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#Recurring api
bankcloud-blog · 1 year
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API Recurring Payments
API recurring payments simplify and automate billing for businesses, ensuring timely, hassle-free collection of recurring revenue.
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bankcloud · 2 years
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Automate Recurring Payments Using API | Call Now - Bank Cloud
BankCloud s recurring collection API stack provides a unified approach to various subscription channels and makes collections seamless and automatic Supports SI on cards, eSI, NACH, and UPI
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bankcloudsolutions · 16 days
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Introduction to Recurring Payments API Integration
Recurring payments API involve the automatic and regular billing of customers for goods or services they subscribe to. This model enables businesses to charge customers on a consistent schedule — monthly, quarterly, or annually — without manual invoicing.
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It simplifies the payment process by eliminating the need for frequent reminders and reduces administrative effort for both businesses and customers.
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shoaibkha123 · 6 months
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UPI Payment Gateway India
Empower Your Transactions with Quintus Tech: Leading Automated Payment Solution Provider in India. Discover seamless payment solutions in India with Quintus Tech – your trusted automated payment solution provider. Streamline transactions effortlessly Quintus Tech offers cutting-edge and seamless payment solutions in India, serving as your trusted automated payment solution provider. Our goal is to simplify and streamline transactions, making the payment process effortless for businesses and individuals alike. Automation, Security, User-Friendly Interface, Versatility, Integration, Customer Support, Innovation etc. Visit Our Website :- https://quintustech.in/
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mausam123 · 7 months
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Automated Payment Solutions
Quintus Tech provides a wide range of services including automated payment solutions in India and digital payment systems, mobile payment solutions, and online payment gateways. They enable businesses to easily and securely accept customer payments, settle transactions, and improve customer experience.
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exeggcute · 1 year
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the great reddit API meltdown of '23, or: this was always bound to happen
there's a lot of press about what's going on with reddit right now (app shutdowns, subreddit blackouts, the CEO continually putting his foot in his mouth), but I haven't seen as much stuff talking about how reddit got into this situation to begin with. so as a certified non-expert and Context Enjoyer I thought it might be helpful to lay things out as I understand them—a high-level view, surveying the whole landscape—in the wonderful world of startups, IPOs, and extremely angry users.
disclaimer that I am not a founder or VC (lmao), have yet to work at a company with a successful IPO, and am not a reddit employee or third-party reddit developer or even a subreddit moderator. I do work at a startup, know my way around an API or two, and have spent twelve regrettable years on reddit itself. which is to say that I make no promises of infallibility, but I hope you'll at least find all this interesting.
profit now or profit later
before you can really get into reddit as reddit, it helps to know a bit about startups (of which reddit is one). and before I launch into that, let me share my Three Types Of Websites framework, which is basically just a mental model about financial incentives that's helped me contextualize some of this stuff.
(1) website/software that does not exist to make money: relatively rare, for a variety of reasons, among them that it costs money to build and maintain a website in the first place. wikipedia is the evergreen example, although even wikipedia's been subject to criticism for how the wikimedia foundation pays out its employees and all that fun nonprofit stuff. what's important here is that even when making money is not the goal, money itself is still a factor, whether it's solicited via donations or it's just one guy paying out of pocket to host a hobby site. but websites in this category do, generally, offer free, no-strings-attached experiences to their users.
(I do want push back against the retrospective nostalgia of "everything on the internet used to be this way" because I don't think that was ever really true—look at AOL, the dotcom boom, the rise of banner ads. I distinctly remember that neopets had multiple corporate sponsors, including a cookie crisp-themed flash game. yahoo bought geocities for $3.6 billion; money's always been trading hands, obvious or not. it's indisputable that the internet is simply different now than it was ten or twenty years ago, and that monetization models themselves have largely changed as well (I have thoughts about this as it relates to web 1.0 vs web 2.0 and their associated costs/scale/etc.), but I think the only time people weren't trying to squeeze the internet for all the dimes it can offer was when the internet was first conceived as a tool for national defense.)
(2) website/software that exists to make money now: the type that requires the least explanation. mostly non-startup apps and services, including any random ecommerce storefront, mobile apps that cost three bucks to download, an MMO with a recurring subscription, or even a news website that runs banner ads and/or offers paid subscriptions. in most (but not all) cases, the "make money now" part is obvious, so these things don't feel free to us as users, even to the extent that they might have watered-down free versions or limited access free trials. no one's shocked when WoW offers another paid expansion packs because WoW's been around for two decades and has explicitly been trying to make money that whole time.
(3) website/software that exists to make money later: this is the fun one, and more common than you'd think. "make money later" is more or less the entire startup business model—I'll get into that in the next section—and is deployed with the expectation that you will make money at some point, but not always by means as obvious as "selling WoW expansions for forty bucks a pop."
companies in this category tend to have two closely entwined characteristics: they prioritize growth above all else, regardless of whether this growth is profitable in any way (now, or sometimes, ever), and they do this by offering users really cool and awesome shit at little to no cost (or, if not for free, then at least at a significant loss to the company).
so from a user perspective, these things either seem free or far cheaper than their competitors. but of course websites and software and apps and [blank]-as-a-service tools cost money to build and maintain, and that money has to come from somewhere, and the people supplying that money, generally, expect to get it back...
just not immediately.
startups, VCs, IPOs, and you
here's the extremely condensed "did NOT go to harvard business school" version of how a startup works:
(1) you have a cool idea.
(2) you convince some venture capitalists (also known as VCs) that your idea is cool. if they see the potential in what you're pitching, they'll give you money in exchange for partial ownership of your company—which means that if/when the company starts trading its stock publicly, these investors will own X numbers of shares that they can sell at any time. in other words, you get free money now (and you'll likely seek multiple "rounds" of investors over the years to sustain your company), but with the explicit expectations that these investors will get their payoff later, assuming you don't crash and burn before that happens.
during this phase, you want to do anything in your power to make your company appealing to investors so you can attract more of them and raise funds as needed. because you are definitely not bringing in the necessary revenue to offset operating costs by yourself.
it's also worth nothing that this is less about projecting the long-term profitability of your company than it's about its perceived profitability—i.e., VCs want to put their money behind a company that other people will also have confidence in, because that's what makes stock valuable, and VCs are in it for stock prices.
(3) there are two non-exclusive win conditions for your startup: you can get acquired, and you can have an IPO (also referred to as "going public"). these are often called "exit scenarios" and they benefit VCs and founders, as well as some employees. it's also possible for a company to get acquired, possibly even more than once, and then later go public.
acquisition: sell the whole damn thing to someone else. there are a million ways this can happen, some better than others, but in many cases this means anyone with ownership of the company (which includes both investors and employees who hold stock options) get their stock bought out by the acquiring company and end up with cash in hand. in varying amounts, of course. sometimes the founders walk away, sometimes the employees get laid off, but not always.
IPO: short for "initial public offering," this is when the company starts trading its stocks publicly, which means anyone who wants to can start buying that company's stock, which really means that VCs (and employees with stock options) can turn that hypothetical money into real money by selling their company stock to interested buyers.
drawing from that, companies don't go for an IPO until they think their stock will actually be worth something (or else what's the point?)—specifically, worth more than the amount of money that investors poured into it. The Powers That Be will speculate about a company's IPO potential way ahead of time, which is where you'll hear stuff about companies who have an estimated IPO evaluation of (to pull a completely random example) $10B. actually I lied, that was not a random example, that was reddit's valuation back in 2021 lol. but a valuation is basically just "how much will people be interested in our stock?"
as such, in the time leading up to an IPO, it's really really important to do everything you can to make your company seem like a good investment (which is how you get stock prices up), usually by making the company's numbers look good. but! if you plan on cashing out, the long-term effects of your decisions aren't top of mind here. remember, the industry lingo is "exit scenario."
if all of this seems like a good short-term strategy for companies and their VCs, but an unsustainable model for anyone who's buying those stocks during the IPO, that's because it often is.
also worth noting that it's possible for a company to be technically unprofitable as a business (meaning their costs outstrip their revenue) and still trade enormously well on the stock market; uber is the perennial example of this. to the people who make money solely off of buying and selling stock, it literally does not matter that the actual rideshare model isn't netting any income—people think the stock is valuable, so it's valuable.
this is also why, for example, elon musk is richer than god: if he were only the CEO of tesla, the money he'd make from selling mediocre cars would be (comparatively, lol) minimal. but he's also one of tesla's angel investors, which means he holds a shitload of tesla stock, and tesla's stock has performed well since their IPO a decade ago (despite recent dips)—even if tesla itself has never been a huge moneymaker, public faith in the company's eventual success has kept them trading at high levels. granted, this also means most of musk's wealth is hypothetical and not liquid; if TSLA dropped to nothing, so would the value of all the stock he holds (and his net work with it).
what's an API, anyway?
to move in an entirely different direction: we can't get into reddit's API debacle without understanding what an API itself is.
an API (short for "application programming interface," not that it really matters) is a series of code instructions that independent developers can use to plug their shit into someone else's shit. like a series of tin cans on strings between two kids' treehouses, but for sending and receiving data.
APIs work by yoinking data directly from a company's servers instead of displaying anything visually to users. so I could use reddit's API to build my own app that takes the day's top r/AITA post and transcribes it into pig latin: my app is a bunch of lines of code, and some of those lines of code fetch data from reddit (and then transcribe that data into pig latin), and then my app displays the content to anyone who wants to see it, not reddit itself. as far as reddit is concerned, no additional human beings laid eyeballs on that r/AITA post, and reddit never had a chance to serve ads alongside the pig-latinized content in my app. (put a pin in this part—it'll be relevant later.)
but at its core, an API is really a type of protocol, which encompasses a broad category of formats and business models and so on. some APIs are completely free to use, like how anyone can build a discord bot (but you still have to host it yourself). some companies offer free APIs to third-party developers can build their own plugins, and then the company and the third-party dev split the profit on those plugins. some APIs have a free tier for hobbyists and a paid tier for big professional projects (like every weather API ever, lol). some APIs are strictly paid services because the API itself is the company's core offering.
reddit's financial foundations
okay thanks for sticking with me. I promise we're almost ready to be almost ready to talk about the current backlash.
reddit has always been a startup's startup from day one: its founders created the site after attending a startup incubator (which is basically a summer camp run by VCs) with the successful goal of creating a financially successful site. backed by that delicious y combinator money, reddit got acquired by conde nast only a year or two after its creation, which netted its founders a couple million each. this was back in like, 2006 by the way. in the time since that acquisition, reddit's gone through a bunch of additional funding rounds, including from big-name investors like a16z, peter thiel (yes, that guy), sam altman (yes, also that guy), sequoia, fidelity, and tencent. crunchbase says that they've raised a total of $1.3B in investor backing.
in all this time, reddit has never been a public company, or, strictly speaking, profitable.
APIs and third-party apps
reddit has offered free API access for basically as long as it's had a public API—remember, as a "make money later" company, their primary goal is growth, which means attracting as many users as possible to the platform. so letting anyone build an app or widget is (or really, was) in line with that goal.
as such, third-party reddit apps have been around forever. by third-party apps, I mean apps that use the reddit API to display actual reddit content in an unofficial wrapper. iirc reddit didn't even have an official mobile app until semi-recently, so many of these third-party mobile apps in particular just sprung up to meet an unmet need, and they've kept a small but dedicated userbase ever since. some people also prefer the user experience of the unofficial apps, especially since they offer extra settings to customize what you're seeing and few to no ads (and any ads these apps do display are to the benefit of the third-party developers, not reddit itself.)
(let me add this preemptively: one solution I've seen proposed to the paid API backlash is that reddit should have third-party developers display reddit's ads in those third-party apps, but this isn't really possible or advisable due to boring adtech reasons I won't inflict on you here. source: just trust me bro)
in addition to mobile apps, there are also third-party tools that don’t replace the Official Reddit Viewing Experience but do offer auxiliary features like being able to mass-delete your post history, tools that make the site more accessible to people who use screen readers, and tools that help moderators of subreddits moderate more easily. not to mention a small army of reddit bots like u/AutoWikibot or u/RemindMebot (and then the bots that tally the number of people who reply to bot comments with “good bot” or “bad bot).
the number of people who use third-party apps is relatively small, but they arguably comprise some of reddit’s most dedicated users, which means that third-party apps are important to the people who keep reddit running and the people who supply reddit with high-quality content.
unpaid moderators and user-generated content
so reddit is sort of two things: reddit is a platform, but it’s also a community.
the platform is all the unsexy (or, if you like python, sexy) stuff under the hood that actually makes the damn thing work. this is what the company spends money building and maintaining and "owns." the community is all the stuff that happens on the platform: posts, people, petty squabbles. so the platform is where the content lives, but ultimately the content is the reason people use reddit—no one’s like “yeah, I spend time on here because the backend framework really impressed me."
and all of this content is supplied by users, which is not unique among social media platforms, but the content is also managed by users, which is. paid employees do not govern subreddits; unpaid volunteers do. and moderation is the only thing that keeps reddit even remotely tolerable—without someone to remove spam, ban annoying users, and (god willing) enforce rules against abuse and hate speech, a subreddit loses its appeal and therefore its users. not dissimilar to the situation we’re seeing play out at twitter, except at twitter it was the loss of paid moderators;  reddit is arguably in a more precarious position because they could lose this unpaid labor at any moment, and as an already-unprofitable company they absolutely cannot afford to implement paid labor as a substitute.
oh yeah? spell "IPO" backwards
so here we are, June 2023, and reddit is licking its lips in anticipation of a long-fabled IPO. which means it’s time to start fluffing themselves up for investors by cutting costs (yay, layoffs!) and seeking new avenues of profit, however small.
this brings us to the current controversy: reddit announced a new API pricing plan that more or less prevents anyone from using it for free.
from reddit's perspective, the ostensible benefits of charging for API access are twofold: first, there's direct profit to be made off of the developers who (may or may not) pay several thousand dollars a month to use it, and second, cutting off unsanctioned third-party mobile apps (possibly) funnels those apps' users back into the official reddit mobile app. and since users on third-party apps reap the benefit of reddit's site architecture (and hosting, and development, and all the other expenses the site itself incurs) without “earning” money for reddit by generating ad impressions, there’s a financial incentive at work here: even if only a small percentage of people use third-party apps, getting them to use the official app instead translates to increased ad revenue, however marginal.
(also worth mentioning that chatGPT and other LLMs were trained via tools that used reddit's API to scrape post and content data, and now that openAI is reaping the profits of that training without giving reddit any kickbacks, reddit probably wants to prevent repeats of this from happening in the future. if you want to train the next LLM, it's gonna cost you.)
of course, these changes only benefit reddit if they actually increase the company’s revenue and perceived value/growth—which is hard to do when your users (who are also the people who supply the content for other users to engage with, who are also the people who moderate your communities and make them fun to participate in) get really fucking pissed and threaten to walk.
pricing shenanigans
under the new API pricing plan, third-party developers are suddenly facing steep costs to maintain the apps and tools they’ve built.
most paid APIs are priced by volume: basically, the more data you send and receive, the more money it costs. so if your third-party app has a lot of users, you’ll have to make more API requests to fetch content for those users, and your app becomes more expensive to maintain. (this isn’t an issue if the tool you’re building also turns a profit, but most third-party reddit apps make little, if any, money.)
which is why, even though third-party apps capture a relatively small portion of reddit’s users, the developer of a popular third-party app called apollo recently learned that it would cost them about $20 million a year to keep the app running. and apollo actually offers some paid features (for extra in-app features independent of what reddit offers), but nowhere near enough to break even on those API costs.
so apollo, any many apps like it, were suddenly unable to keep their doors open under the new API pricing model and announced that they'd be forced to shut down.
backlash, blackout
plenty has been said already about the current subreddit blackouts—in like, official news outlets and everything—so this might be the least interesting section of my whole post lol. the short version is that enough redditors got pissed enough that they collectively decided to take subreddits “offline” in protest, either by making them read-only or making them completely inaccessible. their goal was to send a message, and that message was "if you piss us off and we bail, here's what reddit's gonna be like: a ghost town."
but, you may ask, if third-party apps only captured a small number of users in the first place, how was the backlash strong enough to result in a near-sitewide blackout? well, two reasons:
first and foremost, since moderators in particular are fond of third-party tools, and since moderators wield outsized power (as both the people who keep your site more or less civil, and as the people who can take a subreddit offline if they feel like it), it’s in your best interests to keep them happy. especially since they don’t get paid to do this job in the first place, won’t keep doing it if it gets too hard, and essentially have nothing to lose by stepping down.
then, to a lesser extent, the non-moderator users on third-party apps tend to be Power Users who’ve been on reddit since its inception, and as such likely supply a disproportionate amount of the high-quality content for other users to see (and for ads to be served alongside). if you drive away those users, you’re effectively kneecapping your overall site traffic (which is bad for Growth) and reducing the number/value of any ad impressions you can serve (which is bad for revenue).
also a secret third reason, which is that even people who use the official apps have no stake in a potential IPO, can smell the general unfairness of this whole situation, and would enjoy the schadenfreude of investors getting fucked over. not to mention that reddit’s current CEO has made a complete ass of himself and now everyone hates him and wants to see him suffer personally.
(granted, it seems like reddit may acquiesce slightly and grant free API access to a select set of moderation/accessibility tools, but at this point it comes across as an empty gesture.)
"later" is now "now"
TL;DR: this whole thing is a combination of many factors, specifically reddit being intensely user-driven and self-governed, but also a high-traffic site that costs a lot of money to run (why they willingly decided to start hosting video a few years back is beyond me...), while also being angled as a public stock market offering in the very near future. to some extent I understand why reddit’s CEO doubled down on the changes—he wants to look strong for investors—but he’s also made a fool of himself and cast a shadow of uncertainty onto reddit’s future, not to mention the PR nightmare surrounding all of this. and since arguably the most important thing in an IPO is how much faith people have in your company, I honestly think reddit would’ve fared better if they hadn’t gone nuclear with the API changes in the first place.
that said, I also think it’s a mistake to assume that reddit care (or needs to care) about its users in any meaningful way, or at least not as more than means to an end. if reddit shuts down in three years, but all of the people sitting on stock options right now cashed out at $120/share and escaped unscathed... that’s a success story! you got your money! VCs want to recoup their investment—they don’t care about longevity (at least not after they’re gone), user experience, or even sustained profit. those were never the forces driving them, because these were never the ultimate metrics of their success.
and to be clear: this isn’t unique to reddit. this is how pretty much all startups operate.
I talked about the difference between “make money now” companies and “make money later” companies, and what we’re experiencing is the painful transition from “later” to “now.” as users, this change is almost invisible until it’s already happened—it’s like a rug we didn’t even know existed gets pulled out from under us.
the pre-IPO honeymoon phase is awesome as a user, because companies have no expectation of profit, only growth. if you can rely on VC money to stay afloat, your only concern is building a user base, not squeezing a profit out of them. and to do that, you offer cool shit at a loss: everything’s chocolate and flowers and quarterly reports about the number of signups you’re getting!
...until you reach a critical mass of users, VCs want to cash in, and to prepare for that IPO leadership starts thinking of ways to make the website (appear) profitable and implements a bunch of shit that makes users go “wait, what?”
I also touched on this earlier, but I want to reiterate a bit here: I think the myth of the benign non-monetized internet of yore is exactly that—a myth. what has changed are the specific market factors behind these websites, and their scale, and the means by which they attempt to monetize their services and/or make their services look attractive to investors, and so from a user perspective things feel worse because the specific ways we’re getting squeezed have evolved. maybe they are even worse, at least in the ways that matter. but I’m also increasingly less surprised when this occurs, because making money is and has always been the goal for all of these ventures, regardless of how they try to do so.
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changes · 1 year
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Tuesday, May 2nd, 2023
🌟 New
On web, you can now switch between Blue and Rainbow Important Internet Checkmarks, and purchase them separately, in your Blog's settings. Could this be the sign of something more to come? 🤔
🛠 Fixed
Fixed a bug that was preventing new activity items from being created when someone was interacting with a reblog that you reblogged from yourself.
On web, you'll no longer lose your position on the queue and drafts page when editing or creating a new draft/queue/scheduled post.
On web, when writing or editing a post, the tag background now uses your theme's color.
Rate limits are now more effectively enforced on our search API.
List styling in the post options has been fixed in Safari.
Gift buying has been streamlined with a few small tweaks. Thank your favorite bloggers with Ad-Free Browsing or inflict them with Crabs!
🚧 Ongoing
The war against spam bots continues. We're working to clean up the recent wave of spam bots, and again prevent them from recurring. As usual, please report any blogs as spam that you find, and we'll take care of the rest.
Staff are hard at work updating our docs. If you see anything confusing or out-of-date, please send some feedback!
🌱 Upcoming
For all of you keyboard fans, hotkey improvements are on the way!
For all of you iOS and Android app fans, badge management is on the way!
Experiencing an issue? File a Support Request and we’ll get back to you as soon as we can!
Want to share your feedback about something? Check out our Work in Progress blog and start a discussion with the community.
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brehaaorgana · 9 months
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What if I just become an annoying ADHD money blogger sometimes
#adhd adult money liveblogging
If you have problems saving money (especially emergency savings money) because you always spend it on too many impulse purchases, or take money out of your savings to cover your fun money:
you need to open a savings account with a new bank. The more impulsive you are, the more I recommend a small credit union or online only bank, or a really local bank. Someone whose online fund transfers to other banks takes three whole business days, so you literally can't just instant transfer money from savings to your checking account to spur of the moment buy things. If you're afraid this defeats the point of an emergency savings fund in the case of, well, an emergency, set up a small checking account with a minimal amount at this bank too, and just set aside the debit card somewhere you won't frequently use because it won't have much money until you pull it from emergency savings and put it in the checking account.
Look for one with a high APY relative to having basically no deposit minimum (mine is like 3%) and no minimum deposit or monthly fees. The APY is basically when bank sometimes pays you money for not spending money. It will be like, cents at first. Change in the sofa cushions. But over time, it will be more. Don't worry about it. It's just surprise money for later. Not a lot, mind you. But you're a competitive winner and every cent they give you FREE is a success to zap your brain with dopamine. (Eventually if you have enough money you can do this by like, investing in shit or buying CDs and they just give you MORE MONEY. BUT!!! BABY STEPS.)
This is crucial: if you have some kind of direct deposit paycheck set up, see if you can SPLIT the direct deposit between multiple accounts. The company my job uses to pay people allows us to choose between depositing a fixed dollar amount to certain accounts (with "remainder of paycheck balance" being automatic for one account), OR depositing a percentage of my paycheck to certain accounts. (Percents of a paycheck tend to be higher to start). If you don't get paid this way, figure out a good date to set a recurring transfer from your checking to your savings for an amount so it won't sit in your spendy account long. The goal is to pretend like you just actually never had the savings money in that paycheck. Poof. Gone. Disappeared. It got saved before you became aware of the money.
Feel free to start with a small amount. It can be $5 or whatever. Once you start doing this for a few paychecks look at your money. If you're not genuinely struggling to stay afloat after 2-3 months and are still comfortable, try increasing the number a little. Repeat as needed.
Now you've saved money. 🎉
This is genuinely how I managed to save money more consistently than anything else I've ever tried. Savings money goes in the secret money account. 🤷🏽‍♀️ Incredibly silly but it works.
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sibyl-of-space · 6 months
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The San Francisco tech scene is completely beyond satire. I'm in a discord server for game developers based in SF because even though I don't live in the bay area anymore it's still the closest hub for indie developers near me. I went to one of their meetups once, the talk itself was completely useless and I left about 30 mins in, but I did get two people to playtest my demo beforehand so it was still worthwhile. One of those things where you're in a sea of 50 people who annoy you and are able to find maybe one or two people who are cool to talk to.
Anyway, I just received a ping about their next meetup, which is-- I literally could not make up something more on the nose than this if I tried--
brought to you
by
✨ J.P. Morgan ✨
.
Actual quote from the event page:
Are you a developer looking to accept payments and monetize your users effectively? We are excited to announce this unique opportunity to get in on the ground floor and learn about how to monetize your payment flow for your gaming applications at scale. As you may be aware, the Apple App Store and other stores are now allowing outside payment methods within iPhone apps due to "anti-competitive" laws in the EU. As a result, if you are part of Apples small business program, you may be eligible for a discounted percentage fee on IAP instead of the normal 30% fee. We hope you can attend to explore these concepts and learn how you can save money on payment processing fees with J.P. Morgan Payments.
Food is sponsored by J.P. Morgan and drinks are available for purchase at the DNA Lounge bar. All proceeds from drink sales go directly to the venue which helps them keep the lights on, and also helps us continue to host events in their space. DNA Lounge is over 3,000 sqft and is the largest venue we've ever hosted our events at. Speakers will go on stage at 7:00pm. This is an all ages event, is open to the public and is a professional networking event for game developers, artists, students, indies, or really anyone interested in game development. ASL Interpretation services available upon request via email.
Speaker Lineup:
Alan Lee | Developer Relations at J.P. Morgan Payments
Enhance your Payment Experience with J.P Morgan’s Payment Developer Platform
In this session, The J.P Morgan Payments developer relations team will showcase how the Online Payments API allows you to seamlessly accept, process and settle payments from the large suite of supported payment methods. We’ll explore the extended capabilities like tools for fraud prevention, recurring payments and demonstrate how these features can help you improve authorization rates, secure transactions, and gain valuable insights into your payment flow.
so anyway if anybody needs me I will be basically anywhere except at this particular event
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manonamora-if · 1 year
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Project Status and Plans
All projects and their relevant links are listed here or here.
2023 Resolutions:
Get things off my desk and shelf it for good.
Avoid starting new ones, or at least starting new WIPs
Continue to do Word Crimes (and maybe Code Crimes)
Under the break:
Project Status and Current To-Do's
Future Projects
/ . /
Project Status and Current To-Do's:
Meeting the Parents
Remaster Completed - Maintenance when needed
Crimson Rose & White Lily
Hiatus - Correct bugs - Redesign the Codexes - Complete Scene 5 (and Scene 2 variations?)
Exquisite Cadaver
Hiatus - Fix UI - QoL update of textbox and translated text - Add missing scenes and Endings - Fix Endless Mode - Look into French localization (unlikely) - Fix the blog
SPS Iron Hammer
Complete Future: remaster with complete story and gameplay
The Thick Table Tavern
Complete - Update Planned - Fix UI (look into mobile scaling) - Fix coding bugs (esp. Arcade Mode) - Re-writes of current text - Add missing storylets - Include recurring characters
The Trials and Tribulations of Edward Harcourt
Work In Progress - dependent on writer - Complete next round of edit and code - Package as a completed product
La Petite Mort
Completed - Update in the Works - Fix UI - Add missing rooms, content and endings - Correct the Inventory Mechanic - Fix display of elements - Translate into English
Goncharov Escapes!
Remaster Completed - Maintenance when needed
P-Rix - Space Trucker
Hiatus - Fix animations (esp text) and autoscrolling - Add the missing content - Look into French localization
DOL-OS
Remaster Completed - Maintenance when needed
The Rye in the Dark City
Hiatus - Fix UI - Double check Act 1 and fix errors - Add Act 2 and 3
The Roads not Taken
Complete - Update Planned - Iron-out the UI + display element - Fix parser gameplay (esp direction) - Add missing element/actions - Look into French localization
Entre-d’œufs coquilles An Eggscellent Preparation
Complete - Update Planned - Fix current bugs and issues (wrong text display and main puzzle) - Retranslate to French - Repackage into one page - Upload to IF Archive + GitHub
The Dinner
Complete - Update Planned - Complete missing courses and Final Beat - Add alternative options + rewind endings - Look into French localization
Templates and Guides
Work In Progress - unlikely to be complete - SugarCube Guide: add missing APIs, commonly used blocks of code, functionality, UI changes, JavaScript code; fix some small errors, add SGDocu theme - Templates: make more for fun; planned: title page. Also add the missing pictures of the templates on itch.
Complete - nothing will change here - Tweego Guide - CScript to SugarCube Guide
Tiny Games
Le Jeu de la Dévotion: fix the typos + English translation
À La Campagne
Collision
Intersigne
Clarence Street, 14
Other To-Do's
Prompts: put them in separate collection
Empty Inbox
Re-design itch pages: consistent style between main games
Re-format Tumblr intro posts: consistent style between posts
Continue to Host Jams
Continue to Play and Review Games
Take care of those damn wrists and hands.
Future Projects
Those projects are TBD in everything. They would probably start then the above To-Do has decreased. The titles are WIP titles. This is not the complete list I have hidden in a drawer or other desk bunnies. They might not be Twine games, or IF games either...
Quest Town
A RPG-style adventure, where you play as a beginner adventurer on the road to greatness and treasure. Along the way, you encounter people needing your help, with promise of rewards in return.
This would include a leveling system, inventory system, combat gameplay, travelling back and forth between location, storylets...
Project Status: Not Started
IFComp/SpringThing 2024-5?
A puzzle-focus escape-room, in hypertext/visually interactive form. Multiple rooms with different puzzle and interconnectedness. Story with mystery.
I technically have a title for it, and the pun is still making me giggle. But keeping this in my sleeve.
Project Status: Mock-up, some puzzles coded.
CRWL Side-quel
A Razac-focused story, either as a prequel, during the event of the games, sequel, or plain alternate universe. Mainly because I've been playing him in a TTRPG session and he's a fun character I want to explore further.
Project Status: Not Started
Sword Vigilante F/F Rivalry
Because there are not enough of those, and I can just go all in with the humour, camp, gushing, innuendos and puns, and of course... betraaaaayyyaals. Think Zorro but with more sword ladies.
Project Status: Not Started
TTTT Sequel - Bron(m?)'s Quest
Essentially a similar gameplay from TTTT but with food instead of drinks. Help Brom(n?) prepare food for the customers.
Project Status: Not Started
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corbindavenport · 6 months
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Introducing Alt Text Creator
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Images on web pages are supposed to have alternate text, which gives screen readers, search engines, and other tools a text description of the image. Alt text is critical for accessibility and search engine optimization (SEO), but it can also be time-consuming, which is why I am releasing Alt Text Creator!
Alt Text Creator is a new browser extension for Mozilla Firefox and Google Chrome (and other browsers that can install from the Chrome Web Store) that automatically generates alt text for image using the OpenAI GPT-4 with Vision AI. You just right-click any image, select "Create Alt Text" in the context menu, and a few seconds later the result will appear in a notification. The alt text is automatically copied to your clipboard, so it doesn't interrupt your workflow with another button to click.
I've been using a prototype version of this extension for about three months (my day job is News Editor at How-To Geek), and I've been impressed by how well the GPT-4 AI model describes text. I usually don't need to tweak the result at all, except to make it more specific. If you're curious about the AI prompt and interaction, you can check out the source code. Alt Text Creator also uses the "Low Resolution" mode and saves a local cache of responses to reduce usage costs.
I found at least one other browser extension with similar functionality, but Alt Text Creator is unique for two reasons. First, it uses your own OpenAI API key that you provide. That means the initial setup is a bit more annoying, but the cost is based on usage and billed directly through OpenAI. There's no recurring subscription, and ChatGPT Plus is not required. In my own testing, creating alt text for a single image costs under $0.01. Second, the extension uses as few permissions as possible—it doesn't even have access to your current tab, just the image you select.
This is more of a niche tool than my other projects, but it's something that has made my work a bit less annoying, and it might help a few other people too. I might try to add support for other AI backends in the future, but I consider this extension feature-complete in its current state.
Download for Google Chrome
Download for Mozilla Firefox
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bankcloud-blog · 1 year
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"Automate Billing: Boost Efficiency with Recurring Payments."
Unlock the power of automated billing with our seamless Recurring API integration. Simplify invoicing, improve cash flow, and enhance customer satisfaction. Get started today
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bankcloud · 2 years
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Unified API Platform for Enterprises | Smart ESB | Integration Platform - Bankcloud
Bankcloud s unified api platform is a true smart Enterprise service bus ESB platform to synchronize transactions and flow, It is a purposeful middleware, integrate once with BankCloud and platform takes care of all your thirdparty integrations
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bankcloudsolutions · 16 days
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Recurring Payments API Integration - Bankcloud
BankCloud s recurring collection API stack provides a unified approach to various subscription channels and makes collections seamless and automatic Supports SI on cards, eSI, NACH, and UPI
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shoaibkha123 · 7 months
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Payment Solution Providers in India
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Empower Your Transactions with Quintus Tech: Leading Automated Payment Solution Provider in India. Discover seamless payment solutions in India with Quintus Tech – your trusted automated payment solution provider. Streamline transactions effortlessly Quintus Tech offers cutting-edge and seamless payment solutions in India, serving as your trusted automated payment solution provider. Our goal is to simplify and streamline transactions, making the payment process effortless for businesses and individuals alike. Automation, Security, User-Friendly Interface, Versatility, Integration, Customer Support, Innovation etc. Visit Our Website :- https://quintustech.in/
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mausam123 · 7 months
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Payment Solution Providers in India
Payment solution providers offer a variety of services, including payment processing, digital payment systems, mobile payment solutions, and online payment gateways. They enable businesses to easily and securely accept payments from customers, settle transactions, and improve the overall customer experience.
Visit our website -  https://quintustech.in/
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