Managing my Finances in 2023 with Savings Calculator
Managing my finances is not a walk in the park for me. But I believe it's an important skill that can help me achieve my financial goals, both to help me provide for myself and support my loved ones. This year, I'm heading to a new job venture and I'm determined to quite eager to make the most out of my earnings.
Set realistic financial goals
Having money is great and it can make things easier but being extremely wealthy isn’t something I thought of wanting so badly. All I want is to be stable enough and not worry too much about the bills.
Setting financial goals is an important step in taking control of your finances and working towards a secure financial future. For me, this is all about determining my priorities. What is really important to me? Save for retirement? Pay off debt? Or build an emergency fund? Knowing my priorities help me focus my efforts and make progress towards achieving my financial objectives.
Plan and organize my expenses (Needs vs. Wants)
This is something I badly need to improve myself in! I journal my finances but I only focus on the “needs” in this journal. Basically list and compute the bills I need to pay, daily expenses, yadah yadah. What I didn’t do is list my “wants” as well. This way, I’ll avoid being too impulsive with my purchases.
Be smarter with my savings
Being smart with money is about more than just saving and budgeting – it's about making informed financial decisions that can help achieve long-term financial goals.
Someone taught me before about passive investment and I have to be honest, it's something I have no clue about. But after a brief research, I think it's something that can help me be smart with my finances. It sure needs more than just research so I was told to consider consulting with a financial advisor to help me make informed investment decisions. Savings Calculator is also a very helpful site to compute how much money you’ll be able to save in a specific period of time. For someone like me whose head spins when I start doing Math, this is such a hassle-free way to plan and organize my finances. Plus, it’s free!
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I aim to be more organized especially when it comes to my finances. I have always managed my finances just okay but I guess turning 32 this year is really making me want to be more determined in terms of money! I know it’s not everything, but well, life is easier with it so.... haha!
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Danny and Damien are twins au, but a slightly redeemed vlad makes Danny the CEO of Vlad Co and DALV and all his other shell companies. Danny is danny, he got pushed into this against his will and is very overwhelmed by CEO duties, so he reaches out to one of his father's sons, Timothy Drake-Wayne, for advice
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So, danny definitely knows his heritage in this au. He was the spare to Damien's heir, and while their relationship was strained by the constant competition, they still love each other, even when Danny started to show more proficiency in infiltration and subterfuge than assassination. Damien and Danny have a huge fight before Danny leaves, with Damien swearing to never forgive Danny for his betrayal, while Danny is like "what betrayal??? I just cant bring myself to kill someone outside of self-defense??"
(One of the things I hate about Danny and Damien Twin AUs is this depiction that, just because (usually) Danny is unwilling to kill, that makes him weak and a traitor. You think the medical staff in the LoA are assassinating people? Or the lawyers? He's not useless, he's just not good as an assassin)
He was sent to the Fentons at like... seven? eight? to study how the Fentons are purifying lazurus waters from Jack and Maddie, both of whom are partly sponsored by the League of Assassins. He's also learning more about spying from Jack, surprisingly, because no one would expect him of being a top tier spy. He has the occasional mission as a child, but it's mostly shadowing Jack to learn how to spy.
Danny sends letters to both Talia and Damien regarding updates on his training and the Fenton's research, but after a year of no reply from Damien, it's only to Talia. He's feels super hurt by this, and abandoned by the LoA, but the Fentons are kind and familial, and Talia visits once a year. She's unwilling to risk visiting more often, lest she risk getting the JL or the Spiders attention, but sometimes she even manages to visit on his birthday!
(Meanwhile, Talia starts sending birthday assassins to kill Damien so she can spend their birthday with Danyal. She's a really hot and cold mom.
Talia: You can choose me, and have a birthday dinner. Or you can choose your father and have a birthday assassin. You're choice. )
When Slade blows up the LoA, Danyal is given permanent orders to remain as Daniel Fenton until Talia, and only Talia, brings him back to the League. No missions and only one letter every six months. But when Ra's comes back to life and the League is back in power, Talia... never tells Danyal. Because she's seen how happy Damien is being a normal child with their father and wants that for Danyal too. Plus, she wants to continue to have a good relationship one of her children, sue her bruce.
So Danny is completely convinced that the League is mostly gone other than his mother, her zealots, and knows that his brother is living with their father. and he's... relieved. His brother is safe, and his mom told him their grandfather was avenged, so Danny can just enjoy his life. Which he does.
He sends out his six month report days before the portal accident.
Canon stuff happens until Danny is sixteen and Vlad, the fruitloop, steps down as CEO and strong-arms Danny into becoming CEO in his place. Jack and Maddie (who at this point know [or have always known in Jack's case, adn Danny didn't appreciate his dad using his his poker face against him like that] about Phantom) are thrilled.
Vlad is using his "foster son" (Dark Danny, but in this idea, he's Dante Masters) as an excuse as to why he's stepping down, since Dante needs all the attention he can give as a "troubled youth". Danny secretly hopes Dante kills Vlad in his sleep, but signs the papers away.
And there's so much work.
Danny has some idea of what he's doing (Vlad co is a tech company and DALV is weapons manufacturing, plus vlad gave him a crash course on CEOing). Sam and Tuck even help! But he wishes there was someone who could understand the pain of being a CEO while still a teen. But... his father's son, his brother, is one such person. And even though the other would never know, he really wanted to get to know his other siblings. So Danny reaches out for advice to Timothy Drake-Wayne.
Tim is immediately on guard when this Damien clone walks into his office claiming to be the new Vlad Co CEO. The clone acts nothing like Damien, but he still thinks this Danny Fenton is a league plant.
His paranoia doubles when Damien freaks out and confesses that A) Danny is apparently his twin brother and B) that he's been with the League of Assassins this whole time. Damien, who really doesn't want to admit that the reason he forced himself to forget his brother was because said brother didn't want to kill people, says "Tch. I didn't want to associate with the likes of him, so I put him out of my mind." Tim now believes that he's dealing with a master assassin with a huge grudge against Damien and Danyal showing no signs of malicious or aggression in their meetings only convinces him that Danyal is a master actor too.
Which, Danyal is a master actor. But all that other stuff is just Tim reaching.
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