#Financial Safety Net

[mbacaminsurancebenefits]

Understanding Liability Insurance for Your Business

Understanding the various aspects of liability insurance is crucial for any business owner. This type of insurance serves as a safeguard, protecting your enterprise from potential legal claims and financial losses. Whether you’re just starting or looking to enhance your current policies, here’s a breakdown of why liability insurance is indispensable.

Learn More: https://www.mbacaminsurance.com/understanding-liability-insurance-for-your-business

[marzipanandminutiae]

thoughts on "tradwives" as a 19th-century social historian

It's great until it's not.

It's great until he develops an addiction and starts spending all the money on it.

It's great until you realize he's abusive and hid it long enough to get you totally in his power (happened to my great-great-aunt Irene).

It's great until he gets injured and can't work anymore.

It's great until he dies and your options are "learn a marketable skill fast" or "marry the first eligible man you can find."

It's great until he wants child #7 and your body just can't take another pregnancy, but you can't leave or risk desertion because he's your meal ticket.

It's great until he tries to make you run a brothel as a get-rich-quick scheme and deserts you when you refuse, leaving your sisters to desperately fundraise so your house doesn't get foreclosed on (happened to my great-great-aunt Mamie).

It's great until you want to leave but you can't. It's great until you want to do something else with your life but you can't. It's great. Until. It's. Not.

I won't lie to you and say nobody was ever happy that way. Plenty of women have been, and part of feminism is acknowledging that women have the right to choose that sort of life if they want to.

But flinging yourself into it wholeheartedly with no sort of safety net whatsoever, especially in a period where it's EXTREMELY easy for him to leave you- as it should be; no-fault divorce saves lives -is naive at best and dangerous at worst.

Have your own means of support. Keep your own bank account; we fought hard enough to be allowed them. Gods willing, you never need that safety net, but too many women have suffered because they needed it and it wasn't there.

[roosterfinancial]

Preparing for Financial Emergencies: A Checklist for Unforeseen Rainy Days

How prepared are you for a financial storm? It’s not the most exciting question, but undoubtedly a crucial one. Life is unpredictable, and financial emergencies can strike at any moment. Job loss, medical emergencies, or unforeseen major expenses can rock your financial boat. But don’t fret! In this article, we provide a checklist to guide you in creating a solid financial buffer for such…

[so-i-did-this-thing]

If you wanna know how it's going in Florida as a trans person: we have 3 very scary bills proposed (SB1674, HB1421, SB254) which stand to block - for adults - insurance coverage, bathroom access, and possibly even most transition care itself (not a ban, but still effectively one due to a whole slew of restrictions, including to telemed).

Crow and I had planned on moving to CT before the presidential election, but I needed to figure out an emergency timeline if a bill blocks access to my HRT and I can't find another local provider.

So, I made a spreadsheet of when emergencies could trigger and when I might need to stretch my T stash out while I flee Florida. Worst case: a bill immediately goes into law the day I pick up my next refill and I get denied. (Remember, testosterone is a controlled substance and it is a felony if I try to DIY.)

Every time I pick up my testosterone Rx, I can shift this emergency date further into the future. And if the bad bills fail, this emergency scenario goes away.

But looking at my closest "get the hell outta Dodge" date made me realize I need to step up on packing things I know can sit in storage for a while. Hence, all the bins.

Prepare for the worst, hope for the best.

If you're in a state like Florida that is proposing to effectively ban your care, start planning *now* so you know when you might have to make some difficult decisions. Start researching other providers and what you'd need to do for access.

I'm sharing my thought process not to scare trans people, but to give a bit of a framework for this decision-making, be it moving, saving money to pay costs OOP, hopping providers, etc. My emergency dates are based on when my HRT runs out and (for now) doesn't reflect upon the bills' current movement.

I know I am privileged to be able to leave now with most of my things, and am using that to go ahead and make a safe haven in my new home for friends fleeing in less ideal scenarios who would need temporary housing.

Thanks to all my friends reaching out with support. Our safety next is strong enough to where hopefully we should just need a place to crash with 3 cats on the drive up.

Good luck, stay safe, fight as long as you can, and afford yourself all the grace you can muster.

[iero]

I love my grandmother dearly but her “You’re getting to that age where you should be settling down. Why haven’t you settled down yet?” shovel talk drives me fucking insane!

[whentherewerebicycles]

this sucks lol

[shortscircuits]

having a mortgage means every few months someone in your life encourages you to become a landlord. it's so weird. and its almost never the same person twice

[cainite-bite]

Im sorry but this trend of "stay at home girlfriend" that's being glorified is the saddest fucking thing.

First of all never let anyone control your finances and solely rely on another for that because if they leave you're stuck with nothing. If they die you are stuck with nothing. If they are abusive and you need to get outta dodge you got nothing. Never let anyone have that power over you whether man or woman or literally anyone else.

2ndly it's also sad to say you cook, you clean, you wash the literal smudged underwear of some schmup, you're doing the full time work in their place and all for nothing but to get to call yourself "girlfriend". You don't get paid, you don't have the same tax benefits that you might have from marriage, you can't hop onto their insurance, you don't get anything because you're stuck with a person who doesn't view you as anything more than a live-in bangmaid with little value outside of that because they know you got so little self worth that you allow yourself to get used as a doormat.

[captainclickycat]

Being a serial temp would be really ideal for me if it wasn’t for all the being unemployed in between

[solarwynd]

It'll be a miracle if new jeans comes out of this unscathed. They'll either lose Hybe or they'll lose MHJ or worst case lose both. They have a comeback soon too right? Very messy for them and their fans

This Friday actually which is 💀 literally the worst time for this to be happening, but the girls have genuine GP. I don’t think people are gonna let this affect listening to their music cause it really doesn’t have anything to do with them personally. It’s not like njws did anything bad. Reading that statement MHJ put out though, she is not letting njws go without a fist fight cause she’s really made those girls her entire life’s work.

[the-casbah-way]

can they please just give me testosterone why do i have to wait ages and get blood tests and pay literally the entirety of my life savings and then some please just give me the juice please i’m going to off myself

[roosterfinancial]

Emergency Funds: Why You Need One and How to Build It

Having an emergency fund is a crucial aspect of financial planning. Life is unpredictable, and unexpected expenses can arise at any time. In this comprehensive guide, we will explore the importance of having an emergency fund and provide practical steps to help you build one. The Importance of an Emergency Fund An emergency fund serves as a financial safety net that provides a buffer during…

[autistic-shaiapouf]

Beginning to really wonder how much of my financial concern is manufactured and handed to me as opposed to something I'm genuinely concerned by

[journal-three]

what if I made a post about the surge of teen content creators. and how I am proud of them but also concerned for their social development. and also begged them to check their privilege that allows them to be creators at such young ages.

and what if I also tried to reassure the not-so-privileged teens that just bc they can't start now doesn't mean they can't try later?

[mindisc]

Worst part of it is in some sick way it's by... Choice? I just feel terrible asking for help. And for some reason I decided to try to be independent. And even though I know my parents are doing fucking fine, any time I need anything I feel this terrible crushing guilt. I don't know where it comes from. It's not something they taught me. It's not something Anyone taught me. I've just convinced myself I have to do things on my own for some reason

[seraphim-soulmate]

23 > one year closer to 25, I can almost taste it > which in itself is close to 30, where I have expectations for myself