jaythecreditexpert-blog
jaythecreditexpert-blog
Jay The Credit Expert
279 posts
Stay alert for the credit tips I share, and things to make you and I laugh.
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jaythecreditexpert-blog · 7 years ago
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Best news today. • • • ⬇️Follow⤵️ @JayDoesTaxes @JayDoesTaxes • • • #jaydoestaxes #rocketincometax #positivevibesonly #singlemom #realtorlife #couplesgoals #photooftheday #grind #singlemomlife #blessed🙏🏼 #mompreneur #explorepage #nextlevel #freshstart #startingover #truck #motivation #success #mommymakeover #forthebest #businesswomen #closing #independent #startover #productivelife #truckdriver #productiveday #motivated #taxes #facts💯 https://www.instagram.com/p/BrWDyVOgz-E/?utm_source=ig_tumblr_share&igshid=1nxfdr1mr19st
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jaythecreditexpert-blog · 7 years ago
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Tax season is almost here which means you should already start gathering your paperwork. The link in my bio provides you a list of the things you need to file your taxes. Inbox me with questions as well. • • • ⬇️Follow⤵️ @JayDoesTaxes @JayDoesTaxes • • • #jaydoestaxes #rocketincometax #positivevibesonly #singlemom #realtorlife #couplesgoals #photooftheday #grind #singlemomlife #blessed🙏🏼 #mompreneur #explorepage #nextlevel #freshstart #startingover #truck #motivation #success #contractor #forthebest #selfemployed #closing #independent #startover #productivelife #truckdriver #productiveday #motivated #taxes #facts💯 (at Newport, Delaware) https://www.instagram.com/p/BrAX6DxgoxP/?utm_source=ig_tumblr_share&igshid=1gjh0rtizy2ph
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jaythecreditexpert-blog · 7 years ago
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Take a look 👀 at some of the changes to come this coming tax time. Less than 4 months away. ⬇️Follow⤵️ @JayDoesTaxes @JayDoesTaxes • • • #jaydoestaxes #rocketincometax #positivevibesonly #singlemom #realtorlife #couplesgoals #photooftheday #grind #singlemomlife #blessed🙏🏼 #mompreneur #explorepage #nextlevel #freshstart #startingover #doitfortheprocess #motivation #success #mommymakeover #forthebest #businesswomen #closing #independent #startover #productivelife #successfulquotes #productiveday #motivated #realtalk💯 #facts💯 https://www.instagram.com/p/BoQwYvegCvR/?utm_source=ig_tumblr_share&igshid=1bxtd9rjkc4i2
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jaythecreditexpert-blog · 7 years ago
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If you don’t know what itemizing your deductions is, doing your own taxes is a very high risk your taking. You may even be doing them wrong. #tax #taxes #income #incometax https://www.instagram.com/p/BnTR_6dAcJo/?utm_source=ig_tumblr_share&igshid=of5fr10z898l
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jaythecreditexpert-blog · 7 years ago
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Person: How can I save $10,000, that’s impossible with the money I make. Me: Do you think you can save $1,000? Person: Yes I can. Me: Save up to $1,000 first, then start over again and save another $1,000. You will get to $10,000 sooner than you think. YOU CAN DO THIS! • • • • #reflections #nextlevel #freshstart #startingover #mompreneur #mortgage #doitfortheprocess #motivation #motivational #success #mommymakeover #freedom #businesswomen #realtors #businessowner #explorepage #startover #productivelife #productive #money #realtorlife #productiveday #successful #motivated #realtalk💯 #myownmotivation #facts💯 #focus #LiveLife #financialtips https://www.instagram.com/p/BmxsReyAdLi/?utm_source=ig_tumblr_share&igshid=1ph6ugem118s8
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jaythecreditexpert-blog · 7 years ago
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Want a home before the year is over? Take a look at our Premium credit repair option to get negative items removed from your credit report quickly. Text “credit options” to 302-261-5888 for more information. • • • • #reflections #nextlevel #freshstart #startingover #mompreneur #mortgage #doitfortheprocess #motivation #motivational #success #mommymakeover #freedom #forthebest #businesswomen #realtors #businessowner #independent #explorepage #startover #productivelife #productive #money #successfulquotes #realtorlife #productiveday #successful #motivated #realtalk💯 #myownmotivation #facts💯 https://www.instagram.com/p/Bmsy1UgANtC/?utm_source=ig_tumblr_share&igshid=10g7y9etn16ea
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jaythecreditexpert-blog · 7 years ago
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Please comment below👇🏼 https://www.instagram.com/p/Bmcf3YlAm5b/?utm_source=ig_tumblr_share&igshid=1alzr66o0yzn4
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jaythecreditexpert-blog · 7 years ago
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Inbox me for details. All you will probably need is social media. • • • #salesman #getmoney #makemoremoney #startover #kikichallenge #marketers #realtorlife #realtors #loanofficer #mortgagebroker
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jaythecreditexpert-blog · 7 years ago
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This time id flying. Get your halloween costume and make sure to quickly get your Christmas gifts, oh and happy New Years. 😂 • • • ⬇️Follow⤵️ @TheTaxAndCreditExpert @TheTaxAndCreditExpert • • • #love #followback #instagramers #tweegram #photooftheday #20likes #amazing #smile #follow4follow #look #instalike #entrepreneur #picoftheday #food #instadaily #instafollow #followme #girl #instagood #bestoftheday #instacool #entrepreneurlife #follow #style #swag #realmedialeads #entrepreneurship
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jaythecreditexpert-blog · 7 years ago
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Get featured on my podcast to help those in need of motivation. Comment 👋🏻 to be considered. • • • #helping #smallbusinesses #careergoals #careerchange #joinus #smallbusinesstips #motivationalspeaker #motivate #motivational #podcast #podcasts #podcasting #helpingothers #podcasters #keke #kiki #listen #nextlevel #comeup #believeinyourself #businesswoman #businessman #businessowners #management #startups #startover
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jaythecreditexpert-blog · 7 years ago
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Any thoughts 💭? Comment agree or disagree. • • • ⬇️Follow⤵️ @TheTaxAndCreditExpert @TheTaxAndCreditExpert • • • #love #followback #instagramers #tweegram #photooftheday #20likes #amazing #smile #follow4follow #look #instalike #entrepreneur #picoftheday #food #instadaily #instafollow #followme #girl #instagood #bestoftheday #instacool #entrepreneurlife #follow #style #swag #realmedialeads #entrepreneurship
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jaythecreditexpert-blog · 7 years ago
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Client: Can’t i just pay this collection off and tell them to remove it? Me: Not a good idea. If you pay anything on bad debt, it will renew the report date and the collection account will remain on the report for a longer period of time. Even though it says zero balance, it is still a negative effect on your credit scores. In fact, it may lower the scores even more. Client: A friend of mine did that before and it worked. Me: Some years ago it may have worked, the laws were not being enforced as they do now a days. If a company gets caught letting a client pay them so they can delete the account off the credit reports, they will get sued by the companies that oversee their finances for example: FTC and FCRA Client: I remember i did that one time. I called the company, owed them 1,000 but paid them 300 only if they agreed to remove it from my credit and it worked. Me: Was the account on your report more than 3 years? Client: Yes Me: Then that company could not sue you for that debt. Meaning you didn’t have to pay them because they can no longer take you to court to get their money. Sorry to be blunt, but you just threw money away, can i have it instead 😁. Also me: And if the account was already at it’s time that it was supposed to fall off your credit, it was not removed because you paid it, it may have been removed because it was probably already supposed to be off. So the company got your money and they also wrote off the balance on their taxes as a loss years ago. Did you know i do taxes as well so it is my job to know these things? Client: Seems you know what your talking about, how can you help my credit when I have all these collections? Me: Allow me to explain our game plan since now we are a team 😁. Comment your questions or inbox me your questions. My consultation is free. • • • ⬇️Follow⤵️ @TheTaxAndCreditExpert @TheTaxAndCreditExpert • • • #love #followback #instagramers #tweegram #photooftheday #20likes #amazing #smile #follow4follow #look #instalike #entrepreneur #picoftheday #food #instadaily #instafollow #followme #girl #instagood #bestoftheday #instacool #entrepreneurlife #follow #style #swag #keke #entrepreneurship
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jaythecreditexpert-blog · 7 years ago
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Ijs. It’s not just service cars that make frequent stops. I stop the bs quick too.
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jaythecreditexpert-blog · 7 years ago
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How to get your Mortgage approved - Broker Cheat Sheet! 1. Credit History - 3 or more active trade-lines 2. Less than $2500.00 in collection accounts 3. Low DTI 50% FHA & 47% CONV 4. Credit Score: 580+ FHA & 640+ CONV 5. Line 7 and Line 37 on taxes to reflect actual income 6. No Installment Loans Lates within 12-24 Months! Especially on Vehicle Loans! Don’t buy a brand new car with a huge payment if you plan to buy within 2 years!!!! 7. 12 Months Cancelled Checks showing Rental History. 8. 2 years of employment history for primary and secondary jobs in order to count income 9. Chapter 7-BK two years from Discharge date two years FHA, 5 years CONV. Chapter 13 = 12 successful payments. 10. The lower the score the more savings one must show. See a Mortgage Approval is so much more than good credit. Most banks have overlays this is why it’s important to use a Mortgage Broker!
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jaythecreditexpert-blog · 7 years ago
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• • • ⬇️Follow⤵️ @JayGetRealMediaLeads @JayGetRealMediaLeads • • • #love #followback #instagramers #envywear #tweegram #photooftheday #20likes #amazing #smile #follow4follow #like4like #look #instalike #entrepreneur #picoftheday #food #instadaily #instafollow #followme #girl #instagood #bestoftheday #instacool #entrepreneurlife #follow #colorful #style #swag #realmedialeads #entrepreneurship
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jaythecreditexpert-blog · 7 years ago
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Can’t stress this enough. Sometimes what you want or need is directly infront of you, but your missing it. Look again! • • • ⬇️Follow⤵️ @JayTheCreditExpert @JayTheCreditExpert • • • #jaythecreditexpert #Rocketcreditsolutions #positivevibesonly #singlemom #realtorlife #couplesgoals #photooftheday #grind #singlemomlife #blessed🙏🏼 #mompreneur #explorepage #nextlevel #freshstart #startingover #doitfortheprocess #motivation #success #mommymakeover #forthebest #businesswomen #closing #independent #startover #productivelife #successfulquotes #productiveday #motivated #realtalk💯 #facts💯
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jaythecreditexpert-blog · 7 years ago
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Learn, and you will be successful. • • • ⬇️Follow⤵️ @JayTheCreditExpert @JayTheCreditExpert • • • #jaythecreditexpert #Rocketcreditsolutions #positivevibesonly #singlemom #realtorlife #couplesgoals #photooftheday #grind #singlemomlife #blessed🙏🏼 #mompreneur #explorepage #nextlevel #freshstart #startingover #doitfortheprocess #motivation #success #mommymakeover #forthebest #businesswomen #closing #independent #startover #productivelife #successfulquotes #productiveday #motivated #realtalk💯 #facts💯
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