in California i don't know of that changes anything.""

Does the smart roadster have cheap insurance for teenagers/young drivers?

Is it under 3000 Because I might get one next year I'm 16

Who understands health insurances? please help?

Okay so im 22 and have no health insurance, i just started working, and at this company they offer health insurance for full time positions only and well i am part time. I have had swollen tonsils since i was fourteen and been hospitalized twice because it was so bad that literally both tonsils were smashed together (i know gross) well i guess the question is, i want to try to get a health insurance that will minimize extremely the cost of getting these suckers removed. I dont understand all the deductible talk. So which insurance do you think is affordable and might be the one for me and my need? Please any advice and suggestions will be appreciated. Its a constant pain to go to the doctors and just come out with antibiotics which i guess take the pain but im not lying when i say that they are everyday permanently swollen. Please and Thank you.""

Best motorcycle insurance coverage and cheapest in PA?

What is the cheapest motorcycle insurance i can get in Philadelphia PA? I know i could get a quote but i dont want to get a bunch of junk mail and give my personal information away. Basically, which insurance provider is the best? For the price? And also, what do you think would be my quote and what provider? Im 18 years old, with my first motorcycle, 2007 suzuki gsxr 600 (dont whine, im not wasting money on a 250cc bike) i also took the MSF safety course. (gives me about a 10% discount) ill choose the best answer if i get a good one.""

Can you help me make some sense of these health insurance policies?

I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....""

I'm trying to make a car insurance for eu driving license?

Hi, everytime when I make a quote on e.g. (comparethemarket.com or moneysupermarket.com) I get a car insurance around 7000 ponds. Is there any way how I can get cheaper insurance? I'm in UK.""

Where can I go for the best and cheapest classic car insurance?

We have a 1965 classic mustang and want to insure it for it's restored value.

How much would car insurance cost on average?

How much would car insurance cost on average for a 19-year old male, living on his own, drives about 40 miles a day and has had no traffic violations. what would the cost per month be?""

Is it compulsory to have comprehensive insurance for car or 3rd party ins is sufficient?

any diff for having insurance for new/old/second hand car?

Which is best health insurance?

I was wondering whats the best insurance for me im 18 live with my parents dropped out dont go to college plan to get my ged soon. But i have to get some blood work done for my doc out of state and the place i called said its 832$ i can pay for it but im thinking i should jus get insurance since im going to go on TRT soon prehaps.. so what Health insurance can cover my blood work and hopefully everything in future also im not a citizen but i am a green card holder does it make a difference? thanks i didnt reread this so sorry for any errors

What is the cheapest liability car insurance in the US?

Renters insurance in CA?

Where is a good place to shop for renters insurance?.. and how much shoul I look at paying each month?... Is it a per-person basis, like each roommate pays, or is it per houshold?""

Insurance Q???

im gonna be getting a car over the summer or on my 16th b-day (winter time) My parents Have State Farm, my zipcode *45616* (ohio) i want a convertible how much do you think my insurance will be, or W/ a Truck.""

At what point should I call up my insurance company & insure the car I plan on purchasing?

Insurance companys are evil?

So my dad is a very involved liberal democrat. We both really like obama (for the most part) and we've been invited to some protest down in Washington DC about how insurance companys are evil and need to change the way they do things. Which i'm excited about, i've never been to washington and it sounds fun. But the problem is.. i dont know very much about how insurance even works. I'm only eighteen, i've never had to deal with it before. I know a little, but since i'm young, its mostly just from the daily show. which is a crappy way to base any opinions i have off of. I'm more informed than most 18 year olds, but i'd still like to know more, if i end up going to this thing. So, can anyone explain to me why they're evil and what needs to change? Id ask my dad but he never shuts up once you get him started..""

How much roughly would moped insurance cost for a 16 year old?

*****Why is its called Life Insurance?*****?

If I can only get if I'm Dead? And then someone else is spending my money!

How much does insurance cost for a Nissan GTR and Mitsubishi Lancer?

Car insurance cost for a 17 year old male?

My son is fixing to get his drivers licence and I've been told by people that it is very exspensive for him to have insurance. Can anyone tell me the average a young new driver has to pay ?

About how much does insurance generally run for a commercial semi truck?

Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)""

""If you have Amica car insurance, how much does 1 speeding ticket cost you?""

I live in Massachusetts. Have a perfect driving record but now I'm charged with 1 speeding ticket. How much more in insurance premiums will it cost me if I plead guilty? It's a regular speeding ticket, not DUI or wreckless driving. THanks""

Car accident and insurance/how much in repairs?

I got into a minor car accident yesterday afternoon while I was parallel parking on Walnut Street in Philadelphia. I was backing up and I hit the curb. The front end of my vehicle was still sticking our quite a bit, so I pulled out a little bit so I could pull in the rest of the way. The person behind me thought that I was done parking so pulled around me and I ended up hitting her. Her fender and her door skin need to be replaced. Does anyone know around how much this would cost to repair? She had the police come so I am assuming that she wants the insurance company to cover the damage, however I would rather pay for it out of pocket. Obviously, my insurance company is going to find out about the accident, but after the insurance companies decide the breakdown of the fault, would I be able to pay for my part of the damages without my rates going up? Or at that point would it not matter, my rates are going up anyways? I ask this because I'm 19 years old and would prefer to not have my rates go up.""

Can anyone recommend any car insurance companies to me that are pretty cheap?

Just bought a new car yesterday and need to get it insured before i go pick it up. I'm a 19 year old female and passed my test on august 27th last year so havent even been driving a year yet...dunno if that helps at all lol the cheapest quote i got so far is 920 annual...does anyone think this is the cheapest i'll get.

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

How much does a new tag/insurance cost for a new driver ?

i would like to know how much a new tag/insurance cost for a new driver? im wanting to limit my options before i jump right into it. and what is the best insurance company to use??

My friend got hit from behind and his car got totalled. How much $ can he get from insurance/lawsuit?

he's ok but was told to take 4 weeks off of work.

Can I buy motorcycle inssurance and not have parents know about it?

I'm 22 I live in my own apartment but my parents pay car insurance can I get a seperate insurance for a motorcycle and not have my parents know about it, also my friend who rides said bike insurance can be very cheap I just want minimum coverage how much would it be, thx!""

Does anyone know any really cheap car insurance companies for old cars?

I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!""

CheapEST foreign cars to maintain? (Audi / Lexus / Volvo / Volkswagen )?

Which of these cars is cheapest to maintain? (Oil changes, brakes, tune ups, insurance, etc) I realize they're all foreign and they'll all cost more than a Ford would. But which is cheapest? Which is most expensive? Please help! I need someone with experience! Thank you so much!""

""If my mom adds me onto her car insurance, about how much would it go up?""

I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""

If I wanna get car insurance in PA do I have to get my license there?

I want to save money by getting my car insurance in Pennsylvania do I have to get my license there as well or does it not matter. Also how do insurance companies verified the address you provided is your actual address.

Dodge Charger Insurance?

I am 16 years old and I am about to get my license and I was wondering how much the cheapest insurance for a dodge charger would be a month! Please no comments saying that I shouldnt start of with the charger, but its just my aunt said she would give me hers that way my parents wouldnt have to buy me a car (shes giving it to me for free) We would just have to be responsible for insurance and any problems the car would have in the future. Im in the L.A area""

""I got a job but my wife pregnant , but I can't find any healthy insurance?""

My company was closed 16 months ago . I got a contract job this month , and it will start middle of this month . But one serious problem with my wife's insurance . Before I find this job , we made about 2500 per month , and we have medi-cal insurance . My new job is a six months contract without any benefit , and 6000 per month . So we can't have medi-cal anymore . When I called a lot of insurance agent , the only one answer I got is I can buy insurance for my wife , but insurance will not cover any fees for pregnant . My wife will delivery my 2nd baby this oct. and my job will star 2 weeks later . Please help me to find out the way to help my family . Best Regards, Joseph PS. I live in California""

How much is motorbike insurance?

I am 25, about to get my first 750cc bike, I have no previous experience, living in London how much is my motorbike insurance likely to be? Just want a rough idea, as I don't have a bike yet so can't get a quote.""

Collecting on insurance policy?

Ok, so here it is. A guy hit me, police report said his fault. Totaled my truck and I got a huge amount of med bills. Now I know his insurance co. is payin for my truck and my med bills, but can I also claim on my insurance for pain and suffering, etc?""

Can i go onto my Dads car insurance and get my own car aswell?

What the title says. Can i go onto my dads car insurance and drive my own car, instead of driving my dads?""

""Why is it cheaper to add another person to your car insurance, shouldn't it cost more?""

I am going to add my boyfriend to my car insurance and it is going to be cheaper, (not that I am complaining any) but wouldn't it make sense to charge more? So why is it cheaper to add another person to car insurance.""

""Car insurance, accident & medical bills?""

I was in a car accident a month and a half ago. I went through my insurance to get my car fixed. My insurance dealt with his insurance & they accepted full responsibility. I went to the hospital immediately after the accident because I was afraid I had a concussion. I had mentioned to my ins company that I went to the hospital & asked what to do with my ambulance bill. I was told that wasn't covered under my insurance & his insurance would need to contact me. The ambulance company asked for my car insurance info & I have not received a bill, so I'm assuming my insurance company took care of it. However, I now have copays for physical therapy for my neck & back. How does this work? Do I need to contact his insurance or will his insurance be contacting me? I assumed I would hear from them, so I'm a bit confused by the process.""

Is it illegal to not have car insurance?

I'm just curious because car insurance is a huge scam and it is just another means of robbing people so I wouldn't be surprised if it is illegal.

At what point should I call up my insurance company & insure the car I plan on purchasing?

Peugeot 206 gti insurance cost?

Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.

DMV proof of insurance?

ok so im 16 and i live in california the dmv wants proof of insurance for my drivers test, my dad added me to his policy but the insurance card says his name on it but im included in his policy so can i just show them the card with his name on it?""

Question about car insurance?

I'm wondering something about car insurance. I am a 17 year old male, (turning 18 in 1 month) and have been driving a 2001 Hyundai accent since October. I am insured with esurance, and have liability only. I have a clean driving record. My monthly insurance is $197. I am on my parents policy. When I first called to get a quote, (cheapest company for me) it was around 120 a month, but then they got the VIN number and of course it went up because it knew exactly what car it was. Of course car insurance is very expensive for a male my age. My question is that I'm trying to save money to buy a jeep wrangler this summer. Will probably be a year 1997-2003. I want to know about how much it would cost to insure the jeep. I hear mixed responses about the cost to insure a wrangler, iv heard it's expensive because of the high theft rate and roll over chances. I know of course I don't know how much it will be exactly, considering I don't have a VIN number for the jeep wrangler. I get extremely expensive quotes when I search online, and the are all completely off. My parents policy has probably 4 or 5 cars on it and I am excluded off everyone's car. My sister has been in 2 wrecks and 2 speeding tickets, which I heard makes my insurance increase also. Anyone who has a general idea about cost for me to insure a jeep wrangler, thank you.""

What is the cost of car insurance in ontario canada?

i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month?

""What is a good insurance company that will insure a just bought, used cell phone?""

What is a good insurance company that will insure a just bought, used cell phone?""

Insurance Claim Question?

So i got hit by someone the other day and i have a question before i put a claim on it. I saw the truck that hit me but i didn't get the lincence plate number. I saw the guy pulling out after he backed into me and he didn't stop. I saw him pullin away from my car, so i know he hit me. The bumper is screwed so i had it rivited by my friend cuz it wouldn't stay up. So my question is where i did not get the guys plates and i have the basic (i think liabilty) insurnce, can i call and put a claim on it and get money from my insurance company, without my rate going up and having to pay more a month for my insurance.. Thanks..""

Can't find affordable Health Insurance for my wie?

I have been talking to Medicare Medicaid Market Place and can't find health insurance that I can afford for my Wife. She is 65 and a US citizen. I can find Health Insurance for her if I pay over $700 month and who can afford than, help pls""

How to bring car insurance premium down for a young driver?

I passed my test june of this year and have been a named driver on my mothers policy for short periods of time, its a 1.4 S Reg corsa. Now i am looking at buying my own car and building up my own NCB. I was wondering if anyone knew of a good cheap car to insure? an insurance company that doesn't wish to rob young drivers? and whether its cheaper being a named driver myself or having a parent as a named driver? or any other tips you might know of to keep the premium down. Any help would be appreciated.""

How Much do you think my car insurance will go up on a new car ?

OK I just bough a new car today......its a 2011 model and i traded in a 2002 model .....Im 19 years old...over the past 2 years of driving my insurance has been $100 a month and last month it went down to $75 ....i know you may not know how much just an estimate .

Ball park how much extra to add my boyfriend to my car insurance policy.?

I'm paying alot because i'm a new driver to the UK, just wanted a ball park of if it will be alot more to add my live in boyfriend as an occasional driver.""

Hoe much would my bike insurance cost?

Hi im 18 years old I got my motorcycle license on august 2013 and i bought a 2011 ninja 250 I was wondering how much my bike insurance would cost? I will call the insurance company in may but I want to know now how much it will cost please answer if you know thenx :)

Motorcycle insurance in Ontario?

Hi I will be turning 17 in a few months and plan on getting a sports bike such as the ninja 250r or the gs500f. I am just curious if someone could leave me a rough estimate on how much insurance would cost me if I were to insure one of those 2 bikes in the province of Ontario. Thank you in advance.

What is the best car for cheap insurance?

im 17 and i was wondering what will be the best car for cheap car insurance and around how much will it be.

""Can you NOT have car insurance ? ? and if you buy a car in cash , what is the tax on that ?""

okay i'm new to America and i'm planing to buy a car for about 14000 in cash , do you need to get insurance ? and is the tax on cars the same as sales tax ? , and any info about buying my first car ! would help !""

Car insurance for teen?

I'm 18 and only had my license for 4 months. I can afford monthly car payments but insurance is over the ceiling, the cheapest policy I got was $270 from geico w/o collision. One with collision is $371 - month w/$500 deductible. My mom had an accident so itll be cheaper by myself. Any suggestions? It's so frustrating!""

What would be the average income of a part time insurance agent?

I was recently offered a job for when I get out of high school as an insurance agent. The lady said it would be a good job for me to have during college. I have other job offers and am considering this one. I know that in a sales field like this one there are many possibilities on how high or low your income could be, but I was just wondering if anyone had a rough estimate of what I could expect to make as an insurance agent while going to college.""

Graduating from college and need affordable health insurance?

How much is car insurance in Ireland?

Not too sure of location in Ireland at the moment but I am British and planning on moving in the next 2 years. I am 19 year old woman, have been driving for 2 years and wondering what are the average car insurance amounts per month?""

How Much do you pay for Car Insurance?

Im 19 and i just bought a new 07 Impresa 2.5Si non-turbo.....my insurance is 2650...i was wondering if anyone else was getting screwed Ohh ive had my liscence 2 1/2 years, no tickets, no accidents, nothing""

""Who has the cheapest car insurance in Houston, Tx?

I have Geico right now.. I am a 17 year old boy who has a car accident on his record (in june 2010). My rates just went up 300. Who is the cheapest company for my situation. I drive ...show more

Any Car insurance in boston open past 5pm?

any Car insurance in boston open past 5pm

Driving without insurance?

I can't afford insurance for the truck I got, it's registered in my dads name and is legal, but what happens if I get caught with out insurance?""

Cheapest Car Insurance for Young Drivers in Florida?

I live in Orlando FL and I'm looking for some cheap insurance, is there any companies that are known for cheap insurance and good service? Thanks.""

Should i move to California?

im a senior in high school, i just finished my junior year so its the summer in between lol. i really want to move to california. i also want to go to college there too but im just worried about it. its really been stressing me out alot lately. so do you have any advice or suggestions?""

Will they provide motorcycles at a motorcycle safety course?

I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!""

At what point should I call up my insurance company & insure the car I plan on purchasing?

https://www.linkedin.com/pulse/how-much-would-car-insurance-caridade-ma"

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